Navy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Navy Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 128,358 |
| Total Mortgage Loan Application Amount | $25,079,434,000 |
| Average Mortgage Loan Application Amount | $160,333 |
| Highest Mortgage Loan Application Amount | $2,494,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Navy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Navy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Navy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Navy Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Navy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Navy Federal Credit Union's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 9,353 | $ 2,183,565,000 | $ 200,000 | $ 87,250 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5,927 | $ 786,810,000 | $ 136,500 | $ 63,500 |
| SAN DIEGO-CARLSBAD, CA | 3,838 | $ 1,019,943,000 | $ 265,000 | $ 97,000 |
| JACKSONVILLE, FL | 2,394 | $ 302,343,000 | $ 126,000 | $ 63,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,867 | $ 440,944,000 | $ 236,000 | $ 101,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,848 | $ 350,324,000 | $ 189,000 | $ 78,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,768 | $ 253,264,000 | $ 143,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,551 | $ 188,895,000 | $ 121,000 | $ 55,000 |
| JACKSONVILLE, NC | 1,008 | $ 99,417,000 | $ 98,000 | $ 52,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 968 | $ 168,850,000 | $ 174,000 | $ 86,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 964 | $ 142,263,000 | $ 147,000 | $ 70,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 917 | $ 158,036,000 | $ 172,000 | $ 80,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 840 | $ 127,194,000 | $ 151,000 | $ 80,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 820 | $ 232,749,000 | $ 283,000 | $ 120,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 763 | $ 124,133,000 | $ 162,000 | $ 91,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 752 | $ 117,553,000 | $ 156,000 | $ 77,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 714 | $ 124,984,000 | $ 175,000 | $ 80,000 |
| FORT WORTH-ARLINGTON, TX | 673 | $ 92,488,000 | $ 137,000 | $ 73,000 |
| DENVER-AURORA-LAKEWOOD, CO | 661 | $ 151,962,000 | $ 229,000 | $ 99,000 |
| DALLAS-PLANO-IRVING, TX | 612 | $ 102,798,000 | $ 167,000 | $ 84,000 |
| URBAN HONOLULU, HI | 610 | $ 213,289,000 | $ 349,000 | $ 108,000 |
| BREMERTON-SILVERDALE, WA | 587 | $ 108,431,000 | $ 184,000 | $ 81,000 |
| RICHMOND, VA | 554 | $ 90,909,000 | $ 164,000 | $ 74,000 |
| NEW ORLEANS-METAIRIE, LA | 510 | $ 62,637,000 | $ 122,000 | $ 63,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 509 | $ 117,359,000 | $ 229,500 | $ 97,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 482 | $ 131,438,000 | $ 272,000 | $ 106,000 |
| COLORADO SPRINGS, CO | 447 | $ 83,697,000 | $ 187,000 | $ 74,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 444 | $ 78,229,000 | $ 176,000 | $ 83,500 |
| OKLAHOMA CITY, OK | 442 | $ 58,437,000 | $ 132,000 | $ 66,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 439 | $ 123,525,000 | $ 281,000 | $ 108,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 433 | $ 86,980,000 | $ 200,000 | $ 99,000 |
| CORPUS CHRISTI, TX | 423 | $ 57,855,000 | $ 136,000 | $ 76,000 |
| FAYETTEVILLE, NC | 393 | $ 43,408,000 | $ 110,000 | $ 60,000 |
| CAMDEN, NJ | 386 | $ 50,328,000 | $ 130,000 | $ 76,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 380 | $ 64,513,000 | $ 169,000 | $ 89,000 |
| MEMPHIS, TN-MS-AR | 376 | $ 42,475,000 | $ 114,000 | $ 74,666 |
| PHILADELPHIA, PA | 370 | $ 42,108,000 | $ 113,000 | $ 60,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 357 | $ 43,728,000 | $ 123,000 | $ 75,000 |
| NORWICH-NEW LONDON, CT | 343 | $ 52,554,000 | $ 153,000 | $ 75,000 |
| KILLEEN-TEMPLE, TX | 338 | $ 27,911,000 | $ 82,000 | $ 48,000 |
