Regions Bank Mortgage Lending & HMDA Data, 2018
In 2018, Regions Bank of Birmingham, AL reported 86,146 mortgage applications totaling $13.0 billion, up 18% from 2017. The average application was for $150,373, and applicants reported an average income of $105,195. 48% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (5,652), Birmingham-Hoover, AL (5,273) and Tampa-St. Petersburg-Clearwater, FL (4,095) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 86,146 |
| Total Mortgage Loan Application Amount | $12,954,050,000 |
| Average Mortgage Loan Application Amount | $150,373 |
| Highest Mortgage Loan Application Amount | $94,965,000 |
| Average Applicant Income | $105,195 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 12,734 | $ 1,209,550,000 | $ 94,985 | $ 78,389 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5,652 | $ 846,910,000 | $ 149,842 | $ 110,000 |
| Birmingham-Hoover, AL | 5,273 | $ 767,515,000 | $ 145,555 | $ 101,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4,095 | $ 609,845,000 | $ 148,924 | $ 114,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3,565 | $ 677,505,000 | $ 190,043 | $ 133,000 |
| Memphis, TN-MS-AR | 2,705 | $ 265,275,000 | $ 98,068 | $ 88,847 |
| St. Louis, MO-IL | 2,388 | $ 258,480,000 | $ 108,241 | $ 93,490 |
| Miami-Miami Beach-Kendall, FL | 2,288 | $ 495,150,000 | $ 216,411 | $ 140,000 |
| Orlando-Kissimmee-Sanford, FL | 2,007 | $ 365,765,000 | $ 182,244 | $ 134,000 |
| Knoxville, TN | 1,834 | $ 186,770,000 | $ 101,837 | $ 91,000 |
| New Orleans-Metairie, LA | 1,795 | $ 274,425,000 | $ 152,883 | $ 116,000 |
| Chattanooga, TN-GA | 1,662 | $ 171,920,000 | $ 103,441 | $ 91,429 |
| Mobile, AL | 1,597 | $ 144,815,000 | $ 90,679 | $ 86,000 |
| Little Rock-North Little Rock-Conway, AR | 1,521 | $ 204,635,000 | $ 134,539 | $ 95,000 |
| Daphne-Fairhope-Foley, AL | 1,383 | $ 208,965,000 | $ 151,095 | $ 117,000 |
| Indianapolis-Carmel-Anderson, IN | 1,304 | $ 156,160,000 | $ 119,754 | $ 92,000 |
| Jackson, MS | 1,294 | $ 128,570,000 | $ 99,358 | $ 80,000 |
| Jacksonville, FL | 1,207 | $ 319,185,000 | $ 264,444 | $ 132,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,193 | $ 190,465,000 | $ 159,652 | $ 109,000 |
| Huntsville, AL | 1,147 | $ 130,415,000 | $ 113,700 | $ 91,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,090 | $ 361,980,000 | $ 332,091 | $ 154,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1,013 | $ 227,645,000 | $ 224,723 | $ 181,000 |
| Baton Rouge, LA | 952 | $ 138,120,000 | $ 145,084 | $ 114,000 |
| North Port-Sarasota-Bradenton, FL | 925 | $ 166,545,000 | $ 180,048 | $ 131,000 |
| Shreveport-Bossier City, LA | 863 | $ 86,975,000 | $ 100,782 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 862 | $ 149,010,000 | $ 172,865 | $ 135,000 |
| Panama City, FL | 800 | $ 128,460,000 | $ 160,575 | $ 110,000 |
| Montgomery, AL | 798 | $ 83,040,000 | $ 104,060 | $ 91,000 |
| Dallas-Plano-Irving, TX | 757 | $ 260,605,000 | $ 344,260 | $ 183,000 |
| Ocala, FL | 746 | $ 73,620,000 | $ 98,686 | $ 93,000 |
| Augusta-Richmond County, GA-SC | 738 | $ 78,040,000 | $ 105,745 | $ 80,872 |
