North American Savings Bank Mortgage Lending & HMDA Data, 2010
In 2010, North American Savings Bank of Grandview, MO reported 9,606 mortgage applications totaling $2.5 billion, up 6% from 2009. The average application was for $261,221, and applicants reported an average income of $113,455. 82% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (1,713), Springfield, MO (666) and Washington-Arlington-Alexandria, DC-VA-MD-WV (504) (applications in parentheses).
| Mortgage Company & Address | North American Savings Bank 12498 S 71 Highway Grandview, MO 64030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,606 |
| Total Mortgage Loan Application Amount | $2,509,289,000 |
| Average Mortgage Loan Application Amount | $261,221 |
| Highest Mortgage Loan Application Amount | $4,667,000 |
| Average Applicant Income | $113,455 |
| Highest Applicant Income | $2,188,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records North American Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 1,713 | $ 330,195,000 | $ 192,758 | $ 103,432 |
| Springfield, MO | 666 | $ 84,871,000 | $ 127,433 | $ 57,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 504 | $ 191,369,000 | $ 379,700 | $ 142,402 |
| Chicago-Joliet-Naperville, IL | 302 | $ 83,228,000 | $ 275,589 | $ 128,000 |
| New York-White Plains-Wayne, NY-NJ | 265 | $ 99,607,000 | $ 375,875 | $ 153,275 |
| Philadelphia, PA | 251 | $ 71,324,000 | $ 284,159 | $ 126,000 |
| Denver-Aurora-Broomfield, CO | 190 | $ 52,310,000 | $ 275,315 | $ 114,000 |
| Newark-Union, NJ-PA | 189 | $ 69,658,000 | $ 368,560 | $ 158,597 |
| Edison-New Brunswick, NJ | 173 | $ 60,218,000 | $ 348,080 | $ 145,000 |
| Baltimore-Towson, MD | 167 | $ 54,686,000 | $ 327,461 | $ 130,000 |
| Atlanta-Sandy Springs-Marietta, GA | 163 | $ 42,455,000 | $ 260,460 | $ 112,000 |
| Nassau-Suffolk, NY | 156 | $ 58,842,000 | $ 377,192 | $ 156,000 |
| Bethesda-Rockville-Frederick, MD | 141 | $ 57,162,000 | $ 405,404 | $ 164,000 |
| Cambridge-Newton-Framingham, MA | 135 | $ 44,230,000 | $ 327,629 | $ 146,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 110 | $ 31,677,000 | $ 287,972 | $ 103,900 |
| Boston-Quincy, MA | 102 | $ 32,151,000 | $ 315,205 | $ 143,000 |
| Raleigh-Cary, NC | 88 | $ 22,968,000 | $ 261,000 | $ 106,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 87 | $ 23,503,000 | $ 270,149 | $ 111,793 |
| Seattle-Bellevue-Everett, WA | 77 | $ 25,852,000 | $ 335,740 | $ 112,000 |
| Houston-Sugar Land-Baytown, TX | 71 | $ 15,761,000 | $ 221,985 | $ 97,000 |
| Wilmington, DE-MD-NJ | 64 | $ 17,438,000 | $ 272,468 | $ 103,125 |
| Providence-New Bedford-Fall River, RI-MA | 60 | $ 16,741,000 | $ 279,016 | $ 116,766 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 59 | $ 15,526,000 | $ 263,152 | $ 77,644 |
| Los Angeles-Long Beach-Glendale, CA | 57 | $ 27,609,000 | $ 484,368 | $ 134,000 |
| Bridgeport-Stamford-Norwalk, CT | 56 | $ 22,159,000 | $ 395,696 | $ 166,000 |
| Dallas-Plano-Irving, TX | 55 | $ 11,166,000 | $ 203,018 | $ 78,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 55 | $ 13,637,000 | $ 247,945 | $ 91,636 |
| St. Louis, MO-IL | 53 | $ 11,925,000 | $ 225,000 | $ 105,679 |
| Louisville-Jefferson County, KY-IN | 50 | $ 12,667,000 | $ 253,340 | $ 118,560 |
| Camden, NJ | 49 | $ 12,011,000 | $ 245,122 | $ 104,000 |
