Plains Commerce Bank Mortgage Lending & HMDA Data, 2022
In 2022, Plains Commerce Bank of Hoven, SD reported 17,771 mortgage applications totaling $5.1 billion, down 38% from 2021. The average application was for $288,967, and applicants reported an average income of $118,549. 67% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Sioux Falls, SD (2,196), Baltimore-Columbia-Towson, MD (622) and Orlando-Kissimmee-Sanford, FL (602) (applications in parentheses).
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Hoven, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 17,771 |
| Total Mortgage Loan Application Amount | $5,135,245,000 |
| Average Mortgage Loan Application Amount | $288,967 |
| Highest Mortgage Loan Application Amount | $5,205,000 |
| Average Applicant Income | $118,549 |
| Highest Applicant Income | $6,360,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plains Commerce Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,358 | $ 699,420,000 | $ 208,284 | $ 97,030 |
| Sioux Falls, SD | 2,196 | $ 547,820,000 | $ 249,462 | $ 110,000 |
| Baltimore-Columbia-Towson, MD | 622 | $ 201,110,000 | $ 323,327 | $ 126,000 |
| Orlando-Kissimmee-Sanford, FL | 602 | $ 196,910,000 | $ 327,093 | $ 125,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 461 | $ 193,565,000 | $ 419,880 | $ 127,344 |
| Lakeland-Winter Haven, FL | 437 | $ 118,715,000 | $ 271,659 | $ 96,000 |
| Chicago-Naperville, IL | 428 | $ 116,890,000 | $ 273,107 | $ 109,000 |
| Omaha-Council Bluffs, NE-IA | 427 | $ 112,565,000 | $ 263,618 | $ 117,377 |
| Kansas City, MO-KS | 339 | $ 95,525,000 | $ 281,784 | $ 117,079 |
| New York-Newark, NY | 336 | $ 122,380,000 | $ 364,226 | $ 183,437 |
| Phoenix-Mesa-Scottsdale, AZ | 300 | $ 132,910,000 | $ 443,033 | $ 168,000 |
| Denver-Aurora-Lakewood, CO | 275 | $ 143,975,000 | $ 523,545 | $ 187,000 |
| St. Louis, MO-IL | 240 | $ 47,040,000 | $ 196,000 | $ 111,150 |
| Albuquerque, NM | 224 | $ 61,860,000 | $ 276,160 | $ 115,000 |
| Palm Bay-Melbourne-Titusville, FL | 213 | $ 58,065,000 | $ 272,605 | $ 96,000 |
| Warren-Troy-Farmington Hills, MI | 201 | $ 52,175,000 | $ 259,577 | $ 132,000 |
| Memphis, TN-MS-AR | 200 | $ 46,990,000 | $ 234,950 | $ 110,745 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 182 | $ 70,390,000 | $ 386,758 | $ 157,637 |
| Rapid City, SD | 180 | $ 51,200,000 | $ 284,444 | $ 109,000 |
| New York-Jersey City-White Plains, NY-NJ | 164 | $ 73,520,000 | $ 448,292 | $ 163,719 |
| Tampa-St. Petersburg-Clearwater, FL | 164 | $ 56,110,000 | $ 342,134 | $ 123,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 162 | $ 43,080,000 | $ 265,925 | $ 125,000 |
| Riverside-San Bernardino-Ontario, CA | 156 | $ 63,040,000 | $ 404,102 | $ 132,000 |
| Wichita, KS | 155 | $ 30,855,000 | $ 199,064 | $ 87,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 154 | $ 43,150,000 | $ 280,194 | $ 96,000 |
| Savannah, GA | 140 | $ 38,220,000 | $ 273,000 | $ 102,000 |
| Richmond, VA | 136 | $ 42,130,000 | $ 309,779 | $ 106,000 |
| Louisville/Jefferson County, KY-IN | 130 | $ 25,550,000 | $ 196,538 | $ 81,846 |
| Provo-Orem, UT | 129 | $ 57,745,000 | $ 447,635 | $ 140,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 125 | $ 59,875,000 | $ 479,000 | $ 173,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 123 | $ 33,975,000 | $ 276,219 | $ 120,756 |
