Opteum Financial Services LLC Mortgage Lending & HMDA Data, 2004
In 2004, Opteum Financial Services LLC of Paramus, NJ reported 36,776 mortgage applications totaling $6.3 billion, up 22% from 2003. The average application was for $170,036, and applicants reported an average income of $81,414. 59% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (12,050), Los Angeles-Long Beach-Glendale, CA (1,921) and Newark-Union, NJ-PA (1,370) (applications in parentheses).
| Mortgage Company & Address | Opteum Financial Services LLC West 115 Century Road - 3rd Floor Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 36,776 |
| Total Mortgage Loan Application Amount | $6,253,269,000 |
| Average Mortgage Loan Application Amount | $170,036 |
| Highest Mortgage Loan Application Amount | $3,900,000 |
| Average Applicant Income | $81,414 |
| Highest Applicant Income | $8,511,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Opteum Financial Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton, Georgia | 2,112 | $ 327,637,000 | $ 155,131 | $ 79,000 |
| Los Angeles, California | 1,921 | $ 489,995,000 | $ 255,072 | $ 114,000 |
| Gwinnett, Georgia | 1,727 | $ 215,552,000 | $ 124,812 | $ 58,000 |
| DeKalb, Georgia | 1,355 | $ 181,229,000 | $ 133,748 | $ 72,000 |
| Henry, Georgia | 1,155 | $ 135,328,000 | $ 117,167 | $ 58,000 |
| Orange, California | 1,072 | $ 349,190,000 | $ 325,736 | $ 129,000 |
| Cobb, Georgia | 1,053 | $ 145,729,000 | $ 138,394 | $ 64,000 |
| Riverside, California | 768 | $ 159,893,000 | $ 208,194 | $ 107,000 |
| Clayton, Georgia | 696 | $ 72,289,000 | $ 103,863 | $ 58,000 |
| Essex, New Jersey | 695 | $ 129,759,000 | $ 186,703 | $ 77,000 |
| Pinellas, Florida | 569 | $ 77,278,000 | $ 135,813 | $ 61,000 |
| Newton, Georgia | 554 | $ 59,321,000 | $ 107,077 | $ 55,000 |
| Cherokee, Georgia | 533 | $ 57,144,000 | $ 107,212 | $ 83,000 |
| Suffolk, New York | 530 | $ 120,390,000 | $ 227,150 | $ 80,000 |
| San Bernardino, California | 528 | $ 90,635,000 | $ 171,657 | $ 103,000 |
| San Diego, California | 440 | $ 129,475,000 | $ 294,261 | $ 115,000 |
| Rockdale, Georgia | 426 | $ 53,024,000 | $ 124,469 | $ 66,000 |
| Middlesex, New Jersey | 421 | $ 88,491,000 | $ 210,192 | $ 85,000 |
| Paulding, Georgia | 406 | $ 43,996,000 | $ 108,364 | $ 60,000 |
| Union, New Jersey | 378 | $ 79,423,000 | $ 210,113 | $ 75,000 |
| Maricopa, Arizona | 377 | $ 46,105,000 | $ 122,294 | $ 95,000 |
| Queens, New York | 367 | $ 85,280,000 | $ 232,370 | $ 75,000 |
| Coweta, Georgia | 366 | $ 40,562,000 | $ 110,825 | $ 68,000 |
| Bergen, New Jersey | 366 | $ 93,211,000 | $ 254,674 | $ 80,000 |
| Passaic, New Jersey | 357 | $ 76,314,000 | $ 213,764 | $ 100,000 |
| Kings, New York | 347 | $ 80,106,000 | $ 230,853 | $ 72,000 |
| Forsyth, Georgia | 346 | $ 55,204,000 | $ 159,549 | $ 87,000 |
| Hillsborough, Florida | 341 | $ 45,112,000 | $ 132,293 | $ 169,000 |
| Fairfield, Connecticut | 337 | $ 72,841,000 | $ 216,145 | $ 76,000 |
| Ventura, California | 332 | $ 91,215,000 | $ 274,743 | $ 112,000 |
| New Haven, Connecticut | 321 | $ 49,214,000 | $ 153,314 | $ 69,000 |
| Fayette, Georgia | 293 | $ 38,587,000 | $ 131,696 | $ 81,000 |
| Ocean, New Jersey | 280 | $ 50,599,000 | $ 180,710 | $ 79,000 |
| Hudson, New Jersey | 279 | $ 60,163,000 | $ 215,637 | $ 78,000 |
| Walton, Georgia | 255 | $ 31,023,000 | $ 121,658 | $ 53,000 |
| Nassau, New York | 251 | $ 65,581,000 | $ 261,278 | $ 103,000 |
| King, Washington | 241 | $ 41,725,000 | $ 173,132 | $ 90,000 |
| Douglas, Georgia | 228 | $ 26,345,000 | $ 115,548 | $ 63,000 |
| Palm Beach, Florida | 227 | $ 35,601,000 | $ 156,832 | $ 70,000 |
| Broward, Florida | 224 | $ 35,051,000 | $ 156,477 | $ 77,000 |
| Wayne, Michigan | 206 | $ 22,700,000 | $ 110,194 | $ 59,000 |
| Clark, Nevada | 203 | $ 36,884,000 | $ 181,694 | $ 109,000 |
| Pasco, Florida | 202 | $ 21,819,000 | $ 108,014 | $ 51,000 |
| Monmouth, New Jersey | 197 | $ 42,456,000 | $ 215,512 | $ 95,000 |
| Bronx, New York | 159 | $ 36,120,000 | $ 227,169 | $ 78,000 |
| Mecklenburg, North Carolina | 154 | $ 16,277,000 | $ 105,694 | $ 57,000 |
| El Paso, Colorado | 153 | $ 19,869,000 | $ 129,862 | $ 83,000 |
| Burlington, New Jersey | 150 | $ 24,887,000 | $ 165,913 | $ 74,000 |
| Camden, New Jersey | 146 | $ 19,280,000 | $ 132,054 | $ 62,000 |
| Morris, New Jersey | 146 | $ 34,616,000 | $ 237,095 | $ 112,000 |
| Philadelphia, Pennsylvania | 144 | $ 14,484,000 | $ 100,583 | $ 54,000 |
| Santa Clara, California | 140 | $ 48,334,000 | $ 345,242 | $ 136,000 |