| New Orleans-Metairie-Kenner, LA | 49 | $ 11,377,000 | $ 232,183 | $ 108,000 |
| Colorado Springs, CO | 47 | $ 12,709,000 | $ 270,404 | $ 85,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 42 | $ 11,641,000 | $ 277,166 | $ 114,000 |
| Peabody, MA | 42 | $ 13,047,000 | $ 310,642 | $ 153,000 |
| Santa Ana-Anaheim-Irvine, CA | 42 | $ 19,997,000 | $ 476,119 | $ 129,000 |
| Lake County-Kenosha County, IL-WI | 41 | $ 12,451,000 | $ 303,682 | $ 135,609 |
| Memphis, TN-MS-AR | 41 | $ 10,233,000 | $ 249,585 | $ 113,170 |
| Pittsburgh, PA | 41 | $ 11,807,000 | $ 287,975 | $ 128,000 |
| Hartford-West Hartford-East Hartford, CT | 40 | $ 10,789,000 | $ 269,725 | $ 121,000 |
| Baton Rouge, LA | 38 | $ 7,899,000 | $ 207,868 | $ 108,000 |
| Salt Lake City, UT | 38 | $ 12,289,000 | $ 323,394 | $ 159,000 |
| San Antonio-New Braunfels, TX | 38 | $ 8,511,000 | $ 223,973 | $ 74,000 |
| Omaha-Council Bluffs, NE-IA | 37 | $ 8,846,000 | $ 239,081 | $ 112,729 |
| Richmond, VA | 37 | $ 10,070,000 | $ 272,162 | $ 116,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 36 | $ 9,289,000 | $ 258,027 | $ 101,833 |
| Little Rock-North Little Rock-Conway, AR | 35 | $ 8,333,000 | $ 238,085 | $ 113,000 |
| San Diego-Carlsbad-San Marcos, CA | 32 | $ 14,875,000 | $ 464,843 | $ 135,000 |
| Indianapolis-Carmel, IN | 31 | $ 7,062,000 | $ 227,806 | $ 103,000 |
| Riverside-San Bernardino-Ontario, CA | 31 | $ 6,415,000 | $ 206,935 | $ 59,000 |
| Birmingham-Hoover, AL | 30 | $ 8,074,000 | $ 269,133 | $ 108,000 |
| Charleston-North Charleston-Summerville, SC | 30 | $ 7,899,000 | $ 263,300 | $ 80,000 |
| Phoenix-Mesa-Glendale, AZ | 30 | $ 6,884,000 | $ 229,466 | $ 92,000 |
| Worcester, MA | 30 | $ 7,942,000 | $ 264,733 | $ 107,000 |
| Oakland-Fremont-Hayward, CA | 29 | $ 13,401,000 | $ 462,103 | $ 147,000 |
| Portland-South Portland-Biddeford, ME | 29 | $ 7,357,000 | $ 253,689 | $ 135,000 |
| Las Vegas-Paradise, NV | 28 | $ 5,934,000 | $ 211,928 | $ 98,000 |
| Lexington-Fayette, KY | 28 | $ 7,813,000 | $ 279,035 | $ 128,000 |
| Warren-Troy-Farmington Hills, MI | 28 | $ 6,646,000 | $ 237,357 | $ 110,000 |
| Albany-Schenectady-Troy, NY | 27 | $ 6,933,000 | $ 256,777 | $ 109,000 |
| Boulder, CO | 27 | $ 7,908,000 | $ 292,888 | $ 94,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 27 | $ 7,645,000 | $ 283,148 | $ 110,000 |
| Austin-Round Rock-San Marcos, TX | 26 | $ 6,306,000 | $ 242,538 | $ 96,000 |
| Rockingham County-Strafford County, NH | 26 | $ 8,023,000 | $ 308,576 | $ 131,000 |
| Tacoma, WA | 26 | $ 7,944,000 | $ 305,538 | $ 109,000 |
| Albuquerque, NM | 25 | $ 6,239,000 | $ 249,560 | $ 99,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 25 | $ 6,432,000 | $ 257,280 | $ 125,000 |
| Trenton-Ewing, NJ | 23 | $ 7,084,000 | $ 308,000 | $ 131,000 |
| Wichita, KS | 23 | $ 4,512,000 | $ 196,173 | $ 102,000 |
| St. Joseph, MO-KS | 22 | $ 4,240,000 | $ 192,727 | $ 94,000 |
| Columbia, SC | 21 | $ 5,689,000 | $ 270,904 | $ 176,000 |
| Manchester-Nashua, NH | 21 | $ 5,714,000 | $ 272,095 | $ 124,000 |
| Des Moines-West Des Moines, IA | 20 | $ 4,276,000 | $ 213,800 | $ 103,000 |
| Harrisburg-Carlisle, PA | 20 | $ 4,368,000 | $ 218,400 | $ 93,000 |
| Huntsville, AL | 20 | $ 5,212,000 | $ 260,600 | $ 117,000 |
| Milwaukee-Waukesha-West Allis, WI | 20 | $ 4,872,000 | $ 243,600 | $ 101,000 |
| Oklahoma City, OK | 20 | $ 3,965,000 | $ 198,250 | $ 87,000 |
