Mortgage Research Center, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Research Center, Llc 1400 Veterans United Dr. Saint Louis, MO 65203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 79,163 |
| Total Mortgage Loan Application Amount | $17,306,495,000 |
| Average Mortgage Loan Application Amount | $221,333 |
| Highest Mortgage Loan Application Amount | $5,037,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $7,785,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mortgage Research Center, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Research Center, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mortgage Research Center, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Research Center, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Research Center, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Research Center, Llc's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,988 | $ 405,537,000 | $ 203,000 | $ 64,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,664 | $ 407,731,000 | $ 250,000 | $ 74,000 |
| CLARKSVILLE, TN-KY | 1,599 | $ 286,123,000 | $ 163,000 | $ 59,000 |
| URBAN HONOLULU, HI | 1,321 | $ 667,200,000 | $ 505,000 | $ 72,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,289 | $ 265,963,000 | $ 206,000 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,265 | $ 452,162,000 | $ 331,500 | $ 84,000 |
| COLORADO SPRINGS, CO | 1,260 | $ 305,688,000 | $ 242,000 | $ 71,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,173 | $ 240,197,000 | $ 204,000 | $ 70,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,148 | $ 345,322,000 | $ 300,000 | $ 75,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,140 | $ 248,420,000 | $ 217,000 | $ 63,000 |
| SAN DIEGO-CARLSBAD, CA | 1,096 | $ 453,037,000 | $ 413,000 | $ 79,000 |
| ST. LOUIS, MO-IL | 976 | $ 178,216,000 | $ 182,000 | $ 64,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 908 | $ 189,077,000 | $ 208,000 | $ 65,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 792 | $ 172,375,000 | $ 217,000 | $ 58,000 |
| JACKSONVILLE, FL | 761 | $ 157,739,000 | $ 207,000 | $ 65,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 754 | $ 157,715,000 | $ 209,000 | $ 68,000 |
| DALLAS-PLANO-IRVING, TX | 736 | $ 172,357,000 | $ 234,000 | $ 71,000 |
| KANSAS CITY, MO-KS | 697 | $ 130,087,000 | $ 191,500 | $ 70,000 |
| TACOMA-LAKEWOOD, WA | 686 | $ 178,934,000 | $ 260,000 | $ 70,000 |
| DENVER-AURORA-LAKEWOOD, CO | 668 | $ 197,851,000 | $ 296,000 | $ 69,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 663 | $ 199,771,000 | $ 310,500 | $ 90,000 |
| FORT WORTH-ARLINGTON, TX | 661 | $ 135,093,000 | $ 204,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 660 | $ 257,185,000 | $ 389,000 | $ 79,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 650 | $ 115,463,000 | $ 160,000 | $ 55,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 631 | $ 119,220,000 | $ 196,000 | $ 62,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 611 | $ 135,627,000 | $ 217,500 | $ 70,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 609 | $ 178,382,000 | $ 292,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 530 | $ 89,696,000 | $ 169,000 | $ 56,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 521 | $ 146,921,000 | $ 273,500 | $ 68,500 |
| SAVANNAH, GA | 516 | $ 100,655,000 | $ 195,000 | $ 63,000 |
| AUSTIN-ROUND ROCK, TX | 507 | $ 125,758,000 | $ 248,000 | $ 79,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 487 | $ 118,351,000 | $ 243,000 | $ 64,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 481 | $ 145,267,000 | $ 302,000 | $ 75,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 479 | $ 105,218,000 | $ 219,000 | $ 65,000 |
| CINCINNATI, OH-KY-IN | 477 | $ 81,264,000 | $ 174,000 | $ 59,666 |
| FAYETTEVILLE, NC | 464 | $ 79,291,000 | $ 170,000 | $ 62,000 |
