Oxford Lending Group, LLC Mortgage Lending & HMDA Data, 2010

In 2010, Oxford Lending Group, LLC of Columbus, OH reported 1,594 mortgage applications totaling $342.6 million, up 29% from 2009. The average application was for $214,941, and applicants reported an average income of $82,074. 53% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Columbus, OH (125), Washington-Arlington-Alexandria, DC-VA-MD-WV (45) and Phoenix-Mesa-Glendale, AZ (38) (applications in parentheses).

Mortgage Company & Address Oxford Lending Group, LLC
1 East Campus View Blvd Ste #200
Columbus, OH 43235
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  
Total Number of Mortgage Applications 1,594
Total Mortgage Loan Application Amount $342,617,000
Average Mortgage Loan Application Amount $214,941
Highest Mortgage Loan Application Amount $721,000
Average Applicant Income $82,074
Highest Applicant Income $925,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Oxford Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Oxford Lending Group, LLC by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 78 $ 13,418,000 $ 172,025 $ 80,000
Maricopa, Arizona 34 $ 7,005,000 $ 206,029 $ 69,000
Delaware, Ohio 22 $ 5,346,000 $ 243,000 $ 111,000
Hartford, Connecticut 16 $ 3,381,000 $ 211,312 $ 74,000
New Haven, Connecticut 15 $ 3,580,000 $ 238,666 $ 74,000
Cuyahoga, Ohio 15 $ 2,806,000 $ 187,066 $ 96,000
King, Washington 15 $ 4,958,000 $ 330,533 $ 100,000
Essex, Massachusetts 14 $ 4,033,000 $ 288,071 $ 80,000
Harris, Texas 14 $ 2,921,000 $ 208,642 $ 118,000
Middlesex, Massachusetts 13 $ 4,421,000 $ 340,076 $ 91,000
Worcester, Massachusetts 13 $ 2,871,000 $ 220,846 $ 81,000
Summit, Ohio 13 $ 2,450,000 $ 188,461 $ 92,000
Travis, Texas 13 $ 3,475,000 $ 267,307 $ 104,000
Pierce, Washington 13 $ 3,020,000 $ 232,307 $ 52,000
District of Columbia, District Of Columbia 12 $ 3,244,000 $ 270,333 $ 166,000
Richland, Ohio 12 $ 1,003,000 $ 83,583 $ 66,000
Honolulu, Hawaii 11 $ 4,677,000 $ 425,181 $ 94,000
Bernalillo, New Mexico 11 $ 2,070,000 $ 188,181 $ 75,000
Wake, North Carolina 11 $ 3,110,000 $ 282,727 $ 134,000
Bexar, Texas 11 $ 1,884,000 $ 171,272 $ 117,000
Pima, Arizona 10 $ 2,441,000 $ 244,100 $ 73,000
Jefferson, Colorado 10 $ 2,272,000 $ 227,200 $ 80,000
Fairfield, Connecticut 10 $ 3,360,000 $ 336,000 $ 144,000
Jefferson, Kentucky 10 $ 2,002,000 $ 200,200 $ 60,000
Norfolk, Massachusetts 10 $ 3,640,000 $ 364,000 $ 132,000
Denton, Texas 10 $ 2,378,000 $ 237,800 $ 120,000
Fort Bend, Texas 10 $ 1,973,000 $ 197,300 $ 117,000
Lee, Florida 9 $ 1,194,000 $ 132,666 $ 59,000
Dona Ana, New Mexico 9 $ 1,628,000 $ 180,888 $ 44,000
Fairfield, Ohio 9 $ 1,477,000 $ 164,111 $ 109,000
Los Angeles, California 8 $ 3,566,000 $ 445,750 $ 163,000
Licking, Ohio 8 $ 1,345,000 $ 168,125 $ 88,000
Montgomery, Ohio 8 $ 1,334,000 $ 166,750 $ 57,000
Dallas, Texas 8 $ 1,937,000 $ 242,125 $ 88,000
Fairfax, Virginia 8 $ 2,512,000 $ 314,000 $ 112,000
Collier, Florida 7 $ 949,000 $ 135,571 $ 61,000
Polk, Iowa 7 $ 1,418,000 $ 202,571 $ 98,000
Montgomery, Maryland 7 $ 2,412,000 $ 344,571 $ 132,000
Prince George's, Maryland 7 $ 1,762,000 $ 251,714 $ 79,000
Jackson, Missouri 7 $ 1,258,000 $ 179,714 $ 70,000
Collin, Texas 7 $ 1,307,000 $ 186,714 $ 99,000
Tarrant, Texas 7 $ 1,407,000 $ 201,000 $ 103,000
Loudoun, Virginia 7 $ 2,379,000 $ 339,857 $ 116,000
Milwaukee, Wisconsin 7 $ 1,242,000 $ 177,428 $ 61,000
Mobile, Alabama 6 $ 818,000 $ 136,333 $ 59,000
Middlesex, Connecticut 6 $ 1,425,000 $ 237,500 $ 67,000
Broward, Florida 6 $ 853,000 $ 142,166 $ 50,000
