Novelle Financial Services Mortgage Lending & HMDA Data, 2003
In 2003, Novelle Financial Services of San Diego, CA reported 6,041 mortgage applications totaling $990.4 million. The average application was for $163,944, and applicants reported an average income of $69,685. 49% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Detroit, MI (671), Los Angeles-Long Beach, CA (358) and Riverside-San Bernardino, CA (340) (applications in parentheses).
| Mortgage Company & Address | Novelle Financial Services 15050 Avenue of Science # 101 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 6,041 |
| Total Mortgage Loan Application Amount | $990,390,000 |
| Average Mortgage Loan Application Amount | $163,944 |
| Highest Mortgage Loan Application Amount | $675,000 |
| Average Applicant Income | $69,685 |
| Highest Applicant Income | $9,866,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Novelle Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne, Michigan | 403 | $ 36,637,000 | $ 90,910 | $ 64,000 |
| Los Angeles, California | 358 | $ 85,232,000 | $ 238,078 | $ 76,000 |
| Riverside, California | 215 | $ 43,910,000 | $ 204,232 | $ 75,000 |
| Cook, Illinois | 177 | $ 25,980,000 | $ 146,779 | $ 68,000 |
| Sacramento, California | 161 | $ 32,086,000 | $ 199,291 | $ 77,000 |
| Oakland, Michigan | 149 | $ 25,438,000 | $ 170,724 | $ 51,000 |
| San Diego, California | 147 | $ 36,868,000 | $ 250,802 | $ 101,000 |
| Miami-Dade, Florida | 145 | $ 21,944,000 | $ 151,337 | $ 67,000 |
| Broward, Florida | 128 | $ 18,670,000 | $ 145,859 | $ 102,000 |
| San Bernardino, California | 125 | $ 22,186,000 | $ 177,488 | $ 65,000 |
| Salt Lake, Utah | 122 | $ 20,478,000 | $ 167,852 | $ 76,000 |
| Maricopa, Arizona | 103 | $ 14,957,000 | $ 145,213 | $ 67,000 |
| Macomb, Michigan | 99 | $ 15,212,000 | $ 153,656 | $ 67,000 |
| Prince George's, Maryland | 91 | $ 17,570,000 | $ 193,076 | $ 79,000 |
| Orange, California | 90 | $ 27,308,000 | $ 303,422 | $ 106,000 |
| Baltimore, Maryland | 59 | $ 10,105,000 | $ 171,271 | $ 72,000 |
| Providence, Rhode Island | 57 | $ 8,562,000 | $ 150,210 | $ 42,000 |
| Kootenai, Idaho | 52 | $ 6,221,000 | $ 119,634 | $ 83,000 |
| Hennepin, Minnesota | 51 | $ 9,094,000 | $ 178,313 | $ 78,000 |
| King, Washington | 51 | $ 11,576,000 | $ 226,980 | $ 97,000 |
| Fresno, California | 46 | $ 7,529,000 | $ 163,673 | $ 65,000 |
| York, South Carolina | 46 | $ 5,280,000 | $ 114,782 | $ 48,000 |
| Montgomery, Maryland | 44 | $ 8,899,000 | $ 202,250 | $ 60,000 |
| Kent, Michigan | 44 | $ 4,856,000 | $ 110,363 | $ 44,000 |
| Hillsborough, Florida | 41 | $ 5,716,000 | $ 139,414 | $ 78,000 |
| Anne Arundel, Maryland | 40 | $ 7,579,000 | $ 189,475 | $ 68,000 |
| Pinellas, Florida | 38 | $ 4,374,000 | $ 115,105 | $ 93,000 |
| Fairfax, Virginia | 38 | $ 10,382,000 | $ 273,210 | $ 70,000 |
| Palm Beach, Florida | 37 | $ 5,998,000 | $ 162,108 | $ 60,000 |
| Spokane, Washington | 37 | $ 3,776,000 | $ 102,054 | $ 66,000 |
| Ada, Idaho | 36 | $ 5,299,000 | $ 147,194 | $ 55,000 |
| Clark, Nevada | 35 | $ 6,855,000 | $ 195,857 | $ 83,000 |
| Pierce, Washington | 34 | $ 5,858,000 | $ 172,294 | $ 96,000 |
| Pasco, Florida | 30 | $ 3,780,000 | $ 126,000 | $ 55,000 |
| Kent, Rhode Island | 30 | $ 4,428,000 | $ 147,600 | $ 54,000 |
| Shelby, Tennessee | 30 | $ 3,656,000 | $ 121,866 | $ 63,000 |
| Utah, Utah | 30 | $ 5,330,000 | $ 177,666 | $ 65,000 |
| Canyon, Idaho | 29 | $ 3,248,000 | $ 112,000 | $ 51,000 |
| Davis, Utah | 28 | $ 4,572,000 | $ 163,285 | $ 66,000 |
| Denver, Colorado | 27 | $ 4,455,000 | $ 165,000 | $ 68,000 |
| Washtenaw, Michigan | 27 | $ 4,754,000 | $ 176,074 | $ 76,000 |
| Prince William, Virginia | 27 | $ 6,510,000 | $ 241,111 | $ 76,000 |
| Contra Costa, California | 25 | $ 6,531,000 | $ 261,240 | $ 67,000 |
| New Haven, Connecticut | 25 | $ 3,807,000 | $ 152,280 | $ 48,000 |
| Adams, Colorado | 24 | $ 3,600,000 | $ 150,000 | $ 50,000 |
| Fulton, Georgia | 24 | $ 5,110,000 | $ 212,916 | $ 66,000 |
| Lake, Indiana | 23 | $ 1,944,000 | $ 84,521 | $ 45,000 |
| Howard, Maryland | 23 | $ 5,599,000 | $ 243,434 | $ 69,000 |
| Hartford, Connecticut | 22 | $ 3,043,000 | $ 138,318 | $ 56,000 |
| El Paso, Colorado | 21 | $ 2,750,000 | $ 130,952 | $ 51,000 |
| Genesee, Michigan | 21 | $ 2,531,000 | $ 120,523 | $ 57,000 |
| Weber, Utah | 21 | $ 2,672,000 | $ 127,238 | $ 46,000 |
