R.H. Lending, Inc. Mortgage Lending & HMDA Data, 2013

In 2013, R.H. Lending, Inc. of Colleyville, TX reported 1,634 mortgage applications totaling $198.1 million, up 5% from 2012. The average application was for $121,255, and applicants reported an average income of $48,842. 82% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Fort Worth-Arlington, TX (194), Dallas-Plano-Irving, TX (170) and Amarillo, TX (109) (applications in parentheses).

Mortgage Company & Address R.H. Lending, Inc.
6209 Colleyville Blvd.
Colleyville, TX 76034
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  
Total Number of Mortgage Applications 1,634
Total Mortgage Loan Application Amount $198,131,000
Average Mortgage Loan Application Amount $121,255
Highest Mortgage Loan Application Amount $349,000
Average Applicant Income $48,842
Highest Applicant Income $189,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R.H. Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for R.H. Lending, Inc. by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant, Texas 139 $ 16,462,000 $ 118,431 $ 51,000
Liberty, Georgia 68 $ 7,185,000 $ 105,661 $ 42,000
Potter, Texas 55 $ 5,191,000 $ 94,381 $ 42,000
Randall, Texas 53 $ 6,005,000 $ 113,301 $ 54,000
Dallas, Texas 49 $ 6,831,000 $ 139,408 $ 60,000
Hidalgo, Texas 43 $ 5,493,000 $ 127,744 $ 51,000
Kaufman, Texas 38 $ 4,436,000 $ 116,736 $ 31,000
Harris, Texas 35 $ 4,585,000 $ 131,000 $ 67,000
Bexar, Texas 30 $ 3,590,000 $ 119,666 $ 53,000
Johnson, Texas 28 $ 3,208,000 $ 114,571 $ 37,000
Denton, Texas 26 $ 4,087,000 $ 157,192 $ 67,000
Mobile, Alabama 25 $ 2,254,000 $ 90,160 $ 32,000
Long, Georgia 24 $ 2,810,000 $ 117,083 $ 38,000
Collin, Texas 22 $ 3,303,000 $ 150,136 $ 52,000
Lubbock, Texas 21 $ 2,172,000 $ 103,428 $ 53,000
Hunt, Texas 20 $ 2,628,000 $ 131,400 $ 44,000
Parker, Texas 19 $ 2,279,000 $ 119,947 $ 59,000
Midland, Texas 15 $ 2,657,000 $ 177,133 $ 83,000
Montgomery, Texas 15 $ 1,688,000 $ 112,533 $ 56,000
Montgomery, Alabama 14 $ 1,476,000 $ 105,428 $ 41,000
Chester, South Carolina 14 $ 1,598,000 $ 114,142 $ 46,000
Floyd, Georgia 13 $ 1,311,000 $ 100,846 $ 39,000
Harrison, Texas 13 $ 1,760,000 $ 135,384 $ 51,000
Ellis, Texas 12 $ 1,607,000 $ 133,916 $ 69,000
Liberty, Texas 12 $ 1,288,000 $ 107,333 $ 42,000
Ector, Texas 11 $ 1,711,000 $ 155,545 $ 61,000
Dougherty, Georgia 10 $ 953,000 $ 95,300 $ 42,000
East Baton Rouge, Louisiana 10 $ 1,456,000 $ 145,600 $ 45,000
Guadalupe, Texas 10 $ 1,113,000 $ 111,300 $ 52,000
