Ocwen Loan Servicing, LLC Mortgage Lending & HMDA Data, 2007
In 2007, Ocwen Loan Servicing, LLC of West Palm Beach, FL reported 1,703 mortgage applications totaling $298.0 million, down 80% from 2006. The average application was for $174,998, and applicants reported an average income of $82,446. 35% of its applications resulted in an originated loan and 52% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (145), Miami-Miami Beach-Kendall, FL (88) and Riverside-San Bernardino-Ontario, CA (72) (applications in parentheses).
| Mortgage Company & Address | Ocwen Loan Servicing, LLC 1661 Worthingtion Road Suite 100 West Palm Beach, FL 33409 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2007 2006 |
| Total Number of Mortgage Applications | 1,703 |
| Total Mortgage Loan Application Amount | $298,023,000 |
| Average Mortgage Loan Application Amount | $174,998 |
| Highest Mortgage Loan Application Amount | $1,410,000 |
| Average Applicant Income | $82,446 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ocwen Loan Servicing, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 145 | $ 19,901,000 | $ 137,248 | $ 97,000 |
| Miami-Miami Beach-Kendall, FL | 88 | $ 16,596,000 | $ 188,590 | $ 93,000 |
| Riverside-San Bernardino-Ontario, CA | 72 | $ 18,269,000 | $ 253,736 | $ 103,000 |
| Los Angeles-Long Beach-Glendale, CA | 60 | $ 18,405,000 | $ 306,750 | $ 115,000 |
| Phoenix-Mesa-Scottsdale, AZ | 57 | $ 10,508,000 | $ 184,350 | $ 85,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 49 | $ 10,902,000 | $ 222,489 | $ 76,000 |
| Detroit-Livonia-Dearborn, MI | 46 | $ 4,163,000 | $ 90,500 | $ 47,000 |
| Atlanta-Sandy Springs-Marietta, GA | 44 | $ 6,524,000 | $ 148,272 | $ 75,000 |
| Tampa-St. Petersburg-Clearwater, FL | 37 | $ 5,670,000 | $ 153,243 | $ 67,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 34 | $ 11,476,000 | $ 337,529 | $ 115,764 |
| Orlando-Kissimmee, FL | 33 | $ 6,113,000 | $ 185,242 | $ 70,000 |
| Denver-Aurora, CO | 30 | $ 4,275,000 | $ 142,500 | $ 80,000 |
| Dallas-Plano-Irving, TX | 28 | $ 3,166,000 | $ 113,071 | $ 75,000 |
| St. Louis, MO-IL | 26 | $ 2,529,000 | $ 97,269 | $ 53,576 |
| San Antonio, TX | 25 | $ 2,071,000 | $ 82,840 | $ 74,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 22 | $ 4,582,000 | $ 208,272 | $ 80,000 |
| Baltimore-Towson, MD | 20 | $ 4,284,000 | $ 214,200 | $ 137,000 |
| Fort Worth-Arlington, TX | 18 | $ 1,820,000 | $ 101,111 | $ 71,000 |
| Jacksonville, FL | 17 | $ 2,508,000 | $ 147,529 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 2,307,000 | $ 135,705 | $ 69,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 2,934,000 | $ 225,692 | $ 85,000 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 4,396,000 | $ 338,153 | $ 135,000 |
| Charlotte-Gastonia-Concord, NC-SC | 12 | $ 1,617,000 | $ 134,750 | $ 68,500 |
| Oakland-Fremont-Hayward, CA | 12 | $ 5,449,000 | $ 454,083 | $ 134,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 12 | $ 4,035,000 | $ 336,250 | $ 111,000 |
| Baton Rouge, LA | 11 | $ 1,182,000 | $ 107,454 | $ 54,000 |
| New York-White Plains-Wayne, NY-NJ | 11 | $ 2,314,000 | $ 210,363 | $ 100,909 |
| Oklahoma City, OK | 11 | $ 862,000 | $ 78,363 | $ 42,000 |
| Philadelphia, PA | 11 | $ 1,272,000 | $ 115,636 | $ 48,000 |
| Portland-Vancouver-Beaverton, OR-WA | 11 | $ 2,038,000 | $ 185,272 | $ 71,727 |
| Indianapolis-Carmel, IN | 10 | $ 940,000 | $ 94,000 | $ 58,000 |
| Modesto, CA | 10 | $ 2,604,000 | $ 260,400 | $ 85,000 |
