Nuvision Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Nuvision Federal Credit Union of Huntington Beach, CA reported 2,017 mortgage applications totaling $607.5 million, up 9% from 2024. The average application was for $301,187, and applicants reported an average income of $191,300. 56% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Anchorage, AK (383), Los Angeles-Long Beach-Glendale, CA (378) and Anaheim-Santa Ana-Irvine, CA (312) (applications in parentheses).

Mortgage Company & Address Nuvision Federal Credit Union
7812 Edinger Avenue
Huntington Beach, CA 92677
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,017
Total Mortgage Loan Application Amount $607,495,000
Average Mortgage Loan Application Amount $301,187
Highest Mortgage Loan Application Amount $3,075,000
Average Applicant Income $191,300
Highest Applicant Income $4,416,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nuvision Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nuvision Federal Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 378 $ 121,350,000 $ 321,031 $ 203,000
Orange, California 312 $ 145,690,000 $ 466,955 $ 234,000
Anchorage, Alaska 303 $ 65,465,000 $ 216,056 $ 152,000
Riverside, California 96 $ 29,180,000 $ 303,958 $ 184,000
Alameda, California 92 $ 24,480,000 $ 266,086 $ 212,000
Matanuska-Susitna, Alaska 80 $ 12,370,000 $ 154,625 $ 169,000
Contra Costa, California 76 $ 14,470,000 $ 190,394 $ 187,000
San Bernardino, California 74 $ 15,130,000 $ 204,459 $ 148,000
Maricopa, Arizona 66 $ 10,920,000 $ 165,454 $ 149,000
San Diego, California 50 $ 18,250,000 $ 365,000 $ 223,000
Laramie, Wyoming 49 $ 7,065,000 $ 144,183 $ 108,000
Fairbanks North Star, Alaska 43 $ 6,625,000 $ 154,069 $ 103,000
Kenai Peninsula, Alaska 40 $ 6,990,000 $ 174,750 $ 124,000
King, Washington 38 $ 18,890,000 $ 497,105 $ 234,000
Santa Clara, California 19 $ 15,555,000 $ 818,684 $ 281,000
Pierce, Washington 19 $ 4,035,000 $ 212,368 $ 157,000
Juneau, Alaska 17 $ 2,765,000 $ 162,647 $ 152,000
Clark, Nevada 17 $ 4,465,000 $ 262,647 $ 165,000
Pinal, Arizona 12 $ 1,950,000 $ 162,500 $ 143,000
Sacramento, California 11 $ 3,975,000 $ 361,363 $ 296,000
San Joaquin, California 11 $ 2,665,000 $ 242,272 $ 238,000
San Mateo, California 11 $ 6,025,000 $ 547,727 $ 374,000
Solano, California 11 $ 2,175,000 $ 197,727 $ 283,000
Mohave, Arizona 8 $ 2,460,000 $ 307,500 $ 256,000
Placer, California 8 $ 5,520,000 $ 690,000 $ 298,000
Snohomish, Washington 7 $ 2,015,000 $ 287,857 $ 198,000
Natrona, Wyoming 7 $ 915,000 $ 130,714 $ 85,000
Pima, Arizona 6 $ 2,530,000 $ 421,666 $ 229,000
San Francisco, California 6 $ 2,960,000 $ 493,333 $ 294,000
Santa Barbara, California 6 $ 3,810,000 $ 635,000 $ 235,000
Tulare, California 6 $ 1,660,000 $ 276,666 $ 132,000
Ventura, California 6 $ 1,540,000 $ 256,666 $ 177,000
Southeast Fairbanks, Alaska 5 $ 725,000 $ 145,000 $ 89,000
Kern, California 5 $ 465,000 $ 93,000 $ 132,000
Douglas, Colorado 5 $ 3,765,000 $ 753,000 $ 306,000
Kitsap, Washington 5 $ 3,105,000 $ 621,000 $ 272,000
Yavapai, Arizona 4 $ 780,000 $ 195,000 $ 136,000
Stanislaus, California 4 $ 250,000 $ 62,500 $ 90,000
Ada, Idaho 4 $ 2,150,000 $ 537,500 $ 370,000
Kootenai, Idaho 4 $ 1,530,000 $ 382,500 $ 145,000
