Oxford Lending Group, LLC Mortgage Lending & HMDA Data, 2010
In 2010, Oxford Lending Group, LLC of Columbus, OH reported 1,594 mortgage applications totaling $342.6 million, up 29% from 2009. The average application was for $214,941, and applicants reported an average income of $82,074. 53% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Columbus, OH (125), Washington-Arlington-Alexandria, DC-VA-MD-WV (45) and Phoenix-Mesa-Glendale, AZ (38) (applications in parentheses).
| Mortgage Company & Address | Oxford Lending Group, LLC 1 East Campus View Blvd Ste #200 Columbus, OH 43235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,594 |
| Total Mortgage Loan Application Amount | $342,617,000 |
| Average Mortgage Loan Application Amount | $214,941 |
| Highest Mortgage Loan Application Amount | $721,000 |
| Average Applicant Income | $82,074 |
| Highest Applicant Income | $925,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Oxford Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 125 | $ 22,647,000 | $ 181,176 | $ 91,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 45 | $ 13,923,000 | $ 309,400 | $ 122,066 |
| Phoenix-Mesa-Glendale, AZ | 38 | $ 7,520,000 | $ 197,894 | $ 71,000 |
| Houston-Sugar Land-Baytown, TX | 30 | $ 6,205,000 | $ 206,833 | $ 131,000 |
| Atlanta-Sandy Springs-Marietta, GA | 28 | $ 5,304,000 | $ 189,428 | $ 67,000 |
| Dallas-Plano-Irving, TX | 27 | $ 6,171,000 | $ 228,555 | $ 104,000 |
| Hartford-West Hartford-East Hartford, CT | 27 | $ 6,061,000 | $ 224,481 | $ 80,000 |
| Cleveland-Elyria-Mentor, OH | 24 | $ 4,364,000 | $ 181,833 | $ 91,000 |
| Austin-Round Rock-San Marcos, TX | 21 | $ 5,129,000 | $ 244,238 | $ 104,000 |
| Denver-Aurora-Broomfield, CO | 20 | $ 4,671,000 | $ 233,550 | $ 77,000 |
| Seattle-Bellevue-Everett, WA | 20 | $ 6,424,000 | $ 321,200 | $ 90,000 |
| Cincinnati-Middletown, OH-KY-IN | 18 | $ 3,691,000 | $ 205,055 | $ 84,888 |
| Boston-Quincy, MA | 17 | $ 5,531,000 | $ 325,352 | $ 113,000 |
| St. Louis, MO-IL | 17 | $ 3,296,000 | $ 193,882 | $ 76,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 3,378,000 | $ 198,705 | $ 75,000 |
| Akron, OH | 16 | $ 2,904,000 | $ 181,500 | $ 83,000 |
| Dayton, OH | 16 | $ 2,473,000 | $ 154,562 | $ 52,000 |
| Albuquerque, NM | 15 | $ 2,766,000 | $ 184,400 | $ 67,000 |
| Baltimore-Towson, MD | 15 | $ 4,233,000 | $ 282,200 | $ 75,000 |
| Indianapolis-Carmel, IN | 15 | $ 2,551,000 | $ 170,066 | $ 55,000 |
| Louisville-Jefferson County, KY-IN | 15 | $ 3,007,000 | $ 200,466 | $ 64,533 |
| Milwaukee-Waukesha-West Allis, WI | 15 | $ 3,064,000 | $ 204,266 | $ 76,000 |
| New Haven-Milford, CT | 15 | $ 3,580,000 | $ 238,666 | $ 74,000 |
| Peabody, MA | 14 | $ 4,033,000 | $ 288,071 | $ 80,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 14 | $ 2,883,000 | $ 205,928 | $ 111,714 |
| San Antonio-New Braunfels, TX | 14 | $ 2,951,000 | $ 210,785 | $ 122,000 |
| Cambridge-Newton-Framingham, MA | 13 | $ 4,421,000 | $ 340,076 | $ 91,000 |
| Fort Worth-Arlington, TX | 13 | $ 2,684,000 | $ 206,461 | $ 105,000 |
| Kansas City, MO-KS | 13 | $ 2,197,000 | $ 169,000 | $ 70,000 |
| Lexington-Fayette, KY | 13 | $ 2,557,000 | $ 196,692 | $ 67,000 |
| Providence-New Bedford-Fall River, RI-MA | 13 | $ 3,762,000 | $ 289,384 | $ 95,846 |
| Richmond, VA | 13 | $ 2,696,000 | $ 207,384 | $ 70,000 |
| Tacoma, WA | 13 | $ 3,020,000 | $ 232,307 | $ 52,000 |
| Worcester, MA | 13 | $ 2,871,000 | $ 220,846 | $ 81,000 |
| Mansfield, OH | 12 | $ 1,003,000 | $ 83,583 | $ 66,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 2,634,000 | $ 219,500 | $ 81,000 |
| Raleigh-Cary, NC | 12 | $ 3,316,000 | $ 276,333 | $ 128,000 |