| Dallas-Plano-Irving, TX | 118 | $ 54,190,000 | $ 459,237 | $ 172,000 |
| Atlanta-Sandy Springs-Roswell, GA | 116 | $ 38,070,000 | $ 328,189 | $ 119,000 |
| Salt Lake City, UT | 106 | $ 51,600,000 | $ 486,792 | $ 143,000 |
| Montgomery County-Bucks County-Chester County, PA | 103 | $ 36,065,000 | $ 350,145 | $ 133,000 |
| Jacksonville, FL | 99 | $ 30,585,000 | $ 308,939 | $ 139,000 |
| Newark, NJ-PA | 95 | $ 32,765,000 | $ 344,894 | $ 122,105 |
| Birmingham-Hoover, AL | 92 | $ 23,600,000 | $ 256,521 | $ 121,000 |
| Sioux City, IA-NE-SD | 92 | $ 21,200,000 | $ 230,434 | $ 105,380 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 86 | $ 28,340,000 | $ 329,534 | $ 131,000 |
| Washington-Baltimore-Arlington, DC | 81 | $ 32,805,000 | $ 405,000 | $ 130,000 |
| Toledo, OH | 80 | $ 11,940,000 | $ 149,250 | $ 83,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 79 | $ 26,265,000 | $ 332,468 | $ 113,000 |
| Colorado Springs, CO | 75 | $ 34,195,000 | $ 455,933 | $ 188,000 |
| Houston-The Woodlands-Sugar Land, TX | 75 | $ 23,715,000 | $ 316,200 | $ 168,000 |
| Manhattan, KS | 73 | $ 16,095,000 | $ 220,479 | $ 89,000 |
| Bismarck, ND | 69 | $ 14,945,000 | $ 216,594 | $ 106,000 |
| Philadelphia, PA | 67 | $ 15,245,000 | $ 227,537 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 66 | $ 25,580,000 | $ 387,575 | $ 127,000 |
| San Antonio-New Braunfels, TX | 64 | $ 19,610,000 | $ 306,406 | $ 131,000 |
| Des Moines-West Des Moines, IA | 62 | $ 13,810,000 | $ 222,741 | $ 91,000 |
| Lake County-Kenosha County, IL-WI | 61 | $ 17,525,000 | $ 287,295 | $ 111,344 |
| El Paso, TX | 60 | $ 15,310,000 | $ 255,166 | $ 102,000 |
| Detroit-Dearborn-Livonia, MI | 59 | $ 11,765,000 | $ 199,406 | $ 107,000 |
| Austin-Round Rock, TX | 56 | $ 24,390,000 | $ 435,535 | $ 170,000 |
| New Orleans-Metairie, LA | 53 | $ 13,695,000 | $ 258,396 | $ 118,000 |
| Gary, IN | 51 | $ 11,095,000 | $ 217,549 | $ 101,000 |
| Lake Havasu City-Kingman, AZ | 51 | $ 13,095,000 | $ 256,764 | $ 103,000 |
| Lincoln, NE | 51 | $ 13,035,000 | $ 255,588 | $ 94,000 |
| Ann Arbor, MI | 50 | $ 15,020,000 | $ 300,400 | $ 146,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 47 | $ 9,185,000 | $ 195,425 | $ 77,425 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 47 | $ 17,745,000 | $ 377,553 | $ 166,000 |
| San Diego-Carlsbad, CA | 47 | $ 27,895,000 | $ 593,510 | $ 154,000 |
| Little Rock-North Little Rock-Conway, AR | 46 | $ 5,570,000 | $ 121,086 | $ 103,000 |
| Las Vegas-Henderson-Paradise, NV | 45 | $ 16,785,000 | $ 373,000 | $ 114,000 |
| North Port-Sarasota-Bradenton, FL | 43 | $ 17,705,000 | $ 411,744 | $ 148,000 |
| Camden, NJ | 42 | $ 11,160,000 | $ 265,714 | $ 116,000 |
| Cape Coral-Fort Myers, FL | 41 | $ 15,035,000 | $ 366,707 | $ 157,000 |
| Fort Worth-Arlington, TX | 40 | $ 14,180,000 | $ 354,500 | $ 117,000 |
| Port St. Lucie, FL | 38 | $ 12,960,000 | $ 341,052 | $ 106,000 |
| Tyler, TX | 38 | $ 10,470,000 | $ 275,526 | $ 102,000 |
| Wilmington, DE-MD-NJ | 38 | $ 9,770,000 | $ 257,105 | $ 109,710 |
| Elgin, IL | 37 | $ 8,935,000 | $ 241,486 | $ 89,000 |
| Mankato-North Mankato, MN | 37 | $ 9,315,000 | $ 251,756 | $ 105,000 |
| Ocala, FL | 36 | $ 8,960,000 | $ 248,888 | $ 79,000 |
