PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2009
In 2009, PHH Home Loans, LLC of Mt Laurel, NJ reported 16,834 mortgage applications totaling $3.7 billion, down 47% from 2008. The average application was for $217,752, and applicants reported an average income of $94,956. 72% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (4,672), Chicago-Naperville-Joliet, IL (1,507) and Baltimore-Towson, MD (869) (applications in parentheses).
| Mortgage Company & Address | PHH Home Loans, LLC 1 Mortgage Way 2nd Floor Mt Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 16,834 |
| Total Mortgage Loan Application Amount | $3,665,654,000 |
| Average Mortgage Loan Application Amount | $217,752 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $94,956 |
| Highest Applicant Income | $3,120,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 4,672 | $ 929,160,000 | $ 198,878 | $ 75,029 |
| Chicago-Naperville-Joliet, IL | 1,507 | $ 383,794,000 | $ 254,674 | $ 108,000 |
| Baltimore-Towson, MD | 869 | $ 241,152,000 | $ 277,505 | $ 105,000 |
| Tampa-St. Petersburg-Clearwater, FL | 538 | $ 89,070,000 | $ 165,557 | $ 89,000 |
| Denver-Aurora-Broomfield, CO | 479 | $ 117,937,000 | $ 246,215 | $ 115,000 |
| New York-White Plains-Wayne, NY-NJ | 424 | $ 137,471,000 | $ 324,224 | $ 131,863 |
| St. Louis, MO-IL | 417 | $ 69,315,000 | $ 166,223 | $ 78,237 |
| Pittsburgh, PA | 404 | $ 58,008,000 | $ 143,584 | $ 78,000 |
| Newark-Union, NJ-PA | 392 | $ 137,004,000 | $ 349,500 | $ 141,719 |
| Orlando-Kissimmee, FL | 369 | $ 59,932,000 | $ 162,417 | $ 74,000 |
| Atlanta-Sandy Springs-Marietta, GA | 365 | $ 71,759,000 | $ 196,600 | $ 95,000 |
| Lake County-Kenosha County, IL-WI | 296 | $ 87,030,000 | $ 294,020 | $ 145,628 |
| Miami-Miami Beach-Kendall, FL | 262 | $ 54,832,000 | $ 209,282 | $ 105,000 |
| Edison-New Brunswick, NJ | 259 | $ 76,828,000 | $ 296,633 | $ 130,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 241 | $ 50,303,000 | $ 208,726 | $ 96,000 |
| Phoenix-Mesa-Scottsdale, AZ | 231 | $ 41,732,000 | $ 180,658 | $ 95,000 |
| Bradenton-Sarasota-Venice, FL | 228 | $ 35,750,000 | $ 156,798 | $ 92,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 210 | $ 36,559,000 | $ 174,090 | $ 109,000 |
| Tucson, AZ | 199 | $ 38,413,000 | $ 193,030 | $ 81,000 |
| Dallas-Plano-Irving, TX | 191 | $ 33,783,000 | $ 176,874 | $ 93,000 |
| Rochester, MN | 185 | $ 27,330,000 | $ 147,729 | $ 51,000 |
| San Diego-Carlsbad-San Marcos, CA | 168 | $ 52,113,000 | $ 310,196 | $ 120,000 |
| Cincinnati-Middletown, OH-KY-IN | 165 | $ 25,563,000 | $ 154,927 | $ 74,224 |
| Sacramento--Arden-Arcade--Roseville, CA | 162 | $ 38,123,000 | $ 235,327 | $ 104,000 |
| Nassau-Suffolk, NY | 147 | $ 48,356,000 | $ 328,952 | $ 124,000 |
| Fort Worth-Arlington, TX | 139 | $ 21,798,000 | $ 156,820 | $ 89,000 |
| St. Cloud, MN | 118 | $ 17,549,000 | $ 148,720 | $ 48,000 |
| Naples-Marco Island, FL | 108 | $ 21,709,000 | $ 201,009 | $ 132,000 |
| Columbus, OH | 103 | $ 15,569,000 | $ 151,155 | $ 75,000 |
| Harrisburg-Carlisle, PA | 98 | $ 15,321,000 | $ 156,336 | $ 67,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 93 | $ 31,409,000 | $ 337,731 | $ 120,666 |
