Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Premier Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Bank 15301 W 87Th Parkway Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 968 |
| Total Mortgage Loan Application Amount | $134,366,000 |
| Average Mortgage Loan Application Amount | $134,489 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $89,551 |
| Highest Applicant Income | $806,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 52 | $ 9,840,000 | $ 189,000 | $ 139,000 |
| Maricopa County Arizona | 21 | $ 3,558,000 | $ 169,000 | $ 79,000 |
| Jackson County Missouri | 18 | $ 3,177,000 | $ 176,000 | $ 74,000 |
| Suffolk County New York | 17 | $ 3,307,000 | $ 194,000 | $ 77,000 |
| Cook County Illinois | 15 | $ 2,198,000 | $ 146,000 | $ 86,000 |
| Clark County Nevada | 13 | $ 2,211,000 | $ 170,000 | $ 63,000 |
| Los Angeles County California | 12 | $ 2,654,000 | $ 221,000 | $ 109,000 |
| Ocean County New Jersey | 12 | $ 1,970,000 | $ 164,000 | $ 57,000 |
| Nassau County New York | 12 | $ 2,077,000 | $ 173,000 | $ 118,000 |
| Delaware County Pennsylvania | 10 | $ 1,135,000 | $ 113,000 | $ 76,000 |
| Lee County Florida | 9 | $ 1,364,000 | $ 151,000 | $ 71,000 |
| Orange County California | 8 | $ 1,311,000 | $ 163,000 | $ 164,000 |
| Camden County New Jersey | 8 | $ 997,000 | $ 124,000 | $ 50,000 |
| Morris County New Jersey | 8 | $ 1,842,000 | $ 230,000 | $ 167,000 |
| Bucks County Pennsylvania | 8 | $ 851,000 | $ 106,000 | $ 89,000 |
| Fresno County California | 7 | $ 892,000 | $ 127,000 | $ 71,000 |
| Anne Arundel County Maryland | 7 | $ 1,256,000 | $ 179,000 | $ 90,000 |
| Rockingham County New Hampshire | 7 | $ 993,000 | $ 141,000 | $ 79,000 |
| Orange County New York | 7 | $ 960,000 | $ 137,000 | $ 79,000 |
| Franklin County Ohio | 7 | $ 485,000 | $ 69,000 | $ 108,000 |
| Berks County Pennsylvania | 7 | $ 465,000 | $ 66,000 | $ 73,000 |
| Lancaster County Pennsylvania | 7 | $ 763,000 | $ 109,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 7 | $ 784,000 | $ 112,000 | $ 74,000 |
| Sacramento County California | 6 | $ 1,127,000 | $ 187,000 | $ 65,000 |
| Miami-Dade County Florida | 6 | $ 915,000 | $ 152,000 | $ 124,000 |
| Orange County Florida | 6 | $ 641,000 | $ 106,000 | $ 75,000 |
| Middlesex County Massachusetts | 6 | $ 1,068,000 | $ 178,000 | $ 66,000 |
| Clay County Missouri | 6 | $ 1,144,000 | $ 190,000 | $ 56,000 |
| Gloucester County New Jersey | 6 | $ 589,000 | $ 98,000 | $ 93,000 |
| Middlesex County New Jersey | 6 | $ 819,000 | $ 136,000 | $ 65,000 |
| Erie County New York | 6 | $ 474,000 | $ 79,000 | $ 66,000 |
| Richmond County New York | 6 | $ 822,000 | $ 137,000 | $ 87,000 |
| Mecklenburg County North Carolina | 6 | $ 653,000 | $ 108,000 | $ 89,000 |
| Wake County North Carolina | 6 | $ 532,000 | $ 88,000 | $ 50,000 |
| Montgomery County Pennsylvania | 6 | $ 1,125,000 | $ 187,000 | $ 190,000 |
| King County Washington | 6 | $ 848,000 | $ 141,000 | $ 67,000 |
| San Bernardino County California | 5 | $ 773,000 | $ 154,000 | $ 68,000 |
| Duval County Florida | 5 | $ 694,000 | $ 138,000 | $ 76,000 |
| Palm Beach County Florida | 5 | $ 1,060,000 | $ 212,000 | $ 83,000 |
| DuPage County Illinois | 5 | $ 917,000 | $ 183,000 | $ 88,000 |
| Baltimore County Maryland | 5 | $ 658,000 | $ 131,000 | $ 77,000 |
| Essex County New Jersey | 5 | $ 772,000 | $ 154,000 | $ 92,000 |
| Union County New Jersey | 5 | $ 580,000 | $ 116,000 | $ 105,000 |
| Westchester County New York | 5 | $ 1,001,000 | $ 200,000 | $ 102,000 |
| Forsyth County North Carolina | 5 | $ 886,000 | $ 177,000 | $ 121,000 |
| Guilford County North Carolina | 5 | $ 338,000 | $ 67,000 | $ 93,000 |
| Allegheny County Pennsylvania | 5 | $ 482,000 | $ 96,000 | $ 78,000 |
| Pinal County Arizona | 4 | $ 538,000 | $ 134,000 | $ 57,000 |
| Fairfield County Connecticut | 4 | $ 895,000 | $ 223,000 | $ 105,000 |
| Broward County Florida | 4 | $ 688,000 | $ 172,000 | $ 77,000 |
| Hillsborough County Florida | 4 | $ 320,000 | $ 80,000 | $ 83,000 |