| Ogden-Clearfield, UT | 36 | $ 15,120,000 | $ 420,000 | $ 110,000 |
| Charlotte-Concord-Gastonia, NC-SC | 35 | $ 10,795,000 | $ 308,428 | $ 135,428 |
| Worcester, MA-CT | 35 | $ 10,845,000 | $ 309,857 | $ 127,457 |
| Springfield, MO | 32 | $ 9,200,000 | $ 287,500 | $ 122,000 |
| Raleigh, NC | 31 | $ 12,385,000 | $ 399,516 | $ 159,000 |
| Stockton-Lodi, CA | 30 | $ 11,080,000 | $ 369,333 | $ 134,000 |
| Lafayette, LA | 29 | $ 7,535,000 | $ 259,827 | $ 114,000 |
| Nassau County-Suffolk County, NY | 29 | $ 13,385,000 | $ 461,551 | $ 150,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 28 | $ 7,000,000 | $ 250,000 | $ 101,214 |
| Salisbury, MD-DE | 28 | $ 8,330,000 | $ 297,500 | $ 152,357 |
| Springfield, IL | 28 | $ 3,350,000 | $ 119,642 | $ 60,000 |
| Greeley, CO | 26 | $ 10,430,000 | $ 401,153 | $ 137,000 |
| Los Angeles-Long Beach-Glendale, CA | 26 | $ 15,510,000 | $ 596,538 | $ 168,000 |
| Tucson, AZ | 25 | $ 7,785,000 | $ 311,400 | $ 139,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 6,500,000 | $ 270,833 | $ 77,000 |
| Seattle-Bellevue-Everett, WA | 24 | $ 12,740,000 | $ 530,833 | $ 218,000 |
| Brunswick, GA | 23 | $ 7,595,000 | $ 330,217 | $ 154,000 |
| Canton-Massillon, OH | 23 | $ 3,235,000 | $ 140,652 | $ 89,000 |
| Cleveland-Elyria, OH | 23 | $ 3,445,000 | $ 149,782 | $ 125,000 |
| Fayetteville, NC | 23 | $ 4,245,000 | $ 184,565 | $ 87,000 |
| Hagerstown-Martinsburg, MD-WV | 23 | $ 5,715,000 | $ 248,478 | $ 83,217 |
| California-Lexington Park, MD | 21 | $ 7,285,000 | $ 346,904 | $ 110,000 |
| Charleston-North Charleston, SC | 21 | $ 6,445,000 | $ 306,904 | $ 96,000 |
| Columbus, GA-AL | 21 | $ 4,735,000 | $ 225,476 | $ 106,285 |
| Chambersburg-Waynesboro, PA | 20 | $ 3,630,000 | $ 181,500 | $ 66,000 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 14,310,000 | $ 715,500 | $ 211,000 |
| Panama City, FL | 20 | $ 6,790,000 | $ 339,500 | $ 514,000 |
| Santa Fe, NM | 19 | $ 5,145,000 | $ 270,789 | $ 84,000 |
| Sebring, FL | 19 | $ 4,985,000 | $ 262,368 | $ 117,000 |
| York-Hanover, PA | 19 | $ 5,495,000 | $ 289,210 | $ 99,000 |
| Boise City, ID | 18 | $ 8,300,000 | $ 461,111 | $ 188,000 |
| Lansing-East Lansing, MI | 18 | $ 4,660,000 | $ 258,888 | $ 100,000 |
| Oklahoma City, OK | 18 | $ 4,500,000 | $ 250,000 | $ 114,000 |
| Punta Gorda, FL | 18 | $ 5,750,000 | $ 319,444 | $ 106,000 |
| Billings, MT | 17 | $ 5,405,000 | $ 317,941 | $ 122,000 |
| Boulder, CO | 17 | $ 10,625,000 | $ 625,000 | $ 201,000 |
| Cincinnati, OH-KY-IN | 16 | $ 3,900,000 | $ 243,750 | $ 127,250 |
| Sebastian-Vero Beach, FL | 16 | $ 4,450,000 | $ 278,125 | $ 93,000 |
| Indianapolis-Carmel-Anderson, IN | 15 | $ 3,705,000 | $ 247,000 | $ 108,000 |
| Sierra Vista-Douglas, AZ | 15 | $ 3,065,000 | $ 204,333 | $ 77,000 |
| Urban Honolulu, HI | 15 | $ 9,745,000 | $ 649,666 | $ 117,000 |
| Wilmington, NC | 15 | $ 5,975,000 | $ 398,333 | $ 138,000 |
| Fort Collins, CO | 14 | $ 4,800,000 | $ 342,857 | $ 152,000 |
| Grand Island, NE | 14 | $ 3,070,000 | $ 219,285 | $ 100,000 |
| Hinesville, GA | 14 | $ 3,280,000 | $ 234,285 | $ 75,000 |
| Las Cruces, NM | 14 | $ 2,870,000 | $ 205,000 | $ 133,000 |
| Oshkosh-Neenah, WI | 14 | $ 2,780,000 | $ 198,571 | $ 93,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 14 | $ 6,230,000 | $ 445,000 | $ 160,714 |
