Navy Federal Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Navy Federal Credit Union of Vienna, VA reported 180,596 mortgage applications totaling $40.2 billion, down 1% from 2024. The average application was for $222,375, and applicants reported an average income of $144,453. 45% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (8,409), Virginia Beach-Norfolk-Newport News, VA-NC (7,483) and Atlanta-Sandy Springs-Roswell, GA (6,110) (applications in parentheses).
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 180,596 |
| Total Mortgage Loan Application Amount | $40,160,190,000 |
| Average Mortgage Loan Application Amount | $222,375 |
| Highest Mortgage Loan Application Amount | $9,995,000 |
| Average Applicant Income | $144,453 |
| Highest Applicant Income | $9,707,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 17,507 | $ 3,638,305,000 | $ 207,820 | $ 125,597 |
| Arlington-Alexandria-Reston, VA-WV | 8,409 | $ 2,277,185,000 | $ 270,803 | $ 190,168 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7,483 | $ 1,338,445,000 | $ 178,864 | $ 130,772 |
| Atlanta-Sandy Springs-Roswell, GA | 6,110 | $ 1,117,680,000 | $ 182,926 | $ 130,000 |
| San Diego-Carlsbad, CA | 4,734 | $ 1,242,070,000 | $ 262,372 | $ 175,000 |
| Washington, DC-MD | 4,544 | $ 979,670,000 | $ 215,596 | $ 155,329 |
| Baltimore-Columbia-Towson, MD | 4,450 | $ 976,950,000 | $ 219,539 | $ 163,000 |
| Riverside-San Bernardino-Ontario, CA | 3,733 | $ 824,085,000 | $ 220,756 | $ 150,000 |
| Jacksonville, FL | 3,504 | $ 723,030,000 | $ 206,344 | $ 126,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,925 | $ 633,345,000 | $ 216,528 | $ 148,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,733 | $ 656,965,000 | $ 240,382 | $ 152,000 |
| Pensacola-Ferry Pass-Brent, FL | 2,431 | $ 479,425,000 | $ 197,213 | $ 119,000 |
| Orlando-Kissimmee-Sanford, FL | 2,303 | $ 498,175,000 | $ 216,315 | $ 136,000 |
| Tampa, FL | 2,221 | $ 500,735,000 | $ 225,454 | $ 141,000 |
| Las Vegas-Henderson-Paradise, NV | 2,173 | $ 469,145,000 | $ 215,897 | $ 135,000 |
| Chicago-Naperville, IL | 2,085 | $ 403,595,000 | $ 193,570 | $ 139,000 |
| Dallas-Plano-Irving, TX | 2,065 | $ 569,605,000 | $ 275,837 | $ 161,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,933 | $ 540,545,000 | $ 279,640 | $ 177,000 |
| Washington-Baltimore-Arlington, DC | 1,765 | $ 451,135,000 | $ 255,600 | $ 179,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,751 | $ 423,525,000 | $ 241,876 | $ 143,432 |
| Charleston-North Charleston, SC | 1,717 | $ 369,525,000 | $ 215,215 | $ 129,000 |
| Richmond, VA | 1,687 | $ 358,925,000 | $ 212,759 | $ 141,000 |
| Marietta, GA | 1,561 | $ 316,315,000 | $ 202,636 | $ 143,000 |
| Denver-Aurora-Lakewood, CO | 1,538 | $ 430,630,000 | $ 279,993 | $ 168,000 |
| San Antonio-New Braunfels, TX | 1,491 | $ 372,775,000 | $ 250,016 | $ 149,000 |
| Jacksonville, NC | 1,406 | $ 256,250,000 | $ 182,254 | $ 116,000 |
| Fort Worth-Arlington, TX | 1,401 | $ 349,485,000 | $ 249,453 | $ 156,000 |
| Raleigh, NC | 1,383 | $ 343,735,000 | $ 248,543 | $ 145,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,255 | $ 378,595,000 | $ 301,669 | $ 186,487 |
| St. Louis, MO-IL | 1,252 | $ 226,560,000 | $ 180,958 | $ 133,254 |
| Memphis, TN-MS-AR | 1,220 | $ 215,580,000 | $ 176,704 | $ 115,809 |
| Camden, NJ | 1,195 | $ 235,015,000 | $ 196,665 | $ 139,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,147 | $ 258,695,000 | $ 225,540 | $ 154,000 |
| Fayetteville, NC | 1,095 | $ 191,695,000 | $ 175,063 | $ 112,000 |
| Cleveland, OH | 992 | $ 155,970,000 | $ 157,227 | $ 116,000 |
| Columbia, SC | 986 | $ 181,550,000 | $ 184,127 | $ 121,000 |
| Augusta-Richmond County, GA-SC | 985 | $ 176,805,000 | $ 179,497 | $ 121,360 |
| Colorado Springs, CO | 982 | $ 245,570,000 | $ 250,071 | $ 146,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 944 | $ 251,290,000 | $ 266,197 | $ 156,000 |
| Lexington Park, MD | 940 | $ 195,460,000 | $ 207,936 | $ 165,000 |
| Philadelphia, PA | 922 | $ 150,960,000 | $ 163,731 | $ 119,000 |
| Oklahoma City, OK | 910 | $ 187,670,000 | $ 206,230 | $ 129,000 |
