NBKC Bank Mortgage Lending & HMDA Data, 2015

In 2015, NBKC Bank of Kansas City, MO reported 7,829 mortgage applications totaling $2.3 billion. The average application was for $291,692, and applicants reported an average income of $102,794. 72% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Kansas City, MO-KS (643), Washington-Arlington-Alexandria, DC-VA-MD-WV (296) and Phoenix-Mesa-Scottsdale, AZ (178) (applications in parentheses).

Mortgage Company & Address NBKC Bank
8320 Ward Parkway
Kansas City, MO 64114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 7,829
Total Mortgage Loan Application Amount $2,283,663,000
Average Mortgage Loan Application Amount $291,692
Highest Mortgage Loan Application Amount $5,400,000
Average Applicant Income $102,794
Highest Applicant Income $7,361,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NBKC Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 282 $ 71,830,000 $ 254,716 $ 109,000
Jackson, Missouri 176 $ 50,768,000 $ 288,454 $ 92,000
Clark, Nevada 172 $ 45,959,000 $ 267,203 $ 80,000
Maricopa, Arizona 169 $ 45,562,000 $ 269,597 $ 99,000
Los Angeles, California 169 $ 63,823,000 $ 377,650 $ 198,000
San Diego, California 144 $ 56,621,000 $ 393,201 $ 103,000
Bexar, Texas 117 $ 29,749,000 $ 254,264 $ 101,000
Fairfax, Virginia 81 $ 38,837,000 $ 479,469 $ 118,000
King, Washington 78 $ 29,497,000 $ 378,166 $ 131,000
Riverside, California 71 $ 21,140,000 $ 297,746 $ 91,000
El Paso, Colorado 66 $ 18,496,000 $ 280,242 $ 81,000
Orange, California 65 $ 28,988,000 $ 445,969 $ 221,000
Harris, Texas 65 $ 15,969,000 $ 245,676 $ 110,000
Tarrant, Texas 60 $ 14,374,000 $ 239,566 $ 99,000
Clay, Missouri 59 $ 13,341,000 $ 226,118 $ 92,000
Cook, Illinois 55 $ 16,914,000 $ 307,527 $ 125,000
Hillsborough, Florida 54 $ 14,083,000 $ 260,796 $ 99,000
Honolulu, Hawaii 54 $ 28,477,000 $ 527,351 $ 106,000
Sacramento, California 51 $ 14,585,000 $ 285,980 $ 99,000
Collin, Texas 51 $ 15,184,000 $ 297,725 $ 100,000
Washoe, Nevada 49 $ 14,808,000 $ 302,204 $ 107,000
Solano, California 46 $ 16,181,000 $ 351,760 $ 94,000
Pima, Arizona 45 $ 10,189,000 $ 226,422 $ 81,000
Pierce, Washington 45 $ 13,106,000 $ 291,244 $ 110,000
Alameda, California 44 $ 18,981,000 $ 431,386 $ 117,000
Platte, Missouri 43 $ 9,736,000 $ 226,418 $ 77,000
San Bernardino, California 42 $ 10,404,000 $ 247,714 $ 81,000
Arapahoe, Colorado 42 $ 12,258,000 $ 291,857 $ 93,000
Camden, Georgia 42 $ 6,356,000 $ 151,333 $ 63,000
Jefferson, Colorado 41 $ 13,174,000 $ 321,317 $ 132,000
Contra Costa, California 40 $ 15,717,000 $ 392,925 $ 126,000
Broward, Florida 40 $ 10,891,000 $ 272,275 $ 96,000
Ventura, California 39 $ 16,028,000 $ 410,974 $ 89,000
Okaloosa, Florida 39 $ 12,002,000 $ 307,743 $ 64,000
Mecklenburg, North Carolina 38 $ 9,862,000 $ 259,526 $ 109,000
Loudoun, Virginia 36 $ 17,037,000 $ 473,250 $ 135,000
Wake, North Carolina 34 $ 10,381,000 $ 305,323 $ 111,000
Placer, California 33 $ 10,923,000 $ 331,000 $ 116,000
Douglas, Colorado 33 $ 11,010,000 $ 333,636 $ 122,000
Anne Arundel, Maryland 33 $ 11,910,000 $ 360,909 $ 86,000
Oklahoma, Oklahoma 33 $ 6,840,000 $ 207,272 $ 116,000
Tulsa, Oklahoma 33 $ 7,842,000 $ 237,636 $ 63,000
Multnomah, Oregon 33 $ 9,301,000 $ 281,848 $ 99,000
Washington, Oregon 33 $ 9,712,000 $ 294,303 $ 110,000
Prince William, Virginia 33 $ 13,767,000 $ 417,181 $ 71,000
Bernalillo, New Mexico 32 $ 9,157,000 $ 286,156 $ 103,000
Ada, Idaho 31 $ 7,909,000 $ 255,129 $ 120,000
York, South Carolina 30 $ 8,122,000 $ 270,733 $ 115,000
Virginia Beach, Virginia 30 $ 10,129,000 $ 337,633 $ 71,000
Fort Bend, Texas 29 $ 8,693,000 $ 299,758 $ 134,000
Denver, Colorado 28 $ 8,058,000 $ 287,785 $ 111,000
Palm Beach, Florida 28 $ 8,929,000 $ 318,892 $ 126,000
