Plaza Home Mortgage, Inc Mortgage Lending & HMDA Data, 2010
In 2010, Plaza Home Mortgage, Inc of San Diego, CA reported 27,589 mortgage applications totaling $6.4 billion, down 37% from 2009. The average application was for $230,391, and applicants reported an average income of $82,752. 53% of its applications resulted in an originated loan and 18% were denied. Its largest markets were San Diego-Carlsbad-San Marcos, CA (1,905), Phoenix-Mesa-Glendale, AZ (1,208) and Portland-Vancouver-Hillsboro, OR-WA (1,168) (applications in parentheses).
| Mortgage Company & Address | Plaza Home Mortgage, Inc 5090 Shoreham Place, Suite #206 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,589 |
| Total Mortgage Loan Application Amount | $6,356,263,000 |
| Average Mortgage Loan Application Amount | $230,391 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $82,752 |
| Highest Applicant Income | $2,701,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plaza Home Mortgage, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego-Carlsbad-San Marcos, CA | 1,905 | $ 623,060,000 | $ 327,065 | $ 107,000 |
| Phoenix-Mesa-Glendale, AZ | 1,208 | $ 222,876,000 | $ 184,500 | $ 82,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,168 | $ 270,017,000 | $ 231,178 | $ 74,018 |
| Los Angeles-Long Beach-Glendale, CA | 1,040 | $ 345,506,000 | $ 332,217 | $ 114,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 976 | $ 230,292,000 | $ 235,954 | $ 80,000 |
| Riverside-San Bernardino-Ontario, CA | 795 | $ 172,962,000 | $ 217,562 | $ 79,000 |
| Chicago-Joliet-Naperville, IL | 784 | $ 159,546,000 | $ 203,502 | $ 77,000 |
| Denver-Aurora-Broomfield, CO | 690 | $ 141,952,000 | $ 205,727 | $ 74,000 |
| Dallas-Plano-Irving, TX | 631 | $ 112,703,000 | $ 178,610 | $ 82,000 |
| Seattle-Bellevue-Everett, WA | 601 | $ 171,248,000 | $ 284,938 | $ 91,000 |
| Santa Ana-Anaheim-Irvine, CA | 530 | $ 194,162,000 | $ 366,343 | $ 125,000 |
| Edison-New Brunswick, NJ | 502 | $ 135,791,000 | $ 270,500 | $ 94,000 |
| Albuquerque, NM | 426 | $ 77,729,000 | $ 182,462 | $ 73,000 |
| Salt Lake City, UT | 402 | $ 95,213,000 | $ 236,848 | $ 76,000 |
| Boston-Quincy, MA | 374 | $ 103,607,000 | $ 277,024 | $ 94,000 |
| Providence-New Bedford-Fall River, RI-MA | 361 | $ 80,741,000 | $ 223,659 | $ 81,872 |
| Houston-Sugar Land-Baytown, TX | 358 | $ 54,984,000 | $ 153,586 | $ 72,000 |
| Atlanta-Sandy Springs-Marietta, GA | 342 | $ 54,376,000 | $ 158,994 | $ 56,000 |
| Honolulu, HI | 327 | $ 130,383,000 | $ 398,724 | $ 94,000 |
| Oakland-Fremont-Hayward, CA | 308 | $ 100,724,000 | $ 327,025 | $ 109,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 299 | $ 98,146,000 | $ 328,247 | $ 110,973 |
| Indianapolis-Carmel, IN | 288 | $ 44,024,000 | $ 152,861 | $ 64,000 |
| Eugene-Springfield, OR | 285 | $ 57,760,000 | $ 202,666 | $ 69,000 |
| New York-White Plains-Wayne, NY-NJ | 273 | $ 81,435,000 | $ 298,296 | $ 97,739 |
| Peabody, MA | 270 | $ 71,496,000 | $ 264,800 | $ 88,000 |
| Cambridge-Newton-Framingham, MA | 267 | $ 75,928,000 | $ 284,374 | $ 93,000 |
| Tacoma, WA | 254 | $ 59,209,000 | $ 233,106 | $ 70,000 |
| Baltimore-Towson, MD | 245 | $ 65,399,000 | $ 266,934 | $ 87,000 |
