Renasant Bank Mortgage Lending & HMDA Data, 2019
In 2019, Renasant Bank of Johns Creek, GA reported 19,714 mortgage applications totaling $4.1 billion, up 16% from 2018. The average application was for $208,221, and applicants reported an average income of $125,383. 78% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,842), Birmingham-Hoover, AL (1,309) and Jackson, MS (1,097) (applications in parentheses).
| Mortgage Company & Address | Renasant Bank Johns Creek, GA 30097 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,714 |
| Total Mortgage Loan Application Amount | $4,104,870,000 |
| Average Mortgage Loan Application Amount | $208,221 |
| Highest Mortgage Loan Application Amount | $16,155,000 |
| Average Applicant Income | $125,383 |
| Highest Applicant Income | $9,784,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Renasant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 5,570 | $ 840,310,000 | $ 150,863 | $ 102,692 |
| Atlanta-Sandy Springs-Roswell, GA | 1,842 | $ 498,360,000 | $ 270,553 | $ 152,000 |
| Birmingham-Hoover, AL | 1,309 | $ 311,445,000 | $ 237,925 | $ 120,000 |
| Jackson, MS | 1,097 | $ 220,435,000 | $ 200,943 | $ 134,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 993 | $ 257,535,000 | $ 259,350 | $ 180,000 |
| Memphis, TN-MS-AR | 910 | $ 187,000,000 | $ 205,494 | $ 164,554 |
| Charleston-North Charleston, SC | 429 | $ 152,465,000 | $ 355,396 | $ 152,000 |
| Auburn-Opelika, AL | 392 | $ 97,710,000 | $ 249,260 | $ 135,000 |
| Crestview-Fort Walton Beach-Destin, FL | 383 | $ 153,815,000 | $ 401,605 | $ 261,000 |
| Montgomery, AL | 330 | $ 66,360,000 | $ 201,090 | $ 116,000 |
| Dothan, AL | 324 | $ 61,900,000 | $ 191,049 | $ 94,000 |
| Columbus, GA-AL | 278 | $ 47,280,000 | $ 170,071 | $ 81,812 |
| Panama City, FL | 260 | $ 51,760,000 | $ 199,076 | $ 163,000 |
| Jacksonville, FL | 256 | $ 49,940,000 | $ 195,078 | $ 94,000 |
| Albany, GA | 247 | $ 21,615,000 | $ 87,510 | $ 90,000 |
| Savannah, GA | 245 | $ 50,305,000 | $ 205,326 | $ 109,000 |
| Roanoke, VA | 242 | $ 47,380,000 | $ 195,785 | $ 85,000 |
| Decatur, AL | 239 | $ 34,355,000 | $ 143,744 | $ 90,000 |
| Lynchburg, VA | 233 | $ 44,455,000 | $ 190,793 | $ 87,000 |
| Huntsville, AL | 225 | $ 51,445,000 | $ 228,644 | $ 137,000 |
| Tuscaloosa, AL | 207 | $ 43,215,000 | $ 208,768 | $ 113,000 |
| Macon-Bibb County, GA | 195 | $ 39,345,000 | $ 201,769 | $ 151,000 |
| Mobile, AL | 189 | $ 36,075,000 | $ 190,873 | $ 108,000 |
| Valdosta, GA | 180 | $ 30,020,000 | $ 166,777 | $ 140,000 |
| Greenville-Anderson-Mauldin, SC | 154 | $ 32,770,000 | $ 212,792 | $ 91,000 |
| Knoxville, TN | 149 | $ 30,575,000 | $ 205,201 | $ 116,000 |
| Gadsden, AL | 133 | $ 19,525,000 | $ 146,804 | $ 63,000 |
| Charlotte-Concord-Gastonia, NC-SC | 128 | $ 28,540,000 | $ 222,968 | $ 101,312 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 113 | $ 22,945,000 | $ 203,053 | $ 91,353 |
| Spartanburg, SC | 110 | $ 19,870,000 | $ 180,636 | $ 64,000 |
| Daphne-Fairhope-Foley, AL | 107 | $ 27,825,000 | $ 260,046 | $ 168,000 |
| Florence-Muscle Shoals, AL | 103 | $ 18,455,000 | $ 179,174 | $ 85,000 |
| Columbia, SC | 83 | $ 15,705,000 | $ 189,216 | $ 80,000 |
| Anniston-Oxford-Jacksonville, AL | 78 | $ 12,860,000 | $ 164,871 | $ 77,000 |
| Raleigh, NC | 77 | $ 21,505,000 | $ 279,285 | $ 131,000 |
| Chattanooga, TN-GA | 76 | $ 14,410,000 | $ 189,605 | $ 95,026 |