Hillsborough, Florida 6 $ 1,083,000 $ 180,500 $ 61,000
DeKalb, Georgia 6 $ 1,250,000 $ 208,333 $ 50,000
Gwinnett, Georgia 6 $ 948,000 $ 158,000 $ 61,000
Anne Arundel, Maryland 6 $ 1,441,000 $ 240,166 $ 75,000
Christian, Missouri 6 $ 997,000 $ 166,166 $ 56,000
St. Charles, Missouri 6 $ 1,146,000 $ 191,000 $ 71,000
Stark, Ohio 6 $ 644,000 $ 107,333 $ 51,000
Warren, Ohio 6 $ 1,583,000 $ 263,833 $ 98,000
Oklahoma, Oklahoma 6 $ 1,280,000 $ 213,333 $ 77,000
Williamson, Texas 6 $ 1,344,000 $ 224,000 $ 111,000
Thurston, Washington 6 $ 1,369,000 $ 228,166 $ 78,000
Tolland, Connecticut 5 $ 1,255,000 $ 251,000 $ 115,000
Sussex, Delaware 5 $ 1,138,000 $ 227,600 $ 95,000
Palm Beach, Florida 5 $ 1,201,000 $ 240,200 $ 80,000
Johnson, Indiana 5 $ 669,000 $ 133,800 $ 46,000
Marion, Indiana 5 $ 900,000 $ 180,000 $ 46,000
Bristol, Massachusetts 5 $ 1,601,000 $ 320,200 $ 102,000
Greene, Missouri 5 $ 700,000 $ 140,000 $ 53,000
St. Louis, Missouri 5 $ 829,000 $ 165,800 $ 92,000
Hillsborough, New Hampshire 5 $ 1,082,000 $ 216,400 $ 93,000
Clark, Ohio 5 $ 837,000 $ 167,400 $ 78,000
Lucas, Ohio 5 $ 804,000 $ 160,800 $ 87,000
Washington, Oregon 5 $ 1,005,000 $ 201,000 $ 125,000
Horry, South Carolina 5 $ 1,076,000 $ 215,200 $ 106,000
Nueces, Texas 5 $ 873,000 $ 174,600 $ 74,000
Virginia Beach, Virginia 5 $ 891,000 $ 178,200 $ 72,000
Snohomish, Washington 5 $ 1,466,000 $ 293,200 $ 60,000
Washington, Wisconsin 5 $ 1,006,000 $ 201,200 $ 68,000
Pinal, Arizona 4 $ 515,000 $ 128,750 $ 93,000
San Diego, California 4 $ 1,877,000 $ 469,250 $ 158,000
New London, Connecticut 4 $ 1,005,000 $ 251,250 $ 77,000
Kent, Delaware 4 $ 835,000 $ 208,750 $ 65,000
New Castle, Delaware 4 $ 999,000 $ 249,750 $ 82,000
Brevard, Florida 4 $ 619,000 $ 154,750 $ 89,000
Duval, Florida 4 $ 636,000 $ 159,000 $ 43,000
Volusia, Florida 4 $ 684,000 $ 171,000 $ 44,000
Clark, Kentucky 4 $ 634,000 $ 158,500 $ 51,000
Fayette, Kentucky 4 $ 808,000 $ 202,000 $ 72,000
Hampden, Massachusetts 4 $ 1,054,000 $ 263,500 $ 108,000
Suffolk, Massachusetts 4 $ 1,162,000 $ 290,500 $ 80,000
Macomb, Michigan 4 $ 562,000 $ 140,500 $ 44,000
St. Louis, Minnesota 4 $ 916,000 $ 229,000 $ 64,000
Rockingham, New Hampshire 4 $ 1,067,000 $ 266,750 $ 89,000
Cumberland, North Carolina 4 $ 917,000 $ 229,250 $ 96,000
Hamilton, Ohio 4 $ 722,000 $ 180,500 $ 62,000
Knox, Ohio 4 $ 586,000 $ 146,500 $ 46,000
Pickaway, Ohio 4 $ 519,000 $ 129,750 $ 122,000
Clackamas, Oregon 4 $ 978,000 $ 244,500 $ 164,000
Davidson, Tennessee 4 $ 574,000 $ 143,500 $ 47,000
Hampton, Virginia 4 $ 708,000 $ 177,000 $ 80,000
Brown, Wisconsin 4 $ 600,000 $ 150,000 $ 57,000
Dane, Wisconsin 4 $ 794,000 $ 198,500 $ 74,000
Cochise, Arizona 3 $ 523,000 $ 174,333 $ 59,000
Alameda, California 3 $ 1,352,000 $ 450,666 $ 206,000
Contra Costa, California 3 $ 581,000 $ 193,666 $ 63,000
Orange, California 3 $ 1,041,000 $ 347,000 $ 118,000
San Francisco, California 3 $ 1,111,000 $ 370,333 $ 109,000
Adams, Colorado 3 $ 515,000 $ 171,666 $ 50,000
Arapahoe, Colorado 3 $ 656,000 $ 218,666 $ 64,000
Miami-Dade, Florida 3 $ 822,000 $ 274,000 $ 83,000
Orange, Florida 3 $ 739,000 $ 246,333 $ 96,000
Pinellas, Florida 3 $ 503,000 $ 167,666 $ 67,000
Columbia, Georgia 3 $ 601,000 $ 200,333 $ 74,000
Fulton, Georgia 3 $ 505,000 $ 168,333 $ 114,000
Hawaii, Hawaii 3 $ 799,000 $ 266,333 $ 85,000
Cook, Illinois 3 $ 678,000 $ 226,000 $ 124,000
Hamilton, Indiana 3 $ 692,000 $ 230,666 $ 91,000
Linn, Iowa 3 $ 410,000 $ 136,666 $ 36,000
Bullitt, Kentucky 3 $ 544,000 $ 181,333 $ 73,000
Hardin, Kentucky 3 $ 482,000 $ 160,666 $ 34,000