| Rochester, MN | 14 | $ 3,380,000 | $ 241,428 | $ 84,000 |
| Santa Rosa, CA | 14 | $ 7,970,000 | $ 569,285 | $ 195,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 14 | $ 2,190,000 | $ 156,428 | $ 79,000 |
| Spokane-Spokane Valley, WA | 14 | $ 5,210,000 | $ 372,142 | $ 251,000 |
| Appleton, WI | 13 | $ 2,705,000 | $ 208,076 | $ 80,000 |
| Clarksville, TN-KY | 13 | $ 3,425,000 | $ 263,461 | $ 87,615 |
| Hartford-West Hartford-East Hartford, CT | 13 | $ 3,145,000 | $ 241,923 | $ 107,000 |
| Kankakee, IL | 13 | $ 2,245,000 | $ 172,692 | $ 88,000 |
| Pueblo, CO | 13 | $ 4,145,000 | $ 318,846 | $ 95,000 |
| Atlantic City-Hammonton, NJ | 12 | $ 2,690,000 | $ 224,166 | $ 116,000 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 4,510,000 | $ 375,833 | $ 175,000 |
| Gainesville, FL | 12 | $ 2,200,000 | $ 183,333 | $ 82,000 |
| Green Bay, WI | 12 | $ 1,980,000 | $ 165,000 | $ 81,000 |
| Homosassa Springs, FL | 12 | $ 2,520,000 | $ 210,000 | $ 77,000 |
| Knoxville, TN | 12 | $ 3,440,000 | $ 286,666 | $ 79,000 |
| St. George, UT | 12 | $ 6,670,000 | $ 555,833 | $ 351,000 |
| Tacoma-Lakewood, WA | 12 | $ 5,040,000 | $ 420,000 | $ 158,000 |
| Trenton, NJ | 12 | $ 3,840,000 | $ 320,000 | $ 142,000 |
| Tulsa, OK | 12 | $ 3,940,000 | $ 328,333 | $ 139,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 1,625,000 | $ 147,727 | $ 78,636 |
| Dover, DE | 11 | $ 3,065,000 | $ 278,636 | $ 82,000 |
| Fargo, ND-MN | 11 | $ 3,055,000 | $ 277,727 | $ 114,727 |
| Grand Junction, CO | 11 | $ 4,585,000 | $ 416,818 | $ 118,000 |
| Lawrence, KS | 11 | $ 2,335,000 | $ 212,272 | $ 126,000 |
| Anaheim-Santa Ana-Irvine, CA | 10 | $ 5,660,000 | $ 566,000 | $ 189,000 |
| Brownsville-Harlingen, TX | 10 | $ 3,020,000 | $ 302,000 | $ 105,000 |
| Columbus, OH | 10 | $ 2,190,000 | $ 219,000 | $ 96,000 |
| Fort Smith, AR-OK | 10 | $ 1,320,000 | $ 132,000 | $ 51,600 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 2,690,000 | $ 269,000 | $ 95,000 |
| Harrisburg-Carlisle, PA | 10 | $ 1,410,000 | $ 141,000 | $ 78,000 |
| Jackson, MS | 10 | $ 2,710,000 | $ 271,000 | $ 90,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 2,310,000 | $ 231,000 | $ 102,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 4,675,000 | $ 519,444 | $ 227,000 |
| Akron, OH | 8 | $ 1,050,000 | $ 131,250 | $ 58,000 |
| Casper, WY | 8 | $ 2,070,000 | $ 258,750 | $ 121,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 2,730,000 | $ 341,250 | $ 139,000 |
| Hammond, LA | 8 | $ 1,410,000 | $ 176,250 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 1,000,000 | $ 125,000 | $ 60,000 |
| Huntsville, AL | 8 | $ 2,560,000 | $ 320,000 | $ 203,000 |
| Joplin, MO | 8 | $ 1,400,000 | $ 175,000 | $ 197,000 |
| Killeen-Temple, TX | 8 | $ 2,100,000 | $ 262,500 | $ 170,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 4,890,000 | $ 611,250 | $ 211,000 |
| Reading, PA | 8 | $ 980,000 | $ 122,500 | $ 76,000 |
| Auburn-Opelika, AL | 7 | $ 1,595,000 | $ 227,857 | $ 86,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 3,585,000 | $ 512,142 | $ 193,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,905,000 | $ 272,142 | $ 98,000 |
| Elizabethtown-Fort Knox, KY | 7 | $ 1,405,000 | $ 200,714 | $ 85,000 |
| Fresno, CA | 7 | $ 3,215,000 | $ 459,285 | $ 286,000 |