| DeKalb, Georgia | 20 | $ 3,367,000 | $ 168,350 | $ 68,000 |
| Baltimore City, Maryland | 20 | $ 2,460,000 | $ 123,000 | $ 59,000 |
| Anderson, South Carolina | 20 | $ 2,099,000 | $ 104,950 | $ 40,000 |
| Ingham, Michigan | 19 | $ 2,043,000 | $ 107,526 | $ 42,000 |
| Loudoun, Virginia | 19 | $ 3,555,000 | $ 187,105 | $ 83,000 |
| Clark, Washington | 19 | $ 2,643,000 | $ 139,105 | $ 63,000 |
| Fairfield, Connecticut | 18 | $ 4,425,000 | $ 245,833 | $ 77,000 |
| Lee, Florida | 18 | $ 2,970,000 | $ 165,000 | $ 42,000 |
| Will, Illinois | 18 | $ 2,710,000 | $ 150,555 | $ 65,000 |
| Harford, Maryland | 18 | $ 2,993,000 | $ 166,277 | $ 51,000 |
| Davidson, Tennessee | 17 | $ 2,948,000 | $ 173,411 | $ 97,000 |
| Washington, Utah | 17 | $ 3,475,000 | $ 204,411 | $ 76,000 |
| Orange, Florida | 16 | $ 2,819,000 | $ 176,187 | $ 55,000 |
| Snohomish, Washington | 16 | $ 2,962,000 | $ 185,125 | $ 69,000 |
| Placer, California | 15 | $ 3,717,000 | $ 247,800 | $ 80,000 |
| Duval, Florida | 15 | $ 1,761,000 | $ 117,400 | $ 39,000 |
| Ramsey, Minnesota | 15 | $ 2,326,000 | $ 155,066 | $ 44,000 |
| Multnomah, Oregon | 15 | $ 2,564,000 | $ 170,933 | $ 86,000 |
| Philadelphia, Pennsylvania | 15 | $ 1,843,000 | $ 122,866 | $ 50,000 |
| El Dorado, California | 14 | $ 3,219,000 | $ 229,928 | $ 82,000 |
| San Joaquin, California | 14 | $ 3,382,000 | $ 241,571 | $ 75,000 |
| New Castle, Delaware | 14 | $ 2,311,000 | $ 165,071 | $ 58,000 |
| Frederick, Maryland | 14 | $ 2,783,000 | $ 198,785 | $ 75,000 |
| Anoka, Minnesota | 14 | $ 2,388,000 | $ 170,571 | $ 46,000 |
| Dakota, Minnesota | 14 | $ 2,613,000 | $ 186,642 | $ 67,000 |
| Jackson, Missouri | 14 | $ 1,702,000 | $ 121,571 | $ 57,000 |
| Arapahoe, Colorado | 13 | $ 2,795,000 | $ 215,000 | $ 67,000 |
| Volusia, Florida | 13 | $ 1,125,000 | $ 86,538 | $ 44,000 |
| Carroll, Maryland | 13 | $ 2,870,000 | $ 220,769 | $ 70,000 |
| Cecil, Maryland | 13 | $ 2,179,000 | $ 167,615 | $ 57,000 |
| Jackson, Michigan | 13 | $ 1,554,000 | $ 119,538 | $ 35,000 |
| Livingston, Michigan | 13 | $ 1,893,000 | $ 145,615 | $ 38,000 |
| Saginaw, Michigan | 13 | $ 1,495,000 | $ 115,000 | $ 55,000 |
| Alameda, California | 12 | $ 3,392,000 | $ 282,666 | $ 69,000 |
| Kern, California | 12 | $ 1,607,000 | $ 133,916 | $ 63,000 |
| Jefferson, Colorado | 12 | $ 1,854,000 | $ 154,500 | $ 358,000 |
| Weld, Colorado | 12 | $ 1,579,000 | $ 131,583 | $ 61,000 |
| Clayton, Georgia | 12 | $ 1,369,000 | $ 114,083 | $ 41,000 |
| Ottawa, Michigan | 12 | $ 1,546,000 | $ 128,833 | $ 42,000 |
| Sherburne, Minnesota | 12 | $ 1,868,000 | $ 155,666 | $ 54,000 |
| Oklahoma, Oklahoma | 12 | $ 1,335,000 | $ 111,250 | $ 56,000 |
| Greenville, South Carolina | 12 | $ 1,373,000 | $ 114,416 | $ 40,000 |
| Kitsap, Washington | 12 | $ 2,657,000 | $ 221,416 | $ 73,000 |
| Cobb, Georgia | 11 | $ 1,833,000 | $ 166,636 | $ 50,000 |
| Montgomery, Pennsylvania | 11 | $ 2,004,000 | $ 182,181 | $ 59,000 |
| Harris, Texas | 11 | $ 1,112,000 | $ 101,090 | $ 28,000 |
| Tooele, Utah | 11 | $ 1,615,000 | $ 146,818 | $ 56,000 |
| San Mateo, California | 10 | $ 3,089,000 | $ 308,900 | $ 61,000 |
| Ventura, California | 10 | $ 2,388,000 | $ 238,800 | $ 69,000 |
| Larimer, Colorado | 10 | $ 2,129,000 | $ 212,900 | $ 118,000 |
| Hernando, Florida | 10 | $ 1,288,000 | $ 128,800 | $ 41,000 |
| Seminole, Florida | 10 | $ 1,814,000 | $ 181,400 | $ 53,000 |
| Worcester, Massachusetts | 10 | $ 1,649,000 | $ 164,900 | $ 63,000 |
| Ionia, Michigan | 10 | $ 1,020,000 | $ 102,000 | $ 38,000 |
| Kalamazoo, Michigan | 10 | $ 909,000 | $ 90,900 | $ 31,000 |
| Lenawee, Michigan | 10 | $ 1,279,000 | $ 127,900 | $ 65,000 |
| Tulsa, Oklahoma | 10 | $ 947,000 | $ 94,700 | $ 45,000 |
| Chester, South Carolina | 10 | $ 720,000 | $ 72,000 | $ 35,000 |
| Solano, California | 9 | $ 2,450,000 | $ 272,222 | $ 208,000 |
| Kent, Delaware | 9 | $ 1,057,000 | $ 117,444 | $ 44,000 |
| Brevard, Florida | 9 | $ 1,343,000 | $ 149,222 | $ 78,000 |
| Polk, Florida | 9 | $ 1,057,000 | $ 117,444 | $ 100,000 |
| Sarasota, Florida | 9 | $ 1,515,000 | $ 168,333 | $ 120,000 |
| Charles, Maryland | 9 | $ 1,276,000 | $ 141,777 | $ 62,000 |
| Scott, Minnesota | 9 | $ 1,446,000 | $ 160,666 | $ 54,000 |
| Washington, Minnesota | 9 | $ 2,199,000 | $ 244,333 | $ 92,000 |
| Lincoln, New Mexico | 9 | $ 1,029,000 | $ 114,333 | $ 36,000 |
