North American Savings Bank Mortgage Lending & HMDA Data, 2010

In 2010, North American Savings Bank of Grandview, MO reported 9,606 mortgage applications totaling $2.5 billion, up 6% from 2009. The average application was for $261,221, and applicants reported an average income of $113,455. 82% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (1,713), Springfield, MO (666) and Washington-Arlington-Alexandria, DC-VA-MD-WV (504) (applications in parentheses).

Mortgage Company & Address North American Savings Bank
12498 S 71 Highway
Grandview, MO 64030
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,606
Total Mortgage Loan Application Amount $2,509,289,000
Average Mortgage Loan Application Amount $261,221
Highest Mortgage Loan Application Amount $4,667,000
Average Applicant Income $113,455
Highest Applicant Income $2,188,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records North American Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for North American Savings Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 732 $ 131,944,000 $ 180,251 $ 108,000
Johnson, Kansas 474 $ 109,771,000 $ 231,584 $ 120,000
Greene, Missouri 464 $ 56,150,000 $ 121,012 $ 56,000
Clay, Missouri 236 $ 41,483,000 $ 175,775 $ 80,000
Cook, Illinois 157 $ 43,437,000 $ 276,668 $ 131,000
Christian, Missouri 157 $ 22,556,000 $ 143,668 $ 64,000
Fairfax, Virginia 153 $ 62,558,000 $ 408,875 $ 147,000
Middlesex, Massachusetts 135 $ 44,230,000 $ 327,629 $ 146,000
Montgomery, Maryland 123 $ 52,000,000 $ 422,764 $ 172,000
Cass, Missouri 110 $ 17,382,000 $ 158,018 $ 76,000
Platte, Missouri 89 $ 18,004,000 $ 202,292 $ 101,000
Suffolk, New York 86 $ 32,803,000 $ 381,430 $ 160,000
Wake, North Carolina 79 $ 21,051,000 $ 266,468 $ 110,000
District of Columbia, District Of Columbia 70 $ 30,791,000 $ 439,871 $ 164,000
Nassau, New York 70 $ 26,039,000 $ 371,985 $ 151,000
Morris, New Jersey 66 $ 27,666,000 $ 419,181 $ 178,000
Montgomery, Pennsylvania 66 $ 18,676,000 $ 282,969 $ 129,000
Bergen, New Jersey 65 $ 25,398,000 $ 390,738 $ 153,000
Westchester, New York 63 $ 26,655,000 $ 423,095 $ 181,000
Middlesex, New Jersey 62 $ 20,299,000 $ 327,403 $ 130,000
Bucks, Pennsylvania 62 $ 18,387,000 $ 296,564 $ 127,000
Loudoun, Virginia 59 $ 24,921,000 $ 422,389 $ 142,000
Los Angeles, California 57 $ 27,609,000 $ 484,368 $ 134,000
King, Washington 57 $ 19,721,000 $ 345,982 $ 109,000
Fairfield, Connecticut 56 $ 22,159,000 $ 395,696 $ 166,000
DuPage, Illinois 54 $ 16,193,000 $ 299,870 $ 147,000
New Castle, Delaware 52 $ 14,254,000 $ 274,115 $ 102,000
Chester, Pennsylvania 52 $ 15,667,000 $ 301,288 $ 143,000
Anne Arundel, Maryland 51 $ 18,133,000 $ 355,549 $ 140,000
Essex, New Jersey 51 $ 17,850,000 $ 350,000 $ 179,000
Prince George's, Maryland 49 $ 14,166,000 $ 289,102 $ 97,000
Norfolk, Massachusetts 49 $ 16,869,000 $ 344,265 $ 169,000
Douglas, Colorado 48 $ 14,544,000 $ 303,000 $ 125,000
Monmouth, New Jersey 47 $ 17,359,000 $ 369,340 $ 145,000
Harris, Texas 47 $ 10,517,000 $ 223,765 $ 97,000
El Paso, Colorado 46 $ 12,465,000 $ 270,978 $ 87,000
Jefferson, Colorado 45 $ 12,241,000 $ 272,022 $ 118,000
Orange, California 42 $ 19,997,000 $ 476,119 $ 129,000
Essex, Massachusetts 42 $ 13,047,000 $ 310,642 $ 153,000
Mecklenburg, North Carolina 42 $ 11,344,000 $ 270,095 $ 117,000
Baltimore, Maryland 41 $ 11,957,000 $ 291,634 $ 106,000
Delaware, Pennsylvania 41 $ 10,956,000 $ 267,219 $ 105,000
Lake, Illinois 40 $ 12,247,000 $ 306,175 $ 139,000
Somerset, New Jersey 39 $ 14,596,000 $ 374,256 $ 172,000
Prince William, Virginia 39 $ 12,585,000 $ 322,692 $ 128,000
Arapahoe, Colorado 38 $ 9,673,000 $ 254,552 $ 110,000
Multnomah, Oregon 38 $ 12,032,000 $ 316,631 $ 112,000
Cobb, Georgia 37 $ 10,306,000 $ 278,540 $ 117,000
Fulton, Georgia 37 $ 10,674,000 $ 288,486 $ 144,000
