PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2009

In 2009, PHH Home Loans, LLC of Mt Laurel, NJ reported 16,834 mortgage applications totaling $3.7 billion, down 47% from 2008. The average application was for $217,752, and applicants reported an average income of $94,956. 72% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (4,672), Chicago-Naperville-Joliet, IL (1,507) and Baltimore-Towson, MD (869) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 16,834
Total Mortgage Loan Application Amount $3,665,654,000
Average Mortgage Loan Application Amount $217,752
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $94,956
Highest Applicant Income $3,120,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 1,610 $ 344,903,000 $ 214,225 $ 84,000
Cook, Illinois 1,185 $ 309,256,000 $ 260,975 $ 109,000
Ramsey, Minnesota 696 $ 126,901,000 $ 182,329 $ 72,000
Dakota, Minnesota 643 $ 119,454,000 $ 185,776 $ 70,000
Washington, Minnesota 475 $ 99,648,000 $ 209,785 $ 72,000
Anoka, Minnesota 382 $ 69,261,000 $ 181,311 $ 65,000
Lake, Illinois 293 $ 86,280,000 $ 294,470 $ 145,000
Allegheny, Pennsylvania 284 $ 38,343,000 $ 135,010 $ 77,000
Hillsborough, Florida 280 $ 48,821,000 $ 174,360 $ 94,000
Miami-Dade, Florida 262 $ 54,832,000 $ 209,282 $ 105,000
Orange, Florida 252 $ 41,684,000 $ 165,412 $ 73,000
Baltimore, Maryland 242 $ 59,496,000 $ 245,851 $ 98,000
Broward, Florida 241 $ 50,303,000 $ 208,726 $ 96,000
Wright, Minnesota 240 $ 41,323,000 $ 172,179 $ 61,000
Anne Arundel, Maryland 228 $ 69,342,000 $ 304,131 $ 105,000
Maricopa, Arizona 216 $ 39,791,000 $ 184,217 $ 97,000
St. Louis, Missouri 215 $ 37,567,000 $ 174,730 $ 84,000
Palm Beach, Florida 210 $ 36,559,000 $ 174,090 $ 109,000
Pinellas, Florida 210 $ 33,303,000 $ 158,585 $ 85,000
Scott, Minnesota 200 $ 41,160,000 $ 205,800 $ 72,000
Pima, Arizona 199 $ 38,413,000 $ 193,030 $ 81,000
Bergen, New Jersey 186 $ 64,285,000 $ 345,618 $ 143,000
Olmsted, Minnesota 173 $ 25,293,000 $ 146,202 $ 50,000
San Diego, California 168 $ 52,113,000 $ 310,196 $ 120,000
Carver, Minnesota 166 $ 38,163,000 $ 229,897 $ 91,000
Howard, Maryland 160 $ 52,150,000 $ 325,937 $ 124,000
Sarasota, Florida 154 $ 22,657,000 $ 147,123 $ 87,000
Denver, Colorado 149 $ 40,166,000 $ 269,570 $ 142,000
DuPage, Illinois 144 $ 35,652,000 $ 247,583 $ 117,000
Tarrant, Texas 121 $ 19,323,000 $ 159,694 $ 91,000
Worcester, Maryland 120 $ 27,734,000 $ 231,116 $ 153,000
Morris, New Jersey 115 $ 42,670,000 $ 371,043 $ 151,000
St. Charles, Missouri 114 $ 18,523,000 $ 162,482 $ 68,000
Suffolk, New York 114 $ 34,127,000 $ 299,359 $ 112,000
Essex, New Jersey 112 $ 40,806,000 $ 364,339 $ 158,000
Arapahoe, Colorado 108 $ 23,229,000 $ 215,083 $ 92,000
Collier, Florida 108 $ 21,709,000 $ 201,009 $ 132,000
Monmouth, New Jersey 101 $ 29,459,000 $ 291,673 $ 121,000
Union, New Jersey 100 $ 34,845,000 $ 348,450 $ 128,000
Sacramento, California 96 $ 20,633,000 $ 214,927 $ 80,000
Stearns, Minnesota 91 $ 13,664,000 $ 150,153 $ 49,000
Polk, Florida 89 $ 10,807,000 $ 121,426 $ 64,000
Fulton, Georgia 86 $ 21,726,000 $ 252,627 $ 123,000
Dallas, Texas 81 $ 13,589,000 $ 167,765 $ 93,000
Riverside, California 80 $ 17,922,000 $ 224,025 $ 87,000
Sherburne, Minnesota 80 $ 13,705,000 $ 171,312 $ 56,000
Carroll, Maryland 79 $ 21,348,000 $ 270,227 $ 89,000
Jefferson, Colorado 78 $ 19,641,000 $ 251,807 $ 114,000
Cobb, Georgia 78 $ 15,852,000 $ 203,230 $ 110,000
Baltimore City, Maryland 78 $ 17,258,000 $ 221,256 $ 112,000
Chisago, Minnesota 78 $ 14,320,000 $ 183,589 $ 60,000
Hamilton, Ohio 77 $ 11,667,000 $ 151,519 $ 72,000
Passaic, New Jersey 76 $ 21,814,000 $ 287,026 $ 109,000
Will, Illinois 75 $ 16,389,000 $ 218,520 $ 79,000