| Phoenix-Mesa-Scottsdale, AZ | 72 | $ 17,860,000 | $ 248,055 | $ 122,000 |
| Kingsport-Bristol-Bristol, TN-VA | 63 | $ 9,465,000 | $ 150,238 | $ 137,190 |
| Johnson City, TN | 61 | $ 7,185,000 | $ 117,786 | $ 84,000 |
| Warner Robins, GA | 56 | $ 12,250,000 | $ 218,750 | $ 93,000 |
| Gainesville, FL | 50 | $ 10,330,000 | $ 206,600 | $ 151,000 |
| Hickory-Lenoir-Morganton, NC | 45 | $ 8,125,000 | $ 180,555 | $ 101,000 |
| Winston-Salem, NC | 44 | $ 11,630,000 | $ 264,318 | $ 155,000 |
| Blacksburg-Christiansburg-Radford, VA | 41 | $ 9,065,000 | $ 221,097 | $ 86,000 |
| Dallas-Plano-Irving, TX | 41 | $ 12,595,000 | $ 307,195 | $ 156,000 |
| Gainesville, GA | 41 | $ 17,865,000 | $ 435,731 | $ 169,000 |
| Brunswick, GA | 38 | $ 14,000,000 | $ 368,421 | $ 154,000 |
| Houston-The Woodlands-Sugar Land, TX | 38 | $ 8,520,000 | $ 224,210 | $ 146,000 |
| Wilmington, NC | 35 | $ 11,465,000 | $ 327,571 | $ 228,000 |
| Pensacola-Ferry Pass-Brent, FL | 34 | $ 7,530,000 | $ 221,470 | $ 139,000 |
| Baton Rouge, LA | 33 | $ 8,345,000 | $ 252,878 | $ 131,000 |
| Lexington-Fayette, KY | 33 | $ 6,585,000 | $ 199,545 | $ 101,000 |
| Charlottesville, VA | 32 | $ 10,340,000 | $ 323,125 | $ 148,000 |
| Greenville, NC | 31 | $ 7,125,000 | $ 229,838 | $ 121,000 |
| Ocala, FL | 31 | $ 4,075,000 | $ 131,451 | $ 69,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 30 | $ 8,540,000 | $ 284,666 | $ 149,000 |
| Denver-Aurora-Lakewood, CO | 29 | $ 10,375,000 | $ 357,758 | $ 145,000 |
| Kansas City, MO-KS | 29 | $ 6,775,000 | $ 233,620 | $ 168,241 |
| Warren-Troy-Farmington Hills, MI | 27 | $ 5,685,000 | $ 210,555 | $ 121,000 |
| Hattiesburg, MS | 26 | $ 5,110,000 | $ 196,538 | $ 113,000 |
| Jackson, TN | 25 | $ 4,095,000 | $ 163,800 | $ 94,000 |
| Las Vegas-Henderson-Paradise, NV | 25 | $ 7,725,000 | $ 309,000 | $ 175,000 |
| Durham-Chapel Hill, NC | 23 | $ 6,855,000 | $ 298,043 | $ 132,000 |
| Greensboro-High Point, NC | 23 | $ 5,115,000 | $ 222,391 | $ 115,000 |
| Jacksonville, NC | 22 | $ 4,690,000 | $ 213,181 | $ 141,000 |
| Asheville, NC | 21 | $ 5,115,000 | $ 243,571 | $ 145,000 |
| Indianapolis-Carmel-Anderson, IN | 21 | $ 4,315,000 | $ 205,476 | $ 107,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 21 | $ 6,905,000 | $ 328,809 | $ 115,285 |
| Gulfport-Biloxi-Pascagoula, MS | 20 | $ 3,780,000 | $ 189,000 | $ 170,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 5,030,000 | $ 251,500 | $ 135,000 |
| New Orleans-Metairie, LA | 19 | $ 4,655,000 | $ 245,000 | $ 122,000 |
| Richmond, VA | 19 | $ 3,995,000 | $ 210,263 | $ 92,000 |
| Cleveland-Elyria, OH | 18 | $ 4,400,000 | $ 244,444 | $ 150,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 18 | $ 5,920,000 | $ 328,888 | $ 273,000 |
| Columbus, OH | 17 | $ 3,955,000 | $ 232,647 | $ 106,000 |
| Oklahoma City, OK | 17 | $ 4,415,000 | $ 259,705 | $ 153,000 |
| Cincinnati, OH-KY-IN | 16 | $ 5,090,000 | $ 318,125 | $ 149,187 |
| St. Louis, MO-IL | 15 | $ 3,545,000 | $ 236,333 | $ 100,200 |
| Fort Worth-Arlington, TX | 14 | $ 3,570,000 | $ 255,000 | $ 102,000 |
| Athens-Clarke County, GA | 13 | $ 2,415,000 | $ 185,769 | $ 111,000 |
| Harrisonburg, VA | 13 | $ 3,795,000 | $ 291,923 | $ 117,000 |
| Louisville/Jefferson County, KY-IN | 13 | $ 3,305,000 | $ 254,230 | $ 112,076 |
| Salt Lake City, UT | 13 | $ 4,115,000 | $ 316,538 | $ 126,000 |
| Colorado Springs, CO | 12 | $ 3,770,000 | $ 314,166 | $ 119,000 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 2,690,000 | $ 224,166 | $ 99,000 |