| RALEIGH, NC | 329 | $ 60,973,000 | $ 185,000 | $ 82,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 327 | $ 116,833,000 | $ 357,000 | $ 144,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 327 | $ 40,074,000 | $ 122,000 | $ 60,000 |
| PROVIDENCE-WARWICK, RI-MA | 326 | $ 72,783,000 | $ 227,500 | $ 114,500 |
| EL PASO, TX | 324 | $ 35,386,000 | $ 109,000 | $ 63,000 |
| CLEVELAND-ELYRIA, OH | 322 | $ 34,586,000 | $ 107,000 | $ 60,000 |
| NEW BERN, NC | 321 | $ 36,353,000 | $ 113,000 | $ 62,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 312 | $ 66,286,000 | $ 212,000 | $ 102,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 293 | $ 46,609,000 | $ 159,000 | $ 95,000 |
| ST. LOUIS, MO-IL | 290 | $ 38,989,000 | $ 131,500 | $ 75,000 |
| CLARKSVILLE, TN-KY | 288 | $ 32,480,000 | $ 102,000 | $ 51,000 |
| COLUMBIA, SC | 287 | $ 35,650,000 | $ 124,000 | $ 64,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 287 | $ 52,937,000 | $ 184,000 | $ 83,000 |
| SAVANNAH, GA | 282 | $ 36,227,000 | $ 128,000 | $ 59,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 273 | $ 29,394,000 | $ 107,000 | $ 62,000 |
| YUMA, AZ | 255 | $ 31,594,000 | $ 123,000 | $ 62,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 254 | $ 47,654,000 | $ 187,000 | $ 86,000 |
| AUSTIN-ROUND ROCK, TX | 251 | $ 48,512,000 | $ 193,000 | $ 93,000 |
| KANSAS CITY, MO-KS | 247 | $ 35,942,000 | $ 145,000 | $ 77,000 |
| COLUMBUS, GA-AL | 242 | $ 25,200,000 | $ 97,000 | $ 46,000 |
| TACOMA-LAKEWOOD, WA | 241 | $ 47,367,000 | $ 196,000 | $ 78,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 240 | $ 55,383,000 | $ 232,500 | $ 96,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 230 | $ 36,003,000 | $ 156,000 | $ 68,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 221 | $ 42,157,000 | $ 190,000 | $ 87,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 202 | $ 38,718,000 | $ 191,000 | $ 95,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 201 | $ 27,491,000 | $ 136,000 | $ 76,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 199 | $ 46,019,000 | $ 231,000 | $ 103,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 199 | $ 31,005,000 | $ 155,000 | $ 85,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 197 | $ 27,407,000 | $ 124,500 | $ 67,500 |
| ALBUQUERQUE, NM | 192 | $ 29,353,000 | $ 152,000 | $ 73,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 191 | $ 26,458,000 | $ 133,000 | $ 77,000 |
| ALBANY, GA | 186 | $ 15,869,000 | $ 85,000 | $ 52,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 184 | $ 23,626,000 | $ 122,000 | $ 59,500 |
| WINCHESTER, VA-WV | 181 | $ 29,611,000 | $ 134,000 | $ 74,000 |
| PITTSBURGH, PA | 178 | $ 23,854,000 | $ 134,000 | $ 72,000 |
| BAKERSFIELD, CA | 177 | $ 23,968,000 | $ 135,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 177 | $ 51,005,000 | $ 288,000 | $ 103,000 |
| COLUMBUS, OH | 175 | $ 25,185,000 | $ 143,000 | $ 73,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 175 | $ 28,203,000 | $ 192,000 | $ 77,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 175 | $ 68,069,000 | $ 388,000 | $ 145,000 |
| CINCINNATI, OH-KY-IN | 164 | $ 22,874,000 | $ 141,666 | $ 73,666 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 150 | $ 21,035,000 | $ 140,000 | $ 71,000 |
| PORTLAND-SOUTH PORTLAND, ME | 150 | $ 30,110,000 | $ 200,000 | $ 92,000 |
| BIRMINGHAM-HOOVER, AL | 147 | $ 20,025,000 | $ 136,000 | $ 78,000 |
| HINESVILLE, GA | 146 | $ 13,022,000 | $ 89,000 | $ 44,000 |
| NEWARK, NJ-PA | 144 | $ 35,279,000 | $ 220,000 | $ 108,500 |
| TUCSON, AZ | 144 | $ 23,786,000 | $ 165,000 | $ 85,000 |
| MONTGOMERY, AL | 138 | $ 15,803,000 | $ 114,000 | $ 54,000 |
| WILMINGTON, DE-MD-NJ | 137 | $ 24,163,000 | $ 172,333 | $ 81,333 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 132 | $ 20,260,000 | $ 166,000 | $ 91,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 131 | $ 23,041,000 | $ 175,000 | $ 93,000 |
