Peoples Home Equity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Peoples Home Equity 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Home Equity 5205 Maryland Way Suite 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 19,327 |
| Total Mortgage Loan Application Amount | $4,622,976,000 |
| Average Mortgage Loan Application Amount | $273,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $98,333 |
| Highest Applicant Income | $3,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Peoples Home Equity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Home Equity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Peoples Home Equity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Home Equity serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Home Equity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Home Equity's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 3,395 | $ 759,121,000 | $ 223,000 | $ 92,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,872 | $ 405,627,000 | $ 216,000 | $ 86,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,071 | $ 242,362,000 | $ 226,000 | $ 100,000 |
| KNOXVILLE, TN | 944 | $ 149,653,000 | $ 158,000 | $ 64,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 909 | $ 171,451,000 | $ 188,000 | $ 80,000 |
| SAN DIEGO-CARLSBAD, CA | 692 | $ 273,518,000 | $ 395,000 | $ 122,000 |
| GREEN BAY, WI | 591 | $ 94,044,000 | $ 159,000 | $ 63,000 |
| CHATTANOOGA, TN-GA | 574 | $ 91,648,000 | $ 154,500 | $ 65,500 |
| VALLEJO-FAIRFIELD, CA | 512 | $ 162,872,000 | $ 318,000 | $ 107,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 504 | $ 111,829,000 | $ 221,000 | $ 78,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 455 | $ 83,360,000 | $ 172,000 | $ 76,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 417 | $ 180,167,000 | $ 432,000 | $ 135,000 |
| ELGIN, IL | 394 | $ 81,212,000 | $ 206,000 | $ 89,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 301 | $ 63,937,000 | $ 212,000 | $ 55,000 |
| JOHNSON CITY, TN | 300 | $ 45,192,000 | $ 150,000 | $ 66,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 286 | $ 117,191,000 | $ 409,000 | $ 118,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 280 | $ 80,304,000 | $ 286,000 | $ 94,000 |
| SANTA ROSA, CA | 277 | $ 120,385,000 | $ 434,000 | $ 131,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 244 | $ 33,218,000 | $ 132,000 | $ 48,500 |
| DENVER-AURORA-LAKEWOOD, CO | 243 | $ 74,804,000 | $ 307,000 | $ 101,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 203 | $ 58,907,000 | $ 290,000 | $ 90,000 |
| SAN RAFAEL, CA | 199 | $ 124,779,000 | $ 627,000 | $ 211,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 190 | $ 68,476,000 | $ 545,333 | $ 261,666 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 181 | $ 115,459,000 | $ 637,000 | $ 209,000 |
| NAPA, CA | 169 | $ 71,143,000 | $ 420,000 | $ 146,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 155 | $ 76,393,000 | $ 492,000 | $ 158,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 153 | $ 24,760,000 | $ 154,000 | $ 64,000 |
| COLORADO SPRINGS, CO | 150 | $ 37,927,000 | $ 252,000 | $ 69,000 |
| WINSTON-SALEM, NC | 136 | $ 18,449,000 | $ 135,000 | $ 58,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 115 | $ 37,168,000 | $ 323,000 | $ 125,000 |
| APPLETON, WI | 110 | $ 17,307,000 | $ 157,000 | $ 67,000 |
| OSHKOSH-NEENAH, WI | 101 | $ 12,465,000 | $ 123,000 | $ 57,000 |
| MORRISTOWN, TN | 98 | $ 13,875,000 | $ 141,000 | $ 50,000 |