| Vallejo-Fairfield, CA | 239 | $ 51,897,000 | $ 217,142 | $ 68,000 |
| Newark-Union, NJ-PA | 238 | $ 67,405,000 | $ 283,214 | $ 104,756 |
| Fresno, CA | 227 | $ 40,264,000 | $ 177,374 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 224 | $ 36,343,000 | $ 162,245 | $ 70,000 |
| Hartford-West Hartford-East Hartford, CT | 203 | $ 43,404,000 | $ 213,812 | $ 83,000 |
| Salem, OR | 200 | $ 35,852,000 | $ 179,260 | $ 69,000 |
| Orlando-Kissimmee-Sanford, FL | 198 | $ 33,443,000 | $ 168,904 | $ 71,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 194 | $ 34,182,000 | $ 176,195 | $ 80,000 |
| Bakersfield-Delano, CA | 191 | $ 33,723,000 | $ 176,560 | $ 66,000 |
| Fort Worth-Arlington, TX | 185 | $ 27,866,000 | $ 150,627 | $ 58,000 |
| Bridgeport-Stamford-Norwalk, CT | 178 | $ 49,469,000 | $ 277,915 | $ 100,000 |
| Philadelphia, PA | 172 | $ 39,312,000 | $ 228,558 | $ 90,000 |
| Colorado Springs, CO | 168 | $ 33,815,000 | $ 201,279 | $ 69,000 |
| Kansas City, MO-KS | 162 | $ 25,498,000 | $ 157,395 | $ 65,172 |
| New Haven-Milford, CT | 161 | $ 33,019,000 | $ 205,086 | $ 83,000 |
| Worcester, MA | 152 | $ 32,014,000 | $ 210,618 | $ 77,000 |
| St. Louis, MO-IL | 141 | $ 24,027,000 | $ 170,404 | $ 80,617 |
| Miami-Miami Beach-Kendall, FL | 140 | $ 23,844,000 | $ 170,314 | $ 80,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 138 | $ 59,838,000 | $ 433,608 | $ 138,000 |
| Chico, CA | 133 | $ 28,120,000 | $ 211,428 | $ 75,000 |
| Spokane, WA | 133 | $ 24,900,000 | $ 187,218 | $ 79,000 |
| Ogden-Clearfield, UT | 131 | $ 26,809,000 | $ 204,648 | $ 57,000 |
| San Luis Obispo-Paso Robles, CA | 131 | $ 41,715,000 | $ 318,435 | $ 100,000 |
| Austin-Round Rock-San Marcos, TX | 129 | $ 24,172,000 | $ 187,379 | $ 77,000 |
| Redding, CA | 129 | $ 24,613,000 | $ 190,798 | $ 72,000 |
| Stockton, CA | 129 | $ 25,730,000 | $ 199,457 | $ 62,000 |
| San Antonio-New Braunfels, TX | 128 | $ 21,523,000 | $ 168,148 | $ 49,000 |
| Bethesda-Rockville-Frederick, MD | 123 | $ 44,478,000 | $ 361,609 | $ 132,000 |
| Portland-South Portland-Biddeford, ME | 121 | $ 25,858,000 | $ 213,702 | $ 94,000 |
| Jacksonville, FL | 120 | $ 20,475,000 | $ 170,625 | $ 69,000 |
| Olympia, WA | 112 | $ 25,149,000 | $ 224,544 | $ 65,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 106 | $ 35,835,000 | $ 338,066 | $ 105,000 |
| San Francisco-San Mateo-Redwood City, CA | 101 | $ 45,772,000 | $ 453,188 | $ 163,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 99 | $ 18,544,000 | $ 187,313 | $ 71,111 |
| Kennewick-Pasco-Richland, WA | 97 | $ 17,707,000 | $ 182,546 | $ 79,000 |
| Oklahoma City, OK | 97 | $ 15,459,000 | $ 159,371 | $ 63,000 |
| Gary, IN | 96 | $ 14,710,000 | $ 153,229 | $ 63,000 |
| Provo-Orem, UT | 95 | $ 20,549,000 | $ 216,305 | $ 60,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 95 | $ 19,598,000 | $ 206,294 | $ 59,000 |
| Tucson, AZ | 92 | $ 16,664,000 | $ 181,130 | $ 62,000 |
| McAllen-Edinburg-Mission, TX | 83 | $ 10,835,000 | $ 130,542 | $ 62,000 |
| Yuba City, CA | 83 | $ 13,621,000 | $ 164,108 | $ 52,000 |
| Omaha-Council Bluffs, NE-IA | 82 | $ 12,018,000 | $ 146,560 | $ 80,317 |
| Santa Barbara-Santa Maria-Goleta, CA | 82 | $ 21,980,000 | $ 268,048 | $ 81,000 |
