New Mexico Bank & Trust Mortgage Lending & HMDA Data, 2009
In 2009, New Mexico Bank & Trust of Albuquerque, NM reported 1,153 mortgage applications totaling $293.9 million, up 195% from 2008. The average application was for $254,925, and applicants reported an average income of $130,335. 70% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Santa Fe, NM (747), Albuquerque, NM (257) and Phoenix-Mesa-Scottsdale, AZ (4) (applications in parentheses).
| Mortgage Company & Address | New Mexico Bank & Trust 320 Gold Sw Ste 100 Albuquerque, NM 87102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,153 |
| Total Mortgage Loan Application Amount | $293,929,000 |
| Average Mortgage Loan Application Amount | $254,925 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $130,335 |
| Highest Applicant Income | $2,410,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records New Mexico Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Fe, New Mexico | 747 | $ 213,420,000 | $ 285,702 | $ 137,000 |
| Bernalillo, New Mexico | 193 | $ 38,946,000 | $ 201,792 | $ 127,000 |
| Sandoval, New Mexico | 47 | $ 9,517,000 | $ 202,489 | $ 98,000 |
| Curry, New Mexico | 38 | $ 5,655,000 | $ 148,815 | $ 77,000 |
| Taos, New Mexico | 13 | $ 3,028,000 | $ 232,923 | $ 133,000 |
| Valencia, New Mexico | 13 | $ 1,339,000 | $ 103,000 | $ 67,000 |
| Rio Arriba, New Mexico | 12 | $ 2,587,000 | $ 215,583 | $ 93,000 |
| San Miguel, New Mexico | 11 | $ 2,740,000 | $ 249,090 | $ 86,000 |
| Roosevelt, New Mexico | 7 | $ 2,099,000 | $ 299,857 | $ 81,000 |
| Colfax, New Mexico | 4 | $ 769,000 | $ 192,250 | $ 224,000 |
| Torrance, New Mexico | 4 | $ 204,000 | $ 51,000 | $ 40,000 |
| Maricopa, Arizona | 3 | $ 683,000 | $ 227,666 | $ 384,000 |
| Guadalupe, New Mexico | 3 | $ 198,000 | $ 66,000 | $ 49,000 |
| Los Alamos, New Mexico | 3 | $ 836,000 | $ 278,666 | $ 125,000 |
| Pima, Arizona | 2 | $ 505,000 | $ 252,500 | $ 450,000 |
| Gunnison, Colorado | 2 | $ 834,000 | $ 417,000 | $ 152,000 |
| Montezuma, Colorado | 2 | $ 579,000 | $ 289,500 | $ 147,000 |
| Volusia, Florida | 2 | $ 437,000 | $ 218,500 | $ 55,000 |
| Cibola, New Mexico | 2 | $ 822,000 | $ 411,000 | $ 19,000 |
| Lea, New Mexico | 2 | $ 266,000 | $ 133,000 | $ 58,000 |
| Socorro, New Mexico | 2 | $ 601,000 | $ 300,500 | $ 111,000 |
| Pinal, Arizona | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Yavapai, Arizona | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Fresno, California | 1 | $ 141,000 | $ 141,000 | $ 84,000 |
| Los Angeles, California | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| Sonoma, California | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Adams, Colorado | 1 | $ 226,000 | $ 226,000 | $ 120,000 |
| Boulder, Colorado | 1 | $ 290,000 | $ 290,000 | $ 286,000 |
| Chaffee, Colorado | 1 | $ 131,000 | $ 131,000 | $ 138,000 |
| Garfield, Colorado | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| La Plata, Colorado | 1 | $ 236,000 | $ 236,000 | $ 257,000 |
| Litchfield, Connecticut | 1 | $ 79,000 | $ 79,000 | $ 74,000 |
| District of Columbia, District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Collier, Florida | 1 | $ 368,000 | $ 368,000 | $ 124,000 |
| Oxford, Maine | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Baltimore City, Maryland | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Hampshire, Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 107,000 |
| Norfolk, Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 285,000 |
| Sanders, Montana | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Chaves, New Mexico | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| De Baca, New Mexico | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| McKinley, New Mexico | 1 | $ 20,000 | $ 20,000 | $ 155,000 |
| Mora, New Mexico | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
| Quay, New Mexico | 1 | $ 281,000 | $ 281,000 | $ 183,000 |
| Sierra, New Mexico | 1 | $ 40,000 | $ 40,000 | $ 193,000 |
| Buncombe, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 125,000 |
| Marion, Oregon | 1 | $ 303,000 | $ 303,000 | $ 205,000 |
| Multnomah, Oregon | 1 | $ 250,000 | $ 250,000 | $ 168,000 |
| Bastrop, Texas | 1 | $ 128,000 | $ 128,000 | $ 97,000 |
| Bexar, Texas | 1 | $ 242,000 | $ 242,000 | $ 115,000 |
| Comal, Texas | 1 | $ 412,000 | $ 412,000 | $ 95,000 |
| Denton, Texas | 1 | $ 400,000 | $ 400,000 | $ 128,000 |
| El Paso, Texas | 1 | $ 75,000 | $ 75,000 | $ 734,000 |
| Presidio, Texas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Randall, Texas | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Bennington, Vermont | 1 | $ 323,000 | $ 323,000 | $ 600,000 |
| Fairfax, Virginia | 1 | $ 380,000 | $ 380,000 | $ 119,000 |
| Loudoun, Virginia | 1 | $ 169,000 | $ 169,000 | $ 247,000 |
| Island, Washington | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Grant, Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for New Mexico Bank & Trust in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 854 | $231,611,000 | $271,000 | $2,100,000 | $133,000 | $1,889,000 |
| Home Purchase | 271 | $61,497,000 | $226,000 | $1,000,000 | $129,000 | $2,410,000 |
| Home Improvement | 28 | $821,000 | $29,000 | $365,000 | $62,000 | $234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 744 | $201,582,000 | $270,000 | $2,100,000 | $130,000 | $2,410,000 |
| Not Provided | 233 | $57,245,000 | $245,000 | $900,000 | $143,000 | $1,800,000 |
| Hispanic | 150 | $29,465,000 | $196,000 | $417,000 | $121,000 | $1,163,000 |
| Asian | 14 | $2,993,000 | $213,000 | $335,000 | $89,000 | $189,000 |
| Not applicable | 7 | $1,597,000 | $228,000 | $465,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $268,000 | $89,000 | $248,000 | $39,000 | $65,000 |
| Black or African American | 1 | $417,000 | $417,000 | $417,000 | $160,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $362,000 | $362,000 | $362,000 | $52,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,151 | $293,104,000 | $254,000 | $2,100,000 | $130,000 | $2,410,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $825,000 | $412,000 | $465,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 809 | $209,452,000 | $258,000 | $1,000,000 | $135,000 | $2,410,000 |
| Application Approved But Not Accepted | 164 | $43,025,000 | $262,000 | $938,000 | $129,000 | $793,000 |
| Application Denied By Financial Institution | 108 | $20,603,000 | $190,000 | $2,100,000 | $90,000 | $1,740,000 |
| Application Withdrawn By Applicant | 68 | $19,530,000 | $287,000 | $919,000 | $138,000 | $864,000 |
| File Closed For Incompleteness | 4 | $1,319,000 | $329,000 | $417,000 | $58,000 | $135,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New Mexico Bank & Trust's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New Mexico Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.
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