Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2021
In 2021, Credit Human Federal Credit Un of San Antonio, TX reported 21,729 mortgage applications totaling $2.3 billion, up 2% from 2020. The average application was for $104,050, and applicants reported an average income of $70,197. 20% of its applications resulted in an originated loan and 59% were denied. Its largest markets were San Antonio-New Braunfels, TX (808), Phoenix-Mesa-Scottsdale, AZ (637) and Riverside-San Bernardino-Ontario, CA (537) (applications in parentheses).
| Mortgage Company & Address | Credit Human Federal Credit Un 6061 Ih 10 West San Antonio, TX 78215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,729 |
| Total Mortgage Loan Application Amount | $2,260,905,000 |
| Average Mortgage Loan Application Amount | $104,050 |
| Highest Mortgage Loan Application Amount | $1,255,000 |
| Average Applicant Income | $70,197 |
| Highest Applicant Income | $7,936,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,843 | $ 400,655,000 | $ 104,255 | $ 73,182 |
| San Antonio-New Braunfels, TX | 808 | $ 93,910,000 | $ 116,225 | $ 85,000 |
| Phoenix-Mesa-Scottsdale, AZ | 637 | $ 44,325,000 | $ 69,583 | $ 75,000 |
| Riverside-San Bernardino-Ontario, CA | 537 | $ 50,755,000 | $ 94,515 | $ 77,000 |
| Los Angeles-Long Beach-Glendale, CA | 418 | $ 53,470,000 | $ 127,918 | $ 89,000 |
| San Diego-Carlsbad, CA | 396 | $ 50,150,000 | $ 126,641 | $ 86,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 358 | $ 37,030,000 | $ 103,435 | $ 67,941 |
| Houston-The Woodlands-Sugar Land, TX | 329 | $ 35,255,000 | $ 107,158 | $ 80,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 282 | $ 23,950,000 | $ 84,929 | $ 70,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 274 | $ 45,560,000 | $ 166,277 | $ 113,000 |
| Tampa-St. Petersburg-Clearwater, FL | 273 | $ 20,295,000 | $ 74,340 | $ 68,000 |
| Seattle-Bellevue-Everett, WA | 226 | $ 26,620,000 | $ 117,787 | $ 74,000 |
| Salem, OR | 223 | $ 22,345,000 | $ 100,201 | $ 66,000 |
| Oakland-Hayward-Berkeley, CA | 190 | $ 28,620,000 | $ 150,631 | $ 98,000 |
| Anaheim-Santa Ana-Irvine, CA | 178 | $ 22,050,000 | $ 123,876 | $ 103,000 |
| Austin-Round Rock, TX | 170 | $ 17,660,000 | $ 103,882 | $ 71,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 162 | $ 17,090,000 | $ 105,493 | $ 66,401 |
| Baton Rouge, LA | 146 | $ 14,180,000 | $ 97,123 | $ 60,000 |
| Little Rock-North Little Rock-Conway, AR | 127 | $ 13,515,000 | $ 106,417 | $ 55,000 |
| Orlando-Kissimmee-Sanford, FL | 125 | $ 15,095,000 | $ 120,760 | $ 60,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 114 | $ 13,800,000 | $ 121,052 | $ 86,000 |
| Montgomery County-Bucks County-Chester County, PA | 112 | $ 11,550,000 | $ 103,125 | $ 76,000 |
| Albany-Schenectady-Troy, NY | 110 | $ 8,600,000 | $ 78,181 | $ 62,000 |
| Tulsa, OK | 106 | $ 11,290,000 | $ 106,509 | $ 72,000 |
| Hammond, LA | 102 | $ 9,500,000 | $ 93,137 | $ 46,000 |
| Eugene, OR | 101 | $ 9,565,000 | $ 94,702 | $ 59,000 |
| Fort Worth-Arlington, TX | 93 | $ 9,815,000 | $ 105,537 | $ 75,000 |
| Tacoma-Lakewood, WA | 93 | $ 9,555,000 | $ 102,741 | $ 70,000 |
| Albany, OR | 92 | $ 9,870,000 | $ 107,282 | $ 66,000 |