Manatee, Florida 74 $ 13,093,000 $ 176,932 $ 103,000
Douglas, Colorado 72 $ 20,431,000 $ 283,763 $ 123,000
Somerset, New Jersey 70 $ 23,387,000 $ 334,100 $ 134,000
Seminole, Florida 69 $ 12,719,000 $ 184,333 $ 81,000
Harford, Maryland 68 $ 17,405,000 $ 255,955 $ 95,000
Franklin, Ohio 67 $ 9,755,000 $ 145,597 $ 76,000
Westchester, New York 66 $ 21,491,000 $ 325,621 $ 147,000
Lee, Florida 64 $ 10,347,000 $ 161,671 $ 119,000
Middlesex, New Jersey 62 $ 17,676,000 $ 285,096 $ 128,000
St. Lucie, Florida 60 $ 6,293,000 $ 104,883 $ 66,000
St. Croix, Wisconsin 59 $ 13,393,000 $ 227,000 $ 81,000
Collin, Texas 58 $ 12,069,000 $ 208,086 $ 106,000
Lake, Indiana 56 $ 8,567,000 $ 152,982 $ 66,000
Orange, California 54 $ 20,166,000 $ 373,444 $ 124,000
Adams, Colorado 53 $ 9,093,000 $ 171,566 $ 78,000
Placer, California 51 $ 13,789,000 $ 270,372 $ 152,000
El Paso, Colorado 49 $ 11,514,000 $ 234,979 $ 87,000
Kane, Illinois 48 $ 11,901,000 $ 247,937 $ 116,000
Montgomery, Maryland 47 $ 17,053,000 $ 362,829 $ 145,000
Pasco, Florida 46 $ 6,726,000 $ 146,217 $ 76,000
Cumberland, Pennsylvania 45 $ 7,457,000 $ 165,711 $ 67,000
Dauphin, Pennsylvania 45 $ 6,775,000 $ 150,555 $ 70,000
Jefferson, Missouri 44 $ 6,710,000 $ 152,500 $ 75,000
Hamilton, Tennessee 44 $ 10,214,000 $ 232,136 $ 100,000
Gwinnett, Georgia 41 $ 6,525,000 $ 159,146 $ 64,000
DeKalb, Georgia 40 $ 6,350,000 $ 158,750 $ 84,000
Hudson, New Jersey 40 $ 12,693,000 $ 317,325 $ 119,000
Boulder, Colorado 39 $ 11,087,000 $ 284,282 $ 124,000
Larimer, Colorado 39 $ 8,201,000 $ 210,282 $ 88,000
Washington, Maryland 39 $ 7,331,000 $ 187,974 $ 70,000
York, Pennsylvania 39 $ 7,144,000 $ 183,179 $ 75,000
McHenry, Illinois 38 $ 7,155,000 $ 188,289 $ 97,000
Butler, Pennsylvania 38 $ 8,255,000 $ 217,236 $ 97,000
Milwaukee, Wisconsin 37 $ 6,694,000 $ 180,918 $ 87,000
Clark, Nevada 35 $ 7,702,000 $ 220,057 $ 124,000
Cherokee, Georgia 34 $ 6,685,000 $ 196,617 $ 86,000
Hunterdon, New Jersey 34 $ 10,719,000 $ 315,264 $ 115,000
Osceola, Florida 33 $ 3,729,000 $ 113,000 $ 82,000
Mercer, New Jersey 33 $ 9,710,000 $ 294,242 $ 116,000
Nassau, New York 33 $ 14,229,000 $ 431,181 $ 166,000
Isanti, Minnesota 32 $ 4,926,000 $ 153,937 $ 53,000
Butler, Ohio 31 $ 4,607,000 $ 148,612 $ 57,000
Porter, Indiana 30 $ 4,610,000 $ 153,666 $ 85,000
Westmoreland, Pennsylvania 30 $ 3,946,000 $ 131,533 $ 75,000
Sussex, New Jersey 29 $ 7,498,000 $ 258,551 $ 121,000
St. Louis City, Missouri 28 $ 3,994,000 $ 142,642 $ 78,000
Franklin, Pennsylvania 28 $ 4,317,000 $ 154,178 $ 67,000
Washington, Pennsylvania 28 $ 4,062,000 $ 145,071 $ 81,000
Martin, Florida 27 $ 4,598,000 $ 170,296 $ 81,000
Benton, Minnesota 27 $ 3,885,000 $ 143,888 $ 46,000
Ocean, New Jersey 26 $ 6,306,000 $ 242,538 $ 162,000
Queens, New York 26 $ 8,504,000 $ 327,076 $ 88,000
Forsyth, Georgia 25 $ 5,491,000 $ 219,640 $ 91,000
Mohave, Arizona 24 $ 3,552,000 $ 148,000 $ 72,000
Fairfax, Virginia 24 $ 9,309,000 $ 387,875 $ 118,000
Beaver, Pennsylvania 23 $ 3,345,000 $ 145,434 $ 72,000
Solano, California 21 $ 4,609,000 $ 219,476 $ 79,000
Weld, Colorado 21 $ 4,660,000 $ 221,904 $ 71,000
Fairfield, Connecticut 21 $ 7,019,000 $ 334,238 $ 143,000
Knox, Tennessee 21 $ 5,053,000 $ 240,619 $ 103,000
Douglas, Georgia 20 $ 2,581,000 $ 129,050 $ 78,000
LaPorte, Indiana 20 $ 2,603,000 $ 130,150 $ 93,000
Prince George's, Maryland 20 $ 5,150,000 $ 257,500 $ 90,000
Rice, Minnesota 20 $ 3,601,000 $ 180,050 $ 69,000
Warren, Ohio 20 $ 3,274,000 $ 163,700 $ 81,000
Denton, Texas 20 $ 3,682,000 $ 184,100 $ 83,000
McLeod, Minnesota 19 $ 2,379,000 $ 125,210 $ 57,000
Washington, Wisconsin 19 $ 3,792,000 $ 199,578 $ 82,000
Talbot, Maryland 18 $ 5,287,000 $ 293,722 $ 128,000