| OKLAHOMA CITY, OK | 459 | $ 80,412,000 | $ 175,000 | $ 58,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 429 | $ 138,825,000 | $ 323,000 | $ 75,000 |
| PITTSBURGH, PA | 423 | $ 72,183,000 | $ 170,000 | $ 65,000 |
| COLUMBUS, OH | 420 | $ 75,183,000 | $ 179,000 | $ 60,000 |
| RICHMOND, VA | 415 | $ 93,075,000 | $ 224,000 | $ 69,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 405 | $ 102,693,000 | $ 253,000 | $ 71,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 378 | $ 77,092,000 | $ 203,000 | $ 65,000 |
| CLEVELAND-ELYRIA, OH | 372 | $ 56,124,000 | $ 150,000 | $ 54,000 |
| KILLEEN-TEMPLE, TX | 360 | $ 59,229,000 | $ 164,000 | $ 58,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 357 | $ 65,424,000 | $ 183,000 | $ 56,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 345 | $ 69,716,000 | $ 202,000 | $ 58,000 |
| RALEIGH, NC | 344 | $ 76,151,000 | $ 221,000 | $ 69,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 341 | $ 60,574,000 | $ 177,000 | $ 66,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 341 | $ 85,883,000 | $ 251,000 | $ 72,000 |
| NEWARK, NJ-PA | 334 | $ 88,073,000 | $ 221,000 | $ 70,500 |
| MEMPHIS, TN-MS-AR | 329 | $ 60,947,000 | $ 164,666 | $ 52,666 |
| CHARLESTON-NORTH CHARLESTON, SC | 321 | $ 67,351,000 | $ 209,000 | $ 61,000 |
| COLUMBIA, SC | 321 | $ 54,950,000 | $ 171,000 | $ 56,000 |
| PROVIDENCE-WARWICK, RI-MA | 312 | $ 76,591,000 | $ 250,000 | $ 75,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 309 | $ 54,422,000 | $ 173,500 | $ 59,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 303 | $ 54,456,000 | $ 179,000 | $ 61,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 300 | $ 133,190,000 | $ 443,000 | $ 87,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 299 | $ 56,793,000 | $ 189,000 | $ 62,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 294 | $ 54,417,000 | $ 184,500 | $ 58,000 |
| CAMDEN, NJ | 291 | $ 60,894,000 | $ 209,000 | $ 67,000 |
| NEW ORLEANS-METAIRIE, LA | 287 | $ 58,189,000 | $ 202,000 | $ 62,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 284 | $ 51,726,000 | $ 182,000 | $ 73,000 |
| BIRMINGHAM-HOOVER, AL | 275 | $ 51,251,000 | $ 186,000 | $ 61,000 |
| LAWTON, OK | 275 | $ 45,244,000 | $ 164,000 | $ 65,000 |
| TULSA, OK | 270 | $ 45,427,000 | $ 168,000 | $ 58,000 |
| CAPE CORAL-FORT MYERS, FL | 269 | $ 55,673,000 | $ 206,000 | $ 62,000 |
| TUCSON, AZ | 266 | $ 50,643,000 | $ 190,000 | $ 61,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 264 | $ 59,803,000 | $ 226,000 | $ 58,000 |
| PORT ST. LUCIE, FL | 255 | $ 56,227,000 | $ 220,000 | $ 64,000 |
| LAKELAND-WINTER HAVEN, FL | 250 | $ 45,432,000 | $ 181,000 | $ 58,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 250 | $ 63,652,000 | $ 254,000 | $ 70,000 |
| BOSTON, MA | 246 | $ 74,413,000 | $ 302,000 | $ 82,000 |
| HINESVILLE, GA | 243 | $ 41,091,000 | $ 169,000 | $ 57,000 |
| PHILADELPHIA, PA | 242 | $ 44,259,000 | $ 182,000 | $ 59,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 240 | $ 58,950,000 | $ 245,000 | $ 68,000 |
| OLYMPIA-TUMWATER, WA | 226 | $ 57,062,000 | $ 252,000 | $ 70,000 |
| JACKSONVILLE, NC | 225 | $ 35,656,000 | $ 158,000 | $ 56,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 224 | $ 50,449,000 | $ 225,000 | $ 69,000 |
| WORCESTER, MA-CT | 224 | $ 51,148,000 | $ 217,500 | $ 63,500 |
| KNOXVILLE, TN | 217 | $ 38,570,000 | $ 177,000 | $ 57,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 215 | $ 99,350,000 | $ 462,000 | $ 89,000 |
| DAYTON, OH | 213 | $ 34,140,000 | $ 160,000 | $ 62,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 211 | $ 45,626,000 | $ 216,000 | $ 64,000 |
| EL PASO, TX | 211 | $ 34,549,000 | $ 163,000 | $ 62,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 210 | $ 67,801,000 | $ 322,000 | $ 88,000 |
