NBKC Bank Mortgage Lending & HMDA Data, 2015
In 2015, NBKC Bank of Kansas City, MO reported 7,829 mortgage applications totaling $2.3 billion. The average application was for $291,692, and applicants reported an average income of $102,794. 72% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Kansas City, MO-KS (643), Washington-Arlington-Alexandria, DC-VA-MD-WV (296) and Phoenix-Mesa-Scottsdale, AZ (178) (applications in parentheses).
| Mortgage Company & Address | NBKC Bank 8320 Ward Parkway Kansas City, MO 64114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 7,829 |
| Total Mortgage Loan Application Amount | $2,283,663,000 |
| Average Mortgage Loan Application Amount | $291,692 |
| Highest Mortgage Loan Application Amount | $5,400,000 |
| Average Applicant Income | $102,794 |
| Highest Applicant Income | $7,361,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 643 | $ 164,485,000 | $ 255,808 | $ 97,125 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 296 | $ 126,868,000 | $ 428,608 | $ 107,108 |
| Phoenix-Mesa-Scottsdale, AZ | 178 | $ 47,555,000 | $ 267,162 | $ 96,000 |
| Las Vegas-Henderson-Paradise, NV | 172 | $ 45,959,000 | $ 267,203 | $ 80,000 |
| Los Angeles-Long Beach-Glendale, CA | 169 | $ 63,823,000 | $ 377,650 | $ 198,000 |
| Denver-Aurora-Lakewood, CO | 168 | $ 52,296,000 | $ 311,285 | $ 113,000 |
| Atlanta-Sandy Springs-Roswell, GA | 156 | $ 45,204,000 | $ 289,769 | $ 91,000 |
| San Antonio-New Braunfels, TX | 154 | $ 39,961,000 | $ 259,487 | $ 95,000 |
| San Diego-Carlsbad, CA | 144 | $ 56,621,000 | $ 393,201 | $ 103,000 |
| Houston-The Woodlands-Sugar Land, TX | 128 | $ 34,211,000 | $ 267,273 | $ 121,000 |
| Dallas-Plano-Irving, TX | 127 | $ 35,251,000 | $ 277,566 | $ 105,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 122 | $ 36,479,000 | $ 299,008 | $ 111,901 |
| Sacramento--Roseville--Arden-Arcade, CA | 115 | $ 35,788,000 | $ 311,200 | $ 108,000 |
| New York-Jersey City-White Plains, NY-NJ | 113 | $ 42,573,000 | $ 376,752 | $ 130,601 |
| Riverside-San Bernardino-Ontario, CA | 113 | $ 31,544,000 | $ 279,150 | $ 87,000 |
| Charlotte-Concord-Gastonia, NC-SC | 98 | $ 26,759,000 | $ 273,051 | $ 109,204 |
| Chicago-Naperville-Arlington Heights, IL | 98 | $ 29,663,000 | $ 302,683 | $ 135,000 |
| Seattle-Bellevue-Everett, WA | 96 | $ 34,723,000 | $ 361,697 | $ 127,000 |
| Tampa-St. Petersburg-Clearwater, FL | 92 | $ 23,641,000 | $ 256,967 | $ 101,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 85 | $ 27,206,000 | $ 320,070 | $ 73,329 |
| Oakland-Hayward-Berkeley, CA | 84 | $ 34,698,000 | $ 413,071 | $ 122,000 |
| Baltimore-Columbia-Towson, MD | 82 | $ 27,807,000 | $ 339,109 | $ 94,000 |
| Fort Worth-Arlington, TX | 72 | $ 17,808,000 | $ 247,333 | $ 101,000 |
| Colorado Springs, CO | 67 | $ 18,598,000 | $ 277,582 | $ 82,000 |
| Anaheim-Santa Ana-Irvine, CA | 65 | $ 28,988,000 | $ 445,969 | $ 221,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 58 | $ 13,902,000 | $ 239,689 | $ 92,724 |
| Oklahoma City, OK | 58 | $ 12,297,000 | $ 212,017 | $ 97,000 |
| St. Louis, MO-IL | 57 | $ 14,263,000 | $ 250,228 | $ 96,736 |
| Urban Honolulu, HI | 54 | $ 28,477,000 | $ 527,351 | $ 106,000 |
| Austin-Round Rock, TX | 52 | $ 15,064,000 | $ 289,692 | $ 116,000 |
| Nassau County-Suffolk County, NY | 50 | $ 17,971,000 | $ 359,420 | $ 125,000 |