| Logan, UT-ID | 7 | $ 4,255,000 | $ 607,857 | $ 194,571 |
| Olympia-Tumwater, WA | 7 | $ 2,705,000 | $ 386,428 | $ 90,000 |
| Pittsburgh, PA | 7 | $ 725,000 | $ 103,571 | $ 63,000 |
| Providence-Warwick, RI-MA | 7 | $ 2,825,000 | $ 403,571 | $ 157,714 |
| Reno, NV | 7 | $ 4,415,000 | $ 630,714 | $ 260,000 |
| Rockford, IL | 7 | $ 1,075,000 | $ 153,571 | $ 58,000 |
| Tallahassee, FL | 7 | $ 1,375,000 | $ 196,428 | $ 82,000 |
| The Villages, FL | 7 | $ 2,375,000 | $ 339,285 | $ 157,000 |
| Corpus Christi, TX | 6 | $ 1,160,000 | $ 193,333 | $ 167,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,730,000 | $ 288,333 | $ 129,000 |
| Lexington-Fayette, KY | 6 | $ 1,790,000 | $ 298,333 | $ 92,000 |
| Monroe, MI | 6 | $ 1,000,000 | $ 166,666 | $ 64,000 |
| Montgomery, AL | 6 | $ 760,000 | $ 126,666 | $ 152,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 2,150,000 | $ 358,333 | $ 193,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 5,810,000 | $ 968,333 | $ 246,000 |
| Vallejo-Fairfield, CA | 6 | $ 2,480,000 | $ 413,333 | $ 104,000 |
| Ames, IA | 5 | $ 1,135,000 | $ 227,000 | $ 75,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,445,000 | $ 289,000 | $ 88,000 |
| Chattanooga, TN-GA | 5 | $ 885,000 | $ 177,000 | $ 190,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 885,000 | $ 177,000 | $ 78,000 |
| Duluth, MN-WI | 5 | $ 1,185,000 | $ 237,000 | $ 89,000 |
| Greensboro-High Point, NC | 5 | $ 1,105,000 | $ 221,000 | $ 114,000 |
| Jackson, MI | 5 | $ 985,000 | $ 197,000 | $ 99,000 |
| Lake Charles, LA | 5 | $ 1,595,000 | $ 319,000 | $ 130,000 |
| Lubbock, TX | 5 | $ 705,000 | $ 141,000 | $ 94,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 1,375,000 | $ 275,000 | $ 128,000 |
| Michigan City-La Porte, IN | 5 | $ 1,115,000 | $ 223,000 | $ 142,000 |
| Midland, TX | 5 | $ 2,065,000 | $ 413,000 | $ 167,000 |
| Missoula, MT | 5 | $ 2,285,000 | $ 457,000 | $ 186,000 |
| Napa, CA | 5 | $ 4,495,000 | $ 899,000 | $ 510,000 |
| St. Cloud, MN | 5 | $ 1,135,000 | $ 227,000 | $ 95,000 |
| Topeka, KS | 5 | $ 995,000 | $ 199,000 | $ 109,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 750,000 | $ 187,500 | $ 133,000 |
| Asheville, NC | 4 | $ 1,580,000 | $ 395,000 | $ 144,000 |
| Baton Rouge, LA | 4 | $ 1,180,000 | $ 295,000 | $ 129,000 |
| Battle Creek, MI | 4 | $ 610,000 | $ 152,500 | $ 68,000 |
| Boston, MA | 4 | $ 1,770,000 | $ 442,500 | $ 147,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 790,000 | $ 197,500 | $ 129,000 |
| East Stroudsburg, PA | 4 | $ 1,360,000 | $ 340,000 | $ 91,000 |
| El Centro, CA | 4 | $ 720,000 | $ 180,000 | $ 190,000 |
| Flagstaff, AZ | 4 | $ 3,150,000 | $ 787,500 | $ 466,000 |
| Flint, MI | 4 | $ 680,000 | $ 170,000 | $ 144,000 |
| Great Falls, MT | 4 | $ 1,190,000 | $ 297,500 | $ 90,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,630,000 | $ 407,500 | $ 148,000 |
| Jonesboro, AR | 4 | $ 1,070,000 | $ 267,500 | $ 86,000 |
| Macon-Bibb County, GA | 4 | $ 920,000 | $ 230,000 | $ 123,000 |
| Modesto, CA | 4 | $ 1,590,000 | $ 397,500 | $ 138,000 |
| Ocean City, NJ | 4 | $ 1,270,000 | $ 317,500 | $ 229,000 |
| St. Joseph, MO-KS | 4 | $ 470,000 | $ 117,500 | $ 73,000 |
| Waco, TX | 4 | $ 1,840,000 | $ 460,000 | $ 234,000 |
| Warner Robins, GA | 4 | $ 1,020,000 | $ 255,000 | $ 52,000 |