| Cuyahoga, Ohio | 139 | $ 13,271,000 | $ 95,474 | $ 55,000 |
| Westchester, New York | 137 | $ 36,634,000 | $ 267,401 | $ 112,000 |
| Hartford, Connecticut | 136 | $ 19,634,000 | $ 144,367 | $ 68,000 |
| Orange, New York | 134 | $ 25,140,000 | $ 187,611 | $ 79,000 |
| Monroe, Pennsylvania | 134 | $ 17,970,000 | $ 134,104 | $ 61,000 |
| Plymouth, Massachusetts | 130 | $ 30,266,000 | $ 232,815 | $ 74,000 |
| Sarasota, Florida | 128 | $ 29,743,000 | $ 232,367 | $ 92,000 |
| Barrow, Georgia | 126 | $ 14,659,000 | $ 116,341 | $ 57,000 |
| Somerset, New Jersey | 125 | $ 26,929,000 | $ 215,432 | $ 85,000 |
| Carroll, Georgia | 123 | $ 12,355,000 | $ 100,447 | $ 59,000 |
| Suffolk, Massachusetts | 123 | $ 33,153,000 | $ 269,536 | $ 93,000 |
| Sussex, New Jersey | 122 | $ 22,079,000 | $ 180,975 | $ 68,000 |
| Montgomery, Pennsylvania | 122 | $ 26,797,000 | $ 219,647 | $ 95,000 |
| Cook, Illinois | 121 | $ 22,673,000 | $ 187,380 | $ 67,000 |
| Denver, Colorado | 119 | $ 15,568,000 | $ 130,823 | $ 74,000 |
| Kern, California | 118 | $ 13,917,000 | $ 117,940 | $ 79,000 |
| Alameda, California | 116 | $ 33,999,000 | $ 293,094 | $ 134,000 |
| Snohomish, Washington | 114 | $ 17,694,000 | $ 155,210 | $ 77,000 |
| Duval, Florida | 109 | $ 12,044,000 | $ 110,495 | $ 70,000 |
| Spalding, Georgia | 106 | $ 10,933,000 | $ 103,141 | $ 48,000 |
| Richmond, New York | 103 | $ 19,157,000 | $ 185,990 | $ 69,000 |
| Essex, Massachusetts | 101 | $ 21,584,000 | $ 213,702 | $ 73,000 |
| Hall, Georgia | 99 | $ 11,975,000 | $ 120,959 | $ 54,000 |
| Atlantic, New Jersey | 98 | $ 15,144,000 | $ 154,530 | $ 66,000 |
| Providence, Rhode Island | 98 | $ 15,597,000 | $ 159,153 | $ 66,000 |
| Albany, New York | 96 | $ 9,846,000 | $ 102,562 | $ 75,000 |
| Contra Costa, California | 95 | $ 24,505,000 | $ 257,947 | $ 155,000 |
| Okaloosa, Florida | 94 | $ 14,089,000 | $ 149,882 | $ 89,000 |
| Jackson, Georgia | 94 | $ 10,168,000 | $ 108,170 | $ 60,000 |
| Gloucester, New Jersey | 94 | $ 13,349,000 | $ 142,010 | $ 70,000 |
| Mercer, New Jersey | 93 | $ 12,852,000 | $ 138,193 | $ 64,000 |
| Middlesex, Massachusetts | 86 | $ 20,773,000 | $ 241,546 | $ 86,000 |
| Norfolk, Massachusetts | 84 | $ 23,720,000 | $ 282,380 | $ 105,000 |
| Oakland, Michigan | 84 | $ 22,554,000 | $ 268,500 | $ 98,000 |
| Litchfield, Connecticut | 82 | $ 14,546,000 | $ 177,390 | $ 65,000 |
| Worcester, Massachusetts | 80 | $ 14,476,000 | $ 180,950 | $ 87,000 |
| Rockland, New York | 80 | $ 21,175,000 | $ 264,687 | $ 100,000 |
| Pierce, Washington | 78 | $ 9,239,000 | $ 118,448 | $ 59,000 |
| Manatee, Florida | 77 | $ 12,832,000 | $ 166,649 | $ 78,000 |
| Jefferson, Colorado | 76 | $ 12,039,000 | $ 158,407 | $ 89,000 |
| San Joaquin, California | 72 | $ 15,754,000 | $ 218,805 | $ 129,000 |
| Sacramento, California | 70 | $ 14,175,000 | $ 202,500 | $ 90,000 |
| Santa Rosa, Florida | 70 | $ 10,398,000 | $ 148,542 | $ 106,000 |
| Dutchess, New York | 70 | $ 12,463,000 | $ 178,042 | $ 91,000 |
| Dallas, Texas | 70 | $ 9,642,000 | $ 137,742 | $ 136,000 |
| Arapahoe, Colorado | 69 | $ 10,081,000 | $ 146,101 | $ 86,000 |
| Walton, Florida | 69 | $ 17,879,000 | $ 259,115 | $ 217,000 |
| Bristol, Massachusetts | 68 | $ 12,526,000 | $ 184,205 | $ 63,000 |
| Bexar, Texas | 68 | $ 7,155,000 | $ 105,220 | $ 74,000 |
| Adams, Colorado | 65 | $ 8,206,000 | $ 126,246 | $ 74,000 |
| Oktibbeha, Mississippi | 63 | $ 4,538,000 | $ 72,031 | $ 109,000 |
| Wake, North Carolina | 63 | $ 7,957,000 | $ 126,301 | $ 116,000 |
| Franklin, Ohio | 63 | $ 6,262,000 | $ 99,396 | $ 60,000 |
| Richland, South Carolina | 59 | $ 5,241,000 | $ 88,830 | $ 83,000 |
| San Luis Obispo, California | 54 | $ 15,862,000 | $ 293,740 | $ 103,000 |
| Harris, Texas | 54 | $ 6,963,000 | $ 128,944 | $ 86,000 |
| Macomb, Michigan | 53 | $ 7,384,000 | $ 139,320 | $ 65,000 |
| Stanislaus, California | 51 | $ 9,441,000 | $ 185,117 | $ 100,000 |
| Barnstable, Massachusetts | 51 | $ 11,336,000 | $ 222,274 | $ 76,000 |
| Prince George's, Maryland | 50 | $ 9,095,000 | $ 181,900 | $ 76,000 |
| Lee, Florida | 48 | $ 6,517,000 | $ 135,770 | $ 56,000 |
| Orange, Florida | 48 | $ 6,932,000 | $ 144,416 | $ 66,000 |
| Warren, New Jersey | 47 | $ 9,029,000 | $ 192,106 | $ 83,000 |
| Travis, Texas | 47 | $ 7,961,000 | $ 169,382 | $ 131,000 |
| Tarrant, Texas | 46 | $ 4,688,000 | $ 101,913 | $ 64,000 |
| New Castle, Delaware | 44 | $ 5,976,000 | $ 135,818 | $ 58,000 |
| Chester, Pennsylvania | 44 | $ 10,284,000 | $ 233,727 | $ 89,000 |
