Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2009

In 2009, Premium Capital Funding LLC of Jericho, NY reported 7,204 mortgage applications totaling $1.6 billion, down 3% from 2008. The average application was for $222,479, and applicants reported an average income of $70,043. 61% of its applications resulted in an originated loan and 16% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (875), Nassau-Suffolk, NY (509) and Philadelphia, PA (161) (applications in parentheses).

Mortgage Company & Address Premium Capital Funding LLC
125 Jericho Tpke
Jericho, NY 11753
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,204
Total Mortgage Loan Application Amount $1,602,745,000
Average Mortgage Loan Application Amount $222,479
Highest Mortgage Loan Application Amount $951,000
Average Applicant Income $70,043
Highest Applicant Income $2,525,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premium Capital Funding LLC by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 263 $ 79,001,000 $ 300,384 $ 88,000
Nassau, New York 246 $ 83,401,000 $ 339,028 $ 109,000
Queens, New York 209 $ 73,720,000 $ 352,727 $ 81,000
Kings, New York 182 $ 74,939,000 $ 411,752 $ 101,000
Westchester, New York 109 $ 39,962,000 $ 366,623 $ 143,000
Bronx, New York 104 $ 36,201,000 $ 348,086 $ 81,000
Broward, Florida 92 $ 16,970,000 $ 184,456 $ 78,000
Miami-Dade, Florida 88 $ 17,310,000 $ 196,704 $ 88,000
Philadelphia, Pennsylvania 79 $ 10,346,000 $ 130,962 $ 40,000
Richmond, New York 78 $ 26,464,000 $ 339,282 $ 90,000
Los Angeles, California 71 $ 22,321,000 $ 314,380 $ 84,000
Contra Costa, California 70 $ 20,298,000 $ 289,971 $ 101,000
Alameda, California 63 $ 22,260,000 $ 353,333 $ 128,000
Essex, New Jersey 59 $ 15,540,000 $ 263,389 $ 91,000
Bergen, New Jersey 56 $ 17,033,000 $ 304,160 $ 102,000
San Diego, California 51 $ 15,419,000 $ 302,333 $ 88,000
Baltimore City, Maryland 46 $ 6,991,000 $ 151,978 $ 55,000
Prince George's, Maryland 46 $ 11,447,000 $ 248,847 $ 75,000
Maricopa, Arizona 45 $ 8,275,000 $ 183,888 $ 69,000
Harris, Texas 43 $ 5,705,000 $ 132,674 $ 61,000
Fairfield, Connecticut 42 $ 11,472,000 $ 273,142 $ 82,000
Hartford, Connecticut 42 $ 8,087,000 $ 192,547 $ 59,000
Palm Beach, Florida 42 $ 7,064,000 $ 168,190 $ 71,000
Baltimore, Maryland 40 $ 8,401,000 $ 210,025 $ 56,000
Monmouth, New Jersey 40 $ 11,490,000 $ 287,250 $ 94,000
Passaic, New Jersey 40 $ 10,748,000 $ 268,700 $ 77,000
Middlesex, New Jersey 39 $ 11,273,000 $ 289,051 $ 104,000
Orange, Florida 35 $ 5,684,000 $ 162,400 $ 52,000
New Castle, Delaware 34 $ 6,606,000 $ 194,294 $ 54,000
Union, New Jersey 34 $ 8,877,000 $ 261,088 $ 85,000
New Haven, Connecticut 32 $ 5,910,000 $ 184,687 $ 64,000
Orange, New York 32 $ 7,961,000 $ 248,781 $ 80,000
New York, New York 30 $ 9,073,000 $ 302,433 $ 136,000
Monroe, Pennsylvania 30 $ 5,796,000 $ 193,200 $ 72,000
Duval, Florida 29 $ 4,150,000 $ 143,103 $ 39,000
Hudson, New Jersey 29 $ 6,920,000 $ 238,620 $ 58,000
Ocean, New Jersey 29 $ 7,408,000 $ 255,448 $ 79,000
Dutchess, New York 29 $ 7,073,000 $ 243,896 $ 73,000
Rockland, New York 29 $ 8,741,000 $ 301,413 $ 99,000
Orange, California 28 $ 11,487,000 $ 410,250 $ 129,000
Albany, New York 28 $ 5,122,000 $ 182,928 $ 73,000
Santa Clara, California 27 $ 11,990,000 $ 444,074 $ 121,000
Tarrant, Texas 27 $ 4,290,000 $ 158,888 $ 59,000
Virginia Beach, Virginia 27 $ 5,185,000 $ 192,037 $ 49,000
Saratoga, New York 26 $ 5,056,000 $ 194,461 $ 62,000
Morris, New Jersey 25 $ 8,998,000 $ 359,920 $ 118,000
Montgomery, Pennsylvania 25 $ 5,719,000 $ 228,760 $ 63,000
Hillsborough, Florida 24 $ 3,504,000 $ 146,000 $ 49,000
Camden, New Jersey 24 $ 4,469,000 $ 186,208 $ 60,000