| Honolulu, HI | 11 | $ 4,677,000 | $ 425,181 | $ 94,000 |
| Springfield, MO | 11 | $ 1,697,000 | $ 154,272 | $ 55,000 |
| Tampa-St. Petersburg-Clearwater, FL | 11 | $ 2,037,000 | $ 185,181 | $ 74,000 |
| Bethesda-Rockville-Frederick, MD | 10 | $ 3,311,000 | $ 331,100 | $ 120,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 3,360,000 | $ 336,000 | $ 144,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 1,764,000 | $ 176,400 | $ 47,000 |
| Tucson, AZ | 10 | $ 2,441,000 | $ 244,100 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 1,194,000 | $ 132,666 | $ 59,000 |
| Des Moines-West Des Moines, IA | 9 | $ 1,768,000 | $ 196,444 | $ 83,000 |
| Las Cruces, NM | 9 | $ 1,628,000 | $ 180,888 | $ 44,000 |
| Oklahoma City, OK | 9 | $ 1,896,000 | $ 210,666 | $ 92,000 |
| Corpus Christi, TX | 8 | $ 1,419,000 | $ 177,375 | $ 68,000 |
| Los Angeles-Long Beach-Glendale, CA | 8 | $ 3,566,000 | $ 445,750 | $ 163,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,606,000 | $ 200,750 | $ 64,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 7 | $ 1,561,000 | $ 223,000 | $ 63,428 |
| Chicago-Joliet-Naperville, IL | 7 | $ 1,552,000 | $ 221,714 | $ 99,000 |
| Naples-Marco Island, FL | 7 | $ 949,000 | $ 135,571 | $ 61,000 |
| New York-White Plains-Wayne, NY-NJ | 7 | $ 2,483,000 | $ 354,714 | $ 107,000 |
| Rockingham County-Strafford County, NH | 7 | $ 1,689,000 | $ 241,285 | $ 91,000 |
| Toledo, OH | 7 | $ 1,177,000 | $ 168,142 | $ 77,000 |
| Tulsa, OK | 7 | $ 1,349,000 | $ 192,714 | $ 64,000 |
| Canton-Massillon, OH | 6 | $ 644,000 | $ 107,333 | $ 51,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 853,000 | $ 142,166 | $ 50,000 |
| Mobile, AL | 6 | $ 818,000 | $ 136,333 | $ 59,000 |
| Oakland-Fremont-Hayward, CA | 6 | $ 1,933,000 | $ 322,166 | $ 134,000 |
| Olympia, WA | 6 | $ 1,369,000 | $ 228,166 | $ 78,000 |
| Roanoke, VA | 6 | $ 1,070,000 | $ 178,333 | $ 71,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,380,000 | $ 230,000 | $ 81,666 |
| Birmingham-Hoover, AL | 5 | $ 780,000 | $ 156,000 | $ 50,000 |
| Green Bay, WI | 5 | $ 872,000 | $ 174,400 | $ 58,000 |
| Jacksonville, FL | 5 | $ 816,000 | $ 163,200 | $ 60,000 |
| Manchester-Nashua, NH | 5 | $ 1,082,000 | $ 216,400 | $ 93,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 5 | $ 1,076,000 | $ 215,200 | $ 106,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 1,207,000 | $ 241,400 | $ 75,000 |
| Springfield, MA | 5 | $ 1,337,000 | $ 267,400 | $ 104,000 |
| Springfield, OH | 5 | $ 837,000 | $ 167,400 | $ 78,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 1,201,000 | $ 240,200 | $ 80,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 740,000 | $ 185,000 | $ 63,000 |
| Chattanooga, TN-GA | 4 | $ 621,000 | $ 155,250 | $ 54,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 684,000 | $ 171,000 | $ 44,000 |
| Dover, DE | 4 | $ 835,000 | $ 208,750 | $ 65,000 |
| Duluth, MN-WI | 4 | $ 916,000 | $ 229,000 | $ 64,000 |
| Fayetteville, NC | 4 | $ 917,000 | $ 229,250 | $ 96,000 |
| Madison, WI | 4 | $ 794,000 | $ 198,500 | $ 74,000 |
| Memphis, TN-MS-AR | 4 | $ 961,000 | $ 240,250 | $ 63,000 |
| Norwich-New London, CT | 4 | $ 1,005,000 | $ 251,250 | $ 77,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 619,000 | $ 154,750 | $ 89,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 1,877,000 | $ 469,250 | $ 158,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 1,617,000 | $ 404,250 | $ 108,000 |
| Appleton, WI | 3 | $ 405,000 | $ 135,000 | $ 48,000 |
| Boise City-Nampa, ID | 3 | $ 428,000 | $ 142,666 | $ 36,000 |
| Casper, WY | 3 | $ 396,000 | $ 132,000 | $ 97,000 |
