Peoples Home Equity Mortgage Lending & HMDA Data, 2014

In 2014, Peoples Home Equity of Brentwood, TN reported 11,683 mortgage applications totaling $2.2 billion, up 3% from 2013. The average application was for $190,810, and applicants reported an average income of $80,275. 61% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,266), Nashville-Davidson--Murfreesboro--Franklin, TN (1,491) and Knoxville, TN (889) (applications in parentheses).

Mortgage Company & Address Peoples Home Equity
5205 Maryland Way Suite 100
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 11,683
Total Mortgage Loan Application Amount $2,229,243,000
Average Mortgage Loan Application Amount $190,810
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $80,275
Highest Applicant Income $9,215,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peoples Home Equity by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,352 $ 266,661,000 $ 197,234 $ 90,000
Davidson, Tennessee 719 $ 109,821,000 $ 152,741 $ 70,000
Knox, Tennessee 490 $ 76,283,000 $ 155,679 $ 67,000
Hamilton, Tennessee 441 $ 68,145,000 $ 154,523 $ 65,000
Milwaukee, Wisconsin 401 $ 53,444,000 $ 133,276 $ 66,000
Maricopa, Arizona 369 $ 82,230,000 $ 222,845 $ 98,000
Will, Illinois 368 $ 76,590,000 $ 208,125 $ 91,000
DuPage, Illinois 367 $ 83,952,000 $ 228,752 $ 103,000
Brown, Wisconsin 308 $ 41,079,000 $ 133,373 $ 59,000
Waukesha, Wisconsin 270 $ 57,875,000 $ 214,351 $ 93,000
San Diego, California 216 $ 73,206,000 $ 338,916 $ 101,000
Rutherford, Tennessee 209 $ 31,778,000 $ 152,047 $ 61,000
Los Angeles, California 173 $ 62,043,000 $ 358,630 $ 94,000
Wilson, Tennessee 165 $ 33,282,000 $ 201,709 $ 85,000
Washington, Tennessee 151 $ 22,691,000 $ 150,271 $ 63,000
Kane, Illinois 149 $ 29,424,000 $ 197,476 $ 87,000
Blount, Tennessee 145 $ 21,195,000 $ 146,172 $ 62,000
Lake, Illinois 131 $ 26,165,000 $ 199,732 $ 106,000
Sevier, Tennessee 130 $ 18,553,000 $ 142,715 $ 60,000
Solano, California 117 $ 30,512,000 $ 260,786 $ 92,000
Sumner, Tennessee 117 $ 22,714,000 $ 194,136 $ 77,000
Williamson, Tennessee 117 $ 39,081,000 $ 334,025 $ 140,000
Montgomery, Tennessee 108 $ 16,636,000 $ 154,037 $ 54,000
Clark, Nevada 106 $ 19,174,000 $ 180,886 $ 75,000
Catoosa, Georgia 98 $ 13,655,000 $ 139,336 $ 62,000
Loudon, Tennessee 98 $ 14,826,000 $ 151,285 $ 56,000
McHenry, Illinois 97 $ 17,666,000 $ 182,123 $ 78,000
Washington, Wisconsin 95 $ 15,824,000 $ 166,568 $ 71,000
Winnebago, Wisconsin 93 $ 11,528,000 $ 123,956 $ 61,000
Sullivan, Tennessee 86 $ 11,571,000 $ 134,546 $ 53,000
Sonoma, California 83 $ 33,493,000 $ 403,530 $ 122,000
Orange, California 82 $ 39,604,000 $ 482,975 $ 151,000
Riverside, California 77 $ 22,136,000 $ 287,480 $ 80,000
Whitfield, Georgia 68 $ 7,930,000 $ 116,617 $ 51,000
Racine, Wisconsin 66 $ 10,292,000 $ 155,939 $ 64,000
Guilford, North Carolina 65 $ 8,567,000 $ 131,800 $ 49,000
Kendall, Illinois 64 $ 12,082,000 $ 188,781 $ 100,000
Outagamie, Wisconsin 62 $ 8,261,000 $ 133,241 $ 65,000
Roane, Tennessee 56 $ 6,724,000 $ 120,071 $ 48,000
Contra Costa, California 53 $ 20,944,000 $ 395,169 $ 140,000
Walker, Georgia 52 $ 6,553,000 $ 126,019 $ 52,000
Chesapeake, Virginia 49 $ 10,370,000 $ 211,632 $ 63,000
San Bernardino, California 47 $ 13,148,000 $ 279,744 $ 83,000
Walworth, Wisconsin 47 $ 7,502,000 $ 159,617 $ 67,000
Forsyth, North Carolina 46 $ 5,267,000 $ 114,500 $ 112,000
Carter, Tennessee 46 $ 4,755,000 $ 103,369 $ 47,000
Kenosha, Wisconsin 46 $ 6,886,000 $ 149,695 $ 62,000
Ozaukee, Wisconsin 45 $ 7,215,000 $ 160,333 $ 78,000
Virginia Beach, Virginia 44 $ 9,001,000 $ 204,568 $ 82,000