Plymouth, Massachusetts 36 $ 9,985,000 $ 277,361 $ 117,000
Union, New Jersey 34 $ 13,069,000 $ 384,382 $ 141,000
Hartford, Connecticut 33 $ 8,797,000 $ 266,575 $ 123,000
San Diego, California 32 $ 14,875,000 $ 464,843 $ 135,000
Will, Illinois 32 $ 8,137,000 $ 254,281 $ 121,000
Washington, Oregon 32 $ 8,712,000 $ 272,250 $ 109,000
Salt Lake, Utah 31 $ 8,775,000 $ 283,064 $ 139,000
Arlington, Virginia 31 $ 11,354,000 $ 366,258 $ 183,000
Jefferson, Kentucky 30 $ 7,638,000 $ 254,600 $ 119,000
Worcester, Massachusetts 30 $ 7,942,000 $ 264,733 $ 107,000
Philadelphia, Pennsylvania 30 $ 7,638,000 $ 254,600 $ 122,000
Maricopa, Arizona 29 $ 6,755,000 $ 232,931 $ 93,000
Kane, Illinois 29 $ 7,869,000 $ 271,344 $ 123,000
Howard, Maryland 29 $ 9,058,000 $ 312,344 $ 127,000
Queens, New York 29 $ 9,758,000 $ 336,482 $ 123,000
Shelby, Tennessee 29 $ 7,488,000 $ 258,206 $ 128,000
Clark, Nevada 28 $ 5,934,000 $ 211,928 $ 98,000
Boulder, Colorado 27 $ 7,908,000 $ 292,888 $ 94,000
Denver, Colorado 27 $ 8,346,000 $ 309,111 $ 125,000
Bexar, Texas 27 $ 6,353,000 $ 235,296 $ 72,000
Burlington, New Jersey 26 $ 6,087,000 $ 234,115 $ 98,000
Alexandria, Virginia 26 $ 11,209,000 $ 431,115 $ 194,000
Pierce, Washington 26 $ 7,944,000 $ 305,538 $ 109,000
Douglas, Nebraska 25 $ 6,274,000 $ 250,960 $ 133,000
Ocean, New Jersey 25 $ 7,964,000 $ 318,560 $ 139,000
East Baton Rouge, Louisiana 24 $ 4,989,000 $ 207,875 $ 108,000
Webster, Missouri 24 $ 3,276,000 $ 136,500 $ 54,000
Clackamas, Oregon 24 $ 6,835,000 $ 284,791 $ 108,000
Allegheny, Pennsylvania 24 $ 7,197,000 $ 299,875 $ 123,000
Collin, Texas 24 $ 5,271,000 $ 219,625 $ 95,000
Bristol, Massachusetts 23 $ 6,700,000 $ 291,304 $ 118,000
Mercer, New Jersey 23 $ 7,084,000 $ 308,000 $ 131,000
Pulaski, Arkansas 22 $ 5,287,000 $ 240,318 $ 118,000
Passaic, New Jersey 22 $ 6,636,000 $ 301,636 $ 139,000
Gwinnett, Georgia 21 $ 4,614,000 $ 219,714 $ 87,000
Hillsborough, New Hampshire 21 $ 5,714,000 $ 272,095 $ 124,000
Rockingham, New Hampshire 21 $ 6,756,000 $ 321,714 $ 139,000
York, South Carolina 21 $ 5,530,000 $ 263,333 $ 108,000
Benton, Arkansas 20 $ 5,269,000 $ 263,450 $ 132,000
Sedgwick, Kansas 20 $ 3,806,000 $ 190,300 $ 99,000
Bernalillo, New Mexico 20 $ 4,528,000 $ 226,400 $ 92,000
Kings, New York 20 $ 8,900,000 $ 445,000 $ 168,000
Dallas, Texas 20 $ 3,727,000 $ 186,350 $ 77,000
Virginia Beach, Virginia 20 $ 5,110,000 $ 255,500 $ 62,000
Snohomish, Washington 20 $ 6,131,000 $ 306,550 $ 122,000
Madison, Alabama 19 $ 4,872,000 $ 256,421 $ 115,000
DeKalb, Georgia 19 $ 4,373,000 $ 230,157 $ 107,000
Jefferson, Louisiana 19 $ 4,089,000 $ 215,210 $ 104,000
Buchanan, Missouri 19 $ 3,443,000 $ 181,210 $ 77,000
Riverside, California 18 $ 3,686,000 $ 204,777 $ 50,000
Larimer, Colorado 18 $ 4,038,000 $ 224,333 $ 114,000
Sussex, Delaware 18 $ 5,041,000 $ 280,055 $ 135,000
Frederick, Maryland 18 $ 5,162,000 $ 286,777 $ 113,000
Oakland, Michigan 18 $ 4,300,000 $ 238,888 $ 138,000
Richmond, New York 18 $ 5,759,000 $ 319,944 $ 108,000
Providence, Rhode Island 18 $ 4,481,000 $ 248,944 $ 109,000
Alameda, California 17 $ 9,039,000 $ 531,705 $ 173,000
Santa Clara, California 17 $ 9,761,000 $ 574,176 $ 166,000
Adams, Colorado 17 $ 3,856,000 $ 226,823 $ 89,000
McHenry, Illinois 17 $ 4,032,000 $ 237,176 $ 112,000
Wyandotte, Kansas 17 $ 2,191,000 $ 128,882 $ 51,000
Fayette, Kentucky 17 $ 4,851,000 $ 285,352 $ 148,000
Carroll, Maryland 17 $ 5,008,000 $ 294,588 $ 115,000
Suffolk, Massachusetts 17 $ 5,297,000 $ 311,588 $ 125,000
Hunterdon, New Jersey 17 $ 5,932,000 $ 348,941 $ 123,000
Tarrant, Texas 17 $ 3,894,000 $ 229,058 $ 115,000
New Haven, Connecticut 16 $ 4,843,000 $ 302,687 $ 139,000
Cumberland, Maine 16 $ 4,415,000 $ 275,937 $ 131,000
Dakota, Minnesota 16 $ 3,572,000 $ 223,250 $ 78,000
Hennepin, Minnesota 16 $ 4,132,000 $ 258,250 $ 103,000
