Peoples Home Equity Mortgage Lending & HMDA Data, 2016

In 2016, Peoples Home Equity of Brentwood, TN reported 19,327 mortgage applications totaling $4.6 billion, up 6% from 2015. The average application was for $239,197, and applicants reported an average income of $90,329. 60% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (3,395), Nashville-Davidson--Murfreesboro--Franklin, TN (1,872) and Phoenix-Mesa-Scottsdale, AZ (1,071) (applications in parentheses).

Mortgage Company & Address Peoples Home Equity
5205 Maryland Way Suite 100
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 19,327
Total Mortgage Loan Application Amount $4,622,976,000
Average Mortgage Loan Application Amount $239,197
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $90,329
Highest Applicant Income $3,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peoples Home Equity by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,785 $ 397,125,000 $ 222,478 $ 89,000
Maricopa, Arizona 984 $ 228,112,000 $ 231,821 $ 103,000
Davidson, Tennessee 748 $ 149,702,000 $ 200,136 $ 97,000
San Diego, California 692 $ 273,518,000 $ 395,257 $ 122,000
Will, Illinois 683 $ 149,205,000 $ 218,455 $ 90,000
DuPage, Illinois 650 $ 157,859,000 $ 242,860 $ 106,000
Knox, Tennessee 591 $ 96,951,000 $ 164,045 $ 66,000
Solano, California 512 $ 162,872,000 $ 318,109 $ 107,000
Brown, Wisconsin 507 $ 79,620,000 $ 157,041 $ 64,000
Clark, Nevada 504 $ 111,829,000 $ 221,882 $ 78,000
Milwaukee, Wisconsin 443 $ 67,407,000 $ 152,160 $ 70,000
Hamilton, Tennessee 394 $ 66,314,000 $ 168,309 $ 72,000
Kane, Illinois 374 $ 77,945,000 $ 208,409 $ 90,000
Lake, Illinois 359 $ 68,518,000 $ 190,857 $ 84,000
Wilson, Tennessee 298 $ 70,241,000 $ 235,708 $ 84,000
Waukesha, Wisconsin 290 $ 67,689,000 $ 233,410 $ 91,000
Los Angeles, California 286 $ 117,191,000 $ 409,758 $ 118,000
Sonoma, California 277 $ 120,385,000 $ 434,602 $ 131,000
Contra Costa, California 259 $ 105,075,000 $ 405,694 $ 130,000
Rutherford, Tennessee 240 $ 45,691,000 $ 190,379 $ 62,000
Washington, Tennessee 212 $ 34,313,000 $ 161,853 $ 74,000
Marin, California 199 $ 124,779,000 $ 627,030 $ 211,000
Riverside, California 199 $ 57,174,000 $ 287,306 $ 95,000
Sumner, Tennessee 177 $ 37,609,000 $ 212,480 $ 73,000
Sullivan, Tennessee 170 $ 24,045,000 $ 141,441 $ 56,000
Napa, California 169 $ 71,143,000 $ 420,964 $ 146,000
Williamson, Tennessee 162 $ 61,332,000 $ 378,592 $ 138,000
Alameda, California 158 $ 75,092,000 $ 475,265 $ 144,000
Orange, California 155 $ 76,393,000 $ 492,858 $ 158,000
El Paso, Colorado 149 $ 37,817,000 $ 253,805 $ 69,000
Blount, Tennessee 143 $ 23,236,000 $ 162,489 $ 63,000
Sevier, Tennessee 136 $ 20,748,000 $ 152,558 $ 53,000
McHenry, Illinois 132 $ 26,511,000 $ 200,840 $ 82,000
San Francisco, California 123 $ 83,287,000 $ 677,130 $ 233,000
Kendall, Illinois 122 $ 24,122,000 $ 197,721 $ 75,000
Jefferson, Kentucky 121 $ 19,701,000 $ 162,818 $ 48,000
Sacramento, California 109 $ 28,911,000 $ 265,238 $ 83,000
Virginia Beach, Virginia 105 $ 24,938,000 $ 237,504 $ 62,000
Washington, Wisconsin 103 $ 22,999,000 $ 223,291 $ 94,000
Catoosa, Georgia 101 $ 15,435,000 $ 152,821 $ 62,000
Winnebago, Wisconsin 101 $ 12,465,000 $ 123,415 $ 57,000
Kenosha, Wisconsin 96 $ 14,842,000 $ 154,604 $ 68,000
Racine, Wisconsin 94 $ 15,624,000 $ 166,212 $ 67,000
Outagamie, Wisconsin 90 $ 13,575,000 $ 150,833 $ 65,000
Forsyth, North Carolina 89 $ 11,367,000 $ 127,719 $ 59,000
Frederick, Maryland 88 $ 25,439,000 $ 289,079 $ 100,000
Pinal, Arizona 87 $ 14,250,000 $ 163,793 $ 69,000
San Bernardino, California 81 $ 23,130,000 $ 285,555 $ 93,000
Santa Clara, California 81 $ 43,923,000 $ 542,259 $ 162,000