| Lakeland-Winter Haven, FL | 89 | $ 10,807,000 | $ 121,426 | $ 64,000 |
| Port St. Lucie, FL | 87 | $ 10,891,000 | $ 125,183 | $ 70,000 |
| Gary, IN | 86 | $ 13,177,000 | $ 153,220 | $ 72,000 |
| Riverside-San Bernardino-Ontario, CA | 83 | $ 18,671,000 | $ 224,951 | $ 86,000 |
| Milwaukee-Waukesha-West Allis, WI | 81 | $ 16,569,000 | $ 204,555 | $ 104,000 |
| Bethesda-Frederick-Rockville, MD | 64 | $ 22,713,000 | $ 354,890 | $ 144,000 |
| Cape Coral-Fort Myers, FL | 64 | $ 10,347,000 | $ 161,671 | $ 119,000 |
| Santa Ana-Anaheim-Irvine, CA | 54 | $ 20,166,000 | $ 373,444 | $ 124,000 |
| Colorado Springs, CO | 49 | $ 11,514,000 | $ 234,979 | $ 87,000 |
| Chattanooga, TN-GA | 47 | $ 10,890,000 | $ 231,702 | $ 100,744 |
| Hagerstown-Martinsburg, MD-WV | 41 | $ 7,704,000 | $ 187,902 | $ 72,390 |
| Boulder, CO | 39 | $ 11,087,000 | $ 284,282 | $ 124,000 |
| Fort Collins-Loveland, CO | 39 | $ 8,201,000 | $ 210,282 | $ 88,000 |
| York-Hanover, PA | 39 | $ 7,144,000 | $ 183,179 | $ 75,000 |
| Charlotte-Gastonia-Concord, NC-SC | 36 | $ 8,808,000 | $ 244,666 | $ 116,833 |
| Las Vegas-Paradise, NV | 35 | $ 7,702,000 | $ 220,057 | $ 124,000 |
| Trenton-Ewing, NJ | 33 | $ 9,710,000 | $ 294,242 | $ 116,000 |
| Camden, NJ | 32 | $ 7,090,000 | $ 221,562 | $ 113,000 |
| Houston-Sugar Land-Baytown, TX | 32 | $ 7,046,000 | $ 220,187 | $ 124,000 |
| Columbia, SC | 28 | $ 6,325,000 | $ 225,892 | $ 107,000 |
| Philadelphia, PA | 28 | $ 7,597,000 | $ 271,321 | $ 161,000 |
| Knoxville, TN | 24 | $ 5,615,000 | $ 233,958 | $ 101,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 3,552,000 | $ 148,000 | $ 72,000 |
| Bridgeport-Stamford-Norwalk, CT | 21 | $ 7,019,000 | $ 334,238 | $ 143,000 |
| Greeley, CO | 21 | $ 4,660,000 | $ 221,904 | $ 71,000 |
| Vallejo-Fairfield, CA | 21 | $ 4,609,000 | $ 219,476 | $ 79,000 |
| Michigan City-La Porte, IN | 20 | $ 2,603,000 | $ 130,150 | $ 93,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 20 | $ 5,731,000 | $ 286,550 | $ 145,000 |
| Seattle-Bellevue-Everett, WA | 20 | $ 7,857,000 | $ 392,850 | $ 133,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 19 | $ 4,620,000 | $ 243,157 | $ 112,000 |
| Oklahoma City, OK | 18 | $ 4,057,000 | $ 225,388 | $ 120,000 |
| Augusta-Richmond County, GA-SC | 16 | $ 3,315,000 | $ 207,187 | $ 121,750 |
| Deltona-Daytona Beach-Ormond Beach, FL | 16 | $ 2,320,000 | $ 145,000 | $ 93,000 |
| Tulsa, OK | 16 | $ 2,645,000 | $ 165,312 | $ 86,000 |
| Wilmington, DE-MD-NJ | 16 | $ 3,205,000 | $ 200,312 | $ 84,250 |
| Kansas City, MO-KS | 15 | $ 3,744,000 | $ 249,600 | $ 125,600 |
| Huntsville, AL | 14 | $ 3,117,000 | $ 222,642 | $ 110,000 |
| Cleveland-Elyria-Mentor, OH | 13 | $ 2,511,000 | $ 193,153 | $ 123,000 |
| Duluth, MN-WI | 13 | $ 2,108,000 | $ 162,153 | $ 81,153 |
| Indianapolis-Carmel, IN | 13 | $ 2,661,000 | $ 204,692 | $ 88,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 4,549,000 | $ 349,923 | $ 137,000 |
| Memphis, TN-MS-AR | 13 | $ 2,489,000 | $ 191,461 | $ 100,461 |
| Prescott, AZ | 13 | $ 2,395,000 | $ 184,230 | $ 76,000 |
| Greenville-Mauldin-Easley, SC | 12 | $ 2,241,000 | $ 186,750 | $ 82,000 |
