Mwabank Mortgage Lending & HMDA Data, 2007

In 2007, Mwabank of Rock Island, IL reported 1,058 mortgage applications totaling $63.9 million, down 28% from 2006. The average application was for $60,361, and applicants reported an average income of $72,156. 37% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (117), Des Moines-West Des Moines, IA (18) and Milwaukee-Waukesha-West Allis, WI (17) (applications in parentheses).

Mortgage Company & Address Mwabank
1701 1st Avenue
Rock Island, IL 61201
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,058
Total Mortgage Loan Application Amount $63,862,000
Average Mortgage Loan Application Amount $60,361
Highest Mortgage Loan Application Amount $618,000
Average Applicant Income $72,156
Highest Applicant Income $597,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mwabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mwabank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Scott, Iowa 69 $ 6,165,000 $ 89,347 $ 86,000
Rock Island, Illinois 38 $ 3,000,000 $ 78,947 $ 76,000
Polk, Iowa 14 $ 1,352,000 $ 96,571 $ 133,000
Linn, Iowa 12 $ 626,000 $ 52,166 $ 69,000
Caledonia, Vermont 12 $ 671,000 $ 55,916 $ 75,000
Androscoggin, Maine 11 $ 761,000 $ 69,181 $ 50,000
Randolph, North Carolina 11 $ 470,000 $ 42,727 $ 74,000
Tulsa, Oklahoma 11 $ 759,000 $ 69,000 $ 72,000
St. Joseph, Michigan 9 $ 297,000 $ 33,000 $ 64,000
El Paso, Colorado 8 $ 429,000 $ 53,625 $ 62,000
Pennington, South Dakota 8 $ 785,000 $ 98,125 $ 58,000
Maricopa, Arizona 7 $ 818,000 $ 116,857 $ 70,000
Pulaski, Arkansas 7 $ 343,000 $ 49,000 $ 45,000
Henry, Illinois 7 $ 425,000 $ 60,714 $ 62,000
Graves, Kentucky 7 $ 322,000 $ 46,000 $ 91,000
Jackson, Missouri 7 $ 869,000 $ 124,142 $ 80,000
Orleans, Vermont 7 $ 372,000 $ 53,142 $ 61,000
Ada, Idaho 6 $ 780,000 $ 130,000 $ 101,000
Franklin, Missouri 6 $ 405,000 $ 67,500 $ 85,000
Grafton, New Hampshire 6 $ 412,000 $ 68,666 $ 65,000
Wake, North Carolina 6 $ 315,000 $ 52,500 $ 105,000
Marion, Ohio 6 $ 154,000 $ 25,666 $ 57,000
Milwaukee, Wisconsin 6 $ 233,000 $ 38,833 $ 81,000
Waukesha, Wisconsin 6 $ 286,000 $ 47,666 $ 108,000
Jefferson, Arkansas 5 $ 125,000 $ 25,000 $ 38,000
Peoria, Illinois 5 $ 228,000 $ 45,600 $ 72,000
Williamson, Illinois 5 $ 282,000 $ 56,400 $ 56,000
Clinton, Iowa 5 $ 164,000 $ 32,800 $ 47,000
Muscatine, Iowa 5 $ 317,000 $ 63,400 $ 55,000
Carter, Missouri 5 $ 197,000 $ 39,400 $ 55,000
Greene, Missouri 5 $ 266,000 $ 53,200 $ 74,000
Richland, Ohio 5 $ 206,000 $ 41,200 $ 74,000
McPherson, South Dakota 5 $ 149,000 $ 29,800 $ 49,000
Island, Washington 5 $ 290,000 $ 58,000 $ 88,000
Pierce, Washington 5 $ 622,000 $ 124,400 $ 95,000
Pima, Arizona 4 $ 181,000 $ 45,250 $ 48,000
Craighead, Arkansas 4 $ 359,000 $ 89,750 $ 89,000
Kane, Illinois 4 $ 594,000 $ 148,500 $ 66,000
McDonough, Illinois 4 $ 170,000 $ 42,500 $ 37,000
Winnebago, Illinois 4 $ 199,000 $ 49,750 $ 82,000
Warren, Kentucky 4 $ 100,000 $ 25,000 $ 56,000
Cumberland, Maine 4 $ 327,000 $ 81,750 $ 142,000
Penobscot, Maine 4 $ 225,000 $ 56,250 $ 57,000
York, Maine 4 $ 410,000 $ 102,500 $ 45,000
Shiawassee, Michigan 4 $ 205,000 $ 51,250 $ 58,000
Nash, North Carolina 4 $ 142,000 $ 35,500 $ 56,000
Brown, South Dakota 4 $ 145,000 $ 36,250 $ 115,000
Davidson, Tennessee 4 $ 192,000 $ 48,000 $ 69,000
Madison, Tennessee 4 $ 373,000 $ 93,250 $ 103,000
Essex, Vermont 4 $ 190,000 $ 47,500 $ 52,000