| BOISE CITY, ID | 208 | $ 44,728,000 | $ 215,000 | $ 63,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 208 | $ 69,352,000 | $ 333,000 | $ 106,000 |
| ALBUQUERQUE, NM | 203 | $ 39,890,000 | $ 196,000 | $ 59,000 |
| COLUMBIA, MO | 201 | $ 36,241,000 | $ 180,000 | $ 62,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 201 | $ 39,599,000 | $ 197,000 | $ 70,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 201 | $ 37,519,000 | $ 193,000 | $ 60,500 |
| OCALA, FL | 192 | $ 30,902,000 | $ 160,000 | $ 59,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 191 | $ 36,333,000 | $ 187,000 | $ 61,000 |
| SPOKANE-SPOKANE VALLEY, WA | 189 | $ 37,772,000 | $ 199,000 | $ 59,000 |
| BAKERSFIELD, CA | 187 | $ 40,550,000 | $ 216,000 | $ 67,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 184 | $ 37,856,000 | $ 222,000 | $ 70,000 |
| ANCHORAGE, AK | 184 | $ 52,714,000 | $ 286,000 | $ 64,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 182 | $ 27,234,000 | $ 149,000 | $ 53,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 181 | $ 32,895,000 | $ 175,500 | $ 61,000 |
| GARY, IN | 175 | $ 33,490,000 | $ 191,000 | $ 57,000 |
| GREENSBORO-HIGH POINT, NC | 173 | $ 30,243,000 | $ 174,000 | $ 61,000 |
| GRAND RAPIDS-WYOMING, MI | 172 | $ 29,368,000 | $ 170,000 | $ 52,000 |
| NEW HAVEN-MILFORD, CT | 172 | $ 36,982,000 | $ 215,000 | $ 63,000 |
| WICHITA, KS | 170 | $ 26,748,000 | $ 157,000 | $ 60,000 |
| SPRINGFIELD, MO | 169 | $ 28,796,000 | $ 170,000 | $ 60,000 |
| BREMERTON-SILVERDALE, WA | 167 | $ 44,147,000 | $ 264,000 | $ 67,000 |
| OGDEN-CLEARFIELD, UT | 166 | $ 37,716,000 | $ 227,000 | $ 64,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 164 | $ 41,672,000 | $ 254,000 | $ 70,000 |
| WINSTON-SALEM, NC | 163 | $ 26,502,000 | $ 162,000 | $ 56,000 |
| WARNER ROBINS, GA | 160 | $ 30,015,000 | $ 187,000 | $ 62,000 |
| COLUMBUS, GA-AL | 157 | $ 28,593,000 | $ 179,500 | $ 56,000 |
| CHATTANOOGA, TN-GA | 156 | $ 25,088,000 | $ 155,000 | $ 53,500 |
| SALT LAKE CITY, UT | 156 | $ 38,913,000 | $ 249,000 | $ 60,000 |
| WILMINGTON, DE-MD-NJ | 156 | $ 35,408,000 | $ 215,000 | $ 61,333 |
| PORTLAND-SOUTH PORTLAND, ME | 155 | $ 34,901,000 | $ 225,000 | $ 66,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 154 | $ 24,481,000 | $ 158,000 | $ 66,000 |
| MONTGOMERY, AL | 154 | $ 29,602,000 | $ 192,000 | $ 61,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 148 | $ 23,496,000 | $ 158,000 | $ 55,000 |
| STOCKTON-LODI, CA | 148 | $ 44,230,000 | $ 298,000 | $ 78,000 |
| FRESNO, CA | 146 | $ 34,760,000 | $ 238,000 | $ 65,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 146 | $ 55,217,000 | $ 378,000 | $ 90,000 |
| VALLEJO-FAIRFIELD, CA | 146 | $ 51,859,000 | $ 355,000 | $ 82,000 |
| SHREVEPORT-BOSSIER CITY, LA | 143 | $ 23,615,000 | $ 165,000 | $ 50,000 |
| CORPUS CHRISTI, TX | 142 | $ 27,698,000 | $ 195,000 | $ 101,000 |
| DES MOINES-WEST DES MOINES, IA | 142 | $ 26,470,000 | $ 186,000 | $ 57,000 |
| HARRISBURG-CARLISLE, PA | 141 | $ 25,870,000 | $ 183,000 | $ 66,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 139 | $ 30,924,000 | $ 222,000 | $ 64,000 |
| HOMOSASSA SPRINGS, FL | 138 | $ 21,536,000 | $ 156,000 | $ 55,000 |
| HUNTSVILLE, AL | 138 | $ 30,213,000 | $ 218,000 | $ 72,000 |
| SALEM, OR | 138 | $ 29,963,000 | $ 217,000 | $ 64,000 |
| BATON ROUGE, LA | 135 | $ 25,979,000 | $ 192,000 | $ 69,000 |
| JACKSON, MS | 131 | $ 23,689,000 | $ 180,000 | $ 59,000 |
| PANAMA CITY, FL | 129 | $ 26,758,000 | $ 207,000 | $ 65,000 |
| PUNTA GORDA, FL | 128 | $ 23,608,000 | $ 184,000 | $ 58,000 |
| TOLEDO, OH | 127 | $ 18,523,000 | $ 145,000 | $ 55,000 |
| AKRON, OH | 123 | $ 20,558,000 | $ 167,000 | $ 60,000 |
| ALBANY-SCHENECTADY-TROY, NY | 123 | $ 23,420,000 | $ 190,000 | $ 68,000 |
| ASHEVILLE, NC | 123 | $ 26,004,000 | $ 211,000 | $ 59,000 |
