Private Bank of Buckhead Mortgage Lending & HMDA Data, 2015

In 2015, Private Bank of Buckhead of Atlanta, GA reported 999 mortgage applications totaling $270.4 million, up 311% from 2014. The average application was for $270,675, and applicants reported an average income of $136,449. 36% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (406), Washington-Arlington-Alexandria, DC-VA-MD-WV (100) and Silver Spring-Frederick-Rockville, MD (38) (applications in parentheses).

Mortgage Company & Address Private Bank of Buckhead
3565 Piedmont Road, Bldg 3, Ste 210
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 999
Total Mortgage Loan Application Amount $270,405,000
Average Mortgage Loan Application Amount $270,675
Highest Mortgage Loan Application Amount $3,835,000
Average Applicant Income $136,449
Highest Applicant Income $5,520,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Private Bank of Buckhead filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Private Bank of Buckhead by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Atlanta-Sandy Springs-Roswell, GA 406 $ 113,155,000 $ 278,706 $ 140,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 100 $ 31,050,000 $ 310,500 $ 120,080
Silver Spring-Frederick-Rockville, MD 38 $ 11,445,000 $ 301,184 $ 120,000
Baltimore-Columbia-Towson, MD 24 $ 6,816,000 $ 284,000 $ 142,000
Cambridge-Newton-Framingham, MA 15 $ 4,258,000 $ 283,866 $ 88,000
Boston, MA 12 $ 3,131,000 $ 260,916 $ 127,000
Houston-The Woodlands-Sugar Land, TX 11 $ 2,192,000 $ 199,272 $ 135,000
Chicago-Naperville-Arlington Heights, IL 10 $ 2,646,000 $ 264,600 $ 118,000
West Palm Beach-Boca Raton-Delray Beach, FL 9 $ 5,735,000 $ 637,222 $ 665,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 8 $ 3,418,000 $ 427,250 $ 163,000
Nashville-Davidson--Murfreesboro--Franklin, TN 8 $ 2,504,000 $ 313,000 $ 138,000
Providence-Warwick, RI-MA 7 $ 1,850,000 $ 264,285 $ 117,000
Charlotte-Concord-Gastonia, NC-SC 6 $ 1,537,000 $ 256,166 $ 216,000
Jacksonville, FL 6 $ 1,094,000 $ 182,333 $ 75,000
Knoxville, TN 6 $ 1,464,000 $ 244,000 $ 121,000
Las Vegas-Henderson-Paradise, NV 6 $ 911,000 $ 151,833 $ 217,000
Miami-Miami Beach-Kendall, FL 6 $ 2,400,000 $ 400,000 $ 135,000
Riverside-San Bernardino-Ontario, CA 6 $ 2,577,000 $ 429,500 $ 125,000
Nassau County-Suffolk County, NY 5 $ 1,541,000 $ 308,200 $ 133,000
Orlando-Kissimmee-Sanford, FL 5 $ 909,000 $ 181,800 $ 80,000
Salisbury, MD-DE 5 $ 839,000 $ 167,800 $ 94,800
Athens-Clarke County, GA 4 $ 573,000 $ 143,250 $ 103,000
Denver-Aurora-Lakewood, CO 4 $ 925,000 $ 231,250 $ 101,000
Indianapolis-Carmel-Anderson, IN 4 $ 542,000 $ 135,500 $ 69,000
Los Angeles-Long Beach-Glendale, CA 4 $ 1,696,000 $ 424,000 $ 160,000
Minneapolis-St. Paul-Bloomington, MN-WI 4 $ 982,000 $ 245,500 $ 398,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 4 $ 828,000 $ 207,000 $ 149,000
New Orleans-Metairie, LA 4 $ 960,000 $ 240,000 $ 144,000