| Yuba City, CA | 4 | $ 1,480,000 | $ 370,000 | $ 150,000 |
| Cedar Rapids, IA | 3 | $ 745,000 | $ 248,333 | $ 113,000 |
| Chico, CA | 3 | $ 1,225,000 | $ 408,333 | $ 164,000 |
| Columbia, SC | 3 | $ 525,000 | $ 175,000 | $ 107,000 |
| Eau Claire, WI | 3 | $ 1,085,000 | $ 361,666 | $ 112,000 |
| Florence, SC | 3 | $ 375,000 | $ 125,000 | $ 43,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 725,000 | $ 241,666 | $ 196,000 |
| Harrisonburg, VA | 3 | $ 935,000 | $ 311,666 | $ 231,000 |
| Iowa City, IA | 3 | $ 785,000 | $ 261,666 | $ 174,000 |
| Jefferson City, MO | 3 | $ 805,000 | $ 268,333 | $ 105,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 1,765,000 | $ 588,333 | $ 112,000 |
| Lancaster, PA | 3 | $ 825,000 | $ 275,000 | $ 133,000 |
| Manchester-Nashua, NH | 3 | $ 1,585,000 | $ 528,333 | $ 169,000 |
| Merced, CA | 3 | $ 565,000 | $ 188,333 | $ 123,000 |
| New Haven-Milford, CT | 3 | $ 965,000 | $ 321,666 | $ 90,000 |
| Peoria, IL | 3 | $ 385,000 | $ 128,333 | $ 185,000 |
| Portland-South Portland, ME | 3 | $ 1,365,000 | $ 455,000 | $ 272,000 |
| Redding, CA | 3 | $ 905,000 | $ 301,666 | $ 184,000 |
| Rockingham County-Strafford County, NH | 3 | $ 755,000 | $ 251,666 | $ 99,000 |
| Rocky Mount, NC | 3 | $ 415,000 | $ 138,333 | $ 58,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,485,000 | $ 495,000 | $ 150,000 |
| Shreveport-Bossier City, LA | 3 | $ 785,000 | $ 261,666 | $ 183,000 |
| Sumter, SC | 3 | $ 585,000 | $ 195,000 | $ 78,000 |
| Winchester, VA-WV | 3 | $ 825,000 | $ 275,000 | $ 62,666 |
| Winston-Salem, NC | 3 | $ 795,000 | $ 265,000 | $ 89,000 |
| Alexandria, LA | 2 | $ 410,000 | $ 205,000 | $ 103,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 370,000 | $ 185,000 | $ 95,000 |
| Beaumont-Port Arthur, TX | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Bellingham, WA | 2 | $ 1,070,000 | $ 535,000 | $ 179,000 |
| Bloomington, IN | 2 | $ 650,000 | $ 325,000 | $ 170,000 |
| Burlington, NC | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
| Charlottesville, VA | 2 | $ 490,000 | $ 245,000 | $ 525,000 |
| Cheyenne, WY | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Cumberland, MD-WV | 2 | $ 300,000 | $ 150,000 | $ 43,000 |
| Decatur, AL | 2 | $ 250,000 | $ 125,000 | $ 234,000 |
| Decatur, IL | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Erie, PA | 2 | $ 120,000 | $ 60,000 | $ 29,000 |
| Eugene, OR | 2 | $ 600,000 | $ 300,000 | $ 133,000 |
| Gainesville, GA | 2 | $ 630,000 | $ 315,000 | $ 189,000 |
| Gettysburg, PA | 2 | $ 410,000 | $ 205,000 | $ 109,000 |
| Grand Forks, ND-MN | 2 | $ 360,000 | $ 180,000 | $ 53,000 |
| Hattiesburg, MS | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Hot Springs, AR | 2 | $ 610,000 | $ 305,000 | $ 129,000 |
| Jackson, TN | 2 | $ 530,000 | $ 265,000 | $ 105,000 |
| Jacksonville, NC | 2 | $ 490,000 | $ 245,000 | $ 106,000 |
| Kalamazoo-Portage, MI | 2 | $ 500,000 | $ 250,000 | $ 83,000 |
| Kingston, NY | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Lynchburg, VA | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Madison, WI | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Mobile, AL | 2 | $ 580,000 | $ 290,000 | $ 102,000 |
| Roanoke, VA | 2 | $ 450,000 | $ 225,000 | $ 97,000 |
| Salem, OR | 2 | $ 610,000 | $ 305,000 | $ 68,000 |
