Quontic Bank Mortgage Lending & HMDA Data, 2021
In 2021, Quontic Bank of Astoria, NY reported 5,693 mortgage applications totaling $2.7 billion, up 215% from 2020. The average application was for $476,097, and applicants reported an average income of $205,705. 70% of its applications resulted in an originated loan and 4% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (1,136), Nassau County-Suffolk County, NY (757) and Miami-Miami Beach-Kendall, FL (323) (applications in parentheses).
| Mortgage Company & Address | Quontic Bank 31-05 Broadway Astoria, NY 11106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,693 |
| Total Mortgage Loan Application Amount | $2,710,425,000 |
| Average Mortgage Loan Application Amount | $476,097 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $205,705 |
| Highest Applicant Income | $3,876,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Quontic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 1,136 | $ 669,700,000 | $ 589,524 | $ 192,537 |
| Nassau County-Suffolk County, NY | 757 | $ 388,795,000 | $ 513,599 | $ 181,000 |
| Miami-Miami Beach-Kendall, FL | 323 | $ 177,305,000 | $ 548,931 | $ 290,000 |
| Outside any metro area | 250 | $ 92,510,000 | $ 370,040 | $ 216,074 |
| New York-Newark, NY | 220 | $ 88,110,000 | $ 400,500 | $ 190,418 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 129 | $ 51,155,000 | $ 396,550 | $ 277,000 |
| Los Angeles-Long Beach-Glendale, CA | 129 | $ 96,095,000 | $ 744,922 | $ 357,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 113 | $ 56,385,000 | $ 498,982 | $ 408,000 |
| Newark, NJ-PA | 99 | $ 36,345,000 | $ 367,121 | $ 247,484 |
| Philadelphia, PA | 90 | $ 22,910,000 | $ 254,555 | $ 89,000 |
| Orlando-Kissimmee-Sanford, FL | 77 | $ 24,765,000 | $ 321,623 | $ 150,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 71 | $ 36,085,000 | $ 508,239 | $ 179,957 |
| Riverside-San Bernardino-Ontario, CA | 68 | $ 29,790,000 | $ 438,088 | $ 200,000 |
| Seattle-Bellevue-Everett, WA | 63 | $ 31,685,000 | $ 502,936 | $ 150,000 |
| Dallas-Plano-Irving, TX | 61 | $ 27,235,000 | $ 446,475 | $ 242,000 |
| Tampa-St. Petersburg-Clearwater, FL | 60 | $ 19,450,000 | $ 324,166 | $ 351,000 |
| Chicago-Naperville, IL | 59 | $ 18,985,000 | $ 321,779 | $ 192,000 |
| Las Vegas-Henderson-Paradise, NV | 59 | $ 24,305,000 | $ 411,949 | $ 227,000 |
| Bridgeport-Stamford-Norwalk, CT | 58 | $ 30,380,000 | $ 523,793 | $ 160,000 |
| Anaheim-Santa Ana-Irvine, CA | 52 | $ 55,280,000 | $ 1,063,076 | $ 445,000 |
| Houston-The Woodlands-Sugar Land, TX | 51 | $ 16,595,000 | $ 325,392 | $ 154,000 |
| Oakland-Hayward-Berkeley, CA | 48 | $ 41,010,000 | $ 854,375 | $ 297,000 |
| Providence-Warwick, RI-MA | 47 | $ 14,075,000 | $ 299,468 | $ 128,148 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 46 | $ 8,630,000 | $ 187,608 | $ 72,000 |
| Atlanta-Sandy Springs-Roswell, GA | 44 | $ 13,750,000 | $ 312,500 | $ 131,000 |
| Boston, MA | 43 | $ 23,175,000 | $ 538,953 | $ 285,000 |
| Montgomery County-Bucks County-Chester County, PA | 41 | $ 12,405,000 | $ 302,560 | $ 166,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 38 | $ 19,540,000 | $ 514,210 | $ 261,666 |
| Cambridge-Newton-Framingham, MA | 35 | $ 20,405,000 | $ 583,000 | $ 265,000 |
| Camden, NJ | 33 | $ 9,015,000 | $ 273,181 | $ 207,000 |
| San Diego-Carlsbad, CA | 33 | $ 23,445,000 | $ 710,454 | $ 247,000 |
| Albany-Schenectady-Troy, NY | 32 | $ 6,200,000 | $ 193,750 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 32 | $ 16,790,000 | $ 524,687 | $ 238,000 |
| Urban Honolulu, HI | 32 | $ 20,940,000 | $ 654,375 | $ 227,000 |
| New Haven-Milford, CT | 30 | $ 10,150,000 | $ 338,333 | $ 214,000 |
| East Stroudsburg, PA | 27 | $ 6,055,000 | $ 224,259 | $ 93,000 |
| North Port-Sarasota-Bradenton, FL | 26 | $ 14,930,000 | $ 574,230 | $ 472,000 |