Williamson, Texas 10 $ 1,851,000 $ 185,100 $ 82,000
Bell, Texas 9 $ 1,054,000 $ 117,111 $ 46,000
Fort Bend, Texas 9 $ 1,441,000 $ 160,111 $ 54,000
Nueces, Texas 9 $ 1,207,000 $ 134,111 $ 47,000
Wichita, Texas 9 $ 999,000 $ 111,000 $ 59,000
Bulloch, Georgia 8 $ 959,000 $ 119,875 $ 38,000
Lafayette, Louisiana 8 $ 1,268,000 $ 158,500 $ 49,000
St. Landry, Louisiana 8 $ 977,000 $ 122,125 $ 45,000
Lauderdale, Mississippi 8 $ 690,000 $ 86,250 $ 24,000
Gregg, Texas 8 $ 1,004,000 $ 125,500 $ 59,000
Henderson, Texas 8 $ 763,000 $ 95,375 $ 40,000
Hood, Texas 8 $ 883,000 $ 110,375 $ 53,000
Smith, Texas 8 $ 870,000 $ 108,750 $ 44,000
Wise, Texas 8 $ 1,061,000 $ 132,625 $ 59,000
Wayne, Georgia 7 $ 826,000 $ 118,000 $ 55,000
Iberia, Louisiana 7 $ 1,058,000 $ 151,142 $ 62,000
Terrebonne, Louisiana 7 $ 1,105,000 $ 157,857 $ 48,000
Aiken, South Carolina 7 $ 708,000 $ 101,142 $ 41,000
Brazoria, Texas 7 $ 1,119,000 $ 159,857 $ 59,000
El Paso, Texas 7 $ 816,000 $ 116,571 $ 50,000
Tom Green, Texas 7 $ 713,000 $ 101,857 $ 46,000
Elmore, Alabama 6 $ 658,000 $ 109,666 $ 51,000
Cobb, Georgia 6 $ 1,169,000 $ 194,833 $ 53,000
Effingham, Georgia 6 $ 809,000 $ 134,833 $ 68,000
Tattnall, Georgia 6 $ 591,000 $ 98,500 $ 24,000
Acadia, Louisiana 6 $ 826,000 $ 137,666 $ 71,000
Cleveland, Oklahoma 6 $ 685,000 $ 114,166 $ 45,000
Shelby, Tennessee 6 $ 779,000 $ 129,833 $ 34,000
Cameron, Texas 6 $ 648,000 $ 108,000 $ 50,000
Cherokee, Texas 6 $ 616,000 $ 102,666 $ 36,000
Navarro, Texas 6 $ 524,000 $ 87,333 $ 52,000
Upshur, Texas 6 $ 741,000 $ 123,500 $ 32,000
Van Zandt, Texas 6 $ 605,000 $ 100,833 $ 35,000
Bossier, Louisiana 5 $ 661,000 $ 132,200 $ 51,000
Ouachita, Louisiana 5 $ 612,000 $ 122,400 $ 31,000
Vermilion, Louisiana 5 $ 579,000 $ 115,800 $ 44,000
Oklahoma, Oklahoma 5 $ 655,000 $ 131,000 $ 66,000
Atascosa, Texas 5 $ 849,000 $ 169,800 $ 57,000
Comal, Texas 5 $ 647,000 $ 129,400 $ 39,000
McLennan, Texas 5 $ 588,000 $ 117,600 $ 57,000
Medina, Texas 5 $ 840,000 $ 168,000 $ 90,000
Victoria, Texas 5 $ 747,000 $ 149,400 $ 72,000
Autauga, Alabama 4 $ 433,000 $ 108,250 $ 44,000
Benton, Arkansas 4 $ 596,000 $ 149,000 $ 75,000
Pope, Arkansas 4 $ 479,000 $ 119,750 $ 45,000
Washington, Arkansas 4 $ 458,000 $ 114,500 $ 61,000
Henry, Georgia 4 $ 665,000 $ 166,250 $ 58,000
McIntosh, Georgia 4 $ 418,000 $ 104,500 $ 35,000
Evangeline, Louisiana 4 $ 628,000 $ 157,000 $ 56,000
St. Martin, Louisiana 4 $ 673,000 $ 168,250 $ 85,000
Pottawatomie, Oklahoma 4 $ 480,000 $ 120,000 $ 40,000
Berkeley, South Carolina 4 $ 920,000 $ 230,000 $ 81,000
