Peoples Home Equity Mortgage Lending & HMDA Data, 2014
In 2014, Peoples Home Equity of Brentwood, TN reported 11,683 mortgage applications totaling $2.2 billion, up 3% from 2013. The average application was for $190,810, and applicants reported an average income of $80,275. 61% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,266), Nashville-Davidson--Murfreesboro--Franklin, TN (1,491) and Knoxville, TN (889) (applications in parentheses).
| Mortgage Company & Address | Peoples Home Equity 5205 Maryland Way Suite 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 11,683 |
| Total Mortgage Loan Application Amount | $2,229,243,000 |
| Average Mortgage Loan Application Amount | $190,810 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $80,275 |
| Highest Applicant Income | $9,215,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 2,266 | $ 460,136,000 | $ 203,060 | $ 92,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,491 | $ 261,543,000 | $ 175,414 | $ 75,000 |
| Knoxville, TN | 889 | $ 130,836,000 | $ 147,172 | $ 62,000 |
| Milwaukee-Waukesha-West Allis, WI | 811 | $ 134,358,000 | $ 165,669 | $ 76,000 |
| Chattanooga, TN-GA | 617 | $ 91,795,000 | $ 148,776 | $ 62,687 |
| Phoenix-Mesa-Scottsdale, AZ | 411 | $ 88,585,000 | $ 215,535 | $ 94,000 |
| Green Bay, WI | 356 | $ 47,754,000 | $ 134,140 | $ 58,000 |
| San Diego-Carlsbad, CA | 216 | $ 73,206,000 | $ 338,916 | $ 101,000 |
| Johnson City, TN | 214 | $ 29,696,000 | $ 138,766 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 177 | $ 33,051,000 | $ 186,728 | $ 94,564 |
| Los Angeles-Long Beach-Glendale, CA | 173 | $ 62,043,000 | $ 358,630 | $ 94,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 165 | $ 32,946,000 | $ 199,672 | $ 63,612 |
| Elgin, IL | 157 | $ 30,763,000 | $ 195,942 | $ 86,000 |
| Kingsport-Bristol-Bristol, TN-VA | 134 | $ 17,361,000 | $ 129,559 | $ 54,917 |
| Riverside-San Bernardino-Ontario, CA | 124 | $ 35,284,000 | $ 284,548 | $ 81,000 |
| Clarksville, TN-KY | 117 | $ 17,727,000 | $ 151,512 | $ 52,307 |
| Vallejo-Fairfield, CA | 117 | $ 30,512,000 | $ 260,786 | $ 92,000 |
| Las Vegas-Henderson-Paradise, NV | 106 | $ 19,174,000 | $ 180,886 | $ 75,000 |
| Oakland-Hayward-Berkeley, CA | 94 | $ 40,350,000 | $ 429,255 | $ 158,000 |
| Oshkosh-Neenah, WI | 93 | $ 11,528,000 | $ 123,956 | $ 61,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 92 | $ 33,559,000 | $ 364,771 | $ 110,576 |
| Dalton, GA | 85 | $ 9,359,000 | $ 110,105 | $ 48,000 |
| Santa Rosa, CA | 83 | $ 33,493,000 | $ 403,530 | $ 122,000 |
| Anaheim-Santa Ana-Irvine, CA | 82 | $ 39,604,000 | $ 482,975 | $ 151,000 |
| Appleton, WI | 81 | $ 11,258,000 | $ 138,987 | $ 66,000 |
| Greensboro-High Point, NC | 75 | $ 9,944,000 | $ 132,586 | $ 50,000 |
| Racine, WI | 66 | $ 10,292,000 | $ 155,939 | $ 64,000 |
| Orlando-Kissimmee-Sanford, FL | 63 | $ 12,913,000 | $ 204,968 | $ 131,000 |
| Atlanta-Sandy Springs-Roswell, GA | 62 | $ 9,827,000 | $ 158,500 | $ 74,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 62 | $ 19,612,000 | $ 316,322 | $ 100,000 |
| Morristown, TN | 57 | $ 6,809,000 | $ 119,456 | $ 45,000 |