| New London, Connecticut | 43 | $ 7,197,000 | $ 167,372 | $ 66,000 |
| Jasper, Georgia | 43 | $ 4,457,000 | $ 103,651 | $ 47,000 |
| Brevard, Florida | 41 | $ 4,524,000 | $ 110,341 | $ 64,000 |
| Bartow, Georgia | 41 | $ 3,677,000 | $ 89,682 | $ 50,000 |
| New York, New York | 41 | $ 10,894,000 | $ 265,707 | $ 124,000 |
| Santa Barbara, California | 39 | $ 16,299,000 | $ 417,923 | $ 181,000 |
| Hillsborough, New Hampshire | 39 | $ 7,544,000 | $ 193,435 | $ 83,000 |
| Bucks, Pennsylvania | 39 | $ 6,530,000 | $ 167,435 | $ 74,000 |
| Douglas, Colorado | 38 | $ 6,312,000 | $ 166,105 | $ 67,000 |
| Erie, New York | 38 | $ 3,947,000 | $ 103,868 | $ 45,000 |
| Shelby, Tennessee | 38 | $ 4,239,000 | $ 111,552 | $ 123,000 |
| Pinal, Arizona | 37 | $ 2,862,000 | $ 77,351 | $ 92,000 |
| San Mateo, California | 37 | $ 14,695,000 | $ 397,162 | $ 162,000 |
| Sonoma, California | 37 | $ 10,063,000 | $ 271,972 | $ 128,000 |
| Polk, Florida | 37 | $ 3,941,000 | $ 106,513 | $ 77,000 |
| Delaware, Pennsylvania | 37 | $ 4,816,000 | $ 130,162 | $ 68,000 |
| San Francisco, California | 35 | $ 13,201,000 | $ 377,171 | $ 142,000 |
| Cape May, New Jersey | 35 | $ 6,711,000 | $ 191,742 | $ 95,000 |
| Fairfax, Virginia | 35 | $ 8,848,000 | $ 252,800 | $ 120,000 |
| Pike, Pennsylvania | 34 | $ 4,153,000 | $ 122,147 | $ 70,000 |
| St. Lucie, Florida | 33 | $ 3,244,000 | $ 98,303 | $ 89,000 |
| Bibb, Georgia | 33 | $ 3,049,000 | $ 92,393 | $ 50,000 |
| Butts, Georgia | 33 | $ 3,141,000 | $ 95,181 | $ 43,000 |
| Allegheny, Pennsylvania | 33 | $ 3,245,000 | $ 98,333 | $ 48,000 |
| Stephens, Georgia | 32 | $ 2,270,000 | $ 70,937 | $ 40,000 |
| Cumberland, Maine | 32 | $ 7,183,000 | $ 224,468 | $ 96,000 |
| Monroe, New York | 32 | $ 3,882,000 | $ 121,312 | $ 86,000 |
| Schenectady, New York | 32 | $ 3,075,000 | $ 96,093 | $ 69,000 |
| Boulder, Colorado | 31 | $ 6,628,000 | $ 213,806 | $ 62,000 |
| Miami-Dade, Florida | 31 | $ 9,518,000 | $ 307,032 | $ 184,000 |
| Marion, Indiana | 31 | $ 2,907,000 | $ 93,774 | $ 41,000 |
| Hampden, Massachusetts | 31 | $ 4,195,000 | $ 135,322 | $ 52,000 |
| Lehigh, Pennsylvania | 31 | $ 3,850,000 | $ 124,193 | $ 49,000 |
| Kent, Michigan | 30 | $ 3,373,000 | $ 112,433 | $ 47,000 |
| Cumberland, New Jersey | 30 | $ 3,235,000 | $ 107,833 | $ 55,000 |
| Rensselaer, New York | 30 | $ 2,264,000 | $ 75,466 | $ 82,000 |
| Lake, Illinois | 29 | $ 5,674,000 | $ 195,655 | $ 77,000 |
| Hunterdon, New Jersey | 29 | $ 6,321,000 | $ 217,965 | $ 86,000 |
| Ulster, New York | 29 | $ 4,124,000 | $ 142,206 | $ 60,000 |
| Northampton, Pennsylvania | 29 | $ 5,051,000 | $ 174,172 | $ 81,000 |
| Mohave, Arizona | 28 | $ 3,470,000 | $ 123,928 | $ 75,000 |
| Osceola, Florida | 27 | $ 2,756,000 | $ 102,074 | $ 83,000 |
| Volusia, Florida | 27 | $ 4,258,000 | $ 157,703 | $ 101,000 |
| Clarke, Georgia | 27 | $ 2,322,000 | $ 86,000 | $ 73,000 |
| Baltimore, Maryland | 27 | $ 4,784,000 | $ 177,185 | $ 47,000 |
| Putnam, New York | 27 | $ 6,083,000 | $ 225,296 | $ 85,000 |
| Oklahoma, Oklahoma | 27 | $ 1,879,000 | $ 69,592 | $ 103,000 |
| Lackawanna, Pennsylvania | 27 | $ 2,323,000 | $ 86,037 | $ 69,000 |
| Luzerne, Pennsylvania | 27 | $ 2,572,000 | $ 95,259 | $ 59,000 |
| Washington, Rhode Island | 27 | $ 5,416,000 | $ 200,592 | $ 124,000 |
| Charleston, South Carolina | 27 | $ 3,790,000 | $ 140,370 | $ 67,000 |
| Middlesex, Connecticut | 26 | $ 5,253,000 | $ 202,038 | $ 93,000 |
| Montgomery, Maryland | 26 | $ 4,974,000 | $ 191,307 | $ 72,000 |
| Kent, Rhode Island | 25 | $ 5,555,000 | $ 222,200 | $ 101,000 |
| Seminole, Florida | 24 | $ 4,100,000 | $ 170,833 | $ 60,000 |
| Will, Illinois | 24 | $ 3,353,000 | $ 139,708 | $ 58,000 |
| Jefferson, Louisiana | 24 | $ 4,182,000 | $ 174,250 | $ 59,000 |
| Lorain, Ohio | 24 | $ 2,899,000 | $ 120,791 | $ 72,000 |
| Fresno, California | 23 | $ 3,487,000 | $ 151,608 | $ 80,000 |
| Putnam, Georgia | 23 | $ 3,256,000 | $ 141,565 | $ 132,000 |
| Upson, Georgia | 23 | $ 1,970,000 | $ 85,652 | $ 46,000 |
| Dorchester, South Carolina | 23 | $ 1,706,000 | $ 74,173 | $ 70,000 |
| Weld, Colorado | 22 | $ 3,056,000 | $ 138,909 | $ 87,000 |
| Tolland, Connecticut | 22 | $ 2,933,000 | $ 133,318 | $ 66,000 |
| Escambia, Florida | 22 | $ 2,954,000 | $ 134,272 | $ 134,000 |
| Collin, Texas | 22 | $ 2,966,000 | $ 134,818 | $ 82,000 |
| Santa Cruz, California | 21 | $ 5,820,000 | $ 277,142 | $ 76,000 |
| Marion, Florida | 21 | $ 1,800,000 | $ 85,714 | $ 87,000 |
| Chatham, Georgia | 21 | $ 3,036,000 | $ 144,571 | $ 88,000 |
