Paragon Financial Mortgage Mortgage Lending & HMDA Data, 2007
In 2007, Paragon Financial Mortgage of Santa Margarita, CA reported 1,273 mortgage applications totaling $322.8 million, up 3% from 2006. The average application was for $253,605, and applicants reported an average income of $121,219. 85% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Peoria, IL (192), Chicago-Naperville-Joliet, IL (85) and Raleigh-Cary, NC (42) (applications in parentheses).
| Mortgage Company & Address | Paragon Financial Mortgage 30071 Tomas Rancho Santa Margarita, CA 92688 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 1,273 |
| Total Mortgage Loan Application Amount | $322,840,000 |
| Average Mortgage Loan Application Amount | $253,605 |
| Highest Mortgage Loan Application Amount | $3,356,000 |
| Average Applicant Income | $121,219 |
| Highest Applicant Income | $990,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Paragon Financial Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Peoria, Illinois | 113 | $ 25,042,000 | $ 221,610 | $ 119,000 |
| Tazewell, Illinois | 51 | $ 7,945,000 | $ 155,784 | $ 103,000 |
| Wake, North Carolina | 37 | $ 9,054,000 | $ 244,702 | $ 105,000 |
| Woodford, Illinois | 27 | $ 4,583,000 | $ 169,740 | $ 100,000 |
| Harris, Texas | 27 | $ 4,023,000 | $ 149,000 | $ 116,000 |
| Maricopa, Arizona | 26 | $ 7,338,000 | $ 282,230 | $ 120,000 |
| Orange, California | 26 | $ 15,815,000 | $ 608,269 | $ 215,000 |
| Will, Illinois | 25 | $ 5,501,000 | $ 220,040 | $ 124,000 |
| San Diego, California | 24 | $ 10,646,000 | $ 443,583 | $ 137,000 |
| Tippecanoe, Indiana | 21 | $ 3,413,000 | $ 162,523 | $ 105,000 |
| Los Angeles, California | 18 | $ 10,879,000 | $ 604,388 | $ 144,000 |
| Kane, Illinois | 17 | $ 5,766,000 | $ 339,176 | $ 148,000 |
| Clark, Nevada | 16 | $ 6,364,000 | $ 397,750 | $ 140,000 |
| Macon, Illinois | 14 | $ 2,594,000 | $ 185,285 | $ 133,000 |
| Denton, Texas | 13 | $ 1,913,000 | $ 147,153 | $ 106,000 |
| DuPage, Illinois | 12 | $ 4,466,000 | $ 372,166 | $ 148,000 |
| McLean, Illinois | 12 | $ 1,482,000 | $ 123,500 | $ 93,000 |
| Troup, Georgia | 11 | $ 1,507,000 | $ 137,000 | $ 80,000 |
| Kendall, Illinois | 11 | $ 2,983,000 | $ 271,181 | $ 135,000 |
| Johnson, Kansas | 11 | $ 2,324,000 | $ 211,272 | $ 96,000 |
| St. Louis, Missouri | 11 | $ 3,306,000 | $ 300,545 | $ 182,000 |
| Broward, Florida | 10 | $ 4,086,000 | $ 408,600 | $ 136,000 |
| Atlantic, New Jersey | 10 | $ 2,120,000 | $ 212,000 | $ 112,000 |
| Fayette, Georgia | 9 | $ 2,027,000 | $ 225,222 | $ 109,000 |
| Cook, Illinois | 9 | $ 2,932,000 | $ 325,777 | $ 108,000 |
| Winnebago, Illinois | 9 | $ 1,730,000 | $ 192,222 | $ 102,000 |
| Westmoreland, Pennsylvania | 9 | $ 2,674,000 | $ 297,111 | $ 129,000 |
| Williamson, Tennessee | 9 | $ 2,539,000 | $ 282,111 | $ 133,000 |
| Travis, Texas | 9 | $ 2,017,000 | $ 224,111 | $ 135,000 |
| King, Washington | 9 | $ 3,476,000 | $ 386,222 | $ 103,000 |
| Santa Clara, California | 8 | $ 8,475,000 | $ 1,059,375 | $ 243,000 |
| Hennepin, Minnesota | 8 | $ 2,438,000 | $ 304,750 | $ 138,000 |
| Morris, New Jersey | 8 | $ 2,773,000 | $ 346,625 | $ 155,000 |
| Dorchester, South Carolina | 8 | $ 1,571,000 | $ 196,375 | $ 120,000 |
| Greenville, South Carolina | 8 | $ 748,000 | $ 93,500 | $ 70,000 |
