Saxon Mortgage Mortgage Lending & HMDA Data, 2008
In 2008, Saxon Mortgage of Glen Allen, VA reported 5,118 mortgage applications totaling $1.0 billion, down 90% from 2007. The average application was for $200,629, and applicants reported an average income of $71,885. 3% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (197), Atlanta-Sandy Springs-Marietta, GA (193) and Washington-Arlington-Alexandria, DC-VA-MD-WV (193) (applications in parentheses).
| Mortgage Company & Address | Saxon Mortgage 4840 Cox Road Glen Allen, VA 23060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,118 |
| Total Mortgage Loan Application Amount | $1,026,823,000 |
| Average Mortgage Loan Application Amount | $200,629 |
| Highest Mortgage Loan Application Amount | $1,663,000 |
| Average Applicant Income | $71,885 |
| Highest Applicant Income | $5,205,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Saxon Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 197 | $ 40,790,000 | $ 207,055 | $ 74,000 |
| Atlanta-Sandy Springs-Marietta, GA | 193 | $ 36,000,000 | $ 186,528 | $ 69,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 193 | $ 55,702,000 | $ 288,611 | $ 80,782 |
| Baltimore-Towson, MD | 133 | $ 30,947,000 | $ 232,684 | $ 65,000 |
| Los Angeles-Long Beach-Glendale, CA | 120 | $ 38,235,000 | $ 318,625 | $ 82,000 |
| Houston-Sugar Land-Baytown, TX | 115 | $ 17,182,000 | $ 149,408 | $ 80,000 |
| Riverside-San Bernardino-Ontario, CA | 112 | $ 30,942,000 | $ 276,267 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 110 | $ 24,933,000 | $ 226,663 | $ 75,000 |
| Miami-Miami Beach-Kendall, FL | 109 | $ 24,341,000 | $ 223,311 | $ 66,000 |
| New York-White Plains-Wayne, NY-NJ | 100 | $ 32,652,000 | $ 326,520 | $ 94,700 |
| Tampa-St. Petersburg-Clearwater, FL | 94 | $ 18,088,000 | $ 192,425 | $ 67,000 |
| Dallas-Plano-Irving, TX | 83 | $ 15,925,000 | $ 191,867 | $ 102,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 83 | $ 17,623,000 | $ 212,325 | $ 64,000 |
| Orlando-Kissimmee, FL | 79 | $ 15,469,000 | $ 195,810 | $ 96,000 |
| Nassau-Suffolk, NY | 66 | $ 22,463,000 | $ 340,348 | $ 101,000 |
| Newark-Union, NJ-PA | 57 | $ 16,138,000 | $ 283,122 | $ 113,631 |
| Philadelphia, PA | 55 | $ 9,270,000 | $ 168,545 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 54 | $ 10,158,000 | $ 188,111 | $ 52,574 |
| Richmond, VA | 53 | $ 10,149,000 | $ 191,490 | $ 70,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 53 | $ 10,847,000 | $ 204,660 | $ 73,000 |
| Las Vegas-Paradise, NV | 49 | $ 13,134,000 | $ 268,040 | $ 82,000 |
| Detroit-Livonia-Dearborn, MI | 48 | $ 5,221,000 | $ 108,770 | $ 48,000 |
| Edison-New Brunswick, NJ | 46 | $ 12,151,000 | $ 264,152 | $ 98,000 |
| St. Louis, MO-IL | 46 | $ 5,740,000 | $ 124,782 | $ 59,108 |
| Portland-Vancouver-Beaverton, OR-WA | 43 | $ 11,104,000 | $ 258,232 | $ 83,744 |
| Jacksonville, FL | 40 | $ 6,562,000 | $ 164,050 | $ 55,000 |
| Salt Lake City, UT | 39 | $ 7,519,000 | $ 192,794 | $ 67,000 |
| Fort Worth-Arlington, TX | 38 | $ 5,808,000 | $ 152,842 | $ 73,000 |
| Camden, NJ | 37 | $ 8,130,000 | $ 219,729 | $ 73,000 |
| Cincinnati-Middletown, OH-KY-IN | 37 | $ 4,860,000 | $ 131,351 | $ 52,702 |
