NFM, Inc Mortgage Lending & HMDA Data, 2020

In 2020, NFM, Inc of Linthicum, MD reported 31,752 mortgage applications totaling $9.8 billion, up 102% from 2019. The average application was for $308,665, and applicants reported an average income of $112,305. 81% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (4,106), Baltimore-Columbia-Towson, MD (3,866) and Phoenix-Mesa-Scottsdale, AZ (3,125) (applications in parentheses).

Mortgage Company & Address NFM, Inc
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 31,752
Total Mortgage Loan Application Amount $9,800,760,000
Average Mortgage Loan Application Amount $308,665
Highest Mortgage Loan Application Amount $33,375,000
Average Applicant Income $112,305
Highest Applicant Income $2,984,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NFM, Inc by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,978 $ 828,060,000 $ 278,059 $ 91,000
Franklin, Ohio 1,598 $ 349,900,000 $ 218,961 $ 95,000
Providence, Rhode Island 1,176 $ 310,850,000 $ 264,328 $ 84,000
Baltimore, Maryland 1,173 $ 343,355,000 $ 292,715 $ 117,000
Anne Arundel, Maryland 928 $ 330,420,000 $ 356,056 $ 128,000
Fairfax, Virginia 926 $ 436,410,000 $ 471,285 $ 158,000
Hillsborough, Florida 906 $ 281,390,000 $ 310,584 $ 133,000
Prince George's, Maryland 795 $ 242,295,000 $ 304,773 $ 87,000
Loudoun, Virginia 682 $ 307,400,000 $ 450,733 $ 150,000
Los Angeles, California 669 $ 335,095,000 $ 500,889 $ 153,000
Montgomery, Maryland 664 $ 260,360,000 $ 392,108 $ 140,000
Baltimore City, Maryland 604 $ 149,430,000 $ 247,400 $ 109,000
Chesterfield, Virginia 487 $ 136,365,000 $ 280,010 $ 95,000
Frederick, Maryland 470 $ 154,810,000 $ 329,382 $ 117,000
Prince William, Virginia 467 $ 170,355,000 $ 364,785 $ 111,000
Snohomish, Washington 447 $ 174,845,000 $ 391,152 $ 111,000
Henrico, Virginia 433 $ 115,545,000 $ 266,847 $ 116,000
Harford, Maryland 431 $ 129,415,000 $ 300,266 $ 109,000
Moore, North Carolina 429 $ 111,935,000 $ 260,920 $ 99,000
King, Washington 404 $ 162,530,000 $ 402,301 $ 135,000
Pinellas, Florida 394 $ 109,770,000 $ 278,604 $ 128,000
York, Pennsylvania 361 $ 70,465,000 $ 195,193 $ 83,000
District of Columbia, District Of Columbia 351 $ 170,375,000 $ 485,398 $ 161,000
Mecklenburg, North Carolina 322 $ 92,740,000 $ 288,012 $ 123,000
Howard, Maryland 318 $ 118,050,000 $ 371,226 $ 133,000
Sarasota, Florida 292 $ 73,050,000 $ 250,171 $ 98,000
Carroll, Maryland 285 $ 89,005,000 $ 312,298 $ 111,000
Kent, Rhode Island 269 $ 68,165,000 $ 253,401 $ 94,000
Denver, Colorado 268 $ 110,080,000 $ 410,746 $ 147,000
Delaware, Ohio 266 $ 79,600,000 $ 299,248 $ 132,000
Kent, Delaware 251 $ 58,535,000 $ 233,207 $ 73,000
Pierce, Washington 248 $ 82,510,000 $ 332,701 $ 95,000
Pasco, Florida 243 $ 62,735,000 $ 258,168 $ 100,000
Manatee, Florida 225 $ 59,205,000 $ 263,133 $ 98,000
Gloucester, New Jersey 201 $ 46,295,000 $ 230,323 $ 108,000
Chester, Pennsylvania 199 $ 60,975,000 $ 306,407 $ 127,000
Arapahoe, Colorado 196 $ 71,220,000 $ 363,367 $ 117,000
Richmond City, Virginia 195 $ 54,205,000 $ 277,974 $ 129,000
Cumberland, North Carolina 193 $ 33,105,000 $ 171,528 $ 67,000
Montgomery, Ohio 192 $ 34,590,000 $ 180,156 $ 92,000
Adams, Colorado 187 $ 67,235,000 $ 359,545 $ 113,000
Jefferson, Colorado 171 $ 67,345,000 $ 393,830 $ 129,000
Fairfield, Ohio 171 $ 37,435,000 $ 218,918 $ 79,000
Douglas, Colorado 163 $ 65,885,000 $ 404,202 $ 129,000
San Diego, California 156 $ 64,550,000 $ 413,782 $ 116,000
Contra Costa, California 150 $ 61,180,000 $ 407,866 $ 119,000
Pinal, Arizona 147 $ 36,635,000 $ 249,217 $ 73,000
Arlington, Virginia 146 $ 68,370,000 $ 468,287 $ 177,000
Wake, North Carolina 142 $ 40,250,000 $ 283,450 $ 110,000
Suffolk, Massachusetts 136 $ 63,880,000 $ 469,705 $ 158,000
Queen Anne's, Maryland 127 $ 43,585,000 $ 343,188 $ 116,000