| Deltona-Daytona Beach-Ormond Beach, FL | 686 | $ 94,150,000 | $ 137,244 | $ 115,000 |
| Cape Coral-Fort Myers, FL | 670 | $ 109,490,000 | $ 163,417 | $ 122,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 492 | $ 112,010,000 | $ 227,662 | $ 163,000 |
| Florence-Muscle Shoals, AL | 481 | $ 51,175,000 | $ 106,392 | $ 81,000 |
| Gulfport-Biloxi-Pascagoula, MS | 481 | $ 50,415,000 | $ 104,812 | $ 84,000 |
| Austin-Round Rock, TX | 472 | $ 171,170,000 | $ 362,648 | $ 214,000 |
| Charlotte-Concord-Gastonia, NC-SC | 471 | $ 179,395,000 | $ 380,881 | $ 224,309 |
| Palm Bay-Melbourne-Titusville, FL | 466 | $ 57,690,000 | $ 123,798 | $ 109,000 |
| Dalton, GA | 456 | $ 44,060,000 | $ 96,622 | $ 63,000 |
| Tuscaloosa, AL | 438 | $ 47,140,000 | $ 107,625 | $ 85,000 |
| Gainesville, GA | 433 | $ 57,915,000 | $ 133,752 | $ 94,000 |
| Jackson, TN | 430 | $ 43,590,000 | $ 101,372 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 425 | $ 69,925,000 | $ 164,529 | $ 103,884 |
| Kingsport-Bristol-Bristol, TN-VA | 407 | $ 34,515,000 | $ 84,803 | $ 77,484 |
| Charleston-North Charleston, SC | 391 | $ 98,065,000 | $ 250,805 | $ 134,000 |
| Homosassa Springs, FL | 374 | $ 28,860,000 | $ 77,165 | $ 60,000 |
| Athens-Clarke County, GA | 353 | $ 68,905,000 | $ 195,198 | $ 115,000 |
| Anniston-Oxford-Jacksonville, AL | 352 | $ 24,750,000 | $ 70,312 | $ 70,000 |
| Columbia, SC | 346 | $ 59,130,000 | $ 170,895 | $ 101,000 |
| Lafayette-West Lafayette, IN | 338 | $ 35,100,000 | $ 103,846 | $ 82,000 |
| Decatur, AL | 331 | $ 28,155,000 | $ 85,060 | $ 74,000 |
| Dothan, AL | 322 | $ 34,000,000 | $ 105,590 | $ 79,000 |
| Johnson City, TN | 314 | $ 30,780,000 | $ 98,025 | $ 77,000 |
| Punta Gorda, FL | 309 | $ 34,575,000 | $ 111,893 | $ 93,000 |
| Hot Springs, AR | 292 | $ 24,480,000 | $ 83,835 | $ 73,000 |
| Cleveland, TN | 289 | $ 28,735,000 | $ 99,429 | $ 81,000 |
| Naples-Immokalee-Marco Island, FL | 285 | $ 78,375,000 | $ 275,000 | $ 212,000 |
| Fort Worth-Arlington, TX | 281 | $ 99,775,000 | $ 355,071 | $ 136,000 |
| Hattiesburg, MS | 270 | $ 53,020,000 | $ 196,370 | $ 89,000 |
| Fort Smith, AR-OK | 257 | $ 25,435,000 | $ 98,968 | $ 83,883 |
| Jonesboro, AR | 257 | $ 24,125,000 | $ 93,871 | $ 85,000 |
| Decatur, IL | 253 | $ 16,895,000 | $ 66,778 | $ 66,000 |
| Greenville-Anderson-Mauldin, SC | 253 | $ 41,925,000 | $ 165,711 | $ 135,000 |
| Clarksville, TN-KY | 250 | $ 22,760,000 | $ 91,040 | $ 65,960 |
| Lakeland-Winter Haven, FL | 240 | $ 30,740,000 | $ 128,083 | $ 100,000 |
| Houma-Thibodaux, LA | 237 | $ 28,455,000 | $ 120,063 | $ 112,000 |
| Gadsden, AL | 234 | $ 16,320,000 | $ 69,743 | $ 82,000 |
| Cincinnati, OH-KY-IN | 210 | $ 37,240,000 | $ 177,333 | $ 87,928 |
| Auburn-Opelika, AL | 199 | $ 31,955,000 | $ 160,577 | $ 132,000 |
| Springfield, MO | 192 | $ 19,840,000 | $ 103,333 | $ 75,000 |
| Monroe, LA | 184 | $ 22,090,000 | $ 120,054 | $ 86,000 |
| Tallahassee, FL | 181 | $ 22,595,000 | $ 124,834 | $ 102,000 |
| Texarkana, TX-AR | 181 | $ 14,545,000 | $ 80,359 | $ 77,635 |
| San Antonio-New Braunfels, TX | 178 | $ 168,840,000 | $ 948,539 | $ 216,000 |
