Myers Park Mortgage Mortgage Lending & HMDA Data, 2012

In 2012, Myers Park Mortgage of Charlotte, NC reported 3,278 mortgage applications totaling $818.1 million, up 2% from 2011. The average application was for $249,569, and applicants reported an average income of $124,249. 75% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Charlotte-Gastonia-Rock Hill, NC-SC (1,217), Washington-Arlington-Alexandria, DC-VA-MD-WV (357) and Raleigh-Cary, NC (141) (applications in parentheses).

Mortgage Company & Address Myers Park Mortgage
141 Providence Rd
Charlotte, NC 28207
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 3,278
Total Mortgage Loan Application Amount $818,088,000
Average Mortgage Loan Application Amount $249,569
Highest Mortgage Loan Application Amount $1,890,000
Average Applicant Income $124,249
Highest Applicant Income $1,793,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Myers Park Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Myers Park Mortgage by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg, North Carolina 800 $ 185,241,000 $ 231,551 $ 129,000
Union, North Carolina 199 $ 47,864,000 $ 240,522 $ 111,000
Fairfax, Virginia 137 $ 46,979,000 $ 342,912 $ 155,000
Wake, North Carolina 133 $ 31,071,000 $ 233,616 $ 109,000
Montgomery, Maryland 97 $ 33,935,000 $ 349,845 $ 150,000
York, South Carolina 76 $ 16,630,000 $ 218,815 $ 104,000
Gaston, North Carolina 72 $ 12,284,000 $ 170,611 $ 84,000
Cabarrus, North Carolina 69 $ 14,459,000 $ 209,550 $ 106,000
District of Columbia, District Of Columbia 55 $ 20,730,000 $ 376,909 $ 156,000
Iredell, North Carolina 42 $ 10,480,000 $ 249,523 $ 129,000
Loudoun, Virginia 40 $ 14,453,000 $ 361,325 $ 152,000
Howard, Maryland 38 $ 12,237,000 $ 322,026 $ 138,000
Prince William, Virginia 38 $ 11,475,000 $ 301,973 $ 120,000
Durham, North Carolina 34 $ 6,448,000 $ 189,647 $ 101,000
Anne Arundel, Maryland 31 $ 8,673,000 $ 279,774 $ 125,000
Charleston, South Carolina 29 $ 8,220,000 $ 283,448 $ 145,000
Guilford, North Carolina 26 $ 5,636,000 $ 216,769 $ 104,000
Los Angeles, California 25 $ 7,379,000 $ 295,160 $ 119,000
Fulton, Georgia 25 $ 6,439,000 $ 257,560 $ 160,000
Shelby, Tennessee 25 $ 5,436,000 $ 217,440 $ 113,000
Cobb, Georgia 24 $ 6,082,000 $ 253,416 $ 136,000
Gwinnett, Georgia 24 $ 5,167,000 $ 215,291 $ 124,000
Lincoln, North Carolina 24 $ 6,015,000 $ 250,625 $ 152,000
Williamson, Tennessee 24 $ 6,908,000 $ 287,833 $ 105,000
Baltimore, Maryland 23 $ 6,174,000 $ 268,434 $ 132,000
DeKalb, Georgia 22 $ 4,863,000 $ 221,045 $ 134,000
Jefferson, Kentucky 22 $ 4,684,000 $ 212,909 $ 100,000
Lancaster, South Carolina 22 $ 5,132,000 $ 233,272 $ 101,000
Orange, North Carolina 21 $ 6,282,000 $ 299,142 $ 159,000
Henrico, Virginia 19 $ 4,712,000 $ 248,000 $ 109,000
Hamilton, Indiana 17 $ 4,185,000 $ 246,176 $ 114,000
Frederick, Maryland 17 $ 5,023,000 $ 295,470 $ 129,000
Greenville, South Carolina 17 $ 3,686,000 $ 216,823 $ 115,000