Delaware, Pennsylvania 24 $ 3,314,000 $ 138,083 $ 40,000
York, Pennsylvania 24 $ 5,340,000 $ 222,500 $ 60,000
Salt Lake, Utah 24 $ 4,568,000 $ 190,333 $ 42,000
Burlington, New Jersey 22 $ 5,024,000 $ 228,363 $ 76,000
Bernalillo, New Mexico 22 $ 3,358,000 $ 152,636 $ 53,000
Pima, Arizona 21 $ 3,315,000 $ 157,857 $ 66,000
Riverside, California 21 $ 4,151,000 $ 197,666 $ 67,000
Jefferson, Colorado 21 $ 4,593,000 $ 218,714 $ 61,000
Allegheny, Pennsylvania 21 $ 3,261,000 $ 155,285 $ 53,000
Shelby, Tennessee 21 $ 3,033,000 $ 144,428 $ 47,000
Middlesex, Massachusetts 20 $ 5,905,000 $ 295,250 $ 80,000
Dallas, Texas 20 $ 3,153,000 $ 157,650 $ 74,000
Chesterfield, Virginia 20 $ 4,118,000 $ 205,900 $ 63,000
King, Washington 20 $ 5,759,000 $ 287,950 $ 83,000
San Joaquin, California 19 $ 3,528,000 $ 185,684 $ 89,000
El Paso, Colorado 19 $ 3,588,000 $ 188,842 $ 57,000
Hampden, Massachusetts 19 $ 3,219,000 $ 169,421 $ 50,000
Gloucester, New Jersey 19 $ 3,314,000 $ 174,421 $ 67,000
Chesapeake, Virginia 19 $ 4,449,000 $ 234,157 $ 62,000
Snohomish, Washington 19 $ 5,511,000 $ 290,052 $ 70,000
Bucks, Pennsylvania 18 $ 4,413,000 $ 245,166 $ 76,000
Davidson, Tennessee 18 $ 2,273,000 $ 126,277 $ 32,000
Henrico, Virginia 18 $ 3,466,000 $ 192,555 $ 52,000
Pinellas, Florida 17 $ 2,799,000 $ 164,647 $ 61,000
Hennepin, Minnesota 17 $ 3,163,000 $ 186,058 $ 56,000
Monroe, New York 17 $ 2,011,000 $ 118,294 $ 53,000
Wake, North Carolina 17 $ 3,035,000 $ 178,529 $ 72,000
Lehigh, Pennsylvania 17 $ 2,853,000 $ 167,823 $ 49,000
Milwaukee, Wisconsin 17 $ 2,497,000 $ 146,882 $ 47,000
Pulaski, Arkansas 16 $ 2,143,000 $ 133,937 $ 55,000
Lake, Florida 16 $ 2,472,000 $ 154,500 $ 54,000
Osceola, Florida 16 $ 2,357,000 $ 147,312 $ 53,000
Polk, Florida 16 $ 2,179,000 $ 136,187 $ 49,000
Fulton, Georgia 16 $ 2,917,000 $ 182,312 $ 69,000
Gwinnett, Georgia 16 $ 3,365,000 $ 210,312 $ 57,000
Montgomery, Maryland 16 $ 4,462,000 $ 278,875 $ 72,000
Erie, New York 16 $ 2,256,000 $ 141,000 $ 48,000
Hidalgo, Texas 16 $ 1,887,000 $ 117,937 $ 63,000
Fresno, California 15 $ 2,532,000 $ 168,800 $ 55,000
San Mateo, California 15 $ 6,698,000 $ 446,533 $ 120,000
Volusia, Florida 15 $ 2,385,000 $ 159,000 $ 72,000
Marion, Indiana 15 $ 1,530,000 $ 102,000 $ 40,000
Bristol, Massachusetts 15 $ 3,387,000 $ 225,800 $ 67,000
Worcester, Massachusetts 15 $ 3,272,000 $ 218,133 $ 50,000
Mecklenburg, North Carolina 15 $ 3,389,000 $ 225,933 $ 69,000
Chester, Pennsylvania 15 $ 3,837,000 $ 255,800 $ 70,000
Luzerne, Pennsylvania 15 $ 1,565,000 $ 104,333 $ 42,000
Travis, Texas 15 $ 3,033,000 $ 202,200 $ 84,000
Sacramento, California 14 $ 3,144,000 $ 224,571 $ 66,000
Marion, Florida 14 $ 2,108,000 $ 150,571 $ 48,000
Jefferson, Kentucky 14 $ 2,000,000 $ 142,857 $ 46,000
Suffolk, Massachusetts 14 $ 3,642,000 $ 260,142 $ 67,000
Atlantic, New Jersey 14 $ 2,762,000 $ 197,285 $ 59,000
Broome, New York 14 $ 1,863,000 $ 133,071 $ 56,000
Multnomah, Oregon 14 $ 3,261,000 $ 232,928 $ 74,000
Fairfax, Virginia 14 $ 5,254,000 $ 375,285 $ 101,000
Pierce, Washington 14 $ 3,187,000 $ 227,642 $ 68,000
San Bernardino, California 13 $ 2,889,000 $ 222,230 $ 83,000
DeKalb, Georgia 13 $ 2,154,000 $ 165,692 $ 39,000
Anne Arundel, Maryland 13 $ 3,225,000 $ 248,076 $ 54,000
Essex, Massachusetts 13 $ 3,800,000 $ 292,307 $ 62,000
Rensselaer, New York 13 $ 1,923,000 $ 147,923 $ 46,000
Newport News, Virginia 13 $ 2,050,000 $ 157,692 $ 43,000
Prince William, Virginia 13 $ 4,653,000 $ 357,923 $ 117,000
Anchorage, Alaska 12 $ 2,419,000 $ 201,583 $ 67,000
Norfolk, Massachusetts 12 $ 3,852,000 $ 321,000 $ 70,000
Douglas, Nebraska 12 $ 1,324,000 $ 110,333 $ 49,000
Oneida, New York 12 $ 1,620,000 $ 135,000 $ 53,000
