Mortgage Capital Associates, Mortgage Lending & HMDA Data, 2007
In 2007, Mortgage Capital Associates, of Los Angeles, CA reported 3,056 mortgage applications totaling $898.6 million. The average application was for $294,043, and applicants reported an average income of $162,296. 70% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (446), Riverside-San Bernardino-Ontario, CA (122) and Edison, NJ (117) (applications in parentheses).
| Mortgage Company & Address | Mortgage Capital Associates, 11150 W. Olympic Blvd., Ste. 1160 Los Angeles, CA 90064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,056 |
| Total Mortgage Loan Application Amount | $898,598,000 |
| Average Mortgage Loan Application Amount | $294,043 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $162,296 |
| Highest Applicant Income | $7,380,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Capital Associates, filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 446 | $ 177,779,000 | $ 398,607 | $ 77,000 |
| Riverside-San Bernardino-Ontario, CA | 122 | $ 37,163,000 | $ 304,614 | $ 83,000 |
| Edison, NJ | 117 | $ 31,501,000 | $ 269,239 | $ 127,000 |
| Chicago-Naperville-Joliet, IL | 115 | $ 30,039,000 | $ 261,208 | $ 97,000 |
| Las Vegas-Paradise, NV | 97 | $ 28,645,000 | $ 295,309 | $ 115,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 95 | $ 30,208,000 | $ 317,978 | $ 271,094 |
| Seattle-Bellevue-Everett, WA | 94 | $ 33,196,000 | $ 353,148 | $ 300,000 |
| Phoenix-Mesa-Scottsdale, AZ | 86 | $ 20,529,000 | $ 238,709 | $ 185,000 |
| Oakland-Fremont-Hayward, CA | 82 | $ 29,085,000 | $ 354,695 | $ 265,000 |
| San Diego-Carlsbad-San Marcos, CA | 70 | $ 22,837,000 | $ 326,242 | $ 181,000 |
| Santa Ana-Anaheim-Irvine, CA | 68 | $ 26,154,000 | $ 384,617 | $ 137,000 |
| Portland-Vancouver-Beaverton, OR-WA | 53 | $ 14,108,000 | $ 266,188 | $ 216,603 |
| San Jose-Sunnyvale-Santa Clara, CA | 48 | $ 24,906,000 | $ 518,875 | $ 479,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 45 | $ 14,325,000 | $ 318,333 | $ 157,000 |
| Dallas-Plano-Irving, TX | 44 | $ 9,508,000 | $ 216,090 | $ 201,000 |
| New York-White Plains-Wayne, NY-NJ | 41 | $ 13,346,000 | $ 325,512 | $ 168,073 |
| Salt Lake City, UT | 40 | $ 9,921,000 | $ 248,025 | $ 228,000 |
| San Francisco-San Mateo-Redwood City, CA | 39 | $ 19,393,000 | $ 497,256 | $ 124,000 |
| Atlanta-Sandy Springs-Marietta, GA | 36 | $ 7,299,000 | $ 202,750 | $ 78,000 |
| Newark-Union, NJ-PA | 35 | $ 8,194,000 | $ 234,114 | $ 146,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 34 | $ 13,234,000 | $ 389,235 | $ 182,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 33 | $ 6,880,000 | $ 208,484 | $ 132,909 |
| Houston-Sugar Land-Baytown, TX | 30 | $ 5,093,000 | $ 169,766 | $ 506,000 |
| Philadelphia, PA | 30 | $ 7,581,000 | $ 252,700 | $ 102,000 |
| Reno-Sparks, NV | 27 | $ 7,623,000 | $ 282,333 | $ 282,000 |
| Denver-Aurora, CO | 24 | $ 6,738,000 | $ 280,750 | $ 227,000 |
| Miami-Miami Beach-Kendall, FL | 22 | $ 5,871,000 | $ 266,863 | $ 64,000 |
| Austin-Round Rock, TX | 21 | $ 4,267,000 | $ 203,190 | $ 162,000 |
| Orlando-Kissimmee, FL | 21 | $ 7,375,000 | $ 351,190 | $ 209,000 |
| Raleigh-Cary, NC | 21 | $ 4,225,000 | $ 201,190 | $ 251,000 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 5,983,000 | $ 299,150 | $ 190,000 |
| Kansas City, MO-KS | 20 | $ 4,195,000 | $ 209,750 | $ 111,850 |
| Cambridge-Newton-Framingham, MA | 19 | $ 5,368,000 | $ 282,526 | $ 367,000 |
| Trenton-Ewing, NJ | 19 | $ 4,323,000 | $ 227,526 | $ 132,000 |
| Camden, NJ | 17 | $ 4,672,000 | $ 274,823 | $ 89,000 |