Pinal, Arizona 42 $ 6,355,000 $ 151,309 $ 63,000
Dickson, Tennessee 42 $ 6,185,000 $ 147,261 $ 54,000
Greene, Tennessee 42 $ 4,140,000 $ 98,571 $ 40,000
Alameda, California 41 $ 19,406,000 $ 473,317 $ 181,000
Campbell, Tennessee 40 $ 4,389,000 $ 109,725 $ 45,000
Broward, Florida 39 $ 8,846,000 $ 226,820 $ 90,000
Robertson, Tennessee 39 $ 6,469,000 $ 165,871 $ 60,000
Napa, California 38 $ 15,047,000 $ 395,973 $ 484,000
Sacramento, California 37 $ 11,086,000 $ 299,621 $ 101,000
Orange, Florida 37 $ 7,131,000 $ 192,729 $ 122,000
Maury, Tennessee 37 $ 5,752,000 $ 155,459 $ 58,000
Oconto, Wisconsin 37 $ 5,035,000 $ 136,081 $ 51,000
Claiborne, Tennessee 36 $ 3,896,000 $ 108,222 $ 47,000
Norfolk, Virginia 36 $ 5,757,000 $ 159,916 $ 53,000
Bradley, Tennessee 35 $ 4,472,000 $ 127,771 $ 52,000
Anderson, Tennessee 34 $ 4,402,000 $ 129,470 $ 52,000
Waupaca, Wisconsin 34 $ 3,707,000 $ 109,029 $ 61,000
Jefferson, Tennessee 33 $ 4,297,000 $ 130,212 $ 48,000
Santa Clara, California 31 $ 15,220,000 $ 490,967 $ 133,000
Monroe, Tennessee 31 $ 2,918,000 $ 94,129 $ 37,000
Cheatham, Tennessee 29 $ 4,430,000 $ 152,758 $ 47,000
Fond du Lac, Wisconsin 28 $ 3,902,000 $ 139,357 $ 63,000
Marin, California 27 $ 14,613,000 $ 541,222 $ 148,000
Jefferson, Kentucky 27 $ 4,650,000 $ 172,222 $ 95,000
Tarrant, Texas 27 $ 3,360,000 $ 124,444 $ 92,000
Marinette, Wisconsin 25 $ 2,638,000 $ 105,520 $ 36,000
Hamblen, Tennessee 24 $ 2,512,000 $ 104,666 $ 43,000
Hawkins, Tennessee 23 $ 2,480,000 $ 107,826 $ 44,000
Dodge, Wisconsin 23 $ 3,195,000 $ 138,913 $ 49,000
Jefferson, Wisconsin 22 $ 3,040,000 $ 138,181 $ 64,000
Shawano, Wisconsin 21 $ 2,739,000 $ 130,428 $ 56,000
Pima, Arizona 20 $ 3,307,000 $ 165,350 $ 58,000
Dallas, Texas 20 $ 2,387,000 $ 119,350 $ 67,000
Dane, Wisconsin 20 $ 3,257,000 $ 162,850 $ 88,000
Miami-Dade, Florida 19 $ 3,600,000 $ 189,473 $ 87,000
Calumet, Wisconsin 19 $ 2,997,000 $ 157,736 $ 68,000
Waushara, Wisconsin 19 $ 2,615,000 $ 137,631 $ 66,000
Grundy, Illinois 18 $ 3,185,000 $ 176,944 $ 76,000
Washington, Virginia 18 $ 2,651,000 $ 147,277 $ 83,000
Ventura, California 17 $ 5,749,000 $ 338,176 $ 98,000
Murray, Georgia 17 $ 1,429,000 $ 84,058 $ 36,000
Charleston, South Carolina 17 $ 3,343,000 $ 196,647 $ 71,000
Unicoi, Tennessee 17 $ 2,250,000 $ 132,352 $ 48,000
Placer, California 16 $ 5,901,000 $ 368,812 $ 105,000
San Joaquin, California 16 $ 4,284,000 $ 267,750 $ 72,000
Santa Barbara, California 16 $ 5,588,000 $ 349,250 $ 95,000
Prince George's, Maryland 16 $ 5,987,000 $ 374,187 $ 117,000
Harris, Texas 16 $ 2,536,000 $ 158,500 $ 96,000
Manitowoc, Wisconsin 16 $ 2,266,000 $ 141,625 $ 59,000
Philadelphia, Pennsylvania 15 $ 1,830,000 $ 122,000 $ 260,000
Fairfax, Virginia 15 $ 6,014,000 $ 400,933 $ 124,000
Prince William, Virginia 15 $ 5,612,000 $ 374,133 $ 97,000
Sheboygan, Wisconsin 15 $ 1,894,000 $ 126,266 $ 60,000
San Francisco, California 14 $ 7,896,000 $ 564,000 $ 117,000
Oakland, Michigan 14 $ 1,607,000 $ 114,785 $ 82,000
Fresno, California 13 $ 2,446,000 $ 188,153 $ 75,000
Osceola, Florida 13 $ 2,636,000 $ 202,769 $ 187,000
Chatham, Georgia 13 $ 1,792,000 $ 137,846 $ 66,000
Fulton, Georgia 13 $ 1,363,000 $ 104,846 $ 100,000
Menominee, Michigan 13 $ 1,624,000 $ 124,923 $ 48,000
Cocke, Tennessee 13 $ 1,487,000 $ 114,384 $ 67,000
San Mateo, California 12 $ 7,148,000 $ 595,666 $ 124,000
Tulare, California 12 $ 2,441,000 $ 203,416 $ 136,000
Dade, Georgia 12 $ 1,819,000 $ 151,583 $ 57,000
Kankakee, Illinois 12 $ 1,899,000 $ 158,250 $ 63,000
LaSalle, Illinois 12 $ 1,805,000 $ 150,416 $ 73,000
Shelby, Tennessee 12 $ 1,524,000 $ 127,000 $ 53,000
Wayne, Michigan 11 $ 1,055,000 $ 95,909 $ 39,000
