Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2009
In 2009, Premium Capital Funding LLC of Jericho, NY reported 7,204 mortgage applications totaling $1.6 billion, down 3% from 2008. The average application was for $222,479, and applicants reported an average income of $70,043. 61% of its applications resulted in an originated loan and 16% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (875), Nassau-Suffolk, NY (509) and Philadelphia, PA (161) (applications in parentheses).
| Mortgage Company & Address | Premium Capital Funding LLC 125 Jericho Tpke Jericho, NY 11753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,204 |
| Total Mortgage Loan Application Amount | $1,602,745,000 |
| Average Mortgage Loan Application Amount | $222,479 |
| Highest Mortgage Loan Application Amount | $951,000 |
| Average Applicant Income | $70,043 |
| Highest Applicant Income | $2,525,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 875 | $ 306,608,000 | $ 350,409 | $ 96,857 |
| Nassau-Suffolk, NY | 509 | $ 162,402,000 | $ 319,060 | $ 98,000 |
| Philadelphia, PA | 161 | $ 27,629,000 | $ 171,608 | $ 51,000 |
| Newark-Union, NJ-PA | 148 | $ 40,555,000 | $ 274,020 | $ 91,243 |
| Oakland-Fremont-Hayward, CA | 133 | $ 42,558,000 | $ 319,984 | $ 114,000 |
| Baltimore-Towson, MD | 121 | $ 24,684,000 | $ 204,000 | $ 58,000 |
| Edison-New Brunswick, NJ | 118 | $ 33,393,000 | $ 282,991 | $ 97,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 116 | $ 22,953,000 | $ 197,870 | $ 48,396 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 102 | $ 28,723,000 | $ 281,598 | $ 88,941 |
| Richmond, VA | 94 | $ 17,381,000 | $ 184,904 | $ 58,000 |
| Atlanta-Sandy Springs-Marietta, GA | 92 | $ 16,988,000 | $ 184,652 | $ 53,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 92 | $ 16,970,000 | $ 184,456 | $ 78,000 |
| Miami-Miami Beach-Kendall, FL | 88 | $ 17,310,000 | $ 196,704 | $ 88,000 |
| Albany-Schenectady-Troy, NY | 80 | $ 13,713,000 | $ 171,412 | $ 61,000 |
| Houston-Sugar Land-Baytown, TX | 80 | $ 11,203,000 | $ 140,037 | $ 63,000 |
| Orlando-Kissimmee, FL | 77 | $ 11,977,000 | $ 155,545 | $ 51,000 |
| Los Angeles-Long Beach-Glendale, CA | 71 | $ 22,321,000 | $ 314,380 | $ 84,000 |
| Camden, NJ | 65 | $ 12,807,000 | $ 197,030 | $ 67,000 |
| Denver-Aurora-Broomfield, CO | 62 | $ 14,018,000 | $ 226,096 | $ 64,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 61 | $ 15,034,000 | $ 246,459 | $ 76,000 |
| Tampa-St. Petersburg-Clearwater, FL | 55 | $ 8,347,000 | $ 151,763 | $ 55,000 |
| Phoenix-Mesa-Scottsdale, AZ | 52 | $ 9,386,000 | $ 180,500 | $ 66,000 |
| San Diego-Carlsbad-San Marcos, CA | 51 | $ 15,419,000 | $ 302,333 | $ 88,000 |
| Hartford-West Hartford-East Hartford, CT | 50 | $ 9,590,000 | $ 191,800 | $ 56,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 44 | $ 8,653,000 | $ 196,659 | $ 56,500 |
| Wilmington, DE-MD-NJ | 44 | $ 8,251,000 | $ 187,522 | $ 59,000 |
| Pittsburgh, PA | 43 | $ 5,901,000 | $ 137,232 | $ 45,000 |