| Raleigh-Cary, NC | 12 | $ 2,928,000 | $ 244,000 | $ 127,000 |
| Albany-Schenectady-Troy, NY | 11 | $ 2,986,000 | $ 271,454 | $ 157,000 |
| Charleston-North Charleston-Summerville, SC | 11 | $ 2,061,000 | $ 187,363 | $ 103,000 |
| Jackson, MS | 11 | $ 2,297,000 | $ 208,818 | $ 117,000 |
| Baton Rouge, LA | 10 | $ 2,327,000 | $ 232,700 | $ 102,000 |
| Boston-Quincy, MA | 10 | $ 3,295,000 | $ 329,500 | $ 111,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 3,997,000 | $ 399,700 | $ 167,000 |
| Portland-Vancouver-Beaverton, OR-WA | 10 | $ 2,837,000 | $ 283,700 | $ 137,000 |
| Salisbury, MD | 10 | $ 1,570,000 | $ 157,000 | $ 85,000 |
| Toledo, OH | 10 | $ 2,760,000 | $ 276,000 | $ 192,000 |
| Lebanon, PA | 9 | $ 1,658,000 | $ 184,222 | $ 70,000 |
| Punta Gorda, FL | 9 | $ 958,000 | $ 106,444 | $ 55,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 2,046,000 | $ 255,750 | $ 109,625 |
| Austin-Round Rock, TX | 8 | $ 1,563,000 | $ 195,375 | $ 87,000 |
| Birmingham-Hoover, AL | 8 | $ 1,836,000 | $ 229,500 | $ 93,000 |
| Fort Wayne, IN | 8 | $ 1,729,000 | $ 216,125 | $ 121,000 |
| Kankakee-Bradley, IL | 8 | $ 1,317,000 | $ 164,625 | $ 90,000 |
| Wilmington, NC | 8 | $ 1,844,000 | $ 230,500 | $ 102,000 |
| Florence, SC | 7 | $ 1,556,000 | $ 222,285 | $ 92,000 |
| Jackson, TN | 7 | $ 1,127,000 | $ 161,000 | $ 75,000 |
| Jacksonville, FL | 7 | $ 1,617,000 | $ 231,000 | $ 99,000 |
| Madison, WI | 7 | $ 1,114,000 | $ 159,142 | $ 107,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 7 | $ 1,049,000 | $ 149,857 | $ 88,000 |
| New Orleans-Metairie-Kenner, LA | 7 | $ 1,735,000 | $ 247,857 | $ 94,000 |
| Oakland-Fremont-Hayward, CA | 7 | $ 3,555,000 | $ 507,857 | $ 202,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,459,000 | $ 208,428 | $ 140,000 |
| Savannah, GA | 7 | $ 1,776,000 | $ 253,714 | $ 87,000 |
| Syracuse, NY | 7 | $ 1,115,000 | $ 159,285 | $ 117,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 1,634,000 | $ 233,428 | $ 75,000 |
| Burlington-South Burlington, VT | 6 | $ 1,212,000 | $ 202,000 | $ 102,000 |
| Cleveland, TN | 6 | $ 1,517,000 | $ 252,833 | $ 107,000 |
| Evansville, IN-KY | 6 | $ 1,332,000 | $ 222,000 | $ 108,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,149,000 | $ 191,500 | $ 69,000 |
| Greensboro-High Point, NC | 6 | $ 1,305,000 | $ 217,500 | $ 100,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 1,271,000 | $ 211,833 | $ 143,000 |
| Kennewick-Pasco-Richland, WA | 6 | $ 1,582,000 | $ 263,666 | $ 141,000 |
| Reno-Sparks, NV | 6 | $ 1,508,000 | $ 251,333 | $ 129,000 |
| San Antonio, TX | 6 | $ 1,057,000 | $ 176,166 | $ 110,000 |
| Stockton, CA | 6 | $ 1,127,000 | $ 187,833 | $ 91,000 |
| Wichita, KS | 6 | $ 1,592,000 | $ 265,333 | $ 132,000 |
| Boise City-Nampa, ID | 5 | $ 853,000 | $ 170,600 | $ 76,000 |
| Johnson City, TN | 5 | $ 1,294,000 | $ 258,800 | $ 105,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 1,019,000 | $ 203,800 | $ 99,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 1,113,000 | $ 222,600 | $ 115,000 |
| Rochester, NY | 5 | $ 1,168,000 | $ 233,600 | $ 156,000 |
| Rockford, IL | 5 | $ 679,000 | $ 135,800 | $ 66,000 |
