Pennymac Loan Services Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pennymac Loan Services Llc 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 238,163 |
| Total Mortgage Loan Application Amount | $53,899,434,000 |
| Average Mortgage Loan Application Amount | $238,666 |
| Highest Mortgage Loan Application Amount | $3,220,000 |
| Average Applicant Income | $39,000 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Pennymac Loan Services Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pennymac Loan Services Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Pennymac Loan Services Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pennymac Loan Services Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pennymac Loan Services Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pennymac Loan Services Llc's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 9,206 | $ 3,294,381,000 | $ 336,000 | $ 9,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 8,094 | $ 2,172,204,000 | $ 268,000 | $ 11,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 7,344 | $ 1,408,078,000 | $ 191,000 | $ 6,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 6,478 | $ 1,381,767,000 | $ 213,000 | $ 8,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4,870 | $ 1,798,586,000 | $ 369,000 | $ 28,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 4,669 | $ 952,242,000 | $ 203,000 | $ 10,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4,645 | $ 1,222,759,000 | $ 262,000 | $ 500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4,073 | $ 1,150,555,000 | $ 282,000 | $ 5,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3,877 | $ 1,186,812,000 | $ 306,000 | $ 13,000 |
| DALLAS-PLANO-IRVING, TX | 3,516 | $ 756,739,000 | $ 215,000 | $ 10,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3,153 | $ 874,636,000 | $ 270,500 | $ 15,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,047 | $ 603,575,000 | $ 198,000 | $ 5,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,943 | $ 833,582,000 | $ 283,000 | $ 20,000 |
| SAN DIEGO-CARLSBAD, CA | 2,934 | $ 1,190,735,000 | $ 405,000 | $ 17,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,890 | $ 626,385,000 | $ 216,000 | $ 4,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 2,741 | $ 553,994,000 | $ 202,000 | $ 5,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,618 | $ 544,073,000 | $ 207,000 | $ 7,000 |
| ST. LOUIS, MO-IL | 2,583 | $ 412,479,000 | $ 157,500 | $ 1,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,559 | $ 532,139,000 | $ 207,000 | $ 7,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,350 | $ 501,472,000 | $ 209,000 | $ 6,500 |
| FORT WORTH-ARLINGTON, TX | 2,308 | $ 453,266,000 | $ 196,000 | $ 7,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,214 | $ 652,388,000 | $ 331,500 | $ 5,500 |
| RICHMOND, VA | 2,209 | $ 527,527,000 | $ 238,000 | $ 4,000 |
| AUSTIN-ROUND ROCK, TX | 2,188 | $ 493,927,000 | $ 225,000 | $ 7,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 2,081 | $ 408,257,000 | $ 195,000 | $ 5,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,050 | $ 497,292,000 | $ 242,000 | $ 14,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,971 | $ 443,349,000 | $ 224,000 | $ 10,000 |
| TUCSON, AZ | 1,839 | $ 339,108,000 | $ 184,000 | $ 2,000 |
| KNOXVILLE, TN | 1,782 | $ 287,807,000 | $ 161,000 | $ 1,000 |
| SALT LAKE CITY, UT | 1,758 | $ 412,130,000 | $ 234,000 | $ 5,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,674 | $ 401,362,000 | $ 239,000 | $ 15,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,608 | $ 545,207,000 | $ 339,000 | $ 6,000 |
| COLORADO SPRINGS, CO | 1,594 | $ 394,626,000 | $ 247,000 | $ 3,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,589 | $ 655,576,000 | $ 412,000 | $ 35,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,530 | $ 504,251,000 | $ 329,000 | $ 32,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,451 | $ 357,162,000 | $ 246,000 | $ 6,000 |