| York, South Carolina | 21 | $ 2,162,000 | $ 102,952 | $ 48,000 |
| Solano, California | 20 | $ 4,494,000 | $ 224,700 | $ 90,000 |
| Larimer, Colorado | 20 | $ 1,842,000 | $ 92,100 | $ 52,000 |
| Windham, Connecticut | 20 | $ 2,639,000 | $ 131,950 | $ 43,000 |
| Collier, Florida | 20 | $ 5,107,000 | $ 255,350 | $ 83,000 |
| Hernando, Florida | 20 | $ 2,324,000 | $ 116,200 | $ 64,000 |
| St. Clair, Illinois | 20 | $ 1,628,000 | $ 81,400 | $ 36,000 |
| Summit, Ohio | 20 | $ 1,659,000 | $ 82,950 | $ 47,000 |
| Denton, Texas | 20 | $ 1,824,000 | $ 91,200 | $ 84,000 |
| Williamson, Texas | 20 | $ 1,716,000 | $ 85,800 | $ 70,000 |
| Clark, Washington | 20 | $ 1,994,000 | $ 99,700 | $ 106,000 |
| Troup, Georgia | 19 | $ 1,482,000 | $ 78,000 | $ 84,000 |
| Washtenaw, Michigan | 19 | $ 3,710,000 | $ 195,263 | $ 81,000 |
| Salem, New Jersey | 19 | $ 2,657,000 | $ 139,842 | $ 58,000 |
| Onondaga, New York | 19 | $ 2,042,000 | $ 107,473 | $ 70,000 |
| York, Pennsylvania | 19 | $ 1,866,000 | $ 98,210 | $ 61,000 |
| Monterey, California | 18 | $ 6,697,000 | $ 372,055 | $ 118,000 |
| Mesa, Colorado | 18 | $ 2,634,000 | $ 146,333 | $ 88,000 |
| Oconee, Georgia | 18 | $ 2,185,000 | $ 121,388 | $ 95,000 |
| Davidson, Tennessee | 18 | $ 1,595,000 | $ 88,611 | $ 64,000 |
| Chesterfield, Virginia | 18 | $ 2,221,000 | $ 123,388 | $ 41,000 |
| Baldwin, Alabama | 17 | $ 3,987,000 | $ 234,529 | $ 145,000 |
| Pima, Arizona | 17 | $ 2,601,000 | $ 153,000 | $ 94,000 |
| Cumberland, North Carolina | 17 | $ 1,044,000 | $ 61,411 | $ 77,000 |
| Beaufort, South Carolina | 17 | $ 2,978,000 | $ 175,176 | $ 163,000 |
| Lexington, South Carolina | 17 | $ 1,422,000 | $ 83,647 | $ 69,000 |
| Navajo, Arizona | 16 | $ 1,510,000 | $ 94,375 | $ 110,000 |
| Anne Arundel, Maryland | 16 | $ 2,633,000 | $ 164,562 | $ 100,000 |
| Ingham, Michigan | 16 | $ 1,402,000 | $ 87,625 | $ 105,000 |
| Saratoga, New York | 16 | $ 2,897,000 | $ 181,062 | $ 83,000 |
| Sullivan, New York | 16 | $ 2,026,000 | $ 126,625 | $ 108,000 |
| Prince William, Virginia | 16 | $ 3,852,000 | $ 240,750 | $ 87,000 |
| Jefferson, Alabama | 15 | $ 1,509,000 | $ 100,600 | $ 68,000 |
| Morgan, Georgia | 15 | $ 2,327,000 | $ 155,133 | $ 99,000 |
| Pike, Georgia | 15 | $ 1,704,000 | $ 113,600 | $ 65,000 |
| DuPage, Illinois | 15 | $ 2,612,000 | $ 174,133 | $ 73,000 |
| Jackson, Missouri | 15 | $ 1,679,000 | $ 111,933 | $ 55,000 |
| Oneida, New York | 15 | $ 1,117,000 | $ 74,466 | $ 50,000 |
| Lake, Ohio | 15 | $ 1,531,000 | $ 102,066 | $ 48,000 |
| Marin, California | 14 | $ 4,248,000 | $ 303,428 | $ 122,000 |
| Placer, California | 14 | $ 3,409,000 | $ 243,500 | $ 198,000 |
| Tulare, California | 14 | $ 2,634,000 | $ 188,142 | $ 115,000 |
| La Plata, Colorado | 14 | $ 2,282,000 | $ 163,000 | $ 88,000 |
| Bay, Florida | 14 | $ 3,278,000 | $ 234,142 | $ 184,000 |
| Haralson, Georgia | 14 | $ 1,601,000 | $ 114,357 | $ 52,000 |
| Lamar, Georgia | 14 | $ 1,709,000 | $ 122,071 | $ 45,000 |
| Rockingham, New Hampshire | 14 | $ 2,440,000 | $ 174,285 | $ 61,000 |
| Horry, South Carolina | 14 | $ 2,155,000 | $ 153,928 | $ 144,000 |
| Gordon, Georgia | 13 | $ 998,000 | $ 76,769 | $ 39,000 |
| Monroe, Georgia | 13 | $ 1,339,000 | $ 103,000 | $ 57,000 |
| Lapeer, Michigan | 13 | $ 1,688,000 | $ 129,846 | $ 55,000 |
| Harrison, Mississippi | 13 | $ 875,000 | $ 67,307 | $ 69,000 |
| Union, North Carolina | 13 | $ 1,556,000 | $ 119,692 | $ 49,000 |
| Hamilton, Ohio | 13 | $ 1,379,000 | $ 106,076 | $ 61,000 |
| Multnomah, Oregon | 13 | $ 1,300,000 | $ 100,000 | $ 54,000 |
| Carbon, Pennsylvania | 13 | $ 1,600,000 | $ 123,076 | $ 52,000 |
| Dauphin, Pennsylvania | 13 | $ 1,142,000 | $ 87,846 | $ 68,000 |
| Lancaster, Pennsylvania | 13 | $ 1,634,000 | $ 125,692 | $ 53,000 |
| Montgomery, Alabama | 12 | $ 1,018,000 | $ 84,833 | $ 155,000 |
| Monroe, Florida | 12 | $ 3,663,000 | $ 305,250 | $ 260,000 |
| Fannin, Georgia | 12 | $ 1,525,000 | $ 127,083 | $ 111,000 |
| Orleans, Louisiana | 12 | $ 2,269,000 | $ 189,083 | $ 84,000 |
| Baltimore City, Maryland | 12 | $ 1,164,000 | $ 97,000 | $ 46,000 |
| Livingston, Michigan | 12 | $ 2,341,000 | $ 195,083 | $ 90,000 |
| St. Louis, Missouri | 12 | $ 1,077,000 | $ 89,750 | $ 49,000 |
| Forsyth, North Carolina | 12 | $ 1,266,000 | $ 105,500 | $ 46,000 |
| Wayne, Pennsylvania | 12 | $ 1,275,000 | $ 106,250 | $ 65,000 |
| Leon, Florida | 11 | $ 1,443,000 | $ 131,181 | $ 124,000 |
| Floyd, Georgia | 11 | $ 872,000 | $ 79,272 | $ 46,000 |
| Lumpkin, Georgia | 11 | $ 1,579,000 | $ 143,545 | $ 77,000 |