Lexington, South Carolina 4 $ 341,000 $ 85,250 $ 22,000
Bowie, Texas 4 $ 342,000 $ 85,500 $ 30,000
Brazos, Texas 4 $ 520,000 $ 130,000 $ 85,000
Grayson, Texas 4 $ 418,000 $ 104,500 $ 35,000
Hill, Texas 4 $ 438,000 $ 109,500 $ 86,000
Jones, Texas 4 $ 396,000 $ 99,000 $ 61,000
Orange, Texas 4 $ 435,000 $ 108,750 $ 47,000
Panola, Texas 4 $ 431,000 $ 107,750 $ 50,000
Rockwall, Texas 4 $ 521,000 $ 130,250 $ 41,000
Rusk, Texas 4 $ 513,000 $ 128,250 $ 48,000
San Patricio, Texas 4 $ 460,000 $ 115,000 $ 47,000
Travis, Texas 4 $ 444,000 $ 111,000 $ 29,000
Dallas, Alabama 3 $ 264,000 $ 88,000 $ 35,000
Jefferson, Alabama 3 $ 395,000 $ 131,666 $ 36,000
Shelby, Alabama 3 $ 570,000 $ 190,000 $ 107,000
St. Clair, Alabama 3 $ 377,000 $ 125,666 $ 53,000
Tuscaloosa, Alabama 3 $ 351,000 $ 117,000 $ 17,000
Bacon, Georgia 3 $ 272,000 $ 90,666 $ 41,000
Candler, Georgia 3 $ 317,000 $ 105,666 $ 15,000
Carroll, Georgia 3 $ 267,000 $ 89,000 $ 26,000
Chatham, Georgia 3 $ 340,000 $ 113,333 $ 45,000
DeKalb, Georgia 3 $ 287,000 $ 95,666 $ 9,000
Jones, Georgia 3 $ 385,000 $ 128,333 $ 44,000
Lee, Georgia 3 $ 425,000 $ 141,666 $ 80,000
Caddo, Louisiana 3 $ 380,000 $ 126,666 $ 27,000
Calcasieu, Louisiana 3 $ 390,000 $ 130,000 $ 66,000
Jefferson Davis, Louisiana 3 $ 365,000 $ 121,666 $ 67,000
Plaquemines, Louisiana 3 $ 628,000 $ 209,333 $ 91,000
St. Bernard, Louisiana 3 $ 265,000 $ 88,333 $ 58,000
St. Tammany, Louisiana 3 $ 412,000 $ 137,333 $ 65,000
Clarke, Mississippi 3 $ 305,000 $ 101,666 $ 21,000
Creek, Oklahoma 3 $ 349,000 $ 116,333 $ 16,000
Grady, Oklahoma 3 $ 404,000 $ 134,666 $ 61,000
Lincoln, Oklahoma 3 $ 335,000 $ 111,666 $ 22,000
Tulsa, Oklahoma 3 $ 358,000 $ 119,333 $ 52,000
Cherokee, South Carolina 3 $ 303,000 $ 101,000 $ 17,000
Spartanburg, South Carolina 3 $ 372,000 $ 124,000 $ 18,000
Roane, Tennessee 3 $ 241,000 $ 80,333 $ 38,000
Sullivan, Tennessee 3 $ 249,000 $ 83,000 $ 15,000
Tipton, Tennessee 3 $ 293,000 $ 97,666 $ 0
Wilson, Tennessee 3 $ 456,000 $ 152,000 $ 72,000
Burnet, Texas 3 $ 384,000 $ 128,000 $ 53,000
Cooke, Texas 3 $ 424,000 $ 141,333 $ 59,000
Fannin, Texas 3 $ 433,000 $ 144,333 $ 51,000
Hardin, Texas 3 $ 483,000 $ 161,000 $ 85,000
Hays, Texas 3 $ 360,000 $ 120,000 $ 33,000
Jefferson, Texas 3 $ 373,000 $ 124,333 $ 16,000
Lamb, Texas 3 $ 228,000 $ 76,000 $ 68,000
Montague, Texas 3 $ 445,000 $ 148,333 $ 35,000
Ochiltree, Texas 3 $ 263,000 $ 87,666 $ 72,000
San Jacinto, Texas 3 $ 280,000 $ 93,333 $ 46,000
Butler, Alabama 2 $ 217,000 $ 108,500 $ 56,000