Goodhue, Minnesota 18 $ 3,300,000 $ 183,333 $ 67,000
Ellis, Texas 18 $ 2,177,000 $ 120,944 $ 70,000
Loudoun, Virginia 18 $ 6,422,000 $ 356,777 $ 168,000
Frederick, Maryland 17 $ 5,660,000 $ 332,941 $ 141,000
Mecklenburg, North Carolina 17 $ 4,028,000 $ 236,941 $ 127,000
Richland, South Carolina 17 $ 3,798,000 $ 223,411 $ 109,000
Harris, Texas 17 $ 3,769,000 $ 221,705 $ 122,000
King, Washington 17 $ 6,618,000 $ 389,294 $ 134,000
Volusia, Florida 16 $ 2,320,000 $ 145,000 $ 93,000
Waukesha, Wisconsin 16 $ 4,120,000 $ 257,500 $ 151,000
Pinal, Arizona 15 $ 1,941,000 $ 129,400 $ 72,000
Lake, Florida 15 $ 1,800,000 $ 120,000 $ 56,000
Camden, New Jersey 15 $ 2,760,000 $ 184,000 $ 87,000
York, South Carolina 15 $ 3,798,000 $ 253,200 $ 118,000
Sussex, Delaware 14 $ 3,242,000 $ 231,571 $ 100,000
Paulding, Georgia 14 $ 2,326,000 $ 166,142 $ 69,000
Boone, Kentucky 14 $ 2,435,000 $ 173,928 $ 90,000
Queen Anne's, Maryland 14 $ 4,153,000 $ 296,642 $ 118,000
Crow Wing, Minnesota 14 $ 3,544,000 $ 253,142 $ 148,000
Rockland, New York 14 $ 3,782,000 $ 270,142 $ 109,000
Oklahoma, Oklahoma 14 $ 3,450,000 $ 246,428 $ 117,000
Yavapai, Arizona 13 $ 2,395,000 $ 184,230 $ 76,000
Los Angeles, California 13 $ 4,549,000 $ 349,923 $ 137,000
Broomfield, Colorado 13 $ 3,767,000 $ 289,769 $ 98,000
Aiken, South Carolina 13 $ 2,759,000 $ 212,230 $ 130,000
El Dorado, California 12 $ 3,178,000 $ 264,833 $ 106,000
Kendall, Illinois 12 $ 2,536,000 $ 211,333 $ 110,000
Kent, Maryland 12 $ 3,013,000 $ 251,083 $ 119,000
Dutchess, New York 12 $ 3,292,000 $ 274,333 $ 155,000
Tulsa, Oklahoma 12 $ 2,128,000 $ 177,333 $ 80,000
St. Louis, Minnesota 11 $ 1,760,000 $ 160,000 $ 80,000
Wake, North Carolina 11 $ 2,722,000 $ 247,454 $ 130,000
Delaware, Ohio 11 $ 1,831,000 $ 166,454 $ 75,000
Greenville, South Carolina 11 $ 2,000,000 $ 181,818 $ 78,000
Rockwall, Texas 11 $ 1,867,000 $ 169,727 $ 76,000
Pierce, Wisconsin 11 $ 2,003,000 $ 182,090 $ 57,000
Middlesex, Massachusetts 10 $ 3,997,000 $ 399,700 $ 167,000
Burlington, New Jersey 10 $ 2,730,000 $ 273,000 $ 134,000
Fairfield, Ohio 10 $ 1,740,000 $ 174,000 $ 77,000
Lexington, South Carolina 10 $ 2,296,000 $ 229,600 $ 109,000
Shelby, Tennessee 10 $ 2,010,000 $ 201,000 $ 109,000
Parker, Texas 10 $ 1,702,000 $ 170,200 $ 83,000
Charlotte, Florida 9 $ 958,000 $ 106,444 $ 55,000
Kenton, Kentucky 9 $ 1,268,000 $ 140,888 $ 59,000
Cecil, Maryland 9 $ 1,833,000 $ 203,666 $ 89,000
Wicomico, Maryland 9 $ 1,454,000 $ 161,555 $ 83,000
Clermont, Ohio 9 $ 1,534,000 $ 170,444 $ 123,000
Lebanon, Pennsylvania 9 $ 1,658,000 $ 184,222 $ 70,000
Ozaukee, Wisconsin 9 $ 1,963,000 $ 218,111 $ 132,000
Kankakee, Illinois 8 $ 1,317,000 $ 164,625 $ 90,000
Johnson, Kansas 8 $ 2,221,000 $ 277,625 $ 141,000
Calvert, Maryland 8 $ 2,936,000 $ 367,000 $ 125,000
Dodge, Minnesota 8 $ 1,447,000 $ 180,875 $ 72,000
Meeker, Minnesota 8 $ 1,369,000 $ 171,125 $ 88,000
Orange, New York 8 $ 2,439,000 $ 304,875 $ 131,000
Lucas, Ohio 8 $ 2,230,000 $ 278,750 $ 203,000
Bucks, Pennsylvania 8 $ 2,520,000 $ 315,000 $ 147,000
Perry, Pennsylvania 8 $ 1,089,000 $ 136,125 $ 50,000
Prince William, Virginia 8 $ 2,212,000 $ 276,500 $ 106,000
Limestone, Alabama 7 $ 1,687,000 $ 241,000 $ 108,000
Madison, Alabama 7 $ 1,430,000 $ 204,285 $ 113,000
Cochise, Arizona 7 $ 1,231,000 $ 175,857 $ 106,000
Brevard, Florida 7 $ 1,459,000 $ 208,428 $ 140,000
Rockdale, Georgia 7 $ 1,241,000 $ 177,285 $ 57,000
St. Mary's, Maryland 7 $ 1,997,000 $ 285,285 $ 111,000
Pine, Minnesota 7 $ 1,018,000 $ 145,428 $ 52,000
Lincoln, Missouri 7 $ 1,266,000 $ 180,857 $ 64,000
Gloucester, New Jersey 7 $ 1,600,000 $ 228,571 $ 138,000
Horry, South Carolina 7 $ 1,049,000 $ 149,857 $ 88,000
