Mortgage Capital Associates, Mortgage Lending & HMDA Data, 2007
In 2007, Mortgage Capital Associates, of Los Angeles, CA reported 3,056 mortgage applications totaling $898.6 million. The average application was for $294,043, and applicants reported an average income of $162,296. 70% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (446), Riverside-San Bernardino-Ontario, CA (122) and Edison, NJ (117) (applications in parentheses).
| Mortgage Company & Address | Mortgage Capital Associates, 11150 W. Olympic Blvd., Ste. 1160 Los Angeles, CA 90064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,056 |
| Total Mortgage Loan Application Amount | $898,598,000 |
| Average Mortgage Loan Application Amount | $294,043 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $162,296 |
| Highest Applicant Income | $7,380,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Capital Associates, filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 446 | $ 177,779,000 | $ 398,607 | $ 77,000 |
| Clark, Nevada | 97 | $ 28,645,000 | $ 295,309 | $ 115,000 |
| Cook, Illinois | 86 | $ 21,884,000 | $ 254,465 | $ 103,000 |
| Maricopa, Arizona | 84 | $ 20,166,000 | $ 240,071 | $ 186,000 |
| King, Washington | 81 | $ 28,821,000 | $ 355,814 | $ 308,000 |
| San Diego, California | 70 | $ 22,837,000 | $ 326,242 | $ 181,000 |
| Orange, California | 68 | $ 26,154,000 | $ 384,617 | $ 137,000 |
| San Bernardino, California | 63 | $ 17,575,000 | $ 278,968 | $ 95,000 |
| Riverside, California | 59 | $ 19,588,000 | $ 332,000 | $ 70,000 |
| Monmouth, New Jersey | 57 | $ 16,850,000 | $ 295,614 | $ 106,000 |
| Alameda, California | 51 | $ 18,284,000 | $ 358,509 | $ 247,000 |
| Santa Clara, California | 47 | $ 24,506,000 | $ 521,404 | $ 488,000 |
| Middlesex, New Jersey | 37 | $ 8,893,000 | $ 240,351 | $ 135,000 |
| Fairfax, Virginia | 36 | $ 11,682,000 | $ 324,500 | $ 170,000 |
| Ventura, California | 34 | $ 13,234,000 | $ 389,235 | $ 182,000 |
| Salt Lake, Utah | 34 | $ 8,441,000 | $ 248,264 | $ 249,000 |
| Contra Costa, California | 31 | $ 10,801,000 | $ 348,419 | $ 293,000 |
| Sacramento, California | 31 | $ 9,585,000 | $ 309,193 | $ 170,000 |
| Washoe, Nevada | 27 | $ 7,623,000 | $ 282,333 | $ 282,000 |
| Washington, Oregon | 26 | $ 6,267,000 | $ 241,038 | $ 167,000 |
| San Mateo, California | 25 | $ 12,221,000 | $ 488,840 | $ 118,000 |
| Miami-Dade, Florida | 22 | $ 5,871,000 | $ 266,863 | $ 64,000 |
| Fairfield, Connecticut | 20 | $ 5,983,000 | $ 299,150 | $ 190,000 |
| Middlesex, Massachusetts | 19 | $ 5,368,000 | $ 282,526 | $ 367,000 |
| Hudson, New Jersey | 19 | $ 4,913,000 | $ 258,578 | $ 109,000 |
| Mercer, New Jersey | 19 | $ 4,323,000 | $ 227,526 | $ 132,000 |
| Dallas, Texas | 18 | $ 4,229,000 | $ 234,944 | $ 181,000 |
| Essex, New Jersey | 17 | $ 3,401,000 | $ 200,058 | $ 188,000 |
| Ocean, New Jersey | 16 | $ 3,769,000 | $ 235,562 | $ 109,000 |
| Multnomah, Oregon | 16 | $ 4,862,000 | $ 303,875 | $ 376,000 |
| Harris, Texas | 15 | $ 2,195,000 | $ 146,333 | $ 281,000 |
| Wake, North Carolina | 14 | $ 3,430,000 | $ 245,000 | $ 109,000 |
| Utah, Utah | 14 | $ 2,837,000 | $ 202,642 | $ 180,000 |
| Prince William, Virginia | 14 | $ 4,597,000 | $ 328,357 | $ 195,000 |
| District of Columbia, District Of Columbia | 13 | $ 3,982,000 | $ 306,307 | $ 379,000 |
| Orange, Florida | 13 | $ 3,077,000 | $ 236,692 | $ 328,000 |
| Johnson, Kansas | 13 | $ 2,791,000 | $ 214,692 | $ 115,000 |
| Hennepin, Minnesota | 13 | $ 2,380,000 | $ 183,076 | $ 200,000 |
| Travis, Texas | 13 | $ 3,187,000 | $ 245,153 | $ 154,000 |
| Snohomish, Washington | 13 | $ 4,375,000 | $ 336,538 | $ 250,000 |
| Pima, Arizona | 12 | $ 2,685,000 | $ 223,750 | $ 281,000 |
| Bergen, New Jersey | 12 | $ 4,871,000 | $ 405,916 | $ 211,000 |
| Milwaukee, Wisconsin | 12 | $ 2,232,000 | $ 186,000 | $ 76,000 |
| Kern, California | 11 | $ 2,694,000 | $ 244,909 | $ 172,000 |
| St. Tammany, Louisiana | 11 | $ 1,820,000 | $ 165,454 | $ 101,000 |
| Union, New Jersey | 11 | $ 2,728,000 | $ 248,000 | $ 100,000 |
| Collin, Texas | 11 | $ 2,136,000 | $ 194,181 | $ 376,000 |
| Denton, Texas | 11 | $ 2,437,000 | $ 221,545 | $ 113,000 |
| Tarrant, Texas | 11 | $ 2,502,000 | $ 227,454 | $ 128,000 |
