Plains Commerce Bank Mortgage Lending & HMDA Data, 2022

In 2022, Plains Commerce Bank of Hoven, SD reported 17,771 mortgage applications totaling $5.1 billion, down 38% from 2021. The average application was for $288,967, and applicants reported an average income of $118,549. 67% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Sioux Falls, SD (2,196), Baltimore-Columbia-Towson, MD (622) and Orlando-Kissimmee-Sanford, FL (602) (applications in parentheses).

Mortgage Company & Address Plains Commerce Bank
220 Main St
Hoven, SD 57450
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 17,771
Total Mortgage Loan Application Amount $5,135,245,000
Average Mortgage Loan Application Amount $288,967
Highest Mortgage Loan Application Amount $5,205,000
Average Applicant Income $118,549
Highest Applicant Income $6,360,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plains Commerce Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Plains Commerce Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Minnehaha, South Dakota 1,509 $ 362,395,000 $ 240,155 $ 105,000
Lincoln, South Dakota 577 $ 162,445,000 $ 281,533 $ 125,000
Polk, Florida 437 $ 118,715,000 $ 271,659 $ 96,000
Orange, Florida 296 $ 98,550,000 $ 332,939 $ 133,000
Cook, Illinois 290 $ 80,180,000 $ 276,482 $ 105,000
Maricopa, Arizona 261 $ 119,685,000 $ 458,563 $ 169,000
Douglas, Nebraska 245 $ 65,125,000 $ 265,816 $ 123,000
Brevard, Florida 213 $ 58,065,000 $ 272,605 $ 96,000
Baltimore City, Maryland 178 $ 37,600,000 $ 211,235 $ 104,000
Prince George's, Maryland 176 $ 68,130,000 $ 387,102 $ 105,000
Baltimore, Maryland 166 $ 57,630,000 $ 347,168 $ 129,000
Bernalillo, New Mexico 161 $ 42,305,000 $ 262,763 $ 108,000
Anne Arundel, Maryland 150 $ 54,910,000 $ 366,066 $ 127,000
Brown, South Dakota 150 $ 27,170,000 $ 181,133 $ 116,000
Seminole, Florida 146 $ 45,970,000 $ 314,863 $ 115,000
Volusia, Florida 146 $ 40,420,000 $ 276,849 $ 96,000
Davison, South Dakota 139 $ 27,065,000 $ 194,712 $ 98,000
Sedgwick, Kansas 137 $ 27,085,000 $ 197,700 $ 88,000
Pennington, South Dakota 136 $ 37,900,000 $ 278,676 $ 111,000
St. Louis, Missouri 135 $ 23,975,000 $ 177,592 $ 118,000
Utah, Utah 127 $ 57,085,000 $ 449,488 $ 140,000
Oakland, Michigan 124 $ 35,490,000 $ 286,209 $ 136,000
Ocean, New Jersey 116 $ 42,890,000 $ 369,741 $ 230,000
Boone, Arkansas 112 $ 20,600,000 $ 183,928 $ 78,000
Baxter, Arkansas 111 $ 18,565,000 $ 167,252 $ 74,000
Benton, Arkansas 109 $ 31,305,000 $ 287,201 $ 142,000
Jackson, Missouri 106 $ 26,220,000 $ 247,358 $ 96,000
Johnson, Kansas 98 $ 34,780,000 $ 354,897 $ 164,000
Riverside, California 96 $ 40,030,000 $ 416,979 $ 133,000
Salt Lake, Utah 93 $ 46,935,000 $ 504,677 $ 151,000
Hennepin, Minnesota 92 $ 41,610,000 $ 452,282 $ 195,000
Chatham, Georgia 90 $ 23,810,000 $ 264,555 $ 101,000
Sacramento, California 89 $ 39,905,000 $ 448,370 $ 146,000
Palm Beach, Florida 86 $ 28,340,000 $ 329,534 $ 131,000
Flathead, Montana 86 $ 39,000,000 $ 453,488 $ 139,000
Lake, Florida 81 $ 27,335,000 $ 337,469 $ 121,000
Jefferson, Kentucky 80 $ 16,340,000 $ 204,250 $ 82,000
DeSoto, Mississippi 80 $ 24,230,000 $ 302,875 $ 128,000
Monmouth, New Jersey 80 $ 30,600,000 $ 382,500 $ 176,000
Broward, Florida 79 $ 26,265,000 $ 332,468 $ 113,000
Osceola, Florida 79 $ 25,055,000 $ 317,151 $ 116,000
Hillsborough, Florida 72 $ 25,190,000 $ 349,861 $ 122,000
Pottawattamie, Iowa 72 $ 16,990,000 $ 235,972 $ 113,000
Shelby, Tennessee 72 $ 11,630,000 $ 161,527 $ 113,000
Codington, South Dakota 71 $ 13,235,000 $ 186,408 $ 89,000
Will, Illinois 69 $ 18,095,000 $ 262,246 $ 136,000
Platte, Nebraska 69 $ 15,955,000 $ 231,231 $ 92,000
Arapahoe, Colorado 68 $ 33,940,000 $ 499,117 $ 154,000
Jefferson, Colorado 68 $ 37,380,000 $ 549,705 $ 195,000
Sarpy, Nebraska 68 $ 20,620,000 $ 303,235 $ 116,000