| Salt Lake City, UT | 5 | $ 1,411,000 | $ 282,200 | $ 152,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 1,931,000 | $ 386,200 | $ 93,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 940,000 | $ 188,000 | $ 102,000 |
| Worcester, MA | 5 | $ 1,342,000 | $ 268,400 | $ 90,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 548,000 | $ 109,600 | $ 66,400 |
| Akron, OH | 4 | $ 767,000 | $ 191,750 | $ 93,000 |
| Asheville, NC | 4 | $ 1,018,000 | $ 254,500 | $ 91,000 |
| Bakersfield, CA | 4 | $ 1,073,000 | $ 268,250 | $ 109,000 |
| Clarksville, TN-KY | 4 | $ 781,000 | $ 195,250 | $ 70,500 |
| Idaho Falls, ID | 4 | $ 939,000 | $ 234,750 | $ 122,000 |
| Jackson, MI | 4 | $ 450,000 | $ 112,500 | $ 89,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 1,333,000 | $ 333,250 | $ 229,000 |
| Mankato-North Mankato, MN | 4 | $ 737,000 | $ 184,250 | $ 54,000 |
| New Haven-Milford, CT | 4 | $ 1,237,000 | $ 309,250 | $ 143,000 |
| Niles-Benton Harbor, MI | 4 | $ 1,219,000 | $ 304,750 | $ 158,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 799,000 | $ 199,750 | $ 102,000 |
| Peabody, MA | 4 | $ 1,678,000 | $ 419,500 | $ 164,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 912,000 | $ 228,000 | $ 116,000 |
| Roanoke, VA | 4 | $ 804,000 | $ 201,000 | $ 105,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 1,817,000 | $ 454,250 | $ 239,000 |
| Spartanburg, SC | 4 | $ 1,023,000 | $ 255,750 | $ 136,000 |
| Anderson, SC | 3 | $ 744,000 | $ 248,000 | $ 103,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 573,000 | $ 191,000 | $ 78,000 |
| Columbus, GA-AL | 3 | $ 663,000 | $ 221,000 | $ 117,000 |
| Dayton, OH | 3 | $ 602,000 | $ 200,666 | $ 89,000 |
| Decatur, IL | 3 | $ 450,000 | $ 150,000 | $ 92,000 |
| Erie, PA | 3 | $ 561,000 | $ 187,000 | $ 110,000 |
| Fargo, ND-MN | 3 | $ 505,000 | $ 168,333 | $ 72,000 |
| Flagstaff, AZ | 3 | $ 874,000 | $ 291,333 | $ 102,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 943,000 | $ 314,333 | $ 211,000 |
| Kalamazoo-Portage, MI | 3 | $ 789,000 | $ 263,000 | $ 193,000 |
| Lancaster, PA | 3 | $ 462,000 | $ 154,000 | $ 72,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 736,000 | $ 245,333 | $ 192,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 437,000 | $ 145,666 | $ 148,000 |
| Modesto, CA | 3 | $ 465,000 | $ 155,000 | $ 85,000 |
| Ogden-Clearfield, UT | 3 | $ 927,000 | $ 309,000 | $ 113,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,311,000 | $ 437,000 | $ 170,000 |
| Racine, WI | 3 | $ 518,000 | $ 172,666 | $ 71,000 |
| Spokane, WA | 3 | $ 918,000 | $ 306,000 | $ 111,000 |
| Anchorage, AK | 2 | $ 405,000 | $ 202,500 | $ 31,000 |
| Barnstable Town, MA | 2 | $ 549,000 | $ 274,500 | $ 304,000 |
| Beaumont-Port Arthur, TX | 2 | $ 459,000 | $ 229,500 | $ 119,000 |
| Bellingham, WA | 2 | $ 753,000 | $ 376,500 | $ 90,000 |
| Bend, OR | 2 | $ 513,000 | $ 256,500 | $ 151,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 335,000 | $ 167,500 | $ 93,000 |
| Brownsville-Harlingen, TX | 2 | $ 503,000 | $ 251,500 | $ 128,000 |
| Champaign-Urbana, IL | 2 | $ 359,000 | $ 179,500 | $ 100,000 |
| Cumberland, MD-WV | 2 | $ 309,000 | $ 154,500 | $ 52,500 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 258,000 | $ 129,000 | $ 70,000 |