| Broward, Florida | 10 | $ 1,926,000 | $ 192,600 | $ 110,000 |
| Hillsborough, Florida | 10 | $ 1,563,000 | $ 156,300 | $ 75,000 |
| Palm Beach, Florida | 10 | $ 5,220,000 | $ 522,000 | $ 191,000 |
| Lake, Illinois | 10 | $ 2,414,000 | $ 241,400 | $ 273,000 |
| Montgomery, Maryland | 10 | $ 2,676,000 | $ 267,600 | $ 95,000 |
| Prince George's, Maryland | 10 | $ 3,398,000 | $ 339,800 | $ 63,000 |
| Burlington, New Jersey | 10 | $ 2,623,000 | $ 262,300 | $ 77,000 |
| Bernalillo, New Mexico | 10 | $ 1,964,000 | $ 196,400 | $ 161,000 |
| Mecklenburg, North Carolina | 10 | $ 3,195,000 | $ 319,500 | $ 209,000 |
| Fort Bend, Texas | 10 | $ 2,003,000 | $ 200,300 | $ 134,000 |
| Spokane, Washington | 10 | $ 2,276,000 | $ 227,600 | $ 82,000 |
| San Francisco, California | 9 | $ 4,881,000 | $ 542,333 | $ 73,000 |
| San Joaquin, California | 9 | $ 3,210,000 | $ 356,666 | $ 133,000 |
| Solano, California | 9 | $ 3,205,000 | $ 356,111 | $ 88,000 |
| Collier, Florida | 9 | $ 2,668,000 | $ 296,444 | $ 131,000 |
| Fulton, Georgia | 9 | $ 1,555,000 | $ 172,777 | $ 121,000 |
| Will, Illinois | 9 | $ 2,002,000 | $ 222,444 | $ 85,000 |
| Montgomery, Pennsylvania | 9 | $ 2,195,000 | $ 243,888 | $ 104,000 |
| Kitsap, Washington | 9 | $ 2,014,000 | $ 223,777 | $ 86,000 |
| New Haven, Connecticut | 8 | $ 2,309,000 | $ 288,625 | $ 514,000 |
| New Castle, Delaware | 8 | $ 1,331,000 | $ 166,375 | $ 152,000 |
| Lee, Florida | 8 | $ 2,115,000 | $ 264,375 | $ 168,000 |
| Cobb, Georgia | 8 | $ 2,518,000 | $ 314,750 | $ 42,000 |
| Gwinnett, Georgia | 8 | $ 1,311,000 | $ 163,875 | $ 86,000 |
| Honolulu, Hawaii | 8 | $ 2,474,000 | $ 309,250 | $ 300,000 |
| DuPage, Illinois | 8 | $ 2,801,000 | $ 350,125 | $ 115,000 |
| Norfolk, Massachusetts | 8 | $ 3,406,000 | $ 425,750 | $ 77,000 |
| Oakland, Michigan | 8 | $ 2,291,000 | $ 286,375 | $ 356,000 |
| Ramsey, Minnesota | 8 | $ 1,554,000 | $ 194,250 | $ 94,000 |
| Davis, Utah | 8 | $ 1,810,000 | $ 226,250 | $ 269,000 |
| Fresno, California | 7 | $ 1,381,000 | $ 197,285 | $ 103,000 |
| Boulder, Colorado | 7 | $ 2,046,000 | $ 292,285 | $ 89,000 |
| Douglas, Colorado | 7 | $ 2,004,000 | $ 286,285 | $ 119,000 |
| New London, Connecticut | 7 | $ 1,252,000 | $ 178,857 | $ 80,000 |
| DeKalb, Georgia | 7 | $ 1,004,000 | $ 143,428 | $ 38,000 |
| Ada, Idaho | 7 | $ 1,943,000 | $ 277,571 | $ 188,000 |
| Somerset, New Jersey | 7 | $ 1,989,000 | $ 284,142 | $ 294,000 |
| Horry, South Carolina | 7 | $ 1,130,000 | $ 161,428 | $ 148,000 |
| Bexar, Texas | 7 | $ 1,615,000 | $ 230,714 | $ 197,000 |
| Weber, Utah | 7 | $ 990,000 | $ 141,428 | $ 51,000 |
| Loudoun, Virginia | 7 | $ 2,163,000 | $ 309,000 | $ 404,000 |
| Placer, California | 6 | $ 2,103,000 | $ 350,500 | $ 96,000 |
| Stanislaus, California | 6 | $ 1,438,000 | $ 239,666 | $ 133,000 |
| Duval, Florida | 6 | $ 1,058,000 | $ 176,333 | $ 86,000 |
| St. Lucie, Florida | 6 | $ 882,000 | $ 147,000 | $ 52,000 |
| Kane, Illinois | 6 | $ 1,374,000 | $ 229,000 | $ 81,000 |
| Washtenaw, Michigan | 6 | $ 1,039,000 | $ 173,166 | $ 288,000 |
| Morris, New Jersey | 6 | $ 1,825,000 | $ 304,166 | $ 120,000 |
| Johnston, North Carolina | 6 | $ 565,000 | $ 94,166 | $ 593,000 |
| Cuyahoga, Ohio | 6 | $ 1,235,000 | $ 205,833 | $ 117,000 |
| Franklin, Ohio | 6 | $ 1,039,000 | $ 173,166 | $ 77,000 |
| Bucks, Pennsylvania | 6 | $ 1,227,000 | $ 204,500 | $ 87,000 |
| Chester, Pennsylvania | 6 | $ 2,072,000 | $ 345,333 | $ 122,000 |
| Williamson, Texas | 6 | $ 686,000 | $ 114,333 | $ 133,000 |
| Summit, Utah | 6 | $ 1,480,000 | $ 246,666 | $ 112,000 |
| Clark, Washington | 6 | $ 1,625,000 | $ 270,833 | $ 96,000 |
| Mohave, Arizona | 5 | $ 1,149,000 | $ 229,800 | $ 38,000 |
| El Dorado, California | 5 | $ 2,058,000 | $ 411,600 | $ 225,000 |
| Marin, California | 5 | $ 2,291,000 | $ 458,200 | $ 244,000 |
| San Luis Obispo, California | 5 | $ 1,716,000 | $ 343,200 | $ 100,000 |
| Arapahoe, Colorado | 5 | $ 1,392,000 | $ 278,400 | $ 178,000 |
| Jefferson, Colorado | 5 | $ 1,446,000 | $ 289,200 | $ 520,000 |
| Hartford, Connecticut | 5 | $ 1,146,000 | $ 229,200 | $ 85,000 |
| Muscogee, Georgia | 5 | $ 426,000 | $ 85,200 | $ 70,000 |
| Maui, Hawaii | 5 | $ 2,173,000 | $ 434,600 | $ 12,000 |
