Premier Bank Mortgage Lending & HMDA Data, 2005
In 2005, Premier Bank of Lenexa, KS reported 968 mortgage applications totaling $134.4 million, up 198% from 2004. The average application was for $138,807, and applicants reported an average income of $85,600. 77% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Philadelphia, PA (34), Kansas City, MO-KS (30) and Nassau-Suffolk, NY (29) (applications in parentheses).
| Mortgage Company & Address | Premier Bank 15301 W 87th Parkway Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 968 |
| Total Mortgage Loan Application Amount | $134,366,000 |
| Average Mortgage Loan Application Amount | $138,807 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $85,600 |
| Highest Applicant Income | $806,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson, Kansas | 52 | $ 9,840,000 | $ 189,230 | $ 139,000 |
| Maricopa, Arizona | 21 | $ 3,558,000 | $ 169,428 | $ 79,000 |
| Jackson, Missouri | 18 | $ 3,177,000 | $ 176,500 | $ 74,000 |
| Suffolk, New York | 17 | $ 3,307,000 | $ 194,529 | $ 77,000 |
| Cook, Illinois | 15 | $ 2,198,000 | $ 146,533 | $ 86,000 |
| Clark, Nevada | 13 | $ 2,211,000 | $ 170,076 | $ 63,000 |
| Los Angeles, California | 12 | $ 2,654,000 | $ 221,166 | $ 109,000 |
| Ocean, New Jersey | 12 | $ 1,970,000 | $ 164,166 | $ 57,000 |
| Nassau, New York | 12 | $ 2,077,000 | $ 173,083 | $ 118,000 |
| Delaware, Pennsylvania | 10 | $ 1,135,000 | $ 113,500 | $ 76,000 |
| Lee, Florida | 9 | $ 1,364,000 | $ 151,555 | $ 71,000 |
| Orange, California | 8 | $ 1,311,000 | $ 163,875 | $ 164,000 |
| Camden, New Jersey | 8 | $ 997,000 | $ 124,625 | $ 50,000 |
| Morris, New Jersey | 8 | $ 1,842,000 | $ 230,250 | $ 167,000 |
| Bucks, Pennsylvania | 8 | $ 851,000 | $ 106,375 | $ 89,000 |
| Fresno, California | 7 | $ 892,000 | $ 127,428 | $ 71,000 |
| Anne Arundel, Maryland | 7 | $ 1,256,000 | $ 179,428 | $ 90,000 |
| Rockingham, New Hampshire | 7 | $ 993,000 | $ 141,857 | $ 79,000 |
| Orange, New York | 7 | $ 960,000 | $ 137,142 | $ 79,000 |
| Franklin, Ohio | 7 | $ 485,000 | $ 69,285 | $ 108,000 |
| Berks, Pennsylvania | 7 | $ 465,000 | $ 66,428 | $ 73,000 |
| Lancaster, Pennsylvania | 7 | $ 763,000 | $ 109,000 | $ 60,000 |
| Philadelphia, Pennsylvania | 7 | $ 784,000 | $ 112,000 | $ 74,000 |
| Sacramento, California | 6 | $ 1,127,000 | $ 187,833 | $ 65,000 |
| Miami-Dade, Florida | 6 | $ 915,000 | $ 152,500 | $ 124,000 |
| Orange, Florida | 6 | $ 641,000 | $ 106,833 | $ 75,000 |
| Middlesex, Massachusetts | 6 | $ 1,068,000 | $ 178,000 | $ 66,000 |
| Clay, Missouri | 6 | $ 1,144,000 | $ 190,666 | $ 56,000 |
| Gloucester, New Jersey | 6 | $ 589,000 | $ 98,166 | $ 93,000 |
| Middlesex, New Jersey | 6 | $ 819,000 | $ 136,500 | $ 65,000 |
| Erie, New York | 6 | $ 474,000 | $ 79,000 | $ 66,000 |
| Richmond, New York | 6 | $ 822,000 | $ 137,000 | $ 87,000 |
| Mecklenburg, North Carolina | 6 | $ 653,000 | $ 108,833 | $ 89,000 |
| Wake, North Carolina | 6 | $ 532,000 | $ 88,666 | $ 50,000 |
| Montgomery, Pennsylvania | 6 | $ 1,125,000 | $ 187,500 | $ 190,000 |
| King, Washington | 6 | $ 848,000 | $ 141,333 | $ 67,000 |
| San Bernardino, California | 5 | $ 773,000 | $ 154,600 | $ 68,000 |
| Duval, Florida | 5 | $ 694,000 | $ 138,800 | $ 76,000 |
| Palm Beach, Florida | 5 | $ 1,060,000 | $ 212,000 | $ 83,000 |
| DuPage, Illinois | 5 | $ 917,000 | $ 183,400 | $ 88,000 |
| Baltimore, Maryland | 5 | $ 658,000 | $ 131,600 | $ 77,000 |
| Essex, New Jersey | 5 | $ 772,000 | $ 154,400 | $ 92,000 |
| Union, New Jersey | 5 | $ 580,000 | $ 116,000 | $ 105,000 |
| Westchester, New York | 5 | $ 1,001,000 | $ 200,200 | $ 102,000 |
| Forsyth, North Carolina | 5 | $ 886,000 | $ 177,200 | $ 121,000 |
| Guilford, North Carolina | 5 | $ 338,000 | $ 67,600 | $ 93,000 |
| Allegheny, Pennsylvania | 5 | $ 482,000 | $ 96,400 | $ 78,000 |