Madison, Tennessee 7 $ 1,127,000 $ 161,000 $ 75,000
San Joaquin, California 6 $ 1,127,000 $ 187,833 $ 91,000
Allen, Indiana 6 $ 1,548,000 $ 258,000 $ 124,000
Cass, Minnesota 6 $ 1,054,000 $ 175,666 $ 75,000
Madison, Mississippi 6 $ 1,275,000 $ 212,500 $ 126,000
Washoe, Nevada 6 $ 1,508,000 $ 251,333 $ 129,000
Licking, Ohio 6 $ 906,000 $ 151,000 $ 76,000
Union, Ohio 6 $ 985,000 $ 164,166 $ 77,000
Adams, Pennsylvania 6 $ 904,000 $ 150,666 $ 61,000
Chester, Pennsylvania 6 $ 1,623,000 $ 270,500 $ 128,000
Lawrence, Pennsylvania 6 $ 859,000 $ 143,166 $ 89,000
Bradley, Tennessee 6 $ 1,517,000 $ 252,833 $ 107,000
Johnson, Texas 6 $ 622,000 $ 103,666 $ 77,000
Montgomery, Texas 6 $ 1,370,000 $ 228,333 $ 143,000
Benton, Washington 6 $ 1,582,000 $ 263,666 $ 141,000
Polk, Wisconsin 6 $ 784,000 $ 130,666 $ 58,000
Shelby, Alabama 5 $ 1,023,000 $ 204,600 $ 91,000
Benton, Arkansas 5 $ 856,000 $ 171,200 $ 61,000
Santa Clara, California 5 $ 1,931,000 $ 386,200 $ 93,000
New Castle, Delaware 5 $ 1,057,000 $ 211,400 $ 83,000
District of Columbia, District Of Columbia 5 $ 1,965,000 $ 393,000 $ 142,000
Hamilton, Indiana 5 $ 1,119,000 $ 223,800 $ 91,000
East Baton Rouge, Louisiana 5 $ 1,402,000 $ 280,400 $ 117,000
Caroline, Maryland 5 $ 1,139,000 $ 227,800 $ 81,000
Worcester, Massachusetts 5 $ 1,342,000 $ 268,400 $ 90,000
Le Sueur, Minnesota 5 $ 1,050,000 $ 210,000 $ 49,000
Mille Lacs, Minnesota 5 $ 915,000 $ 183,000 $ 64,000
Morrison, Minnesota 5 $ 542,000 $ 108,400 $ 96,000
Otter Tail, Minnesota 5 $ 1,440,000 $ 288,000 $ 124,000
New York, New York 5 $ 1,958,000 $ 391,600 $ 302,000
Oswego, New York 5 $ 758,000 $ 151,600 $ 106,000
Putnam, New York 5 $ 1,287,000 $ 257,400 $ 125,000
Saratoga, New York 5 $ 1,393,000 $ 278,600 $ 156,000
Guilford, North Carolina 5 $ 1,227,000 $ 245,400 $ 93,000
Lake, Ohio 5 $ 660,000 $ 132,000 $ 89,000
Multnomah, Oregon 5 $ 1,631,000 $ 326,200 $ 103,000
Montgomery, Pennsylvania 5 $ 1,323,000 $ 264,600 $ 216,000
Philadelphia, Pennsylvania 5 $ 1,284,000 $ 256,800 $ 198,000
Beaufort, South Carolina 5 $ 1,313,000 $ 262,600 $ 132,000
Davison, South Dakota 5 $ 874,000 $ 174,800 $ 43,000
McMinn, Tennessee 5 $ 1,150,000 $ 230,000 $ 110,000
Rhea, Tennessee 5 $ 1,193,000 $ 238,600 $ 115,000
Rutherford, Tennessee 5 $ 880,000 $ 176,000 $ 78,000
Washington, Tennessee 5 $ 1,294,000 $ 258,800 $ 105,000
Bexar, Texas 5 $ 954,000 $ 190,800 $ 120,000
Salt Lake, Utah 5 $ 1,411,000 $ 282,200 $ 152,000
Washburn, Wisconsin 5 $ 1,233,000 $ 246,600 $ 290,000
Pulaski, Arkansas 4 $ 1,333,000 $ 333,250 $ 229,000
Alameda, California 4 $ 2,199,000 $ 549,750 $ 224,000
Kern, California 4 $ 1,073,000 $ 268,250 $ 109,000
Nevada, California 4 $ 1,160,000 $ 290,000 $ 68,000
New Haven, Connecticut 4 $ 1,237,000 $ 309,250 $ 143,000
Bryan, Georgia 4 $ 1,259,000 $ 314,750 $ 82,000
Jackson, Georgia 4 $ 659,000 $ 164,750 $ 70,000
Bonneville, Idaho 4 $ 939,000 $ 234,750 $ 122,000
Warrick, Indiana 4 $ 897,000 $ 224,250 $ 111,000
Essex, Massachusetts 4 $ 1,678,000 $ 419,500 $ 164,000
Norfolk, Massachusetts 4 $ 1,456,000 $ 364,000 $ 126,000
Berrien, Michigan 4 $ 1,219,000 $ 304,750 $ 158,000
Jackson, Michigan 4 $ 450,000 $ 112,500 $ 89,000
Aitkin, Minnesota 4 $ 800,000 $ 200,000 $ 113,000
Douglas, Minnesota 4 $ 696,000 $ 174,000 $ 58,000
Sibley, Minnesota 4 $ 617,000 $ 154,250 $ 41,000
Wabasha, Minnesota 4 $ 590,000 $ 147,500 $ 29,000
Winona, Minnesota 4 $ 927,000 $ 231,750 $ 78,000
Hinds, Mississippi 4 $ 918,000 $ 229,500 $ 105,000
Camden, Missouri 4 $ 427,000 $ 106,750 $ 130,000
Jackson, Missouri 4 $ 956,000 $ 239,000 $ 109,000
Warren, Missouri 4 $ 528,000 $ 132,000 $ 158,000
Douglas, Nebraska 4 $ 799,000 $ 199,750 $ 102,000