Fulton, Georgia 28 $ 7,365,000 $ 263,035 $ 89,000
Suffolk, New York 28 $ 9,453,000 $ 337,607 $ 118,000
Dallas, Texas 28 $ 7,033,000 $ 251,178 $ 93,000
Anchorage, Alaska 27 $ 9,883,000 $ 366,037 $ 122,000
Cobb, Georgia 27 $ 8,218,000 $ 304,370 $ 80,000
Wyandotte, Kansas 27 $ 7,938,000 $ 294,000 $ 75,000
Clackamas, Oregon 27 $ 8,540,000 $ 316,296 $ 113,000
Williamson, Texas 27 $ 7,697,000 $ 285,074 $ 104,000
Salt Lake, Utah 27 $ 8,113,000 $ 300,481 $ 156,000
Kent, Delaware 26 $ 7,108,000 $ 273,384 $ 63,000
Montgomery, Maryland 26 $ 9,925,000 $ 381,730 $ 151,000
Oakland, Michigan 26 $ 6,699,000 $ 257,653 $ 113,000
Lee, Florida 25 $ 6,514,000 $ 260,560 $ 72,000
Miami-Dade, Florida 25 $ 6,858,000 $ 274,320 $ 106,000
Denton, Texas 25 $ 7,679,000 $ 307,160 $ 100,000
Duval, Florida 24 $ 5,954,000 $ 248,083 $ 97,000
Santa Rosa, Florida 24 $ 6,853,000 $ 285,541 $ 99,000
Prince George's, Maryland 24 $ 8,194,000 $ 341,416 $ 86,000
Fresno, California 23 $ 7,109,000 $ 309,086 $ 102,000
Santa Clara, California 23 $ 11,529,000 $ 501,260 $ 151,000
Orange, Florida 23 $ 6,749,000 $ 293,434 $ 87,000
DuPage, Illinois 23 $ 7,067,000 $ 307,260 $ 158,000
Cass, Missouri 23 $ 3,769,000 $ 163,869 $ 71,000
Sarpy, Nebraska 23 $ 5,806,000 $ 252,434 $ 82,000
Davis, Utah 23 $ 6,377,000 $ 277,260 $ 110,000
Clark, Washington 23 $ 6,949,000 $ 302,130 $ 133,000
Pinellas, Florida 22 $ 6,047,000 $ 274,863 $ 98,000
Gwinnett, Georgia 22 $ 5,960,000 $ 270,909 $ 93,000
Nassau, New York 22 $ 8,518,000 $ 387,181 $ 135,000
El Dorado, California 21 $ 6,919,000 $ 329,476 $ 117,000
District of Columbia, District Of Columbia 21 $ 10,018,000 $ 477,047 $ 122,000
Forsyth, Georgia 21 $ 6,059,000 $ 288,523 $ 97,000
Curry, New Mexico 21 $ 3,731,000 $ 177,666 $ 65,000
Fayette, Georgia 20 $ 7,740,000 $ 387,000 $ 113,000
Sedgwick, Kansas 20 $ 3,721,000 $ 186,050 $ 89,000
Bossier, Louisiana 20 $ 4,851,000 $ 242,550 $ 67,000
Middlesex, Massachusetts 20 $ 6,858,000 $ 342,900 $ 107,000
Thurston, Washington 20 $ 5,817,000 $ 290,850 $ 95,000
Collier, Florida 19 $ 6,014,000 $ 316,526 $ 140,000
Yavapai, Arizona 18 $ 4,874,000 $ 270,777 $ 80,000
Larimer, Colorado 18 $ 4,531,000 $ 251,722 $ 79,000
Weld, Colorado 18 $ 5,745,000 $ 319,166 $ 113,000
Worcester, Massachusetts 18 $ 5,137,000 $ 285,388 $ 75,000
St. Charles, Missouri 18 $ 4,458,000 $ 247,666 $ 110,000
Stafford, Virginia 18 $ 6,274,000 $ 348,555 $ 115,000
Snohomish, Washington 18 $ 5,226,000 $ 290,333 $ 109,000
Laramie, Wyoming 18 $ 4,597,000 $ 255,388 $ 63,000
Sonoma, California 17 $ 6,772,000 $ 398,352 $ 151,000
Essex, Massachusetts 17 $ 6,258,000 $ 368,117 $ 84,000
Franklin, Ohio 17 $ 3,516,000 $ 206,823 $ 128,000
Charleston, South Carolina 17 $ 4,779,000 $ 281,117 $ 87,000
Shelby, Tennessee 17 $ 4,887,000 $ 287,470 $ 76,000
Benton, Arkansas 16 $ 3,531,000 $ 220,687 $ 126,000
Howard, Maryland 16 $ 6,452,000 $ 403,250 $ 85,000
Wayne, Michigan 16 $ 2,940,000 $ 183,750 $ 63,000
Hennepin, Minnesota 16 $ 3,699,000 $ 231,187 $ 109,000
Bergen, New Jersey 16 $ 6,102,000 $ 381,375 $ 141,000
Dorchester, South Carolina 16 $ 4,059,000 $ 253,687 $ 70,000
Travis, Texas 16 $ 5,383,000 $ 336,437 $ 172,000
Brevard, Florida 15 $ 3,903,000 $ 260,200 $ 99,000
Rockingham, New Hampshire 15 $ 4,263,000 $ 284,200 $ 94,000
Middlesex, New Jersey 15 $ 4,864,000 $ 324,266 $ 142,000
Cleveland, Oklahoma 15 $ 3,122,000 $ 208,133 $ 60,000
Williamson, Tennessee 15 $ 5,146,000 $ 343,066 $ 84,000
Guadalupe, Texas 15 $ 3,247,000 $ 216,466 $ 68,000
Madison, Alabama 14 $ 3,561,000 $ 254,357 $ 76,000
Frederick, Maryland 14 $ 4,246,000 $ 303,285 $ 104,000
Macomb, Michigan 14 $ 2,494,000 $ 178,142 $ 76,000
St. Louis, Missouri 14 $ 4,212,000 $ 300,857 $ 113,000