Franklin, Vermont 4 $ 165,000 $ 41,250 $ 77,000
Orange, Vermont 4 $ 257,000 $ 64,250 $ 69,000
Washington, Vermont 4 $ 125,000 $ 31,250 $ 43,000
Raleigh, West Virginia 4 $ 182,000 $ 45,500 $ 58,000
Sheboygan, Wisconsin 4 $ 207,000 $ 51,750 $ 85,000
Walworth, Wisconsin 4 $ 133,000 $ 33,250 $ 50,000
Washington, Wisconsin 4 $ 393,000 $ 98,250 $ 84,000
Baldwin, Alabama 3 $ 250,000 $ 83,333 $ 201,000
Tuscaloosa, Alabama 3 $ 397,000 $ 132,333 $ 148,000
Pinal, Arizona 3 $ 406,000 $ 135,333 $ 69,000
Lonoke, Arkansas 3 $ 115,000 $ 38,333 $ 83,000
Randolph, Arkansas 3 $ 28,000 $ 9,333 $ 54,000
Sharp, Arkansas 3 $ 30,000 $ 10,000 $ 28,000
Arapahoe, Colorado 3 $ 91,000 $ 30,333 $ 84,000
Canyon, Idaho 3 $ 184,000 $ 61,333 $ 115,000
Boone, Illinois 3 $ 265,000 $ 88,333 $ 123,000
Bureau, Illinois 3 $ 111,000 $ 37,000 $ 41,000
Crawford, Illinois 3 $ 445,000 $ 148,333 $ 98,000
Mercer, Illinois 3 $ 74,000 $ 24,666 $ 61,000
Sangamon, Illinois 3 $ 230,000 $ 76,666 $ 59,000
Whiteside, Illinois 3 $ 83,000 $ 27,666 $ 38,000
Buchanan, Iowa 3 $ 123,000 $ 41,000 $ 67,000
Delaware, Iowa 3 $ 254,000 $ 84,666 $ 88,000
Jackson, Iowa 3 $ 112,000 $ 37,333 $ 58,000
Breckinridge, Kentucky 3 $ 189,000 $ 63,000 $ 145,000
Madison, Kentucky 3 $ 92,000 $ 30,666 $ 64,000
Ohio, Kentucky 3 $ 127,000 $ 42,333 $ 46,000
Oxford, Maine 3 $ 242,000 $ 80,666 $ 50,000
Waldo, Maine 3 $ 110,000 $ 36,666 $ 34,000
Middlesex, Massachusetts 3 $ 166,000 $ 55,333 $ 48,000
Livingston, Michigan 3 $ 232,000 $ 77,333 $ 105,000
Ottawa, Michigan 3 $ 73,000 $ 24,333 $ 69,000
Winston, Mississippi 3 $ 86,000 $ 28,666 $ 63,000
Butler, Missouri 3 $ 233,000 $ 77,666 $ 72,000
Lancaster, Nebraska 3 $ 244,000 $ 81,333 $ 92,000
Clark, Nevada 3 $ 480,000 $ 160,000 $ 213,000
Ross, Ohio 3 $ 121,000 $ 40,333 $ 54,000
Wood, Ohio 3 $ 65,000 $ 21,666 $ 74,000
Garfield, Oklahoma 3 $ 135,000 $ 45,000 $ 64,000
Osage, Oklahoma 3 $ 70,000 $ 23,333 $ 77,000
Blair, Pennsylvania 3 $ 190,000 $ 63,333 $ 98,000
Mercer, Pennsylvania 3 $ 94,000 $ 31,333 $ 48,000
Somerset, Pennsylvania 3 $ 100,000 $ 33,333 $ 72,000
Greenville, South Carolina 3 $ 204,000 $ 68,000 $ 65,000
Brule, South Dakota 3 $ 76,000 $ 25,333 $ 68,000
Edmunds, South Dakota 3 $ 140,000 $ 46,666 $ 81,000
Minnehaha, South Dakota 3 $ 162,000 $ 54,000 $ 37,000
Dyer, Tennessee 3 $ 110,000 $ 36,666 $ 53,000
Brown, Wisconsin 3 $ 126,000 $ 42,000 $ 136,000
Benton, Arkansas 2 $ 59,000 $ 29,500 $ 44,000
Boone, Arkansas 2 $ 172,000 $ 86,000 $ 83,000
Crawford, Arkansas 2 $ 63,000 $ 31,500 $ 48,000
Independence, Arkansas 2 $ 167,000 $ 83,500 $ 45,000
Monroe, Arkansas 2 $ 34,000 $ 17,000 $ 28,000
Newton, Arkansas 2 $ 70,000 $ 35,000 $ 25,000
Poinsett, Arkansas 2 $ 58,000 $ 29,000 $ 44,000
Van Buren, Arkansas 2 $ 97,000 $ 48,500 $ 22,000
White, Arkansas 2 $ 280,000 $ 140,000 $ 75,000
Fresno, California 2 $ 250,000 $ 125,000 $ 220,000
Douglas, Colorado 2 $ 172,000 $ 86,000 $ 112,000
Jefferson, Colorado 2 $ 112,000 $ 56,000 $ 71,000
Otero, Colorado 2 $ 161,000 $ 80,500 $ 32,000
Teller, Colorado 2 $ 100,000 $ 50,000 $ 181,000
Hartford, Connecticut 2 $ 90,000 $ 45,000 $ 104,000
Santa Rosa, Florida 2 $ 403,000 $ 201,500 $ 150,000
Whitfield, Georgia 2 $ 245,000 $ 122,500 $ 60,000
Bonneville, Idaho 2 $ 163,000 $ 81,500 $ 107,000
Twin Falls, Idaho 2 $ 124,000 $ 62,000 $ 69,000
Cook, Illinois 2 $ 120,000 $ 60,000 $ 127,000
Jackson, Illinois 2 $ 117,000 $ 58,500 $ 23,000