Jessamine, Kentucky 3 $ 711,000 $ 237,000 $ 79,000
Frederick, Maryland 3 $ 899,000 $ 299,666 $ 93,000
Howard, Maryland 3 $ 1,410,000 $ 470,000 $ 100,000
Plymouth, Massachusetts 3 $ 729,000 $ 243,000 $ 95,000
Anoka, Minnesota 3 $ 654,000 $ 218,000 $ 62,000
Hennepin, Minnesota 3 $ 620,000 $ 206,666 $ 76,000
Scott, Minnesota 3 $ 705,000 $ 235,000 $ 112,000
Clay, Missouri 3 $ 539,000 $ 179,666 $ 61,000
Jefferson, Missouri 3 $ 669,000 $ 223,000 $ 61,000
Strafford, New Hampshire 3 $ 622,000 $ 207,333 $ 93,000
Sandoval, New Mexico 3 $ 504,000 $ 168,000 $ 26,000
Santa Fe, New Mexico 3 $ 755,000 $ 251,666 $ 62,000
Durham, North Carolina 3 $ 869,000 $ 289,666 $ 107,000
Mecklenburg, North Carolina 3 $ 533,000 $ 177,666 $ 59,000
New Hanover, North Carolina 3 $ 790,000 $ 263,333 $ 130,000
Ashland, Ohio 3 $ 436,000 $ 145,333 $ 45,000
Ashtabula, Ohio 3 $ 695,000 $ 231,666 $ 113,000
Butler, Ohio 3 $ 586,000 $ 195,333 $ 109,000
Greene, Ohio 3 $ 484,000 $ 161,333 $ 56,000
Medina, Ohio 3 $ 428,000 $ 142,666 $ 73,000
Miami, Ohio 3 $ 442,000 $ 147,333 $ 55,000
Portage, Ohio 3 $ 454,000 $ 151,333 $ 43,000
Union, Ohio 3 $ 424,000 $ 141,333 $ 129,000
Tulsa, Oklahoma 3 $ 591,000 $ 197,000 $ 91,000
Jackson, Oregon 3 $ 770,000 $ 256,666 $ 71,000
Multnomah, Oregon 3 $ 607,000 $ 202,333 $ 50,000
Washington, Rhode Island 3 $ 828,000 $ 276,000 $ 101,000
Cumberland, Tennessee 3 $ 610,000 $ 203,333 $ 75,000
Rutherford, Tennessee 3 $ 496,000 $ 165,333 $ 23,000
Shelby, Tennessee 3 $ 704,000 $ 234,666 $ 61,000
Montgomery, Texas 3 $ 713,000 $ 237,666 $ 67,000
Wise, Texas 3 $ 625,000 $ 208,333 $ 88,000
Chesterfield, Virginia 3 $ 776,000 $ 258,666 $ 78,000
Franklin, Virginia 3 $ 640,000 $ 213,333 $ 68,000
Roanoke City, Virginia 3 $ 430,000 $ 143,333 $ 74,000
Grays Harbor, Washington 3 $ 410,000 $ 136,666 $ 44,000
Skagit, Washington 3 $ 734,000 $ 244,666 $ 110,000
Monongalia, West Virginia 3 $ 616,000 $ 205,333 $ 68,000
Waukesha, Wisconsin 3 $ 816,000 $ 272,000 $ 123,000
Laramie, Wyoming 3 $ 443,000 $ 147,666 $ 28,000
Lincoln, Wyoming 3 $ 618,000 $ 206,000 $ 51,000
Natrona, Wyoming 3 $ 396,000 $ 132,000 $ 97,000
Coffee, Alabama 2 $ 580,000 $ 290,000 $ 75,000
Escambia, Alabama 2 $ 388,000 $ 194,000 $ 100,000
Jefferson, Alabama 2 $ 245,000 $ 122,500 $ 25,000
Lawrence, Alabama 2 $ 410,000 $ 205,000 $ 53,000
Madison, Alabama 2 $ 671,000 $ 335,500 $ 85,000
Mohave, Arizona 2 $ 411,000 $ 205,500 $ 64,000
Santa Clara, California 2 $ 986,000 $ 493,000 $ 318,000
Denver, Colorado 2 $ 520,000 $ 260,000 $ 82,000
El Paso, Colorado 2 $ 675,000 $ 337,500 $ 122,000
Gunnison, Colorado 2 $ 656,000 $ 328,000 $ 131,000
Larimer, Colorado 2 $ 426,000 $ 213,000 $ 20,000
Lake, Florida 2 $ 468,000 $ 234,000 $ 45,000
Leon, Florida 2 $ 406,000 $ 203,000 $ 64,000
Marion, Florida 2 $ 251,000 $ 125,500 $ 38,000
Pasco, Florida 2 $ 451,000 $ 225,500 $ 120,000
Polk, Florida 2 $ 405,000 $ 202,500 $ 52,000
Barrow, Georgia 2 $ 305,000 $ 152,500 $ 27,000
Catoosa, Georgia 2 $ 339,000 $ 169,500 $ 65,000
Cherokee, Georgia 2 $ 399,000 $ 199,500 $ 40,000
Cobb, Georgia 2 $ 406,000 $ 203,000 $ 68,000
Floyd, Georgia 2 $ 343,000 $ 171,500 $ 40,000
Forsyth, Georgia 2 $ 492,000 $ 246,000 $ 112,000
Gordon, Georgia 2 $ 216,000 $ 108,000 $ 27,000
Newton, Georgia 2 $ 248,000 $ 124,000 $ 52,000
Ada, Idaho 2 $ 257,000 $ 128,500 $ 54,000
Bonneville, Idaho 2 $ 314,000 $ 157,000 $ 31,000
Kootenai, Idaho 2 $ 363,000 $ 181,500 $ 44,000
DuPage, Illinois 2 $ 481,000 $ 240,500 $ 100,000
Dearborn, Indiana 2 $ 295,000 $ 147,500 $ 86,000
Delaware, Indiana 2 $ 248,000 $ 124,000 $ 69,000
Dubois, Indiana 2 $ 338,000 $ 169,000 $ 69,000