| Winston-Salem, NC | 57 | $ 6,390,000 | $ 112,105 | $ 97,000 |
| Fort Worth-Arlington, TX | 43 | $ 6,324,000 | $ 147,069 | $ 87,000 |
| Louisville/Jefferson County, KY-IN | 41 | $ 7,330,000 | $ 178,780 | $ 91,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 39 | $ 8,846,000 | $ 226,820 | $ 90,000 |
| Napa, CA | 38 | $ 15,047,000 | $ 395,973 | $ 484,000 |
| Cleveland, TN | 37 | $ 4,722,000 | $ 127,621 | $ 55,000 |
| Dallas-Plano-Irving, TX | 35 | $ 6,307,000 | $ 180,200 | $ 84,000 |
| Charleston-North Charleston, SC | 32 | $ 5,532,000 | $ 172,875 | $ 60,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 31 | $ 15,220,000 | $ 490,967 | $ 133,000 |
| Richmond, VA | 29 | $ 5,300,000 | $ 182,758 | $ 57,000 |
| Fond Du Lac, WI | 28 | $ 3,902,000 | $ 139,357 | $ 63,000 |
| San Rafael, CA | 27 | $ 14,613,000 | $ 541,222 | $ 148,000 |
| Warren-Troy-Farmington Hills, MI | 27 | $ 4,496,000 | $ 166,518 | $ 86,000 |
| San Francisco-Redwood City-South San Francisco, CA | 26 | $ 15,044,000 | $ 578,615 | $ 120,000 |
| Madison, WI | 25 | $ 3,936,000 | $ 157,440 | $ 84,000 |
| Houston-The Woodlands-Sugar Land, TX | 23 | $ 3,393,000 | $ 147,521 | $ 92,000 |
| Charlotte-Concord-Gastonia, NC-SC | 20 | $ 3,388,000 | $ 169,400 | $ 64,750 |
| Tucson, AZ | 20 | $ 3,307,000 | $ 165,350 | $ 58,000 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 3,600,000 | $ 189,473 | $ 87,000 |
| Memphis, TN-MS-AR | 17 | $ 2,369,000 | $ 139,352 | $ 58,588 |
| Oxnard-Thousand Oaks-Ventura, CA | 17 | $ 5,749,000 | $ 338,176 | $ 98,000 |
| St. Louis, MO-IL | 17 | $ 2,501,000 | $ 147,117 | $ 58,000 |
| Eau Claire, WI | 16 | $ 1,783,000 | $ 111,437 | $ 57,000 |
| Rockford, IL | 16 | $ 2,301,000 | $ 143,812 | $ 70,000 |
| Santa Maria-Santa Barbara, CA | 16 | $ 5,588,000 | $ 349,250 | $ 95,000 |
| Stockton-Lodi, CA | 16 | $ 4,284,000 | $ 267,750 | $ 72,000 |
| Baltimore-Columbia-Towson, MD | 15 | $ 3,546,000 | $ 236,400 | $ 77,000 |
| Philadelphia, PA | 15 | $ 1,830,000 | $ 122,000 | $ 260,000 |
| Sheboygan, WI | 15 | $ 1,894,000 | $ 126,266 | $ 60,000 |
| Denver-Aurora-Lakewood, CO | 14 | $ 4,709,000 | $ 336,357 | $ 238,000 |
| Savannah, GA | 14 | $ 1,893,000 | $ 135,214 | $ 67,000 |
| Tampa-St. Petersburg-Clearwater, FL | 14 | $ 1,962,000 | $ 140,142 | $ 38,000 |
| Fresno, CA | 13 | $ 2,446,000 | $ 188,153 | $ 75,000 |
| Gary, IN | 13 | $ 2,386,000 | $ 183,538 | $ 67,000 |
| Austin-Round Rock, TX | 12 | $ 1,328,000 | $ 110,666 | $ 36,000 |
| Jacksonville, FL | 12 | $ 1,715,000 | $ 142,916 | $ 57,000 |
| Kankakee, IL | 12 | $ 1,899,000 | $ 158,250 | $ 63,000 |
| Visalia-Porterville, CA | 12 | $ 2,441,000 | $ 203,416 | $ 136,000 |
| Detroit-Dearborn-Livonia, MI | 11 | $ 1,055,000 | $ 95,909 | $ 39,000 |
| Decatur, IL | 10 | $ 1,238,000 | $ 123,800 | $ 67,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 1,960,000 | $ 196,000 | $ 205,000 |
| Janesville-Beloit, WI | 10 | $ 1,206,000 | $ 120,600 | $ 82,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 2,559,000 | $ 255,900 | $ 98,400 |
| Prescott, AZ | 10 | $ 2,030,000 | $ 203,000 | $ 54,000 |