| Cincinnati-Middletown, OH-KY-IN | 17 | $ 3,567,000 | $ 209,823 | $ 160,411 |
| New Orleans-Metairie-Kenner, LA | 17 | $ 2,857,000 | $ 168,058 | $ 150,000 |
| Baltimore-Towson, MD | 16 | $ 4,348,000 | $ 271,750 | $ 204,000 |
| Charlotte-Gastonia-Concord, NC-SC | 15 | $ 4,368,000 | $ 291,200 | $ 179,333 |
| Ogden-Clearfield, UT | 15 | $ 2,800,000 | $ 186,666 | $ 167,000 |
| Tampa-St. Petersburg-Clearwater, FL | 15 | $ 2,591,000 | $ 172,733 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 2,842,000 | $ 203,000 | $ 78,000 |
| Provo-Orem, UT | 14 | $ 2,837,000 | $ 202,642 | $ 180,000 |
| St. Louis, MO-IL | 14 | $ 3,280,000 | $ 234,285 | $ 109,857 |
| Bethesda-Gaithersburg-Frederick, MD | 13 | $ 3,088,000 | $ 237,538 | $ 100,000 |
| Boston-Quincy, MA | 13 | $ 5,384,000 | $ 414,153 | $ 110,000 |
| Albuquerque, NM | 12 | $ 2,328,000 | $ 194,000 | $ 142,000 |
| Hartford-West Hartford-East Hartford, CT | 12 | $ 2,693,000 | $ 224,416 | $ 98,000 |
| Tucson, AZ | 12 | $ 2,685,000 | $ 223,750 | $ 281,000 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 3,169,000 | $ 264,083 | $ 269,000 |
| Bakersfield, CA | 11 | $ 2,694,000 | $ 244,909 | $ 172,000 |
| Fort Worth-Arlington, TX | 11 | $ 2,502,000 | $ 227,454 | $ 128,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 2,814,000 | $ 255,818 | $ 260,000 |
| San Antonio, TX | 11 | $ 2,760,000 | $ 250,909 | $ 191,000 |
| Columbus, OH | 10 | $ 2,026,000 | $ 202,600 | $ 108,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 1,926,000 | $ 192,600 | $ 110,000 |
| Spokane, WA | 10 | $ 2,276,000 | $ 227,600 | $ 82,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 2,580,000 | $ 258,000 | $ 77,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 10 | $ 5,220,000 | $ 522,000 | $ 191,000 |
| Bremerton-Silverdale, WA | 9 | $ 2,014,000 | $ 223,777 | $ 86,000 |
| Cleveland-Elyria-Mentor, OH | 9 | $ 1,985,000 | $ 220,555 | $ 180,000 |
| Naples-Marco Island, FL | 9 | $ 2,668,000 | $ 296,444 | $ 131,000 |
| Stockton, CA | 9 | $ 3,210,000 | $ 356,666 | $ 133,000 |
| Vallejo-Fairfield, CA | 9 | $ 3,205,000 | $ 356,111 | $ 88,000 |
| Wilmington, DE-MD-NJ | 9 | $ 1,555,000 | $ 172,777 | $ 144,111 |
| Boise City-Nampa, ID | 8 | $ 2,279,000 | $ 284,875 | $ 192,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 2,115,000 | $ 264,375 | $ 168,000 |
| Honolulu, HI | 8 | $ 2,474,000 | $ 309,250 | $ 300,000 |
| Jacksonville, FL | 8 | $ 1,754,000 | $ 219,250 | $ 91,000 |
| New Haven-Milford, CT | 8 | $ 2,309,000 | $ 288,625 | $ 514,000 |
| Rockingham County-Strafford County, NH | 8 | $ 1,290,000 | $ 161,250 | $ 41,000 |
| Boulder, CO | 7 | $ 2,046,000 | $ 292,285 | $ 89,000 |
| Fresno, CA | 7 | $ 1,381,000 | $ 197,285 | $ 103,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 7 | $ 1,130,000 | $ 161,428 | $ 148,000 |
| Norwich-New London, CT | 7 | $ 1,252,000 | $ 178,857 | $ 80,000 |
| Akron, OH | 6 | $ 1,608,000 | $ 268,000 | $ 307,000 |
| Ann Arbor, MI | 6 | $ 1,039,000 | $ 173,166 | $ 288,000 |
| Columbus, GA-AL | 6 | $ 666,000 | $ 111,000 | $ 79,000 |
| Greensboro-High Point, NC | 6 | $ 1,321,000 | $ 220,166 | $ 183,000 |
| Memphis, TN-MS-AR | 6 | $ 907,000 | $ 151,166 | $ 260,666 |
| Modesto, CA | 6 | $ 1,438,000 | $ 239,666 | $ 133,000 |
| Montgomery, AL | 6 | $ 797,000 | $ 132,833 | $ 230,000 |
| Port St. Lucie, FL | 6 | $ 882,000 | $ 147,000 | $ 52,000 |
| Portland-South Portland-Biddeford, ME | 6 | $ 1,546,000 | $ 257,666 | $ 23,000 |
| Richmond, VA | 6 | $ 1,369,000 | $ 228,166 | $ 322,000 |
| Salem, OR | 6 | $ 1,192,000 | $ 198,666 | $ 60,000 |