El Paso, Colorado 67 $ 31,355,000 $ 467,985 $ 189,000
Des Moines, Iowa 67 $ 6,895,000 $ 102,910 $ 48,000
Miami-Dade, Florida 66 $ 25,580,000 $ 387,575 $ 127,000
Turner, South Dakota 66 $ 14,390,000 $ 218,030 $ 95,000
Cerro Gordo, Iowa 65 $ 7,485,000 $ 115,153 $ 51,000
Lucas, Ohio 64 $ 9,150,000 $ 142,968 $ 85,000
Middlesex, New Jersey 62 $ 23,100,000 $ 372,580 $ 146,000
Carbon, Wyoming 62 $ 12,250,000 $ 197,580 $ 117,000
Fairfax, Virginia 61 $ 29,965,000 $ 491,229 $ 140,000
San Bernardino, California 60 $ 23,010,000 $ 383,500 $ 131,000
Lake, Illinois 60 $ 17,340,000 $ 289,000 $ 112,000
El Paso, Texas 60 $ 15,310,000 $ 255,166 $ 102,000
Wayne, Michigan 59 $ 11,765,000 $ 199,406 $ 107,000
Orange, New York 57 $ 18,275,000 $ 320,614 $ 160,000
Montgomery, Maryland 54 $ 22,450,000 $ 415,740 $ 130,000
Macomb, Michigan 54 $ 10,220,000 $ 189,259 $ 101,000
Bergen, New Jersey 54 $ 22,540,000 $ 417,407 $ 183,000
Bucks, Pennsylvania 54 $ 19,500,000 $ 361,111 $ 127,000
Virginia Beach, Virginia 54 $ 14,000,000 $ 259,259 $ 106,000
Denver, Colorado 52 $ 26,850,000 $ 516,346 $ 228,000
Bexar, Texas 52 $ 15,600,000 $ 300,000 $ 129,000
Mohave, Arizona 51 $ 13,095,000 $ 256,764 $ 103,000
Duval, Florida 51 $ 14,275,000 $ 279,901 $ 133,000
DuPage, Illinois 51 $ 14,035,000 $ 275,196 $ 100,000
Philadelphia, Pennsylvania 51 $ 11,665,000 $ 228,725 $ 97,000
Polk, Iowa 50 $ 10,570,000 $ 211,400 $ 86,000
Washtenaw, Michigan 50 $ 15,020,000 $ 300,400 $ 146,000
Lancaster, Nebraska 50 $ 12,900,000 $ 258,000 $ 94,000
Dallas, Texas 50 $ 23,030,000 $ 460,600 $ 188,000
Chesterfield, Virginia 50 $ 15,670,000 $ 313,400 $ 117,000
Sandoval, New Mexico 49 $ 16,095,000 $ 328,469 $ 152,000
Jefferson, Alabama 47 $ 10,915,000 $ 232,234 $ 105,000
San Diego, California 47 $ 27,895,000 $ 593,510 $ 154,000
Prince William, Virginia 47 $ 22,275,000 $ 473,936 $ 156,000
Clay, South Dakota 46 $ 9,310,000 $ 202,391 $ 89,000
Harris, Texas 46 $ 14,100,000 $ 306,521 $ 183,000
Henrico, Virginia 46 $ 14,490,000 $ 315,000 $ 98,000
Pinellas, Florida 45 $ 15,535,000 $ 345,222 $ 129,000
Woodbury, Iowa 45 $ 9,355,000 $ 207,888 $ 86,000
Clark, Nevada 45 $ 16,785,000 $ 373,000 $ 114,000
McCook, South Dakota 44 $ 8,590,000 $ 195,227 $ 96,000
Meade, South Dakota 44 $ 13,300,000 $ 302,272 $ 103,000
Washington, Arkansas 42 $ 10,120,000 $ 240,952 $ 90,000
Brookings, South Dakota 42 $ 9,840,000 $ 234,285 $ 106,000
Pulaski, Arkansas 41 $ 4,815,000 $ 117,439 $ 101,000
Lee, Florida 41 $ 15,035,000 $ 366,707 $ 157,000
Nobles, Minnesota 41 $ 7,945,000 $ 193,780 $ 106,000
Lake, South Dakota 41 $ 7,215,000 $ 175,975 $ 126,000
Adams, Colorado 40 $ 17,930,000 $ 448,250 $ 122,000
St. Tammany, Louisiana 40 $ 10,570,000 $ 264,250 $ 117,000
Union, South Dakota 40 $ 10,480,000 $ 262,000 $ 129,000
Pinal, Arizona 39 $ 13,225,000 $ 339,102 $ 162,000
Douglas, Colorado 39 $ 22,815,000 $ 585,000 $ 225,000
Clay, Missouri 38 $ 10,960,000 $ 288,421 $ 114,000
Burleigh, North Dakota 38 $ 8,190,000 $ 215,526 $ 113,000
Hamlin, South Dakota 38 $ 7,260,000 $ 191,052 $ 88,000
Smith, Texas 38 $ 10,470,000 $ 275,526 $ 102,000
Howard, Maryland 37 $ 17,475,000 $ 472,297 $ 186,000
Passaic, New Jersey 37 $ 13,125,000 $ 354,729 $ 117,000
Marion, Florida 36 $ 8,960,000 $ 248,888 $ 79,000
Geary, Kansas 36 $ 6,320,000 $ 175,555 $ 77,000
Troup, Georgia 35 $ 7,135,000 $ 203,857 $ 76,000
Lee, Iowa 35 $ 4,085,000 $ 116,714 $ 54,000
Carroll, Maryland 35 $ 13,275,000 $ 379,285 $ 152,000
Charles, Maryland 35 $ 14,585,000 $ 416,714 $ 124,000
District of Columbia, District Of Columbia 34 $ 13,250,000 $ 389,705 $ 144,000
Shelby, Alabama 33 $ 10,165,000 $ 308,030 $ 152,000
Sarasota, Florida 33 $ 14,785,000 $ 448,030 $ 143,000
Wyandotte, Kansas 33 $ 7,235,000 $ 219,242 $ 78,000
Worcester, Massachusetts 33 $ 10,135,000 $ 307,121 $ 127,000