| Bridgeport-Stamford-Norwalk, CT | 42 | $ 11,472,000 | $ 273,142 | $ 82,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 42 | $ 7,064,000 | $ 168,190 | $ 71,000 |
| Dallas-Plano-Irving, TX | 39 | $ 6,411,000 | $ 164,384 | $ 73,000 |
| Seattle-Bellevue-Everett, WA | 39 | $ 11,270,000 | $ 288,974 | $ 77,000 |
| Jacksonville, FL | 37 | $ 5,863,000 | $ 158,459 | $ 48,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 36 | $ 5,030,000 | $ 139,722 | $ 43,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 35 | $ 5,759,000 | $ 164,542 | $ 47,657 |
| Boston-Quincy, MA | 35 | $ 9,669,000 | $ 276,257 | $ 62,000 |
| Little Rock-North Little Rock-Conway, AR | 34 | $ 5,030,000 | $ 147,941 | $ 54,000 |
| Riverside-San Bernardino-Ontario, CA | 34 | $ 7,040,000 | $ 207,058 | $ 73,000 |
| New Haven-Milford, CT | 32 | $ 5,910,000 | $ 184,687 | $ 64,000 |
| Rochester, NY | 32 | $ 3,934,000 | $ 122,937 | $ 51,000 |
| St. Louis, MO-IL | 31 | $ 4,350,000 | $ 140,322 | $ 41,290 |
| Charlotte-Gastonia-Concord, NC-SC | 30 | $ 6,099,000 | $ 203,300 | $ 67,833 |
| Fort Worth-Arlington, TX | 30 | $ 4,793,000 | $ 159,766 | $ 61,000 |
| Louisville-Jefferson County, KY-IN | 30 | $ 4,312,000 | $ 143,733 | $ 42,933 |
| Portland-Vancouver-Beaverton, OR-WA | 30 | $ 7,367,000 | $ 245,566 | $ 77,166 |
| Albuquerque, NM | 29 | $ 4,432,000 | $ 152,827 | $ 52,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 29 | $ 12,949,000 | $ 446,517 | $ 122,000 |
| Scranton--Wilkes-Barre, PA | 29 | $ 2,892,000 | $ 99,724 | $ 50,000 |
| San Francisco-San Mateo-Redwood City, CA | 28 | $ 12,361,000 | $ 441,464 | $ 114,000 |
| Santa Ana-Anaheim-Irvine, CA | 28 | $ 11,487,000 | $ 410,250 | $ 129,000 |
| Springfield, MA | 28 | $ 4,984,000 | $ 178,000 | $ 49,000 |
| Salt Lake City, UT | 26 | $ 5,039,000 | $ 193,807 | $ 42,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 25 | $ 6,104,000 | $ 244,160 | $ 79,000 |
| Memphis, TN-MS-AR | 24 | $ 3,492,000 | $ 145,500 | $ 47,666 |
| Milwaukee-Waukesha-West Allis, WI | 24 | $ 4,187,000 | $ 174,458 | $ 65,000 |
| York-Hanover, PA | 24 | $ 5,340,000 | $ 222,500 | $ 60,000 |
| Bethesda-Frederick-Rockville, MD | 23 | $ 6,344,000 | $ 275,826 | $ 73,000 |
| Kansas City, MO-KS | 23 | $ 3,520,000 | $ 153,043 | $ 57,913 |
| Harrisburg-Carlisle, PA | 22 | $ 3,785,000 | $ 172,045 | $ 50,000 |
| Indianapolis-Carmel, IN | 22 | $ 2,526,000 | $ 114,818 | $ 40,000 |
| Buffalo-Niagara Falls, NY | 21 | $ 2,819,000 | $ 134,238 | $ 53,000 |
| Colorado Springs, CO | 21 | $ 3,838,000 | $ 182,761 | $ 56,000 |
| Knoxville, TN | 21 | $ 2,982,000 | $ 142,000 | $ 45,000 |
| Tucson, AZ | 21 | $ 3,315,000 | $ 157,857 | $ 66,000 |
| Austin-Round Rock, TX | 20 | $ 3,872,000 | $ 193,600 | $ 76,000 |
| Cambridge-Newton-Framingham, MA | 20 | $ 5,905,000 | $ 295,250 | $ 80,000 |
| Raleigh-Cary, NC | 20 | $ 3,468,000 | $ 173,400 | $ 68,000 |
| Stockton, CA | 19 | $ 3,528,000 | $ 185,684 | $ 89,000 |
| Greensboro-High Point, NC | 18 | $ 2,846,000 | $ 158,111 | $ 48,000 |
| Kingsport-Bristol-Bristol, TN-VA | 18 | $ 2,194,000 | $ 121,888 | $ 45,666 |