| McHenry, Illinois | 5 | $ 1,735,000 | $ 347,000 | $ 14,000 |
| Cumberland, Maine | 5 | $ 1,356,000 | $ 271,200 | $ 9,000 |
| Anne Arundel, Maryland | 5 | $ 1,478,000 | $ 295,600 | $ 411,000 |
| Carroll, Maryland | 5 | $ 1,483,000 | $ 296,600 | $ 131,000 |
| Suffolk, Massachusetts | 5 | $ 1,978,000 | $ 395,600 | $ 163,000 |
| Worcester, Massachusetts | 5 | $ 1,268,000 | $ 253,600 | $ 143,000 |
| Wayne, Michigan | 5 | $ 966,000 | $ 193,200 | $ 395,000 |
| Jackson, Missouri | 5 | $ 939,000 | $ 187,800 | $ 94,000 |
| St. Charles, Missouri | 5 | $ 1,139,000 | $ 227,800 | $ 115,000 |
| Hillsborough, New Hampshire | 5 | $ 982,000 | $ 196,400 | $ 328,000 |
| Strafford, New Hampshire | 5 | $ 769,000 | $ 153,800 | $ 11,000 |
| Guilford, North Carolina | 5 | $ 1,236,000 | $ 247,200 | $ 202,000 |
| Warren, Ohio | 5 | $ 1,211,000 | $ 242,200 | $ 117,000 |
| Luzerne, Pennsylvania | 5 | $ 422,000 | $ 84,400 | $ 123,000 |
| Philadelphia, Pennsylvania | 5 | $ 1,524,000 | $ 304,800 | $ 102,000 |
| Pierce, Washington | 5 | $ 1,006,000 | $ 201,200 | $ 88,000 |
| Autauga, Alabama | 4 | $ 460,000 | $ 115,000 | $ 345,000 |
| Santa Barbara, California | 4 | $ 1,676,000 | $ 419,000 | $ 63,000 |
| Sonoma, California | 4 | $ 1,661,000 | $ 415,250 | $ 162,000 |
| El Paso, Colorado | 4 | $ 1,276,000 | $ 319,000 | $ 177,000 |
| Larimer, Colorado | 4 | $ 737,000 | $ 184,250 | $ 55,000 |
| Tolland, Connecticut | 4 | $ 771,000 | $ 192,750 | $ 121,000 |
| Brevard, Florida | 4 | $ 852,000 | $ 213,000 | $ 74,000 |
| Osceola, Florida | 4 | $ 2,712,000 | $ 678,000 | $ 0 |
| Seminole, Florida | 4 | $ 1,586,000 | $ 396,500 | $ 34,000 |
| Lake, Indiana | 4 | $ 1,292,000 | $ 323,000 | $ 101,000 |
| Baltimore, Maryland | 4 | $ 1,007,000 | $ 251,750 | $ 97,000 |
| Essex, Massachusetts | 4 | $ 589,000 | $ 147,250 | $ 39,000 |
| Dakota, Minnesota | 4 | $ 1,033,000 | $ 258,250 | $ 106,000 |
| Atlantic, New Jersey | 4 | $ 525,000 | $ 131,250 | $ 104,000 |
| Cape May, New Jersey | 4 | $ 976,000 | $ 244,000 | $ 121,000 |
| Gloucester, New Jersey | 4 | $ 1,294,000 | $ 323,500 | $ 99,000 |
| Passaic, New Jersey | 4 | $ 1,322,000 | $ 330,500 | $ 81,000 |
| Hoke, North Carolina | 4 | $ 214,000 | $ 53,500 | $ 159,000 |
| New Hanover, North Carolina | 4 | $ 957,000 | $ 239,250 | $ 159,000 |
| Butler, Ohio | 4 | $ 1,012,000 | $ 253,000 | $ 73,000 |
| Clermont, Ohio | 4 | $ 665,000 | $ 166,250 | $ 394,000 |
| Delaware, Ohio | 4 | $ 987,000 | $ 246,750 | $ 154,000 |
| Lucas, Ohio | 4 | $ 561,000 | $ 140,250 | $ 27,000 |
| Deschutes, Oregon | 4 | $ 642,000 | $ 160,500 | $ 684,000 |
| Marion, Oregon | 4 | $ 666,000 | $ 166,500 | $ 41,000 |
| Delaware, Pennsylvania | 4 | $ 563,000 | $ 140,750 | $ 95,000 |
| York, Pennsylvania | 4 | $ 743,000 | $ 185,750 | $ 508,000 |
| Richland, South Carolina | 4 | $ 1,091,000 | $ 272,750 | $ 249,000 |
| Comal, Texas | 4 | $ 1,145,000 | $ 286,250 | $ 180,000 |
| Galveston, Texas | 4 | $ 710,000 | $ 177,500 | $ 2,249,000 |
| Virginia Beach, Virginia | 4 | $ 1,235,000 | $ 308,750 | $ 72,000 |
| Dane, Wisconsin | 4 | $ 1,259,000 | $ 314,750 | $ 413,000 |
| St. Croix, Wisconsin | 4 | $ 731,000 | $ 182,750 | $ 67,000 |
| Benton, Arkansas | 3 | $ 707,000 | $ 235,666 | $ 80,000 |
| Butte, California | 3 | $ 807,000 | $ 269,000 | $ 130,000 |
| Shasta, California | 3 | $ 570,000 | $ 190,000 | $ 599,000 |
| Yolo, California | 3 | $ 579,000 | $ 193,000 | $ 32,000 |
| Denver, Colorado | 3 | $ 1,069,000 | $ 356,333 | $ 284,000 |
| Garfield, Colorado | 3 | $ 987,000 | $ 329,000 | $ 140,000 |
| Middlesex, Connecticut | 3 | $ 776,000 | $ 258,666 | $ 88,000 |
| Sussex, Delaware | 3 | $ 536,000 | $ 178,666 | $ 72,000 |
| Bay, Florida | 3 | $ 588,000 | $ 196,000 | $ 67,000 |
| Pasco, Florida | 3 | $ 587,000 | $ 195,666 | $ 81,000 |
| Glynn, Georgia | 3 | $ 598,000 | $ 199,333 | $ 60,000 |
| Jefferson, Kentucky | 3 | $ 380,000 | $ 126,666 | $ 68,000 |
| Lafayette, Louisiana | 3 | $ 226,000 | $ 75,333 | $ 95,000 |
| Orleans, Louisiana | 3 | $ 572,000 | $ 190,666 | $ 33,000 |
| Frederick, Maryland | 3 | $ 412,000 | $ 137,333 | $ 116,000 |
| Hampden, Massachusetts | 3 | $ 772,000 | $ 257,333 | $ 43,000 |
| Boone, Missouri | 3 | $ 604,000 | $ 201,333 | $ 592,000 |