| ALBANY-SCHENECTADY-TROY, NY | 130 | $ 23,355,000 | $ 179,000 | $ 84,000 |
| HANFORD-CORCORAN, CA | 129 | $ 15,418,000 | $ 119,000 | $ 55,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 123 | $ 20,697,000 | $ 176,000 | $ 86,500 |
| MOBILE, AL | 120 | $ 11,400,000 | $ 95,000 | $ 56,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 116 | $ 34,297,000 | $ 295,000 | $ 119,000 |
| SALISBURY, MD-DE | 116 | $ 20,300,000 | $ 172,000 | $ 115,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 115 | $ 12,031,000 | $ 104,000 | $ 65,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 114 | $ 17,263,000 | $ 151,000 | $ 95,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 114 | $ 28,923,000 | $ 253,000 | $ 122,000 |
| CAPE CORAL-FORT MYERS, FL | 110 | $ 17,508,000 | $ 159,000 | $ 90,000 |
| PANAMA CITY, FL | 110 | $ 18,000,000 | $ 163,000 | $ 80,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 107 | $ 18,427,000 | $ 172,000 | $ 91,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 105 | $ 10,852,000 | $ 103,000 | $ 56,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 105 | $ 17,660,000 | $ 168,000 | $ 85,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 104 | $ 11,495,000 | $ 110,000 | $ 65,000 |
| WILMINGTON, NC | 104 | $ 17,136,000 | $ 164,000 | $ 71,000 |
| HUNTSVILLE, AL | 103 | $ 20,116,000 | $ 195,000 | $ 98,000 |
| BOSTON, MA | 100 | $ 29,346,000 | $ 293,000 | $ 119,000 |
| VALLEJO-FAIRFIELD, CA | 99 | $ 23,538,000 | $ 237,000 | $ 92,000 |
| WORCESTER, MA-CT | 94 | $ 19,464,000 | $ 183,000 | $ 78,500 |
| LAKELAND-WINTER HAVEN, FL | 92 | $ 11,109,000 | $ 120,000 | $ 63,000 |
| SIERRA VISTA-DOUGLAS, AZ | 89 | $ 8,470,000 | $ 95,000 | $ 59,000 |
| DAYTON, OH | 87 | $ 11,271,000 | $ 129,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 87 | $ 16,191,000 | $ 186,000 | $ 86,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 87 | $ 16,527,000 | $ 189,000 | $ 87,000 |
| KNOXVILLE, TN | 86 | $ 17,555,000 | $ 204,000 | $ 100,000 |
| OLYMPIA-TUMWATER, WA | 85 | $ 18,404,000 | $ 216,000 | $ 89,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 85 | $ 19,902,000 | $ 234,000 | $ 102,000 |
| TULSA, OK | 85 | $ 11,288,000 | $ 132,000 | $ 68,000 |
| GREENSBORO-HIGH POINT, NC | 84 | $ 10,277,000 | $ 122,000 | $ 69,000 |
| CHARLOTTESVILLE, VA | 83 | $ 17,595,000 | $ 211,000 | $ 100,000 |
| LAWTON, OK | 83 | $ 6,778,000 | $ 81,000 | $ 46,000 |
| WINSTON-SALEM, NC | 83 | $ 9,463,000 | $ 114,000 | $ 102,000 |
| DURHAM-CHAPEL HILL, NC | 79 | $ 16,835,000 | $ 213,000 | $ 102,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 77 | $ 13,536,000 | $ 172,000 | $ 68,500 |
| PORT ST. LUCIE, FL | 74 | $ 12,435,000 | $ 168,000 | $ 85,000 |
| ROCHESTER, NY | 73 | $ 8,395,000 | $ 115,000 | $ 72,000 |
| BOISE CITY, ID | 72 | $ 12,815,000 | $ 177,000 | $ 82,000 |
| YORK-HANOVER, PA | 72 | $ 10,258,000 | $ 142,000 | $ 79,000 |
| BATON ROUGE, LA | 71 | $ 11,722,000 | $ 165,000 | $ 92,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 70 | $ 8,438,000 | $ 120,000 | $ 72,000 |
| ASHEVILLE, NC | 69 | $ 11,320,000 | $ 164,000 | $ 89,000 |
| AKRON, OH | 68 | $ 8,481,000 | $ 124,000 | $ 69,000 |
| GRAND RAPIDS-WYOMING, MI | 67 | $ 8,919,000 | $ 133,000 | $ 77,000 |
| SALT LAKE CITY, UT | 67 | $ 13,590,000 | $ 202,000 | $ 102,000 |
| CHATTANOOGA, TN-GA | 66 | $ 8,586,000 | $ 106,000 | $ 59,500 |
| RENO, NV | 66 | $ 17,354,000 | $ 262,000 | $ 115,000 |
| WARNER ROBINS, GA | 66 | $ 8,124,000 | $ 123,000 | $ 67,000 |
| STOCKTON-LODI, CA | 65 | $ 10,027,000 | $ 154,000 | $ 91,000 |
| FRESNO, CA | 63 | $ 10,557,000 | $ 167,000 | $ 81,000 |
| ROANOKE, VA | 63 | $ 10,628,000 | $ 168,000 | $ 73,000 |
| SALINAS, CA | 63 | $ 23,294,000 | $ 369,000 | $ 135,000 |
| JACKSON, MS | 62 | $ 8,538,000 | $ 137,000 | $ 69,000 |
| OCALA, FL | 59 | $ 5,601,000 | $ 94,000 | $ 56,000 |