| Summit, Ohio | 9 | $ 1,199,000 | $ 133,222 | $ 35,000 |
| Clackamas, Oregon | 9 | $ 1,869,000 | $ 207,666 | $ 80,000 |
| Washington, Oregon | 9 | $ 1,494,000 | $ 166,000 | $ 53,000 |
| Pickens, South Carolina | 9 | $ 843,000 | $ 93,666 | $ 53,000 |
| Richland, South Carolina | 9 | $ 856,000 | $ 95,111 | $ 36,000 |
| Stanislaus, California | 8 | $ 1,152,000 | $ 144,000 | $ 61,000 |
| Yolo, California | 8 | $ 1,497,000 | $ 187,125 | $ 77,000 |
| Yuba, California | 8 | $ 955,000 | $ 119,375 | $ 59,000 |
| New London, Connecticut | 8 | $ 880,000 | $ 110,000 | $ 50,000 |
| Gwinnett, Georgia | 8 | $ 995,000 | $ 124,375 | $ 59,000 |
| Bonner, Idaho | 8 | $ 969,000 | $ 121,125 | $ 53,000 |
| Marion, Indiana | 8 | $ 1,310,000 | $ 163,750 | $ 75,000 |
| Middlesex, Massachusetts | 8 | $ 1,830,000 | $ 228,750 | $ 68,000 |
| Monroe, Michigan | 8 | $ 1,187,000 | $ 148,375 | $ 45,000 |
| Muskegon, Michigan | 8 | $ 688,000 | $ 86,000 | $ 33,000 |
| Sanilac, Michigan | 8 | $ 1,005,000 | $ 125,625 | $ 54,000 |
| Franklin, Ohio | 8 | $ 676,000 | $ 84,500 | $ 33,000 |
| Lucas, Ohio | 8 | $ 1,007,000 | $ 125,875 | $ 53,000 |
| Bucks, Pennsylvania | 8 | $ 1,440,000 | $ 180,000 | $ 85,000 |
| Chester, Pennsylvania | 8 | $ 1,457,000 | $ 182,125 | $ 108,000 |
| Henrico, Virginia | 8 | $ 960,000 | $ 120,000 | $ 64,000 |
| Stafford, Virginia | 8 | $ 1,653,000 | $ 206,625 | $ 77,000 |
| Mohave, Arizona | 7 | $ 534,000 | $ 76,285 | $ 27,000 |
| Santa Clara, California | 7 | $ 2,538,000 | $ 362,571 | $ 166,000 |
| Manatee, Florida | 7 | $ 1,088,000 | $ 155,428 | $ 45,000 |
| DuPage, Illinois | 7 | $ 1,207,000 | $ 172,428 | $ 58,000 |
| Winnebago, Illinois | 7 | $ 643,000 | $ 91,857 | $ 99,000 |
| Essex, Massachusetts | 7 | $ 1,297,000 | $ 185,285 | $ 61,000 |
| Barry, Michigan | 7 | $ 962,000 | $ 137,428 | $ 63,000 |
| Calhoun, Michigan | 7 | $ 716,000 | $ 102,285 | $ 40,000 |
| St. Clair, Michigan | 7 | $ 861,000 | $ 123,000 | $ 64,000 |
| Washington, Rhode Island | 7 | $ 1,318,000 | $ 188,285 | $ 50,000 |
| Beaufort, South Carolina | 7 | $ 694,000 | $ 99,142 | $ 17,000 |
| Greenwood, South Carolina | 7 | $ 701,000 | $ 100,142 | $ 39,000 |
| Pima, Arizona | 6 | $ 1,204,000 | $ 200,666 | $ 76,000 |
| Tulare, California | 6 | $ 456,000 | $ 76,000 | $ 92,000 |
| Pueblo, Colorado | 6 | $ 592,000 | $ 98,666 | $ 45,000 |
| Tolland, Connecticut | 6 | $ 1,026,000 | $ 171,000 | $ 52,000 |
| Calvert, Maryland | 6 | $ 1,210,000 | $ 201,666 | $ 45,000 |
| Washington, Maryland | 6 | $ 543,000 | $ 90,500 | $ 40,000 |
| Worcester, Maryland | 6 | $ 842,000 | $ 140,333 | $ 69,000 |
| Allegan, Michigan | 6 | $ 1,145,000 | $ 190,833 | $ 159,000 |
| Montcalm, Michigan | 6 | $ 635,000 | $ 105,833 | $ 50,000 |
| Mecklenburg, North Carolina | 6 | $ 1,323,000 | $ 220,500 | $ 29,000 |
| Lancaster, South Carolina | 6 | $ 641,000 | $ 106,833 | $ 42,000 |
| Spartanburg, South Carolina | 6 | $ 642,000 | $ 107,000 | $ 41,000 |
| Yavapai, Arizona | 5 | $ 865,000 | $ 173,000 | $ 70,000 |
| Amador, California | 5 | $ 599,000 | $ 119,800 | $ 60,000 |
| Litchfield, Connecticut | 5 | $ 1,018,000 | $ 203,600 | $ 35,000 |
| Lake, Florida | 5 | $ 624,000 | $ 124,800 | $ 60,000 |
| Monroe, Florida | 5 | $ 1,527,000 | $ 305,400 | $ 64,000 |
| St. Lucie, Florida | 5 | $ 534,000 | $ 106,800 | $ 63,000 |
| Bannock, Idaho | 5 | $ 555,000 | $ 111,000 | $ 77,000 |
| Blaine, Idaho | 5 | $ 578,000 | $ 115,600 | $ 73,000 |
| Champaign, Illinois | 5 | $ 493,000 | $ 98,600 | $ 68,000 |
| Kane, Illinois | 5 | $ 1,345,000 | $ 269,000 | $ 68,000 |
| Lake, Illinois | 5 | $ 1,561,000 | $ 312,200 | $ 99,000 |
| McHenry, Illinois | 5 | $ 857,000 | $ 171,400 | $ 58,000 |
| Porter, Indiana | 5 | $ 663,000 | $ 132,600 | $ 81,000 |
| Black Hawk, Iowa | 5 | $ 378,000 | $ 75,600 | $ 62,000 |
| Bristol, Massachusetts | 5 | $ 642,000 | $ 128,400 | $ 52,000 |
| Hampden, Massachusetts | 5 | $ 629,000 | $ 125,800 | $ 42,000 |
| Plymouth, Massachusetts | 5 | $ 1,176,000 | $ 235,200 | $ 48,000 |
| Berrien, Michigan | 5 | $ 352,000 | $ 70,400 | $ 26,000 |
| Lapeer, Michigan | 5 | $ 732,000 | $ 146,400 | $ 105,000 |
| Tuscola, Michigan | 5 | $ 391,000 | $ 78,200 | $ 37,000 |
| Cuyahoga, Ohio | 5 | $ 652,000 | $ 130,400 | $ 58,000 |
| Clatsop, Oregon | 5 | $ 919,000 | $ 183,800 | $ 63,000 |
| Berks, Pennsylvania | 5 | $ 611,000 | $ 122,200 | $ 63,000 |