| Tampa-St. Petersburg-Clearwater, FL | 20 | $ 4,856,000 | $ 242,800 | $ 120,000 |
| Wilmington, NC | 20 | $ 5,394,000 | $ 269,700 | $ 122,000 |
| Cincinnati-Middletown, OH-KY-IN | 19 | $ 4,423,000 | $ 232,789 | $ 107,157 |
| Fort Worth-Arlington, TX | 19 | $ 4,258,000 | $ 224,105 | $ 119,000 |
| Rochester, NY | 19 | $ 4,450,000 | $ 234,210 | $ 131,000 |
| Fort Collins-Loveland, CO | 18 | $ 4,038,000 | $ 224,333 | $ 114,000 |
| Greensboro-High Point, NC | 18 | $ 3,971,000 | $ 220,611 | $ 97,000 |
| Greenville-Mauldin-Easley, SC | 18 | $ 4,543,000 | $ 252,388 | $ 94,000 |
| Jacksonville, FL | 18 | $ 3,774,000 | $ 209,666 | $ 106,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 18 | $ 10,061,000 | $ 558,944 | $ 172,000 |
| Tulsa, OK | 18 | $ 4,376,000 | $ 243,111 | $ 110,000 |
| Buffalo-Niagara Falls, NY | 16 | $ 3,417,000 | $ 213,562 | $ 101,000 |
| New Haven-Milford, CT | 16 | $ 4,843,000 | $ 302,687 | $ 139,000 |
| Bremerton-Silverdale, WA | 15 | $ 5,349,000 | $ 356,600 | $ 118,000 |
| Durham-Chapel Hill, NC | 15 | $ 3,910,000 | $ 260,666 | $ 101,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 15 | $ 3,071,000 | $ 204,733 | $ 93,000 |
| Asheville, NC | 14 | $ 3,044,000 | $ 217,428 | $ 98,000 |
| Boise City-Nampa, ID | 14 | $ 2,568,000 | $ 183,428 | $ 53,000 |
| Greeley, CO | 14 | $ 3,147,000 | $ 224,785 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 14 | $ 3,766,000 | $ 269,000 | $ 116,428 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 3,431,000 | $ 245,071 | $ 79,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 14 | $ 3,450,000 | $ 246,428 | $ 98,000 |
| Scranton--Wilkes-Barre, PA | 14 | $ 3,395,000 | $ 242,500 | $ 121,000 |
| Burlington-South Burlington, VT | 13 | $ 3,052,000 | $ 234,769 | $ 144,000 |
| Columbus, OH | 13 | $ 3,029,000 | $ 233,000 | $ 92,000 |
| Lancaster, PA | 13 | $ 3,207,000 | $ 246,692 | $ 84,000 |
| Spokane, WA | 13 | $ 3,184,000 | $ 244,923 | $ 88,000 |
| Atlantic City-Hammonton, NJ | 12 | $ 2,799,000 | $ 233,250 | $ 135,000 |
| Fayetteville, NC | 12 | $ 2,972,000 | $ 247,666 | $ 80,000 |
| Norwich-New London, CT | 12 | $ 3,482,000 | $ 290,166 | $ 197,000 |
| Ogden-Clearfield, UT | 12 | $ 2,888,000 | $ 240,666 | $ 73,000 |
| Barnstable Town, MA | 11 | $ 3,534,000 | $ 321,272 | $ 197,000 |
| Jackson, MS | 11 | $ 2,712,000 | $ 246,545 | $ 69,000 |
| Tucson, AZ | 11 | $ 2,977,000 | $ 270,636 | $ 118,000 |
| Charlottesville, VA | 10 | $ 4,334,000 | $ 433,400 | $ 145,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 2,225,000 | $ 222,500 | $ 84,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 2,583,000 | $ 258,300 | $ 103,000 |
| Provo-Orem, UT | 10 | $ 2,493,000 | $ 249,300 | $ 91,000 |
| Reading, PA | 10 | $ 2,657,000 | $ 265,700 | $ 122,000 |
| Santa Fe, NM | 10 | $ 3,297,000 | $ 329,700 | $ 197,000 |
| Savannah, GA | 10 | $ 2,460,000 | $ 246,000 | $ 101,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 10 | $ 2,736,000 | $ 273,600 | $ 158,000 |
| Chattanooga, TN-GA | 9 | $ 1,794,000 | $ 199,333 | $ 92,111 |
| Cleveland-Elyria-Mentor, OH | 9 | $ 2,100,000 | $ 233,333 | $ 85,000 |
| Gainesville, GA | 9 | $ 1,941,000 | $ 215,666 | $ 105,000 |
| Madison, WI | 9 | $ 2,643,000 | $ 293,666 | $ 106,000 |
| San Francisco-San Mateo-Redwood City, CA | 9 | $ 5,290,000 | $ 587,777 | $ 226,000 |