Loudon, Tennessee 76 $ 11,807,000 $ 155,355 $ 65,000
Ozaukee, Wisconsin 73 $ 13,356,000 $ 182,958 $ 80,000
Marinette, Wisconsin 72 $ 8,229,000 $ 114,291 $ 56,000
Chesapeake, Virginia 69 $ 15,748,000 $ 228,231 $ 53,000
Oconto, Wisconsin 66 $ 11,618,000 $ 176,030 $ 61,000
Dickson, Tennessee 64 $ 9,469,000 $ 147,953 $ 51,000
Carter, Tennessee 63 $ 7,891,000 $ 125,253 $ 46,000
Arapahoe, Colorado 62 $ 18,676,000 $ 301,225 $ 89,000
San Joaquin, California 61 $ 15,172,000 $ 248,721 $ 90,000
Jefferson, Tennessee 61 $ 9,750,000 $ 159,836 $ 54,000
San Mateo, California 58 $ 32,172,000 $ 554,689 $ 156,000
Robertson, Tennessee 56 $ 9,001,000 $ 160,732 $ 54,000
Whitfield, Georgia 55 $ 6,511,000 $ 118,381 $ 45,000
Denver, Colorado 54 $ 16,135,000 $ 298,796 $ 103,000
Walker, Georgia 54 $ 6,749,000 $ 124,981 $ 54,000
Placer, California 53 $ 18,465,000 $ 348,396 $ 102,000
Palm Beach, Florida 53 $ 13,187,000 $ 248,811 $ 83,000
Anderson, Tennessee 53 $ 7,872,000 $ 148,528 $ 56,000
St. Francois, Missouri 52 $ 6,713,000 $ 129,096 $ 64,000
Greene, Tennessee 50 $ 5,796,000 $ 115,920 $ 60,000
Maury, Tennessee 50 $ 8,917,000 $ 178,340 $ 74,000
Fresno, California 47 $ 11,341,000 $ 241,297 $ 105,000
Prince George's, Maryland 46 $ 14,805,000 $ 321,847 $ 97,000
Bradley, Tennessee 45 $ 6,784,000 $ 150,755 $ 62,000
Monroe, Tennessee 45 $ 5,537,000 $ 123,044 $ 48,000
Fond du Lac, Wisconsin 45 $ 6,113,000 $ 135,844 $ 56,000
Ventura, California 44 $ 19,766,000 $ 449,227 $ 109,000
Douglas, Colorado 44 $ 15,376,000 $ 349,454 $ 114,000
Broward, Florida 44 $ 12,256,000 $ 278,545 $ 114,000
Cheatham, Tennessee 43 $ 8,572,000 $ 199,348 $ 67,000
Jefferson, Colorado 42 $ 12,881,000 $ 306,690 $ 108,000
Hawkins, Tennessee 41 $ 4,964,000 $ 121,073 $ 41,000
Norfolk, Virginia 41 $ 6,461,000 $ 157,585 $ 44,000
Lake, Indiana 40 $ 7,127,000 $ 178,175 $ 71,000
Menominee, Michigan 37 $ 3,881,000 $ 104,891 $ 63,000
Hamblen, Tennessee 37 $ 4,125,000 $ 111,486 $ 44,000
Stanislaus, California 36 $ 7,498,000 $ 208,277 $ 59,000
Guilford, North Carolina 36 $ 5,361,000 $ 148,916 $ 80,000
Roane, Tennessee 35 $ 4,345,000 $ 124,142 $ 54,000
Adams, Colorado 34 $ 9,561,000 $ 281,205 $ 96,000
Waupaca, Wisconsin 34 $ 4,637,000 $ 136,382 $ 57,000
Orange, Florida 33 $ 7,057,000 $ 213,848 $ 72,000
McMinn, Tennessee 32 $ 3,714,000 $ 116,062 $ 44,000
Kankakee, Illinois 31 $ 4,847,000 $ 156,354 $ 58,000
Campbell, Tennessee 31 $ 3,764,000 $ 121,419 $ 47,000
Tarrant, Texas 30 $ 5,012,000 $ 167,066 $ 76,000
Prince William, Virginia 30 $ 9,972,000 $ 332,400 $ 92,000
Montgomery, Tennessee 29 $ 4,246,000 $ 146,413 $ 49,000
Shawano, Wisconsin 29 $ 4,512,000 $ 155,586 $ 63,000
Walworth, Wisconsin 29 $ 5,594,000 $ 192,896 $ 83,000
St. Charles, Missouri 28 $ 6,583,000 $ 235,107 $ 97,000
Montgomery, Maryland 27 $ 11,729,000 $ 434,407 $ 206,000
Kern, California 25 $ 5,136,000 $ 205,440 $ 71,000
Murray, Georgia 25 $ 2,756,000 $ 110,240 $ 44,000
Unicoi, Tennessee 25 $ 2,988,000 $ 119,520 $ 55,000
Yolo, California 24 $ 6,853,000 $ 285,541 $ 87,000
Portsmouth, Virginia 24 $ 3,960,000 $ 165,000 $ 41,000
Dodge, Wisconsin 24 $ 3,631,000 $ 151,291 $ 58,000
Grundy, Illinois 23 $ 4,299,000 $ 186,913 $ 109,000
Dane, Wisconsin 23 $ 5,303,000 $ 230,565 $ 91,000
Stafford, Virginia 22 $ 6,470,000 $ 294,090 $ 167,000
La Crosse, Wisconsin 22 $ 3,837,000 $ 174,409 $ 38,000
Washington, Maryland 21 $ 4,228,000 $ 201,333 $ 65,000
Spotsylvania, Virginia 21 $ 5,549,000 $ 264,238 $ 73,000
Waushara, Wisconsin 21 $ 2,397,000 $ 114,142 $ 48,000
DeKalb, Illinois 20 $ 3,267,000 $ 163,350 $ 75,000
Suffolk, Virginia 20 $ 4,636,000 $ 231,800 $ 65,000
Calumet, Wisconsin 20 $ 3,732,000 $ 186,600 $ 74,000