Calhoun, Alabama 2 $ 215,000 $ 107,500 $ 0
Chilton, Alabama 2 $ 235,000 $ 117,500 $ 65,000
Cleburne, Alabama 2 $ 217,000 $ 108,500 $ 29,000
Lowndes, Alabama 2 $ 222,000 $ 111,000 $ 50,000
Talladega, Alabama 2 $ 155,000 $ 77,500 $ 21,000
Washington, Alabama 2 $ 187,000 $ 93,500 $ 33,000
Faulkner, Arkansas 2 $ 236,000 $ 118,000 $ 58,000
Garland, Arkansas 2 $ 208,000 $ 104,000 $ 36,000
Lonoke, Arkansas 2 $ 254,000 $ 127,000 $ 22,000
Berrien, Georgia 2 $ 190,000 $ 95,000 $ 47,000
Bleckley, Georgia 2 $ 244,000 $ 122,000 $ 47,000
Clayton, Georgia 2 $ 325,000 $ 162,500 $ 0
Cook, Georgia 2 $ 204,000 $ 102,000 $ 15,000
Emanuel, Georgia 2 $ 161,000 $ 80,500 $ 32,000
Fulton, Georgia 2 $ 219,000 $ 109,500 $ 13,000
Jackson, Georgia 2 $ 255,000 $ 127,500 $ 53,000
Montgomery, Georgia 2 $ 228,000 $ 114,000 $ 54,000
Muscogee, Georgia 2 $ 188,000 $ 94,000 $ 13,000
Richmond, Georgia 2 $ 304,000 $ 152,000 $ 24,000
Toombs, Georgia 2 $ 175,000 $ 87,500 $ 36,000
Twiggs, Georgia 2 $ 264,000 $ 132,000 $ 51,000
Ascension, Louisiana 2 $ 270,000 $ 135,000 $ 71,000
Jefferson, Louisiana 2 $ 196,000 $ 98,000 $ 46,000
Lafourche, Louisiana 2 $ 287,000 $ 143,500 $ 21,000
Lincoln, Louisiana 2 $ 256,000 $ 128,000 $ 26,000
Livingston, Louisiana 2 $ 201,000 $ 100,500 $ 47,000
Washington, Louisiana 2 $ 205,000 $ 102,500 $ 10,000
Jackson, Mississippi 2 $ 207,000 $ 103,500 $ 42,000
Kemper, Mississippi 2 $ 217,000 $ 108,500 $ 64,000
Madison, Mississippi 2 $ 537,000 $ 268,500 $ 121,000
Pearl River, Mississippi 2 $ 126,000 $ 63,000 $ 0
Warren, Mississippi 2 $ 188,000 $ 94,000 $ 15,000
Osage, Oklahoma 2 $ 192,000 $ 96,000 $ 40,000
Ottawa, Oklahoma 2 $ 180,000 $ 90,000 $ 42,000
Payne, Oklahoma 2 $ 229,000 $ 114,500 $ 54,000
Rogers, Oklahoma 2 $ 323,000 $ 161,500 $ 46,000
Woodward, Oklahoma 2 $ 288,000 $ 144,000 $ 62,000
Charleston, South Carolina 2 $ 313,000 $ 156,500 $ 46,000
Dorchester, South Carolina 2 $ 347,000 $ 173,500 $ 68,000
Edgefield, South Carolina 2 $ 227,000 $ 113,500 $ 45,000
Horry, South Carolina 2 $ 206,000 $ 103,000 $ 44,000
Davidson, Tennessee 2 $ 263,000 $ 131,500 $ 22,000
Fayette, Tennessee 2 $ 223,000 $ 111,500 $ 16,000
Jefferson, Tennessee 2 $ 252,000 $ 126,000 $ 53,000
Madison, Tennessee 2 $ 151,000 $ 75,500 $ 48,000
Putnam, Tennessee 2 $ 163,000 $ 81,500 $ 30,000
Rutherford, Tennessee 2 $ 221,000 $ 110,500 $ 9,000
Sevier, Tennessee 2 $ 215,000 $ 107,500 $ 48,000
Anderson, Texas 2 $ 217,000 $ 108,500 $ 67,000
Bastrop, Texas 2 $ 217,000 $ 108,500 $ 0
