Plains Commerce Bank Mortgage Lending & HMDA Data, 2021
In 2021, Plains Commerce Bank of Hoven, SD reported 28,455 mortgage applications totaling $7.6 billion, up 20% from 2020. The average application was for $267,199, and applicants reported an average income of $113,375. 74% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Sioux Falls, SD (3,530), Orlando-Kissimmee-Sanford, FL (1,180) and Baltimore-Columbia-Towson, MD (1,135) (applications in parentheses).
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Hoven, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 28,455 |
| Total Mortgage Loan Application Amount | $7,603,155,000 |
| Average Mortgage Loan Application Amount | $267,199 |
| Highest Mortgage Loan Application Amount | $5,285,000 |
| Average Applicant Income | $113,375 |
| Highest Applicant Income | $6,705,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plains Commerce Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 5,892 | $ 1,162,220,000 | $ 197,253 | $ 94,533 |
| Sioux Falls, SD | 3,530 | $ 837,420,000 | $ 237,229 | $ 97,000 |
| Orlando-Kissimmee-Sanford, FL | 1,180 | $ 342,330,000 | $ 290,110 | $ 113,000 |
| Baltimore-Columbia-Towson, MD | 1,135 | $ 359,835,000 | $ 317,035 | $ 131,000 |
| New York-Newark, NY | 1,072 | $ 362,620,000 | $ 338,264 | $ 141,418 |
| Omaha-Council Bluffs, NE-IA | 993 | $ 248,235,000 | $ 249,984 | $ 119,954 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 820 | $ 305,580,000 | $ 372,658 | $ 124,278 |
| Lakeland-Winter Haven, FL | 731 | $ 172,145,000 | $ 235,492 | $ 90,000 |
| Chicago-Naperville, IL | 665 | $ 181,125,000 | $ 272,368 | $ 111,000 |
| New York-Jersey City-White Plains, NY-NJ | 603 | $ 239,805,000 | $ 397,686 | $ 165,776 |
| Denver-Aurora-Lakewood, CO | 542 | $ 191,460,000 | $ 353,247 | $ 132,000 |
| Riverside-San Bernardino-Ontario, CA | 472 | $ 171,430,000 | $ 363,199 | $ 135,000 |
| Kansas City, MO-KS | 462 | $ 115,470,000 | $ 249,935 | $ 130,454 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 424 | $ 118,710,000 | $ 279,976 | $ 126,804 |
| Warren-Troy-Farmington Hills, MI | 410 | $ 123,040,000 | $ 300,097 | $ 131,000 |
| Albuquerque, NM | 373 | $ 92,495,000 | $ 247,975 | $ 94,000 |
| Newark, NJ-PA | 360 | $ 121,670,000 | $ 337,972 | $ 147,222 |
| Fayetteville-Springdale-Rogers, AR-MO | 356 | $ 95,990,000 | $ 269,634 | $ 136,000 |
| Palm Bay-Melbourne-Titusville, FL | 350 | $ 88,090,000 | $ 251,685 | $ 103,000 |
| Washington-Baltimore-Arlington, DC | 298 | $ 110,210,000 | $ 369,832 | $ 138,000 |
| Phoenix-Mesa-Scottsdale, AZ | 284 | $ 115,110,000 | $ 405,316 | $ 186,000 |
| St. Louis, MO-IL | 255 | $ 64,605,000 | $ 253,352 | $ 107,498 |
| Deltona-Daytona Beach-Ormond Beach, FL | 218 | $ 53,550,000 | $ 245,642 | $ 88,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 214 | $ 57,260,000 | $ 267,570 | $ 99,443 |
| Memphis, TN-MS-AR | 213 | $ 48,435,000 | $ 227,394 | $ 91,676 |
| Wichita, KS | 202 | $ 40,940,000 | $ 202,673 | $ 106,000 |
| Detroit-Dearborn-Livonia, MI | 186 | $ 56,130,000 | $ 301,774 | $ 125,000 |
| Tampa-St. Petersburg-Clearwater, FL | 183 | $ 50,825,000 | $ 277,732 | $ 110,000 |
| Salt Lake City, UT | 181 | $ 69,115,000 | $ 381,850 | $ 130,000 |
| Birmingham-Hoover, AL | 180 | $ 41,940,000 | $ 233,000 | $ 108,000 |