| Shreveport-Bossier City, LA | 9 | $ 2,491,000 | $ 276,777 | $ 117,000 |
| Springfield, MA | 9 | $ 2,405,000 | $ 267,222 | $ 105,000 |
| York-Hanover, PA | 9 | $ 2,106,000 | $ 234,000 | $ 106,000 |
| Ann Arbor, MI | 8 | $ 2,353,000 | $ 294,125 | $ 167,000 |
| Hattiesburg, MS | 8 | $ 1,723,000 | $ 215,375 | $ 139,000 |
| Knoxville, TN | 8 | $ 2,005,000 | $ 250,625 | $ 101,000 |
| Lawrence, KS | 8 | $ 1,728,000 | $ 216,000 | $ 123,000 |
| Montgomery, AL | 8 | $ 1,943,000 | $ 242,875 | $ 68,000 |
| Salem, OR | 8 | $ 1,666,000 | $ 208,250 | $ 72,000 |
| Salinas, CA | 8 | $ 2,598,000 | $ 324,750 | $ 49,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,616,000 | $ 230,857 | $ 97,571 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,301,000 | $ 185,857 | $ 121,000 |
| Clarksville, TN-KY | 7 | $ 1,399,000 | $ 199,857 | $ 79,142 |
| Columbia, MO | 7 | $ 1,775,000 | $ 253,571 | $ 106,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,396,000 | $ 199,428 | $ 82,857 |
| Gary, IN | 7 | $ 1,827,000 | $ 261,000 | $ 60,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,066,000 | $ 152,285 | $ 81,000 |
| Gulfport-Biloxi, MS | 7 | $ 1,503,000 | $ 214,714 | $ 81,000 |
| Honolulu, HI | 7 | $ 3,220,000 | $ 460,000 | $ 41,000 |
| Pueblo, CO | 7 | $ 1,382,000 | $ 197,428 | $ 51,000 |
| Reno-Sparks, NV | 7 | $ 2,590,000 | $ 370,000 | $ 181,000 |
| State College, PA | 7 | $ 1,532,000 | $ 218,857 | $ 123,000 |
| Anchorage, AK | 6 | $ 1,811,000 | $ 301,833 | $ 104,000 |
| Auburn-Opelika, AL | 6 | $ 1,308,000 | $ 218,000 | $ 99,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 1,157,000 | $ 192,833 | $ 86,000 |
| Brunswick, GA | 6 | $ 1,244,000 | $ 207,333 | $ 56,000 |
| Detroit-Livonia-Dearborn, MI | 6 | $ 1,362,000 | $ 227,000 | $ 164,000 |
| Dover, DE | 6 | $ 1,137,000 | $ 189,500 | $ 51,000 |
| Erie, PA | 6 | $ 1,187,000 | $ 197,833 | $ 86,000 |
| Fort Smith, AR-OK | 6 | $ 1,368,000 | $ 228,000 | $ 66,833 |
| Fort Wayne, IN | 6 | $ 1,115,000 | $ 185,833 | $ 80,000 |
| Jacksonville, NC | 6 | $ 1,315,000 | $ 219,166 | $ 55,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,417,000 | $ 236,166 | $ 204,000 |
| Kennewick-Pasco-Richland, WA | 6 | $ 1,147,000 | $ 191,166 | $ 70,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,450,000 | $ 241,666 | $ 82,000 |
| Kingston, NY | 6 | $ 1,811,000 | $ 301,833 | $ 106,000 |
| Mobile, AL | 6 | $ 1,971,000 | $ 328,500 | $ 264,000 |
| Morgantown, WV | 6 | $ 1,450,000 | $ 241,666 | $ 66,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 6 | $ 1,669,000 | $ 278,166 | $ 190,000 |
| Ocean City, NJ | 6 | $ 1,731,000 | $ 288,500 | $ 121,000 |
| Olympia, WA | 6 | $ 1,843,000 | $ 307,166 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 2,450,000 | $ 408,333 | $ 160,000 |
| Prescott, AZ | 6 | $ 1,640,000 | $ 273,333 | $ 82,000 |
| Winston-Salem, NC | 6 | $ 1,463,000 | $ 243,833 | $ 56,000 |
| Alexandria, LA | 5 | $ 776,000 | $ 155,200 | $ 67,000 |
| Charleston, WV | 5 | $ 997,000 | $ 199,400 | $ 62,000 |
| Columbus, GA-AL | 5 | $ 1,110,000 | $ 222,000 | $ 110,000 |
| Florence, SC | 5 | $ 1,020,000 | $ 204,000 | $ 197,000 |
| Green Bay, WI | 5 | $ 1,093,000 | $ 218,600 | $ 98,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 1,170,000 | $ 234,000 | $ 82,000 |
| Lake Charles, LA | 5 | $ 1,193,000 | $ 238,600 | $ 108,000 |
