Regions Bank Mortgage Lending & HMDA Data, 2012
In 2012, Regions Bank of Birmingham, AL reported 91,787 mortgage applications totaling $13.4 billion, up 27% from 2011. The average application was for $146,116, and applicants reported an average income of $91,983. 58% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (4,938), Birmingham-Hoover, AL (4,294) and Atlanta-Sandy Springs-Marietta, GA (4,256) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 91,787 |
| Total Mortgage Loan Application Amount | $13,411,630,000 |
| Average Mortgage Loan Application Amount | $146,116 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $91,983 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4,938 | $ 862,317,000 | $ 174,628 | $ 100,000 |
| Birmingham-Hoover, AL | 4,294 | $ 638,090,000 | $ 148,600 | $ 95,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4,256 | $ 742,928,000 | $ 174,560 | $ 100,000 |
| Memphis, TN-MS-AR | 3,252 | $ 372,868,000 | $ 114,658 | $ 75,713 |
| Tampa-St. Petersburg-Clearwater, FL | 2,703 | $ 473,641,000 | $ 175,227 | $ 102,000 |
| Miami-Miami Beach-Kendall, FL | 2,558 | $ 533,087,000 | $ 208,399 | $ 113,000 |
| St. Louis, MO-IL | 2,486 | $ 298,097,000 | $ 119,910 | $ 85,989 |
| Chattanooga, TN-GA | 1,941 | $ 275,473,000 | $ 141,923 | $ 83,086 |
| Little Rock-North Little Rock-Conway, AR | 1,697 | $ 220,409,000 | $ 129,881 | $ 86,000 |
| Mobile, AL | 1,684 | $ 197,577,000 | $ 117,326 | $ 74,000 |
| New Orleans-Metairie-Kenner, LA | 1,665 | $ 243,148,000 | $ 146,034 | $ 98,000 |
| Jackson, MS | 1,643 | $ 194,027,000 | $ 118,093 | $ 81,000 |
| Orlando-Kissimmee-Sanford, FL | 1,607 | $ 299,624,000 | $ 186,449 | $ 111,000 |
| Knoxville, TN | 1,516 | $ 235,350,000 | $ 155,244 | $ 93,000 |
| Montgomery, AL | 1,341 | $ 177,775,000 | $ 132,568 | $ 82,000 |
| Huntsville, AL | 1,184 | $ 162,493,000 | $ 137,240 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,102 | $ 244,060,000 | $ 221,470 | $ 111,000 |
| Augusta-Richmond County, GA-SC | 1,084 | $ 127,185,000 | $ 117,329 | $ 66,547 |
| Pensacola-Ferry Pass-Brent, FL | 1,062 | $ 169,639,000 | $ 159,735 | $ 111,000 |
| Baton Rouge, LA | 1,058 | $ 164,804,000 | $ 155,769 | $ 100,000 |
| Jacksonville, FL | 1,045 | $ 221,555,000 | $ 212,014 | $ 122,000 |
| Columbia, SC | 1,006 | $ 174,582,000 | $ 173,540 | $ 78,000 |
| Indianapolis-Carmel, IN | 847 | $ 116,453,000 | $ 137,488 | $ 98,000 |
| Shreveport-Bossier City, LA | 799 | $ 114,445,000 | $ 143,235 | $ 84,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 796 | $ 128,234,000 | $ 161,097 | $ 121,000 |
| Houston-Sugar Land-Baytown, TX | 788 | $ 121,582,000 | $ 154,291 | $ 128,000 |
| North Port-Bradenton-Sarasota, FL | 755 | $ 144,669,000 | $ 191,614 | $ 100,000 |
| Dallas-Plano-Irving, TX | 747 | $ 174,776,000 | $ 233,970 | $ 151,000 |
| Ocala, FL | 702 | $ 99,708,000 | $ 142,034 | $ 94,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 650 | $ 165,933,000 | $ 255,281 | $ 139,256 |