| TALLAHASSEE, FL | 59 | $ 8,635,000 | $ 146,000 | $ 88,000 |
| WICHITA, KS | 58 | $ 7,397,000 | $ 127,000 | $ 77,000 |
| NEW HAVEN-MILFORD, CT | 57 | $ 10,390,000 | $ 182,000 | $ 96,000 |
| GREELEY, CO | 56 | $ 11,395,000 | $ 203,000 | $ 79,000 |
| AUBURN-OPELIKA, AL | 55 | $ 7,198,000 | $ 130,000 | $ 61,000 |
| CANTON-MASSILLON, OH | 55 | $ 5,766,000 | $ 104,000 | $ 56,000 |
| MOUNT VERNON-ANACORTES, WA | 55 | $ 13,886,000 | $ 252,000 | $ 107,000 |
| SYRACUSE, NY | 55 | $ 6,212,000 | $ 112,000 | $ 74,000 |
| ANCHORAGE, AK | 54 | $ 13,330,000 | $ 246,000 | $ 99,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 54 | $ 5,072,000 | $ 94,000 | $ 65,000 |
| BRUNSWICK, GA | 51 | $ 7,841,000 | $ 153,000 | $ 91,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 51 | $ 11,895,000 | $ 233,000 | $ 156,000 |
| FORT COLLINS, CO | 50 | $ 10,371,000 | $ 207,000 | $ 81,000 |
| GREENVILLE, NC | 48 | $ 7,188,000 | $ 149,000 | $ 84,000 |
| SPOKANE-SPOKANE VALLEY, WA | 48 | $ 6,704,000 | $ 139,000 | $ 67,000 |
| LAFAYETTE, LA | 45 | $ 6,172,000 | $ 137,000 | $ 96,000 |
| BOULDER, CO | 44 | $ 10,752,000 | $ 244,000 | $ 131,000 |
| LANCASTER, PA | 43 | $ 4,893,000 | $ 113,000 | $ 52,000 |
| SPRINGFIELD, MA | 43 | $ 8,205,000 | $ 190,000 | $ 84,000 |
| GAINESVILLE, FL | 42 | $ 5,030,000 | $ 119,000 | $ 69,000 |
| LEXINGTON-FAYETTE, KY | 42 | $ 6,587,000 | $ 156,000 | $ 87,000 |
| PUNTA GORDA, FL | 42 | $ 4,049,000 | $ 96,000 | $ 71,000 |
| BEAUMONT-PORT ARTHUR, TX | 41 | $ 4,426,000 | $ 107,000 | $ 65,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 41 | $ 4,814,000 | $ 117,000 | $ 77,000 |
| MCALLEN-EDINBURG-MISSION, TX | 41 | $ 4,438,000 | $ 108,000 | $ 100,000 |
| MANCHESTER-NASHUA, NH | 40 | $ 7,069,000 | $ 176,000 | $ 90,000 |
| GARY, IN | 39 | $ 4,957,000 | $ 127,000 | $ 59,000 |
| WACO, TX | 39 | $ 3,736,000 | $ 95,000 | $ 86,000 |
| ATHENS-CLARKE COUNTY, GA | 38 | $ 4,605,000 | $ 121,000 | $ 54,000 |
| DOTHAN, AL | 38 | $ 3,639,000 | $ 95,000 | $ 51,000 |
| LYNCHBURG, VA | 38 | $ 5,801,000 | $ 152,000 | $ 88,000 |
| HOMOSASSA SPRINGS, FL | 37 | $ 4,214,000 | $ 113,000 | $ 77,000 |
| PRESCOTT, AZ | 37 | $ 5,375,000 | $ 145,000 | $ 77,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 37 | $ 15,603,000 | $ 421,000 | $ 180,000 |
| SPARTANBURG, SC | 37 | $ 3,775,000 | $ 102,000 | $ 46,000 |
| TOLEDO, OH | 37 | $ 3,766,000 | $ 101,000 | $ 66,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 36 | $ 14,715,000 | $ 408,000 | $ 125,000 |
| HICKORY-LENOIR-MORGANTON, NC | 36 | $ 5,195,000 | $ 144,000 | $ 86,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 36 | $ 3,137,000 | $ 89,000 | $ 47,000 |
| BROWNSVILLE-HARLINGEN, TX | 35 | $ 3,305,000 | $ 94,000 | $ 75,000 |
| SHREVEPORT-BOSSIER CITY, LA | 35 | $ 4,671,000 | $ 133,000 | $ 59,000 |
| SUMTER, SC | 34 | $ 3,172,000 | $ 93,000 | $ 54,000 |
| BELLINGHAM, WA | 33 | $ 6,845,000 | $ 207,000 | $ 85,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 33 | $ 5,329,000 | $ 153,500 | $ 64,000 |
| FLORENCE, SC | 33 | $ 3,301,000 | $ 100,000 | $ 75,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 33 | $ 4,460,000 | $ 135,000 | $ 63,000 |
| SEBASTIAN-VERO BEACH, FL | 33 | $ 5,825,000 | $ 176,000 | $ 93,000 |
| DOVER, DE | 32 | $ 5,185,000 | $ 162,000 | $ 66,000 |
| READING, PA | 32 | $ 3,588,000 | $ 112,000 | $ 66,000 |
| SAN ANGELO, TX | 32 | $ 3,632,000 | $ 113,000 | $ 63,000 |
| MADISON, WI | 31 | $ 7,068,000 | $ 228,000 | $ 108,000 |
| OGDEN-CLEARFIELD, UT | 31 | $ 5,359,000 | $ 172,000 | $ 74,000 |
| ROCKY MOUNT, NC | 31 | $ 3,273,000 | $ 105,000 | $ 64,000 |
| VISALIA-PORTERVILLE, CA | 31 | $ 3,559,000 | $ 114,000 | $ 51,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 30 | $ 3,793,000 | $ 126,000 | $ 60,000 |
| LAS CRUCES, NM | 30 | $ 4,477,000 | $ 149,000 | $ 72,000 |
| TRENTON, NJ | 30 | $ 5,624,000 | $ 187,000 | $ 79,000 |
| BANGOR, ME | 29 | $ 3,412,000 | $ 117,000 | $ 79,000 |