| Warren-Troy-Farmington Hills, MI | 37 | $ 8,352,000 | $ 225,729 | $ 85,000 |
| Boston-Quincy, MA | 35 | $ 10,301,000 | $ 294,314 | $ 79,000 |
| Denver-Aurora, CO | 35 | $ 7,920,000 | $ 226,285 | $ 83,000 |
| Providence-New Bedford-Fall River, RI-MA | 35 | $ 8,466,000 | $ 241,885 | $ 68,942 |
| Charlotte-Gastonia-Concord, NC-SC | 34 | $ 5,230,000 | $ 153,823 | $ 50,352 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 34 | $ 7,780,000 | $ 228,823 | $ 73,058 |
| Bethesda-Frederick-Gaithersburg, MD | 32 | $ 8,379,000 | $ 261,843 | $ 86,000 |
| Memphis, TN-MS-AR | 32 | $ 4,256,000 | $ 133,000 | $ 65,750 |
| Albany-Schenectady-Troy, NY | 29 | $ 5,253,000 | $ 181,137 | $ 79,000 |
| Cleveland-Elyria-Mentor, OH | 28 | $ 4,058,000 | $ 144,928 | $ 96,000 |
| Seattle-Bellevue-Everett, WA | 28 | $ 8,589,000 | $ 306,750 | $ 260,000 |
| Pittsburgh, PA | 27 | $ 3,936,000 | $ 145,777 | $ 63,000 |
| New Haven-Milford, CT | 26 | $ 6,112,000 | $ 235,076 | $ 60,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 26 | $ 6,989,000 | $ 268,807 | $ 84,000 |
| Hartford-West Hartford-East Hartford, CT | 25 | $ 5,197,000 | $ 207,880 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 4,246,000 | $ 176,916 | $ 62,541 |
| Greenville-Mauldin-Easley, SC | 24 | $ 3,059,000 | $ 127,458 | $ 52,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 24 | $ 3,814,000 | $ 158,916 | $ 76,000 |
| San Antonio, TX | 24 | $ 3,453,000 | $ 143,875 | $ 83,000 |
| Lake County-Kenosha County, IL-WI | 23 | $ 4,475,000 | $ 194,565 | $ 62,130 |
| Indianapolis-Carmel, IN | 22 | $ 2,888,000 | $ 131,272 | $ 57,000 |
| McAllen-Edinburg-Mission, TX | 22 | $ 2,883,000 | $ 131,045 | $ 61,000 |
| San Diego-Carlsbad-San Marcos, CA | 22 | $ 7,296,000 | $ 331,636 | $ 87,000 |
| Tacoma, WA | 22 | $ 5,272,000 | $ 239,636 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 21 | $ 3,350,000 | $ 159,523 | $ 57,000 |
| Fresno, CA | 21 | $ 4,186,000 | $ 199,333 | $ 62,000 |
| Kansas City, MO-KS | 21 | $ 2,746,000 | $ 130,761 | $ 59,238 |
| Lakeland-Winter Haven, FL | 21 | $ 3,235,000 | $ 154,047 | $ 59,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 21 | $ 5,829,000 | $ 277,571 | $ 92,000 |
| Columbus, OH | 20 | $ 2,626,000 | $ 131,300 | $ 61,000 |
| Milwaukee-Waukesha-West Allis, WI | 20 | $ 3,135,000 | $ 156,750 | $ 60,000 |
| Naples-Marco Island, FL | 19 | $ 4,267,000 | $ 224,578 | $ 67,000 |
| Tucson, AZ | 19 | $ 3,734,000 | $ 196,526 | $ 74,000 |
| Austin-Round Rock, TX | 18 | $ 2,691,000 | $ 149,500 | $ 58,000 |
| Cape Coral-Fort Myers, FL | 18 | $ 3,905,000 | $ 216,944 | $ 76,000 |
| Oakland-Fremont-Hayward, CA | 18 | $ 5,937,000 | $ 329,833 | $ 86,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 2,866,000 | $ 159,222 | $ 107,000 |
| Raleigh-Cary, NC | 18 | $ 3,460,000 | $ 192,222 | $ 57,000 |
| Santa Ana-Anaheim-Irvine, CA | 17 | $ 5,301,000 | $ 311,823 | $ 92,000 |
| Visalia-Porterville, CA | 17 | $ 3,289,000 | $ 193,470 | $ 63,000 |
| El Paso, TX | 16 | $ 2,259,000 | $ 141,187 | $ 67,000 |
| Port St. Lucie, FL | 16 | $ 2,980,000 | $ 186,250 | $ 68,000 |
| Bradenton-Sarasota-Venice, FL | 15 | $ 2,811,000 | $ 187,400 | $ 74,000 |
| Columbia, SC | 15 | $ 2,362,000 | $ 157,466 | $ 48,000 |