| Tacoma-Lakewood, WA | 26 | $ 11,390,000 | $ 438,076 | $ 199,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 25 | $ 6,745,000 | $ 269,800 | $ 107,360 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 9,205,000 | $ 368,200 | $ 150,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 25 | $ 28,355,000 | $ 1,134,200 | $ 356,000 |
| Baltimore-Columbia-Towson, MD | 24 | $ 6,900,000 | $ 287,500 | $ 116,000 |
| Denver-Aurora-Lakewood, CO | 23 | $ 10,785,000 | $ 468,913 | $ 132,000 |
| Oklahoma City, OK | 23 | $ 5,445,000 | $ 236,739 | $ 105,000 |
| Warren-Troy-Farmington Hills, MI | 23 | $ 8,465,000 | $ 368,043 | $ 394,000 |
| Wilmington, DE-MD-NJ | 23 | $ 6,255,000 | $ 271,956 | $ 92,000 |
| Fort Worth-Arlington, TX | 22 | $ 7,280,000 | $ 330,909 | $ 126,000 |
| Port St. Lucie, FL | 22 | $ 9,090,000 | $ 413,181 | $ 189,000 |
| Cape Coral-Fort Myers, FL | 21 | $ 6,015,000 | $ 286,428 | $ 197,000 |
| Washington-Baltimore-Arlington, DC | 21 | $ 11,845,000 | $ 564,047 | $ 245,000 |
| San Francisco-Redwood City-South San Francisco, CA | 20 | $ 19,840,000 | $ 992,000 | $ 419,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 19 | $ 10,205,000 | $ 537,105 | $ 138,000 |
| Trenton, NJ | 19 | $ 9,615,000 | $ 506,052 | $ 208,000 |
| Hartford-West Hartford-East Hartford, CT | 18 | $ 5,450,000 | $ 302,777 | $ 325,000 |
| Jacksonville, FL | 18 | $ 7,330,000 | $ 407,222 | $ 249,000 |
| Bangor, ME | 17 | $ 3,545,000 | $ 208,529 | $ 99,000 |
| Lakeland-Winter Haven, FL | 17 | $ 3,705,000 | $ 217,941 | $ 242,000 |
| Charlotte-Concord-Gastonia, NC-SC | 16 | $ 5,120,000 | $ 320,000 | $ 219,500 |
| Detroit-Dearborn-Livonia, MI | 15 | $ 3,085,000 | $ 205,666 | $ 99,000 |
| Springfield, MA | 15 | $ 4,485,000 | $ 299,000 | $ 124,000 |
| Worcester, MA-CT | 15 | $ 4,145,000 | $ 276,333 | $ 152,000 |
| Austin-Round Rock, TX | 14 | $ 8,860,000 | $ 632,857 | $ 139,000 |
| Raleigh, NC | 14 | $ 4,540,000 | $ 324,285 | $ 129,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 2,715,000 | $ 208,846 | $ 0 |
| Killeen-Temple, TX | 13 | $ 1,825,000 | $ 140,384 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 7,255,000 | $ 558,076 | $ 545,000 |
| Indianapolis-Carmel-Anderson, IN | 12 | $ 3,530,000 | $ 294,166 | $ 117,000 |
| Kingston, NY | 12 | $ 3,640,000 | $ 303,333 | $ 260,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 13,230,000 | $ 1,102,500 | $ 452,000 |
| Stockton-Lodi, CA | 12 | $ 4,330,000 | $ 360,833 | $ 186,000 |
| Fresno, CA | 11 | $ 3,085,000 | $ 280,454 | $ 178,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 11 | $ 3,825,000 | $ 347,727 | $ 164,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 2,935,000 | $ 266,818 | $ 96,363 |
| San Antonio-New Braunfels, TX | 11 | $ 2,795,000 | $ 254,090 | $ 232,000 |
| Columbus, OH | 10 | $ 2,870,000 | $ 287,000 | $ 96,000 |
| Ocala, FL | 10 | $ 2,390,000 | $ 239,000 | $ 124,000 |
| Salem, OR | 10 | $ 4,810,000 | $ 481,000 | $ 139,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 2,700,000 | $ 270,000 | $ 125,000 |
| Binghamton, NY | 9 | $ 1,325,000 | $ 147,222 | $ 49,000 |
| Cincinnati, OH-KY-IN | 9 | $ 2,275,000 | $ 252,777 | $ 146,888 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 2,065,000 | $ 229,444 | $ 79,000 |
| Pittsburgh, PA | 9 | $ 1,765,000 | $ 196,111 | $ 85,000 |
| Punta Gorda, FL | 9 | $ 2,765,000 | $ 307,222 | $ 274,000 |
| Rockingham County-Strafford County, NH | 9 | $ 2,525,000 | $ 280,555 | $ 158,000 |
| Bakersfield, CA | 8 | $ 2,680,000 | $ 335,000 | $ 130,000 |
| Sebastian-Vero Beach, FL | 8 | $ 3,450,000 | $ 431,250 | $ 448,000 |
| Winston-Salem, NC | 8 | $ 2,330,000 | $ 291,250 | $ 96,000 |
| Cleveland-Elyria, OH | 7 | $ 1,095,000 | $ 156,428 | $ 503,000 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 3,215,000 | $ 459,285 | $ 666,000 |
| Lancaster, PA | 7 | $ 1,345,000 | $ 192,142 | $ 52,000 |
| Albany, OR | 6 | $ 2,560,000 | $ 426,666 | $ 80,000 |
| Charleston-North Charleston, SC | 6 | $ 2,410,000 | $ 401,666 | $ 199,000 |