| Cedar Rapids, IA | 3 | $ 410,000 | $ 136,666 | $ 36,000 |
| Cheyenne, WY | 3 | $ 443,000 | $ 147,666 | $ 28,000 |
| Clarksville, TN-KY | 3 | $ 640,000 | $ 213,333 | $ 89,000 |
| Columbia, SC | 3 | $ 379,000 | $ 126,333 | $ 68,000 |
| Decatur, AL | 3 | $ 515,000 | $ 171,666 | $ 41,000 |
| Durham-Chapel Hill, NC | 3 | $ 869,000 | $ 289,666 | $ 107,000 |
| Eau Claire, WI | 3 | $ 641,000 | $ 213,666 | $ 90,000 |
| Elizabethtown, KY | 3 | $ 482,000 | $ 160,666 | $ 34,000 |
| Harrisonburg, VA | 3 | $ 516,000 | $ 172,000 | $ 64,000 |
| Lynchburg, VA | 3 | $ 594,000 | $ 198,000 | $ 69,000 |
| Medford, OR | 3 | $ 770,000 | $ 256,666 | $ 71,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 822,000 | $ 274,000 | $ 83,000 |
| Morgantown, WV | 3 | $ 616,000 | $ 205,333 | $ 68,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 734,000 | $ 244,666 | $ 110,000 |
| Santa Ana-Anaheim-Irvine, CA | 3 | $ 1,041,000 | $ 347,000 | $ 118,000 |
| Santa Fe, NM | 3 | $ 755,000 | $ 251,666 | $ 62,000 |
| Tallahassee, FL | 3 | $ 650,000 | $ 216,666 | $ 59,000 |
| Wilmington, NC | 3 | $ 790,000 | $ 263,333 | $ 130,000 |
| Winston-Salem, NC | 3 | $ 943,000 | $ 314,333 | $ 308,000 |
| Anderson, SC | 2 | $ 582,000 | $ 291,000 | $ 76,000 |
| Barnstable Town, MA | 2 | $ 446,000 | $ 223,000 | $ 51,000 |
| Bellingham, WA | 2 | $ 426,000 | $ 213,000 | $ 52,000 |
| Bloomington, IN | 2 | $ 387,000 | $ 193,500 | $ 108,000 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Charleston-North Charleston-Summerville, SC | 2 | $ 346,000 | $ 173,000 | $ 60,000 |
| Charlottesville, VA | 2 | $ 357,000 | $ 178,500 | $ 54,000 |
| Cleveland, TN | 2 | $ 832,000 | $ 416,000 | $ 80,000 |
| Coeur D'Alene, ID | 2 | $ 363,000 | $ 181,500 | $ 44,000 |
| Colorado Springs, CO | 2 | $ 675,000 | $ 337,500 | $ 122,000 |
| Evansville, IN-KY | 2 | $ 335,000 | $ 167,500 | $ 22,000 |
| Farmington, NM | 2 | $ 241,000 | $ 120,500 | $ 65,000 |
| Fort Collins-Loveland, CO | 2 | $ 426,000 | $ 213,000 | $ 20,000 |
| Gary, IN | 2 | $ 363,000 | $ 181,500 | $ 84,000 |
| Greensboro-High Point, NC | 2 | $ 354,000 | $ 177,000 | $ 75,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 403,000 | $ 201,500 | $ 82,000 |
| Huntsville, AL | 2 | $ 671,000 | $ 335,500 | $ 85,000 |
| Idaho Falls, ID | 2 | $ 314,000 | $ 157,000 | $ 31,000 |
| Janesville, WI | 2 | $ 313,000 | $ 156,500 | $ 62,000 |
| Knoxville, TN | 2 | $ 258,000 | $ 129,000 | $ 54,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 411,000 | $ 205,500 | $ 64,000 |
| Lakeland-Winter Haven, FL | 2 | $ 405,000 | $ 202,500 | $ 52,000 |
| Longview, WA | 2 | $ 408,000 | $ 204,000 | $ 44,000 |
| Morristown, TN | 2 | $ 597,000 | $ 298,500 | $ 81,000 |
| Muncie, IN | 2 | $ 248,000 | $ 124,000 | $ 69,000 |
| North Port-Bradenton-Sarasota, FL | 2 | $ 317,000 | $ 158,500 | $ 55,000 |
| Ocala, FL | 2 | $ 251,000 | $ 125,500 | $ 38,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 646,000 | $ 323,000 | $ 168,000 |
| Rochester, NY | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Rome, GA | 2 | $ 343,000 | $ 171,500 | $ 40,000 |
| Salisbury, MD | 2 | $ 261,000 | $ 130,500 | $ 62,000 |
| Salt Lake City, UT | 2 | $ 938,000 | $ 469,000 | $ 32,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 986,000 | $ 493,000 | $ 318,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 229,000 | $ 114,500 | $ 68,000 |
| Spokane, WA | 2 | $ 479,000 | $ 239,500 | $ 90,000 |
| Tyler, TX | 2 | $ 688,000 | $ 344,000 | $ 95,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 268,000 | $ 134,000 | $ 72,000 |
| Amarillo, TX | 1 | $ 286,000 | $ 286,000 | $ 38,000 |
| Anniston-Oxford, AL | 1 | $ 257,000 | $ 257,000 | $ 101,000 |