| Fayette, Kentucky | 11 | $ 896,000 | $ 81,454 | $ 50,000 |
| Jefferson, Kentucky | 11 | $ 819,000 | $ 74,454 | $ 76,000 |
| Ascension, Louisiana | 11 | $ 1,056,000 | $ 96,000 | $ 76,000 |
| Genesee, Michigan | 11 | $ 1,467,000 | $ 133,363 | $ 79,000 |
| Columbia, New York | 11 | $ 1,187,000 | $ 107,909 | $ 82,000 |
| Durham, North Carolina | 11 | $ 1,752,000 | $ 159,272 | $ 109,000 |
| Delaware, Ohio | 11 | $ 2,306,000 | $ 209,636 | $ 100,000 |
| Washington, Utah | 11 | $ 898,000 | $ 81,636 | $ 92,000 |
| Virginia Beach, Virginia | 11 | $ 2,309,000 | $ 209,909 | $ 97,000 |
| Lee, Alabama | 10 | $ 1,092,000 | $ 109,200 | $ 118,000 |
| Madison, Alabama | 10 | $ 924,000 | $ 92,400 | $ 157,000 |
| Mobile, Alabama | 10 | $ 476,000 | $ 47,600 | $ 148,000 |
| Imperial, California | 10 | $ 1,322,000 | $ 132,200 | $ 128,000 |
| Pueblo, Colorado | 10 | $ 920,000 | $ 92,000 | $ 65,000 |
| Pickens, Georgia | 10 | $ 1,493,000 | $ 149,300 | $ 114,000 |
| Kootenai, Idaho | 10 | $ 1,460,000 | $ 146,000 | $ 254,000 |
| Androscoggin, Maine | 10 | $ 1,013,000 | $ 101,300 | $ 108,000 |
| Harford, Maryland | 10 | $ 1,500,000 | $ 150,000 | $ 63,000 |
| Howard, Maryland | 10 | $ 1,657,000 | $ 165,700 | $ 77,000 |
| Berks, Pennsylvania | 10 | $ 1,045,000 | $ 104,500 | $ 57,000 |
| Greenville, South Carolina | 10 | $ 1,445,000 | $ 144,500 | $ 107,000 |
| Arlington, Virginia | 10 | $ 2,435,000 | $ 243,500 | $ 248,000 |
| Charlotte, Florida | 9 | $ 614,000 | $ 68,222 | $ 71,000 |
| Clay, Florida | 9 | $ 881,000 | $ 97,888 | $ 94,000 |
| St. Johns, Florida | 9 | $ 2,133,000 | $ 237,000 | $ 118,000 |
| Dawson, Georgia | 9 | $ 1,285,000 | $ 142,777 | $ 98,000 |
| Gilmer, Georgia | 9 | $ 1,135,000 | $ 126,111 | $ 126,000 |
| Richmond, Georgia | 9 | $ 768,000 | $ 85,333 | $ 31,000 |
| Kane, Illinois | 9 | $ 1,121,000 | $ 124,555 | $ 78,000 |
| McHenry, Illinois | 9 | $ 1,255,000 | $ 139,444 | $ 32,000 |
| Berkshire, Massachusetts | 9 | $ 1,684,000 | $ 187,111 | $ 58,000 |
| Charlevoix, Michigan | 9 | $ 1,037,000 | $ 115,222 | $ 46,000 |
| St. Clair, Michigan | 9 | $ 1,497,000 | $ 166,333 | $ 52,000 |
| Oswego, New York | 9 | $ 534,000 | $ 59,333 | $ 37,000 |
| Sevier, Tennessee | 9 | $ 716,000 | $ 79,555 | $ 157,000 |
| Hays, Texas | 9 | $ 1,285,000 | $ 142,777 | $ 293,000 |
| Montgomery, Texas | 9 | $ 810,000 | $ 90,000 | $ 155,000 |
| Nueces, Texas | 9 | $ 781,000 | $ 86,777 | $ 54,000 |
| Chesapeake, Virginia | 9 | $ 1,213,000 | $ 134,777 | $ 62,000 |
| Loudoun, Virginia | 9 | $ 1,824,000 | $ 202,666 | $ 62,000 |
| Russell, Alabama | 8 | $ 668,000 | $ 83,500 | $ 33,000 |
| Tallapoosa, Alabama | 8 | $ 1,307,000 | $ 163,375 | $ 199,000 |
| El Dorado, California | 8 | $ 1,720,000 | $ 215,000 | $ 113,000 |
| Garfield, Colorado | 8 | $ 2,382,000 | $ 297,750 | $ 235,000 |
| Kent, Delaware | 8 | $ 1,165,000 | $ 145,625 | $ 61,000 |
| Martin, Florida | 8 | $ 1,544,000 | $ 193,000 | $ 122,000 |
| Effingham, Georgia | 8 | $ 681,000 | $ 85,125 | $ 97,000 |
| Greene, Georgia | 8 | $ 1,223,000 | $ 152,875 | $ 127,000 |
| Meriwether, Georgia | 8 | $ 609,000 | $ 76,125 | $ 49,000 |
| Hawaii, Hawaii | 8 | $ 3,386,000 | $ 423,250 | $ 266,000 |
| St. Tammany, Louisiana | 8 | $ 808,000 | $ 101,000 | $ 93,000 |
| Frederick, Maryland | 8 | $ 2,110,000 | $ 263,750 | $ 117,000 |
| Allegan, Michigan | 8 | $ 860,000 | $ 107,500 | $ 32,000 |
| Eaton, Michigan | 8 | $ 1,010,000 | $ 126,250 | $ 26,000 |
| Tuscola, Michigan | 8 | $ 733,000 | $ 91,625 | $ 52,000 |
| Bernalillo, New Mexico | 8 | $ 1,021,000 | $ 127,625 | $ 50,000 |
| Cayuga, New York | 8 | $ 439,000 | $ 54,875 | $ 22,000 |
| Chenango, New York | 8 | $ 597,000 | $ 74,625 | $ 36,000 |
| Cabarrus, North Carolina | 8 | $ 900,000 | $ 112,500 | $ 45,000 |
| Butler, Pennsylvania | 8 | $ 942,000 | $ 117,750 | $ 82,000 |
| Madison, Tennessee | 8 | $ 688,000 | $ 86,000 | $ 114,000 |
| Alexandria, Virginia | 8 | $ 1,639,000 | $ 204,875 | $ 97,000 |
| Spokane, Washington | 8 | $ 1,067,000 | $ 133,375 | $ 162,000 |
| Flagler, Florida | 7 | $ 1,205,000 | $ 172,142 | $ 103,000 |
| Lake, Florida | 7 | $ 1,038,000 | $ 148,285 | $ 35,000 |
| Laurens, Georgia | 7 | $ 616,000 | $ 88,000 | $ 40,000 |
| Liberty, Georgia | 7 | $ 584,000 | $ 83,428 | $ 47,000 |
| White, Georgia | 7 | $ 640,000 | $ 91,428 | $ 60,000 |
| Honolulu, Hawaii | 7 | $ 2,769,000 | $ 395,571 | $ 99,000 |
| Allen, Indiana | 7 | $ 969,000 | $ 138,428 | $ 82,000 |
| Dukes, Massachusetts | 7 | $ 2,175,000 | $ 310,714 | $ 180,000 |
| Berrien, Michigan | 7 | $ 740,000 | $ 105,714 | $ 37,000 |