Montgomery, Pennsylvania 33 $ 10,635,000 $ 322,272 $ 115,000
Platte, Missouri 32 $ 8,350,000 $ 260,937 $ 113,000
Lawrence, South Dakota 32 $ 10,590,000 $ 330,937 $ 180,000
Tarrant, Texas 32 $ 11,380,000 $ 355,625 $ 116,000
Pasco, Florida 31 $ 10,295,000 $ 332,096 $ 132,000
Morris, New Jersey 31 $ 11,455,000 $ 369,516 $ 124,000
San Joaquin, California 30 $ 11,080,000 $ 369,333 $ 134,000
St. Lucie, Florida 30 $ 8,380,000 $ 279,333 $ 85,000
Lake, Indiana 30 $ 6,300,000 $ 210,000 $ 108,000
Morton, North Dakota 30 $ 6,690,000 $ 223,000 $ 102,000
Tipton, Tennessee 30 $ 6,830,000 $ 227,666 $ 81,000
New Castle, Delaware 29 $ 7,215,000 $ 248,793 $ 112,000
Queen Anne's, Maryland 29 $ 11,265,000 $ 388,448 $ 137,000
Rock, Minnesota 29 $ 6,325,000 $ 218,103 $ 88,000
Buffalo, Nebraska 29 $ 6,715,000 $ 231,551 $ 108,000
Dawson, Nebraska 29 $ 4,945,000 $ 170,517 $ 88,000
Marion, Arkansas 28 $ 4,770,000 $ 170,357 $ 66,000
Bryan, Georgia 28 $ 8,790,000 $ 313,928 $ 115,000
Collin, Texas 28 $ 11,690,000 $ 417,500 $ 137,000
Riley, Kansas 27 $ 6,335,000 $ 234,629 $ 98,000
Frederick, Maryland 27 $ 10,355,000 $ 383,518 $ 131,000
Harford, Maryland 27 $ 8,955,000 $ 331,666 $ 111,000
Los Angeles, California 26 $ 15,510,000 $ 596,538 $ 168,000
Weld, Colorado 26 $ 10,430,000 $ 401,153 $ 137,000
St. Johns, Florida 26 $ 9,450,000 $ 363,461 $ 162,000
Moody, South Dakota 26 $ 5,530,000 $ 212,692 $ 111,000
Pima, Arizona 25 $ 7,785,000 $ 311,400 $ 139,000
Lehigh, Pennsylvania 25 $ 5,305,000 $ 212,200 $ 74,000
Spink, South Dakota 25 $ 4,265,000 $ 170,600 $ 80,000
Loudoun, Virginia 25 $ 12,825,000 $ 513,000 $ 193,000
Plymouth, Iowa 24 $ 4,870,000 $ 202,916 $ 95,000
Blue Earth, Minnesota 24 $ 6,100,000 $ 254,166 $ 120,000
Lyon, Minnesota 24 $ 3,980,000 $ 165,833 $ 89,000
Beadle, South Dakota 24 $ 4,570,000 $ 190,416 $ 68,000
Travis, Texas 24 $ 12,180,000 $ 507,500 $ 203,000
Carroll, Arkansas 23 $ 4,145,000 $ 180,217 $ 63,000
Kane, Illinois 23 $ 5,045,000 $ 219,347 $ 75,000
Lafayette, Louisiana 23 $ 6,435,000 $ 279,782 $ 114,000
Wake, North Carolina 23 $ 8,985,000 $ 390,652 $ 165,000
Horry, South Carolina 23 $ 5,315,000 $ 231,086 $ 83,000
Stafford, Virginia 23 $ 8,995,000 $ 391,086 $ 111,000
Placer, California 22 $ 10,550,000 $ 479,545 $ 178,000
Archuleta, Colorado 22 $ 11,230,000 $ 510,454 $ 176,000
Effingham, Georgia 22 $ 5,620,000 $ 255,454 $ 93,000
Cottonwood, Minnesota 22 $ 3,450,000 $ 156,818 $ 72,000
Steele, Minnesota 22 $ 5,330,000 $ 242,272 $ 112,000
Rockland, New York 22 $ 11,160,000 $ 507,272 $ 146,000
Stark, Ohio 22 $ 2,880,000 $ 130,909 $ 90,000
Davidson, Tennessee 22 $ 8,740,000 $ 397,272 $ 171,000
Henry, Iowa 21 $ 2,525,000 $ 120,238 $ 65,000
St. Mary's, Maryland 21 $ 7,285,000 $ 346,904 $ 110,000
Greene, Missouri 21 $ 4,405,000 $ 209,761 $ 99,000
Jefferson, Missouri 21 $ 5,165,000 $ 245,952 $ 91,000
St. Charles, Missouri 21 $ 4,645,000 $ 221,190 $ 106,000
Suffolk, New York 21 $ 8,975,000 $ 427,380 $ 134,000
Bay, Florida 20 $ 6,790,000 $ 339,500 $ 514,000
Glynn, Georgia 20 $ 7,170,000 $ 358,500 $ 169,000
Cedar, Nebraska 20 $ 3,190,000 $ 159,500 $ 78,000
Franklin, Pennsylvania 20 $ 3,630,000 $ 181,500 $ 66,000
Denton, Texas 20 $ 10,000,000 $ 500,000 $ 199,000
Chesapeake, Virginia 20 $ 6,300,000 $ 315,000 $ 129,000
Spotsylvania, Virginia 20 $ 7,800,000 $ 390,000 $ 92,000
Chambers, Alabama 19 $ 3,095,000 $ 162,894 $ 86,000
Highlands, Florida 19 $ 4,985,000 $ 262,368 $ 117,000
Clinton, Iowa 19 $ 1,895,000 $ 99,736 $ 54,000
Washington, Maryland 19 $ 4,925,000 $ 259,210 $ 90,000
Burlington, New Jersey 19 $ 5,915,000 $ 311,315 $ 111,000
Essex, New Jersey 19 $ 7,385,000 $ 388,684 $ 155,000
Union, New Jersey 19 $ 6,435,000 $ 338,684 $ 135,000
Santa Fe, New Mexico 19 $ 5,145,000 $ 270,789 $ 84,000
Stark, North Dakota 19 $ 2,915,000 $ 153,421 $ 248,000