Jefferson, Wisconsin 20 $ 3,843,000 $ 192,150 $ 78,000
Fulton, Georgia 19 $ 3,068,000 $ 161,473 $ 82,000
Winnebago, Illinois 18 $ 2,562,000 $ 142,333 $ 54,000
Kewaunee, Wisconsin 18 $ 2,806,000 $ 155,888 $ 60,000
Yavapai, Arizona 17 $ 3,328,000 $ 195,764 $ 62,000
El Dorado, California 17 $ 4,678,000 $ 275,176 $ 104,000
Charles, Maryland 17 $ 5,713,000 $ 336,058 $ 95,000
Davie, North Carolina 17 $ 3,335,000 $ 196,176 $ 72,000
Hickman, Tennessee 17 $ 2,606,000 $ 153,294 $ 44,000
Fairfax, Virginia 17 $ 7,262,000 $ 427,176 $ 117,000
Door, Wisconsin 17 $ 3,403,000 $ 200,176 $ 114,000
Cobb, Georgia 16 $ 3,617,000 $ 226,062 $ 61,000
Davidson, North Carolina 16 $ 2,350,000 $ 146,875 $ 60,000
Washington, Virginia 16 $ 2,230,000 $ 139,375 $ 39,000
Humboldt, California 15 $ 3,017,000 $ 201,133 $ 60,000
Monterey, California 15 $ 6,144,000 $ 409,600 $ 136,000
Miami-Dade, Florida 15 $ 7,176,000 $ 478,400 $ 155,000
Gordon, Georgia 15 $ 1,575,000 $ 105,000 $ 55,000
LaSalle, Illinois 15 $ 1,930,000 $ 128,666 $ 56,000
Hennepin, Minnesota 15 $ 4,498,000 $ 299,866 $ 135,000
Cocke, Tennessee 15 $ 1,847,000 $ 123,133 $ 44,000
Hampton, Virginia 15 $ 2,473,000 $ 164,866 $ 54,000
Sheboygan, Wisconsin 15 $ 2,200,000 $ 146,666 $ 54,000
Coconino, Arizona 14 $ 5,436,000 $ 388,285 $ 160,000
Calaveras, California 14 $ 3,125,000 $ 223,214 $ 116,000
Imperial, California 14 $ 2,241,000 $ 160,071 $ 58,000
Marshall, Tennessee 14 $ 1,977,000 $ 141,214 $ 51,000
Newport News, Virginia 14 $ 2,111,000 $ 150,785 $ 37,000
Butte, California 13 $ 2,453,000 $ 188,692 $ 67,000
Lake, California 13 $ 2,973,000 $ 228,692 $ 109,000
San Luis Obispo, California 13 $ 5,226,000 $ 402,000 $ 99,000
Claiborne, Tennessee 13 $ 1,568,000 $ 120,615 $ 46,000
Dallas, Texas 13 $ 1,655,000 $ 127,307 $ 71,000
Chippewa, Wisconsin 13 $ 1,952,000 $ 150,153 $ 54,000
Anne Arundel, Maryland 12 $ 4,162,000 $ 346,833 $ 96,000
Bedford, Tennessee 12 $ 2,429,000 $ 202,416 $ 75,000
Marion, Tennessee 12 $ 1,359,000 $ 113,250 $ 80,000
Chesterfield, Virginia 12 $ 2,955,000 $ 246,250 $ 61,000
Eau Claire, Wisconsin 12 $ 1,854,000 $ 154,500 $ 72,000
Bell, Kentucky 11 $ 1,327,000 $ 120,636 $ 51,000
Bullitt, Kentucky 11 $ 1,449,000 $ 131,727 $ 52,000
Jefferson, Missouri 11 $ 1,817,000 $ 165,181 $ 59,000
Madison, Missouri 11 $ 1,063,000 $ 96,636 $ 45,000
St. Louis, Missouri 11 $ 2,995,000 $ 272,272 $ 132,000
Stokes, North Carolina 11 $ 1,097,000 $ 99,727 $ 38,000
DeKalb, Tennessee 11 $ 1,928,000 $ 175,272 $ 92,000
Humphreys, Tennessee 11 $ 1,412,000 $ 128,363 $ 51,000
Accomack, Virginia 11 $ 1,705,000 $ 155,000 $ 82,000
Pima, Arizona 10 $ 1,799,000 $ 179,900 $ 87,000
Mendocino, California 10 $ 2,828,000 $ 282,800 $ 117,000
Gwinnett, Georgia 10 $ 1,840,000 $ 184,000 $ 56,000
Boone, Illinois 10 $ 1,268,000 $ 126,800 $ 46,000
Porter, Indiana 10 $ 1,952,000 $ 195,200 $ 79,000
Dakota, Minnesota 10 $ 2,275,000 $ 227,500 $ 114,000
Rhea, Tennessee 10 $ 1,407,000 $ 140,700 $ 55,000
Smith, Tennessee 10 $ 1,578,000 $ 157,800 $ 32,000
Bristol, Virginia 10 $ 1,231,000 $ 123,100 $ 58,000
Loudoun, Virginia 10 $ 4,769,000 $ 476,900 $ 142,000
Green Lake, Wisconsin 10 $ 758,000 $ 75,800 $ 28,000
Manitowoc, Wisconsin 10 $ 1,113,000 $ 111,300 $ 80,000
Portage, Wisconsin 10 $ 1,601,000 $ 160,100 $ 62,000
Kings, California 9 $ 1,575,000 $ 175,000 $ 84,000
Merced, California 9 $ 2,014,000 $ 223,777 $ 103,000
Santa Cruz, California 9 $ 4,707,000 $ 523,000 $ 106,000
Lake, Florida 9 $ 1,806,000 $ 200,666 $ 84,000
Osceola, Florida 9 $ 1,944,000 $ 216,000 $ 82,000
Peoria, Illinois 9 $ 1,326,000 $ 147,333 $ 85,000
Washington, Minnesota 9 $ 1,943,000 $ 215,888 $ 78,000