Johnson, Illinois 2 $ 111,000 $ 55,500 $ 82,000
Lake, Illinois 2 $ 75,000 $ 37,500 $ 30,000
Madison, Illinois 2 $ 65,000 $ 32,500 $ 65,000
McLean, Illinois 2 $ 92,000 $ 46,000 $ 87,000
Perry, Illinois 2 $ 195,000 $ 97,500 $ 103,000
Saline, Illinois 2 $ 80,000 $ 40,000 $ 72,000
Tazewell, Illinois 2 $ 103,000 $ 51,500 $ 76,000
Will, Illinois 2 $ 133,000 $ 66,500 $ 119,000
Huntington, Indiana 2 $ 52,000 $ 26,000 $ 43,000
Dallas, Iowa 2 $ 99,000 $ 49,500 $ 75,000
Humboldt, Iowa 2 $ 78,000 $ 39,000 $ 45,000
Lee, Iowa 2 $ 72,000 $ 36,000 $ 78,000
Lyon, Iowa 2 $ 123,000 $ 61,500 $ 55,000
Story, Iowa 2 $ 83,000 $ 41,500 $ 78,000
Warren, Iowa 2 $ 95,000 $ 47,500 $ 90,000
Wayne, Iowa 2 $ 25,000 $ 12,500 $ 67,000
Shawnee, Kansas 2 $ 196,000 $ 98,000 $ 79,000
Barren, Kentucky 2 $ 246,000 $ 123,000 $ 53,000
Bourbon, Kentucky 2 $ 45,000 $ 22,500 $ 88,000
Hardin, Kentucky 2 $ 164,000 $ 82,000 $ 78,000
Henry, Kentucky 2 $ 42,000 $ 21,000 $ 92,000
Jefferson, Kentucky 2 $ 125,000 $ 62,500 $ 66,000
Hancock, Maine 2 $ 56,000 $ 28,000 $ 36,000
Allegan, Michigan 2 $ 194,000 $ 97,000 $ 108,000
Cass, Michigan 2 $ 76,000 $ 38,000 $ 56,000
Clare, Michigan 2 $ 47,000 $ 23,500 $ 89,000
Clinton, Michigan 2 $ 50,000 $ 25,000 $ 81,000
Ingham, Michigan 2 $ 50,000 $ 25,000 $ 73,000
Jackson, Michigan 2 $ 23,000 $ 11,500 $ 42,000
Van Buren, Michigan 2 $ 240,000 $ 120,000 $ 85,000
Goodhue, Minnesota 2 $ 51,000 $ 25,500 $ 73,000
George, Mississippi 2 $ 89,000 $ 44,500 $ 45,000
Christian, Missouri 2 $ 57,000 $ 28,500 $ 68,000
Gasconade, Missouri 2 $ 70,000 $ 35,000 $ 52,000
Jefferson, Missouri 2 $ 176,000 $ 88,000 $ 41,000
Stoddard, Missouri 2 $ 50,000 $ 25,000 $ 38,000
Buffalo, Nebraska 2 $ 55,000 $ 27,500 $ 61,000
Knox, Nebraska 2 $ 25,000 $ 12,500 $ 59,000
Sarpy, Nebraska 2 $ 122,000 $ 61,000 $ 88,000
Curry, New Mexico 2 $ 108,000 $ 54,000 $ 99,000
Buncombe, North Carolina 2 $ 292,000 $ 146,000 $ 45,000
Cherokee, North Carolina 2 $ 175,000 $ 87,500 $ 102,000
Davidson, North Carolina 2 $ 93,000 $ 46,500 $ 149,000
Forsyth, North Carolina 2 $ 149,000 $ 74,500 $ 204,000
Martin, North Carolina 2 $ 96,000 $ 48,000 $ 79,000
Cass, North Dakota 2 $ 68,000 $ 34,000 $ 66,000
Champaign, Ohio 2 $ 155,000 $ 77,500 $ 47,000
Clark, Ohio 2 $ 174,000 $ 87,000 $ 72,000
Cuyahoga, Ohio 2 $ 19,000 $ 9,500 $ 43,000
Fairfield, Ohio 2 $ 60,000 $ 30,000 $ 74,000
Hancock, Ohio 2 $ 91,000 $ 45,500 $ 57,000
Harrison, Ohio 2 $ 109,000 $ 54,500 $ 53,000
Holmes, Ohio 2 $ 21,000 $ 10,500 $ 43,000
Ottawa, Ohio 2 $ 28,000 $ 14,000 $ 36,000
Stark, Ohio 2 $ 37,000 $ 18,500 $ 56,000
Warren, Ohio 2 $ 51,000 $ 25,500 $ 121,000
Washington, Ohio 2 $ 161,000 $ 80,500 $ 48,000
Wayne, Ohio 2 $ 54,000 $ 27,000 $ 72,000
Cleveland, Oklahoma 2 $ 100,000 $ 50,000 $ 109,000
Lincoln, Oklahoma 2 $ 56,000 $ 28,000 $ 39,000
Pawnee, Oklahoma 2 $ 80,000 $ 40,000 $ 41,000
Bedford, Pennsylvania 2 $ 176,000 $ 88,000 $ 59,000
Schuylkill, Pennsylvania 2 $ 57,000 $ 28,500 $ 50,000
Anderson, South Carolina 2 $ 121,000 $ 60,500 $ 54,000
Davison, South Dakota 2 $ 92,000 $ 46,000 $ 68,000
Haakon, South Dakota 2 $ 98,000 $ 49,000 $ 48,000
Gibson, Tennessee 2 $ 125,000 $ 62,500 $ 50,000
Putnam, Tennessee 2 $ 118,000 $ 59,000 $ 25,000
Unicoi, Tennessee 2 $ 41,000 $ 20,500 $ 87,000
Travis, Texas 2 $ 137,000 $ 68,500 $ 46,000
Williamson, Texas 2 $ 227,000 $ 113,500 $ 46,000
Rutland, Vermont 2 $ 147,000 $ 73,500 $ 30,000