Schenectady, New York 12 $ 1,465,000 $ 122,083 $ 48,000
Lackawanna, Pennsylvania 12 $ 1,143,000 $ 95,250 $ 60,000
Pike, Pennsylvania 12 $ 2,282,000 $ 190,166 $ 60,000
El Paso, Texas 12 $ 1,390,000 $ 115,833 $ 48,000
Montgomery, Texas 12 $ 1,912,000 $ 159,333 $ 66,000
Norfolk, Virginia 12 $ 2,064,000 $ 172,000 $ 39,000
Monterey, California 11 $ 2,113,000 $ 192,090 $ 77,000
Denver, Colorado 11 $ 2,494,000 $ 226,727 $ 79,000
Lee, Florida 11 $ 2,266,000 $ 206,000 $ 82,000
St. Lucie, Florida 11 $ 1,330,000 $ 120,909 $ 43,000
Sussex, New Jersey 11 $ 2,598,000 $ 236,181 $ 79,000
Dauphin, Pennsylvania 11 $ 1,713,000 $ 155,727 $ 48,000
Lancaster, Pennsylvania 11 $ 1,873,000 $ 170,272 $ 59,000
Brazoria, Texas 11 $ 1,590,000 $ 144,545 $ 74,000
Collin, Texas 11 $ 1,982,000 $ 180,181 $ 81,000
Weber, Utah 11 $ 1,798,000 $ 163,454 $ 56,000
Richmond City, Virginia 11 $ 1,451,000 $ 131,909 $ 52,000
Solano, California 10 $ 2,611,000 $ 261,100 $ 91,000
Arapahoe, Colorado 10 $ 2,403,000 $ 240,300 $ 75,000
Sussex, Delaware 10 $ 2,363,000 $ 236,300 $ 63,000
Collier, Florida 10 $ 2,126,000 $ 212,600 $ 57,000
Seminole, Florida 10 $ 1,464,000 $ 146,400 $ 42,000
Mercer, New Jersey 10 $ 2,047,000 $ 204,700 $ 57,000
Somerset, New Jersey 10 $ 3,222,000 $ 322,200 $ 134,000
Ulster, New York 10 $ 2,240,000 $ 224,000 $ 100,000
Guilford, North Carolina 10 $ 1,740,000 $ 174,000 $ 50,000
Berks, Pennsylvania 10 $ 1,935,000 $ 193,500 $ 70,000
Erie, Pennsylvania 10 $ 1,211,000 $ 121,100 $ 38,000
Hampton, Virginia 10 $ 1,980,000 $ 198,000 $ 49,000
Portsmouth, Virginia 10 $ 1,617,000 $ 161,700 $ 41,000
Ventura, California 9 $ 2,604,000 $ 289,333 $ 93,000
New London, Connecticut 9 $ 1,362,000 $ 151,333 $ 54,000
Brevard, Florida 9 $ 1,805,000 $ 200,555 $ 40,000
Leon, Florida 9 $ 1,558,000 $ 173,111 $ 74,000
Honolulu, Hawaii 9 $ 3,118,000 $ 346,444 $ 92,000
Harford, Maryland 9 $ 2,081,000 $ 231,222 $ 66,000
Plymouth, Massachusetts 9 $ 2,175,000 $ 241,666 $ 44,000
Putnam, New York 9 $ 2,807,000 $ 311,888 $ 104,000
Cumberland, North Carolina 9 $ 1,286,000 $ 142,888 $ 64,000
Marion, Oregon 9 $ 1,971,000 $ 219,000 $ 49,000
Blair, Pennsylvania 9 $ 1,019,000 $ 113,222 $ 45,000
Cumberland, Pennsylvania 9 $ 1,801,000 $ 200,111 $ 52,000
Northampton, Pennsylvania 9 $ 1,211,000 $ 134,555 $ 34,000
Knox, Tennessee 9 $ 1,393,000 $ 154,777 $ 39,000
Sullivan, Tennessee 9 $ 1,100,000 $ 122,222 $ 52,000
Spokane, Washington 9 $ 2,205,000 $ 245,000 $ 105,000
Dane, Wisconsin 9 $ 1,553,000 $ 172,555 $ 49,000
Benton, Arkansas 8 $ 1,367,000 $ 170,875 $ 61,000
San Francisco, California 8 $ 3,568,000 $ 446,000 $ 76,000
Stanislaus, California 8 $ 1,294,000 $ 161,750 $ 47,000
Adams, Colorado 8 $ 1,498,000 $ 187,250 $ 48,000
Douglas, Colorado 8 $ 1,919,000 $ 239,875 $ 53,000
Hernando, Florida 8 $ 1,112,000 $ 139,000 $ 50,000
Cobb, Georgia 8 $ 1,916,000 $ 239,500 $ 62,000
Lake, Illinois 8 $ 1,856,000 $ 232,000 $ 62,000
York, Maine 8 $ 1,568,000 $ 196,000 $ 43,000
Anoka, Minnesota 8 $ 1,456,000 $ 182,000 $ 58,000
Jackson, Missouri 8 $ 1,015,000 $ 126,875 $ 46,000
St. Louis, Missouri 8 $ 995,000 $ 124,375 $ 53,000
Catawba, North Carolina 8 $ 1,179,000 $ 147,375 $ 39,000
Westmoreland, Pennsylvania 8 $ 952,000 $ 119,000 $ 45,000
Richland, South Carolina 8 $ 1,096,000 $ 137,000 $ 53,000
Blount, Tennessee 8 $ 992,000 $ 124,000 $ 36,000
Maury, Tennessee 8 $ 1,005,000 $ 125,625 $ 45,000
Bexar, Texas 8 $ 1,330,000 $ 166,250 $ 77,000
Cochise, Arizona 7 $ 1,129,000 $ 161,285 $ 51,000
Pinal, Arizona 7 $ 1,111,000 $ 158,714 $ 49,000
Yuma, Arizona 7 $ 1,119,000 $ 159,857 $ 60,000
Faulkner, Arkansas 7 $ 1,163,000 $ 166,142 $ 52,000
Jefferson, Arkansas 7 $ 875,000 $ 125,000 $ 45,000