| Fort Bend, Texas | 8 | $ 2,016,000 | $ 252,000 | $ 139,000 |
| San Mateo, California | 7 | $ 6,374,000 | $ 910,571 | $ 259,000 |
| Denver, Colorado | 7 | $ 2,114,000 | $ 302,000 | $ 137,000 |
| Douglas, Colorado | 7 | $ 2,198,000 | $ 314,000 | $ 158,000 |
| Alcorn, Mississippi | 7 | $ 1,164,000 | $ 166,285 | $ 108,000 |
| DeSoto, Mississippi | 7 | $ 1,291,000 | $ 184,428 | $ 107,000 |
| Henderson, North Carolina | 7 | $ 1,104,000 | $ 157,714 | $ 82,000 |
| Allegheny, Pennsylvania | 7 | $ 1,629,000 | $ 232,714 | $ 115,000 |
| Laurens, South Carolina | 7 | $ 967,000 | $ 138,142 | $ 101,000 |
| McLennan, Texas | 7 | $ 1,190,000 | $ 170,000 | $ 122,000 |
| Madison, Alabama | 6 | $ 1,274,000 | $ 212,333 | $ 144,000 |
| Pima, Arizona | 6 | $ 1,740,000 | $ 290,000 | $ 140,000 |
| Riverside, California | 6 | $ 2,311,000 | $ 385,166 | $ 142,000 |
| Arapahoe, Colorado | 6 | $ 878,000 | $ 146,333 | $ 111,000 |
| Livingston, Illinois | 6 | $ 633,000 | $ 105,500 | $ 79,000 |
| Hamilton, Indiana | 6 | $ 977,000 | $ 162,833 | $ 85,000 |
| McCracken, Kentucky | 6 | $ 1,019,000 | $ 169,833 | $ 147,000 |
| Platte, Nebraska | 6 | $ 711,000 | $ 118,500 | $ 89,000 |
| Collin, Texas | 6 | $ 805,000 | $ 134,166 | $ 89,000 |
| Henderson, Texas | 6 | $ 731,000 | $ 121,833 | $ 124,000 |
| Pinal, Arizona | 5 | $ 932,000 | $ 186,400 | $ 95,000 |
| Miami-Dade, Florida | 5 | $ 1,579,000 | $ 315,800 | $ 85,000 |
| Palm Beach, Florida | 5 | $ 1,165,000 | $ 233,000 | $ 122,000 |
| Grundy, Illinois | 5 | $ 816,000 | $ 163,200 | $ 68,000 |
| Bossier, Louisiana | 5 | $ 672,000 | $ 134,400 | $ 93,000 |
| Sussex, New Jersey | 5 | $ 1,714,000 | $ 342,800 | $ 138,000 |
| Buncombe, North Carolina | 5 | $ 1,001,000 | $ 200,200 | $ 99,000 |
| Johnston, North Carolina | 5 | $ 687,000 | $ 137,400 | $ 105,000 |
| Belmont, Ohio | 5 | $ 769,000 | $ 153,800 | $ 85,000 |
| York, Pennsylvania | 5 | $ 1,000,000 | $ 200,000 | $ 133,000 |
| Shelby, Tennessee | 5 | $ 1,043,000 | $ 208,600 | $ 117,000 |
| Bexar, Texas | 5 | $ 1,058,000 | $ 211,600 | $ 142,000 |
| Salt Lake, Utah | 5 | $ 1,450,000 | $ 290,000 | $ 89,000 |
| Campbell, Wyoming | 5 | $ 698,000 | $ 139,600 | $ 89,000 |
| Benton, Arkansas | 4 | $ 1,072,000 | $ 268,000 | $ 121,000 |
| Coweta, Georgia | 4 | $ 1,194,000 | $ 298,500 | $ 110,000 |
| DeKalb, Illinois | 4 | $ 1,034,000 | $ 258,500 | $ 83,000 |
| Johnson, Indiana | 4 | $ 624,000 | $ 156,000 | $ 82,000 |
| Boone, Kentucky | 4 | $ 440,000 | $ 110,000 | $ 58,000 |
| Baltimore, Maryland | 4 | $ 1,336,000 | $ 334,000 | $ 162,000 |
| Scott, Minnesota | 4 | $ 686,000 | $ 171,500 | $ 87,000 |
| Lafayette, Mississippi | 4 | $ 1,075,000 | $ 268,750 | $ 116,000 |
| Lauderdale, Mississippi | 4 | $ 435,000 | $ 108,750 | $ 77,000 |
| St. Charles, Missouri | 4 | $ 716,000 | $ 179,000 | $ 90,000 |
| Cheshire, New Hampshire | 4 | $ 687,000 | $ 171,750 | $ 107,000 |
| Orange, New York | 4 | $ 1,512,000 | $ 378,000 | $ 151,000 |
| Franklin, Ohio | 4 | $ 658,000 | $ 164,500 | $ 160,000 |
| Summit, Ohio | 4 | $ 1,032,000 | $ 258,000 | $ 124,000 |
| Butler, Pennsylvania | 4 | $ 715,000 | $ 178,750 | $ 103,000 |
| Delaware, Pennsylvania | 4 | $ 932,000 | $ 233,000 | $ 119,000 |
| Sumter, South Carolina | 4 | $ 646,000 | $ 161,500 | $ 87,000 |
| Davidson, Tennessee | 4 | $ 791,000 | $ 197,750 | $ 96,000 |