Spokane, Washington 2 $ 83,000 $ 41,500 $ 63,000
Adams, Wisconsin 2 $ 384,000 $ 192,000 $ 68,000
Clark, Wisconsin 2 $ 70,000 $ 35,000 $ 30,000
Dane, Wisconsin 2 $ 60,000 $ 30,000 $ 42,000
Dodge, Wisconsin 2 $ 110,000 $ 55,000 $ 40,000
Manitowoc, Wisconsin 2 $ 35,000 $ 17,500 $ 65,000
Sauk, Wisconsin 2 $ 45,000 $ 22,500 $ 49,000
Wood, Wisconsin 2 $ 111,000 $ 55,500 $ 46,000
Madison, Alabama 1 $ 100,000 $ 100,000 $ 135,000
Walker, Alabama 1 $ 80,000 $ 80,000 $ 225,000
Winston, Alabama 1 $ 440,000 $ 440,000 $ 111,000
Graham, Arizona 1 $ 35,000 $ 35,000 $ 186,000
Arkansas, Arkansas 1 $ 20,000 $ 20,000 $ 62,000
Baxter, Arkansas 1 $ 30,000 $ 30,000 $ 22,000
Conway, Arkansas 1 $ 11,000 $ 11,000 $ 55,000
Faulkner, Arkansas 1 $ 150,000 $ 150,000 $ 350,000
Grant, Arkansas 1 $ 24,000 $ 24,000 $ 27,000
Jackson, Arkansas 1 $ 6,000 $ 6,000 $ 37,000
Polk, Arkansas 1 $ 20,000 $ 20,000 $ 10,000
Los Angeles, California 1 $ 30,000 $ 30,000 $ 42,000
San Diego, California 1 $ 70,000 $ 70,000 $ 128,000
Adams, Colorado 1 $ 31,000 $ 31,000 $ 41,000
Denver, Colorado 1 $ 20,000 $ 20,000 $ 36,000
Larimer, Colorado 1 $ 73,000 $ 73,000 $ 97,000
Lincoln, Colorado 1 $ 15,000 $ 15,000 $ 117,000
Morgan, Colorado 1 $ 120,000 $ 120,000 $ 54,000
Pueblo, Colorado 1 $ 12,000 $ 12,000 $ 68,000
New Haven, Connecticut 1 $ 247,000 $ 247,000 $ 97,000
Windham, Connecticut 1 $ 118,000 $ 118,000 $ 83,000
Hernando, Florida 1 $ 40,000 $ 40,000 $ 47,000
Okaloosa, Florida 1 $ 20,000 $ 20,000 $ 80,000
Polk, Florida 1 $ 110,000 $ 110,000 $ 66,000
St. Lucie, Florida 1 $ 85,000 $ 85,000 $ 59,000
Bibb, Georgia 1 $ 618,000 $ 618,000 $ 138,000
Emanuel, Georgia 1 $ 59,000 $ 59,000 $ 55,000
Pike, Georgia 1 $ 30,000 $ 30,000 $ 80,000
Adams, Idaho 1 $ 10,000 $ 10,000 $ 50,000
Caribou, Idaho 1 $ 32,000 $ 32,000 $ 21,000
Latah, Idaho 1 $ 100,000 $ 100,000 $ 189,000
Minidoka, Idaho 1 $ 37,000 $ 37,000 $ 73,000
Alexander, Illinois 1 $ 30,000 $ 30,000 $ 56,000
Carroll, Illinois 1 $ 64,000 $ 64,000 $ 46,000
Champaign, Illinois 1 $ 30,000 $ 30,000 $ 29,000
Christian, Illinois 1 $ 34,000 $ 34,000 $ 23,000
Coles, Illinois 1 $ 7,000 $ 7,000 $ 35,000
Cumberland, Illinois 1 $ 27,000 $ 27,000 $ 75,000
De Witt, Illinois 1 $ 20,000 $ 20,000 $ 120,000
Hancock, Illinois 1 $ 46,000 $ 46,000 $ 37,000
Iroquois, Illinois 1 $ 100,000 $ 100,000 $ 39,000
Jefferson, Illinois 1 $ 70,000 $ 70,000 $ 19,000
Kankakee, Illinois 1 $ 45,000 $ 45,000 $ 113,000
Knox, Illinois 1 $ 40,000 $ 40,000 $ 52,000
Macon, Illinois 1 $ 50,000 $ 50,000 $ 62,000
Randolph, Illinois 1 $ 30,000 $ 30,000 $ 58,000
Shelby, Illinois 1 $ 30,000 $ 30,000 $ 91,000
St. Clair, Illinois 1 $ 10,000 $ 10,000 $ 22,000
Vermilion, Illinois 1 $ 25,000 $ 25,000 $ 101,000
Elkhart, Indiana 1 $ 35,000 $ 35,000 $ 107,000
Hancock, Indiana 1 $ 50,000 $ 50,000 $ 161,000
Hendricks, Indiana 1 $ 70,000 $ 70,000 $ 121,000
Johnson, Indiana 1 $ 20,000 $ 20,000 $ 58,000
Lake, Indiana 1 $ 40,000 $ 40,000 $ 92,000
LaPorte, Indiana 1 $ 15,000 $ 15,000 $ 70,000
Madison, Indiana 1 $ 14,000 $ 14,000 $ 49,000
Perry, Indiana 1 $ 15,000 $ 15,000 $ 60,000
Porter, Indiana 1 $ 20,000 $ 20,000 $ 71,000
Warrick, Indiana 1 $ 18,000 $ 18,000 $ 38,000
Cedar, Iowa 1 $ 21,000 $ 21,000 $ 42,000
Jasper, Iowa 1 $ 65,000 $ 65,000 $ 160,000
Johnson, Iowa 1 $ 43,000 $ 43,000 $ 86,000
Louisa, Iowa 1 $ 12,000 $ 12,000 $ 60,000
Monona, Iowa 1 $ 25,000 $ 25,000 $ 56,000