Saline, Arkansas 7 $ 1,351,000 $ 193,000 $ 57,000
Larimer, Colorado 7 $ 1,592,000 $ 227,428 $ 77,000
Mesa, Colorado 7 $ 1,216,000 $ 173,714 $ 57,000
Henry, Georgia 7 $ 1,161,000 $ 165,857 $ 30,000
Houston, Georgia 7 $ 1,049,000 $ 149,857 $ 39,000
Kosciusko, Indiana 7 $ 655,000 $ 93,571 $ 32,000
Lake, Indiana 7 $ 1,419,000 $ 202,714 $ 54,000
Polk, Iowa 7 $ 938,000 $ 134,000 $ 32,000
Sedgwick, Kansas 7 $ 739,000 $ 105,571 $ 60,000
Charles, Maryland 7 $ 1,516,000 $ 216,571 $ 100,000
Frederick, Maryland 7 $ 1,882,000 $ 268,857 $ 77,000
Howard, Maryland 7 $ 2,130,000 $ 304,285 $ 82,000
Barnstable, Massachusetts 7 $ 1,861,000 $ 265,857 $ 80,000
Hillsborough, New Hampshire 7 $ 1,805,000 $ 257,857 $ 184,000
Rockingham, New Hampshire 7 $ 2,214,000 $ 316,285 $ 83,000
Hunterdon, New Jersey 7 $ 2,260,000 $ 322,857 $ 105,000
Santa Fe, New Mexico 7 $ 1,634,000 $ 233,428 $ 52,000
Onondaga, New York 7 $ 986,000 $ 140,857 $ 49,000
Ontario, New York 7 $ 1,201,000 $ 171,571 $ 65,000
Brunswick, North Carolina 7 $ 1,299,000 $ 185,571 $ 54,000
Cabarrus, North Carolina 7 $ 1,551,000 $ 221,571 $ 79,000
Durham, North Carolina 7 $ 1,084,000 $ 154,857 $ 35,000
New Hanover, North Carolina 7 $ 1,261,000 $ 180,142 $ 50,000
Randolph, North Carolina 7 $ 898,000 $ 128,285 $ 46,000
Douglas, Oregon 7 $ 1,109,000 $ 158,428 $ 38,000
Lane, Oregon 7 $ 1,124,000 $ 160,571 $ 60,000
Carbon, Pennsylvania 7 $ 1,029,000 $ 147,000 $ 44,000
Hamilton, Tennessee 7 $ 1,022,000 $ 146,000 $ 48,000
Bell, Texas 7 $ 918,000 $ 131,142 $ 54,000
Fort Bend, Texas 7 $ 1,008,000 $ 144,000 $ 62,000
Jefferson, Texas 7 $ 664,000 $ 94,857 $ 49,000
Caroline, Virginia 7 $ 1,151,000 $ 164,428 $ 56,000
Gloucester, Virginia 7 $ 1,349,000 $ 192,714 $ 30,000
Kitsap, Washington 7 $ 1,743,000 $ 249,000 $ 57,000
Thurston, Washington 7 $ 1,912,000 $ 273,142 $ 79,000
Rock, Wisconsin 7 $ 941,000 $ 134,428 $ 57,000
Sonoma, California 6 $ 2,425,000 $ 404,166 $ 99,000
Kent, Delaware 6 $ 1,296,000 $ 216,000 $ 66,000
Escambia, Florida 6 $ 923,000 $ 153,833 $ 28,000
Manatee, Florida 6 $ 997,000 $ 166,166 $ 44,000
Pasco, Florida 6 $ 932,000 $ 155,333 $ 70,000
Sumter, Florida 6 $ 895,000 $ 149,166 $ 47,000
Hawaii, Hawaii 6 $ 1,884,000 $ 314,000 $ 59,000
Ada, Idaho 6 $ 1,096,000 $ 182,666 $ 39,000
Elkhart, Indiana 6 $ 721,000 $ 120,166 $ 32,000
Salem, New Jersey 6 $ 860,000 $ 143,333 $ 82,000
Jefferson, New York 6 $ 795,000 $ 132,500 $ 65,000
Washington, New York 6 $ 934,000 $ 155,666 $ 48,000
Buncombe, North Carolina 6 $ 1,179,000 $ 196,500 $ 31,000
Nash, North Carolina 6 $ 1,046,000 $ 174,333 $ 51,000
Greene, Pennsylvania 6 $ 646,000 $ 107,666 $ 40,000
Schuylkill, Pennsylvania 6 $ 717,000 $ 119,500 $ 60,000
Berkeley, South Carolina 6 $ 1,009,000 $ 168,166 $ 45,000
Horry, South Carolina 6 $ 962,000 $ 160,333 $ 42,000
Lexington, South Carolina 6 $ 1,098,000 $ 183,000 $ 45,000
Rutherford, Tennessee 6 $ 982,000 $ 163,666 $ 56,000
Loudoun, Virginia 6 $ 1,797,000 $ 299,500 $ 107,000
Powhatan, Virginia 6 $ 1,326,000 $ 221,000 $ 61,000
Suffolk, Virginia 6 $ 1,216,000 $ 202,666 $ 64,000
Navajo, Arizona 5 $ 784,000 $ 156,800 $ 44,000
Mississippi, Arkansas 5 $ 583,000 $ 116,600 $ 37,000
Marin, California 5 $ 2,095,000 $ 419,000 $ 159,000
Placer, California 5 $ 1,461,000 $ 292,200 $ 108,000
Tulare, California 5 $ 882,000 $ 176,400 $ 27,000
Boulder, Colorado 5 $ 1,308,000 $ 261,600 $ 113,000
Tolland, Connecticut 5 $ 1,014,000 $ 202,800 $ 46,000
St. Johns, Florida 5 $ 1,227,000 $ 245,400 $ 96,000
Suwannee, Florida 5 $ 919,000 $ 183,800 $ 63,000
Clarke, Georgia 5 $ 738,000 $ 147,600 $ 66,000
Rockdale, Georgia 5 $ 933,000 $ 186,600 $ 50,000
Will, Illinois 5 $ 881,000 $ 176,200 $ 26,000