Burlington, New Jersey 14 $ 4,196,000 $ 299,714 $ 128,000
Allegheny, Pennsylvania 14 $ 4,041,000 $ 288,642 $ 113,000
Chester, Pennsylvania 14 $ 4,371,000 $ 312,214 $ 139,000
Montgomery, Pennsylvania 14 $ 4,046,000 $ 289,000 $ 60,000
Alexandria, Virginia 14 $ 6,672,000 $ 476,571 $ 82,000
Pulaski, Arkansas 13 $ 3,349,000 $ 257,615 $ 96,000
Kern, California 13 $ 3,830,000 $ 294,615 $ 92,000
San Joaquin, California 13 $ 3,060,000 $ 235,384 $ 95,000
Adams, Colorado 13 $ 3,794,000 $ 291,846 $ 92,000
Fairfield, Connecticut 13 $ 5,150,000 $ 396,153 $ 144,000
Manatee, Florida 13 $ 4,243,000 $ 326,384 $ 108,000
Somerset, New Jersey 13 $ 4,830,000 $ 371,538 $ 136,000
Lane, Oregon 13 $ 3,860,000 $ 296,923 $ 92,000
Horry, South Carolina 13 $ 2,198,000 $ 169,076 $ 96,000
Ellis, Texas 13 $ 2,101,000 $ 161,615 $ 170,000
Kitsap, Washington 13 $ 4,152,000 $ 319,384 $ 92,000
Hartford, Connecticut 12 $ 3,418,000 $ 284,833 $ 111,000
New Castle, Delaware 12 $ 3,262,000 $ 271,833 $ 82,000
Pasco, Florida 12 $ 2,811,000 $ 234,250 $ 117,000
Sarasota, Florida 12 $ 2,790,000 $ 232,500 $ 172,000
Kane, Illinois 12 $ 2,958,000 $ 246,500 $ 96,000
St. Clair, Illinois 12 $ 2,703,000 $ 225,250 $ 75,000
Marion, Indiana 12 $ 2,029,000 $ 169,083 $ 98,000
Plymouth, Massachusetts 12 $ 3,559,000 $ 296,583 $ 82,000
Morris, New Jersey 12 $ 4,363,000 $ 363,583 $ 111,000
Westchester, New York 12 $ 6,084,000 $ 507,000 $ 177,000
Deschutes, Oregon 12 $ 4,140,000 $ 345,000 $ 62,000
Marion, Oregon 12 $ 2,782,000 $ 231,833 $ 127,000
Richland, South Carolina 12 $ 3,077,000 $ 256,416 $ 71,000
Galveston, Texas 12 $ 3,489,000 $ 290,750 $ 152,000
Arlington, Virginia 12 $ 6,215,000 $ 517,916 $ 129,000
Chesapeake, Virginia 12 $ 3,422,000 $ 285,166 $ 62,000
Henrico, Virginia 12 $ 4,118,000 $ 343,166 $ 104,000
York, Virginia 12 $ 4,120,000 $ 343,333 $ 89,000
Jefferson, Alabama 11 $ 2,931,000 $ 266,454 $ 118,000
Montgomery, Alabama 11 $ 2,746,000 $ 249,636 $ 78,000
San Mateo, California 11 $ 5,433,000 $ 493,909 $ 141,000
Santa Barbara, California 11 $ 3,984,000 $ 362,181 $ 80,000
Escambia, Florida 11 $ 2,604,000 $ 236,727 $ 108,000
Seminole, Florida 11 $ 2,673,000 $ 243,000 $ 87,000
Charles, Maryland 11 $ 3,867,000 $ 351,545 $ 86,000
Dakota, Minnesota 11 $ 2,563,000 $ 233,000 $ 90,000
Monmouth, New Jersey 11 $ 3,846,000 $ 349,636 $ 131,000
Greenville, South Carolina 11 $ 2,650,000 $ 240,909 $ 123,000
Sumter, South Carolina 11 $ 2,647,000 $ 240,636 $ 78,000
Davidson, Tennessee 11 $ 2,452,000 $ 222,909 $ 101,000
Brazoria, Texas 11 $ 3,123,000 $ 283,909 $ 131,000
Comal, Texas 11 $ 3,663,000 $ 333,000 $ 78,000
Montgomery, Texas 11 $ 2,937,000 $ 267,000 $ 102,000
Spotsylvania, Virginia 11 $ 2,930,000 $ 266,363 $ 96,000
Matanuska-Susitna, Alaska 10 $ 3,370,000 $ 337,000 $ 160,000
Yolo, California 10 $ 3,361,000 $ 336,100 $ 107,000
Bay, Florida 10 $ 3,143,000 $ 314,300 $ 134,000
Kootenai, Idaho 10 $ 2,771,000 $ 277,100 $ 70,000
Leavenworth, Kansas 10 $ 2,574,000 $ 257,400 $ 108,000
Baltimore, Maryland 10 $ 2,810,000 $ 281,000 $ 91,000
Harford, Maryland 10 $ 2,623,000 $ 262,300 $ 130,000
Bristol, Massachusetts 10 $ 3,369,000 $ 336,900 $ 112,000
Santa Fe, New Mexico 10 $ 3,039,000 $ 303,900 $ 101,000
Cabarrus, North Carolina 10 $ 2,418,000 $ 241,800 $ 132,000
New Hanover, North Carolina 10 $ 2,024,000 $ 202,400 $ 71,000
Montgomery, Tennessee 10 $ 2,471,000 $ 247,100 $ 80,000
Bell, Texas 10 $ 1,890,000 $ 189,000 $ 50,000
Taylor, Texas 10 $ 2,217,000 $ 221,700 $ 105,000
Chittenden, Vermont 10 $ 3,067,000 $ 306,700 $ 68,000
Island, Washington 10 $ 2,248,000 $ 224,800 $ 76,000
Pinal, Arizona 9 $ 1,993,000 $ 221,444 $ 55,000
Santa Cruz, California 9 $ 4,417,000 $ 490,777 $ 118,000
Stanislaus, California 9 $ 2,505,000 $ 278,333 $ 86,000