| Las Vegas-Paradise, NV | 79 | $ 15,436,000 | $ 195,392 | $ 60,000 |
| Lake County-Kenosha County, IL-WI | 77 | $ 16,828,000 | $ 218,545 | $ 86,051 |
| Medford, OR | 75 | $ 13,022,000 | $ 173,626 | $ 52,000 |
| Killeen-Temple-Fort Hood, TX | 73 | $ 13,165,000 | $ 180,342 | $ 20,000 |
| Rockingham County-Strafford County, NH | 71 | $ 16,600,000 | $ 233,802 | $ 82,000 |
| Prescott, AZ | 67 | $ 10,047,000 | $ 149,955 | $ 69,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 67 | $ 12,439,000 | $ 185,656 | $ 83,000 |
| Bend, OR | 66 | $ 13,303,000 | $ 201,560 | $ 88,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 63 | $ 9,289,000 | $ 147,444 | $ 67,000 |
| Wenatchee-East Wenatchee, WA | 62 | $ 12,735,000 | $ 205,403 | $ 79,000 |
| Madera-Chowchilla, CA | 61 | $ 8,099,000 | $ 132,770 | $ 44,000 |
| El Paso, TX | 60 | $ 9,066,000 | $ 151,100 | $ 64,000 |
| Modesto, CA | 60 | $ 8,644,000 | $ 144,066 | $ 52,000 |
| Richmond, VA | 58 | $ 13,784,000 | $ 237,655 | $ 77,000 |
| Manchester-Nashua, NH | 57 | $ 11,998,000 | $ 210,491 | $ 73,000 |
| Barnstable Town, MA | 56 | $ 14,819,000 | $ 264,625 | $ 106,000 |
| Greeley, CO | 51 | $ 8,827,000 | $ 173,078 | $ 78,000 |
| Santa Rosa-Petaluma, CA | 51 | $ 15,851,000 | $ 310,803 | $ 95,000 |
| Cape Coral-Fort Myers, FL | 48 | $ 6,804,000 | $ 141,750 | $ 69,000 |
| Camden, NJ | 47 | $ 9,388,000 | $ 199,744 | $ 73,000 |
| Louisville-Jefferson County, KY-IN | 47 | $ 8,845,000 | $ 188,191 | $ 70,765 |
| Deltona-Daytona Beach-Ormond Beach, FL | 46 | $ 6,000,000 | $ 130,434 | $ 60,000 |
| Burlington-South Burlington, VT | 44 | $ 9,350,000 | $ 212,500 | $ 79,000 |
| Boulder, CO | 43 | $ 11,028,000 | $ 256,465 | $ 91,000 |
| Boise City-Nampa, ID | 41 | $ 7,129,000 | $ 173,878 | $ 36,000 |
| Lakeland-Winter Haven, FL | 40 | $ 5,059,000 | $ 126,475 | $ 64,000 |
| Waco, TX | 36 | $ 5,653,000 | $ 157,027 | $ 65,000 |
| Fort Collins-Loveland, CO | 35 | $ 7,512,000 | $ 214,628 | $ 81,000 |
| Wichita, KS | 35 | $ 4,302,000 | $ 122,914 | $ 52,000 |
| Merced, CA | 34 | $ 4,466,000 | $ 131,352 | $ 56,000 |
| North Port-Bradenton-Sarasota, FL | 34 | $ 6,261,000 | $ 184,147 | $ 86,000 |
| Salinas, CA | 34 | $ 8,757,000 | $ 257,558 | $ 69,000 |
| Visalia-Porterville, CA | 33 | $ 6,481,000 | $ 196,393 | $ 64,000 |
| Warren-Troy-Farmington Hills, MI | 33 | $ 3,956,000 | $ 119,878 | $ 49,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 32 | $ 7,214,000 | $ 225,437 | $ 88,718 |
| Springfield, MA | 30 | $ 5,492,000 | $ 183,066 | $ 62,000 |
| Coeur D'Alene, ID | 29 | $ 5,200,000 | $ 179,310 | $ 63,000 |
| Corpus Christi, TX | 29 | $ 4,078,000 | $ 140,620 | $ 67,000 |
| Ocala, FL | 29 | $ 3,361,000 | $ 115,896 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 29 | $ 5,861,000 | $ 202,103 | $ 96,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 28 | $ 4,469,000 | $ 159,607 | $ 47,607 |
| El Centro, CA | 28 | $ 4,044,000 | $ 144,428 | $ 58,000 |
| Hanford-Corcoran, CA | 28 | $ 4,293,000 | $ 153,321 | $ 49,000 |
| Harrisburg-Carlisle, PA | 28 | $ 4,913,000 | $ 175,464 | $ 56,000 |
| Norwich-New London, CT | 28 | $ 5,624,000 | $ 200,857 | $ 76,000 |
| Bellingham, WA | 27 | $ 6,005,000 | $ 222,407 | $ 63,000 |