| Lebanon, PA | 5 | $ 1,011,000 | $ 202,200 | $ 67,000 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 1,181,000 | $ 236,200 | $ 110,000 |
| Racine, WI | 5 | $ 811,000 | $ 162,200 | $ 57,000 |
| Rapid City, SD | 5 | $ 1,065,000 | $ 213,000 | $ 81,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,448,000 | $ 289,600 | $ 85,000 |
| Spartanburg, SC | 5 | $ 1,303,000 | $ 260,600 | $ 86,000 |
| Topeka, KS | 5 | $ 768,000 | $ 153,600 | $ 68,000 |
| Bend, OR | 4 | $ 1,014,000 | $ 253,500 | $ 70,000 |
| Bismarck, ND | 4 | $ 729,000 | $ 182,250 | $ 51,000 |
| Bloomington-Normal, IL | 4 | $ 660,000 | $ 165,000 | $ 92,000 |
| Cheyenne, WY | 4 | $ 889,000 | $ 222,250 | $ 50,000 |
| Coeur D'Alene, ID | 4 | $ 810,000 | $ 202,500 | $ 57,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 885,000 | $ 221,250 | $ 30,000 |
| El Paso, TX | 4 | $ 767,000 | $ 191,750 | $ 64,000 |
| Florence-Muscle Shoals, AL | 4 | $ 1,096,000 | $ 274,000 | $ 125,000 |
| Fresno, CA | 4 | $ 881,000 | $ 220,250 | $ 69,000 |
| Great Falls, MT | 4 | $ 680,000 | $ 170,000 | $ 41,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 982,000 | $ 245,500 | $ 81,000 |
| Jefferson City, MO | 4 | $ 1,006,000 | $ 251,500 | $ 142,000 |
| Killeen-Temple-Fort Hood, TX | 4 | $ 599,000 | $ 149,750 | $ 22,000 |
| Lafayette, LA | 4 | $ 1,473,000 | $ 368,250 | $ 114,000 |
| Lansing-East Lansing, MI | 4 | $ 569,000 | $ 142,250 | $ 73,000 |
| Lynchburg, VA | 4 | $ 1,051,000 | $ 262,750 | $ 124,000 |
| Napa, CA | 4 | $ 1,325,000 | $ 331,250 | $ 113,000 |
| Naples-Marco Island, FL | 4 | $ 990,000 | $ 247,500 | $ 134,000 |
| Oshkosh-Neenah, WI | 4 | $ 887,000 | $ 221,750 | $ 101,000 |
| Punta Gorda, FL | 4 | $ 1,112,000 | $ 278,000 | $ 107,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,130,000 | $ 532,500 | $ 249,000 |
| Sioux Falls, SD | 4 | $ 1,149,000 | $ 287,250 | $ 74,000 |
| St. George, UT | 4 | $ 784,000 | $ 196,000 | $ 102,000 |
| Syracuse, NY | 4 | $ 654,000 | $ 163,500 | $ 63,000 |
| Warner Robins, GA | 4 | $ 859,000 | $ 214,750 | $ 27,000 |
| Anderson, SC | 3 | $ 513,000 | $ 171,000 | $ 107,000 |
| Appleton, WI | 3 | $ 730,000 | $ 243,333 | $ 146,000 |
| Bakersfield-Delano, CA | 3 | $ 826,000 | $ 275,333 | $ 136,000 |
| Bangor, ME | 3 | $ 671,000 | $ 223,666 | $ 132,000 |
| Battle Creek, MI | 3 | $ 523,000 | $ 174,333 | $ 128,000 |
| Bellingham, WA | 3 | $ 850,000 | $ 283,333 | $ 109,000 |
| Brownsville-Harlingen, TX | 3 | $ 742,000 | $ 247,333 | $ 125,000 |
| Corvallis, OR | 3 | $ 682,000 | $ 227,333 | $ 77,000 |
| Eau Claire, WI | 3 | $ 494,000 | $ 164,666 | $ 40,000 |
| Elizabethtown, KY | 3 | $ 557,000 | $ 185,666 | $ 31,000 |
| Evansville, IN-KY | 3 | $ 628,000 | $ 209,333 | $ 143,000 |
| Greenville, NC | 3 | $ 662,000 | $ 220,666 | $ 83,000 |
| Idaho Falls, ID | 3 | $ 653,000 | $ 217,666 | $ 55,000 |
| Jonesboro, AR | 3 | $ 696,000 | $ 232,000 | $ 59,000 |
| Joplin, MO | 3 | $ 406,000 | $ 135,333 | $ 60,000 |
| Las Cruces, NM | 3 | $ 954,000 | $ 318,000 | $ 79,000 |
| Manhattan, KS | 3 | $ 636,000 | $ 212,000 | $ 107,000 |
| Missoula, MT | 3 | $ 655,000 | $ 218,333 | $ 128,000 |
| Monroe, LA | 3 | $ 1,040,000 | $ 346,666 | $ 112,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 775,000 | $ 258,333 | $ 137,000 |
| Pascagoula, MS | 3 | $ 651,000 | $ 217,000 | $ 44,000 |
| Pine Bluff, AR | 3 | $ 690,000 | $ 230,000 | $ 108,000 |