| Cape Girardeau, MO-IL | 177 | $ 14,235,000 | $ 80,423 | $ 76,604 |
| Lafayette, LA | 175 | $ 20,825,000 | $ 119,000 | $ 95,000 |
| Louisville/Jefferson County, KY-IN | 165 | $ 15,835,000 | $ 95,969 | $ 75,345 |
| Chicago-Naperville-Arlington Heights, IL | 162 | $ 30,600,000 | $ 188,888 | $ 160,000 |
| Raleigh, NC | 162 | $ 38,870,000 | $ 239,938 | $ 149,000 |
| Alexandria, LA | 161 | $ 14,555,000 | $ 90,403 | $ 79,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 156 | $ 24,000,000 | $ 153,846 | $ 116,000 |
| Rome, GA | 150 | $ 12,570,000 | $ 83,800 | $ 70,000 |
| Tyler, TX | 141 | $ 16,455,000 | $ 116,702 | $ 106,000 |
| Morristown, TN | 139 | $ 11,435,000 | $ 82,266 | $ 58,000 |
| Carbondale-Marion, IL | 130 | $ 9,290,000 | $ 71,461 | $ 67,000 |
| Columbus, GA-AL | 123 | $ 15,725,000 | $ 127,845 | $ 74,089 |
| Hammond, LA | 117 | $ 12,345,000 | $ 105,512 | $ 80,000 |
| Albany, GA | 110 | $ 9,590,000 | $ 87,181 | $ 80,000 |
| Jefferson City, MO | 108 | $ 8,640,000 | $ 80,000 | $ 75,000 |
| The Villages, FL | 104 | $ 8,350,000 | $ 80,288 | $ 65,000 |
| Des Moines-West Des Moines, IA | 98 | $ 9,880,000 | $ 100,816 | $ 76,000 |
| Longview, TX | 98 | $ 8,550,000 | $ 87,244 | $ 75,000 |
| Peoria, IL | 97 | $ 6,895,000 | $ 71,082 | $ 60,000 |
| Bloomington, IN | 85 | $ 14,415,000 | $ 169,588 | $ 142,000 |
| Springfield, IL | 76 | $ 6,060,000 | $ 79,736 | $ 80,000 |
| Gainesville, FL | 61 | $ 9,085,000 | $ 148,934 | $ 178,000 |
| Columbia, MO | 59 | $ 6,165,000 | $ 104,491 | $ 91,000 |
| Terre Haute, IN | 58 | $ 3,940,000 | $ 67,931 | $ 69,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 57 | $ 10,685,000 | $ 187,456 | $ 214,035 |
| Kokomo, IN | 55 | $ 4,615,000 | $ 83,909 | $ 66,000 |
| Savannah, GA | 55 | $ 11,415,000 | $ 207,545 | $ 132,000 |
| Bloomington, IL | 54 | $ 4,210,000 | $ 77,962 | $ 68,000 |
| Port St. Lucie, FL | 53 | $ 10,495,000 | $ 198,018 | $ 129,000 |
| Waterloo-Cedar Falls, IA | 48 | $ 2,960,000 | $ 61,666 | $ 55,000 |
| Evansville, IN-KY | 47 | $ 6,165,000 | $ 131,170 | $ 92,234 |
| Spartanburg, SC | 47 | $ 5,625,000 | $ 119,680 | $ 83,000 |
| Asheville, NC | 46 | $ 12,880,000 | $ 280,000 | $ 208,000 |
| Valdosta, GA | 45 | $ 5,925,000 | $ 131,666 | $ 117,000 |
| Champaign-Urbana, IL | 41 | $ 4,165,000 | $ 101,585 | $ 131,000 |
| Kansas City, MO-KS | 36 | $ 34,400,000 | $ 955,555 | $ 108,666 |
| Durham-Chapel Hill, NC | 35 | $ 11,075,000 | $ 316,428 | $ 169,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 30 | $ 17,110,000 | $ 570,333 | $ 541,133 |
| Winston-Salem, NC | 27 | $ 41,065,000 | $ 1,520,925 | $ 118,000 |
| Pine Bluff, AR | 25 | $ 2,275,000 | $ 91,000 | $ 70,000 |
| Cedar Rapids, IA | 22 | $ 2,200,000 | $ 100,000 | $ 72,000 |
| Goldsboro, NC | 22 | $ 3,700,000 | $ 168,181 | $ 100,000 |
| Greensboro-High Point, NC | 22 | $ 5,180,000 | $ 235,454 | $ 133,000 |
| Brunswick, GA | 20 | $ 3,850,000 | $ 192,500 | $ 134,000 |
| Gary, IN | 20 | $ 1,310,000 | $ 65,500 | $ 72,000 |
| Bowling Green, KY | 19 | $ 2,925,000 | $ 153,947 | $ 91,000 |
| Killeen-Temple, TX | 18 | $ 3,220,000 | $ 178,888 | $ 130,000 |