| Hennepin, Minnesota | 7 | $ 1,575,000 | $ 225,000 | $ 253,000 |
| Grafton, New Hampshire | 7 | $ 675,000 | $ 96,428 | $ 63,000 |
| Merrimack, New Hampshire | 7 | $ 787,000 | $ 112,428 | $ 91,000 |
| Chautauqua, New York | 7 | $ 681,000 | $ 97,285 | $ 53,000 |
| Essex, New York | 7 | $ 1,239,000 | $ 177,000 | $ 56,000 |
| Fulton, New York | 7 | $ 743,000 | $ 106,142 | $ 88,000 |
| Greene, New York | 7 | $ 1,116,000 | $ 159,428 | $ 95,000 |
| Tompkins, New York | 7 | $ 830,000 | $ 118,571 | $ 63,000 |
| Jackson, North Carolina | 7 | $ 782,000 | $ 111,714 | $ 178,000 |
| Fairfield, Ohio | 7 | $ 1,246,000 | $ 178,000 | $ 73,000 |
| Medina, Ohio | 7 | $ 816,000 | $ 116,571 | $ 50,000 |
| Portage, Ohio | 7 | $ 851,000 | $ 121,571 | $ 61,000 |
| Brazoria, Texas | 7 | $ 702,000 | $ 100,285 | $ 50,000 |
| Salt Lake, Utah | 7 | $ 1,896,000 | $ 270,857 | $ 157,000 |
| Windham, Vermont | 7 | $ 1,182,000 | $ 168,857 | $ 171,000 |
| Spotsylvania, Virginia | 7 | $ 1,478,000 | $ 211,142 | $ 100,000 |
| Skagit, Washington | 7 | $ 843,000 | $ 120,428 | $ 50,000 |
| Yavapai, Arizona | 6 | $ 1,921,000 | $ 320,166 | $ 66,000 |
| Merced, California | 6 | $ 1,049,000 | $ 174,833 | $ 67,000 |
| Park, Colorado | 6 | $ 754,000 | $ 125,666 | $ 132,000 |
| Baldwin, Georgia | 6 | $ 440,000 | $ 73,333 | $ 64,000 |
| Ada, Idaho | 6 | $ 458,000 | $ 76,333 | $ 116,000 |
| York, Maine | 6 | $ 1,152,000 | $ 192,000 | $ 76,000 |
| Charles, Maryland | 6 | $ 701,000 | $ 116,833 | $ 59,000 |
| St. Mary's, Maryland | 6 | $ 1,115,000 | $ 185,833 | $ 83,000 |
| Worcester, Maryland | 6 | $ 1,346,000 | $ 224,333 | $ 93,000 |
| Franklin, Massachusetts | 6 | $ 866,000 | $ 144,333 | $ 72,000 |
| Jackson, Michigan | 6 | $ 941,000 | $ 156,833 | $ 109,000 |
| Ramsey, Minnesota | 6 | $ 1,202,000 | $ 200,333 | $ 70,000 |
| DeSoto, Mississippi | 6 | $ 631,000 | $ 105,166 | $ 91,000 |
| Jackson, Mississippi | 6 | $ 499,000 | $ 83,166 | $ 69,000 |
| St. Charles, Missouri | 6 | $ 993,000 | $ 165,500 | $ 96,000 |
| Santa Fe, New Mexico | 6 | $ 2,022,000 | $ 337,000 | $ 232,000 |
| Montgomery, New York | 6 | $ 531,000 | $ 88,500 | $ 83,000 |
| Niagara, New York | 6 | $ 694,000 | $ 115,666 | $ 49,000 |
| Wayne, New York | 6 | $ 472,000 | $ 78,666 | $ 58,000 |
| Buncombe, North Carolina | 6 | $ 705,000 | $ 117,500 | $ 33,000 |
| Caldwell, North Carolina | 6 | $ 1,284,000 | $ 214,000 | $ 82,000 |
| Pitt, North Carolina | 6 | $ 926,000 | $ 154,333 | $ 100,000 |
| Adams, Ohio | 6 | $ 440,000 | $ 73,333 | $ 29,000 |
| Brown, Ohio | 6 | $ 630,000 | $ 105,000 | $ 51,000 |
| Montgomery, Ohio | 6 | $ 423,000 | $ 70,500 | $ 28,000 |
| Stark, Ohio | 6 | $ 741,000 | $ 123,500 | $ 41,000 |
| Tulsa, Oklahoma | 6 | $ 606,000 | $ 101,000 | $ 99,000 |
| Marion, Oregon | 6 | $ 707,000 | $ 117,833 | $ 70,000 |
| Florence, South Carolina | 6 | $ 333,000 | $ 55,500 | $ 38,000 |
| Hamilton, Tennessee | 6 | $ 289,000 | $ 48,166 | $ 38,000 |
| Knox, Tennessee | 6 | $ 488,000 | $ 81,333 | $ 66,000 |
| Bell, Texas | 6 | $ 365,000 | $ 60,833 | $ 112,000 |
| Comal, Texas | 6 | $ 1,819,000 | $ 303,166 | $ 143,000 |
| Henrico, Virginia | 6 | $ 912,000 | $ 152,000 | $ 61,000 |
| Stafford, Virginia | 6 | $ 839,000 | $ 139,833 | $ 121,000 |
| Kitsap, Washington | 6 | $ 1,097,000 | $ 182,833 | $ 81,000 |
| Thurston, Washington | 6 | $ 813,000 | $ 135,500 | $ 104,000 |
| Anchorage, Alaska | 5 | $ 815,000 | $ 163,000 | $ 108,000 |
| Mendocino, California | 5 | $ 1,488,000 | $ 297,600 | $ 107,000 |
| Tuolumne, California | 5 | $ 1,370,000 | $ 274,000 | $ 104,000 |
| Summit, Colorado | 5 | $ 669,000 | $ 133,800 | $ 74,000 |
| Teller, Colorado | 5 | $ 588,000 | $ 117,600 | $ 85,000 |
| Alachua, Florida | 5 | $ 906,000 | $ 181,200 | $ 355,000 |
| Indian River, Florida | 5 | $ 376,000 | $ 75,200 | $ 111,000 |
| Okeechobee, Florida | 5 | $ 542,000 | $ 108,400 | $ 16,000 |
| Bryan, Georgia | 5 | $ 613,000 | $ 122,600 | $ 37,000 |
| Columbia, Georgia | 5 | $ 575,000 | $ 115,000 | $ 100,000 |
| Elbert, Georgia | 5 | $ 345,000 | $ 69,000 | $ 46,000 |
| Glynn, Georgia | 5 | $ 919,000 | $ 183,800 | $ 103,000 |
| Houston, Georgia | 5 | $ 381,000 | $ 76,200 | $ 48,000 |
| Mitchell, Georgia | 5 | $ 318,000 | $ 63,600 | $ 36,000 |
| Muscogee, Georgia | 5 | $ 674,000 | $ 134,800 | $ 56,000 |
| Peach, Georgia | 5 | $ 397,000 | $ 79,400 | $ 27,000 |
| Walker, Georgia | 5 | $ 395,000 | $ 79,000 | $ 64,000 |
| Hamilton, Indiana | 5 | $ 823,000 | $ 164,600 | $ 55,000 |
| Kennebec, Maine | 5 | $ 401,000 | $ 80,200 | $ 74,000 |