Rockingham County-Strafford County, NH 4 $ 889,000 $ 222,250 $ 128,000
Tampa-St. Petersburg-Clearwater, FL 4 $ 813,000 $ 203,250 $ 107,000
Warren-Troy-Farmington Hills, MI 4 $ 959,000 $ 239,750 $ 125,000
Worcester, MA-CT 4 $ 901,000 $ 225,250 $ 134,000
Albuquerque, NM 3 $ 771,000 $ 257,000 $ 64,000
Barnstable Town, MA 3 $ 863,000 $ 287,666 $ 113,000
Cape Coral-Fort Myers, FL 3 $ 820,000 $ 273,333 $ 197,000
Cleveland-Elyria, OH 3 $ 659,000 $ 219,666 $ 140,000
Columbus, OH 3 $ 751,000 $ 250,333 $ 144,000
Crestview-Fort Walton Beach-Destin, FL 3 $ 2,541,000 $ 847,000 $ 464,000
Dallas-Plano-Irving, TX 3 $ 1,003,000 $ 334,333 $ 177,000
Greenville-Anderson-Mauldin, SC 3 $ 665,000 $ 221,666 $ 110,000
Harrisburg-Carlisle, PA 3 $ 636,000 $ 212,000 $ 84,000
Kalamazoo-Portage, MI 3 $ 805,000 $ 268,333 $ 132,000
Lake County-Kenosha County, IL-WI 3 $ 1,143,000 $ 381,000 $ 193,000
New York-Jersey City-White Plains, NY-NJ 3 $ 889,000 $ 296,333 $ 80,000
Pensacola-Ferry Pass-Brent, FL 3 $ 588,000 $ 196,000 $ 81,000
Phoenix-Mesa-Scottsdale, AZ 3 $ 790,000 $ 263,333 $ 152,000
Richmond, VA 3 $ 559,000 $ 186,333 $ 55,000
Savannah, GA 3 $ 710,000 $ 236,666 $ 131,000
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 714,000 $ 238,000 $ 117,000
Albany, GA 2 $ 506,000 $ 253,000 $ 67,000
Asheville, NC 2 $ 436,000 $ 218,000 $ 85,000
Austin-Round Rock, TX 2 $ 386,000 $ 193,000 $ 168,000
Battle Creek, MI 2 $ 495,000 $ 247,500 $ 74,000
Birmingham-Hoover, AL 2 $ 436,000 $ 218,000 $ 104,000
Brunswick, GA 2 $ 534,000 $ 267,000 $ 177,000
Buffalo-Cheektowaga-Niagara Falls, NY 2 $ 208,000 $ 104,000 $ 66,000
California-Lexington Park, MD 2 $ 443,000 $ 221,500 $ 125,000
Chattanooga, TN-GA 2 $ 359,000 $ 179,500 $ 101,500
Clarksville, TN-KY 2 $ 330,000 $ 165,000 $ 86,000
Detroit-Dearborn-Livonia, MI 2 $ 238,000 $ 119,000 $ 39,000
Fayetteville-Springdale-Rogers, AR-MO 2 $ 318,000 $ 159,000 $ 93,000
Grand Junction, CO 2 $ 313,000 $ 156,500 $ 78,000
Jacksonville, NC 2 $ 230,000 $ 115,000 $ 29,000
Little Rock-North Little Rock-Conway, AR 2 $ 224,000 $ 112,000 $ 72,000
Macon, GA 2 $ 261,000 $ 130,500 $ 73,000
Oklahoma City, OK 2 $ 527,000 $ 263,500 $ 98,000
Panama City, FL 2 $ 580,000 $ 290,000 $ 1,040,000
Philadelphia, PA 2 $ 863,000 $ 431,500 $ 259,000
Pittsburgh, PA 2 $ 231,000 $ 115,500 $ 75,000
Port St. Lucie, FL 2 $ 516,000 $ 258,000 $ 160,000
Portland-Vancouver-Hillsboro, OR-WA 2 $ 651,000 $ 325,500 $ 142,000
Prescott, AZ 2 $ 690,000 $ 345,000 $ 133,000
Punta Gorda, FL 2 $ 380,000 $ 190,000 $ 99,000
Rapid City, SD 2 $ 426,000 $ 213,000 $ 107,000
Rockford, IL 2 $ 180,000 $ 90,000 $ 71,000
Sacramento--Roseville--Arden-Arcade, CA 2 $ 288,000 $ 144,000 $ 40,000
San Diego-Carlsbad, CA 2 $ 469,000 $ 234,500 $ 112,000
Shreveport-Bossier City, LA 2 $ 451,000 $ 225,500 $ 119,000
Sioux Falls, SD 2 $ 323,000 $ 161,500 $ 66,000
Valdosta, GA 2 $ 255,000 $ 127,500 $ 56,000
Abilene, TX 1 $ 68,000 $ 68,000 $ 49,000
Akron, OH 1 $ 75,000 $ 75,000 $ 0