| Rapid City, SD | 180 | $ 47,460,000 | $ 263,666 | $ 97,000 |
| Savannah, GA | 171 | $ 42,295,000 | $ 247,339 | $ 94,000 |
| Provo-Orem, UT | 161 | $ 65,615,000 | $ 407,546 | $ 147,000 |
| Colorado Springs, CO | 140 | $ 44,680,000 | $ 319,142 | $ 115,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 136 | $ 40,120,000 | $ 295,000 | $ 133,000 |
| Mankato-North Mankato, MN | 135 | $ 27,045,000 | $ 200,333 | $ 86,000 |
| New Orleans-Metairie, LA | 133 | $ 34,915,000 | $ 262,518 | $ 118,000 |
| Ann Arbor, MI | 131 | $ 38,895,000 | $ 296,908 | $ 142,000 |
| Sioux City, IA-NE-SD | 118 | $ 23,020,000 | $ 195,084 | $ 87,474 |
| Toledo, OH | 115 | $ 17,165,000 | $ 149,260 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 113 | $ 30,475,000 | $ 269,690 | $ 114,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 108 | $ 43,330,000 | $ 401,203 | $ 120,000 |
| Montgomery County-Bucks County-Chester County, PA | 106 | $ 31,680,000 | $ 298,867 | $ 126,000 |
| Richmond, VA | 99 | $ 27,815,000 | $ 280,959 | $ 101,000 |
| Camden, NJ | 96 | $ 24,010,000 | $ 250,104 | $ 106,000 |
| Lincoln, NE | 78 | $ 18,230,000 | $ 233,717 | $ 113,000 |
| Gary, IN | 76 | $ 17,650,000 | $ 232,236 | $ 94,000 |
| Appleton, WI | 73 | $ 14,565,000 | $ 199,520 | $ 75,000 |
| Atlanta-Sandy Springs-Roswell, GA | 73 | $ 19,595,000 | $ 268,424 | $ 95,000 |
| Bismarck, ND | 73 | $ 19,655,000 | $ 269,246 | $ 88,000 |
| Jacksonville, FL | 70 | $ 20,010,000 | $ 285,857 | $ 123,000 |
| Seattle-Bellevue-Everett, WA | 70 | $ 27,070,000 | $ 386,714 | $ 132,000 |
| Lake Havasu City-Kingman, AZ | 68 | $ 16,930,000 | $ 248,970 | $ 116,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 65 | $ 15,225,000 | $ 234,230 | $ 95,015 |
| Philadelphia, PA | 65 | $ 14,725,000 | $ 226,538 | $ 135,000 |
| Rochester, MN | 63 | $ 13,055,000 | $ 207,222 | $ 109,000 |
| Wilmington, DE-MD-NJ | 63 | $ 15,595,000 | $ 247,539 | $ 93,777 |
| Des Moines-West Des Moines, IA | 60 | $ 15,550,000 | $ 259,166 | $ 118,000 |
| Greeley, CO | 58 | $ 19,570,000 | $ 337,413 | $ 107,000 |
| Fort Collins, CO | 57 | $ 18,235,000 | $ 319,912 | $ 134,000 |
| Boulder, CO | 56 | $ 29,180,000 | $ 521,071 | $ 194,000 |
| Cape Coral-Fort Myers, FL | 55 | $ 16,755,000 | $ 304,636 | $ 164,000 |
| Manhattan, KS | 55 | $ 8,405,000 | $ 152,818 | $ 89,000 |
| Urban Honolulu, HI | 52 | $ 27,820,000 | $ 535,000 | $ 123,000 |
| Elgin, IL | 51 | $ 12,275,000 | $ 240,686 | $ 97,000 |
| Lake Charles, LA | 51 | $ 13,665,000 | $ 267,941 | $ 128,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 49 | $ 14,375,000 | $ 293,367 | $ 111,000 |
| Salisbury, MD-DE | 46 | $ 12,580,000 | $ 273,478 | $ 164,000 |
| Fayetteville, NC | 43 | $ 5,615,000 | $ 130,581 | $ 121,000 |
| Los Angeles-Long Beach-Glendale, CA | 43 | $ 21,105,000 | $ 490,813 | $ 122,000 |
| North Port-Sarasota-Bradenton, FL | 43 | $ 12,265,000 | $ 285,232 | $ 145,000 |
| Casper, WY | 42 | $ 8,980,000 | $ 213,809 | $ 67,000 |
| Ogden-Clearfield, UT | 42 | $ 15,820,000 | $ 376,666 | $ 128,000 |
| California-Lexington Park, MD | 39 | $ 12,905,000 | $ 330,897 | $ 114,000 |
| Little Rock-North Little Rock-Conway, AR | 39 | $ 6,175,000 | $ 158,333 | $ 112,000 |
| Chambersburg-Waynesboro, PA | 38 | $ 7,750,000 | $ 203,947 | $ 67,000 |