| Chicago-Naperville-Joliet, IL | 9 | $ 2,048,000 | $ 227,555 | $ 85,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 1,511,000 | $ 167,888 | $ 77,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 690,000 | $ 76,666 | $ 51,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9 | $ 1,706,000 | $ 189,555 | $ 77,000 |
| Port St. Lucie, FL | 9 | $ 1,917,000 | $ 213,000 | $ 73,000 |
| Seattle-Bellevue-Everett, WA | 9 | $ 2,215,000 | $ 246,111 | $ 81,000 |
| Tulsa, OK | 9 | $ 595,000 | $ 66,111 | $ 38,000 |
| Bakersfield, CA | 8 | $ 1,178,000 | $ 147,250 | $ 63,000 |
| Laredo, TX | 8 | $ 1,064,000 | $ 133,000 | $ 60,000 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 764,000 | $ 95,500 | $ 51,000 |
| Salt Lake City, UT | 8 | $ 1,376,000 | $ 172,000 | $ 87,000 |
| Tucson, AZ | 8 | $ 1,193,000 | $ 149,125 | $ 65,000 |
| Albuquerque, NM | 7 | $ 946,000 | $ 135,142 | $ 103,000 |
| Birmingham-Hoover, AL | 7 | $ 1,086,000 | $ 155,142 | $ 73,000 |
| Columbia, SC | 7 | $ 812,000 | $ 116,000 | $ 44,000 |
| El Paso, TX | 7 | $ 718,000 | $ 102,571 | $ 209,000 |
| Kansas City, MO-KS | 7 | $ 750,000 | $ 107,142 | $ 52,000 |
| Santa Ana-Anaheim-Irvine, CA | 7 | $ 3,471,000 | $ 495,857 | $ 190,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 499,000 | $ 83,166 | $ 31,666 |
| Austin-Round Rock, TX | 6 | $ 783,000 | $ 130,500 | $ 75,000 |
| Beaumont-Port Arthur, TX | 6 | $ 391,000 | $ 65,166 | $ 48,000 |
| Charleston-North Charleston, SC | 6 | $ 680,000 | $ 113,333 | $ 46,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 476,000 | $ 79,333 | $ 42,166 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 996,000 | $ 166,000 | $ 50,000 |
| Palm Coast, FL | 6 | $ 1,103,000 | $ 183,833 | $ 72,000 |
| Richmond, VA | 6 | $ 785,000 | $ 130,833 | $ 51,000 |
| Salem, OR | 6 | $ 454,000 | $ 75,666 | $ 31,000 |
| Tallahassee, FL | 6 | $ 1,277,000 | $ 212,833 | $ 88,000 |
| Visalia-Porterville, CA | 6 | $ 1,507,000 | $ 251,166 | $ 59,000 |
| Boston-Quincy, MA | 5 | $ 1,252,000 | $ 250,400 | $ 78,000 |
| Boulder, CO | 5 | $ 3,451,000 | $ 690,200 | $ 205,000 |
| Colorado Springs, CO | 5 | $ 802,000 | $ 160,400 | $ 115,000 |
| Gary, IN | 5 | $ 362,000 | $ 72,400 | $ 31,000 |
| Greenville-Mauldin-Easley, SC | 5 | $ 763,000 | $ 152,600 | $ 115,000 |
| Lakeland, FL | 5 | $ 875,000 | $ 175,000 | $ 58,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 508,000 | $ 101,600 | $ 51,000 |
| Raleigh-Cary, NC | 5 | $ 935,000 | $ 187,000 | $ 61,000 |
| Sarasota-Bradenton-Venice, FL | 5 | $ 1,252,000 | $ 250,400 | $ 58,000 |
| Bethesda-Gaithersburg-Frederick, MD | 4 | $ 1,860,000 | $ 465,000 | $ 146,000 |
| Brownsville-Harlingen, TX | 4 | $ 316,000 | $ 79,000 | $ 12,000 |
| Fort Wayne, IN | 4 | $ 238,000 | $ 59,500 | $ 47,000 |
| Gulfport-Biloxi, MS | 4 | $ 537,000 | $ 134,250 | $ 73,000 |
| Huntsville, AL | 4 | $ 624,000 | $ 156,000 | $ 77,000 |
| Kalamazoo-Portage, MI | 4 | $ 344,000 | $ 86,000 | $ 40,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 4 | $ 647,000 | $ 161,750 | $ 41,000 |
| Ogden-Clearfield, UT | 4 | $ 448,000 | $ 112,000 | $ 40,000 |
| Pittsburgh, PA | 4 | $ 361,000 | $ 90,250 | $ 60,000 |
| Prescott, AZ | 4 | $ 985,000 | $ 246,250 | $ 90,000 |
| Rochester, MN | 4 | $ 724,000 | $ 181,000 | $ 78,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,558,000 | $ 389,500 | $ 135,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,473,000 | $ 368,250 | $ 66,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 714,000 | $ 178,500 | $ 119,000 |
| Winston-Salem, NC | 4 | $ 813,000 | $ 203,250 | $ 65,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 409,000 | $ 136,333 | $ 95,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 416,000 | $ 138,666 | $ 53,000 |