| St. Louis, Missouri | 3 | $ 765,000 | $ 255,000 | $ 57,000 |
| Carson City, Nevada | 3 | $ 742,000 | $ 247,333 | $ 90,000 |
| Rockingham, New Hampshire | 3 | $ 521,000 | $ 173,666 | $ 91,000 |
| Camden, New Jersey | 3 | $ 755,000 | $ 251,666 | $ 116,000 |
| Nassau, New York | 3 | $ 839,000 | $ 279,666 | $ 116,000 |
| Queens, New York | 3 | $ 1,218,000 | $ 406,000 | $ 533,000 |
| Henderson, North Carolina | 3 | $ 739,000 | $ 246,333 | $ 157,000 |
| Iredell, North Carolina | 3 | $ 1,420,000 | $ 473,333 | $ 69,000 |
| Pitt, North Carolina | 3 | $ 498,000 | $ 166,000 | $ 97,000 |
| Portage, Ohio | 3 | $ 774,000 | $ 258,000 | $ 85,000 |
| Summit, Ohio | 3 | $ 834,000 | $ 278,000 | $ 530,000 |
| Clackamas, Oregon | 3 | $ 866,000 | $ 288,666 | $ 129,000 |
| Jackson, Oregon | 3 | $ 615,000 | $ 205,000 | $ 222,000 |
| Shelby, Tennessee | 3 | $ 383,000 | $ 127,666 | $ 45,000 |
| Ellis, Texas | 3 | $ 553,000 | $ 184,333 | $ 64,000 |
| Chesterfield, Virginia | 3 | $ 834,000 | $ 278,000 | $ 571,000 |
| Norfolk, Virginia | 3 | $ 646,000 | $ 215,333 | $ 76,000 |
| Stafford, Virginia | 3 | $ 408,000 | $ 136,000 | $ 224,000 |
| Skagit, Washington | 3 | $ 707,000 | $ 235,666 | $ 70,000 |
| Thurston, Washington | 3 | $ 692,000 | $ 230,666 | $ 198,000 |
| Whatcom, Washington | 3 | $ 674,000 | $ 224,666 | $ 116,000 |
| Berkeley, West Virginia | 3 | $ 514,000 | $ 171,333 | $ 365,000 |
| Calhoun, Alabama | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Madison, Alabama | 2 | $ 478,000 | $ 239,000 | $ 465,000 |
| Montgomery, Alabama | 2 | $ 337,000 | $ 168,500 | $ 0 |
| Anchorage, Alaska | 2 | $ 850,000 | $ 425,000 | $ 147,000 |
| Pinal, Arizona | 2 | $ 363,000 | $ 181,500 | $ 131,000 |
| Pulaski, Arkansas | 2 | $ 371,000 | $ 185,500 | $ 1,511,000 |
| Calaveras, California | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Humboldt, California | 2 | $ 475,000 | $ 237,500 | $ 78,000 |
| Madera, California | 2 | $ 500,000 | $ 250,000 | $ 161,000 |
| Merced, California | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Nevada, California | 2 | $ 650,000 | $ 325,000 | $ 135,000 |
| Tulare, California | 2 | $ 643,000 | $ 321,500 | $ 106,000 |
| Tuolumne, California | 2 | $ 603,000 | $ 301,500 | $ 126,000 |
| Broomfield, Colorado | 2 | $ 442,000 | $ 221,000 | $ 83,000 |
| Summit, Colorado | 2 | $ 299,000 | $ 149,500 | $ 200,000 |
| Flagler, Florida | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Marion, Florida | 2 | $ 297,000 | $ 148,500 | $ 110,000 |
| Okaloosa, Florida | 2 | $ 302,000 | $ 151,000 | $ 100,000 |
| Pinellas, Florida | 2 | $ 441,000 | $ 220,500 | $ 39,000 |
| Liberty, Georgia | 2 | $ 128,000 | $ 64,000 | $ 78,000 |
| Boone, Illinois | 2 | $ 354,000 | $ 177,000 | $ 126,000 |
| Peoria, Illinois | 2 | $ 236,000 | $ 118,000 | $ 750,000 |
| St. Clair, Illinois | 2 | $ 285,000 | $ 142,500 | $ 61,000 |
| Hendricks, Indiana | 2 | $ 225,000 | $ 112,500 | $ 0 |
| Jackson, Indiana | 2 | $ 225,000 | $ 112,500 | $ 107,000 |
| Dubuque, Iowa | 2 | $ 264,000 | $ 132,000 | $ 82,000 |
| Sedgwick, Kansas | 2 | $ 277,000 | $ 138,500 | $ 124,000 |
| Boone, Kentucky | 2 | $ 192,000 | $ 96,000 | $ 96,000 |
| Caddo, Louisiana | 2 | $ 214,000 | $ 107,000 | $ 102,000 |
| St. Charles, Louisiana | 2 | $ 225,000 | $ 112,500 | $ 624,000 |
| Terrebonne, Louisiana | 2 | $ 134,000 | $ 67,000 | $ 66,000 |
| Genesee, Michigan | 2 | $ 600,000 | $ 300,000 | $ 138,000 |
| Ionia, Michigan | 2 | $ 219,000 | $ 109,500 | $ 0 |
| Livingston, Michigan | 2 | $ 468,000 | $ 234,000 | $ 99,000 |
| Macomb, Michigan | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| Washington, Minnesota | 2 | $ 599,000 | $ 299,500 | $ 107,000 |
| DeSoto, Mississippi | 2 | $ 410,000 | $ 205,000 | $ 678,000 |
| Harrison, Mississippi | 2 | $ 442,000 | $ 221,000 | $ 118,000 |
| Lee, Mississippi | 2 | $ 226,000 | $ 113,000 | $ 113,000 |
| Pearl River, Mississippi | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| St. Louis City, Missouri | 2 | $ 740,000 | $ 370,000 | $ 235,000 |
| Douglas, Nebraska | 2 | $ 133,000 | $ 66,500 | $ 81,000 |
| Belknap, New Hampshire | 2 | $ 1,260,000 | $ 630,000 | $ 108,000 |
| Grafton, New Hampshire | 2 | $ 661,000 | $ 330,500 | $ 684,000 |