| Grand Island, NE | 37 | $ 7,095,000 | $ 191,756 | $ 113,000 |
| Miami-Miami Beach-Kendall, FL | 37 | $ 12,395,000 | $ 335,000 | $ 217,000 |
| Port St. Lucie, FL | 37 | $ 10,025,000 | $ 270,945 | $ 98,000 |
| Springfield, MO | 36 | $ 6,770,000 | $ 188,055 | $ 87,000 |
| Trenton, NJ | 36 | $ 9,040,000 | $ 251,111 | $ 157,000 |
| Oshkosh-Neenah, WI | 34 | $ 5,370,000 | $ 157,941 | $ 74,000 |
| Hagerstown-Martinsburg, MD-WV | 33 | $ 7,745,000 | $ 234,696 | $ 94,666 |
| San Diego-Carlsbad, CA | 33 | $ 17,145,000 | $ 519,545 | $ 291,000 |
| Springfield, IL | 31 | $ 4,425,000 | $ 142,741 | $ 65,000 |
| Eau Claire, WI | 30 | $ 6,630,000 | $ 221,000 | $ 93,000 |
| Indianapolis-Carmel-Anderson, IN | 30 | $ 6,870,000 | $ 229,000 | $ 86,000 |
| Nassau County-Suffolk County, NY | 30 | $ 11,200,000 | $ 373,333 | $ 151,000 |
| Sebastian-Vero Beach, FL | 28 | $ 7,390,000 | $ 263,928 | $ 89,000 |
| Austin-Round Rock, TX | 26 | $ 11,790,000 | $ 453,461 | $ 160,000 |
| Ocala, FL | 26 | $ 5,880,000 | $ 226,153 | $ 100,000 |
| Santa Fe, NM | 26 | $ 8,360,000 | $ 321,538 | $ 86,000 |
| Charlotte-Concord-Gastonia, NC-SC | 25 | $ 5,095,000 | $ 203,800 | $ 126,360 |
| St. Cloud, MN | 25 | $ 6,945,000 | $ 277,800 | $ 122,000 |
| St. George, UT | 25 | $ 7,525,000 | $ 301,000 | $ 161,000 |
| Tacoma-Lakewood, WA | 25 | $ 9,755,000 | $ 390,200 | $ 124,000 |
| Wilmington, NC | 24 | $ 4,880,000 | $ 203,333 | $ 126,000 |
| Cleveland-Elyria, OH | 23 | $ 3,835,000 | $ 166,739 | $ 106,000 |
| Raleigh, NC | 23 | $ 7,055,000 | $ 306,739 | $ 150,000 |
| Naples-Immokalee-Marco Island, FL | 22 | $ 7,400,000 | $ 336,363 | $ 181,000 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 7,200,000 | $ 327,272 | $ 143,000 |
| Anaheim-Santa Ana-Irvine, CA | 21 | $ 10,475,000 | $ 498,809 | $ 163,000 |
| Cheyenne, WY | 21 | $ 6,575,000 | $ 313,095 | $ 117,000 |
| Dallas-Plano-Irving, TX | 21 | $ 6,615,000 | $ 315,000 | $ 127,000 |
| Gainesville, FL | 20 | $ 4,720,000 | $ 236,000 | $ 101,000 |
| Tulsa, OK | 20 | $ 7,010,000 | $ 350,500 | $ 196,000 |
| York-Hanover, PA | 20 | $ 5,400,000 | $ 270,000 | $ 116,000 |
| Fargo, ND-MN | 19 | $ 4,615,000 | $ 242,894 | $ 120,000 |
| Oakland-Hayward-Berkeley, CA | 19 | $ 9,265,000 | $ 487,631 | $ 153,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 19 | $ 9,505,000 | $ 500,263 | $ 403,000 |
| Stockton-Lodi, CA | 19 | $ 7,575,000 | $ 398,684 | $ 107,000 |
| Atlantic City-Hammonton, NJ | 18 | $ 4,160,000 | $ 231,111 | $ 113,000 |
| Pueblo, CO | 18 | $ 4,120,000 | $ 228,888 | $ 101,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 4,825,000 | $ 283,823 | $ 118,000 |
| Dover, DE | 17 | $ 4,405,000 | $ 259,117 | $ 92,000 |
| San Antonio-New Braunfels, TX | 17 | $ 4,385,000 | $ 257,941 | $ 170,000 |
| Worcester, MA-CT | 17 | $ 4,085,000 | $ 240,294 | $ 72,411 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 6,050,000 | $ 378,125 | $ 105,000 |
| Tucson, AZ | 16 | $ 4,610,000 | $ 288,125 | $ 108,000 |
| Fort Worth-Arlington, TX | 15 | $ 4,735,000 | $ 315,666 | $ 126,000 |
| Logan, UT-ID | 15 | $ 4,255,000 | $ 283,666 | $ 98,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 4,925,000 | $ 328,333 | $ 112,000 |
| Oklahoma City, OK | 15 | $ 3,285,000 | $ 219,000 | $ 106,000 |
| Lansing-East Lansing, MI | 14 | $ 3,440,000 | $ 245,714 | $ 133,000 |
