NBKC Bank Mortgage Lending & HMDA Data, 2017
In 2017, NBKC Bank of Kansas City, MO reported 11,571 mortgage applications totaling $3.7 billion, up 1% from 2016. The average application was for $316,871, and applicants reported an average income of $124,444. 67% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Kansas City, MO-KS (741), Phoenix-Mesa-Scottsdale, AZ (320) and Seattle-Bellevue-Everett, WA (306) (applications in parentheses).
| Mortgage Company & Address | NBKC Bank 8320 Ward Parkway Kansas City, MO 64114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 11,571 |
| Total Mortgage Loan Application Amount | $3,666,525,000 |
| Average Mortgage Loan Application Amount | $316,871 |
| Highest Mortgage Loan Application Amount | $4,285,000 |
| Average Applicant Income | $124,444 |
| Highest Applicant Income | $7,343,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 741 | $ 183,968,000 | $ 248,269 | $ 108,017 |
| Phoenix-Mesa-Scottsdale, AZ | 320 | $ 90,541,000 | $ 282,940 | $ 117,000 |
| Seattle-Bellevue-Everett, WA | 306 | $ 121,041,000 | $ 395,558 | $ 149,000 |
| Las Vegas-Henderson-Paradise, NV | 281 | $ 79,841,000 | $ 284,131 | $ 109,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 274 | $ 86,277,000 | $ 314,879 | $ 113,583 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 270 | $ 121,279,000 | $ 449,181 | $ 149,162 |
| Los Angeles-Long Beach-Glendale, CA | 269 | $ 111,367,000 | $ 414,003 | $ 162,000 |
| Atlanta-Sandy Springs-Roswell, GA | 235 | $ 70,695,000 | $ 300,829 | $ 130,000 |
| Houston-The Woodlands-Sugar Land, TX | 210 | $ 63,987,000 | $ 304,700 | $ 151,000 |
| San Diego-Carlsbad, CA | 204 | $ 87,875,000 | $ 430,759 | $ 134,000 |
| Riverside-San Bernardino-Ontario, CA | 192 | $ 62,075,000 | $ 323,307 | $ 118,000 |
| Denver-Aurora-Lakewood, CO | 190 | $ 65,151,000 | $ 342,900 | $ 134,000 |
| Dallas-Plano-Irving, TX | 178 | $ 57,573,000 | $ 323,443 | $ 137,000 |
| New York-Jersey City-White Plains, NY-NJ | 174 | $ 64,236,000 | $ 369,172 | $ 138,620 |
| San Antonio-New Braunfels, TX | 173 | $ 51,455,000 | $ 297,427 | $ 124,000 |
| Chicago-Naperville-Arlington Heights, IL | 156 | $ 47,754,000 | $ 306,115 | $ 167,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 133 | $ 40,255,000 | $ 302,669 | $ 101,210 |
| Anaheim-Santa Ana-Irvine, CA | 125 | $ 58,173,000 | $ 465,384 | $ 153,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 121 | $ 44,400,000 | $ 366,942 | $ 125,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 119 | $ 36,517,000 | $ 306,865 | $ 148,243 |
| Austin-Round Rock, TX | 108 | $ 33,483,000 | $ 310,027 | $ 131,000 |
| Charlotte-Concord-Gastonia, NC-SC | 102 | $ 32,258,000 | $ 316,254 | $ 129,137 |
| Oakland-Hayward-Berkeley, CA | 101 | $ 48,406,000 | $ 479,267 | $ 152,000 |
| Tampa-St. Petersburg-Clearwater, FL | 99 | $ 31,389,000 | $ 317,060 | $ 127,000 |
| Tacoma-Lakewood, WA | 96 | $ 32,871,000 | $ 342,406 | $ 124,000 |
| Fort Worth-Arlington, TX | 92 | $ 25,324,000 | $ 275,260 | $ 123,000 |
| Colorado Springs, CO | 87 | $ 28,068,000 | $ 322,620 | $ 105,000 |
| Anchorage, AK | 86 | $ 30,388,000 | $ 353,348 | $ 142,000 |
| Newark, NJ-PA | 82 | $ 28,566,000 | $ 348,365 | $ 154,829 |
| Baltimore-Columbia-Towson, MD | 81 | $ 29,039,000 | $ 358,506 | $ 124,000 |
| Salt Lake City, UT | 77 | $ 23,171,000 | $ 300,922 | $ 102,000 |
| Warren-Troy-Farmington Hills, MI | 75 | $ 19,391,000 | $ 258,546 | $ 118,000 |