| Bend, OR | 3 | $ 346,000 | $ 115,333 | $ 54,000 |
| Fayetteville, NC | 3 | $ 296,000 | $ 98,666 | $ 94,000 |
| Greensboro-High Point, NC | 3 | $ 793,000 | $ 264,333 | $ 39,000 |
| Honolulu, HI | 3 | $ 1,535,000 | $ 511,666 | $ 113,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 306,000 | $ 102,000 | $ 88,000 |
| Macon, GA | 3 | $ 204,000 | $ 68,000 | $ 86,000 |
| Memphis, TN-MS-AR | 3 | $ 321,000 | $ 107,000 | $ 55,000 |
| Mobile, AL | 3 | $ 460,000 | $ 153,333 | $ 38,000 |
| Muncie, IN | 3 | $ 141,000 | $ 47,000 | $ 35,000 |
| New Haven-Milford, CT | 3 | $ 736,000 | $ 245,333 | $ 135,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,255,000 | $ 418,333 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 275,000 | $ 91,666 | $ 31,000 |
| Salinas, CA | 3 | $ 1,103,000 | $ 367,666 | $ 34,000 |
| Savannah, GA | 3 | $ 383,000 | $ 127,666 | $ 60,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 227,000 | $ 75,666 | $ 39,000 |
| Spartanburg, SC | 3 | $ 355,000 | $ 118,333 | $ 36,000 |
| Springfield, MA | 3 | $ 495,000 | $ 165,000 | $ 99,000 |
| Stockton, CA | 3 | $ 1,012,000 | $ 337,333 | $ 56,000 |
| Wilmington, DE-MD-NJ | 3 | $ 453,000 | $ 151,000 | $ 40,000 |
| Worcester, MA | 3 | $ 368,000 | $ 122,666 | $ 87,000 |
| Akron, OH | 2 | $ 313,000 | $ 156,500 | $ 21,000 |
| Albany, GA | 2 | $ 234,000 | $ 117,000 | $ 64,000 |
| Asheville, NC | 2 | $ 275,000 | $ 137,500 | $ 39,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 886,000 | $ 443,000 | $ 181,000 |
| Chattanooga, TN-GA | 2 | $ 201,000 | $ 100,500 | $ 83,500 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 309,000 | $ 154,500 | $ 169,000 |
| Columbus, IN | 2 | $ 151,000 | $ 75,500 | $ 76,000 |
| Corpus Christi, TX | 2 | $ 161,000 | $ 80,500 | $ 29,000 |
| El Centro, CA | 2 | $ 272,000 | $ 136,000 | $ 44,000 |
| Eugene-Springfield, OR | 2 | $ 147,000 | $ 73,500 | $ 51,000 |
| Fort Collins-Loveland, CO | 2 | $ 308,000 | $ 154,000 | $ 53,000 |
| Fresno, CA | 2 | $ 674,000 | $ 337,000 | $ 150,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Greeley, CO | 2 | $ 297,000 | $ 148,500 | $ 170,000 |
| Knoxville, TN | 2 | $ 228,000 | $ 114,000 | $ 99,000 |
| Lansing-East Lansing, MI | 2 | $ 151,000 | $ 75,500 | $ 15,000 |
| Longview, WA | 2 | $ 448,000 | $ 224,000 | $ 50,000 |
| Lubbock, TX | 2 | $ 137,000 | $ 68,500 | $ 61,000 |
| Madera, CA | 2 | $ 411,000 | $ 205,500 | $ 45,000 |
| Midland, TX | 2 | $ 188,000 | $ 94,000 | $ 63,000 |
| Napa, CA | 2 | $ 1,190,000 | $ 595,000 | $ 122,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 282,000 | $ 141,000 | $ 69,000 |
| Nassau-Suffolk, NY | 2 | $ 709,000 | $ 354,500 | $ 46,000 |
| Ocala, FL | 2 | $ 304,000 | $ 152,000 | $ 42,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 110,000 | $ 55,000 | $ 20,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 273,000 | $ 136,500 | $ 14,000 |
| Providence-New Bedford-Fall River, RI-MA | 2 | $ 419,000 | $ 209,500 | $ 132,000 |
| Racine, WI | 2 | $ 291,000 | $ 145,500 | $ 49,000 |
| Rochester, NY | 2 | $ 185,000 | $ 92,500 | $ 86,000 |
| Rocky Mount, NC | 2 | $ 160,000 | $ 80,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 1,426,000 | $ 713,000 | $ 229,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 1,718,000 | $ 859,000 | $ 295,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 600,000 | $ 300,000 | $ 729,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 111,000 | $ 55,500 | $ 79,000 |
| Syracuse, NY | 2 | $ 309,000 | $ 154,500 | $ 7,000 |