Houston, Georgia 9 $ 1,667,000 $ 185,222 $ 74,000
Will, Illinois 9 $ 2,518,000 $ 279,777 $ 107,000
Calvert, Maryland 9 $ 3,467,000 $ 385,222 $ 108,000
Norfolk, Massachusetts 9 $ 2,986,000 $ 331,777 $ 109,000
Douglas, Nebraska 9 $ 2,175,000 $ 241,666 $ 134,000
Passaic, New Jersey 9 $ 3,006,000 $ 334,000 $ 86,000
Cumberland, North Carolina 9 $ 2,190,000 $ 243,333 $ 59,000
Harnett, North Carolina 9 $ 1,500,000 $ 166,666 $ 49,000
Onslow, North Carolina 9 $ 1,883,000 $ 209,222 $ 72,000
Grand Forks, North Dakota 9 $ 2,307,000 $ 256,333 $ 91,000
Butler, Ohio 9 $ 2,372,000 $ 263,555 $ 88,000
Garfield, Oklahoma 9 $ 2,496,000 $ 277,333 $ 84,000
Jackson, Oklahoma 9 $ 2,158,000 $ 239,777 $ 82,000
Lexington, South Carolina 9 $ 2,849,000 $ 316,555 $ 101,000
Rockwall, Texas 9 $ 2,977,000 $ 330,777 $ 99,000
Val Verde, Texas 9 $ 1,850,000 $ 205,555 $ 75,000
Jefferson, West Virginia 9 $ 2,270,000 $ 252,222 $ 60,000
Cochise, Arizona 8 $ 1,650,000 $ 206,250 $ 22,000
Nevada, California 8 $ 3,283,000 $ 410,375 $ 87,000
San Luis Obispo, California 8 $ 3,487,000 $ 435,875 $ 161,000
Boulder, Colorado 8 $ 3,353,000 $ 419,125 $ 125,000
Lake, Florida 8 $ 2,460,000 $ 307,500 $ 97,000
St. Johns, Florida 8 $ 2,507,000 $ 313,375 $ 96,000
Chatham, Georgia 8 $ 1,713,000 $ 214,125 $ 21,000
DeKalb, Georgia 8 $ 1,648,000 $ 206,000 $ 110,000
Lake, Illinois 8 $ 2,098,000 $ 262,250 $ 124,000
Lake, Indiana 8 $ 1,903,000 $ 237,875 $ 89,000
Shawnee, Kansas 8 $ 1,341,000 $ 167,625 $ 122,000
St. Tammany, Louisiana 8 $ 2,335,000 $ 291,875 $ 154,000
Carroll, Maryland 8 $ 2,617,000 $ 327,125 $ 82,000
Boone, Missouri 8 $ 1,637,000 $ 204,625 $ 58,000
Hudson, New Jersey 8 $ 3,486,000 $ 435,750 $ 166,000
Dona Ana, New Mexico 8 $ 2,157,000 $ 269,625 $ 105,000
Kings, New York 8 $ 3,868,000 $ 483,500 $ 96,000
Queens, New York 8 $ 2,212,000 $ 276,500 $ 108,000
Cuyahoga, Ohio 8 $ 1,784,000 $ 223,000 $ 124,000
Providence, Rhode Island 8 $ 1,829,000 $ 228,625 $ 86,000
El Paso, Texas 8 $ 1,445,000 $ 180,625 $ 35,000
Hays, Texas 8 $ 1,885,000 $ 235,625 $ 47,000
Utah, Utah 8 $ 1,832,000 $ 229,000 $ 79,000
Weber, Utah 8 $ 2,529,000 $ 316,125 $ 97,000
Fauquier, Virginia 8 $ 3,474,000 $ 434,250 $ 112,000
Spokane, Washington 8 $ 2,252,000 $ 281,500 $ 113,000
San Francisco, California 7 $ 3,148,000 $ 449,714 $ 123,000
Eagle, Colorado 7 $ 2,389,000 $ 341,285 $ 112,000
New Haven, Connecticut 7 $ 1,879,000 $ 268,428 $ 104,000
Marion, Florida 7 $ 1,573,000 $ 224,714 $ 57,000
Bryan, Georgia 7 $ 2,153,000 $ 307,571 $ 93,000
Cherokee, Georgia 7 $ 2,068,000 $ 295,428 $ 64,000
Columbia, Georgia 7 $ 1,554,000 $ 222,000 $ 91,000
Henry, Georgia 7 $ 2,117,000 $ 302,428 $ 114,000
Maui, Hawaii 7 $ 2,840,000 $ 405,714 $ 108,000
Jefferson, Louisiana 7 $ 1,326,000 $ 189,428 $ 25,000
Cumberland, Maine 7 $ 1,671,000 $ 238,714 $ 76,000
St. Mary's, Maryland 7 $ 2,630,000 $ 375,714 $ 45,000
Hampden, Massachusetts 7 $ 1,885,000 $ 269,285 $ 107,000
Kent, Michigan 7 $ 2,542,000 $ 363,142 $ 161,000
Livingston, Michigan 7 $ 1,635,000 $ 233,571 $ 87,000
Ramsey, Minnesota 7 $ 1,655,000 $ 236,428 $ 97,000
Scott, Minnesota 7 $ 1,648,000 $ 235,428 $ 57,000
Jefferson, Missouri 7 $ 1,396,000 $ 199,428 $ 76,000
Ray, Missouri 7 $ 1,169,000 $ 167,000 $ 62,000
Douglas, Nevada 7 $ 2,146,000 $ 306,571 $ 95,000
Otero, New Mexico 7 $ 1,643,000 $ 234,714 $ 146,000
Richmond, New York 7 $ 2,388,000 $ 341,142 $ 102,000
Guilford, North Carolina 7 $ 1,222,000 $ 174,571 $ 80,000
Moore, North Carolina 7 $ 2,199,000 $ 314,142 $ 87,000
Union, North Carolina 7 $ 2,416,000 $ 345,142 $ 59,000
Greene, Ohio 7 $ 2,140,000 $ 305,714 $ 47,000
Montgomery, Ohio 7 $ 1,380,000 $ 197,142 $ 82,000
York, Pennsylvania 7 $ 1,944,000 $ 277,714 $ 49,000