| Cobb County Georgia | 4 | $ 420,000 | $ 105,000 | $ 85,000 |
| Will County Illinois | 4 | $ 345,000 | $ 86,000 | $ 103,000 |
| Charles County Maryland | 4 | $ 837,000 | $ 209,000 | $ 99,000 |
| Montgomery County Maryland | 4 | $ 388,000 | $ 97,000 | $ 112,000 |
| Prince George's County Maryland | 4 | $ 695,000 | $ 173,000 | $ 86,000 |
| Hampden County Massachusetts | 4 | $ 615,000 | $ 153,000 | $ 49,000 |
| Platte County Missouri | 4 | $ 661,000 | $ 165,000 | $ 191,000 |
| Burlington County New Jersey | 4 | $ 647,000 | $ 161,000 | $ 73,000 |
| Monmouth County New Jersey | 4 | $ 997,000 | $ 249,000 | $ 143,000 |
| Salem County New Jersey | 4 | $ 484,000 | $ 121,000 | $ 87,000 |
| Somerset County New Jersey | 4 | $ 579,000 | $ 144,000 | $ 80,000 |
| Clinton County New York | 4 | $ 437,000 | $ 109,000 | $ 55,000 |
| Onondaga County New York | 4 | $ 330,000 | $ 82,000 | $ 48,000 |
| Washington County Oregon | 4 | $ 381,000 | $ 95,000 | $ 60,000 |
| Pike County Pennsylvania | 4 | $ 519,000 | $ 129,000 | $ 80,000 |
| Prince William County Virginia | 4 | $ 712,000 | $ 178,000 | $ 116,000 |
| Stafford County Virginia | 4 | $ 906,000 | $ 226,000 | $ 61,000 |
| Kitsap County Washington | 4 | $ 591,000 | $ 147,000 | $ 69,000 |
| Snohomish County Washington | 4 | $ 316,000 | $ 79,000 | $ 72,000 |
| Thurston County Washington | 4 | $ 366,000 | $ 91,000 | $ 72,000 |
| Riverside County California | 3 | $ 757,000 | $ 252,000 | $ 98,000 |
| San Diego County California | 3 | $ 667,000 | $ 222,000 | $ 187,000 |
| San Luis Obispo County California | 3 | $ 623,000 | $ 207,000 | $ 116,000 |
| Santa Clara County California | 3 | $ 932,000 | $ 310,000 | $ 82,000 |
| Douglas County Colorado | 3 | $ 247,000 | $ 82,000 | $ 133,000 |
| El Paso County Colorado | 3 | $ 351,000 | $ 117,000 | $ 66,000 |
| Litchfield County Connecticut | 3 | $ 618,000 | $ 206,000 | $ 85,000 |
| Brevard County Florida | 3 | $ 388,000 | $ 129,000 | $ 48,000 |
| Collier County Florida | 3 | $ 616,000 | $ 205,000 | $ 70,000 |
| St. Lucie County Florida | 3 | $ 534,000 | $ 178,000 | $ 56,000 |
| Volusia County Florida | 3 | $ 258,000 | $ 86,000 | $ 50,000 |
| Gwinnett County Georgia | 3 | $ 328,000 | $ 109,000 | $ 57,000 |
| Lake County Illinois | 3 | $ 310,000 | $ 103,000 | $ 118,000 |
| McHenry County Illinois | 3 | $ 238,000 | $ 79,000 | $ 92,000 |
| Jefferson County Kentucky | 3 | $ 206,000 | $ 68,000 | $ 96,000 |
| Baltimore City County Maryland | 3 | $ 211,000 | $ 70,000 | $ 41,000 |
| Calvert County Maryland | 3 | $ 433,000 | $ 144,000 | $ 105,000 |
| Howard County Maryland | 3 | $ 562,000 | $ 187,000 | $ 138,000 |
| Bristol County Massachusetts | 3 | $ 299,000 | $ 99,000 | $ 56,000 |
| Essex County Massachusetts | 3 | $ 693,000 | $ 231,000 | $ 98,000 |
| Worcester County Massachusetts | 3 | $ 510,000 | $ 170,000 | $ 90,000 |
| Wayne County Michigan | 3 | $ 260,000 | $ 86,000 | $ 62,000 |
| Hennepin County Minnesota | 3 | $ 227,000 | $ 75,000 | $ 86,000 |
| Washington County Minnesota | 3 | $ 236,000 | $ 78,000 | $ 98,000 |
| St. Louis County Missouri | 3 | $ 341,000 | $ 113,000 | $ 78,000 |
| Hillsborough County New Hampshire | 3 | $ 528,000 | $ 176,000 | $ 72,000 |
| Bergen County New Jersey | 3 | $ 683,000 | $ 227,000 | $ 110,000 |
| Cape May County New Jersey | 3 | $ 375,000 | $ 125,000 | $ 80,000 |
| Sussex County New Jersey | 3 | $ 281,000 | $ 93,000 | $ 53,000 |
| Jefferson County New York | 3 | $ 251,000 | $ 83,000 | $ 45,000 |
| Madison County New York | 3 | $ 404,000 | $ 134,000 | $ 70,000 |
| Monroe County New York | 3 | $ 281,000 | $ 93,000 | $ 72,000 |
| Rockland County New York | 3 | $ 887,000 | $ 295,000 | $ 115,000 |
| Buncombe County North Carolina | 3 | $ 258,000 | $ 86,000 | $ 57,000 |
| Durham County North Carolina | 3 | $ 174,000 | $ 58,000 | $ 122,000 |
| Henderson County North Carolina | 3 | $ 330,000 | $ 110,000 | $ 72,000 |
| Union County North Carolina | 3 | $ 446,000 | $ 148,000 | $ 77,000 |
| Chester County Pennsylvania | 3 | $ 446,000 | $ 148,000 | $ 69,000 |