Page, Iowa 1 $ 126,000 $ 126,000 $ 83,000
Pottawattamie, Iowa 1 $ 5,000 $ 5,000 $ 11,000
Poweshiek, Iowa 1 $ 5,000 $ 5,000 $ 40,000
Wapello, Iowa 1 $ 66,000 $ 66,000 $ 30,000
Washington, Iowa 1 $ 30,000 $ 30,000 $ 47,000
Woodbury, Iowa 1 $ 25,000 $ 25,000 $ 67,000
Pottawatomie, Kansas 1 $ 40,000 $ 40,000 $ 52,000
Allen, Kentucky 1 $ 65,000 $ 65,000 $ 16,000
Anderson, Kentucky 1 $ 35,000 $ 35,000 $ 80,000
Bath, Kentucky 1 $ 50,000 $ 50,000 $ 45,000
Boone, Kentucky 1 $ 53,000 $ 53,000 $ 95,000
Boyd, Kentucky 1 $ 100,000 $ 100,000 $ 36,000
Butler, Kentucky 1 $ 22,000 $ 22,000 $ 17,000
Calloway, Kentucky 1 $ 40,000 $ 40,000 $ 64,000
Casey, Kentucky 1 $ 5,000 $ 5,000 $ 1,000
Christian, Kentucky 1 $ 41,000 $ 41,000 $ 68,000
Cumberland, Kentucky 1 $ 5,000 $ 5,000 $ 26,000
Daviess, Kentucky 1 $ 52,000 $ 52,000 $ 68,000
Fayette, Kentucky 1 $ 45,000 $ 45,000 $ 69,000
Franklin, Kentucky 1 $ 35,000 $ 35,000 $ 46,000
Fulton, Kentucky 1 $ 32,000 $ 32,000 $ 62,000
Grayson, Kentucky 1 $ 80,000 $ 80,000 $ 72,000
Hart, Kentucky 1 $ 25,000 $ 25,000 $ 28,000
Hickman, Kentucky 1 $ 19,000 $ 19,000 $ 18,000
Hopkins, Kentucky 1 $ 92,000 $ 92,000 $ 38,000
Larue, Kentucky 1 $ 46,000 $ 46,000 $ 100,000
Logan, Kentucky 1 $ 22,000 $ 22,000 $ 59,000
Marshall, Kentucky 1 $ 9,000 $ 9,000 $ 31,000
Mercer, Kentucky 1 $ 40,000 $ 40,000 $ 40,000
Monroe, Kentucky 1 $ 30,000 $ 30,000 $ 35,000
Montgomery, Kentucky 1 $ 6,000 $ 6,000 $ 22,000
Scott, Kentucky 1 $ 60,000 $ 60,000 $ 65,000
Washington, Kentucky 1 $ 14,000 $ 14,000 $ 32,000
Kennebec, Maine 1 $ 80,000 $ 80,000 $ 91,000
Piscataquis, Maine 1 $ 27,000 $ 27,000 $ 109,000
Sagadahoc, Maine 1 $ 25,000 $ 25,000 $ 0
Anne Arundel, Maryland 1 $ 98,000 $ 98,000 $ 70,000
Calvert, Maryland 1 $ 35,000 $ 35,000 $ 100,000
Wicomico, Maryland 1 $ 87,000 $ 87,000 $ 50,000
Barnstable, Massachusetts 1 $ 253,000 $ 253,000 $ 109,000
Norfolk, Massachusetts 1 $ 417,000 $ 417,000 $ 133,000
Plymouth, Massachusetts 1 $ 100,000 $ 100,000 $ 128,000
Worcester, Massachusetts 1 $ 37,000 $ 37,000 $ 116,000
Alpena, Michigan 1 $ 71,000 $ 71,000 $ 76,000
Barry, Michigan 1 $ 75,000 $ 75,000 $ 55,000
Gladwin, Michigan 1 $ 20,000 $ 20,000 $ 66,000
Gratiot, Michigan 1 $ 12,000 $ 12,000 $ 35,000
Kalamazoo, Michigan 1 $ 80,000 $ 80,000 $ 117,000
Kent, Michigan 1 $ 25,000 $ 25,000 $ 75,000
Macomb, Michigan 1 $ 26,000 $ 26,000 $ 145,000
Montcalm, Michigan 1 $ 24,000 $ 24,000 $ 48,000
Muskegon, Michigan 1 $ 15,000 $ 15,000 $ 80,000
Oakland, Michigan 1 $ 24,000 $ 24,000 $ 78,000
Roscommon, Michigan 1 $ 130,000 $ 130,000 $ 55,000
Tuscola, Michigan 1 $ 24,000 $ 24,000 $ 38,000
Blue Earth, Minnesota 1 $ 205,000 $ 205,000 $ 63,000
Wabasha, Minnesota 1 $ 43,000 $ 43,000 $ 61,000
Wright, Minnesota 1 $ 115,000 $ 115,000 $ 138,000
Attala, Mississippi 1 $ 15,000 $ 15,000 $ 56,000
Carroll, Mississippi 1 $ 10,000 $ 10,000 $ 52,000
Greene, Mississippi 1 $ 15,000 $ 15,000 $ 79,000
Holmes, Mississippi 1 $ 60,000 $ 60,000 $ 83,000
Lee, Mississippi 1 $ 20,000 $ 20,000 $ 71,000
Montgomery, Mississippi 1 $ 65,000 $ 65,000 $ 80,000
Newton, Mississippi 1 $ 25,000 $ 25,000 $ 24,000
Perry, Mississippi 1 $ 74,000 $ 74,000 $ 51,000
Prentiss, Mississippi 1 $ 13,000 $ 13,000 $ 36,000
Warren, Mississippi 1 $ 50,000 $ 50,000 $ 35,000
Barton, Missouri 1 $ 32,000 $ 32,000 $ 81,000
Cape Girardeau, Missouri 1 $ 20,000 $ 20,000 $ 62,000
Clay, Missouri 1 $ 77,000 $ 77,000 $ 117,000