| RACINE, WI | 94 | $ 15,624,000 | $ 166,000 | $ 67,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 86 | $ 46,094,000 | $ 535,000 | $ 159,000 |
| DALTON, GA | 80 | $ 9,267,000 | $ 115,000 | $ 45,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 73 | $ 13,586,000 | $ 186,000 | $ 64,000 |
| ST. LOUIS, MO-IL | 73 | $ 14,576,000 | $ 174,000 | $ 66,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 66 | $ 14,775,000 | $ 210,500 | $ 101,000 |
| STOCKTON-LODI, CA | 61 | $ 15,172,000 | $ 248,000 | $ 90,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 56 | $ 12,408,000 | $ 221,000 | $ 80,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 53 | $ 13,187,000 | $ 248,000 | $ 83,000 |
| GARY, IN | 51 | $ 9,309,000 | $ 182,000 | $ 73,000 |
| CLEVELAND, TN | 48 | $ 7,120,000 | $ 148,000 | $ 60,000 |
| FRESNO, CA | 47 | $ 11,341,000 | $ 241,000 | $ 105,000 |
| FOND DU LAC, WI | 45 | $ 6,113,000 | $ 135,000 | $ 56,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 44 | $ 12,256,000 | $ 278,000 | $ 114,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 44 | $ 19,766,000 | $ 449,000 | $ 109,000 |
| GREENSBORO-HIGH POINT, NC | 42 | $ 6,217,000 | $ 148,000 | $ 79,000 |
| RICHMOND, VA | 40 | $ 7,689,000 | $ 192,000 | $ 52,000 |
| MODESTO, CA | 36 | $ 7,498,000 | $ 208,000 | $ 59,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 32 | $ 9,841,000 | $ 307,000 | $ 90,000 |
| FORT WORTH-ARLINGTON, TX | 32 | $ 5,345,000 | $ 167,000 | $ 79,000 |
| KANKAKEE, IL | 31 | $ 4,847,000 | $ 156,000 | $ 58,000 |
| CLARKSVILLE, TN-KY | 30 | $ 4,341,000 | $ 120,500 | $ 36,500 |
| MADISON, WI | 29 | $ 6,195,000 | $ 213,000 | $ 83,000 |
| ROCKFORD, IL | 28 | $ 3,830,000 | $ 136,000 | $ 51,000 |
| BAKERSFIELD, CA | 25 | $ 5,136,000 | $ 205,000 | $ 71,000 |
| EAU CLAIRE, WI | 25 | $ 3,806,000 | $ 152,000 | $ 63,000 |
| DALLAS-PLANO-IRVING, TX | 23 | $ 3,596,000 | $ 156,000 | $ 83,000 |
| LA CROSSE-ONALASKA, WI-MN | 23 | $ 4,079,000 | $ 208,000 | $ 19,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 21 | $ 4,228,000 | $ 201,000 | $ 65,000 |
| PRESCOTT, AZ | 17 | $ 3,328,000 | $ 195,000 | $ 62,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 15 | $ 7,176,000 | $ 478,000 | $ 155,000 |
| SALINAS, CA | 15 | $ 6,144,000 | $ 409,000 | $ 136,000 |
| SHEBOYGAN, WI | 15 | $ 2,200,000 | $ 146,000 | $ 54,000 |
| EL CENTRO, CA | 14 | $ 2,241,000 | $ 160,000 | $ 58,000 |
| FLAGSTAFF, AZ | 14 | $ 5,436,000 | $ 388,000 | $ 160,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 2,164,000 | $ 154,000 | $ 103,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 13 | $ 4,303,000 | $ 331,000 | $ 120,000 |
| CHICO, CA | 13 | $ 2,453,000 | $ 188,000 | $ 67,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 13 | $ 5,226,000 | $ 402,000 | $ 99,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 12 | $ 2,847,000 | $ 237,000 | $ 134,000 |
| PEORIA, IL | 12 | $ 1,741,000 | $ 145,000 | $ 83,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 11 | $ 1,372,000 | $ 124,000 | $ 81,000 |
| WICHITA, KS | 11 | $ 1,794,000 | $ 163,000 | $ 89,000 |
| LEXINGTON-FAYETTE, KY | 10 | $ 1,105,000 | $ 110,000 | $ 44,000 |
| TUCSON, AZ | 10 | $ 1,799,000 | $ 179,000 | $ 87,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 9 | $ 1,962,000 | $ 218,000 | $ 85,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 9 | $ 834,000 | $ 117,500 | $ 76,000 |
| HANFORD-CORCORAN, CA | 9 | $ 1,575,000 | $ 175,000 | $ 84,000 |
| KANSAS CITY, MO-KS | 9 | $ 1,984,000 | $ 209,500 | $ 116,000 |