Coffee, Tennessee 11 $ 1,241,000 $ 112,818 $ 41,000
McMinn, Tennessee 11 $ 1,055,000 $ 95,909 $ 41,000
Denton, Texas 11 $ 2,822,000 $ 256,545 $ 90,000
Loudoun, Virginia 11 $ 5,579,000 $ 507,181 $ 151,000
Portsmouth, Virginia 11 $ 1,790,000 $ 162,727 $ 51,000
Kewaunee, Wisconsin 11 $ 1,640,000 $ 149,090 $ 61,000
Yavapai, Arizona 10 $ 2,030,000 $ 203,000 $ 54,000
Macon, Illinois 10 $ 1,238,000 $ 123,800 $ 67,000
Lake, Indiana 10 $ 1,636,000 $ 163,600 $ 50,000
Macomb, Michigan 10 $ 2,244,000 $ 224,400 $ 75,000
Hickman, Tennessee 10 $ 1,339,000 $ 133,900 $ 64,000
Eau Claire, Wisconsin 10 $ 1,115,000 $ 111,500 $ 40,000
Rock, Wisconsin 10 $ 1,206,000 $ 120,600 $ 82,000
Lake, California 9 $ 1,696,000 $ 188,444 $ 104,000
Volusia, Florida 9 $ 1,832,000 $ 203,555 $ 216,000
Winnebago, Illinois 9 $ 1,338,000 $ 148,666 $ 72,000
Christian, Kentucky 9 $ 1,091,000 $ 121,222 $ 32,000
Grainger, Tennessee 9 $ 1,211,000 $ 134,555 $ 42,000
Morgan, Tennessee 9 $ 890,000 $ 98,888 $ 41,000
Rhea, Tennessee 9 $ 1,367,000 $ 151,888 $ 70,000
Travis, Texas 9 $ 964,000 $ 107,111 $ 33,000
Henrico, Virginia 9 $ 1,700,000 $ 188,888 $ 33,000
Coconino, Arizona 8 $ 2,216,000 $ 277,000 $ 124,000
Merced, California 8 $ 2,006,000 $ 250,750 $ 91,000
Nevada, California 8 $ 3,277,000 $ 409,625 $ 102,000
San Luis Obispo, California 8 $ 3,194,000 $ 399,250 $ 136,000
Hillsborough, Florida 8 $ 1,330,000 $ 166,250 $ 46,000
Lake, Florida 8 $ 2,206,000 $ 275,750 $ 99,000
DeKalb, Illinois 8 $ 1,339,000 $ 167,375 $ 61,000
Baltimore, Maryland 8 $ 1,374,000 $ 171,750 $ 79,000
Berkeley, South Carolina 8 $ 930,000 $ 116,250 $ 45,000
Sequatchie, Tennessee 8 $ 992,000 $ 124,000 $ 42,000
Union, Tennessee 8 $ 916,000 $ 114,500 $ 46,000
Dunn, Wisconsin 8 $ 815,000 $ 101,875 $ 46,000
Jefferson, Alabama 7 $ 1,551,000 $ 221,571 $ 65,000
Mohave, Arizona 7 $ 565,000 $ 80,714 $ 46,000
Kern, California 7 $ 1,351,000 $ 193,000 $ 72,000
Monterey, California 7 $ 3,455,000 $ 493,571 $ 140,000
Stanislaus, California 7 $ 1,278,000 $ 182,571 $ 241,000
Tehama, California 7 $ 1,750,000 $ 250,000 $ 70,000
Duval, Florida 7 $ 688,000 $ 98,285 $ 39,000
Polk, Florida 7 $ 953,000 $ 136,142 $ 101,000
Gwinnett, Georgia 7 $ 1,851,000 $ 264,428 $ 63,000
Newton, Georgia 7 $ 1,011,000 $ 144,428 $ 58,000
Boone, Illinois 7 $ 963,000 $ 137,571 $ 68,000
McLean, Illinois 7 $ 739,000 $ 105,571 $ 49,000
Bell, Kentucky 7 $ 755,000 $ 107,857 $ 49,000
Oldham, Kentucky 7 $ 1,598,000 $ 228,285 $ 113,000
Brunswick, North Carolina 7 $ 948,000 $ 135,428 $ 128,000
Davidson, North Carolina 7 $ 684,000 $ 97,714 $ 34,000
Randolph, North Carolina 7 $ 879,000 $ 125,571 $ 54,000
Dorchester, South Carolina 7 $ 1,259,000 $ 179,857 $ 51,000
DeKalb, Tennessee 7 $ 845,000 $ 120,714 $ 49,000
Franklin, Tennessee 7 $ 863,000 $ 123,285 $ 51,000
Parker, Texas 7 $ 1,716,000 $ 245,142 $ 94,000
Hampton, Virginia 7 $ 1,307,000 $ 186,714 $ 58,000
Door, Wisconsin 7 $ 1,511,000 $ 215,857 $ 99,000
Langlade, Wisconsin 7 $ 886,000 $ 126,571 $ 58,000
El Dorado, California 6 $ 1,890,000 $ 315,000 $ 86,000
Shasta, California 6 $ 1,417,000 $ 236,166 $ 44,000
El Paso, Colorado 6 $ 1,355,000 $ 225,833 $ 52,000
Brevard, Florida 6 $ 1,195,000 $ 199,166 $ 88,000
Henry, Georgia 6 $ 1,021,000 $ 170,166 $ 114,000
Champaign, Illinois 6 $ 818,000 $ 136,333 $ 108,000
Ogle, Illinois 6 $ 800,000 $ 133,333 $ 72,000
Durham, North Carolina 6 $ 679,000 $ 113,166 $ 52,000
Mecklenburg, North Carolina 6 $ 1,345,000 $ 224,166 $ 74,000
Greenville, South Carolina 6 $ 1,424,000 $ 237,333 $ 120,000
Richland, South Carolina 6 $ 827,000 $ 137,833 $ 59,000
Marion, Tennessee 6 $ 631,000 $ 105,166 $ 34,000