| Pittsfield, MA | 3 | $ 523,000 | $ 174,333 | $ 89,000 |
| Roanoke, VA | 3 | $ 741,000 | $ 247,000 | $ 93,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 515,000 | $ 171,666 | $ 36,000 |
| Sioux City, IA-NE-SD | 3 | $ 586,000 | $ 195,333 | $ 172,000 |
| Toledo, OH | 3 | $ 657,000 | $ 219,000 | $ 98,000 |
| Vallejo-Fairfield, CA | 3 | $ 509,000 | $ 169,666 | $ 22,000 |
| Wenatchee-East Wenatchee, WA | 3 | $ 896,000 | $ 298,666 | $ 140,000 |
| Wichita Falls, TX | 3 | $ 552,000 | $ 184,000 | $ 46,000 |
| Winchester, VA-WV | 3 | $ 813,000 | $ 271,000 | $ 128,000 |
| Altoona, PA | 2 | $ 580,000 | $ 290,000 | $ 101,000 |
| Beaumont-Port Arthur, TX | 2 | $ 656,000 | $ 328,000 | $ 430,000 |
| Billings, MT | 2 | $ 450,000 | $ 225,000 | $ 113,000 |
| Binghamton, NY | 2 | $ 235,000 | $ 117,500 | $ 128,000 |
| Bowling Green, KY | 2 | $ 510,000 | $ 255,000 | $ 186,000 |
| Canton-Massillon, OH | 2 | $ 494,000 | $ 247,000 | $ 134,000 |
| Cedar Rapids, IA | 2 | $ 478,000 | $ 239,000 | $ 130,000 |
| Champaign-Urbana, IL | 2 | $ 561,000 | $ 280,500 | $ 92,000 |
| Cleveland, TN | 2 | $ 344,000 | $ 172,000 | $ 64,000 |
| Columbus, IN | 2 | $ 656,000 | $ 328,000 | $ 130,000 |
| Corpus Christi, TX | 2 | $ 176,000 | $ 88,000 | $ 106,000 |
| Decatur, IL | 2 | $ 526,000 | $ 263,000 | $ 198,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 336,000 | $ 168,000 | $ 37,000 |
| Dubuque, IA | 2 | $ 284,000 | $ 142,000 | $ 62,000 |
| Elkhart-Goshen, IN | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| Fargo, ND-MN | 2 | $ 473,000 | $ 236,500 | $ 39,500 |
| Harrisonburg, VA | 2 | $ 405,000 | $ 202,500 | $ 72,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 417,000 | $ 208,500 | $ 69,000 |
| Kankakee-Bradley, IL | 2 | $ 432,000 | $ 216,000 | $ 61,000 |
| Lafayette, IN | 2 | $ 446,000 | $ 223,000 | $ 97,000 |
| Lakeland-Winter Haven, FL | 2 | $ 291,000 | $ 145,500 | $ 95,000 |
| Lawton, OK | 2 | $ 579,000 | $ 289,500 | $ 93,000 |
| Lewiston, ID-WA | 2 | $ 411,000 | $ 205,500 | $ 76,000 |
| Lewiston-Auburn, ME | 2 | $ 416,000 | $ 208,000 | $ 79,000 |
| Mankato-North Mankato, MN | 2 | $ 382,000 | $ 191,000 | $ 78,000 |
| Medford, OR | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Midland, TX | 2 | $ 481,000 | $ 240,500 | $ 147,000 |
| Morristown, TN | 2 | $ 418,000 | $ 209,000 | $ 60,000 |
| Ocala, FL | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| Owensboro, KY | 2 | $ 589,000 | $ 294,500 | $ 100,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 412,000 | $ 206,000 | $ 98,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 258,000 | $ 129,000 | $ 81,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 359,000 | $ 179,500 | $ 135,000 |
| Pocatello, ID | 2 | $ 455,000 | $ 227,500 | $ 123,000 |
| Port St. Lucie, FL | 2 | $ 352,000 | $ 176,000 | $ 62,000 |
| Rochester, MN | 2 | $ 336,000 | $ 168,000 | $ 108,000 |
| Rocky Mount, NC | 2 | $ 369,000 | $ 184,500 | $ 53,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 1,095,000 | $ 547,500 | $ 140,000 |
| Sheboygan, WI | 2 | $ 388,000 | $ 194,000 | $ 76,000 |
| St. Cloud, MN | 2 | $ 511,000 | $ 255,500 | $ 85,000 |
| Stockton, CA | 2 | $ 607,000 | $ 303,500 | $ 95,000 |
| Sumter, SC | 2 | $ 437,000 | $ 218,500 | $ 76,000 |
| Tallahassee, FL | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Tuscaloosa, AL | 2 | $ 467,000 | $ 233,500 | $ 86,000 |