| Palm Bay-Melbourne-Titusville, FL | 603 | $ 82,323,000 | $ 136,522 | $ 86,000 |
| Louisville/Jefferson County, KY-IN | 575 | $ 75,925,000 | $ 132,043 | $ 66,572 |
| Tuscaloosa, AL | 575 | $ 80,889,000 | $ 140,676 | $ 79,000 |
| Cape Coral-Fort Myers, FL | 531 | $ 102,570,000 | $ 193,163 | $ 128,000 |
| Dalton, GA | 520 | $ 59,530,000 | $ 114,480 | $ 57,000 |
| Kingsport-Bristol-Bristol, TN-VA | 506 | $ 61,286,000 | $ 121,118 | $ 70,217 |
| Crestview-Fort Walton Beach-Destin, FL | 500 | $ 103,810,000 | $ 207,620 | $ 150,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 487 | $ 109,944,000 | $ 225,757 | $ 139,000 |
| Florence-Muscle Shoals, AL | 477 | $ 55,987,000 | $ 117,373 | $ 74,000 |
| Gulfport-Biloxi, MS | 476 | $ 61,782,000 | $ 129,794 | $ 85,000 |
| Decatur, AL | 470 | $ 42,584,000 | $ 90,604 | $ 62,000 |
| Charleston-North Charleston-Summerville, SC | 451 | $ 113,291,000 | $ 251,199 | $ 142,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 446 | $ 61,510,000 | $ 137,914 | $ 109,000 |
| Jackson, TN | 435 | $ 37,264,000 | $ 85,664 | $ 60,000 |
| Lakeland-Winter Haven, FL | 421 | $ 55,855,000 | $ 132,672 | $ 77,000 |
| Chicago-Joliet-Naperville, IL | 399 | $ 70,991,000 | $ 177,922 | $ 105,000 |
| Dothan, AL | 399 | $ 46,324,000 | $ 116,100 | $ 73,000 |
| Clarksville, TN-KY | 376 | $ 38,449,000 | $ 102,257 | $ 65,707 |
| Gainesville, GA | 371 | $ 53,430,000 | $ 144,016 | $ 78,000 |
| Austin-Round Rock-San Marcos, TX | 370 | $ 108,687,000 | $ 293,748 | $ 181,000 |
| Bloomington, IN | 368 | $ 54,554,000 | $ 148,244 | $ 101,000 |
| Naples-Marco Island, FL | 367 | $ 102,135,000 | $ 278,297 | $ 153,000 |
| Fort Worth-Arlington, TX | 365 | $ 73,296,000 | $ 200,810 | $ 141,000 |
| Lafayette, IN | 364 | $ 48,665,000 | $ 133,695 | $ 89,000 |
| Hattiesburg, MS | 349 | $ 40,975,000 | $ 117,406 | $ 64,000 |
| Decatur, IL | 342 | $ 30,994,000 | $ 90,625 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 328 | $ 46,573,000 | $ 141,990 | $ 85,844 |
| Anniston-Oxford, AL | 309 | $ 24,189,000 | $ 78,281 | $ 57,000 |
| Springfield, MO | 297 | $ 33,068,000 | $ 111,340 | $ 73,000 |
| Jonesboro, AR | 282 | $ 26,539,000 | $ 94,109 | $ 59,000 |
| Hot Springs, AR | 279 | $ 33,658,000 | $ 120,637 | $ 72,000 |
| Raleigh-Cary, NC | 257 | $ 57,400,000 | $ 223,346 | $ 111,000 |
| Cleveland, TN | 253 | $ 27,837,000 | $ 110,027 | $ 64,000 |
| Johnson City, TN | 253 | $ 33,934,000 | $ 134,126 | $ 76,000 |
| Houma-Bayou Cane-Thibodaux, LA | 250 | $ 28,884,000 | $ 115,536 | $ 83,000 |
| Greenville-Mauldin-Easley, SC | 236 | $ 37,231,000 | $ 157,758 | $ 99,000 |
| Tallahassee, FL | 229 | $ 37,890,000 | $ 165,458 | $ 101,000 |
| Fort Smith, AR-OK | 228 | $ 23,926,000 | $ 104,938 | $ 80,543 |
| Auburn-Opelika, AL | 220 | $ 32,067,000 | $ 145,759 | $ 98,000 |
| Monroe, LA | 220 | $ 28,073,000 | $ 127,604 | $ 90,000 |
| Punta Gorda, FL | 207 | $ 27,885,000 | $ 134,710 | $ 81,000 |
| Gadsden, AL | 206 | $ 17,653,000 | $ 85,694 | $ 72,000 |