| KANSAS CITY, MO-KS | 1,446 | $ 236,105,000 | $ 168,500 | $ 3,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,426 | $ 653,153,000 | $ 458,000 | $ 37,000 |
| JACKSONVILLE, FL | 1,304 | $ 275,573,000 | $ 211,000 | $ 4,000 |
| COLUMBUS, OH | 1,267 | $ 214,925,000 | $ 169,000 | $ 3,000 |
| TACOMA-LAKEWOOD, WA | 1,247 | $ 337,711,000 | $ 270,000 | $ 7,000 |
| OGDEN-CLEARFIELD, UT | 1,207 | $ 270,365,000 | $ 223,000 | $ 2,000 |
| BAKERSFIELD, CA | 1,200 | $ 251,802,000 | $ 209,000 | $ 7,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,183 | $ 192,822,000 | $ 153,000 | $ 3,000 |
| CAMDEN, NJ | 1,170 | $ 225,280,000 | $ 192,000 | $ 4,000 |
| PHILADELPHIA, PA | 1,169 | $ 194,979,000 | $ 166,000 | $ 5,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,166 | $ 272,512,000 | $ 233,000 | $ 13,000 |
| CINCINNATI, OH-KY-IN | 1,135 | $ 185,058,000 | $ 161,333 | $ 9,333 |
| RALEIGH, NC | 1,056 | $ 227,371,000 | $ 215,000 | $ 5,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,048 | $ 329,493,000 | $ 314,000 | $ 9,000 |
| FRESNO, CA | 1,030 | $ 231,737,000 | $ 224,000 | $ 10,000 |
| NEWARK, NJ-PA | 998 | $ 258,902,000 | $ 206,000 | $ 8,000 |
| CAPE CORAL-FORT MYERS, FL | 986 | $ 187,208,000 | $ 189,000 | $ 7,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 955 | $ 161,653,000 | $ 169,000 | $ 9,000 |
| BIRMINGHAM-HOOVER, AL | 953 | $ 160,398,000 | $ 168,000 | $ 3,000 |
| PROVIDENCE-WARWICK, RI-MA | 936 | $ 215,076,000 | $ 226,000 | $ 3,500 |
| PITTSBURGH, PA | 911 | $ 154,810,000 | $ 169,000 | $ 9,000 |
| VALLEJO-FAIRFIELD, CA | 902 | $ 290,429,000 | $ 321,000 | $ 18,000 |
| BOSTON, MA | 894 | $ 271,629,000 | $ 303,000 | $ 9,000 |
| NEW ORLEANS-METAIRIE, LA | 894 | $ 168,249,000 | $ 188,000 | $ 10,000 |
| CLARKSVILLE, TN-KY | 878 | $ 152,506,000 | $ 161,500 | $ 500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 858 | $ 154,386,000 | $ 179,000 | $ 4,000 |
| STOCKTON-LODI, CA | 848 | $ 228,030,000 | $ 268,000 | $ 17,000 |
| CLEVELAND-ELYRIA, OH | 833 | $ 127,817,000 | $ 153,000 | $ 4,000 |
| WILMINGTON, DE-MD-NJ | 819 | $ 181,274,000 | $ 205,000 | $ 4,000 |
| MEMPHIS, TN-MS-AR | 802 | $ 139,505,000 | $ 162,666 | $ 2,333 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 800 | $ 141,227,000 | $ 168,000 | $ 1,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 786 | $ 172,002,000 | $ 218,000 | $ 5,000 |
| LAKELAND-WINTER HAVEN, FL | 777 | $ 130,874,000 | $ 168,000 | $ 2,000 |
| WORCESTER, MA-CT | 743 | $ 157,014,000 | $ 191,500 | $ 500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 738 | $ 134,287,000 | $ 199,500 | $ 4,000 |
| YORK-HANOVER, PA | 725 | $ 126,512,000 | $ 174,000 | $ 2,000 |
| COLUMBIA, SC | 723 | $ 131,605,000 | $ 182,000 | $ 1,000 |
| URBAN HONOLULU, HI | 721 | $ 391,762,000 | $ 543,000 | $ 7,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 702 | $ 113,547,000 | $ 161,000 | $ 6,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 697 | $ 134,318,000 | $ 192,000 | $ 8,000 |
| VISALIA-PORTERVILLE, CA | 691 | $ 139,193,000 | $ 201,000 | $ 8,000 |
| MODESTO, CA | 688 | $ 155,768,000 | $ 226,000 | $ 12,000 |
| SAVANNAH, GA | 688 | $ 137,545,000 | $ 199,000 | $ 3,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 680 | $ 149,124,000 | $ 219,000 | $ 14,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 653 | $ 111,641,000 | $ 170,000 | $ 3,000 |
| PROVO-OREM, UT | 637 | $ 151,997,000 | $ 238,000 | $ 3,000 |
| CHATTANOOGA, TN-GA | 633 | $ 100,016,000 | $ 155,000 | $ 1,000 |
| BOISE CITY, ID | 615 | $ 123,659,000 | $ 201,000 | $ 6,000 |
| WICHITA, KS | 609 | $ 86,836,000 | $ 142,000 | $ 1,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 597 | $ 111,592,000 | $ 191,000 | $ 500 |
| ROCHESTER, NY | 592 | $ 78,543,000 | $ 132,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 585 | $ 109,367,000 | $ 186,000 | $ 6,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 583 | $ 244,870,000 | $ 420,000 | $ 32,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 578 | $ 103,681,000 | $ 173,500 | $ 2,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 555 | $ 96,799,000 | $ 174,000 | $ 5,000 |