| Charlottesville, VA | 5 | $ 1,109,000 | $ 221,800 | $ 73,000 |
| Columbia, SC | 5 | $ 1,393,000 | $ 278,600 | $ 224,000 |
| Detroit-Livonia-Dearborn, MI | 5 | $ 966,000 | $ 193,200 | $ 395,000 |
| Gary, IN | 5 | $ 1,547,000 | $ 309,400 | $ 113,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,149,000 | $ 229,800 | $ 38,000 |
| Manchester-Nashua, NH | 5 | $ 982,000 | $ 196,400 | $ 328,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,716,000 | $ 343,200 | $ 100,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 422,000 | $ 84,400 | $ 123,000 |
| Tacoma, WA | 5 | $ 1,006,000 | $ 201,200 | $ 88,000 |
| Toledo, OH | 5 | $ 745,000 | $ 149,000 | $ 34,000 |
| Worcester, MA | 5 | $ 1,268,000 | $ 253,600 | $ 143,000 |
| Asheville, NC | 4 | $ 959,000 | $ 239,750 | $ 142,000 |
| Atlantic City, NJ | 4 | $ 525,000 | $ 131,250 | $ 104,000 |
| Bend, OR | 4 | $ 642,000 | $ 160,500 | $ 684,000 |
| Colorado Springs, CO | 4 | $ 1,276,000 | $ 319,000 | $ 177,000 |
| Fayetteville, NC | 4 | $ 214,000 | $ 53,500 | $ 159,000 |
| Fort Collins-Loveland, CO | 4 | $ 737,000 | $ 184,250 | $ 55,000 |
| Indianapolis-Carmel, IN | 4 | $ 722,000 | $ 180,500 | $ 30,000 |
| Madison, WI | 4 | $ 1,259,000 | $ 314,750 | $ 413,000 |
| Nassau-Suffolk, NY | 4 | $ 1,179,000 | $ 294,750 | $ 118,000 |
| Ocean City, NJ | 4 | $ 976,000 | $ 244,000 | $ 121,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 852,000 | $ 213,000 | $ 74,000 |
| Peabody, MA | 4 | $ 589,000 | $ 147,250 | $ 39,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,676,000 | $ 419,000 | $ 63,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,661,000 | $ 415,250 | $ 162,000 |
| Wilmington, NC | 4 | $ 957,000 | $ 239,250 | $ 159,000 |
| York-Hanover, PA | 4 | $ 743,000 | $ 185,750 | $ 508,000 |
| Baton Rouge, LA | 3 | $ 745,000 | $ 248,333 | $ 78,000 |
| Bellingham, WA | 3 | $ 674,000 | $ 224,666 | $ 116,000 |
| Brunswick, GA | 3 | $ 598,000 | $ 199,333 | $ 60,000 |
| Carson City, NV | 3 | $ 742,000 | $ 247,333 | $ 90,000 |
| Chico, CA | 3 | $ 807,000 | $ 269,000 | $ 130,000 |
| Columbia, MO | 3 | $ 604,000 | $ 201,333 | $ 592,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 707,000 | $ 235,666 | $ 80,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 395,000 | $ 131,666 | $ 49,000 |
| Greenville, NC | 3 | $ 498,000 | $ 166,000 | $ 97,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 514,000 | $ 171,333 | $ 365,000 |
| Lafayette, LA | 3 | $ 226,000 | $ 75,333 | $ 95,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 380,000 | $ 126,666 | $ 68,000 |
| Medford, OR | 3 | $ 615,000 | $ 205,000 | $ 222,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 707,000 | $ 235,666 | $ 70,000 |
| Oklahoma City, OK | 3 | $ 891,000 | $ 297,000 | $ 155,000 |
| Olympia, WA | 3 | $ 692,000 | $ 230,666 | $ 198,000 |
| Panama City-Lynn Haven, FL | 3 | $ 588,000 | $ 196,000 | $ 67,000 |
| Redding, CA | 3 | $ 570,000 | $ 190,000 | $ 599,000 |
| Shreveport-Bossier City, LA | 3 | $ 347,000 | $ 115,666 | $ 81,000 |
| Springfield, MA | 3 | $ 772,000 | $ 257,333 | $ 43,000 |
| Wichita, KS | 3 | $ 430,000 | $ 143,333 | $ 108,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 602,000 | $ 301,000 | $ 48,000 |
| Anchorage, AK | 2 | $ 850,000 | $ 425,000 | $ 147,000 |
| Anniston-Oxford, AL | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Appleton, WI | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Birmingham-Hoover, AL | 2 | $ 355,000 | $ 177,500 | $ 129,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 315,000 | $ 157,500 | $ 80,000 |
| Dubuque, IA | 2 | $ 264,000 | $ 132,000 | $ 82,000 |