Kennebec, Maine 5 $ 714,000 $ 142,800 $ 49,000
St. Mary's, Maryland 5 $ 1,461,000 $ 292,200 $ 55,000
Hampshire, Massachusetts 5 $ 988,000 $ 197,600 $ 53,000
Ramsey, Minnesota 5 $ 838,000 $ 167,600 $ 40,000
Jasper, Missouri 5 $ 685,000 $ 137,000 $ 54,000
Yellowstone, Montana 5 $ 772,000 $ 154,400 $ 63,000
Cumberland, New Jersey 5 $ 793,000 $ 158,600 $ 57,000
Sandoval, New Mexico 5 $ 735,000 $ 147,000 $ 41,000
Niagara, New York 5 $ 563,000 $ 112,600 $ 69,000
Warren, New York 5 $ 776,000 $ 155,200 $ 52,000
Josephine, Oregon 5 $ 818,000 $ 163,600 $ 35,000
Klamath, Oregon 5 $ 733,000 $ 146,600 $ 35,000
Linn, Oregon 5 $ 818,000 $ 163,600 $ 45,000
Washington, Pennsylvania 5 $ 724,000 $ 144,800 $ 49,000
York, South Carolina 5 $ 854,000 $ 170,800 $ 62,000
Putnam, Tennessee 5 $ 580,000 $ 116,000 $ 37,000
Denton, Texas 5 $ 906,000 $ 181,200 $ 65,000
Davis, Utah 5 $ 986,000 $ 197,200 $ 53,000
Campbell, Virginia 5 $ 877,000 $ 175,400 $ 52,000
Dinwiddie, Virginia 5 $ 1,115,000 $ 223,000 $ 52,000
Petersburg, Virginia 5 $ 752,000 $ 150,400 $ 48,000
Spotsylvania, Virginia 5 $ 1,296,000 $ 259,200 $ 88,000
Washington, Virginia 5 $ 593,000 $ 118,600 $ 40,000
Clark, Washington 5 $ 1,202,000 $ 240,400 $ 73,000
Kenosha, Wisconsin 5 $ 915,000 $ 183,000 $ 30,000
Racine, Wisconsin 5 $ 758,000 $ 151,600 $ 49,000
Mohave, Arizona 4 $ 508,000 $ 127,000 $ 32,000
Yavapai, Arizona 4 $ 688,000 $ 172,000 $ 41,000
Baxter, Arkansas 4 $ 453,000 $ 113,250 $ 32,000
Washington, Arkansas 4 $ 675,000 $ 168,750 $ 49,000
Kern, California 4 $ 488,000 $ 122,000 $ 15,000
Madera, California 4 $ 695,000 $ 173,750 $ 72,000
Santa Cruz, California 4 $ 1,478,000 $ 369,500 $ 67,000
Pueblo, Colorado 4 $ 444,000 $ 111,000 $ 47,000
Weld, Colorado 4 $ 853,000 $ 213,250 $ 57,000
Windham, Connecticut 4 $ 825,000 $ 206,250 $ 71,000
Alachua, Florida 4 $ 590,000 $ 147,500 $ 55,000
Charlotte, Florida 4 $ 657,000 $ 164,250 $ 56,000
Okaloosa, Florida 4 $ 581,000 $ 145,250 $ 68,000
Bartow, Georgia 4 $ 559,000 $ 139,750 $ 29,000
Dougherty, Georgia 4 $ 430,000 $ 107,500 $ 33,000
Canyon, Idaho 4 $ 598,000 $ 149,500 $ 26,000
Kootenai, Idaho 4 $ 824,000 $ 206,000 $ 42,000
Winnebago, Illinois 4 $ 419,000 $ 104,750 $ 19,000
Allen, Indiana 4 $ 316,000 $ 79,000 $ 45,000
Jasper, Indiana 4 $ 410,000 $ 102,500 $ 45,000
Johnson, Indiana 4 $ 592,000 $ 148,000 $ 34,000
Johnson, Kansas 4 $ 570,000 $ 142,500 $ 65,000
Barren, Kentucky 4 $ 408,000 $ 102,000 $ 29,000
Hardin, Kentucky 4 $ 691,000 $ 172,750 $ 47,000
Whitley, Kentucky 4 $ 534,000 $ 133,500 $ 59,000
Cumberland, Maine 4 $ 958,000 $ 239,500 $ 63,000
Penobscot, Maine 4 $ 697,000 $ 174,250 $ 91,000
Cecil, Maryland 4 $ 785,000 $ 196,250 $ 67,000
Washington, Maryland 4 $ 651,000 $ 162,750 $ 65,000
Franklin, Massachusetts 4 $ 777,000 $ 194,250 $ 38,000
Carlton, Minnesota 4 $ 627,000 $ 156,750 $ 30,000
Itasca, Minnesota 4 $ 759,000 $ 189,750 $ 71,000
St. Louis, Minnesota 4 $ 438,000 $ 109,500 $ 32,000
Greene, Missouri 4 $ 445,000 $ 111,250 $ 40,000
Jefferson, Missouri 4 $ 611,000 $ 152,750 $ 42,000
Platte, Missouri 4 $ 711,000 $ 177,750 $ 81,000
St. Charles, Missouri 4 $ 749,000 $ 187,250 $ 38,000
St. Louis City, Missouri 4 $ 418,000 $ 104,500 $ 24,000
Lancaster, Nebraska 4 $ 482,000 $ 120,500 $ 66,000
Cape May, New Jersey 4 $ 1,014,000 $ 253,500 $ 59,000
San Miguel, New Mexico 4 $ 532,000 $ 133,000 $ 32,000
Madison, New York 4 $ 492,000 $ 123,000 $ 76,000
St. Lawrence, New York 4 $ 660,000 $ 165,000 $ 58,000
Cleveland, North Carolina 4 $ 559,000 $ 139,750 $ 26,000
Moore, North Carolina 4 $ 688,000 $ 172,000 $ 60,000
Clackamas, Oregon 4 $ 1,087,000 $ 271,750 $ 55,000
Washington, Oregon 4 $ 939,000 $ 234,750 $ 70,000