| Nassau County-Suffolk County, NY | 71 | $ 26,450,000 | $ 372,535 | $ 137,000 |
| Vallejo-Fairfield, CA | 68 | $ 25,732,000 | $ 378,411 | $ 110,000 |
| Warner Robins, GA | 68 | $ 14,462,000 | $ 212,676 | $ 93,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 67 | $ 20,861,000 | $ 311,358 | $ 114,000 |
| Orlando-Kissimmee-Sanford, FL | 67 | $ 19,111,000 | $ 285,238 | $ 109,000 |
| Raleigh, NC | 65 | $ 20,483,000 | $ 315,123 | $ 135,000 |
| Reno, NV | 63 | $ 21,567,000 | $ 342,333 | $ 171,000 |
| Jacksonville, FL | 61 | $ 17,739,000 | $ 290,803 | $ 117,000 |
| St. Louis, MO-IL | 61 | $ 15,459,000 | $ 253,426 | $ 115,704 |
| Urban Honolulu, HI | 61 | $ 29,382,000 | $ 481,672 | $ 130,000 |
| Spokane-Spokane Valley, WA | 54 | $ 15,733,000 | $ 291,351 | $ 118,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 52 | $ 27,359,000 | $ 526,134 | $ 177,000 |
| Tucson, AZ | 52 | $ 13,529,000 | $ 260,173 | $ 121,000 |
| Charleston-North Charleston, SC | 51 | $ 15,198,000 | $ 298,000 | $ 92,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 49 | $ 16,811,000 | $ 343,081 | $ 135,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 47 | $ 21,197,000 | $ 451,000 | $ 131,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 46 | $ 14,810,000 | $ 321,956 | $ 135,000 |
| Boise City, ID | 45 | $ 11,602,000 | $ 257,822 | $ 108,000 |
| Fresno, CA | 43 | $ 10,647,000 | $ 247,604 | $ 111,000 |
| Montgomery County-Bucks County-Chester County, PA | 43 | $ 14,406,000 | $ 335,023 | $ 139,000 |
| Miami-Miami Beach-Kendall, FL | 42 | $ 14,144,000 | $ 336,761 | $ 115,000 |
| Ogden-Clearfield, UT | 41 | $ 12,031,000 | $ 293,439 | $ 102,000 |
| Omaha-Council Bluffs, NE-IA | 41 | $ 9,931,000 | $ 242,219 | $ 109,243 |
| Provo-Orem, UT | 39 | $ 10,999,000 | $ 282,025 | $ 93,000 |
| Cincinnati, OH-KY-IN | 38 | $ 11,339,000 | $ 298,394 | $ 138,263 |
| Crestview-Fort Walton Beach-Destin, FL | 38 | $ 12,040,000 | $ 316,842 | $ 121,000 |
| Silver Spring-Frederick-Rockville, MD | 38 | $ 14,457,000 | $ 380,447 | $ 145,000 |
| Greenville-Anderson-Mauldin, SC | 37 | $ 9,349,000 | $ 252,675 | $ 102,000 |
| Salem, OR | 37 | $ 10,283,000 | $ 277,918 | $ 118,000 |
| Cambridge-Newton-Framingham, MA | 36 | $ 15,077,000 | $ 418,805 | $ 148,000 |
| Pensacola-Ferry Pass-Brent, FL | 36 | $ 10,568,000 | $ 293,555 | $ 105,000 |
| Tulsa, OK | 35 | $ 10,258,000 | $ 293,085 | $ 141,000 |
| Camden, NJ | 34 | $ 10,029,000 | $ 294,970 | $ 137,000 |
| Indianapolis-Carmel-Anderson, IN | 34 | $ 8,451,000 | $ 248,558 | $ 102,000 |
| Memphis, TN-MS-AR | 34 | $ 9,351,000 | $ 275,029 | $ 115,382 |
| Albuquerque, NM | 33 | $ 7,826,000 | $ 237,151 | $ 107,000 |
| San Francisco-Redwood City-South San Francisco, CA | 32 | $ 15,974,000 | $ 499,187 | $ 168,000 |
| Columbus, OH | 31 | $ 8,105,000 | $ 261,451 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 31 | $ 10,428,000 | $ 336,387 | $ 152,387 |
| Stockton-Lodi, CA | 31 | $ 9,068,000 | $ 292,516 | $ 100,000 |
| Boston, MA | 30 | $ 12,418,000 | $ 413,933 | $ 150,000 |
| Dayton, OH | 30 | $ 7,118,000 | $ 237,266 | $ 102,000 |
| Cleveland-Elyria, OH | 29 | $ 7,549,000 | $ 260,310 | $ 134,000 |
| Fort Collins, CO | 29 | $ 9,962,000 | $ 343,517 | $ 111,000 |
| Louisville/Jefferson County, KY-IN | 29 | $ 8,227,000 | $ 283,689 | $ 130,344 |
| Oklahoma City, OK | 29 | $ 8,010,000 | $ 276,206 | $ 113,000 |
| Santa Rosa, CA | 29 | $ 13,259,000 | $ 457,206 | $ 154,000 |