| Warren-Troy-Farmington Hills, MI | 50 | $ 11,528,000 | $ 230,560 | $ 94,000 |
| Reno, NV | 49 | $ 14,808,000 | $ 302,204 | $ 107,000 |
| Orlando-Kissimmee-Sanford, FL | 46 | $ 12,689,000 | $ 275,847 | $ 91,000 |
| Vallejo-Fairfield, CA | 46 | $ 16,181,000 | $ 351,760 | $ 94,000 |
| Crestview-Fort Walton Beach-Destin, FL | 45 | $ 14,777,000 | $ 328,377 | $ 70,000 |
| Tacoma-Lakewood, WA | 45 | $ 13,106,000 | $ 291,244 | $ 110,000 |
| Tucson, AZ | 45 | $ 10,189,000 | $ 226,422 | $ 81,000 |
| Tulsa, OK | 45 | $ 10,933,000 | $ 242,955 | $ 69,000 |
| Jacksonville, FL | 44 | $ 11,398,000 | $ 259,045 | $ 99,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 41 | $ 11,400,000 | $ 278,048 | $ 79,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 10,891,000 | $ 272,275 | $ 96,000 |
| Silver Spring-Frederick-Rockville, MD | 40 | $ 14,171,000 | $ 354,275 | $ 135,000 |
| Albuquerque, NM | 39 | $ 11,169,000 | $ 286,384 | $ 99,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 39 | $ 16,028,000 | $ 410,974 | $ 89,000 |
| Charleston-North Charleston, SC | 38 | $ 9,935,000 | $ 261,447 | $ 79,000 |
| Newark, NJ-PA | 38 | $ 13,529,000 | $ 356,026 | $ 106,921 |
| Raleigh, NC | 38 | $ 11,230,000 | $ 295,526 | $ 106,000 |
| Anchorage, AK | 37 | $ 13,253,000 | $ 358,189 | $ 132,000 |
| Cambridge-Newton-Framingham, MA | 37 | $ 13,116,000 | $ 354,486 | $ 96,000 |
| Omaha-Council Bluffs, NE-IA | 37 | $ 8,838,000 | $ 238,864 | $ 90,783 |
| Ogden-Clearfield, UT | 36 | $ 10,700,000 | $ 297,222 | $ 118,000 |
| Boise City, ID | 35 | $ 8,784,000 | $ 250,971 | $ 112,000 |
| Pensacola-Ferry Pass-Brent, FL | 35 | $ 9,457,000 | $ 270,200 | $ 102,000 |
| Montgomery County-Bucks County-Chester County, PA | 32 | $ 9,493,000 | $ 296,656 | $ 106,000 |
| Salt Lake City, UT | 30 | $ 8,673,000 | $ 289,100 | $ 145,000 |
| Providence-Warwick, RI-MA | 29 | $ 7,880,000 | $ 271,724 | $ 91,034 |
| Cincinnati, OH-KY-IN | 28 | $ 7,975,000 | $ 284,821 | $ 97,250 |
| Shreveport-Bossier City, LA | 28 | $ 6,499,000 | $ 232,107 | $ 75,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 28 | $ 8,929,000 | $ 318,892 | $ 126,000 |
| Indianapolis-Carmel-Anderson, IN | 27 | $ 5,526,000 | $ 204,666 | $ 106,000 |
| Columbus, OH | 26 | $ 5,425,000 | $ 208,653 | $ 113,000 |
| Dover, DE | 26 | $ 7,108,000 | $ 273,384 | $ 63,000 |
| Richmond, VA | 26 | $ 8,185,000 | $ 314,807 | $ 90,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 6,514,000 | $ 260,560 | $ 72,000 |
| Little Rock-North Little Rock-Conway, AR | 25 | $ 5,927,000 | $ 237,080 | $ 68,000 |
| Miami-Miami Beach-Kendall, FL | 25 | $ 6,858,000 | $ 274,320 | $ 106,000 |
| North Port-Sarasota-Bradenton, FL | 25 | $ 7,033,000 | $ 281,320 | $ 139,000 |
| Wichita, KS | 24 | $ 4,782,000 | $ 199,250 | $ 90,000 |
| Camden, NJ | 23 | $ 6,367,000 | $ 276,826 | $ 99,000 |
| Fresno, CA | 23 | $ 7,109,000 | $ 309,086 | $ 102,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 23 | $ 11,529,000 | $ 501,260 | $ 151,000 |
| Boston, MA | 22 | $ 6,824,000 | $ 310,181 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 22 | $ 4,694,000 | $ 213,363 | $ 105,000 |
| New Orleans-Metairie, LA | 22 | $ 5,855,000 | $ 266,136 | $ 97,000 |
| Pittsburgh, PA | 22 | $ 6,182,000 | $ 281,000 | $ 111,000 |
| Columbia, SC | 21 | $ 5,926,000 | $ 282,190 | $ 84,000 |
| Memphis, TN-MS-AR | 20 | $ 5,290,000 | $ 264,500 | $ 74,500 |