| Pascagoula, MS | 197 | $ 21,609,000 | $ 109,690 | $ 82,000 |
| Des Moines-West Des Moines, IA | 196 | $ 26,764,000 | $ 136,551 | $ 76,000 |
| Alexandria, LA | 193 | $ 25,318,000 | $ 131,181 | $ 76,000 |
| Morristown, TN | 182 | $ 19,554,000 | $ 107,439 | $ 65,000 |
| Texarkana, Tx-Texarkana, AR | 181 | $ 16,315,000 | $ 90,138 | $ 68,889 |
| Albany, GA | 180 | $ 18,106,000 | $ 100,588 | $ 67,000 |
| Columbus, GA-AL | 174 | $ 21,108,000 | $ 121,310 | $ 63,034 |
| Tyler, TX | 168 | $ 24,770,000 | $ 147,440 | $ 109,000 |
| Cape Girardeau-Jackson, MO-IL | 158 | $ 18,505,000 | $ 117,120 | $ 87,177 |
| Jefferson City, MO | 156 | $ 15,269,000 | $ 97,878 | $ 63,000 |
| Peoria, IL | 137 | $ 19,079,000 | $ 139,262 | $ 103,000 |
| Waterloo-Cedar Falls, IA | 136 | $ 22,129,000 | $ 162,713 | $ 101,000 |
| Columbia, MO | 126 | $ 14,520,000 | $ 115,238 | $ 87,000 |
| Valdosta, GA | 122 | $ 13,055,000 | $ 107,008 | $ 55,000 |
| Bloomington-Normal, IL | 119 | $ 13,676,000 | $ 114,924 | $ 69,000 |
| Rome, GA | 119 | $ 12,778,000 | $ 107,378 | $ 85,000 |
| Lafayette, LA | 114 | $ 15,422,000 | $ 135,280 | $ 93,000 |
| Champaign-Urbana, IL | 105 | $ 12,790,000 | $ 121,809 | $ 69,000 |
| Longview, TX | 101 | $ 10,361,000 | $ 102,584 | $ 76,000 |
| Evansville, IN-KY | 94 | $ 10,379,000 | $ 110,414 | $ 86,936 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 90 | $ 17,533,000 | $ 194,811 | $ 167,000 |
| Spartanburg, SC | 89 | $ 11,000,000 | $ 123,595 | $ 66,000 |
| Springfield, IL | 79 | $ 8,562,000 | $ 108,379 | $ 67,000 |
| San Antonio-New Braunfels, TX | 78 | $ 14,794,000 | $ 189,666 | $ 129,000 |
| Gainesville, FL | 72 | $ 13,071,000 | $ 181,541 | $ 144,000 |
| Anderson, SC | 70 | $ 9,130,000 | $ 130,428 | $ 76,000 |
| Savannah, GA | 69 | $ 13,400,000 | $ 194,202 | $ 112,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 69 | $ 21,929,000 | $ 317,811 | $ 155,086 |
| Port St. Lucie, FL | 66 | $ 13,259,000 | $ 200,893 | $ 185,000 |
| Athens-Clarke County, GA | 64 | $ 9,858,000 | $ 154,031 | $ 81,000 |
| Kokomo, IN | 62 | $ 5,349,000 | $ 86,274 | $ 66,000 |
| Wilmington, NC | 61 | $ 13,008,000 | $ 213,245 | $ 174,000 |
| Kansas City, MO-KS | 59 | $ 8,329,000 | $ 141,169 | $ 99,220 |
| Terre Haute, IN | 53 | $ 4,313,000 | $ 81,377 | $ 77,000 |
| Durham-Chapel Hill, NC | 50 | $ 10,758,000 | $ 215,160 | $ 125,000 |
| Palm Coast, FL | 37 | $ 6,938,000 | $ 187,513 | $ 154,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 35 | $ 5,978,000 | $ 170,800 | $ 123,000 |
| Gary, IN | 32 | $ 3,329,000 | $ 104,031 | $ 72,000 |
| Pine Bluff, AR | 28 | $ 2,534,000 | $ 90,500 | $ 78,000 |
| Greensboro-High Point, NC | 25 | $ 3,440,000 | $ 137,600 | $ 85,000 |
| Asheville, NC | 24 | $ 4,402,000 | $ 183,416 | $ 111,000 |
| Cedar Rapids, IA | 24 | $ 1,825,000 | $ 76,041 | $ 49,000 |
| Lake County-Kenosha County, IL-WI | 24 | $ 4,861,000 | $ 202,541 | $ 102,000 |
| Richmond, VA | 24 | $ 6,610,000 | $ 275,416 | $ 161,000 |