| Dyer, Tennessee | 4 | $ 468,000 | $ 117,000 | $ 80,000 |
| Medina, Texas | 4 | $ 1,155,000 | $ 288,750 | $ 145,000 |
| Montgomery, Texas | 4 | $ 545,000 | $ 136,250 | $ 125,000 |
| Tarrant, Texas | 4 | $ 393,000 | $ 98,250 | $ 92,000 |
| Williamson, Texas | 4 | $ 525,000 | $ 131,250 | $ 130,000 |
| Yakima, Washington | 4 | $ 569,000 | $ 142,250 | $ 132,000 |
| El Paso, Colorado | 3 | $ 640,000 | $ 213,333 | $ 82,000 |
| Hartford, Connecticut | 3 | $ 858,000 | $ 286,000 | $ 99,000 |
| New Castle, Delaware | 3 | $ 461,000 | $ 153,666 | $ 95,000 |
| Columbia, Georgia | 3 | $ 484,000 | $ 161,333 | $ 116,000 |
| Henry, Georgia | 3 | $ 408,000 | $ 136,000 | $ 74,000 |
| Piatt, Illinois | 3 | $ 664,000 | $ 221,333 | $ 87,000 |
| Sangamon, Illinois | 3 | $ 310,000 | $ 103,333 | $ 67,000 |
| Riley, Kansas | 3 | $ 265,000 | $ 88,333 | $ 65,000 |
| Nelson, Kentucky | 3 | $ 343,000 | $ 114,333 | $ 102,000 |
| Union, Kentucky | 3 | $ 235,000 | $ 78,333 | $ 101,000 |
| St. Tammany, Louisiana | 3 | $ 558,000 | $ 186,000 | $ 81,000 |
| Platte, Missouri | 3 | $ 625,000 | $ 208,333 | $ 156,000 |
| Tompkins, New York | 3 | $ 568,000 | $ 189,333 | $ 149,000 |
| Durham, North Carolina | 3 | $ 722,000 | $ 240,666 | $ 116,000 |
| Mecklenburg, North Carolina | 3 | $ 398,000 | $ 132,666 | $ 65,000 |
| Chester, Pennsylvania | 3 | $ 920,000 | $ 306,666 | $ 133,000 |
| Richland, South Carolina | 3 | $ 541,000 | $ 180,333 | $ 98,000 |
| Dallas, Texas | 3 | $ 521,000 | $ 173,666 | $ 112,000 |
| Kaufman, Texas | 3 | $ 579,000 | $ 193,000 | $ 86,000 |
| Roanoke, Virginia | 3 | $ 596,000 | $ 198,666 | $ 89,000 |
| Kenosha, Wisconsin | 3 | $ 636,000 | $ 212,000 | $ 153,000 |
| Waukesha, Wisconsin | 3 | $ 450,000 | $ 150,000 | $ 82,000 |
| Baldwin, Alabama | 2 | $ 423,000 | $ 211,500 | $ 80,000 |
| Anchorage, Alaska | 2 | $ 463,000 | $ 231,500 | $ 70,000 |
| Coconino, Arizona | 2 | $ 668,000 | $ 334,000 | $ 176,000 |
| Contra Costa, California | 2 | $ 1,854,000 | $ 927,000 | $ 188,000 |
| Ventura, California | 2 | $ 667,000 | $ 333,500 | $ 140,000 |
| Adams, Colorado | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| New Haven, Connecticut | 2 | $ 414,000 | $ 207,000 | $ 135,000 |
| Hillsborough, Florida | 2 | $ 664,000 | $ 332,000 | $ 101,000 |
| Spalding, Georgia | 2 | $ 222,000 | $ 111,000 | $ 105,000 |
| Ada, Idaho | 2 | $ 584,000 | $ 292,000 | $ 132,000 |
| Champaign, Illinois | 2 | $ 360,000 | $ 180,000 | $ 96,000 |
| LaSalle, Illinois | 2 | $ 211,000 | $ 105,500 | $ 63,000 |
| Logan, Illinois | 2 | $ 117,000 | $ 58,500 | $ 65,000 |
| McHenry, Illinois | 2 | $ 600,000 | $ 300,000 | $ 107,000 |
| Shelby, Illinois | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Vanderburgh, Indiana | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Warrick, Indiana | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| Pottawattamie, Iowa | 2 | $ 339,000 | $ 169,500 | $ 141,000 |
| Douglas, Kansas | 2 | $ 165,000 | $ 82,500 | $ 78,000 |
| Shawnee, Kansas | 2 | $ 532,000 | $ 266,000 | $ 196,000 |
| Grant, Kentucky | 2 | $ 456,000 | $ 228,000 | $ 109,000 |
| Oldham, Kentucky | 2 | $ 214,000 | $ 107,000 | $ 84,000 |
| Orleans, Louisiana | 2 | $ 664,000 | $ 332,000 | $ 248,000 |
| Essex, Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Norfolk, Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 148,000 |