| Birmingham-Hoover, AL | 9 | $ 1,832,000 | $ 203,555 | $ 62,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 2,022,000 | $ 224,666 | $ 102,000 |
| Flagstaff, AZ | 8 | $ 2,216,000 | $ 277,000 | $ 124,000 |
| Merced, CA | 8 | $ 2,006,000 | $ 250,750 | $ 91,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 1,045,000 | $ 130,625 | $ 119,500 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 1,342,000 | $ 167,750 | $ 79,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 3,194,000 | $ 399,250 | $ 136,000 |
| Bakersfield, CA | 7 | $ 1,351,000 | $ 193,000 | $ 72,000 |
| Bloomington, IL | 7 | $ 739,000 | $ 105,571 | $ 49,000 |
| Champaign-Urbana, IL | 7 | $ 901,000 | $ 128,714 | $ 96,000 |
| Columbia, SC | 7 | $ 1,098,000 | $ 156,857 | $ 62,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 565,000 | $ 80,714 | $ 46,000 |
| Lakeland-Winter Haven, FL | 7 | $ 953,000 | $ 136,142 | $ 101,000 |
| Modesto, CA | 7 | $ 1,278,000 | $ 182,571 | $ 241,000 |
| New Orleans-Metairie, LA | 7 | $ 1,439,000 | $ 205,571 | $ 111,000 |
| Pittsburgh, PA | 7 | $ 563,000 | $ 80,428 | $ 48,000 |
| Raleigh, NC | 7 | $ 1,406,000 | $ 200,857 | $ 66,000 |
| Salinas, CA | 7 | $ 3,455,000 | $ 493,571 | $ 140,000 |
| San Antonio-New Braunfels, TX | 7 | $ 982,000 | $ 140,285 | $ 85,000 |
| Yuba City, CA | 7 | $ 1,318,000 | $ 188,285 | $ 53,000 |
| Colorado Springs, CO | 6 | $ 1,355,000 | $ 225,833 | $ 52,000 |
| Durham-Chapel Hill, NC | 6 | $ 679,000 | $ 113,166 | $ 52,000 |
| La Crosse-Onalaska, WI-MN | 6 | $ 864,000 | $ 144,000 | $ 58,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,195,000 | $ 199,166 | $ 88,000 |
| Redding, CA | 6 | $ 1,417,000 | $ 236,166 | $ 44,000 |
| Springfield, IL | 6 | $ 743,000 | $ 123,833 | $ 94,000 |
| Asheville, NC | 5 | $ 997,000 | $ 199,400 | $ 72,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 566,000 | $ 113,200 | $ 67,000 |
| Lancaster, PA | 5 | $ 1,167,000 | $ 233,400 | $ 72,000 |
| Lexington-Fayette, KY | 5 | $ 803,000 | $ 160,600 | $ 112,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 799,000 | $ 159,800 | $ 108,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,162,000 | $ 232,400 | $ 309,000 |
| Peoria, IL | 5 | $ 982,000 | $ 196,400 | $ 110,000 |
| Tyler, TX | 5 | $ 707,000 | $ 141,400 | $ 50,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 885,000 | $ 221,250 | $ 108,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,020,000 | $ 255,000 | $ 69,000 |
| El Centro, CA | 4 | $ 792,000 | $ 198,000 | $ 51,000 |
| Fayetteville, NC | 4 | $ 559,000 | $ 139,750 | $ 24,000 |
| Lafayette, LA | 4 | $ 418,000 | $ 104,500 | $ 48,000 |
| Laredo, TX | 4 | $ 377,000 | $ 94,250 | $ 30,000 |
| Lynchburg, VA | 4 | $ 657,000 | $ 164,250 | $ 81,000 |
| Port St. Lucie, FL | 4 | $ 731,000 | $ 182,750 | $ 45,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 596,000 | $ 149,000 | $ 66,000 |
| Bowling Green, KY | 3 | $ 566,000 | $ 188,666 | $ 72,000 |
| Burlington, NC | 3 | $ 313,000 | $ 104,333 | $ 44,000 |
| Chico, CA | 3 | $ 1,033,000 | $ 344,333 | $ 68,000 |
| Huntsville, AL | 3 | $ 330,000 | $ 110,000 | $ 72,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 1,210,000 | $ 403,333 | $ 408,000 |