| Anaheim-Santa Ana-Irvine, CA | 881 | $ 292,795,000 | $ 332,343 | $ 207,000 |
| Kansas City, MO-KS | 876 | $ 198,990,000 | $ 227,157 | $ 140,196 |
| Bremerton-Silverdale, WA | 868 | $ 217,420,000 | $ 250,483 | $ 143,000 |
| Lakewood-New Brunswick, NJ | 868 | $ 216,650,000 | $ 249,596 | $ 165,000 |
| Montgomery County-Bucks County-Chester County, PA | 849 | $ 208,845,000 | $ 245,989 | $ 170,000 |
| Urban Honolulu, HI | 839 | $ 248,425,000 | $ 296,096 | $ 178,000 |
| Palm Bay-Melbourne-Titusville, FL | 795 | $ 198,705,000 | $ 249,943 | $ 141,000 |
| Tacoma-Lakewood, WA | 769 | $ 202,455,000 | $ 263,270 | $ 158,000 |
| Miami-Miami Beach-Kendall, FL | 740 | $ 163,510,000 | $ 220,959 | $ 158,000 |
| Savannah, GA | 739 | $ 125,635,000 | $ 170,006 | $ 122,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 738 | $ 205,040,000 | $ 277,831 | $ 160,509 |
| St. Petersburg-Clearwater-Largo, FL | 730 | $ 168,520,000 | $ 230,849 | $ 142,000 |
| Pittsburgh, PA | 725 | $ 140,015,000 | $ 193,124 | $ 135,000 |
| Providence-Warwick, RI-MA | 715 | $ 179,755,000 | $ 251,405 | $ 146,953 |
| Indianapolis-Carmel-Anderson, IN | 701 | $ 143,305,000 | $ 204,429 | $ 137,000 |
| New Orleans-Metairie, LA | 696 | $ 121,880,000 | $ 175,114 | $ 123,000 |
| Killeen-Temple, TX | 687 | $ 126,565,000 | $ 184,228 | $ 118,000 |
| Columbus, OH | 677 | $ 148,185,000 | $ 218,884 | $ 152,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 667 | $ 158,635,000 | $ 237,833 | $ 151,000 |
| Newark, NJ-PA | 664 | $ 177,180,000 | $ 266,837 | $ 163,000 |
| Clarksville, TN-KY | 657 | $ 120,115,000 | $ 182,823 | $ 112,954 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 656 | $ 159,140,000 | $ 242,591 | $ 152,597 |
| Cincinnati, OH-KY-IN | 645 | $ 135,995,000 | $ 210,844 | $ 137,168 |
| Nassau County-Suffolk County, NY | 637 | $ 201,225,000 | $ 315,894 | $ 201,000 |
| Austin-Round Rock, TX | 631 | $ 199,025,000 | $ 315,412 | $ 170,000 |
| El Paso, TX | 622 | $ 114,890,000 | $ 184,710 | $ 123,000 |
| Warren-Troy-Farmington Hills, MI | 617 | $ 124,985,000 | $ 202,568 | $ 141,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 613 | $ 126,085,000 | $ 205,685 | $ 128,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 604 | $ 154,510,000 | $ 255,811 | $ 176,000 |
| Albuquerque, NM | 597 | $ 133,995,000 | $ 224,447 | $ 131,000 |
| Seattle-Bellevue-Everett, WA | 582 | $ 214,290,000 | $ 368,195 | $ 201,000 |
| Wilmington, NC | 562 | $ 129,430,000 | $ 230,302 | $ 141,000 |
| Gulfport-Biloxi-Pascagoula, MS | 561 | $ 100,955,000 | $ 179,955 | $ 114,000 |
| North Port-Sarasota-Bradenton, FL | 557 | $ 136,965,000 | $ 245,897 | $ 150,000 |
| Greenville-Anderson-Mauldin, SC | 545 | $ 106,595,000 | $ 195,587 | $ 125,000 |
| Hagerstown-Martinsburg, MD-WV | 540 | $ 96,710,000 | $ 179,092 | $ 144,000 |
| Crestview-Fort Walton Beach-Destin, FL | 533 | $ 133,495,000 | $ 250,459 | $ 140,000 |
| Birmingham-Hoover, AL | 520 | $ 97,570,000 | $ 187,634 | $ 120,000 |
| Detroit-Dearborn-Livonia, MI | 516 | $ 71,350,000 | $ 138,275 | $ 116,000 |
| Norwich-New London, CT | 509 | $ 108,555,000 | $ 213,271 | $ 137,000 |
| Huntsville, AL | 507 | $ 126,965,000 | $ 250,424 | $ 158,000 |
| Omaha-Council Bluffs, NE-IA | 503 | $ 98,255,000 | $ 195,337 | $ 136,570 |
| Everett, WA | 497 | $ 135,945,000 | $ 273,531 | $ 158,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 484 | $ 113,000,000 | $ 233,471 | $ 142,000 |
| Knoxville, TN | 483 | $ 129,275,000 | $ 267,650 | $ 149,000 |
| Columbus, GA-AL | 481 | $ 68,035,000 | $ 141,444 | $ 109,182 |
| Lakeland-Winter Haven, FL | 474 | $ 87,480,000 | $ 184,556 | $ 124,000 |
| Louisville/Jefferson County, KY-IN | 468 | $ 92,410,000 | $ 197,457 | $ 148,153 |
| Winchester, VA-WV | 467 | $ 90,395,000 | $ 193,565 | $ 134,456 |
| Tucson, AZ | 466 | $ 88,830,000 | $ 190,622 | $ 136,000 |
| Wilmington, DE-MD-NJ | 453 | $ 95,435,000 | $ 210,673 | $ 136,536 |
| Bakersfield, CA | 429 | $ 78,705,000 | $ 183,461 | $ 134,000 |
| Hartford-West Hartford-East Hartford, CT | 429 | $ 94,325,000 | $ 219,871 | $ 152,000 |
| Boston, MA | 419 | $ 140,675,000 | $ 335,739 | $ 184,000 |