| RAPID CITY, SD | 122 | $ 25,851,000 | $ 211,000 | $ 69,000 |
| MANCHESTER-NASHUA, NH | 121 | $ 29,131,000 | $ 240,000 | $ 66,000 |
| SYRACUSE, NY | 120 | $ 18,408,000 | $ 153,000 | $ 69,000 |
| DURHAM-CHAPEL HILL, NC | 114 | $ 23,236,000 | $ 203,000 | $ 67,000 |
| MODESTO, CA | 114 | $ 30,650,000 | $ 268,000 | $ 69,000 |
| DOVER, DE | 112 | $ 25,242,000 | $ 225,000 | $ 48,000 |
| LEXINGTON-FAYETTE, KY | 109 | $ 20,317,000 | $ 186,000 | $ 62,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 108 | $ 23,970,000 | $ 226,500 | $ 62,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 107 | $ 54,134,000 | $ 505,000 | $ 108,000 |
| DOTHAN, AL | 105 | $ 18,373,000 | $ 174,000 | $ 60,000 |
| GREELEY, CO | 105 | $ 26,203,000 | $ 249,000 | $ 61,000 |
| SPRINGFIELD, MA | 105 | $ 19,982,000 | $ 190,000 | $ 61,000 |
| VALDOSTA, GA | 104 | $ 16,641,000 | $ 160,000 | $ 50,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 103 | $ 18,626,000 | $ 180,000 | $ 51,000 |
| ROCHESTER, NY | 103 | $ 14,794,000 | $ 143,000 | $ 65,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 103 | $ 15,081,000 | $ 146,000 | $ 59,000 |
| ELGIN, IL | 102 | $ 22,166,000 | $ 217,000 | $ 61,000 |
| YORK-HANOVER, PA | 102 | $ 20,312,000 | $ 199,000 | $ 68,000 |
| SALISBURY, MD-DE | 101 | $ 21,121,000 | $ 208,500 | $ 67,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 101 | $ 13,784,000 | $ 138,500 | $ 54,500 |
| LANSING-EAST LANSING, MI | 100 | $ 16,651,000 | $ 166,000 | $ 57,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 99 | $ 44,837,000 | $ 452,000 | $ 102,000 |
| NEW BERN, NC | 97 | $ 17,335,000 | $ 178,000 | $ 57,000 |
| BEAUMONT-PORT ARTHUR, TX | 96 | $ 18,118,000 | $ 188,000 | $ 80,000 |
| MADISON, WI | 96 | $ 19,777,000 | $ 206,000 | $ 65,000 |
| SPARTANBURG, SC | 96 | $ 14,672,000 | $ 152,000 | $ 55,000 |
| CANTON-MASSILLON, OH | 93 | $ 13,461,000 | $ 144,000 | $ 56,000 |
| EUGENE, OR | 93 | $ 21,137,000 | $ 227,000 | $ 59,000 |
| MOBILE, AL | 93 | $ 17,028,000 | $ 183,000 | $ 62,000 |
| TALLAHASSEE, FL | 92 | $ 17,323,000 | $ 188,000 | $ 62,000 |
| JEFFERSON CITY, MO | 90 | $ 14,289,000 | $ 158,000 | $ 63,000 |
| LANCASTER, PA | 90 | $ 17,470,000 | $ 194,000 | $ 58,000 |
| NORWICH-NEW LONDON, CT | 90 | $ 19,965,000 | $ 221,000 | $ 63,000 |
| TOPEKA, KS | 90 | $ 12,791,000 | $ 142,000 | $ 57,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 85 | $ 28,408,000 | $ 334,000 | $ 82,000 |
| FORT WAYNE, IN | 83 | $ 12,990,000 | $ 156,000 | $ 55,000 |
| MCALLEN-EDINBURG-MISSION, TX | 83 | $ 12,758,000 | $ 153,000 | $ 65,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 82 | $ 15,167,000 | $ 184,000 | $ 58,000 |
| MACON, GA | 79 | $ 13,076,000 | $ 165,000 | $ 67,000 |
| ROANOKE, VA | 79 | $ 14,235,000 | $ 180,000 | $ 55,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 78 | $ 11,256,000 | $ 137,000 | $ 60,333 |
| PUEBLO, CO | 78 | $ 14,929,000 | $ 191,000 | $ 62,000 |
| BROWNSVILLE-HARLINGEN, TX | 77 | $ 12,848,000 | $ 166,000 | $ 60,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 77 | $ 20,880,000 | $ 271,000 | $ 59,000 |
| READING, PA | 77 | $ 14,176,000 | $ 184,000 | $ 62,000 |
| HICKORY-LENOIR-MORGANTON, NC | 76 | $ 11,563,000 | $ 152,000 | $ 52,000 |
| SUMTER, SC | 76 | $ 12,666,000 | $ 166,000 | $ 53,000 |
| PRESCOTT, AZ | 75 | $ 15,507,000 | $ 206,000 | $ 53,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 74 | $ 12,133,000 | $ 161,500 | $ 59,500 |
| GAINESVILLE, FL | 73 | $ 13,837,000 | $ 189,000 | $ 61,000 |
| KENNEWICK-RICHLAND, WA | 73 | $ 16,399,000 | $ 224,000 | $ 57,000 |
| PEORIA, IL | 73 | $ 10,930,000 | $ 149,000 | $ 61,000 |
| RENO, NV | 73 | $ 19,333,000 | $ 264,000 | $ 63,000 |
| THE VILLAGES, FL | 73 | $ 15,307,000 | $ 209,000 | $ 57,000 |
| FLINT, MI | 72 | $ 11,019,000 | $ 153,000 | $ 54,000 |
| FAIRBANKS, AK | 71 | $ 18,417,000 | $ 259,000 | $ 71,000 |