| Suffolk, Massachusetts | 2 | $ 1,418,000 | $ 709,000 | $ 220,000 |
| Kent, Michigan | 2 | $ 406,000 | $ 203,000 | $ 122,000 |
| Lenawee, Michigan | 2 | $ 188,000 | $ 94,000 | $ 80,000 |
| Oakland, Michigan | 2 | $ 773,000 | $ 386,500 | $ 186,000 |
| Anoka, Minnesota | 2 | $ 418,000 | $ 209,000 | $ 99,000 |
| Dakota, Minnesota | 2 | $ 381,000 | $ 190,500 | $ 75,000 |
| Jackson, Mississippi | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Clay, Missouri | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Cooper, Missouri | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Howell, Missouri | 2 | $ 371,000 | $ 185,500 | $ 143,000 |
| Custer, Nebraska | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Douglas, Nebraska | 2 | $ 720,000 | $ 360,000 | $ 500,000 |
| Hillsborough, New Hampshire | 2 | $ 445,000 | $ 222,500 | $ 91,000 |
| Bergen, New Jersey | 2 | $ 2,000,000 | $ 1,000,000 | $ 820,000 |
| Hudson, New Jersey | 2 | $ 605,000 | $ 302,500 | $ 155,000 |
| Somerset, New Jersey | 2 | $ 534,000 | $ 267,000 | $ 152,000 |
| Sandoval, New Mexico | 2 | $ 276,000 | $ 138,000 | $ 97,000 |
| Monroe, New York | 2 | $ 205,000 | $ 102,500 | $ 118,000 |
| Catawba, North Carolina | 2 | $ 344,000 | $ 172,000 | $ 78,000 |
| Davidson, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Macon, North Carolina | 2 | $ 468,000 | $ 234,000 | $ 108,000 |
| Union, North Carolina | 2 | $ 415,000 | $ 207,500 | $ 150,000 |
| Cuyahoga, Ohio | 2 | $ 307,000 | $ 153,500 | $ 84,000 |
| Lake, Ohio | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
| Tulsa, Oklahoma | 2 | $ 506,000 | $ 253,000 | $ 85,000 |
| Dauphin, Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 109,000 |
| Lehigh, Pennsylvania | 2 | $ 813,000 | $ 406,500 | $ 156,000 |
| Spartanburg, South Carolina | 2 | $ 377,000 | $ 188,500 | $ 100,000 |
| Henderson, Tennessee | 2 | $ 184,000 | $ 92,000 | $ 107,000 |
| Washington, Tennessee | 2 | $ 272,000 | $ 136,000 | $ 124,000 |
| Wilson, Tennessee | 2 | $ 413,000 | $ 206,500 | $ 89,000 |
| Angelina, Texas | 2 | $ 242,000 | $ 121,000 | $ 80,000 |
| Bell, Texas | 2 | $ 174,000 | $ 87,000 | $ 84,000 |
| Ellis, Texas | 2 | $ 276,000 | $ 138,000 | $ 87,000 |
| Hidalgo, Texas | 2 | $ 225,000 | $ 112,500 | $ 97,000 |
| Morris, Texas | 2 | $ 135,000 | $ 67,500 | $ 199,000 |
| Webb, Texas | 2 | $ 477,000 | $ 238,500 | $ 161,000 |
| Loudoun, Virginia | 2 | $ 863,000 | $ 431,500 | $ 135,000 |
| Rockingham, Virginia | 2 | $ 206,000 | $ 103,000 | $ 85,000 |
| Benton, Washington | 2 | $ 244,000 | $ 122,000 | $ 88,000 |
| Chelan, Washington | 2 | $ 300,000 | $ 150,000 | $ 94,000 |
| Clark, Washington | 2 | $ 1,127,000 | $ 563,500 | $ 190,000 |
| Snohomish, Washington | 2 | $ 717,000 | $ 358,500 | $ 104,000 |
| Spokane, Washington | 2 | $ 448,000 | $ 224,000 | $ 180,000 |
| Kanawha, West Virginia | 2 | $ 248,000 | $ 124,000 | $ 80,000 |
| Ohio, West Virginia | 2 | $ 338,000 | $ 169,000 | $ 107,000 |
| Calumet, Wisconsin | 2 | $ 197,000 | $ 98,500 | $ 86,000 |
| Milwaukee, Wisconsin | 2 | $ 252,000 | $ 126,000 | $ 71,000 |
| Rock, Wisconsin | 2 | $ 357,000 | $ 178,500 | $ 80,000 |
| Walworth, Wisconsin | 2 | $ 516,000 | $ 258,000 | $ 107,000 |
| Calhoun, Alabama | 1 | $ 153,000 | $ 153,000 | $ 87,000 |