| Dauphin, Pennsylvania | 5 | $ 648,000 | $ 129,600 | $ 78,000 |
| Delaware, Pennsylvania | 5 | $ 725,000 | $ 145,000 | $ 53,000 |
| Newport, Rhode Island | 5 | $ 1,072,000 | $ 214,400 | $ 58,000 |
| Cherokee, South Carolina | 5 | $ 788,000 | $ 157,600 | $ 72,000 |
| Minnehaha, South Dakota | 5 | $ 668,000 | $ 133,600 | $ 1,187,000 |
| Summit, Utah | 5 | $ 1,327,000 | $ 265,400 | $ 54,000 |
| Virginia Beach, Virginia | 5 | $ 739,000 | $ 147,800 | $ 50,000 |
| Adams, Washington | 5 | $ 689,000 | $ 137,800 | $ 61,000 |
| Lewis, Washington | 5 | $ 504,000 | $ 100,800 | $ 54,000 |
| Thurston, Washington | 5 | $ 993,000 | $ 198,600 | $ 74,000 |
| Milwaukee, Wisconsin | 5 | $ 747,000 | $ 149,400 | $ 60,000 |
| Pinal, Arizona | 4 | $ 572,000 | $ 143,000 | $ 47,000 |
| Sonoma, California | 4 | $ 1,613,000 | $ 403,250 | $ 213,000 |
| Douglas, Colorado | 4 | $ 957,000 | $ 239,250 | $ 147,000 |
| Osceola, Florida | 4 | $ 391,000 | $ 97,750 | $ 45,000 |
| Cherokee, Georgia | 4 | $ 768,000 | $ 192,000 | $ 99,000 |
| Bonneville, Idaho | 4 | $ 477,000 | $ 119,250 | $ 67,000 |
| Washington, Idaho | 4 | $ 502,000 | $ 125,500 | $ 111,000 |
| Queen Anne's, Maryland | 4 | $ 879,000 | $ 219,750 | $ 90,000 |
| St. Mary's, Maryland | 4 | $ 587,000 | $ 146,750 | $ 44,000 |
| Wicomico, Maryland | 4 | $ 429,000 | $ 107,250 | $ 54,000 |
| Berkshire, Massachusetts | 4 | $ 623,000 | $ 155,750 | $ 65,000 |
| Bay, Michigan | 4 | $ 346,000 | $ 86,500 | $ 87,000 |
| Chippewa, Michigan | 4 | $ 257,000 | $ 64,250 | $ 56,000 |
| Clinton, Michigan | 4 | $ 866,000 | $ 216,500 | $ 28,000 |
| Eaton, Michigan | 4 | $ 558,000 | $ 139,500 | $ 67,000 |
| Grand Traverse, Michigan | 4 | $ 534,000 | $ 133,500 | $ 76,000 |
| Van Buren, Michigan | 4 | $ 430,000 | $ 107,500 | $ 49,000 |
| Chisago, Minnesota | 4 | $ 794,000 | $ 198,500 | $ 86,000 |
| Wright, Minnesota | 4 | $ 650,000 | $ 162,500 | $ 56,000 |
| St. Louis, Missouri | 4 | $ 400,000 | $ 100,000 | $ 39,000 |
| Washoe, Nevada | 4 | $ 857,000 | $ 214,250 | $ 60,000 |
| Hillsborough, New Hampshire | 4 | $ 718,000 | $ 179,500 | $ 40,000 |
| Bergen, New Jersey | 4 | $ 1,473,000 | $ 368,250 | $ 97,000 |
| Sussex, New Jersey | 4 | $ 1,550,000 | $ 387,500 | $ 1,076,000 |
| Bernalillo, New Mexico | 4 | $ 470,000 | $ 117,500 | $ 56,000 |
| San Juan, New Mexico | 4 | $ 455,000 | $ 113,750 | $ 83,000 |
| Cleveland, Oklahoma | 4 | $ 558,000 | $ 139,500 | $ 40,000 |
| Allegheny, Pennsylvania | 4 | $ 503,000 | $ 125,750 | $ 51,000 |
| Erie, Pennsylvania | 4 | $ 304,000 | $ 76,000 | $ 39,000 |
| Lexington, South Carolina | 4 | $ 662,000 | $ 165,500 | $ 98,000 |
| Rutherford, Tennessee | 4 | $ 434,000 | $ 108,500 | $ 58,000 |
| Sumner, Tennessee | 4 | $ 547,000 | $ 136,750 | $ 50,000 |
| Denton, Texas | 4 | $ 1,204,000 | $ 301,000 | $ 91,000 |
| Wasatch, Utah | 4 | $ 901,000 | $ 225,250 | $ 68,000 |
| Chesterfield, Virginia | 4 | $ 606,000 | $ 151,500 | $ 45,000 |
| Manassas, Virginia | 4 | $ 788,000 | $ 197,000 | $ 48,000 |
| Richmond City, Virginia | 4 | $ 736,000 | $ 184,000 | $ 39,000 |
| Spotsylvania, Virginia | 4 | $ 654,000 | $ 163,500 | $ 74,000 |
| Franklin, Washington | 4 | $ 863,000 | $ 215,750 | $ 104,000 |
| Stevens, Washington | 4 | $ 380,000 | $ 95,000 | $ 37,000 |
| Madera, California | 3 | $ 548,000 | $ 182,666 | $ 67,000 |
| Merced, California | 3 | $ 683,000 | $ 227,666 | $ 77,000 |
| Santa Cruz, California | 3 | $ 1,622,000 | $ 540,666 | $ 186,000 |
| Park, Colorado | 3 | $ 487,000 | $ 162,333 | $ 33,000 |
| Teller, Colorado | 3 | $ 550,000 | $ 183,333 | $ 69,000 |
| Middlesex, Connecticut | 3 | $ 516,000 | $ 172,000 | $ 76,000 |
| Windham, Connecticut | 3 | $ 439,000 | $ 146,333 | $ 54,000 |
| Collier, Florida | 3 | $ 507,000 | $ 169,000 | $ 25,000 |
| Indian River, Florida | 3 | $ 447,000 | $ 149,000 | $ 85,000 |
| Marion, Florida | 3 | $ 285,000 | $ 95,000 | $ 40,000 |
| Paulding, Georgia | 3 | $ 486,000 | $ 162,000 | $ 92,000 |
| Walton, Georgia | 3 | $ 318,000 | $ 106,000 | $ 31,000 |
| Boundary, Idaho | 3 | $ 325,000 | $ 108,333 | $ 42,000 |
| Latah, Idaho | 3 | $ 328,000 | $ 109,333 | $ 68,000 |
| Twin Falls, Idaho | 3 | $ 339,000 | $ 113,000 | $ 72,000 |
| St. Clair, Illinois | 3 | $ 221,000 | $ 73,666 | $ 61,000 |
| Hamilton, Indiana | 3 | $ 232,000 | $ 77,333 | $ 67,000 |