| Birmingham-Hoover, AL | 27 | $ 3,899,000 | $ 144,407 | $ 56,000 |
| Bremerton-Silverdale, WA | 27 | $ 5,983,000 | $ 221,592 | $ 66,000 |
| Flagstaff, AZ | 27 | $ 6,818,000 | $ 252,518 | $ 101,000 |
| Tulsa, OK | 26 | $ 3,198,000 | $ 123,000 | $ 55,000 |
| Kokomo, IN | 25 | $ 2,169,000 | $ 86,760 | $ 33,000 |
| Corvallis, OR | 24 | $ 5,331,000 | $ 222,125 | $ 87,000 |
| Longview, WA | 24 | $ 4,237,000 | $ 176,541 | $ 38,000 |
| Knoxville, TN | 22 | $ 4,007,000 | $ 182,136 | $ 73,000 |
| Milwaukee-Waukesha-West Allis, WI | 22 | $ 4,235,000 | $ 192,500 | $ 71,000 |
| Pocatello, ID | 22 | $ 2,984,000 | $ 135,636 | $ 88,000 |
| Reno-Sparks, NV | 22 | $ 4,672,000 | $ 212,363 | $ 111,000 |
| Laredo, TX | 21 | $ 2,339,000 | $ 111,380 | $ 43,000 |
| Nassau-Suffolk, NY | 21 | $ 5,926,000 | $ 282,190 | $ 90,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 3,421,000 | $ 162,904 | $ 78,000 |
| Cleveland-Elyria-Mentor, OH | 20 | $ 2,616,000 | $ 130,800 | $ 60,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 20 | $ 4,299,000 | $ 214,950 | $ 78,000 |
| Santa Fe, NM | 20 | $ 4,893,000 | $ 244,650 | $ 87,000 |
| Tallahassee, FL | 20 | $ 3,611,000 | $ 180,550 | $ 93,000 |
| Palm Coast, FL | 19 | $ 3,629,000 | $ 191,000 | $ 82,000 |
| Fort Wayne, IN | 18 | $ 1,983,000 | $ 110,166 | $ 61,000 |
| Topeka, KS | 18 | $ 2,648,000 | $ 147,111 | $ 53,000 |
| Napa, CA | 17 | $ 5,433,000 | $ 319,588 | $ 137,000 |
| Port St. Lucie, FL | 17 | $ 2,379,000 | $ 139,941 | $ 75,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 5,130,000 | $ 301,764 | $ 115,000 |
| Sherman-Denison, TX | 16 | $ 1,839,000 | $ 114,937 | $ 54,000 |
| Greensboro-High Point, NC | 15 | $ 2,115,000 | $ 141,000 | $ 48,000 |
| Little Rock-North Little Rock-Conway, AR | 15 | $ 2,801,000 | $ 186,733 | $ 46,000 |
| St. George, UT | 15 | $ 3,288,000 | $ 219,200 | $ 87,000 |
| Wilmington, DE-MD-NJ | 15 | $ 3,343,000 | $ 222,866 | $ 64,000 |
| Beaumont-Port Arthur, TX | 14 | $ 1,962,000 | $ 140,142 | $ 69,000 |
| Charleston-North Charleston-Summerville, SC | 14 | $ 2,419,000 | $ 172,785 | $ 77,000 |
| Des Moines-West Des Moines, IA | 14 | $ 2,322,000 | $ 165,857 | $ 62,000 |
| Elizabethtown, KY | 14 | $ 2,213,000 | $ 158,071 | $ 48,000 |
| Lynchburg, VA | 14 | $ 2,404,000 | $ 171,714 | $ 59,000 |
| Naples-Marco Island, FL | 14 | $ 2,616,000 | $ 186,857 | $ 85,000 |
| Pittsburgh, PA | 14 | $ 1,926,000 | $ 137,571 | $ 69,000 |
| Bangor, ME | 13 | $ 1,815,000 | $ 139,615 | $ 86,000 |
| Columbus, OH | 13 | $ 1,403,000 | $ 107,923 | $ 46,000 |
| Lewiston-Auburn, ME | 13 | $ 2,129,000 | $ 163,769 | $ 75,000 |
| South Bend-Mishawaka, IN-MI | 13 | $ 1,537,000 | $ 118,230 | $ 55,615 |
| Trenton-Ewing, NJ | 13 | $ 2,635,000 | $ 202,692 | $ 98,000 |
| Brownsville-Harlingen, TX | 12 | $ 1,750,000 | $ 145,833 | $ 58,000 |
| Columbia, MO | 12 | $ 1,950,000 | $ 162,500 | $ 75,000 |
| Greenville-Mauldin-Easley, SC | 12 | $ 1,500,000 | $ 125,000 | $ 52,000 |
| York-Hanover, PA | 12 | $ 2,091,000 | $ 174,250 | $ 69,000 |
| Atlantic City-Hammonton, NJ | 11 | $ 3,121,000 | $ 283,727 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 11 | $ 1,531,000 | $ 139,181 | $ 50,818 |