Baylor, Texas 2 $ 360,000 $ 180,000 $ 39,000
Caldwell, Texas 2 $ 330,000 $ 165,000 $ 33,000
Callahan, Texas 2 $ 164,000 $ 82,000 $ 0
Cass, Texas 2 $ 185,000 $ 92,500 $ 29,000
Clay, Texas 2 $ 172,000 $ 86,000 $ 61,000
Galveston, Texas 2 $ 272,000 $ 136,000 $ 50,000
Gray, Texas 2 $ 230,000 $ 115,000 $ 48,000
Hopkins, Texas 2 $ 212,000 $ 106,000 $ 18,000
Howard, Texas 2 $ 427,000 $ 213,500 $ 78,000
Jasper, Texas 2 $ 194,000 $ 97,000 $ 53,000
Leon, Texas 2 $ 161,000 $ 80,500 $ 53,000
Limestone, Texas 2 $ 301,000 $ 150,500 $ 39,000
Martin, Texas 2 $ 252,000 $ 126,000 $ 51,000
Moore, Texas 2 $ 282,000 $ 141,000 $ 88,000
Palo Pinto, Texas 2 $ 177,000 $ 88,500 $ 81,000
Pecos, Texas 2 $ 432,000 $ 216,000 $ 113,000
Polk, Texas 2 $ 200,000 $ 100,000 $ 58,000
Rains, Texas 2 $ 145,000 $ 72,500 $ 0
Refugio, Texas 2 $ 224,000 $ 112,000 $ 44,000
Robertson, Texas 2 $ 274,000 $ 137,000 $ 26,000
Taylor, Texas 2 $ 219,000 $ 109,500 $ 54,000
Webb, Texas 2 $ 233,000 $ 116,500 $ 39,000
Wilbarger, Texas 2 $ 241,000 $ 120,500 $ 46,000
Wood, Texas 2 $ 268,000 $ 134,000 $ 31,000
Cherokee, Alabama 1 $ 93,000 $ 93,000 $ 25,000
Coffee, Alabama 1 $ 86,000 $ 86,000 $ 43,000
Escambia, Alabama 1 $ 56,000 $ 56,000 $ 25,000
Lawrence, Alabama 1 $ 126,000 $ 126,000 $ 0
Madison, Alabama 1 $ 118,000 $ 118,000 $ 44,000
Morgan, Alabama 1 $ 108,000 $ 108,000 $ 60,000
Arkansas, Arkansas 1 $ 86,000 $ 86,000 $ 56,000
Ashley, Arkansas 1 $ 103,000 $ 103,000 $ 0
Crawford, Arkansas 1 $ 83,000 $ 83,000 $ 39,000
Johnson, Arkansas 1 $ 118,000 $ 118,000 $ 56,000
Miller, Arkansas 1 $ 125,000 $ 125,000 $ 60,000
Mississippi, Arkansas 1 $ 70,000 $ 70,000 $ 26,000
Poinsett, Arkansas 1 $ 157,000 $ 157,000 $ 104,000
Sharp, Arkansas 1 $ 51,000 $ 51,000 $ 50,000
Atkinson, Georgia 1 $ 112,000 $ 112,000 $ 42,000
Baldwin, Georgia 1 $ 76,000 $ 76,000 $ 37,000
Banks, Georgia 1 $ 75,000 $ 75,000 $ 30,000
Barrow, Georgia 1 $ 188,000 $ 188,000 $ 100,000
Brantley, Georgia 1 $ 113,000 $ 113,000 $ 0
Bryan, Georgia 1 $ 125,000 $ 125,000 $ 95,000
Catoosa, Georgia 1 $ 110,000 $ 110,000 $ 0
Clarke, Georgia 1 $ 143,000 $ 143,000 $ 80,000
Columbia, Georgia 1 $ 131,000 $ 131,000 $ 36,000
Crisp, Georgia 1 $ 90,000 $ 90,000 $ 0
Douglas, Georgia 1 $ 111,000 $ 111,000 $ 43,000
Evans, Georgia 1 $ 85,000 $ 85,000 $ 0
Fannin, Georgia 1 $ 155,000 $ 155,000 $ 57,000
Forsyth, Georgia 1 $ 83,000 $ 83,000 $ 46,000
Glynn, Georgia 1 $ 131,000 $ 131,000 $ 44,000
Gwinnett, Georgia 1 $ 186,000 $ 186,000 $ 0
Habersham, Georgia 1 $ 75,000 $ 75,000 $ 25,000