| Rockford, IL | 14 | $ 1,940,000 | $ 138,571 | $ 79,000 |
| Hinesville, GA | 13 | $ 2,875,000 | $ 221,153 | $ 77,000 |
| Charleston-North Charleston, SC | 12 | $ 3,230,000 | $ 269,166 | $ 131,000 |
| Columbus, OH | 12 | $ 2,220,000 | $ 185,000 | $ 143,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 12 | $ 2,250,000 | $ 187,500 | $ 133,000 |
| Sebring, FL | 12 | $ 2,320,000 | $ 193,333 | $ 78,000 |
| The Villages, FL | 12 | $ 3,210,000 | $ 267,500 | $ 123,000 |
| Asheville, NC | 11 | $ 4,555,000 | $ 414,090 | $ 168,000 |
| Baton Rouge, LA | 11 | $ 2,715,000 | $ 246,818 | $ 116,000 |
| Ocean City, NJ | 11 | $ 3,045,000 | $ 276,818 | $ 152,000 |
| Pittsburgh, PA | 11 | $ 1,995,000 | $ 181,363 | $ 72,000 |
| Santa Rosa, CA | 11 | $ 5,135,000 | $ 466,818 | $ 129,000 |
| Akron, OH | 10 | $ 1,910,000 | $ 191,000 | $ 83,000 |
| Billings, MT | 10 | $ 3,090,000 | $ 309,000 | $ 91,000 |
| Duluth, MN-WI | 10 | $ 1,590,000 | $ 159,000 | $ 96,000 |
| Great Falls, MT | 10 | $ 2,480,000 | $ 248,000 | $ 90,000 |
| Green Bay, WI | 10 | $ 1,970,000 | $ 197,000 | $ 78,000 |
| Houston-The Woodlands-Sugar Land, TX | 10 | $ 3,340,000 | $ 334,000 | $ 143,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 6,240,000 | $ 624,000 | $ 634,000 |
| Sierra Vista-Douglas, AZ | 10 | $ 1,600,000 | $ 160,000 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 1,275,000 | $ 141,666 | $ 80,666 |
| Hammond, LA | 9 | $ 1,585,000 | $ 176,111 | $ 122,000 |
| Lafayette, LA | 9 | $ 2,075,000 | $ 230,555 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 1,745,000 | $ 193,888 | $ 62,000 |
| Punta Gorda, FL | 9 | $ 2,205,000 | $ 245,000 | $ 134,000 |
| Spokane-Spokane Valley, WA | 9 | $ 2,485,000 | $ 276,111 | $ 97,000 |
| Vallejo-Fairfield, CA | 9 | $ 4,405,000 | $ 489,444 | $ 126,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 1,030,000 | $ 128,750 | $ 185,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 8 | $ 1,180,000 | $ 147,500 | $ 91,000 |
| Durham-Chapel Hill, NC | 8 | $ 2,450,000 | $ 306,250 | $ 93,000 |
| Gettysburg, PA | 8 | $ 1,620,000 | $ 202,500 | $ 72,000 |
| Greensboro-High Point, NC | 8 | $ 1,430,000 | $ 178,750 | $ 99,000 |
| Harrisonburg, VA | 8 | $ 2,420,000 | $ 302,500 | $ 135,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,780,000 | $ 222,500 | $ 103,000 |
| Lawrence, KS | 8 | $ 1,820,000 | $ 227,500 | $ 88,000 |
| Topeka, KS | 8 | $ 1,370,000 | $ 171,250 | $ 66,000 |
| Albany-Schenectady-Troy, NY | 7 | $ 1,775,000 | $ 253,571 | $ 176,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,255,000 | $ 179,285 | $ 83,000 |
| Columbia, SC | 7 | $ 1,475,000 | $ 210,714 | $ 125,000 |
| East Stroudsburg, PA | 7 | $ 1,795,000 | $ 256,428 | $ 83,000 |
| Fresno, CA | 7 | $ 1,985,000 | $ 283,571 | $ 71,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,725,000 | $ 246,428 | $ 137,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,655,000 | $ 236,428 | $ 176,000 |
| Homosassa Springs, FL | 7 | $ 1,505,000 | $ 215,000 | $ 74,000 |
| Hot Springs, AR | 7 | $ 1,125,000 | $ 160,714 | $ 195,000 |
| Lancaster, PA | 7 | $ 1,775,000 | $ 253,571 | $ 72,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,775,000 | $ 253,571 | $ 174,857 |
| Olympia-Tumwater, WA | 7 | $ 3,105,000 | $ 443,571 | $ 139,000 |