| BATON ROUGE, LA | 551 | $ 100,346,000 | $ 182,000 | $ 7,000 |
| SALEM, OR | 546 | $ 117,768,000 | $ 215,000 | $ 5,000 |
| ALBUQUERQUE, NM | 540 | $ 102,312,000 | $ 189,000 | $ 4,000 |
| PORT ST. LUCIE, FL | 535 | $ 103,164,000 | $ 192,000 | $ 6,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 525 | $ 89,078,000 | $ 168,000 | $ 5,000 |
| FAYETTEVILLE, NC | 522 | $ 91,152,000 | $ 174,000 | $ 0 |
| EL PASO, TX | 512 | $ 82,770,000 | $ 161,000 | $ 2,000 |
| OKLAHOMA CITY, OK | 501 | $ 89,458,000 | $ 178,000 | $ 7,000 |
| LANCASTER, PA | 489 | $ 87,182,000 | $ 178,000 | $ 1,000 |
| ELGIN, IL | 478 | $ 90,537,000 | $ 189,000 | $ 5,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 478 | $ 153,038,000 | $ 320,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 472 | $ 83,373,000 | $ 176,000 | $ 4,000 |
| TULSA, OK | 463 | $ 69,037,000 | $ 149,000 | $ 2,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 461 | $ 227,390,000 | $ 493,000 | $ 44,000 |
| HUNTSVILLE, AL | 460 | $ 85,425,000 | $ 185,000 | $ 4,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 452 | $ 62,146,000 | $ 137,000 | $ 0 |
| DAYTON, OH | 447 | $ 78,512,000 | $ 175,000 | $ 4,000 |
| GREELEY, CO | 438 | $ 110,799,000 | $ 252,000 | $ 11,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 429 | $ 116,152,000 | $ 270,000 | $ 19,000 |
| SPOKANE-SPOKANE VALLEY, WA | 428 | $ 84,134,000 | $ 196,000 | $ 4,000 |
| KILLEEN-TEMPLE, TX | 424 | $ 77,354,000 | $ 182,000 | $ 1,000 |
| OLYMPIA-TUMWATER, WA | 418 | $ 104,883,000 | $ 250,000 | $ 5,000 |
| RENO, NV | 418 | $ 111,156,000 | $ 265,000 | $ 15,000 |
| EUGENE, OR | 415 | $ 91,955,000 | $ 221,000 | $ 6,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 411 | $ 83,115,000 | $ 202,000 | $ 8,000 |
| SPRINGFIELD, MA | 411 | $ 76,400,000 | $ 185,000 | $ 2,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 386 | $ 53,029,000 | $ 137,000 | $ 5,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 383 | $ 89,451,000 | $ 233,000 | $ 6,000 |
| REDDING, CA | 379 | $ 83,656,000 | $ 220,000 | $ 2,000 |
| OCALA, FL | 369 | $ 53,471,000 | $ 144,000 | $ 1,000 |
| HANFORD-CORCORAN, CA | 367 | $ 76,983,000 | $ 209,000 | $ 2,000 |
| SPRINGFIELD, MO | 359 | $ 47,609,000 | $ 132,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 355 | $ 57,099,000 | $ 160,000 | $ 4,000 |
| PORTLAND-SOUTH PORTLAND, ME | 352 | $ 73,003,000 | $ 207,000 | $ 3,000 |
| SALISBURY, MD-DE | 348 | $ 76,708,000 | $ 216,500 | $ 11,000 |
| GRAND RAPIDS-WYOMING, MI | 346 | $ 46,372,000 | $ 134,000 | $ 4,000 |
| LEXINGTON-FAYETTE, KY | 346 | $ 55,263,000 | $ 159,000 | $ 2,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 343 | $ 52,454,000 | $ 152,000 | $ 3,000 |
| GREEN BAY, WI | 342 | $ 52,399,000 | $ 153,000 | $ 0 |
| WINSTON-SALEM, NC | 342 | $ 51,243,000 | $ 149,000 | $ 1,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 341 | $ 59,810,000 | $ 181,500 | $ 10,500 |
| PRESCOTT, AZ | 340 | $ 74,464,000 | $ 219,000 | $ 9,000 |
| SPARTANBURG, SC | 338 | $ 49,885,000 | $ 147,000 | $ 1,000 |
| DES MOINES-WEST DES MOINES, IA | 333 | $ 56,466,000 | $ 169,000 | $ 3,000 |
| CORPUS CHRISTI, TX | 326 | $ 58,917,000 | $ 180,000 | $ 3,000 |
| READING, PA | 315 | $ 54,056,000 | $ 171,000 | $ 3,000 |
| MCALLEN-EDINBURG-MISSION, TX | 314 | $ 49,580,000 | $ 157,000 | $ 3,000 |
| SANTA ROSA, CA | 312 | $ 123,136,000 | $ 394,000 | $ 25,000 |
| WINCHESTER, VA-WV | 310 | $ 70,495,000 | $ 189,000 | $ 2,500 |
| JACKSON, MS | 309 | $ 53,917,000 | $ 174,000 | $ 2,000 |
| MEDFORD, OR | 309 | $ 67,918,000 | $ 219,000 | $ 9,000 |
| MERCED, CA | 309 | $ 63,739,000 | $ 206,000 | $ 8,000 |
| MANCHESTER-NASHUA, NH | 307 | $ 69,836,000 | $ 227,000 | $ 7,000 |
| AKRON, OH | 306 | $ 50,523,000 | $ 165,000 | $ 6,000 |