Kosciusko, Indiana 2 $ 449,000 $ 224,500 $ 55,000
Monroe, Indiana 2 $ 387,000 $ 193,500 $ 108,000
St. Joseph, Indiana 2 $ 229,000 $ 114,500 $ 68,000
Monona, Iowa 2 $ 470,000 $ 235,000 $ 101,000
Bourbon, Kentucky 2 $ 404,000 $ 202,000 $ 74,000
Baltimore, Maryland 2 $ 399,000 $ 199,500 $ 53,000
Carroll, Maryland 2 $ 515,000 $ 257,500 $ 77,000
Cecil, Maryland 2 $ 381,000 $ 190,500 $ 81,000
Talbot, Maryland 2 $ 791,000 $ 395,500 $ 66,000
Wicomico, Maryland 2 $ 261,000 $ 130,500 $ 62,000
Barnstable, Massachusetts 2 $ 446,000 $ 223,000 $ 51,000
Oakland, Michigan 2 $ 542,000 $ 271,000 $ 105,000
Cook, Minnesota 2 $ 533,000 $ 266,500 $ 59,000
Rice, Minnesota 2 $ 352,000 $ 176,000 $ 35,000
Cape Girardeau, Missouri 2 $ 300,000 $ 150,000 $ 67,000
Clinton, Missouri 2 $ 270,000 $ 135,000 $ 94,000
Franklin, Missouri 2 $ 490,000 $ 245,000 $ 79,000
Gasconade, Missouri 2 $ 290,000 $ 145,000 $ 39,000
Phelps, Missouri 2 $ 351,000 $ 175,500 $ 59,000
Stone, Missouri 2 $ 253,000 $ 126,500 $ 29,000
Merrimack, New Hampshire 2 $ 468,000 $ 234,000 $ 89,000
Los Alamos, New Mexico 2 $ 459,000 $ 229,500 $ 128,000
San Juan, New Mexico 2 $ 241,000 $ 120,500 $ 65,000
Kings, New York 2 $ 970,000 $ 485,000 $ 126,000
Monroe, New York 2 $ 309,000 $ 154,500 $ 0
Richmond, New York 2 $ 764,000 $ 382,000 $ 84,000
Forsyth, North Carolina 2 $ 760,000 $ 380,000 $ 463,000
Guilford, North Carolina 2 $ 354,000 $ 177,000 $ 75,000
Union, North Carolina 2 $ 453,000 $ 226,500 $ 73,000
Auglaize, Ohio 2 $ 276,000 $ 138,000 $ 42,000
Champaign, Ohio 2 $ 291,000 $ 145,500 $ 83,000
Columbiana, Ohio 2 $ 263,000 $ 131,500 $ 31,000
Geauga, Ohio 2 $ 516,000 $ 258,000 $ 96,000
Guernsey, Ohio 2 $ 244,000 $ 122,000 $ 90,000
Lake, Ohio 2 $ 362,000 $ 181,000 $ 79,000
Lorain, Ohio 2 $ 252,000 $ 126,000 $ 94,000
Perry, Ohio 2 $ 422,000 $ 211,000 $ 61,000
Preble, Ohio 2 $ 213,000 $ 106,500 $ 19,000
Ross, Ohio 2 $ 133,000 $ 66,500 $ 38,000
Trumbull, Ohio 2 $ 268,000 $ 134,000 $ 72,000
Wood, Ohio 2 $ 373,000 $ 186,500 $ 51,000
Canadian, Oklahoma 2 $ 485,000 $ 242,500 $ 152,000
Creek, Oklahoma 2 $ 364,000 $ 182,000 $ 54,000
Delaware, Oklahoma 2 $ 271,000 $ 135,500 $ 34,000
Kent, Rhode Island 2 $ 641,000 $ 320,500 $ 105,000
Newport, Rhode Island 2 $ 522,000 $ 261,000 $ 68,000
Anderson, South Carolina 2 $ 582,000 $ 291,000 $ 76,000
Charleston, South Carolina 2 $ 346,000 $ 173,000 $ 60,000
Lexington, South Carolina 2 $ 293,000 $ 146,500 $ 65,000
Bradley, Tennessee 2 $ 832,000 $ 416,000 $ 80,000
Knox, Tennessee 2 $ 258,000 $ 129,000 $ 54,000
Montgomery, Tennessee 2 $ 362,000 $ 181,000 $ 114,000
Williamson, Tennessee 2 $ 513,000 $ 256,500 $ 80,000
Brazoria, Texas 2 $ 303,000 $ 151,500 $ 124,000
Parker, Texas 2 $ 462,000 $ 231,000 $ 191,000
San Patricio, Texas 2 $ 392,000 $ 196,000 $ 50,000
Smith, Texas 2 $ 688,000 $ 344,000 $ 95,000
Salt Lake, Utah 2 $ 938,000 $ 469,000 $ 32,000
Campbell, Virginia 2 $ 462,000 $ 231,000 $ 103,000
Chesapeake, Virginia 2 $ 710,000 $ 355,000 $ 78,000
Colonial Heights, Virginia 2 $ 314,000 $ 157,000 $ 95,000
Fauquier, Virginia 2 $ 1,035,000 $ 517,500 $ 171,000
Powhatan, Virginia 2 $ 378,000 $ 189,000 $ 66,000
Prince William, Virginia 2 $ 647,000 $ 323,500 $ 88,000
Richmond City, Virginia 2 $ 326,000 $ 163,000 $ 43,000
Rockingham, Virginia 2 $ 357,000 $ 178,500 $ 68,000
Spotsylvania, Virginia 2 $ 800,000 $ 400,000 $ 93,000
Clark, Washington 2 $ 293,000 $ 146,500 $ 68,000
Cowlitz, Washington 2 $ 408,000 $ 204,000 $ 44,000
Lewis, Washington 2 $ 448,000 $ 224,000 $ 86,000
Mason, Washington 2 $ 399,000 $ 199,500 $ 57,000