| Boise City, ID | 6 | $ 2,290,000 | $ 381,666 | $ 162,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 1,690,000 | $ 281,666 | $ 130,000 |
| Cincinnati, OH-KY-IN | 6 | $ 1,420,000 | $ 236,666 | $ 114,166 |
| Huntsville, AL | 6 | $ 1,130,000 | $ 188,333 | $ 85,000 |
| Kahului-Wailuku-Lahaina, HI | 6 | $ 3,790,000 | $ 631,666 | $ 301,000 |
| Michigan City-La Porte, IN | 6 | $ 870,000 | $ 145,000 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,400,000 | $ 233,333 | $ 95,500 |
| Prescott Valley-Prescott, AZ | 6 | $ 1,980,000 | $ 330,000 | $ 89,000 |
| Winston-Salem, NC | 6 | $ 1,460,000 | $ 243,333 | $ 138,000 |
| Ames, IA | 5 | $ 1,005,000 | $ 201,000 | $ 74,000 |
| Bakersfield, CA | 5 | $ 1,065,000 | $ 213,000 | $ 94,000 |
| Charlottesville, VA | 5 | $ 1,715,000 | $ 343,000 | $ 80,000 |
| Clarksville, TN-KY | 5 | $ 865,000 | $ 173,000 | $ 89,800 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 755,000 | $ 151,000 | $ 77,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,255,000 | $ 251,000 | $ 96,000 |
| Knoxville, TN | 5 | $ 1,555,000 | $ 311,000 | $ 115,000 |
| Madison, WI | 5 | $ 1,515,000 | $ 303,000 | $ 88,000 |
| Merced, CA | 5 | $ 1,205,000 | $ 241,000 | $ 257,000 |
| Modesto, CA | 5 | $ 1,935,000 | $ 387,000 | $ 111,000 |
| Monroe, MI | 5 | $ 965,000 | $ 193,000 | $ 68,000 |
| Montgomery, AL | 5 | $ 1,165,000 | $ 233,000 | $ 217,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 1,745,000 | $ 349,000 | $ 141,200 |
| Providence-Warwick, RI-MA | 5 | $ 1,445,000 | $ 289,000 | $ 87,000 |
| Reading, PA | 5 | $ 735,000 | $ 147,000 | $ 70,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 2,965,000 | $ 593,000 | $ 188,000 |
| Staunton-Waynesboro, VA | 5 | $ 945,000 | $ 189,000 | $ 51,000 |
| Tallahassee, FL | 5 | $ 915,000 | $ 183,000 | $ 47,000 |
| Anchorage, AK | 4 | $ 770,000 | $ 192,500 | $ 87,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,630,000 | $ 407,500 | $ 154,000 |
| Columbus, GA-AL | 4 | $ 570,000 | $ 142,500 | $ 112,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 780,000 | $ 195,000 | $ 80,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 560,000 | $ 140,000 | $ 54,000 |
| El Paso, TX | 4 | $ 800,000 | $ 200,000 | $ 97,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,210,000 | $ 302,500 | $ 103,000 |
| Jacksonville, NC | 4 | $ 1,270,000 | $ 317,500 | $ 138,000 |
| Janesville-Beloit, WI | 4 | $ 720,000 | $ 180,000 | $ 104,000 |
| Jonesboro, AR | 4 | $ 850,000 | $ 212,500 | $ 89,000 |
| Joplin, MO | 4 | $ 1,010,000 | $ 252,500 | $ 71,000 |
| Killeen-Temple, TX | 4 | $ 620,000 | $ 155,000 | $ 99,000 |
| New Haven-Milford, CT | 4 | $ 1,290,000 | $ 322,500 | $ 94,000 |
| San Rafael, CA | 4 | $ 1,740,000 | $ 435,000 | $ 368,000 |
| Tuscaloosa, AL | 4 | $ 650,000 | $ 162,500 | $ 90,000 |
| Winchester, VA-WV | 4 | $ 1,310,000 | $ 327,500 | $ 79,000 |
| Yuba City, CA | 4 | $ 1,110,000 | $ 277,500 | $ 91,000 |
| Brunswick, GA | 3 | $ 545,000 | $ 181,666 | $ 100,000 |
| Corpus Christi, TX | 3 | $ 625,000 | $ 208,333 | $ 120,000 |
| Cumberland, MD-WV | 3 | $ 475,000 | $ 158,333 | $ 58,000 |
| Elkhart-Goshen, IN | 3 | $ 605,000 | $ 201,666 | $ 75,000 |
| Flint, MI | 3 | $ 715,000 | $ 238,333 | $ 83,000 |
| Fond Du Lac, WI | 3 | $ 575,000 | $ 191,666 | $ 85,000 |