Orange, California 16 $ 4,391,000 $ 274,437 $ 98,000
Brunswick, North Carolina 16 $ 3,257,000 $ 203,562 $ 166,000
Knox, Tennessee 16 $ 4,053,000 $ 253,312 $ 115,000
Arlington, Virginia 16 $ 6,006,000 $ 375,375 $ 139,000
Riverside, California 15 $ 3,718,000 $ 247,866 $ 140,000
Catawba, North Carolina 15 $ 3,803,000 $ 253,533 $ 125,000
Davidson, Tennessee 15 $ 3,538,000 $ 235,866 $ 134,000
Harford, Maryland 14 $ 3,578,000 $ 255,571 $ 128,000
Forsyth, North Carolina 14 $ 3,724,000 $ 266,000 $ 133,000
Fayette, Kentucky 13 $ 3,037,000 $ 233,615 $ 125,000
Prince George's, Maryland 12 $ 3,073,000 $ 256,083 $ 117,000
Buncombe, North Carolina 12 $ 3,183,000 $ 265,250 $ 109,000
Watauga, North Carolina 12 $ 2,744,000 $ 228,666 $ 114,000
San Diego, California 11 $ 2,685,000 $ 244,090 $ 121,000
Richland, South Carolina 11 $ 2,102,000 $ 191,090 $ 117,000
Hamilton, Tennessee 11 $ 2,417,000 $ 219,727 $ 96,000
Alexandria, Virginia 11 $ 3,679,000 $ 334,454 $ 126,000
Sacramento, California 10 $ 2,410,000 $ 241,000 $ 89,000
Santa Clara, California 10 $ 3,390,000 $ 339,000 $ 174,000
Forsyth, Georgia 10 $ 2,458,000 $ 245,800 $ 119,000
Rowan, North Carolina 10 $ 1,704,000 $ 170,400 $ 78,000
Virginia Beach, Virginia 10 $ 2,401,000 $ 240,100 $ 153,000
Baltimore City, Maryland 9 $ 1,968,000 $ 218,666 $ 190,000
Beaufort, South Carolina 9 $ 2,064,000 $ 229,333 $ 127,000
Horry, South Carolina 9 $ 1,809,000 $ 201,000 $ 148,000
Lexington, South Carolina 9 $ 1,714,000 $ 190,444 $ 110,000
Stafford, Virginia 9 $ 1,808,000 $ 200,888 $ 121,000
San Mateo, California 8 $ 3,268,000 $ 408,500 $ 186,000
Calvert, Maryland 8 $ 2,705,000 $ 338,125 $ 136,000
Montgomery, Pennsylvania 8 $ 1,840,000 $ 230,000 $ 127,000
Chesterfield, Virginia 8 $ 2,030,000 $ 253,750 $ 134,000
Fayette, Georgia 7 $ 1,779,000 $ 254,142 $ 118,000
Albemarle, Virginia 7 $ 1,471,000 $ 210,142 $ 71,000
Marin, California 6 $ 1,952,000 $ 325,333 $ 141,000
Ventura, California 6 $ 2,253,000 $ 375,500 $ 121,000
Hartford, Connecticut 6 $ 1,498,000 $ 249,666 $ 133,000
New Haven, Connecticut 6 $ 1,459,000 $ 243,166 $ 109,000
Marion, Indiana 6 $ 1,311,000 $ 218,500 $ 100,000
Oldham, Kentucky 6 $ 1,368,000 $ 228,000 $ 83,000
Carroll, Maryland 6 $ 1,468,000 $ 244,666 $ 107,000
Charles, Maryland 6 $ 1,799,000 $ 299,833 $ 115,000
Anderson, South Carolina 6 $ 1,175,000 $ 195,833 $ 88,000
Spartanburg, South Carolina 6 $ 1,224,000 $ 204,000 $ 81,000
Wilson, Tennessee 6 $ 1,311,000 $ 218,500 $ 111,000
Manassas, Virginia 6 $ 1,093,000 $ 182,166 $ 105,000
Alameda, California 5 $ 1,531,000 $ 306,200 $ 144,000
Contra Costa, California 5 $ 1,664,000 $ 332,800 $ 133,000
El Dorado, California 5 $ 1,154,000 $ 230,800 $ 129,000
San Bernardino, California 5 $ 1,061,000 $ 212,200 $ 128,000
Solano, California 5 $ 1,310,000 $ 262,000 $ 109,000
Chatham, Georgia 5 $ 862,000 $ 172,400 $ 108,000
Cherokee, Georgia 5 $ 923,000 $ 184,600 $ 82,000