Spokane, Washington 2 $ 479,000 $ 239,500 $ 90,000
Whatcom, Washington 2 $ 426,000 $ 213,000 $ 52,000
Chippewa, Wisconsin 2 $ 316,000 $ 158,000 $ 76,000
Outagamie, Wisconsin 2 $ 245,000 $ 122,500 $ 40,000
Rock, Wisconsin 2 $ 313,000 $ 156,500 $ 62,000
Sawyer, Wisconsin 2 $ 381,000 $ 190,500 $ 58,000
Blount, Alabama 1 $ 139,000 $ 139,000 $ 57,000
Calhoun, Alabama 1 $ 257,000 $ 257,000 $ 101,000
Lauderdale, Alabama 1 $ 346,000 $ 346,000 $ 126,000
Lee, Alabama 1 $ 223,000 $ 223,000 $ 0
Macon, Alabama 1 $ 182,000 $ 182,000 $ 131,000
Marshall, Alabama 1 $ 276,000 $ 276,000 $ 88,000
Montgomery, Alabama 1 $ 160,000 $ 160,000 $ 120,000
Morgan, Alabama 1 $ 105,000 $ 105,000 $ 18,000
Pike, Alabama 1 $ 225,000 $ 225,000 $ 81,000
Shelby, Alabama 1 $ 150,000 $ 150,000 $ 74,000
Tuscaloosa, Alabama 1 $ 105,000 $ 105,000 $ 50,000
Walker, Alabama 1 $ 246,000 $ 246,000 $ 69,000
Apache, Arizona 1 $ 172,000 $ 172,000 $ 70,000
Coconino, Arizona 1 $ 157,000 $ 157,000 $ 40,000
La Paz, Arizona 1 $ 201,000 $ 201,000 $ 0
Navajo, Arizona 1 $ 165,000 $ 165,000 $ 0
Santa Cruz, Arizona 1 $ 115,000 $ 115,000 $ 144,000
Yavapai, Arizona 1 $ 173,000 $ 173,000 $ 62,000
Butte, California 1 $ 137,000 $ 137,000 $ 77,000
Kern, California 1 $ 324,000 $ 324,000 $ 119,000
Marin, California 1 $ 506,000 $ 506,000 $ 104,000
Riverside, California 1 $ 194,000 $ 194,000 $ 108,000
San Bernardino, California 1 $ 452,000 $ 452,000 $ 228,000
San Joaquin, California 1 $ 331,000 $ 331,000 $ 0
Santa Barbara, California 1 $ 125,000 $ 125,000 $ 99,000
Ventura, California 1 $ 680,000 $ 680,000 $ 272,000
Costilla, Colorado 1 $ 125,000 $ 125,000 $ 54,000
Douglas, Colorado 1 $ 356,000 $ 356,000 $ 91,000
Elbert, Colorado 1 $ 352,000 $ 352,000 $ 140,000
La Plata, Colorado 1 $ 259,000 $ 259,000 $ 46,000
Montezuma, Colorado 1 $ 132,000 $ 132,000 $ 50,000
Morgan, Colorado 1 $ 109,000 $ 109,000 $ 61,000
Pueblo, Colorado 1 $ 264,000 $ 264,000 $ 84,000
Litchfield, Connecticut 1 $ 161,000 $ 161,000 $ 40,000
Windham, Connecticut 1 $ 158,000 $ 158,000 $ 128,000
Alachua, Florida 1 $ 153,000 $ 153,000 $ 88,000
Bay, Florida 1 $ 108,000 $ 108,000 $ 58,000
Charlotte, Florida 1 $ 197,000 $ 197,000 $ 171,000
Citrus, Florida 1 $ 95,000 $ 95,000 $ 71,000
Gulf, Florida 1 $ 178,000 $ 178,000 $ 61,000
Jackson, Florida 1 $ 417,000 $ 417,000 $ 327,000
Manatee, Florida 1 $ 144,000 $ 144,000 $ 69,000
Martin, Florida 1 $ 211,000 $ 211,000 $ 96,000
Monroe, Florida 1 $ 270,000 $ 270,000 $ 67,000
Nassau, Florida 1 $ 180,000 $ 180,000 $ 129,000
Okaloosa, Florida 1 $ 137,000 $ 137,000 $ 85,000
Putnam, Florida 1 $ 154,000 $ 154,000 $ 64,000
Sarasota, Florida 1 $ 173,000 $ 173,000 $ 41,000
Sumter, Florida 1 $ 96,000 $ 96,000 $ 130,000
Suwannee, Florida 1 $ 372,000 $ 372,000 $ 47,000
Wakulla, Florida 1 $ 244,000 $ 244,000 $ 49,000
Camden, Georgia 1 $ 136,000 $ 136,000 $ 90,000
Fayette, Georgia 1 $ 182,000 $ 182,000 $ 43,000
Glynn, Georgia 1 $ 175,000 $ 175,000 $ 143,000
Habersham, Georgia 1 $ 207,000 $ 207,000 $ 46,000
Hall, Georgia 1 $ 130,000 $ 130,000 $ 29,000
Harris, Georgia 1 $ 396,000 $ 396,000 $ 99,000
Henry, Georgia 1 $ 285,000 $ 285,000 $ 110,000
Jackson, Georgia 1 $ 344,000 $ 344,000 $ 108,000
McDuffie, Georgia 1 $ 139,000 $ 139,000 $ 31,000
Morgan, Georgia 1 $ 119,000 $ 119,000 $ 77,000
Oglethorpe, Georgia 1 $ 235,000 $ 235,000 $ 112,000
Paulding, Georgia 1 $ 284,000 $ 284,000 $ 127,000
Boundary, Idaho 1 $ 91,000 $ 91,000 $ 45,000
Canyon, Idaho 1 $ 171,000 $ 171,000 $ 0
Twin Falls, Idaho 1 $ 193,000 $ 193,000 $ 34,000
Kane, Illinois 1 $ 184,000 $ 184,000 $ 62,000