| Cumberland, New Jersey | 2 | $ 403,000 | $ 201,500 | $ 73,000 |
| Sandoval, New Mexico | 2 | $ 364,000 | $ 182,000 | $ 48,000 |
| Santa Fe, New Mexico | 2 | $ 601,000 | $ 300,500 | $ 0 |
| Westchester, New York | 2 | $ 742,000 | $ 371,000 | $ 124,000 |
| Cabarrus, North Carolina | 2 | $ 377,000 | $ 188,500 | $ 81,000 |
| Caldwell, North Carolina | 2 | $ 52,000 | $ 26,000 | $ 52,000 |
| Onslow, North Carolina | 2 | $ 292,000 | $ 146,000 | $ 96,000 |
| Hamilton, Ohio | 2 | $ 487,000 | $ 243,500 | $ 37,000 |
| Oklahoma, Oklahoma | 2 | $ 491,000 | $ 245,500 | $ 180,000 |
| Tulsa, Oklahoma | 2 | $ 402,000 | $ 201,000 | $ 113,000 |
| Douglas, Oregon | 2 | $ 353,000 | $ 176,500 | $ 101,000 |
| Polk, Oregon | 2 | $ 526,000 | $ 263,000 | $ 99,000 |
| Adams, Pennsylvania | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 491,000 | $ 245,500 | $ 230,000 |
| Berks, Pennsylvania | 2 | $ 206,000 | $ 103,000 | $ 84,000 |
| Northampton, Pennsylvania | 2 | $ 602,000 | $ 301,000 | $ 48,000 |
| Beaufort, South Carolina | 2 | $ 2,080,000 | $ 1,040,000 | $ 0 |
| Greenville, South Carolina | 2 | $ 275,000 | $ 137,500 | $ 101,000 |
| Sumter, South Carolina | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Knox, Tennessee | 2 | $ 418,000 | $ 209,000 | $ 97,000 |
| Fayette, Texas | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Hays, Texas | 2 | $ 394,000 | $ 197,000 | $ 302,000 |
| Hidalgo, Texas | 2 | $ 679,000 | $ 339,500 | $ 124,000 |
| Box Elder, Utah | 2 | $ 181,000 | $ 90,500 | $ 69,000 |
| Washington, Utah | 2 | $ 743,000 | $ 371,500 | $ 79,000 |
| Albemarle, Virginia | 2 | $ 470,000 | $ 235,000 | $ 84,000 |
| Arlington, Virginia | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Campbell, Virginia | 2 | $ 217,000 | $ 108,500 | $ 590,000 |
| Charlottesville, Virginia | 2 | $ 279,000 | $ 139,500 | $ 29,000 |
| Fauquier, Virginia | 2 | $ 493,000 | $ 246,500 | $ 0 |
| Montgomery, Virginia | 2 | $ 315,000 | $ 157,500 | $ 80,000 |
| Spotsylvania, Virginia | 2 | $ 817,000 | $ 408,500 | $ 3,027,000 |
| Wahkiakum, Washington | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Whitman, Washington | 2 | $ 411,000 | $ 205,500 | $ 30,000 |
| Outagamie, Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Waukesha, Wisconsin | 2 | $ 610,000 | $ 305,000 | $ 89,000 |
| Winnebago, Wisconsin | 2 | $ 239,000 | $ 119,500 | $ 83,000 |
| Baldwin, Alabama | 1 | $ 169,000 | $ 169,000 | $ 146,000 |
| Cherokee, Alabama | 1 | $ 260,000 | $ 260,000 | $ 141,000 |
| Hale, Alabama | 1 | $ 252,000 | $ 252,000 | $ 100,000 |
| Jefferson, Alabama | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Mobile, Alabama | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Morgan, Alabama | 1 | $ 189,000 | $ 189,000 | $ 103,000 |
| Shelby, Alabama | 1 | $ 250,000 | $ 250,000 | $ 191,000 |
| Cochise, Arizona | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Coconino, Arizona | 1 | $ 228,000 | $ 228,000 | $ 95,000 |
| Yavapai, Arizona | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Miller, Arkansas | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Amador, California | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Del Norte, California | 1 | $ 240,000 | $ 240,000 | $ 101,000 |
| Lake, California | 1 | $ 580,000 | $ 580,000 | $ 204,000 |
| Mono, California | 1 | $ 479,000 | $ 479,000 | $ 285,000 |
| Monterey, California | 1 | $ 410,000 | $ 410,000 | $ 127,000 |
| Napa, California | 1 | $ 390,000 | $ 390,000 | $ 0 |
| San Benito, California | 1 | $ 400,000 | $ 400,000 | $ 96,000 |
| Santa Cruz, California | 1 | $ 210,000 | $ 210,000 | $ 161,000 |
| Tehama, California | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Adams, Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Park, Colorado | 1 | $ 210,000 | $ 210,000 | $ 102,000 |
| Weld, Colorado | 1 | $ 400,000 | $ 400,000 | $ 1,168,000 |
| Citrus, Florida | 1 | $ 361,000 | $ 361,000 | $ 213,000 |
| Franklin, Florida | 1 | $ 180,000 | $ 180,000 | $ 480,000 |
| Indian River, Florida | 1 | $ 1,435,000 | $ 1,435,000 | $ 1,350,000 |
| Leon, Florida | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Manatee, Florida | 1 | $ 360,000 | $ 360,000 | $ 145,000 |