Dunklin, Missouri 1 $ 10,000 $ 10,000 $ 78,000
Gentry, Missouri 1 $ 40,000 $ 40,000 $ 74,000
Holt, Missouri 1 $ 45,000 $ 45,000 $ 81,000
Howard, Missouri 1 $ 30,000 $ 30,000 $ 21,000
Madison, Missouri 1 $ 15,000 $ 15,000 $ 72,000
Pemiscot, Missouri 1 $ 25,000 $ 25,000 $ 40,000
Platte, Missouri 1 $ 30,000 $ 30,000 $ 90,000
Ripley, Missouri 1 $ 105,000 $ 105,000 $ 200,000
Scott, Missouri 1 $ 149,000 $ 149,000 $ 77,000
St. Charles, Missouri 1 $ 74,000 $ 74,000 $ 160,000
St. Louis, Missouri 1 $ 21,000 $ 21,000 $ 50,000
St. Louis City, Missouri 1 $ 20,000 $ 20,000 $ 47,000
Ste. Genevieve, Missouri 1 $ 10,000 $ 10,000 $ 50,000
Stone, Missouri 1 $ 24,000 $ 24,000 $ 33,000
Taney, Missouri 1 $ 12,000 $ 12,000 $ 50,000
Wayne, Missouri 1 $ 29,000 $ 29,000 $ 23,000
Webster, Missouri 1 $ 13,000 $ 13,000 $ 78,000
Flathead, Montana 1 $ 85,000 $ 85,000 $ 215,000
Brown, Nebraska 1 $ 45,000 $ 45,000 $ 100,000
Cass, Nebraska 1 $ 20,000 $ 20,000 $ 89,000
Douglas, Nebraska 1 $ 24,000 $ 24,000 $ 24,000
Gage, Nebraska 1 $ 10,000 $ 10,000 $ 21,000
Greeley, Nebraska 1 $ 75,000 $ 75,000 $ 50,000
Howard, Nebraska 1 $ 14,000 $ 14,000 $ 13,000
York, Nebraska 1 $ 38,000 $ 38,000 $ 27,000
Churchill, Nevada 1 $ 100,000 $ 100,000 $ 43,000
Belknap, New Hampshire 1 $ 40,000 $ 40,000 $ 48,000
Bergen, New Jersey 1 $ 46,000 $ 46,000 $ 92,000
Rio Arriba, New Mexico 1 $ 5,000 $ 5,000 $ 24,000
Alamance, North Carolina 1 $ 15,000 $ 15,000 $ 56,000
Beaufort, North Carolina 1 $ 47,000 $ 47,000 $ 73,000
Cabarrus, North Carolina 1 $ 53,000 $ 53,000 $ 95,000
Caldwell, North Carolina 1 $ 85,000 $ 85,000 $ 75,000
Caswell, North Carolina 1 $ 32,000 $ 32,000 $ 20,000
Chatham, North Carolina 1 $ 40,000 $ 40,000 $ 22,000
Craven, North Carolina 1 $ 26,000 $ 26,000 $ 38,000
Cumberland, North Carolina 1 $ 50,000 $ 50,000 $ 72,000
Durham, North Carolina 1 $ 34,000 $ 34,000 $ 52,000
Johnston, North Carolina 1 $ 9,000 $ 9,000 $ 53,000
Lee, North Carolina 1 $ 50,000 $ 50,000 $ 91,000
Madison, North Carolina 1 $ 25,000 $ 25,000 $ 44,000
Mecklenburg, North Carolina 1 $ 60,000 $ 60,000 $ 56,000
Montgomery, North Carolina 1 $ 12,000 $ 12,000 $ 26,000
New Hanover, North Carolina 1 $ 45,000 $ 45,000 $ 118,000
Northampton, North Carolina 1 $ 471,000 $ 471,000 $ 92,000
Onslow, North Carolina 1 $ 300,000 $ 300,000 $ 597,000
Orange, North Carolina 1 $ 30,000 $ 30,000 $ 120,000
Rowan, North Carolina 1 $ 118,000 $ 118,000 $ 50,000
Stanly, North Carolina 1 $ 33,000 $ 33,000 $ 98,000
Foster, North Dakota 1 $ 15,000 $ 15,000 $ 40,000
Richland, North Dakota 1 $ 10,000 $ 10,000 $ 70,000
Adams, Ohio 1 $ 112,000 $ 112,000 $ 80,000
Athens, Ohio 1 $ 35,000 $ 35,000 $ 27,000
Belmont, Ohio 1 $ 14,000 $ 14,000 $ 33,000
Carroll, Ohio 1 $ 33,000 $ 33,000 $ 63,000
Delaware, Ohio 1 $ 200,000 $ 200,000 $ 17,000
Franklin, Ohio 1 $ 12,000 $ 12,000 $ 36,000
Henry, Ohio 1 $ 10,000 $ 10,000 $ 58,000
Jackson, Ohio 1 $ 74,000 $ 74,000 $ 30,000
Jefferson, Ohio 1 $ 50,000 $ 50,000 $ 67,000
Monroe, Ohio 1 $ 30,000 $ 30,000 $ 80,000
Montgomery, Ohio 1 $ 22,000 $ 22,000 $ 40,000
Muskingum, Ohio 1 $ 23,000 $ 23,000 $ 39,000
Pickaway, Ohio 1 $ 10,000 $ 10,000 $ 30,000
Preble, Ohio 1 $ 75,000 $ 75,000 $ 71,000
Sandusky, Ohio 1 $ 41,000 $ 41,000 $ 45,000
Shelby, Ohio 1 $ 55,000 $ 55,000 $ 98,000
Summit, Ohio 1 $ 50,000 $ 50,000 $ 48,000
Trumbull, Ohio 1 $ 23,000 $ 23,000 $ 48,000
Tuscarawas, Ohio 1 $ 9,000 $ 9,000 $ 51,000