| Reno, NV | 12 | $ 3,920,000 | $ 326,666 | $ 118,000 |
| Albuquerque, NM | 11 | $ 2,665,000 | $ 242,272 | $ 108,000 |
| Austin-Round Rock, TX | 11 | $ 2,925,000 | $ 265,909 | $ 138,000 |
| Boise City, ID | 11 | $ 2,445,000 | $ 222,272 | $ 149,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 2,030,000 | $ 203,000 | $ 109,000 |
| Bowling Green, KY | 10 | $ 2,130,000 | $ 213,000 | $ 101,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 2,330,000 | $ 233,000 | $ 93,000 |
| Tallahassee, FL | 10 | $ 2,560,000 | $ 256,000 | $ 184,000 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 1,915,000 | $ 212,777 | $ 95,000 |
| Santa Fe, NM | 9 | $ 2,865,000 | $ 318,333 | $ 131,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 2,535,000 | $ 281,666 | $ 258,111 |
| Akron, OH | 8 | $ 2,150,000 | $ 268,750 | $ 147,000 |
| Rome, GA | 8 | $ 1,140,000 | $ 142,500 | $ 81,000 |
| Cleveland, TN | 7 | $ 1,395,000 | $ 199,285 | $ 65,000 |
| Gary, IN | 7 | $ 1,995,000 | $ 285,000 | $ 115,000 |
| Lafayette, LA | 7 | $ 1,485,000 | $ 212,142 | $ 72,000 |
| New Bern, NC | 7 | $ 2,435,000 | $ 347,857 | $ 164,000 |
| Provo-Orem, UT | 7 | $ 2,285,000 | $ 326,428 | $ 105,000 |
| Tampa-St. Petersburg-Clearwater, FL | 7 | $ 2,085,000 | $ 297,857 | $ 212,000 |
| The Villages, FL | 7 | $ 1,565,000 | $ 223,571 | $ 319,000 |
| Dalton, GA | 6 | $ 1,160,000 | $ 193,333 | $ 49,000 |
| Fayetteville, NC | 6 | $ 970,000 | $ 161,666 | $ 86,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,360,000 | $ 226,666 | $ 95,000 |
| Florence, SC | 6 | $ 1,060,000 | $ 176,666 | $ 69,000 |
| Fort Collins, CO | 6 | $ 1,860,000 | $ 310,000 | $ 78,000 |
| Hinesville, GA | 6 | $ 800,000 | $ 133,333 | $ 69,000 |
| Staunton-Waynesboro, VA | 6 | $ 1,230,000 | $ 205,000 | $ 72,000 |
| Clarksville, TN-KY | 5 | $ 1,265,000 | $ 253,000 | $ 58,000 |
| Flagstaff, AZ | 5 | $ 1,555,000 | $ 311,000 | $ 144,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 2,685,000 | $ 537,000 | $ 446,000 |
| Homosassa Springs, FL | 5 | $ 625,000 | $ 125,000 | $ 48,000 |
| Lansing-East Lansing, MI | 5 | $ 1,105,000 | $ 221,000 | $ 92,000 |
| Ogden-Clearfield, UT | 5 | $ 1,845,000 | $ 369,000 | $ 99,000 |
| Tucson, AZ | 5 | $ 1,125,000 | $ 225,000 | $ 89,000 |
| Tulsa, OK | 5 | $ 1,285,000 | $ 257,000 | $ 104,000 |
| Ann Arbor, MI | 4 | $ 920,000 | $ 230,000 | $ 129,000 |
| Burlington, NC | 4 | $ 760,000 | $ 190,000 | $ 84,000 |
| Columbus, IN | 4 | $ 560,000 | $ 140,000 | $ 62,000 |
| Goldsboro, NC | 4 | $ 830,000 | $ 207,500 | $ 90,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 740,000 | $ 185,000 | $ 112,500 |
| San Antonio-New Braunfels, TX | 4 | $ 1,100,000 | $ 275,000 | $ 102,000 |
| Sumter, SC | 4 | $ 660,000 | $ 165,000 | $ 90,000 |
| Toledo, OH | 4 | $ 970,000 | $ 242,500 | $ 129,000 |
| Boulder, CO | 3 | $ 1,385,000 | $ 461,666 | $ 122,000 |
| Charleston, WV | 3 | $ 645,000 | $ 215,000 | $ 77,000 |
| Columbia, MO | 3 | $ 1,125,000 | $ 375,000 | $ 428,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 545,000 | $ 181,666 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 755,000 | $ 251,666 | $ 95,000 |
| Jonesboro, AR | 3 | $ 725,000 | $ 241,666 | $ 164,000 |
| Lincoln, NE | 3 | $ 505,000 | $ 168,333 | $ 56,000 |
| Morristown, TN | 3 | $ 415,000 | $ 138,333 | $ 75,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 515,000 | $ 171,666 | $ 113,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 1,315,000 | $ 438,333 | $ 159,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 615,000 | $ 205,000 | $ 102,000 |