Johnson, Missouri 16 $ 2,522,000 $ 157,625 $ 83,000
Stone, Missouri 16 $ 1,785,000 $ 111,562 $ 72,000
Sussex, New Jersey 16 $ 4,137,000 $ 258,562 $ 108,000
Orange, New York 16 $ 4,642,000 $ 290,125 $ 103,000
Saratoga, New York 16 $ 4,281,000 $ 267,562 $ 104,000
Lehigh, Pennsylvania 16 $ 4,123,000 $ 257,687 $ 111,000
Northampton, Pennsylvania 16 $ 4,056,000 $ 253,500 $ 82,000
Travis, Texas 16 $ 4,300,000 $ 268,750 $ 116,000
Shelby, Alabama 15 $ 4,435,000 $ 295,666 $ 115,000
Broward, Florida 15 $ 3,071,000 $ 204,733 $ 93,000
Polk, Iowa 15 $ 3,366,000 $ 224,400 $ 111,000
St. Tammany, Louisiana 15 $ 3,048,000 $ 203,200 $ 97,000
Polk, Missouri 15 $ 1,936,000 $ 129,066 $ 47,000
St. Louis, Missouri 15 $ 4,106,000 $ 273,733 $ 132,000
Monroe, New York 15 $ 3,490,000 $ 232,666 $ 123,000
Guilford, North Carolina 15 $ 3,457,000 $ 230,466 $ 107,000
Union, North Carolina 15 $ 4,010,000 $ 267,333 $ 124,000
Charleston, South Carolina 15 $ 4,617,000 $ 307,800 $ 116,000
Richland, South Carolina 15 $ 3,673,000 $ 244,866 $ 194,000
Kitsap, Washington 15 $ 5,349,000 $ 356,600 $ 118,000
Weld, Colorado 14 $ 3,147,000 $ 224,785 $ 80,000
Forsyth, Georgia 14 $ 3,713,000 $ 265,214 $ 111,000
Calvert, Maryland 14 $ 4,330,000 $ 309,285 $ 140,000
Jefferson, Alabama 13 $ 3,057,000 $ 235,153 $ 94,000
San Bernardino, California 13 $ 2,729,000 $ 209,923 $ 73,000
Leavenworth, Kansas 13 $ 2,878,000 $ 221,384 $ 87,000
Orleans, Louisiana 13 $ 3,821,000 $ 293,923 $ 120,000
Harford, Maryland 13 $ 3,973,000 $ 305,615 $ 141,000
Camden, New Jersey 13 $ 3,262,000 $ 250,923 $ 120,000
Rockland, New York 13 $ 4,130,000 $ 317,692 $ 149,000
Lancaster, Pennsylvania 13 $ 3,207,000 $ 246,692 $ 84,000
Davidson, Tennessee 13 $ 3,375,000 $ 259,615 $ 106,000
Williamson, Tennessee 13 $ 4,461,000 $ 343,153 $ 142,000
Spokane, Washington 13 $ 3,184,000 $ 244,923 $ 88,000
Contra Costa, California 12 $ 4,362,000 $ 363,500 $ 111,000
New London, Connecticut 12 $ 3,482,000 $ 290,166 $ 197,000
Baltimore City, Maryland 12 $ 4,472,000 $ 372,666 $ 148,000
Atlantic, New Jersey 12 $ 2,799,000 $ 233,250 $ 135,000
Putnam, New York 12 $ 3,682,000 $ 306,833 $ 145,000
Oklahoma, Oklahoma 12 $ 2,249,000 $ 187,416 $ 80,000
Fort Bend, Texas 12 $ 3,058,000 $ 254,833 $ 113,000
Pima, Arizona 11 $ 2,977,000 $ 270,636 $ 118,000
Litchfield, Connecticut 11 $ 3,257,000 $ 296,090 $ 171,000
Hillsborough, Florida 11 $ 2,602,000 $ 236,545 $ 108,000
Charles, Maryland 11 $ 2,743,000 $ 249,363 $ 97,000
Barnstable, Massachusetts 11 $ 3,534,000 $ 321,272 $ 197,000
Merrimack, New Hampshire 11 $ 2,648,000 $ 240,727 $ 154,000
Dutchess, New York 11 $ 3,003,000 $ 273,000 $ 120,000
Erie, New York 11 $ 2,395,000 $ 217,727 $ 106,000
Buncombe, North Carolina 11 $ 2,572,000 $ 233,818 $ 96,000
Stafford, Virginia 11 $ 3,593,000 $ 326,636 $ 95,000
Clark, Washington 11 $ 2,966,000 $ 269,636 $ 67,000
Jefferson, West Virginia 11 $ 3,135,000 $ 285,000 $ 79,000
Milwaukee, Wisconsin 11 $ 2,397,000 $ 217,909 $ 89,000
Saline, Arkansas 10 $ 2,095,000 $ 209,500 $ 102,000
Duval, Florida 10 $ 1,706,000 $ 170,600 $ 76,000
Miami-Dade, Florida 10 $ 2,225,000 $ 222,500 $ 84,000
Palm Beach, Florida 10 $ 2,736,000 $ 273,600 $ 158,000
Ada, Idaho 10 $ 2,116,000 $ 211,600 $ 62,000
Kendall, Illinois 10 $ 2,799,000 $ 279,900 $ 67,000
Hamilton, Indiana 10 $ 2,334,000 $ 233,400 $ 117,000
York, Maine 10 $ 2,313,000 $ 231,300 $ 156,000
St. Mary's, Maryland 10 $ 3,490,000 $ 349,000 $ 132,000
Lafayette, Missouri 10 $ 1,441,000 $ 144,100 $ 63,000
Gloucester, New Jersey 10 $ 2,662,000 $ 266,200 $ 102,000
Santa Fe, New Mexico 10 $ 3,297,000 $ 329,700 $ 197,000
Brunswick, North Carolina 10 $ 3,151,000 $ 315,100 $ 108,000
Cumberland, North Carolina 10 $ 2,639,000 $ 263,900 $ 87,000
Tulsa, Oklahoma 10 $ 2,704,000 $ 270,400 $ 112,000