| Kosciusko, Indiana | 3 | $ 326,000 | $ 108,666 | $ 25,000 |
| Polk, Iowa | 3 | $ 230,000 | $ 76,666 | $ 36,000 |
| Norfolk, Massachusetts | 3 | $ 712,000 | $ 237,333 | $ 110,000 |
| Emmet, Michigan | 3 | $ 314,000 | $ 104,666 | $ 24,000 |
| Gratiot, Michigan | 3 | $ 340,000 | $ 113,333 | $ 47,000 |
| Hillsdale, Michigan | 3 | $ 550,000 | $ 183,333 | $ 75,000 |
| Iosco, Michigan | 3 | $ 251,000 | $ 83,666 | $ 50,000 |
| Lake, Michigan | 3 | $ 317,000 | $ 105,666 | $ 48,000 |
| Osceola, Michigan | 3 | $ 235,000 | $ 78,333 | $ 49,000 |
| Otsego, Michigan | 3 | $ 267,000 | $ 89,000 | $ 30,000 |
| Shiawassee, Michigan | 3 | $ 362,000 | $ 120,666 | $ 54,000 |
| Isanti, Minnesota | 3 | $ 443,000 | $ 147,666 | $ 41,000 |
| Yellowstone, Montana | 3 | $ 474,000 | $ 158,000 | $ 48,000 |
| Essex, New Jersey | 3 | $ 469,000 | $ 156,333 | $ 36,000 |
| Alamance, North Carolina | 3 | $ 897,000 | $ 299,000 | $ 144,000 |
| Buncombe, North Carolina | 3 | $ 621,000 | $ 207,000 | $ 69,000 |
| Hamilton, Ohio | 3 | $ 229,000 | $ 76,333 | $ 55,000 |
| Warren, Ohio | 3 | $ 678,000 | $ 226,000 | $ 34,000 |
| Wood, Ohio | 3 | $ 476,000 | $ 158,666 | $ 76,000 |
| Douglas, Oregon | 3 | $ 450,000 | $ 150,000 | $ 65,000 |
| Lancaster, Pennsylvania | 3 | $ 368,000 | $ 122,666 | $ 52,000 |
| Lehigh, Pennsylvania | 3 | $ 411,000 | $ 137,000 | $ 50,000 |
| Monroe, Pennsylvania | 3 | $ 815,000 | $ 271,666 | $ 79,000 |
| Washington, Pennsylvania | 3 | $ 460,000 | $ 153,333 | $ 35,000 |
| Westmoreland, Pennsylvania | 3 | $ 424,000 | $ 141,333 | $ 56,000 |
| Berkeley, South Carolina | 3 | $ 675,000 | $ 225,000 | $ 65,000 |
| Charleston, South Carolina | 3 | $ 610,000 | $ 203,333 | $ 71,000 |
| Laurens, South Carolina | 3 | $ 239,000 | $ 79,666 | $ 30,000 |
| Newberry, South Carolina | 3 | $ 355,000 | $ 118,333 | $ 49,000 |
| Oconee, South Carolina | 3 | $ 322,000 | $ 107,333 | $ 53,000 |
| Knox, Tennessee | 3 | $ 301,000 | $ 100,333 | $ 35,000 |
| Williamson, Tennessee | 3 | $ 814,000 | $ 271,333 | $ 85,000 |
| Brazoria, Texas | 3 | $ 509,000 | $ 169,666 | $ 54,000 |
| Box Elder, Utah | 3 | $ 455,000 | $ 151,666 | $ 104,000 |
| Cache, Utah | 3 | $ 422,000 | $ 140,666 | $ 76,000 |
| Chesapeake, Virginia | 3 | $ 291,000 | $ 97,000 | $ 48,000 |
| Fauquier, Virginia | 3 | $ 810,000 | $ 270,000 | $ 90,000 |
| Greensville, Virginia | 3 | $ 234,000 | $ 78,000 | $ 29,000 |
| Hanover, Virginia | 3 | $ 549,000 | $ 183,000 | $ 138,000 |
| Suffolk, Virginia | 3 | $ 510,000 | $ 170,000 | $ 34,000 |
| Tazewell, Virginia | 3 | $ 331,000 | $ 110,333 | $ 47,000 |
| Yakima, Washington | 3 | $ 412,000 | $ 137,333 | $ 88,000 |
| Brown, Wisconsin | 3 | $ 405,000 | $ 135,000 | $ 45,000 |
| Shawano, Wisconsin | 3 | $ 308,000 | $ 102,666 | $ 40,000 |
| St. Croix, Wisconsin | 3 | $ 501,000 | $ 167,000 | $ 71,000 |
| Coconino, Arizona | 2 | $ 395,000 | $ 197,500 | $ 77,000 |
| Calaveras, California | 2 | $ 282,000 | $ 141,000 | $ 88,000 |
| Plumas, California | 2 | $ 233,000 | $ 116,500 | $ 59,000 |
| San Francisco, California | 2 | $ 766,000 | $ 383,000 | $ 68,000 |
| Santa Barbara, California | 2 | $ 730,000 | $ 365,000 | $ 180,000 |
| Shasta, California | 2 | $ 463,000 | $ 231,500 | $ 181,000 |
| Sutter, California | 2 | $ 252,000 | $ 126,000 | $ 40,000 |
| Boulder, Colorado | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Eagle, Colorado | 2 | $ 291,000 | $ 145,500 | $ 84,000 |
| Garfield, Colorado | 2 | $ 278,000 | $ 139,000 | $ 324,000 |
| Gilpin, Colorado | 2 | $ 294,000 | $ 147,000 | $ 51,000 |
| Mesa, Colorado | 2 | $ 162,000 | $ 81,000 | $ 31,000 |
| Citrus, Florida | 2 | $ 211,000 | $ 105,500 | $ 47,000 |
| St. Johns, Florida | 2 | $ 334,000 | $ 167,000 | $ 55,000 |
| Bartow, Georgia | 2 | $ 363,000 | $ 181,500 | $ 92,000 |
| Bibb, Georgia | 2 | $ 225,000 | $ 112,500 | $ 57,000 |
| Carroll, Georgia | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Coweta, Georgia | 2 | $ 339,000 | $ 169,500 | $ 53,000 |
| Fayette, Georgia | 2 | $ 377,000 | $ 188,500 | $ 56,000 |
| Muscogee, Georgia | 2 | $ 257,000 | $ 128,500 | $ 61,000 |
| Newton, Georgia | 2 | $ 196,000 | $ 98,000 | $ 45,000 |
| Bingham, Idaho | 2 | $ 164,000 | $ 82,000 | $ 50,000 |
| Boise, Idaho | 2 | $ 172,000 | $ 86,000 | $ 98,000 |
| Idaho, Idaho | 2 | $ 463,000 | $ 231,500 | $ 47,000 |
| Lincoln, Idaho | 2 | $ 169,000 | $ 84,500 | $ 60,000 |