| Abilene, TX | 28 | $ 6,187,000 | $ 220,964 | $ 81,000 |
| New Orleans-Metairie, LA | 28 | $ 8,701,000 | $ 310,750 | $ 130,000 |
| Olympia-Tumwater, WA | 28 | $ 8,697,000 | $ 310,607 | $ 121,000 |
| Bremerton-Silverdale, WA | 27 | $ 8,853,000 | $ 327,888 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 27 | $ 8,281,000 | $ 306,703 | $ 140,000 |
| Birmingham-Hoover, AL | 26 | $ 8,533,000 | $ 328,192 | $ 144,000 |
| North Port-Sarasota-Bradenton, FL | 25 | $ 7,567,000 | $ 302,680 | $ 196,000 |
| Durham-Chapel Hill, NC | 24 | $ 6,986,000 | $ 291,083 | $ 105,000 |
| Panama City, FL | 24 | $ 8,007,000 | $ 333,625 | $ 139,000 |
| Wichita, KS | 24 | $ 5,581,000 | $ 232,541 | $ 114,000 |
| Bend-Redmond, OR | 23 | $ 6,029,000 | $ 262,130 | $ 132,000 |
| Cheyenne, WY | 23 | $ 7,487,000 | $ 325,521 | $ 93,000 |
| Richmond, VA | 23 | $ 6,765,000 | $ 294,130 | $ 109,000 |
| Bakersfield, CA | 22 | $ 5,361,000 | $ 243,681 | $ 85,000 |
| Modesto, CA | 22 | $ 6,346,000 | $ 288,454 | $ 114,000 |
| Ocala, FL | 22 | $ 4,205,000 | $ 191,136 | $ 75,000 |
| Palm Bay-Melbourne-Titusville, FL | 22 | $ 6,712,000 | $ 305,090 | $ 118,000 |
| Pittsburgh, PA | 22 | $ 6,333,000 | $ 287,863 | $ 143,000 |
| Huntsville, AL | 21 | $ 5,493,000 | $ 261,571 | $ 139,000 |
| Medford, OR | 20 | $ 4,671,000 | $ 233,550 | $ 95,000 |
| Montgomery, AL | 20 | $ 4,552,000 | $ 227,600 | $ 109,000 |
| Philadelphia, PA | 20 | $ 6,424,000 | $ 321,200 | $ 163,000 |
| Providence-Warwick, RI-MA | 20 | $ 6,261,000 | $ 313,050 | $ 122,100 |
| Cape Coral-Fort Myers, FL | 19 | $ 4,979,000 | $ 262,052 | $ 119,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 5,978,000 | $ 314,631 | $ 186,000 |
| Dover, DE | 18 | $ 5,453,000 | $ 302,944 | $ 113,000 |
| Eugene, OR | 18 | $ 4,788,000 | $ 266,000 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 18 | $ 5,080,000 | $ 282,222 | $ 101,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 18 | $ 6,549,000 | $ 363,833 | $ 94,000 |
| Prescott, AZ | 17 | $ 5,358,000 | $ 315,176 | $ 99,000 |
| Burlington-South Burlington, VT | 16 | $ 4,995,000 | $ 312,187 | $ 108,000 |
| Clarksville, TN-KY | 16 | $ 3,783,000 | $ 236,437 | $ 111,000 |
| Gary, IN | 16 | $ 3,632,000 | $ 227,000 | $ 111,000 |
| Kahului-Wailuku-Lahaina, HI | 16 | $ 6,774,000 | $ 423,375 | $ 119,000 |
| Madison, WI | 16 | $ 4,937,000 | $ 308,562 | $ 125,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 4,356,000 | $ 290,400 | $ 108,400 |
| Baton Rouge, LA | 15 | $ 3,834,000 | $ 255,600 | $ 109,000 |
| Boulder, CO | 15 | $ 5,468,000 | $ 364,533 | $ 142,000 |
| Detroit-Dearborn-Livonia, MI | 15 | $ 3,861,000 | $ 257,400 | $ 149,000 |
| El Paso, TX | 15 | $ 3,668,000 | $ 244,533 | $ 81,000 |
| Knoxville, TN | 15 | $ 5,509,000 | $ 367,266 | $ 150,000 |
| Little Rock-North Little Rock-Conway, AR | 15 | $ 3,690,000 | $ 246,000 | $ 97,000 |
| Visalia-Porterville, CA | 15 | $ 2,994,000 | $ 199,600 | $ 114,000 |
| Chattanooga, TN-GA | 14 | $ 3,152,000 | $ 225,142 | $ 112,000 |
| Greeley, CO | 14 | $ 4,564,000 | $ 326,000 | $ 108,000 |
| Greensboro-High Point, NC | 14 | $ 3,129,000 | $ 223,500 | $ 120,000 |
| Kennewick-Richland, WA | 14 | $ 4,086,000 | $ 291,857 | $ 109,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 14 | $ 3,697,000 | $ 264,071 | $ 106,571 |
| Naples-Immokalee-Marco Island, FL | 14 | $ 3,553,000 | $ 253,785 | $ 107,000 |
| Asheville, NC | 13 | $ 3,903,000 | $ 300,230 | $ 109,000 |