| MERCED, CA | 9 | $ 2,014,000 | $ 223,000 | $ 103,000 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 4,707,000 | $ 523,000 | $ 106,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 1,521,000 | $ 219,500 | $ 101,000 |
| YUBA CITY, CA | 9 | $ 1,786,000 | $ 198,000 | $ 58,000 |
| DULUTH, MN-WI | 8 | $ 882,000 | $ 107,000 | $ 45,000 |
| GREELEY, CO | 8 | $ 2,407,000 | $ 300,000 | $ 87,000 |
| RENO, NV | 8 | $ 2,049,000 | $ 256,000 | $ 88,000 |
| SANTA MARIA-SANTA BARBARA, CA | 8 | $ 3,190,000 | $ 398,000 | $ 167,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 1,647,000 | $ 205,000 | $ 84,000 |
| BLOOMINGTON, IL | 7 | $ 1,322,000 | $ 188,000 | $ 76,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 1,106,000 | $ 158,000 | $ 68,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 1,228,000 | $ 175,000 | $ 66,000 |
| MONTGOMERY, AL | 7 | $ 496,000 | $ 70,000 | $ 41,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,106,000 | $ 184,000 | $ 134,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 6 | $ 1,129,000 | $ 188,000 | $ 112,000 |
| JACKSONVILLE, FL | 6 | $ 803,000 | $ 133,000 | $ 54,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 1,002,000 | $ 167,000 | $ 70,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 6 | $ 1,842,000 | $ 307,000 | $ 86,000 |
| RALEIGH, NC | 6 | $ 3,128,000 | $ 521,000 | $ 1,175,000 |
| WAUSAU, WI | 6 | $ 866,000 | $ 144,000 | $ 92,000 |
| BOULDER, CO | 5 | $ 1,550,000 | $ 310,000 | $ 129,000 |
| FORT COLLINS, CO | 5 | $ 1,021,000 | $ 204,000 | $ 76,000 |
| JACKSON, TN | 5 | $ 1,069,000 | $ 213,000 | $ 86,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 932,000 | $ 186,000 | $ 60,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 715,000 | $ 143,000 | $ 67,000 |
| MADERA, CA | 5 | $ 1,512,000 | $ 302,000 | $ 139,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 690,000 | $ 142,500 | $ 84,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 753,000 | $ 150,000 | $ 79,000 |
| ALBANY, GA | 4 | $ 314,000 | $ 78,000 | $ 63,000 |
| ASHEVILLE, NC | 4 | $ 793,000 | $ 198,000 | $ 48,000 |
| AUSTIN-ROUND ROCK, TX | 4 | $ 1,334,000 | $ 333,000 | $ 219,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 787,000 | $ 196,000 | $ 96,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 781,000 | $ 195,000 | $ 189,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 4 | $ 619,000 | $ 154,000 | $ 78,000 |
| HUNTSVILLE, AL | 4 | $ 687,000 | $ 171,000 | $ 63,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 527,000 | $ 130,000 | $ 86,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 716,000 | $ 179,000 | $ 75,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 1,070,000 | $ 267,000 | $ 54,000 |
| ROANOKE, VA | 4 | $ 1,084,000 | $ 271,000 | $ 71,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 609,000 | $ 152,000 | $ 87,000 |
| SAVANNAH, GA | 4 | $ 641,000 | $ 160,000 | $ 78,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 241,000 | $ 80,000 | $ 28,000 |
| ANN ARBOR, MI | 3 | $ 922,000 | $ 307,000 | $ 172,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 323,000 | $ 107,000 | $ 40,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 554,000 | $ 184,000 | $ 88,000 |
| BURLINGTON, NC | 3 | $ 498,000 | $ 166,000 | $ 68,000 |
| CHARLOTTESVILLE, VA | 3 | $ 754,000 | $ 251,000 | $ 103,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 732,000 | $ 244,000 | $ 114,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 435,000 | $ 145,000 | $ 116,000 |
| EL PASO, TX | 3 | $ 264,000 | $ 88,000 | $ 44,000 |