| Olympia-Tumwater, WA | 20 | $ 5,817,000 | $ 290,850 | $ 95,000 |
| Worcester, MA-CT | 20 | $ 5,911,000 | $ 295,550 | $ 84,100 |
| Naples-Immokalee-Marco Island, FL | 19 | $ 6,014,000 | $ 316,526 | $ 140,000 |
| Cheyenne, WY | 18 | $ 4,597,000 | $ 255,388 | $ 63,000 |
| Fort Collins, CO | 18 | $ 4,531,000 | $ 251,722 | $ 79,000 |
| Greeley, CO | 18 | $ 5,745,000 | $ 319,166 | $ 113,000 |
| Greenville-Anderson-Mauldin, SC | 18 | $ 4,333,000 | $ 240,722 | $ 127,000 |
| Prescott, AZ | 18 | $ 4,874,000 | $ 270,777 | $ 80,000 |
| San Francisco-Redwood City-South San Francisco, CA | 18 | $ 8,581,000 | $ 476,722 | $ 134,000 |
| Birmingham-Hoover, AL | 17 | $ 4,301,000 | $ 253,000 | $ 107,000 |
| Dayton, OH | 17 | $ 4,515,000 | $ 265,588 | $ 67,000 |
| Huntsville, AL | 17 | $ 4,442,000 | $ 261,294 | $ 90,000 |
| Santa Rosa, CA | 17 | $ 6,772,000 | $ 398,352 | $ 151,000 |
| Savannah, GA | 17 | $ 4,366,000 | $ 256,823 | $ 61,000 |
| Detroit-Dearborn-Livonia, MI | 16 | $ 2,940,000 | $ 183,750 | $ 63,000 |
| Hartford-West Hartford-East Hartford, CT | 16 | $ 4,608,000 | $ 288,000 | $ 109,000 |
| Montgomery, AL | 16 | $ 4,049,000 | $ 253,062 | $ 82,000 |
| Rockingham County-Strafford County, NH | 16 | $ 4,562,000 | $ 285,125 | $ 95,000 |
| Salem, OR | 16 | $ 3,811,000 | $ 238,187 | $ 117,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 4,002,000 | $ 266,800 | $ 111,666 |
| Louisville/Jefferson County, KY-IN | 15 | $ 4,410,000 | $ 294,000 | $ 126,800 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 3,903,000 | $ 260,200 | $ 99,000 |
| Wilmington, DE-MD-NJ | 15 | $ 3,963,000 | $ 264,200 | $ 88,466 |
| Lake County-Kenosha County, IL-WI | 14 | $ 3,507,000 | $ 250,500 | $ 108,142 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 3,056,000 | $ 235,076 | $ 87,615 |
| Bakersfield, CA | 13 | $ 3,830,000 | $ 294,615 | $ 92,000 |
| Bremerton-Silverdale, WA | 13 | $ 4,152,000 | $ 319,384 | $ 92,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 5,150,000 | $ 396,153 | $ 144,000 |
| Cleveland-Elyria, OH | 13 | $ 2,742,000 | $ 210,923 | $ 104,000 |
| Eugene, OR | 13 | $ 3,860,000 | $ 296,923 | $ 92,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 2,198,000 | $ 169,076 | $ 96,000 |
| Stockton-Lodi, CA | 13 | $ 3,060,000 | $ 235,384 | $ 95,000 |
| Bend-Redmond, OR | 12 | $ 4,140,000 | $ 345,000 | $ 62,000 |
| Elgin, IL | 12 | $ 2,958,000 | $ 246,500 | $ 96,000 |
| Killeen-Temple, TX | 11 | $ 2,035,000 | $ 185,000 | $ 50,000 |
| Panama City, FL | 11 | $ 3,544,000 | $ 322,181 | $ 155,000 |
| Portland-South Portland, ME | 11 | $ 2,706,000 | $ 246,000 | $ 77,000 |
| Santa Maria-Santa Barbara, CA | 11 | $ 3,984,000 | $ 362,181 | $ 80,000 |
| Sumter, SC | 11 | $ 2,647,000 | $ 240,636 | $ 78,000 |
| Abilene, TX | 10 | $ 2,217,000 | $ 221,700 | $ 105,000 |
| Burlington-South Burlington, VT | 10 | $ 3,067,000 | $ 306,700 | $ 68,000 |
| Clarksville, TN-KY | 10 | $ 2,471,000 | $ 247,100 | $ 80,000 |
| Coeur D'Alene, ID | 10 | $ 2,771,000 | $ 277,100 | $ 70,000 |
| Des Moines-West Des Moines, IA | 10 | $ 2,565,000 | $ 256,500 | $ 120,000 |
| Fayetteville, NC | 10 | $ 2,368,000 | $ 236,800 | $ 61,000 |
| Gary, IN | 10 | $ 2,390,000 | $ 239,000 | $ 94,000 |
| Grand Forks, ND-MN | 10 | $ 2,617,000 | $ 261,700 | $ 87,400 |
| Grand Rapids-Wyoming, MI | 10 | $ 2,822,000 | $ 282,200 | $ 133,000 |