Charleston, South Carolina 9 $ 1,962,000 $ 218,000 $ 85,000
Caroline, Virginia 9 $ 1,566,000 $ 174,000 $ 60,000
Santa Barbara, California 8 $ 3,190,000 $ 398,750 $ 167,000
Tulare, California 8 $ 1,647,000 $ 205,875 $ 84,000
Weld, Colorado 8 $ 2,407,000 $ 300,875 $ 87,000
Hillsborough, Florida 8 $ 1,119,000 $ 139,875 $ 93,000
Rock Island, Illinois 8 $ 684,000 $ 85,500 $ 89,000
St. Joseph, Indiana 8 $ 1,236,000 $ 154,500 $ 58,000
Washoe, Nevada 8 $ 2,049,000 $ 256,125 $ 88,000
Columbus, North Carolina 8 $ 1,007,000 $ 125,875 $ 64,000
Coffee, Tennessee 8 $ 1,031,000 $ 128,875 $ 45,000
Cumberland, Tennessee 8 $ 1,252,000 $ 156,500 $ 57,000
Nevada, California 7 $ 2,126,000 $ 303,714 $ 107,000
Yuba, California 7 $ 1,421,000 $ 203,000 $ 60,000
Coffee, Georgia 7 $ 895,000 $ 127,857 $ 39,000
Dade, Georgia 7 $ 985,000 $ 140,714 $ 56,000
McLean, Illinois 7 $ 1,322,000 $ 188,857 $ 76,000
St. Clair, Illinois 7 $ 892,000 $ 127,428 $ 19,000
LaPorte, Indiana 7 $ 1,228,000 $ 175,428 $ 66,000
Fayette, Kentucky 7 $ 783,000 $ 111,857 $ 49,000
Ste. Genevieve, Missouri 7 $ 980,000 $ 140,000 $ 51,000
Henrico, Virginia 7 $ 1,028,000 $ 146,857 $ 53,000
Scott, Virginia 7 $ 748,000 $ 106,857 $ 34,000
Douglas, Wisconsin 7 $ 779,000 $ 111,285 $ 42,000
Rock, Wisconsin 7 $ 1,106,000 $ 158,000 $ 68,000
Montgomery, Alabama 6 $ 265,000 $ 44,166 $ 40,000
District of Columbia, District Of Columbia 6 $ 5,761,000 $ 960,166 $ 568,000
Polk, Florida 6 $ 1,002,000 $ 167,000 $ 70,000
Volusia, Florida 6 $ 1,106,000 $ 184,333 $ 134,000
DeKalb, Georgia 6 $ 1,037,000 $ 172,833 $ 70,000
Butler, Kansas 6 $ 1,066,000 $ 177,666 $ 108,000
Shelby, Kentucky 6 $ 874,000 $ 145,666 $ 38,000
Calvert, Maryland 6 $ 2,185,000 $ 364,166 $ 81,000
Union, North Carolina 6 $ 2,445,000 $ 407,500 $ 123,000
Morgan, Tennessee 6 $ 677,000 $ 112,833 $ 56,000
Sequatchie, Tennessee 6 $ 806,000 $ 134,333 $ 32,000
Union, Tennessee 6 $ 590,000 $ 98,333 $ 30,000
Orange, Virginia 6 $ 2,335,000 $ 389,166 $ 120,000
Richmond City, Virginia 6 $ 971,000 $ 161,833 $ 38,000
Columbia, Wisconsin 6 $ 892,000 $ 148,666 $ 54,000
Marathon, Wisconsin 6 $ 866,000 $ 144,333 $ 92,000
Wood, Wisconsin 6 $ 881,000 $ 146,833 $ 50,000
Mohave, Arizona 5 $ 715,000 $ 143,000 $ 67,000
Madera, California 5 $ 1,512,000 $ 302,400 $ 139,000
San Benito, California 5 $ 2,171,000 $ 434,200 $ 111,000
Boulder, Colorado 5 $ 1,550,000 $ 310,000 $ 129,000
Larimer, Colorado 5 $ 1,021,000 $ 204,200 $ 76,000
Brevard, Florida 5 $ 753,000 $ 150,600 $ 79,000
Seminole, Florida 5 $ 1,601,000 $ 320,200 $ 122,000
Ogle, Illinois 5 $ 696,000 $ 139,200 $ 33,000
Reno, Kansas 5 $ 1,375,000 $ 275,000 $ 175,000
Sedgwick, Kansas 5 $ 728,000 $ 145,600 $ 67,000
Oldham, Kentucky 5 $ 1,240,000 $ 248,000 $ 79,000
Baltimore, Maryland 5 $ 1,286,000 $ 257,200 $ 73,000
Carroll, Maryland 5 $ 1,360,000 $ 272,000 $ 108,000
Macomb, Michigan 5 $ 403,000 $ 80,600 $ 62,000
Oakland, Michigan 5 $ 834,000 $ 166,800 $ 81,000
Anoka, Minnesota 5 $ 958,000 $ 191,600 $ 73,000
Wright, Minnesota 5 $ 725,000 $ 145,000 $ 60,000
Washington, Missouri 5 $ 564,000 $ 112,800 $ 38,000
Dare, North Carolina 5 $ 1,025,000 $ 205,000 $ 91,000
Wake, North Carolina 5 $ 2,959,000 $ 591,800 $ 1,379,000
Bledsoe, Tennessee 5 $ 705,000 $ 141,000 $ 45,000
Macon, Tennessee 5 $ 602,000 $ 120,400 $ 38,000
Madison, Tennessee 5 $ 1,069,000 $ 213,800 $ 86,000
Denton, Texas 5 $ 997,000 $ 199,400 $ 115,000
Gloucester, Virginia 5 $ 951,000 $ 190,200 $ 34,000
James City, Virginia 5 $ 1,688,000 $ 337,600 $ 115,000
Vernon, Wisconsin 5 $ 876,000 $ 175,200 $ 62,000
Madison, Alabama 4 $ 687,000 $ 171,750 $ 63,000
Gila, Arizona 4 $ 1,007,000 $ 251,750 $ 99,000
Navajo, Arizona 4 $ 720,000 $ 180,000 $ 111,000