| Oakland-Hayward-Berkeley, CA | 419 | $ 138,975,000 | $ 331,682 | $ 202,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 406 | $ 116,280,000 | $ 286,403 | $ 171,000 |
| Yuma, AZ | 404 | $ 62,400,000 | $ 154,455 | $ 116,000 |
| Daphne-Fairhope-Foley, AL | 398 | $ 91,630,000 | $ 230,226 | $ 133,000 |
| Montgomery, AL | 387 | $ 67,215,000 | $ 173,682 | $ 115,000 |
| Port St. Lucie, FL | 387 | $ 88,025,000 | $ 227,454 | $ 147,000 |
| Cape Coral-Fort Myers, FL | 382 | $ 84,950,000 | $ 222,382 | $ 131,000 |
| Dayton-Springfield-Kettering, OH | 378 | $ 78,320,000 | $ 207,195 | $ 133,000 |
| Little Rock-North Little Rock-Conway, AR | 378 | $ 74,000,000 | $ 195,767 | $ 122,000 |
| Cambridge-Newton-Framingham, MA | 374 | $ 128,620,000 | $ 343,903 | $ 197,000 |
| Lake County-Kenosha County, IL-WI | 362 | $ 81,190,000 | $ 224,281 | $ 151,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 362 | $ 71,830,000 | $ 198,425 | $ 127,000 |
| Winston-Salem, NC | 362 | $ 74,450,000 | $ 205,662 | $ 119,000 |
| Durham-Chapel Hill, NC | 359 | $ 97,555,000 | $ 271,740 | $ 149,000 |
| Hinesville, GA | 356 | $ 59,420,000 | $ 166,910 | $ 97,000 |
| Greensboro-High Point, NC | 347 | $ 62,345,000 | $ 179,668 | $ 130,000 |
| Milwaukee-Waukesha-West Allis, WI | 338 | $ 68,730,000 | $ 203,343 | $ 128,000 |
| Ocala, FL | 323 | $ 61,385,000 | $ 190,046 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 319 | $ 69,885,000 | $ 219,075 | $ 135,000 |
| Corpus Christi, TX | 316 | $ 74,980,000 | $ 237,278 | $ 140,000 |
| Olympia-Tumwater, WA | 314 | $ 75,200,000 | $ 239,490 | $ 150,000 |
| Tulsa, OK | 309 | $ 62,725,000 | $ 202,993 | $ 143,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 300 | $ 64,180,000 | $ 213,933 | $ 153,010 |
| Shreveport-Bossier City, LA | 300 | $ 76,180,000 | $ 253,933 | $ 124,000 |
| Panama City, FL | 299 | $ 70,855,000 | $ 236,973 | $ 137,000 |
| Chattanooga, TN-GA | 298 | $ 73,410,000 | $ 246,342 | $ 138,835 |
| Harrisburg-Carlisle, PA | 293 | $ 59,465,000 | $ 202,952 | $ 135,000 |
| Fresno, CA | 285 | $ 61,485,000 | $ 215,736 | $ 144,000 |
| Slidell-Mandeville-Covington, LA | 284 | $ 61,220,000 | $ 215,563 | $ 132,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 281 | $ 67,845,000 | $ 241,441 | $ 158,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 277 | $ 50,755,000 | $ 183,231 | $ 119,000 |
| York-Hanover, PA | 277 | $ 59,785,000 | $ 215,830 | $ 144,000 |
| Baton Rouge, LA | 276 | $ 46,150,000 | $ 167,210 | $ 117,000 |
| Boise City, ID | 272 | $ 81,140,000 | $ 298,308 | $ 168,000 |
| Portland-South Portland, ME | 271 | $ 76,585,000 | $ 282,601 | $ 158,000 |
| Warner Robins, GA | 265 | $ 51,665,000 | $ 194,962 | $ 119,000 |
| Vallejo-Fairfield, CA | 262 | $ 72,540,000 | $ 276,870 | $ 162,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 258 | $ 71,060,000 | $ 275,426 | $ 154,000 |
| Rochester, NY | 254 | $ 40,400,000 | $ 159,055 | $ 119,000 |
| Akron, OH | 253 | $ 43,725,000 | $ 172,826 | $ 122,000 |
| Mobile, AL | 244 | $ 38,130,000 | $ 156,270 | $ 112,000 |
| Lake County-Porter County-Jasper County, IN | 240 | $ 41,350,000 | $ 172,291 | $ 110,000 |
| Reno, NV | 238 | $ 54,110,000 | $ 227,352 | $ 151,000 |
| Bridgeport-Stamford-Norwalk, CT | 234 | $ 64,850,000 | $ 277,136 | $ 197,000 |
| Spartanburg, SC | 234 | $ 40,450,000 | $ 172,863 | $ 106,000 |
| Anchorage, AK | 220 | $ 61,130,000 | $ 277,863 | $ 154,000 |
| Elgin, IL | 219 | $ 47,325,000 | $ 216,095 | $ 153,000 |
| Charlottesville, VA | 217 | $ 67,225,000 | $ 309,792 | $ 190,000 |
| Albany, GA | 211 | $ 28,295,000 | $ 134,099 | $ 107,000 |
| Atlantic City-Hammonton, NJ | 210 | $ 48,840,000 | $ 232,571 | $ 166,000 |
| Syracuse, NY | 205 | $ 38,115,000 | $ 185,926 | $ 135,000 |
| Toledo, OH | 205 | $ 31,575,000 | $ 154,024 | $ 125,000 |
| Sierra Vista-Douglas, AZ | 202 | $ 33,990,000 | $ 168,267 | $ 113,000 |
| Grand Rapids-Wyoming, MI | 201 | $ 36,815,000 | $ 183,159 | $ 119,000 |
| Pinehurst-Southern Pines, NC | 201 | $ 49,485,000 | $ 246,194 | $ 152,000 |
| Salt Lake City, UT | 201 | $ 59,255,000 | $ 294,800 | $ 163,000 |