Hanover, Virginia 126 $ 36,120,000 $ 286,666 $ 116,000
New Castle, Delaware 123 $ 30,055,000 $ 244,349 $ 86,000
Licking, Ohio 122 $ 27,240,000 $ 223,278 $ 82,000
Charles, Maryland 121 $ 37,015,000 $ 305,909 $ 89,000
Sussex, Delaware 120 $ 32,560,000 $ 271,333 $ 130,000
Middlesex, Massachusetts 116 $ 49,940,000 $ 430,517 $ 153,000
Alexandria, Virginia 114 $ 47,950,000 $ 420,614 $ 157,000
Guilford, North Carolina 113 $ 23,055,000 $ 204,026 $ 79,000
Plymouth, Massachusetts 107 $ 38,085,000 $ 355,934 $ 111,000
Bristol, Massachusetts 102 $ 32,620,000 $ 319,803 $ 105,000
Norfolk, Massachusetts 99 $ 37,985,000 $ 383,686 $ 120,000
Washington, Rhode Island 99 $ 31,875,000 $ 321,969 $ 163,000
Albemarle, Virginia 99 $ 28,815,000 $ 291,060 $ 117,000
Lancaster, Pennsylvania 97 $ 20,165,000 $ 207,886 $ 108,000
Washington, Maryland 95 $ 25,425,000 $ 267,631 $ 98,000
Worcester, Maryland 94 $ 24,450,000 $ 260,106 $ 179,000
Pickaway, Ohio 93 $ 18,315,000 $ 196,935 $ 71,000
Weld, Colorado 91 $ 35,575,000 $ 390,934 $ 117,000
Union, North Carolina 89 $ 25,625,000 $ 287,921 $ 109,000
Orange, California 81 $ 41,875,000 $ 516,975 $ 158,000
Stafford, Virginia 78 $ 26,880,000 $ 344,615 $ 100,000
York, South Carolina 77 $ 22,055,000 $ 286,428 $ 112,000
Greene, Ohio 75 $ 18,315,000 $ 244,200 $ 97,000
Fauquier, Virginia 74 $ 29,250,000 $ 395,270 $ 131,000
Alameda, California 70 $ 35,460,000 $ 506,571 $ 143,000
Montgomery, Pennsylvania 70 $ 19,900,000 $ 284,285 $ 125,000
Louisa, Virginia 69 $ 18,035,000 $ 261,376 $ 99,000
Cecil, Maryland 68 $ 17,720,000 $ 260,588 $ 103,000
Culpeper, Virginia 68 $ 19,250,000 $ 283,088 $ 98,000
Camden, New Jersey 67 $ 12,915,000 $ 192,761 $ 97,000
Harnett, North Carolina 67 $ 13,685,000 $ 204,253 $ 68,000
Riverside, California 66 $ 22,170,000 $ 335,909 $ 106,000
Palm Beach, Florida 66 $ 23,950,000 $ 362,878 $ 153,000
Miami-Dade, Florida 64 $ 26,190,000 $ 409,218 $ 168,000
Passaic, New Jersey 64 $ 22,080,000 $ 345,000 $ 83,000
Calvert, Maryland 63 $ 20,665,000 $ 328,015 $ 101,000
Boulder, Colorado 62 $ 26,290,000 $ 424,032 $ 176,000
Salem, New Jersey 61 $ 11,095,000 $ 181,885 $ 78,000
Hernando, Florida 59 $ 11,855,000 $ 200,932 $ 86,000
Worcester, Massachusetts 59 $ 18,515,000 $ 313,813 $ 105,000
Spotsylvania, Virginia 57 $ 16,755,000 $ 293,947 $ 96,000
Orange, Virginia 56 $ 14,650,000 $ 261,607 $ 83,000
Hoke, North Carolina 53 $ 9,555,000 $ 180,283 $ 61,000
Philadelphia, Pennsylvania 53 $ 13,275,000 $ 250,471 $ 118,000
Union, Ohio 50 $ 12,700,000 $ 254,000 $ 89,000
Cabarrus, North Carolina 44 $ 11,230,000 $ 255,227 $ 105,000
Adams, Pennsylvania 44 $ 9,700,000 $ 220,454 $ 93,000
Dauphin, Pennsylvania 44 $ 7,520,000 $ 170,909 $ 79,000
Broward, Florida 42 $ 13,100,000 $ 311,904 $ 124,000
Essex, Massachusetts 42 $ 17,630,000 $ 419,761 $ 135,000
Manassas, Virginia 41 $ 12,385,000 $ 302,073 $ 79,000
Burlington, New Jersey 39 $ 10,415,000 $ 267,051 $ 109,000
Middlesex, New Jersey 39 $ 11,075,000 $ 283,974 $ 73,000
Delaware, Pennsylvania 39 $ 10,015,000 $ 256,794 $ 117,000
Fluvanna, Virginia 39 $ 9,905,000 $ 253,974 $ 79,000
Polk, Florida 38 $ 8,200,000 $ 215,789 $ 92,000
Greene, Virginia 38 $ 9,110,000 $ 239,736 $ 96,000
Forsyth, North Carolina 36 $ 7,050,000 $ 195,833 $ 86,000
Aransas, Texas 35 $ 7,885,000 $ 225,285 $ 117,000
Charlottesville, Virginia 35 $ 10,095,000 $ 288,428 $ 132,000
Orleans, Louisiana 34 $ 9,380,000 $ 275,882 $ 116,000
Lehigh, Pennsylvania 34 $ 4,610,000 $ 135,588 $ 42,000
Skagit, Washington 34 $ 11,480,000 $ 337,647 $ 93,000
Broomfield, Colorado 33 $ 14,415,000 $ 436,818 $ 139,000
Harris, Texas 33 $ 9,775,000 $ 296,212 $ 130,000
Goochland, Virginia 33 $ 10,635,000 $ 322,272 $ 116,000
Sacramento, California 32 $ 9,110,000 $ 284,687 $ 90,000
Gaston, North Carolina 32 $ 7,610,000 $ 237,812 $ 105,000
Johnston, North Carolina 32 $ 7,540,000 $ 235,625 $ 73,000