Berks, Pennsylvania 10 $ 2,657,000 $ 265,700 $ 122,000
Dauphin, Pennsylvania 10 $ 2,204,000 $ 220,400 $ 112,000
Beaufort, South Carolina 10 $ 2,741,000 $ 274,100 $ 59,000
Greenville, South Carolina 10 $ 2,242,000 $ 224,200 $ 86,000
Utah, Utah 10 $ 2,493,000 $ 249,300 $ 91,000
Skagit, Washington 10 $ 2,583,000 $ 258,300 $ 103,000
Orange, Florida 9 $ 2,188,000 $ 243,111 $ 77,000
Cherokee, Georgia 9 $ 1,804,000 $ 200,444 $ 77,000
Hall, Georgia 9 $ 1,941,000 $ 215,666 $ 105,000
Madison, Illinois 9 $ 1,837,000 $ 204,111 $ 106,000
Miami, Kansas 9 $ 1,836,000 $ 204,000 $ 73,000
Ascension, Louisiana 9 $ 1,957,000 $ 217,444 $ 112,000
Cecil, Maryland 9 $ 2,440,000 $ 271,111 $ 112,000
Ray, Missouri 9 $ 970,000 $ 107,777 $ 94,000
St. Charles, Missouri 9 $ 1,812,000 $ 201,333 $ 89,000
Hudson, New Jersey 9 $ 2,710,000 $ 301,111 $ 172,000
Cumberland, Pennsylvania 9 $ 2,017,000 $ 224,111 $ 75,000
York, Pennsylvania 9 $ 2,106,000 $ 234,000 $ 106,000
Montgomery, Texas 9 $ 1,779,000 $ 197,666 $ 78,000
Williamson, Texas 9 $ 1,770,000 $ 196,666 $ 53,000
Davis, Utah 9 $ 1,919,000 $ 213,222 $ 60,000
Chittenden, Vermont 9 $ 2,041,000 $ 226,777 $ 173,000
Fauquier, Virginia 9 $ 2,930,000 $ 325,555 $ 118,000
Henrico, Virginia 9 $ 2,724,000 $ 302,666 $ 137,000
Norfolk, Virginia 9 $ 2,508,000 $ 278,666 $ 88,000
Monterey, California 8 $ 2,598,000 $ 324,750 $ 49,000
Fayette, Georgia 8 $ 2,547,000 $ 318,375 $ 117,000
St. Clair, Illinois 8 $ 1,927,000 $ 240,875 $ 85,000
Douglas, Kansas 8 $ 1,728,000 $ 216,000 $ 123,000
Washtenaw, Michigan 8 $ 2,353,000 $ 294,125 $ 167,000
DeSoto, Mississippi 8 $ 1,774,000 $ 221,750 $ 56,000
Sarpy, Nebraska 8 $ 1,558,000 $ 194,750 $ 62,000
New York, New York 8 $ 4,054,000 $ 506,750 $ 191,000
Linn, Oregon 8 $ 1,872,000 $ 234,000 $ 111,000
Lackawanna, Pennsylvania 8 $ 2,061,000 $ 257,625 $ 129,000
Washington, Rhode Island 8 $ 2,640,000 $ 330,000 $ 148,000
Berkeley, South Carolina 8 $ 1,799,000 $ 224,875 $ 43,000
Chesterfield, Virginia 8 $ 2,347,000 $ 293,375 $ 116,000
Spotsylvania, Virginia 8 $ 2,942,000 $ 367,750 $ 136,000
Sacramento, California 7 $ 1,777,000 $ 253,857 $ 62,000
San Mateo, California 7 $ 4,276,000 $ 610,857 $ 149,000
Park, Colorado 7 $ 1,681,000 $ 240,142 $ 92,000
Pueblo, Colorado 7 $ 1,382,000 $ 197,428 $ 51,000
Lee, Florida 7 $ 1,301,000 $ 185,857 $ 121,000
Camden, Georgia 7 $ 2,038,000 $ 291,142 $ 78,000
Chatham, Georgia 7 $ 1,625,000 $ 232,142 $ 92,000
Honolulu, Hawaii 7 $ 3,220,000 $ 460,000 $ 41,000
Caddo, Louisiana 7 $ 1,837,000 $ 262,428 $ 114,000
Kent, Michigan 7 $ 1,066,000 $ 152,285 $ 81,000
Boone, Missouri 7 $ 1,775,000 $ 253,571 $ 106,000
Camden, Missouri 7 $ 1,563,000 $ 223,285 $ 195,000
Clinton, Missouri 7 $ 994,000 $ 142,000 $ 67,000
Taney, Missouri 7 $ 857,000 $ 122,428 $ 107,000
Washoe, Nevada 7 $ 2,590,000 $ 370,000 $ 181,000
Harnett, North Carolina 7 $ 1,826,000 $ 260,857 $ 52,000
New Hanover, North Carolina 7 $ 1,508,000 $ 215,428 $ 104,000
Orange, North Carolina 7 $ 1,802,000 $ 257,428 $ 100,000
Franklin, Ohio 7 $ 1,805,000 $ 257,857 $ 89,000
Centre, Pennsylvania 7 $ 1,532,000 $ 218,857 $ 123,000
Kent, Rhode Island 7 $ 1,740,000 $ 248,571 $ 103,000
Dorchester, South Carolina 7 $ 1,483,000 $ 211,857 $ 45,000
Pickens, South Carolina 7 $ 1,995,000 $ 285,000 $ 105,000
Wilson, Tennessee 7 $ 1,827,000 $ 261,000 $ 97,000
Denton, Texas 7 $ 1,382,000 $ 197,428 $ 36,000
Summit, Utah 7 $ 3,514,000 $ 502,000 $ 248,000
Hanover, Virginia 7 $ 1,898,000 $ 271,142 $ 98,000
Berkeley, West Virginia 7 $ 1,832,000 $ 261,714 $ 145,000
Dane, Wisconsin 7 $ 1,960,000 $ 280,000 $ 91,000
Lee, Alabama 6 $ 1,308,000 $ 218,000 $ 99,000
Mobile, Alabama 6 $ 1,971,000 $ 328,500 $ 264,000
Yavapai, Arizona 6 $ 1,640,000 $ 273,333 $ 82,000
Ventura, California 6 $ 2,450,000 $ 408,333 $ 160,000
La Plata, Colorado 6 $ 1,726,000 $ 287,666 $ 86,000