Allentown-Bethlehem-Easton, PA-NJ 1 $ 272,000 $ 272,000 $ 258,000
Anaheim-Santa Ana-Irvine, CA 1 $ 890,000 $ 890,000 $ 232,000
Appleton, WI 1 $ 101,000 $ 101,000 $ 109,000
Bakersfield, CA 1 $ 272,000 $ 272,000 $ 0
Bismarck, ND 1 $ 245,000 $ 245,000 $ 132,000
Bridgeport-Stamford-Norwalk, CT 1 $ 573,000 $ 573,000 $ 344,000
Charleston-North Charleston, SC 1 $ 300,000 $ 300,000 $ 250,000
Coeur D'Alene, ID 1 $ 315,000 $ 315,000 $ 125,000
College Station-Bryan, TX 1 $ 139,000 $ 139,000 $ 0
Colorado Springs, CO 1 $ 280,000 $ 280,000 $ 82,000
Columbia, SC 1 $ 226,000 $ 226,000 $ 151,000
Dalton, GA 1 $ 180,000 $ 180,000 $ 40,000
Daphne-Fairhope-Foley, AL 1 $ 417,000 $ 417,000 $ 292,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 260,000 $ 260,000 $ 76,000
Dover, DE 1 $ 169,000 $ 169,000 $ 46,000
Dutchess County-Putnam County, NY 1 $ 218,000 $ 218,000 $ 112,000
El Paso, TX 1 $ 174,000 $ 174,000 $ 96,000
Elgin, IL 1 $ 153,000 $ 153,000 $ 76,000
Fargo, ND-MN 1 $ 199,000 $ 199,000 $ 130,000
Farmington, NM 1 $ 199,000 $ 199,000 $ 114,000
Fresno, CA 1 $ 315,000 $ 315,000 $ 0
Gainesville, GA 1 $ 112,000 $ 112,000 $ 55,000
Gettysburg, PA 1 $ 352,000 $ 352,000 $ 135,000
Grand Rapids-Wyoming, MI 1 $ 150,000 $ 150,000 $ 52,000
Grants Pass, OR 1 $ 310,000 $ 310,000 $ 100,000
Hagerstown-Martinsburg, MD-WV 1 $ 338,000 $ 338,000 $ 203,000
Hartford-West Hartford-East Hartford, CT 1 $ 273,000 $ 273,000 $ 88,000
Hickory-Lenoir-Morganton, NC 1 $ 100,000 $ 100,000 $ 120,000
Ithaca, NY 1 $ 255,000 $ 255,000 $ 51,000
Janesville-Beloit, WI 1 $ 108,000 $ 108,000 $ 77,000
Johnson City, TN 1 $ 107,000 $ 107,000 $ 52,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 82,000 $ 82,000 $ 33,000
Lafayette, LA 1 $ 142,000 $ 142,000 $ 74,000
Lafayette-West Lafayette, IN 1 $ 98,000 $ 98,000 $ 71,000
Lake Charles, LA 1 $ 356,000 $ 356,000 $ 0
Lawton, OK 1 $ 255,000 $ 255,000 $ 75,000
Longview, TX 1 $ 94,000 $ 94,000 $ 193,000
Louisville/Jefferson County, KY-IN 1 $ 220,000 $ 220,000 $ 234,000
Lynchburg, VA 1 $ 191,000 $ 191,000 $ 89,000
Madison, WI 1 $ 260,000 $ 260,000 $ 80,000
Manchester-Nashua, NH 1 $ 220,000 $ 220,000 $ 78,000
Memphis, TN-MS-AR 1 $ 270,000 $ 270,000 $ 85,000
Milwaukee-Waukesha-West Allis, WI 1 $ 109,000 $ 109,000 $ 58,000
Monroe, MI 1 $ 363,000 $ 363,000 $ 190,000
Montgomery County-Bucks County-Chester County, PA 1 $ 583,000 $ 583,000 $ 227,000
Naples-Immokalee-Marco Island, FL 1 $ 344,000 $ 344,000 $ 140,000
New Haven-Milford, CT 1 $ 236,000 $ 236,000 $ 80,000
North Port-Sarasota-Bradenton, FL 1 $ 198,000 $ 198,000 $ 51,000
Oakland-Hayward-Berkeley, CA 1 $ 293,000 $ 293,000 $ 59,000
Odessa, TX 1 $ 389,000 $ 389,000 $ 230,000
Portland-South Portland, ME 1 $ 307,000 $ 307,000 $ 111,000
Reading, PA 1 $ 112,000 $ 112,000 $ 117,000
Reno, NV 1 $ 262,000 $ 262,000 $ 101,000
Rochester, NY 1 $ 324,000 $ 324,000 $ 221,000
Salinas, CA 1 $ 2,167,000 $ 2,167,000 $ 1,200,000