| Pinal, Arizona | 4 | $ 538,000 | $ 134,500 | $ 57,000 |
| Fairfield, Connecticut | 4 | $ 895,000 | $ 223,750 | $ 105,000 |
| Broward, Florida | 4 | $ 688,000 | $ 172,000 | $ 77,000 |
| Hillsborough, Florida | 4 | $ 320,000 | $ 80,000 | $ 83,000 |
| Cobb, Georgia | 4 | $ 420,000 | $ 105,000 | $ 85,000 |
| Will, Illinois | 4 | $ 345,000 | $ 86,250 | $ 103,000 |
| Charles, Maryland | 4 | $ 837,000 | $ 209,250 | $ 99,000 |
| Montgomery, Maryland | 4 | $ 388,000 | $ 97,000 | $ 112,000 |
| Prince George's, Maryland | 4 | $ 695,000 | $ 173,750 | $ 86,000 |
| Hampden, Massachusetts | 4 | $ 615,000 | $ 153,750 | $ 49,000 |
| Platte, Missouri | 4 | $ 661,000 | $ 165,250 | $ 191,000 |
| Burlington, New Jersey | 4 | $ 647,000 | $ 161,750 | $ 73,000 |
| Monmouth, New Jersey | 4 | $ 997,000 | $ 249,250 | $ 143,000 |
| Salem, New Jersey | 4 | $ 484,000 | $ 121,000 | $ 87,000 |
| Somerset, New Jersey | 4 | $ 579,000 | $ 144,750 | $ 80,000 |
| Clinton, New York | 4 | $ 437,000 | $ 109,250 | $ 55,000 |
| Onondaga, New York | 4 | $ 330,000 | $ 82,500 | $ 48,000 |
| Washington, Oregon | 4 | $ 381,000 | $ 95,250 | $ 60,000 |
| Pike, Pennsylvania | 4 | $ 519,000 | $ 129,750 | $ 80,000 |
| Prince William, Virginia | 4 | $ 712,000 | $ 178,000 | $ 116,000 |
| Stafford, Virginia | 4 | $ 906,000 | $ 226,500 | $ 61,000 |
| Kitsap, Washington | 4 | $ 591,000 | $ 147,750 | $ 69,000 |
| Snohomish, Washington | 4 | $ 316,000 | $ 79,000 | $ 72,000 |
| Thurston, Washington | 4 | $ 366,000 | $ 91,500 | $ 72,000 |
| Riverside, California | 3 | $ 757,000 | $ 252,333 | $ 98,000 |
| San Diego, California | 3 | $ 667,000 | $ 222,333 | $ 187,000 |
| San Luis Obispo, California | 3 | $ 623,000 | $ 207,666 | $ 116,000 |
| Santa Clara, California | 3 | $ 932,000 | $ 310,666 | $ 82,000 |
| Douglas, Colorado | 3 | $ 247,000 | $ 82,333 | $ 133,000 |
| El Paso, Colorado | 3 | $ 351,000 | $ 117,000 | $ 66,000 |
| Litchfield, Connecticut | 3 | $ 618,000 | $ 206,000 | $ 85,000 |
| Brevard, Florida | 3 | $ 388,000 | $ 129,333 | $ 48,000 |
| Collier, Florida | 3 | $ 616,000 | $ 205,333 | $ 70,000 |
| St. Lucie, Florida | 3 | $ 534,000 | $ 178,000 | $ 56,000 |
| Volusia, Florida | 3 | $ 258,000 | $ 86,000 | $ 50,000 |
| Gwinnett, Georgia | 3 | $ 328,000 | $ 109,333 | $ 57,000 |
| Lake, Illinois | 3 | $ 310,000 | $ 103,333 | $ 118,000 |
| McHenry, Illinois | 3 | $ 238,000 | $ 79,333 | $ 92,000 |
| Jefferson, Kentucky | 3 | $ 206,000 | $ 68,666 | $ 96,000 |
| Baltimore City, Maryland | 3 | $ 211,000 | $ 70,333 | $ 41,000 |
| Calvert, Maryland | 3 | $ 433,000 | $ 144,333 | $ 105,000 |
| Howard, Maryland | 3 | $ 562,000 | $ 187,333 | $ 138,000 |
| Bristol, Massachusetts | 3 | $ 299,000 | $ 99,666 | $ 56,000 |
| Essex, Massachusetts | 3 | $ 693,000 | $ 231,000 | $ 98,000 |
| Worcester, Massachusetts | 3 | $ 510,000 | $ 170,000 | $ 90,000 |
| Wayne, Michigan | 3 | $ 260,000 | $ 86,666 | $ 62,000 |
| Hennepin, Minnesota | 3 | $ 227,000 | $ 75,666 | $ 86,000 |
| Washington, Minnesota | 3 | $ 236,000 | $ 78,666 | $ 98,000 |
| St. Louis, Missouri | 3 | $ 341,000 | $ 113,666 | $ 78,000 |
| Hillsborough, New Hampshire | 3 | $ 528,000 | $ 176,000 | $ 72,000 |
| Bergen, New Jersey | 3 | $ 683,000 | $ 227,666 | $ 110,000 |
| Cape May, New Jersey | 3 | $ 375,000 | $ 125,000 | $ 80,000 |
| Sussex, New Jersey | 3 | $ 281,000 | $ 93,666 | $ 53,000 |
| Jefferson, New York | 3 | $ 251,000 | $ 83,666 | $ 45,000 |
| Madison, New York | 3 | $ 404,000 | $ 134,666 | $ 70,000 |
| Monroe, New York | 3 | $ 281,000 | $ 93,666 | $ 72,000 |
| Rockland, New York | 3 | $ 887,000 | $ 295,666 | $ 115,000 |
| Buncombe, North Carolina | 3 | $ 258,000 | $ 86,000 | $ 57,000 |
| Durham, North Carolina | 3 | $ 174,000 | $ 58,000 | $ 122,000 |
| Henderson, North Carolina | 3 | $ 330,000 | $ 110,000 | $ 72,000 |