| Rochester, NY | 15 | $ 1,723,000 | $ 114,866 | $ 59,000 |
| Worcester, MA | 15 | $ 4,001,000 | $ 266,733 | $ 83,000 |
| Wilmington, DE-MD-NJ | 14 | $ 2,711,000 | $ 193,642 | $ 80,142 |
| Albuquerque, NM | 13 | $ 2,810,000 | $ 216,153 | $ 233,000 |
| Bakersfield, CA | 13 | $ 2,208,000 | $ 169,846 | $ 59,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 3,564,000 | $ 274,153 | $ 70,000 |
| New Orleans-Metairie-Kenner, LA | 13 | $ 2,405,000 | $ 185,000 | $ 81,000 |
| Springfield, MA | 13 | $ 1,986,000 | $ 152,769 | $ 53,000 |
| Charleston-North Charleston-Summerville, SC | 12 | $ 1,549,000 | $ 129,083 | $ 63,000 |
| Jackson, MS | 12 | $ 1,454,000 | $ 121,166 | $ 51,000 |
| Tulsa, OK | 12 | $ 1,392,000 | $ 116,000 | $ 50,000 |
| Baton Rouge, LA | 11 | $ 1,603,000 | $ 145,727 | $ 57,000 |
| Birmingham-Hoover, AL | 11 | $ 1,371,000 | $ 124,636 | $ 38,000 |
| Honolulu, HI | 11 | $ 3,584,000 | $ 325,818 | $ 86,000 |
| Peabody, MA | 11 | $ 3,786,000 | $ 344,181 | $ 80,000 |
| Dayton, OH | 10 | $ 1,099,000 | $ 109,900 | $ 54,000 |
| Oklahoma City, OK | 10 | $ 1,464,000 | $ 146,400 | $ 50,000 |
| Scranton--Wilkes-Barre, PA | 10 | $ 966,000 | $ 96,600 | $ 46,000 |
| Stockton, CA | 10 | $ 2,700,000 | $ 270,000 | $ 78,000 |
| Syracuse, NY | 10 | $ 1,004,000 | $ 100,400 | $ 47,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 1,230,000 | $ 123,000 | $ 49,000 |
| Akron, OH | 9 | $ 1,303,000 | $ 144,777 | $ 62,000 |
| Anchorage, AK | 9 | $ 1,960,000 | $ 217,777 | $ 58,000 |
| Lansing-East Lansing, MI | 9 | $ 1,202,000 | $ 133,555 | $ 61,000 |
| Norwich-New London, CT | 9 | $ 1,679,000 | $ 186,555 | $ 73,000 |
| Olympia, WA | 9 | $ 2,068,000 | $ 229,777 | $ 68,000 |
| Winston-Salem, NC | 9 | $ 926,000 | $ 102,888 | $ 33,000 |
| York-Hanover, PA | 9 | $ 1,427,000 | $ 158,555 | $ 63,000 |
| Boise City-Nampa, ID | 8 | $ 1,845,000 | $ 230,625 | $ 42,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 2,257,000 | $ 282,125 | $ 55,000 |
| Colorado Springs, CO | 8 | $ 2,373,000 | $ 296,625 | $ 95,000 |
| Gary, IN | 8 | $ 1,656,000 | $ 207,000 | $ 72,000 |
| Greensboro-High Point, NC | 8 | $ 854,000 | $ 106,750 | $ 40,000 |
| Harrisburg-Carlisle, PA | 8 | $ 852,000 | $ 106,500 | $ 49,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 1,049,000 | $ 131,125 | $ 57,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 8 | $ 1,415,000 | $ 176,875 | $ 47,000 |
| Portland-South Portland-Biddeford, ME | 8 | $ 1,589,000 | $ 198,625 | $ 69,000 |
| Racine, WI | 8 | $ 1,167,000 | $ 145,875 | $ 86,000 |
| Roanoke, VA | 8 | $ 974,000 | $ 121,750 | $ 46,000 |
| Springfield, MO | 8 | $ 867,000 | $ 108,375 | $ 40,000 |
| Vallejo-Fairfield, CA | 8 | $ 2,507,000 | $ 313,375 | $ 82,000 |
| Brownsville-Harlingen, TX | 7 | $ 841,000 | $ 120,142 | $ 82,000 |
| Buffalo-Niagara Falls, NY | 7 | $ 831,000 | $ 118,714 | $ 79,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 996,000 | $ 142,285 | $ 57,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 742,000 | $ 106,000 | $ 53,000 |
| Huntsville, AL | 7 | $ 1,186,000 | $ 169,428 | $ 86,000 |
| Lancaster, PA | 7 | $ 951,000 | $ 135,857 | $ 51,000 |
| Louisville-Jefferson County, KY-IN | 7 | $ 814,000 | $ 116,285 | $ 54,000 |