| Gainesville, FL | 11 | $ 1,638,000 | $ 148,909 | $ 68,000 |
| Grand Junction, CO | 11 | $ 2,041,000 | $ 185,545 | $ 63,000 |
| Logan, UT-ID | 11 | $ 1,764,000 | $ 160,363 | $ 75,727 |
| Mount Vernon-Anacortes, WA | 11 | $ 2,767,000 | $ 251,545 | $ 89,000 |
| Pueblo, CO | 11 | $ 1,934,000 | $ 175,818 | $ 65,000 |
| Anchorage, AK | 10 | $ 2,261,000 | $ 226,100 | $ 76,000 |
| Canton-Massillon, OH | 10 | $ 813,000 | $ 81,300 | $ 43,000 |
| Columbia, SC | 10 | $ 1,757,000 | $ 175,700 | $ 62,000 |
| Lake Havasu City-Kingman, AZ | 10 | $ 1,873,000 | $ 187,300 | $ 98,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 10 | $ 2,518,000 | $ 251,800 | $ 99,000 |
| Punta Gorda, FL | 10 | $ 1,496,000 | $ 149,600 | $ 78,000 |
| Raleigh-Cary, NC | 10 | $ 2,000,000 | $ 200,000 | $ 61,000 |
| Roanoke, VA | 10 | $ 1,723,000 | $ 172,300 | $ 69,000 |
| Rockford, IL | 10 | $ 1,438,000 | $ 143,800 | $ 40,000 |
| Yakima, WA | 10 | $ 2,130,000 | $ 213,000 | $ 98,000 |
| Idaho Falls, ID | 9 | $ 1,534,000 | $ 170,444 | $ 79,000 |
| Michigan City-La Porte, IN | 9 | $ 1,022,000 | $ 113,555 | $ 52,000 |
| Owensboro, KY | 9 | $ 906,000 | $ 100,666 | $ 48,000 |
| Peoria, IL | 9 | $ 1,529,000 | $ 169,888 | $ 75,000 |
| Springfield, MO | 9 | $ 1,361,000 | $ 151,222 | $ 52,000 |
| Akron, OH | 8 | $ 1,168,000 | $ 146,000 | $ 40,000 |
| Chattanooga, TN-GA | 8 | $ 885,000 | $ 110,625 | $ 57,750 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 709,000 | $ 88,625 | $ 36,000 |
| Dover, DE | 8 | $ 1,693,000 | $ 211,625 | $ 57,000 |
| Evansville, IN-KY | 8 | $ 771,000 | $ 96,375 | $ 44,000 |
| Lexington-Fayette, KY | 8 | $ 948,000 | $ 118,500 | $ 51,000 |
| Muncie, IN | 8 | $ 700,000 | $ 87,500 | $ 39,000 |
| Savannah, GA | 8 | $ 2,401,000 | $ 300,125 | $ 76,000 |
| Spartanburg, SC | 8 | $ 998,000 | $ 124,750 | $ 65,000 |
| Bloomington, IN | 7 | $ 872,000 | $ 124,571 | $ 60,000 |
| College Station-Bryan, TX | 7 | $ 973,000 | $ 139,000 | $ 72,000 |
| Fort Smith, AR-OK | 7 | $ 941,000 | $ 134,428 | $ 53,428 |
| Grand Rapids-Wyoming, MI | 7 | $ 958,000 | $ 136,857 | $ 54,000 |
| Green Bay, WI | 7 | $ 1,301,000 | $ 185,857 | $ 64,000 |
| Las Cruces, NM | 7 | $ 1,115,000 | $ 159,285 | $ 64,000 |
| Mobile, AL | 7 | $ 889,000 | $ 127,000 | $ 68,000 |
| Abilene, TX | 6 | $ 757,000 | $ 126,166 | $ 55,000 |
| Anderson, IN | 6 | $ 433,000 | $ 72,166 | $ 65,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 1,119,000 | $ 186,500 | $ 56,000 |
| Billings, MT | 6 | $ 984,000 | $ 164,000 | $ 69,000 |
| Kankakee-Bradley, IL | 6 | $ 981,000 | $ 163,500 | $ 71,000 |
| Lawrence, KS | 6 | $ 906,000 | $ 151,000 | $ 56,000 |
| Memphis, TN-MS-AR | 6 | $ 956,000 | $ 159,333 | $ 65,000 |
| Sebastian-Vero Beach, FL | 6 | $ 865,000 | $ 144,166 | $ 89,000 |
| St. Joseph, MO-KS | 6 | $ 711,000 | $ 118,500 | $ 50,000 |
| Terre Haute, IN | 6 | $ 933,000 | $ 155,500 | $ 58,000 |
| Tuscaloosa, AL | 6 | $ 1,095,000 | $ 182,500 | $ 72,000 |
| Tyler, TX | 6 | $ 599,000 | $ 99,833 | $ 23,000 |
| Wichita Falls, TX | 6 | $ 1,005,000 | $ 167,500 | $ 31,000 |
| Carson City, NV | 5 | $ 1,085,000 | $ 217,000 | $ 60,000 |
| Cleveland, TN | 5 | $ 1,008,000 | $ 201,600 | $ 70,000 |
| Elkhart-Goshen, IN | 5 | $ 861,000 | $ 172,200 | $ 34,000 |