| Union, North Carolina | 3 | $ 446,000 | $ 148,666 | $ 77,000 |
| Chester, Pennsylvania | 3 | $ 446,000 | $ 148,666 | $ 69,000 |
| Dauphin, Pennsylvania | 3 | $ 151,000 | $ 50,333 | $ 61,000 |
| Fairfax, Virginia | 3 | $ 445,000 | $ 148,333 | $ 89,000 |
| Pierce, Washington | 3 | $ 263,000 | $ 87,666 | $ 56,000 |
| Coconino, Arizona | 2 | $ 341,000 | $ 170,500 | $ 58,000 |
| Pima, Arizona | 2 | $ 361,000 | $ 180,500 | $ 43,000 |
| Contra Costa, California | 2 | $ 790,000 | $ 395,000 | $ 124,000 |
| Kern, California | 2 | $ 141,000 | $ 70,500 | $ 38,000 |
| Merced, California | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| San Mateo, California | 2 | $ 676,000 | $ 338,000 | $ 109,000 |
| Shasta, California | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| Solano, California | 2 | $ 435,000 | $ 217,500 | $ 75,000 |
| Sonoma, California | 2 | $ 651,000 | $ 325,500 | $ 83,000 |
| Tulare, California | 2 | $ 266,000 | $ 133,000 | $ 83,000 |
| Arapahoe, Colorado | 2 | $ 252,000 | $ 126,000 | $ 76,000 |
| Boulder, Colorado | 2 | $ 144,000 | $ 72,000 | $ 42,000 |
| Jefferson, Colorado | 2 | $ 140,000 | $ 70,000 | $ 97,000 |
| Montrose, Colorado | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Hartford, Connecticut | 2 | $ 108,000 | $ 54,000 | $ 79,000 |
| Lake, Florida | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Pinellas, Florida | 2 | $ 135,000 | $ 67,500 | $ 28,000 |
| Sarasota, Florida | 2 | $ 227,000 | $ 113,500 | $ 179,000 |
| St. Johns, Florida | 2 | $ 286,000 | $ 143,000 | $ 90,000 |
| Chattooga, Georgia | 2 | $ 183,000 | $ 91,500 | $ 85,000 |
| Cherokee, Georgia | 2 | $ 214,000 | $ 107,000 | $ 93,000 |
| LaSalle, Illinois | 2 | $ 397,000 | $ 198,500 | $ 74,000 |
| Sangamon, Illinois | 2 | $ 101,000 | $ 50,500 | $ 78,000 |
| St. Clair, Illinois | 2 | $ 94,000 | $ 47,000 | $ 36,000 |
| Leavenworth, Kansas | 2 | $ 95,000 | $ 47,500 | $ 23,000 |
| Sedgwick, Kansas | 2 | $ 189,000 | $ 94,500 | $ 110,000 |
| Wyandotte, Kansas | 2 | $ 280,000 | $ 140,000 | $ 415,000 |
| Greenup, Kentucky | 2 | $ 99,000 | $ 49,500 | $ 79,000 |
| Kenton, Kentucky | 2 | $ 133,000 | $ 66,500 | $ 71,000 |
| Carroll, Maryland | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| Frederick, Maryland | 2 | $ 173,000 | $ 86,500 | $ 120,000 |
| Harford, Maryland | 2 | $ 307,000 | $ 153,500 | $ 90,000 |
| Kent, Michigan | 2 | $ 101,000 | $ 50,500 | $ 54,000 |
| Oakland, Michigan | 2 | $ 253,000 | $ 126,500 | $ 160,000 |
| Olmsted, Minnesota | 2 | $ 98,000 | $ 49,000 | $ 53,000 |
| Sherburne, Minnesota | 2 | $ 147,000 | $ 73,500 | $ 76,000 |
| Buchanan, Missouri | 2 | $ 240,000 | $ 120,000 | $ 102,000 |
| Greene, Missouri | 2 | $ 138,000 | $ 69,000 | $ 57,000 |
| Jefferson, Missouri | 2 | $ 182,000 | $ 91,000 | $ 77,000 |
| St. Louis City, Missouri | 2 | $ 143,000 | $ 71,500 | $ 70,000 |
| Atlantic, New Jersey | 2 | $ 285,000 | $ 142,500 | $ 39,000 |
| Cumberland, New Jersey | 2 | $ 294,000 | $ 147,000 | $ 51,000 |
| Mercer, New Jersey | 2 | $ 102,000 | $ 51,000 | $ 96,000 |
| Albany, New York | 2 | $ 444,000 | $ 222,000 | $ 142,000 |
| Genesee, New York | 2 | $ 74,000 | $ 37,000 | $ 101,000 |
| Kings, New York | 2 | $ 838,000 | $ 419,000 | $ 69,000 |
| Montgomery, New York | 2 | $ 117,000 | $ 58,500 | $ 67,000 |
| Oneida, New York | 2 | $ 85,000 | $ 42,500 | $ 52,000 |
| Queens, New York | 2 | $ 334,000 | $ 167,000 | $ 115,000 |
| Saratoga, New York | 2 | $ 217,000 | $ 108,500 | $ 95,000 |
| Schenectady, New York | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
| Tompkins, New York | 2 | $ 214,000 | $ 107,000 | $ 117,000 |
| Wayne, New York | 2 | $ 145,000 | $ 72,500 | $ 42,000 |
| Davidson, North Carolina | 2 | $ 167,000 | $ 83,500 | $ 68,000 |