Beaufort, South Carolina 7 $ 1,700,000 $ 242,857 $ 31,000
Parker, Texas 7 $ 1,943,000 $ 277,571 $ 92,000
Washington, Utah 7 $ 1,749,000 $ 249,857 $ 42,000
Chesterfield, Virginia 7 $ 1,936,000 $ 276,571 $ 65,000
James City, Virginia 7 $ 2,107,000 $ 301,000 $ 72,000
Norfolk, Virginia 7 $ 2,351,000 $ 335,857 $ 101,000
Baldwin, Alabama 6 $ 1,465,000 $ 244,166 $ 80,000
Mohave, Arizona 6 $ 1,155,000 $ 192,500 $ 84,000
Lonoke, Arkansas 6 $ 1,295,000 $ 215,833 $ 37,000
Washington, Arkansas 6 $ 1,163,000 $ 193,833 $ 49,000
Monterey, California 6 $ 1,829,000 $ 304,833 $ 86,000
Clay, Florida 6 $ 1,552,000 $ 258,666 $ 101,000
Polk, Florida 6 $ 1,092,000 $ 182,000 $ 85,000
Walton, Florida 6 $ 2,775,000 $ 462,500 $ 108,000
Hawaii, Hawaii 6 $ 2,898,000 $ 483,000 $ 148,000
McHenry, Illinois 6 $ 1,598,000 $ 266,333 $ 176,000
Allen, Indiana 6 $ 820,000 $ 136,666 $ 80,000
Riley, Kansas 6 $ 923,000 $ 153,833 $ 58,000
Hardin, Kentucky 6 $ 1,174,000 $ 195,666 $ 0
Jefferson, Kentucky 6 $ 1,943,000 $ 323,833 $ 114,000
Caddo, Louisiana 6 $ 1,512,000 $ 252,000 $ 105,000
Lafayette, Louisiana 6 $ 1,628,000 $ 271,333 $ 130,000
Grand Traverse, Michigan 6 $ 1,413,000 $ 235,500 $ 109,000
Buchanan, Missouri 6 $ 1,431,000 $ 238,500 $ 68,000
Camden, Missouri 6 $ 2,840,000 $ 473,333 $ 293,000
Flathead, Montana 6 $ 1,845,000 $ 307,500 $ 107,000
Ocean, New Jersey 6 $ 1,823,000 $ 303,833 $ 127,000
Sandoval, New Mexico 6 $ 1,824,000 $ 304,000 $ 49,000
Currituck, North Carolina 6 $ 2,176,000 $ 362,666 $ 104,000
Wayne, North Carolina 6 $ 1,294,000 $ 215,666 $ 69,000
Delaware, Ohio 6 $ 1,367,000 $ 227,833 $ 93,000
Rogers, Oklahoma 6 $ 1,643,000 $ 273,833 $ 98,000
Yamhill, Oregon 6 $ 1,977,000 $ 329,500 $ 102,000
Northampton, Pennsylvania 6 $ 1,478,000 $ 246,333 $ 78,000
Hidalgo, Texas 6 $ 1,149,000 $ 191,500 $ 68,000
Randall, Texas 6 $ 1,196,000 $ 199,333 $ 95,000
Kenosha, Wisconsin 6 $ 1,409,000 $ 234,833 $ 87,000
Autauga, Alabama 5 $ 1,303,000 $ 260,600 $ 90,000
Coffee, Alabama 5 $ 1,578,000 $ 315,600 $ 95,000
Southeast Fairbanks, Alaska 5 $ 1,474,000 $ 294,800 $ 120,000
Yuma, Arizona 5 $ 1,074,000 $ 214,800 $ 55,000
Marin, California 5 $ 2,596,000 $ 519,200 $ 134,000
Shasta, California 5 $ 1,187,000 $ 237,400 $ 181,000
Tulare, California 5 $ 1,122,000 $ 224,400 $ 56,000
Broomfield, Colorado 5 $ 1,756,000 $ 351,200 $ 157,000
New London, Connecticut 5 $ 1,281,000 $ 256,200 $ 85,000
Charlotte, Florida 5 $ 1,376,000 $ 275,200 $ 109,000
Nassau, Florida 5 $ 1,130,000 $ 226,000 $ 112,000
Hall, Georgia 5 $ 929,000 $ 185,800 $ 12,000
Kendall, Illinois 5 $ 1,566,000 $ 313,200 $ 139,000
Orleans, Louisiana 5 $ 1,561,000 $ 312,200 $ 108,000
Baltimore City, Maryland 5 $ 1,395,000 $ 279,000 $ 127,000
Barnstable, Massachusetts 5 $ 1,960,000 $ 392,000 $ 70,000
Washtenaw, Michigan 5 $ 1,663,000 $ 332,600 $ 114,000
Lamar, Mississippi 5 $ 1,265,000 $ 253,000 $ 112,000
Clinton, Missouri 5 $ 1,146,000 $ 229,200 $ 134,000
Hillsborough, New Hampshire 5 $ 1,592,000 $ 318,400 $ 126,000
Essex, New Jersey 5 $ 1,958,000 $ 391,600 $ 97,000
Gloucester, New Jersey 5 $ 1,114,000 $ 222,800 $ 73,000
Mercer, New Jersey 5 $ 1,605,000 $ 321,000 $ 150,000
Union, New Jersey 5 $ 1,563,000 $ 312,600 $ 39,000
Chaves, New Mexico 5 $ 759,000 $ 151,800 $ 71,000
Rockland, New York 5 $ 1,919,000 $ 383,800 $ 101,000
Carteret, North Carolina 5 $ 1,714,000 $ 342,800 $ 94,000
Osage, Oklahoma 5 $ 1,184,000 $ 236,800 $ 89,000
Berks, Pennsylvania 5 $ 1,458,000 $ 291,600 $ 98,000
Cumberland, Pennsylvania 5 $ 1,269,000 $ 253,800 $ 142,000
Delaware, Pennsylvania 5 $ 1,215,000 $ 243,000 $ 108,000
Philadelphia, Pennsylvania 5 $ 1,287,000 $ 257,400 $ 75,000
Washington, Rhode Island 5 $ 1,330,000 $ 266,000 $ 72,000