| Hinesville-Fort Stewart, GA | 5 | $ 603,000 | $ 120,600 | $ 45,000 |
| Lincoln, NE | 5 | $ 484,000 | $ 96,800 | $ 64,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 5 | $ 955,000 | $ 191,000 | $ 73,000 |
| Salisbury, MD | 5 | $ 827,000 | $ 165,400 | $ 42,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 958,000 | $ 191,600 | $ 48,000 |
| Yuma, AZ | 5 | $ 947,000 | $ 189,400 | $ 39,000 |
| Bloomington-Normal, IL | 4 | $ 1,015,000 | $ 253,750 | $ 108,000 |
| Cape Girardeau-Jackson, MO-IL | 4 | $ 311,000 | $ 77,750 | $ 37,000 |
| Columbus, GA-AL | 4 | $ 603,000 | $ 150,750 | $ 24,000 |
| Fayetteville, NC | 4 | $ 648,000 | $ 162,000 | $ 24,000 |
| Holland-Grand Haven, MI | 4 | $ 725,000 | $ 181,250 | $ 26,000 |
| Jefferson City, MO | 4 | $ 405,000 | $ 101,250 | $ 63,000 |
| Lancaster, PA | 4 | $ 467,000 | $ 116,750 | $ 62,000 |
| Ocean City, NJ | 4 | $ 1,171,000 | $ 292,750 | $ 186,000 |
| Rapid City, SD | 4 | $ 892,000 | $ 223,000 | $ 67,000 |
| Wilmington, NC | 4 | $ 1,232,000 | $ 308,000 | $ 107,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 673,000 | $ 168,250 | $ 60,000 |
| Amarillo, TX | 3 | $ 1,321,000 | $ 440,333 | $ 176,000 |
| Asheville, NC | 3 | $ 406,000 | $ 135,333 | $ 49,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 579,000 | $ 193,000 | $ 57,000 |
| Champaign-Urbana, IL | 3 | $ 505,000 | $ 168,333 | $ 57,000 |
| Dayton, OH | 3 | $ 300,000 | $ 100,000 | $ 4,000 |
| Decatur, AL | 3 | $ 488,000 | $ 162,666 | $ 70,000 |
| Duluth, MN-WI | 3 | $ 769,000 | $ 256,333 | $ 77,000 |
| Gainesville, GA | 3 | $ 436,000 | $ 145,333 | $ 74,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 645,000 | $ 215,000 | $ 93,000 |
| Hot Springs, AR | 3 | $ 385,000 | $ 128,333 | $ 40,000 |
| Jacksonville, NC | 3 | $ 531,000 | $ 177,000 | $ 29,000 |
| Jonesboro, AR | 3 | $ 448,000 | $ 149,333 | $ 61,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 559,000 | $ 186,333 | $ 12,000 |
| Lafayette, IN | 3 | $ 416,000 | $ 138,666 | $ 66,000 |
| Macon, GA | 3 | $ 690,000 | $ 230,000 | $ 81,000 |
| Madison, WI | 3 | $ 531,000 | $ 177,000 | $ 68,000 |
| Midland, TX | 3 | $ 535,000 | $ 178,333 | $ 91,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 3 | $ 313,000 | $ 104,333 | $ 43,000 |
| Odessa, TX | 3 | $ 470,000 | $ 156,666 | $ 75,000 |
| Reading, PA | 3 | $ 490,000 | $ 163,333 | $ 43,000 |
| Winchester, VA-WV | 3 | $ 1,083,000 | $ 361,000 | $ 119,000 |
| Winston-Salem, NC | 3 | $ 438,000 | $ 146,000 | $ 28,000 |
| Altoona, PA | 2 | $ 334,000 | $ 167,000 | $ 66,000 |
| Ann Arbor, MI | 2 | $ 453,000 | $ 226,500 | $ 146,000 |
| Appleton, WI | 2 | $ 369,000 | $ 184,500 | $ 69,000 |
| Brunswick, GA | 2 | $ 604,000 | $ 302,000 | $ 130,000 |
| Columbus, IN | 2 | $ 246,000 | $ 123,000 | $ 45,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 308,000 | $ 154,000 | $ 35,000 |
| Durham-Chapel Hill, NC | 2 | $ 228,000 | $ 114,000 | $ 53,000 |
| Eau Claire, WI | 2 | $ 306,000 | $ 153,000 | $ 43,000 |
| Harrisonburg, VA | 2 | $ 454,000 | $ 227,000 | $ 81,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 307,000 | $ 153,500 | $ 44,000 |
| Iowa City, IA | 2 | $ 433,000 | $ 216,500 | $ 78,000 |