| Prescott Valley-Prescott, AZ | 92 | $ 8,320,000 | $ 90,434 | $ 67,000 |
| Rochester, NY | 92 | $ 5,370,000 | $ 58,369 | $ 53,000 |
| Tucson, AZ | 89 | $ 6,115,000 | $ 68,707 | $ 74,000 |
| Las Vegas-Henderson-Paradise, NV | 87 | $ 5,625,000 | $ 64,655 | $ 56,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 83 | $ 5,845,000 | $ 70,421 | $ 64,000 |
| College Station-Bryan, TX | 80 | $ 6,540,000 | $ 81,750 | $ 65,000 |
| El Paso, TX | 78 | $ 8,570,000 | $ 109,871 | $ 52,000 |
| Houma-Thibodaux, LA | 76 | $ 8,280,000 | $ 108,947 | $ 58,000 |
| Huntington-Ashland, WV-KY-OH | 74 | $ 8,240,000 | $ 111,351 | $ 65,837 |
| New Orleans-Metairie, LA | 73 | $ 11,615,000 | $ 159,109 | $ 70,000 |
| Lake County-Kenosha County, IL-WI | 72 | $ 6,240,000 | $ 86,666 | $ 93,166 |
| Homosassa Springs, FL | 70 | $ 7,540,000 | $ 107,714 | $ 66,000 |
| Boise City, ID | 69 | $ 7,225,000 | $ 104,710 | $ 59,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 68 | $ 5,050,000 | $ 74,264 | $ 58,000 |
| Lafayette, LA | 68 | $ 6,390,000 | $ 93,970 | $ 62,000 |
| Santa Rosa, CA | 67 | $ 8,635,000 | $ 128,880 | $ 91,000 |
| Dallas-Plano-Irving, TX | 64 | $ 6,610,000 | $ 103,281 | $ 78,000 |
| Beaumont-Port Arthur, TX | 63 | $ 6,625,000 | $ 105,158 | $ 75,000 |
| North Port-Sarasota-Bradenton, FL | 61 | $ 4,475,000 | $ 73,360 | $ 78,000 |
| Stockton-Lodi, CA | 60 | $ 5,600,000 | $ 93,333 | $ 72,000 |
| Spokane-Spokane Valley, WA | 59 | $ 5,445,000 | $ 92,288 | $ 58,000 |
| Lake Charles, LA | 58 | $ 4,880,000 | $ 84,137 | $ 66,000 |
| Cleveland-Elyria, OH | 57 | $ 3,355,000 | $ 58,859 | $ 53,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 56 | $ 4,760,000 | $ 85,000 | $ 60,000 |
| Knoxville, TN | 56 | $ 7,020,000 | $ 125,357 | $ 62,000 |
| Lancaster, PA | 56 | $ 4,420,000 | $ 78,928 | $ 53,000 |
| Napa, CA | 53 | $ 6,505,000 | $ 122,735 | $ 95,000 |
| Modesto, CA | 52 | $ 3,990,000 | $ 76,730 | $ 69,000 |
| Cape Coral-Fort Myers, FL | 49 | $ 3,585,000 | $ 73,163 | $ 86,000 |
| Syracuse, NY | 49 | $ 3,845,000 | $ 78,469 | $ 68,000 |
| Chicago-Naperville, IL | 48 | $ 2,730,000 | $ 56,875 | $ 48,000 |
| Denver-Aurora-Lakewood, CO | 48 | $ 4,540,000 | $ 94,583 | $ 65,000 |
| Daphne-Fairhope-Foley, AL | 47 | $ 5,535,000 | $ 117,765 | $ 81,000 |
| Atlanta-Sandy Springs-Roswell, GA | 46 | $ 5,920,000 | $ 128,695 | $ 56,000 |
| Greenville-Anderson-Mauldin, SC | 46 | $ 5,130,000 | $ 111,521 | $ 62,000 |
| Olympia-Tumwater, WA | 46 | $ 4,750,000 | $ 103,260 | $ 70,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 46 | $ 7,170,000 | $ 155,869 | $ 75,000 |
| Birmingham-Hoover, AL | 45 | $ 3,945,000 | $ 87,666 | $ 63,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 44 | $ 3,270,000 | $ 74,318 | $ 77,000 |
| Fresno, CA | 43 | $ 3,345,000 | $ 77,790 | $ 65,000 |
| Ocala, FL | 43 | $ 4,375,000 | $ 101,744 | $ 58,000 |
| Palm Bay-Melbourne-Titusville, FL | 43 | $ 4,505,000 | $ 104,767 | $ 66,000 |
| Detroit-Dearborn-Livonia, MI | 42 | $ 1,900,000 | $ 45,238 | $ 49,000 |
| Reading, PA | 42 | $ 4,360,000 | $ 103,809 | $ 78,000 |
| Salt Lake City, UT | 42 | $ 4,430,000 | $ 105,476 | $ 63,000 |
| Bakersfield, CA | 41 | $ 2,815,000 | $ 68,658 | $ 64,000 |
| Reno, NV | 41 | $ 3,305,000 | $ 80,609 | $ 58,000 |