| Asheville, NC | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| Athens-Clarke County, GA | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Auburn-Opelika, AL | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Bakersfield-Delano, CA | 1 | $ 324,000 | $ 324,000 | $ 119,000 |
| Beaumont-Port Arthur, TX | 1 | $ 228,000 | $ 228,000 | $ 157,000 |
| Bend, OR | 1 | $ 296,000 | $ 296,000 | $ 380,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 168,000 | $ 168,000 | $ 51,000 |
| Bowling Green, KY | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Brunswick, GA | 1 | $ 175,000 | $ 175,000 | $ 143,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Charleston, WV | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Chico, CA | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
| College Station-Bryan, TX | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Columbia, MO | 1 | $ 170,000 | $ 170,000 | $ 103,000 |
| Columbus, GA-AL | 1 | $ 396,000 | $ 396,000 | $ 99,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 137,000 | $ 137,000 | $ 85,000 |
| Danville, VA | 1 | $ 240,000 | $ 240,000 | $ 124,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 128,000 | $ 128,000 | $ 95,000 |
| Detroit-Livonia-Dearborn, MI | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Dubuque, IA | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| El Paso, TX | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Elkhart-Goshen, IN | 1 | $ 121,000 | $ 121,000 | $ 61,000 |
| Eugene-Springfield, OR | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Flagstaff, AZ | 1 | $ 157,000 | $ 157,000 | $ 40,000 |
| Florence-Muscle Shoals, AL | 1 | $ 346,000 | $ 346,000 | $ 126,000 |
| Fort Wayne, IN | 1 | $ 186,000 | $ 186,000 | $ 91,000 |
| Gainesville, FL | 1 | $ 153,000 | $ 153,000 | $ 88,000 |
| Gainesville, GA | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 97,000 | $ 97,000 | $ 75,000 |
| Jackson, MI | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| Jefferson City, MO | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Johnson City, TN | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Joplin, MO | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Kennewick-Pasco-Richland, WA | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 258,000 | $ 258,000 | $ 26,000 |
| Kokomo, IN | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Lansing-East Lansing, MI | 1 | $ 253,000 | $ 253,000 | $ 86,000 |
| Laredo, TX | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Montgomery, AL | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Nassau-Suffolk, NY | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Niles-Benton Harbor, MI | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Ogden-Clearfield, UT | 1 | $ 258,000 | $ 258,000 | $ 164,000 |
| Owensboro, KY | 1 | $ 277,000 | $ 277,000 | $ 130,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 680,000 | $ 680,000 | $ 272,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Philadelphia, PA | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 211,000 | $ 211,000 | $ 96,000 |
| Prescott, AZ | 1 | $ 173,000 | $ 173,000 | $ 62,000 |
| Provo-Orem, UT | 1 | $ 214,000 | $ 214,000 | $ 72,000 |
| Pueblo, CO | 1 | $ 264,000 | $ 264,000 | $ 84,000 |
| Punta Gorda, FL | 1 | $ 197,000 | $ 197,000 | $ 171,000 |
| Racine, WI | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Salem, OR | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| San Angelo, TX | 1 | $ 280,000 | $ 280,000 | $ 214,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Sheboygan, WI | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Sioux City, IA-NE-SD | 1 | $ 178,000 | $ 178,000 | $ 97,000 |