| Eugene, OR | 6 | $ 2,970,000 | $ 495,000 | $ 107,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,650,000 | $ 275,000 | $ 109,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,400,000 | $ 233,333 | $ 103,000 |
| Memphis, TN-MS-AR | 6 | $ 1,510,000 | $ 251,666 | $ 200,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,460,000 | $ 243,333 | $ 108,000 |
| Olympia-Tumwater, WA | 6 | $ 2,460,000 | $ 410,000 | $ 123,000 |
| Reading, PA | 6 | $ 1,650,000 | $ 275,000 | $ 106,000 |
| Reno, NV | 6 | $ 5,240,000 | $ 873,333 | $ 656,000 |
| San Rafael, CA | 6 | $ 9,310,000 | $ 1,551,666 | $ 0 |
| Santa Rosa, CA | 6 | $ 4,890,000 | $ 815,000 | $ 487,000 |
| Boise City, ID | 5 | $ 2,405,000 | $ 481,000 | $ 292,000 |
| Colorado Springs, CO | 5 | $ 1,845,000 | $ 369,000 | $ 143,000 |
| Jackson, MS | 5 | $ 2,225,000 | $ 445,000 | $ 105,000 |
| Pittsfield, MA | 5 | $ 1,435,000 | $ 287,000 | $ 93,000 |
| Rochester, NY | 5 | $ 675,000 | $ 135,000 | $ 30,000 |
| Salisbury, MD-DE | 5 | $ 2,925,000 | $ 585,000 | $ 425,000 |
| Salt Lake City, UT | 5 | $ 3,865,000 | $ 773,000 | $ 322,000 |
| Spokane-Spokane Valley, WA | 5 | $ 1,215,000 | $ 243,000 | $ 0 |
| Tulsa, OK | 5 | $ 935,000 | $ 187,000 | $ 92,000 |
| Vallejo-Fairfield, CA | 5 | $ 2,705,000 | $ 541,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,165,000 | $ 233,000 | $ 96,000 |
| York-Hanover, PA | 5 | $ 1,345,000 | $ 269,000 | $ 227,000 |
| Albuquerque, NM | 4 | $ 1,260,000 | $ 315,000 | $ 166,000 |
| Ann Arbor, MI | 4 | $ 1,220,000 | $ 305,000 | $ 215,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 860,000 | $ 215,000 | $ 117,000 |
| Barnstable Town, MA | 4 | $ 2,910,000 | $ 727,500 | $ 1,497,000 |
| Birmingham-Hoover, AL | 4 | $ 970,000 | $ 242,500 | $ 105,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 3,780,000 | $ 945,000 | $ 0 |
| Gainesville, GA | 4 | $ 2,170,000 | $ 542,500 | $ 256,000 |
| Glens Falls, NY | 4 | $ 790,000 | $ 197,500 | $ 201,000 |
| Knoxville, TN | 4 | $ 800,000 | $ 200,000 | $ 78,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 1,690,000 | $ 422,500 | $ 331,000 |
| Madera, CA | 4 | $ 1,250,000 | $ 312,500 | $ 116,000 |
| Manchester-Nashua, NH | 4 | $ 930,000 | $ 232,500 | $ 83,000 |
| Modesto, CA | 4 | $ 1,710,000 | $ 427,500 | $ 126,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 860,000 | $ 215,000 | $ 146,000 |
| Richmond, VA | 4 | $ 880,000 | $ 220,000 | $ 71,000 |
| Spartanburg, SC | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Tucson, AZ | 4 | $ 1,530,000 | $ 382,500 | $ 234,000 |
| Wilmington, NC | 4 | $ 1,650,000 | $ 412,500 | $ 117,000 |
| Asheville, NC | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Bloomington, IN | 3 | $ 725,000 | $ 241,666 | $ 92,000 |
| Bremerton-Silverdale, WA | 3 | $ 2,015,000 | $ 671,666 | $ 0 |
| Fond Du Lac, WI | 3 | $ 425,000 | $ 141,666 | $ 89,000 |
| Jacksonville, NC | 3 | $ 465,000 | $ 155,000 | $ 53,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 775,000 | $ 258,333 | $ 80,000 |
| Lewiston-Auburn, ME | 3 | $ 665,000 | $ 221,666 | $ 127,000 |
| Medford, OR | 3 | $ 1,145,000 | $ 381,666 | $ 83,000 |
| Norwich-New London, CT | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Ocean City, NJ | 3 | $ 2,825,000 | $ 941,666 | $ 0 |
| Panama City, FL | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Peoria, IL | 3 | $ 685,000 | $ 228,333 | $ 112,000 |
| Portland-South Portland, ME | 3 | $ 845,000 | $ 281,666 | $ 156,000 |
| Provo-Orem, UT | 3 | $ 2,805,000 | $ 935,000 | $ 1,826,000 |
| Salinas, CA | 3 | $ 3,205,000 | $ 1,068,333 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 855,000 | $ 285,000 | $ 95,000 |
| Syracuse, NY | 3 | $ 715,000 | $ 238,333 | $ 140,000 |
| Utica-Rome, NY | 3 | $ 635,000 | $ 211,666 | $ 73,000 |
| Akron, OH | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Baton Rouge, LA | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| Beaumont-Port Arthur, TX | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Bend-Redmond, OR | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| Cheyenne, WY | 2 | $ 440,000 | $ 220,000 | $ 45,000 |