| Durham, NC | 2 | $ 364,000 | $ 182,000 | $ 91,000 |
| Flint, MI | 2 | $ 600,000 | $ 300,000 | $ 138,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 302,000 | $ 151,000 | $ 100,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 275,000 | $ 137,500 | $ 101,000 |
| Gulfport-Biloxi, MS | 2 | $ 442,000 | $ 221,000 | $ 118,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 52,000 | $ 26,000 | $ 52,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 128,000 | $ 64,000 | $ 78,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 134,000 | $ 67,000 | $ 66,000 |
| Huntsville, AL | 2 | $ 478,000 | $ 239,000 | $ 465,000 |
| Jacksonville, NC | 2 | $ 292,000 | $ 146,000 | $ 96,000 |
| Kennewick-Richland-Pasco, WA | 2 | $ 331,000 | $ 165,500 | $ 63,000 |
| Knoxville, TN | 2 | $ 418,000 | $ 209,000 | $ 97,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 371,000 | $ 185,500 | $ 1,511,000 |
| Lynchburg, VA | 2 | $ 217,000 | $ 108,500 | $ 590,000 |
| Madera, CA | 2 | $ 500,000 | $ 250,000 | $ 161,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 679,000 | $ 339,500 | $ 124,000 |
| Merced, CA | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 655,000 | $ 327,500 | $ 702,000 |
| Ocala, FL | 2 | $ 297,000 | $ 148,500 | $ 110,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 133,000 | $ 66,500 | $ 81,000 |
| Oshkosh-Neenah, WI | 2 | $ 239,000 | $ 119,500 | $ 83,000 |
| Palm Coast, FL | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Peoria, IL | 2 | $ 236,000 | $ 118,000 | $ 750,000 |
| Pittsburgh, PA | 2 | $ 491,000 | $ 245,500 | $ 230,000 |
| Reading, PA | 2 | $ 206,000 | $ 103,000 | $ 84,000 |
| Rockford, IL | 2 | $ 354,000 | $ 177,000 | $ 126,000 |
| Santa Fe, NM | 2 | $ 601,000 | $ 300,500 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 2 | $ 699,000 | $ 349,500 | $ 197,000 |
| Savannah, GA | 2 | $ 637,000 | $ 318,500 | $ 59,000 |
| St. George, UT | 2 | $ 743,000 | $ 371,500 | $ 79,000 |
| Sumter, SC | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Tulsa, OK | 2 | $ 402,000 | $ 201,000 | $ 113,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 403,000 | $ 201,500 | $ 73,000 |
| Visalia-Porterville, CA | 2 | $ 643,000 | $ 321,500 | $ 106,000 |
| Wenatchee, WA | 2 | $ 453,000 | $ 226,500 | $ 113,000 |
| Winston-Salem, NC | 2 | $ 368,000 | $ 184,000 | $ 77,000 |
| Altoona, PA | 1 | $ 417,000 | $ 417,000 | $ 109,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 243,000 | $ 243,000 | $ 94,000 |
| Bangor, ME | 1 | $ 296,000 | $ 296,000 | $ 82,000 |
| Barnstable Town, MA | 1 | $ 165,000 | $ 165,000 | $ 212,000 |
| Billings, MT | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
| Bowling Green, KY | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 133,000 | $ 133,000 | $ 214,000 |
| College Station-Bryan, TX | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Decatur, AL | 1 | $ 189,000 | $ 189,000 | $ 103,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 252,000 | $ 252,000 | $ 672,000 |
| Des Moines-West Des Moines, IA | 1 | $ 262,000 | $ 262,000 | $ 132,000 |
| Eau Claire, WI | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| El Paso, TX | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Eugene-Springfield, OR | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 228,000 | $ 228,000 | $ 95,000 |
| Florence, SC | 1 | $ 220,000 | $ 220,000 | $ 48,000 |
| Greeley, CO | 1 | $ 400,000 | $ 400,000 | $ 1,168,000 |