| Payette, Idaho | 2 | $ 146,000 | $ 73,000 | $ 17,000 |
| Madison, Illinois | 2 | $ 378,000 | $ 189,000 | $ 99,000 |
| Rock Island, Illinois | 2 | $ 161,000 | $ 80,500 | $ 42,000 |
| Sangamon, Illinois | 2 | $ 142,000 | $ 71,000 | $ 57,000 |
| Delaware, Indiana | 2 | $ 112,000 | $ 56,000 | $ 26,000 |
| Elkhart, Indiana | 2 | $ 128,000 | $ 64,000 | $ 7,000 |
| Hancock, Indiana | 2 | $ 135,000 | $ 67,500 | $ 78,000 |
| Johnson, Indiana | 2 | $ 506,000 | $ 253,000 | $ 85,000 |
| St. Joseph, Indiana | 2 | $ 112,000 | $ 56,000 | $ 44,000 |
| Jasper, Iowa | 2 | $ 237,000 | $ 118,500 | $ 92,000 |
| Linn, Iowa | 2 | $ 154,000 | $ 77,000 | $ 56,000 |
| Warren, Iowa | 2 | $ 303,000 | $ 151,500 | $ 61,000 |
| Douglas, Kansas | 2 | $ 279,000 | $ 139,500 | $ 34,000 |
| Sedgwick, Kansas | 2 | $ 173,000 | $ 86,500 | $ 67,000 |
| Androscoggin, Maine | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| York, Maine | 2 | $ 322,000 | $ 161,000 | $ 54,000 |
| Allegany, Maryland | 2 | $ 262,000 | $ 131,000 | $ 65,000 |
| Dorchester, Maryland | 2 | $ 245,000 | $ 122,500 | $ 70,000 |
| Alpena, Michigan | 2 | $ 172,000 | $ 86,000 | $ 24,000 |
| Branch, Michigan | 2 | $ 436,000 | $ 218,000 | $ 59,000 |
| Charlevoix, Michigan | 2 | $ 326,000 | $ 163,000 | $ 35,000 |
| Mecosta, Michigan | 2 | $ 173,000 | $ 86,500 | $ 30,000 |
| Newaygo, Michigan | 2 | $ 183,000 | $ 91,500 | $ 41,000 |
| Roscommon, Michigan | 2 | $ 332,000 | $ 166,000 | $ 84,000 |
| St. Joseph, Michigan | 2 | $ 364,000 | $ 182,000 | $ 17,000 |
| Carver, Minnesota | 2 | $ 333,000 | $ 166,500 | $ 52,000 |
| Crow Wing, Minnesota | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| McLeod, Minnesota | 2 | $ 262,000 | $ 131,000 | $ 59,000 |
| Olmsted, Minnesota | 2 | $ 202,000 | $ 101,000 | $ 39,000 |
| St. Louis, Minnesota | 2 | $ 274,000 | $ 137,000 | $ 36,000 |
| DeSoto, Mississippi | 2 | $ 497,000 | $ 248,500 | $ 67,000 |
| Jackson, Mississippi | 2 | $ 185,000 | $ 92,500 | $ 36,000 |
| Flathead, Montana | 2 | $ 315,000 | $ 157,500 | $ 93,000 |
| Camden, New Jersey | 2 | $ 366,000 | $ 183,000 | $ 71,000 |
| Taos, New Mexico | 2 | $ 367,000 | $ 183,500 | $ 25,000 |
| Dare, North Carolina | 2 | $ 324,000 | $ 162,000 | $ 59,000 |
| Union, North Carolina | 2 | $ 187,000 | $ 93,500 | $ 35,000 |
| Fairfield, Ohio | 2 | $ 306,000 | $ 153,000 | $ 103,000 |
| Lake, Ohio | 2 | $ 317,000 | $ 158,500 | $ 198,000 |
| Logan, Ohio | 2 | $ 121,000 | $ 60,500 | $ 55,000 |
| Stark, Ohio | 2 | $ 154,000 | $ 77,000 | $ 50,000 |
| Washington, Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 28,000 |
| Jackson, Oregon | 2 | $ 292,000 | $ 146,000 | $ 61,000 |
| Josephine, Oregon | 2 | $ 378,000 | $ 189,000 | $ 134,000 |
| Lane, Oregon | 2 | $ 265,000 | $ 132,500 | $ 34,000 |
| Marion, Oregon | 2 | $ 174,000 | $ 87,000 | $ 30,000 |
| Adams, Pennsylvania | 2 | $ 248,000 | $ 124,000 | $ 79,000 |
| Beaver, Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 52,000 |
| Centre, Pennsylvania | 2 | $ 238,000 | $ 119,000 | $ 55,000 |
| Northampton, Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 27,000 |
| Bristol, Rhode Island | 2 | $ 311,000 | $ 155,500 | $ 90,000 |
| Darlington, South Carolina | 2 | $ 303,000 | $ 151,500 | $ 65,000 |
| Dorchester, South Carolina | 2 | $ 169,000 | $ 84,500 | $ 46,000 |
| Fairfield, South Carolina | 2 | $ 121,000 | $ 60,500 | $ 35,000 |
| Lee, South Carolina | 2 | $ 108,000 | $ 54,000 | $ 36,000 |
| Coffee, Tennessee | 2 | $ 231,000 | $ 115,500 | $ 120,000 |
| Dickson, Tennessee | 2 | $ 221,000 | $ 110,500 | $ 46,000 |
| Monroe, Tennessee | 2 | $ 121,000 | $ 60,500 | $ 27,000 |
| Grand, Utah | 2 | $ 152,000 | $ 76,000 | $ 99,000 |
| Morgan, Utah | 2 | $ 334,000 | $ 167,000 | $ 102,000 |
| Albemarle, Virginia | 2 | $ 416,000 | $ 208,000 | $ 94,000 |
| Arlington, Virginia | 2 | $ 392,000 | $ 196,000 | $ 37,000 |
| Danville, Virginia | 2 | $ 181,000 | $ 90,500 | $ 48,000 |
| Goochland, Virginia | 2 | $ 431,000 | $ 215,500 | $ 69,000 |
| Hampton, Virginia | 2 | $ 326,000 | $ 163,000 | $ 84,000 |
| Nelson, Virginia | 2 | $ 255,000 | $ 127,500 | $ 187,000 |
| Newport News, Virginia | 2 | $ 155,000 | $ 77,500 | $ 40,000 |
| Norfolk, Virginia | 2 | $ 242,000 | $ 121,000 | $ 12,000 |
| Roanoke, Virginia | 2 | $ 399,000 | $ 199,500 | $ 55,000 |
| Roanoke City, Virginia | 2 | $ 154,000 | $ 77,000 | $ 37,000 |