| Dauphin County Pennsylvania | 3 | $ 151,000 | $ 50,000 | $ 61,000 |
| Fairfax County Virginia | 3 | $ 445,000 | $ 148,000 | $ 89,000 |
| Pierce County Washington | 3 | $ 263,000 | $ 87,000 | $ 56,000 |
| Coconino County Arizona | 2 | $ 341,000 | $ 170,000 | $ 58,000 |
| Pima County Arizona | 2 | $ 361,000 | $ 180,000 | $ 43,000 |
| Contra Costa County California | 2 | $ 790,000 | $ 395,000 | $ 124,000 |
| Kern County California | 2 | $ 141,000 | $ 70,000 | $ 38,000 |
| Merced County California | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| San Mateo County California | 2 | $ 676,000 | $ 338,000 | $ 109,000 |
| Shasta County California | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| Solano County California | 2 | $ 435,000 | $ 217,000 | $ 75,000 |
| Sonoma County California | 2 | $ 651,000 | $ 325,000 | $ 83,000 |
| Tulare County California | 2 | $ 266,000 | $ 133,000 | $ 83,000 |
| Arapahoe County Colorado | 2 | $ 252,000 | $ 126,000 | $ 76,000 |
| Boulder County Colorado | 2 | $ 144,000 | $ 72,000 | $ 42,000 |
| Jefferson County Colorado | 2 | $ 140,000 | $ 70,000 | $ 97,000 |
| Montrose County Colorado | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Hartford County Connecticut | 2 | $ 108,000 | $ 54,000 | $ 79,000 |
| Lake County Florida | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Pinellas County Florida | 2 | $ 135,000 | $ 67,000 | $ 28,000 |
| Sarasota County Florida | 2 | $ 227,000 | $ 113,000 | $ 179,000 |
| St. Johns County Florida | 2 | $ 286,000 | $ 143,000 | $ 90,000 |
| Chattooga County Georgia | 2 | $ 183,000 | $ 91,000 | $ 85,000 |
| Cherokee County Georgia | 2 | $ 214,000 | $ 107,000 | $ 93,000 |
| LaSalle County Illinois | 2 | $ 397,000 | $ 198,000 | $ 74,000 |
| Sangamon County Illinois | 2 | $ 101,000 | $ 50,000 | $ 78,000 |
| St. Clair County Illinois | 2 | $ 94,000 | $ 47,000 | $ 36,000 |
| Leavenworth County Kansas | 2 | $ 95,000 | $ 47,000 | $ 23,000 |
| Sedgwick County Kansas | 2 | $ 189,000 | $ 94,000 | $ 110,000 |
| Wyandotte County Kansas | 2 | $ 280,000 | $ 140,000 | $ 415,000 |
| Greenup County Kentucky | 2 | $ 99,000 | $ 49,000 | $ 79,000 |
| Kenton County Kentucky | 2 | $ 133,000 | $ 66,000 | $ 71,000 |
| Carroll County Maryland | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| Frederick County Maryland | 2 | $ 173,000 | $ 86,000 | $ 120,000 |
| Harford County Maryland | 2 | $ 307,000 | $ 153,000 | $ 90,000 |
| Kent County Michigan | 2 | $ 101,000 | $ 50,000 | $ 54,000 |
| Oakland County Michigan | 2 | $ 253,000 | $ 126,000 | $ 160,000 |
| Olmsted County Minnesota | 2 | $ 98,000 | $ 49,000 | $ 53,000 |
| Sherburne County Minnesota | 2 | $ 147,000 | $ 73,000 | $ 76,000 |
| Buchanan County Missouri | 2 | $ 240,000 | $ 120,000 | $ 102,000 |
| Greene County Missouri | 2 | $ 138,000 | $ 69,000 | $ 57,000 |
| Jefferson County Missouri | 2 | $ 182,000 | $ 91,000 | $ 77,000 |
| St. Louis City County Missouri | 2 | $ 143,000 | $ 71,000 | $ 70,000 |
| Atlantic County New Jersey | 2 | $ 285,000 | $ 142,000 | $ 39,000 |
| Cumberland County New Jersey | 2 | $ 294,000 | $ 147,000 | $ 51,000 |
| Mercer County New Jersey | 2 | $ 102,000 | $ 51,000 | $ 96,000 |
| Albany County New York | 2 | $ 444,000 | $ 222,000 | $ 142,000 |
| Genesee County New York | 2 | $ 74,000 | $ 37,000 | $ 101,000 |
| Kings County New York | 2 | $ 838,000 | $ 419,000 | $ 69,000 |
| Montgomery County New York | 2 | $ 117,000 | $ 58,000 | $ 67,000 |
| Oneida County New York | 2 | $ 85,000 | $ 42,000 | $ 52,000 |
| Queens County New York | 2 | $ 334,000 | $ 167,000 | $ 115,000 |
| Saratoga County New York | 2 | $ 217,000 | $ 108,000 | $ 95,000 |
| Schenectady County New York | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
| Tompkins County New York | 2 | $ 214,000 | $ 107,000 | $ 117,000 |
| Wayne County New York | 2 | $ 145,000 | $ 72,000 | $ 42,000 |
| Davidson County North Carolina | 2 | $ 167,000 | $ 83,000 | $ 68,000 |
| Iredell County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Pasquotank County North Carolina | 2 | $ 324,000 | $ 162,000 | $ 88,000 |