Warren, Ohio 32 $ 8,910,000 $ 278,437 $ 121,000
Pima, Arizona 31 $ 7,705,000 $ 248,548 $ 97,000
San Bernardino, California 31 $ 12,125,000 $ 391,129 $ 189,000
Larimer, Colorado 31 $ 11,735,000 $ 378,548 $ 116,000
Barnstable, Massachusetts 31 $ 9,765,000 $ 315,000 $ 213,000
Madison, Ohio 31 $ 7,255,000 $ 234,032 $ 91,000
San Joaquin, California 30 $ 10,420,000 $ 347,333 $ 96,000
Davidson, North Carolina 30 $ 5,450,000 $ 181,666 $ 90,000
Bucks, Pennsylvania 30 $ 9,480,000 $ 316,000 $ 116,000
Randolph, North Carolina 29 $ 5,325,000 $ 183,620 $ 70,000
Berks, Pennsylvania 29 $ 5,835,000 $ 201,206 $ 83,000
Manassas Park, Virginia 28 $ 8,400,000 $ 300,000 $ 70,000
Charlotte, Florida 27 $ 6,475,000 $ 239,814 $ 73,000
Frederick, Virginia 27 $ 7,625,000 $ 282,407 $ 90,000
New Kent, Virginia 26 $ 7,520,000 $ 289,230 $ 95,000
Powhatan, Virginia 26 $ 8,010,000 $ 308,076 $ 105,000
Isabella, Michigan 25 $ 3,405,000 $ 136,200 $ 51,000
Bergen, New Jersey 25 $ 10,075,000 $ 403,000 $ 164,000
Cumberland, Pennsylvania 24 $ 5,100,000 $ 212,500 $ 103,000
Monroe, Pennsylvania 24 $ 4,040,000 $ 168,333 $ 69,000
Newport, Rhode Island 24 $ 8,160,000 $ 340,000 $ 136,000
Harrison, West Virginia 24 $ 4,830,000 $ 201,250 $ 80,000
Solano, California 23 $ 8,975,000 $ 390,217 $ 94,000
Duval, Florida 23 $ 7,085,000 $ 308,043 $ 122,000
St. Mary's, Maryland 22 $ 7,090,000 $ 322,272 $ 120,000
Tarrant, Texas 22 $ 5,190,000 $ 235,909 $ 91,000
New Haven, Connecticut 21 $ 4,865,000 $ 231,666 $ 107,000
Lee, Florida 21 $ 4,975,000 $ 236,904 $ 175,000
Spartanburg, South Carolina 21 $ 4,075,000 $ 194,047 $ 83,000
Coconino, Arizona 20 $ 6,760,000 $ 338,000 $ 269,000
Orange, Florida 20 $ 6,320,000 $ 316,000 $ 197,000
Bristol, Rhode Island 20 $ 6,250,000 $ 312,500 $ 99,000
Denton, Texas 20 $ 4,600,000 $ 230,000 $ 97,000
King William, Virginia 20 $ 3,900,000 $ 195,000 $ 76,000
Whatcom, Washington 20 $ 6,200,000 $ 310,000 $ 94,000
El Paso, Colorado 19 $ 6,325,000 $ 332,894 $ 119,000
Dallas, Texas 19 $ 4,195,000 $ 220,789 $ 115,000
Washington, Texas 19 $ 4,005,000 $ 210,789 $ 92,000
Caroline, Maryland 18 $ 3,760,000 $ 208,888 $ 64,000
Wicomico, Maryland 18 $ 3,770,000 $ 209,444 $ 74,000
Cumberland, New Jersey 18 $ 3,260,000 $ 181,111 $ 74,000
Cuyahoga, Ohio 18 $ 4,180,000 $ 232,222 $ 126,000
Lebanon, Pennsylvania 18 $ 3,100,000 $ 172,222 $ 85,000
Madison, Virginia 18 $ 4,160,000 $ 231,111 $ 92,000
Windham, Connecticut 17 $ 3,915,000 $ 230,294 $ 84,000
Jefferson, Louisiana 17 $ 3,365,000 $ 197,941 $ 88,000
Cape May, New Jersey 17 $ 5,515,000 $ 324,411 $ 175,000
Durham, North Carolina 17 $ 4,365,000 $ 256,764 $ 170,000
Iredell, North Carolina 17 $ 4,905,000 $ 288,529 $ 142,000
Rowan, North Carolina 17 $ 2,445,000 $ 143,823 $ 50,000
Brunswick, North Carolina 16 $ 3,690,000 $ 230,625 $ 127,000
Warren, Virginia 16 $ 3,440,000 $ 215,000 $ 86,000
Randolph, West Virginia 16 $ 1,870,000 $ 116,875 $ 44,000
Ventura, California 15 $ 7,985,000 $ 532,333 $ 167,000
Clark, Ohio 15 $ 2,355,000 $ 157,000 $ 61,000
Fayette, Ohio 15 $ 2,155,000 $ 143,666 $ 60,000
Fairfax City, Virginia 15 $ 6,025,000 $ 401,666 $ 125,000
Rockingham, Virginia 15 $ 3,655,000 $ 243,666 $ 104,000
Talbot, Maryland 14 $ 3,980,000 $ 284,285 $ 147,000
Atlantic, New Jersey 14 $ 3,570,000 $ 255,000 $ 130,000
Richmond, North Carolina 14 $ 2,130,000 $ 152,142 $ 49,000
Fort Bend, Texas 14 $ 4,290,000 $ 306,428 $ 104,000
Clarke, Virginia 14 $ 4,700,000 $ 335,714 $ 105,000
Nelson, Virginia 14 $ 3,280,000 $ 234,285 $ 135,000
Yavapai, Arizona 13 $ 3,375,000 $ 259,615 $ 192,000
Osceola, Florida 13 $ 3,395,000 $ 261,153 $ 152,000
St. Johns, Florida 13 $ 3,865,000 $ 297,307 $ 124,000
Hudson, New Jersey 13 $ 5,155,000 $ 396,538 $ 94,000
Somerset, New Jersey 13 $ 4,115,000 $ 316,538 $ 98,000
Knox, Ohio 13 $ 2,445,000 $ 188,076 $ 146,000