| Dothan, AL | 2 | $ 405,000 | $ 202,500 | $ 63,000 |
| Dover, DE | 2 | $ 522,000 | $ 261,000 | $ 95,000 |
| Durham-Chapel Hill, NC | 2 | $ 481,000 | $ 240,500 | $ 113,000 |
| Eugene-Springfield, OR | 2 | $ 355,000 | $ 177,500 | $ 100,000 |
| Farmington, NM | 2 | $ 265,000 | $ 132,500 | $ 81,000 |
| Florence-Muscle Shoals, AL | 2 | $ 370,000 | $ 185,000 | $ 124,000 |
| Fresno, CA | 2 | $ 163,000 | $ 81,500 | $ 29,000 |
| Gainesville, GA | 2 | $ 216,000 | $ 108,000 | $ 49,000 |
| Grand Forks, ND-MN | 2 | $ 383,000 | $ 191,500 | $ 92,000 |
| Green Bay, WI | 2 | $ 336,000 | $ 168,000 | $ 78,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| Lexington-Fayette, KY | 2 | $ 337,000 | $ 168,500 | $ 86,000 |
| Logan, UT-ID | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Lynchburg, VA | 2 | $ 425,000 | $ 212,500 | $ 101,000 |
| Manchester-Nashua, NH | 2 | $ 663,000 | $ 331,500 | $ 161,000 |
| Missoula, MT | 2 | $ 586,000 | $ 293,000 | $ 87,000 |
| Morgantown, WV | 2 | $ 581,000 | $ 290,500 | $ 143,000 |
| Ocean City, NJ | 2 | $ 454,000 | $ 227,000 | $ 87,000 |
| Pittsfield, MA | 2 | $ 752,000 | $ 376,000 | $ 320,000 |
| Pueblo, CO | 2 | $ 314,000 | $ 157,000 | $ 55,000 |
| Reading, PA | 2 | $ 432,000 | $ 216,000 | $ 107,000 |
| Richmond, VA | 2 | $ 366,000 | $ 183,000 | $ 205,000 |
| Rockingham County-Strafford County, NH | 2 | $ 492,000 | $ 246,000 | $ 92,000 |
| Rocky Mount, NC | 2 | $ 691,000 | $ 345,500 | $ 163,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 418,000 | $ 209,000 | $ 94,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 524,000 | $ 262,000 | $ 123,000 |
| Santa Fe, NM | 2 | $ 639,000 | $ 319,500 | $ 100,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 504,000 | $ 252,000 | $ 89,000 |
| Sebastian-Vero Beach, FL | 2 | $ 233,000 | $ 116,500 | $ 107,000 |
| Sheboygan, WI | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Sioux Falls, SD | 2 | $ 578,000 | $ 289,000 | $ 130,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 525,000 | $ 262,500 | $ 177,000 |
| Springfield, MO | 2 | $ 471,000 | $ 235,500 | $ 90,000 |
| St. Joseph, MO-KS | 2 | $ 329,000 | $ 164,500 | $ 75,000 |
| Tacoma, WA | 2 | $ 715,000 | $ 357,500 | $ 103,000 |
| Topeka, KS | 2 | $ 242,000 | $ 121,000 | $ 112,000 |
| Yuba City, CA | 2 | $ 312,000 | $ 156,000 | $ 60,000 |
| Albuquerque, NM | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| Anderson, IN | 1 | $ 83,000 | $ 83,000 | $ 100,000 |
| Ann Arbor, MI | 1 | $ 169,000 | $ 169,000 | $ 274,000 |
| Appleton, WI | 1 | $ 278,000 | $ 278,000 | $ 182,000 |
| Auburn-Opelika, AL | 1 | $ 256,000 | $ 256,000 | $ 101,000 |
| Bay City, MI | 1 | $ 64,000 | $ 64,000 | $ 119,000 |
| Billings, MT | 1 | $ 203,000 | $ 203,000 | $ 88,000 |
| Bismarck, ND | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Bloomington-Normal, IL | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| Bowling Green, KY | 1 | $ 256,000 | $ 256,000 | $ 122,000 |
| Brunswick, GA | 1 | $ 142,000 | $ 142,000 | $ 82,000 |
| Burlington, NC | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Canton-Massillon, OH | 1 | $ 206,000 | $ 206,000 | $ 92,000 |