| ELKHART-GOSHEN, IN | 3 | $ 310,000 | $ 103,000 | $ 44,000 |
| GAINESVILLE, GA | 3 | $ 822,000 | $ 274,000 | $ 116,000 |
| LAWRENCE, KS | 3 | $ 1,045,000 | $ 348,000 | $ 164,000 |
| LYNCHBURG, VA | 3 | $ 768,000 | $ 256,000 | $ 94,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 589,000 | $ 196,000 | $ 232,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 544,000 | $ 181,000 | $ 84,000 |
| REDDING, CA | 3 | $ 430,000 | $ 143,000 | $ 48,000 |
| SPARTANBURG, SC | 3 | $ 386,000 | $ 128,000 | $ 48,000 |
| SPRINGFIELD, IL | 3 | $ 643,000 | $ 214,000 | $ 84,000 |
| BEND-REDMOND, OR | 2 | $ 314,000 | $ 157,000 | $ 48,000 |
| CARBONDALE-MARION, IL | 2 | $ 382,000 | $ 191,000 | $ 114,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 171,000 | $ 85,000 | $ 36,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 298,000 | $ 149,000 | $ 72,000 |
| EUGENE, OR | 2 | $ 520,000 | $ 260,000 | $ 18,000 |
| FAYETTEVILLE, NC | 2 | $ 204,000 | $ 102,000 | $ 12,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 494,000 | $ 247,000 | $ 96,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 325,000 | $ 162,000 | $ 72,000 |
| JACKSON, MS | 2 | $ 714,000 | $ 357,000 | $ 96,000 |
| LONGVIEW, TX | 2 | $ 284,000 | $ 142,000 | $ 84,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 248,000 | $ 124,000 | $ 36,000 |
| NEWARK, NJ-PA | 2 | $ 651,000 | $ 325,000 | $ 282,000 |
| OCALA, FL | 2 | $ 164,000 | $ 82,000 | $ 18,000 |
| OWENSBORO, KY | 2 | $ 154,000 | $ 77,000 | $ 36,000 |
| PORT ST. LUCIE, FL | 2 | $ 325,000 | $ 162,000 | $ 42,000 |
| PUEBLO, CO | 2 | $ 354,000 | $ 177,000 | $ 48,000 |
| SALISBURY, MD-DE | 2 | $ 705,000 | $ 352,000 | $ 337,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 283,000 | $ 141,000 | $ 45,000 |
| TALLAHASSEE, FL | 2 | $ 364,000 | $ 182,000 | $ 126,000 |
| WARNER ROBINS, GA | 2 | $ 485,000 | $ 242,000 | $ 66,000 |
| AMARILLO, TX | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| AUBURN-OPELIKA, AL | 1 | $ 233,000 | $ 233,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| BATON ROUGE, LA | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 178,000 | $ 178,000 | $ 110,000 |
| BOWLING GREEN, KY | 1 | $ 217,000 | $ 217,000 | $ 60,000 |
| BRUNSWICK, GA | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 437,000 | $ 437,000 | $ 108,000 |
| CAMDEN, NJ | 1 | $ 66,000 | $ 66,000 | $ 96,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| COLUMBIA, SC | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| EAST STROUDSBURG, PA | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| EVANSVILLE, IN-KY | 1 | $ 44,000 | $ 44,000 | $ 24,000 |
| FARGO, ND-MN | 1 | $ 220,000 | $ 220,000 | $ 96,000 |
| GAINESVILLE, FL | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| HARRISONBURG, VA | 1 | $ 268,000 | $ 268,000 | $ 130,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| JACKSONVILLE, NC | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| KOKOMO, IN | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| LAFAYETTE, LA | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| MACON, GA | 1 | $ 133,000 | $ 133,000 | $ 24,000 |
| MANHATTAN, KS | 1 | $ 241,000 | $ 241,000 | $ 72,000 |
| MEDFORD, OR | 1 | $ 186,000 | $ 186,000 | $ 48,000 |
| MOBILE, AL | 1 | $ 151,000 | $ 151,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 89,000 | $ 89,000 | $ 396,000 |
| PANAMA CITY, FL | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 104,000 | $ 104,000 | $ 156,000 |
| PITTSBURGH, PA | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| ROCHESTER, MN | 1 | $ 303,000 | $ 303,000 | $ 72,000 |