| Coeur D'Alene, ID | 13 | $ 3,804,000 | $ 292,615 | $ 163,000 |
| Columbia, SC | 13 | $ 3,238,000 | $ 249,076 | $ 107,000 |
| Des Moines-West Des Moines, IA | 13 | $ 3,582,000 | $ 275,538 | $ 123,000 |
| Enid, OK | 13 | $ 3,038,000 | $ 233,692 | $ 85,000 |
| Grand Rapids-Wyoming, MI | 13 | $ 2,470,000 | $ 190,000 | $ 121,000 |
| Lakeland-Winter Haven, FL | 13 | $ 2,891,000 | $ 222,384 | $ 80,000 |
| Salinas, CA | 13 | $ 4,779,000 | $ 367,615 | $ 124,000 |
| St. George, UT | 13 | $ 3,856,000 | $ 296,615 | $ 107,000 |
| Wilmington, DE-MD-NJ | 13 | $ 4,231,000 | $ 325,461 | $ 130,384 |
| Bridgeport-Stamford-Norwalk, CT | 12 | $ 5,029,000 | $ 419,083 | $ 170,000 |
| Fargo, ND-MN | 12 | $ 3,316,000 | $ 276,333 | $ 117,000 |
| Merced, CA | 12 | $ 2,743,000 | $ 228,583 | $ 77,000 |
| Mount Vernon-Anacortes, WA | 12 | $ 3,908,000 | $ 325,666 | $ 101,000 |
| Port St. Lucie, FL | 12 | $ 3,411,000 | $ 284,250 | $ 96,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 12 | $ 4,577,000 | $ 381,416 | $ 135,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 3,328,000 | $ 302,545 | $ 195,454 |
| Ann Arbor, MI | 11 | $ 2,968,000 | $ 269,818 | $ 125,000 |
| Bellingham, WA | 11 | $ 3,580,000 | $ 325,454 | $ 122,000 |
| Elgin, IL | 11 | $ 2,903,000 | $ 263,909 | $ 149,000 |
| Lexington-Fayette, KY | 11 | $ 2,494,000 | $ 226,727 | $ 92,000 |
| Savannah, GA | 11 | $ 2,866,000 | $ 260,545 | $ 115,000 |
| Shreveport-Bossier City, LA | 11 | $ 2,953,000 | $ 268,454 | $ 96,000 |
| Wilmington, NC | 11 | $ 2,600,000 | $ 236,363 | $ 99,000 |
| Dutchess County-Putnam County, NY | 10 | $ 3,148,000 | $ 314,800 | $ 114,000 |
| Manchester-Nashua, NH | 10 | $ 3,024,000 | $ 302,400 | $ 96,000 |
| Missoula, MT | 10 | $ 3,191,000 | $ 319,100 | $ 99,000 |
| Santa Cruz-Watsonville, CA | 10 | $ 3,875,000 | $ 387,500 | $ 123,000 |
| Toledo, OH | 10 | $ 2,479,000 | $ 247,900 | $ 112,000 |
| Yuba City, CA | 10 | $ 2,730,000 | $ 273,000 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 2,338,000 | $ 259,777 | $ 126,000 |
| Flagstaff, AZ | 9 | $ 3,933,000 | $ 437,000 | $ 130,000 |
| Gainesville, GA | 9 | $ 2,038,000 | $ 226,444 | $ 76,000 |
| Harrisburg-Carlisle, PA | 9 | $ 2,477,000 | $ 275,222 | $ 122,000 |
| Jacksonville, NC | 9 | $ 1,966,000 | $ 218,444 | $ 122,000 |
| Rockingham County-Strafford County, NH | 9 | $ 3,910,000 | $ 434,444 | $ 165,000 |
| Spartanburg, SC | 9 | $ 2,144,000 | $ 238,222 | $ 96,000 |
| Winston-Salem, NC | 9 | $ 2,033,000 | $ 225,888 | $ 101,000 |
| Billings, MT | 8 | $ 1,651,000 | $ 206,375 | $ 79,000 |
| Charlottesville, VA | 8 | $ 2,249,000 | $ 281,125 | $ 113,000 |
| Fayetteville, NC | 8 | $ 1,793,000 | $ 224,125 | $ 81,000 |
| Lawrence, KS | 8 | $ 2,187,000 | $ 273,375 | $ 145,000 |
| Macon-Bibb County, GA | 8 | $ 2,082,000 | $ 260,250 | $ 112,000 |
| Napa, CA | 8 | $ 3,642,000 | $ 455,250 | $ 168,000 |
| Roanoke, VA | 8 | $ 1,659,000 | $ 207,375 | $ 94,000 |
| Salisbury, MD-DE | 8 | $ 2,377,000 | $ 297,125 | $ 153,000 |
| Santa Maria-Santa Barbara, CA | 8 | $ 4,012,000 | $ 501,500 | $ 154,000 |
| Tallahassee, FL | 8 | $ 1,586,000 | $ 198,250 | $ 114,000 |
| Wenatchee, WA | 8 | $ 2,270,000 | $ 283,750 | $ 108,000 |
| York-Hanover, PA | 8 | $ 1,867,000 | $ 233,375 | $ 106,000 |
| Albany, OR | 7 | $ 1,679,000 | $ 239,857 | $ 67,000 |
| Corpus Christi, TX | 7 | $ 1,873,000 | $ 267,571 | $ 112,000 |
| Lincoln, NE | 7 | $ 1,498,000 | $ 214,000 | $ 128,000 |