Lea, New Mexico 4 $ 469,000 $ 117,250 $ 72,000
Brunswick, North Carolina 4 $ 915,000 $ 228,750 $ 94,000
Union, North Carolina 4 $ 982,000 $ 245,500 $ 70,000
Delaware, Pennsylvania 4 $ 847,000 $ 211,750 $ 125,000
Charleston, South Carolina 4 $ 598,000 $ 149,500 $ 103,000
Dorchester, South Carolina 4 $ 748,000 $ 187,000 $ 96,000
Florence, South Carolina 4 $ 806,000 $ 201,500 $ 94,000
Spartanburg, South Carolina 4 $ 1,023,000 $ 255,750 $ 136,000
Sullivan, Tennessee 4 $ 848,000 $ 212,000 $ 103,000
Sumner, Tennessee 4 $ 1,087,000 $ 271,750 $ 105,000
Andrews, Texas 4 $ 864,000 $ 216,000 $ 89,000
Fort Bend, Texas 4 $ 580,000 $ 145,000 $ 101,000
Travis, Texas 4 $ 773,000 $ 193,250 $ 117,000
Franklin, Vermont 4 $ 648,000 $ 162,000 $ 99,000
Jefferson, Alabama 3 $ 813,000 $ 271,000 $ 97,000
Coconino, Arizona 3 $ 874,000 $ 291,333 $ 102,000
Contra Costa, California 3 $ 1,356,000 $ 452,000 $ 173,000
San Bernardino, California 3 $ 749,000 $ 249,666 $ 62,000
Stanislaus, California 3 $ 465,000 $ 155,000 $ 85,000
Ventura, California 3 $ 1,311,000 $ 437,000 $ 170,000
Yolo, California 3 $ 523,000 $ 174,333 $ 51,000
Gilpin, Colorado 3 $ 942,000 $ 314,000 $ 117,000
Summit, Colorado 3 $ 993,000 $ 331,000 $ 215,000
Hartford, Connecticut 3 $ 505,000 $ 168,333 $ 193,000
Tolland, Connecticut 3 $ 766,000 $ 255,333 $ 94,000
Lumpkin, Georgia 3 $ 418,000 $ 139,333 $ 70,000
Muscogee, Georgia 3 $ 663,000 $ 221,000 $ 117,000
Newton, Georgia 3 $ 561,000 $ 187,000 $ 89,000
Walton, Georgia 3 $ 374,000 $ 124,666 $ 46,000
Ada, Idaho 3 $ 476,000 $ 158,666 $ 81,000
Adams, Illinois 3 $ 893,000 $ 297,666 $ 162,000
Grundy, Illinois 3 $ 622,000 $ 207,333 $ 57,000
Macon, Illinois 3 $ 450,000 $ 150,000 $ 92,000
Winnebago, Illinois 3 $ 374,000 $ 124,666 $ 76,000
Hendricks, Indiana 3 $ 514,000 $ 171,333 $ 76,000
Butler, Kansas 3 $ 871,000 $ 290,333 $ 148,000
Sedgwick, Kansas 3 $ 721,000 $ 240,333 $ 117,000
Campbell, Kentucky 3 $ 508,000 $ 169,333 $ 100,000
Jefferson, Kentucky 3 $ 736,000 $ 245,333 $ 192,000
Ascension, Louisiana 3 $ 536,000 $ 178,666 $ 66,000
Dorchester, Maryland 3 $ 450,000 $ 150,000 $ 69,000
Plymouth, Massachusetts 3 $ 868,000 $ 289,333 $ 121,000
Suffolk, Massachusetts 3 $ 971,000 $ 323,666 $ 81,000
Kent, Michigan 3 $ 943,000 $ 314,333 $ 211,000
Macomb, Michigan 3 $ 414,000 $ 138,000 $ 86,000
Kanabec, Minnesota 3 $ 361,000 $ 120,333 $ 44,000
Koochiching, Minnesota 3 $ 628,000 $ 209,333 $ 109,000
Mower, Minnesota 3 $ 316,000 $ 105,333 $ 49,000
Nicollet, Minnesota 3 $ 617,000 $ 205,666 $ 61,000
Warren, Mississippi 3 $ 611,000 $ 203,666 $ 126,000
Warren, New Jersey 3 $ 883,000 $ 294,333 $ 124,000
Albany, New York 3 $ 840,000 $ 280,000 $ 177,000
Bronx, New York 3 $ 290,000 $ 96,666 $ 59,000
Monroe, New York 3 $ 800,000 $ 266,666 $ 192,000
New Hanover, North Carolina 3 $ 790,000 $ 263,333 $ 123,000
Wilson, North Carolina 3 $ 741,000 $ 247,000 $ 119,000
Geauga, Ohio 3 $ 744,000 $ 248,000 $ 113,000
Summit, Ohio 3 $ 597,000 $ 199,000 $ 96,000
Pittsburg, Oklahoma 3 $ 477,000 $ 159,000 $ 74,000
Clackamas, Oregon 3 $ 733,000 $ 244,333 $ 181,000
Erie, Pennsylvania 3 $ 561,000 $ 187,000 $ 110,000
Lancaster, Pennsylvania 3 $ 462,000 $ 154,000 $ 72,000
Northampton, Pennsylvania 3 $ 906,000 $ 302,000 $ 103,000
Anderson, South Carolina 3 $ 744,000 $ 248,000 $ 103,000
Berkeley, South Carolina 3 $ 715,000 $ 238,333 $ 113,000
Darlington, South Carolina 3 $ 750,000 $ 250,000 $ 89,000
Lancaster, South Carolina 3 $ 697,000 $ 232,333 $ 81,000
Davidson, Tennessee 3 $ 670,000 $ 223,333 $ 118,000
Loudon, Tennessee 3 $ 562,000 $ 187,333 $ 92,000
Montgomery, Tennessee 3 $ 587,000 $ 195,666 $ 68,000
Williamson, Tennessee 3 $ 997,000 $ 332,333 $ 132,000