| Bend-Redmond, OR | 40 | $ 3,930,000 | $ 98,250 | $ 69,000 |
| Harrisburg-Carlisle, PA | 40 | $ 3,000,000 | $ 75,000 | $ 58,000 |
| Lakeland-Winter Haven, FL | 40 | $ 3,900,000 | $ 97,500 | $ 68,000 |
| Charleston, WV | 39 | $ 4,265,000 | $ 109,358 | $ 61,000 |
| Pittsburgh, PA | 38 | $ 2,440,000 | $ 64,210 | $ 56,000 |
| Odessa, TX | 37 | $ 3,905,000 | $ 105,540 | $ 83,000 |
| Port St. Lucie, FL | 36 | $ 2,480,000 | $ 68,888 | $ 77,000 |
| Utica-Rome, NY | 36 | $ 2,540,000 | $ 70,555 | $ 58,000 |
| Charleston-North Charleston, SC | 34 | $ 4,360,000 | $ 128,235 | $ 68,000 |
| Coeur D'Alene, ID | 34 | $ 3,370,000 | $ 99,117 | $ 56,000 |
| Vallejo-Fairfield, CA | 34 | $ 3,490,000 | $ 102,647 | $ 87,000 |
| Dalton, GA | 33 | $ 4,055,000 | $ 122,878 | $ 45,000 |
| Jackson, MS | 33 | $ 3,095,000 | $ 93,787 | $ 68,000 |
| Memphis, TN-MS-AR | 33 | $ 4,635,000 | $ 140,454 | $ 66,696 |
| Corpus Christi, TX | 32 | $ 2,980,000 | $ 93,125 | $ 78,000 |
| Grand Junction, CO | 32 | $ 2,740,000 | $ 85,625 | $ 56,000 |
| Medford, OR | 32 | $ 3,500,000 | $ 109,375 | $ 59,000 |
| Midland, TX | 32 | $ 3,630,000 | $ 113,437 | $ 81,000 |
| Redding, CA | 32 | $ 1,800,000 | $ 56,250 | $ 62,000 |
| Salinas, CA | 31 | $ 4,645,000 | $ 149,838 | $ 87,000 |
| York-Hanover, PA | 31 | $ 2,125,000 | $ 68,548 | $ 63,000 |
| Asheville, NC | 30 | $ 2,900,000 | $ 96,666 | $ 50,000 |
| Chico, CA | 30 | $ 2,210,000 | $ 73,666 | $ 53,000 |
| Gainesville, FL | 30 | $ 3,520,000 | $ 117,333 | $ 64,000 |
| Hot Springs, AR | 30 | $ 2,920,000 | $ 97,333 | $ 60,000 |
| Longview, TX | 30 | $ 2,800,000 | $ 93,333 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 30 | $ 1,620,000 | $ 54,000 | $ 60,866 |
| Greeley, CO | 29 | $ 2,435,000 | $ 83,965 | $ 64,000 |
| Lebanon, PA | 29 | $ 2,025,000 | $ 69,827 | $ 54,000 |
| Lubbock, TX | 29 | $ 3,265,000 | $ 112,586 | $ 73,000 |
| Albuquerque, NM | 28 | $ 2,440,000 | $ 87,142 | $ 70,000 |
| Greensboro-High Point, NC | 28 | $ 2,640,000 | $ 94,285 | $ 52,000 |
| Jacksonville, FL | 28 | $ 2,950,000 | $ 105,357 | $ 61,000 |
| New York-Newark, NY | 28 | $ 2,530,000 | $ 90,357 | $ 72,000 |
| Ogden-Clearfield, UT | 28 | $ 1,770,000 | $ 63,214 | $ 52,000 |
| Amarillo, TX | 27 | $ 2,925,000 | $ 108,333 | $ 74,000 |
| Chattanooga, TN-GA | 27 | $ 2,905,000 | $ 107,592 | $ 61,111 |
| Eau Claire, WI | 27 | $ 1,365,000 | $ 50,555 | $ 52,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 2,815,000 | $ 104,259 | $ 65,000 |
| San Rafael, CA | 27 | $ 5,545,000 | $ 205,370 | $ 131,000 |
| Sherman-Denison, TX | 27 | $ 2,675,000 | $ 99,074 | $ 67,000 |
| Corvallis, OR | 26 | $ 2,900,000 | $ 111,538 | $ 61,000 |
| Lake Havasu City-Kingman, AZ | 26 | $ 2,060,000 | $ 79,230 | $ 88,000 |
| Las Cruces, NM | 26 | $ 3,010,000 | $ 115,769 | $ 50,000 |
| Monroe, LA | 26 | $ 2,380,000 | $ 91,538 | $ 69,000 |
| Texarkana, TX-AR | 26 | $ 2,650,000 | $ 101,923 | $ 58,153 |
| Yuma, AZ | 26 | $ 1,800,000 | $ 69,230 | $ 120,000 |
| Columbus, OH | 25 | $ 2,075,000 | $ 83,000 | $ 59,000 |
| Punta Gorda, FL | 25 | $ 2,465,000 | $ 98,600 | $ 70,000 |
| Dothan, AL | 24 | $ 2,670,000 | $ 111,250 | $ 84,000 |
| Killeen-Temple, TX | 24 | $ 2,600,000 | $ 108,333 | $ 69,000 |
| Panama City, FL | 24 | $ 2,560,000 | $ 106,666 | $ 66,000 |