| BREMERTON-SILVERDALE, WA | 306 | $ 80,438,000 | $ 262,000 | $ 12,000 |
| BEND-REDMOND, OR | 303 | $ 74,449,000 | $ 245,000 | $ 24,000 |
| MONTGOMERY, AL | 298 | $ 49,506,000 | $ 166,000 | $ 1,000 |
| ROANOKE, VA | 295 | $ 51,143,000 | $ 173,000 | $ 3,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 293 | $ 40,895,000 | $ 139,000 | $ 2,000 |
| GAINESVILLE, GA | 292 | $ 50,872,000 | $ 174,000 | $ 3,000 |
| SYRACUSE, NY | 281 | $ 36,562,000 | $ 130,000 | $ 0 |
| LUBBOCK, TX | 267 | $ 41,296,000 | $ 154,000 | $ 1,000 |
| LYNCHBURG, VA | 265 | $ 46,624,000 | $ 175,000 | $ 2,000 |
| COLUMBUS, GA-AL | 264 | $ 49,583,000 | $ 185,000 | $ 1,000 |
| GARY, IN | 260 | $ 36,671,000 | $ 141,000 | $ 5,000 |
| LAFAYETTE, LA | 257 | $ 43,921,000 | $ 170,000 | $ 4,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 257 | $ 66,058,000 | $ 257,000 | $ 23,000 |
| APPLETON, WI | 256 | $ 38,164,000 | $ 149,000 | $ 0 |
| FORT COLLINS, CO | 252 | $ 69,467,000 | $ 275,000 | $ 14,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 251 | $ 41,125,000 | $ 163,000 | $ 6,000 |
| SHREVEPORT-BOSSIER CITY, LA | 251 | $ 45,479,000 | $ 181,000 | $ 1,000 |
| SALINAS, CA | 246 | $ 91,586,000 | $ 372,000 | $ 18,000 |
| WARNER ROBINS, GA | 245 | $ 41,888,000 | $ 170,000 | $ 1,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 244 | $ 66,179,000 | $ 271,000 | $ 1,000 |
| DURHAM-CHAPEL HILL, NC | 239 | $ 51,286,000 | $ 214,000 | $ 4,000 |
| YUBA CITY, CA | 239 | $ 55,688,000 | $ 233,000 | $ 5,000 |
| JACKSONVILLE, NC | 238 | $ 39,962,000 | $ 167,000 | $ 2,000 |
| MADISON, WI | 238 | $ 49,885,000 | $ 209,000 | $ 6,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 235 | $ 31,087,000 | $ 133,500 | $ 2,500 |
| MADERA, CA | 235 | $ 46,695,000 | $ 198,000 | $ 5,000 |
| ST. GEORGE, UT | 233 | $ 53,001,000 | $ 227,000 | $ 3,000 |
| KENNEWICK-RICHLAND, WA | 232 | $ 48,892,000 | $ 210,000 | $ 5,000 |
| NEW HAVEN-MILFORD, CT | 232 | $ 46,688,000 | $ 201,000 | $ 10,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 231 | $ 43,635,000 | $ 188,000 | $ 4,000 |
| CHARLOTTESVILLE, VA | 229 | $ 55,113,000 | $ 240,000 | $ 5,000 |
| BEAUMONT-PORT ARTHUR, TX | 228 | $ 34,758,000 | $ 152,000 | $ 5,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 227 | $ 87,212,000 | $ 384,000 | $ 26,000 |
| SANTA MARIA-SANTA BARBARA, CA | 225 | $ 74,291,000 | $ 330,000 | $ 15,000 |
| MOBILE, AL | 224 | $ 32,651,000 | $ 145,000 | $ 6,000 |
| ASHEVILLE, NC | 223 | $ 46,189,000 | $ 207,000 | $ 4,000 |
| DOVER, DE | 223 | $ 46,995,000 | $ 210,000 | $ 2,000 |
| PUNTA GORDA, FL | 223 | $ 37,387,000 | $ 167,000 | $ 3,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 217 | $ 34,854,000 | $ 160,000 | $ 3,000 |
| JOHNSON CITY, TN | 214 | $ 29,748,000 | $ 139,000 | $ 2,000 |
| CHICO, CA | 212 | $ 49,111,000 | $ 231,000 | $ 10,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 212 | $ 25,006,000 | $ 118,500 | $ 0 |
| LAREDO, TX | 206 | $ 34,041,000 | $ 165,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 205 | $ 32,993,000 | $ 160,000 | $ 3,000 |
| SIERRA VISTA-DOUGLAS, AZ | 203 | $ 35,721,000 | $ 175,000 | $ 1,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 199 | $ 34,916,000 | $ 175,000 | $ 3,000 |
| ALBANY, OR | 196 | $ 37,457,000 | $ 191,000 | $ 3,000 |
| BARNSTABLE TOWN, MA | 193 | $ 54,962,000 | $ 284,000 | $ 4,000 |
| HINESVILLE, GA | 188 | $ 32,082,000 | $ 170,000 | $ 1,000 |
| ANCHORAGE, AK | 187 | $ 51,064,000 | $ 273,000 | $ 3,000 |
| BROWNSVILLE-HARLINGEN, TX | 186 | $ 26,656,000 | $ 143,000 | $ 2,000 |
| YUMA, AZ | 183 | $ 28,950,000 | $ 158,000 | $ 2,000 |
| SIOUX FALLS, SD | 182 | $ 35,134,000 | $ 193,000 | $ 2,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 180 | $ 31,776,000 | $ 176,000 | $ 7,000 |
| FLINT, MI | 180 | $ 23,726,000 | $ 131,000 | $ 4,000 |
| TUSCALOOSA, AL | 176 | $ 28,667,000 | $ 162,000 | $ 3,000 |
| COEUR D'ALENE, ID | 174 | $ 37,680,000 | $ 216,000 | $ 1,000 |
| GETTYSBURG, PA | 174 | $ 32,006,000 | $ 183,000 | $ 0 |