| LAFAYETTE, LA | 70 | $ 13,697,000 | $ 195,000 | $ 65,000 |
| DULUTH, MN-WI | 69 | $ 12,895,000 | $ 181,000 | $ 62,500 |
| SEBASTIAN-VERO BEACH, FL | 68 | $ 12,829,000 | $ 188,000 | $ 61,000 |
| WILMINGTON, NC | 68 | $ 13,702,000 | $ 201,000 | $ 57,000 |
| ERIE, PA | 67 | $ 9,976,000 | $ 148,000 | $ 64,000 |
| ABILENE, TX | 66 | $ 10,221,000 | $ 154,000 | $ 59,000 |
| FLORENCE, SC | 66 | $ 11,454,000 | $ 173,000 | $ 57,000 |
| FORT SMITH, AR-OK | 66 | $ 10,160,000 | $ 154,000 | $ 56,000 |
| EAST STROUDSBURG, PA | 65 | $ 10,815,000 | $ 166,000 | $ 60,000 |
| EVANSVILLE, IN-KY | 65 | $ 10,334,000 | $ 151,000 | $ 70,500 |
| COEUR D'ALENE, ID | 63 | $ 13,179,000 | $ 209,000 | $ 55,000 |
| LINCOLN, NE | 63 | $ 12,137,000 | $ 192,000 | $ 57,000 |
| MEDFORD, OR | 62 | $ 14,687,000 | $ 236,000 | $ 51,000 |
| WACO, TX | 62 | $ 11,251,000 | $ 181,000 | $ 70,000 |
| CHICO, CA | 61 | $ 13,744,000 | $ 225,000 | $ 74,000 |
| ROCKFORD, IL | 61 | $ 10,091,000 | $ 165,000 | $ 69,000 |
| ALEXANDRIA, LA | 60 | $ 10,752,000 | $ 179,000 | $ 58,000 |
| AMARILLO, TX | 60 | $ 9,628,000 | $ 160,000 | $ 56,000 |
| AUBURN-OPELIKA, AL | 60 | $ 12,282,000 | $ 204,000 | $ 58,000 |
| CHEYENNE, WY | 60 | $ 14,038,000 | $ 233,000 | $ 63,000 |
| LUBBOCK, TX | 59 | $ 9,841,000 | $ 166,000 | $ 58,000 |
| TERRE HAUTE, IN | 59 | $ 7,803,000 | $ 132,000 | $ 60,000 |
| VISALIA-PORTERVILLE, CA | 59 | $ 13,593,000 | $ 230,000 | $ 68,000 |
| ALBANY, OR | 58 | $ 11,142,000 | $ 192,000 | $ 54,000 |
| JOHNSON CITY, TN | 58 | $ 9,596,000 | $ 165,000 | $ 56,000 |
| MERCED, CA | 57 | $ 14,179,000 | $ 248,000 | $ 61,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 56 | $ 8,456,000 | $ 156,500 | $ 53,500 |
| PROVO-OREM, UT | 56 | $ 13,230,000 | $ 236,000 | $ 63,000 |
| SALINAS, CA | 56 | $ 23,536,000 | $ 420,000 | $ 93,000 |
| BELLINGHAM, WA | 55 | $ 12,896,000 | $ 234,000 | $ 64,000 |
| LAS CRUCES, NM | 55 | $ 10,336,000 | $ 187,000 | $ 65,000 |
| LYNCHBURG, VA | 55 | $ 9,390,000 | $ 170,000 | $ 52,000 |
| BEND-REDMOND, OR | 54 | $ 13,607,000 | $ 251,000 | $ 65,000 |
| FORT COLLINS, CO | 54 | $ 15,122,000 | $ 280,000 | $ 58,000 |
| HANFORD-CORCORAN, CA | 54 | $ 11,842,000 | $ 219,000 | $ 71,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 54 | $ 32,780,000 | $ 607,000 | $ 107,000 |
| SANTA ROSA, CA | 54 | $ 23,798,000 | $ 440,000 | $ 77,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 54 | $ 7,638,000 | $ 144,000 | $ 53,000 |
| SANTA MARIA-SANTA BARBARA, CA | 53 | $ 16,515,000 | $ 311,000 | $ 69,000 |
| BANGOR, ME | 52 | $ 8,716,000 | $ 167,000 | $ 59,000 |
| BRUNSWICK, GA | 52 | $ 9,614,000 | $ 184,000 | $ 57,000 |
| MIDLAND, TX | 52 | $ 10,595,000 | $ 203,000 | $ 63,000 |
| RACINE, WI | 52 | $ 7,926,000 | $ 152,000 | $ 48,000 |
| REDDING, CA | 52 | $ 12,291,000 | $ 236,000 | $ 59,000 |
| BARNSTABLE TOWN, MA | 51 | $ 15,797,000 | $ 309,000 | $ 79,000 |
| CHARLOTTESVILLE, VA | 51 | $ 13,759,000 | $ 269,000 | $ 93,000 |
| GREEN BAY, WI | 51 | $ 8,286,000 | $ 162,000 | $ 54,000 |
| LAKE CHARLES, LA | 50 | $ 9,305,000 | $ 186,000 | $ 60,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 49 | $ 13,056,000 | $ 266,000 | $ 71,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 49 | $ 12,477,000 | $ 254,000 | $ 87,000 |
| MANHATTAN, KS | 49 | $ 8,826,000 | $ 180,000 | $ 52,000 |
| LEWISTON-AUBURN, ME | 48 | $ 7,649,000 | $ 159,000 | $ 57,000 |
| SIOUX FALLS, SD | 48 | $ 9,630,000 | $ 200,000 | $ 66,000 |
| TUSCALOOSA, AL | 48 | $ 7,500,000 | $ 156,000 | $ 53,000 |
| KALAMAZOO-PORTAGE, MI | 47 | $ 8,153,000 | $ 173,000 | $ 62,000 |
| ST. CLOUD, MN | 47 | $ 8,373,000 | $ 178,000 | $ 51,000 |
| HOT SPRINGS, AR | 46 | $ 7,150,000 | $ 155,000 | $ 71,000 |
| ROCKY MOUNT, NC | 46 | $ 7,466,000 | $ 162,000 | $ 58,000 |
| SIERRA VISTA-DOUGLAS, AZ | 46 | $ 8,190,000 | $ 178,000 | $ 53,000 |