Summit, Colorado 6 $ 2,529,000 $ 421,500 $ 135,000
Kent, Delaware 6 $ 1,137,000 $ 189,500 $ 51,000
Pinellas, Florida 6 $ 1,392,000 $ 232,000 $ 119,000
St. Johns, Florida 6 $ 1,512,000 $ 252,000 $ 128,000
Glynn, Georgia 6 $ 1,244,000 $ 207,333 $ 56,000
Hendricks, Indiana 6 $ 1,311,000 $ 218,500 $ 83,000
Boone, Kentucky 6 $ 1,503,000 $ 250,500 $ 124,000
Hampden, Massachusetts 6 $ 1,635,000 $ 272,500 $ 99,000
Wayne, Michigan 6 $ 1,362,000 $ 227,000 $ 164,000
Dallas, Missouri 6 $ 953,000 $ 158,833 $ 47,000
Lawrence, Missouri 6 $ 873,000 $ 145,500 $ 78,000
Gallatin, Montana 6 $ 1,789,000 $ 298,166 $ 195,000
Cape May, New Jersey 6 $ 1,731,000 $ 288,500 $ 121,000
Bronx, New York 6 $ 1,925,000 $ 320,833 $ 90,000
Ulster, New York 6 $ 1,811,000 $ 301,833 $ 106,000
Craven, North Carolina 6 $ 1,500,000 $ 250,000 $ 72,000
Johnston, North Carolina 6 $ 1,090,000 $ 181,666 $ 58,000
Onslow, North Carolina 6 $ 1,315,000 $ 219,166 $ 55,000
Rogers, Oklahoma 6 $ 1,254,000 $ 209,000 $ 108,000
Butler, Pennsylvania 6 $ 1,482,000 $ 247,000 $ 114,000
Erie, Pennsylvania 6 $ 1,187,000 $ 197,833 $ 86,000
Franklin, Pennsylvania 6 $ 1,286,000 $ 214,333 $ 87,000
Luzerne, Pennsylvania 6 $ 1,334,000 $ 222,333 $ 110,000
Horry, South Carolina 6 $ 1,669,000 $ 278,166 $ 190,000
Hamilton, Tennessee 6 $ 1,277,000 $ 212,833 $ 109,000
Windham, Vermont 6 $ 1,575,000 $ 262,500 $ 169,000
Chesapeake, Virginia 6 $ 1,691,000 $ 281,833 $ 95,000
Thurston, Washington 6 $ 1,843,000 $ 307,166 $ 80,000
Montgomery, Alabama 5 $ 1,359,000 $ 271,800 $ 81,000
Washington, Arkansas 5 $ 1,163,000 $ 232,600 $ 99,000
Placer, California 5 $ 1,038,000 $ 207,600 $ 162,000
Sonoma, California 5 $ 1,448,000 $ 289,600 $ 85,000
Eagle, Colorado 5 $ 2,788,000 $ 557,600 $ 205,000
Elbert, Colorado 5 $ 940,000 $ 188,000 $ 61,000
Grand, Colorado 5 $ 1,645,000 $ 329,000 $ 108,000
Coweta, Georgia 5 $ 1,415,000 $ 283,000 $ 144,000
Marion, Indiana 5 $ 1,322,000 $ 264,400 $ 137,000
Dallas, Iowa 5 $ 910,000 $ 182,000 $ 80,000
Oldham, Kentucky 5 $ 1,140,000 $ 228,000 $ 177,000
Scott, Kentucky 5 $ 1,118,000 $ 223,600 $ 91,000
Calcasieu, Louisiana 5 $ 1,193,000 $ 238,600 $ 108,000
Rapides, Louisiana 5 $ 776,000 $ 155,200 $ 67,000
Washington, Maryland 5 $ 1,386,000 $ 277,200 $ 92,000
Ramsey, Minnesota 5 $ 1,259,000 $ 251,800 $ 83,000
Harrison, Mississippi 5 $ 992,000 $ 198,400 $ 60,000
Rankin, Mississippi 5 $ 1,166,000 $ 233,200 $ 74,000
Laclede, Missouri 5 $ 579,000 $ 115,800 $ 69,000
Strafford, New Hampshire 5 $ 1,267,000 $ 253,400 $ 99,000
Sandoval, New Mexico 5 $ 1,711,000 $ 342,200 $ 127,000
Niagara, New York 5 $ 1,022,000 $ 204,400 $ 92,000
Rensselaer, New York 5 $ 1,264,000 $ 252,800 $ 103,000
Cabarrus, North Carolina 5 $ 1,525,000 $ 305,000 $ 31,000
Forsyth, North Carolina 5 $ 1,145,000 $ 229,000 $ 68,000
Iredell, North Carolina 5 $ 2,041,000 $ 408,200 $ 191,000
Cleveland, Oklahoma 5 $ 1,079,000 $ 215,800 $ 108,000
Marion, Oregon 5 $ 1,033,000 $ 206,600 $ 63,000
Lebanon, Pennsylvania 5 $ 1,011,000 $ 202,200 $ 67,000
Pike, Pennsylvania 5 $ 1,004,000 $ 200,800 $ 107,000
Westmoreland, Pennsylvania 5 $ 1,556,000 $ 311,200 $ 199,000
Florence, South Carolina 5 $ 1,020,000 $ 204,000 $ 197,000
Lexington, South Carolina 5 $ 1,638,000 $ 327,600 $ 134,000
Spartanburg, South Carolina 5 $ 1,303,000 $ 260,600 $ 86,000
Pennington, South Dakota 5 $ 1,065,000 $ 213,000 $ 81,000
Knox, Tennessee 5 $ 1,060,000 $ 212,000 $ 107,000
Montgomery, Tennessee 5 $ 1,086,000 $ 217,200 $ 70,000
Guadalupe, Texas 5 $ 878,000 $ 175,600 $ 73,000
Rutland, Vermont 5 $ 874,000 $ 174,800 $ 83,000
Albemarle, Virginia 5 $ 2,865,000 $ 573,000 $ 96,000
Montgomery, Virginia 5 $ 904,000 $ 180,800 $ 103,000
Newport News, Virginia 5 $ 1,232,000 $ 246,400 $ 72,000
Benton, Washington 5 $ 945,000 $ 189,000 $ 70,000