| Pitt County North Carolina | 2 | $ 143,000 | $ 71,000 | $ 48,000 |
| Cuyahoga County Ohio | 2 | $ 149,000 | $ 74,000 | $ 55,000 |
| Erie County Ohio | 2 | $ 97,000 | $ 48,000 | $ 58,000 |
| Licking County Ohio | 2 | $ 372,000 | $ 186,000 | $ 70,000 |
| Lucas County Ohio | 2 | $ 174,000 | $ 87,000 | $ 44,000 |
| Montgomery County Ohio | 2 | $ 87,000 | $ 43,000 | $ 60,000 |
| Warren County Ohio | 2 | $ 106,000 | $ 53,000 | $ 86,000 |
| Multnomah County Oregon | 2 | $ 411,000 | $ 205,000 | $ 122,000 |
| Cumberland County Pennsylvania | 2 | $ 263,000 | $ 131,000 | $ 54,000 |
| Franklin County Pennsylvania | 2 | $ 295,000 | $ 147,000 | $ 69,000 |
| Indiana County Pennsylvania | 2 | $ 125,000 | $ 62,000 | $ 82,000 |
| Lehigh County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Mercer County Pennsylvania | 2 | $ 216,000 | $ 108,000 | $ 57,000 |
| Monroe County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 69,000 |
| Washington County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Chesterfield County Virginia | 2 | $ 155,000 | $ 77,000 | $ 54,000 |
| Culpeper County Virginia | 2 | $ 183,000 | $ 91,000 | $ 96,000 |
| Henrico County Virginia | 2 | $ 184,000 | $ 92,000 | $ 96,000 |
| Loudoun County Virginia | 2 | $ 257,000 | $ 128,000 | $ 113,000 |
| Clark County Washington | 2 | $ 561,000 | $ 280,000 | $ 132,000 |
| Mohave County Arizona | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Santa Cruz County Arizona | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Yavapai County Arizona | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Yuma County Arizona | 1 | $ 66,000 | $ 66,000 | $ 96,000 |
| Alameda County California | 1 | $ 253,000 | $ 253,000 | $ 103,000 |
| Kings County California | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| Lassen County California | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Mendocino County California | 1 | $ 227,000 | $ 227,000 | $ 31,000 |
| Monterey County California | 1 | $ 558,000 | $ 558,000 | $ 144,000 |
| Placer County California | 1 | $ 163,000 | $ 163,000 | $ 108,000 |
| San Joaquin County California | 1 | $ 250,000 | $ 250,000 | $ 43,000 |
| Santa Barbara County California | 1 | $ 130,000 | $ 130,000 | $ 203,000 |
| Adams County Colorado | 1 | $ 37,000 | $ 37,000 | $ 51,000 |
| Chaffee County Colorado | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Custer County Colorado | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| Larimer County Colorado | 1 | $ 66,000 | $ 66,000 | $ 85,000 |
| Pueblo County Colorado | 1 | $ 72,000 | $ 72,000 | $ 69,000 |
| Weld County Colorado | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| New Haven County Connecticut | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| New London County Connecticut | 1 | $ 223,000 | $ 223,000 | $ 57,000 |
| Tolland County Connecticut | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 1 | $ 367,000 | $ 367,000 | $ 183,000 |
| Charlotte County Florida | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Citrus County Florida | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Clay County Florida | 1 | $ 292,000 | $ 292,000 | $ 152,000 |
| Hardee County Florida | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Leon County Florida | 1 | $ 249,000 | $ 249,000 | $ 90,000 |
| Marion County Florida | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
| Pasco County Florida | 1 | $ 64,000 | $ 64,000 | $ 100,000 |
| Polk County Florida | 1 | $ 66,000 | $ 66,000 | $ 173,000 |
| Seminole County Florida | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Camden County Georgia | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Decatur County Georgia | 1 | $ 67,000 | $ 67,000 | $ 73,000 |
| DeKalb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Fayette County Georgia | 1 | $ 204,000 | $ 204,000 | $ 91,000 |
| Floyd County Georgia | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Forsyth County Georgia | 1 | $ 57,000 | $ 57,000 | $ 121,000 |