McHenry, Illinois 1 $ 209,000 $ 209,000 $ 58,000
Allen, Indiana 1 $ 186,000 $ 186,000 $ 91,000
Elkhart, Indiana 1 $ 121,000 $ 121,000 $ 61,000
Fayette, Indiana 1 $ 141,000 $ 141,000 $ 57,000
Floyd, Indiana 1 $ 225,000 $ 225,000 $ 44,000
Henry, Indiana 1 $ 200,000 $ 200,000 $ 38,000
Howard, Indiana 1 $ 125,000 $ 125,000 $ 75,000
Huntington, Indiana 1 $ 148,000 $ 148,000 $ 57,000
Jasper, Indiana 1 $ 183,000 $ 183,000 $ 64,000
Morgan, Indiana 1 $ 126,000 $ 126,000 $ 0
Porter, Indiana 1 $ 180,000 $ 180,000 $ 104,000
Posey, Indiana 1 $ 214,000 $ 214,000 $ 0
Shelby, Indiana 1 $ 164,000 $ 164,000 $ 89,000
Vanderburgh, Indiana 1 $ 121,000 $ 121,000 $ 44,000
Vigo, Indiana 1 $ 259,000 $ 259,000 $ 40,000
Carroll, Iowa 1 $ 168,000 $ 168,000 $ 77,000
Cass, Iowa 1 $ 204,000 $ 204,000 $ 90,000
Dallas, Iowa 1 $ 115,000 $ 115,000 $ 57,000
Dubuque, Iowa 1 $ 150,000 $ 150,000 $ 69,000
Fayette, Iowa 1 $ 129,000 $ 129,000 $ 27,000
Scott, Iowa 1 $ 128,000 $ 128,000 $ 95,000
Warren, Iowa 1 $ 235,000 $ 235,000 $ 0
Woodbury, Iowa 1 $ 178,000 $ 178,000 $ 97,000
Boone, Kentucky 1 $ 193,000 $ 193,000 $ 86,000
Casey, Kentucky 1 $ 135,000 $ 135,000 $ 0
Jackson, Kentucky 1 $ 165,000 $ 165,000 $ 36,000
Kenton, Kentucky 1 $ 143,000 $ 143,000 $ 53,000
Madison, Kentucky 1 $ 180,000 $ 180,000 $ 62,000
McLean, Kentucky 1 $ 277,000 $ 277,000 $ 130,000
Nelson, Kentucky 1 $ 236,000 $ 236,000 $ 109,000
Taylor, Kentucky 1 $ 140,000 $ 140,000 $ 48,000
Trigg, Kentucky 1 $ 278,000 $ 278,000 $ 39,000
Warren, Kentucky 1 $ 131,000 $ 131,000 $ 0
Calvert, Maryland 1 $ 178,000 $ 178,000 $ 137,000
Caroline, Maryland 1 $ 310,000 $ 310,000 $ 79,000
Harford, Maryland 1 $ 200,000 $ 200,000 $ 59,000
Queen Anne's, Maryland 1 $ 268,000 $ 268,000 $ 54,000
St. Mary's, Maryland 1 $ 218,000 $ 218,000 $ 42,000
Hampshire, Massachusetts 1 $ 283,000 $ 283,000 $ 88,000
Berrien, Michigan 1 $ 345,000 $ 345,000 $ 75,000
Clinton, Michigan 1 $ 253,000 $ 253,000 $ 86,000
Jackson, Michigan 1 $ 136,000 $ 136,000 $ 62,000
Kent, Michigan 1 $ 164,000 $ 164,000 $ 60,000
Lapeer, Michigan 1 $ 216,000 $ 216,000 $ 66,000
Livingston, Michigan 1 $ 286,000 $ 286,000 $ 64,000
Montcalm, Michigan 1 $ 159,000 $ 159,000 $ 37,000
Presque Isle, Michigan 1 $ 236,000 $ 236,000 $ 109,000
Saginaw, Michigan 1 $ 140,000 $ 140,000 $ 64,000
Wayne, Michigan 1 $ 169,000 $ 169,000 $ 48,000
Becker, Minnesota 1 $ 190,000 $ 190,000 $ 64,000
Benton, Minnesota 1 $ 164,000 $ 164,000 $ 64,000
Carver, Minnesota 1 $ 318,000 $ 318,000 $ 100,000
Hubbard, Minnesota 1 $ 265,000 $ 265,000 $ 64,000
Itasca, Minnesota 1 $ 233,000 $ 233,000 $ 99,000
Washington, Minnesota 1 $ 192,000 $ 192,000 $ 102,000
Wright, Minnesota 1 $ 145,000 $ 145,000 $ 31,000
Benton, Missouri 1 $ 187,000 $ 187,000 $ 45,000
Boone, Missouri 1 $ 170,000 $ 170,000 $ 103,000
Camden, Missouri 1 $ 170,000 $ 170,000 $ 132,000
Cole, Missouri 1 $ 126,000 $ 126,000 $ 42,000
Laclede, Missouri 1 $ 185,000 $ 185,000 $ 68,000
Lincoln, Missouri 1 $ 162,000 $ 162,000 $ 70,000
Linn, Missouri 1 $ 145,000 $ 145,000 $ 74,000
Newton, Missouri 1 $ 151,000 $ 151,000 $ 0
Platte, Missouri 1 $ 130,000 $ 130,000 $ 44,000
Scott, Missouri 1 $ 160,000 $ 160,000 $ 100,000
Stoddard, Missouri 1 $ 112,000 $ 112,000 $ 44,000
Taney, Missouri 1 $ 123,000 $ 123,000 $ 30,000
Belknap, New Hampshire 1 $ 147,000 $ 147,000 $ 42,000
Grafton, New Hampshire 1 $ 194,000 $ 194,000 $ 69,000
Sullivan, New Hampshire 1 $ 158,000 $ 158,000 $ 0
Chaves, New Mexico 1 $ 200,000 $ 200,000 $ 51,000
Colfax, New Mexico 1 $ 160,000 $ 160,000 $ 72,000
Lea, New Mexico 1 $ 113,000 $ 113,000 $ 88,000