| Shenandoah, Virginia | 2 | $ 253,000 | $ 126,500 | $ 56,000 |
| Warren, Virginia | 2 | $ 110,000 | $ 55,000 | $ 21,000 |
| Washington, Virginia | 2 | $ 138,000 | $ 69,000 | $ 49,000 |
| Chelan, Washington | 2 | $ 372,000 | $ 186,000 | $ 118,000 |
| Cowlitz, Washington | 2 | $ 297,000 | $ 148,500 | $ 51,000 |
| Island, Washington | 2 | $ 337,000 | $ 168,500 | $ 49,000 |
| Lincoln, Washington | 2 | $ 124,000 | $ 62,000 | $ 33,000 |
| Dodge, Wisconsin | 2 | $ 213,000 | $ 106,500 | $ 57,000 |
| Dunn, Wisconsin | 2 | $ 207,000 | $ 103,500 | $ 90,000 |
| Iowa, Wisconsin | 2 | $ 275,000 | $ 137,500 | $ 75,000 |
| Manitowoc, Wisconsin | 2 | $ 274,000 | $ 137,000 | $ 57,000 |
| Outagamie, Wisconsin | 2 | $ 317,000 | $ 158,500 | $ 52,000 |
| Carbon, Wyoming | 2 | $ 148,000 | $ 74,000 | $ 19,000 |
| Laramie, Wyoming | 2 | $ 206,000 | $ 103,000 | $ 237,000 |
| Natrona, Wyoming | 2 | $ 105,000 | $ 52,500 | $ 66,000 |
| Yuma, Arizona | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Boone, Arkansas | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Craighead, Arkansas | 1 | $ 148,000 | $ 148,000 | $ 180,000 |
| Jefferson, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Lonoke, Arkansas | 1 | $ 106,000 | $ 106,000 | $ 80,000 |
| Saline, Arkansas | 1 | $ 139,000 | $ 139,000 | $ 41,000 |
| Butte, California | 1 | $ 221,000 | $ 221,000 | $ 72,000 |
| Colusa, California | 1 | $ 132,000 | $ 132,000 | $ 54,000 |
| Kings, California | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Monterey, California | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| San Benito, California | 1 | $ 400,000 | $ 400,000 | $ 142,000 |
| San Luis Obispo, California | 1 | $ 378,000 | $ 378,000 | $ 244,000 |
| Tehama, California | 1 | $ 107,000 | $ 107,000 | $ 21,000 |
| Trinity, California | 1 | $ 171,000 | $ 171,000 | $ 72,000 |
| Elbert, Colorado | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Lincoln, Colorado | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Morgan, Colorado | 1 | $ 77,000 | $ 77,000 | $ 49,000 |
| Baker, Florida | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| Bay, Florida | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Charlotte, Florida | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
| Clay, Florida | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Flagler, Florida | 1 | $ 116,000 | $ 116,000 | $ 104,000 |
| Gulf, Florida | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Hardee, Florida | 1 | $ 191,000 | $ 191,000 | $ 600,000 |
| Highlands, Florida | 1 | $ 129,000 | $ 129,000 | $ 32,000 |
| Levy, Florida | 1 | $ 41,000 | $ 41,000 | $ 22,000 |
| Nassau, Florida | 1 | $ 208,000 | $ 208,000 | $ 70,000 |
| Okeechobee, Florida | 1 | $ 208,000 | $ 208,000 | $ 41,000 |
| Putnam, Florida | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Taylor, Florida | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Walton, Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Washington, Florida | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Banks, Georgia | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Burke, Georgia | 1 | $ 152,000 | $ 152,000 | $ 40,000 |
| Catoosa, Georgia | 1 | $ 204,000 | $ 204,000 | $ 120,000 |
| Chatham, Georgia | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Effingham, Georgia | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
| Forsyth, Georgia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Hall, Georgia | 1 | $ 142,000 | $ 142,000 | $ 53,000 |
| Hancock, Georgia | 1 | $ 318,000 | $ 318,000 | $ 22,000 |
| Harris, Georgia | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Henry, Georgia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Houston, Georgia | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Lee, Georgia | 1 | $ 99,000 | $ 99,000 | $ 83,000 |
| Lumpkin, Georgia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Pickens, Georgia | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Polk, Georgia | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Richmond, Georgia | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Rockdale, Georgia | 1 | $ 88,000 | $ 88,000 | $ 70,000 |
| Thomas, Georgia | 1 | $ 88,000 | $ 88,000 | $ 70,000 |
| Tift, Georgia | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Whitfield, Georgia | 1 | $ 176,000 | $ 176,000 | $ 113,000 |