Hidalgo, Texas 3 $ 437,000 $ 145,666 $ 148,000
Hunt, Texas 3 $ 399,000 $ 133,000 $ 87,000
Williamson, Texas 3 $ 638,000 $ 212,666 $ 53,000
Arlington, Virginia 3 $ 1,206,000 $ 402,000 $ 104,000
Roanoke, Virginia 3 $ 570,000 $ 190,000 $ 102,000
Virginia Beach, Virginia 3 $ 597,000 $ 199,000 $ 58,000
Snohomish, Washington 3 $ 1,239,000 $ 413,000 $ 124,000
Spokane, Washington 3 $ 918,000 $ 306,000 $ 111,000
Dane, Wisconsin 3 $ 456,000 $ 152,000 $ 139,000
Iowa, Wisconsin 3 $ 438,000 $ 146,000 $ 71,000
Kenosha, Wisconsin 3 $ 750,000 $ 250,000 $ 207,000
Racine, Wisconsin 3 $ 518,000 $ 172,666 $ 71,000
Coffee, Alabama 2 $ 416,000 $ 208,000 $ 60,000
Houston, Alabama 2 $ 405,000 $ 202,500 $ 63,000
Anchorage, Alaska 2 $ 405,000 $ 202,500 $ 31,000
Fresno, California 2 $ 163,000 $ 81,500 $ 29,000
Marin, California 2 $ 929,000 $ 464,500 $ 247,000
San Luis Obispo, California 2 $ 418,000 $ 209,000 $ 94,000
Santa Barbara, California 2 $ 524,000 $ 262,000 $ 123,000
Sonoma, California 2 $ 504,000 $ 252,000 $ 89,000
Yuba, California 2 $ 312,000 $ 156,000 $ 60,000
Clear Creek, Colorado 2 $ 364,000 $ 182,000 $ 121,000
Eagle, Colorado 2 $ 1,052,000 $ 526,000 $ 328,000
Pueblo, Colorado 2 $ 314,000 $ 157,000 $ 55,000
Kent, Delaware 2 $ 522,000 $ 261,000 $ 95,000
Clay, Florida 2 $ 324,000 $ 162,000 $ 96,000
Duval, Florida 2 $ 473,000 $ 236,500 $ 95,000
Hernando, Florida 2 $ 220,000 $ 110,000 $ 39,000
Indian River, Florida 2 $ 233,000 $ 116,500 $ 107,000
St. Johns, Florida 2 $ 642,000 $ 321,000 $ 117,000
Bartow, Georgia 2 $ 292,000 $ 146,000 $ 56,000
Carroll, Georgia 2 $ 232,000 $ 116,000 $ 97,000
Chatham, Georgia 2 $ 279,000 $ 139,500 $ 102,000
Columbia, Georgia 2 $ 453,000 $ 226,500 $ 90,000
Coweta, Georgia 2 $ 406,000 $ 203,000 $ 111,000
Dawson, Georgia 2 $ 288,000 $ 144,000 $ 98,000
Hall, Georgia 2 $ 216,000 $ 108,000 $ 49,000
Henry, Georgia 2 $ 348,000 $ 174,000 $ 70,000
Boone, Illinois 2 $ 305,000 $ 152,500 $ 51,000
DeKalb, Illinois 2 $ 283,000 $ 141,500 $ 87,000
Iroquois, Illinois 2 $ 201,000 $ 100,500 $ 81,000
LaSalle, Illinois 2 $ 269,000 $ 134,500 $ 64,000
Madison, Illinois 2 $ 414,000 $ 207,000 $ 135,000
Rock Island, Illinois 2 $ 258,000 $ 129,000 $ 70,000
Dearborn, Indiana 2 $ 270,000 $ 135,000 $ 83,000
Kosciusko, Indiana 2 $ 391,000 $ 195,500 $ 160,000
Marion, Indiana 2 $ 517,000 $ 258,500 $ 85,000
Vanderburgh, Indiana 2 $ 435,000 $ 217,500 $ 103,000
Whitley, Indiana 2 $ 181,000 $ 90,500 $ 115,000
Madison, Kentucky 2 $ 486,000 $ 243,000 $ 97,000
Jefferson, Louisiana 2 $ 316,000 $ 158,000 $ 94,000
Livingston, Louisiana 2 $ 389,000 $ 194,500 $ 120,000
St. Charles, Louisiana 2 $ 491,000 $ 245,500 $ 86,000
St. Tammany, Louisiana 2 $ 511,000 $ 255,500 $ 89,000
Cumberland, Maine 2 $ 433,000 $ 216,500 $ 110,000
Charles, Maryland 2 $ 492,000 $ 246,000 $ 111,000
Barnstable, Massachusetts 2 $ 549,000 $ 274,500 $ 304,000
Berkshire, Massachusetts 2 $ 752,000 $ 376,000 $ 320,000
Kalamazoo, Michigan 2 $ 372,000 $ 186,000 $ 80,000
Cook, Minnesota 2 $ 923,000 $ 461,500 $ 122,000
Fillmore, Minnesota 2 $ 161,000 $ 80,500 $ 23,000
Hubbard, Minnesota 2 $ 638,000 $ 319,000 $ 360,000
Kandiyohi, Minnesota 2 $ 464,000 $ 232,000 $ 53,000
Lake, Minnesota 2 $ 355,000 $ 177,500 $ 40,000
Steele, Minnesota 2 $ 158,000 $ 79,000 $ 39,000
Todd, Minnesota 2 $ 354,000 $ 177,000 $ 89,000
Buchanan, Missouri 2 $ 329,000 $ 164,500 $ 75,000
Christian, Missouri 2 $ 471,000 $ 235,500 $ 90,000
Clay, Missouri 2 $ 419,000 $ 209,500 $ 121,000
Franklin, Missouri 2 $ 229,000 $ 114,500 $ 60,000
Missoula, Montana 2 $ 586,000 $ 293,000 $ 87,000
Douglas, Nevada 2 $ 754,000 $ 377,000 $ 142,000
Hillsborough, New Hampshire 2 $ 663,000 $ 331,500 $ 161,000