Marshall, Tennessee 6 $ 936,000 $ 156,000 $ 62,000
Bristol, Virginia 6 $ 599,000 $ 99,833 $ 42,000
Spotsylvania, Virginia 6 $ 1,356,000 $ 226,000 $ 56,000
Chippewa, Wisconsin 6 $ 668,000 $ 111,333 $ 84,000
La Crosse, Wisconsin 6 $ 864,000 $ 144,000 $ 58,000
Sauk, Wisconsin 6 $ 1,010,000 $ 168,333 $ 58,000
Calaveras, California 5 $ 933,000 $ 186,600 $ 132,000
Seminole, Florida 5 $ 940,000 $ 188,000 $ 103,000
St. Johns, Florida 5 $ 1,027,000 $ 205,400 $ 81,000
Cherokee, Georgia 5 $ 1,086,000 $ 217,200 $ 93,000
Gordon, Georgia 5 $ 493,000 $ 98,600 $ 40,000
Madison, Illinois 5 $ 678,000 $ 135,600 $ 57,000
Sangamon, Illinois 5 $ 569,000 $ 113,800 $ 98,000
St. Clair, Illinois 5 $ 661,000 $ 132,200 $ 60,000
Bullitt, Kentucky 5 $ 697,000 $ 139,400 $ 55,000
Berrien, Michigan 5 $ 1,162,000 $ 232,400 $ 309,000
Gaston, North Carolina 5 $ 574,000 $ 114,800 $ 55,000
Allegheny, Pennsylvania 5 $ 374,000 $ 74,800 $ 50,000
Lancaster, Pennsylvania 5 $ 1,167,000 $ 233,400 $ 72,000
Bedford, Tennessee 5 $ 546,000 $ 109,200 $ 50,000
Humphreys, Tennessee 5 $ 543,000 $ 108,600 $ 43,000
Bexar, Texas 5 $ 876,000 $ 175,200 $ 93,000
Smith, Texas 5 $ 707,000 $ 141,400 $ 50,000
Wise, Texas 5 $ 781,000 $ 156,200 $ 74,000
Chesterfield, Virginia 5 $ 779,000 $ 155,800 $ 72,000
Richmond City, Virginia 5 $ 1,145,000 $ 229,000 $ 81,000
Stafford, Virginia 5 $ 1,373,000 $ 274,600 $ 139,000
Suffolk, Virginia 5 $ 1,232,000 $ 246,400 $ 55,000
York, Virginia 5 $ 1,528,000 $ 305,600 $ 69,000
Cochise, Arizona 4 $ 596,000 $ 149,000 $ 66,000
Imperial, California 4 $ 792,000 $ 198,000 $ 51,000
Yuba, California 4 $ 814,000 $ 203,500 $ 51,000
Adams, Colorado 4 $ 1,229,000 $ 307,250 $ 96,000
District of Columbia, District Of Columbia 4 $ 801,000 $ 200,250 $ 75,000
Lee, Florida 4 $ 885,000 $ 221,250 $ 108,000
Manatee, Florida 4 $ 793,000 $ 198,250 $ 102,000
Sarasota, Florida 4 $ 549,000 $ 137,250 $ 57,000
Montgomery, Illinois 4 $ 513,000 $ 128,250 $ 48,000
Moultrie, Illinois 4 $ 407,000 $ 101,750 $ 42,000
Tazewell, Illinois 4 $ 897,000 $ 224,250 $ 129,000
Fayette, Kentucky 4 $ 768,000 $ 192,000 $ 135,000
Nye, Nevada 4 $ 735,000 $ 183,750 $ 42,000
Catawba, North Carolina 4 $ 444,000 $ 111,000 $ 72,000
Cumberland, North Carolina 4 $ 559,000 $ 139,750 $ 24,000
Johnston, North Carolina 4 $ 786,000 $ 196,500 $ 72,000
Johnson, Texas 4 $ 467,000 $ 116,750 $ 60,000
Webb, Texas 4 $ 377,000 $ 94,250 $ 30,000
Alexandria, Virginia 4 $ 1,570,000 $ 392,500 $ 117,000
Arlington, Virginia 4 $ 1,660,000 $ 415,000 $ 150,000
Adams, Wisconsin 4 $ 424,000 $ 106,000 $ 57,000
Barron, Wisconsin 4 $ 546,000 $ 136,500 $ 36,000
Green Lake, Wisconsin 4 $ 368,000 $ 92,000 $ 36,000
Oneida, Wisconsin 4 $ 632,000 $ 158,000 $ 42,000
Portage, Wisconsin 4 $ 332,000 $ 83,000 $ 33,000
Price, Wisconsin 4 $ 420,000 $ 105,000 $ 36,000
Madison, Alabama 3 $ 330,000 $ 110,000 $ 72,000
Butte, California 3 $ 1,033,000 $ 344,333 $ 68,000
Mendocino, California 3 $ 1,509,000 $ 503,000 $ 116,000
Santa Cruz, California 3 $ 1,222,000 $ 407,333 $ 208,000
Sutter, California 3 $ 504,000 $ 168,000 $ 56,000
Yolo, California 3 $ 735,000 $ 245,000 $ 92,000
Denver, Colorado 3 $ 593,000 $ 197,666 $ 76,000
Douglas, Colorado 3 $ 912,000 $ 304,000 $ 188,000
Bay, Florida 3 $ 973,000 $ 324,333 $ 52,000
Hernando, Florida 3 $ 196,000 $ 65,333 $ 24,000
Palm Beach, Florida 3 $ 482,000 $ 160,666 $ 68,000
St. Lucie, Florida 3 $ 438,000 $ 146,000 $ 28,000
Baldwin, Georgia 3 $ 310,000 $ 103,333 $ 72,000
Clayton, Georgia 3 $ 262,000 $ 87,333 $ 56,000
Cobb, Georgia 3 $ 723,000 $ 241,000 $ 100,000
Floyd, Georgia 3 $ 266,000 $ 88,666 $ 56,000
Randolph, Illinois 3 $ 418,000 $ 139,333 $ 104,000