Greene, Georgia 5 $ 1,265,000 $ 253,000 $ 99,000
Cleveland, North Carolina 5 $ 680,000 $ 136,000 $ 71,000
Cumberland, North Carolina 5 $ 1,007,000 $ 201,400 $ 111,000
Henderson, North Carolina 5 $ 1,088,000 $ 217,600 $ 77,000
Bucks, Pennsylvania 5 $ 1,446,000 $ 289,200 $ 118,000
Delaware, Pennsylvania 5 $ 1,354,000 $ 270,800 $ 118,000
Aiken, South Carolina 5 $ 859,000 $ 171,800 $ 93,000
Rutherford, Tennessee 5 $ 788,000 $ 157,600 $ 93,000
Fairfax City, Virginia 5 $ 2,529,000 $ 505,800 $ 128,000
Fauquier, Virginia 5 $ 1,558,000 $ 311,600 $ 149,000
James City, Virginia 5 $ 1,615,000 $ 323,000 $ 117,000
Richmond City, Virginia 5 $ 1,442,000 $ 288,400 $ 125,000
Fresno, California 4 $ 982,000 $ 245,500 $ 106,000
San Luis Obispo, California 4 $ 1,405,000 $ 351,250 $ 121,000
Coweta, Georgia 4 $ 879,000 $ 219,750 $ 114,000
Allen, Indiana 4 $ 672,000 $ 168,000 $ 72,000
Boone, Kentucky 4 $ 743,000 $ 185,750 $ 98,000
Talbot, Maryland 4 $ 1,543,000 $ 385,750 $ 178,000
Avery, North Carolina 4 $ 1,712,000 $ 428,000 $ 304,000
Dare, North Carolina 4 $ 897,000 $ 224,250 $ 104,000
Franklin, North Carolina 4 $ 999,000 $ 249,750 $ 80,000
Johnston, North Carolina 4 $ 668,000 $ 167,000 $ 114,000
New Hanover, North Carolina 4 $ 725,000 $ 181,250 $ 76,000
Randolph, North Carolina 4 $ 938,000 $ 234,500 $ 68,000
Berkeley, South Carolina 4 $ 1,097,000 $ 274,250 $ 102,000
Dorchester, South Carolina 4 $ 763,000 $ 190,750 $ 101,000
Kershaw, South Carolina 4 $ 661,000 $ 165,250 $ 88,000
Hanover, Virginia 4 $ 772,000 $ 193,000 $ 100,000
Roanoke, Virginia 4 $ 1,072,000 $ 268,000 $ 181,000
Monterey, California 3 $ 1,065,000 $ 355,000 $ 151,000
Santa Barbara, California 3 $ 737,000 $ 245,666 $ 167,000
Stanislaus, California 3 $ 473,000 $ 157,666 $ 85,000
Fairfield, Connecticut 3 $ 1,118,000 $ 372,666 $ 120,000
Litchfield, Connecticut 3 $ 540,000 $ 180,000 $ 147,000
Clarke, Georgia 3 $ 580,000 $ 193,333 $ 142,000
Columbia, Georgia 3 $ 463,000 $ 154,333 $ 95,000
Fannin, Georgia 3 $ 530,000 $ 176,666 $ 91,000
Henry, Georgia 3 $ 718,000 $ 239,333 $ 91,000
Hendricks, Indiana 3 $ 376,000 $ 125,333 $ 74,000
Lake, Indiana 3 $ 1,008,000 $ 336,000 $ 152,000
Pulaski, Kentucky 3 $ 628,000 $ 209,333 $ 73,000
Cecil, Maryland 3 $ 1,551,000 $ 517,000 $ 591,000
St. Mary's, Maryland 3 $ 720,000 $ 240,000 $ 149,000
Worcester, Maryland 3 $ 727,000 $ 242,333 $ 233,000
Ashe, North Carolina 3 $ 443,000 $ 147,666 $ 100,000
Burke, North Carolina 3 $ 710,000 $ 236,666 $ 93,000
Chatham, North Carolina 3 $ 948,000 $ 316,000 $ 94,000
Craven, North Carolina 3 $ 304,000 $ 101,333 $ 60,000
Haywood, North Carolina 3 $ 361,000 $ 120,333 $ 82,000
Jackson, North Carolina 3 $ 646,000 $ 215,333 $ 93,000
Macon, North Carolina 3 $ 478,000 $ 159,333 $ 126,000
Nash, North Carolina 3 $ 639,000 $ 213,000 $ 86,000
Rockingham, North Carolina 3 $ 598,000 $ 199,333 $ 49,000
Georgetown, South Carolina 3 $ 726,000 $ 242,000 $ 156,000