| Valdosta, GA | 2 | $ 451,000 | $ 225,500 | $ 48,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 469,000 | $ 234,500 | $ 72,500 |
| Yuma, AZ | 2 | $ 287,000 | $ 143,500 | $ 70,000 |
| Abilene, TX | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Akron, OH | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Albany, GA | 1 | $ 248,000 | $ 248,000 | $ 91,000 |
| Anniston-Oxford, AL | 1 | $ 111,000 | $ 111,000 | $ 47,000 |
| Athens-Clarke County, GA | 1 | $ 221,000 | $ 221,000 | $ 121,000 |
| Bay City, MI | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Bloomington, IN | 1 | $ 271,000 | $ 271,000 | $ 104,000 |
| Casper, WY | 1 | $ 300,000 | $ 300,000 | $ 196,000 |
| Cumberland, MD-WV | 1 | $ 234,000 | $ 234,000 | $ 116,000 |
| Danville, IL | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Danville, VA | 1 | $ 216,000 | $ 216,000 | $ 65,000 |
| Dayton, OH | 1 | $ 351,000 | $ 351,000 | $ 135,000 |
| Decatur, AL | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Dothan, AL | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Duluth, MN-WI | 1 | $ 214,000 | $ 214,000 | $ 92,000 |
| Eugene-Springfield, OR | 1 | $ 416,000 | $ 416,000 | $ 115,000 |
| Fairbanks, AK | 1 | $ 244,000 | $ 244,000 | $ 90,000 |
| Farmington, NM | 1 | $ 214,000 | $ 214,000 | $ 80,000 |
| Flagstaff, AZ | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Gainesville, FL | 1 | $ 378,000 | $ 378,000 | $ 188,000 |
| Goldsboro, NC | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| Grand Forks, ND-MN | 1 | $ 221,000 | $ 221,000 | $ 104,000 |
| Grand Junction, CO | 1 | $ 519,000 | $ 519,000 | $ 160,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Holland-Grand Haven, MI | 1 | $ 293,000 | $ 293,000 | $ 150,000 |
| Hot Springs, AR | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Iowa City, IA | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Janesville, WI | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Johnson City, TN | 1 | $ 412,000 | $ 412,000 | $ 101,000 |
| Johnstown, PA | 1 | $ 177,000 | $ 177,000 | $ 51,000 |
| La Crosse, WI-MN | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Lincoln, NE | 1 | $ 258,000 | $ 258,000 | $ 130,000 |
| Logan, UT-ID | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Madera-Chowchilla, CA | 1 | $ 296,000 | $ 296,000 | $ 81,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Merced, CA | 1 | $ 254,000 | $ 254,000 | $ 217,000 |
| Modesto, CA | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Monroe, MI | 1 | $ 161,000 | $ 161,000 | $ 130,000 |
| Palm Coast, FL | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Peoria, IL | 1 | $ 173,000 | $ 173,000 | $ 97,000 |
| Rockford, IL | 1 | $ 159,000 | $ 159,000 | $ 0 |
| San Angelo, TX | 1 | $ 201,000 | $ 201,000 | $ 60,000 |
| Sherman-Denison, TX | 1 | $ 56,000 | $ 56,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 229,000 | $ 229,000 | $ 60,000 |
| Springfield, IL | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Steubenville-Weirton, OH-WV | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Terre Haute, IN | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 206,000 | $ 206,000 | $ 149,000 |
| Utica-Rome, NY | 1 | $ 367,000 | $ 367,000 | $ 89,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 189,000 | $ 189,000 | $ 100,000 |