Decatur, Indiana 3 $ 256,000 $ 85,333 $ 32,000
Porter, Indiana 3 $ 750,000 $ 250,000 $ 124,000
Lafayette, Louisiana 3 $ 276,000 $ 92,000 $ 52,000
Orleans, Louisiana 3 $ 949,000 $ 316,333 $ 172,000
St. Tammany, Louisiana 3 $ 376,000 $ 125,333 $ 72,000
Baltimore City, Maryland 3 $ 228,000 $ 76,000 $ 24,000
Dorchester, Maryland 3 $ 501,000 $ 167,000 $ 56,000
Alamance, North Carolina 3 $ 313,000 $ 104,333 $ 44,000
Buncombe, North Carolina 3 $ 634,000 $ 211,333 $ 80,000
Rockingham, North Carolina 3 $ 498,000 $ 166,000 $ 60,000
Rowan, North Carolina 3 $ 648,000 $ 216,000 $ 92,000
Union, North Carolina 3 $ 516,000 $ 172,000 $ 72,000
Wake, North Carolina 3 $ 620,000 $ 206,666 $ 60,000
Montgomery, Pennsylvania 3 $ 408,000 $ 136,000 $ 100,000
Cannon, Tennessee 3 $ 324,000 $ 108,000 $ 52,000
Cumberland, Tennessee 3 $ 254,000 $ 84,666 $ 16,000
Grundy, Tennessee 3 $ 546,000 $ 182,000 $ 64,000
Macon, Tennessee 3 $ 242,000 $ 80,666 $ 24,000
Putnam, Tennessee 3 $ 336,000 $ 112,000 $ 24,000
Scott, Tennessee 3 $ 346,000 $ 115,333 $ 36,000
Tipton, Tennessee 3 $ 386,000 $ 128,666 $ 40,000
Collin, Texas 3 $ 990,000 $ 330,000 $ 168,000
Fort Bend, Texas 3 $ 329,000 $ 109,666 $ 56,000
Gillespie, Texas 3 $ 413,000 $ 137,666 $ 60,000
James City, Virginia 3 $ 1,152,000 $ 384,000 $ 28,000
Newport News, Virginia 3 $ 437,000 $ 145,666 $ 44,000
Wise, Virginia 3 $ 179,000 $ 59,666 $ 36,000
Ashland, Wisconsin 3 $ 141,000 $ 47,000 $ 24,000
Burnett, Wisconsin 3 $ 303,000 $ 101,000 $ 36,000
Florence, Wisconsin 3 $ 471,000 $ 157,000 $ 48,000
Marathon, Wisconsin 3 $ 291,000 $ 97,000 $ 104,000
St. Croix, Wisconsin 3 $ 511,000 $ 170,333 $ 80,000
Vilas, Wisconsin 3 $ 505,000 $ 168,333 $ 48,000
Wood, Wisconsin 3 $ 413,000 $ 137,666 $ 64,000
Gila, Arizona 2 $ 484,000 $ 242,000 $ 138,000
Santa Cruz, Arizona 2 $ 224,000 $ 112,000 $ 42,000
Yuma, Arizona 2 $ 391,000 $ 195,500 $ 48,000
Humboldt, California 2 $ 657,000 $ 328,500 $ 108,000
Kings, California 2 $ 567,000 $ 283,500 $ 66,000
Jefferson, Colorado 2 $ 295,000 $ 147,500 $ 234,000
Weld, Colorado 2 $ 403,000 $ 201,500 $ 96,000
Charlotte, Florida 2 $ 187,000 $ 93,500 $ 78,000
Leon, Florida 2 $ 550,000 $ 275,000 $ 66,000
Okaloosa, Florida 2 $ 598,000 $ 299,000 $ 72,000
Pasco, Florida 2 $ 296,000 $ 148,000 $ 36,000
Walton, Florida 2 $ 422,000 $ 211,000 $ 66,000
Barrow, Georgia 2 $ 260,000 $ 130,000 $ 72,000
Cook, Georgia 2 $ 181,000 $ 90,500 $ 24,000
DeKalb, Georgia 2 $ 224,000 $ 112,000 $ 42,000
Douglas, Georgia 2 $ 268,000 $ 134,000 $ 30,000
Forsyth, Georgia 2 $ 293,000 $ 146,500 $ 66,000
Haralson, Georgia 2 $ 149,000 $ 74,500 $ 24,000
Paulding, Georgia 2 $ 378,000 $ 189,000 $ 96,000
Rockdale, Georgia 2 $ 270,000 $ 135,000 $ 30,000
Carroll, Illinois 2 $ 190,000 $ 95,000 $ 96,000
Jersey, Illinois 2 $ 176,000 $ 88,000 $ 24,000
Knox, Illinois 2 $ 177,000 $ 88,500 $ 48,000
Lee, Illinois 2 $ 329,000 $ 164,500 $ 48,000
Logan, Illinois 2 $ 105,000 $ 52,500 $ 24,000
Massac, Illinois 2 $ 269,000 $ 134,500 $ 48,000
Monroe, Illinois 2 $ 312,000 $ 156,000 $ 78,000
Vermilion, Illinois 2 $ 148,000 $ 74,000 $ 36,000
Whiteside, Illinois 2 $ 478,000 $ 239,000 $ 96,000
Knox, Kentucky 2 $ 243,000 $ 121,500 $ 60,000
McCracken, Kentucky 2 $ 525,000 $ 262,500 $ 90,000
Muhlenberg, Kentucky 2 $ 200,000 $ 100,000 $ 60,000
Nelson, Kentucky 2 $ 174,000 $ 87,000 $ 48,000
Warren, Kentucky 2 $ 530,000 $ 265,000 $ 90,000
Harford, Maryland 2 $ 837,000 $ 418,500 $ 138,000
Montgomery, Maryland 2 $ 458,000 $ 229,000 $ 84,000
Houghton, Michigan 2 $ 165,000 $ 82,500 $ 72,000
Kent, Michigan 2 $ 675,000 $ 337,500 $ 168,000
Muskegon, Michigan 2 $ 167,000 $ 83,500 $ 42,000