Luzerne, Pennsylvania 13 $ 2,165,000 $ 166,538 $ 76,000
Lancaster, South Carolina 13 $ 3,115,000 $ 239,615 $ 90,000
Augusta, Virginia 13 $ 3,365,000 $ 258,846 $ 97,000
Virginia Beach, Virginia 13 $ 5,115,000 $ 393,461 $ 352,000
Grant, Washington 13 $ 2,345,000 $ 180,384 $ 66,000
New London, Connecticut 12 $ 2,710,000 $ 225,833 $ 81,000
Union, New Jersey 12 $ 5,680,000 $ 473,333 $ 163,000
Carteret, North Carolina 12 $ 4,280,000 $ 356,666 $ 158,000
Marion, Ohio 12 $ 1,510,000 $ 125,833 $ 52,000
Muskingum, Ohio 12 $ 2,670,000 $ 222,500 $ 87,000
Charleston, South Carolina 12 $ 4,850,000 $ 404,166 $ 175,000
Horry, South Carolina 12 $ 3,230,000 $ 269,166 $ 231,000
Montgomery, Texas 12 $ 4,080,000 $ 340,000 $ 128,000
Nueces, Texas 12 $ 2,120,000 $ 176,666 $ 80,000
Falls Church, Virginia 12 $ 6,330,000 $ 527,500 $ 165,000
Hopewell, Virginia 12 $ 2,160,000 $ 180,000 $ 53,000
Berkeley, West Virginia 12 $ 2,450,000 $ 204,166 $ 78,000
Collier, Florida 11 $ 3,855,000 $ 350,454 $ 219,000
St. Lucie, Florida 11 $ 2,495,000 $ 226,818 $ 94,000
Essex, New Jersey 11 $ 3,495,000 $ 317,727 $ 133,000
Champaign, Ohio 11 $ 1,815,000 $ 165,000 $ 69,000
Hocking, Ohio 11 $ 1,765,000 $ 160,454 $ 133,000
Miami, Ohio 11 $ 2,935,000 $ 266,818 $ 90,000
Perry, Ohio 11 $ 1,985,000 $ 180,454 $ 62,000
Franklin, Pennsylvania 11 $ 2,115,000 $ 192,272 $ 69,000
Caroline, Virginia 11 $ 2,545,000 $ 231,363 $ 107,000
James City, Virginia 11 $ 3,695,000 $ 335,909 $ 116,000
Navajo, Arizona 10 $ 2,880,000 $ 288,000 $ 187,000
San Francisco, California 10 $ 7,740,000 $ 774,000 $ 238,000
San Mateo, California 10 $ 6,000,000 $ 600,000 $ 123,000
St. Tammany, Louisiana 10 $ 1,550,000 $ 155,000 $ 69,000
Dorchester, Maryland 10 $ 2,330,000 $ 233,000 $ 79,000
Gratiot, Michigan 10 $ 1,150,000 $ 115,000 $ 45,000
Ocean, New Jersey 10 $ 2,830,000 $ 283,000 $ 105,000
Lee, North Carolina 10 $ 1,870,000 $ 187,000 $ 89,000
Nash, North Carolina 10 $ 1,610,000 $ 161,000 $ 63,000
Onslow, North Carolina 10 $ 3,300,000 $ 330,000 $ 157,000
Butler, Ohio 10 $ 1,800,000 $ 180,000 $ 72,000
Hamilton, Ohio 10 $ 2,330,000 $ 233,000 $ 87,000
Morrow, Ohio 10 $ 1,850,000 $ 185,000 $ 65,000
Northampton, Pennsylvania 10 $ 2,480,000 $ 248,000 $ 86,000
Davidson, Tennessee 10 $ 2,740,000 $ 274,000 $ 143,000
Williamson, Tennessee 10 $ 4,450,000 $ 445,000 $ 253,000
Travis, Texas 10 $ 3,340,000 $ 334,000 $ 177,000
Prince George, Virginia 10 $ 2,780,000 $ 278,000 $ 64,000
Island, Washington 10 $ 3,080,000 $ 308,000 $ 95,000
Thurston, Washington 10 $ 2,510,000 $ 251,000 $ 143,000
Santa Clara, California 9 $ 4,745,000 $ 527,222 $ 176,000
Summit, Colorado 9 $ 4,115,000 $ 457,222 $ 309,000
Garrett, Maryland 9 $ 2,985,000 $ 331,666 $ 176,000
Franklin, North Carolina 9 $ 2,065,000 $ 229,444 $ 81,000
Wayne, North Carolina 9 $ 1,385,000 $ 153,888 $ 51,000
Ross, Ohio 9 $ 1,565,000 $ 173,888 $ 54,000
Petersburg, Virginia 9 $ 1,515,000 $ 168,333 $ 71,000
Westmoreland, Virginia 9 $ 2,245,000 $ 249,444 $ 171,000
Kitsap, Washington 9 $ 3,835,000 $ 426,111 $ 117,000
Jefferson, West Virginia 9 $ 2,725,000 $ 302,777 $ 94,000
Monongalia, West Virginia 9 $ 1,835,000 $ 203,888 $ 78,000
Wood, West Virginia 9 $ 1,635,000 $ 181,666 $ 66,000
Milwaukee, Wisconsin 9 $ 2,245,000 $ 249,444 $ 232,000
Placer, California 8 $ 3,130,000 $ 391,250 $ 112,000
Hartford, Connecticut 8 $ 2,260,000 $ 282,500 $ 97,000
Citrus, Florida 8 $ 2,030,000 $ 253,750 $ 79,000
DeSoto, Florida 8 $ 1,440,000 $ 180,000 $ 68,000
Marion, Florida 8 $ 1,340,000 $ 167,500 $ 84,000
Seminole, Florida 8 $ 2,520,000 $ 315,000 $ 149,000
Cook, Illinois 8 $ 2,150,000 $ 268,750 $ 199,000
Catawba, North Carolina 8 $ 2,530,000 $ 316,250 $ 94,000
Dare, North Carolina 8 $ 2,690,000 $ 336,250 $ 294,000
Lincoln, North Carolina 8 $ 2,690,000 $ 336,250 $ 105,000
Rockingham, North Carolina 8 $ 1,790,000 $ 223,750 $ 64,000