Centre, Pennsylvania 4 $ 597,000 $ 149,250 $ 59,000
Fayette, Pennsylvania 4 $ 377,000 $ 94,250 $ 22,000
Indiana, Pennsylvania 4 $ 661,000 $ 165,250 $ 47,000
Lebanon, Pennsylvania 4 $ 702,000 $ 175,500 $ 50,000
Somerset, Pennsylvania 4 $ 519,000 $ 129,750 $ 44,000
Greenville, South Carolina 4 $ 483,000 $ 120,750 $ 62,000
Grainger, Tennessee 4 $ 546,000 $ 136,500 $ 38,000
Hamblen, Tennessee 4 $ 491,000 $ 122,750 $ 41,000
Madison, Tennessee 4 $ 390,000 $ 97,500 $ 42,000
Galveston, Texas 4 $ 382,000 $ 95,500 $ 43,000
Maverick, Texas 4 $ 626,000 $ 156,500 $ 107,000
McLennan, Texas 4 $ 512,000 $ 128,000 $ 70,000
Bedford, Virginia 4 $ 660,000 $ 165,000 $ 47,000
Fluvanna, Virginia 4 $ 795,000 $ 198,750 $ 46,000
Hopewell, Virginia 4 $ 386,000 $ 96,500 $ 47,000
James City, Virginia 4 $ 940,000 $ 235,000 $ 52,000
Prince George, Virginia 4 $ 554,000 $ 138,500 $ 82,000
Island, Washington 4 $ 1,330,000 $ 332,500 $ 81,000
Lewis, Washington 4 $ 821,000 $ 205,250 $ 41,000
Mason, Washington 4 $ 782,000 $ 195,500 $ 51,000
Yakima, Washington 4 $ 614,000 $ 153,500 $ 44,000
Fond du Lac, Wisconsin 4 $ 721,000 $ 180,250 $ 60,000
Jefferson, Wisconsin 4 $ 662,000 $ 165,500 $ 91,000
Sawyer, Wisconsin 4 $ 575,000 $ 143,750 $ 49,000
Washington, Wisconsin 4 $ 847,000 $ 211,750 $ 65,000
Laramie, Wyoming 4 $ 582,000 $ 145,500 $ 43,000
Garland, Arkansas 3 $ 438,000 $ 146,000 $ 47,000
Lonoke, Arkansas 3 $ 250,000 $ 83,333 $ 43,000
Sebastian, Arkansas 3 $ 399,000 $ 133,000 $ 65,000
El Dorado, California 3 $ 826,000 $ 275,333 $ 78,000
San Luis Obispo, California 3 $ 1,198,000 $ 399,333 $ 85,000
Shasta, California 3 $ 731,000 $ 243,666 $ 69,000
Yolo, California 3 $ 673,000 $ 224,333 $ 93,000
Litchfield, Connecticut 3 $ 559,000 $ 186,333 $ 49,000
Middlesex, Connecticut 3 $ 489,000 $ 163,000 $ 38,000
Bay, Florida 3 $ 752,000 $ 250,666 $ 65,000
Jefferson, Florida 3 $ 570,000 $ 190,000 $ 62,000
Putnam, Florida 3 $ 533,000 $ 177,666 $ 70,000
Bibb, Georgia 3 $ 375,000 $ 125,000 $ 62,000
Bulloch, Georgia 3 $ 314,000 $ 104,666 $ 49,000
Cherokee, Georgia 3 $ 490,000 $ 163,333 $ 53,000
Columbia, Georgia 3 $ 620,000 $ 206,666 $ 26,000
Douglas, Georgia 3 $ 522,000 $ 174,000 $ 59,000
Fannin, Georgia 3 $ 339,000 $ 113,000 $ 24,000
Fayette, Georgia 3 $ 853,000 $ 284,333 $ 96,000
Gordon, Georgia 3 $ 758,000 $ 252,666 $ 61,000
Hall, Georgia 3 $ 442,000 $ 147,333 $ 41,000
Maui, Hawaii 3 $ 1,083,000 $ 361,000 $ 228,000
DuPage, Illinois 3 $ 655,000 $ 218,333 $ 63,000
Vanderburgh, Indiana 3 $ 354,000 $ 118,000 $ 59,000
Lucas, Iowa 3 $ 277,000 $ 92,333 $ 71,000
Scott, Iowa 3 $ 381,000 $ 127,000 $ 55,000
Boyd, Kentucky 3 $ 304,000 $ 101,333 $ 50,000
Bullitt, Kentucky 3 $ 431,000 $ 143,666 $ 46,000
Carroll, Kentucky 3 $ 356,000 $ 118,666 $ 50,000
Crittenden, Kentucky 3 $ 511,000 $ 170,333 $ 69,000
Montgomery, Kentucky 3 $ 805,000 $ 268,333 $ 86,000
Nelson, Kentucky 3 $ 392,000 $ 130,666 $ 34,000
Pike, Kentucky 3 $ 329,000 $ 109,666 $ 51,000
Aroostook, Maine 3 $ 417,000 $ 139,000 $ 36,000
Allegany, Maryland 3 $ 363,000 $ 121,000 $ 48,000
Calvert, Maryland 3 $ 750,000 $ 250,000 $ 107,000
Carroll, Maryland 3 $ 653,000 $ 217,666 $ 57,000
Dorchester, Maryland 3 $ 519,000 $ 173,000 $ 59,000
Queen Anne's, Maryland 3 $ 1,203,000 $ 401,000 $ 76,000
Wicomico, Maryland 3 $ 708,000 $ 236,000 $ 78,000
Berkshire, Massachusetts 3 $ 561,000 $ 187,000 $ 121,000
Wayne, Michigan 3 $ 182,000 $ 60,666 $ 35,000
Olmsted, Minnesota 3 $ 514,000 $ 171,333 $ 64,000
Rice, Minnesota 3 $ 577,000 $ 192,333 $ 51,000
Sherburne, Minnesota 3 $ 663,000 $ 221,000 $ 59,000
Stearns, Minnesota 3 $ 389,000 $ 129,666 $ 61,000
Butler, Missouri 3 $ 307,000 $ 102,333 $ 40,000