| Springfield, MA | 2 | $ 480,000 | $ 240,000 | $ 157,000 |
| Terre Haute, IN | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Texarkana, TX-AR | 2 | $ 220,000 | $ 110,000 | $ 128,000 |
| Valdosta, GA | 2 | $ 510,000 | $ 255,000 | $ 208,000 |
| Walla Walla, WA | 2 | $ 500,000 | $ 250,000 | $ 222,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Wichita Falls, TX | 2 | $ 330,000 | $ 165,000 | $ 103,000 |
| Yuma, AZ | 2 | $ 250,000 | $ 125,000 | $ 82,000 |
| Abilene, TX | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Albany, GA | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Amarillo, TX | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Anchorage, AK | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Bend-Redmond, OR | 1 | $ 345,000 | $ 345,000 | $ 223,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Cape Girardeau, MO-IL | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Coeur D'Alene, ID | 1 | $ 455,000 | $ 455,000 | $ 81,000 |
| College Station-Bryan, TX | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Columbia, MO | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Dalton, GA | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Enid, OK | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Fond Du Lac, WI | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Fort Wayne, IN | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Greenville, NC | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| Hanford-Corcoran, CA | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Janesville-Beloit, WI | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Johnson City, TN | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Johnstown, PA | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Lebanon, PA | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Longview, TX | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Medford, OR | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 735,000 | $ 735,000 | $ 222,000 |
| Muncie, IN | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Muskegon, MI | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Owensboro, KY | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Pittsfield, MA | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Racine, WI | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Rochester, NY | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Rome, GA | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 455,000 | $ 455,000 | $ 184,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| San Rafael, CA | 1 | $ 1,505,000 | $ 1,505,000 | $ 336,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 545,000 | $ 545,000 | $ 136,000 |
| Sherman-Denison, TX | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Springfield, OH | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| State College, PA | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Staunton-Waynesboro, VA | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Tuscaloosa, AL | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Vineland-Bridgeton, NJ | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Visalia-Porterville, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Wausau, WI | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Wenatchee, WA | 1 | $ 1,105,000 | $ 1,105,000 | $ 172,000 |