Vinton, Ohio 1 $ 63,000 $ 63,000 $ 23,000
Beaver, Oklahoma 1 $ 83,000 $ 83,000 $ 32,000
Canadian, Oklahoma 1 $ 25,000 $ 25,000 $ 48,000
Carter, Oklahoma 1 $ 30,000 $ 30,000 $ 48,000
Cimarron, Oklahoma 1 $ 46,000 $ 46,000 $ 132,000
Kay, Oklahoma 1 $ 25,000 $ 25,000 $ 15,000
Le Flore, Oklahoma 1 $ 34,000 $ 34,000 $ 51,000
Marshall, Oklahoma 1 $ 77,000 $ 77,000 $ 50,000
Mayes, Oklahoma 1 $ 38,000 $ 38,000 $ 54,000
Muskogee, Oklahoma 1 $ 53,000 $ 53,000 $ 125,000
Oklahoma, Oklahoma 1 $ 20,000 $ 20,000 $ 41,000
Pottawatomie, Oklahoma 1 $ 10,000 $ 10,000 $ 12,000
Texas, Oklahoma 1 $ 15,000 $ 15,000 $ 85,000
Wagoner, Oklahoma 1 $ 10,000 $ 10,000 $ 70,000
Multnomah, Oregon 1 $ 55,000 $ 55,000 $ 0
Carbon, Pennsylvania 1 $ 50,000 $ 50,000 $ 31,000
Crawford, Pennsylvania 1 $ 28,000 $ 28,000 $ 69,000
Franklin, Pennsylvania 1 $ 25,000 $ 25,000 $ 40,000
Fulton, Pennsylvania 1 $ 12,000 $ 12,000 $ 50,000
Lancaster, Pennsylvania 1 $ 129,000 $ 129,000 $ 59,000
Luzerne, Pennsylvania 1 $ 13,000 $ 13,000 $ 43,000
Venango, Pennsylvania 1 $ 76,000 $ 76,000 $ 100,000
Aiken, South Carolina 1 $ 49,000 $ 49,000 $ 41,000
Beaufort, South Carolina 1 $ 70,000 $ 70,000 $ 52,000
Berkeley, South Carolina 1 $ 70,000 $ 70,000 $ 53,000
Charleston, South Carolina 1 $ 6,000 $ 6,000 $ 21,000
Horry, South Carolina 1 $ 10,000 $ 10,000 $ 82,000
Laurens, South Carolina 1 $ 5,000 $ 5,000 $ 12,000
Lexington, South Carolina 1 $ 37,000 $ 37,000 $ 47,000
Newberry, South Carolina 1 $ 122,000 $ 122,000 $ 45,000
Spartanburg, South Carolina 1 $ 9,000 $ 9,000 $ 46,000
Aurora, South Dakota 1 $ 38,000 $ 38,000 $ 71,000
Beadle, South Dakota 1 $ 15,000 $ 15,000 $ 17,000
Brookings, South Dakota 1 $ 42,000 $ 42,000 $ 49,000
Codington, South Dakota 1 $ 40,000 $ 40,000 $ 102,000
Douglas, South Dakota 1 $ 9,000 $ 9,000 $ 34,000
Faulk, South Dakota 1 $ 10,000 $ 10,000 $ 28,000
Hand, South Dakota 1 $ 58,000 $ 58,000 $ 123,000
Hughes, South Dakota 1 $ 175,000 $ 175,000 $ 57,000
Lincoln, South Dakota 1 $ 31,000 $ 31,000 $ 36,000
Lyman, South Dakota 1 $ 51,000 $ 51,000 $ 57,000
Roberts, South Dakota 1 $ 76,000 $ 76,000 $ 92,000
Sully, South Dakota 1 $ 15,000 $ 15,000 $ 15,000
Walworth, South Dakota 1 $ 50,000 $ 50,000 $ 38,000
Yankton, South Dakota 1 $ 11,000 $ 11,000 $ 26,000
Bradley, Tennessee 1 $ 42,000 $ 42,000 $ 37,000
Cheatham, Tennessee 1 $ 50,000 $ 50,000 $ 58,000
Decatur, Tennessee 1 $ 35,000 $ 35,000 $ 23,000
Grainger, Tennessee 1 $ 99,000 $ 99,000 $ 105,000
Greene, Tennessee 1 $ 35,000 $ 35,000 $ 20,000
Hamilton, Tennessee 1 $ 31,000 $ 31,000 $ 40,000
Hawkins, Tennessee 1 $ 117,000 $ 117,000 $ 40,000
Jefferson, Tennessee 1 $ 40,000 $ 40,000 $ 65,000
Lake, Tennessee 1 $ 24,000 $ 24,000 $ 30,000
Lauderdale, Tennessee 1 $ 67,000 $ 67,000 $ 78,000
McNairy, Tennessee 1 $ 15,000 $ 15,000 $ 42,000
Washington, Tennessee 1 $ 75,000 $ 75,000 $ 27,000
Wilson, Tennessee 1 $ 250,000 $ 250,000 $ 71,000
Childress, Texas 1 $ 350,000 $ 350,000 $ 323,000
Harris, Texas 1 $ 9,000 $ 9,000 $ 55,000
Montgomery, Texas 1 $ 86,000 $ 86,000 $ 60,000
Randall, Texas 1 $ 29,000 $ 29,000 $ 390,000
Wichita, Texas 1 $ 76,000 $ 76,000 $ 41,000
Salt Lake, Utah 1 $ 43,000 $ 43,000 $ 107,000
Roanoke, Virginia 1 $ 35,000 $ 35,000 $ 89,000
Benton, Washington 1 $ 57,000 $ 57,000 $ 117,000
Clallam, Washington 1 $ 35,000 $ 35,000 $ 75,000
King, Washington 1 $ 29,000 $ 29,000 $ 55,000