| Fulton County Georgia | 1 | $ 63,000 | $ 63,000 | $ 91,000 |
| Laurens County Georgia | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Newton County Georgia | 1 | $ 61,000 | $ 61,000 | $ 91,000 |
| Polk County Georgia | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Richmond County Georgia | 1 | $ 57,000 | $ 57,000 | $ 61,000 |
| Whitfield County Georgia | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Cass County Illinois | 1 | $ 78,000 | $ 78,000 | $ 77,000 |
| Kendall County Illinois | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Knox County Illinois | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Mason County Illinois | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Peoria County Illinois | 1 | $ 126,000 | $ 126,000 | $ 244,000 |
| Stephenson County Illinois | 1 | $ 189,000 | $ 189,000 | $ 108,000 |
| Cowley County Kansas | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Douglas County Kansas | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Franklin County Kansas | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Jefferson County Kansas | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Miami County Kansas | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| Saline County Kansas | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Sumner County Kansas | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Boyle County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Garrard County Kentucky | 1 | $ 238,000 | $ 238,000 | $ 99,000 |
| Madison County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Warren County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Caroline County Maryland | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Cecil County Maryland | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Queen Anne's County Maryland | 1 | $ 304,000 | $ 304,000 | $ 108,000 |
| St. Mary's County Maryland | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Washington County Maryland | 1 | $ 53,000 | $ 53,000 | $ 74,000 |
| Norfolk County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 134,000 |
| Plymouth County Massachusetts | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Allegan County Michigan | 1 | $ 73,000 | $ 73,000 | $ 71,000 |
| Berrien County Michigan | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Calhoun County Michigan | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Ingham County Michigan | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Jackson County Michigan | 1 | $ 61,000 | $ 61,000 | $ 66,000 |
| Macomb County Michigan | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Roscommon County Michigan | 1 | $ 131,000 | $ 131,000 | $ 79,000 |
| Saginaw County Michigan | 1 | $ 152,000 | $ 152,000 | $ 143,000 |
| St. Clair County Michigan | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Tuscola County Michigan | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Anoka County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 53,000 |
| Chisago County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Houston County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Rice County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 119,000 |
| St. Louis County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 67,000 |
| Adair County Missouri | 1 | $ 208,000 | $ 208,000 | $ 164,000 |
| Cass County Missouri | 1 | $ 242,000 | $ 242,000 | $ 84,000 |
| Lafayette County Missouri | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Miller County Missouri | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
| Morgan County Missouri | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Polk County Missouri | 1 | $ 49,000 | $ 49,000 | $ 55,000 |
| Pulaski County Missouri | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Carson City County Nevada | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Douglas County Nevada | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Washoe County Nevada | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Strafford County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Hudson County New Jersey | 1 | $ 352,000 | $ 352,000 | $ 90,000 |