| Cedar Rapids, IA | 1 | $ 44,000 | $ 44,000 | $ 90,000 |
| Charleston, WV | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Chico, CA | 1 | $ 244,000 | $ 244,000 | $ 79,000 |
| Coeur D'Alene, ID | 1 | $ 227,000 | $ 227,000 | $ 94,000 |
| Corvallis, OR | 1 | $ 200,000 | $ 200,000 | $ 130,000 |
| Decatur, AL | 1 | $ 238,000 | $ 238,000 | $ 113,000 |
| Eau Claire, WI | 1 | $ 173,000 | $ 173,000 | $ 62,000 |
| El Paso, TX | 1 | $ 173,000 | $ 173,000 | $ 130,000 |
| Elizabethtown, KY | 1 | $ 219,000 | $ 219,000 | $ 47,000 |
| Fayetteville, NC | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 188,000 | $ 188,000 | $ 117,000 |
| Gainesville, FL | 1 | $ 120,000 | $ 120,000 | $ 278,000 |
| Grand Junction, CO | 1 | $ 208,000 | $ 208,000 | $ 39,000 |
| Great Falls, MT | 1 | $ 209,000 | $ 209,000 | $ 80,000 |
| Gulfport-Biloxi, MS | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Holland-Grand Haven, MI | 1 | $ 67,000 | $ 67,000 | $ 143,000 |
| Honolulu, HI | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
| Hot Springs, AR | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Janesville, WI | 1 | $ 166,000 | $ 166,000 | $ 104,000 |
| Jefferson City, MO | 1 | $ 182,000 | $ 182,000 | $ 119,000 |
| Johnstown, PA | 1 | $ 284,000 | $ 284,000 | $ 129,000 |
| Joplin, MO | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Kingston, NY | 1 | $ 190,000 | $ 190,000 | $ 167,000 |
| Lake Charles, LA | 1 | $ 229,000 | $ 229,000 | $ 323,000 |
| Las Cruces, NM | 1 | $ 417,000 | $ 417,000 | $ 15,000 |
| Lawton, OK | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| Longview, WA | 1 | $ 83,000 | $ 83,000 | $ 93,000 |
| Manhattan, KS | 1 | $ 174,000 | $ 174,000 | $ 73,000 |
| Merced, CA | 1 | $ 118,000 | $ 118,000 | $ 97,000 |
| Midland, TX | 1 | $ 226,000 | $ 226,000 | $ 160,000 |
| Monroe, LA | 1 | $ 142,000 | $ 142,000 | $ 93,000 |
| Muskegon-Norton Shores, MI | 1 | $ 77,000 | $ 77,000 | $ 77,000 |
| Odessa, TX | 1 | $ 157,000 | $ 157,000 | $ 130,000 |
| Olympia, WA | 1 | $ 252,000 | $ 252,000 | $ 9,000 |
| Oshkosh-Neenah, WI | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
| Palm Coast, FL | 1 | $ 203,000 | $ 203,000 | $ 145,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 194,000 | $ 194,000 | $ 89,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 183,000 | $ 183,000 | $ 78,000 |
| Peoria, IL | 1 | $ 96,000 | $ 96,000 | $ 59,000 |
| Salem, OR | 1 | $ 161,000 | $ 161,000 | $ 34,000 |
| Shreveport-Bossier City, LA | 1 | $ 328,000 | $ 328,000 | $ 126,000 |
| Sioux City, IA-NE-SD | 1 | $ 52,000 | $ 52,000 | $ 75,000 |
| Springfield, IL | 1 | $ 247,000 | $ 247,000 | $ 128,000 |
| Springfield, MA | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| St. George, UT | 1 | $ 207,000 | $ 207,000 | $ 143,000 |
| State College, PA | 1 | $ 317,000 | $ 317,000 | $ 181,000 |
| Sumter, SC | 1 | $ 93,000 | $ 93,000 | $ 72,000 |
| Tallahassee, FL | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Terre Haute, IN | 1 | $ 167,000 | $ 167,000 | $ 133,000 |
| Tyler, TX | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Valdosta, GA | 1 | $ 417,000 | $ 417,000 | $ 195,000 |