| Jefferson, Alabama | 1 | $ 192,000 | $ 192,000 | $ 82,000 |
| Limestone, Alabama | 1 | $ 202,000 | $ 202,000 | $ 86,000 |
| Marshall, Alabama | 1 | $ 400,000 | $ 400,000 | $ 165,000 |
| Crawford, Arkansas | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Hot Spring, Arkansas | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Howard, Arkansas | 1 | $ 142,000 | $ 142,000 | $ 115,000 |
| Pike, Arkansas | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Pulaski, Arkansas | 1 | $ 226,000 | $ 226,000 | $ 99,000 |
| Alameda, California | 1 | $ 584,000 | $ 584,000 | $ 131,000 |
| El Dorado, California | 1 | $ 458,000 | $ 458,000 | $ 214,000 |
| Fresno, California | 1 | $ 512,000 | $ 512,000 | $ 165,000 |
| Mendocino, California | 1 | $ 417,000 | $ 417,000 | $ 212,000 |
| Monterey, California | 1 | $ 1,950,000 | $ 1,950,000 | $ 313,000 |
| Placer, California | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| Sacramento, California | 1 | $ 376,000 | $ 376,000 | $ 82,000 |
| San Francisco, California | 1 | $ 818,000 | $ 818,000 | $ 234,000 |
| Santa Cruz, California | 1 | $ 656,000 | $ 656,000 | $ 160,000 |
| Tulare, California | 1 | $ 187,000 | $ 187,000 | $ 71,000 |
| Boulder, Colorado | 1 | $ 908,000 | $ 908,000 | $ 185,000 |
| Moffat, Colorado | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Litchfield, Connecticut | 1 | $ 304,000 | $ 304,000 | $ 160,000 |
| Alachua, Florida | 1 | $ 620,000 | $ 620,000 | $ 330,000 |
| Clay, Florida | 1 | $ 270,000 | $ 270,000 | $ 125,000 |
| Leon, Florida | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Marion, Florida | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
| Pasco, Florida | 1 | $ 168,000 | $ 168,000 | $ 87,000 |
| Seminole, Florida | 1 | $ 600,000 | $ 600,000 | $ 200,000 |
| Forsyth, Georgia | 1 | $ 212,000 | $ 212,000 | $ 138,000 |
| Fulton, Georgia | 1 | $ 535,000 | $ 535,000 | $ 140,000 |
| Gwinnett, Georgia | 1 | $ 149,000 | $ 149,000 | $ 33,000 |
| Pike, Georgia | 1 | $ 158,000 | $ 158,000 | $ 103,000 |
| Hawaii, Hawaii | 1 | $ 200,000 | $ 200,000 | $ 216,000 |
| Bureau, Illinois | 1 | $ 243,000 | $ 243,000 | $ 90,000 |
| Lee, Illinois | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Marshall, Illinois | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Massac, Illinois | 1 | $ 148,000 | $ 148,000 | $ 112,000 |
| Monroe, Illinois | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Whiteside, Illinois | 1 | $ 209,000 | $ 209,000 | $ 80,000 |
| Boone, Indiana | 1 | $ 132,000 | $ 132,000 | $ 64,000 |
| Floyd, Indiana | 1 | $ 256,000 | $ 256,000 | $ 155,000 |
| Knox, Indiana | 1 | $ 173,000 | $ 173,000 | $ 86,000 |
| Lake, Indiana | 1 | $ 220,000 | $ 220,000 | $ 132,000 |
| LaPorte, Indiana | 1 | $ 268,000 | $ 268,000 | $ 160,000 |
| Marion, Indiana | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| Humboldt, Iowa | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Polk, Iowa | 1 | $ 188,000 | $ 188,000 | $ 117,000 |
| Pottawatomie, Kansas | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Calloway, Kentucky | 1 | $ 240,000 | $ 240,000 | $ 121,000 |
| Crittenden, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Hardin, Kentucky | 1 | $ 262,000 | $ 262,000 | $ 116,000 |
| Jefferson, Kentucky | 1 | $ 490,000 | $ 490,000 | $ 150,000 |