| MORRISTOWN, TN | 174 | $ 23,919,000 | $ 137,000 | $ 0 |
| LINCOLN, NE | 169 | $ 28,046,000 | $ 165,000 | $ 1,000 |
| ODESSA, TX | 166 | $ 30,170,000 | $ 181,000 | $ 5,000 |
| EAST STROUDSBURG, PA | 162 | $ 24,101,000 | $ 148,000 | $ 4,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 162 | $ 81,732,000 | $ 504,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 161 | $ 23,577,000 | $ 146,000 | $ 7,000 |
| LAKE CHARLES, LA | 161 | $ 27,519,000 | $ 170,000 | $ 4,000 |
| LEBANON, PA | 161 | $ 26,639,000 | $ 165,000 | $ 2,000 |
| WACO, TX | 161 | $ 27,863,000 | $ 173,000 | $ 5,000 |
| PANAMA CITY, FL | 160 | $ 34,212,000 | $ 213,000 | $ 9,000 |
| COLLEGE STATION-BRYAN, TX | 159 | $ 30,660,000 | $ 192,000 | $ 6,000 |
| EL CENTRO, CA | 156 | $ 32,770,000 | $ 210,000 | $ 14,000 |
| STAUNTON-WAYNESBORO, VA | 156 | $ 26,692,000 | $ 171,000 | $ 0 |
| MIDLAND, TX | 153 | $ 30,847,000 | $ 201,000 | $ 3,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 152 | $ 20,674,000 | $ 136,000 | $ 2,000 |
| WILMINGTON, NC | 151 | $ 31,344,000 | $ 207,000 | $ 2,000 |
| TRENTON, NJ | 149 | $ 28,423,000 | $ 190,000 | $ 1,000 |
| BOWLING GREEN, KY | 148 | $ 21,695,000 | $ 146,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 148 | $ 21,522,000 | $ 144,000 | $ 4,000 |
| TOLEDO, OH | 148 | $ 19,353,000 | $ 130,000 | $ 4,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 147 | $ 40,763,000 | $ 277,000 | $ 18,000 |
| HICKORY-LENOIR-MORGANTON, NC | 145 | $ 21,816,000 | $ 150,000 | $ 4,000 |
| ALBANY-SCHENECTADY-TROY, NY | 144 | $ 25,743,000 | $ 178,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 141 | $ 22,230,000 | $ 157,000 | $ 2,000 |
| AUBURN-OPELIKA, AL | 141 | $ 26,346,000 | $ 186,000 | $ 2,000 |
| OSHKOSH-NEENAH, WI | 141 | $ 18,658,000 | $ 132,000 | $ 1,000 |
| YAKIMA, WA | 135 | $ 25,795,000 | $ 191,000 | $ 10,000 |
| CHEYENNE, WY | 133 | $ 28,265,000 | $ 212,000 | $ 3,000 |
| CUMBERLAND, MD-WV | 133 | $ 17,052,000 | $ 130,000 | $ 0 |
| GAINESVILLE, FL | 133 | $ 23,682,000 | $ 178,000 | $ 5,000 |
| LAWTON, OK | 132 | $ 21,148,000 | $ 160,000 | $ 4,000 |
| RACINE, WI | 132 | $ 20,649,000 | $ 156,000 | $ 1,000 |
| TYLER, TX | 132 | $ 22,579,000 | $ 171,000 | $ 5,000 |
| VICTORIA, TX | 132 | $ 23,299,000 | $ 176,000 | $ 2,000 |
| TALLAHASSEE, FL | 129 | $ 25,933,000 | $ 201,000 | $ 4,000 |
| HOUMA-THIBODAUX, LA | 128 | $ 21,640,000 | $ 169,000 | $ 3,000 |
| VINELAND-BRIDGETON, NJ | 127 | $ 19,846,000 | $ 156,000 | $ 4,000 |
| ALBANY, GA | 126 | $ 18,290,000 | $ 145,000 | $ 1,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 124 | $ 28,747,000 | $ 231,000 | $ 4,000 |
| JACKSON, TN | 123 | $ 16,018,000 | $ 130,000 | $ 2,000 |
| BOULDER, CO | 122 | $ 38,445,000 | $ 315,000 | $ 23,000 |
| HAMMOND, LA | 122 | $ 20,084,000 | $ 164,000 | $ 2,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 121 | $ 20,692,000 | $ 171,000 | $ 1,000 |
| CEDAR RAPIDS, IA | 121 | $ 18,093,000 | $ 149,000 | $ 0 |
| MACON, GA | 119 | $ 18,466,000 | $ 155,000 | $ 4,000 |
| LANSING-EAST LANSING, MI | 117 | $ 17,032,000 | $ 145,000 | $ 3,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 116 | $ 19,990,000 | $ 124,500 | $ 4,000 |
| HOMOSASSA SPRINGS, FL | 116 | $ 17,315,000 | $ 149,000 | $ 2,000 |
| LAS CRUCES, NM | 116 | $ 19,260,000 | $ 166,000 | $ 1,000 |
| LONGVIEW, WA | 115 | $ 23,371,000 | $ 203,000 | $ 4,000 |
| DALTON, GA | 114 | $ 14,683,000 | $ 128,000 | $ 4,000 |
| DOTHAN, AL | 114 | $ 19,027,000 | $ 166,000 | $ 0 |
| BLOOMINGTON, IL | 112 | $ 16,456,000 | $ 146,000 | $ 2,000 |
| JANESVILLE-BELOIT, WI | 111 | $ 15,188,000 | $ 136,000 | $ 1,000 |
| BRUNSWICK, GA | 110 | $ 20,045,000 | $ 182,000 | $ 4,000 |
| LONGVIEW, TX | 110 | $ 16,174,000 | $ 147,000 | $ 1,000 |
| VALDOSTA, GA | 110 | $ 17,121,000 | $ 155,000 | $ 0 |
| RAPID CITY, SD | 109 | $ 22,995,000 | $ 210,000 | $ 3,000 |
| SANTA CRUZ-WATSONVILLE, CA | 109 | $ 51,265,000 | $ 470,000 | $ 46,000 |