Christian, Missouri 3 $ 823,000 $ 274,333 $ 78,000
Clay, Missouri 3 $ 566,000 $ 188,666 $ 56,000
Miller, Missouri 3 $ 520,000 $ 173,333 $ 39,000
Washington, Missouri 3 $ 331,000 $ 110,333 $ 25,000
Deer Lodge, Montana 3 $ 452,000 $ 150,666 $ 59,000
Dona Ana, New Mexico 3 $ 422,000 $ 140,666 $ 23,000
Grant, New Mexico 3 $ 323,000 $ 107,666 $ 54,000
Otero, New Mexico 3 $ 480,000 $ 160,000 $ 38,000
Cattaraugus, New York 3 $ 266,000 $ 88,666 $ 38,000
Fulton, New York 3 $ 251,000 $ 83,666 $ 45,000
Greene, New York 3 $ 517,000 $ 172,333 $ 67,000
Livingston, New York 3 $ 211,000 $ 70,333 $ 28,000
Montgomery, New York 3 $ 447,000 $ 149,000 $ 82,000
Orleans, New York 3 $ 246,000 $ 82,000 $ 36,000
Oswego, New York 3 $ 376,000 $ 125,333 $ 46,000
Caldwell, North Carolina 3 $ 357,000 $ 119,000 $ 55,000
Forsyth, North Carolina 3 $ 514,000 $ 171,333 $ 37,000
Gaston, North Carolina 3 $ 305,000 $ 101,666 $ 49,000
Granville, North Carolina 3 $ 381,000 $ 127,000 $ 59,000
Harnett, North Carolina 3 $ 628,000 $ 209,333 $ 92,000
Hertford, North Carolina 3 $ 382,000 $ 127,333 $ 24,000
Johnston, North Carolina 3 $ 433,000 $ 144,333 $ 45,000
Lenoir, North Carolina 3 $ 262,000 $ 87,333 $ 42,000
Onslow, North Carolina 3 $ 312,000 $ 104,000 $ 45,000
Richmond, North Carolina 3 $ 371,000 $ 123,666 $ 53,000
Rowan, North Carolina 3 $ 384,000 $ 128,000 $ 13,000
Sampson, North Carolina 3 $ 326,000 $ 108,666 $ 31,000
Wilson, North Carolina 3 $ 368,000 $ 122,666 $ 74,000
Garfield, Oklahoma 3 $ 273,000 $ 91,000 $ 6,000
Coos, Oregon 3 $ 444,000 $ 148,000 $ 30,000
Morrow, Oregon 3 $ 381,000 $ 127,000 $ 55,000
Adams, Pennsylvania 3 $ 542,000 $ 180,666 $ 27,000
Bedford, Pennsylvania 3 $ 403,000 $ 134,333 $ 29,000
Clearfield, Pennsylvania 3 $ 375,000 $ 125,000 $ 66,000
Franklin, Pennsylvania 3 $ 467,000 $ 155,666 $ 56,000
Northumberland, Pennsylvania 3 $ 316,000 $ 105,333 $ 48,000
Union, Pennsylvania 3 $ 498,000 $ 166,000 $ 58,000
Aiken, South Carolina 3 $ 442,000 $ 147,333 $ 86,000
Spartanburg, South Carolina 3 $ 485,000 $ 161,666 $ 22,000
Hawkins, Tennessee 3 $ 372,000 $ 124,000 $ 42,000
Marshall, Tennessee 3 $ 403,000 $ 134,333 $ 34,000
Monroe, Tennessee 3 $ 338,000 $ 112,666 $ 34,000
Montgomery, Tennessee 3 $ 429,000 $ 143,000 $ 58,000
Robertson, Tennessee 3 $ 573,000 $ 191,000 $ 73,000
Sevier, Tennessee 3 $ 495,000 $ 165,000 $ 42,000
Washington, Tennessee 3 $ 462,000 $ 154,000 $ 17,000
Wilson, Tennessee 3 $ 485,000 $ 161,666 $ 64,000
Cameron, Texas 3 $ 424,000 $ 141,333 $ 61,000
Gregg, Texas 3 $ 386,000 $ 128,666 $ 65,000
Nueces, Texas 3 $ 337,000 $ 112,333 $ 8,000
Utah, Utah 3 $ 494,000 $ 164,666 $ 55,000
Colonial Heights, Virginia 3 $ 441,000 $ 147,000 $ 54,000
Franklin, Virginia 3 $ 347,000 $ 115,666 $ 31,000
Hanover, Virginia 3 $ 674,000 $ 224,666 $ 85,000
Louisa, Virginia 3 $ 837,000 $ 279,000 $ 94,000
Lynchburg, Virginia 3 $ 338,000 $ 112,666 $ 25,000
Roanoke, Virginia 3 $ 472,000 $ 157,333 $ 61,000
Roanoke City, Virginia 3 $ 552,000 $ 184,000 $ 91,000
Stafford, Virginia 3 $ 920,000 $ 306,666 $ 89,000
Waynesboro, Virginia 3 $ 425,000 $ 141,666 $ 48,000
Westmoreland, Virginia 3 $ 807,000 $ 269,000 $ 98,000
York, Virginia 3 $ 776,000 $ 258,666 $ 63,000
Grays Harbor, Washington 3 $ 250,000 $ 83,333 $ 24,000
Jefferson, Washington 3 $ 466,000 $ 155,333 $ 48,000
Skagit, Washington 3 $ 723,000 $ 241,000 $ 50,000
Green, Wisconsin 3 $ 540,000 $ 180,000 $ 64,000
Marathon, Wisconsin 3 $ 380,000 $ 126,666 $ 52,000
Monroe, Wisconsin 3 $ 354,000 $ 118,000 $ 41,000
Walworth, Wisconsin 3 $ 521,000 $ 173,666 $ 55,000
Waukesha, Wisconsin 3 $ 843,000 $ 281,000 $ 173,000
Waupaca, Wisconsin 3 $ 337,000 $ 112,333 $ 57,000
Natrona, Wyoming 3 $ 547,000 $ 182,333 $ 82,000