| Simpson, Kentucky | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Caddo, Louisiana | 1 | $ 254,000 | $ 254,000 | $ 162,000 |
| East Baton Rouge, Louisiana | 1 | $ 288,000 | $ 288,000 | $ 74,000 |
| Sabine, Louisiana | 1 | $ 322,000 | $ 322,000 | $ 120,000 |
| Anne Arundel, Maryland | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Harford, Maryland | 1 | $ 346,000 | $ 346,000 | $ 85,000 |
| Montgomery, Maryland | 1 | $ 415,000 | $ 415,000 | $ 176,000 |
| Middlesex, Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 204,000 |
| Worcester, Massachusetts | 1 | $ 576,000 | $ 576,000 | $ 180,000 |
| Bay, Michigan | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Genesee, Michigan | 1 | $ 191,000 | $ 191,000 | $ 97,000 |
| Menominee, Michigan | 1 | $ 124,000 | $ 124,000 | $ 120,000 |
| Sherburne, Minnesota | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| Wright, Minnesota | 1 | $ 368,000 | $ 368,000 | $ 120,000 |
| Oktibbeha, Mississippi | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Yalobusha, Mississippi | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Jackson, Missouri | 1 | $ 146,000 | $ 146,000 | $ 100,000 |
| Yellowstone, Montana | 1 | $ 288,000 | $ 288,000 | $ 152,000 |
| Phelps, Nebraska | 1 | $ 72,000 | $ 72,000 | $ 115,000 |
| Sarpy, Nebraska | 1 | $ 123,000 | $ 123,000 | $ 114,000 |
| Nye, Nevada | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Washoe, Nevada | 1 | $ 1,612,000 | $ 1,612,000 | $ 600,000 |
| Essex, New Jersey | 1 | $ 320,000 | $ 320,000 | $ 109,000 |
| Gloucester, New Jersey | 1 | $ 284,000 | $ 284,000 | $ 103,000 |
| Monmouth, New Jersey | 1 | $ 455,000 | $ 455,000 | $ 170,000 |
| Passaic, New Jersey | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Albany, New York | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Cortland, New York | 1 | $ 234,000 | $ 234,000 | $ 0 |
| New York, New York | 1 | $ 552,000 | $ 552,000 | $ 157,000 |
| Burke, North Carolina | 1 | $ 149,000 | $ 149,000 | $ 98,000 |
| Chatham, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Haywood, North Carolina | 1 | $ 272,000 | $ 272,000 | $ 146,000 |
| Jackson, North Carolina | 1 | $ 728,000 | $ 728,000 | $ 325,000 |
| Orange, North Carolina | 1 | $ 600,000 | $ 600,000 | $ 245,000 |
| Butler, Ohio | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Geauga, Ohio | 1 | $ 287,000 | $ 287,000 | $ 117,000 |
| Medina, Ohio | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| Montgomery, Ohio | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Trumbull, Ohio | 1 | $ 268,000 | $ 268,000 | $ 90,000 |
| Wood, Ohio | 1 | $ 254,000 | $ 254,000 | $ 78,000 |
| Oklahoma, Oklahoma | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Bradford, Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 225,000 |
| Franklin, Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 106,000 |
| Montgomery, Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 120,000 |
| Washington, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Charleston, South Carolina | 1 | $ 360,000 | $ 360,000 | $ 100,000 |
| Horry, South Carolina | 1 | $ 221,000 | $ 221,000 | $ 81,000 |
| Lexington, South Carolina | 1 | $ 160,000 | $ 160,000 | $ 87,000 |