| Coeur D'Alene, ID | 2 | $ 3,160,000 | $ 1,580,000 | $ 1,036,000 |
| Corpus Christi, TX | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Corvallis, OR | 2 | $ 860,000 | $ 430,000 | $ 96,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Durham-Chapel Hill, NC | 2 | $ 510,000 | $ 255,000 | $ 108,000 |
| El Centro, CA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Elgin, IL | 2 | $ 650,000 | $ 325,000 | $ 238,000 |
| Flint, MI | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Gainesville, FL | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Grand Junction, CO | 2 | $ 810,000 | $ 405,000 | $ 143,000 |
| Greensboro-High Point, NC | 2 | $ 770,000 | $ 385,000 | $ 230,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 420,000 | $ 210,000 | $ 106,000 |
| Harrisburg-Carlisle, PA | 2 | $ 710,000 | $ 355,000 | $ 121,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Homosassa Springs, FL | 2 | $ 300,000 | $ 150,000 | $ 125,000 |
| Huntsville, AL | 2 | $ 530,000 | $ 265,000 | $ 78,000 |
| Jackson, TN | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| Kansas City, MO-KS | 2 | $ 1,080,000 | $ 540,000 | $ 906,000 |
| Lake Charles, LA | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Lebanon, PA | 2 | $ 590,000 | $ 295,000 | $ 100,000 |
| Longview, WA | 2 | $ 560,000 | $ 280,000 | $ 84,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Morristown, TN | 2 | $ 2,250,000 | $ 1,125,000 | $ 631,000 |
| New Orleans-Metairie, LA | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 550,000 | $ 275,000 | $ 170,000 |
| Springfield, MO | 2 | $ 350,000 | $ 175,000 | $ 202,000 |
| St. George, UT | 2 | $ 1,570,000 | $ 785,000 | $ 190,000 |
| St. Louis, MO-IL | 2 | $ 260,000 | $ 130,000 | $ 115,000 |
| Tallahassee, FL | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Toledo, OH | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Vineland-Bridgeton, NJ | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Waco, TX | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| Wenatchee, WA | 2 | $ 1,340,000 | $ 670,000 | $ 249,000 |
| Abilene, TX | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Alexandria, LA | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Bloomsburg-Berwick, PA | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Brownsville-Harlingen, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Burlington, NC | 1 | $ 395,000 | $ 395,000 | $ 127,000 |
| Burlington-South Burlington, VT | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 255,000 | $ 255,000 | $ 235,000 |
| Clarksville, TN-KY | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Columbus, GA-AL | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Dalton, GA | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Dothan, AL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Dover, DE | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Erie, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Farmington, NM | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Fayetteville, NC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Gary, IN | 1 | $ 355,000 | $ 355,000 | $ 154,000 |
| Grants Pass, OR | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Greeley, CO | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Greenville, NC | 1 | $ 405,000 | $ 405,000 | $ 121,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Ithaca, NY | 1 | $ 205,000 | $ 205,000 | $ 252,000 |