Stanly, North Carolina 8 $ 1,920,000 $ 240,000 $ 67,000
Pike, Pennsylvania 8 $ 1,430,000 $ 178,750 $ 59,000
Montgomery, Tennessee 8 $ 1,760,000 $ 220,000 $ 47,000
Bexar, Texas 8 $ 1,780,000 $ 222,500 $ 133,000
Accomack, Virginia 8 $ 1,690,000 $ 211,250 $ 145,000
Fredericksburg, Virginia 8 $ 2,600,000 $ 325,000 $ 92,000
King George, Virginia 8 $ 2,150,000 $ 268,750 $ 88,000
Northumberland, Virginia 8 $ 2,230,000 $ 278,750 $ 178,000
Shenandoah, Virginia 8 $ 1,670,000 $ 208,750 $ 100,000
Spokane, Washington 8 $ 2,010,000 $ 251,250 $ 108,000
Marin, California 7 $ 3,575,000 $ 510,714 $ 218,000
Stanislaus, California 7 $ 2,315,000 $ 330,714 $ 84,000
Elbert, Colorado 7 $ 3,195,000 $ 456,428 $ 142,000
Indian River, Florida 7 $ 2,135,000 $ 305,000 $ 122,000
Volusia, Florida 7 $ 2,015,000 $ 287,857 $ 90,000
Cobb, Georgia 7 $ 1,705,000 $ 243,571 $ 114,000
Alamance, North Carolina 7 $ 1,175,000 $ 167,857 $ 62,000
Summit, Ohio 7 $ 1,955,000 $ 279,285 $ 91,000
Allegheny, Pennsylvania 7 $ 1,315,000 $ 187,857 $ 118,000
Schuylkill, Pennsylvania 7 $ 1,265,000 $ 180,714 $ 100,000
Chesapeake, Virginia 7 $ 2,705,000 $ 386,428 $ 166,000
Colonial Heights, Virginia 7 $ 1,445,000 $ 206,428 $ 77,000
Dinwiddie, Virginia 7 $ 1,635,000 $ 233,571 $ 51,000
Waynesboro, Virginia 7 $ 1,235,000 $ 176,428 $ 156,000
Butte, California 6 $ 1,750,000 $ 291,666 $ 215,000
Escambia, Florida 6 $ 1,550,000 $ 258,333 $ 96,000
Highlands, Florida 6 $ 1,260,000 $ 210,000 $ 102,000
Kent, Maryland 6 $ 1,570,000 $ 261,666 $ 104,000
Hampden, Massachusetts 6 $ 1,210,000 $ 201,666 $ 52,000
Clare, Michigan 6 $ 570,000 $ 95,000 $ 41,000
Clark, Nevada 6 $ 1,800,000 $ 300,000 $ 112,000
Monmouth, New Jersey 6 $ 2,550,000 $ 425,000 $ 155,000
Chatham, North Carolina 6 $ 2,130,000 $ 355,000 $ 201,000
Robeson, North Carolina 6 $ 750,000 $ 125,000 $ 61,000
Multnomah, Oregon 6 $ 2,260,000 $ 376,666 $ 114,000
Berkeley, South Carolina 6 $ 1,600,000 $ 266,666 $ 122,000
Harrisonburg, Virginia 6 $ 1,480,000 $ 246,666 $ 102,000
Winchester, Virginia 6 $ 1,340,000 $ 223,333 $ 38,000
Kittitas, Washington 6 $ 1,990,000 $ 331,666 $ 145,000
Fresno, California 5 $ 1,685,000 $ 337,000 $ 138,000
Kern, California 5 $ 1,515,000 $ 303,000 $ 157,000
Mendocino, California 5 $ 1,995,000 $ 399,000 $ 151,000
Napa, California 5 $ 1,705,000 $ 341,000 $ 176,000
Middlesex, Connecticut 5 $ 1,165,000 $ 233,000 $ 99,000
Alachua, Florida 5 $ 845,000 $ 169,000 $ 118,000
Brevard, Florida 5 $ 1,355,000 $ 271,000 $ 278,000
Lake, Florida 5 $ 1,505,000 $ 301,000 $ 102,000
Fulton, Georgia 5 $ 1,615,000 $ 323,000 $ 118,000
Somerset, Maryland 5 $ 645,000 $ 129,000 $ 91,000
Mercer, New Jersey 5 $ 1,165,000 $ 233,000 $ 93,000
Morris, New Jersey 5 $ 2,195,000 $ 439,000 $ 177,000
Cleveland, North Carolina 5 $ 1,125,000 $ 225,000 $ 58,000
Currituck, North Carolina 5 $ 1,875,000 $ 375,000 $ 452,000
Davie, North Carolina 5 $ 1,235,000 $ 247,000 $ 64,000
New Hanover, North Carolina 5 $ 1,205,000 $ 241,000 $ 140,000
Sampson, North Carolina 5 $ 865,000 $ 173,000 $ 50,000
Scotland, North Carolina 5 $ 875,000 $ 175,000 $ 47,000
Preble, Ohio 5 $ 925,000 $ 185,000 $ 75,000
Stark, Ohio 5 $ 555,000 $ 111,000 $ 37,000
Clackamas, Oregon 5 $ 2,005,000 $ 401,000 $ 160,000
Perry, Pennsylvania 5 $ 1,035,000 $ 207,000 $ 70,000
Amelia, Virginia 5 $ 1,365,000 $ 273,000 $ 53,000
Hampton, Virginia 5 $ 1,285,000 $ 257,000 $ 141,000
Roanoke City, Virginia 5 $ 1,485,000 $ 297,000 $ 200,000
Staunton, Virginia 5 $ 1,175,000 $ 235,000 $ 83,000
York, Virginia 5 $ 1,615,000 $ 323,000 $ 278,000
Clark, Washington 5 $ 1,485,000 $ 297,000 $ 96,000
Douglas, Washington 5 $ 1,875,000 $ 375,000 $ 80,000
Morgan, West Virginia 5 $ 1,075,000 $ 215,000 $ 176,000
Tucker, West Virginia 5 $ 1,025,000 $ 205,000 $ 120,000
Waukesha, Wisconsin 5 $ 1,445,000 $ 289,000 $ 248,000