Salt Lake City, UT 1 $ 325,000 $ 325,000 $ 100,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 594,000 $ 594,000 $ 240,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 158,000 $ 158,000 $ 356,000
Seattle-Bellevue-Everett, WA 1 $ 260,000 $ 260,000 $ 167,000
Sebastian-Vero Beach, FL 1 $ 66,000 $ 66,000 $ 22,000
Sherman-Denison, TX 1 $ 150,000 $ 150,000 $ 95,000
Spartanburg, SC 1 $ 110,000 $ 110,000 $ 175,000
Spokane-Spokane Valley, WA 1 $ 216,000 $ 216,000 $ 53,000
Springfield, MA 1 $ 192,000 $ 192,000 $ 85,000
St. Louis, MO-IL 1 $ 248,000 $ 248,000 $ 143,000
State College, PA 1 $ 210,000 $ 210,000 $ 150,000
Stockton-Lodi, CA 1 $ 225,000 $ 225,000 $ 169,000
Syracuse, NY 1 $ 167,000 $ 167,000 $ 58,000
Tallahassee, FL 1 $ 144,000 $ 144,000 $ 65,000
Tulsa, OK 1 $ 96,000 $ 96,000 $ 190,000
Wichita, KS 1 $ 195,000 $ 195,000 $ 157,000
Wilmington, NC 1 $ 153,000 $ 153,000 $ 36,000
Yakima, WA 1 $ 200,000 $ 200,000 $ 45,000
York-Hanover, PA 1 $ 142,000 $ 142,000 $ 60,000
Youngstown-Warren-Boardman, OH-PA 1 $ 51,000 $ 51,000 $ 27,000

Mortgage Loan Application Detail Totals for Private Bank of Buckhead in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 717 $191,161,000 $266,000 $2,167,000 $132,000 $3,204,000
Home Purchase 281 $79,111,000 $281,000 $3,835,000 $148,000 $5,520,000
Home Improvement 1 $133,000 $133,000 $133,000 $81,000 $81,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 686 $191,194,000 $278,000 $2,167,000 $140,000 $3,204,000
Black or African American 116 $26,262,000 $226,000 $1,900,000 $98,000 $1,170,000
Not Provided 109 $30,362,000 $278,000 $3,835,000 $178,000 $5,520,000
Hispanic 41 $10,642,000 $259,000 $1,295,000 $106,000 $330,000
Asian 35 $9,546,000 $272,000 $749,000 $145,000 $451,000
Not applicable 8 $1,565,000 $195,000 $360,000 $0 $0
American Indian or Alaskan Native 2 $427,000 $213,000 $355,000 $36,000 $42,000
Native Hawaiian or Other Pacific Islander 2 $407,000 $203,000 $295,000 $93,000 $117,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 833 $235,666,000 $282,000 $3,835,000 $151,000 $5,520,000
FHA-insured (Federal Housing Administration) 140 $27,332,000 $195,000 $626,000 $62,000 $344,000
VA-guaranteed (Veterans Administration) 25 $7,167,000 $286,000 $581,000 $96,000 $243,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $240,000 $240,000 $240,000 $97,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 500 $147,635,000 $295,000 $3,835,000 $147,000 $5,520,000
Loan Originated 364 $85,036,000 $233,000 $630,000 $119,000 $1,449,000
Application Denied By Financial Institution 127 $35,832,000 $282,000 $1,875,000 $143,000 $3,204,000
File Closed For Incompleteness 8 $1,902,000 $237,000 $512,000 $224,000 $1,200,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Private Bank of Buckhead's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Private Bank of Buckhead's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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