| Elgin, IL | 17 | $ 9,865,000 | $ 580,294 | $ 88,000 |
| Hickory-Lenoir-Morganton, NC | 17 | $ 3,555,000 | $ 209,117 | $ 98,000 |
| Macon-Bibb County, GA | 17 | $ 2,145,000 | $ 126,176 | $ 88,000 |
| Sebastian-Vero Beach, FL | 17 | $ 2,305,000 | $ 135,588 | $ 93,000 |
| Wilmington, NC | 16 | $ 37,990,000 | $ 2,374,375 | $ 122,000 |
| Joplin, MO | 15 | $ 1,795,000 | $ 119,666 | $ 188,000 |
| Beaumont-Port Arthur, TX | 14 | $ 2,250,000 | $ 160,714 | $ 180,000 |
| Columbus, IN | 14 | $ 2,310,000 | $ 165,000 | $ 106,000 |
| Corpus Christi, TX | 14 | $ 4,900,000 | $ 350,000 | $ 193,000 |
| Lake County-Kenosha County, IL-WI | 14 | $ 2,320,000 | $ 165,714 | $ 106,000 |
| Brownsville-Harlingen, TX | 13 | $ 2,825,000 | $ 217,307 | $ 253,000 |
| Denver-Aurora-Lakewood, CO | 13 | $ 5,255,000 | $ 404,230 | $ 170,000 |
| Lexington-Fayette, KY | 13 | $ 3,915,000 | $ 301,153 | $ 153,000 |
| Waco, TX | 13 | $ 4,345,000 | $ 334,230 | $ 213,000 |
| El Paso, TX | 11 | $ 2,975,000 | $ 270,454 | $ 150,000 |
| Sebring, FL | 11 | $ 1,545,000 | $ 140,454 | $ 152,000 |
| Sherman-Denison, TX | 11 | $ 2,165,000 | $ 196,818 | $ 173,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 3,945,000 | $ 358,636 | $ 505,000 |
| Fort Wayne, IN | 9 | $ 565,000 | $ 62,777 | $ 169,000 |
| Warner Robins, GA | 9 | $ 1,105,000 | $ 122,777 | $ 84,000 |
| Burlington, NC | 8 | $ 890,000 | $ 111,250 | $ 78,000 |
| College Station-Bryan, TX | 8 | $ 1,030,000 | $ 128,750 | $ 287,000 |
| Lake Charles, LA | 8 | $ 2,510,000 | $ 313,750 | $ 272,000 |
| Richmond, VA | 8 | $ 101,010,000 | $ 12,626,250 | $ 115,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,255,000 | $ 179,285 | $ 96,428 |
| Lubbock, TX | 7 | $ 2,485,000 | $ 355,000 | $ 229,000 |
| San Angelo, TX | 7 | $ 2,405,000 | $ 343,571 | $ 402,000 |
| Fayetteville, NC | 6 | $ 340,000 | $ 56,666 | $ 98,000 |
| Dayton, OH | 5 | $ 935,000 | $ 187,000 | $ 112,000 |
| Elizabethtown-Fort Knox, KY | 5 | $ 145,000 | $ 29,000 | $ 223,000 |
| Iowa City, IA | 5 | $ 305,000 | $ 61,000 | $ 47,000 |
| Muncie, IN | 5 | $ 315,000 | $ 63,000 | $ 46,000 |
| Odessa, TX | 5 | $ 1,325,000 | $ 265,000 | $ 158,000 |
| Owensboro, KY | 5 | $ 695,000 | $ 139,000 | $ 146,000 |
| Tulsa, OK | 5 | $ 785,000 | $ 157,000 | $ 89,000 |
| Akron, OH | 4 | $ 830,000 | $ 207,500 | $ 106,000 |
| Amarillo, TX | 4 | $ 980,000 | $ 245,000 | $ 145,000 |
| Colorado Springs, CO | 4 | $ 2,160,000 | $ 540,000 | $ 141,000 |
| Columbus, OH | 4 | $ 1,350,000 | $ 337,500 | $ 217,000 |
| Danville, IL | 4 | $ 390,000 | $ 97,500 | $ 75,000 |
| Florence, SC | 4 | $ 460,000 | $ 115,000 | $ 159,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 430,000 | $ 107,500 | $ 208,000 |
| Rocky Mount, NC | 4 | $ 660,000 | $ 165,000 | $ 57,000 |
| Salt Lake City, UT | 4 | $ 1,520,000 | $ 380,000 | $ 212,000 |
| Sumter, SC | 4 | $ 530,000 | $ 132,500 | $ 61,000 |
| Ames, IA | 3 | $ 425,000 | $ 141,666 | $ 43,000 |
| Charlottesville, VA | 3 | $ 945,000 | $ 315,000 | $ 322,000 |
| Lynchburg, VA | 3 | $ 6,505,000 | $ 2,168,333 | $ 603,000 |