Fayette, Tennessee 3 $ 514,000 $ 171,333 $ 110,000
Maury, Tennessee 3 $ 766,000 $ 255,333 $ 220,000
Falls Church, Virginia 3 $ 801,000 $ 267,000 $ 125,000
Franklin, Virginia 3 $ 695,000 $ 231,666 $ 128,000
Goochland, Virginia 3 $ 1,202,000 $ 400,666 $ 174,000
Norfolk, Virginia 3 $ 685,000 $ 228,333 $ 66,000
Spotsylvania, Virginia 3 $ 743,000 $ 247,666 $ 89,000
York, Virginia 3 $ 822,000 $ 274,000 $ 124,000
Amador, California 2 $ 300,000 $ 150,000 $ 126,000
San Francisco, California 2 $ 758,000 $ 379,000 $ 150,000
San Joaquin, California 2 $ 465,000 $ 232,500 $ 163,000
Sonoma, California 2 $ 414,000 $ 207,000 $ 113,000
New London, Connecticut 2 $ 314,000 $ 157,000 $ 64,000
Tolland, Connecticut 2 $ 525,000 $ 262,500 $ 141,000
Windham, Connecticut 2 $ 447,000 $ 223,500 $ 134,000
Bibb, Georgia 2 $ 585,000 $ 292,500 $ 103,000
Hall, Georgia 2 $ 256,000 $ 128,000 $ 55,000
Oconee, Georgia 2 $ 463,000 $ 231,500 $ 131,000
Walton, Georgia 2 $ 628,000 $ 314,000 $ 122,000
Boone, Indiana 2 $ 454,000 $ 227,000 $ 103,000
Delaware, Indiana 2 $ 393,000 $ 196,500 $ 122,000
Floyd, Indiana 2 $ 319,000 $ 159,500 $ 131,000
Hancock, Indiana 2 $ 259,000 $ 129,500 $ 118,000
Johnson, Indiana 2 $ 332,000 $ 166,000 $ 49,000
Morgan, Indiana 2 $ 529,000 $ 264,500 $ 133,000
Porter, Indiana 2 $ 430,000 $ 215,000 $ 112,000
Bullitt, Kentucky 2 $ 402,000 $ 201,000 $ 123,000
Jessamine, Kentucky 2 $ 463,000 $ 231,500 $ 95,000
Kenton, Kentucky 2 $ 475,000 $ 237,500 $ 124,000
Madison, Kentucky 2 $ 429,000 $ 214,500 $ 118,000
Scott, Kentucky 2 $ 417,000 $ 208,500 $ 104,000
Shelby, Kentucky 2 $ 429,000 $ 214,500 $ 101,000
Spencer, Kentucky 2 $ 304,000 $ 152,000 $ 74,000
Garrett, Maryland 2 $ 655,000 $ 327,500 $ 102,000
Washington, Maryland 2 $ 480,000 $ 240,000 $ 101,000
Carteret, North Carolina 2 $ 328,000 $ 164,000 $ 135,000
Clay, North Carolina 2 $ 464,000 $ 232,000 $ 62,000
Granville, North Carolina 2 $ 332,000 $ 166,000 $ 63,000
Lee, North Carolina 2 $ 317,000 $ 158,500 $ 185,000
Madison, North Carolina 2 $ 531,000 $ 265,500 $ 59,000
McDowell, North Carolina 2 $ 534,000 $ 267,000 $ 103,000
Moore, North Carolina 2 $ 210,000 $ 105,000 $ 72,000
Onslow, North Carolina 2 $ 536,000 $ 268,000 $ 88,000
Transylvania, North Carolina 2 $ 439,000 $ 219,500 $ 106,000
Wilkes, North Carolina 2 $ 451,000 $ 225,500 $ 80,000
Wilson, North Carolina 2 $ 270,000 $ 135,000 $ 69,000
Lancaster, Pennsylvania 2 $ 309,000 $ 154,500 $ 68,000
Lehigh, Pennsylvania 2 $ 422,000 $ 211,000 $ 119,000
Blount, Tennessee 2 $ 371,000 $ 185,500 $ 50,000
Cumberland, Tennessee 2 $ 330,000 $ 165,000 $ 49,000
Hamblen, Tennessee 2 $ 352,000 $ 176,000 $ 148,000
Sullivan, Tennessee 2 $ 352,000 $ 176,000 $ 58,000
Sumner, Tennessee 2 $ 317,000 $ 158,500 $ 86,000
Augusta, Virginia 2 $ 669,000 $ 334,500 $ 194,000
Bedford, Virginia 2 $ 336,000 $ 168,000 $ 97,000
Chesapeake, Virginia 2 $ 464,000 $ 232,000 $ 84,000
Fluvanna, Virginia 2 $ 432,000 $ 216,000 $ 53,000