| BARNSTABLE TOWN, MA | 29 | $ 7,269,000 | $ 250,000 | $ 117,000 |
| DES MOINES-WEST DES MOINES, IA | 29 | $ 5,296,000 | $ 182,000 | $ 88,000 |
| GETTYSBURG, PA | 29 | $ 5,414,000 | $ 186,000 | $ 104,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 29 | $ 2,961,000 | $ 91,666 | $ 47,666 |
| MANHATTAN, KS | 29 | $ 4,109,000 | $ 141,000 | $ 63,000 |
| SALEM, OR | 29 | $ 5,338,000 | $ 184,000 | $ 92,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 29 | $ 11,156,000 | $ 384,000 | $ 103,000 |
| BURLINGTON, NC | 28 | $ 4,914,000 | $ 175,000 | $ 89,000 |
| ELGIN, IL | 28 | $ 5,388,000 | $ 192,000 | $ 95,000 |
| HOUMA-THIBODAUX, LA | 28 | $ 3,986,000 | $ 142,000 | $ 66,000 |
| PUEBLO, CO | 28 | $ 3,346,000 | $ 119,000 | $ 77,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 28 | $ 316,000 | $ 11,000 | $ 4,000 |
| VALDOSTA, GA | 28 | $ 3,132,000 | $ 111,000 | $ 63,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 27 | $ 6,022,000 | $ 223,000 | $ 135,000 |
| MODESTO, CA | 27 | $ 5,155,000 | $ 190,000 | $ 113,000 |
| THE VILLAGES, FL | 27 | $ 5,160,000 | $ 191,000 | $ 125,000 |
| ANN ARBOR, MI | 26 | $ 5,116,000 | $ 196,000 | $ 85,000 |
| FORT WAYNE, IN | 26 | $ 3,208,000 | $ 123,000 | $ 56,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 26 | $ 4,421,000 | $ 177,000 | $ 85,000 |
| RAPID CITY, SD | 26 | $ 3,412,000 | $ 131,000 | $ 68,000 |
| KALAMAZOO-PORTAGE, MI | 25 | $ 3,787,000 | $ 151,000 | $ 93,000 |
| LAREDO, TX | 25 | $ 2,079,000 | $ 83,000 | $ 55,000 |
| LEWISTON-AUBURN, ME | 25 | $ 3,112,000 | $ 124,000 | $ 67,000 |
| LUBBOCK, TX | 25 | $ 3,080,000 | $ 123,000 | $ 67,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 25 | $ 9,575,000 | $ 383,000 | $ 112,000 |
| WATERTOWN-FORT DRUM, NY | 25 | $ 3,037,000 | $ 121,000 | $ 62,000 |
| EAST STROUDSBURG, PA | 24 | $ 2,728,000 | $ 113,000 | $ 70,000 |
| FLAGSTAFF, AZ | 24 | $ 4,463,000 | $ 185,000 | $ 104,000 |
| LANSING-EAST LANSING, MI | 24 | $ 2,056,000 | $ 85,000 | $ 61,000 |
| LINCOLN, NE | 24 | $ 2,903,000 | $ 120,000 | $ 68,000 |
| BEND-REDMOND, OR | 23 | $ 4,636,000 | $ 201,000 | $ 98,000 |
| COLLEGE STATION-BRYAN, TX | 23 | $ 3,306,000 | $ 143,000 | $ 74,000 |
| ERIE, PA | 23 | $ 2,633,000 | $ 114,000 | $ 56,000 |
| GLENS FALLS, NY | 23 | $ 3,578,000 | $ 155,000 | $ 116,000 |
| GOLDSBORO, NC | 23 | $ 2,298,000 | $ 99,000 | $ 60,000 |
| LAKE CHARLES, LA | 23 | $ 2,238,000 | $ 97,000 | $ 51,000 |
| PROVO-OREM, UT | 23 | $ 4,519,000 | $ 196,000 | $ 98,000 |
| SANTA MARIA-SANTA BARBARA, CA | 23 | $ 7,518,000 | $ 326,000 | $ 147,000 |
| SPRINGFIELD, MO | 23 | $ 2,446,000 | $ 106,000 | $ 58,000 |
| TYLER, TX | 23 | $ 2,814,000 | $ 122,000 | $ 83,000 |
| AMARILLO, TX | 22 | $ 2,442,000 | $ 111,000 | $ 93,000 |
| BLOOMINGTON, IN | 22 | $ 4,199,000 | $ 190,000 | $ 91,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 22 | $ 3,249,000 | $ 146,500 | $ 88,500 |
| EL CENTRO, CA | 22 | $ 2,725,000 | $ 123,000 | $ 76,000 |
| EUGENE, OR | 22 | $ 3,945,000 | $ 179,000 | $ 72,000 |
| FORT SMITH, AR-OK | 22 | $ 2,216,000 | $ 104,500 | $ 58,500 |
| OCEAN CITY, NJ | 22 | $ 3,911,000 | $ 177,000 | $ 82,000 |
| STAUNTON-WAYNESBORO, VA | 22 | $ 2,860,000 | $ 130,000 | $ 70,000 |
| HARRISONBURG, VA | 21 | $ 3,245,000 | $ 154,000 | $ 126,000 |
| MACON, GA | 21 | $ 2,151,000 | $ 102,000 | $ 68,000 |
| HATTIESBURG, MS | 20 | $ 2,093,000 | $ 104,000 | $ 64,000 |
| IDAHO FALLS, ID | 20 | $ 4,224,000 | $ 211,000 | $ 85,000 |
| SANTA FE, NM | 20 | $ 5,664,000 | $ 283,000 | $ 121,000 |
| BINGHAMTON, NY | 19 | $ 1,380,000 | $ 72,000 | $ 41,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 19 | $ 3,043,000 | $ 160,000 | $ 81,000 |
| BOWLING GREEN, KY | 19 | $ 2,592,000 | $ 136,000 | $ 77,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 19 | $ 3,128,000 | $ 164,000 | $ 67,000 |
| GAINESVILLE, GA | 19 | $ 1,879,000 | $ 98,000 | $ 50,000 |