| Portland-South Portland, ME | 7 | $ 2,319,000 | $ 331,285 | $ 161,000 |
| Redding, CA | 7 | $ 1,750,000 | $ 250,000 | $ 112,000 |
| Trenton, NJ | 7 | $ 1,894,000 | $ 270,571 | $ 129,000 |
| Worcester, MA-CT | 7 | $ 1,879,000 | $ 268,428 | $ 90,000 |
| Yakima, WA | 7 | $ 1,679,000 | $ 239,857 | $ 95,000 |
| Canton-Massillon, OH | 6 | $ 1,452,000 | $ 242,000 | $ 99,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 1,727,000 | $ 287,833 | $ 109,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,148,000 | $ 191,333 | $ 48,000 |
| Kingston, NY | 6 | $ 1,722,000 | $ 287,000 | $ 119,000 |
| Lafayette, LA | 6 | $ 895,000 | $ 149,166 | $ 213,000 |
| New Haven-Milford, CT | 6 | $ 1,495,000 | $ 249,166 | $ 78,000 |
| Punta Gorda, FL | 6 | $ 2,371,000 | $ 395,166 | $ 151,000 |
| Rochester, MN | 6 | $ 1,612,000 | $ 268,666 | $ 115,000 |
| Santa Fe, NM | 6 | $ 1,720,000 | $ 286,666 | $ 99,000 |
| Syracuse, NY | 6 | $ 1,242,000 | $ 207,000 | $ 163,000 |
| Topeka, KS | 6 | $ 812,000 | $ 135,333 | $ 103,000 |
| Valdosta, GA | 6 | $ 1,291,000 | $ 215,166 | $ 95,000 |
| Chico, CA | 5 | $ 1,095,000 | $ 219,000 | $ 55,000 |
| College Station-Bryan, TX | 5 | $ 1,665,000 | $ 333,000 | $ 182,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 843,000 | $ 168,600 | $ 144,800 |
| Idaho Falls, ID | 5 | $ 1,382,000 | $ 276,400 | $ 110,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,039,000 | $ 207,800 | $ 109,000 |
| Lancaster, PA | 5 | $ 1,313,000 | $ 262,600 | $ 200,000 |
| Madera, CA | 5 | $ 1,388,000 | $ 277,600 | $ 159,000 |
| Manhattan, KS | 5 | $ 1,380,000 | $ 276,000 | $ 134,000 |
| Mankato-North Mankato, MN | 5 | $ 919,000 | $ 183,800 | $ 76,000 |
| Mobile, AL | 5 | $ 949,000 | $ 189,800 | $ 59,000 |
| Norwich-New London, CT | 5 | $ 1,415,000 | $ 283,000 | $ 109,000 |
| Rochester, NY | 5 | $ 1,007,000 | $ 201,400 | $ 93,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 1,159,000 | $ 231,800 | $ 90,000 |
| Sioux Falls, SD | 5 | $ 1,121,000 | $ 224,200 | $ 89,000 |
| Springfield, MO | 5 | $ 718,000 | $ 143,600 | $ 119,000 |
| Walla Walla, WA | 5 | $ 929,000 | $ 185,800 | $ 99,000 |
| Winchester, VA-WV | 5 | $ 1,586,000 | $ 317,200 | $ 135,000 |
| Yuma, AZ | 5 | $ 1,495,000 | $ 299,000 | $ 126,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,285,000 | $ 321,250 | $ 108,000 |
| Athens-Clarke County, GA | 4 | $ 1,223,000 | $ 305,750 | $ 156,000 |
| Auburn-Opelika, AL | 4 | $ 1,233,000 | $ 308,250 | $ 141,000 |
| Barnstable Town, MA | 4 | $ 1,326,000 | $ 331,500 | $ 246,000 |
| Bloomington, IL | 4 | $ 745,000 | $ 186,250 | $ 90,000 |
| Brunswick, GA | 4 | $ 762,000 | $ 190,500 | $ 79,000 |
| Champaign-Urbana, IL | 4 | $ 937,000 | $ 234,250 | $ 115,000 |
| Corvallis, OR | 4 | $ 1,304,000 | $ 326,000 | $ 170,000 |
| Dothan, AL | 4 | $ 1,044,000 | $ 261,000 | $ 113,000 |
| Eau Claire, WI | 4 | $ 796,000 | $ 199,000 | $ 85,000 |
| Gainesville, FL | 4 | $ 865,000 | $ 216,250 | $ 82,000 |
| Goldsboro, NC | 4 | $ 868,000 | $ 217,000 | $ 105,000 |
| Hanford-Corcoran, CA | 4 | $ 1,036,000 | $ 259,000 | $ 132,000 |
| Houma-Thibodaux, LA | 4 | $ 943,000 | $ 235,750 | $ 69,000 |
| Kalamazoo-Portage, MI | 4 | $ 536,000 | $ 134,000 | $ 131,000 |
| Killeen-Temple, TX | 4 | $ 1,042,000 | $ 260,500 | $ 75,000 |
| Las Cruces, NM | 4 | $ 648,000 | $ 162,000 | $ 50,000 |
| Lebanon, PA | 4 | $ 851,000 | $ 212,750 | $ 79,000 |