| Nassau, Florida | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Sarasota, Florida | 1 | $ 339,000 | $ 339,000 | $ 249,000 |
| St. Johns, Florida | 1 | $ 500,000 | $ 500,000 | $ 159,000 |
| Sumter, Florida | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Volusia, Florida | 1 | $ 252,000 | $ 252,000 | $ 672,000 |
| Barrow, Georgia | 1 | $ 187,000 | $ 187,000 | $ 70,000 |
| Bryan, Georgia | 1 | $ 277,000 | $ 277,000 | $ 80,000 |
| Camden, Georgia | 1 | $ 178,000 | $ 178,000 | $ 121,000 |
| Chatham, Georgia | 1 | $ 360,000 | $ 360,000 | $ 39,000 |
| Fannin, Georgia | 1 | $ 363,000 | $ 363,000 | $ 150,000 |
| Fayette, Georgia | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| Harris, Georgia | 1 | $ 240,000 | $ 240,000 | $ 125,000 |
| Houston, Georgia | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Meriwether, Georgia | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Rockdale, Georgia | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| Hawaii, Hawaii | 1 | $ 327,000 | $ 327,000 | $ 46,000 |
| Canyon, Idaho | 1 | $ 336,000 | $ 336,000 | $ 218,000 |
| Twin Falls, Idaho | 1 | $ 391,000 | $ 391,000 | $ 204,000 |
| Kankakee, Illinois | 1 | $ 176,000 | $ 176,000 | $ 1,555,000 |
| Kendall, Illinois | 1 | $ 243,000 | $ 243,000 | $ 117,000 |
| Lee, Illinois | 1 | $ 198,000 | $ 198,000 | $ 124,000 |
| Mason, Illinois | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Hamilton, Indiana | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Hancock, Indiana | 1 | $ 288,000 | $ 288,000 | $ 120,000 |
| Porter, Indiana | 1 | $ 255,000 | $ 255,000 | $ 161,000 |
| Tippecanoe, Indiana | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Polk, Iowa | 1 | $ 262,000 | $ 262,000 | $ 132,000 |
| Butler, Kansas | 1 | $ 153,000 | $ 153,000 | $ 77,000 |
| Crawford, Kansas | 1 | $ 170,000 | $ 170,000 | $ 163,000 |
| Daviess, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Fayette, Kentucky | 1 | $ 128,000 | $ 128,000 | $ 329,000 |
| Warren, Kentucky | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Ascension, Louisiana | 1 | $ 360,000 | $ 360,000 | $ 149,000 |
| De Soto, Louisiana | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Jefferson, Louisiana | 1 | $ 240,000 | $ 240,000 | $ 105,000 |
| Livingston, Louisiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Vermilion, Louisiana | 1 | $ 244,000 | $ 244,000 | $ 0 |
| West Feliciana, Louisiana | 1 | $ 267,000 | $ 267,000 | $ 87,000 |
| Penobscot, Maine | 1 | $ 296,000 | $ 296,000 | $ 82,000 |
| Waldo, Maine | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| York, Maine | 1 | $ 190,000 | $ 190,000 | $ 91,000 |
| Calvert, Maryland | 1 | $ 280,000 | $ 280,000 | $ 137,000 |
| Caroline, Maryland | 1 | $ 417,000 | $ 417,000 | $ 221,000 |
| Charles, Maryland | 1 | $ 417,000 | $ 417,000 | $ 77,000 |
| Harford, Maryland | 1 | $ 120,000 | $ 120,000 | $ 85,000 |
| Howard, Maryland | 1 | $ 260,000 | $ 260,000 | $ 76,000 |
| Wicomico, Maryland | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Worcester, Maryland | 1 | $ 280,000 | $ 280,000 | $ 88,000 |
| Barnstable, Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 212,000 |
| Dukes, Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Benzie, Michigan | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Berrien, Michigan | 1 | $ 191,000 | $ 191,000 | $ 67,000 |
| Crawford, Michigan | 1 | $ 234,000 | $ 234,000 | $ 178,000 |
| Ingham, Michigan | 1 | $ 337,000 | $ 337,000 | $ 192,000 |
| Kalamazoo, Michigan | 1 | $ 144,000 | $ 144,000 | $ 1,380,000 |
| Kent, Michigan | 1 | $ 176,000 | $ 176,000 | $ 149,000 |
| Ottawa, Michigan | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
| Anoka, Minnesota | 1 | $ 258,000 | $ 258,000 | $ 33,000 |
| Crow Wing, Minnesota | 1 | $ 500,000 | $ 500,000 | $ 120,000 |
| Olmsted, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Steele, Minnesota | 1 | $ 268,000 | $ 268,000 | $ 84,000 |
| Wright, Minnesota | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Cass, Missouri | 1 | $ 312,000 | $ 312,000 | $ 126,000 |
| Clay, Missouri | 1 | $ 153,000 | $ 153,000 | $ 145,000 |
| Jefferson, Missouri | 1 | $ 167,000 | $ 167,000 | $ 85,000 |