| Janesville-Beloit, WI | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Johnstown, PA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Joplin, MO | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Laredo, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Las Cruces, NM | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Longview, TX | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lynchburg, VA | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Merced, CA | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Missoula, MT | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Muskegon, MI | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Napa, CA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| New Bern, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pueblo, CO | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Racine, WI | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Redding, CA | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Saginaw, MI | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Santa Fe, NM | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 2,215,000 | $ 2,215,000 | $ 1,649,000 |
| Savannah, GA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Topeka, KS | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 285,000 | $ 285,000 | $ 0 |
Mortgage Loan Application Detail Totals for Quontic Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,368 | $1,989,970,000 | $455,000 | $3,505,000 | $200,000 | $2,645,000 |
| Cash-out Refinancing | 628 | $398,740,000 | $634,000 | $3,505,000 | $232,000 | $1,200,000 |
| Refinancing | 369 | $183,395,000 | $497,000 | $3,005,000 | $205,000 | $3,876,000 |
| Other Purpose | 325 | $136,805,000 | $420,000 | $3,505,000 | $233,000 | $1,497,000 |
| Home Improvement | 3 | $1,515,000 | $505,000 | $845,000 | $138,000 | $146,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,997 | $854,345,000 | $427,000 | $3,505,000 | $155,000 | $2,157,000 |
| White | 1,851 | $993,555,000 | $536,000 | $3,505,000 | $278,000 | $2,645,000 |
| Hispanic | 879 | $370,155,000 | $421,000 | $3,005,000 | $189,000 | $3,876,000 |
| Not Provided | 490 | $257,310,000 | $525,000 | $3,005,000 | $270,000 | $2,160,000 |
| Black or African American | 271 | $124,305,000 | $458,000 | $2,705,000 | $183,000 | $1,645,000 |
| Not applicable | 160 | $89,150,000 | $557,000 | $3,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 23 | $8,235,000 | $358,000 | $805,000 | $115,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $13,370,000 | $607,000 | $1,915,000 | $375,000 | $1,024,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,534 | $2,638,980,000 | $476,000 | $3,505,000 | $210,000 | $3,876,000 |
| FHA-insured (Federal Housing Administration) | 157 | $70,175,000 | $446,000 | $955,000 | $99,000 | $267,000 |
| VA-guaranteed (Veterans Administration) | 2 | $1,270,000 | $635,000 | $815,000 | $107,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,003 | $1,829,745,000 | $457,000 | $3,505,000 | $191,000 | $2,645,000 |
| Application Withdrawn By Applicant | 1,091 | $567,435,000 | $520,000 | $3,505,000 | $245,000 | $3,876,000 |
| File Closed For Incompleteness | 251 | $150,855,000 | $601,000 | $3,005,000 | $243,000 | $1,778,000 |
| Application Denied By Financial Institution | 236 | $110,320,000 | $467,000 | $2,245,000 | $164,000 | $972,000 |
| Application Approved But Not Accepted | 112 | $52,070,000 | $464,000 | $2,405,000 | $260,000 | $1,978,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,457 | $2,600,105,000 | $476,000 | $3,505,000 | $205,000 | $3,876,000 |
| Collateral | 68 | $28,760,000 | $422,000 | $1,305,000 | $168,000 | $869,000 |
| Credit History | 57 | $30,265,000 | $530,000 | $1,695,000 | $238,000 | $720,000 |
| Other | 48 | $21,610,000 | $450,000 | $2,245,000 | $127,000 | $374,000 |
| Debt-To-Income Ratio | 33 | $16,455,000 | $498,000 | $1,405,000 | $88,000 | $203,000 |
| Unverifiable Information | 15 | $7,495,000 | $499,000 | $1,415,000 | $234,000 | $972,000 |
| Credit Application Incomplete | 12 | $4,720,000 | $393,000 | $805,000 | $174,000 | $384,000 |
| Employment History | 3 | $1,015,000 | $338,000 | $415,000 | $184,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quontic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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