| Columbia, SC | 17 | $ 2,689,000 | $ 158,176 | $ 53,000 |
| Omaha-Council Bluffs, NE-IA | 17 | $ 1,984,000 | $ 116,705 | $ 45,235 |
| Providence-New Bedford-Fall River, RI-MA | 17 | $ 3,694,000 | $ 217,294 | $ 64,294 |
| Binghamton, NY | 16 | $ 2,099,000 | $ 131,187 | $ 55,000 |
| Lakeland-Winter Haven, FL | 16 | $ 2,179,000 | $ 136,187 | $ 49,000 |
| McAllen-Edinburg-Mission, TX | 16 | $ 1,887,000 | $ 117,937 | $ 63,000 |
| Ogden-Clearfield, UT | 16 | $ 2,784,000 | $ 174,000 | $ 55,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,385,000 | $ 159,000 | $ 72,000 |
| Fresno, CA | 15 | $ 2,532,000 | $ 168,800 | $ 55,000 |
| Lynchburg, VA | 15 | $ 2,385,000 | $ 159,000 | $ 48,000 |
| Worcester, MA | 15 | $ 3,272,000 | $ 218,133 | $ 50,000 |
| Atlantic City-Hammonton, NJ | 14 | $ 2,762,000 | $ 197,285 | $ 59,000 |
| Ocala, FL | 14 | $ 2,108,000 | $ 150,571 | $ 48,000 |
| Portland-South Portland-Biddeford, ME | 14 | $ 2,945,000 | $ 210,357 | $ 48,000 |
| Syracuse, NY | 14 | $ 1,854,000 | $ 132,428 | $ 56,000 |
| Tacoma, WA | 14 | $ 3,187,000 | $ 227,642 | $ 68,000 |
| Tallahassee, FL | 14 | $ 2,366,000 | $ 169,000 | $ 67,000 |
| Utica-Rome, NY | 14 | $ 1,892,000 | $ 135,142 | $ 56,000 |
| Wilmington, NC | 14 | $ 2,560,000 | $ 182,857 | $ 52,000 |
| Anchorage, AK | 13 | $ 2,600,000 | $ 200,000 | $ 66,000 |
| Boise City-Nampa, ID | 13 | $ 2,335,000 | $ 179,615 | $ 38,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 13 | $ 2,199,000 | $ 169,153 | $ 55,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 1,786,000 | $ 137,384 | $ 44,000 |
| Lake County-Kenosha County, IL-WI | 13 | $ 2,771,000 | $ 213,153 | $ 49,692 |
| Peabody, MA | 13 | $ 3,800,000 | $ 292,307 | $ 62,000 |
| Port St. Lucie, FL | 13 | $ 1,895,000 | $ 145,769 | $ 53,000 |
| San Antonio, TX | 13 | $ 2,115,000 | $ 162,692 | $ 86,000 |
| Chicago-Naperville-Joliet, IL | 12 | $ 2,161,000 | $ 180,083 | $ 34,000 |
| El Paso, TX | 12 | $ 1,390,000 | $ 115,833 | $ 48,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 2,266,000 | $ 206,000 | $ 82,000 |
| Gary, IN | 11 | $ 1,829,000 | $ 166,272 | $ 51,000 |
| Glens Falls, NY | 11 | $ 1,710,000 | $ 155,454 | $ 50,000 |
| Lancaster, PA | 11 | $ 1,873,000 | $ 170,272 | $ 59,000 |
| Madison, WI | 11 | $ 1,878,000 | $ 170,727 | $ 48,000 |
| Salinas, CA | 11 | $ 2,113,000 | $ 192,090 | $ 77,000 |
| Beaumont-Port Arthur, TX | 10 | $ 1,068,000 | $ 106,800 | $ 58,000 |
| Charleston-North Charleston-Summerville, SC | 10 | $ 1,818,000 | $ 181,800 | $ 43,000 |
| Erie, PA | 10 | $ 1,211,000 | $ 121,100 | $ 38,000 |
| Kingston, NY | 10 | $ 2,240,000 | $ 224,000 | $ 100,000 |
| Morristown, TN | 10 | $ 1,270,000 | $ 127,000 | $ 37,000 |
| Naples-Marco Island, FL | 10 | $ 2,126,000 | $ 212,600 | $ 57,000 |
| Reading, PA | 10 | $ 1,935,000 | $ 193,500 | $ 70,000 |
| Roanoke, VA | 10 | $ 1,587,000 | $ 158,700 | $ 60,000 |
| Salem, OR | 10 | $ 2,161,000 | $ 216,100 | $ 47,000 |
| Trenton-Ewing, NJ | 10 | $ 2,047,000 | $ 204,700 | $ 57,000 |
| Vallejo-Fairfield, CA | 10 | $ 2,611,000 | $ 261,100 | $ 91,000 |