| Oklahoma City, OK | 3 | $ 425,000 | $ 141,666 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 395,000 | $ 131,666 | $ 295,000 |
| Wichita Falls, TX | 3 | $ 75,000 | $ 25,000 | $ 30,000 |
| Abilene, TX | 2 | $ 140,000 | $ 70,000 | $ 84,000 |
| Boulder, CO | 2 | $ 2,090,000 | $ 1,045,000 | $ 251,000 |
| Cleveland-Elyria, OH | 2 | $ 440,000 | $ 220,000 | $ 114,000 |
| Kankakee, IL | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Lima, OH | 2 | $ 350,000 | $ 175,000 | $ 68,000 |
| Midland, TX | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| New Bern, NC | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 89,950,000 | $ 44,975,000 | $ 54,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| Provo-Orem, UT | 2 | $ 520,000 | $ 260,000 | $ 172,000 |
| Roanoke, VA | 2 | $ 460,000 | $ 230,000 | $ 82,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 43,030,000 | $ 21,515,000 | $ 51,000 |
| Sioux City, IA-NE-SD | 2 | $ 380,000 | $ 190,000 | $ 93,000 |
| Toledo, OH | 2 | $ 960,000 | $ 480,000 | $ 270,000 |
| Victoria, TX | 2 | $ 290,000 | $ 145,000 | $ 89,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Camden, NJ | 1 | $ 85,000 | $ 85,000 | $ 264,000 |
| Canton-Massillon, OH | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Elkhart-Goshen, IN | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Fort Collins, CO | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Greenville, NC | 1 | $ 415,000 | $ 415,000 | $ 419,000 |
| Hinesville, GA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Jacksonville, NC | 1 | $ 45,000 | $ 45,000 | $ 179,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 55,895,000 | $ 55,895,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 155,000 | $ 155,000 | $ 199,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 25,000 | $ 25,000 | $ 146,000 |
| Parkersburg-Vienna, WV | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Prescott, AZ | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Pueblo, CO | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Rockford, IL | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Salisbury, MD-DE | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| San Diego-Carlsbad, CA | 1 | $ 94,965,000 | $ 94,965,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 55,000 | $ 55,000 | $ 490,000 |
| St. Joseph, MO-KS | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Staunton-Waynesboro, VA | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Wichita, KS | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,322 | $5,753,840,000 | $246,000 | $51,805,000 | $123,000 | $9,883,000 |
| Other Purpose | 19,469 | $1,341,145,000 | $68,000 | $1,945,000 | $102,000 | $9,000,000 |
| Home Improvement | 17,983 | $1,266,825,000 | $70,000 | $1,325,000 | $100,000 | $8,815,000 |
| Cash-out Refinancing | 12,758 | $2,639,690,000 | $206,000 | $89,905,000 | $101,000 | $5,074,000 |
| Refinancing | 12,603 | $1,951,295,000 | $154,000 | $94,965,000 | $86,000 | $4,843,000 |
| Not Applicable | 11 | $1,255,000 | $114,000 | $215,000 | $3,365,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 62,639 | $8,618,645,000 | $137,000 | $2,405,000 | $107,000 | $9,883,000 |