| Elizabethtown-Fort Knox, KY | 198 | $ 38,600,000 | $ 194,949 | $ 121,000 |
| Gainesville, FL | 198 | $ 42,520,000 | $ 214,747 | $ 123,000 |
| Hanford-Corcoran, CA | 196 | $ 31,610,000 | $ 161,275 | $ 126,000 |
| New Haven-Milford, CT | 195 | $ 43,495,000 | $ 223,051 | $ 153,000 |
| Springfield, MO | 195 | $ 40,265,000 | $ 206,487 | $ 131,000 |
| Tallahassee, FL | 194 | $ 39,390,000 | $ 203,041 | $ 124,000 |
| Jackson, MS | 191 | $ 33,915,000 | $ 177,565 | $ 118,000 |
| Manchester-Nashua, NH | 191 | $ 58,655,000 | $ 307,094 | $ 176,000 |
| Roanoke, VA | 190 | $ 40,610,000 | $ 213,736 | $ 130,000 |
| Rockingham County-Strafford County, NH | 190 | $ 57,830,000 | $ 304,368 | $ 174,000 |
| Spokane-Spokane Valley, WA | 186 | $ 46,190,000 | $ 248,333 | $ 142,000 |
| Wichita, KS | 186 | $ 36,260,000 | $ 194,946 | $ 114,000 |
| Dover, DE | 180 | $ 32,690,000 | $ 181,611 | $ 128,000 |
| Worcester, MA-CT | 179 | $ 49,995,000 | $ 279,301 | $ 157,000 |
| Ogden-Clearfield, UT | 175 | $ 52,925,000 | $ 302,428 | $ 150,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 171 | $ 68,725,000 | $ 401,900 | $ 228,000 |
| Fort Collins, CO | 167 | $ 44,865,000 | $ 268,652 | $ 160,000 |
| Auburn-Opelika, AL | 166 | $ 31,000,000 | $ 186,746 | $ 134,000 |
| Lynchburg, VA | 166 | $ 37,860,000 | $ 228,072 | $ 137,000 |
| Stockton-Lodi, CA | 166 | $ 39,580,000 | $ 238,433 | $ 140,000 |
| Manhattan, KS | 165 | $ 29,415,000 | $ 178,272 | $ 110,000 |
| Greeley, CO | 161 | $ 41,435,000 | $ 257,360 | $ 147,000 |
| Hickory-Lenoir-Morganton, NC | 156 | $ 29,610,000 | $ 189,807 | $ 115,000 |
| Lawton, OK | 154 | $ 25,990,000 | $ 168,766 | $ 111,000 |
| Salinas, CA | 152 | $ 54,100,000 | $ 355,921 | $ 186,000 |
| Lake Havasu City-Kingman, AZ | 149 | $ 28,065,000 | $ 188,355 | $ 112,000 |
| Naples-Immokalee-Marco Island, FL | 149 | $ 49,875,000 | $ 334,731 | $ 177,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 148 | $ 23,200,000 | $ 156,756 | $ 110,000 |
| Asheville, NC | 147 | $ 38,185,000 | $ 259,761 | $ 148,000 |
| Homosassa Springs, FL | 147 | $ 32,595,000 | $ 221,734 | $ 120,000 |
| Lancaster, PA | 147 | $ 31,645,000 | $ 215,272 | $ 136,000 |
| Wildwood-The Villages, FL | 146 | $ 37,910,000 | $ 259,657 | $ 133,000 |
| Greenville, NC | 143 | $ 25,455,000 | $ 178,006 | $ 110,000 |
| Waterbury-Shelton, CT | 142 | $ 25,060,000 | $ 176,478 | $ 145,000 |
| Macon-Bibb County, GA | 141 | $ 24,525,000 | $ 173,936 | $ 119,000 |
| Prescott Valley-Prescott, AZ | 141 | $ 33,335,000 | $ 236,418 | $ 147,000 |
| Gainesville, GA | 139 | $ 30,645,000 | $ 220,467 | $ 145,000 |
| Lansing-East Lansing, MI | 130 | $ 24,990,000 | $ 192,230 | $ 117,000 |
| Las Cruces, NM | 130 | $ 27,640,000 | $ 212,615 | $ 124,000 |
| Rocky Mount, NC | 129 | $ 19,615,000 | $ 152,054 | $ 104,000 |
| Trenton, NJ | 128 | $ 29,970,000 | $ 234,140 | $ 157,000 |
| Des Moines-West Des Moines, IA | 126 | $ 27,980,000 | $ 222,063 | $ 129,000 |
| Lexington-Fayette, KY | 123 | $ 28,875,000 | $ 234,756 | $ 132,000 |
| Watertown-Fort Drum, NY | 123 | $ 24,425,000 | $ 198,577 | $ 117,000 |
| Brunswick, GA | 122 | $ 25,510,000 | $ 209,098 | $ 115,000 |
| Punta Gorda, FL | 122 | $ 24,670,000 | $ 202,213 | $ 135,000 |
| Dothan, AL | 121 | $ 21,095,000 | $ 174,338 | $ 134,000 |
| Youngstown-Warren-Boardman, OH-PA | 121 | $ 18,925,000 | $ 156,404 | $ 119,000 |
| Goldsboro, NC | 120 | $ 20,680,000 | $ 172,333 | $ 102,000 |
| Fort Wayne, IN | 119 | $ 23,635,000 | $ 198,613 | $ 114,000 |
| Provo-Orem, UT | 119 | $ 35,815,000 | $ 300,966 | $ 174,000 |
| Visalia-Porterville, CA | 117 | $ 23,195,000 | $ 198,247 | $ 135,000 |
| Kingsport-Bristol-Bristol, TN-VA | 115 | $ 25,005,000 | $ 217,434 | $ 101,469 |
| Lafayette, LA | 115 | $ 18,025,000 | $ 156,739 | $ 122,000 |
| Mount Vernon-Anacortes, WA | 115 | $ 27,485,000 | $ 239,000 | $ 151,000 |
| Springfield, MA | 114 | $ 23,050,000 | $ 202,192 | $ 126,000 |
| Valdosta, GA | 111 | $ 18,155,000 | $ 163,558 | $ 108,000 |
| Burlington, NC | 110 | $ 21,580,000 | $ 196,181 | $ 107,000 |
| San Francisco-Redwood City-South San Francisco, CA | 110 | $ 59,540,000 | $ 541,272 | $ 255,000 |