| Fort Smith, AR-OK | 3 | $ 555,000 | $ 185,000 | $ 97,000 |
| Grand Junction, CO | 3 | $ 475,000 | $ 158,333 | $ 52,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 545,000 | $ 181,666 | $ 47,000 |
| Jackson, MI | 3 | $ 755,000 | $ 251,666 | $ 136,000 |
| Kingston, NY | 3 | $ 555,000 | $ 185,000 | $ 84,000 |
| Lexington-Fayette, KY | 3 | $ 815,000 | $ 271,666 | $ 76,000 |
| Lynchburg, VA | 3 | $ 345,000 | $ 115,000 | $ 93,000 |
| Missoula, MT | 3 | $ 715,000 | $ 238,333 | $ 96,000 |
| Peoria, IL | 3 | $ 555,000 | $ 185,000 | $ 104,000 |
| Racine, WI | 3 | $ 595,000 | $ 198,333 | $ 75,000 |
| Roanoke, VA | 3 | $ 685,000 | $ 228,333 | $ 75,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 1,945,000 | $ 648,333 | $ 331,000 |
| Shreveport-Bossier City, LA | 3 | $ 825,000 | $ 275,000 | $ 93,000 |
| St. Joseph, MO-KS | 3 | $ 445,000 | $ 148,333 | $ 64,000 |
| Terre Haute, IN | 3 | $ 345,000 | $ 115,000 | $ 90,000 |
| Visalia-Porterville, CA | 3 | $ 1,015,000 | $ 338,333 | $ 128,000 |
| Albany, OR | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 240,000 | $ 120,000 | $ 46,000 |
| Auburn-Opelika, AL | 2 | $ 550,000 | $ 275,000 | $ 122,000 |
| Bellingham, WA | 2 | $ 960,000 | $ 480,000 | $ 113,000 |
| Bend-Redmond, OR | 2 | $ 730,000 | $ 365,000 | $ 83,000 |
| Boston, MA | 2 | $ 770,000 | $ 385,000 | $ 101,000 |
| Brownsville-Harlingen, TX | 2 | $ 580,000 | $ 290,000 | $ 264,000 |
| Burlington, NC | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Burlington-South Burlington, VT | 2 | $ 460,000 | $ 230,000 | $ 56,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 610,000 | $ 305,000 | $ 31,000 |
| Cedar Rapids, IA | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Charleston, WV | 2 | $ 270,000 | $ 135,000 | $ 108,000 |
| Decatur, AL | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Farmington, NM | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Flagstaff, AZ | 2 | $ 960,000 | $ 480,000 | $ 221,000 |
| Gainesville, GA | 2 | $ 700,000 | $ 350,000 | $ 91,000 |
| Iowa City, IA | 2 | $ 370,000 | $ 185,000 | $ 39,000 |
| Jefferson City, MO | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 440,000 | $ 220,000 | $ 79,500 |
| Lebanon, PA | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Longview, WA | 2 | $ 880,000 | $ 440,000 | $ 107,000 |
| Manchester-Nashua, NH | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 430,000 | $ 215,000 | $ 132,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 580,000 | $ 290,000 | $ 125,000 |
| Niles-Benton Harbor, MI | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Panama City, FL | 2 | $ 630,000 | $ 315,000 | $ 69,000 |
| Saginaw, MI | 2 | $ 340,000 | $ 170,000 | $ 124,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| Sumter, SC | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Wausau, WI | 2 | $ 630,000 | $ 315,000 | $ 116,000 |
| Abilene, TX | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Alexandria, LA | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Amarillo, TX | 1 | $ 185,000 | $ 185,000 | $ 184,000 |
| Battle Creek, MI | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Bloomington, IL | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Bowling Green, KY | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Champaign-Urbana, IL | 1 | $ 95,000 | $ 95,000 | $ 189,000 |