| Wichita, KS | 2 | $ 154,000 | $ 77,000 | $ 48,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 177,000 | $ 88,500 | $ 39,000 |
| Anchorage, AK | 1 | $ 177,000 | $ 177,000 | $ 13,000 |
| Anniston-Oxford, AL | 1 | $ 196,000 | $ 196,000 | $ 72,000 |
| Auburn-Opelika, AL | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Barnstable Town, MA | 1 | $ 273,000 | $ 273,000 | $ 124,000 |
| Bloomington, IN | 1 | $ 97,000 | $ 97,000 | $ 98,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Canton-Massillon, OH | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Cedar Rapids, IA | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Cheyenne, WY | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| Chico, CA | 1 | $ 332,000 | $ 332,000 | $ 111,000 |
| Cleveland, TN | 1 | $ 102,000 | $ 102,000 | $ 53,000 |
| Cumberland, MD-WV | 1 | $ 74,000 | $ 74,000 | $ 58,000 |
| Danville, VA | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Dover, DE | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Duluth, MN-WI | 1 | $ 73,000 | $ 73,000 | $ 8,000 |
| Durham, NC | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Evansville, IN-KY | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Farmington, NM | 1 | $ 29,000 | $ 29,000 | $ 62,000 |
| Flagstaff, AZ | 1 | $ 231,000 | $ 231,000 | $ 62,000 |
| Florence, SC | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Fort Smith, AR-OK | 1 | $ 74,000 | $ 74,000 | $ 56,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Gadsden, AL | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Gainesville, FL | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| Gainesville, GA | 1 | $ 141,000 | $ 141,000 | $ 31,000 |
| Grand Junction, CO | 1 | $ 259,000 | $ 259,000 | $ 52,000 |
| Greenville, NC | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Ithaca, NY | 1 | $ 218,000 | $ 218,000 | $ 38,000 |
| Jackson, MS | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Jackson, TN | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Janesville, WI | 1 | $ 101,000 | $ 101,000 | $ 31,000 |
| Jefferson City, MO | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| Johnson City, TN | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Kokomo, IN | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Las Vegas-Paradise, NV | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Louisville-Jefferson County, KY-IN | 1 | $ 176,000 | $ 176,000 | $ 106,000 |
| Lynchburg, VA | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Manchester-Nashua, NH | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Medford, OR | 1 | $ 302,000 | $ 302,000 | $ 80,000 |
| Merced, CA | 1 | $ 297,000 | $ 297,000 | $ 96,000 |
| Missoula, MT | 1 | $ 217,000 | $ 217,000 | $ 265,000 |
| Montgomery, AL | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Muskegon-Norton Shores, MI | 1 | $ 92,000 | $ 92,000 | $ 63,000 |
| Naples-Marco Island, FL | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Newark-Union, NJ-PA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Olympia, WA | 1 | $ 239,000 | $ 239,000 | $ 45,000 |
| Pascagoula, MS | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Pittsfield, MA | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 163,000 | $ 163,000 | $ 51,000 |
| Punta Gorda, FL | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Roanoke, VA | 1 | $ 41,000 | $ 41,000 | $ 20,000 |
| Rockford, IL | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Rockingham County-Strafford County, NH | 1 | $ 254,000 | $ 254,000 | $ 102,000 |