| GREEN BAY, WI | 19 | $ 2,907,000 | $ 153,000 | $ 91,000 |
| KENNEWICK-RICHLAND, WA | 19 | $ 3,128,000 | $ 164,000 | $ 80,000 |
| ABILENE, TX | 18 | $ 2,706,000 | $ 150,000 | $ 73,000 |
| COEUR D'ALENE, ID | 17 | $ 3,438,000 | $ 202,000 | $ 82,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 17 | $ 3,805,000 | $ 223,000 | $ 86,000 |
| EVANSVILLE, IN-KY | 17 | $ 1,906,000 | $ 117,000 | $ 51,000 |
| JOHNSON CITY, TN | 17 | $ 2,330,000 | $ 137,000 | $ 58,000 |
| SANTA ROSA, CA | 17 | $ 5,543,000 | $ 326,000 | $ 101,000 |
| UTICA-ROME, NY | 17 | $ 1,659,000 | $ 97,000 | $ 68,000 |
| WILLIAMSPORT, PA | 17 | $ 2,432,000 | $ 143,000 | $ 72,000 |
| CEDAR RAPIDS, IA | 16 | $ 2,451,000 | $ 153,000 | $ 86,000 |
| GRAND JUNCTION, CO | 16 | $ 2,658,000 | $ 166,000 | $ 54,000 |
| HOT SPRINGS, AR | 16 | $ 1,640,000 | $ 102,000 | $ 74,000 |
| STATE COLLEGE, PA | 16 | $ 3,223,000 | $ 201,000 | $ 112,000 |
| TUSCALOOSA, AL | 16 | $ 2,292,000 | $ 143,000 | $ 85,000 |
| WICHITA FALLS, TX | 16 | $ 1,710,000 | $ 106,000 | $ 64,000 |
| HAMMOND, LA | 15 | $ 1,902,000 | $ 126,000 | $ 70,000 |
| JACKSON, TN | 15 | $ 1,806,000 | $ 120,000 | $ 77,000 |
| LONGVIEW, TX | 15 | $ 1,755,000 | $ 117,000 | $ 88,000 |
| MORRISTOWN, TN | 15 | $ 1,903,000 | $ 126,000 | $ 61,000 |
| MUSKEGON, MI | 15 | $ 1,768,000 | $ 117,000 | $ 73,000 |
| ROCKFORD, IL | 15 | $ 1,993,000 | $ 132,000 | $ 84,000 |
| BATTLE CREEK, MI | 14 | $ 1,926,000 | $ 137,000 | $ 75,000 |
| CHAMPAIGN-URBANA, IL | 14 | $ 2,560,000 | $ 182,000 | $ 92,000 |
| DULUTH, MN-WI | 14 | $ 1,726,000 | $ 132,000 | $ 82,000 |
| LEBANON, PA | 14 | $ 2,518,000 | $ 179,000 | $ 68,000 |
| MIDLAND, TX | 14 | $ 2,467,000 | $ 176,000 | $ 99,000 |
| MONROE, LA | 14 | $ 1,574,000 | $ 112,000 | $ 61,000 |
| ODESSA, TX | 14 | $ 2,121,000 | $ 151,000 | $ 66,000 |
| TOPEKA, KS | 14 | $ 1,953,000 | $ 139,000 | $ 58,000 |
| YUBA CITY, CA | 14 | $ 3,278,000 | $ 234,000 | $ 96,000 |
| FARMINGTON, NM | 13 | $ 2,105,000 | $ 161,000 | $ 68,000 |
| FLINT, MI | 13 | $ 1,035,000 | $ 79,000 | $ 58,000 |
| FLORENCE-MUSCLE SHOALS, AL | 13 | $ 1,511,000 | $ 116,000 | $ 85,000 |
| JEFFERSON CITY, MO | 13 | $ 1,825,000 | $ 140,000 | $ 78,000 |
| KINGSTON, NY | 13 | $ 1,806,000 | $ 138,000 | $ 99,000 |
| MORGANTOWN, WV | 13 | $ 2,383,000 | $ 183,000 | $ 115,000 |
| RACINE, WI | 13 | $ 1,739,000 | $ 133,000 | $ 90,000 |
| BECKLEY, WV | 12 | $ 1,340,000 | $ 111,000 | $ 60,000 |
| BILLINGS, MT | 12 | $ 1,989,000 | $ 165,000 | $ 79,000 |
| CARBONDALE-MARION, IL | 12 | $ 1,211,000 | $ 100,000 | $ 72,000 |
| CASPER, WY | 12 | $ 2,899,000 | $ 241,000 | $ 78,000 |
| DECATUR, AL | 12 | $ 1,060,000 | $ 88,000 | $ 48,000 |
| FAIRBANKS, AK | 12 | $ 1,814,000 | $ 151,000 | $ 62,000 |
| KANKAKEE, IL | 12 | $ 1,527,000 | $ 127,000 | $ 52,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 12 | $ 1,686,000 | $ 140,000 | $ 78,000 |
| MONROE, MI | 12 | $ 1,944,000 | $ 162,000 | $ 95,000 |
| PEORIA, IL | 12 | $ 1,696,000 | $ 141,000 | $ 86,000 |
| SIOUX FALLS, SD | 12 | $ 2,536,000 | $ 211,000 | $ 138,000 |
| ST. JOSEPH, MO-KS | 12 | $ 1,055,000 | $ 87,000 | $ 66,000 |
| VICTORIA, TX | 12 | $ 1,741,000 | $ 145,000 | $ 82,000 |
| WALLA WALLA, WA | 12 | $ 1,349,000 | $ 112,000 | $ 46,000 |
| ALTOONA, PA | 11 | $ 1,340,000 | $ 121,000 | $ 93,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 11 | $ 1,715,000 | $ 155,000 | $ 68,000 |
| APPLETON, WI | 11 | $ 1,566,000 | $ 142,000 | $ 70,000 |
| BLOOMINGTON, IL | 11 | $ 1,224,000 | $ 111,000 | $ 53,000 |
| GREAT FALLS, MT | 11 | $ 1,533,000 | $ 139,000 | $ 55,000 |
| PINE BLUFF, AR | 11 | $ 173,000 | $ 15,000 | $ 17,000 |
| REDDING, CA | 11 | $ 1,243,000 | $ 113,000 | $ 67,000 |
| SEBRING, FL | 11 | $ 1,474,000 | $ 134,000 | $ 87,000 |
| SIOUX CITY, IA-NE-SD | 11 | $ 1,376,000 | $ 84,000 | $ 52,000 |
| TERRE HAUTE, IN | 11 | $ 869,000 | $ 79,000 | $ 84,000 |