Tehama, California 4 $ 521,000 $ 130,250 $ 46,000
Tuolumne, California 4 $ 786,000 $ 196,500 $ 101,000
Elbert, Colorado 4 $ 1,329,000 $ 332,250 $ 111,000
Lee, Florida 4 $ 781,000 $ 195,250 $ 189,000
Pasco, Florida 4 $ 566,000 $ 141,500 $ 111,000
Cherokee, Georgia 4 $ 684,000 $ 171,000 $ 87,000
Dougherty, Georgia 4 $ 314,000 $ 78,500 $ 63,000
Paulding, Georgia 4 $ 616,000 $ 154,000 $ 24,000
Rockdale, Georgia 4 $ 969,000 $ 242,250 $ 84,000
Towns, Georgia 4 $ 503,000 $ 125,750 $ 48,000
Lee, Illinois 4 $ 497,000 $ 124,250 $ 33,000
Hardin, Kentucky 4 $ 619,000 $ 154,750 $ 78,000
Delta, Michigan 4 $ 759,000 $ 189,750 $ 60,000
Van Buren, Michigan 4 $ 812,000 $ 203,000 $ 75,000
Chisago, Minnesota 4 $ 679,000 $ 169,750 $ 59,000
Ramsey, Minnesota 4 $ 751,000 $ 187,750 $ 56,000
Scott, Minnesota 4 $ 1,122,000 $ 280,500 $ 99,000
St. Louis City, Missouri 4 $ 678,000 $ 169,500 $ 65,000
Rockingham, North Carolina 4 $ 613,000 $ 153,250 $ 69,000
Shelby, Tennessee 4 $ 540,000 $ 135,000 $ 84,000
Bexar, Texas 4 $ 609,000 $ 152,250 $ 87,000
Collin, Texas 4 $ 796,000 $ 199,000 $ 96,000
Fort Bend, Texas 4 $ 625,000 $ 156,250 $ 66,000
Montgomery, Texas 4 $ 912,000 $ 228,000 $ 90,000
Fauquier, Virginia 4 $ 1,457,000 $ 364,250 $ 127,000
Louisa, Virginia 4 $ 1,210,000 $ 302,500 $ 82,000
Dunn, Wisconsin 4 $ 658,000 $ 164,500 $ 78,000
Polk, Wisconsin 4 $ 731,000 $ 182,750 $ 13,000
St. Croix, Wisconsin 4 $ 583,000 $ 145,750 $ 105,000
Vilas, Wisconsin 4 $ 959,000 $ 239,750 $ 123,000
Baldwin, Alabama 3 $ 732,000 $ 244,000 $ 114,000
Jefferson, Alabama 3 $ 521,000 $ 173,666 $ 60,000
Alpine, California 3 $ 682,000 $ 227,333 $ 102,000
Plumas, California 3 $ 555,000 $ 185,000 $ 89,000
Shasta, California 3 $ 430,000 $ 143,333 $ 48,000
Sierra, California 3 $ 467,000 $ 155,666 $ 77,000
Collier, Florida 3 $ 589,000 $ 196,333 $ 232,000
Duval, Florida 3 $ 401,000 $ 133,666 $ 52,000
Sarasota, Florida 3 $ 780,000 $ 260,000 $ 52,000
Clayton, Georgia 3 $ 342,000 $ 114,000 $ 60,000
Fayette, Georgia 3 $ 729,000 $ 243,000 $ 16,000
Hall, Georgia 3 $ 822,000 $ 274,000 $ 116,000
Polk, Georgia 3 $ 334,000 $ 111,333 $ 48,000
Knox, Illinois 3 $ 448,000 $ 149,333 $ 68,000
Madison, Illinois 3 $ 368,000 $ 122,666 $ 52,000
Sangamon, Illinois 3 $ 643,000 $ 214,333 $ 84,000
Elkhart, Indiana 3 $ 310,000 $ 103,333 $ 44,000
Douglas, Kansas 3 $ 1,045,000 $ 348,333 $ 164,000
Anderson, Kentucky 3 $ 422,000 $ 140,666 $ 76,000
Henry, Kentucky 3 $ 482,000 $ 160,666 $ 68,000
Nelson, Kentucky 3 $ 448,000 $ 149,333 $ 28,000
Harford, Maryland 3 $ 730,000 $ 243,333 $ 62,000
Queen Anne's, Maryland 3 $ 1,375,000 $ 458,333 $ 136,000
Berrien, Michigan 3 $ 544,000 $ 181,333 $ 84,000
Washtenaw, Michigan 3 $ 922,000 $ 307,333 $ 172,000
Wayne, Michigan 3 $ 435,000 $ 145,000 $ 116,000
Alamance, North Carolina 3 $ 498,000 $ 166,000 $ 68,000
Brunswick, North Carolina 3 $ 400,000 $ 133,333 $ 112,000
Mecklenburg, North Carolina 3 $ 1,091,000 $ 363,666 $ 100,000
Robeson, North Carolina 3 $ 336,000 $ 112,000 $ 52,000
Rowan, North Carolina 3 $ 552,000 $ 184,000 $ 128,000
Yadkin, North Carolina 3 $ 300,000 $ 100,000 $ 40,000
Anderson, South Carolina 3 $ 768,000 $ 256,000 $ 104,000
Greenville, South Carolina 3 $ 361,000 $ 120,333 $ 121,000
Spartanburg, South Carolina 3 $ 386,000 $ 128,666 $ 48,000
Franklin, Tennessee 3 $ 357,000 $ 119,000 $ 44,000
Grainger, Tennessee 3 $ 411,000 $ 137,000 $ 48,000
Henry, Tennessee 3 $ 502,000 $ 167,333 $ 64,000
Houston, Tennessee 3 $ 197,000 $ 65,666 $ 24,000
Lawrence, Tennessee 3 $ 384,000 $ 128,000 $ 40,000
Meigs, Tennessee 3 $ 263,000 $ 87,666 $ 28,000
Polk, Tennessee 3 $ 336,000 $ 112,000 $ 36,000
Putnam, Tennessee 3 $ 396,000 $ 132,000 $ 52,000