| Greensboro-High Point, NC | 10 | $ 1,688,000 | $ 168,800 | $ 78,000 |
| Harrisburg-Carlisle, PA | 10 | $ 2,381,000 | $ 238,100 | $ 102,000 |
| Manhattan, KS | 10 | $ 1,759,000 | $ 175,900 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 2,899,000 | $ 289,900 | $ 106,000 |
| Philadelphia, PA | 10 | $ 2,502,000 | $ 250,200 | $ 92,000 |
| Santa Fe, NM | 10 | $ 3,039,000 | $ 303,900 | $ 101,000 |
| Wilmington, NC | 10 | $ 2,024,000 | $ 202,400 | $ 71,000 |
| Jacksonville, NC | 9 | $ 1,883,000 | $ 209,222 | $ 72,000 |
| Knoxville, TN | 9 | $ 2,517,000 | $ 279,666 | $ 133,000 |
| Modesto, CA | 9 | $ 2,505,000 | $ 278,333 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 9 | $ 4,417,000 | $ 490,777 | $ 118,000 |
| Spokane-Spokane Valley, WA | 9 | $ 2,565,000 | $ 285,000 | $ 100,000 |
| Warner Robins, GA | 9 | $ 1,667,000 | $ 185,222 | $ 74,000 |
| Boulder, CO | 8 | $ 3,353,000 | $ 419,125 | $ 125,000 |
| Columbia, MO | 8 | $ 1,637,000 | $ 204,625 | $ 58,000 |
| Durham-Chapel Hill, NC | 8 | $ 2,634,000 | $ 329,250 | $ 144,000 |
| El Paso, TX | 8 | $ 1,445,000 | $ 180,625 | $ 35,000 |
| Jackson, MS | 8 | $ 2,201,000 | $ 275,125 | $ 126,000 |
| Lafayette, LA | 8 | $ 2,114,000 | $ 264,250 | $ 109,000 |
| Las Cruces, NM | 8 | $ 2,157,000 | $ 269,625 | $ 105,000 |
| Provo-Orem, UT | 8 | $ 1,832,000 | $ 229,000 | $ 79,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 3,487,000 | $ 435,875 | $ 161,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 1,650,000 | $ 206,250 | $ 22,000 |
| Springfield, MO | 8 | $ 1,061,000 | $ 132,625 | $ 82,000 |
| St. Joseph, MO-KS | 8 | $ 1,727,000 | $ 215,875 | $ 65,000 |
| Topeka, KS | 8 | $ 1,341,000 | $ 167,625 | $ 122,000 |
| Amarillo, TX | 7 | $ 1,395,000 | $ 199,285 | $ 92,000 |
| California-Lexington Park, MD | 7 | $ 2,630,000 | $ 375,714 | $ 45,000 |
| Corpus Christi, TX | 7 | $ 1,488,000 | $ 212,571 | $ 81,000 |
| Fort Wayne, IN | 7 | $ 1,044,000 | $ 149,142 | $ 83,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 1,700,000 | $ 242,857 | $ 31,000 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 2,840,000 | $ 405,714 | $ 108,000 |
| New Haven-Milford, CT | 7 | $ 1,879,000 | $ 268,428 | $ 104,000 |
| Ocala, FL | 7 | $ 1,573,000 | $ 224,714 | $ 57,000 |
| Springfield, MA | 7 | $ 1,885,000 | $ 269,285 | $ 107,000 |
| St. George, UT | 7 | $ 1,749,000 | $ 249,857 | $ 42,000 |
| Winston-Salem, NC | 7 | $ 1,551,000 | $ 221,571 | $ 100,000 |
| York-Hanover, PA | 7 | $ 1,944,000 | $ 277,714 | $ 49,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 1,766,000 | $ 294,333 | $ 176,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 1,465,000 | $ 244,166 | $ 80,000 |
| Dutchess County-Putnam County, NY | 6 | $ 1,882,000 | $ 313,666 | $ 102,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 1,174,000 | $ 195,666 | $ 0 |
| Goldsboro, NC | 6 | $ 1,294,000 | $ 215,666 | $ 69,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,096,000 | $ 182,666 | $ 114,000 |
| Hattiesburg, MS | 6 | $ 1,407,000 | $ 234,500 | $ 105,000 |
| Hinesville, GA | 6 | $ 861,000 | $ 143,500 | $ 79,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 1,155,000 | $ 192,500 | $ 84,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,092,000 | $ 182,000 | $ 85,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,149,000 | $ 191,500 | $ 68,000 |