| Cincinnati-Middletown, OH-KY-IN | 22 | $ 3,118,000 | $ 141,727 | $ 75,363 |
| Denver-Aurora-Broomfield, CO | 22 | $ 9,984,000 | $ 453,818 | $ 206,000 |
| Lexington-Fayette, KY | 21 | $ 3,017,000 | $ 143,666 | $ 74,000 |
| Sumter, SC | 21 | $ 3,115,000 | $ 148,333 | $ 159,000 |
| Brunswick, GA | 20 | $ 3,946,000 | $ 197,300 | $ 123,000 |
| Iowa City, IA | 20 | $ 3,189,000 | $ 159,450 | $ 78,000 |
| Macon, GA | 19 | $ 2,514,000 | $ 132,315 | $ 92,000 |
| Davenport-Moline-Rock Island, IA-IL | 17 | $ 2,284,000 | $ 134,352 | $ 89,588 |
| Sebastian-Vero Beach, FL | 17 | $ 3,362,000 | $ 197,764 | $ 105,000 |
| Salt Lake City, UT | 16 | $ 6,149,000 | $ 384,312 | $ 471,000 |
| Fort Wayne, IN | 15 | $ 2,078,000 | $ 138,533 | $ 63,000 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 4,030,000 | $ 268,666 | $ 203,000 |
| Winston-Salem, NC | 15 | $ 1,455,000 | $ 97,000 | $ 79,000 |
| Killeen-Temple-Fort Hood, TX | 13 | $ 2,343,000 | $ 180,230 | $ 104,000 |
| Elizabethtown, KY | 12 | $ 2,016,000 | $ 168,000 | $ 49,000 |
| Anderson, IN | 10 | $ 690,000 | $ 69,000 | $ 63,000 |
| Corpus Christi, TX | 10 | $ 4,395,000 | $ 439,500 | $ 303,000 |
| Fayetteville, NC | 10 | $ 1,245,000 | $ 124,500 | $ 73,000 |
| Charlottesville, VA | 9 | $ 3,126,000 | $ 347,333 | $ 150,000 |
| Ames, IA | 8 | $ 1,087,000 | $ 135,875 | $ 68,000 |
| Bowling Green, KY | 8 | $ 843,000 | $ 105,375 | $ 41,000 |
| Roanoke, VA | 8 | $ 2,163,000 | $ 270,375 | $ 114,000 |
| Columbus, OH | 7 | $ 1,818,000 | $ 259,714 | $ 182,000 |
| Dayton, OH | 7 | $ 505,000 | $ 72,142 | $ 94,000 |
| Greenville, NC | 7 | $ 583,000 | $ 83,285 | $ 91,000 |
| Sherman-Denison, TX | 7 | $ 1,010,000 | $ 144,285 | $ 137,000 |
| College Station-Bryan, TX | 6 | $ 750,000 | $ 125,000 | $ 67,000 |
| Colorado Springs, CO | 6 | $ 1,132,000 | $ 188,666 | $ 91,000 |
| Danville, VA | 6 | $ 538,000 | $ 89,666 | $ 91,000 |
| Hinesville-Fort Stewart, GA | 6 | $ 466,000 | $ 77,666 | $ 58,000 |
| Lake Charles, LA | 6 | $ 766,000 | $ 127,666 | $ 128,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,559,000 | $ 259,833 | $ 235,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 941,000 | $ 188,200 | $ 57,000 |
| Boulder, CO | 5 | $ 1,554,000 | $ 310,800 | $ 140,000 |
| Goldsboro, NC | 5 | $ 816,000 | $ 163,200 | $ 94,000 |
| Joplin, MO | 5 | $ 636,000 | $ 127,200 | $ 106,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 503,000 | $ 100,600 | $ 139,000 |
| Muncie, IN | 5 | $ 306,000 | $ 61,200 | $ 21,000 |
| Oklahoma City, OK | 5 | $ 910,000 | $ 182,000 | $ 119,000 |
| Burlington, NC | 4 | $ 648,000 | $ 162,000 | $ 120,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 735,000 | $ 183,750 | $ 107,000 |
| Columbus, IN | 4 | $ 469,000 | $ 117,250 | $ 98,000 |
| El Paso, TX | 4 | $ 1,207,000 | $ 301,750 | $ 255,000 |
| Elkhart-Goshen, IN | 4 | $ 415,000 | $ 103,750 | $ 63,000 |
| Florence, SC | 4 | $ 507,000 | $ 126,750 | $ 67,000 |
| Lynchburg, VA | 4 | $ 346,000 | $ 86,500 | $ 26,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 707,000 | $ 176,750 | $ 116,250 |