York, Pennsylvania 19 $ 5,495,000 $ 289,210 $ 99,000
Williamson, Texas 19 $ 6,875,000 $ 361,842 $ 148,000
Charlotte, Florida 18 $ 5,750,000 $ 319,444 $ 106,000
Gwinnett, Georgia 18 $ 6,130,000 $ 340,555 $ 121,000
Porter, Indiana 18 $ 3,850,000 $ 213,888 $ 95,000
St. Louis City, Missouri 18 $ 3,660,000 $ 203,333 $ 160,000
Dodge, Nebraska 18 $ 3,740,000 $ 207,777 $ 75,000
Sussex, New Jersey 18 $ 5,070,000 $ 281,666 $ 83,000
Curry, New Mexico 18 $ 2,150,000 $ 119,444 $ 46,000
Hutchinson, South Dakota 18 $ 2,930,000 $ 162,777 $ 92,000
Boulder, Colorado 17 $ 10,625,000 $ 625,000 $ 201,000
Sussex, Delaware 17 $ 5,825,000 $ 342,647 $ 161,000
Jackson, Minnesota 17 $ 1,575,000 $ 92,647 $ 65,000
Otter Tail, Minnesota 17 $ 3,185,000 $ 187,352 $ 89,000
Ramsey, Minnesota 17 $ 4,345,000 $ 255,588 $ 74,000
Yellowstone, Montana 17 $ 5,405,000 $ 317,941 $ 122,000
Cumberland, North Carolina 17 $ 2,965,000 $ 174,411 $ 94,000
Cuyahoga, Ohio 17 $ 2,245,000 $ 132,058 $ 143,000
Hanson, South Dakota 17 $ 2,615,000 $ 153,823 $ 72,000
Yankton, South Dakota 17 $ 3,405,000 $ 200,294 $ 74,000
Montgomery, Texas 17 $ 6,165,000 $ 362,647 $ 171,000
Davis, Utah 17 $ 7,955,000 $ 467,941 $ 122,000
Weber, Utah 17 $ 6,405,000 $ 376,764 $ 100,000
Newton, Arkansas 16 $ 2,880,000 $ 180,000 $ 87,000
Escambia, Florida 16 $ 3,610,000 $ 225,625 $ 78,000
Hernando, Florida 16 $ 5,090,000 $ 318,125 $ 98,000
Indian River, Florida 16 $ 4,450,000 $ 278,125 $ 93,000
McHenry, Illinois 16 $ 3,920,000 $ 245,000 $ 99,000
Livingston, Michigan 16 $ 4,300,000 $ 268,750 $ 134,000
Chester, Pennsylvania 16 $ 5,930,000 $ 370,625 $ 192,000
Delaware, Pennsylvania 16 $ 3,580,000 $ 223,750 $ 124,000
Duchesne, Utah 16 $ 5,400,000 $ 337,500 $ 98,000
King, Washington 16 $ 9,230,000 $ 576,875 $ 204,000
Cochise, Arizona 15 $ 3,065,000 $ 204,333 $ 77,000
Honolulu, Hawaii 15 $ 9,745,000 $ 649,666 $ 117,000
Menard, Illinois 15 $ 1,575,000 $ 105,000 $ 52,000
Bullitt, Kentucky 15 $ 2,885,000 $ 192,333 $ 67,000
Chippewa, Minnesota 15 $ 2,615,000 $ 174,333 $ 78,000
Camden, New Jersey 15 $ 3,715,000 $ 247,666 $ 122,000
Hudson, New Jersey 15 $ 5,755,000 $ 383,666 $ 160,000
Somerset, New Jersey 15 $ 5,535,000 $ 369,000 $ 136,000
Grant, New Mexico 15 $ 3,105,000 $ 207,000 $ 84,000
Aurora, South Dakota 15 $ 2,385,000 $ 159,000 $ 62,000
Sonoma, California 14 $ 7,970,000 $ 569,285 $ 195,000
Larimer, Colorado 14 $ 4,800,000 $ 342,857 $ 152,000
Clay, Florida 14 $ 3,610,000 $ 257,857 $ 74,000
Ada, Idaho 14 $ 6,380,000 $ 455,714 $ 188,000
Lyon, Iowa 14 $ 3,410,000 $ 243,571 $ 226,000
Phelps, Nebraska 14 $ 2,290,000 $ 163,571 $ 90,000
Dona Ana, New Mexico 14 $ 2,870,000 $ 205,000 $ 133,000
Mecklenburg, North Carolina 14 $ 3,930,000 $ 280,714 $ 128,000
Winnebago, Wisconsin 14 $ 2,780,000 $ 198,571 $ 93,000
Contra Costa, California 13 $ 8,905,000 $ 685,000 $ 228,000
Pueblo, Colorado 13 $ 4,145,000 $ 318,846 $ 95,000
Fulton, Georgia 13 $ 6,495,000 $ 499,615 $ 184,000
Kankakee, Illinois 13 $ 2,245,000 $ 172,692 $ 88,000
Sangamon, Illinois 13 $ 1,775,000 $ 136,538 $ 68,000
Dickinson, Iowa 13 $ 3,095,000 $ 238,076 $ 98,000
Harrison, Iowa 13 $ 1,555,000 $ 119,615 $ 72,000
Worth, Iowa 13 $ 1,425,000 $ 109,615 $ 62,000
Dickinson, Kansas 13 $ 2,305,000 $ 177,307 $ 62,000
Nicollet, Minnesota 13 $ 3,215,000 $ 247,307 $ 78,000
Cass, Missouri 13 $ 3,775,000 $ 290,384 $ 108,000
Tooele, Utah 13 $ 4,665,000 $ 358,846 $ 86,000
Spokane, Washington 13 $ 4,825,000 $ 371,153 $ 263,000
Citrus, Florida 12 $ 2,520,000 $ 210,000 $ 77,000
Liberty, Georgia 12 $ 2,650,000 $ 220,833 $ 70,000
Muscogee, Georgia 12 $ 2,640,000 $ 220,000 $ 126,000
Kendall, Illinois 12 $ 3,380,000 $ 281,666 $ 107,000
Butler, Kansas 12 $ 2,970,000 $ 247,500 $ 94,000
Dakota, Minnesota 12 $ 3,760,000 $ 313,333 $ 110,000