| Spartanburg, SC | 1 | $ 284,000 | $ 284,000 | $ 149,000 |
| St. Cloud, MN | 1 | $ 164,000 | $ 164,000 | $ 64,000 |
| Stockton, CA | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Sumter, SC | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Terre Haute, IN | 1 | $ 259,000 | $ 259,000 | $ 40,000 |
| Tuscaloosa, AL | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Victoria, TX | 1 | $ 184,000 | $ 184,000 | $ 75,000 |
| Wausau, WI | 1 | $ 212,000 | $ 212,000 | $ 91,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 423,000 | $ 423,000 | $ 121,000 |
| Wheeling, WV-OH | 1 | $ 162,000 | $ 162,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Oxford Lending Group, LLC in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,465 | $321,733,000 | $219,000 | $721,000 | $82,000 | $925,000 |
| Home Purchase | 118 | $18,703,000 | $158,000 | $500,000 | $83,000 | $463,000 |
| Home Improvement | 11 | $2,181,000 | $198,000 | $283,000 | $82,000 | $157,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,143 | $244,459,000 | $213,000 | $713,000 | $83,000 | $925,000 |
| Not Provided | 254 | $55,962,000 | $220,000 | $721,000 | $83,000 | $528,000 |
| Black or African American | 65 | $13,682,000 | $210,000 | $514,000 | $69,000 | $185,000 |
| Hispanic | 61 | $12,164,000 | $199,000 | $417,000 | $59,000 | $250,000 |
| Asian | 44 | $9,723,000 | $220,000 | $692,000 | $106,000 | $238,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,637,000 | $279,000 | $569,000 | $77,000 | $109,000 |
| Not applicable | 10 | $2,315,000 | $231,000 | $536,000 | $61,000 | $146,000 |
| American Indian or Alaskan Native | 4 | $675,000 | $168,000 | $300,000 | $79,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 812 | $163,989,000 | $201,000 | $721,000 | $64,000 | $310,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 771 | $176,798,000 | $229,000 | $713,000 | $101,000 | $925,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,830,000 | $166,000 | $423,000 | $56,000 | $121,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 846 | $174,411,000 | $206,000 | $680,000 | $81,000 | $672,000 |
| Application Denied By Financial Institution | 457 | $101,049,000 | $221,000 | $721,000 | $79,000 | $925,000 |
| Application Approved But Not Accepted | 205 | $47,796,000 | $233,000 | $672,000 | $89,000 | $495,000 |
| Application Withdrawn By Applicant | 55 | $12,581,000 | $228,000 | $713,000 | $102,000 | $528,000 |
| File Closed For Incompleteness | 28 | $6,245,000 | $223,000 | $417,000 | $73,000 | $250,000 |
| Loan Purchased By The Institution | 3 | $535,000 | $178,000 | $221,000 | $36,000 | $48,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 161 | $34,589,000 | $214,000 | $514,000 | $86,000 | $925,000 |
| Debt-To-Income Ratio | 103 | $23,680,000 | $229,000 | $721,000 | $63,000 | $352,000 |
| Other | 60 | $12,741,000 | $212,000 | $568,000 | $89,000 | $266,000 |
| Credit History | 34 | $6,726,000 | $197,000 | $692,000 | $54,000 | $189,000 |
| Unverifiable Information | 31 | $7,301,000 | $235,000 | $569,000 | $93,000 | $463,000 |
| Credit Application Incomplete | 25 | $5,058,000 | $202,000 | $356,000 | $79,000 | $148,000 |
| Employment History | 8 | $2,181,000 | $272,000 | $467,000 | $83,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,022,000 | $204,000 | $286,000 | $41,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Oxford Lending Group, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Oxford Lending Group, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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