| Minnehaha, South Dakota | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Rutherford, Tennessee | 1 | $ 180,000 | $ 180,000 | $ 92,000 |
| Midland, Texas | 1 | $ 322,000 | $ 322,000 | $ 143,000 |
| Nueces, Texas | 1 | $ 217,000 | $ 217,000 | $ 172,000 |
| Parker, Texas | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Potter, Texas | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Cache, Utah | 1 | $ 372,000 | $ 372,000 | $ 240,000 |
| Summit, Utah | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Weber, Utah | 1 | $ 566,000 | $ 566,000 | $ 170,000 |
| Fairfax, Virginia | 1 | $ 663,000 | $ 663,000 | $ 269,000 |
| Prince William, Virginia | 1 | $ 388,000 | $ 388,000 | $ 176,000 |
| Washington, Virginia | 1 | $ 235,000 | $ 235,000 | $ 163,000 |
| Raleigh, West Virginia | 1 | $ 66,000 | $ 66,000 | $ 55,000 |
| Barron, Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Paragon Financial Mortgage in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,253 | $316,654,000 | $252,000 | $3,356,000 | $121,000 | $990,000 |
| Refinancing | 19 | $6,028,000 | $317,000 | $1,612,000 | $137,000 | $600,000 |
| Home Improvement | 1 | $158,000 | $158,000 | $158,000 | $96,000 | $96,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,012 | $251,593,000 | $248,000 | $3,356,000 | $121,000 | $990,000 |
| Not Provided | 120 | $34,713,000 | $289,000 | $1,612,000 | $129,000 | $600,000 |
| Asian | 53 | $15,601,000 | $294,000 | $1,000,000 | $123,000 | $261,000 |
| Hispanic | 45 | $12,993,000 | $288,000 | $1,125,000 | $128,000 | $269,000 |
| Black or African American | 41 | $7,624,000 | $185,000 | $428,000 | $94,000 | $210,000 |
| American Indian or Alaskan Native | 2 | $316,000 | $158,000 | $236,000 | $34,000 | $67,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,259 | $319,776,000 | $253,000 | $3,356,000 | $122,000 | $990,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,850,000 | $237,000 | $340,000 | $107,000 | $213,000 |
| FHA-insured (Federal Housing Administration) | 2 | $214,000 | $107,000 | $125,000 | $54,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,085 | $269,896,000 | $248,000 | $2,000,000 | $120,000 | $861,000 |
| Application Withdrawn By Applicant | 132 | $41,613,000 | $315,000 | $3,356,000 | $141,000 | $990,000 |
| Application Approved But Not Accepted | 34 | $6,822,000 | $200,000 | $805,000 | $119,000 | $205,000 |
| Application Denied By Financial Institution | 21 | $4,357,000 | $207,000 | $612,000 | $96,000 | $160,000 |
| File Closed For Incompleteness | 1 | $152,000 | $152,000 | $152,000 | $142,000 | $142,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 5 | $1,096,000 | $219,000 | $612,000 | $124,000 | $155,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $690,000 | $172,000 | $428,000 | $70,000 | $160,000 |
| Collateral | 4 | $786,000 | $196,000 | $508,000 | $125,000 | $155,000 |
| Debt-To-Income Ratio | 3 | $745,000 | $248,000 | $383,000 | $74,000 | $88,000 |
| Unverifiable Information | 3 | $931,000 | $310,000 | $409,000 | $112,000 | $145,000 |
| Credit History | 2 | $109,000 | $54,000 | $80,000 | $32,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Paragon Financial Mortgage's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Paragon Financial Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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