| Janesville, WI | 2 | $ 253,000 | $ 126,500 | $ 69,000 |
| Joplin, MO | 2 | $ 199,000 | $ 99,500 | $ 63,000 |
| Lawton, OK | 2 | $ 241,000 | $ 120,500 | $ 37,000 |
| Lebanon, PA | 2 | $ 281,000 | $ 140,500 | $ 53,000 |
| Montgomery, AL | 2 | $ 433,000 | $ 216,500 | $ 0 |
| Pine Bluff, AR | 2 | $ 183,000 | $ 91,500 | $ 40,000 |
| Rome, GA | 2 | $ 408,000 | $ 204,000 | $ 82,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 372,000 | $ 186,000 | $ 32,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 230,000 | $ 115,000 | $ 31,000 |
| Warner Robins, GA | 2 | $ 382,000 | $ 191,000 | $ 59,000 |
| Auburn-Opelika, AL | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Battle Creek, MI | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Bismarck, ND | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Bowling Green, KY | 1 | $ 249,000 | $ 249,000 | $ 69,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 225,000 | $ 225,000 | $ 370,000 |
| Burlington, NC | 1 | $ 186,000 | $ 186,000 | $ 49,000 |
| Cedar Rapids, IA | 1 | $ 133,000 | $ 133,000 | $ 85,000 |
| Charlottesville, VA | 1 | $ 359,000 | $ 359,000 | $ 47,000 |
| Clarksville, TN-KY | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Cumberland, MD-WV | 1 | $ 177,000 | $ 177,000 | $ 47,000 |
| Dalton, GA | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Danville, VA | 1 | $ 115,000 | $ 115,000 | $ 10,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Dothan, AL | 1 | $ 112,000 | $ 112,000 | $ 23,000 |
| Fargo, ND-MN | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| Farmington, NM | 1 | $ 240,000 | $ 240,000 | $ 47,000 |
| Florence-Muscle Shoals, AL | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Huntsville, AL | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| Jackson, TN | 1 | $ 270,000 | $ 270,000 | $ 372,000 |
| Kalamazoo-Portage, MI | 1 | $ 189,000 | $ 189,000 | $ 149,000 |
| Kingston, NY | 1 | $ 362,000 | $ 362,000 | $ 132,000 |
| Lansing-East Lansing, MI | 1 | $ 68,000 | $ 68,000 | $ 108,000 |
| Longview, TX | 1 | $ 174,000 | $ 174,000 | $ 75,000 |
| Lubbock, TX | 1 | $ 148,000 | $ 148,000 | $ 67,000 |
| Mankato-North Mankato, MN | 1 | $ 56,000 | $ 56,000 | $ 23,000 |
| Morristown, TN | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Oshkosh-Neenah, WI | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Racine, WI | 1 | $ 143,000 | $ 143,000 | $ 30,000 |
| Rochester, MN | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Rocky Mount, NC | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 186,000 | $ 186,000 | $ 44,000 |
| San Angelo, TX | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Sandusky, OH | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Sioux Falls, SD | 1 | $ 144,000 | $ 144,000 | $ 35,000 |
| Springfield, IL | 1 | $ 240,000 | $ 240,000 | $ 196,000 |
| St. Cloud, MN | 1 | $ 162,000 | $ 162,000 | $ 52,000 |
| Sumter, SC | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Toledo, OH | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Victoria, TX | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 191,000 | $ 191,000 | $ 69,000 |