St. Clair, Michigan 2 $ 471,000 $ 235,500 $ 174,000
Aitkin, Minnesota 2 $ 335,000 $ 167,500 $ 48,000
Hennepin, Minnesota 2 $ 753,000 $ 376,500 $ 126,000
Scott, Minnesota 2 $ 732,000 $ 366,000 $ 132,000
Neshoba, Mississippi 2 $ 234,000 $ 117,000 $ 108,000
Cabarrus, North Carolina 2 $ 210,000 $ 105,000 $ 18,000
Columbus, North Carolina 2 $ 141,000 $ 70,500 $ 24,000
Davie, North Carolina 2 $ 247,000 $ 123,500 $ 36,000
Henderson, North Carolina 2 $ 363,000 $ 181,500 $ 60,000
Stokes, North Carolina 2 $ 192,000 $ 96,000 $ 36,000
Beaver, Pennsylvania 2 $ 189,000 $ 94,500 $ 42,000
Monroe, Pennsylvania 2 $ 241,000 $ 120,500 $ 96,000
Northampton, Pennsylvania 2 $ 123,000 $ 61,500 $ 60,000
Anderson, South Carolina 2 $ 298,000 $ 149,000 $ 66,000
Johnson, Tennessee 2 $ 199,000 $ 99,500 $ 84,000
Lincoln, Tennessee 2 $ 161,000 $ 80,500 $ 24,000
Madison, Tennessee 2 $ 233,000 $ 116,500 $ 66,000
Meigs, Tennessee 2 $ 259,000 $ 129,500 $ 42,000
Polk, Tennessee 2 $ 250,000 $ 125,000 $ 108,000
Cameron, Texas 2 $ 151,000 $ 75,500 $ 24,000
Hill, Texas 2 $ 256,000 $ 128,000 $ 78,000
Medina, Texas 2 $ 106,000 $ 53,000 $ 66,000
Midland, Texas 2 $ 397,000 $ 198,500 $ 108,000
Montgomery, Texas 2 $ 260,000 $ 130,000 $ 72,000
Nueces, Texas 2 $ 378,000 $ 189,000 $ 108,000
Palo Pinto, Texas 2 $ 233,000 $ 116,500 $ 96,000
Williamson, Texas 2 $ 244,000 $ 122,000 $ 30,000
Albemarle, Virginia 2 $ 488,000 $ 244,000 $ 30,000
Campbell, Virginia 2 $ 357,000 $ 178,500 $ 66,000
Colonial Heights, Virginia 2 $ 341,000 $ 170,500 $ 120,000
Culpeper, Virginia 2 $ 377,000 $ 188,500 $ 54,000
Falls Church, Virginia 2 $ 466,000 $ 233,000 $ 132,000
Fredericksburg, Virginia 2 $ 926,000 $ 463,000 $ 126,000
Manassas, Virginia 2 $ 536,000 $ 268,000 $ 42,000
New Kent, Virginia 2 $ 234,000 $ 117,000 $ 48,000
Orange, Virginia 2 $ 384,000 $ 192,000 $ 42,000
Prince Edward, Virginia 2 $ 468,000 $ 234,000 $ 102,000
Pulaski, Virginia 2 $ 166,000 $ 83,000 $ 48,000
Roanoke, Virginia 2 $ 304,000 $ 152,000 $ 72,000
Warren, Virginia 2 $ 434,000 $ 217,000 $ 48,000
Columbia, Wisconsin 2 $ 246,000 $ 123,000 $ 48,000
Iowa, Wisconsin 2 $ 237,000 $ 118,500 $ 54,000
Juneau, Wisconsin 2 $ 262,000 $ 131,000 $ 72,000
Monroe, Wisconsin 2 $ 138,000 $ 69,000 $ 72,000
Polk, Wisconsin 2 $ 161,000 $ 80,500 $ 36,000
Taylor, Wisconsin 2 $ 226,000 $ 113,000 $ 60,000
Vernon, Wisconsin 2 $ 270,000 $ 135,000 $ 72,000
Washburn, Wisconsin 2 $ 230,000 $ 115,000 $ 24,000
Franklin, Alabama 1 $ 225,000 $ 225,000 $ 84,000
Hale, Alabama 1 $ 100,000 $ 100,000 $ 24,000
Jackson, Alabama 1 $ 95,000 $ 95,000 $ 48,000
Lee, Alabama 1 $ 68,000 $ 68,000 $ 60,000
Marshall, Alabama 1 $ 50,000 $ 50,000 $ 60,000
Shelby, Alabama 1 $ 225,000 $ 225,000 $ 60,000
St. Clair, Alabama 1 $ 56,000 $ 56,000 $ 48,000
Tuscaloosa, Alabama 1 $ 35,000 $ 35,000 $ 12,000
Navajo, Arizona 1 $ 188,000 $ 188,000 $ 84,000
Lassen, California 1 $ 210,000 $ 210,000 $ 36,000
Madera, California 1 $ 245,000 $ 245,000 $ 36,000
Mono, California 1 $ 322,000 $ 322,000 $ 264,000
Siskiyou, California 1 $ 151,000 $ 151,000 $ 60,000
Trinity, California 1 $ 239,000 $ 239,000 $ 0
Arapahoe, Colorado 1 $ 1,300,000 $ 1,300,000 $ 300,000
Park, Colorado 1 $ 380,000 $ 380,000 $ 1,392,000
San Miguel, Colorado 1 $ 191,000 $ 191,000 $ 36,000
Citrus, Florida 1 $ 142,000 $ 142,000 $ 48,000
Collier, Florida 1 $ 203,000 $ 203,000 $ 36,000
Flagler, Florida 1 $ 128,000 $ 128,000 $ 108,000
Glades, Florida 1 $ 99,000 $ 99,000 $ 24,000
Marion, Florida 1 $ 95,000 $ 95,000 $ 36,000
Martin, Florida 1 $ 293,000 $ 293,000 $ 96,000
Monroe, Florida 1 $ 359,000 $ 359,000 $ 60,000
Pinellas, Florida 1 $ 140,000 $ 140,000 $ 24,000