| Pine Bluff, AR | 24 | $ 2,560,000 | $ 106,666 | $ 61,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 24 | $ 1,960,000 | $ 81,666 | $ 66,000 |
| Albany, GA | 23 | $ 3,035,000 | $ 131,956 | $ 61,000 |
| Baltimore-Columbia-Towson, MD | 23 | $ 1,965,000 | $ 85,434 | $ 53,000 |
| Binghamton, NY | 23 | $ 2,115,000 | $ 91,956 | $ 60,000 |
| Dover, DE | 23 | $ 1,935,000 | $ 84,130 | $ 79,000 |
| Farmington, NM | 23 | $ 2,615,000 | $ 113,695 | $ 56,000 |
| McAllen-Edinburg-Mission, TX | 23 | $ 1,485,000 | $ 64,565 | $ 80,000 |
| Morgantown, WV | 23 | $ 1,095,000 | $ 47,608 | $ 42,000 |
| Jonesboro, AR | 22 | $ 2,280,000 | $ 103,636 | $ 48,000 |
| Kingston, NY | 22 | $ 2,170,000 | $ 98,636 | $ 109,000 |
| Raleigh, NC | 22 | $ 2,150,000 | $ 97,727 | $ 57,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 1,020,000 | $ 46,363 | $ 50,000 |
| Kennewick-Richland, WA | 21 | $ 1,705,000 | $ 81,190 | $ 54,000 |
| Louisville/Jefferson County, KY-IN | 21 | $ 1,555,000 | $ 74,047 | $ 53,380 |
| Morristown, TN | 21 | $ 2,475,000 | $ 117,857 | $ 58,000 |
| Shreveport-Bossier City, LA | 21 | $ 2,155,000 | $ 102,619 | $ 67,000 |
| Spartanburg, SC | 21 | $ 1,945,000 | $ 92,619 | $ 55,000 |
| Waco, TX | 21 | $ 1,945,000 | $ 92,619 | $ 66,000 |
| Bremerton-Silverdale, WA | 20 | $ 2,470,000 | $ 123,500 | $ 70,000 |
| Cincinnati, OH-KY-IN | 20 | $ 2,060,000 | $ 103,000 | $ 61,150 |
| Mount Vernon-Anacortes, WA | 20 | $ 2,020,000 | $ 101,000 | $ 65,000 |
| Pensacola-Ferry Pass-Brent, FL | 20 | $ 1,650,000 | $ 82,500 | $ 56,000 |
| San Francisco-Redwood City-South San Francisco, CA | 20 | $ 3,890,000 | $ 194,500 | $ 142,000 |
| Santa Maria-Santa Barbara, CA | 20 | $ 2,330,000 | $ 116,500 | $ 85,000 |
| Victoria, TX | 20 | $ 2,170,000 | $ 108,500 | $ 86,000 |
| Visalia-Porterville, CA | 20 | $ 1,400,000 | $ 70,000 | $ 71,000 |
| Wilmington, DE-MD-NJ | 20 | $ 1,360,000 | $ 68,000 | $ 60,750 |
| Florence, SC | 19 | $ 2,455,000 | $ 129,210 | $ 58,000 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 1,805,000 | $ 95,000 | $ 60,578 |
| Merced, CA | 19 | $ 1,785,000 | $ 93,947 | $ 58,000 |
| Mobile, AL | 19 | $ 1,755,000 | $ 92,368 | $ 63,000 |
| Montgomery, AL | 19 | $ 2,015,000 | $ 106,052 | $ 63,000 |
| Sebring, FL | 19 | $ 2,355,000 | $ 123,947 | $ 54,000 |
| Abilene, TX | 18 | $ 1,870,000 | $ 103,888 | $ 87,000 |
| Bloomington, IL | 17 | $ 885,000 | $ 52,058 | $ 47,000 |
| Cedar Rapids, IA | 17 | $ 1,105,000 | $ 65,000 | $ 52,000 |
| Fort Collins, CO | 17 | $ 1,145,000 | $ 67,352 | $ 56,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 3,035,000 | $ 178,529 | $ 113,000 |
| Yakima, WA | 17 | $ 1,465,000 | $ 86,176 | $ 52,000 |
| Yuba City, CA | 17 | $ 1,765,000 | $ 103,823 | $ 68,000 |
| Alexandria, LA | 16 | $ 1,870,000 | $ 116,875 | $ 83,000 |
| Augusta-Richmond County, GA-SC | 16 | $ 1,480,000 | $ 92,500 | $ 71,625 |
| Colorado Springs, CO | 16 | $ 1,810,000 | $ 113,125 | $ 47,000 |
| Huntsville, AL | 16 | $ 1,340,000 | $ 83,750 | $ 58,000 |
| Tallahassee, FL | 16 | $ 1,270,000 | $ 79,375 | $ 60,000 |
| Charlotte-Concord-Gastonia, NC-SC | 15 | $ 1,665,000 | $ 111,000 | $ 57,400 |
| Columbia, SC | 15 | $ 1,335,000 | $ 89,000 | $ 70,000 |