| Shreveport-Bossier City, LA | 3 | $ 365,000 | $ 121,666 | $ 49,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,875,000 | $ 625,000 | $ 292,000 |
| Yuma, AZ | 3 | $ 485,000 | $ 161,666 | $ 91,000 |
| Billings, MT | 2 | $ 660,000 | $ 330,000 | $ 87,000 |
| Canton-Massillon, OH | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Carson City, NV | 2 | $ 680,000 | $ 340,000 | $ 132,000 |
| Chicago-Naperville, IL | 2 | $ 670,000 | $ 335,000 | $ 243,000 |
| Coeur D'Alene, ID | 2 | $ 590,000 | $ 295,000 | $ 128,000 |
| Flint, MI | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 440,000 | $ 220,000 | $ 104,000 |
| Idaho Falls, ID | 2 | $ 530,000 | $ 265,000 | $ 88,000 |
| Las Cruces, NM | 2 | $ 420,000 | $ 210,000 | $ 202,000 |
| Midland, TX | 2 | $ 910,000 | $ 455,000 | $ 227,000 |
| Missoula, MT | 2 | $ 760,000 | $ 380,000 | $ 136,000 |
| Monroe, MI | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 260,000 | $ 130,000 | $ 91,000 |
| Pueblo, CO | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 1,070,000 | $ 535,000 | $ 154,000 |
| Sherman-Denison, TX | 2 | $ 480,000 | $ 240,000 | $ 109,000 |
| Terre Haute, IN | 2 | $ 500,000 | $ 250,000 | $ 203,000 |
| Winchester, VA-WV | 2 | $ 490,000 | $ 245,000 | $ 115,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 415,000 | $ 415,000 | $ 287,000 |
| Bloomington, IN | 1 | $ 295,000 | $ 295,000 | $ 184,000 |
| College Station-Bryan, TX | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Corpus Christi, TX | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Duluth, MN-WI | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Evansville, IN-KY | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Fort Wayne, IN | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Grand Junction, CO | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Greeley, CO | 1 | $ 345,000 | $ 345,000 | $ 54,000 |
| Kalamazoo-Portage, MI | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Lafayette-West Lafayette, IN | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Lake Charles, LA | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 235,000 | $ 235,000 | $ 409,000 |
| Laredo, TX | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Lima, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Longview, TX | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Lubbock, TX | 1 | $ 455,000 | $ 455,000 | $ 231,000 |
| Mankato-North Mankato, MN | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Michigan City-La Porte, IN | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Midland, MI | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Monroe, LA | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Port St. Lucie, FL | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| Rocky Mount, NC | 1 | $ 85,000 | $ 85,000 | $ 219,000 |
| Saginaw, MI | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Sebastian-Vero Beach, FL | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| St. George, UT | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Texarkana, TX-AR | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Tyler, TX | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Waco, TX | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Wichita, KS | 1 | $ 245,000 | $ 245,000 | $ 176,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Renasant Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,106 | $2,408,010,000 | $216,000 | $6,305,000 | $111,000 | $4,629,000 |