| AMARILLO, TX | 107 | $ 16,900,000 | $ 157,000 | $ 7,000 |
| PUEBLO, CO | 107 | $ 16,569,000 | $ 154,000 | $ 8,000 |
| EVANSVILLE, IN-KY | 106 | $ 13,388,000 | $ 119,500 | $ 2,000 |
| SEBASTIAN-VERO BEACH, FL | 105 | $ 20,859,000 | $ 198,000 | $ 7,000 |
| NEW BERN, NC | 102 | $ 18,867,000 | $ 184,000 | $ 0 |
| ABILENE, TX | 101 | $ 16,537,000 | $ 163,000 | $ 3,000 |
| SPRINGFIELD, IL | 101 | $ 14,599,000 | $ 144,000 | $ 0 |
| SAN ANGELO, TX | 100 | $ 14,919,000 | $ 149,000 | $ 1,000 |
| GRANTS PASS, OR | 99 | $ 20,896,000 | $ 211,000 | $ 8,000 |
| SUMTER, SC | 99 | $ 16,426,000 | $ 165,000 | $ 0 |
| THE VILLAGES, FL | 99 | $ 21,947,000 | $ 221,000 | $ 10,000 |
| FLORENCE-MUSCLE SHOALS, AL | 98 | $ 12,900,000 | $ 131,000 | $ 2,000 |
| GREENVILLE, NC | 97 | $ 15,139,000 | $ 156,000 | $ 1,000 |
| FORT WAYNE, IN | 96 | $ 11,973,000 | $ 124,000 | $ 2,000 |
| ROCKFORD, IL | 96 | $ 13,646,000 | $ 142,000 | $ 1,000 |
| SHERMAN-DENISON, TX | 96 | $ 16,347,000 | $ 170,000 | $ 2,000 |
| BURLINGTON, NC | 95 | $ 17,252,000 | $ 181,000 | $ 0 |
| BINGHAMTON, NY | 94 | $ 11,060,000 | $ 117,000 | $ 0 |
| GRAND JUNCTION, CO | 94 | $ 19,826,000 | $ 210,000 | $ 5,000 |
| WICHITA FALLS, TX | 94 | $ 12,320,000 | $ 131,000 | $ 2,000 |
| GREAT FALLS, MT | 93 | $ 16,380,000 | $ 176,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 89 | $ 11,997,000 | $ 134,000 | $ 6,000 |
| CASPER, WY | 87 | $ 17,876,000 | $ 205,000 | $ 5,000 |
| COLUMBIA, MO | 87 | $ 15,279,000 | $ 175,000 | $ 9,000 |
| MUSKEGON, MI | 87 | $ 9,615,000 | $ 110,000 | $ 1,000 |
| DULUTH, MN-WI | 85 | $ 12,588,000 | $ 151,500 | $ 4,000 |
| NORWICH-NEW LONDON, CT | 85 | $ 17,632,000 | $ 207,000 | $ 10,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 84 | $ 10,521,000 | $ 126,000 | $ 1,000 |
| FORT SMITH, AR-OK | 83 | $ 10,043,000 | $ 118,500 | $ 3,000 |
| NAPA, CA | 83 | $ 35,360,000 | $ 426,000 | $ 49,000 |
| WAUSAU, WI | 83 | $ 11,882,000 | $ 143,000 | $ 0 |
| LOGAN, UT-ID | 80 | $ 15,655,000 | $ 166,000 | $ 1,000 |
| OWENSBORO, KY | 79 | $ 10,294,000 | $ 130,000 | $ 0 |
| ROCHESTER, MN | 77 | $ 12,964,000 | $ 168,000 | $ 2,000 |
| GOLDSBORO, NC | 76 | $ 12,661,000 | $ 166,000 | $ 0 |
| PEORIA, IL | 76 | $ 10,585,000 | $ 139,000 | $ 5,000 |
| BILLINGS, MT | 75 | $ 15,934,000 | $ 212,000 | $ 8,000 |
| BISMARCK, ND | 75 | $ 17,938,000 | $ 239,000 | $ 0 |
| IDAHO FALLS, ID | 75 | $ 13,370,000 | $ 178,000 | $ 2,000 |
| LEWISTON-AUBURN, ME | 75 | $ 11,316,000 | $ 150,000 | $ 6,000 |
| EAU CLAIRE, WI | 74 | $ 12,438,000 | $ 168,000 | $ 3,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 74 | $ 35,427,000 | $ 478,000 | $ 31,000 |
| BANGOR, ME | 73 | $ 11,205,000 | $ 153,000 | $ 1,000 |
| CLEVELAND, TN | 71 | $ 11,079,000 | $ 156,000 | $ 4,000 |
| HARRISONBURG, VA | 70 | $ 13,455,000 | $ 192,000 | $ 2,000 |
| MONROE, LA | 70 | $ 11,225,000 | $ 160,000 | $ 3,000 |
| FLAGSTAFF, AZ | 69 | $ 17,876,000 | $ 259,000 | $ 26,000 |
| CORVALLIS, OR | 68 | $ 18,138,000 | $ 266,000 | $ 15,000 |
| FLORENCE, SC | 68 | $ 10,898,000 | $ 160,000 | $ 2,000 |
| DECATUR, AL | 67 | $ 9,537,000 | $ 142,000 | $ 1,000 |
| ELKHART-GOSHEN, IN | 64 | $ 9,263,000 | $ 144,000 | $ 4,000 |
| SAN RAFAEL, CA | 64 | $ 33,707,000 | $ 526,000 | $ 100,000 |
| TOPEKA, KS | 64 | $ 9,815,000 | $ 153,000 | $ 7,000 |
| MOUNT VERNON-ANACORTES, WA | 62 | $ 15,219,000 | $ 245,000 | $ 12,000 |
| SHEBOYGAN, WI | 62 | $ 8,997,000 | $ 145,000 | $ 2,000 |
| ST. CLOUD, MN | 62 | $ 10,771,000 | $ 173,000 | $ 5,000 |
| ROME, GA | 60 | $ 8,350,000 | $ 139,000 | $ 1,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 59 | $ 15,048,000 | $ 255,000 | $ 0 |
| FARGO, ND-MN | 59 | $ 12,442,000 | $ 209,500 | $ 6,000 |
| ANN ARBOR, MI | 57 | $ 10,979,000 | $ 192,000 | $ 25,000 |
| GRAND FORKS, ND-MN | 57 | $ 11,037,000 | $ 172,500 | $ 0 |
| HATTIESBURG, MS | 57 | $ 8,983,000 | $ 157,000 | $ 3,000 |
| TEXARKANA, TX-AR | 56 | $ 7,854,000 | $ 135,500 | $ 0 |
| ERIE, PA | 54 | $ 7,384,000 | $ 136,000 | $ 5,000 |