North Slope, Alaska 3 $ 1,095,000 $ 365,000 $ 109,000
San Luis Obispo, California 3 $ 875,000 $ 291,666 $ 257,000
El Paso, Colorado 3 $ 3,405,000 $ 1,135,000 $ 388,000
Kusilvak, Alaska 2 $ 80,000 $ 40,000 $ 85,000
Northwest Arctic, Alaska 2 $ 90,000 $ 45,000 $ 69,000
Calaveras, California 2 $ 130,000 $ 65,000 $ 119,000
El Dorado, California 2 $ 380,000 $ 190,000 $ 1,011,000
Marin, California 2 $ 1,520,000 $ 760,000 $ 376,000
Monterey, California 2 $ 160,000 $ 80,000 $ 210,000
Sonoma, California 2 $ 1,790,000 $ 895,000 $ 578,000
Yolo, California 2 $ 760,000 $ 380,000 $ 144,000
Gallatin, Montana 2 $ 870,000 $ 435,000 $ 265,000
Sandoval, New Mexico 2 $ 130,000 $ 65,000 $ 57,000
Crook, Oregon 2 $ 2,080,000 $ 1,040,000 $ 652,000
Deschutes, Oregon 2 $ 2,160,000 $ 1,080,000 $ 341,000
Marion, Oregon 2 $ 420,000 $ 210,000 $ 126,000
Washington, Oregon 2 $ 860,000 $ 430,000 $ 105,000
Wasatch, Utah 2 $ 2,330,000 $ 1,165,000 $ 713,000
Chugach, Alaska 1 $ 135,000 $ 135,000 $ 126,000
Copper River, Alaska 1 $ 45,000 $ 45,000 $ 45,000
Denali, Alaska 1 $ 65,000 $ 65,000 $ 182,000
Dillingham, Alaska 1 $ 325,000 $ 325,000 $ 207,000
Nome, Alaska 1 $ 305,000 $ 305,000 $ 141,000
Skagway, Alaska 1 $ 85,000 $ 85,000 $ 149,000
Cochise, Arizona 1 $ 85,000 $ 85,000 $ 46,000
Graham, Arizona 1 $ 75,000 $ 75,000 $ 47,000
Yuma, Arizona 1 $ 255,000 $ 255,000 $ 113,000
Amador, California 1 $ 125,000 $ 125,000 $ 81,000
Butte, California 1 $ 35,000 $ 35,000 $ 102,000
Fresno, California 1 $ 45,000 $ 45,000 $ 192,000
Kings, California 1 $ 65,000 $ 65,000 $ 140,000
Lake, California 1 $ 105,000 $ 105,000 $ 192,000
Madera, California 1 $ 25,000 $ 25,000 $ 62,000
Merced, California 1 $ 175,000 $ 175,000 $ 156,000
Napa, California 1 $ 125,000 $ 125,000 $ 156,000
Nevada, California 1 $ 155,000 $ 155,000 $ 262,000
Santa Cruz, California 1 $ 635,000 $ 635,000 $ 186,000
Sutter, California 1 $ 65,000 $ 65,000 $ 117,000
Tehama, California 1 $ 45,000 $ 45,000 $ 25,000
Arapahoe, Colorado 1 $ 85,000 $ 85,000 $ 178,000
Boulder, Colorado 1 $ 95,000 $ 95,000 $ 0
Kit Carson, Colorado 1 $ 355,000 $ 355,000 $ 84,000
Mesa, Colorado 1 $ 55,000 $ 55,000 $ 43,000
Pueblo, Colorado 1 $ 145,000 $ 145,000 $ 44,000
Weld, Colorado 1 $ 75,000 $ 75,000 $ 118,000
Honolulu, Hawaii 1 $ 865,000 $ 865,000 $ 201,000
Maui, Hawaii 1 $ 205,000 $ 205,000 $ 152,000
Boundary, Idaho 1 $ 225,000 $ 225,000 $ 107,000
Canyon, Idaho 1 $ 105,000 $ 105,000 $ 95,000
Gem, Idaho 1 $ 245,000 $ 245,000 $ 463,000
Minidoka, Idaho 1 $ 65,000 $ 65,000 $ 40,000
Nez Perce, Idaho 1 $ 505,000 $ 505,000 $ 140,000
Pulaski, Kentucky 1 $ 155,000 $ 155,000 $ 67,000
Yellowstone, Montana 1 $ 875,000 $ 875,000 $ 274,000
Carson City, Nevada 1 $ 25,000 $ 25,000 $ 50,000
Douglas, Nevada 1 $ 105,000 $ 105,000 $ 95,000
Washoe, Nevada 1 $ 1,175,000 $ 1,175,000 $ 338,000
Bernalillo, New Mexico 1 $ 45,000 $ 45,000 $ 185,000
Luna, New Mexico 1 $ 65,000 $ 65,000 $ 89,000
San Juan, New Mexico 1 $ 65,000 $ 65,000 $ 120,000
Tulsa, Oklahoma 1 $ 105,000 $ 105,000 $ 31,000
Clackamas, Oregon 1 $ 105,000 $ 105,000 $ 158,000
Hood River, Oregon 1 $ 205,000 $ 205,000 $ 100,000
Klamath, Oregon 1 $ 35,000 $ 35,000 $ 160,000
Umatilla, Oregon 1 $ 245,000 $ 245,000 $ 57,000