Lancaster, Virginia 2 $ 577,000 $ 288,500 $ 227,000
Newport News, Virginia 2 $ 369,000 $ 184,500 $ 129,000
Calaveras, California 1 $ 165,000 $ 165,000 $ 281,000
Humboldt, California 1 $ 295,000 $ 295,000 $ 101,000
Imperial, California 1 $ 125,000 $ 125,000 $ 112,000
Placer, California 1 $ 365,000 $ 365,000 $ 137,000
Santa Cruz, California 1 $ 402,000 $ 402,000 $ 81,000
Shasta, California 1 $ 337,000 $ 337,000 $ 84,000
Middlesex, Connecticut 1 $ 203,000 $ 203,000 $ 91,000
St. Lucie, Florida 1 $ 100,000 $ 100,000 $ 156,000
Ben Hill, Georgia 1 $ 132,000 $ 132,000 $ 34,000
Bryan, Georgia 1 $ 160,000 $ 160,000 $ 90,000
Camden, Georgia 1 $ 165,000 $ 165,000 $ 74,000
Carroll, Georgia 1 $ 155,000 $ 155,000 $ 55,000
Colquitt, Georgia 1 $ 191,000 $ 191,000 $ 117,000
Crisp, Georgia 1 $ 131,000 $ 131,000 $ 114,000
Dougherty, Georgia 1 $ 216,000 $ 216,000 $ 94,000
Douglas, Georgia 1 $ 146,000 $ 146,000 $ 53,000
Floyd, Georgia 1 $ 150,000 $ 150,000 $ 124,000
Glynn, Georgia 1 $ 222,000 $ 222,000 $ 72,000
Houston, Georgia 1 $ 130,000 $ 130,000 $ 82,000
Jackson, Georgia 1 $ 173,000 $ 173,000 $ 46,000
Laurens, Georgia 1 $ 151,000 $ 151,000 $ 99,000
Muscogee, Georgia 1 $ 196,000 $ 196,000 $ 80,000
Pike, Georgia 1 $ 203,000 $ 203,000 $ 99,000
Rabun, Georgia 1 $ 128,000 $ 128,000 $ 77,000
Troup, Georgia 1 $ 175,000 $ 175,000 $ 68,000
Walker, Georgia 1 $ 164,000 $ 164,000 $ 63,000
Whitfield, Georgia 1 $ 95,000 $ 95,000 $ 31,000
Worth, Georgia 1 $ 139,000 $ 139,000 $ 148,000
Bartholomew, Indiana 1 $ 260,000 $ 260,000 $ 195,000
Clark, Indiana 1 $ 215,000 $ 215,000 $ 115,000
Henry, Indiana 1 $ 165,000 $ 165,000 $ 110,000
Huntington, Indiana 1 $ 191,000 $ 191,000 $ 352,000
Kosciusko, Indiana 1 $ 173,000 $ 173,000 $ 86,000
Madison, Indiana 1 $ 142,000 $ 142,000 $ 62,000
Parke, Indiana 1 $ 165,000 $ 165,000 $ 85,000
St. Joseph, Indiana 1 $ 132,000 $ 132,000 $ 104,000
Tippecanoe, Indiana 1 $ 213,000 $ 213,000 $ 68,000
Vigo, Indiana 1 $ 136,000 $ 136,000 $ 77,000
Anderson, Kentucky 1 $ 218,000 $ 218,000 $ 104,000
Bourbon, Kentucky 1 $ 177,000 $ 177,000 $ 79,000
Boyd, Kentucky 1 $ 226,000 $ 226,000 $ 134,000
Clark, Kentucky 1 $ 167,000 $ 167,000 $ 88,000
Franklin, Kentucky 1 $ 228,000 $ 228,000 $ 119,000
Nelson, Kentucky 1 $ 134,000 $ 134,000 $ 45,000
Warren, Kentucky 1 $ 360,000 $ 360,000 $ 108,000
Allegany, Maryland 1 $ 130,000 $ 130,000 $ 58,000
Somerset, Maryland 1 $ 166,000 $ 166,000 $ 67,000
Wicomico, Maryland 1 $ 308,000 $ 308,000 $ 235,000
Alamance, North Carolina 1 $ 323,000 $ 323,000 $ 263,000
Alexander, North Carolina 1 $ 158,000 $ 158,000 $ 81,000
Alleghany, North Carolina 1 $ 134,000 $ 134,000 $ 308,000
Anson, North Carolina 1 $ 190,000 $ 190,000 $ 46,000
Beaufort, North Carolina 1 $ 347,000 $ 347,000 $ 80,000
Caldwell, North Carolina 1 $ 202,000 $ 202,000 $ 643,000
Currituck, North Carolina 1 $ 420,000 $ 420,000 $ 156,000
Davidson, North Carolina 1 $ 108,000 $ 108,000 $ 75,000