| Crestview-Fort Walton Beach-Destin, FL | 15 | $ 1,685,000 | $ 112,333 | $ 66,000 |
| Oklahoma City, OK | 15 | $ 1,615,000 | $ 107,666 | $ 77,000 |
| Tuscaloosa, AL | 15 | $ 1,215,000 | $ 81,000 | $ 62,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 14 | $ 1,740,000 | $ 124,285 | $ 61,000 |
| Naples-Immokalee-Marco Island, FL | 14 | $ 1,510,000 | $ 107,857 | $ 67,000 |
| Parkersburg-Vienna, WV | 14 | $ 1,710,000 | $ 122,142 | $ 52,000 |
| Salisbury, MD-DE | 14 | $ 1,150,000 | $ 82,142 | $ 106,000 |
| St. Louis, MO-IL | 14 | $ 1,110,000 | $ 79,285 | $ 55,428 |
| Tyler, TX | 14 | $ 1,200,000 | $ 85,714 | $ 55,000 |
| Bellingham, WA | 13 | $ 1,405,000 | $ 108,076 | $ 81,000 |
| Glens Falls, NY | 13 | $ 855,000 | $ 65,769 | $ 72,000 |
| Hattiesburg, MS | 13 | $ 1,155,000 | $ 88,846 | $ 63,000 |
| Macon-Bibb County, GA | 13 | $ 1,575,000 | $ 121,153 | $ 64,000 |
| Watertown-Fort Drum, NY | 13 | $ 845,000 | $ 65,000 | $ 169,000 |
| Auburn-Opelika, AL | 12 | $ 980,000 | $ 81,666 | $ 81,000 |
| Brownsville-Harlingen, TX | 12 | $ 820,000 | $ 68,333 | $ 84,000 |
| Clarksville, TN-KY | 12 | $ 1,340,000 | $ 111,666 | $ 74,916 |
| Dayton-Springfield-Kettering, OH | 12 | $ 920,000 | $ 76,666 | $ 65,000 |
| Lexington-Fayette, KY | 12 | $ 1,320,000 | $ 110,000 | $ 61,000 |
| San Angelo, TX | 12 | $ 1,290,000 | $ 107,500 | $ 50,000 |
| Sumter, SC | 12 | $ 1,470,000 | $ 122,500 | $ 75,000 |
| Toledo, OH | 12 | $ 590,000 | $ 49,166 | $ 53,000 |
| Columbus, GA-AL | 11 | $ 1,285,000 | $ 116,818 | $ 58,454 |
| Des Moines-West Des Moines, IA | 11 | $ 445,000 | $ 40,454 | $ 40,000 |
| East Stroudsburg, PA | 11 | $ 1,005,000 | $ 91,363 | $ 75,000 |
| Fort Smith, AR-OK | 11 | $ 1,085,000 | $ 98,636 | $ 78,000 |
| Nassau County-Suffolk County, NY | 11 | $ 1,655,000 | $ 150,454 | $ 80,000 |
| Winston-Salem, NC | 11 | $ 895,000 | $ 81,363 | $ 59,000 |
| Bowling Green, KY | 10 | $ 1,120,000 | $ 112,000 | $ 60,000 |
| Chambersburg-Waynesboro, PA | 10 | $ 760,000 | $ 76,000 | $ 55,000 |
| Elizabethtown-Fort Knox, KY | 10 | $ 1,110,000 | $ 111,000 | $ 57,000 |
| Fayetteville, NC | 10 | $ 820,000 | $ 82,000 | $ 68,000 |
| Longview, WA | 10 | $ 930,000 | $ 93,000 | $ 78,000 |
| New York-Jersey City-White Plains, NY-NJ | 10 | $ 1,000,000 | $ 100,000 | $ 67,000 |
| Sebastian-Vero Beach, FL | 10 | $ 730,000 | $ 73,000 | $ 87,000 |
| Walla Walla, WA | 10 | $ 1,380,000 | $ 138,000 | $ 70,000 |
| Decatur, AL | 9 | $ 1,055,000 | $ 117,222 | $ 79,000 |
| Durham-Chapel Hill, NC | 9 | $ 915,000 | $ 101,666 | $ 56,000 |
| El Centro, CA | 9 | $ 945,000 | $ 105,000 | $ 66,000 |
| Ithaca, NY | 9 | $ 645,000 | $ 71,666 | $ 49,000 |
| Beckley, WV | 8 | $ 1,090,000 | $ 136,250 | $ 75,000 |
| Cleveland, TN | 8 | $ 770,000 | $ 96,250 | $ 79,000 |
| Flagstaff, AZ | 8 | $ 1,040,000 | $ 130,000 | $ 124,000 |
| Grants Pass, OR | 8 | $ 1,290,000 | $ 161,250 | $ 75,000 |
| Gulfport-Biloxi-Pascagoula, MS | 8 | $ 990,000 | $ 123,750 | $ 56,000 |
| Jackson, TN | 8 | $ 810,000 | $ 101,250 | $ 59,000 |
| Johnson City, TN | 8 | $ 950,000 | $ 118,750 | $ 72,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 410,000 | $ 51,250 | $ 43,000 |
| State College, PA | 8 | $ 410,000 | $ 51,250 | $ 57,000 |