| Altoona, PA | 9 | $ 1,019,000 | $ 113,222 | $ 45,000 |
| Des Moines-West Des Moines, IA | 9 | $ 1,378,000 | $ 153,111 | $ 40,000 |
| Fayetteville, NC | 9 | $ 1,286,000 | $ 142,888 | $ 64,000 |
| Honolulu, HI | 9 | $ 3,118,000 | $ 346,444 | $ 92,000 |
| Norwich-New London, CT | 9 | $ 1,362,000 | $ 151,333 | $ 54,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 2,604,000 | $ 289,333 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 1,805,000 | $ 200,555 | $ 40,000 |
| Rockingham County-Strafford County, NH | 9 | $ 2,571,000 | $ 285,666 | $ 76,000 |
| Spokane, WA | 9 | $ 2,205,000 | $ 245,000 | $ 105,000 |
| Springfield, MO | 9 | $ 1,461,000 | $ 162,333 | $ 52,000 |
| Asheville, NC | 8 | $ 1,527,000 | $ 190,875 | $ 39,000 |
| Athens-Clarke County, GA | 8 | $ 1,204,000 | $ 150,500 | $ 49,000 |
| Bradenton-Sarasota-Venice, FL | 8 | $ 1,645,000 | $ 205,625 | $ 62,000 |
| Chattanooga, TN-GA | 8 | $ 1,150,000 | $ 143,750 | $ 49,750 |
| Duluth, MN-WI | 8 | $ 1,065,000 | $ 133,125 | $ 31,000 |
| Durham-Chapel Hill, NC | 8 | $ 1,202,000 | $ 150,250 | $ 33,000 |
| Killeen-Temple-Fort Hood, TX | 8 | $ 1,032,000 | $ 129,000 | $ 61,000 |
| Modesto, CA | 8 | $ 1,294,000 | $ 161,750 | $ 47,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,225,000 | $ 153,125 | $ 34,000 |
| Wichita, KS | 8 | $ 842,000 | $ 105,250 | $ 58,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,162,000 | $ 166,000 | $ 51,714 |
| Barnstable Town, MA | 7 | $ 1,861,000 | $ 265,857 | $ 80,000 |
| Bremerton-Silverdale, WA | 7 | $ 1,743,000 | $ 249,000 | $ 57,000 |
| Eugene-Springfield, OR | 7 | $ 1,124,000 | $ 160,571 | $ 60,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,592,000 | $ 227,428 | $ 77,000 |
| Grand Junction, CO | 7 | $ 1,216,000 | $ 173,714 | $ 57,000 |
| Janesville, WI | 7 | $ 941,000 | $ 134,428 | $ 57,000 |
| Manchester-Nashua, NH | 7 | $ 1,805,000 | $ 257,857 | $ 184,000 |
| Olympia, WA | 7 | $ 1,912,000 | $ 273,142 | $ 79,000 |
| Pine Bluff, AR | 7 | $ 875,000 | $ 125,000 | $ 45,000 |
| Rocky Mount, NC | 7 | $ 1,143,000 | $ 163,285 | $ 47,000 |
| Santa Fe, NM | 7 | $ 1,634,000 | $ 233,428 | $ 52,000 |
| Warner Robins, GA | 7 | $ 1,049,000 | $ 149,857 | $ 39,000 |
| Yuma, AZ | 7 | $ 1,119,000 | $ 159,857 | $ 60,000 |
| Billings, MT | 6 | $ 1,043,000 | $ 173,833 | $ 65,000 |
| Dover, DE | 6 | $ 1,296,000 | $ 216,000 | $ 66,000 |
| Elkhart-Goshen, IN | 6 | $ 721,000 | $ 120,166 | $ 32,000 |
| Evansville, IN-KY | 6 | $ 741,000 | $ 123,500 | $ 43,666 |
| Fort Smith, AR-OK | 6 | $ 739,000 | $ 123,166 | $ 64,000 |
| Joplin, MO | 6 | $ 783,000 | $ 130,500 | $ 49,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 6 | $ 962,000 | $ 160,333 | $ 42,000 |
| Santa Rosa-Petaluma, CA | 6 | $ 2,425,000 | $ 404,166 | $ 99,000 |
| Boulder, CO | 5 | $ 1,308,000 | $ 261,600 | $ 113,000 |
| Charlottesville, VA | 5 | $ 892,000 | $ 178,400 | $ 40,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 613,000 | $ 122,600 | $ 45,000 |
| Corpus Christi, TX | 5 | $ 591,000 | $ 118,200 | $ 40,000 |