Butts, Georgia 1 $ 176,000 $ 176,000 $ 0
Clarke, Georgia 1 $ 118,000 $ 118,000 $ 60,000
Coweta, Georgia 1 $ 50,000 $ 50,000 $ 12,000
Effingham, Georgia 1 $ 101,000 $ 101,000 $ 84,000
Fayette, Georgia 1 $ 300,000 $ 300,000 $ 84,000
Glynn, Georgia 1 $ 193,000 $ 193,000 $ 108,000
Hall, Georgia 1 $ 94,000 $ 94,000 $ 132,000
Jefferson, Georgia 1 $ 152,000 $ 152,000 $ 60,000
Madison, Georgia 1 $ 147,000 $ 147,000 $ 36,000
Muscogee, Georgia 1 $ 62,000 $ 62,000 $ 48,000
Stephens, Georgia 1 $ 225,000 $ 225,000 $ 312,000
Walton, Georgia 1 $ 142,000 $ 142,000 $ 36,000
Wayne, Georgia 1 $ 141,000 $ 141,000 $ 12,000
Wilkinson, Georgia 1 $ 56,000 $ 56,000 $ 48,000
Bond, Illinois 1 $ 181,000 $ 181,000 $ 96,000
Calhoun, Illinois 1 $ 360,000 $ 360,000 $ 72,000
Christian, Illinois 1 $ 142,000 $ 142,000 $ 36,000
Coles, Illinois 1 $ 145,000 $ 145,000 $ 108,000
Cumberland, Illinois 1 $ 207,000 $ 207,000 $ 48,000
Effingham, Illinois 1 $ 61,000 $ 61,000 $ 24,000
Fulton, Illinois 1 $ 140,000 $ 140,000 $ 60,000
Iroquois, Illinois 1 $ 71,000 $ 71,000 $ 24,000
Macoupin, Illinois 1 $ 133,000 $ 133,000 $ 36,000
Menard, Illinois 1 $ 174,000 $ 174,000 $ 72,000
Mercer, Illinois 1 $ 345,000 $ 345,000 $ 180,000
Peoria, Illinois 1 $ 85,000 $ 85,000 $ 36,000
Piatt, Illinois 1 $ 83,000 $ 83,000 $ 24,000
Richland, Illinois 1 $ 200,000 $ 200,000 $ 60,000
Rock Island, Illinois 1 $ 85,000 $ 85,000 $ 48,000
Shelby, Illinois 1 $ 105,000 $ 105,000 $ 36,000
Warren, Illinois 1 $ 133,000 $ 133,000 $ 120,000
Allen, Indiana 1 $ 130,000 $ 130,000 $ 48,000
Daviess, Indiana 1 $ 638,000 $ 638,000 $ 696,000
Hamilton, Indiana 1 $ 1,034,000 $ 1,034,000 $ 1,116,000
Johnson, Indiana 1 $ 66,000 $ 66,000 $ 48,000
LaPorte, Indiana 1 $ 260,000 $ 260,000 $ 552,000
Marion, Indiana 1 $ 110,000 $ 110,000 $ 60,000
Montgomery, Indiana 1 $ 69,000 $ 69,000 $ 36,000
Warrick, Indiana 1 $ 140,000 $ 140,000 $ 96,000
Boone, Kentucky 1 $ 136,000 $ 136,000 $ 0
Butler, Kentucky 1 $ 36,000 $ 36,000 $ 36,000
Calloway, Kentucky 1 $ 141,000 $ 141,000 $ 72,000
Franklin, Kentucky 1 $ 80,000 $ 80,000 $ 72,000
Harlan, Kentucky 1 $ 80,000 $ 80,000 $ 60,000
Hart, Kentucky 1 $ 108,000 $ 108,000 $ 48,000
Henry, Kentucky 1 $ 226,000 $ 226,000 $ 72,000
Kenton, Kentucky 1 $ 165,000 $ 165,000 $ 60,000
Logan, Kentucky 1 $ 132,000 $ 132,000 $ 48,000
Scott, Kentucky 1 $ 35,000 $ 35,000 $ 24,000
Shelby, Kentucky 1 $ 159,000 $ 159,000 $ 24,000
Ascension, Louisiana 1 $ 68,000 $ 68,000 $ 36,000
Iberia, Louisiana 1 $ 142,000 $ 142,000 $ 36,000
Jefferson, Louisiana 1 $ 114,000 $ 114,000 $ 48,000
Anne Arundel, Maryland 1 $ 614,000 $ 614,000 $ 36,000
Charles, Maryland 1 $ 278,000 $ 278,000 $ 48,000
Howard, Maryland 1 $ 493,000 $ 493,000 $ 144,000
Kent, Maryland 1 $ 378,000 $ 378,000 $ 108,000
Washington, Maryland 1 $ 65,000 $ 65,000 $ 36,000
Wicomico, Maryland 1 $ 88,000 $ 88,000 $ 24,000
Allegan, Michigan 1 $ 141,000 $ 141,000 $ 12,000
Clare, Michigan 1 $ 116,000 $ 116,000 $ 36,000
Gogebic, Michigan 1 $ 40,000 $ 40,000 $ 36,000
Hillsdale, Michigan 1 $ 47,000 $ 47,000 $ 36,000
Iron, Michigan 1 $ 54,000 $ 54,000 $ 24,000
Kalamazoo, Michigan 1 $ 127,000 $ 127,000 $ 72,000
Lapeer, Michigan 1 $ 174,000 $ 174,000 $ 72,000
Monroe, Michigan 1 $ 86,000 $ 86,000 $ 48,000
Ogemaw, Michigan 1 $ 112,000 $ 112,000 $ 84,000
Washtenaw, Michigan 1 $ 160,000 $ 160,000 $ 96,000
Chisago, Minnesota 1 $ 183,000 $ 183,000 $ 84,000
Dakota, Minnesota 1 $ 190,000 $ 190,000 $ 48,000
Stearns, Minnesota 1 $ 380,000 $ 380,000 $ 120,000
DeSoto, Mississippi 1 $ 298,000 $ 298,000 $ 180,000
Caldwell, North Carolina 1 $ 122,000 $ 122,000 $ 48,000