Sierra, New Mexico 1 $ 185,000 $ 185,000 $ 77,000
Taos, New Mexico 1 $ 200,000 $ 200,000 $ 121,000
Valencia, New Mexico 1 $ 192,000 $ 192,000 $ 104,000
Nassau, New York 1 $ 300,000 $ 300,000 $ 132,000
New York, New York 1 $ 200,000 $ 200,000 $ 123,000
Niagara, New York 1 $ 180,000 $ 180,000 $ 0
Putnam, New York 1 $ 203,000 $ 203,000 $ 72,000
Westchester, New York 1 $ 346,000 $ 346,000 $ 140,000
Beaufort, North Carolina 1 $ 193,000 $ 193,000 $ 72,000
Bertie, North Carolina 1 $ 165,000 $ 165,000 $ 43,000
Cabarrus, North Carolina 1 $ 303,000 $ 303,000 $ 125,000
Camden, North Carolina 1 $ 210,000 $ 210,000 $ 29,000
Cherokee, North Carolina 1 $ 194,000 $ 194,000 $ 166,000
Davie, North Carolina 1 $ 183,000 $ 183,000 $ 0
Iredell, North Carolina 1 $ 178,000 $ 178,000 $ 42,000
Johnston, North Carolina 1 $ 206,000 $ 206,000 $ 67,000
Lincoln, North Carolina 1 $ 154,000 $ 154,000 $ 94,000
Madison, North Carolina 1 $ 202,000 $ 202,000 $ 50,000
Moore, North Carolina 1 $ 232,000 $ 232,000 $ 46,000
Pasquotank, North Carolina 1 $ 145,000 $ 145,000 $ 36,000
Robeson, North Carolina 1 $ 165,000 $ 165,000 $ 55,000
Transylvania, North Carolina 1 $ 417,000 $ 417,000 $ 169,000
Wilkes, North Carolina 1 $ 167,000 $ 167,000 $ 40,000
Wilson, North Carolina 1 $ 124,000 $ 124,000 $ 34,000
Clermont, Ohio 1 $ 169,000 $ 169,000 $ 59,000
Crawford, Ohio 1 $ 49,000 $ 49,000 $ 60,000
Fayette, Ohio 1 $ 91,000 $ 91,000 $ 44,000
Henry, Ohio 1 $ 118,000 $ 118,000 $ 0
Hocking, Ohio 1 $ 115,000 $ 115,000 $ 77,000
Lawrence, Ohio 1 $ 155,000 $ 155,000 $ 50,000
Meigs, Ohio 1 $ 158,000 $ 158,000 $ 47,000
Morrow, Ohio 1 $ 118,000 $ 118,000 $ 41,000
Muskingum, Ohio 1 $ 162,000 $ 162,000 $ 48,000
Paulding, Ohio 1 $ 122,000 $ 122,000 $ 80,000
Wayne, Ohio 1 $ 269,000 $ 269,000 $ 138,000
Cleveland, Oklahoma 1 $ 131,000 $ 131,000 $ 64,000
Mayes, Oklahoma 1 $ 90,000 $ 90,000 $ 107,000
Muskogee, Oklahoma 1 $ 178,000 $ 178,000 $ 28,000
Payne, Oklahoma 1 $ 112,000 $ 112,000 $ 32,000
Pontotoc, Oklahoma 1 $ 261,000 $ 261,000 $ 100,000
Rogers, Oklahoma 1 $ 239,000 $ 239,000 $ 67,000
Wagoner, Oklahoma 1 $ 155,000 $ 155,000 $ 0
Deschutes, Oregon 1 $ 296,000 $ 296,000 $ 380,000
Lane, Oregon 1 $ 146,000 $ 146,000 $ 54,000
Linn, Oregon 1 $ 151,000 $ 151,000 $ 74,000
Marion, Oregon 1 $ 143,000 $ 143,000 $ 47,000
Delaware, Pennsylvania 1 $ 234,000 $ 234,000 $ 0
Providence, Rhode Island 1 $ 170,000 $ 170,000 $ 88,000
Greenville, South Carolina 1 $ 97,000 $ 97,000 $ 75,000
Oconee, South Carolina 1 $ 244,000 $ 244,000 $ 85,000
Richland, South Carolina 1 $ 86,000 $ 86,000 $ 75,000
Spartanburg, South Carolina 1 $ 284,000 $ 284,000 $ 149,000
Sumter, South Carolina 1 $ 277,000 $ 277,000 $ 0
York, South Carolina 1 $ 272,000 $ 272,000 $ 0
Carter, Tennessee 1 $ 133,000 $ 133,000 $ 71,000
Claiborne, Tennessee 1 $ 188,000 $ 188,000 $ 50,000
Fayette, Tennessee 1 $ 257,000 $ 257,000 $ 70,000
Hamblen, Tennessee 1 $ 180,000 $ 180,000 $ 50,000
Hamilton, Tennessee 1 $ 114,000 $ 114,000 $ 31,000
Hawkins, Tennessee 1 $ 258,000 $ 258,000 $ 26,000
Jefferson, Tennessee 1 $ 417,000 $ 417,000 $ 112,000
Marion, Tennessee 1 $ 168,000 $ 168,000 $ 56,000
Maury, Tennessee 1 $ 109,000 $ 109,000 $ 33,000
Roane, Tennessee 1 $ 155,000 $ 155,000 $ 44,000
Sumner, Tennessee 1 $ 181,000 $ 181,000 $ 52,000
White, Tennessee 1 $ 179,000 $ 179,000 $ 37,000
Aransas, Texas 1 $ 154,000 $ 154,000 $ 77,000
Bastrop, Texas 1 $ 208,000 $ 208,000 $ 104,000
Burnet, Texas 1 $ 265,000 $ 265,000 $ 190,000
Cameron, Texas 1 $ 168,000 $ 168,000 $ 55,000
Comal, Texas 1 $ 355,000 $ 355,000 $ 130,000