Mason, Washington 5 $ 1,834,000 $ 366,800 $ 131,000
Monongalia, West Virginia 5 $ 1,246,000 $ 249,200 $ 61,000
Brown, Wisconsin 5 $ 1,093,000 $ 218,600 $ 98,000
Racine, Wisconsin 5 $ 811,000 $ 162,200 $ 57,000
Waukesha, Wisconsin 5 $ 1,610,000 $ 322,000 $ 138,000
Lincoln, Wyoming 5 $ 1,092,000 $ 218,400 $ 66,000
Baldwin, Alabama 4 $ 908,000 $ 227,000 $ 72,000
Anchorage, Alaska 4 $ 1,291,000 $ 322,750 $ 120,000
Sebastian, Arkansas 4 $ 946,000 $ 236,500 $ 85,000
Fresno, California 4 $ 881,000 $ 220,250 $ 69,000
Napa, California 4 $ 1,325,000 $ 331,250 $ 113,000
Santa Cruz, California 4 $ 2,130,000 $ 532,500 $ 249,000
Tolland, Connecticut 4 $ 1,171,000 $ 292,750 $ 134,000
Charlotte, Florida 4 $ 1,112,000 $ 278,000 $ 107,000
Collier, Florida 4 $ 990,000 $ 247,500 $ 134,000
Okaloosa, Florida 4 $ 885,000 $ 221,250 $ 30,000
Columbia, Georgia 4 $ 942,000 $ 235,500 $ 110,000
Houston, Georgia 4 $ 859,000 $ 214,750 $ 27,000
Kootenai, Idaho 4 $ 810,000 $ 202,500 $ 57,000
McLean, Illinois 4 $ 660,000 $ 165,000 $ 92,000
Allen, Indiana 4 $ 749,000 $ 187,250 $ 71,000
Boone, Indiana 4 $ 985,000 $ 246,250 $ 97,000
Porter, Indiana 4 $ 1,200,000 $ 300,000 $ 63,000
Scott, Iowa 4 $ 841,000 $ 210,250 $ 64,000
Shawnee, Kansas 4 $ 698,000 $ 174,500 $ 77,000
Campbell, Kentucky 4 $ 1,032,000 $ 258,000 $ 128,000
Jessamine, Kentucky 4 $ 1,462,000 $ 365,500 $ 123,000
Spencer, Kentucky 4 $ 1,202,000 $ 300,500 $ 112,000
Lafayette, Louisiana 4 $ 1,473,000 $ 368,250 $ 114,000
Tangipahoa, Louisiana 4 $ 680,000 $ 170,000 $ 84,000
Queen Anne's, Maryland 4 $ 2,085,000 $ 521,250 $ 231,000
Livingston, Michigan 4 $ 857,000 $ 214,250 $ 65,000
Anoka, Minnesota 4 $ 725,000 $ 181,250 $ 48,000
Forrest, Mississippi 4 $ 737,000 $ 184,250 $ 143,000
Lamar, Mississippi 4 $ 986,000 $ 246,500 $ 135,000
Cascade, Montana 4 $ 680,000 $ 170,000 $ 41,000
Lewis and Clark, Montana 4 $ 996,000 $ 249,000 $ 40,000
Onondaga, New York 4 $ 654,000 $ 163,500 $ 63,000
Durham, North Carolina 4 $ 832,000 $ 208,000 $ 98,000
Gaston, North Carolina 4 $ 1,094,000 $ 273,500 $ 131,000
Rowan, North Carolina 4 $ 1,042,000 $ 260,500 $ 137,000
Cuyahoga, Ohio 4 $ 1,055,000 $ 263,750 $ 77,000
Licking, Ohio 4 $ 648,000 $ 162,000 $ 67,000
Deschutes, Oregon 4 $ 1,014,000 $ 253,500 $ 70,000
Beaver, Pennsylvania 4 $ 969,000 $ 242,250 $ 88,000
Minnehaha, South Dakota 4 $ 1,149,000 $ 287,250 $ 74,000
Rutherford, Tennessee 4 $ 923,000 $ 230,750 $ 111,000
Bell, Texas 4 $ 599,000 $ 149,750 $ 22,000
El Paso, Texas 4 $ 767,000 $ 191,750 $ 64,000
Washington, Utah 4 $ 784,000 $ 196,000 $ 102,000
Bedford, Virginia 4 $ 1,051,000 $ 262,750 $ 124,000
Culpeper, Virginia 4 $ 1,271,000 $ 317,750 $ 215,000
Jackson, West Virginia 4 $ 770,000 $ 192,500 $ 125,000
St. Croix, Wisconsin 4 $ 1,043,000 $ 260,750 $ 69,000
Winnebago, Wisconsin 4 $ 887,000 $ 221,750 $ 101,000
Laramie, Wyoming 4 $ 889,000 $ 222,250 $ 50,000
Coffee, Alabama 3 $ 489,000 $ 163,000 $ 16,000
Baxter, Arkansas 3 $ 902,000 $ 300,666 $ 126,000
Craighead, Arkansas 3 $ 696,000 $ 232,000 $ 59,000
Greene, Arkansas 3 $ 500,000 $ 166,666 $ 67,000
Kern, California 3 $ 826,000 $ 275,333 $ 136,000
Santa Barbara, California 3 $ 515,000 $ 171,666 $ 36,000
Solano, California 3 $ 509,000 $ 169,666 $ 22,000
Middlesex, Connecticut 3 $ 821,000 $ 273,666 $ 83,000
Windham, Connecticut 3 $ 679,000 $ 226,333 $ 71,000
Brevard, Florida 3 $ 775,000 $ 258,333 $ 137,000
Pasco, Florida 3 $ 862,000 $ 287,333 $ 168,000
Sarasota, Florida 3 $ 655,000 $ 218,333 $ 115,000
Bryan, Georgia 3 $ 835,000 $ 278,333 $ 121,000
Douglas, Georgia 3 $ 705,000 $ 235,000 $ 66,000
Henry, Georgia 3 $ 731,000 $ 243,666 $ 44,000
Muscogee, Georgia 3 $ 647,000 $ 215,666 $ 77,000
Hawaii, Hawaii 3 $ 1,293,000 $ 431,000 $ 94,000
Canyon, Idaho 3 $ 347,000 $ 115,666 $ 26,000
Lake, Indiana 3 $ 627,000 $ 209,000 $ 57,000