Rockingham, New Hampshire 2 $ 492,000 $ 246,000 $ 92,000
Cape May, New Jersey 2 $ 454,000 $ 227,000 $ 87,000
Salem, New Jersey 2 $ 315,000 $ 157,500 $ 66,000
Eddy, New Mexico 2 $ 569,000 $ 284,500 $ 93,000
San Juan, New Mexico 2 $ 265,000 $ 132,500 $ 81,000
Santa Fe, New Mexico 2 $ 639,000 $ 319,500 $ 100,000
Delaware, New York 2 $ 229,000 $ 114,500 $ 188,000
Erie, New York 2 $ 442,000 $ 221,000 $ 71,000
Jefferson, New York 2 $ 294,000 $ 147,000 $ 64,000
Kings, New York 2 $ 950,000 $ 475,000 $ 153,000
Onondaga, New York 2 $ 357,000 $ 178,500 $ 144,000
Ontario, New York 2 $ 368,000 $ 184,000 $ 102,000
Schenectady, New York 2 $ 549,000 $ 274,500 $ 174,000
Sullivan, New York 2 $ 348,000 $ 174,000 $ 106,000
Buncombe, North Carolina 2 $ 601,000 $ 300,500 $ 85,000
Catawba, North Carolina 2 $ 282,000 $ 141,000 $ 62,000
Craven, North Carolina 2 $ 501,000 $ 250,500 $ 91,000
Durham, North Carolina 2 $ 481,000 $ 240,500 $ 113,000
Henderson, North Carolina 2 $ 417,000 $ 208,500 $ 97,000
Iredell, North Carolina 2 $ 565,000 $ 282,500 $ 135,000
Nash, North Carolina 2 $ 691,000 $ 345,500 $ 163,000
Cass, North Dakota 2 $ 342,000 $ 171,000 $ 76,000
Grand Forks, North Dakota 2 $ 383,000 $ 191,500 $ 92,000
Hancock, Ohio 2 $ 278,000 $ 139,000 $ 58,000
Lorain, Ohio 2 $ 581,000 $ 290,500 $ 253,000
Madison, Ohio 2 $ 229,000 $ 114,500 $ 48,000
Mahoning, Ohio 2 $ 135,000 $ 67,500 $ 56,000
Medina, Ohio 2 $ 320,000 $ 160,000 $ 122,000
Miami, Ohio 2 $ 441,000 $ 220,500 $ 100,000
Seneca, Ohio 2 $ 273,000 $ 136,500 $ 89,000
Trumbull, Ohio 2 $ 332,000 $ 166,000 $ 82,000
Wood, Ohio 2 $ 530,000 $ 265,000 $ 147,000
Canadian, Oklahoma 2 $ 294,000 $ 147,000 $ 173,000
Rogers, Oklahoma 2 $ 259,000 $ 129,500 $ 112,000
Wagoner, Oklahoma 2 $ 258,000 $ 129,000 $ 94,000
Deschutes, Oregon 2 $ 513,000 $ 256,500 $ 151,000
Lane, Oregon 2 $ 355,000 $ 177,500 $ 100,000
Washington, Oregon 2 $ 473,000 $ 236,500 $ 158,000
Berks, Pennsylvania 2 $ 432,000 $ 216,000 $ 107,000
Clearfield, Pennsylvania 2 $ 185,000 $ 92,500 $ 63,000
Fulton, Pennsylvania 2 $ 254,000 $ 127,000 $ 47,000
Lehigh, Pennsylvania 2 $ 257,000 $ 128,500 $ 99,000
Pike, Pennsylvania 2 $ 466,000 $ 233,000 $ 87,000
Providence, Rhode Island 2 $ 231,000 $ 115,500 $ 74,000
Oconee, South Carolina 2 $ 515,000 $ 257,500 $ 225,000
Lincoln, South Dakota 2 $ 578,000 $ 289,000 $ 130,000
Campbell, Tennessee 2 $ 278,000 $ 139,000 $ 120,000
Robertson, Tennessee 2 $ 432,000 $ 216,000 $ 112,000
Wilson, Tennessee 2 $ 554,000 $ 277,000 $ 178,000
Brazoria, Texas 2 $ 681,000 $ 340,500 $ 124,000
Cameron, Texas 2 $ 503,000 $ 251,500 $ 128,000
Chambers, Texas 2 $ 351,000 $ 175,500 $ 100,000
Palo Pinto, Texas 2 $ 231,000 $ 115,500 $ 77,000
Wise, Texas 2 $ 151,000 $ 75,500 $ 52,000
Cache, Utah 2 $ 490,000 $ 245,000 $ 93,000
Weber, Utah 2 $ 512,000 $ 256,000 $ 81,000
Chittenden, Vermont 2 $ 564,000 $ 282,000 $ 108,000
Alexandria, Virginia 2 $ 880,000 $ 440,000 $ 116,000
Bedford, Virginia 2 $ 425,000 $ 212,500 $ 101,000
Newport News, Virginia 2 $ 466,000 $ 233,000 $ 75,000
Pierce, Washington 2 $ 715,000 $ 357,500 $ 103,000
Whatcom, Washington 2 $ 753,000 $ 376,500 $ 90,000
Whitman, Washington 2 $ 587,000 $ 293,500 $ 188,000
Berkeley, West Virginia 2 $ 373,000 $ 186,500 $ 119,000
Monongalia, West Virginia 2 $ 581,000 $ 290,500 $ 143,000
Barron, Wisconsin 2 $ 466,000 $ 233,000 $ 171,000
Burnett, Wisconsin 2 $ 418,000 $ 209,000 $ 163,000
Manitowoc, Wisconsin 2 $ 202,000 $ 101,000 $ 135,000
Sawyer, Wisconsin 2 $ 547,000 $ 273,500 $ 149,000
Sheboygan, Wisconsin 2 $ 420,000 $ 210,000 $ 84,000
Baldwin, Alabama 1 $ 150,000 $ 150,000 $ 37,000
Clarke, Alabama 1 $ 148,000 $ 148,000 $ 57,000