Hancock, Georgia 1 $ 108,000 $ 108,000 $ 42,000
Houston, Georgia 1 $ 105,000 $ 105,000 $ 32,000
Jeff Davis, Georgia 1 $ 125,000 $ 125,000 $ 0
Johnson, Georgia 1 $ 91,000 $ 91,000 $ 36,000
Laurens, Georgia 1 $ 98,000 $ 98,000 $ 39,000
Peach, Georgia 1 $ 152,000 $ 152,000 $ 71,000
Polk, Georgia 1 $ 134,000 $ 134,000 $ 65,000
Putnam, Georgia 1 $ 206,000 $ 206,000 $ 56,000
Screven, Georgia 1 $ 97,000 $ 97,000 $ 54,000
Taylor, Georgia 1 $ 134,000 $ 134,000 $ 47,000
Treutlen, Georgia 1 $ 79,000 $ 79,000 $ 36,000
Walton, Georgia 1 $ 86,000 $ 86,000 $ 31,000
Whitfield, Georgia 1 $ 95,000 $ 95,000 $ 54,000
Wilcox, Georgia 1 $ 124,000 $ 124,000 $ 40,000
Worth, Georgia 1 $ 186,000 $ 186,000 $ 93,000
Allen, Indiana 1 $ 116,000 $ 116,000 $ 31,000
Hamilton, Indiana 1 $ 172,000 $ 172,000 $ 130,000
Marion, Indiana 1 $ 149,000 $ 149,000 $ 0
Beauregard, Louisiana 1 $ 220,000 $ 220,000 $ 146,000
Claiborne, Louisiana 1 $ 113,000 $ 113,000 $ 79,000
De Soto, Louisiana 1 $ 92,000 $ 92,000 $ 41,000
East Feliciana, Louisiana 1 $ 204,000 $ 204,000 $ 57,000
La Salle, Louisiana 1 $ 188,000 $ 188,000 $ 113,000
Natchitoches, Louisiana 1 $ 143,000 $ 143,000 $ 53,000
Orleans, Louisiana 1 $ 189,000 $ 189,000 $ 0
Rapides, Louisiana 1 $ 87,000 $ 87,000 $ 30,000
Sabine, Louisiana 1 $ 242,000 $ 242,000 $ 189,000
Vernon, Louisiana 1 $ 128,000 $ 128,000 $ 65,000
Winn, Louisiana 1 $ 207,000 $ 207,000 $ 0
Benton, Mississippi 1 $ 119,000 $ 119,000 $ 41,000
DeSoto, Mississippi 1 $ 88,000 $ 88,000 $ 38,000
Forrest, Mississippi 1 $ 146,000 $ 146,000 $ 63,000
Harrison, Mississippi 1 $ 114,000 $ 114,000 $ 50,000
Hinds, Mississippi 1 $ 118,000 $ 118,000 $ 47,000
Lowndes, Mississippi 1 $ 200,000 $ 200,000 $ 0
Monroe, Mississippi 1 $ 113,000 $ 113,000 $ 47,000
Simpson, Mississippi 1 $ 83,000 $ 83,000 $ 39,000
Walthall, Mississippi 1 $ 86,000 $ 86,000 $ 83,000
Winston, Mississippi 1 $ 108,000 $ 108,000 $ 79,000
Adair, Oklahoma 1 $ 70,000 $ 70,000 $ 0
Beckham, Oklahoma 1 $ 201,000 $ 201,000 $ 148,000
Canadian, Oklahoma 1 $ 144,000 $ 144,000 $ 52,000
Carter, Oklahoma 1 $ 68,000 $ 68,000 $ 59,000
Comanche, Oklahoma 1 $ 96,000 $ 96,000 $ 25,000
Garfield, Oklahoma 1 $ 86,000 $ 86,000 $ 33,000
Haskell, Oklahoma 1 $ 83,000 $ 83,000 $ 46,000
Kay, Oklahoma 1 $ 115,000 $ 115,000 $ 62,000
McCurtain, Oklahoma 1 $ 75,000 $ 75,000 $ 45,000
Muskogee, Oklahoma 1 $ 123,000 $ 123,000 $ 47,000
Okmulgee, Oklahoma 1 $ 126,000 $ 126,000 $ 0
Wagoner, Oklahoma 1 $ 99,000 $ 99,000 $ 0
Allendale, South Carolina 1 $ 167,000 $ 167,000 $ 65,000