| Carroll, Maryland | 5 | $ 1,052,000 | $ 210,400 | $ 51,000 |
| Cecil, Maryland | 5 | $ 774,000 | $ 154,800 | $ 51,000 |
| Bay, Michigan | 5 | $ 460,000 | $ 92,000 | $ 68,000 |
| Ottawa, Michigan | 5 | $ 450,000 | $ 90,000 | $ 19,000 |
| Lafayette, Missouri | 5 | $ 363,000 | $ 72,600 | $ 106,000 |
| St. Louis City, Missouri | 5 | $ 658,000 | $ 131,600 | $ 144,000 |
| Douglas, Nebraska | 5 | $ 948,000 | $ 189,600 | $ 159,000 |
| Washoe, Nevada | 5 | $ 684,000 | $ 136,800 | $ 16,000 |
| Carroll, New Hampshire | 5 | $ 716,000 | $ 143,200 | $ 252,000 |
| Broome, New York | 5 | $ 352,000 | $ 70,400 | $ 69,000 |
| Ashtabula, Ohio | 5 | $ 316,000 | $ 63,200 | $ 34,000 |
| Butler, Ohio | 5 | $ 631,000 | $ 126,200 | $ 38,000 |
| Lucas, Ohio | 5 | $ 264,000 | $ 52,800 | $ 65,000 |
| Trumbull, Ohio | 5 | $ 497,000 | $ 99,400 | $ 42,000 |
| Blair, Pennsylvania | 5 | $ 543,000 | $ 108,600 | $ 41,000 |
| Lycoming, Pennsylvania | 5 | $ 419,000 | $ 83,800 | $ 45,000 |
| Northumberland, Pennsylvania | 5 | $ 495,000 | $ 99,000 | $ 41,000 |
| Venango, Pennsylvania | 5 | $ 254,000 | $ 50,800 | $ 70,000 |
| Westmoreland, Pennsylvania | 5 | $ 357,000 | $ 71,400 | $ 43,000 |
| Aiken, South Carolina | 5 | $ 487,000 | $ 97,400 | $ 61,000 |
| Berkeley, South Carolina | 5 | $ 662,000 | $ 132,400 | $ 56,000 |
| Galveston, Texas | 5 | $ 634,000 | $ 126,800 | $ 150,000 |
| Parker, Texas | 5 | $ 544,000 | $ 108,800 | $ 51,000 |
| Rutland, Vermont | 5 | $ 364,000 | $ 72,800 | $ 52,000 |
| Hanover, Virginia | 5 | $ 981,000 | $ 196,200 | $ 58,000 |
| Norfolk, Virginia | 5 | $ 497,000 | $ 99,400 | $ 49,000 |
| Richmond City, Virginia | 5 | $ 915,000 | $ 183,000 | $ 93,000 |
| Suffolk, Virginia | 5 | $ 781,000 | $ 156,200 | $ 46,000 |
| Butte, California | 4 | $ 1,072,000 | $ 268,000 | $ 149,000 |
| Calaveras, California | 4 | $ 585,000 | $ 146,250 | $ 121,000 |
| Madera, California | 4 | $ 528,000 | $ 132,000 | $ 119,000 |
| Napa, California | 4 | $ 907,000 | $ 226,750 | $ 73,000 |
| Nevada, California | 4 | $ 870,000 | $ 217,500 | $ 47,000 |
| Plumas, California | 4 | $ 860,000 | $ 215,000 | $ 108,000 |
| Tehama, California | 4 | $ 633,000 | $ 158,250 | $ 63,000 |
| Yolo, California | 4 | $ 852,000 | $ 213,000 | $ 87,000 |
| Archuleta, Colorado | 4 | $ 378,000 | $ 94,500 | $ 71,000 |
| Broomfield, Colorado | 4 | $ 544,000 | $ 136,000 | $ 38,000 |
| Eagle, Colorado | 4 | $ 583,000 | $ 145,750 | $ 81,000 |
| Montrose, Colorado | 4 | $ 260,000 | $ 65,000 | $ 87,000 |
| Columbia, Florida | 4 | $ 381,000 | $ 95,250 | $ 78,000 |
| Catoosa, Georgia | 4 | $ 330,000 | $ 82,500 | $ 155,000 |
| Franklin, Georgia | 4 | $ 285,000 | $ 71,250 | $ 81,000 |
| Rabun, Georgia | 4 | $ 1,484,000 | $ 371,000 | $ 301,000 |
| Union, Georgia | 4 | $ 342,000 | $ 85,500 | $ 70,000 |
| Whitfield, Georgia | 4 | $ 1,150,000 | $ 287,500 | $ 109,000 |
| Maui, Hawaii | 4 | $ 946,000 | $ 236,500 | $ 188,000 |
| Johnson, Kansas | 4 | $ 1,363,000 | $ 340,750 | $ 109,000 |
| Wyandotte, Kansas | 4 | $ 277,000 | $ 69,250 | $ 20,000 |
| Penobscot, Maine | 4 | $ 414,000 | $ 103,500 | $ 44,000 |
| Ionia, Michigan | 4 | $ 298,000 | $ 74,500 | $ 38,000 |
| Kalamazoo, Michigan | 4 | $ 451,000 | $ 112,750 | $ 27,000 |
| Midland, Michigan | 4 | $ 496,000 | $ 124,000 | $ 44,000 |
| Montcalm, Michigan | 4 | $ 320,000 | $ 80,000 | $ 42,000 |
| Saginaw, Michigan | 4 | $ 348,000 | $ 87,000 | $ 21,000 |
| Flathead, Montana | 4 | $ 672,000 | $ 168,000 | $ 93,000 |
| Yellowstone, Montana | 4 | $ 233,000 | $ 58,250 | $ 1,000 |
| Coos, New Hampshire | 4 | $ 435,000 | $ 108,750 | $ 90,000 |
| Sandoval, New Mexico | 4 | $ 440,000 | $ 110,000 | $ 112,000 |
| Clinton, New York | 4 | $ 355,000 | $ 88,750 | $ 72,000 |
| Madison, New York | 4 | $ 300,000 | $ 75,000 | $ 58,000 |
| Steuben, New York | 4 | $ 237,000 | $ 59,250 | $ 22,000 |
| Warren, New York | 4 | $ 516,000 | $ 129,000 | $ 51,000 |
| Washington, New York | 4 | $ 387,000 | $ 96,750 | $ 64,000 |
| Alamance, North Carolina | 4 | $ 500,000 | $ 125,000 | $ 76,000 |
| Hoke, North Carolina | 4 | $ 238,000 | $ 59,500 | $ 83,000 |
| New Hanover, North Carolina | 4 | $ 735,000 | $ 183,750 | $ 105,000 |
| Allen, Ohio | 4 | $ 287,000 | $ 71,750 | $ 59,000 |
| Clermont, Ohio | 4 | $ 771,000 | $ 192,750 | $ 42,000 |
| Erie, Ohio | 4 | $ 533,000 | $ 133,250 | $ 226,000 |
| Licking, Ohio | 4 | $ 359,000 | $ 89,750 | $ 28,000 |
| Wood, Ohio | 4 | $ 530,000 | $ 132,500 | $ 51,000 |
| Union, Oregon | 4 | $ 325,000 | $ 81,250 | $ 79,000 |