| Canton-Massillon, OH | 107 | $ 19,495,000 | $ 182,196 | $ 109,000 |
| Athens-Clarke County, GA | 106 | $ 22,620,000 | $ 213,396 | $ 143,000 |
| Modesto, CA | 102 | $ 19,730,000 | $ 193,431 | $ 139,000 |
| Sumter, SC | 101 | $ 17,985,000 | $ 178,069 | $ 109,000 |
| Waco, TX | 101 | $ 25,345,000 | $ 250,940 | $ 130,000 |
| Reading, PA | 99 | $ 16,795,000 | $ 169,646 | $ 119,000 |
| Salem, OR | 99 | $ 21,845,000 | $ 220,656 | $ 132,000 |
| Santa Maria-Santa Barbara, CA | 99 | $ 37,385,000 | $ 377,626 | $ 260,000 |
| Sebastian-Vero Beach, FL | 97 | $ 16,495,000 | $ 170,051 | $ 128,000 |
| Bellingham, WA | 95 | $ 26,565,000 | $ 279,631 | $ 138,000 |
| Eugene, OR | 95 | $ 22,505,000 | $ 236,894 | $ 137,000 |
| Madison, WI | 95 | $ 26,895,000 | $ 283,105 | $ 146,000 |
| Utica-Rome, NY | 95 | $ 16,525,000 | $ 173,947 | $ 117,000 |
| Florence, SC | 94 | $ 16,260,000 | $ 172,978 | $ 108,000 |
| Tuscaloosa, AL | 93 | $ 14,185,000 | $ 152,526 | $ 170,000 |
| Rockford, IL | 91 | $ 13,515,000 | $ 148,516 | $ 115,000 |
| McAllen-Edinburg-Mission, TX | 90 | $ 20,500,000 | $ 227,777 | $ 131,000 |
| Davenport-Moline-Rock Island, IA-IL | 89 | $ 17,705,000 | $ 198,932 | $ 120,786 |
| Grand Junction, CO | 89 | $ 20,345,000 | $ 228,595 | $ 137,000 |
| Kennewick-Richland, WA | 89 | $ 23,555,000 | $ 264,662 | $ 156,000 |
| Pueblo, CO | 88 | $ 20,620,000 | $ 234,318 | $ 125,000 |
| Kenosha, WI | 87 | $ 16,795,000 | $ 193,045 | $ 127,000 |
| Staunton-Waynesboro, VA | 87 | $ 24,455,000 | $ 281,091 | $ 127,000 |
| College Station-Bryan, TX | 86 | $ 23,830,000 | $ 277,093 | $ 192,000 |
| Lubbock, TX | 83 | $ 19,815,000 | $ 238,734 | $ 136,000 |
| Chambersburg-Waynesboro, PA | 82 | $ 15,640,000 | $ 190,731 | $ 122,000 |
| Topeka, KS | 81 | $ 15,045,000 | $ 185,740 | $ 132,000 |
| Barnstable Town, MA | 80 | $ 21,290,000 | $ 266,125 | $ 180,000 |
| El Centro, CA | 79 | $ 13,325,000 | $ 168,670 | $ 125,000 |
| Lake Charles, LA | 79 | $ 12,725,000 | $ 161,075 | $ 131,000 |
| Brownsville-Harlingen, TX | 77 | $ 16,545,000 | $ 214,870 | $ 118,000 |
| Cheyenne, WY | 77 | $ 20,035,000 | $ 260,194 | $ 130,000 |
| Boulder, CO | 76 | $ 27,920,000 | $ 367,368 | $ 198,000 |
| Flint, MI | 76 | $ 12,850,000 | $ 169,078 | $ 122,000 |
| Huntington-Ashland, WV-KY-OH | 76 | $ 11,730,000 | $ 154,342 | $ 97,736 |
| Salisbury, MD-DE | 76 | $ 9,400,000 | $ 123,684 | $ 107,000 |
| Peoria, IL | 75 | $ 12,395,000 | $ 165,266 | $ 110,000 |
| Bend-Redmond, OR | 74 | $ 26,980,000 | $ 364,594 | $ 169,000 |
| Racine, WI | 74 | $ 15,080,000 | $ 203,783 | $ 126,000 |
| Abilene, TX | 72 | $ 17,040,000 | $ 236,666 | $ 124,000 |
| Blacksburg-Christiansburg-Radford, VA | 72 | $ 16,140,000 | $ 224,166 | $ 136,000 |
| Santa Rosa, CA | 72 | $ 20,120,000 | $ 279,444 | $ 201,000 |
| Erie, PA | 70 | $ 12,490,000 | $ 178,428 | $ 116,000 |
| Jackson, TN | 69 | $ 14,625,000 | $ 211,956 | $ 99,000 |
| Lincoln, NE | 69 | $ 12,765,000 | $ 185,000 | $ 121,000 |
| Medford, OR | 69 | $ 14,625,000 | $ 211,956 | $ 138,000 |
| South Bend-Mishawaka, IN-MI | 69 | $ 12,315,000 | $ 178,478 | $ 124,478 |
| Wichita Falls, TX | 69 | $ 16,255,000 | $ 235,579 | $ 111,000 |
| Ann Arbor, MI | 67 | $ 18,355,000 | $ 273,955 | $ 191,000 |
| Fort Smith, AR-OK | 67 | $ 14,795,000 | $ 220,820 | $ 200,029 |
| Amarillo, TX | 66 | $ 14,250,000 | $ 215,909 | $ 133,000 |
| Johnson City, TN | 66 | $ 16,210,000 | $ 245,606 | $ 121,000 |
| Longview, TX | 65 | $ 16,615,000 | $ 255,615 | $ 145,000 |
| Tyler, TX | 65 | $ 17,975,000 | $ 276,538 | $ 122,000 |
| Billings, MT | 64 | $ 19,000,000 | $ 296,875 | $ 148,000 |
| Cleveland, TN | 63 | $ 14,125,000 | $ 224,206 | $ 120,000 |
| Decatur, AL | 62 | $ 13,920,000 | $ 224,516 | $ 138,000 |
| Santa Fe, NM | 62 | $ 19,040,000 | $ 307,096 | $ 171,000 |
| Sherman-Denison, TX | 62 | $ 15,160,000 | $ 244,516 | $ 129,000 |
| Kalamazoo-Portage, MI | 61 | $ 12,145,000 | $ 199,098 | $ 112,000 |
| Joplin, MO | 60 | $ 8,420,000 | $ 140,333 | $ 119,466 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 60 | $ 21,110,000 | $ 351,833 | $ 221,000 |
| Beaumont-Port Arthur, TX | 59 | $ 9,275,000 | $ 157,203 | $ 119,000 |