| Fort Wayne, IN | 5 | $ 419,000 | $ 83,800 | $ 41,000 |
| Greenville-Mauldin-Easley, SC | 5 | $ 607,000 | $ 121,400 | $ 50,000 |
| Johnson City, TN | 5 | $ 750,000 | $ 150,000 | $ 28,000 |
| Racine, WI | 5 | $ 758,000 | $ 151,600 | $ 49,000 |
| Rockford, IL | 5 | $ 536,000 | $ 107,200 | $ 28,000 |
| Vineland-Millville-Bridgeton, NJ | 5 | $ 793,000 | $ 158,600 | $ 57,000 |
| Visalia-Porterville, CA | 5 | $ 882,000 | $ 176,400 | $ 27,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 871,000 | $ 174,200 | $ 44,000 |
| Albany, GA | 4 | $ 430,000 | $ 107,500 | $ 33,000 |
| Bakersfield, CA | 4 | $ 488,000 | $ 122,000 | $ 15,000 |
| Bangor, ME | 4 | $ 697,000 | $ 174,250 | $ 91,000 |
| Cheyenne, WY | 4 | $ 582,000 | $ 145,500 | $ 43,000 |
| Cleveland, TN | 4 | $ 405,000 | $ 101,250 | $ 8,000 |
| Coeur D'Alene, ID | 4 | $ 824,000 | $ 206,000 | $ 42,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 524,000 | $ 131,000 | $ 58,250 |
| Elizabethtown, KY | 4 | $ 691,000 | $ 172,750 | $ 47,000 |
| Fond Du Lac, WI | 4 | $ 721,000 | $ 180,250 | $ 60,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 581,000 | $ 145,250 | $ 68,000 |
| Gainesville, FL | 4 | $ 590,000 | $ 147,500 | $ 55,000 |
| Greeley, CO | 4 | $ 853,000 | $ 213,250 | $ 57,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 651,000 | $ 162,750 | $ 65,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 550,000 | $ 137,500 | $ 58,000 |
| Idaho Falls, ID | 4 | $ 562,000 | $ 140,500 | $ 67,000 |
| Jackson, TN | 4 | $ 390,000 | $ 97,500 | $ 42,000 |
| Kennewick-Pasco-Richland, WA | 4 | $ 663,000 | $ 165,750 | $ 36,000 |
| Lafayette, IN | 4 | $ 502,000 | $ 125,500 | $ 63,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 508,000 | $ 127,000 | $ 32,000 |
| Lebanon, PA | 4 | $ 702,000 | $ 175,500 | $ 50,000 |
| Lincoln, NE | 4 | $ 482,000 | $ 120,500 | $ 66,000 |
| Macon, GA | 4 | $ 487,000 | $ 121,750 | $ 52,000 |
| Madera-Chowchilla, CA | 4 | $ 695,000 | $ 173,750 | $ 72,000 |
| Ocean City, NJ | 4 | $ 1,014,000 | $ 253,500 | $ 59,000 |
| Prescott, AZ | 4 | $ 688,000 | $ 172,000 | $ 41,000 |
| Provo-Orem, UT | 4 | $ 611,000 | $ 152,750 | $ 48,000 |
| Pueblo, CO | 4 | $ 444,000 | $ 111,000 | $ 47,000 |
| Punta Gorda, FL | 4 | $ 657,000 | $ 164,250 | $ 56,000 |
| Rochester, MN | 4 | $ 651,000 | $ 162,750 | $ 58,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,478,000 | $ 369,500 | $ 67,000 |
| State College, PA | 4 | $ 597,000 | $ 149,250 | $ 59,000 |
| Tulsa, OK | 4 | $ 475,000 | $ 118,750 | $ 64,000 |
| Waco, TX | 4 | $ 512,000 | $ 128,000 | $ 70,000 |
| Yakima, WA | 4 | $ 614,000 | $ 153,500 | $ 44,000 |
| Amarillo, TX | 3 | $ 313,000 | $ 104,333 | $ 23,000 |
| Bloomington, IN | 3 | $ 589,000 | $ 196,333 | $ 70,000 |
| Brownsville-Harlingen, TX | 3 | $ 424,000 | $ 141,333 | $ 61,000 |
| Casper, WY | 3 | $ 547,000 | $ 182,333 | $ 82,000 |
| Clarksville, TN-KY | 3 | $ 429,000 | $ 143,000 | $ 58,000 |
| Cumberland, MD-WV | 3 | $ 363,000 | $ 121,000 | $ 48,000 |
| Danville, VA | 3 | $ 332,000 | $ 110,666 | $ 20,000 |