| JONESBORO, AR | 10 | $ 1,270,000 | $ 127,000 | $ 42,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 10 | $ 4,619,000 | $ 461,000 | $ 125,000 |
| MADERA, CA | 10 | $ 1,463,000 | $ 146,000 | $ 72,000 |
| NILES-BENTON HARBOR, MI | 10 | $ 1,485,000 | $ 148,000 | $ 78,000 |
| SANTA CRUZ-WATSONVILLE, CA | 10 | $ 4,893,000 | $ 489,000 | $ 125,000 |
| SHEBOYGAN, WI | 10 | $ 998,000 | $ 99,000 | $ 55,000 |
| ST. GEORGE, UT | 10 | $ 1,149,000 | $ 114,000 | $ 67,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 10 | $ 805,000 | $ 73,500 | $ 54,000 |
| BLOOMSBURG-BERWICK, PA | 9 | $ 1,347,000 | $ 149,000 | $ 70,000 |
| CHARLESTON, WV | 9 | $ 1,072,000 | $ 119,000 | $ 69,000 |
| CHEYENNE, WY | 9 | $ 1,042,000 | $ 115,000 | $ 61,000 |
| CHICO, CA | 9 | $ 1,081,000 | $ 120,000 | $ 61,000 |
| COLUMBIA, MO | 9 | $ 1,546,000 | $ 171,000 | $ 94,000 |
| JANESVILLE-BELOIT, WI | 9 | $ 1,253,000 | $ 139,000 | $ 66,000 |
| JOHNSTOWN, PA | 9 | $ 304,000 | $ 33,000 | $ 67,000 |
| NAPA, CA | 9 | $ 3,298,000 | $ 366,000 | $ 107,000 |
| SPRINGFIELD, OH | 9 | $ 982,000 | $ 109,000 | $ 87,000 |
| ALBANY, OR | 8 | $ 1,657,000 | $ 207,000 | $ 134,000 |
| CARSON CITY, NV | 8 | $ 2,127,000 | $ 265,000 | $ 93,000 |
| ELKHART-GOSHEN, IN | 8 | $ 917,000 | $ 114,000 | $ 80,000 |
| GADSDEN, AL | 8 | $ 509,000 | $ 63,000 | $ 37,000 |
| LIMA, OH | 8 | $ 352,000 | $ 44,000 | $ 32,000 |
| MEDFORD, OR | 8 | $ 1,271,000 | $ 158,000 | $ 104,000 |
| MERCED, CA | 8 | $ 1,837,000 | $ 229,000 | $ 108,000 |
| MISSOULA, MT | 8 | $ 1,736,000 | $ 217,000 | $ 87,000 |
| VINELAND-BRIDGETON, NJ | 8 | $ 454,000 | $ 56,000 | $ 51,000 |
| YAKIMA, WA | 8 | $ 1,066,000 | $ 133,000 | $ 66,000 |
| CUMBERLAND, MD-WV | 7 | $ 534,000 | $ 76,000 | $ 53,000 |
| FARGO, ND-MN | 7 | $ 1,212,000 | $ 163,500 | $ 54,500 |
| JOPLIN, MO | 7 | $ 797,000 | $ 113,000 | $ 53,000 |
| LA CROSSE-ONALASKA, WI-MN | 7 | $ 992,000 | $ 141,000 | $ 89,000 |
| MUNCIE, IN | 7 | $ 397,000 | $ 56,000 | $ 34,000 |
| OWENSBORO, KY | 7 | $ 808,000 | $ 115,000 | $ 62,000 |
| PITTSFIELD, MA | 7 | $ 922,000 | $ 131,000 | $ 57,000 |
| ALEXANDRIA, LA | 6 | $ 557,000 | $ 92,000 | $ 58,000 |
| BAY CITY, MI | 6 | $ 393,000 | $ 65,000 | $ 74,000 |
| CAPE GIRARDEAU, MO-IL | 6 | $ 389,000 | $ 69,500 | $ 60,500 |
| CLEVELAND, TN | 6 | $ 861,000 | $ 143,000 | $ 61,000 |
| DALTON, GA | 6 | $ 407,000 | $ 67,000 | $ 52,000 |
| GRAND ISLAND, NE | 6 | $ 679,000 | $ 113,000 | $ 71,000 |
| KOKOMO, IN | 6 | $ 750,000 | $ 125,000 | $ 55,000 |
| MANSFIELD, OH | 6 | $ 941,000 | $ 156,000 | $ 74,000 |
| MIDLAND, MI | 6 | $ 716,000 | $ 119,000 | $ 74,000 |
| PARKERSBURG-VIENNA, WV | 6 | $ 669,000 | $ 111,000 | $ 50,000 |
| PONCE, PR | 6 | $ 45,000 | $ 7,000 | $ 5,000 |
| ROCHESTER, MN | 6 | $ 1,229,000 | $ 204,000 | $ 96,000 |
| ROME, GA | 6 | $ 609,000 | $ 101,000 | $ 63,000 |
| SAGINAW, MI | 6 | $ 486,000 | $ 81,000 | $ 43,000 |
| SAN RAFAEL, CA | 6 | $ 4,136,000 | $ 689,000 | $ 252,000 |
| SPRINGFIELD, IL | 6 | $ 629,000 | $ 104,000 | $ 57,000 |
| TEXARKANA, TX-AR | 6 | $ 195,000 | $ 56,000 | $ 26,000 |
| WAUSAU, WI | 6 | $ 822,000 | $ 137,000 | $ 83,000 |
| WENATCHEE, WA | 6 | $ 1,166,000 | $ 194,000 | $ 94,000 |
| WHEELING, WV-OH | 6 | $ 601,000 | $ 95,500 | $ 59,000 |
| CORVALLIS, OR | 5 | $ 1,535,000 | $ 307,000 | $ 162,000 |
| DECATUR, IL | 5 | $ 560,000 | $ 112,000 | $ 60,000 |
| DUBUQUE, IA | 5 | $ 386,000 | $ 77,000 | $ 45,000 |
| EAU CLAIRE, WI | 5 | $ 601,000 | $ 120,000 | $ 94,000 |
| ELMIRA, NY | 5 | $ 514,000 | $ 102,000 | $ 67,000 |
| GRAND FORKS, ND-MN | 5 | $ 912,000 | $ 182,000 | $ 70,000 |
| IOWA CITY, IA | 5 | $ 398,000 | $ 79,000 | $ 59,000 |
| LAWRENCE, KS | 5 | $ 990,000 | $ 198,000 | $ 112,000 |
| LOGAN, UT-ID | 5 | $ 935,000 | $ 157,500 | $ 87,000 |
| LONGVIEW, WA | 5 | $ 642,000 | $ 128,000 | $ 94,000 |
| ST. CLOUD, MN | 5 | $ 567,000 | $ 113,000 | $ 85,000 |
| AMES, IA | 4 | $ 645,000 | $ 161,000 | $ 72,000 |