| Iredell, North Carolina | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Pasquotank, North Carolina | 2 | $ 324,000 | $ 162,000 | $ 88,000 |
| Pitt, North Carolina | 2 | $ 143,000 | $ 71,500 | $ 48,000 |
| Cuyahoga, Ohio | 2 | $ 149,000 | $ 74,500 | $ 55,000 |
| Erie, Ohio | 2 | $ 97,000 | $ 48,500 | $ 58,000 |
| Licking, Ohio | 2 | $ 372,000 | $ 186,000 | $ 70,000 |
| Lucas, Ohio | 2 | $ 174,000 | $ 87,000 | $ 44,000 |
| Montgomery, Ohio | 2 | $ 87,000 | $ 43,500 | $ 60,000 |
| Warren, Ohio | 2 | $ 106,000 | $ 53,000 | $ 86,000 |
| Multnomah, Oregon | 2 | $ 411,000 | $ 205,500 | $ 122,000 |
| Cumberland, Pennsylvania | 2 | $ 263,000 | $ 131,500 | $ 54,000 |
| Franklin, Pennsylvania | 2 | $ 295,000 | $ 147,500 | $ 69,000 |
| Indiana, Pennsylvania | 2 | $ 125,000 | $ 62,500 | $ 82,000 |
| Lehigh, Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Mercer, Pennsylvania | 2 | $ 216,000 | $ 108,000 | $ 57,000 |
| Monroe, Pennsylvania | 2 | $ 363,000 | $ 181,500 | $ 69,000 |
| Washington, Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Chesterfield, Virginia | 2 | $ 155,000 | $ 77,500 | $ 54,000 |
| Culpeper, Virginia | 2 | $ 183,000 | $ 91,500 | $ 96,000 |
| Henrico, Virginia | 2 | $ 184,000 | $ 92,000 | $ 96,000 |
| Loudoun, Virginia | 2 | $ 257,000 | $ 128,500 | $ 113,000 |
| Clark, Washington | 2 | $ 561,000 | $ 280,500 | $ 132,000 |
| Mohave, Arizona | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Santa Cruz, Arizona | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Yavapai, Arizona | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Yuma, Arizona | 1 | $ 66,000 | $ 66,000 | $ 96,000 |
| Alameda, California | 1 | $ 253,000 | $ 253,000 | $ 103,000 |
| Kings, California | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| Lassen, California | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Mendocino, California | 1 | $ 227,000 | $ 227,000 | $ 31,000 |
| Monterey, California | 1 | $ 558,000 | $ 558,000 | $ 144,000 |
| Placer, California | 1 | $ 163,000 | $ 163,000 | $ 108,000 |
| San Joaquin, California | 1 | $ 250,000 | $ 250,000 | $ 43,000 |
| Santa Barbara, California | 1 | $ 130,000 | $ 130,000 | $ 203,000 |
| Adams, Colorado | 1 | $ 37,000 | $ 37,000 | $ 51,000 |
| Chaffee, Colorado | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Custer, Colorado | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| Larimer, Colorado | 1 | $ 66,000 | $ 66,000 | $ 85,000 |
| Pueblo, Colorado | 1 | $ 72,000 | $ 72,000 | $ 69,000 |
| Weld, Colorado | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| New Haven, Connecticut | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| New London, Connecticut | 1 | $ 223,000 | $ 223,000 | $ 57,000 |
| Tolland, Connecticut | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| District of Columbia, District Of Columbia | 1 | $ 367,000 | $ 367,000 | $ 183,000 |
| Charlotte, Florida | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Citrus, Florida | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Clay, Florida | 1 | $ 292,000 | $ 292,000 | $ 152,000 |
| Hardee, Florida | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Leon, Florida | 1 | $ 249,000 | $ 249,000 | $ 90,000 |
| Marion, Florida | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
| Pasco, Florida | 1 | $ 64,000 | $ 64,000 | $ 100,000 |
| Polk, Florida | 1 | $ 66,000 | $ 66,000 | $ 173,000 |
| Seminole, Florida | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Camden, Georgia | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Decatur, Georgia | 1 | $ 67,000 | $ 67,000 | $ 73,000 |
| DeKalb, Georgia | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Fayette, Georgia | 1 | $ 204,000 | $ 204,000 | $ 91,000 |
| Floyd, Georgia | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Forsyth, Georgia | 1 | $ 57,000 | $ 57,000 | $ 121,000 |