| Chattanooga, TN-GA | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Chico, CA | 1 | $ 385,000 | $ 385,000 | $ 83,000 |
| Cleveland, TN | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Columbia, MO | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Columbus, IN | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Danville, IL | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Decatur, IL | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Dothan, AL | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Glens Falls, NY | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Goldsboro, NC | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Grand Forks, ND-MN | 1 | $ 355,000 | $ 355,000 | $ 97,000 |
| Grants Pass, OR | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Jackson, MS | 1 | $ 205,000 | $ 205,000 | $ 29,000 |
| Jackson, TN | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Johnson City, TN | 1 | $ 185,000 | $ 185,000 | $ 372,000 |
| Kankakee, IL | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Kennewick-Richland, WA | 1 | $ 185,000 | $ 185,000 | $ 29,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Lafayette-West Lafayette, IN | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| Lewiston-Auburn, ME | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Longview, TX | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Midland, MI | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| Monroe, LA | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Morgantown, WV | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Morristown, TN | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Muncie, IN | 1 | $ 545,000 | $ 545,000 | $ 584,000 |
| New Bern, NC | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Norwich-New London, CT | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Odessa, TX | 1 | $ 225,000 | $ 225,000 | $ 179,000 |
| Parkersburg-Vienna, WV | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Pine Bluff, AR | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Pocatello, ID | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Portland-South Portland, ME | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Redding, CA | 1 | $ 455,000 | $ 455,000 | $ 196,000 |
| Salem, OR | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Salinas, CA | 1 | $ 475,000 | $ 475,000 | $ 97,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 565,000 | $ 565,000 | $ 76,000 |
| Spartanburg, SC | 1 | $ 265,000 | $ 265,000 | $ 142,000 |
| Springfield, MA | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| State College, PA | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Syracuse, NY | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Twin Falls, ID | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Utica-Rome, NY | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Victoria, TX | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Vineland-Bridgeton, NJ | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Waco, TX | 1 | $ 205,000 | $ 205,000 | $ 31,000 |
| Walla Walla, WA | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Wenatchee, WA | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Williamsport, PA | 1 | $ 455,000 | $ 455,000 | $ 400,000 |