| Bear Lake, Idaho | 1 | $ 73,000 | $ 73,000 | $ 154,000 |
| Cassia, Idaho | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Elmore, Idaho | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Gem, Idaho | 1 | $ 128,000 | $ 128,000 | $ 95,000 |
| Jefferson, Idaho | 1 | $ 288,000 | $ 288,000 | $ 96,000 |
| Jerome, Idaho | 1 | $ 70,000 | $ 70,000 | $ 108,000 |
| Nez Perce, Idaho | 1 | $ 91,000 | $ 91,000 | $ 105,000 |
| Oneida, Idaho | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Teton, Idaho | 1 | $ 204,000 | $ 204,000 | $ 91,000 |
| Boone, Illinois | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| DeKalb, Illinois | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Effingham, Illinois | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Hancock, Illinois | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| Iroquois, Illinois | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Kendall, Illinois | 1 | $ 179,000 | $ 179,000 | $ 141,000 |
| LaSalle, Illinois | 1 | $ 196,000 | $ 196,000 | $ 108,000 |
| Macon, Illinois | 1 | $ 88,000 | $ 88,000 | $ 106,000 |
| McLean, Illinois | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Shelby, Illinois | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Allen, Indiana | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Clark, Indiana | 1 | $ 96,000 | $ 96,000 | $ 28,000 |
| Franklin, Indiana | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Hendricks, Indiana | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Henry, Indiana | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Huntington, Indiana | 1 | $ 83,000 | $ 83,000 | $ 75,000 |
| Morgan, Indiana | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Newton, Indiana | 1 | $ 114,000 | $ 114,000 | $ 58,000 |
| Randolph, Indiana | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Starke, Indiana | 1 | $ 84,000 | $ 84,000 | $ 178,000 |
| Tippecanoe, Indiana | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Johnson, Iowa | 1 | $ 174,000 | $ 174,000 | $ 72,000 |
| Keokuk, Iowa | 1 | $ 188,000 | $ 188,000 | $ 42,000 |
| Johnson, Kansas | 1 | $ 149,000 | $ 149,000 | $ 43,000 |
| McPherson, Kansas | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Wyandotte, Kansas | 1 | $ 54,000 | $ 54,000 | $ 86,000 |
| Bath, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 165,000 |
| Breckinridge, Kentucky | 1 | $ 54,000 | $ 54,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Novelle Financial Services in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,679 | $775,934,000 | $144,066 | $675,000 | $89,511 | $3,500,000 |
| Home Purchase (one-to-four family) | 1,361 | $214,342,000 | $137,634 | $588,000 | $58,000 | $9,866,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $114,000 | $114,000 | $114,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,225 | $533,892,000 | $147,045 | $675,000 | $71,409 | $9,866,000 |
| Information not provided by applicant in mail or telephone application | 1,153 | $188,764,000 | $147,926 | $632,000 | $106,780 | $3,500,000 |
| Black | 724 | $92,912,000 | $138,096 | $604,000 | $56,387 | $891,000 |
| Hispanic | 643 | $107,864,000 | $141,066 | $620,000 | $50,466 | $900,000 |
| Asian or Pacific Islander | 227 | $53,598,000 | $179,400 | $650,000 | $71,300 | $999,000 |
| Other | 45 | $9,776,000 | $230,812 | $548,000 | $83,312 | $300,000 |
| American Indian or Alaskan Native | 24 | $3,584,000 | $160,300 | $306,000 | $56,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,041 | $990,390,000 | $141,288 | $675,000 | $77,955 | $9,866,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,962 | $498,215,000 | $139,023 | $650,000 | $65,651 | $3,060,000 |
| Application Denied By Financial Institution | 1,406 | $209,098,000 | $144,309 | $675,000 | $93,261 | $3,500,000 |
| Application Withdrawn By Applicant | 1,117 | $185,413,000 | $149,625 | $650,000 | $65,075 | $9,866,000 |
| File Closed For Incompleteness | 386 | $67,746,000 | $167,514 | $600,000 | $78,400 | $644,000 |
| Application Approved But Not Accepted | 170 | $29,918,000 | $166,400 | $632,000 | $62,680 | $322,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Novelle Financial Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Novelle Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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