| Wausau, WI | 1 | $ 224,000 | $ 224,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Plaza Home Mortgage, Inc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,008 | $3,624,047,000 | $258,000 | $1,950,000 | $91,000 | $2,700,000 |
| Home Purchase | 13,414 | $2,696,324,000 | $201,000 | $999,000 | $74,000 | $2,701,000 |
| Home Improvement | 167 | $35,892,000 | $214,000 | $531,000 | $94,000 | $314,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,290 | $4,531,056,000 | $234,000 | $1,950,000 | $87,000 | $2,701,000 |
| Hispanic | 3,579 | $679,906,000 | $189,000 | $1,230,000 | $59,000 | $544,000 |
| Asian | 1,862 | $522,679,000 | $280,000 | $812,000 | $99,000 | $742,000 |
| Black or African American | 1,683 | $320,431,000 | $190,000 | $771,000 | $59,000 | $792,000 |
| Not Provided | 893 | $230,601,000 | $258,000 | $1,000,000 | $83,000 | $927,000 |
| Native Hawaiian or Other Pacific Islander | 198 | $54,196,000 | $273,000 | $730,000 | $81,000 | $289,000 |
| American Indian or Alaskan Native | 84 | $17,394,000 | $207,000 | $679,000 | $68,000 | $291,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,111 | $3,371,519,000 | $257,000 | $1,950,000 | $110,000 | $2,701,000 |
| FHA-insured (Federal Housing Administration) | 10,585 | $2,111,051,000 | $199,000 | $812,000 | $62,000 | $1,709,000 |
| VA-guaranteed (Veterans Administration) | 3,293 | $781,249,000 | $237,000 | $953,000 | $45,000 | $531,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 600 | $92,444,000 | $154,000 | $401,000 | $46,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,727 | $3,458,824,000 | $234,000 | $953,000 | $85,000 | $2,701,000 |
| Application Denied By Financial Institution | 5,025 | $1,106,128,000 | $220,000 | $1,500,000 | $79,000 | $2,250,000 |
| Application Withdrawn By Applicant | 3,476 | $824,193,000 | $237,000 | $1,950,000 | $82,000 | $2,700,000 |
| Application Approved But Not Accepted | 3,118 | $697,115,000 | $223,000 | $771,000 | $82,000 | $1,709,000 |
| File Closed For Incompleteness | 1,175 | $257,180,000 | $218,000 | $1,230,000 | $78,000 | $1,200,000 |
| Loan Purchased By The Institution | 68 | $12,823,000 | $188,000 | $671,000 | $91,000 | $267,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,309 | $297,588,000 | $227,000 | $1,235,000 | $67,000 | $1,023,000 |
| Collateral | 1,193 | $260,232,000 | $218,000 | $1,500,000 | $89,000 | $2,250,000 |
| Credit History | 993 | $182,507,000 | $183,000 | $743,000 | $62,000 | $792,000 |
| Unverifiable Information | 622 | $155,027,000 | $249,000 | $746,000 | $98,000 | $2,214,000 |
| Credit Application Incomplete | 306 | $76,511,000 | $250,000 | $730,000 | $87,000 | $508,000 |
| Employment History | 235 | $50,452,000 | $214,000 | $945,000 | $74,000 | $580,000 |
| Other | 192 | $41,139,000 | $214,000 | $588,000 | $101,000 | $1,296,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 90 | $22,194,000 | $246,000 | $886,000 | $92,000 | $446,000 |
| Mortgage Insurance Denied | 33 | $8,250,000 | $250,000 | $430,000 | $99,000 | $324,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plaza Home Mortgage, Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plaza Home Mortgage, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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