| CEDAR RAPIDS, IA | 45 | $ 7,706,000 | $ 171,000 | $ 61,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 45 | $ 8,951,000 | $ 198,000 | $ 62,000 |
| GOLDSBORO, NC | 45 | $ 7,211,000 | $ 160,000 | $ 53,000 |
| GREAT FALLS, MT | 45 | $ 8,745,000 | $ 194,000 | $ 57,000 |
| JOPLIN, MO | 45 | $ 6,926,000 | $ 153,000 | $ 56,000 |
| SEBRING, FL | 45 | $ 6,221,000 | $ 138,000 | $ 57,000 |
| WINCHESTER, VA-WV | 45 | $ 10,249,000 | $ 206,000 | $ 56,500 |
| BURLINGTON, NC | 44 | $ 7,587,000 | $ 172,000 | $ 60,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 44 | $ 8,724,000 | $ 198,000 | $ 64,000 |
| CARBONDALE-MARION, IL | 44 | $ 6,517,000 | $ 148,000 | $ 60,000 |
| HATTIESBURG, MS | 44 | $ 7,972,000 | $ 181,000 | $ 59,000 |
| SPRINGFIELD, OH | 44 | $ 5,768,000 | $ 131,000 | $ 47,000 |
| LONGVIEW, WA | 43 | $ 9,439,000 | $ 219,000 | $ 60,000 |
| WATERTOWN-FORT DRUM, NY | 43 | $ 7,413,000 | $ 172,000 | $ 68,000 |
| YAKIMA, WA | 43 | $ 9,479,000 | $ 220,000 | $ 56,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 42 | $ 8,241,000 | $ 196,000 | $ 68,000 |
| JANESVILLE-BELOIT, WI | 42 | $ 6,792,000 | $ 161,000 | $ 61,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 42 | $ 18,162,000 | $ 432,000 | $ 73,000 |
| SHERMAN-DENISON, TX | 41 | $ 7,477,000 | $ 182,000 | $ 55,000 |
| ALBANY, GA | 40 | $ 6,756,000 | $ 168,000 | $ 58,000 |
| BLOOMINGTON, IN | 40 | $ 8,220,000 | $ 205,000 | $ 59,000 |
| CHAMPAIGN-URBANA, IL | 40 | $ 6,048,000 | $ 151,000 | $ 55,000 |
| CHARLESTON, WV | 40 | $ 5,664,000 | $ 141,000 | $ 61,000 |
| MONROE, MI | 40 | $ 7,658,000 | $ 191,000 | $ 60,000 |
| SAGINAW, MI | 40 | $ 4,733,000 | $ 118,000 | $ 46,000 |
| UTICA-ROME, NY | 40 | $ 4,972,000 | $ 124,000 | $ 60,000 |
| BOWLING GREEN, KY | 39 | $ 6,417,000 | $ 164,000 | $ 55,000 |
| CLEVELAND, TN | 39 | $ 6,733,000 | $ 172,000 | $ 61,000 |
| GAINESVILLE, GA | 39 | $ 7,717,000 | $ 197,000 | $ 64,000 |
| MICHIGAN CITY-LA PORTE, IN | 39 | $ 6,093,000 | $ 156,000 | $ 54,000 |
| YUBA CITY, CA | 39 | $ 9,644,000 | $ 247,000 | $ 75,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 38 | $ 5,809,000 | $ 152,000 | $ 50,000 |
| BILLINGS, MT | 38 | $ 7,631,000 | $ 200,000 | $ 52,000 |
| FARGO, ND-MN | 38 | $ 7,900,000 | $ 214,500 | $ 56,000 |
| GREENVILLE, NC | 38 | $ 6,674,000 | $ 175,000 | $ 71,000 |
| LONGVIEW, TX | 38 | $ 5,508,000 | $ 144,000 | $ 49,000 |
| STAUNTON-WAYNESBORO, VA | 38 | $ 7,222,000 | $ 190,000 | $ 50,000 |
| TYLER, TX | 38 | $ 6,516,000 | $ 171,000 | $ 86,000 |
| WICHITA FALLS, TX | 38 | $ 5,738,000 | $ 151,000 | $ 55,000 |
| YUMA, AZ | 38 | $ 7,188,000 | $ 189,000 | $ 70,000 |
| GETTYSBURG, PA | 37 | $ 7,326,000 | $ 198,000 | $ 61,000 |
| TEXARKANA, TX-AR | 37 | $ 6,827,000 | $ 183,500 | $ 65,000 |
| BATTLE CREEK, MI | 36 | $ 6,055,000 | $ 168,000 | $ 62,000 |
| JACKSON, MI | 36 | $ 6,026,000 | $ 167,000 | $ 51,000 |
| MADERA, CA | 36 | $ 8,713,000 | $ 242,000 | $ 71,000 |
| MOUNT VERNON-ANACORTES, WA | 36 | $ 8,787,000 | $ 244,000 | $ 59,000 |
| APPLETON, WI | 35 | $ 5,796,000 | $ 165,000 | $ 62,000 |
| EAU CLAIRE, WI | 35 | $ 6,050,000 | $ 172,000 | $ 48,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 35 | $ 5,555,000 | $ 158,000 | $ 48,000 |
| ROCHESTER, MN | 35 | $ 7,166,000 | $ 204,000 | $ 63,000 |
| ALTOONA, PA | 34 | $ 5,019,000 | $ 147,000 | $ 46,000 |
| HOUMA-THIBODAUX, LA | 34 | $ 7,066,000 | $ 207,000 | $ 71,000 |
| LEBANON, PA | 34 | $ 6,254,000 | $ 183,000 | $ 57,000 |
| MONROE, LA | 34 | $ 5,636,000 | $ 165,000 | $ 57,000 |
| ST. GEORGE, UT | 34 | $ 7,219,000 | $ 212,000 | $ 49,000 |
| VINELAND-BRIDGETON, NJ | 34 | $ 5,486,000 | $ 161,000 | $ 52,000 |
| FLORENCE-MUSCLE SHOALS, AL | 32 | $ 6,536,000 | $ 204,000 | $ 73,000 |
| SPRINGFIELD, IL | 32 | $ 5,913,000 | $ 184,000 | $ 56,000 |
| JACKSON, TN | 31 | $ 4,998,000 | $ 161,000 | $ 56,000 |