| Waco, TX | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Winchester, VA-WV | 1 | $ 202,000 | $ 202,000 | $ 83,000 |
| Winston-Salem, NC | 1 | $ 183,000 | $ 183,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,267 | $2,286,922,000 | $202,000 | $1,600,000 | $89,000 | $2,583,000 |
| Refinancing | 5,498 | $1,361,550,000 | $247,000 | $2,100,000 | $107,000 | $3,120,000 |
| Home Improvement | 69 | $17,182,000 | $249,000 | $1,000,000 | $108,000 | $455,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,323 | $2,448,319,000 | $216,000 | $1,500,000 | $95,000 | $2,583,000 |
| Not Provided | 3,830 | $876,663,000 | $228,000 | $2,100,000 | $98,000 | $3,120,000 |
| Hispanic | 699 | $130,515,000 | $186,000 | $800,000 | $76,000 | $489,000 |
| Black or African American | 485 | $90,599,000 | $186,000 | $1,200,000 | $83,000 | $1,606,000 |
| Asian | 448 | $108,194,000 | $241,000 | $823,000 | $98,000 | $792,000 |
| American Indian or Alaskan Native | 29 | $7,107,000 | $245,000 | $534,000 | $91,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,257,000 | $212,000 | $417,000 | $81,000 | $221,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,406 | $2,450,813,000 | $235,000 | $2,100,000 | $113,000 | $3,120,000 |
| FHA-insured (Federal Housing Administration) | 5,483 | $1,005,316,000 | $183,000 | $740,000 | $65,000 | $630,000 |
| VA-guaranteed (Veterans Administration) | 815 | $191,119,000 | $234,000 | $751,000 | $75,000 | $404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 130 | $18,406,000 | $141,000 | $296,000 | $42,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,157 | $2,603,139,000 | $214,000 | $1,300,000 | $93,000 | $2,583,000 |
| Application Approved But Not Accepted | 2,471 | $573,748,000 | $232,000 | $1,600,000 | $97,000 | $1,750,000 |
| Application Denied By Financial Institution | 1,068 | $235,612,000 | $220,000 | $2,100,000 | $92,000 | $840,000 |
| Application Withdrawn By Applicant | 1,055 | $238,951,000 | $226,000 | $1,365,000 | $114,000 | $3,120,000 |
| Preapproval Approved but not Accepted | 46 | $6,627,000 | $144,000 | $375,000 | $64,000 | $216,000 |
| File Closed For Incompleteness | 29 | $6,237,000 | $215,000 | $412,000 | $88,000 | $264,000 |
| Preapproval Denied by Financial Institution | 8 | $1,340,000 | $167,000 | $400,000 | $69,000 | $160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 498 | $111,309,000 | $223,000 | $1,500,000 | $107,000 | $840,000 |
| Debt-To-Income Ratio | 306 | $68,049,000 | $222,000 | $2,100,000 | $71,000 | $600,000 |
| Other | 75 | $16,204,000 | $216,000 | $705,000 | $93,000 | $245,000 |
| Credit History | 46 | $8,132,000 | $176,000 | $1,182,000 | $69,000 | $526,000 |
| Unverifiable Information | 41 | $9,084,000 | $221,000 | $900,000 | $82,000 | $391,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $9,012,000 | $219,000 | $623,000 | $88,000 | $273,000 |
| Employment History | 34 | $7,033,000 | $206,000 | $776,000 | $69,000 | $350,000 |
| Credit Application Incomplete | 32 | $7,588,000 | $237,000 | $864,000 | $113,000 | $714,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PHH Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About