Anderson, South Carolina 1 $ 128,000 $ 128,000 $ 37,000
Beaufort, South Carolina 1 $ 201,000 $ 201,000 $ 75,000
Clarendon, South Carolina 1 $ 133,000 $ 133,000 $ 52,000
Greenville, South Carolina 1 $ 177,000 $ 177,000 $ 63,000
Greenwood, South Carolina 1 $ 93,000 $ 93,000 $ 0
Kershaw, South Carolina 1 $ 73,000 $ 73,000 $ 61,000
Laurens, South Carolina 1 $ 68,000 $ 68,000 $ 0
Marion, South Carolina 1 $ 90,000 $ 90,000 $ 46,000
Orangeburg, South Carolina 1 $ 102,000 $ 102,000 $ 32,000
Richland, South Carolina 1 $ 114,000 $ 114,000 $ 41,000
Sumter, South Carolina 1 $ 120,000 $ 120,000 $ 57,000
Blount, Tennessee 1 $ 141,000 $ 141,000 $ 0
Cheatham, Tennessee 1 $ 107,000 $ 107,000 $ 0
Coffee, Tennessee 1 $ 98,000 $ 98,000 $ 48,000
Dyer, Tennessee 1 $ 108,000 $ 108,000 $ 48,000
Giles, Tennessee 1 $ 76,000 $ 76,000 $ 67,000
Marshall, Tennessee 1 $ 88,000 $ 88,000 $ 31,000
Maury, Tennessee 1 $ 79,000 $ 79,000 $ 32,000
McMinn, Tennessee 1 $ 73,000 $ 73,000 $ 23,000
Montgomery, Tennessee 1 $ 152,000 $ 152,000 $ 83,000
Pickett, Tennessee 1 $ 94,000 $ 94,000 $ 35,000
Polk, Tennessee 1 $ 86,000 $ 86,000 $ 0
Sumner, Tennessee 1 $ 83,000 $ 83,000 $ 40,000
Williamson, Tennessee 1 $ 122,000 $ 122,000 $ 64,000
Angelina, Texas 1 $ 73,000 $ 73,000 $ 43,000
Archer, Texas 1 $ 116,000 $ 116,000 $ 92,000
Bee, Texas 1 $ 71,000 $ 71,000 $ 37,000
Blanco, Texas 1 $ 137,000 $ 137,000 $ 72,000
Calhoun, Texas 1 $ 177,000 $ 177,000 $ 65,000
Carson, Texas 1 $ 75,000 $ 75,000 $ 31,000
Chambers, Texas 1 $ 83,000 $ 83,000 $ 68,000
Comanche, Texas 1 $ 98,000 $ 98,000 $ 37,000
Coryell, Texas 1 $ 216,000 $ 216,000 $ 67,000
Crane, Texas 1 $ 134,000 $ 134,000 $ 78,000
Dawson, Texas 1 $ 69,000 $ 69,000 $ 29,000
Deaf Smith, Texas 1 $ 82,000 $ 82,000 $ 37,000
Freestone, Texas 1 $ 81,000 $ 81,000 $ 31,000
Gonzales, Texas 1 $ 206,000 $ 206,000 $ 79,000
Grimes, Texas 1 $ 120,000 $ 120,000 $ 46,000
Hansford, Texas 1 $ 140,000 $ 140,000 $ 0
Hockley, Texas 1 $ 75,000 $ 75,000 $ 36,000
Houston, Texas 1 $ 162,000 $ 162,000 $ 56,000
Irion, Texas 1 $ 58,000 $ 58,000 $ 27,000
Jackson, Texas 1 $ 246,000 $ 246,000 $ 80,000
Jim Wells, Texas 1 $ 149,000 $ 149,000 $ 85,000
Lamar, Texas 1 $ 89,000 $ 89,000 $ 0
Live Oak, Texas 1 $ 85,000 $ 85,000 $ 95,000
Matagorda, Texas 1 $ 89,000 $ 89,000 $ 0
Morris, Texas 1 $ 78,000 $ 78,000 $ 0
Red River, Texas 1 $ 77,000 $ 77,000 $ 58,000
Schleicher, Texas 1 $ 119,000 $ 119,000 $ 54,000
Scurry, Texas 1 $ 143,000 $ 143,000 $ 0
Shelby, Texas 1 $ 196,000 $ 196,000 $ 80,000