| Salinas, CA | 6 | $ 1,829,000 | $ 304,833 | $ 86,000 |
| Ann Arbor, MI | 5 | $ 1,663,000 | $ 332,600 | $ 114,000 |
| Asheville, NC | 5 | $ 1,264,000 | $ 252,800 | $ 48,000 |
| Barnstable Town, MA | 5 | $ 1,960,000 | $ 392,000 | $ 70,000 |
| Beaumont-Port Arthur, TX | 5 | $ 840,000 | $ 168,000 | $ 118,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 1,195,000 | $ 239,000 | $ 92,400 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,167,000 | $ 233,400 | $ 100,000 |
| Gainesville, GA | 5 | $ 929,000 | $ 185,800 | $ 12,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,374,000 | $ 274,800 | $ 124,600 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 1,443,000 | $ 288,600 | $ 101,000 |
| Lexington-Fayette, KY | 5 | $ 965,000 | $ 193,000 | $ 82,000 |
| Lincoln, NE | 5 | $ 1,266,000 | $ 253,200 | $ 80,000 |
| Madison, WI | 5 | $ 1,689,000 | $ 337,800 | $ 150,000 |
| Manchester-Nashua, NH | 5 | $ 1,592,000 | $ 318,400 | $ 126,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,584,000 | $ 316,800 | $ 87,000 |
| Norwich-New London, CT | 5 | $ 1,281,000 | $ 256,200 | $ 85,000 |
| Peoria, IL | 5 | $ 1,225,000 | $ 245,000 | $ 68,000 |
| Punta Gorda, FL | 5 | $ 1,376,000 | $ 275,200 | $ 109,000 |
| Reading, PA | 5 | $ 1,458,000 | $ 291,600 | $ 98,000 |
| Redding, CA | 5 | $ 1,187,000 | $ 237,400 | $ 181,000 |
| Rochester, NY | 5 | $ 1,512,000 | $ 302,400 | $ 172,000 |
| San Rafael, CA | 5 | $ 2,596,000 | $ 519,200 | $ 134,000 |
| Trenton, NJ | 5 | $ 1,605,000 | $ 321,000 | $ 150,000 |
| Valdosta, GA | 5 | $ 1,052,000 | $ 210,400 | $ 66,000 |
| Visalia-Porterville, CA | 5 | $ 1,122,000 | $ 224,400 | $ 56,000 |
| Wichita Falls, TX | 5 | $ 1,067,000 | $ 213,400 | $ 105,000 |
| Yuma, AZ | 5 | $ 1,074,000 | $ 214,800 | $ 55,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 1,070,000 | $ 267,500 | $ 176,000 |
| Columbus, GA-AL | 4 | $ 1,252,000 | $ 313,000 | $ 41,250 |
| Columbus, IN | 4 | $ 1,080,000 | $ 270,000 | $ 83,000 |
| Duluth, MN-WI | 4 | $ 1,129,000 | $ 282,250 | $ 18,000 |
| Fairbanks, AK | 4 | $ 979,000 | $ 244,750 | $ 97,000 |
| Flagstaff, AZ | 4 | $ 1,661,000 | $ 415,250 | $ 181,000 |
| Flint, MI | 4 | $ 963,000 | $ 240,750 | $ 128,000 |
| Fort Smith, AR-OK | 4 | $ 632,000 | $ 158,000 | $ 75,500 |
| Jonesboro, AR | 4 | $ 880,000 | $ 220,000 | $ 120,000 |
| Joplin, MO | 4 | $ 449,000 | $ 112,250 | $ 40,000 |
| Kennewick-Richland, WA | 4 | $ 1,124,000 | $ 281,000 | $ 106,000 |
| Logan, UT-ID | 4 | $ 717,000 | $ 179,250 | $ 107,000 |
| Merced, CA | 4 | $ 649,000 | $ 162,250 | $ 71,000 |
| Midland, TX | 4 | $ 1,217,000 | $ 304,250 | $ 123,000 |
| Mobile, AL | 4 | $ 974,000 | $ 243,500 | $ 28,000 |
| Napa, CA | 4 | $ 1,344,000 | $ 336,000 | $ 66,000 |
| Rapid City, SD | 4 | $ 998,000 | $ 249,500 | $ 88,000 |
| Roanoke, VA | 4 | $ 1,583,000 | $ 395,750 | $ 61,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 1,261,000 | $ 315,250 | $ 97,000 |
| Toledo, OH | 4 | $ 966,000 | $ 241,500 | $ 90,000 |
| Yakima, WA | 4 | $ 1,316,000 | $ 329,000 | $ 134,000 |
| Akron, OH | 3 | $ 665,000 | $ 221,666 | $ 124,000 |
| Athens-Clarke County, GA | 3 | $ 525,000 | $ 175,000 | $ 56,000 |
| Billings, MT | 3 | $ 384,000 | $ 128,000 | $ 23,000 |
| Bismarck, ND | 3 | $ 610,000 | $ 203,333 | $ 64,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 1,154,000 | $ 384,666 | $ 124,000 |