| Sioux Falls, SD | 58 | $ 14,090,000 | $ 242,931 | $ 147,000 |
| Binghamton, NY | 57 | $ 9,735,000 | $ 170,789 | $ 120,000 |
| Glens Falls, NY | 57 | $ 12,115,000 | $ 212,543 | $ 160,000 |
| Florence-Muscle Shoals, AL | 56 | $ 11,870,000 | $ 211,964 | $ 132,000 |
| Green Bay, WI | 56 | $ 12,290,000 | $ 219,464 | $ 133,000 |
| Rapid City, SD | 56 | $ 16,190,000 | $ 289,107 | $ 136,000 |
| Yuba City, CA | 56 | $ 13,240,000 | $ 236,428 | $ 134,000 |
| Coeur D'Alene, ID | 55 | $ 15,715,000 | $ 285,727 | $ 133,000 |
| Fairbanks, AK | 55 | $ 13,925,000 | $ 253,181 | $ 130,000 |
| Hattiesburg, MS | 55 | $ 10,045,000 | $ 182,636 | $ 125,000 |
| Bangor, ME | 54 | $ 11,620,000 | $ 215,185 | $ 128,000 |
| Bowling Green, KY | 54 | $ 10,650,000 | $ 197,222 | $ 92,000 |
| Gettysburg, PA | 54 | $ 12,210,000 | $ 226,111 | $ 142,000 |
| Lafayette-West Lafayette, IN | 54 | $ 13,250,000 | $ 245,370 | $ 122,000 |
| Mansfield, OH | 54 | $ 9,010,000 | $ 166,851 | $ 101,000 |
| Bloomington, IN | 53 | $ 12,235,000 | $ 230,849 | $ 154,000 |
| Burlington-South Burlington, VT | 53 | $ 15,105,000 | $ 285,000 | $ 162,000 |
| Muskegon, MI | 53 | $ 10,695,000 | $ 201,792 | $ 88,000 |
| Rochester, MN | 53 | $ 13,585,000 | $ 256,320 | $ 155,000 |
| San Angelo, TX | 53 | $ 11,845,000 | $ 223,490 | $ 120,000 |
| Columbia, MO | 52 | $ 12,370,000 | $ 237,884 | $ 132,000 |
| Duluth, MN-WI | 52 | $ 11,360,000 | $ 218,461 | $ 120,076 |
| Idaho Falls, ID | 51 | $ 10,785,000 | $ 211,470 | $ 148,000 |
| Morgantown, WV | 51 | $ 10,115,000 | $ 198,333 | $ 147,000 |
| Appleton, WI | 50 | $ 11,270,000 | $ 225,400 | $ 116,000 |
| Charleston, WV | 50 | $ 8,350,000 | $ 167,000 | $ 94,000 |
| Evansville, IN-KY | 50 | $ 7,820,000 | $ 156,400 | $ 116,000 |
| Lebanon, PA | 50 | $ 10,730,000 | $ 214,600 | $ 141,000 |
| Sebring, FL | 50 | $ 7,860,000 | $ 157,200 | $ 103,000 |
| Vineland-Bridgeton, NJ | 50 | $ 8,880,000 | $ 177,600 | $ 107,000 |
| St. George, UT | 49 | $ 15,165,000 | $ 309,489 | $ 186,000 |
| Redding, CA | 48 | $ 10,730,000 | $ 223,541 | $ 150,000 |
| Chico, CA | 47 | $ 8,485,000 | $ 180,531 | $ 132,000 |
| Hammond, LA | 47 | $ 6,565,000 | $ 139,680 | $ 108,000 |
| Monroe, LA | 47 | $ 7,225,000 | $ 153,723 | $ 116,000 |
| Monroe, MI | 47 | $ 9,385,000 | $ 199,680 | $ 120,000 |
| Niles-Benton Harbor, MI | 47 | $ 9,215,000 | $ 196,063 | $ 127,000 |
| Springfield, OH | 47 | $ 7,505,000 | $ 159,680 | $ 116,000 |
| Cedar Rapids, IA | 46 | $ 7,330,000 | $ 159,347 | $ 117,000 |
| Minot, ND | 46 | $ 10,750,000 | $ 233,695 | $ 129,000 |
| Battle Creek, MI | 45 | $ 7,655,000 | $ 170,111 | $ 112,000 |
| Rome, GA | 45 | $ 8,085,000 | $ 179,666 | $ 102,000 |
| Saginaw, MI | 45 | $ 6,855,000 | $ 152,333 | $ 90,000 |
| Morristown, TN | 44 | $ 9,660,000 | $ 219,545 | $ 116,000 |
| Terre Haute, IN | 44 | $ 6,830,000 | $ 155,227 | $ 110,000 |
| Albany, OR | 43 | $ 10,415,000 | $ 242,209 | $ 120,000 |
| Anniston-Oxford-Jacksonville, AL | 43 | $ 5,555,000 | $ 129,186 | $ 107,000 |
| Flagstaff, AZ | 42 | $ 12,890,000 | $ 306,904 | $ 162,000 |
| Great Falls, MT | 42 | $ 9,480,000 | $ 225,714 | $ 114,000 |
| Kingston, NY | 42 | $ 6,980,000 | $ 166,190 | $ 140,000 |
| Missoula, MT | 42 | $ 15,590,000 | $ 371,190 | $ 143,000 |
| Traverse City, MI | 42 | $ 9,410,000 | $ 224,047 | $ 183,000 |
| Sandusky, OH | 41 | $ 8,575,000 | $ 209,146 | $ 172,000 |
| Santa Cruz-Watsonville, CA | 40 | $ 16,240,000 | $ 406,000 | $ 205,000 |
| Champaign-Urbana, IL | 39 | $ 7,835,000 | $ 200,897 | $ 139,000 |
| Helena, MT | 39 | $ 10,065,000 | $ 258,076 | $ 168,000 |
| Merced, CA | 39 | $ 6,825,000 | $ 175,000 | $ 100,000 |
| Jefferson City, MO | 38 | $ 7,110,000 | $ 187,105 | $ 107,000 |
| Lewiston-Auburn, ME | 38 | $ 8,030,000 | $ 211,315 | $ 132,000 |
| Midland, TX | 38 | $ 11,720,000 | $ 308,421 | $ 146,000 |
| Springfield, IL | 38 | $ 6,540,000 | $ 172,105 | $ 107,000 |
| Houma-Thibodaux, LA | 37 | $ 6,055,000 | $ 163,648 | $ 112,000 |
| Michigan City-La Porte, IN | 37 | $ 7,935,000 | $ 214,459 | $ 104,000 |
| Amherst Town-Northampton, MA | 36 | $ 9,820,000 | $ 272,777 | $ 155,000 |