| New Bern, NC | 4 | $ 797,000 | $ 199,250 | $ 76,000 |
| Pueblo, CO | 4 | $ 821,000 | $ 205,250 | $ 85,000 |
| San Rafael, CA | 4 | $ 2,099,000 | $ 524,750 | $ 126,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 910,000 | $ 227,500 | $ 140,000 |
| St. Joseph, MO-KS | 4 | $ 855,000 | $ 213,750 | $ 87,000 |
| The Villages, FL | 4 | $ 1,383,000 | $ 345,750 | $ 84,000 |
| Akron, OH | 3 | $ 689,000 | $ 229,666 | $ 164,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 556,000 | $ 185,333 | $ 96,000 |
| Beckley, WV | 3 | $ 401,000 | $ 133,666 | $ 40,000 |
| Binghamton, NY | 3 | $ 947,000 | $ 315,666 | $ 96,000 |
| Bismarck, ND | 3 | $ 1,138,000 | $ 379,333 | $ 89,000 |
| Bloomington, IN | 3 | $ 663,000 | $ 221,000 | $ 92,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 502,000 | $ 167,333 | $ 68,000 |
| Casper, WY | 3 | $ 1,272,000 | $ 424,000 | $ 208,000 |
| Duluth, MN-WI | 3 | $ 816,000 | $ 272,000 | $ 67,000 |
| East Stroudsburg, PA | 3 | $ 361,000 | $ 120,333 | $ 93,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 766,000 | $ 255,333 | $ 83,000 |
| Fairbanks, AK | 3 | $ 1,063,000 | $ 354,333 | $ 118,000 |
| Glens Falls, NY | 3 | $ 823,000 | $ 274,333 | $ 223,000 |
| Grand Junction, CO | 3 | $ 975,000 | $ 325,000 | $ 93,000 |
| Homosassa Springs, FL | 3 | $ 705,000 | $ 235,000 | $ 148,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 579,000 | $ 193,000 | $ 69,666 |
| Jackson, MS | 3 | $ 897,000 | $ 299,000 | $ 133,000 |
| Johnson City, TN | 3 | $ 515,000 | $ 171,666 | $ 92,000 |
| Lake Charles, LA | 3 | $ 752,000 | $ 250,666 | $ 63,000 |
| Lawton, OK | 3 | $ 1,004,000 | $ 334,666 | $ 276,000 |
| Longview, WA | 3 | $ 1,021,000 | $ 340,333 | $ 73,000 |
| Lubbock, TX | 3 | $ 1,003,000 | $ 334,333 | $ 344,000 |
| Midland, TX | 3 | $ 739,000 | $ 246,333 | $ 107,000 |
| Ocean City, NJ | 3 | $ 925,000 | $ 308,333 | $ 286,000 |
| Odessa, TX | 3 | $ 629,000 | $ 209,666 | $ 67,000 |
| Peoria, IL | 3 | $ 633,000 | $ 211,000 | $ 126,000 |
| Pocatello, ID | 3 | $ 694,000 | $ 231,333 | $ 94,000 |
| Rapid City, SD | 3 | $ 806,000 | $ 268,666 | $ 83,000 |
| San Angelo, TX | 3 | $ 800,000 | $ 266,666 | $ 155,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 461,000 | $ 153,666 | $ 69,000 |
| Sebastian-Vero Beach, FL | 3 | $ 476,000 | $ 158,666 | $ 111,000 |
| Springfield, OH | 3 | $ 611,000 | $ 203,666 | $ 84,000 |
| Sumter, SC | 3 | $ 1,002,000 | $ 334,000 | $ 120,000 |
| Watertown-Fort Drum, NY | 3 | $ 387,000 | $ 129,000 | $ 143,000 |
| Ames, IA | 2 | $ 432,000 | $ 216,000 | $ 83,000 |
| Appleton, WI | 2 | $ 498,000 | $ 249,000 | $ 94,000 |
| Brownsville-Harlingen, TX | 2 | $ 335,000 | $ 167,500 | $ 94,000 |
| Burlington, NC | 2 | $ 604,000 | $ 302,000 | $ 120,000 |
| California-Lexington Park, MD | 2 | $ 562,000 | $ 281,000 | $ 124,000 |
| Cape Girardeau, MO-IL | 2 | $ 587,000 | $ 293,500 | $ 173,000 |
| Cedar Rapids, IA | 2 | $ 528,000 | $ 264,000 | $ 133,000 |
| Charleston, WV | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Columbia, MO | 2 | $ 497,000 | $ 248,500 | $ 79,000 |
| Columbus, GA-AL | 2 | $ 908,000 | $ 454,000 | $ 211,000 |
| El Centro, CA | 2 | $ 879,000 | $ 439,500 | $ 121,000 |
| Elmira, NY | 2 | $ 769,000 | $ 384,500 | $ 290,000 |
| Erie, PA | 2 | $ 555,000 | $ 277,500 | $ 99,000 |
| Flint, MI | 2 | $ 180,000 | $ 90,000 | $ 152,000 |
| Great Falls, MT | 2 | $ 676,000 | $ 338,000 | $ 193,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 339,000 | $ 169,500 | $ 94,000 |