| Wheeling, WV-OH | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Yakima, WA | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,430 | $4,058,520,000 | $302,000 | $5,205,000 | $120,000 | $6,360,000 |
| Cash-out Refinancing | 2,300 | $644,920,000 | $280,000 | $2,005,000 | $108,000 | $2,039,000 |
| Refinancing | 1,241 | $321,255,000 | $258,000 | $2,825,000 | $118,000 | $1,565,000 |
| Other Purpose | 454 | $73,850,000 | $162,000 | $2,005,000 | $131,000 | $1,282,000 |
| Home Improvement | 346 | $36,700,000 | $106,000 | $755,000 | $118,000 | $650,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,300 | $3,110,140,000 | $275,000 | $5,205,000 | $121,000 | $6,360,000 |
| Not Provided | 2,208 | $713,260,000 | $323,000 | $4,005,000 | $129,000 | $2,672,000 |
| Hispanic | 1,854 | $534,760,000 | $288,000 | $1,505,000 | $96,000 | $907,000 |
| Black or African American | 1,324 | $399,740,000 | $301,000 | $1,675,000 | $98,000 | $1,202,000 |
| Asian | 772 | $286,620,000 | $371,000 | $1,985,000 | $141,000 | $1,277,000 |
| Not applicable | 125 | $35,615,000 | $284,000 | $4,805,000 | $90,000 | $90,000 |
| American Indian or Alaskan Native | 99 | $25,555,000 | $258,000 | $635,000 | $96,000 | $345,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $11,820,000 | $311,000 | $1,025,000 | $100,000 | $290,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,951 | $3,468,445,000 | $290,000 | $5,205,000 | $134,000 | $6,360,000 |
| FHA-insured (Federal Housing Administration) | 4,166 | $1,125,670,000 | $270,000 | $1,055,000 | $84,000 | $463,000 |
| VA-guaranteed (Veterans Administration) | 1,282 | $471,650,000 | $367,000 | $1,675,000 | $103,000 | $728,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 372 | $69,480,000 | $186,000 | $525,000 | $63,000 | $143,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,876 | $3,307,350,000 | $278,000 | $5,205,000 | $115,000 | $2,039,000 |
| Application Withdrawn By Applicant | 5,416 | $1,719,680,000 | $317,000 | $4,005,000 | $129,000 | $6,360,000 |
| Application Denied By Financial Institution | 405 | $87,535,000 | $216,000 | $1,985,000 | $86,000 | $662,000 |
| Loan Purchased By The Institution | 48 | $14,170,000 | $295,000 | $685,000 | $90,000 | $90,000 |
| Application Approved But Not Accepted | 26 | $6,510,000 | $250,000 | $975,000 | $99,000 | $546,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,366 | $5,047,710,000 | $290,000 | $5,205,000 | $119,000 | $6,360,000 |
| Debt-To-Income Ratio | 152 | $37,800,000 | $248,000 | $1,985,000 | $74,000 | $662,000 |
| Credit History | 145 | $24,445,000 | $168,000 | $835,000 | $87,000 | $520,000 |
| Collateral | 59 | $12,775,000 | $216,000 | $1,055,000 | $112,000 | $463,000 |
| Employment History | 20 | $6,320,000 | $316,000 | $975,000 | $81,000 | $288,000 |
| Other | 13 | $2,085,000 | $160,000 | $325,000 | $71,000 | $140,000 |
| Unverifiable Information | 9 | $2,805,000 | $311,000 | $635,000 | $125,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,110,000 | $185,000 | $305,000 | $48,000 | $83,000 |
| Credit Application Incomplete | 1 | $195,000 | $195,000 | $195,000 | $85,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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