| Hunterdon County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Allegany County New York | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Cattaraugus County New York | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Chautauqua County New York | 1 | $ 103,000 | $ 103,000 | $ 111,000 |
| Essex County New York | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Fulton County New York | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Niagara County New York | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Oswego County New York | 1 | $ 241,000 | $ 241,000 | $ 69,000 |
| Putnam County New York | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
| Rensselaer County New York | 1 | $ 63,000 | $ 63,000 | $ 97,000 |
| St. Lawrence County New York | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
| Steuben County New York | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Sullivan County New York | 1 | $ 36,000 | $ 36,000 | $ 80,000 |
| Washington County New York | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Cabarrus County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Camden County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Catawba County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 115,000 |
| Chowan County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 36,000 |
| Craven County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 50,000 |
| Currituck County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Dare County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 73,000 |
| Granville County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Harnett County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 33,000 |
| Haywood County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 57,000 |
| Johnston County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Lincoln County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
| New Hanover County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Pamlico County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Person County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Rowan County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 37,000 |
| Scotland County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 119,000 |
| Wayne County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 107,000 |
| Clark County Ohio | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Delaware County Ohio | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Fulton County Ohio | 1 | $ 56,000 | $ 56,000 | $ 85,000 |
| Hamilton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Logan County Ohio | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Lorain County Ohio | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Mahoning County Ohio | 1 | $ 48,000 | $ 48,000 | $ 100,000 |
| Medina County Ohio | 1 | $ 71,000 | $ 71,000 | $ 92,000 |
| Miami County Ohio | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
| Morgan County Ohio | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Ottawa County Ohio | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Stark County Ohio | 1 | $ 62,000 | $ 62,000 | $ 83,000 |
| Trumbull County Ohio | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Wayne County Ohio | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Wood County Ohio | 1 | $ 203,000 | $ 203,000 | $ 94,000 |
| Crook County Oregon | 1 | $ 136,000 | $ 136,000 | $ 74,000 |
| Lane County Oregon | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Lincoln County Oregon | 1 | $ 250,000 | $ 250,000 | $ 224,000 |
| Adams County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 99,000 |
| Blair County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Butler County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 86,000 |