Merced, California 4 $ 1,050,000 $ 262,500 $ 93,000
Nevada, California 4 $ 1,440,000 $ 360,000 $ 150,000
Santa Barbara, California 4 $ 2,090,000 $ 522,500 $ 116,000
Garfield, Colorado 4 $ 2,000,000 $ 500,000 $ 122,000
Park, Colorado 4 $ 1,250,000 $ 312,500 $ 115,000
Fairfield, Connecticut 4 $ 1,630,000 $ 407,500 $ 143,000
Okaloosa, Florida 4 $ 1,040,000 $ 260,000 $ 116,000
Lake, Illinois 4 $ 1,050,000 $ 262,500 $ 141,000
Marion, Indiana 4 $ 430,000 $ 107,500 $ 110,000
Berkshire, Massachusetts 4 $ 1,220,000 $ 305,000 $ 209,000
Montgomery, North Carolina 4 $ 680,000 $ 170,000 $ 66,000
Pender, North Carolina 4 $ 970,000 $ 242,500 $ 131,000
Watauga, North Carolina 4 $ 950,000 $ 237,500 $ 90,000
Clermont, Ohio 4 $ 1,020,000 $ 255,000 $ 104,000
Lake, Ohio 4 $ 1,300,000 $ 325,000 $ 142,000
Richland, Ohio 4 $ 470,000 $ 117,500 $ 75,000
Scioto, Ohio 4 $ 590,000 $ 147,500 $ 51,000
Washington, Oregon 4 $ 1,270,000 $ 317,500 $ 80,000
Centre, Pennsylvania 4 $ 670,000 $ 167,500 $ 62,000
Greenville, South Carolina 4 $ 830,000 $ 207,500 $ 134,000
Shelby, Tennessee 4 $ 750,000 $ 187,500 $ 144,000
Hood, Texas 4 $ 690,000 $ 172,500 $ 71,000
Utah, Utah 4 $ 1,470,000 $ 367,500 $ 107,000
Cumberland, Virginia 4 $ 670,000 $ 167,500 $ 46,000
Essex, Virginia 4 $ 710,000 $ 177,500 $ 65,000
Gloucester, Virginia 4 $ 1,200,000 $ 300,000 $ 109,000
Lancaster, Virginia 4 $ 1,070,000 $ 267,500 $ 206,000
Newport News, Virginia 4 $ 900,000 $ 225,000 $ 71,000
Nottoway, Virginia 4 $ 1,010,000 $ 252,500 $ 83,000
Benton, Washington 4 $ 1,280,000 $ 320,000 $ 124,000
Yakima, Washington 4 $ 1,090,000 $ 272,500 $ 103,000
Gila, Arizona 3 $ 655,000 $ 218,333 $ 69,000
Mohave, Arizona 3 $ 465,000 $ 155,000 $ 96,000
Eagle, Colorado 3 $ 1,155,000 $ 385,000 $ 147,000
Grand, Colorado 3 $ 1,135,000 $ 378,333 $ 219,000
Litchfield, Connecticut 3 $ 875,000 $ 291,666 $ 159,000
Flagler, Florida 3 $ 635,000 $ 211,666 $ 48,000
Sumter, Florida 3 $ 615,000 $ 205,000 $ 54,000
Walton, Florida 3 $ 975,000 $ 325,000 $ 216,000
Columbia, Georgia 3 $ 465,000 $ 155,000 $ 181,000
Forsyth, Georgia 3 $ 505,000 $ 168,333 $ 52,000
Glynn, Georgia 3 $ 1,155,000 $ 385,000 $ 280,000
Canyon, Idaho 3 $ 1,005,000 $ 335,000 $ 187,000
Will, Illinois 3 $ 385,000 $ 128,333 $ 243,000
Hamilton, Indiana 3 $ 1,135,000 $ 378,333 $ 154,000
Montcalm, Michigan 3 $ 365,000 $ 121,666 $ 49,000
Belknap, New Hampshire 3 $ 1,615,000 $ 538,333 $ 251,000
Carroll, New Hampshire 3 $ 435,000 $ 145,000 $ 145,000
Rockingham, New Hampshire 3 $ 845,000 $ 281,666 $ 117,000
Santa Fe, New Mexico 3 $ 705,000 $ 235,000 $ 85,000
Granville, North Carolina 3 $ 835,000 $ 278,333 $ 97,000
Orange, North Carolina 3 $ 635,000 $ 211,666 $ 232,000
Wilson, North Carolina 3 $ 455,000 $ 151,666 $ 57,000
Logan, Ohio 3 $ 385,000 $ 128,333 $ 30,000
Wayne, Pennsylvania 3 $ 655,000 $ 218,333 $ 216,000
Beaufort, South Carolina 3 $ 1,545,000 $ 515,000 $ 219,000
Rutherford, Tennessee 3 $ 445,000 $ 148,333 $ 131,000
Cooke, Texas 3 $ 1,005,000 $ 335,000 $ 107,000
El Paso, Texas 3 $ 515,000 $ 171,666 $ 219,000
Amherst, Virginia 3 $ 915,000 $ 305,000 $ 124,000
Bedford, Virginia 3 $ 735,000 $ 245,000 $ 170,000
Charles City, Virginia 3 $ 645,000 $ 215,000 $ 72,000
King and Queen, Virginia 3 $ 445,000 $ 148,333 $ 40,000
Mathews, Virginia 3 $ 735,000 $ 245,000 $ 203,000
Norfolk, Virginia 3 $ 715,000 $ 238,333 $ 47,000
Northampton, Virginia 3 $ 805,000 $ 268,333 $ 83,000
Page, Virginia 3 $ 605,000 $ 201,666 $ 145,000
Rappahannock, Virginia 3 $ 725,000 $ 241,666 $ 118,000
Roanoke, Virginia 3 $ 945,000 $ 315,000 $ 112,000
Cochise, Arizona 2 $ 410,000 $ 205,000 $ 167,000
Graham, Arizona 2 $ 360,000 $ 180,000 $ 157,000
El Dorado, California 2 $ 600,000 $ 300,000 $ 281,000
San Luis Obispo, California 2 $ 930,000 $ 465,000 $ 163,000
Sonoma, California 2 $ 1,070,000 $ 535,000 $ 205,000