| Williamsport, PA | 1 | $ 221,000 | $ 221,000 | $ 119,000 |
| Yakima, WA | 1 | $ 315,000 | $ 315,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for North American Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,887 | $1,871,559,000 | $271,000 | $1,550,000 | $119,000 | $1,401,000 |
| Home Purchase | 2,653 | $622,038,000 | $234,000 | $4,667,000 | $99,000 | $2,188,000 |
| Home Improvement | 66 | $15,692,000 | $237,000 | $720,000 | $116,000 | $414,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,260 | $1,829,334,000 | $251,000 | $1,240,000 | $113,000 | $2,188,000 |
| Not Provided | 1,153 | $356,588,000 | $309,000 | $1,550,000 | $128,000 | $1,075,000 |
| Asian | 391 | $136,562,000 | $349,000 | $1,163,000 | $144,000 | $702,000 |
| Black or African American | 384 | $94,268,000 | $245,000 | $945,000 | $93,000 | $566,000 |
| Hispanic | 217 | $55,229,000 | $254,000 | $704,000 | $96,000 | $395,000 |
| Not applicable | 136 | $18,689,000 | $137,000 | $4,667,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 36 | $9,430,000 | $261,000 | $540,000 | $84,000 | $289,000 |
| American Indian or Alaskan Native | 29 | $9,189,000 | $316,000 | $897,000 | $126,000 | $500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,180 | $1,667,009,000 | $269,000 | $4,667,000 | $134,000 | $2,188,000 |
| FHA-insured (Federal Housing Administration) | 2,233 | $517,299,000 | $231,000 | $746,000 | $80,000 | $844,000 |
| VA-guaranteed (Veterans Administration) | 1,180 | $323,402,000 | $274,000 | $1,550,000 | $69,000 | $455,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,579,000 | $121,000 | $179,000 | $49,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,920 | $2,051,216,000 | $258,000 | $4,667,000 | $113,000 | $2,188,000 |
| Application Withdrawn By Applicant | 1,099 | $298,501,000 | $271,000 | $1,200,000 | $114,000 | $843,000 |
| Application Denied By Financial Institution | 549 | $150,978,000 | $275,000 | $1,240,000 | $113,000 | $645,000 |
| Application Approved But Not Accepted | 23 | $5,101,000 | $221,000 | $595,000 | $75,000 | $181,000 |
| File Closed For Incompleteness | 12 | $3,124,000 | $260,000 | $410,000 | $102,000 | $275,000 |
| Preapproval Denied by Financial Institution | 3 | $369,000 | $123,000 | $156,000 | $47,000 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 340 | $98,721,000 | $290,000 | $1,240,000 | $124,000 | $645,000 |
| Debt-To-Income Ratio | 86 | $21,615,000 | $251,000 | $905,000 | $84,000 | $530,000 |
| Credit History | 43 | $9,716,000 | $225,000 | $729,000 | $80,000 | $244,000 |
| Other | 26 | $6,501,000 | $250,000 | $417,000 | $142,000 | $607,000 |
| Unverifiable Information | 25 | $7,709,000 | $308,000 | $720,000 | $117,000 | $375,000 |
| Employment History | 22 | $5,103,000 | $231,000 | $505,000 | $69,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $855,000 | $171,000 | $338,000 | $73,000 | $125,000 |
| Mortgage Insurance Denied | 4 | $1,012,000 | $253,000 | $378,000 | $107,000 | $144,000 |
| Credit Application Incomplete | 1 | $115,000 | $115,000 | $115,000 | $89,000 | $89,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into North American Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess North American Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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