| Wenatchee, WA | 8 | $ 1,100,000 | $ 137,500 | $ 75,000 |
| Wilmington, NC | 8 | $ 770,000 | $ 96,250 | $ 90,000 |
| Evansville, IN-KY | 7 | $ 575,000 | $ 82,142 | $ 62,857 |
| Jacksonville, NC | 7 | $ 685,000 | $ 97,857 | $ 72,000 |
| Savannah, GA | 7 | $ 755,000 | $ 107,857 | $ 58,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 605,000 | $ 86,428 | $ 46,000 |
| Valdosta, GA | 7 | $ 505,000 | $ 72,142 | $ 39,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 315,000 | $ 45,000 | $ 54,857 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 790,000 | $ 131,666 | $ 65,000 |
| Brunswick, GA | 6 | $ 600,000 | $ 100,000 | $ 53,000 |
| Gettysburg, PA | 6 | $ 310,000 | $ 51,666 | $ 46,000 |
| Madera, CA | 6 | $ 470,000 | $ 78,333 | $ 75,000 |
| Racine, WI | 6 | $ 600,000 | $ 100,000 | $ 53,000 |
| Rocky Mount, NC | 6 | $ 520,000 | $ 86,666 | $ 71,000 |
| Anniston-Oxford-Jacksonville, AL | 5 | $ 385,000 | $ 77,000 | $ 52,000 |
| Battle Creek, MI | 5 | $ 375,000 | $ 75,000 | $ 63,000 |
| Carson City, NV | 5 | $ 445,000 | $ 89,000 | $ 51,000 |
| Flint, MI | 5 | $ 245,000 | $ 49,000 | $ 38,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 435,000 | $ 87,000 | $ 67,000 |
| Philadelphia, PA | 5 | $ 605,000 | $ 121,000 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 315,000 | $ 63,000 | $ 73,000 |
| Warner Robins, GA | 5 | $ 555,000 | $ 111,000 | $ 84,000 |
| Wheeling, WV-OH | 5 | $ 385,000 | $ 77,000 | $ 71,000 |
| Billings, MT | 4 | $ 180,000 | $ 45,000 | $ 39,000 |
| Bloomsburg-Berwick, PA | 4 | $ 480,000 | $ 120,000 | $ 50,000 |
| Burlington, NC | 4 | $ 320,000 | $ 80,000 | $ 55,000 |
| Canton-Massillon, OH | 4 | $ 290,000 | $ 72,500 | $ 92,000 |
| Duluth, MN-WI | 4 | $ 270,000 | $ 67,500 | $ 58,000 |
| Elmira, NY | 4 | $ 250,000 | $ 62,500 | $ 61,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 440,000 | $ 110,000 | $ 76,000 |
| Florence-Muscle Shoals, AL | 4 | $ 460,000 | $ 115,000 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 190,000 | $ 47,500 | $ 41,250 |
| Hinesville, GA | 4 | $ 470,000 | $ 117,500 | $ 49,000 |
| Kansas City, MO-KS | 4 | $ 150,000 | $ 37,500 | $ 60,000 |
| Lansing-East Lansing, MI | 4 | $ 230,000 | $ 57,500 | $ 41,000 |
| Lynchburg, VA | 4 | $ 260,000 | $ 65,000 | $ 49,000 |
| Madison, WI | 4 | $ 210,000 | $ 52,500 | $ 64,000 |
| Monroe, MI | 4 | $ 250,000 | $ 62,500 | $ 67,000 |
| Owensboro, KY | 4 | $ 430,000 | $ 107,500 | $ 75,000 |
| Pueblo, CO | 4 | $ 520,000 | $ 130,000 | $ 53,000 |
| Santa Fe, NM | 4 | $ 410,000 | $ 102,500 | $ 46,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 340,000 | $ 85,000 | $ 41,000 |
| The Villages, FL | 4 | $ 410,000 | $ 102,500 | $ 41,000 |
| Twin Falls, ID | 4 | $ 450,000 | $ 112,500 | $ 58,000 |
| Wausau, WI | 4 | $ 170,000 | $ 42,500 | $ 37,000 |
| Altoona, PA | 3 | $ 165,000 | $ 55,000 | $ 26,000 |
| Ames, IA | 3 | $ 115,000 | $ 38,333 | $ 49,000 |
| Ann Arbor, MI | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| Boulder, CO | 3 | $ 335,000 | $ 111,666 | $ 67,000 |
| Decatur, IL | 3 | $ 105,000 | $ 35,000 | $ 39,000 |
| Dubuque, IA | 3 | $ 165,000 | $ 55,000 | $ 72,000 |
| Gadsden, AL | 3 | $ 115,000 | $ 38,333 | $ 117,000 |
| Gainesville, GA | 3 | $ 525,000 | $ 175,000 | $ 53,000 |