| Texarkana, TX-AR | 36 | $ 7,940,000 | $ 220,555 | $ 142,305 |
| Casper, WY | 35 | $ 6,435,000 | $ 183,857 | $ 137,000 |
| Dalton, GA | 34 | $ 4,670,000 | $ 137,352 | $ 90,000 |
| Gadsden, AL | 34 | $ 4,500,000 | $ 132,352 | $ 100,000 |
| Harrisonburg, VA | 34 | $ 8,130,000 | $ 239,117 | $ 158,000 |
| Pittsfield, MA | 34 | $ 8,760,000 | $ 257,647 | $ 135,000 |
| Wenatchee, WA | 34 | $ 9,390,000 | $ 276,176 | $ 143,000 |
| Yakima, WA | 34 | $ 9,020,000 | $ 265,294 | $ 143,000 |
| Decatur, IL | 33 | $ 4,665,000 | $ 141,363 | $ 105,000 |
| Fargo, ND-MN | 33 | $ 7,965,000 | $ 241,363 | $ 130,090 |
| Hot Springs, AR | 33 | $ 8,205,000 | $ 248,636 | $ 147,000 |
| State College, PA | 33 | $ 7,915,000 | $ 239,848 | $ 142,000 |
| Williamsport, PA | 33 | $ 4,375,000 | $ 132,575 | $ 108,000 |
| Victoria, TX | 32 | $ 6,390,000 | $ 199,687 | $ 113,000 |
| Altoona, PA | 31 | $ 4,685,000 | $ 151,129 | $ 101,000 |
| Paducah, KY-IL | 31 | $ 4,785,000 | $ 154,354 | $ 118,580 |
| Wausau, WI | 31 | $ 9,605,000 | $ 309,838 | $ 131,000 |
| Beckley, WV | 30 | $ 6,250,000 | $ 208,333 | $ 129,000 |
| Bloomington, IL | 30 | $ 6,350,000 | $ 211,666 | $ 141,000 |
| Farmington, NM | 30 | $ 6,050,000 | $ 201,666 | $ 129,000 |
| Kahului-Wailuku-Lahaina, HI | 30 | $ 11,260,000 | $ 375,333 | $ 165,000 |
| Muncie, IN | 30 | $ 4,360,000 | $ 145,333 | $ 110,000 |
| Wheeling, WV-OH | 30 | $ 4,870,000 | $ 162,333 | $ 120,433 |
| Cape Girardeau, MO-IL | 29 | $ 5,235,000 | $ 180,517 | $ 172,344 |
| Eau Claire, WI | 29 | $ 5,725,000 | $ 197,413 | $ 114,000 |
| Jackson, MI | 29 | $ 3,645,000 | $ 125,689 | $ 91,000 |
| Johnstown, PA | 29 | $ 2,935,000 | $ 101,206 | $ 114,000 |
| Lawrence, KS | 29 | $ 8,205,000 | $ 282,931 | $ 178,000 |
| Lima, OH | 29 | $ 5,005,000 | $ 172,586 | $ 96,000 |
| Oshkosh-Neenah, WI | 29 | $ 4,885,000 | $ 168,448 | $ 117,000 |
| Grants Pass, OR | 28 | $ 6,430,000 | $ 229,642 | $ 121,000 |
| Jonesboro, AR | 28 | $ 6,220,000 | $ 222,142 | $ 117,000 |
| Longview, WA | 28 | $ 6,290,000 | $ 224,642 | $ 138,000 |
| Parkersburg-Vienna, WV | 28 | $ 5,600,000 | $ 200,000 | $ 125,000 |
| St. Cloud, MN | 28 | $ 5,550,000 | $ 198,214 | $ 106,000 |
| St. Joseph, MO-KS | 28 | $ 4,070,000 | $ 145,357 | $ 76,000 |
| Alexandria, LA | 27 | $ 4,875,000 | $ 180,555 | $ 119,000 |
| Weirton-Steubenville, WV-OH | 27 | $ 3,515,000 | $ 130,185 | $ 85,333 |
| Enid, OK | 26 | $ 5,160,000 | $ 198,461 | $ 104,000 |
| Janesville-Beloit, WI | 26 | $ 4,820,000 | $ 185,384 | $ 111,000 |
| Kankakee, IL | 26 | $ 3,390,000 | $ 130,384 | $ 85,000 |
| Bozeman, MT | 25 | $ 11,875,000 | $ 475,000 | $ 250,000 |
| Kokomo, IN | 25 | $ 3,795,000 | $ 151,800 | $ 127,000 |
| Laredo, TX | 25 | $ 4,895,000 | $ 195,800 | $ 126,000 |
| Napa, CA | 25 | $ 8,415,000 | $ 336,600 | $ 210,000 |
| Columbus, IN | 24 | $ 4,210,000 | $ 175,416 | $ 102,000 |
| Lewiston, ID-WA | 24 | $ 4,230,000 | $ 176,250 | $ 145,416 |
| Logan, UT-ID | 24 | $ 7,860,000 | $ 327,500 | $ 137,000 |
| Midland, MI | 24 | $ 5,350,000 | $ 222,916 | $ 132,000 |
| Elkhart-Goshen, IN | 23 | $ 4,555,000 | $ 198,043 | $ 112,000 |
| La Crosse-Onalaska, WI-MN | 23 | $ 7,375,000 | $ 320,652 | $ 175,000 |
| Carson City, NV | 22 | $ 6,040,000 | $ 274,545 | $ 144,000 |
| Corvallis, OR | 22 | $ 5,840,000 | $ 265,454 | $ 143,000 |
| Mankato-North Mankato, MN | 22 | $ 3,240,000 | $ 147,272 | $ 115,000 |
| Ames, IA | 21 | $ 4,165,000 | $ 198,333 | $ 122,000 |
| Grand Forks, ND-MN | 21 | $ 3,325,000 | $ 158,333 | $ 108,666 |
| Elmira, NY | 20 | $ 3,690,000 | $ 184,500 | $ 110,000 |
| Walla Walla, WA | 20 | $ 4,810,000 | $ 240,500 | $ 142,000 |
| Pocatello, ID | 19 | $ 4,805,000 | $ 252,894 | $ 141,000 |
| Bay City, MI | 17 | $ 2,735,000 | $ 160,882 | $ 96,000 |
| Owensboro, KY | 17 | $ 3,255,000 | $ 191,470 | $ 104,000 |
| Sheboygan, WI | 16 | $ 3,070,000 | $ 191,875 | $ 119,000 |
| Sioux City, IA-NE-SD | 16 | $ 2,140,000 | $ 133,750 | $ 130,000 |
| Bismarck, ND | 14 | $ 3,960,000 | $ 282,857 | $ 167,000 |
| Iowa City, IA | 14 | $ 2,320,000 | $ 165,714 | $ 126,000 |
| Waterloo-Cedar Falls, IA | 14 | $ 2,420,000 | $ 172,857 | $ 85,000 |