Aiken, South Carolina 5 $ 1,488,000 $ 297,600 $ 86,000
Berkeley, South Carolina 5 $ 1,097,000 $ 219,400 $ 85,000
Knox, Tennessee 5 $ 1,385,000 $ 277,000 $ 158,000
Rutherford, Tennessee 5 $ 1,130,000 $ 226,000 $ 58,000
Nueces, Texas 5 $ 1,159,000 $ 231,800 $ 88,000
Skagit, Washington 5 $ 1,584,000 $ 316,800 $ 87,000
Dane, Wisconsin 5 $ 1,689,000 $ 337,800 $ 150,000
Waukesha, Wisconsin 5 $ 1,828,000 $ 365,600 $ 123,000
Mobile, Alabama 4 $ 974,000 $ 243,500 $ 28,000
Shelby, Alabama 4 $ 1,149,000 $ 287,250 $ 102,000
Fairbanks North Star, Alaska 4 $ 979,000 $ 244,750 $ 97,000
Coconino, Arizona 4 $ 1,661,000 $ 415,250 $ 181,000
Craighead, Arkansas 4 $ 880,000 $ 220,000 $ 120,000
Merced, California 4 $ 649,000 $ 162,250 $ 71,000
Napa, California 4 $ 1,344,000 $ 336,000 $ 66,000
Garfield, Colorado 4 $ 2,208,000 $ 552,000 $ 138,000
Hernando, Florida 4 $ 700,000 $ 175,000 $ 95,000
Osceola, Florida 4 $ 807,000 $ 201,750 $ 120,000
Lanier, Georgia 4 $ 961,000 $ 240,250 $ 82,000
Liberty, Georgia 4 $ 418,000 $ 104,500 $ 87,000
Bartholomew, Indiana 4 $ 1,080,000 $ 270,000 $ 83,000
Hamilton, Indiana 4 $ 1,498,000 $ 374,500 $ 175,000
Dallas, Iowa 4 $ 919,000 $ 229,750 $ 128,000
Jasper, Iowa 4 $ 1,113,000 $ 278,250 $ 59,000
Polk, Iowa 4 $ 1,144,000 $ 286,000 $ 124,000
Miami, Kansas 4 $ 757,000 $ 189,250 $ 71,000
Pottawatomie, Kansas 4 $ 836,000 $ 209,000 $ 33,000
Fayette, Kentucky 4 $ 886,000 $ 221,500 $ 73,000
Genesee, Michigan 4 $ 963,000 $ 240,750 $ 128,000
Anoka, Minnesota 4 $ 840,000 $ 210,000 $ 67,000
St. Louis, Minnesota 4 $ 1,129,000 $ 282,250 $ 18,000
Wright, Minnesota 4 $ 921,000 $ 230,250 $ 100,000
Johnson, Missouri 4 $ 954,000 $ 238,500 $ 78,000
Lancaster, Nebraska 4 $ 962,000 $ 240,500 $ 81,000
Camden, New Jersey 4 $ 1,057,000 $ 264,250 $ 31,000
Roosevelt, New Mexico 4 $ 673,000 $ 168,250 $ 39,000
Dutchess, New York 4 $ 1,201,000 $ 300,250 $ 122,000
Erie, New York 4 $ 1,070,000 $ 267,500 $ 176,000
Durham, North Carolina 4 $ 1,048,000 $ 262,000 $ 90,000
Forsyth, North Carolina 4 $ 907,000 $ 226,750 $ 99,000
Lincoln, North Carolina 4 $ 1,386,000 $ 346,500 $ 89,000
Hamilton, Ohio 4 $ 1,241,000 $ 310,250 $ 29,000
Lucas, Ohio 4 $ 966,000 $ 241,500 $ 90,000
Warren, Ohio 4 $ 1,021,000 $ 255,250 $ 112,000
Canadian, Oklahoma 4 $ 1,009,000 $ 252,250 $ 58,000
Douglas, Oregon 4 $ 1,118,000 $ 279,500 $ 106,000
Polk, Oregon 4 $ 1,029,000 $ 257,250 $ 85,000
Bucks, Pennsylvania 4 $ 1,076,000 $ 269,000 $ 156,000
Dauphin, Pennsylvania 4 $ 817,000 $ 204,250 $ 78,000
Lehigh, Pennsylvania 4 $ 748,000 $ 187,000 $ 69,000
Kent, Rhode Island 4 $ 952,000 $ 238,000 $ 91,000
Anderson, South Carolina 4 $ 1,016,000 $ 254,000 $ 166,000
Lancaster, South Carolina 4 $ 1,410,000 $ 352,500 $ 149,000
Kendall, Texas 4 $ 1,204,000 $ 301,000 $ 71,000
Midland, Texas 4 $ 1,217,000 $ 304,250 $ 123,000
Wichita, Texas 4 $ 918,000 $ 229,500 $ 97,000
Cache, Utah 4 $ 717,000 $ 179,250 $ 107,000
Morgan, Utah 4 $ 1,498,000 $ 374,500 $ 210,000
Summit, Utah 4 $ 1,477,000 $ 369,250 $ 127,000
Wasatch, Utah 4 $ 1,247,000 $ 311,750 $ 133,000
Franklin, Virginia 4 $ 1,583,000 $ 395,750 $ 61,000
Benton, Washington 4 $ 1,124,000 $ 281,000 $ 106,000
Yakima, Washington 4 $ 1,316,000 $ 329,000 $ 134,000
Limestone, Alabama 3 $ 881,000 $ 293,666 $ 157,000
Pope, Arkansas 3 $ 1,215,000 $ 405,000 $ 102,000
Saline, Arkansas 3 $ 472,000 $ 157,333 $ 40,000
Butte, California 3 $ 572,000 $ 190,666 $ 65,000
Humboldt, California 3 $ 853,000 $ 284,333 $ 122,000
Yuba, California 3 $ 837,000 $ 279,000 $ 85,000
Chaffee, Colorado 3 $ 977,000 $ 325,666 $ 104,000
Elbert, Colorado 3 $ 1,219,000 $ 406,333 $ 34,000
Litchfield, Connecticut 3 $ 764,000 $ 254,666 $ 84,000
Tolland, Connecticut 3 $ 838,000 $ 279,333 $ 104,000
Sussex, Delaware 3 $ 921,000 $ 307,000 $ 178,000