| Morgan, Missouri | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Warren, Missouri | 1 | $ 184,000 | $ 184,000 | $ 115,000 |
| Gallatin, Montana | 1 | $ 340,000 | $ 340,000 | $ 100,000 |
| Yellowstone, Montana | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
| Buffalo, Nebraska | 1 | $ 234,000 | $ 234,000 | $ 250,000 |
| Douglas, Nevada | 1 | $ 417,000 | $ 417,000 | $ 208,000 |
| Merrimack, New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Hunterdon, New Jersey | 1 | $ 240,000 | $ 240,000 | $ 108,000 |
| Salem, New Jersey | 1 | $ 224,000 | $ 224,000 | $ 81,000 |
| Rio Arriba, New Mexico | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Clinton, New York | 1 | $ 128,000 | $ 128,000 | $ 148,000 |
| Jefferson, New York | 1 | $ 222,000 | $ 222,000 | $ 96,000 |
| Monroe, New York | 1 | $ 164,000 | $ 164,000 | $ 140,000 |
| Niagara, New York | 1 | $ 133,000 | $ 133,000 | $ 214,000 |
| Richmond, New York | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| Suffolk, New York | 1 | $ 340,000 | $ 340,000 | $ 124,000 |
| Ulster, New York | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Buncombe, North Carolina | 1 | $ 220,000 | $ 220,000 | $ 97,000 |
| Carteret, North Carolina | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Clay, North Carolina | 1 | $ 584,000 | $ 584,000 | $ 201,000 |
| Durham, North Carolina | 1 | $ 172,000 | $ 172,000 | $ 100,000 |
| Forsyth, North Carolina | 1 | $ 168,000 | $ 168,000 | $ 68,000 |
| Franklin, North Carolina | 1 | $ 230,000 | $ 230,000 | $ 183,000 |
| Gaston, North Carolina | 1 | $ 362,000 | $ 362,000 | $ 181,000 |
| Halifax, North Carolina | 1 | $ 210,000 | $ 210,000 | $ 145,000 |
| Harnett, North Carolina | 1 | $ 324,000 | $ 324,000 | $ 94,000 |
| Lincoln, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Orange, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 83,000 |
| Randolph, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Rutherford, North Carolina | 1 | $ 581,000 | $ 581,000 | $ 213,000 |
| Union, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 154,000 |
| Watauga, North Carolina | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Yadkin, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Lake, Ohio | 1 | $ 177,000 | $ 177,000 | $ 552,000 |
| Lorain, Ohio | 1 | $ 225,000 | $ 225,000 | $ 195,000 |
| Medina, Ohio | 1 | $ 348,000 | $ 348,000 | $ 179,000 |
| Washington, Ohio | 1 | $ 93,000 | $ 93,000 | $ 61,000 |
| Wood, Ohio | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| McClain, Oklahoma | 1 | $ 400,000 | $ 400,000 | $ 105,000 |
| Columbia, Oregon | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Hood River, Oregon | 1 | $ 400,000 | $ 400,000 | $ 165,000 |
| Josephine, Oregon | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Lane, Oregon | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Linn, Oregon | 1 | $ 140,000 | $ 140,000 | $ 154,000 |
| Umatilla, Oregon | 1 | $ 119,000 | $ 119,000 | $ 174,000 |
| Yamhill, Oregon | 1 | $ 238,000 | $ 238,000 | $ 166,000 |
| Bedford, Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 1,020,000 |
| Blair, Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 109,000 |
| Centre, Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 228,000 |
| Cumberland, Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Lebanon, Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 900,000 |
| Lycoming, Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Aiken, South Carolina | 1 | $ 243,000 | $ 243,000 | $ 94,000 |
| Florence, South Carolina | 1 | $ 220,000 | $ 220,000 | $ 48,000 |
| Lexington, South Carolina | 1 | $ 302,000 | $ 302,000 | $ 125,000 |
| Oconee, South Carolina | 1 | $ 96,000 | $ 96,000 | $ 0 |
| York, South Carolina | 1 | $ 284,000 | $ 284,000 | $ 100,000 |
| Yankton, South Dakota | 1 | $ 159,000 | $ 159,000 | $ 88,000 |
| Davidson, Tennessee | 1 | $ 340,000 | $ 340,000 | $ 1,284,000 |
| Tipton, Tennessee | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Williamson, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Brazos, Texas | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| El Paso, Texas | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Montgomery, Texas | 1 | $ 185,000 | $ 185,000 | $ 648,000 |