Cameron, Texas 3 $ 554,000 $ 184,666 $ 88,000
El Paso, Texas 3 $ 264,000 $ 88,000 $ 44,000
Travis, Texas 3 $ 938,000 $ 312,666 $ 272,000
Alexandria, Virginia 3 $ 793,000 $ 264,333 $ 171,000
Arlington, Virginia 3 $ 1,898,000 $ 632,666 $ 253,000
Bedford, Virginia 3 $ 768,000 $ 256,000 $ 94,000
Fredericksburg, Virginia 3 $ 960,000 $ 320,000 $ 228,000
King George, Virginia 3 $ 1,272,000 $ 424,000 $ 172,000
Smyth, Virginia 3 $ 292,000 $ 97,333 $ 48,000
York, Virginia 3 $ 971,000 $ 323,666 $ 84,000
Oneida, Wisconsin 3 $ 887,000 $ 295,666 $ 93,000
Sauk, Wisconsin 3 $ 507,000 $ 169,000 $ 40,000
Lauderdale, Alabama 2 $ 494,000 $ 247,000 $ 96,000
Mariposa, California 2 $ 402,000 $ 201,000 $ 54,000
Sutter, California 2 $ 365,000 $ 182,500 $ 52,000
Trinity, California 2 $ 409,000 $ 204,500 $ 88,000
Broomfield, Colorado 2 $ 627,000 $ 313,500 $ 72,000
Pueblo, Colorado 2 $ 354,000 $ 177,000 $ 48,000
Clay, Florida 2 $ 274,000 $ 137,000 $ 72,000
Hernando, Florida 2 $ 479,000 $ 239,500 $ 132,000
Marion, Florida 2 $ 164,000 $ 82,000 $ 18,000
St. Lucie, Florida 2 $ 325,000 $ 162,500 $ 42,000
Taylor, Florida 2 $ 86,000 $ 43,000 $ 36,000
Chattooga, Georgia 2 $ 229,000 $ 114,500 $ 48,000
Effingham, Georgia 2 $ 90,000 $ 45,000 $ 72,000
Oconee, Georgia 2 $ 192,000 $ 96,000 $ 36,000
Champaign, Illinois 2 $ 171,000 $ 85,500 $ 36,000
Clinton, Illinois 2 $ 363,000 $ 181,500 $ 84,000
Union, Illinois 2 $ 367,000 $ 183,500 $ 114,000
Williamson, Illinois 2 $ 382,000 $ 191,000 $ 114,000
Clark, Indiana 2 $ 192,000 $ 96,000 $ 51,000
Johnson, Kansas 2 $ 422,000 $ 211,000 $ 87,000
Breckinridge, Kentucky 2 $ 293,000 $ 146,500 $ 30,000
Daviess, Kentucky 2 $ 154,000 $ 77,000 $ 36,000
Jessamine, Kentucky 2 $ 212,000 $ 106,000 $ 24,000
Owen, Kentucky 2 $ 381,000 $ 190,500 $ 42,000
Spencer, Kentucky 2 $ 350,000 $ 175,000 $ 48,000
Orleans, Louisiana 2 $ 219,000 $ 109,500 $ 54,000
Baltimore City, Maryland 2 $ 434,000 $ 217,000 $ 54,000
Caroline, Maryland 2 $ 552,000 $ 276,000 $ 66,000
Howard, Maryland 2 $ 494,000 $ 247,000 $ 59,000
Worcester, Maryland 2 $ 705,000 $ 352,500 $ 337,000
Iron, Michigan 2 $ 109,000 $ 54,500 $ 42,000
Kent, Michigan 2 $ 325,000 $ 162,500 $ 72,000
Otter Tail, Minnesota 2 $ 274,000 $ 137,000 $ 58,000
Sherburne, Minnesota 2 $ 339,000 $ 169,500 $ 88,000
Clay, Missouri 2 $ 357,000 $ 178,500 $ 84,000
Franklin, Missouri 2 $ 172,000 $ 86,000 $ 24,000
Iron, Missouri 2 $ 560,000 $ 280,000 $ 408,000
Jackson, Missouri 2 $ 588,000 $ 294,000 $ 102,000
Warren, Missouri 2 $ 323,000 $ 161,500 $ 60,000
Cumberland, North Carolina 2 $ 204,000 $ 102,000 $ 12,000
Durham, North Carolina 2 $ 298,000 $ 149,000 $ 72,000
Pasquotank, North Carolina 2 $ 362,000 $ 181,000 $ 36,000
Randolph, North Carolina 2 $ 243,000 $ 121,500 $ 72,000
Clackamas, Oregon 2 $ 679,000 $ 339,500 $ 0
Columbia, Oregon 2 $ 383,000 $ 191,500 $ 60,000
Deschutes, Oregon 2 $ 314,000 $ 157,000 $ 48,000
Lane, Oregon 2 $ 520,000 $ 260,000 $ 18,000
Multnomah, Oregon 2 $ 780,000 $ 390,000 $ 198,000
Lehigh, Pennsylvania 2 $ 99,000 $ 49,500 $ 24,000
Montgomery, Pennsylvania 2 $ 248,000 $ 124,000 $ 36,000
Cannon, Tennessee 2 $ 307,000 $ 153,500 $ 96,000
Johnson, Tennessee 2 $ 110,000 $ 55,000 $ 30,000
Galveston, Texas 2 $ 975,000 $ 487,500 $ 408,000
Gregg, Texas 2 $ 284,000 $ 142,000 $ 84,000
Harris, Texas 2 $ 335,000 $ 167,500 $ 84,000
Johnson, Texas 2 $ 333,000 $ 166,500 $ 114,000
Botetourt, Virginia 2 $ 810,000 $ 405,000 $ 91,000
Fluvanna, Virginia 2 $ 613,000 $ 306,500 $ 143,000
Hanover, Virginia 2 $ 548,000 $ 274,000 $ 49,000
Northampton, Virginia 2 $ 472,000 $ 236,000 $ 85,000
Sussex, Virginia 2 $ 229,000 $ 114,500 $ 24,000