McLeod, Minnesota 12 $ 2,100,000 $ 175,000 $ 96,000
Pipestone, Minnesota 12 $ 2,190,000 $ 182,500 $ 92,000
Atlantic, New Jersey 12 $ 2,690,000 $ 224,166 $ 116,000
Mercer, New Jersey 12 $ 3,840,000 $ 320,000 $ 142,000
Westchester, New York 12 $ 6,550,000 $ 545,833 $ 163,000
Oklahoma, Oklahoma 12 $ 3,020,000 $ 251,666 $ 116,000
Bon Homme, South Dakota 12 $ 2,190,000 $ 182,500 $ 80,000
Kingsbury, South Dakota 12 $ 1,830,000 $ 152,500 $ 82,000
Uintah, Utah 12 $ 3,450,000 $ 287,500 $ 99,000
Washington, Utah 12 $ 6,670,000 $ 555,833 $ 351,000
Pierce, Washington 12 $ 5,040,000 $ 420,000 $ 158,000
Outagamie, Wisconsin 12 $ 2,570,000 $ 214,166 $ 81,000
Madison, Arkansas 11 $ 1,655,000 $ 150,454 $ 87,000
Mesa, Colorado 11 $ 4,585,000 $ 416,818 $ 118,000
Kent, Delaware 11 $ 3,065,000 $ 278,636 $ 82,000
St. Clair, Illinois 11 $ 2,715,000 $ 246,818 $ 88,000
Douglas, Kansas 11 $ 2,335,000 $ 212,272 $ 126,000
Calvert, Maryland 11 $ 4,635,000 $ 421,363 $ 164,000
Caroline, Maryland 11 $ 3,885,000 $ 353,181 $ 121,000
Ingham, Michigan 11 $ 3,545,000 $ 322,272 $ 116,000
Montgomery, Missouri 11 $ 1,575,000 $ 143,181 $ 80,000
Colfax, Nebraska 11 $ 1,675,000 $ 152,272 $ 58,000
Harlan, Nebraska 11 $ 1,815,000 $ 165,000 $ 74,000
Washington, Nebraska 11 $ 4,015,000 $ 365,000 $ 113,000
Valencia, New Mexico 11 $ 2,865,000 $ 260,454 $ 70,000
Luzerne, Pennsylvania 11 $ 1,855,000 $ 168,636 $ 76,000
Berkeley, South Carolina 11 $ 3,405,000 $ 309,545 $ 89,000
Hand, South Dakota 11 $ 1,835,000 $ 166,818 $ 84,000
Orange, California 10 $ 5,660,000 $ 566,000 $ 189,000
Hartford, Connecticut 10 $ 2,350,000 $ 235,000 $ 113,000
Manatee, Florida 10 $ 2,920,000 $ 292,000 $ 166,000
Monroe, Florida 10 $ 5,820,000 $ 582,000 $ 197,000
Stephenson, Illinois 10 $ 1,040,000 $ 104,000 $ 61,000
Floyd, Indiana 10 $ 1,370,000 $ 137,000 $ 106,000
Winnebago, Iowa 10 $ 1,240,000 $ 124,000 $ 70,000
Pottawatomie, Kansas 10 $ 3,440,000 $ 344,000 $ 107,000
Christian, Missouri 10 $ 4,600,000 $ 460,000 $ 180,000
Franklin, Missouri 10 $ 2,490,000 $ 249,000 $ 103,000
Taney, Missouri 10 $ 2,990,000 $ 299,000 $ 160,000
Holt, Nebraska 10 $ 1,310,000 $ 131,000 $ 78,000
Cass, North Dakota 10 $ 2,870,000 $ 287,000 $ 121,000
Cameron, Texas 10 $ 3,020,000 $ 302,000 $ 105,000
Hays, Texas 10 $ 4,120,000 $ 412,000 $ 129,000
Brown, Wisconsin 10 $ 1,770,000 $ 177,000 $ 85,000
El Dorado, California 9 $ 6,405,000 $ 711,666 $ 283,000
Fremont, Colorado 9 $ 2,855,000 $ 317,222 $ 84,000
Kit Carson, Colorado 9 $ 2,445,000 $ 271,666 $ 91,000
Collier, Florida 9 $ 4,675,000 $ 519,444 $ 227,000
Carroll, Georgia 9 $ 2,245,000 $ 249,444 $ 82,000
Clayton, Georgia 9 $ 2,255,000 $ 250,555 $ 79,000
Cobb, Georgia 9 $ 3,395,000 $ 377,222 $ 204,000
Henry, Georgia 9 $ 2,735,000 $ 303,888 $ 81,000
Hamilton, Indiana 9 $ 2,195,000 $ 243,888 $ 96,000
Hancock, Iowa 9 $ 995,000 $ 110,555 $ 49,000
Leavenworth, Kansas 9 $ 2,365,000 $ 262,777 $ 84,000
Carver, Minnesota 9 $ 3,495,000 $ 388,333 $ 206,000
Washington, Minnesota 9 $ 3,275,000 $ 363,888 $ 128,000
Tate, Mississippi 9 $ 1,675,000 $ 186,111 $ 56,000
Butler, Nebraska 9 $ 1,365,000 $ 151,666 $ 65,000
Furnas, Nebraska 9 $ 1,305,000 $ 145,000 $ 60,000
New Hanover, North Carolina 9 $ 3,745,000 $ 416,111 $ 163,000
Wood, Ohio 9 $ 1,435,000 $ 159,444 $ 71,000
Tulsa, Oklahoma 9 $ 3,045,000 $ 338,333 $ 138,000
Day, South Dakota 9 $ 1,585,000 $ 176,111 $ 129,000
Edmunds, South Dakota 9 $ 1,375,000 $ 152,777 $ 86,000
Rhea, Tennessee 9 $ 1,765,000 $ 196,111 $ 65,000
Petersburg, Virginia 9 $ 1,475,000 $ 163,888 $ 75,000
Baldwin, Alabama 8 $ 2,730,000 $ 341,250 $ 139,000
Madison, Alabama 8 $ 2,560,000 $ 320,000 $ 203,000
Ventura, California 8 $ 4,890,000 $ 611,250 $ 211,000
Teller, Colorado 8 $ 2,840,000 $ 355,000 $ 182,000
Flagler, Florida 8 $ 2,730,000 $ 341,250 $ 105,000