| Panama City, FL | 3 | $ 973,000 | $ 324,333 | $ 52,000 |
| Roanoke, VA | 3 | $ 463,000 | $ 154,333 | $ 76,000 |
| Rome, GA | 3 | $ 266,000 | $ 88,666 | $ 56,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,222,000 | $ 407,333 | $ 208,000 |
| Wausau, WI | 3 | $ 291,000 | $ 97,000 | $ 104,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 482,000 | $ 160,666 | $ 68,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 123,000 | $ 61,500 | $ 60,000 |
| Athens-Clarke County, GA | 2 | $ 265,000 | $ 132,500 | $ 48,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 166,000 | $ 83,000 | $ 48,000 |
| Brownsville-Harlingen, TX | 2 | $ 151,000 | $ 75,500 | $ 24,000 |
| Charlottesville, VA | 2 | $ 488,000 | $ 244,000 | $ 30,000 |
| Cincinnati, OH-KY-IN | 2 | $ 301,000 | $ 150,500 | $ 30,000 |
| Corpus Christi, TX | 2 | $ 378,000 | $ 189,000 | $ 108,000 |
| Danville, IL | 2 | $ 148,000 | $ 74,000 | $ 36,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 430,000 | $ 215,000 | $ 114,000 |
| East Stroudsburg, PA | 2 | $ 241,000 | $ 120,500 | $ 96,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 675,000 | $ 337,500 | $ 168,000 |
| Greeley, CO | 2 | $ 403,000 | $ 201,500 | $ 96,000 |
| Hanford-Corcoran, CA | 2 | $ 567,000 | $ 283,500 | $ 66,000 |
| Jackson, TN | 2 | $ 233,000 | $ 116,500 | $ 66,000 |
| Midland, TX | 2 | $ 397,000 | $ 198,500 | $ 108,000 |
| Muskegon, MI | 2 | $ 167,000 | $ 83,500 | $ 42,000 |
| Punta Gorda, FL | 2 | $ 187,000 | $ 93,500 | $ 78,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 458,000 | $ 229,000 | $ 84,000 |
| Tallahassee, FL | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| Tuscaloosa, AL | 2 | $ 135,000 | $ 67,500 | $ 18,000 |
| Yuma, AZ | 2 | $ 391,000 | $ 195,500 | $ 48,000 |
| Ann Arbor, MI | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Auburn-Opelika, AL | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Baton Rouge, LA | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Beaumont-Port Arthur, TX | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Brunswick, GA | 1 | $ 193,000 | $ 193,000 | $ 108,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 244,000 | $ 244,000 | $ 36,000 |
| Columbus, GA-AL | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| El Paso, TX | 1 | $ 79,000 | $ 79,000 | $ 12,000 |
| Evansville, IN-KY | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Florence, SC | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| Fort Wayne, IN | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Gainesville, GA | 1 | $ 94,000 | $ 94,000 | $ 132,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Harrisburg-Carlisle, PA | 1 | $ 71,000 | $ 71,000 | $ 96,000 |
| Homosassa Springs, FL | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Jacksonville, NC | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Madera, CA | 1 | $ 245,000 | $ 245,000 | $ 36,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Michigan City-La Porte, IN | 1 | $ 260,000 | $ 260,000 | $ 552,000 |
| Monroe, MI | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 203,000 | $ 203,000 | $ 36,000 |