Duplin, North Carolina 1 $ 180,000 $ 180,000 $ 47,000
Halifax, North Carolina 1 $ 396,000 $ 396,000 $ 116,000
Harnett, North Carolina 1 $ 146,000 $ 146,000 $ 42,000
Hoke, North Carolina 1 $ 177,000 $ 177,000 $ 125,000
Montgomery, North Carolina 1 $ 360,000 $ 360,000 $ 115,000
Pasquotank, North Carolina 1 $ 335,000 $ 335,000 $ 244,000
Pender, North Carolina 1 $ 213,000 $ 213,000 $ 57,000
Perquimans, North Carolina 1 $ 72,000 $ 72,000 $ 28,000
Pitt, North Carolina 1 $ 263,000 $ 263,000 $ 175,000
Rutherford, North Carolina 1 $ 113,000 $ 113,000 $ 89,000
Stanly, North Carolina 1 $ 183,000 $ 183,000 $ 67,000
Surry, North Carolina 1 $ 191,000 $ 191,000 $ 99,000
Chester, Pennsylvania 1 $ 270,000 $ 270,000 $ 135,000
Cumberland, Pennsylvania 1 $ 137,000 $ 137,000 $ 75,000
Philadelphia, Pennsylvania 1 $ 305,000 $ 305,000 $ 161,000
Washington, Pennsylvania 1 $ 200,000 $ 200,000 $ 45,000
Wyoming, Pennsylvania 1 $ 131,000 $ 131,000 $ 63,000
Fairfield, South Carolina 1 $ 257,000 $ 257,000 $ 121,000
Newberry, South Carolina 1 $ 173,000 $ 173,000 $ 154,000
Oconee, South Carolina 1 $ 171,000 $ 171,000 $ 728,000
Pickens, South Carolina 1 $ 404,000 $ 404,000 $ 124,000
Sumter, South Carolina 1 $ 150,000 $ 150,000 $ 90,000
Anderson, Tennessee 1 $ 242,000 $ 242,000 $ 157,000
Bradley, Tennessee 1 $ 334,000 $ 334,000 $ 78,000
Cheatham, Tennessee 1 $ 102,000 $ 102,000 $ 46,000
Coffee, Tennessee 1 $ 299,000 $ 299,000 $ 80,000
Franklin, Tennessee 1 $ 150,000 $ 150,000 $ 78,000
Haywood, Tennessee 1 $ 248,000 $ 248,000 $ 531,000
Henry, Tennessee 1 $ 149,000 $ 149,000 $ 89,000
Humphreys, Tennessee 1 $ 238,000 $ 238,000 $ 87,000
Jefferson, Tennessee 1 $ 261,000 $ 261,000 $ 110,000
Loudon, Tennessee 1 $ 135,000 $ 135,000 $ 190,000
Madison, Tennessee 1 $ 155,000 $ 155,000 $ 182,000
Montgomery, Tennessee 1 $ 305,000 $ 305,000 $ 88,000
Roane, Tennessee 1 $ 200,000 $ 200,000 $ 131,000
Robertson, Tennessee 1 $ 207,000 $ 207,000 $ 52,000
Sevier, Tennessee 1 $ 240,000 $ 240,000 $ 98,000
Smith, Tennessee 1 $ 219,000 $ 219,000 $ 54,000
Tipton, Tennessee 1 $ 132,000 $ 132,000 $ 75,000
Botetourt, Virginia 1 $ 193,000 $ 193,000 $ 84,000
Bristol, Virginia 1 $ 73,000 $ 73,000 $ 63,000
Campbell, Virginia 1 $ 288,000 $ 288,000 $ 95,000
Carroll, Virginia 1 $ 248,000 $ 248,000 $ 439,000
Charlotte, Virginia 1 $ 154,000 $ 154,000 $ 70,000
Clarke, Virginia 1 $ 141,000 $ 141,000 $ 160,000
Culpeper, Virginia 1 $ 229,000 $ 229,000 $ 68,000
Frederick, Virginia 1 $ 279,000 $ 279,000 $ 115,000
Greene, Virginia 1 $ 169,000 $ 169,000 $ 293,000
Isle of Wight, Virginia 1 $ 278,000 $ 278,000 $ 129,000
King George, Virginia 1 $ 344,000 $ 344,000 $ 190,000
Lexington, Virginia 1 $ 100,000 $ 100,000 $ 469,000
Louisa, Virginia 1 $ 303,000 $ 303,000 $ 115,000
Manassas Park, Virginia 1 $ 233,000 $ 233,000 $ 102,000
Mathews, Virginia 1 $ 260,000 $ 260,000 $ 150,000
Montgomery, Virginia 1 $ 230,000 $ 230,000 $ 121,000