| ITHACA, NY | 4 | $ 278,000 | $ 69,000 | $ 81,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 788,000 | $ 197,000 | $ 79,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 428,000 | $ 107,000 | $ 67,000 |
| SHERMAN-DENISON, TX | 4 | $ 1,192,000 | $ 298,000 | $ 181,000 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 3 | $ 14,000 | $ 4,000 | $ 3,000 |
| FOND DU LAC, WI | 3 | $ 219,000 | $ 73,000 | $ 34,000 |
| JACKSON, MI | 3 | $ 242,000 | $ 80,000 | $ 86,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 90,000 | $ 30,000 | $ 38,000 |
| POCATELLO, ID | 3 | $ 429,000 | $ 143,000 | $ 67,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 462,000 | $ 154,000 | $ 69,000 |
| BISMARCK, ND | 2 | $ 395,000 | $ 197,000 | $ 43,000 |
| COLUMBUS, IN | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| DANVILLE, IL | 2 | $ 121,000 | $ 60,000 | $ 36,000 |
| GRANTS PASS, OR | 2 | $ 483,000 | $ 241,000 | $ 145,000 |
| GUAYAMA, PR | 1 | $ 50,000 | $ 50,000 | $ 2,000 |
| LEWISTON, ID-WA | 1 | $ 133,000 | $ 133,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 85,589 | $19,792,061,000 | $231,000 | $2,494,000 | $84,000 | $9,999,000 |
| Home Improvement | 21,778 | $488,215,000 | $22,000 | $500,000 | $35,000 | $5,218,000 |
| Refinancing | 20,991 | $4,799,158,000 | $228,000 | $2,000,000 | $105,000 | $3,634,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 62,753 | $12,608,841,000 | $200,000 | $2,494,000 | $85,000 | $9,999,000 |
| Black or African American | 25,714 | $4,177,420,000 | $162,000 | $1,800,000 | $65,000 | $6,549,000 |
| Not Provided | 18,536 | $3,862,228,000 | $208,000 | $1,872,000 | $83,000 | $9,999,000 |
| Hispanic | 12,679 | $2,388,052,000 | $188,000 | $1,600,000 | $70,000 | $3,301,000 |
| Asian | 5,772 | $1,470,959,000 | $254,000 | $2,000,000 | $86,000 | $995,000 |
| American Indian or Alaskan Native | 1,633 | $292,137,000 | $178,000 | $1,350,000 | $71,000 | $1,045,000 |
| Native Hawaiian or Other Pacific Islander | 1,250 | $277,592,000 | $222,000 | $1,080,000 | $77,000 | $574,000 |
| Not applicable | 21 | $2,205,000 | $105,000 | $270,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 71,118 | $11,803,788,000 | $165,000 | $2,000,000 | $77,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 51,838 | $12,281,295,000 | $236,000 | $2,494,000 | $83,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 5,402 | $994,351,000 | $184,000 | $815,000 | $69,000 | $1,056,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 46,968 | $8,348,266,000 | $177,000 | $2,494,000 | $78,000 | $3,140,000 |
| Preapproval Denied by Financial Institution | 36,435 | $7,533,486,000 | $206,000 | $2,000,000 | $70,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 17,625 | $4,609,192,000 | $261,000 | $1,890,000 | $95,000 | $1,632,000 |
| Application Denied By Financial Institution | 16,343 | $2,228,342,000 | $136,000 | $2,000,000 | $72,000 | $5,218,000 |
| Application Approved But Not Accepted | 7,839 | $1,799,629,000 | $229,000 | $1,700,000 | $105,000 | $1,866,000 |
| Application Withdrawn By Applicant | 3,148 | $560,519,000 | $178,000 | $1,815,000 | $103,000 | $2,424,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22,701 | $3,927,264,000 | $172,000 | $1,660,000 | $74,000 | $9,999,000 |
| Debt-To-Income Ratio | 16,018 | $3,410,187,000 | $212,000 | $2,000,000 | $55,000 | $495,000 |
| Credit Application Incomplete | 4,130 | $847,682,000 | $205,000 | $2,000,000 | $95,000 | $6,135,000 |
| Collateral | 3,460 | $604,602,000 | $174,000 | $2,000,000 | $103,000 | $1,875,000 |
| Unverifiable Information | 2,162 | $398,163,000 | $184,000 | $1,350,000 | $83,000 | $1,087,000 |
| Other | 1,960 | $124,723,000 | $63,000 | $715,000 | $36,000 | $3,120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,389 | $288,355,000 | $207,000 | $2,000,000 | $86,000 | $1,479,000 |
| Employment History | 958 | $160,852,000 | $167,000 | $1,018,000 | $38,000 | $1,115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.