Woodbury, Iowa 3 $ 586,000 $ 195,333 $ 172,000
Cowley, Kansas 3 $ 575,000 $ 191,666 $ 64,000
Franklin, Kansas 3 $ 719,000 $ 239,666 $ 90,000
Bullitt, Kentucky 3 $ 672,000 $ 224,000 $ 97,000
Franklin, Kentucky 3 $ 463,000 $ 154,333 $ 93,000
Hardin, Kentucky 3 $ 557,000 $ 185,666 $ 31,000
Harrison, Kentucky 3 $ 745,000 $ 248,333 $ 93,000
Livingston, Louisiana 3 $ 544,000 $ 181,333 $ 134,000
Ouachita, Louisiana 3 $ 1,040,000 $ 346,666 $ 112,000
Terrebonne, Louisiana 3 $ 770,000 $ 256,666 $ 74,000
Penobscot, Maine 3 $ 671,000 $ 223,666 $ 132,000
Sagadahoc, Maine 3 $ 629,000 $ 209,666 $ 88,000
Kent, Maryland 3 $ 876,000 $ 292,000 $ 139,000
Talbot, Maryland 3 $ 892,000 $ 297,333 $ 138,000
Berkshire, Massachusetts 3 $ 523,000 $ 174,333 $ 89,000
Hampshire, Massachusetts 3 $ 770,000 $ 256,666 $ 119,000
Nantucket, Massachusetts 3 $ 1,495,000 $ 498,333 $ 459,000
Calhoun, Michigan 3 $ 523,000 $ 174,333 $ 128,000
Kalamazoo, Michigan 3 $ 907,000 $ 302,333 $ 161,000
Macomb, Michigan 3 $ 631,000 $ 210,333 $ 37,000
Van Buren, Michigan 3 $ 510,000 $ 170,000 $ 247,000
Madison, Mississippi 3 $ 805,000 $ 268,333 $ 102,000
Andrew, Missouri 3 $ 797,000 $ 265,666 $ 200,000
Barry, Missouri 3 $ 490,000 $ 163,333 $ 124,000
Bates, Missouri 3 $ 550,000 $ 183,333 $ 43,000
Howell, Missouri 3 $ 491,000 $ 163,666 $ 49,000
Jasper, Missouri 3 $ 406,000 $ 135,333 $ 60,000
Jefferson, Missouri 3 $ 598,000 $ 199,333 $ 63,000
St. Louis City, Missouri 3 $ 463,000 $ 154,333 $ 139,000
Flathead, Montana 3 $ 528,000 $ 176,000 $ 81,000
Missoula, Montana 3 $ 655,000 $ 218,333 $ 128,000
Salem, New Jersey 3 $ 744,000 $ 248,000 $ 96,000
Curry, New Mexico 3 $ 548,000 $ 182,666 $ 74,000
Dona Ana, New Mexico 3 $ 954,000 $ 318,000 $ 79,000
Albany, New York 3 $ 578,000 $ 192,666 $ 102,000
Essex, New York 3 $ 624,000 $ 208,000 $ 155,000
Franklin, New York 3 $ 383,000 $ 127,666 $ 99,000
Jefferson, New York 3 $ 604,000 $ 201,333 $ 46,000
Chatham, North Carolina 3 $ 1,022,000 $ 340,666 $ 124,000
Franklin, North Carolina 3 $ 827,000 $ 275,666 $ 82,000
Pender, North Carolina 3 $ 735,000 $ 245,000 $ 211,000
Pitt, North Carolina 3 $ 662,000 $ 220,666 $ 83,000
Rockingham, North Carolina 3 $ 514,000 $ 171,333 $ 49,000
Medina, Ohio 3 $ 761,000 $ 253,666 $ 120,000
Benton, Oregon 3 $ 682,000 $ 227,333 $ 77,000
Polk, Oregon 3 $ 633,000 $ 211,000 $ 87,000
Yamhill, Oregon 3 $ 803,000 $ 267,666 $ 60,000
Clinton, Pennsylvania 3 $ 539,000 $ 179,666 $ 72,000
Indiana, Pennsylvania 3 $ 553,000 $ 184,333 $ 95,000
Monroe, Pennsylvania 3 $ 611,000 $ 203,666 $ 168,000
Wayne, Pennsylvania 3 $ 776,000 $ 258,666 $ 121,000
Bristol, Rhode Island 3 $ 1,001,000 $ 333,666 $ 125,000
Anderson, South Carolina 3 $ 513,000 $ 171,000 $ 107,000
Cameron, Texas 3 $ 742,000 $ 247,333 $ 125,000
Wasatch, Utah 3 $ 944,000 $ 314,666 $ 147,000
Weber, Utah 3 $ 969,000 $ 323,000 $ 111,000
Addison, Vermont 3 $ 755,000 $ 251,666 $ 123,000
Bennington, Vermont 3 $ 879,000 $ 293,000 $ 123,000
Franklin, Vermont 3 $ 736,000 $ 245,333 $ 80,000
Windsor, Vermont 3 $ 558,000 $ 186,000 $ 88,000
Charlottesville, Virginia 3 $ 940,000 $ 313,333 $ 276,000
Fairfax City, Virginia 3 $ 1,399,000 $ 466,333 $ 148,000
Frederick, Virginia 3 $ 813,000 $ 271,000 $ 128,000
Gloucester, Virginia 3 $ 704,000 $ 234,666 $ 48,000
Isle of Wight, Virginia 3 $ 1,246,000 $ 415,333 $ 132,000
James City, Virginia 3 $ 615,000 $ 205,000 $ 71,000
Manassas, Virginia 3 $ 640,000 $ 213,333 $ 79,000
Manassas Park, Virginia 3 $ 759,000 $ 253,000 $ 93,000
New Kent, Virginia 3 $ 700,000 $ 233,333 $ 72,000
Powhatan, Virginia 3 $ 620,000 $ 206,666 $ 73,000
Prince George, Virginia 3 $ 665,000 $ 221,666 $ 55,000
Whatcom, Washington 3 $ 850,000 $ 283,333 $ 109,000
Kanawha, West Virginia 3 $ 598,000 $ 199,333 $ 42,000
Fremont, Wyoming 3 $ 722,000 $ 240,666 $ 96,000