| Green Bay, WI | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Harrisburg-Carlisle, PA | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Holland-Grand Haven, MI | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Kalamazoo-Portage, MI | 1 | $ 144,000 | $ 144,000 | $ 1,380,000 |
| Kankakee-Bradley, IL | 1 | $ 176,000 | $ 176,000 | $ 1,555,000 |
| Kingston, NY | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Lafayette, IN | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Lansing-East Lansing, MI | 1 | $ 337,000 | $ 337,000 | $ 192,000 |
| Lebanon, PA | 1 | $ 214,000 | $ 214,000 | $ 900,000 |
| Lexington-Fayette, KY | 1 | $ 128,000 | $ 128,000 | $ 329,000 |
| Mobile, AL | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Napa, CA | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 191,000 | $ 191,000 | $ 67,000 |
| Owensboro, KY | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 93,000 | $ 93,000 | $ 61,000 |
| Prescott, AZ | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Rochester, MN | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Rochester, NY | 1 | $ 164,000 | $ 164,000 | $ 140,000 |
| Salinas, CA | 1 | $ 410,000 | $ 410,000 | $ 127,000 |
| Salisbury, MD | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 210,000 | $ 210,000 | $ 161,000 |
| Sebastian-Vero Beach, FL | 1 | $ 1,435,000 | $ 1,435,000 | $ 1,350,000 |
| Sheboygan, WI | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| State College, PA | 1 | $ 320,000 | $ 320,000 | $ 228,000 |
| Tallahassee, FL | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Tuscaloosa, AL | 1 | $ 252,000 | $ 252,000 | $ 100,000 |
| Warner Robins, GA | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Williamsport, PA | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Mortgage Capital Associates, in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,617 | $485,295,000 | $300,000 | $1,820,000 | $159,000 | $7,380,000 |
| Home Purchase | 1,439 | $413,303,000 | $287,000 | $2,400,000 | $166,000 | $5,880,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,720 | $804,080,000 | $295,000 | $2,400,000 | $166,000 | $7,380,000 |
| White | 250 | $69,707,000 | $278,000 | $904,000 | $127,000 | $450,000 |
| Asian | 65 | $18,923,000 | $291,000 | $1,133,000 | $130,000 | $328,000 |
| Hispanic | 11 | $3,176,000 | $288,000 | $548,000 | $141,000 | $278,000 |
| Black or African American | 5 | $1,634,000 | $326,000 | $620,000 | $180,000 | $227,000 |
| Not applicable | 5 | $1,078,000 | $215,000 | $305,000 | $99,000 | $376,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,056 | $898,598,000 | $294,000 | $2,400,000 | $162,000 | $7,380,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,149 | $618,038,000 | $287,000 | $2,400,000 | $172,000 | $7,380,000 |
| Application Approved But Not Accepted | 376 | $108,179,000 | $287,000 | $1,755,000 | $108,000 | $2,322,000 |
| Application Withdrawn By Applicant | 357 | $104,644,000 | $293,000 | $1,680,000 | $234,000 | $5,340,000 |
| Application Denied By Financial Institution | 146 | $55,934,000 | $383,000 | $2,000,000 | $9,000 | $156,000 |
| File Closed For Incompleteness | 28 | $11,803,000 | $421,000 | $1,620,000 | $3,000 | $104,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $1,570,000 | $261,000 | $628,000 | $0 | $0 |
| Collateral | 6 | $1,355,000 | $225,000 | $640,000 | $0 | $0 |
| Other | 5 | $1,736,000 | $347,000 | $720,000 | $0 | $0 |
| Credit History | 2 | $1,326,000 | $663,000 | $1,000,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates,'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Capital Associates,'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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