| Hanford-Corcoran, CA | 3 | $ 155,000 | $ 51,666 | $ 41,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 295,000 | $ 98,333 | $ 62,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 145,000 | $ 48,333 | $ 56,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 235,000 | $ 78,333 | $ 60,000 |
| Missoula, MT | 3 | $ 265,000 | $ 88,333 | $ 54,000 |
| Provo-Orem, UT | 3 | $ 195,000 | $ 65,000 | $ 46,000 |
| Richmond, VA | 3 | $ 185,000 | $ 61,666 | $ 53,000 |
| Rome, GA | 3 | $ 465,000 | $ 155,000 | $ 57,000 |
| Springfield, OH | 3 | $ 105,000 | $ 35,000 | $ 40,000 |
| St. Cloud, MN | 3 | $ 125,000 | $ 41,666 | $ 41,000 |
| Staunton-Waynesboro, VA | 3 | $ 195,000 | $ 65,000 | $ 52,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 195,000 | $ 65,000 | $ 37,333 |
| Wichita Falls, TX | 3 | $ 405,000 | $ 135,000 | $ 105,000 |
| Appleton, WI | 2 | $ 90,000 | $ 45,000 | $ 22,000 |
| Cape Girardeau, MO-IL | 2 | $ 320,000 | $ 160,000 | $ 24,000 |
| Carbondale-Marion, IL | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| Erie, PA | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Jackson, MI | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| Johnstown, PA | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Kalamazoo-Portage, MI | 2 | $ 100,000 | $ 50,000 | $ 40,000 |
| Kankakee, IL | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Lawton, OK | 2 | $ 220,000 | $ 110,000 | $ 96,000 |
| Mankato-North Mankato, MN | 2 | $ 180,000 | $ 90,000 | $ 25,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 70,000 | $ 35,000 | $ 84,000 |
| New Bern, NC | 2 | $ 160,000 | $ 80,000 | $ 57,000 |
| St. George, UT | 2 | $ 210,000 | $ 105,000 | $ 80,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Winchester, VA-WV | 2 | $ 110,000 | $ 55,000 | $ 77,000 |
| Akron, OH | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| California-Lexington Park, MD | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Cheyenne, WY | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Columbus, IN | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Cumberland, MD-WV | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Elkhart-Goshen, IN | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Gary, IN | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Goldsboro, NC | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Green Bay, WI | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Greenville, NC | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Idaho Falls, ID | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Janesville-Beloit, WI | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Jefferson City, MO | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Joplin, MO | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Lafayette-West Lafayette, IN | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Logan, UT-ID | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Michigan City-La Porte, IN | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Muskegon, MI | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Newark, NJ-PA | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Niles-Benton Harbor, MI | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Roanoke, VA | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Sheboygan, WI | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Sioux City, IA-NE-SD | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Springfield, MO | 1 | $ 125,000 | $ 125,000 | $ 13,000 |