Kitsap, Washington 1 $ 150,000 $ 150,000 $ 70,000
Skagit, Washington 1 $ 62,000 $ 62,000 $ 113,000
Snohomish, Washington 1 $ 30,000 $ 30,000 $ 91,000
Yakima, Washington 1 $ 125,000 $ 125,000 $ 140,000
Berkeley, West Virginia 1 $ 30,000 $ 30,000 $ 57,000
Cabell, West Virginia 1 $ 15,000 $ 15,000 $ 20,000
Hampshire, West Virginia 1 $ 50,000 $ 50,000 $ 95,000
Hardy, West Virginia 1 $ 32,000 $ 32,000 $ 13,000
Kanawha, West Virginia 1 $ 35,000 $ 35,000 $ 62,000
Wood, West Virginia 1 $ 70,000 $ 70,000 $ 76,000
Fond du Lac, Wisconsin 1 $ 67,000 $ 67,000 $ 121,000
Green, Wisconsin 1 $ 34,000 $ 34,000 $ 33,000
Jefferson, Wisconsin 1 $ 15,000 $ 15,000 $ 62,000
Kenosha, Wisconsin 1 $ 80,000 $ 80,000 $ 75,000
Lincoln, Wisconsin 1 $ 57,000 $ 57,000 $ 101,000
Marinette, Wisconsin 1 $ 12,000 $ 12,000 $ 83,000
Marquette, Wisconsin 1 $ 20,000 $ 20,000 $ 77,000
Oneida, Wisconsin 1 $ 24,000 $ 24,000 $ 38,000
Outagamie, Wisconsin 1 $ 36,000 $ 36,000 $ 33,000
Ozaukee, Wisconsin 1 $ 57,000 $ 57,000 $ 119,000
Pierce, Wisconsin 1 $ 125,000 $ 125,000 $ 41,000
Racine, Wisconsin 1 $ 128,000 $ 128,000 $ 98,000
Shawano, Wisconsin 1 $ 59,000 $ 59,000 $ 38,000
Winnebago, Wisconsin 1 $ 60,000 $ 60,000 $ 111,000
Campbell, Wyoming 1 $ 30,000 $ 30,000 $ 75,000
Goshen, Wyoming 1 $ 40,000 $ 40,000 $ 22,000
Sublette, Wyoming 1 $ 89,000 $ 89,000 $ 106,000

Mortgage Loan Application Detail Totals for Mwabank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 597 $39,991,000 $66,000 $475,000 $71,000 $500,000
Home Improvement 393 $15,679,000 $39,000 $360,000 $71,000 $597,000
Home Purchase 68 $8,192,000 $120,000 $618,000 $89,000 $370,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 761 $48,590,000 $63,000 $618,000 $73,000 $597,000
Not Provided 247 $11,646,000 $47,000 $280,000 $74,000 $500,000
Black or African American 19 $1,751,000 $92,000 $575,000 $45,000 $143,000
Hispanic 19 $1,341,000 $70,000 $208,000 $52,000 $119,000
Asian 7 $331,000 $47,000 $171,000 $68,000 $120,000
American Indian or Alaskan Native 3 $81,000 $27,000 $35,000 $47,000 $65,000
Native Hawaiian or Other Pacific Islander 2 $122,000 $61,000 $108,000 $88,000 $88,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,058 $63,862,000 $60,000 $618,000 $73,000 $597,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 392 $22,861,000 $58,000 $618,000 $80,000 $390,000
Application Denied By Financial Institution 356 $19,767,000 $55,000 $475,000 $61,000 $500,000
Application Approved But Not Accepted 161 $10,659,000 $66,000 $360,000 $77,000 $597,000
Loan Purchased By The Institution 98 $7,905,000 $80,000 $350,000 $85,000 $480,000
File Closed For Incompleteness 43 $2,098,000 $48,000 $184,000 $67,000 $160,000
Application Withdrawn By Applicant 8 $572,000 $71,000 $150,000 $37,000 $75,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 234 $12,807,000 $54,000 $475,000 $60,000 $297,000
Debt-To-Income Ratio 73 $4,447,000 $60,000 $233,000 $56,000 $500,000
Collateral 28 $1,345,000 $48,000 $175,000 $72,000 $225,000
Credit Application Incomplete 15 $727,000 $48,000 $100,000 $89,000 $250,000
Unverifiable Information 3 $120,000 $40,000 $60,000 $33,000 $79,000
Other 2 $266,000 $133,000 $208,000 $47,000 $61,000
Employment History 1 $55,000 $55,000 $55,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mwabank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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