Somervell, Texas 1 $ 124,000 $ 124,000 $ 75,000
Swisher, Texas 1 $ 79,000 $ 79,000 $ 57,000
Terry, Texas 1 $ 93,000 $ 93,000 $ 42,000
Titus, Texas 1 $ 120,000 $ 120,000 $ 89,000
Tyler, Texas 1 $ 161,000 $ 161,000 $ 51,000
Walker, Texas 1 $ 182,000 $ 182,000 $ 66,000
Ward, Texas 1 $ 244,000 $ 244,000 $ 102,000
Wharton, Texas 1 $ 49,000 $ 49,000 $ 32,000
Wilson, Texas 1 $ 119,000 $ 119,000 $ 0
Zavala, Texas 1 $ 89,000 $ 89,000 $ 0

Mortgage Loan Application Detail Totals for R.H. Lending, Inc. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,286 $157,347,000 $122,000 $349,000 $58,000 $189,000
Refinancing 348 $40,784,000 $117,000 $293,000 $15,000 $151,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 987 $119,180,000 $120,000 $293,000 $49,000 $189,000
Hispanic 274 $31,615,000 $115,000 $276,000 $48,000 $172,000
Black or African American 271 $33,497,000 $123,000 $276,000 $45,000 $182,000
Not Provided 84 $11,655,000 $138,000 $276,000 $59,000 $156,000
Asian 11 $1,536,000 $139,000 $349,000 $50,000 $130,000
American Indian or Alaskan Native 6 $544,000 $90,000 $116,000 $36,000 $49,000
Native Hawaiian or Other Pacific Islander 1 $104,000 $104,000 $104,000 $34,000 $34,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,606 $193,579,000 $120,000 $293,000 $48,000 $189,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17 $2,728,000 $160,000 $349,000 $71,000 $139,000
VA-guaranteed (Veterans Administration) 11 $1,824,000 $165,000 $274,000 $78,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,336 $164,531,000 $123,000 $349,000 $50,000 $189,000
Application Withdrawn By Applicant 227 $25,352,000 $111,000 $273,000 $46,000 $156,000
File Closed For Incompleteness 49 $5,454,000 $111,000 $293,000 $27,000 $65,000
Application Denied By Financial Institution 22 $2,794,000 $127,000 $276,000 $53,000 $123,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 8 $993,000 $124,000 $276,000 $48,000 $89,000
Credit History 3 $524,000 $174,000 $183,000 $68,000 $101,000
Unverifiable Information 3 $191,000 $63,000 $83,000 $28,000 $34,000
Employment History 2 $352,000 $176,000 $265,000 $82,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 1 $153,000 $153,000 $153,000 $40,000 $40,000
Other 1 $103,000 $103,000 $103,000 $32,000 $32,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into R.H. Lending, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R.H. Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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