| Detroit-Livonia-Dearborn, MI | 3 | $ 182,000 | $ 60,666 | $ 35,000 |
| Gainesville, GA | 3 | $ 442,000 | $ 147,333 | $ 41,000 |
| Hot Springs, AR | 3 | $ 438,000 | $ 146,000 | $ 47,000 |
| Jacksonville, NC | 3 | $ 312,000 | $ 104,000 | $ 45,000 |
| Jonesboro, AR | 3 | $ 264,000 | $ 88,000 | $ 34,000 |
| Las Cruces, NM | 3 | $ 422,000 | $ 140,666 | $ 23,000 |
| Lexington-Fayette, KY | 3 | $ 302,000 | $ 100,666 | $ 17,000 |
| Longview, TX | 3 | $ 386,000 | $ 128,666 | $ 65,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 723,000 | $ 241,000 | $ 50,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 752,000 | $ 250,666 | $ 65,000 |
| Pittsfield, MA | 3 | $ 561,000 | $ 187,000 | $ 121,000 |
| Redding, CA | 3 | $ 731,000 | $ 243,666 | $ 69,000 |
| Salisbury, MD | 3 | $ 708,000 | $ 236,000 | $ 78,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 1,198,000 | $ 399,333 | $ 85,000 |
| Savannah, GA | 3 | $ 449,000 | $ 149,666 | $ 22,000 |
| Sioux City, IA-NE-SD | 3 | $ 419,000 | $ 139,666 | $ 47,666 |
| Spartanburg, SC | 3 | $ 485,000 | $ 161,666 | $ 22,000 |
| St. Cloud, MN | 3 | $ 389,000 | $ 129,666 | $ 61,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 336,000 | $ 112,000 | $ 42,000 |
| Wausau, WI | 3 | $ 380,000 | $ 126,666 | $ 52,000 |
| Winston-Salem, NC | 3 | $ 514,000 | $ 171,333 | $ 37,000 |
| Anderson, SC | 2 | $ 252,000 | $ 126,000 | $ 68,000 |
| Bellingham, WA | 2 | $ 543,000 | $ 271,500 | $ 61,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 325,000 | $ 162,500 | $ 54,000 |
| Bowling Green, KY | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Burlington, NC | 2 | $ 411,000 | $ 205,500 | $ 111,000 |
| Cedar Rapids, IA | 2 | $ 257,000 | $ 128,500 | $ 29,000 |
| Champaign-Urbana, IL | 2 | $ 174,000 | $ 87,000 | $ 58,000 |
| Chico, CA | 2 | $ 359,000 | $ 179,500 | $ 33,000 |
| College Station-Bryan, TX | 2 | $ 242,000 | $ 121,000 | $ 43,000 |
| Columbus, GA-AL | 2 | $ 373,000 | $ 186,500 | $ 57,000 |
| Dubuque, IA | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Great Falls, MT | 2 | $ 273,000 | $ 136,500 | $ 38,000 |
| Green Bay, WI | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Greenville, NC | 2 | $ 466,000 | $ 233,000 | $ 28,000 |
| Harrisonburg, VA | 2 | $ 344,000 | $ 172,000 | $ 42,000 |
| Iowa City, IA | 2 | $ 297,000 | $ 148,500 | $ 43,000 |
| Jefferson City, MO | 2 | $ 252,000 | $ 126,000 | $ 37,000 |
| Laredo, TX | 2 | $ 234,000 | $ 117,000 | $ 42,000 |
| Lawrence, KS | 2 | $ 313,000 | $ 156,500 | $ 65,000 |
| Logan, UT-ID | 2 | $ 418,000 | $ 209,000 | $ 52,000 |
| Longview, WA | 2 | $ 325,000 | $ 162,500 | $ 42,000 |
| Manhattan, KS | 2 | $ 402,000 | $ 201,000 | $ 74,000 |
| Mankato-North Mankato, MN | 2 | $ 326,000 | $ 163,000 | $ 29,000 |
| Niles-Benton Harbor, MI | 2 | $ 275,000 | $ 137,500 | $ 31,000 |
| Oshkosh-Neenah, WI | 2 | $ 261,000 | $ 130,500 | $ 71,000 |
| Palm Coast, FL | 2 | $ 231,000 | $ 115,500 | $ 97,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 295,000 | $ 147,500 | $ 119,000 |