Martin, Florida 8 $ 4,580,000 $ 572,500 $ 185,000
Okaloosa, Florida 8 $ 2,670,000 $ 333,750 $ 131,000
Santa Rosa, Florida 8 $ 2,890,000 $ 361,250 $ 77,000
Harris, Georgia 8 $ 1,900,000 $ 237,500 $ 83,000
De Witt, Illinois 8 $ 1,650,000 $ 206,250 $ 133,000
Dallas, Iowa 8 $ 2,360,000 $ 295,000 $ 133,000
Russell, Kansas 8 $ 940,000 $ 117,500 $ 64,000
Tangipahoa, Louisiana 8 $ 1,410,000 $ 176,250 $ 77,000
Cecil, Maryland 8 $ 2,260,000 $ 282,500 $ 103,000
Talbot, Maryland 8 $ 2,820,000 $ 352,500 $ 193,000
Brown, Minnesota 8 $ 2,250,000 $ 281,250 $ 110,000
Kandiyohi, Minnesota 8 $ 1,850,000 $ 231,250 $ 87,000
Martin, Minnesota 8 $ 860,000 $ 107,500 $ 66,000
Murray, Minnesota 8 $ 1,050,000 $ 131,250 $ 295,000
Sibley, Minnesota 8 $ 880,000 $ 110,000 $ 53,000
Waseca, Minnesota 8 $ 1,670,000 $ 208,750 $ 60,000
Wright, Minnesota 8 $ 3,430,000 $ 428,750 $ 131,000
Warren, Missouri 8 $ 1,500,000 $ 187,500 $ 89,000
Hall, Nebraska 8 $ 2,100,000 $ 262,500 $ 84,000
Gloucester, New Jersey 8 $ 1,530,000 $ 191,250 $ 114,000
Nassau, New York 8 $ 4,410,000 $ 551,250 $ 191,000
McLean, North Dakota 8 $ 1,430,000 $ 178,750 $ 109,000
Franklin, Ohio 8 $ 1,470,000 $ 183,750 $ 97,000
Summit, Ohio 8 $ 1,050,000 $ 131,250 $ 58,000
Berks, Pennsylvania 8 $ 980,000 $ 122,500 $ 76,000
Carbon, Pennsylvania 8 $ 1,080,000 $ 135,000 $ 71,000
Knox, Tennessee 8 $ 1,930,000 $ 241,250 $ 72,000
Montgomery, Tennessee 8 $ 2,190,000 $ 273,750 $ 73,000
Williamson, Tennessee 8 $ 3,150,000 $ 393,750 $ 264,000
Guadalupe, Texas 8 $ 2,570,000 $ 321,250 $ 92,000
Norfolk, Virginia 8 $ 1,960,000 $ 245,000 $ 227,000
Richmond City, Virginia 8 $ 3,210,000 $ 401,250 $ 118,000
Suffolk, Virginia 8 $ 2,460,000 $ 307,500 $ 88,000
Snohomish, Washington 8 $ 3,510,000 $ 438,750 $ 246,000
Fremont, Wyoming 8 $ 1,780,000 $ 222,500 $ 61,000
Natrona, Wyoming 8 $ 2,070,000 $ 258,750 $ 121,000
Lee, Alabama 7 $ 1,595,000 $ 227,857 $ 86,000
Navajo, Arizona 7 $ 3,295,000 $ 470,714 $ 288,000
Alameda, California 7 $ 5,405,000 $ 772,142 $ 180,000
Fresno, California 7 $ 3,215,000 $ 459,285 $ 286,000
Levy, Florida 7 $ 1,505,000 $ 215,000 $ 78,000
Sumter, Florida 7 $ 2,375,000 $ 339,285 $ 157,000
Madison, Illinois 7 $ 1,155,000 $ 165,000 $ 63,000
Clark, Indiana 7 $ 1,615,000 $ 230,714 $ 96,000
Anoka, Minnesota 7 $ 2,205,000 $ 315,000 $ 112,000
Watonwan, Minnesota 7 $ 925,000 $ 132,142 $ 106,000
Camden, Missouri 7 $ 1,985,000 $ 283,571 $ 89,000
Johnson, Missouri 7 $ 1,805,000 $ 257,857 $ 102,000
Ozark, Missouri 7 $ 1,165,000 $ 166,428 $ 56,000
Cass, Nebraska 7 $ 2,165,000 $ 309,285 $ 106,000
Knox, Nebraska 7 $ 1,025,000 $ 146,428 $ 54,000
Polk, Nebraska 7 $ 1,465,000 $ 209,285 $ 83,000
Washoe, Nevada 7 $ 4,415,000 $ 630,714 $ 260,000
Hunterdon, New Jersey 7 $ 2,295,000 $ 327,857 $ 105,000
Warren, New Jersey 7 $ 1,355,000 $ 193,571 $ 97,000
Kings, New York 7 $ 5,305,000 $ 757,857 $ 289,000
Northampton, Pennsylvania 7 $ 1,445,000 $ 206,428 $ 78,000
Charles Mix, South Dakota 7 $ 1,105,000 $ 157,857 $ 70,000
Grant, South Dakota 7 $ 1,325,000 $ 189,285 $ 195,000
Walworth, South Dakota 7 $ 1,115,000 $ 159,285 $ 83,000
Sumner, Tennessee 7 $ 2,555,000 $ 365,000 $ 127,000
Hanover, Virginia 7 $ 2,165,000 $ 309,285 $ 99,000
Thurston, Washington 7 $ 2,705,000 $ 386,428 $ 90,000
St. Croix, Wisconsin 7 $ 2,215,000 $ 316,428 $ 153,000
Yavapai, Arizona 6 $ 2,150,000 $ 358,333 $ 193,000
Sebastian, Arkansas 6 $ 680,000 $ 113,333 $ 48,000
Solano, California 6 $ 2,480,000 $ 413,333 $ 104,000
Cheyenne, Colorado 6 $ 990,000 $ 165,000 $ 60,000
Garfield, Colorado 6 $ 3,350,000 $ 558,333 $ 160,000
Summit, Colorado 6 $ 4,590,000 $ 765,000 $ 393,000
Leon, Florida 6 $ 990,000 $ 165,000 $ 80,000
Hancock, Illinois 6 $ 500,000 $ 83,333 $ 51,000
Henry, Illinois 6 $ 920,000 $ 153,333 $ 63,000
Cass, Iowa 6 $ 710,000 $ 118,333 $ 32,000