Caswell, North Carolina 1 $ 80,000 $ 80,000 $ 12,000
Currituck, North Carolina 1 $ 120,000 $ 120,000 $ 0
Dare, North Carolina 1 $ 417,000 $ 417,000 $ 276,000
Harnett, North Carolina 1 $ 199,000 $ 199,000 $ 0
Moore, North Carolina 1 $ 264,000 $ 264,000 $ 84,000
Onslow, North Carolina 1 $ 151,000 $ 151,000 $ 0
Pasquotank, North Carolina 1 $ 166,000 $ 166,000 $ 0
Pender, North Carolina 1 $ 90,000 $ 90,000 $ 36,000
Robeson, North Carolina 1 $ 129,000 $ 129,000 $ 36,000
Bucks, Pennsylvania 1 $ 166,000 $ 166,000 $ 156,000
Chester, Pennsylvania 1 $ 225,000 $ 225,000 $ 84,000
Dauphin, Pennsylvania 1 $ 71,000 $ 71,000 $ 96,000
Franklin, Pennsylvania 1 $ 244,000 $ 244,000 $ 36,000
McKean, Pennsylvania 1 $ 40,000 $ 40,000 $ 36,000
Florence, South Carolina 1 $ 118,000 $ 118,000 $ 72,000
Horry, South Carolina 1 $ 97,000 $ 97,000 $ 60,000
Laurens, South Carolina 1 $ 300,000 $ 300,000 $ 72,000
Lexington, South Carolina 1 $ 271,000 $ 271,000 $ 84,000
Marion, South Carolina 1 $ 162,000 $ 162,000 $ 72,000
York, South Carolina 1 $ 95,000 $ 95,000 $ 60,000
Fayette, Tennessee 1 $ 161,000 $ 161,000 $ 72,000
Page:

Mortgage Loan Application Detail Totals for Peoples Home Equity in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,688 $1,158,408,000 $173,000 $1,721,000 $76,000 $9,215,000
Refinancing 4,995 $1,070,835,000 $214,000 $2,000,000 $86,000 $3,408,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,518 $1,634,254,000 $191,000 $2,000,000 $83,000 $9,215,000
Hispanic 1,259 $225,266,000 $178,000 $1,280,000 $63,000 $1,800,000
Black or African American 975 $161,990,000 $166,000 $1,050,000 $62,000 $696,000
Not Provided 547 $113,256,000 $207,000 $955,000 $89,000 $2,496,000
Asian 323 $82,644,000 $255,000 $1,500,000 $125,000 $3,408,000
American Indian or Alaskan Native 23 $4,698,000 $204,000 $635,000 $77,000 $216,000
Native Hawaiian or Other Pacific Islander 21 $4,995,000 $237,000 $774,000 $74,000 $288,000
Not applicable 17 $2,140,000 $125,000 $273,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,598 $1,359,198,000 $206,000 $2,000,000 $97,000 $9,215,000
FHA-insured (Federal Housing Administration) 3,547 $588,432,000 $165,000 $799,000 $58,000 $1,368,000
VA-guaranteed (Veterans Administration) 949 $208,611,000 $219,000 $743,000 $68,000 $1,344,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 589 $73,002,000 $123,000 $510,000 $43,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,070 $1,274,034,000 $180,000 $1,721,000 $78,000 $3,408,000
Application Withdrawn By Applicant 3,538 $770,782,000 $217,000 $2,000,000 $90,000 $9,215,000
Application Denied By Financial Institution 1,052 $179,881,000 $170,000 $991,000 $68,000 $1,608,000
Loan Purchased By The Institution 17 $2,140,000 $125,000 $273,000 $0 $0
Preapproval Denied by Financial Institution 4 $1,709,000 $427,000 $720,000 $222,000 $300,000
Preapproval Approved but not Accepted 2 $697,000 $348,000 $417,000 $66,000 $84,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 605 $105,954,000 $175,000 $991,000 $67,000 $1,200,000
Debt-To-Income Ratio 167 $30,041,000 $179,000 $774,000 $59,000 $324,000
Collateral 121 $18,200,000 $150,000 $725,000 $76,000 $696,000
Credit Application Incomplete 62 $11,769,000 $189,000 $867,000 $96,000 $1,608,000
Other 31 $5,237,000 $168,000 $395,000 $93,000 $528,000
Employment History 25 $3,996,000 $159,000 $280,000 $57,000 $216,000
Unverifiable Information 19 $2,968,000 $156,000 $355,000 $48,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 15 $1,994,000 $132,000 $274,000 $50,000 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Home Equity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List