Colbert, Alabama 1 $ 224,000 $ 224,000 $ 104,000
Jackson, Alabama 1 $ 103,000 $ 103,000 $ 120,000
Lauderdale, Alabama 1 $ 146,000 $ 146,000 $ 145,000
Lee, Alabama 1 $ 256,000 $ 256,000 $ 101,000
Morgan, Alabama 1 $ 238,000 $ 238,000 $ 113,000
Juneau, Alaska 1 $ 308,000 $ 308,000 $ 110,000
Navajo, Arizona 1 $ 287,000 $ 287,000 $ 92,000
Santa Cruz, Arizona 1 $ 83,000 $ 83,000 $ 42,000
Crittenden, Arkansas 1 $ 134,000 $ 134,000 $ 65,000
Garland, Arkansas 1 $ 140,000 $ 140,000 $ 56,000
Independence, Arkansas 1 $ 165,000 $ 165,000 $ 112,000
Lee, Arkansas 1 $ 51,000 $ 51,000 $ 70,000
Marion, Arkansas 1 $ 81,000 $ 81,000 $ 55,000
Ouachita, Arkansas 1 $ 118,000 $ 118,000 $ 86,000
Pope, Arkansas 1 $ 134,000 $ 134,000 $ 122,000
Scott, Arkansas 1 $ 40,000 $ 40,000 $ 62,000
Washington, Arkansas 1 $ 293,000 $ 293,000 $ 110,000
Butte, California 1 $ 244,000 $ 244,000 $ 79,000
Del Norte, California 1 $ 150,000 $ 150,000 $ 43,000
Merced, California 1 $ 118,000 $ 118,000 $ 97,000
San Francisco, California 1 $ 488,000 $ 488,000 $ 293,000
San Mateo, California 1 $ 400,000 $ 400,000 $ 168,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,267 $2,286,922,000 $202,000 $1,600,000 $89,000 $2,583,000
Refinancing 5,498 $1,361,550,000 $247,000 $2,100,000 $107,000 $3,120,000
Home Improvement 69 $17,182,000 $249,000 $1,000,000 $108,000 $455,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,323 $2,448,319,000 $216,000 $1,500,000 $95,000 $2,583,000
Not Provided 3,830 $876,663,000 $228,000 $2,100,000 $98,000 $3,120,000
Hispanic 699 $130,515,000 $186,000 $800,000 $76,000 $489,000
Black or African American 485 $90,599,000 $186,000 $1,200,000 $83,000 $1,606,000
Asian 448 $108,194,000 $241,000 $823,000 $98,000 $792,000
American Indian or Alaskan Native 29 $7,107,000 $245,000 $534,000 $91,000 $218,000
Native Hawaiian or Other Pacific Islander 20 $4,257,000 $212,000 $417,000 $81,000 $221,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,406 $2,450,813,000 $235,000 $2,100,000 $113,000 $3,120,000
FHA-insured (Federal Housing Administration) 5,483 $1,005,316,000 $183,000 $740,000 $65,000 $630,000
VA-guaranteed (Veterans Administration) 815 $191,119,000 $234,000 $751,000 $75,000 $404,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 130 $18,406,000 $141,000 $296,000 $42,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,157 $2,603,139,000 $214,000 $1,300,000 $93,000 $2,583,000
Application Approved But Not Accepted 2,471 $573,748,000 $232,000 $1,600,000 $97,000 $1,750,000
Application Denied By Financial Institution 1,068 $235,612,000 $220,000 $2,100,000 $92,000 $840,000
Application Withdrawn By Applicant 1,055 $238,951,000 $226,000 $1,365,000 $114,000 $3,120,000
Preapproval Approved but not Accepted 46 $6,627,000 $144,000 $375,000 $64,000 $216,000
File Closed For Incompleteness 29 $6,237,000 $215,000 $412,000 $88,000 $264,000
Preapproval Denied by Financial Institution 8 $1,340,000 $167,000 $400,000 $69,000 $160,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 498 $111,309,000 $223,000 $1,500,000 $107,000 $840,000
Debt-To-Income Ratio 306 $68,049,000 $222,000 $2,100,000 $71,000 $600,000
Other 75 $16,204,000 $216,000 $705,000 $93,000 $245,000
Credit History 46 $8,132,000 $176,000 $1,182,000 $69,000 $526,000
Unverifiable Information 41 $9,084,000 $221,000 $900,000 $82,000 $391,000
Insufficient Cash (Downpayment, Closing Cost) 41 $9,012,000 $219,000 $623,000 $88,000 $273,000
Employment History 34 $7,033,000 $206,000 $776,000 $69,000 $350,000
Credit Application Incomplete 32 $7,588,000 $237,000 $864,000 $113,000 $714,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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