| Phoenix-Mesa-Glendale, AZ | 4 | $ 1,200,000 | $ 300,000 | $ 143,000 |
| Rocky Mount, NC | 4 | $ 438,000 | $ 109,500 | $ 52,000 |
| St. Joseph, MO-KS | 4 | $ 787,000 | $ 196,750 | $ 124,000 |
| Victoria, TX | 4 | $ 577,000 | $ 144,250 | $ 141,000 |
| Warner Robins, GA | 4 | $ 645,000 | $ 161,250 | $ 107,000 |
| Baltimore-Towson, MD | 3 | $ 826,000 | $ 275,333 | $ 42,000 |
| Jacksonville, NC | 3 | $ 969,000 | $ 323,000 | $ 209,000 |
| Kankakee-Bradley, IL | 3 | $ 430,000 | $ 143,333 | $ 31,000 |
| Laredo, TX | 3 | $ 317,000 | $ 105,666 | $ 115,000 |
| Lubbock, TX | 3 | $ 525,000 | $ 175,000 | $ 168,000 |
| New York-White Plains-Wayne, NY-NJ | 3 | $ 1,290,000 | $ 430,000 | $ 292,000 |
| Sioux City, IA-NE-SD | 3 | $ 136,000 | $ 45,333 | $ 35,000 |
| Tulsa, OK | 3 | $ 462,000 | $ 154,000 | $ 57,000 |
| Waco, TX | 3 | $ 253,000 | $ 84,333 | $ 27,000 |
| Wichita, KS | 3 | $ 403,000 | $ 134,333 | $ 113,000 |
| Abilene, TX | 2 | $ 253,000 | $ 126,500 | $ 82,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 406,000 | $ 203,000 | $ 60,000 |
| Amarillo, TX | 2 | $ 236,000 | $ 118,000 | $ 37,000 |
| Beaumont-Port Arthur, TX | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Dubuque, IA | 2 | $ 102,000 | $ 51,000 | $ 56,000 |
| Greeley, CO | 2 | $ 402,000 | $ 201,000 | $ 132,000 |
| Harrisonburg, VA | 2 | $ 311,000 | $ 155,500 | $ 88,000 |
| Las Vegas-Paradise, NV | 2 | $ 375,000 | $ 187,500 | $ 225,000 |
| Michigan City-La Porte, IN | 2 | $ 288,000 | $ 144,000 | $ 75,000 |
| Newark-Union, NJ-PA | 2 | $ 260,000 | $ 130,000 | $ 128,000 |
| Ogden-Clearfield, UT | 2 | $ 270,000 | $ 135,000 | $ 401,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 381,000 | $ 190,500 | $ 78,000 |
| Pueblo, CO | 2 | $ 211,000 | $ 105,500 | $ 84,000 |
| Rockford, IL | 2 | $ 283,000 | $ 141,500 | $ 63,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 222,000 | $ 111,000 | $ 56,000 |
| Wheeling, WV-OH | 2 | $ 120,000 | $ 60,000 | $ 338,000 |
| Altoona, PA | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Barnstable Town, MA | 1 | $ 344,000 | $ 344,000 | $ 281,000 |
| Bethesda-Rockville-Frederick, MD | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 330,000 | $ 330,000 | $ 316,000 |
| Brownsville-Harlingen, TX | 1 | $ 242,000 | $ 242,000 | $ 151,000 |
| Camden, NJ | 1 | $ 7,000 | $ 7,000 | $ 141,000 |
| Danville, IL | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Detroit-Livonia-Dearborn, MI | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Fort Collins-Loveland, CO | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Grand Junction, CO | 1 | $ 745,000 | $ 745,000 | $ 202,000 |
| Lansing-East Lansing, MI | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Lawrence, KS | 1 | $ 286,000 | $ 286,000 | $ 158,000 |