| Yakima, WA | 1 | $ 515,000 | $ 515,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,096 | $3,867,920,000 | $274,000 | $5,285,000 | $105,000 | $4,700,000 |
| Refinancing | 8,219 | $2,146,145,000 | $261,000 | $2,005,000 | $124,000 | $4,774,000 |
| Cash-out Refinancing | 5,439 | $1,440,245,000 | $264,000 | $3,105,000 | $117,000 | $6,705,000 |
| Other Purpose | 548 | $123,000,000 | $224,000 | $2,005,000 | $135,000 | $3,615,000 |
| Home Improvement | 153 | $25,845,000 | $168,000 | $545,000 | $108,000 | $563,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,601 | $5,045,865,000 | $257,000 | $3,105,000 | $115,000 | $6,705,000 |
| Not Provided | 2,876 | $810,050,000 | $281,000 | $2,005,000 | $118,000 | $1,800,000 |
| Hispanic | 2,329 | $619,265,000 | $265,000 | $1,125,000 | $87,000 | $1,204,000 |
| Asian | 2,102 | $676,120,000 | $321,000 | $1,505,000 | $129,000 | $924,000 |
| Black or African American | 1,268 | $369,200,000 | $291,000 | $1,645,000 | $95,000 | $701,000 |
| American Indian or Alaskan Native | 127 | $27,485,000 | $216,000 | $715,000 | $92,000 | $615,000 |
| Not applicable | 50 | $22,700,000 | $454,000 | $5,285,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 45 | $14,375,000 | $319,000 | $745,000 | $120,000 | $432,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,324 | $6,078,960,000 | $272,000 | $5,285,000 | $123,000 | $6,705,000 |
| FHA-insured (Federal Housing Administration) | 3,797 | $891,685,000 | $234,000 | $1,645,000 | $70,000 | $432,000 |
| VA-guaranteed (Veterans Administration) | 1,584 | $501,940,000 | $316,000 | $1,425,000 | $95,000 | $589,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 750 | $130,570,000 | $174,000 | $595,000 | $54,000 | $182,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,978 | $5,577,830,000 | $265,000 | $5,285,000 | $112,000 | $2,043,000 |
| Application Withdrawn By Applicant | 6,853 | $1,894,475,000 | $276,000 | $3,105,000 | $119,000 | $6,705,000 |
| Application Denied By Financial Institution | 598 | $122,620,000 | $205,000 | $1,005,000 | $79,000 | $4,700,000 |
| Application Approved But Not Accepted | 21 | $6,085,000 | $289,000 | $485,000 | $120,000 | $360,000 |
| Loan Purchased By The Institution | 4 | $1,930,000 | $482,000 | $675,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $215,000 | $215,000 | $215,000 | $81,000 | $81,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27,857 | $7,480,535,000 | $268,000 | $5,285,000 | $114,000 | $6,705,000 |
| Credit History | 311 | $59,635,000 | $191,000 | $1,005,000 | $95,000 | $4,700,000 |
| Debt-To-Income Ratio | 232 | $51,620,000 | $222,000 | $1,005,000 | $58,000 | $312,000 |
| Collateral | 28 | $5,690,000 | $203,000 | $505,000 | $73,000 | $155,000 |
| Other | 11 | $2,665,000 | $242,000 | $755,000 | $103,000 | $458,000 |
| Employment History | 8 | $1,280,000 | $160,000 | $265,000 | $44,000 | $70,000 |
| Unverifiable Information | 5 | $1,165,000 | $233,000 | $385,000 | $68,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $330,000 | $165,000 | $235,000 | $47,000 | $72,000 |
| Credit Application Incomplete | 1 | $235,000 | $235,000 | $235,000 | $74,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About