| LA CROSSE-ONALASKA, WI-MN | 54 | $ 8,194,000 | $ 136,500 | $ 0 |
| OCEAN CITY, NJ | 53 | $ 10,270,000 | $ 193,000 | $ 3,000 |
| GADSDEN, AL | 52 | $ 7,270,000 | $ 139,000 | $ 2,000 |
| LEWISTON, ID-WA | 52 | $ 8,942,000 | $ 170,500 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 52 | $ 6,944,000 | $ 135,500 | $ 3,500 |
| UTICA-ROME, NY | 52 | $ 6,200,000 | $ 119,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 51 | $ 7,435,000 | $ 145,000 | $ 1,000 |
| SEBRING, FL | 51 | $ 6,785,000 | $ 133,000 | $ 2,000 |
| JONESBORO, AR | 50 | $ 7,165,000 | $ 143,000 | $ 1,000 |
| CHAMPAIGN-URBANA, IL | 49 | $ 6,576,000 | $ 134,000 | $ 0 |
| FOND DU LAC, WI | 47 | $ 7,008,000 | $ 149,000 | $ 1,000 |
| MANSFIELD, OH | 47 | $ 5,121,000 | $ 108,000 | $ 2,000 |
| PITTSFIELD, MA | 46 | $ 8,066,000 | $ 175,000 | $ 0 |
| ALEXANDRIA, LA | 44 | $ 7,589,000 | $ 172,000 | $ 1,000 |
| JOPLIN, MO | 44 | $ 5,242,000 | $ 119,000 | $ 0 |
| MANHATTAN, KS | 44 | $ 8,548,000 | $ 194,000 | $ 0 |
| TERRE HAUTE, IN | 44 | $ 4,873,000 | $ 110,000 | $ 4,000 |
| WALLA WALLA, WA | 44 | $ 8,404,000 | $ 191,000 | $ 5,000 |
| BELLINGHAM, WA | 43 | $ 10,579,000 | $ 246,000 | $ 17,000 |
| JEFFERSON CITY, MO | 43 | $ 6,085,000 | $ 141,000 | $ 0 |
| SPRINGFIELD, OH | 43 | $ 5,240,000 | $ 121,000 | $ 0 |
| KANKAKEE, IL | 40 | $ 6,086,000 | $ 152,000 | $ 1,000 |
| BLOOMSBURG-BERWICK, PA | 39 | $ 5,383,000 | $ 138,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 39 | $ 8,789,000 | $ 225,000 | $ 9,000 |
| CAPE GIRARDEAU, MO-IL | 39 | $ 5,040,000 | $ 118,500 | $ 500 |
| MORGANTOWN, WV | 39 | $ 7,911,000 | $ 202,000 | $ 2,000 |
| GRAND ISLAND, NE | 38 | $ 4,809,000 | $ 126,000 | $ 2,000 |
| WENATCHEE, WA | 38 | $ 8,821,000 | $ 232,000 | $ 27,000 |
| MANKATO-NORTH MANKATO, MN | 36 | $ 5,950,000 | $ 165,000 | $ 7,000 |
| DECATUR, IL | 35 | $ 4,175,000 | $ 119,000 | $ 2,000 |
| MONROE, MI | 35 | $ 5,322,000 | $ 152,000 | $ 1,000 |
| CARSON CITY, NV | 34 | $ 6,714,000 | $ 197,000 | $ 16,000 |
| HOT SPRINGS, AR | 34 | $ 4,444,000 | $ 130,000 | $ 0 |
| PINE BLUFF, AR | 34 | $ 4,431,000 | $ 130,000 | $ 3,000 |
| STATE COLLEGE, PA | 34 | $ 6,345,000 | $ 186,000 | $ 10,000 |
| MICHIGAN CITY-LA PORTE, IN | 33 | $ 4,841,000 | $ 146,000 | $ 2,000 |
| POCATELLO, ID | 33 | $ 4,944,000 | $ 149,000 | $ 0 |
| ROCKY MOUNT, NC | 33 | $ 5,157,000 | $ 156,000 | $ 1,000 |
| BLOOMINGTON, IN | 31 | $ 4,738,000 | $ 152,000 | $ 10,000 |
| GLENS FALLS, NY | 31 | $ 4,664,000 | $ 150,000 | $ 0 |
| JACKSON, MI | 31 | $ 4,395,000 | $ 141,000 | $ 16,000 |
| LAWRENCE, KS | 31 | $ 4,822,000 | $ 155,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 31 | $ 4,331,000 | $ 139,000 | $ 4,000 |
| ST. JOSEPH, MO-KS | 31 | $ 4,152,000 | $ 107,000 | $ 0 |
| ALTOONA, PA | 30 | $ 4,616,000 | $ 153,000 | $ 0 |
| MISSOULA, MT | 30 | $ 6,964,000 | $ 232,000 | $ 3,000 |
| CARBONDALE-MARION, IL | 29 | $ 3,219,000 | $ 111,000 | $ 0 |
| KOKOMO, IN | 29 | $ 3,889,000 | $ 134,000 | $ 1,000 |
| SANTA FE, NM | 28 | $ 7,256,000 | $ 259,000 | $ 9,000 |
| JOHNSTOWN, PA | 26 | $ 3,216,000 | $ 123,000 | $ 2,000 |
| BAY CITY, MI | 25 | $ 2,648,000 | $ 105,000 | $ 5,000 |
| FAIRBANKS, AK | 25 | $ 6,762,000 | $ 270,000 | $ 0 |
| FARMINGTON, NM | 25 | $ 4,402,000 | $ 176,000 | $ 6,000 |
| BATTLE CREEK, MI | 24 | $ 3,294,000 | $ 137,000 | $ 3,000 |
| MUNCIE, IN | 24 | $ 2,492,000 | $ 103,000 | $ 6,000 |
| AMES, IA | 23 | $ 4,477,000 | $ 194,000 | $ 0 |
| LIMA, OH | 23 | $ 2,579,000 | $ 112,000 | $ 1,000 |
| WILLIAMSPORT, PA | 23 | $ 3,183,000 | $ 138,000 | $ 0 |
| CHARLESTON, WV | 21 | $ 3,181,000 | $ 151,000 | $ 1,000 |
| PARKERSBURG-VIENNA, WV | 21 | $ 2,320,000 | $ 110,000 | $ 0 |
| SAGINAW, MI | 21 | $ 2,213,000 | $ 105,000 | $ 4,000 |
| WATERTOWN-FORT DRUM, NY | 21 | $ 3,346,000 | $ 159,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 19 | $ 3,125,000 | $ 178,000 | $ 1,000 |
| WATERLOO-CEDAR FALLS, IA | 18 | $ 2,743,000 | $ 152,000 | $ 28,000 |