| Topeka, KS | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Wichita, KS | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Williamsport, PA | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,175 | $2,037,875,000 | $106,000 | $1,255,000 | $69,000 | $7,936,000 |
| Refinancing | 1,945 | $166,885,000 | $85,000 | $525,000 | $80,000 | $4,721,000 |
| Cash-out Refinancing | 392 | $41,050,000 | $104,000 | $1,005,000 | $79,000 | $426,000 |
| Other Purpose | 118 | $9,400,000 | $79,000 | $455,000 | $75,000 | $180,000 |
| Home Improvement | 99 | $5,695,000 | $57,000 | $305,000 | $69,000 | $219,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,037 | $1,429,795,000 | $101,000 | $1,255,000 | $70,000 | $5,005,000 |
| Hispanic | 3,120 | $337,180,000 | $108,000 | $545,000 | $70,000 | $660,000 |
| Not Provided | 2,175 | $228,755,000 | $105,000 | $1,005,000 | $73,000 | $1,643,000 |
| Black or African American | 1,679 | $178,095,000 | $106,000 | $365,000 | $60,000 | $7,936,000 |
| Asian | 367 | $47,655,000 | $129,000 | $355,000 | $99,000 | $2,340,000 |
| American Indian or Alaskan Native | 277 | $30,545,000 | $110,000 | $295,000 | $66,000 | $338,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $4,805,000 | $117,000 | $315,000 | $68,000 | $147,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,729 | $2,260,905,000 | $104,000 | $1,255,000 | $70,000 | $7,936,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 12,849 | $1,411,295,000 | $109,000 | $1,005,000 | $63,000 | $7,936,000 |
| Loan Originated | 4,343 | $386,505,000 | $88,000 | $965,000 | $81,000 | $1,643,000 |
| Application Approved But Not Accepted | 4,285 | $435,865,000 | $101,000 | $1,255,000 | $80,000 | $672,000 |
| Application Withdrawn By Applicant | 237 | $25,285,000 | $106,000 | $545,000 | $87,000 | $693,000 |
| File Closed For Incompleteness | 15 | $1,955,000 | $130,000 | $285,000 | $113,000 | $426,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,880 | $849,610,000 | $95,000 | $1,255,000 | $81,000 | $1,643,000 |
| Credit History | 8,864 | $943,570,000 | $106,000 | $965,000 | $62,000 | $7,936,000 |
| Debt-To-Income Ratio | 2,746 | $332,810,000 | $121,000 | $585,000 | $54,000 | $4,721,000 |
| Other | 360 | $39,040,000 | $108,000 | $495,000 | $97,000 | $889,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 275 | $27,035,000 | $98,000 | $345,000 | $86,000 | $300,000 |
| Credit Application Incomplete | 230 | $28,340,000 | $123,000 | $435,000 | $78,000 | $680,000 |
| Collateral | 180 | $19,550,000 | $108,000 | $1,005,000 | $82,000 | $205,000 |
| Employment History | 100 | $11,370,000 | $113,000 | $335,000 | $72,000 | $300,000 |
| Unverifiable Information | 93 | $9,495,000 | $102,000 | $305,000 | $67,000 | $250,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $49,000 | $49,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Un's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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