Westmoreland, Virginia 2 $ 190,000 $ 95,000 $ 54,000
Wise, Virginia 2 $ 255,000 $ 127,500 $ 56,000
Adams, Wisconsin 2 $ 233,000 $ 116,500 $ 54,000
Crawford, Wisconsin 2 $ 124,000 $ 62,000 $ 36,000
Grant, Wisconsin 2 $ 364,000 $ 182,000 $ 114,000
Jackson, Wisconsin 2 $ 260,000 $ 130,000 $ 42,000
Lincoln, Wisconsin 2 $ 267,000 $ 133,500 $ 108,000
Marquette, Wisconsin 2 $ 234,000 $ 117,000 $ 48,000
Monroe, Wisconsin 2 $ 210,000 $ 105,000 $ 30,000
Pierce, Wisconsin 2 $ 592,000 $ 296,000 $ 114,000
Rusk, Wisconsin 2 $ 257,000 $ 128,500 $ 60,000
Trempealeau, Wisconsin 2 $ 413,000 $ 206,500 $ 126,000
Crenshaw, Alabama 1 $ 153,000 $ 153,000 $ 72,000
Elmore, Alabama 1 $ 231,000 $ 231,000 $ 48,000
Lee, Alabama 1 $ 233,000 $ 233,000 $ 0
Macon, Alabama 1 $ 156,000 $ 156,000 $ 108,000
Marshall, Alabama 1 $ 76,000 $ 76,000 $ 48,000
Mobile, Alabama 1 $ 151,000 $ 151,000 $ 0
Shelby, Alabama 1 $ 266,000 $ 266,000 $ 204,000
Tuscaloosa, Alabama 1 $ 76,000 $ 76,000 $ 48,000
Santa Cruz, Arizona 1 $ 126,000 $ 126,000 $ 84,000
Pope, Arkansas 1 $ 145,000 $ 145,000 $ 60,000
Inyo, California 1 $ 354,000 $ 354,000 $ 132,000
Lassen, California 1 $ 80,000 $ 80,000 $ 60,000
Fremont, Colorado 1 $ 150,000 $ 150,000 $ 60,000
Grand, Colorado 1 $ 417,000 $ 417,000 $ 648,000
Gunnison, Colorado 1 $ 256,000 $ 256,000 $ 60,000
Huerfano, Colorado 1 $ 205,000 $ 205,000 $ 48,000
Park, Colorado 1 $ 219,000 $ 219,000 $ 0
Prowers, Colorado 1 $ 128,000 $ 128,000 $ 204,000
Summit, Colorado 1 $ 434,000 $ 434,000 $ 108,000
Teller, Colorado 1 $ 110,000 $ 110,000 $ 60,000
Alachua, Florida 1 $ 165,000 $ 165,000 $ 72,000
Bay, Florida 1 $ 285,000 $ 285,000 $ 72,000
Gadsden, Florida 1 $ 150,000 $ 150,000 $ 120,000
Leon, Florida 1 $ 214,000 $ 214,000 $ 132,000
Manatee, Florida 1 $ 290,000 $ 290,000 $ 60,000
Monroe, Florida 1 $ 861,000 $ 861,000 $ 240,000
Nassau, Florida 1 $ 128,000 $ 128,000 $ 24,000
Santa Rosa, Florida 1 $ 104,000 $ 104,000 $ 156,000
Atkinson, Georgia 1 $ 55,000 $ 55,000 $ 24,000
Bryan, Georgia 1 $ 417,000 $ 417,000 $ 120,000
Chatham, Georgia 1 $ 134,000 $ 134,000 $ 48,000
Clarke, Georgia 1 $ 131,000 $ 131,000 $ 48,000
Columbia, Georgia 1 $ 95,000 $ 95,000 $ 48,000
Coweta, Georgia 1 $ 191,000 $ 191,000 $ 108,000
Elbert, Georgia 1 $ 79,000 $ 79,000 $ 48,000
Floyd, Georgia 1 $ 127,000 $ 127,000 $ 48,000
Forsyth, Georgia 1 $ 111,000 $ 111,000 $ 36,000
Gilmer, Georgia 1 $ 96,000 $ 96,000 $ 60,000
Glynn, Georgia 1 $ 90,000 $ 90,000 $ 36,000
Houston, Georgia 1 $ 317,000 $ 317,000 $ 72,000
Jefferson, Georgia 1 $ 80,000 $ 80,000 $ 36,000
Jones, Georgia 1 $ 133,000 $ 133,000 $ 24,000
Morgan, Georgia 1 $ 282,000 $ 282,000 $ 48,000
Newton, Georgia 1 $ 100,000 $ 100,000 $ 12,000
Peach, Georgia 1 $ 168,000 $ 168,000 $ 60,000
Sumter, Georgia 1 $ 138,000 $ 138,000 $ 48,000
Edgar, Illinois 1 $ 115,000 $ 115,000 $ 84,000
Franklin, Illinois 1 $ 147,000 $ 147,000 $ 96,000
Jersey, Illinois 1 $ 129,000 $ 129,000 $ 72,000
Jo Daviess, Illinois 1 $ 93,000 $ 93,000 $ 48,000
Livingston, Illinois 1 $ 110,000 $ 110,000 $ 48,000
Logan, Illinois 1 $ 140,000 $ 140,000 $ 108,000
Macoupin, Illinois 1 $ 115,000 $ 115,000 $ 84,000
Marshall, Illinois 1 $ 106,000 $ 106,000 $ 84,000
Morgan, Illinois 1 $ 129,000 $ 129,000 $ 96,000
Saline, Illinois 1 $ 121,000 $ 121,000 $ 60,000
Schuyler, Illinois 1 $ 140,000 $ 140,000 $ 60,000
Shelby, Illinois 1 $ 130,000 $ 130,000 $ 60,000
Tazewell, Illinois 1 $ 115,000 $ 115,000 $ 96,000
Woodford, Illinois 1 $ 194,000 $ 194,000 $ 48,000
Floyd, Indiana 1 $ 268,000 $ 268,000 $ 156,000
Fountain, Indiana 1 $ 107,000 $ 107,000 $ 36,000
Hendricks, Indiana 1 $ 82,000 $ 82,000 $ 36,000
Howard, Indiana 1 $ 68,000 $ 68,000 $ 48,000