| Fulton, Georgia | 1 | $ 63,000 | $ 63,000 | $ 91,000 |
| Laurens, Georgia | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Newton, Georgia | 1 | $ 61,000 | $ 61,000 | $ 91,000 |
| Polk, Georgia | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Richmond, Georgia | 1 | $ 57,000 | $ 57,000 | $ 61,000 |
| Whitfield, Georgia | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Cass, Illinois | 1 | $ 78,000 | $ 78,000 | $ 77,000 |
| Kendall, Illinois | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Knox, Illinois | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Mason, Illinois | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Peoria, Illinois | 1 | $ 126,000 | $ 126,000 | $ 244,000 |
| Stephenson, Illinois | 1 | $ 189,000 | $ 189,000 | $ 108,000 |
| Cowley, Kansas | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Douglas, Kansas | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Franklin, Kansas | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Jefferson, Kansas | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Miami, Kansas | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| Saline, Kansas | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Sumner, Kansas | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Boyle, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Garrard, Kentucky | 1 | $ 238,000 | $ 238,000 | $ 99,000 |
| Madison, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Warren, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Caroline, Maryland | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Cecil, Maryland | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Queen Anne's, Maryland | 1 | $ 304,000 | $ 304,000 | $ 108,000 |
| St. Mary's, Maryland | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Washington, Maryland | 1 | $ 53,000 | $ 53,000 | $ 74,000 |
| Norfolk, Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 134,000 |
| Plymouth, Massachusetts | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Allegan, Michigan | 1 | $ 73,000 | $ 73,000 | $ 71,000 |
| Berrien, Michigan | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Calhoun, Michigan | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Ingham, Michigan | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Jackson, Michigan | 1 | $ 61,000 | $ 61,000 | $ 66,000 |
| Macomb, Michigan | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Roscommon, Michigan | 1 | $ 131,000 | $ 131,000 | $ 79,000 |
| Saginaw, Michigan | 1 | $ 152,000 | $ 152,000 | $ 143,000 |
| St. Clair, Michigan | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Tuscola, Michigan | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Anoka, Minnesota | 1 | $ 48,000 | $ 48,000 | $ 53,000 |
| Chisago, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Houston, Minnesota | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Rice, Minnesota | 1 | $ 84,000 | $ 84,000 | $ 119,000 |
| St. Louis, Minnesota | 1 | $ 26,000 | $ 26,000 | $ 67,000 |
| Adair, Missouri | 1 | $ 208,000 | $ 208,000 | $ 164,000 |
| Cass, Missouri | 1 | $ 242,000 | $ 242,000 | $ 84,000 |
| Lafayette, Missouri | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Miller, Missouri | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
| Morgan, Missouri | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Polk, Missouri | 1 | $ 49,000 | $ 49,000 | $ 55,000 |
| Pulaski, Missouri | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Carson City, Nevada | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Douglas, Nevada | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Washoe, Nevada | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Strafford, New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Hudson, New Jersey | 1 | $ 352,000 | $ 352,000 | $ 90,000 |