| Sebastian-Vero Beach, FL | 2 | $ 351,000 | $ 175,500 | $ 62,000 |
| Sherman-Denison, TX | 2 | $ 165,000 | $ 82,500 | $ 63,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 231,000 | $ 115,500 | $ 45,000 |
| Topeka, KS | 2 | $ 156,000 | $ 78,000 | $ 28,000 |
| Tyler, TX | 2 | $ 209,000 | $ 104,500 | $ 25,000 |
| Valdosta, GA | 2 | $ 313,000 | $ 156,500 | $ 69,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 293,000 | $ 146,500 | $ 48,000 |
| Williamsport, PA | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| Ames, IA | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Appleton, WI | 1 | $ 63,000 | $ 63,000 | $ 45,000 |
| Battle Creek, MI | 1 | $ 276,000 | $ 276,000 | $ 66,000 |
| Brunswick, GA | 1 | $ 89,000 | $ 89,000 | $ 25,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 179,000 | $ 179,000 | $ 65,000 |
| Columbia, MO | 1 | $ 102,000 | $ 102,000 | $ 17,000 |
| Columbus, IN | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Dalton, GA | 1 | $ 129,000 | $ 129,000 | $ 28,000 |
| Decatur, IL | 1 | $ 94,000 | $ 94,000 | $ 0 |
| El Centro, CA | 1 | $ 243,000 | $ 243,000 | $ 122,000 |
| Farmington, NM | 1 | $ 169,000 | $ 169,000 | $ 67,000 |
| Flagstaff, AZ | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Florence, SC | 1 | $ 110,000 | $ 110,000 | $ 28,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Hanford-Corcoran, CA | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 188,000 | $ 188,000 | $ 78,000 |
| Ithaca, NY | 1 | $ 177,000 | $ 177,000 | $ 68,000 |
| Johnstown, PA | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Kalamazoo-Portage, MI | 1 | $ 163,000 | $ 163,000 | $ 38,000 |
| Kankakee-Bradley, IL | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Kokomo, IN | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| La Crosse, WI-MN | 1 | $ 205,000 | $ 205,000 | $ 760,000 |
| Lansing-East Lansing, MI | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Lawton, OK | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Lewiston, ID-WA | 1 | $ 129,000 | $ 129,000 | $ 21,000 |
| Lewiston-Auburn, ME | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Lubbock, TX | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Medford, OR | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Merced, CA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Midland, TX | 1 | $ 114,000 | $ 114,000 | $ 20,000 |
| Missoula, MT | 1 | $ 238,000 | $ 238,000 | $ 49,000 |
| Monroe, MI | 1 | $ 188,000 | $ 188,000 | $ 102,000 |
| Muncie, IN | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Napa, CA | 1 | $ 349,000 | $ 349,000 | $ 100,000 |
| Oklahoma City, OK | 1 | $ 63,000 | $ 63,000 | $ 10,000 |
| Owensboro, KY | 1 | $ 184,000 | $ 184,000 | $ 52,000 |
| Pocatello, ID | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Sheboygan, WI | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| St. George, UT | 1 | $ 290,000 | $ 290,000 | $ 96,000 |