| ROCKY MOUNT, NC | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| ROME, GA | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| SAN ANGELO, TX | 1 | $ 93,000 | $ 93,000 | $ 84,000 |
| ST. CLOUD, MN | 1 | $ 120,000 | $ 120,000 | $ 12,000 |
| TOPEKA, KS | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| TUSCALOOSA, AL | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| TYLER, TX | 1 | $ 460,000 | $ 460,000 | $ 252,000 |
| WICHITA FALLS, TX | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| YORK-HANOVER, PA | 1 | $ 177,000 | $ 177,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Peoples Home Equity in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,730 | $2,324,079,000 | $216,000 | $2,280,000 | $83,000 | $1,956,000 |
| Refinancing | 7,803 | $2,024,963,000 | $259,000 | $3,000,000 | $98,000 | $3,400,000 |
| Home Improvement | 794 | $273,934,000 | $345,000 | $1,410,000 | $114,000 | $2,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,340 | $3,197,842,000 | $239,000 | $3,000,000 | $94,000 | $2,244,000 |
| Hispanic | 2,651 | $610,344,000 | $230,000 | $1,280,000 | $70,000 | $826,000 |
| Black or African American | 1,161 | $257,466,000 | $221,000 | $1,240,000 | $79,000 | $3,400,000 |
| Not Provided | 883 | $227,051,000 | $257,000 | $1,808,000 | $91,000 | $1,200,000 |
| Asian | 615 | $190,013,000 | $308,000 | $1,410,000 | $115,000 | $2,856,000 |
| Not applicable | 585 | $106,257,000 | $181,000 | $509,000 | $77,000 | $708,000 |
| Native Hawaiin or Other Pacific Islander | 53 | $21,578,000 | $407,000 | $1,600,000 | $141,000 | $504,000 |
| American Indian or Alaskan Native | 39 | $12,425,000 | $318,000 | $743,000 | $90,000 | $561,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,062 | $2,699,419,000 | $268,000 | $3,000,000 | $116,000 | $3,400,000 |
| FHA-insured (Federal Housing Administration) | 6,583 | $1,314,412,000 | $199,000 | $1,112,000 | $62,000 | $744,000 |
| VA-guaranteed (Veterans Administration) | 1,805 | $494,142,000 | $273,000 | $1,215,000 | $70,000 | $2,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 877 | $115,003,000 | $131,000 | $405,000 | $47,000 | $1,056,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,509 | $2,744,832,000 | $238,000 | $2,000,000 | $89,000 | $1,872,000 |
| Application Withdrawn By Applicant | 5,941 | $1,464,288,000 | $246,000 | $3,000,000 | $94,000 | $3,400,000 |
| Application Denied By Financial Institution | 861 | $171,033,000 | $198,000 | $2,120,000 | $74,000 | $1,872,000 |
| Loan Purchased By The Institution | 585 | $106,257,000 | $181,000 | $509,000 | $77,000 | $708,000 |
| File Closed For Incompleteness | 431 | $136,566,000 | $316,000 | $2,000,000 | $108,000 | $3,400,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 341 | $60,136,000 | $176,000 | $861,000 | $79,000 | $1,872,000 |
| Debt-To-Income Ratio | 152 | $37,721,000 | $248,000 | $2,120,000 | $69,000 | $1,394,000 |
| Collateral | 137 | $26,422,000 | $192,000 | $891,000 | $77,000 | $252,000 |
| Other | 87 | $18,260,000 | $209,000 | $1,280,000 | $76,000 | $492,000 |
| Unverifiable Information | 53 | $10,768,000 | $203,000 | $636,000 | $65,000 | $252,000 |
| Employment History | 33 | $5,292,000 | $160,000 | $547,000 | $47,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $4,463,000 | $159,000 | $412,000 | $66,000 | $168,000 |
| Credit Application Incomplete | 22 | $5,529,000 | $251,000 | $705,000 | $82,000 | $216,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.