| Jackson, TN | 2 | $ 306,000 | $ 153,000 | $ 35,000 |
| Joplin, MO | 2 | $ 513,000 | $ 256,500 | $ 107,000 |
| Lansing-East Lansing, MI | 2 | $ 512,000 | $ 256,000 | $ 100,000 |
| Longview, TX | 2 | $ 134,000 | $ 67,000 | $ 132,000 |
| Lynchburg, VA | 2 | $ 448,000 | $ 224,000 | $ 83,000 |
| Muncie, IN | 2 | $ 199,000 | $ 99,500 | $ 76,000 |
| Niles-Benton Harbor, MI | 2 | $ 270,000 | $ 135,000 | $ 45,000 |
| Reading, PA | 2 | $ 639,000 | $ 319,500 | $ 83,000 |
| Rocky Mount, NC | 2 | $ 349,000 | $ 174,500 | $ 101,000 |
| Rome, GA | 2 | $ 456,000 | $ 228,000 | $ 106,000 |
| Sioux City, IA-NE-SD | 2 | $ 423,000 | $ 211,500 | $ 77,000 |
| Springfield, IL | 2 | $ 797,000 | $ 398,500 | $ 200,000 |
| State College, PA | 2 | $ 492,000 | $ 246,000 | $ 192,000 |
| Tyler, TX | 2 | $ 415,000 | $ 207,500 | $ 98,000 |
| Utica-Rome, NY | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| Victoria, TX | 2 | $ 491,000 | $ 245,500 | $ 77,000 |
| Wichita Falls, TX | 2 | $ 439,000 | $ 219,500 | $ 110,000 |
| Albany, GA | 1 | $ 177,000 | $ 177,000 | $ 64,000 |
| Alexandria, LA | 1 | $ 308,000 | $ 308,000 | $ 163,000 |
| Amarillo, TX | 1 | $ 123,000 | $ 123,000 | $ 76,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Bay City, MI | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Beaumont-Port Arthur, TX | 1 | $ 268,000 | $ 268,000 | $ 102,000 |
| Bowling Green, KY | 1 | $ 151,000 | $ 151,000 | $ 80,000 |
| Carbondale-Marion, IL | 1 | $ 44,000 | $ 44,000 | $ 90,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Dubuque, IA | 1 | $ 232,000 | $ 232,000 | $ 65,000 |
| Elkhart-Goshen, IN | 1 | $ 241,000 | $ 241,000 | $ 65,000 |
| Farmington, NM | 1 | $ 290,000 | $ 290,000 | $ 72,000 |
| Fort Smith, AR-OK | 1 | $ 218,000 | $ 218,000 | $ 71,000 |
| Gadsden, AL | 1 | $ 183,000 | $ 183,000 | $ 73,000 |
| Grants Pass, OR | 1 | $ 404,000 | $ 404,000 | $ 95,000 |
| Harrisonburg, VA | 1 | $ 370,000 | $ 370,000 | $ 112,000 |
| Hinesville, GA | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Iowa City, IA | 1 | $ 331,000 | $ 331,000 | $ 57,000 |
| Ithaca, NY | 1 | $ 517,000 | $ 517,000 | $ 402,000 |
| Jackson, MI | 1 | $ 332,000 | $ 332,000 | $ 74,000 |
| Jefferson City, MO | 1 | $ 485,000 | $ 485,000 | $ 217,000 |
| Johnstown, PA | 1 | $ 248,000 | $ 248,000 | $ 270,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Lafayette-West Lafayette, IN | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Laredo, TX | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 233,000 | $ 233,000 | $ 81,000 |
| Logan, UT-ID | 1 | $ 250,000 | $ 250,000 | $ 102,000 |
| Mansfield, OH | 1 | $ 221,000 | $ 221,000 | $ 66,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 193,000 | $ 193,000 | $ 92,000 |
| Michigan City-La Porte, IN | 1 | $ 171,000 | $ 171,000 | $ 122,000 |
| Monroe, LA | 1 | $ 141,000 | $ 141,000 | $ 203,000 |
| Monroe, MI | 1 | $ 214,000 | $ 214,000 | $ 103,000 |
| Oshkosh-Neenah, WI | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Pine Bluff, AR | 1 | $ 187,000 | $ 187,000 | $ 155,000 |
| Pittsfield, MA | 1 | $ 259,000 | $ 259,000 | $ 86,000 |
| Racine, WI | 1 | $ 203,000 | $ 203,000 | $ 105,000 |
| Rockford, IL | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Saginaw, MI | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Sebring, FL | 1 | $ 222,000 | $ 222,000 | $ 40,000 |