| Charlottesville, VA | 3 | $ 809,000 | $ 269,666 | $ 76,000 |
| Chico, CA | 3 | $ 572,000 | $ 190,666 | $ 65,000 |
| Corvallis, OR | 3 | $ 867,000 | $ 289,000 | $ 133,000 |
| Fargo, ND-MN | 3 | $ 356,000 | $ 118,666 | $ 99,000 |
| Gainesville, FL | 3 | $ 916,000 | $ 305,333 | $ 106,000 |
| Gettysburg, PA | 3 | $ 1,056,000 | $ 352,000 | $ 116,000 |
| Greenville, NC | 3 | $ 619,000 | $ 206,333 | $ 52,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 945,000 | $ 315,000 | $ 123,000 |
| Homosassa Springs, FL | 3 | $ 736,000 | $ 245,333 | $ 144,000 |
| Houma-Thibodaux, LA | 3 | $ 669,000 | $ 223,000 | $ 94,000 |
| Kalamazoo-Portage, MI | 3 | $ 531,000 | $ 177,000 | $ 140,000 |
| Lake Charles, LA | 3 | $ 643,000 | $ 214,333 | $ 100,000 |
| Lancaster, PA | 3 | $ 591,000 | $ 197,000 | $ 76,000 |
| Lawrence, KS | 3 | $ 2,798,000 | $ 932,666 | $ 81,000 |
| Lubbock, TX | 3 | $ 626,000 | $ 208,666 | $ 54,000 |
| Lynchburg, VA | 3 | $ 994,000 | $ 331,333 | $ 48,000 |
| Missoula, MT | 3 | $ 595,000 | $ 198,333 | $ 100,000 |
| Niles-Benton Harbor, MI | 3 | $ 612,000 | $ 204,000 | $ 92,000 |
| Port St. Lucie, FL | 3 | $ 1,940,000 | $ 646,666 | $ 235,000 |
| Racine, WI | 3 | $ 748,000 | $ 249,333 | $ 81,000 |
| Rockford, IL | 3 | $ 436,000 | $ 145,333 | $ 95,000 |
| Salisbury, MD-DE | 3 | $ 921,000 | $ 307,000 | $ 178,000 |
| Sebastian-Vero Beach, FL | 3 | $ 653,000 | $ 217,666 | $ 290,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 466,000 | $ 155,333 | $ 31,333 |
| Tallahassee, FL | 3 | $ 630,000 | $ 210,000 | $ 107,000 |
| The Villages, FL | 3 | $ 517,000 | $ 172,333 | $ 124,000 |
| Watertown-Fort Drum, NY | 3 | $ 592,000 | $ 197,333 | $ 67,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 554,000 | $ 184,666 | $ 49,000 |
| Yuba City, CA | 3 | $ 837,000 | $ 279,000 | $ 85,000 |
| Albany, GA | 2 | $ 341,000 | $ 170,500 | $ 78,000 |
| Auburn-Opelika, AL | 2 | $ 497,000 | $ 248,500 | $ 111,000 |
| Baton Rouge, LA | 2 | $ 447,000 | $ 223,500 | $ 67,000 |
| Battle Creek, MI | 2 | $ 191,000 | $ 95,500 | $ 103,000 |
| Beckley, WV | 2 | $ 443,000 | $ 221,500 | $ 47,000 |
| Bellingham, WA | 2 | $ 604,000 | $ 302,000 | $ 174,000 |
| Binghamton, NY | 2 | $ 520,000 | $ 260,000 | $ 32,000 |
| Bloomington, IL | 2 | $ 508,000 | $ 254,000 | $ 118,000 |
| Bloomington, IN | 2 | $ 319,000 | $ 159,500 | $ 84,000 |
| Brunswick, GA | 2 | $ 518,000 | $ 259,000 | $ 118,000 |
| Burlington, NC | 2 | $ 235,000 | $ 117,500 | $ 113,000 |
| Canton-Massillon, OH | 2 | $ 268,000 | $ 134,000 | $ 54,000 |
| Carson City, NV | 2 | $ 634,000 | $ 317,000 | $ 107,000 |
| Cedar Rapids, IA | 2 | $ 525,000 | $ 262,500 | $ 73,000 |
| Champaign-Urbana, IL | 2 | $ 474,000 | $ 237,000 | $ 31,000 |
| Charleston, WV | 2 | $ 370,000 | $ 185,000 | $ 86,000 |
| Chattanooga, TN-GA | 2 | $ 782,000 | $ 391,000 | $ 83,000 |
| Cleveland, TN | 2 | $ 408,000 | $ 204,000 | $ 96,000 |
| College Station-Bryan, TX | 2 | $ 787,000 | $ 393,500 | $ 57,000 |
| East Stroudsburg, PA | 2 | $ 576,000 | $ 288,000 | $ 155,000 |
| Eau Claire, WI | 2 | $ 284,000 | $ 142,000 | $ 31,000 |
| Florence-Muscle Shoals, AL | 2 | $ 365,000 | $ 182,500 | $ 57,000 |
| Gadsden, AL | 2 | $ 667,000 | $ 333,500 | $ 48,000 |
| Grants Pass, OR | 2 | $ 479,000 | $ 239,500 | $ 140,000 |
| Hammond, LA | 2 | $ 505,000 | $ 252,500 | $ 83,000 |
| Idaho Falls, ID | 2 | $ 604,000 | $ 302,000 | $ 147,000 |