Tehama, California 2 $ 350,000 $ 175,000 $ 99,000
Trinity, California 2 $ 790,000 $ 395,000 $ 129,000
Tulare, California 2 $ 900,000 $ 450,000 $ 116,000
Chaffee, Colorado 2 $ 800,000 $ 400,000 $ 117,000
Lincoln, Colorado 2 $ 440,000 $ 220,000 $ 45,000
Routt, Colorado 2 $ 1,140,000 $ 570,000 $ 247,000
Clay, Florida 2 $ 490,000 $ 245,000 $ 82,000
Columbia, Florida 2 $ 520,000 $ 260,000 $ 35,000
Levy, Florida 2 $ 260,000 $ 130,000 $ 148,000
Bulloch, Georgia 2 $ 330,000 $ 165,000 $ 72,000
DeKalb, Georgia 2 $ 860,000 $ 430,000 $ 70,000
Gwinnett, Georgia 2 $ 770,000 $ 385,000 $ 21,000
Ada, Idaho 2 $ 420,000 $ 210,000 $ 47,000
Kendall, Illinois 2 $ 460,000 $ 230,000 $ 109,000
Peoria, Illinois 2 $ 720,000 $ 360,000 $ 162,000
Floyd, Indiana 2 $ 470,000 $ 235,000 $ 158,000
Boone, Kentucky 2 $ 1,070,000 $ 535,000 $ 306,000
Kenton, Kentucky 2 $ 630,000 $ 315,000 $ 92,000
Plaquemines, Louisiana 2 $ 360,000 $ 180,000 $ 112,000
St. John the Baptist, Louisiana 2 $ 300,000 $ 150,000 $ 42,000
Vermilion, Louisiana 2 $ 370,000 $ 185,000 $ 40,000
Cumberland, Maine 2 $ 590,000 $ 295,000 $ 147,000
Oxford, Maine 2 $ 830,000 $ 415,000 $ 486,000
Nantucket, Massachusetts 2 $ 510,000 $ 255,000 $ 50,000
Cheboygan, Michigan 2 $ 530,000 $ 265,000 $ 288,000
Macomb, Michigan 2 $ 190,000 $ 95,000 $ 45,000
Midland, Michigan 2 $ 220,000 $ 110,000 $ 99,000
Hunterdon, New Jersey 2 $ 870,000 $ 435,000 $ 221,000
Sussex, New Jersey 2 $ 700,000 $ 350,000 $ 149,000
Alexander, North Carolina 2 $ 300,000 $ 150,000 $ 56,000
Buncombe, North Carolina 2 $ 670,000 $ 335,000 $ 165,000
Burke, North Carolina 2 $ 350,000 $ 175,000 $ 67,000
Craven, North Carolina 2 $ 370,000 $ 185,000 $ 60,000
Duplin, North Carolina 2 $ 250,000 $ 125,000 $ 30,000
Jackson, North Carolina 2 $ 1,020,000 $ 510,000 $ 226,000
Surry, North Carolina 2 $ 340,000 $ 170,000 $ 146,000
Wilkes, North Carolina 2 $ 250,000 $ 125,000 $ 47,000
Yadkin, North Carolina 2 $ 310,000 $ 155,000 $ 51,000
Ashtabula, Ohio 2 $ 190,000 $ 95,000 $ 112,000
Erie, Ohio 2 $ 470,000 $ 235,000 $ 150,000
Guernsey, Ohio 2 $ 280,000 $ 140,000 $ 42,000
Ottawa, Ohio 2 $ 250,000 $ 125,000 $ 142,000
Portage, Ohio 2 $ 320,000 $ 160,000 $ 62,000
Washington, Ohio 2 $ 270,000 $ 135,000 $ 67,000
Marion, Oregon 2 $ 620,000 $ 310,000 $ 122,000
Carbon, Pennsylvania 2 $ 230,000 $ 115,000 $ 41,000
Columbia, Pennsylvania 2 $ 570,000 $ 285,000 $ 125,000
Huntingdon, Pennsylvania 2 $ 460,000 $ 230,000 $ 100,000
Juniata, Pennsylvania 2 $ 430,000 $ 215,000 $ 53,000
Lackawanna, Pennsylvania 2 $ 270,000 $ 135,000 $ 85,000
Snyder, Pennsylvania 2 $ 390,000 $ 195,000 $ 168,000
Westmoreland, Pennsylvania 2 $ 290,000 $ 145,000 $ 79,000
Chester, South Carolina 2 $ 990,000 $ 495,000 $ 93,000
Dorchester, South Carolina 2 $ 790,000 $ 395,000 $ 225,000
Florence, South Carolina 2 $ 480,000 $ 240,000 $ 129,000
Oconee, South Carolina 2 $ 700,000 $ 350,000 $ 200,000
Burleson, Texas 2 $ 310,000 $ 155,000 $ 60,000
Collin, Texas 2 $ 670,000 $ 335,000 $ 122,000
Ellis, Texas 2 $ 540,000 $ 270,000 $ 108,000
Galveston, Texas 2 $ 990,000 $ 495,000 $ 164,000
Hays, Texas 2 $ 650,000 $ 325,000 $ 177,000
Johnson, Texas 2 $ 260,000 $ 130,000 $ 80,000
Kaufman, Texas 2 $ 460,000 $ 230,000 $ 79,000
Kleberg, Texas 2 $ 410,000 $ 205,000 $ 74,000
Parker, Texas 2 $ 370,000 $ 185,000 $ 56,000
Randall, Texas 2 $ 570,000 $ 285,000 $ 193,000
San Patricio, Texas 2 $ 250,000 $ 125,000 $ 36,000
Williamson, Texas 2 $ 480,000 $ 240,000 $ 144,000
Appomattox, Virginia 2 $ 270,000 $ 135,000 $ 35,000
Franklin, Virginia 2 $ 820,000 $ 410,000 $ 197,000
Halifax, Virginia 2 $ 270,000 $ 135,000 $ 49,000
Mecklenburg, Virginia 2 $ 500,000 $ 250,000 $ 17,000
Montgomery, Virginia 2 $ 410,000 $ 205,000 $ 174,000
Chelan, Washington 2 $ 690,000 $ 345,000 $ 232,000
Grays Harbor, Washington 2 $ 540,000 $ 270,000 $ 60,000