| Ocala, FL | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Salisbury, MD-DE | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| St. Cloud, MN | 1 | $ 380,000 | $ 380,000 | $ 120,000 |
| Waco, TX | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Wilmington, NC | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Peoples Home Equity in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,688 | $1,158,408,000 | $173,000 | $1,721,000 | $76,000 | $9,215,000 |
| Refinancing | 4,995 | $1,070,835,000 | $214,000 | $2,000,000 | $86,000 | $3,408,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,518 | $1,634,254,000 | $191,000 | $2,000,000 | $83,000 | $9,215,000 |
| Hispanic | 1,259 | $225,266,000 | $178,000 | $1,280,000 | $63,000 | $1,800,000 |
| Black or African American | 975 | $161,990,000 | $166,000 | $1,050,000 | $62,000 | $696,000 |
| Not Provided | 547 | $113,256,000 | $207,000 | $955,000 | $89,000 | $2,496,000 |
| Asian | 323 | $82,644,000 | $255,000 | $1,500,000 | $125,000 | $3,408,000 |
| American Indian or Alaskan Native | 23 | $4,698,000 | $204,000 | $635,000 | $77,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $4,995,000 | $237,000 | $774,000 | $74,000 | $288,000 |
| Not applicable | 17 | $2,140,000 | $125,000 | $273,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,598 | $1,359,198,000 | $206,000 | $2,000,000 | $97,000 | $9,215,000 |
| FHA-insured (Federal Housing Administration) | 3,547 | $588,432,000 | $165,000 | $799,000 | $58,000 | $1,368,000 |
| VA-guaranteed (Veterans Administration) | 949 | $208,611,000 | $219,000 | $743,000 | $68,000 | $1,344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 589 | $73,002,000 | $123,000 | $510,000 | $43,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,070 | $1,274,034,000 | $180,000 | $1,721,000 | $78,000 | $3,408,000 |
| Application Withdrawn By Applicant | 3,538 | $770,782,000 | $217,000 | $2,000,000 | $90,000 | $9,215,000 |
| Application Denied By Financial Institution | 1,052 | $179,881,000 | $170,000 | $991,000 | $68,000 | $1,608,000 |
| Loan Purchased By The Institution | 17 | $2,140,000 | $125,000 | $273,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 4 | $1,709,000 | $427,000 | $720,000 | $222,000 | $300,000 |
| Preapproval Approved but not Accepted | 2 | $697,000 | $348,000 | $417,000 | $66,000 | $84,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 605 | $105,954,000 | $175,000 | $991,000 | $67,000 | $1,200,000 |
| Debt-To-Income Ratio | 167 | $30,041,000 | $179,000 | $774,000 | $59,000 | $324,000 |
| Collateral | 121 | $18,200,000 | $150,000 | $725,000 | $76,000 | $696,000 |
| Credit Application Incomplete | 62 | $11,769,000 | $189,000 | $867,000 | $96,000 | $1,608,000 |
| Other | 31 | $5,237,000 | $168,000 | $395,000 | $93,000 | $528,000 |
| Employment History | 25 | $3,996,000 | $159,000 | $280,000 | $57,000 | $216,000 |
| Unverifiable Information | 19 | $2,968,000 | $156,000 | $355,000 | $48,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,994,000 | $132,000 | $274,000 | $50,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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