| Manhattan, KS | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Midland, TX | 1 | $ 351,000 | $ 351,000 | $ 500,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 80,000 | $ 80,000 | $ 188,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Nassau-Suffolk, NY | 1 | $ 375,000 | $ 375,000 | $ 65,000 |
| Niles-Benton Harbor, MI | 1 | $ 4,000 | $ 4,000 | $ 16,000 |
| Philadelphia, PA | 1 | $ 9,000 | $ 9,000 | $ 68,000 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 376,000 | $ 376,000 | $ 600,000 |
| Toledo, OH | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Topeka, KS | 1 | $ 106,000 | $ 106,000 | $ 53,000 |
| Wichita Falls, TX | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Winchester, VA-WV | 1 | $ 148,000 | $ 148,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 54,068 | $8,861,533,000 | $163,000 | $3,800,000 | $98,000 | $8,591,000 |
| Home Purchase | 25,913 | $4,372,208,000 | $168,000 | $4,000,000 | $94,000 | $8,000,000 |
| Home Improvement | 11,806 | $177,889,000 | $15,000 | $979,000 | $60,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 70,573 | $10,752,243,000 | $152,000 | $3,000,000 | $96,000 | $8,591,000 |
| Black or African American | 10,150 | $939,615,000 | $92,000 | $3,800,000 | $57,000 | $1,681,000 |
| Hispanic | 4,983 | $773,241,000 | $155,000 | $2,560,000 | $84,000 | $5,060,000 |
| Not Provided | 4,218 | $611,879,000 | $145,000 | $4,000,000 | $100,000 | $9,999,000 |
| Asian | 1,461 | $292,394,000 | $200,000 | $2,000,000 | $131,000 | $2,738,000 |
| American Indian or Alaskan Native | 211 | $15,504,000 | $73,000 | $603,000 | $77,000 | $1,182,000 |
| Not applicable | 146 | $24,108,000 | $165,000 | $2,800,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 45 | $2,646,000 | $58,000 | $250,000 | $79,000 | $450,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 75,418 | $11,083,338,000 | $146,000 | $4,000,000 | $101,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 11,704 | $1,602,874,000 | $136,000 | $442,000 | $49,000 | $2,775,000 |
| VA-guaranteed (Veterans Administration) | 2,844 | $521,774,000 | $183,000 | $868,000 | $53,000 | $712,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,821 | $203,644,000 | $111,000 | $310,000 | $41,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 53,115 | $8,271,783,000 | $155,000 | $3,000,000 | $96,000 | $8,480,000 |
| Application Denied By Financial Institution | 19,029 | $1,895,122,000 | $99,000 | $4,000,000 | $69,000 | $9,999,000 |
| Application Withdrawn By Applicant | 8,556 | $1,586,329,000 | $185,000 | $2,618,000 | $106,000 | $8,000,000 |
| Application Approved But Not Accepted | 5,281 | $576,623,000 | $109,000 | $2,600,000 | $89,000 | $2,600,000 |
| File Closed For Incompleteness | 5,091 | $974,506,000 | $191,000 | $2,925,000 | $110,000 | $3,680,000 |
| Preapproval Denied by Financial Institution | 617 | $88,507,000 | $143,000 | $2,000,000 | $55,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 98 | $18,760,000 | $191,000 | $1,108,000 | $92,000 | $597,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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