Mills, Iowa 6 $ 1,060,000 $ 176,666 $ 67,000
Worcester, Maryland 6 $ 1,200,000 $ 200,000 $ 200,000
Monroe, Michigan 6 $ 1,000,000 $ 166,666 $ 64,000
Becker, Minnesota 6 $ 1,450,000 $ 241,666 $ 105,000
Olmsted, Minnesota 6 $ 1,590,000 $ 265,000 $ 65,000
Redwood, Minnesota 6 $ 560,000 $ 93,333 $ 44,000
Yellow Medicine, Minnesota 6 $ 730,000 $ 121,666 $ 71,000
Adair, Missouri 6 $ 1,020,000 $ 170,000 $ 209,000
Lake, Montana 6 $ 3,180,000 $ 530,000 $ 157,000
Brown, Nebraska 6 $ 740,000 $ 123,333 $ 73,000
Dutchess, New York 6 $ 1,980,000 $ 330,000 $ 106,000
Durham, North Carolina 6 $ 1,780,000 $ 296,666 $ 108,000
Iredell, North Carolina 6 $ 2,480,000 $ 413,333 $ 199,000
Johnston, North Carolina 6 $ 2,760,000 $ 460,000 $ 153,000
Pender, North Carolina 6 $ 2,230,000 $ 371,666 $ 102,000
Fulton, Ohio 6 $ 1,130,000 $ 188,333 $ 77,000
Hamilton, Ohio 6 $ 1,010,000 $ 168,333 $ 133,000
Washington, Oregon 6 $ 2,330,000 $ 388,333 $ 142,000
Mifflin, Pennsylvania 6 $ 1,090,000 $ 181,666 $ 95,000
Charleston, South Carolina 6 $ 1,990,000 $ 331,666 $ 94,000
Greenville, South Carolina 6 $ 1,480,000 $ 246,666 $ 88,000
Brule, South Dakota 6 $ 1,360,000 $ 226,666 $ 98,000
Custer, South Dakota 6 $ 2,030,000 $ 338,333 $ 89,000
Deuel, South Dakota 6 $ 910,000 $ 151,666 $ 67,000
Hughes, South Dakota 6 $ 1,540,000 $ 256,666 $ 116,000
Miner, South Dakota 6 $ 1,100,000 $ 183,333 $ 61,000
Hunt, Texas 6 $ 2,250,000 $ 375,000 $ 159,000
Kaufman, Texas 6 $ 1,910,000 $ 318,333 $ 88,000
Cache, Utah 6 $ 3,790,000 $ 631,666 $ 196,000
Hampton, Virginia 6 $ 1,240,000 $ 206,666 $ 224,000
James City, Virginia 6 $ 1,810,000 $ 301,666 $ 111,000
Manassas, Virginia 6 $ 2,370,000 $ 395,000 $ 111,000
Newport News, Virginia 6 $ 1,230,000 $ 205,000 $ 95,000
York, Virginia 6 $ 2,450,000 $ 408,333 $ 97,000
Milwaukee, Wisconsin 6 $ 890,000 $ 148,333 $ 103,000
Sweetwater, Wyoming 6 $ 1,660,000 $ 276,666 $ 111,000
Coffee, Alabama 5 $ 625,000 $ 125,000 $ 275,000
Montgomery, Alabama 5 $ 545,000 $ 109,000 $ 172,000
St. Clair, Alabama 5 $ 1,075,000 $ 215,000 $ 84,000
Izard, Arkansas 5 $ 925,000 $ 185,000 $ 91,000
Sharp, Arkansas 5 $ 785,000 $ 157,000 $ 77,000
Napa, California 5 $ 4,495,000 $ 899,000 $ 510,000
San Mateo, California 5 $ 4,325,000 $ 865,000 $ 222,000
Tuolumne, California 5 $ 1,435,000 $ 287,000 $ 89,000
Yolo, California 5 $ 3,015,000 $ 603,000 $ 420,000
Delta, Colorado 5 $ 1,815,000 $ 363,000 $ 118,000
Baker, Florida 5 $ 1,835,000 $ 367,000 $ 145,000
Bulloch, Georgia 5 $ 1,145,000 $ 229,000 $ 97,000
Coweta, Georgia 5 $ 2,215,000 $ 443,000 $ 144,000
Wayne, Georgia 5 $ 965,000 $ 193,000 $ 75,000
Logan, Illinois 5 $ 645,000 $ 129,000 $ 55,000
Whiteside, Illinois 5 $ 545,000 $ 109,000 $ 53,000
LaPorte, Indiana 5 $ 1,115,000 $ 223,000 $ 142,000
Emmet, Iowa 5 $ 895,000 $ 179,000 $ 77,000
Osceola, Iowa 5 $ 1,035,000 $ 207,000 $ 108,000
Taylor, Iowa 5 $ 1,115,000 $ 223,000 $ 62,000
Harvey, Kansas 5 $ 695,000 $ 139,000 $ 59,000
McPherson, Kansas 5 $ 995,000 $ 199,000 $ 71,000
Republic, Kansas 5 $ 315,000 $ 63,000 $ 53,000
Christian, Kentucky 5 $ 1,235,000 $ 247,000 $ 111,000
Greenup, Kentucky 5 $ 675,000 $ 135,000 $ 63,000
Hardin, Kentucky 5 $ 1,055,000 $ 211,000 $ 90,000
Nelson, Kentucky 5 $ 805,000 $ 161,000 $ 54,000
Pulaski, Kentucky 5 $ 1,045,000 $ 209,000 $ 84,000
Shelby, Kentucky 5 $ 1,125,000 $ 225,000 $ 94,000
Calcasieu, Louisiana 5 $ 1,595,000 $ 319,000 $ 130,000
Jefferson, Louisiana 5 $ 1,085,000 $ 217,000 $ 91,000
Wicomico, Maryland 5 $ 1,305,000 $ 261,000 $ 66,000
Middlesex, Massachusetts 5 $ 2,175,000 $ 435,000 $ 177,000
Jackson, Michigan 5 $ 985,000 $ 197,000 $ 99,000
Hubbard, Minnesota 5 $ 785,000 $ 157,000 $ 76,000
Lac qui Parle, Minnesota 5 $ 665,000 $ 133,000 $ 68,000
Scott, Minnesota 5 $ 1,895,000 $ 379,000 $ 137,000