El Paso, Texas 1 $ 175,000 $ 175,000 $ 87,000
Galveston, Texas 1 $ 295,000 $ 295,000 $ 672,000
Hays, Texas 1 $ 102,000 $ 102,000 $ 64,000
Jasper, Texas 1 $ 252,000 $ 252,000 $ 78,000
Jefferson, Texas 1 $ 228,000 $ 228,000 $ 157,000
Johnson, Texas 1 $ 190,000 $ 190,000 $ 0
Kaufman, Texas 1 $ 190,000 $ 190,000 $ 69,000
Kendall, Texas 1 $ 417,000 $ 417,000 $ 133,000
Randall, Texas 1 $ 286,000 $ 286,000 $ 38,000
Robertson, Texas 1 $ 315,000 $ 315,000 $ 80,000
Rockwall, Texas 1 $ 359,000 $ 359,000 $ 160,000
Sherman, Texas 1 $ 144,000 $ 144,000 $ 69,000
Somervell, Texas 1 $ 206,000 $ 206,000 $ 104,000
Tom Green, Texas 1 $ 280,000 $ 280,000 $ 214,000
Victoria, Texas 1 $ 184,000 $ 184,000 $ 75,000
Webb, Texas 1 $ 151,000 $ 151,000 $ 0
Wilson, Texas 1 $ 295,000 $ 295,000 $ 158,000
Davis, Utah 1 $ 258,000 $ 258,000 $ 164,000
Utah, Utah 1 $ 214,000 $ 214,000 $ 72,000
Accomack, Virginia 1 $ 164,000 $ 164,000 $ 75,000
Alexandria, Virginia 1 $ 507,000 $ 507,000 $ 155,000
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Mortgage Loan Application Detail Totals for Oxford Lending Group, LLC in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,465 $321,733,000 $219,000 $721,000 $82,000 $925,000
Home Purchase 118 $18,703,000 $158,000 $500,000 $83,000 $463,000
Home Improvement 11 $2,181,000 $198,000 $283,000 $82,000 $157,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,143 $244,459,000 $213,000 $713,000 $83,000 $925,000
Not Provided 254 $55,962,000 $220,000 $721,000 $83,000 $528,000
Black or African American 65 $13,682,000 $210,000 $514,000 $69,000 $185,000
Hispanic 61 $12,164,000 $199,000 $417,000 $59,000 $250,000
Asian 44 $9,723,000 $220,000 $692,000 $106,000 $238,000
Native Hawaiian or Other Pacific Islander 13 $3,637,000 $279,000 $569,000 $77,000 $109,000
Not applicable 10 $2,315,000 $231,000 $536,000 $61,000 $146,000
American Indian or Alaskan Native 4 $675,000 $168,000 $300,000 $79,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 812 $163,989,000 $201,000 $721,000 $64,000 $310,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 771 $176,798,000 $229,000 $713,000 $101,000 $925,000
VA-guaranteed (Veterans Administration) 11 $1,830,000 $166,000 $423,000 $56,000 $121,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 846 $174,411,000 $206,000 $680,000 $81,000 $672,000
Application Denied By Financial Institution 457 $101,049,000 $221,000 $721,000 $79,000 $925,000
Application Approved But Not Accepted 205 $47,796,000 $233,000 $672,000 $89,000 $495,000
Application Withdrawn By Applicant 55 $12,581,000 $228,000 $713,000 $102,000 $528,000
File Closed For Incompleteness 28 $6,245,000 $223,000 $417,000 $73,000 $250,000
Loan Purchased By The Institution 3 $535,000 $178,000 $221,000 $36,000 $48,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 161 $34,589,000 $214,000 $514,000 $86,000 $925,000
Debt-To-Income Ratio 103 $23,680,000 $229,000 $721,000 $63,000 $352,000
Other 60 $12,741,000 $212,000 $568,000 $89,000 $266,000
Credit History 34 $6,726,000 $197,000 $692,000 $54,000 $189,000
Unverifiable Information 31 $7,301,000 $235,000 $569,000 $93,000 $463,000
Credit Application Incomplete 25 $5,058,000 $202,000 $356,000 $79,000 $148,000
Employment History 8 $2,181,000 $272,000 $467,000 $83,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,022,000 $204,000 $286,000 $41,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Oxford Lending Group, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Oxford Lending Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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