| Monroe, LA | 2 | $ 983,000 | $ 491,500 | $ 25,000 |
| Monroe, MI | 2 | $ 489,000 | $ 244,500 | $ 46,000 |
| Morgantown, WV | 2 | $ 350,000 | $ 175,000 | $ 194,000 |
| Pueblo, CO | 2 | $ 326,000 | $ 163,000 | $ 130,000 |
| Rome, GA | 2 | $ 267,000 | $ 133,500 | $ 76,000 |
| San Angelo, TX | 2 | $ 456,000 | $ 228,000 | $ 59,000 |
| Sioux City, IA-NE-SD | 2 | $ 396,000 | $ 198,000 | $ 97,500 |
| Sioux Falls, SD | 2 | $ 465,000 | $ 232,500 | $ 55,000 |
| State College, PA | 2 | $ 307,000 | $ 153,500 | $ 136,000 |
| Syracuse, NY | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Utica-Rome, NY | 2 | $ 256,000 | $ 128,000 | $ 55,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 232,000 | $ 116,000 | $ 49,000 |
| Wenatchee, WA | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
| Alexandria, LA | 1 | $ 173,000 | $ 173,000 | $ 112,000 |
| Appleton, WI | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 374,000 | $ 374,000 | $ 295,000 |
| Carbondale-Marion, IL | 1 | $ 208,000 | $ 208,000 | $ 161,000 |
| Casper, WY | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 214,000 | $ 214,000 | $ 197,000 |
| Dalton, GA | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Danville, IL | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| El Centro, CA | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Farmington, NM | 1 | $ 264,000 | $ 264,000 | $ 83,000 |
| Florence, SC | 1 | $ 250,000 | $ 250,000 | $ 180,000 |
| Great Falls, MT | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 212,000 | $ 212,000 | $ 123,000 |
| Iowa City, IA | 1 | $ 309,000 | $ 309,000 | $ 237,000 |
| Jackson, MI | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Kankakee, IL | 1 | $ 164,000 | $ 164,000 | $ 115,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 152,000 | $ 152,000 | $ 35,000 |
| Kingston, NY | 1 | $ 352,000 | $ 352,000 | $ 189,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Lansing-East Lansing, MI | 1 | $ 101,000 | $ 101,000 | $ 65,000 |
| Laredo, TX | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Lawton, OK | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Lebanon, PA | 1 | $ 336,000 | $ 336,000 | $ 104,000 |
| Longview, WA | 1 | $ 270,000 | $ 270,000 | $ 73,000 |
| Macon, GA | 1 | $ 227,000 | $ 227,000 | $ 104,000 |
| Medford, OR | 1 | $ 290,000 | $ 290,000 | $ 82,000 |
| Midland, MI | 1 | $ 517,000 | $ 517,000 | $ 112,000 |
| Morristown, TN | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Muskegon, MI | 1 | $ 415,000 | $ 415,000 | $ 187,000 |
| New Bern, NC | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Ocean City, NJ | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Oshkosh-Neenah, WI | 1 | $ 111,000 | $ 111,000 | $ 58,000 |
| Pine Bluff, AR | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Pittsfield, MA | 1 | $ 331,000 | $ 331,000 | $ 174,000 |
| Pocatello, ID | 1 | $ 277,000 | $ 277,000 | $ 101,000 |
| Sheboygan, WI | 1 | $ 299,000 | $ 299,000 | $ 92,000 |
| Sherman-Denison, TX | 1 | $ 118,000 | $ 118,000 | $ 65,000 |
| Spartanburg, SC | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Terre Haute, IN | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 183,000 | $ 183,000 | $ 128,000 |
| Tuscaloosa, AL | 1 | $ 290,000 | $ 290,000 | $ 57,000 |