Autauga, Alabama 2 $ 363,000 $ 181,500 $ 70,000
Colbert, Alabama 2 $ 636,000 $ 318,000 $ 178,000
Lauderdale, Alabama 2 $ 460,000 $ 230,000 $ 72,000
Marshall, Alabama 2 $ 564,000 $ 282,000 $ 108,000
St. Clair, Alabama 2 $ 582,000 $ 291,000 $ 144,000
Tuscaloosa, Alabama 2 $ 467,000 $ 233,500 $ 86,000
Juneau, Alaska 2 $ 900,000 $ 450,000 $ 602,000
Ketchikan Gateway, Alaska 2 $ 411,000 $ 205,500 $ 71,000
Matanuska-Susitna, Alaska 2 $ 520,000 $ 260,000 $ 73,000
Cochise, Arizona 2 $ 533,000 $ 266,500 $ 0
Yuma, Arizona 2 $ 287,000 $ 143,500 $ 70,000
Jefferson, Arkansas 2 $ 417,000 $ 208,500 $ 93,000
Lonoke, Arkansas 2 $ 641,000 $ 320,500 $ 131,000
Randolph, Arkansas 2 $ 569,000 $ 284,500 $ 207,000
Union, Arkansas 2 $ 401,000 $ 200,500 $ 105,000
Amador, California 2 $ 161,000 $ 80,500 $ 29,000
Humboldt, California 2 $ 536,000 $ 268,000 $ 61,000
Marin, California 2 $ 1,014,000 $ 507,000 $ 495,000
Nevada, California 2 $ 706,000 $ 353,000 $ 398,000
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Mortgage Loan Application Detail Totals for North American Savings Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,887 $1,871,559,000 $271,000 $1,550,000 $119,000 $1,401,000
Home Purchase 2,653 $622,038,000 $234,000 $4,667,000 $99,000 $2,188,000
Home Improvement 66 $15,692,000 $237,000 $720,000 $116,000 $414,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,260 $1,829,334,000 $251,000 $1,240,000 $113,000 $2,188,000
Not Provided 1,153 $356,588,000 $309,000 $1,550,000 $128,000 $1,075,000
Asian 391 $136,562,000 $349,000 $1,163,000 $144,000 $702,000
Black or African American 384 $94,268,000 $245,000 $945,000 $93,000 $566,000
Hispanic 217 $55,229,000 $254,000 $704,000 $96,000 $395,000
Not applicable 136 $18,689,000 $137,000 $4,667,000 $0 $0
Native Hawaiian or Other Pacific Islander 36 $9,430,000 $261,000 $540,000 $84,000 $289,000
American Indian or Alaskan Native 29 $9,189,000 $316,000 $897,000 $126,000 $500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,180 $1,667,009,000 $269,000 $4,667,000 $134,000 $2,188,000
FHA-insured (Federal Housing Administration) 2,233 $517,299,000 $231,000 $746,000 $80,000 $844,000
VA-guaranteed (Veterans Administration) 1,180 $323,402,000 $274,000 $1,550,000 $69,000 $455,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,579,000 $121,000 $179,000 $49,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,920 $2,051,216,000 $258,000 $4,667,000 $113,000 $2,188,000
Application Withdrawn By Applicant 1,099 $298,501,000 $271,000 $1,200,000 $114,000 $843,000
Application Denied By Financial Institution 549 $150,978,000 $275,000 $1,240,000 $113,000 $645,000
Application Approved But Not Accepted 23 $5,101,000 $221,000 $595,000 $75,000 $181,000
File Closed For Incompleteness 12 $3,124,000 $260,000 $410,000 $102,000 $275,000
Preapproval Denied by Financial Institution 3 $369,000 $123,000 $156,000 $47,000 $77,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 340 $98,721,000 $290,000 $1,240,000 $124,000 $645,000
Debt-To-Income Ratio 86 $21,615,000 $251,000 $905,000 $84,000 $530,000
Credit History 43 $9,716,000 $225,000 $729,000 $80,000 $244,000
Other 26 $6,501,000 $250,000 $417,000 $142,000 $607,000
Unverifiable Information 25 $7,709,000 $308,000 $720,000 $117,000 $375,000
Employment History 22 $5,103,000 $231,000 $505,000 $69,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 5 $855,000 $171,000 $338,000 $73,000 $125,000
Mortgage Insurance Denied 4 $1,012,000 $253,000 $378,000 $107,000 $144,000
Credit Application Incomplete 1 $115,000 $115,000 $115,000 $89,000 $89,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into North American Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess North American Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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