| Dubuque, IA | 13 | $ 3,205,000 | $ 246,538 | $ 150,000 |
| Fond Du Lac, WI | 13 | $ 2,445,000 | $ 188,076 | $ 106,000 |
| Odessa, TX | 13 | $ 2,555,000 | $ 196,538 | $ 93,000 |
| Ithaca, NY | 12 | $ 2,490,000 | $ 207,500 | $ 186,000 |
| Twin Falls, ID | 12 | $ 1,780,000 | $ 148,333 | $ 152,000 |
| Grand Island, NE | 10 | $ 1,590,000 | $ 159,000 | $ 106,000 |
| San Rafael, CA | 10 | $ 2,640,000 | $ 264,000 | $ 275,000 |
| Eagle Pass, TX | 7 | $ 1,845,000 | $ 263,571 | $ 89,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 54,674 | $20,431,250,000 | $373,000 | $3,005,000 | $146,000 | $8,175,000 |
| Home Improvement | 46,909 | $4,766,605,000 | $101,000 | $9,995,000 | $145,000 | $5,892,000 |
| Other Purpose | 45,598 | $5,107,740,000 | $112,000 | $2,605,000 | $138,000 | $9,707,000 |
| Cash-out Refinancing | 21,780 | $5,583,210,000 | $256,000 | $2,505,000 | $141,000 | $7,234,000 |
| Refinancing | 11,501 | $4,249,035,000 | $369,000 | $5,305,000 | $167,000 | $6,000,000 |
| Not Applicable | 134 | $22,350,000 | $166,000 | $355,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90,427 | $20,614,975,000 | $227,000 | $4,105,000 | $149,000 | $8,525,000 |
| Black or African American | 33,628 | $6,240,780,000 | $185,000 | $9,995,000 | $126,000 | $9,000,000 |
| Hispanic | 22,695 | $4,974,095,000 | $219,000 | $5,305,000 | $136,000 | $8,175,000 |
| Not Provided | 20,672 | $4,967,190,000 | $240,000 | $2,425,000 | $155,000 | $9,707,000 |
| Asian | 9,488 | $2,565,190,000 | $270,000 | $2,505,000 | $158,000 | $3,718,000 |
| American Indian or Alaskan Native | 2,319 | $478,395,000 | $206,000 | $9,995,000 | $127,000 | $1,500,000 |
| Native Hawaiian or Other Pacific Islander | 771 | $170,105,000 | $220,000 | $1,375,000 | $141,000 | $1,696,000 |
| Not applicable | 596 | $149,460,000 | $250,000 | $1,305,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 143,266 | $25,473,040,000 | $177,000 | $9,995,000 | $145,000 | $9,707,000 |
| VA-guaranteed (Veterans Administration) | 37,254 | $14,674,570,000 | $393,000 | $2,435,000 | $137,000 | $8,175,000 |
| FHA-insured (Federal Housing Administration) | 76 | $12,580,000 | $165,000 | $315,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 80,547 | $18,542,805,000 | $230,000 | $3,005,000 | $145,000 | $3,718,000 |
| Application Withdrawn By Applicant | 44,168 | $11,516,810,000 | $260,000 | $3,905,000 | $155,000 | $9,000,000 |
| Application Denied By Financial Institution | 40,360 | $6,579,510,000 | $163,000 | $9,995,000 | $127,000 | $9,707,000 |
| File Closed For Incompleteness | 12,895 | $2,881,595,000 | $223,000 | $5,305,000 | $154,000 | $8,175,000 |
| Application Approved But Not Accepted | 1,627 | $276,055,000 | $169,000 | $1,105,000 | $132,000 | $660,000 |
| Loan Purchased By The Institution | 545 | $136,935,000 | $251,000 | $795,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 282 | $157,280,000 | $557,000 | $3,005,000 | $173,000 | $1,170,000 |
| Preapproval Denied by Financial Institution | 172 | $69,200,000 | $402,000 | $1,605,000 | $106,000 | $450,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 140,064 | $33,511,480,000 | $239,000 | $5,305,000 | $149,000 | $9,000,000 |
| Debt-To-Income Ratio | 15,390 | $2,766,630,000 | $179,000 | $2,485,000 | $91,000 | $3,415,000 |
| Other | 9,085 | $1,456,235,000 | $160,000 | $9,995,000 | $156,000 | $8,829,000 |
| Credit History | 8,627 | $1,226,325,000 | $142,000 | $2,305,000 | $153,000 | $9,707,000 |
| Collateral | 3,375 | $467,825,000 | $138,000 | $2,205,000 | $152,000 | $1,696,000 |
| Credit Application Incomplete | 1,663 | $317,875,000 | $191,000 | $2,095,000 | $141,000 | $5,036,000 |
| Unverifiable Information | 1,475 | $234,035,000 | $158,000 | $1,505,000 | $114,000 | $3,800,000 |
| Employment History | 612 | $117,620,000 | $192,000 | $2,505,000 | $46,000 | $970,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 304 | $61,550,000 | $202,000 | $1,805,000 | $161,000 | $5,000,000 |
| Mortgage Insurance Denied | 1 | $615,000 | $615,000 | $615,000 | $150,000 | $150,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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