| Clearfield County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| Elk County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 164,000 |
| Erie County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Lackawanna County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Northampton County Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 40,000 |
| Schuylkill County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Susquehanna County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Tioga County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Venango County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Wayne County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 152,000 |
| Westmoreland County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| York County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 69,000 |
| Charleston County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Spartanburg County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Cameron County Texas | 1 | $ 64,000 | $ 64,000 | $ 104,000 |
| Hidalgo County Texas | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Cache County Utah | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Davis County Utah | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Arlington County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Chesapeake County Virginia | 1 | $ 86,000 | $ 86,000 | $ 113,000 |
| Halifax County Virginia | 1 | $ 51,000 | $ 51,000 | $ 83,000 |
| Louisa County Virginia | 1 | $ 256,000 | $ 256,000 | $ 103,000 |
| Lynchburg County Virginia | 1 | $ 34,000 | $ 34,000 | $ 46,000 |
| Montgomery County Virginia | 1 | $ 58,000 | $ 58,000 | $ 66,000 |
| Newport News County Virginia | 1 | $ 251,000 | $ 251,000 | $ 92,000 |
| Northampton County Virginia | 1 | $ 40,000 | $ 40,000 | $ 132,000 |
| Portsmouth County Virginia | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Radford County Virginia | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Virginia Beach County Virginia | 1 | $ 262,000 | $ 262,000 | $ 85,000 |
| Westmoreland County Virginia | 1 | $ 91,000 | $ 91,000 | $ 137,000 |
| York County Virginia | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Clallam County Washington | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| Island County Washington | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Mason County Washington | 1 | $ 480,000 | $ 480,000 | $ 127,000 |
| Skagit County Washington | 1 | $ 52,000 | $ 52,000 | $ 97,000 |
| Spokane County Washington | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Whatcom County Washington | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 862 | $117,456,000 | $131,678 | $1,000,000 | $81,178 | $678,000 |
| Home Purchase | 69 | $13,032,000 | $191,666 | $1,000,000 | $118,666 | $806,000 |
| Home Improvement | 37 | $3,878,000 | $116,866 | $480,000 | $93,533 | $156,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 718 | $99,208,000 | $123,851 | $610,000 | $77,407 | $360,000 |
| White | 192 | $24,529,000 | $125,080 | $562,000 | $80,840 | $806,000 |
| Not applicable | 26 | $4,664,000 | $198,500 | $590,000 | $0 | $0 |
| Hispanic | 16 | $2,466,000 | $133,857 | $355,000 | $84,285 | $180,000 |
| Black or African American | 11 | $1,221,000 | $131,428 | $367,000 | $109,000 | $199,000 |
| Asian | 5 | $2,278,000 | $319,500 | $1,000,000 | $225,250 | $678,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 968 | $134,366,000 | $133,321 | $1,000,000 | $82,892 | $806,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 747 | $106,137,000 | $142,653 | $1,000,000 | $85,730 | $806,000 |
| Application Approved But Not Accepted | 148 | $20,249,000 | $122,583 | $610,000 | $78,083 | $360,000 |
| Application Denied By Financial Institution | 59 | $7,051,000 | $113,238 | $601,000 | $70,047 | $168,000 |
| File Closed For Incompleteness | 8 | $581,000 | $72,625 | $150,000 | $91,125 | $146,000 |
| Application Withdrawn By Applicant | 6 | $348,000 | $58,000 | $90,000 | $75,333 | $149,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.