| Sheboygan, WI | 1 | $ 282,000 | $ 282,000 | $ 131,000 |
| Sherman-Denison, TX | 1 | $ 380,000 | $ 380,000 | $ 164,000 |
| Waco, TX | 1 | $ 321,000 | $ 321,000 | $ 145,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 103,000 | $ 103,000 | $ 27,000 |
| Williamsport, PA | 1 | $ 491,000 | $ 491,000 | $ 178,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for NBKC Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,152 | $2,319,785,000 | $324,000 | $4,285,000 | $125,000 | $7,343,000 |
| Refinancing | 3,501 | $1,069,393,000 | $305,000 | $2,000,000 | $125,000 | $1,124,000 |
| Home Improvement | 918 | $277,347,000 | $302,000 | $1,125,000 | $118,000 | $528,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,630 | $2,032,092,000 | $306,000 | $1,440,000 | $124,000 | $7,343,000 |
| Not Provided | 2,583 | $849,611,000 | $328,000 | $1,440,000 | $129,000 | $1,118,000 |
| Asian | 964 | $343,370,000 | $356,000 | $1,330,000 | $139,000 | $740,000 |
| Hispanic | 781 | $243,438,000 | $311,000 | $1,000,000 | $110,000 | $390,000 |
| Black or African American | 405 | $124,474,000 | $307,000 | $825,000 | $110,000 | $500,000 |
| American Indian or Alaskan Native | 89 | $27,340,000 | $307,000 | $960,000 | $99,000 | $343,000 |
| Native Hawaiian or Other Pacific Islander | 63 | $24,085,000 | $382,000 | $1,030,000 | $116,000 | $299,000 |
| Not applicable | 56 | $22,115,000 | $394,000 | $4,285,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,079 | $2,190,555,000 | $309,000 | $4,285,000 | $136,000 | $7,343,000 |
| VA-guaranteed (Veterans Administration) | 3,967 | $1,345,551,000 | $339,000 | $1,418,000 | $110,000 | $670,000 |
| FHA-insured (Federal Housing Administration) | 525 | $130,419,000 | $248,000 | $748,000 | $84,000 | $317,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,744 | $2,399,161,000 | $309,000 | $2,000,000 | $123,000 | $1,344,000 |
| Application Denied By Financial Institution | 1,414 | $461,799,000 | $326,000 | $1,275,000 | $131,000 | $7,343,000 |
| Application Withdrawn By Applicant | 1,316 | $411,844,000 | $312,000 | $4,285,000 | $132,000 | $1,088,000 |
| File Closed For Incompleteness | 961 | $346,879,000 | $360,000 | $1,440,000 | $120,000 | $1,110,000 |
| Preapproval Denied by Financial Institution | 63 | $22,101,000 | $350,000 | $1,400,000 | $100,000 | $388,000 |
| Application Approved But Not Accepted | 55 | $17,762,000 | $322,000 | $975,000 | $138,000 | $432,000 |
| Preapproval Approved but not Accepted | 17 | $6,714,000 | $394,000 | $750,000 | $133,000 | $279,000 |
| Loan Purchased By The Institution | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,019 | $339,275,000 | $332,000 | $1,400,000 | $137,000 | $7,343,000 |
| Collateral | 175 | $53,376,000 | $305,000 | $880,000 | $135,000 | $461,000 |
| Debt-To-Income Ratio | 118 | $41,222,000 | $349,000 | $1,212,000 | $80,000 | $353,000 |
| Credit History | 91 | $25,672,000 | $282,000 | $878,000 | $104,000 | $420,000 |
| Unverifiable Information | 24 | $8,113,000 | $338,000 | $765,000 | $126,000 | $388,000 |
| Other | 19 | $6,335,000 | $333,000 | $1,200,000 | $125,000 | $348,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,991,000 | $497,000 | $1,275,000 | $122,000 | $230,000 |
| Employment History | 2 | $310,000 | $155,000 | $215,000 | $62,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess NBKC Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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