| KANKAKEE, IL | 31 | $ 4,635,000 | $ 149,000 | $ 106,000 |
| MISSOULA, MT | 31 | $ 7,683,000 | $ 247,000 | $ 63,000 |
| ODESSA, TX | 31 | $ 5,521,000 | $ 178,000 | $ 58,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 30 | $ 5,705,000 | $ 190,000 | $ 67,000 |
| GLENS FALLS, NY | 30 | $ 4,851,000 | $ 161,000 | $ 65,000 |
| GRAND JUNCTION, CO | 30 | $ 6,588,000 | $ 219,000 | $ 60,000 |
| MORGANTOWN, WV | 30 | $ 7,330,000 | $ 244,000 | $ 66,000 |
| TRENTON, NJ | 30 | $ 5,994,000 | $ 199,000 | $ 74,000 |
| ATHENS-CLARKE COUNTY, GA | 29 | $ 5,098,000 | $ 175,000 | $ 54,000 |
| BINGHAMTON, NY | 29 | $ 3,833,000 | $ 132,000 | $ 69,000 |
| COLLEGE STATION-BRYAN, TX | 29 | $ 5,129,000 | $ 176,000 | $ 59,000 |
| HAMMOND, LA | 29 | $ 5,101,000 | $ 175,000 | $ 61,000 |
| MORRISTOWN, TN | 29 | $ 4,688,000 | $ 161,000 | $ 53,000 |
| BLOOMINGTON, IL | 28 | $ 4,570,000 | $ 163,000 | $ 60,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 28 | $ 11,815,000 | $ 421,000 | $ 79,000 |
| SANTA FE, NM | 28 | $ 7,722,000 | $ 275,000 | $ 74,000 |
| ST. JOSEPH, MO-KS | 28 | $ 4,240,000 | $ 105,500 | $ 44,500 |
| BECKLEY, WV | 27 | $ 3,335,000 | $ 123,000 | $ 59,000 |
| ELKHART-GOSHEN, IN | 27 | $ 4,205,000 | $ 155,000 | $ 56,000 |
| MUSKEGON, MI | 27 | $ 4,122,000 | $ 152,000 | $ 55,000 |
| SANTA CRUZ-WATSONVILLE, CA | 27 | $ 13,326,000 | $ 493,000 | $ 81,000 |
| WAUSAU, WI | 27 | $ 4,845,000 | $ 179,000 | $ 52,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 27 | $ 2,976,000 | $ 107,500 | $ 50,500 |
| BOULDER, CO | 26 | $ 8,454,000 | $ 325,000 | $ 58,000 |
| CAPE GIRARDEAU, MO-IL | 26 | $ 3,756,000 | $ 93,000 | $ 40,000 |
| GRAND FORKS, ND-MN | 26 | $ 4,915,000 | $ 185,000 | $ 50,000 |
| GRANTS PASS, OR | 26 | $ 6,018,000 | $ 231,000 | $ 47,000 |
| IDAHO FALLS, ID | 26 | $ 5,241,000 | $ 201,000 | $ 55,000 |
| KOKOMO, IN | 26 | $ 4,255,000 | $ 163,000 | $ 56,000 |
| LAREDO, TX | 26 | $ 4,009,000 | $ 154,000 | $ 61,000 |
| WILLIAMSPORT, PA | 26 | $ 4,501,000 | $ 173,000 | $ 91,000 |
| BISMARCK, ND | 25 | $ 6,938,000 | $ 277,000 | $ 74,000 |
| JONESBORO, AR | 25 | $ 3,950,000 | $ 158,000 | $ 57,000 |
| LA CROSSE-ONALASKA, WI-MN | 25 | $ 5,323,000 | $ 321,500 | $ 78,500 |
| LEWISTON, ID-WA | 25 | $ 5,521,000 | $ 219,500 | $ 77,500 |
| DECATUR, AL | 24 | $ 4,044,000 | $ 168,000 | $ 74,000 |
| FLAGSTAFF, AZ | 24 | $ 7,535,000 | $ 313,000 | $ 70,000 |
| GRAND ISLAND, NE | 24 | $ 3,481,000 | $ 145,000 | $ 82,000 |
| MUNCIE, IN | 24 | $ 3,134,000 | $ 130,000 | $ 70,000 |
| OCEAN CITY, NJ | 24 | $ 6,084,000 | $ 253,000 | $ 82,000 |
| ROME, GA | 24 | $ 3,751,000 | $ 156,000 | $ 59,000 |
| ANN ARBOR, MI | 23 | $ 5,827,000 | $ 253,000 | $ 65,000 |
| MANSFIELD, OH | 23 | $ 2,962,000 | $ 128,000 | $ 66,000 |
| PARKERSBURG-VIENNA, WV | 23 | $ 4,071,000 | $ 177,000 | $ 65,000 |
| DANVILLE, IL | 22 | $ 2,439,000 | $ 110,000 | $ 55,000 |
| JOHNSTOWN, PA | 22 | $ 3,043,000 | $ 138,000 | $ 55,000 |
| MIDLAND, MI | 22 | $ 3,030,000 | $ 137,000 | $ 50,000 |
| SAN ANGELO, TX | 22 | $ 3,963,000 | $ 180,000 | $ 64,000 |
| LAWRENCE, KS | 21 | $ 3,812,000 | $ 181,000 | $ 61,000 |
| MANKATO-NORTH MANKATO, MN | 21 | $ 4,137,000 | $ 197,000 | $ 50,000 |
| NILES-BENTON HARBOR, MI | 21 | $ 3,593,000 | $ 171,000 | $ 63,000 |
| WHEELING, WV-OH | 21 | $ 3,049,000 | $ 144,500 | $ 71,500 |
| BLOOMSBURG-BERWICK, PA | 20 | $ 3,711,000 | $ 185,000 | $ 84,000 |
| FOND DU LAC, WI | 20 | $ 3,244,000 | $ 162,000 | $ 69,000 |
| OSHKOSH-NEENAH, WI | 20 | $ 3,353,000 | $ 167,000 | $ 71,000 |
| SIOUX CITY, IA-NE-SD | 19 | $ 2,362,000 | $ 155,000 | $ 47,333 |
| WATERLOO-CEDAR FALLS, IA | 19 | $ 3,134,000 | $ 164,000 | $ 64,000 |
| WENATCHEE, WA | 19 | $ 4,498,000 | $ 236,000 | $ 60,000 |
| DALTON, GA | 18 | $ 2,512,000 | $ 139,000 | $ 59,000 |
| GADSDEN, AL | 18 | $ 2,731,000 | $ 151,000 | $ 53,000 |