| IOWA CITY, IA | 17 | $ 3,175,000 | $ 186,000 | $ 7,000 |
| MIDLAND, MI | 17 | $ 2,215,000 | $ 130,000 | $ 4,000 |
| COLUMBUS, IN | 15 | $ 2,220,000 | $ 148,000 | $ 12,000 |
| WHEELING, WV-OH | 15 | $ 2,636,000 | $ 174,000 | $ 5,000 |
| DUBUQUE, IA | 14 | $ 2,474,000 | $ 176,000 | $ 0 |
| ITHACA, NY | 14 | $ 2,756,000 | $ 196,000 | $ 0 |
| ELMIRA, NY | 13 | $ 1,441,000 | $ 110,000 | $ 0 |
| KINGSTON, NY | 11 | $ 2,651,000 | $ 241,000 | $ 0 |
| BECKLEY, WV | 10 | $ 1,259,000 | $ 125,000 | $ 7,000 |
| DANVILLE, IL | 10 | $ 1,091,000 | $ 109,000 | $ 5,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 8 | $ 828,000 | $ 103,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 151,292 | $32,226,451,000 | $213,000 | $3,040,000 | $4,000 | $3,176,000 |
| Refinancing | 86,585 | $21,600,265,000 | $249,000 | $3,220,000 | $19,000 | $6,000,000 |
| Home Improvement | 286 | $72,718,000 | $254,000 | $734,000 | $94,000 | $319,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 182,561 | $40,147,416,000 | $219,000 | $3,220,000 | $0 | $0 |
| White | 31,416 | $7,649,670,000 | $243,000 | $2,531,000 | $44,000 | $3,176,000 |
| Hispanic | 8,615 | $2,140,062,000 | $248,000 | $1,100,000 | $39,000 | $1,375,000 |
| Black or African American | 7,145 | $1,637,892,000 | $229,000 | $946,000 | $25,000 | $477,000 |
| Not Provided | 4,705 | $1,234,750,000 | $262,000 | $1,272,000 | $44,000 | $1,639,000 |
| Asian | 2,580 | $797,178,000 | $308,000 | $1,203,000 | $72,000 | $6,000,000 |
| American Indian or Alaskan Native | 657 | $149,609,000 | $227,000 | $726,000 | $31,000 | $400,000 |
| Native Hawaiin or Other Pacific Islander | 484 | $142,857,000 | $295,000 | $760,000 | $48,000 | $352,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 131,043 | $27,395,581,000 | $209,000 | $1,224,000 | $1,000 | $1,633,000 |
| VA-guaranteed (Veterans Administration) | 75,581 | $19,666,639,000 | $260,000 | $2,531,000 | $2,000 | $1,063,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,001 | $4,705,795,000 | $276,000 | $3,220,000 | $112,000 | $6,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14,538 | $2,131,419,000 | $146,000 | $694,000 | $0 | $200,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 182,545 | $40,114,556,000 | $219,000 | $1,655,000 | $0 | $0 |
| Loan Originated | 25,066 | $6,414,347,000 | $255,000 | $3,200,000 | $27,000 | $1,331,000 |
| Application Denied By Financial Institution | 14,078 | $3,410,366,000 | $242,000 | $3,220,000 | $50,000 | $2,088,000 |
| Application Withdrawn By Applicant | 9,271 | $2,288,938,000 | $246,000 | $3,040,000 | $49,000 | $6,000,000 |
| Preapproval Denied by Financial Institution | 4,203 | $920,269,000 | $218,000 | $2,531,000 | $83,000 | $1,680,000 |
| Preapproval Approved but not Accepted | 1,134 | $305,140,000 | $269,000 | $1,100,000 | $107,000 | $1,633,000 |
| File Closed For Incompleteness | 1,082 | $244,344,000 | $225,000 | $979,000 | $19,000 | $649,000 |
| Application Approved But Not Accepted | 784 | $201,474,000 | $256,000 | $755,000 | $17,000 | $311,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 11,359 | $2,741,454,000 | $241,000 | $1,700,000 | $53,000 | $2,040,000 |
| Credit History | 3,173 | $670,164,000 | $211,000 | $3,220,000 | $67,000 | $2,088,000 |
| Debt-To-Income Ratio | 2,097 | $523,747,000 | $249,000 | $2,531,000 | $66,000 | $412,000 |
| Other | 698 | $161,190,000 | $230,000 | $1,744,000 | $53,000 | $465,000 |
| Collateral | 527 | $129,124,000 | $245,000 | $743,000 | $68,000 | $452,000 |
| Unverifiable Information | 258 | $63,329,000 | $245,000 | $681,000 | $85,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 133 | $31,313,000 | $235,000 | $1,875,000 | $17,000 | $339,000 |
| Employment History | 30 | $8,045,000 | $268,000 | $626,000 | $91,000 | $250,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pennymac Loan Services Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pennymac Loan Services Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.