| Hunterdon, New Jersey | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Allegany, New York | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Cattaraugus, New York | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Chautauqua, New York | 1 | $ 103,000 | $ 103,000 | $ 111,000 |
| Essex, New York | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Fulton, New York | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Niagara, New York | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Oswego, New York | 1 | $ 241,000 | $ 241,000 | $ 69,000 |
| Putnam, New York | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
| Rensselaer, New York | 1 | $ 63,000 | $ 63,000 | $ 97,000 |
| St. Lawrence, New York | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
| Steuben, New York | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Sullivan, New York | 1 | $ 36,000 | $ 36,000 | $ 80,000 |
| Washington, New York | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Cabarrus, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Camden, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Catawba, North Carolina | 1 | $ 220,000 | $ 220,000 | $ 115,000 |
| Chowan, North Carolina | 1 | $ 197,000 | $ 197,000 | $ 36,000 |
| Craven, North Carolina | 1 | $ 41,000 | $ 41,000 | $ 50,000 |
| Currituck, North Carolina | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Dare, North Carolina | 1 | $ 91,000 | $ 91,000 | $ 73,000 |
| Granville, North Carolina | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Harnett, North Carolina | 1 | $ 84,000 | $ 84,000 | $ 33,000 |
| Haywood, North Carolina | 1 | $ 36,000 | $ 36,000 | $ 57,000 |
| Johnston, North Carolina | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Lincoln, North Carolina | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
| New Hanover, North Carolina | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Pamlico, North Carolina | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Person, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Rowan, North Carolina | 1 | $ 102,000 | $ 102,000 | $ 37,000 |
| Scotland, North Carolina | 1 | $ 53,000 | $ 53,000 | $ 119,000 |
| Wayne, North Carolina | 1 | $ 94,000 | $ 94,000 | $ 107,000 |
| Clark, Ohio | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Delaware, Ohio | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Fulton, Ohio | 1 | $ 56,000 | $ 56,000 | $ 85,000 |
| Hamilton, Ohio | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Logan, Ohio | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Lorain, Ohio | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Mahoning, Ohio | 1 | $ 48,000 | $ 48,000 | $ 100,000 |
| Medina, Ohio | 1 | $ 71,000 | $ 71,000 | $ 92,000 |
| Miami, Ohio | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
| Morgan, Ohio | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Ottawa, Ohio | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Stark, Ohio | 1 | $ 62,000 | $ 62,000 | $ 83,000 |
| Trumbull, Ohio | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Wayne, Ohio | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Wood, Ohio | 1 | $ 203,000 | $ 203,000 | $ 94,000 |
| Crook, Oregon | 1 | $ 136,000 | $ 136,000 | $ 74,000 |
| Lane, Oregon | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Lincoln, Oregon | 1 | $ 250,000 | $ 250,000 | $ 224,000 |
| Adams, Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 99,000 |
| Blair, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Butler, Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 86,000 |
| Clearfield, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| Elk, Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 164,000 |