| LOGAN, UT-ID | 18 | $ 3,840,000 | $ 183,500 | $ 48,500 |
| NAPA, CA | 18 | $ 7,123,000 | $ 395,000 | $ 112,000 |
| VICTORIA, TX | 18 | $ 3,640,000 | $ 202,000 | $ 67,000 |
| COLUMBUS, IN | 17 | $ 2,792,000 | $ 164,000 | $ 57,000 |
| PITTSFIELD, MA | 17 | $ 3,087,000 | $ 181,000 | $ 62,000 |
| BAY CITY, MI | 16 | $ 1,963,000 | $ 122,000 | $ 60,000 |
| KINGSTON, NY | 16 | $ 3,744,000 | $ 234,000 | $ 111,000 |
| OWENSBORO, KY | 16 | $ 2,491,000 | $ 155,000 | $ 47,000 |
| CARSON CITY, NV | 15 | $ 4,173,000 | $ 278,000 | $ 71,000 |
| CUMBERLAND, MD-WV | 15 | $ 2,174,000 | $ 139,500 | $ 56,500 |
| DUBUQUE, IA | 15 | $ 3,038,000 | $ 202,000 | $ 61,000 |
| LIMA, OH | 15 | $ 2,561,000 | $ 170,000 | $ 52,000 |
| POCATELLO, ID | 15 | $ 2,130,000 | $ 142,000 | $ 34,000 |
| DECATUR, IL | 14 | $ 2,202,000 | $ 157,000 | $ 70,000 |
| EL CENTRO, CA | 14 | $ 3,008,000 | $ 214,000 | $ 48,000 |
| ELMIRA, NY | 14 | $ 1,829,000 | $ 130,000 | $ 74,000 |
| IOWA CITY, IA | 14 | $ 2,113,000 | $ 150,000 | $ 48,000 |
| SHEBOYGAN, WI | 14 | $ 2,002,000 | $ 143,000 | $ 49,000 |
| WALLA WALLA, WA | 14 | $ 3,150,000 | $ 225,000 | $ 60,000 |
| CASPER, WY | 13 | $ 3,225,000 | $ 248,000 | $ 52,000 |
| SAN RAFAEL, CA | 13 | $ 7,006,000 | $ 538,000 | $ 95,000 |
| STATE COLLEGE, PA | 13 | $ 2,396,000 | $ 184,000 | $ 54,000 |
| HARRISONBURG, VA | 12 | $ 2,455,000 | $ 204,000 | $ 62,000 |
| FARMINGTON, NM | 11 | $ 2,002,000 | $ 182,000 | $ 53,000 |
| ITHACA, NY | 10 | $ 2,121,000 | $ 212,000 | $ 78,000 |
| PINE BLUFF, AR | 10 | $ 804,000 | $ 80,000 | $ 33,000 |
| CORVALLIS, OR | 9 | $ 2,382,000 | $ 264,000 | $ 86,000 |
| AMES, IA | 7 | $ 1,568,000 | $ 224,000 | $ 79,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 48,452 | $10,394,809,000 | $214,000 | $1,500,000 | $72,000 | $1,853,000 |
| Refinancing | 29,926 | $6,734,920,000 | $225,000 | $5,037,000 | $53,000 | $7,785,000 |
| Home Improvement | 785 | $176,766,000 | $225,000 | $1,273,000 | $82,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 49,742 | $10,479,233,000 | $210,000 | $5,037,000 | $65,000 | $7,785,000 |
| Black or African American | 10,682 | $2,304,916,000 | $215,000 | $1,500,000 | $63,000 | $5,268,000 |
| Not Provided | 8,847 | $2,046,154,000 | $231,000 | $1,457,000 | $66,000 | $625,000 |
| Hispanic | 6,488 | $1,529,011,000 | $235,000 | $1,067,000 | $66,000 | $4,763,000 |
| Asian | 1,667 | $526,643,000 | $315,000 | $1,493,000 | $73,000 | $2,176,000 |
| American Indian or Alaskan Native | 1,122 | $228,169,000 | $203,000 | $1,500,000 | $64,000 | $400,000 |
| Native Hawaiin or Other Pacific Islander | 615 | $192,369,000 | $312,000 | $904,000 | $72,000 | $2,405,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 74,943 | $16,565,865,000 | $221,000 | $5,037,000 | $64,000 | $5,268,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,184 | $415,778,000 | $190,000 | $921,000 | $85,000 | $683,000 |
| FHA-insured (Federal Housing Administration) | 1,761 | $288,391,000 | $163,000 | $743,000 | $65,000 | $7,785,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 275 | $36,461,000 | $132,000 | $308,000 | $46,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 46,415 | $10,316,646,000 | $222,000 | $1,500,000 | $63,000 | $1,649,000 |
| Application Withdrawn By Applicant | 14,207 | $3,185,313,000 | $224,000 | $1,430,000 | $70,000 | $4,611,000 |
| Application Denied By Financial Institution | 10,204 | $1,966,528,000 | $192,000 | $1,715,000 | $65,000 | $7,785,000 |
| File Closed For Incompleteness | 8,293 | $1,829,114,000 | $220,000 | $5,037,000 | $66,000 | $2,405,000 |
| Preapproval Denied by Financial Institution | 44 | $8,894,000 | $202,000 | $429,000 | $57,000 | $140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Research Center, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Research Center, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.