Newton, Indiana 1 $ 230,000 $ 230,000 $ 96,000
Randolph, Indiana 1 $ 203,000 $ 203,000 $ 72,000
Scott, Indiana 1 $ 125,000 $ 125,000 $ 60,000
Tippecanoe, Indiana 1 $ 185,000 $ 185,000 $ 60,000
Vanderburgh, Indiana 1 $ 44,000 $ 44,000 $ 24,000
White, Indiana 1 $ 129,000 $ 129,000 $ 108,000
Scott, Iowa 1 $ 150,000 $ 150,000 $ 63,000
Riley, Kansas 1 $ 241,000 $ 241,000 $ 72,000
Shawnee, Kansas 1 $ 240,000 $ 240,000 $ 96,000
Wyandotte, Kansas 1 $ 109,000 $ 109,000 $ 144,000
Boone, Kentucky 1 $ 105,000 $ 105,000 $ 36,000
Boyle, Kentucky 1 $ 100,000 $ 100,000 $ 48,000
Christian, Kentucky 1 $ 95,000 $ 95,000 $ 24,000
Floyd, Kentucky 1 $ 125,000 $ 125,000 $ 0
McCracken, Kentucky 1 $ 260,000 $ 260,000 $ 120,000
Mercer, Kentucky 1 $ 46,000 $ 46,000 $ 72,000
Scott, Kentucky 1 $ 110,000 $ 110,000 $ 48,000
Trimble, Kentucky 1 $ 79,000 $ 79,000 $ 24,000
Warren, Kentucky 1 $ 217,000 $ 217,000 $ 60,000
Washington, Kentucky 1 $ 174,000 $ 174,000 $ 48,000
Acadia, Louisiana 1 $ 125,000 $ 125,000 $ 96,000
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Mortgage Loan Application Detail Totals for Peoples Home Equity in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,730 $2,324,079,000 $216,000 $2,280,000 $83,000 $1,956,000
Refinancing 7,803 $2,024,963,000 $259,000 $3,000,000 $98,000 $3,400,000
Home Improvement 794 $273,934,000 $345,000 $1,410,000 $114,000 $2,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,340 $3,197,842,000 $239,000 $3,000,000 $94,000 $2,244,000
Hispanic 2,651 $610,344,000 $230,000 $1,280,000 $70,000 $826,000
Black or African American 1,161 $257,466,000 $221,000 $1,240,000 $79,000 $3,400,000
Not Provided 883 $227,051,000 $257,000 $1,808,000 $91,000 $1,200,000
Asian 615 $190,013,000 $308,000 $1,410,000 $115,000 $2,856,000
Not applicable 585 $106,257,000 $181,000 $509,000 $77,000 $708,000
Native Hawaiin or Other Pacific Islander 53 $21,578,000 $407,000 $1,600,000 $141,000 $504,000
American Indian or Alaskan Native 39 $12,425,000 $318,000 $743,000 $90,000 $561,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,062 $2,699,419,000 $268,000 $3,000,000 $116,000 $3,400,000
FHA-insured (Federal Housing Administration) 6,583 $1,314,412,000 $199,000 $1,112,000 $62,000 $744,000
VA-guaranteed (Veterans Administration) 1,805 $494,142,000 $273,000 $1,215,000 $70,000 $2,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 877 $115,003,000 $131,000 $405,000 $47,000 $1,056,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,509 $2,744,832,000 $238,000 $2,000,000 $89,000 $1,872,000
Application Withdrawn By Applicant 5,941 $1,464,288,000 $246,000 $3,000,000 $94,000 $3,400,000
Application Denied By Financial Institution 861 $171,033,000 $198,000 $2,120,000 $74,000 $1,872,000
Loan Purchased By The Institution 585 $106,257,000 $181,000 $509,000 $77,000 $708,000
File Closed For Incompleteness 431 $136,566,000 $316,000 $2,000,000 $108,000 $3,400,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 341 $60,136,000 $176,000 $861,000 $79,000 $1,872,000
Debt-To-Income Ratio 152 $37,721,000 $248,000 $2,120,000 $69,000 $1,394,000
Collateral 137 $26,422,000 $192,000 $891,000 $77,000 $252,000
Other 87 $18,260,000 $209,000 $1,280,000 $76,000 $492,000
Unverifiable Information 53 $10,768,000 $203,000 $636,000 $65,000 $252,000
Employment History 33 $5,292,000 $160,000 $547,000 $47,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 28 $4,463,000 $159,000 $412,000 $66,000 $168,000
Credit Application Incomplete 22 $5,529,000 $251,000 $705,000 $82,000 $216,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Home Equity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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