| Erie, Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Lackawanna, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Northampton, Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 40,000 |
| Schuylkill, Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Susquehanna, Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Tioga, Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Venango, Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Wayne, Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 152,000 |
| Westmoreland, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| York, Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 69,000 |
| Charleston, South Carolina | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Spartanburg, South Carolina | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Cameron, Texas | 1 | $ 64,000 | $ 64,000 | $ 104,000 |
| Hidalgo, Texas | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Cache, Utah | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Davis, Utah | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Arlington, Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Botetourt, Virginia | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Chesapeake, Virginia | 1 | $ 86,000 | $ 86,000 | $ 113,000 |
| Halifax, Virginia | 1 | $ 51,000 | $ 51,000 | $ 83,000 |
| Louisa, Virginia | 1 | $ 256,000 | $ 256,000 | $ 103,000 |
| Lynchburg, Virginia | 1 | $ 34,000 | $ 34,000 | $ 46,000 |
| Montgomery, Virginia | 1 | $ 58,000 | $ 58,000 | $ 66,000 |
| Newport News, Virginia | 1 | $ 251,000 | $ 251,000 | $ 92,000 |
| Northampton, Virginia | 1 | $ 40,000 | $ 40,000 | $ 132,000 |
| Portsmouth, Virginia | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Radford, Virginia | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Virginia Beach, Virginia | 1 | $ 262,000 | $ 262,000 | $ 85,000 |
| Westmoreland, Virginia | 1 | $ 91,000 | $ 91,000 | $ 137,000 |
| York, Virginia | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Clallam, Washington | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| Island, Washington | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Mason, Washington | 1 | $ 480,000 | $ 480,000 | $ 127,000 |
| Skagit, Washington | 1 | $ 52,000 | $ 52,000 | $ 97,000 |
| Spokane, Washington | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Whatcom, Washington | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 862 | $117,456,000 | $131,678 | $1,000,000 | $81,178 | $678,000 |
| Home Purchase | 69 | $13,032,000 | $191,666 | $1,000,000 | $118,666 | $806,000 |
| Home Improvement | 37 | $3,878,000 | $116,866 | $480,000 | $93,533 | $156,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 718 | $99,208,000 | $123,851 | $610,000 | $77,407 | $360,000 |
| White | 192 | $24,529,000 | $125,080 | $562,000 | $80,840 | $806,000 |
| Not applicable | 26 | $4,664,000 | $198,500 | $590,000 | $0 | $0 |
| Hispanic | 16 | $2,466,000 | $133,857 | $355,000 | $84,285 | $180,000 |
| Black or African American | 11 | $1,221,000 | $131,428 | $367,000 | $109,000 | $199,000 |
| Asian | 5 | $2,278,000 | $319,500 | $1,000,000 | $225,250 | $678,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 968 | $134,366,000 | $133,321 | $1,000,000 | $82,892 | $806,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 747 | $106,137,000 | $142,653 | $1,000,000 | $85,730 | $806,000 |
| Application Approved But Not Accepted | 148 | $20,249,000 | $122,583 | $610,000 | $78,083 | $360,000 |
| Application Denied By Financial Institution | 59 | $7,051,000 | $113,238 | $601,000 | $70,047 | $168,000 |
| File Closed For Incompleteness | 8 | $581,000 | $72,625 | $150,000 | $91,125 | $146,000 |
| Application Withdrawn By Applicant | 6 | $348,000 | $58,000 | $90,000 | $75,333 | $149,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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