| Salisbury, MD | 1 | $ 241,000 | $ 241,000 | $ 91,000 |
| San Angelo, TX | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Santa Fe, NM | 1 | $ 209,000 | $ 209,000 | $ 110,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
| Springfield, IL | 1 | $ 38,000 | $ 38,000 | $ 21,000 |
| Springfield, MO | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| St. George, UT | 1 | $ 159,000 | $ 159,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| State College, PA | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Utica-Rome, NY | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
| Wichita Falls, TX | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Williamsport, PA | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Winchester, VA-WV | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Yakima, WA | 1 | $ 204,000 | $ 204,000 | $ 128,000 |
| York-Hanover, PA | 1 | $ 14,000 | $ 14,000 | $ 15,000 |
| Yuma, AZ | 1 | $ 248,000 | $ 248,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Ocwen Loan Servicing, LLC in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,413 | $252,175,000 | $178,000 | $1,410,000 | $79,000 | $3,000,000 |
| Home Purchase | 265 | $42,645,000 | $160,000 | $672,000 | $102,000 | $920,000 |
| Home Improvement | 25 | $3,203,000 | $128,000 | $305,000 | $70,000 | $425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 712 | $128,189,000 | $180,000 | $1,410,000 | $86,000 | $3,000,000 |
| Not Provided | 340 | $54,823,000 | $161,000 | $968,000 | $82,000 | $1,200,000 |
| Black or African American | 327 | $52,085,000 | $159,000 | $1,125,000 | $74,000 | $308,000 |
| Hispanic | 296 | $54,206,000 | $183,000 | $688,000 | $84,000 | $920,000 |
| Asian | 21 | $7,193,000 | $342,000 | $680,000 | $116,000 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,394,000 | $232,000 | $663,000 | $49,000 | $61,000 |
| American Indian or Alaskan Native | 1 | $133,000 | $133,000 | $133,000 | $72,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,703 | $298,023,000 | $174,000 | $1,410,000 | $83,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 890 | $159,524,000 | $179,000 | $1,125,000 | $79,000 | $618,000 |
| Loan Originated | 599 | $93,952,000 | $156,000 | $968,000 | $82,000 | $1,200,000 |
| Application Withdrawn By Applicant | 195 | $40,862,000 | $209,000 | $1,410,000 | $99,000 | $3,000,000 |
| Application Approved But Not Accepted | 18 | $3,498,000 | $194,000 | $600,000 | $90,000 | $150,000 |
| File Closed For Incompleteness | 1 | $187,000 | $187,000 | $187,000 | $85,000 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 468 | $88,023,000 | $188,000 | $1,125,000 | $83,000 | $524,000 |
| Collateral | 243 | $41,759,000 | $171,000 | $719,000 | $73,000 | $618,000 |
| Other | 90 | $15,080,000 | $167,000 | $672,000 | $82,000 | $406,000 |
| Debt-To-Income Ratio | 28 | $3,980,000 | $142,000 | $356,000 | $48,000 | $126,000 |
| Credit History | 24 | $3,112,000 | $129,000 | $473,000 | $67,000 | $180,000 |
| Unverifiable Information | 24 | $4,497,000 | $187,000 | $750,000 | $106,000 | $290,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,335,000 | $233,000 | $534,000 | $97,000 | $145,000 |
| Employment History | 2 | $617,000 | $308,000 | $319,000 | $58,000 | $72,000 |
| Mortgage Insurance Denied | 1 | $121,000 | $121,000 | $121,000 | $25,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocwen Loan Servicing, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocwen Loan Servicing, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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