| Refinancing | 4,162 | $1,025,950,000 | $246,000 | $16,155,000 | $154,000 | $9,784,000 |
| Cash-out Refinancing | 2,555 | $522,245,000 | $204,000 | $2,035,000 | $134,000 | $5,214,000 |
| Other Purpose | 1,207 | $99,915,000 | $82,000 | $1,055,000 | $145,000 | $4,420,000 |
| Home Improvement | 684 | $48,750,000 | $71,000 | $2,005,000 | $118,000 | $2,000,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,868 | $3,108,500,000 | $209,000 | $3,065,000 | $129,000 | $9,784,000 |
| Black or African American | 1,725 | $272,665,000 | $158,000 | $1,305,000 | $78,000 | $1,169,000 |
| Not Provided | 1,616 | $339,170,000 | $209,000 | $2,625,000 | $139,000 | $4,083,000 |
| Not applicable | 608 | $173,940,000 | $286,000 | $16,155,000 | $0 | $0 |
| Asian | 391 | $96,955,000 | $247,000 | $3,005,000 | $133,000 | $937,000 |
| Hispanic | 359 | $70,835,000 | $197,000 | $1,355,000 | $102,000 | $1,043,000 |
| American Indian or Alaskan Native | 41 | $9,085,000 | $221,000 | $1,055,000 | $105,000 | $1,135,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,305,000 | $209,000 | $375,000 | $92,000 | $152,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,772 | $3,387,900,000 | $214,000 | $16,155,000 | $140,000 | $9,784,000 |
| FHA-insured (Federal Housing Administration) | 1,944 | $330,040,000 | $169,000 | $545,000 | $64,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,011 | $144,665,000 | $143,000 | $395,000 | $49,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 987 | $242,265,000 | $245,000 | $1,705,000 | $88,000 | $911,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,393 | $3,201,105,000 | $207,000 | $16,155,000 | $128,000 | $9,784,000 |
| Application Withdrawn By Applicant | 1,895 | $431,265,000 | $227,000 | $6,305,000 | $126,000 | $2,000,000 |
| Application Denied By Financial Institution | 1,128 | $162,510,000 | $144,000 | $2,555,000 | $82,000 | $2,000,000 |
| Application Approved But Not Accepted | 601 | $132,905,000 | $221,000 | $2,715,000 | $116,000 | $2,000,000 |
| File Closed For Incompleteness | 594 | $145,320,000 | $244,000 | $1,525,000 | $127,000 | $925,000 |
| Loan Purchased By The Institution | 103 | $31,765,000 | $308,000 | $485,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,586 | $3,942,360,000 | $212,000 | $16,155,000 | $128,000 | $9,784,000 |
| Credit History | 496 | $41,100,000 | $82,000 | $2,035,000 | $73,000 | $805,000 |
| Debt-To-Income Ratio | 308 | $60,510,000 | $196,000 | $2,555,000 | $77,000 | $1,450,000 |
| Other | 108 | $20,230,000 | $187,000 | $1,755,000 | $100,000 | $2,000,000 |
| Collateral | 105 | $17,595,000 | $167,000 | $1,205,000 | $112,000 | $873,000 |
| Employment History | 48 | $8,610,000 | $179,000 | $375,000 | $78,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $4,300,000 | $153,000 | $965,000 | $64,000 | $168,000 |
| Unverifiable Information | 24 | $5,130,000 | $213,000 | $725,000 | $100,000 | $345,000 |
| Credit Application Incomplete | 10 | $4,950,000 | $495,000 | $1,365,000 | $248,000 | $895,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $56,000 | $56,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Renasant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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