Lewis, Washington 2 $ 1,000,000 $ 500,000 $ 130,000
Hampshire, West Virginia 2 $ 310,000 $ 155,000 $ 50,000
Marion, West Virginia 2 $ 340,000 $ 170,000 $ 79,000
Taylor, West Virginia 2 $ 540,000 $ 270,000 $ 172,000
Dane, Wisconsin 2 $ 810,000 $ 405,000 $ 194,000
Mono, California 1 $ 265,000 $ 265,000 $ 68,000
Monterey, California 1 $ 755,000 $ 755,000 $ 122,000
San Benito, California 1 $ 475,000 $ 475,000 $ 109,000
Santa Cruz, California 1 $ 765,000 $ 765,000 $ 155,000
Shasta, California 1 $ 265,000 $ 265,000 $ 122,000
Siskiyou, California 1 $ 125,000 $ 125,000 $ 138,000
Sutter, California 1 $ 365,000 $ 365,000 $ 139,000
Yolo, California 1 $ 345,000 $ 345,000 $ 111,000
Archuleta, Colorado 1 $ 505,000 $ 505,000 $ 170,000
Clear Creek, Colorado 1 $ 545,000 $ 545,000 $ 223,000
Conejos, Colorado 1 $ 175,000 $ 175,000 $ 95,000
Dolores, Colorado 1 $ 105,000 $ 105,000 $ 210,000
Fremont, Colorado 1 $ 185,000 $ 185,000 $ 57,000
Gilpin, Colorado 1 $ 275,000 $ 275,000 $ 48,000
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Mortgage Loan Application Detail Totals for NFM, Inc in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,809 $5,450,725,000 $306,000 $33,375,000 $105,000 $2,306,000
Refinancing 11,408 $3,613,400,000 $316,000 $1,855,000 $122,000 $2,984,000
Cash-out Refinancing 2,535 $736,635,000 $290,000 $1,165,000 $120,000 $915,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,245 $5,998,655,000 $311,000 $33,375,000 $120,000 $2,306,000
Hispanic 4,403 $1,260,795,000 $286,000 $2,005,000 $82,000 $1,365,000
Not Provided 2,821 $919,705,000 $326,000 $1,705,000 $120,000 $2,984,000
Black or African American 2,516 $708,610,000 $281,000 $1,235,000 $91,000 $1,799,000
Asian 1,441 $511,995,000 $355,000 $1,325,000 $129,000 $1,020,000
Native Hawaiian or Other Pacific Islander 1,171 $354,375,000 $302,000 $1,505,000 $107,000 $1,368,000
American Indian or Alaskan Native 129 $39,385,000 $305,000 $795,000 $110,000 $454,000
Not applicable 7 $1,795,000 $256,000 $365,000 $109,000 $281,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,492 $7,746,240,000 $316,000 $33,375,000 $125,000 $2,984,000
FHA-insured (Federal Housing Administration) 4,828 $1,271,100,000 $263,000 $855,000 $69,000 $485,000
VA-guaranteed (Veterans Administration) 2,115 $721,675,000 $341,000 $1,525,000 $78,000 $648,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 317 $61,745,000 $194,000 $445,000 $59,000 $138,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 25,868 $8,008,270,000 $309,000 $2,165,000 $114,000 $2,306,000
Application Withdrawn By Applicant 2,990 $937,650,000 $313,000 $33,375,000 $115,000 $2,984,000
File Closed For Incompleteness 2,068 $610,000,000 $294,000 $2,905,000 $104,000 $1,270,000
Application Denied By Financial Institution 713 $209,915,000 $294,000 $3,005,000 $83,000 $1,816,000
Application Approved But Not Accepted 113 $34,925,000 $309,000 $1,025,000 $121,000 $477,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 31,039 $9,590,845,000 $308,000 $33,375,000 $113,000 $2,984,000
Debt-To-Income Ratio 247 $75,315,000 $304,000 $3,005,000 $67,000 $362,000
Credit History 127 $36,345,000 $286,000 $1,015,000 $91,000 $485,000
Collateral 122 $37,130,000 $304,000 $2,305,000 $109,000 $1,816,000
Other 74 $20,920,000 $282,000 $1,005,000 $96,000 $735,000
Employment History 64 $16,730,000 $261,000 $675,000 $63,000 $219,000
Insufficient Cash (Downpayment, Closing Cost) 40 $10,980,000 $274,000 $535,000 $79,000 $282,000
Unverifiable Information 34 $11,190,000 $329,000 $1,445,000 $81,000 $384,000
Mortgage Insurance Denied 3 $805,000 $268,000 $315,000 $100,000 $112,000
Credit Application Incomplete 2 $500,000 $250,000 $275,000 $62,000 $65,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NFM, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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