Platte, Wyoming 3 $ 356,000 $ 118,666 $ 44,000
Apache, Arizona 2 $ 225,000 $ 112,500 $ 17,000
Gila, Arizona 2 $ 650,000 $ 325,000 $ 104,000
Carroll, Arkansas 2 $ 256,000 $ 128,000 $ 42,000
Conway, Arkansas 2 $ 199,000 $ 99,500 $ 34,000
Craighead, Arkansas 2 $ 169,000 $ 84,500 $ 31,000
Crawford, Arkansas 2 $ 215,000 $ 107,500 $ 66,000
Crittenden, Arkansas 2 $ 309,000 $ 154,500 $ 55,000
Hot Spring, Arkansas 2 $ 208,000 $ 104,000 $ 40,000
Little River, Arkansas 2 $ 192,000 $ 96,000 $ 35,000
Miller, Arkansas 2 $ 254,000 $ 127,000 $ 51,000
Stone, Arkansas 2 $ 253,000 $ 126,500 $ 22,000
Butte, California 2 $ 359,000 $ 179,500 $ 33,000
Humboldt, California 2 $ 350,000 $ 175,000 $ 37,000
San Benito, California 2 $ 959,000 $ 479,500 $ 128,000
Tehama, California 2 $ 443,000 $ 221,500 $ 51,000
Broomfield, Colorado 2 $ 618,000 $ 309,000 $ 81,000
Chaffee, Colorado 2 $ 541,000 $ 270,500 $ 81,000
Eagle, Colorado 2 $ 851,000 $ 425,500 $ 85,000
Fremont, Colorado 2 $ 242,000 $ 121,000 $ 38,000
Grand, Colorado 2 $ 340,000 $ 170,000 $ 47,000
Lake, Colorado 2 $ 470,000 $ 235,000 $ 49,000
Montezuma, Colorado 2 $ 497,000 $ 248,500 $ 29,000
Montrose, Colorado 2 $ 309,000 $ 154,500 $ 21,000
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Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,386 $1,400,876,000 $219,000 $951,000 $68,000 $2,525,000
Home Purchase 818 $201,869,000 $246,000 $898,000 $86,000 $870,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,367 $733,948,000 $217,000 $797,000 $74,000 $2,525,000
Not Provided 1,955 $435,326,000 $222,000 $951,000 $67,000 $760,000
Black or African American 1,265 $283,084,000 $223,000 $607,000 $63,000 $743,000
Hispanic 441 $98,417,000 $223,000 $712,000 $63,000 $270,000
Asian 121 $37,052,000 $306,000 $730,000 $100,000 $633,000
Native Hawaiian or Other Pacific Islander 38 $10,988,000 $289,000 $622,000 $77,000 $283,000
American Indian or Alaskan Native 17 $3,930,000 $231,000 $479,000 $71,000 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,078 $1,079,039,000 $212,000 $951,000 $60,000 $870,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,123 $523,267,000 $246,000 $825,000 $94,000 $2,525,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $333,000 $166,000 $213,000 $34,000 $36,000
VA-guaranteed (Veterans Administration) 1 $106,000 $106,000 $106,000 $23,000 $23,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,391 $968,955,000 $220,000 $730,000 $70,000 $2,525,000
Application Denied By Financial Institution 1,182 $262,959,000 $222,000 $951,000 $66,000 $870,000
Application Withdrawn By Applicant 808 $184,142,000 $227,000 $825,000 $74,000 $760,000
Application Approved But Not Accepted 807 $183,372,000 $227,000 $742,000 $69,000 $459,000
File Closed For Incompleteness 16 $3,317,000 $207,000 $560,000 $80,000 $257,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 213 $50,517,000 $237,000 $631,000 $55,000 $410,000
Credit History 153 $32,220,000 $210,000 $951,000 $60,000 $420,000
Other 134 $29,349,000 $219,000 $682,000 $84,000 $545,000
Collateral 108 $22,289,000 $206,000 $552,000 $75,000 $524,000
Unverifiable Information 27 $6,932,000 $256,000 $638,000 $77,000 $163,000
Employment History 16 $4,689,000 $293,000 $620,000 $83,000 $344,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,543,000 $171,000 $393,000 $49,000 $115,000
Mortgage Insurance Denied 9 $2,774,000 $308,000 $590,000 $108,000 $175,000
Credit Application Incomplete 5 $1,659,000 $331,000 $702,000 $100,000 $226,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premium Capital Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

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