Salt Lake, Utah 1 $ 925,000 $ 925,000 $ 295,000
Washington, Utah 1 $ 355,000 $ 355,000 $ 116,000
Grant, Washington 1 $ 305,000 $ 305,000 $ 207,000
Island, Washington 1 $ 15,000 $ 15,000 $ 83,000
Klickitat, Washington 1 $ 35,000 $ 35,000 $ 158,000
Pacific, Washington 1 $ 105,000 $ 105,000 $ 90,000
Spokane, Washington 1 $ 335,000 $ 335,000 $ 0
Thurston, Washington 1 $ 105,000 $ 105,000 $ 181,000
Big Horn, Wyoming 1 $ 245,000 $ 245,000 $ 53,000
Converse, Wyoming 1 $ 65,000 $ 65,000 $ 98,000

Mortgage Loan Application Detail Totals for Nuvision Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 618 $90,950,000 $147,000 $1,625,000 $160,000 $2,002,000
Home Improvement 566 $82,420,000 $145,000 $1,085,000 $174,000 $4,416,000
Home Purchase 372 $273,000,000 $733,000 $3,065,000 $260,000 $1,795,000
Refinancing 357 $118,625,000 $332,000 $3,075,000 $202,000 $1,400,000
Cash-out Refinancing 104 $42,500,000 $408,000 $1,645,000 $189,000 $927,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 818 $239,490,000 $292,000 $2,395,000 $188,000 $1,680,000
Hispanic 377 $82,165,000 $217,000 $1,495,000 $159,000 $1,576,000
Not Provided 346 $112,650,000 $325,000 $2,505,000 $220,000 $2,002,000
Asian 299 $129,915,000 $434,000 $3,065,000 $214,000 $1,182,000
Black or African American 90 $18,440,000 $204,000 $1,435,000 $148,000 $510,000
American Indian or Alaskan Native 60 $10,700,000 $178,000 $565,000 $197,000 $4,416,000
Native Hawaiian or Other Pacific Islander 15 $2,675,000 $178,000 $675,000 $250,000 $1,440,000
Not applicable 12 $11,460,000 $955,000 $3,075,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,955 $580,535,000 $296,000 $3,075,000 $193,000 $4,416,000
FHA-insured (Federal Housing Administration) 52 $21,990,000 $422,000 $1,355,000 $120,000 $456,000
VA-guaranteed (Veterans Administration) 10 $4,970,000 $497,000 $725,000 $119,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,138 $373,320,000 $328,000 $3,075,000 $203,000 $1,795,000
Application Denied By Financial Institution 657 $110,635,000 $168,000 $1,465,000 $158,000 $4,416,000
Application Withdrawn By Applicant 201 $114,265,000 $568,000 $3,065,000 $231,000 $1,456,000
File Closed For Incompleteness 19 $8,055,000 $423,000 $1,605,000 $211,000 $497,000
Application Approved But Not Accepted 2 $1,220,000 $610,000 $895,000 $171,000 $259,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,360 $496,860,000 $365,000 $3,075,000 $207,000 $1,795,000
Debt-To-Income Ratio 314 $58,020,000 $184,000 $1,465,000 $113,000 $1,576,000
Other 133 $16,485,000 $123,000 $605,000 $150,000 $1,440,000
Credit Application Incomplete 86 $13,420,000 $156,000 $1,075,000 $285,000 $4,416,000
Collateral 73 $14,965,000 $205,000 $1,175,000 $214,000 $1,066,000
Credit History 38 $5,340,000 $140,000 $695,000 $170,000 $720,000
Unverifiable Information 11 $1,795,000 $163,000 $345,000 $85,000 $215,000
Employment History 1 $205,000 $205,000 $205,000 $480,000 $480,000
Insufficient Cash (Downpayment, Closing Cost) 1 $405,000 $405,000 $405,000 $104,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nuvision Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nuvision Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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