Alachua, Florida 3 $ 916,000 $ 305,333 $ 106,000
Citrus, Florida 3 $ 736,000 $ 245,333 $ 144,000
Indian River, Florida 3 $ 653,000 $ 217,666 $ 290,000
Leon, Florida 3 $ 630,000 $ 210,000 $ 107,000
Martin, Florida 3 $ 1,940,000 $ 646,666 $ 235,000
Sumter, Florida 3 $ 517,000 $ 172,333 $ 124,000
Volusia, Florida 3 $ 639,000 $ 213,000 $ 86,000
Bulloch, Georgia 3 $ 718,000 $ 239,333 $ 44,000
Clarke, Georgia 3 $ 525,000 $ 175,000 $ 56,000
Coweta, Georgia 3 $ 809,000 $ 269,666 $ 57,000
Rock Island, Illinois 3 $ 588,000 $ 196,000 $ 48,000
Winnebago, Illinois 3 $ 436,000 $ 145,333 $ 95,000
Hendricks, Indiana 3 $ 505,000 $ 168,333 $ 122,000
Madison, Indiana 3 $ 283,000 $ 94,333 $ 117,000
Butler, Kansas 3 $ 900,000 $ 300,000 $ 78,000
Douglas, Kansas 3 $ 2,798,000 $ 932,666 $ 81,000
Geary, Kansas 3 $ 533,000 $ 177,666 $ 85,000
Linn, Kansas 3 $ 675,000 $ 225,000 $ 175,000
Montgomery, Kansas 3 $ 453,000 $ 151,000 $ 74,000
Boone, Kentucky 3 $ 1,051,000 $ 350,333 $ 111,000
Bullitt, Kentucky 3 $ 680,000 $ 226,666 $ 107,000
Campbell, Kentucky 3 $ 1,388,000 $ 462,666 $ 113,000
Oldham, Kentucky 3 $ 820,000 $ 273,333 $ 170,000
Calcasieu, Louisiana 3 $ 643,000 $ 214,333 $ 100,000
Berrien, Michigan 3 $ 612,000 $ 204,000 $ 92,000
Kalamazoo, Michigan 3 $ 531,000 $ 177,000 $ 140,000
Washington, Minnesota 3 $ 980,000 $ 326,666 $ 75,000
Harrison, Mississippi 3 $ 427,000 $ 142,333 $ 142,000
Lowndes, Mississippi 3 $ 706,000 $ 235,333 $ 47,000
Rankin, Mississippi 3 $ 908,000 $ 302,666 $ 39,000
Yazoo, Mississippi 3 $ 759,000 $ 253,000 $ 219,000
Christian, Missouri 3 $ 669,000 $ 223,000 $ 52,000
Jasper, Missouri 3 $ 278,000 $ 92,666 $ 26,000
Lafayette, Missouri 3 $ 462,000 $ 154,000 $ 48,000
Morgan, Missouri 3 $ 572,000 $ 190,666 $ 103,000
Polk, Missouri 3 $ 166,000 $ 55,333 $ 110,000
Gallatin, Montana 3 $ 862,000 $ 287,333 $ 104,000
Lewis and Clark, Montana 3 $ 827,000 $ 275,666 $ 104,000
Missoula, Montana 3 $ 595,000 $ 198,333 $ 100,000
Yellowstone, Montana 3 $ 384,000 $ 128,000 $ 23,000
Cass, Nebraska 3 $ 550,000 $ 183,333 $ 47,000
Elko, Nevada 3 $ 696,000 $ 232,000 $ 61,000
Lyon, Nevada 3 $ 589,000 $ 196,333 $ 72,000
Los Alamos, New Mexico 3 $ 969,000 $ 323,000 $ 139,000
Bronx, New York 3 $ 1,215,000 $ 405,000 $ 125,000
Jefferson, New York 3 $ 592,000 $ 197,333 $ 67,000
Orange, New York 3 $ 1,048,000 $ 349,333 $ 121,000
Henderson, North Carolina 3 $ 965,000 $ 321,666 $ 53,000
Johnston, North Carolina 3 $ 610,000 $ 203,333 $ 81,000
Orange, North Carolina 3 $ 1,100,000 $ 366,666 $ 213,000
Pitt, North Carolina 3 $ 619,000 $ 206,333 $ 52,000
Clermont, Ohio 3 $ 674,000 $ 224,666 $ 126,000
Lorain, Ohio 3 $ 540,000 $ 180,000 $ 69,000
Miami, Ohio 3 $ 995,000 $ 331,666 $ 80,000
Shelby, Ohio 3 $ 644,000 $ 214,666 $ 51,000
Grady, Oklahoma 3 $ 514,000 $ 171,333 $ 82,000
Benton, Oregon 3 $ 867,000 $ 289,000 $ 133,000
Hood River, Oregon 3 $ 977,000 $ 325,666 $ 91,000
Adams, Pennsylvania 3 $ 1,056,000 $ 352,000 $ 116,000
Lancaster, Pennsylvania 3 $ 591,000 $ 197,000 $ 76,000
Luzerne, Pennsylvania 3 $ 982,000 $ 327,333 $ 101,000
Oconee, South Carolina 3 $ 1,092,000 $ 364,000 $ 61,000
Sumner, Tennessee 3 $ 749,000 $ 249,666 $ 67,000
Hood, Texas 3 $ 775,000 $ 258,333 $ 119,000
Jefferson, Texas 3 $ 536,000 $ 178,666 $ 135,000
Lubbock, Texas 3 $ 626,000 $ 208,666 $ 54,000
Medina, Texas 3 $ 1,011,000 $ 337,000 $ 115,000
Tooele, Utah 3 $ 560,000 $ 186,666 $ 46,000
Caroline, Virginia 3 $ 1,022,000 $ 340,666 $ 96,000
Hampton, Virginia 3 $ 859,000 $ 286,333 $ 0
Isle of Wight, Virginia 3 $ 880,000 $ 293,333 $ 0
Montgomery, Virginia 3 $ 1,154,000 $ 384,666 $ 124,000
Orange, Virginia 3 $ 714,000 $ 238,000 $ 48,000
Suffolk, Virginia 3 $ 844,000 $ 281,333 $ 61,000