| Sumter, SC | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Terre Haute, IN | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Victoria, TX | 1 | $ 162,000 | $ 162,000 | $ 39,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 175,000 | $ 175,000 | $ 24,000 |
| Wichita Falls, TX | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Yuba City, CA | 1 | $ 171,000 | $ 171,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,386 | $1,400,876,000 | $219,000 | $951,000 | $68,000 | $2,525,000 |
| Home Purchase | 818 | $201,869,000 | $246,000 | $898,000 | $86,000 | $870,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,367 | $733,948,000 | $217,000 | $797,000 | $74,000 | $2,525,000 |
| Not Provided | 1,955 | $435,326,000 | $222,000 | $951,000 | $67,000 | $760,000 |
| Black or African American | 1,265 | $283,084,000 | $223,000 | $607,000 | $63,000 | $743,000 |
| Hispanic | 441 | $98,417,000 | $223,000 | $712,000 | $63,000 | $270,000 |
| Asian | 121 | $37,052,000 | $306,000 | $730,000 | $100,000 | $633,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $10,988,000 | $289,000 | $622,000 | $77,000 | $283,000 |
| American Indian or Alaskan Native | 17 | $3,930,000 | $231,000 | $479,000 | $71,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 5,078 | $1,079,039,000 | $212,000 | $951,000 | $60,000 | $870,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,123 | $523,267,000 | $246,000 | $825,000 | $94,000 | $2,525,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $333,000 | $166,000 | $213,000 | $34,000 | $36,000 |
| VA-guaranteed (Veterans Administration) | 1 | $106,000 | $106,000 | $106,000 | $23,000 | $23,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,391 | $968,955,000 | $220,000 | $730,000 | $70,000 | $2,525,000 |
| Application Denied By Financial Institution | 1,182 | $262,959,000 | $222,000 | $951,000 | $66,000 | $870,000 |
| Application Withdrawn By Applicant | 808 | $184,142,000 | $227,000 | $825,000 | $74,000 | $760,000 |
| Application Approved But Not Accepted | 807 | $183,372,000 | $227,000 | $742,000 | $69,000 | $459,000 |
| File Closed For Incompleteness | 16 | $3,317,000 | $207,000 | $560,000 | $80,000 | $257,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 213 | $50,517,000 | $237,000 | $631,000 | $55,000 | $410,000 |
| Credit History | 153 | $32,220,000 | $210,000 | $951,000 | $60,000 | $420,000 |
| Other | 134 | $29,349,000 | $219,000 | $682,000 | $84,000 | $545,000 |
| Collateral | 108 | $22,289,000 | $206,000 | $552,000 | $75,000 | $524,000 |
| Unverifiable Information | 27 | $6,932,000 | $256,000 | $638,000 | $77,000 | $163,000 |
| Employment History | 16 | $4,689,000 | $293,000 | $620,000 | $83,000 | $344,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,543,000 | $171,000 | $393,000 | $49,000 | $115,000 |
| Mortgage Insurance Denied | 9 | $2,774,000 | $308,000 | $590,000 | $108,000 | $175,000 |
| Credit Application Incomplete | 5 | $1,659,000 | $331,000 | $702,000 | $100,000 | $226,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premium Capital Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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