| Black or African American | 10,785 | $1,013,365,000 | $93,000 | $2,005,000 | $75,000 | $8,000,000 |
| Hispanic | 6,590 | $926,660,000 | $140,000 | $2,005,000 | $101,000 | $2,723,000 |
| Not Provided | 3,200 | $590,590,000 | $184,000 | $3,655,000 | $147,000 | $6,240,000 |
| Asian | 1,810 | $330,060,000 | $182,000 | $1,545,000 | $127,000 | $9,000,000 |
| American Indian or Alaskan Native | 444 | $45,170,000 | $101,000 | $1,255,000 | $82,000 | $1,020,000 |
| Not applicable | 151 | $1,330,465,000 | $8,811,000 | $94,965,000 | $9,999,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 85 | $12,865,000 | $151,000 | $635,000 | $128,000 | $1,170,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 79,987 | $11,957,285,000 | $149,000 | $94,965,000 | $108,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 3,501 | $551,415,000 | $157,000 | $475,000 | $65,000 | $369,000 |
| VA-guaranteed (Veterans Administration) | 1,508 | $314,130,000 | $208,000 | $985,000 | $79,000 | $1,413,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,150 | $131,220,000 | $114,000 | $325,000 | $45,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41,050 | $7,345,750,000 | $178,000 | $94,965,000 | $113,000 | $9,883,000 |
| Application Denied By Financial Institution | 33,841 | $3,116,595,000 | $92,000 | $51,005,000 | $89,000 | $9,000,000 |
| Application Withdrawn By Applicant | 4,584 | $1,097,720,000 | $239,000 | $11,125,000 | $135,000 | $8,000,000 |
| Application Approved But Not Accepted | 3,003 | $703,605,000 | $234,000 | $51,805,000 | $110,000 | $4,594,000 |
| File Closed For Incompleteness | 2,675 | $476,465,000 | $178,000 | $29,255,000 | $117,000 | $3,554,000 |
| Preapproval Denied by Financial Institution | 522 | $91,640,000 | $175,000 | $2,005,000 | $62,000 | $741,000 |
| Preapproval Approved but not Accepted | 459 | $120,595,000 | $262,000 | $2,005,000 | $120,000 | $2,684,000 |
| Loan Purchased By The Institution | 12 | $1,680,000 | $140,000 | $255,000 | $3,374,000 | $9,999,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 51,783 | $9,745,815,000 | $188,000 | $94,965,000 | $115,000 | $9,999,000 |
| Credit History | 15,580 | $1,076,120,000 | $69,000 | $1,515,000 | $84,000 | $9,000,000 |
| Debt-To-Income Ratio | 7,951 | $919,455,000 | $115,000 | $2,005,000 | $61,000 | $1,346,000 |
| Collateral | 4,279 | $414,085,000 | $96,000 | $1,905,000 | $118,000 | $2,530,000 |
| Credit Application Incomplete | 4,033 | $399,965,000 | $99,000 | $2,405,000 | $114,000 | $7,200,000 |
| Other | 1,398 | $229,640,000 | $164,000 | $51,005,000 | $124,000 | $2,122,000 |
| Unverifiable Information | 719 | $91,695,000 | $127,000 | $1,085,000 | $113,000 | $2,640,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 297 | $61,975,000 | $208,000 | $7,255,000 | $83,000 | $1,333,000 |
| Employment History | 105 | $15,235,000 | $145,000 | $755,000 | $66,000 | $314,000 |
| Mortgage Insurance Denied | 1 | $65,000 | $65,000 | $65,000 | $75,000 | $75,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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