Stearns, Minnesota 5 $ 1,135,000 $ 227,000 $ 95,000
Hinds, Mississippi 5 $ 1,025,000 $ 205,000 $ 55,000
Clark, Missouri 5 $ 825,000 $ 165,000 $ 93,000
Jasper, Missouri 5 $ 745,000 $ 149,000 $ 273,000
Lincoln, Missouri 5 $ 1,225,000 $ 245,000 $ 97,000
Schuyler, Missouri 5 $ 945,000 $ 189,000 $ 78,000
Gallatin, Montana 5 $ 2,615,000 $ 523,000 $ 153,000
Lewis and Clark, Montana 5 $ 1,715,000 $ 343,000 $ 88,000
Lincoln, Montana 5 $ 1,705,000 $ 341,000 $ 140,000
Missoula, Montana 5 $ 2,285,000 $ 457,000 $ 186,000
Howard, Nebraska 5 $ 875,000 $ 175,000 $ 127,000
Kearney, Nebraska 5 $ 1,095,000 $ 219,000 $ 87,000
Saunders, Nebraska 5 $ 1,035,000 $ 207,000 $ 92,000
Colfax, New Mexico 5 $ 605,000 $ 121,000 $ 45,000
Richmond, New York 5 $ 2,495,000 $ 499,000 $ 132,000
Brunswick, North Carolina 5 $ 1,685,000 $ 337,000 $ 185,000
McKenzie, North Dakota 5 $ 1,565,000 $ 313,000 $ 162,000
Montgomery, Ohio 5 $ 885,000 $ 177,000 $ 78,000
Cumberland, Pennsylvania 5 $ 705,000 $ 141,000 $ 58,000
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Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,430 $4,058,520,000 $302,000 $5,205,000 $120,000 $6,360,000
Cash-out Refinancing 2,300 $644,920,000 $280,000 $2,005,000 $108,000 $2,039,000
Refinancing 1,241 $321,255,000 $258,000 $2,825,000 $118,000 $1,565,000
Other Purpose 454 $73,850,000 $162,000 $2,005,000 $131,000 $1,282,000
Home Improvement 346 $36,700,000 $106,000 $755,000 $118,000 $650,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,300 $3,110,140,000 $275,000 $5,205,000 $121,000 $6,360,000
Not Provided 2,208 $713,260,000 $323,000 $4,005,000 $129,000 $2,672,000
Hispanic 1,854 $534,760,000 $288,000 $1,505,000 $96,000 $907,000
Black or African American 1,324 $399,740,000 $301,000 $1,675,000 $98,000 $1,202,000
Asian 772 $286,620,000 $371,000 $1,985,000 $141,000 $1,277,000
Not applicable 125 $35,615,000 $284,000 $4,805,000 $90,000 $90,000
American Indian or Alaskan Native 99 $25,555,000 $258,000 $635,000 $96,000 $345,000
Native Hawaiian or Other Pacific Islander 38 $11,820,000 $311,000 $1,025,000 $100,000 $290,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,951 $3,468,445,000 $290,000 $5,205,000 $134,000 $6,360,000
FHA-insured (Federal Housing Administration) 4,166 $1,125,670,000 $270,000 $1,055,000 $84,000 $463,000
VA-guaranteed (Veterans Administration) 1,282 $471,650,000 $367,000 $1,675,000 $103,000 $728,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 372 $69,480,000 $186,000 $525,000 $63,000 $143,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,876 $3,307,350,000 $278,000 $5,205,000 $115,000 $2,039,000
Application Withdrawn By Applicant 5,416 $1,719,680,000 $317,000 $4,005,000 $129,000 $6,360,000
Application Denied By Financial Institution 405 $87,535,000 $216,000 $1,985,000 $86,000 $662,000
Loan Purchased By The Institution 48 $14,170,000 $295,000 $685,000 $90,000 $90,000
Application Approved But Not Accepted 26 $6,510,000 $250,000 $975,000 $99,000 $546,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,366 $5,047,710,000 $290,000 $5,205,000 $119,000 $6,360,000
Debt-To-Income Ratio 152 $37,800,000 $248,000 $1,985,000 $74,000 $662,000
Credit History 145 $24,445,000 $168,000 $835,000 $87,000 $520,000
Collateral 59 $12,775,000 $216,000 $1,055,000 $112,000 $463,000
Employment History 20 $6,320,000 $316,000 $975,000 $81,000 $288,000
Other 13 $2,085,000 $160,000 $325,000 $71,000 $140,000
Unverifiable Information 9 $2,805,000 $311,000 $635,000 $125,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,110,000 $185,000 $305,000 $48,000 $83,000
Credit Application Incomplete 1 $195,000 $195,000 $195,000 $85,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Plains Commerce Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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