| Polk, Texas | 1 | $ 192,000 | $ 192,000 | $ 230,000 |
| Rockwall, Texas | 1 | $ 153,000 | $ 153,000 | $ 39,000 |
| Iron, Utah | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Kane, Utah | 1 | $ 200,000 | $ 200,000 | $ 113,000 |
| Wasatch, Utah | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Bennington, Vermont | 1 | $ 416,000 | $ 416,000 | $ 90,000 |
| Caledonia, Vermont | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Lamoille, Vermont | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Alexandria, Virginia | 1 | $ 600,000 | $ 600,000 | $ 156,000 |
| Chesapeake, Virginia | 1 | $ 310,000 | $ 310,000 | $ 93,000 |
| Fairfax City, Virginia | 1 | $ 200,000 | $ 200,000 | $ 1,038,000 |
| Greene, Virginia | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
| Hampton, Virginia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Henrico, Virginia | 1 | $ 230,000 | $ 230,000 | $ 82,000 |
| Manassas Park, Virginia | 1 | $ 375,000 | $ 375,000 | $ 138,000 |
| Powhatan, Virginia | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Richmond City, Virginia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Williamsburg, Virginia | 1 | $ 244,000 | $ 244,000 | $ 95,000 |
| Benton, Washington | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Chelan, Washington | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Douglas, Washington | 1 | $ 228,000 | $ 228,000 | $ 140,000 |
| Franklin, Washington | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Mason, Washington | 1 | $ 233,000 | $ 233,000 | $ 72,000 |
| Cabell, West Virginia | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Greenbrier, West Virginia | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Jefferson, West Virginia | 1 | $ 356,000 | $ 356,000 | $ 115,000 |
| Brown, Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Chippewa, Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Kenosha, Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 130,000 |
| Manitowoc, Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Sheboygan, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Park, Wyoming | 1 | $ 194,000 | $ 194,000 | $ 65,000 |
| Sweetwater, Wyoming | 1 | $ 138,000 | $ 138,000 | $ 322,000 |
Mortgage Loan Application Detail Totals for Mortgage Capital Associates, in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,617 | $485,295,000 | $300,000 | $1,820,000 | $159,000 | $7,380,000 |
| Home Purchase | 1,439 | $413,303,000 | $287,000 | $2,400,000 | $166,000 | $5,880,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,720 | $804,080,000 | $295,000 | $2,400,000 | $166,000 | $7,380,000 |
| White | 250 | $69,707,000 | $278,000 | $904,000 | $127,000 | $450,000 |
| Asian | 65 | $18,923,000 | $291,000 | $1,133,000 | $130,000 | $328,000 |
| Hispanic | 11 | $3,176,000 | $288,000 | $548,000 | $141,000 | $278,000 |
| Black or African American | 5 | $1,634,000 | $326,000 | $620,000 | $180,000 | $227,000 |
| Not applicable | 5 | $1,078,000 | $215,000 | $305,000 | $99,000 | $376,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,056 | $898,598,000 | $294,000 | $2,400,000 | $162,000 | $7,380,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,149 | $618,038,000 | $287,000 | $2,400,000 | $172,000 | $7,380,000 |
| Application Approved But Not Accepted | 376 | $108,179,000 | $287,000 | $1,755,000 | $108,000 | $2,322,000 |
| Application Withdrawn By Applicant | 357 | $104,644,000 | $293,000 | $1,680,000 | $234,000 | $5,340,000 |
| Application Denied By Financial Institution | 146 | $55,934,000 | $383,000 | $2,000,000 | $9,000 | $156,000 |
| File Closed For Incompleteness | 28 | $11,803,000 | $421,000 | $1,620,000 | $3,000 | $104,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $1,570,000 | $261,000 | $628,000 | $0 | $0 |
| Collateral | 6 | $1,355,000 | $225,000 | $640,000 | $0 | $0 |
| Other | 5 | $1,736,000 | $347,000 | $720,000 | $0 | $0 |
| Credit History | 2 | $1,326,000 | $663,000 | $1,000,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates,'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Capital Associates,'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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