| Tyler, TX | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Vineland-Bridgeton, NJ | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Waco, TX | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Walla Walla, WA | 1 | $ 247,000 | $ 247,000 | $ 89,000 |
| Wausau, WI | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Winchester, VA-WV | 1 | $ 330,000 | $ 330,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for NBKC Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,841 | $1,131,216,000 | $294,000 | $5,400,000 | $89,000 | $7,132,000 |
| Home Purchase | 3,668 | $1,057,797,000 | $288,000 | $3,416,000 | $116,000 | $7,361,000 |
| Home Improvement | 320 | $94,650,000 | $295,000 | $1,000,000 | $117,000 | $356,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,203 | $1,488,465,000 | $286,000 | $1,131,000 | $103,000 | $7,361,000 |
| Not Provided | 1,479 | $442,952,000 | $299,000 | $1,000,000 | $107,000 | $672,000 |
| Hispanic | 437 | $121,404,000 | $277,000 | $1,000,000 | $90,000 | $336,000 |
| Asian | 355 | $109,244,000 | $307,000 | $960,000 | $128,000 | $2,216,000 |
| Black or African American | 259 | $72,491,000 | $279,000 | $788,000 | $75,000 | $296,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $12,054,000 | $334,000 | $788,000 | $74,000 | $253,000 |
| American Indian or Alaskan Native | 31 | $7,404,000 | $238,000 | $396,000 | $87,000 | $290,000 |
| Not applicable | 29 | $29,649,000 | $1,022,000 | $5,400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 3,690 | $1,156,679,000 | $313,000 | $1,131,000 | $78,000 | $649,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,524 | $982,166,000 | $278,000 | $5,400,000 | $136,000 | $7,361,000 |
| FHA-insured (Federal Housing Administration) | 614 | $144,604,000 | $235,000 | $900,000 | $67,000 | $508,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $214,000 | $214,000 | $214,000 | $87,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,617 | $1,633,350,000 | $290,000 | $3,416,000 | $100,000 | $7,132,000 |
| Application Denied By Financial Institution | 1,343 | $384,288,000 | $286,000 | $1,131,000 | $112,000 | $7,361,000 |
| Application Withdrawn By Applicant | 618 | $191,048,000 | $309,000 | $5,400,000 | $108,000 | $600,000 |
| File Closed For Incompleteness | 171 | $53,813,000 | $314,000 | $1,031,000 | $108,000 | $363,000 |
| Application Approved But Not Accepted | 48 | $12,966,000 | $270,000 | $575,000 | $71,000 | $408,000 |
| Preapproval Denied by Financial Institution | 32 | $8,198,000 | $256,000 | $1,101,000 | $88,000 | $649,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,042 | $300,001,000 | $287,000 | $1,131,000 | $114,000 | $7,361,000 |
| Collateral | 166 | $48,424,000 | $291,000 | $1,127,000 | $125,000 | $785,000 |
| Credit History | 65 | $15,664,000 | $240,000 | $636,000 | $85,000 | $285,000 |
| Debt-To-Income Ratio | 58 | $15,630,000 | $269,000 | $670,000 | $65,000 | $216,000 |
| Other | 23 | $6,779,000 | $294,000 | $600,000 | $100,000 | $222,000 |
| Unverifiable Information | 15 | $4,686,000 | $312,000 | $1,101,000 | $121,000 | $649,000 |
| Employment History | 4 | $1,013,000 | $253,000 | $304,000 | $49,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $289,000 | $144,000 | $175,000 | $58,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess NBKC Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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