Pittsylvania, Virginia 1 $ 277,000 $ 277,000 $ 71,000
Portsmouth, Virginia 1 $ 118,000 $ 118,000 $ 71,000
Prince George, Virginia 1 $ 284,000 $ 284,000 $ 79,000
Roanoke City, Virginia 1 $ 240,000 $ 240,000 $ 182,000
Rockingham, Virginia 1 $ 400,000 $ 400,000 $ 78,000
Suffolk, Virginia 1 $ 214,000 $ 214,000 $ 120,000
Tazewell, Virginia 1 $ 203,000 $ 203,000 $ 82,000
Warren, Virginia 1 $ 312,000 $ 312,000 $ 125,000
Waynesboro, Virginia 1 $ 200,000 $ 200,000 $ 59,000
Westmoreland, Virginia 1 $ 277,000 $ 277,000 $ 228,000
Winchester, Virginia 1 $ 236,000 $ 236,000 $ 64,000

Mortgage Loan Application Detail Totals for Myers Park Mortgage in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,528 $655,840,000 $259,000 $1,890,000 $131,000 $1,793,000
Home Purchase 646 $138,292,000 $214,000 $629,000 $99,000 $804,000
Home Improvement 104 $23,956,000 $230,000 $417,000 $117,000 $366,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,483 $608,435,000 $245,000 $1,095,000 $125,000 $1,793,000
Not Provided 388 $109,842,000 $283,000 $1,890,000 $132,000 $1,500,000
Asian 232 $62,856,000 $270,000 $614,000 $119,000 $762,000
Black or African American 94 $19,052,000 $202,000 $1,400,000 $102,000 $851,000
Hispanic 66 $14,483,000 $219,000 $513,000 $101,000 $257,000
American Indian or Alaskan Native 10 $2,029,000 $202,000 $406,000 $96,000 $177,000
Native Hawaiian or Other Pacific Islander 5 $1,391,000 $278,000 $417,000 $105,000 $170,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,925 $747,097,000 $255,000 $1,890,000 $129,000 $1,793,000
FHA-insured (Federal Housing Administration) 244 $44,761,000 $183,000 $540,000 $76,000 $250,000
VA-guaranteed (Veterans Administration) 83 $22,976,000 $276,000 $1,000,000 $113,000 $1,500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $3,254,000 $125,000 $240,000 $43,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,469 $609,064,000 $246,000 $1,095,000 $121,000 $1,030,000
Application Withdrawn By Applicant 472 $124,293,000 $263,000 $1,890,000 $132,000 $1,793,000
File Closed For Incompleteness 203 $50,606,000 $249,000 $1,400,000 $150,000 $1,793,000
Application Approved But Not Accepted 104 $27,384,000 $263,000 $626,000 $111,000 $345,000
Application Denied By Financial Institution 30 $6,741,000 $224,000 $494,000 $92,000 $300,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 9 $2,010,000 $223,000 $494,000 $117,000 $300,000
Debt-To-Income Ratio 8 $2,243,000 $280,000 $417,000 $84,000 $192,000
Other 6 $1,274,000 $212,000 $417,000 $95,000 $155,000
Unverifiable Information 3 $700,000 $233,000 $279,000 $78,000 $134,000
Credit History 3 $329,000 $109,000 $173,000 $50,000 $63,000
Employment History 1 $185,000 $185,000 $185,000 $75,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Myers Park Mortgage's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Myers Park Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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