| Clinton, Pennsylvania | 4 | $ 389,000 | $ 97,250 | $ 43,000 |
| Cumberland, Pennsylvania | 4 | $ 557,000 | $ 139,250 | $ 51,000 |
| Lebanon, Pennsylvania | 4 | $ 413,000 | $ 103,250 | $ 70,000 |
| Hidalgo, Texas | 4 | $ 458,000 | $ 114,500 | $ 34,000 |
| Wilson, Texas | 4 | $ 487,000 | $ 121,750 | $ 82,000 |
| Iron, Utah | 4 | $ 315,000 | $ 78,750 | $ 90,000 |
| Newport News, Virginia | 4 | $ 368,000 | $ 92,000 | $ 74,000 |
| Portsmouth, Virginia | 4 | $ 310,000 | $ 77,500 | $ 102,000 |
| Clallam, Washington | 4 | $ 410,000 | $ 102,500 | $ 43,000 |
| Laramie, Wyoming | 4 | $ 357,000 | $ 89,250 | $ 67,000 |
| Elmore, Alabama | 3 | $ 372,000 | $ 124,000 | $ 87,000 |
| Greene, Alabama | 3 | $ 217,000 | $ 72,333 | $ 67,000 |
| Randolph, Alabama | 3 | $ 320,000 | $ 106,666 | $ 134,000 |
| Tuscaloosa, Alabama | 3 | $ 258,000 | $ 86,000 | $ 50,000 |
| San Benito, California | 3 | $ 1,319,000 | $ 439,666 | $ 89,000 |
| Shasta, California | 3 | $ 455,000 | $ 151,666 | $ 84,000 |
| Sussex, Delaware | 3 | $ 836,000 | $ 278,666 | $ 304,000 |
| Nassau, Florida | 3 | $ 365,000 | $ 121,666 | $ 267,000 |
| Harris, Georgia | 3 | $ 488,000 | $ 162,666 | $ 126,000 |
| Heard, Georgia | 3 | $ 257,000 | $ 85,666 | $ 38,000 |
| Peoria, Illinois | 3 | $ 398,000 | $ 132,666 | $ 59,000 |
| Winnebago, Illinois | 3 | $ 270,000 | $ 90,000 | $ 181,000 |
| Johnson, Indiana | 3 | $ 200,000 | $ 66,666 | $ 32,000 |
| Lake, Indiana | 3 | $ 314,000 | $ 104,666 | $ 54,000 |
Mortgage Loan Application Detail Totals for Opteum Financial Services LLC in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,147 | $3,513,067,000 | $135,666 | $1,755,000 | $89,625 | $8,511,000 |
| Refinancing | 13,589 | $2,733,216,000 | $174,187 | $3,900,000 | $79,333 | $4,020,000 |
| Home Improvement | 40 | $6,986,000 | $186,692 | $1,500,000 | $72,384 | $177,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,586 | $3,285,638,000 | $155,916 | $3,900,000 | $89,354 | $4,020,000 |
| Not Provided | 6,541 | $1,018,796,000 | $150,434 | $2,940,000 | $83,065 | $1,663,000 |
| Black or African American | 6,070 | $877,884,000 | $128,538 | $1,000,000 | $75,666 | $8,511,000 |
| Hispanic | 4,087 | $768,417,000 | $138,030 | $2,200,000 | $67,363 | $960,000 |
| Asian | 1,223 | $251,407,000 | $166,575 | $1,170,000 | $89,060 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 169 | $31,185,000 | $168,588 | $680,000 | $73,058 | $264,000 |
| American Indian or Alaskan Native | 100 | $19,942,000 | $220,555 | $1,425,000 | $82,722 | $590,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,334 | $5,765,988,000 | $152,959 | $3,900,000 | $88,612 | $8,511,000 |
| FHA-insured (Federal Housing Administration) | 3,168 | $445,662,000 | $127,085 | $499,000 | $44,228 | $347,000 |
| VA-guaranteed (Veterans Administration) | 267 | $40,775,000 | $137,391 | $245,000 | $44,043 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $844,000 | $120,000 | $180,000 | $40,500 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,777 | $3,574,579,000 | $151,936 | $3,900,000 | $83,170 | $8,511,000 |
| Application Withdrawn By Applicant | 8,889 | $1,456,686,000 | $142,787 | $2,940,000 | $82,063 | $1,663,000 |
| Application Approved But Not Accepted | 3,833 | $786,518,000 | $151,069 | $2,000,000 | $83,581 | $1,785,000 |
| Application Denied By Financial Institution | 2,227 | $425,249,000 | $154,422 | $2,700,000 | $78,711 | $1,320,000 |
| File Closed For Incompleteness | 50 | $10,237,000 | $192,000 | $1,300,000 | $110,444 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 734 | $143,075,000 | $117,787 | $1,380,000 | $77,090 | $950,000 |
| Credit History | 603 | $116,673,000 | $195,789 | $2,700,000 | $77,657 | $1,320,000 |
| Collateral | 424 | $80,508,000 | $141,620 | $1,500,000 | $91,241 | $1,010,000 |
| Debt-To-Income Ratio | 215 | $36,523,000 | $136,875 | $636,000 | $63,500 | $403,000 |
| Unverifiable Information | 99 | $23,235,000 | $180,769 | $904,000 | $71,461 | $477,000 |
| Employment History | 98 | $18,023,000 | $125,050 | $1,000,000 | $66,200 | $325,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $3,946,000 | $138,818 | $371,000 | $69,545 | $262,000 |
| Credit Application Incomplete | 23 | $2,767,000 | $120,500 | $298,000 | $36,833 | $180,000 |
| Mortgage Insurance Denied | 3 | $499,000 | $166,333 | $376,000 | $79,333 | $148,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Opteum Financial Services LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Opteum Financial Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About