Grant, Washington 3 $ 592,000 $ 197,333 $ 88,000
Kittitas, Washington 3 $ 637,000 $ 212,333 $ 147,000
Berkeley, West Virginia 3 $ 771,000 $ 257,000 $ 117,000
Racine, Wisconsin 3 $ 748,000 $ 249,333 $ 81,000
Cullman, Alabama 2 $ 629,000 $ 314,500 $ 104,000
Dale, Alabama 2 $ 1,077,000 $ 538,500 $ 76,000
Etowah, Alabama 2 $ 667,000 $ 333,500 $ 48,000
Lauderdale, Alabama 2 $ 365,000 $ 182,500 $ 57,000
Lee, Alabama 2 $ 497,000 $ 248,500 $ 111,000
Marshall, Alabama 2 $ 297,000 $ 148,500 $ 86,000
Gila, Arizona 2 $ 647,000 $ 323,500 $ 76,000
Crawford, Arkansas 2 $ 272,000 $ 136,000 $ 98,000
Faulkner, Arkansas 2 $ 568,000 $ 284,000 $ 25,000
Pike, Arkansas 2 $ 188,000 $ 94,000 $ 92,000
Yell, Arkansas 2 $ 244,000 $ 122,000 $ 69,000
Del Norte, California 2 $ 325,000 $ 162,500 $ 59,000
Mono, California 2 $ 876,000 $ 438,000 $ 187,000
Clear Creek, Colorado 2 $ 792,000 $ 396,000 $ 236,000
Grand, Colorado 2 $ 609,000 $ 304,500 $ 170,000
Montrose, Colorado 2 $ 518,000 $ 259,000 $ 62,000
Morgan, Colorado 2 $ 131,000 $ 65,500 $ 105,000
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Mortgage Loan Application Detail Totals for NBKC Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,841 $1,131,216,000 $294,000 $5,400,000 $89,000 $7,132,000
Home Purchase 3,668 $1,057,797,000 $288,000 $3,416,000 $116,000 $7,361,000
Home Improvement 320 $94,650,000 $295,000 $1,000,000 $117,000 $356,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,203 $1,488,465,000 $286,000 $1,131,000 $103,000 $7,361,000
Not Provided 1,479 $442,952,000 $299,000 $1,000,000 $107,000 $672,000
Hispanic 437 $121,404,000 $277,000 $1,000,000 $90,000 $336,000
Asian 355 $109,244,000 $307,000 $960,000 $128,000 $2,216,000
Black or African American 259 $72,491,000 $279,000 $788,000 $75,000 $296,000
Native Hawaiian or Other Pacific Islander 36 $12,054,000 $334,000 $788,000 $74,000 $253,000
American Indian or Alaskan Native 31 $7,404,000 $238,000 $396,000 $87,000 $290,000
Not applicable 29 $29,649,000 $1,022,000 $5,400,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,690 $1,156,679,000 $313,000 $1,131,000 $78,000 $649,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,524 $982,166,000 $278,000 $5,400,000 $136,000 $7,361,000
FHA-insured (Federal Housing Administration) 614 $144,604,000 $235,000 $900,000 $67,000 $508,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $214,000 $214,000 $214,000 $87,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,617 $1,633,350,000 $290,000 $3,416,000 $100,000 $7,132,000
Application Denied By Financial Institution 1,343 $384,288,000 $286,000 $1,131,000 $112,000 $7,361,000
Application Withdrawn By Applicant 618 $191,048,000 $309,000 $5,400,000 $108,000 $600,000
File Closed For Incompleteness 171 $53,813,000 $314,000 $1,031,000 $108,000 $363,000
Application Approved But Not Accepted 48 $12,966,000 $270,000 $575,000 $71,000 $408,000
Preapproval Denied by Financial Institution 32 $8,198,000 $256,000 $1,101,000 $88,000 $649,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1,042 $300,001,000 $287,000 $1,131,000 $114,000 $7,361,000
Collateral 166 $48,424,000 $291,000 $1,127,000 $125,000 $785,000
Credit History 65 $15,664,000 $240,000 $636,000 $85,000 $285,000
Debt-To-Income Ratio 58 $15,630,000 $269,000 $670,000 $65,000 $216,000
Other 23 $6,779,000 $294,000 $600,000 $100,000 $222,000
Unverifiable Information 15 $4,686,000 $312,000 $1,101,000 $121,000 $649,000
Employment History 4 $1,013,000 $253,000 $304,000 $49,000 $105,000
Insufficient Cash (Downpayment, Closing Cost) 2 $289,000 $144,000 $175,000 $58,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NBKC Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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