| Ocala, FL | 7 | $ 1,144,000 | $ 163,428 | $ 62,000 |
| Ogden-Clearfield, UT | 7 | $ 988,000 | $ 141,142 | $ 62,000 |
| Wilmington, NC | 7 | $ 1,172,000 | $ 167,428 | $ 58,000 |
| Asheville, NC | 6 | $ 1,204,000 | $ 200,666 | $ 57,000 |
| Chattanooga, TN-GA | 6 | $ 649,000 | $ 108,166 | $ 38,000 |
| Decatur, AL | 6 | $ 640,000 | $ 106,666 | $ 36,000 |
| Des Moines-West Des Moines, IA | 6 | $ 822,000 | $ 137,000 | $ 53,000 |
| Fayetteville, NC | 6 | $ 919,000 | $ 153,166 | $ 65,000 |
| Flint, MI | 6 | $ 784,000 | $ 130,666 | $ 53,000 |
| Fort Collins-Loveland, CO | 6 | $ 1,506,000 | $ 251,000 | $ 89,000 |
| Fort Smith, AR-OK | 6 | $ 517,000 | $ 86,166 | $ 41,500 |
| Gulfport-Biloxi, MS | 6 | $ 532,000 | $ 88,666 | $ 38,000 |
| Laredo, TX | 6 | $ 625,000 | $ 104,166 | $ 102,000 |
| Lynchburg, VA | 6 | $ 632,000 | $ 105,333 | $ 42,000 |
| Modesto, CA | 6 | $ 1,597,000 | $ 266,166 | $ 74,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 2,217,000 | $ 369,500 | $ 103,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 885,000 | $ 147,500 | $ 66,000 |
| Redding, CA | 6 | $ 1,248,000 | $ 208,000 | $ 70,000 |
| Reno-Sparks, NV | 6 | $ 1,438,000 | $ 239,666 | $ 72,000 |
| Spokane, WA | 6 | $ 804,000 | $ 134,000 | $ 68,000 |
| Tallahassee, FL | 6 | $ 1,104,000 | $ 184,000 | $ 106,000 |
| Toledo, OH | 6 | $ 710,000 | $ 118,333 | $ 50,000 |
| Trenton-Ewing, NJ | 6 | $ 848,000 | $ 141,333 | $ 54,000 |
| Utica-Rome, NY | 6 | $ 765,000 | $ 127,500 | $ 60,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 689,000 | $ 137,800 | $ 39,000 |
| Chico, CA | 5 | $ 1,066,000 | $ 213,200 | $ 57,000 |
| Corpus Christi, TX | 5 | $ 742,000 | $ 148,400 | $ 92,000 |
| Florence, SC | 5 | $ 792,000 | $ 158,400 | $ 82,000 |
| Green Bay, WI | 5 | $ 652,000 | $ 130,400 | $ 54,000 |
| Hanford-Corcoran, CA | 5 | $ 1,078,000 | $ 215,600 | $ 50,000 |
| Knoxville, TN | 5 | $ 691,000 | $ 138,200 | $ 37,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,177,000 | $ 235,400 | $ 83,000 |
| Manchester-Nashua, NH | 5 | $ 882,000 | $ 176,400 | $ 62,000 |
| Montgomery, AL | 5 | $ 591,000 | $ 118,200 | $ 46,000 |
| Punta Gorda, FL | 5 | $ 1,269,000 | $ 253,800 | $ 89,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,103,000 | $ 220,600 | $ 71,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 668,000 | $ 133,600 | $ 53,200 |
| Amarillo, TX | 4 | $ 493,000 | $ 123,250 | $ 56,000 |
| Barnstable Town, MA | 4 | $ 1,023,000 | $ 255,750 | $ 56,000 |
| Binghamton, NY | 4 | $ 399,000 | $ 99,750 | $ 49,000 |
| Canton-Massillon, OH | 4 | $ 632,000 | $ 158,000 | $ 74,000 |
| Charlottesville, VA | 4 | $ 836,000 | $ 209,000 | $ 53,000 |
| Columbus, GA-AL | 4 | $ 498,000 | $ 124,500 | $ 49,500 |
| Columbus, IN | 4 | $ 393,000 | $ 98,250 | $ 54,000 |
| Eugene-Springfield, OR | 4 | $ 905,000 | $ 226,250 | $ 92,000 |
| Gainesville, FL | 4 | $ 572,000 | $ 143,000 | $ 43,000 |
| Glens Falls, NY | 4 | $ 413,000 | $ 103,250 | $ 37,000 |
| Medford, OR | 4 | $ 1,060,000 | $ 265,000 | $ 79,000 |
| Merced, CA | 4 | $ 892,000 | $ 223,000 | $ 64,000 |
| Muncie, IN | 4 | $ 330,000 | $ 82,500 | $ 46,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 502,000 | $ 125,500 | $ 52,250 |
| Peoria, IL | 4 | $ 348,000 | $ 87,000 | $ 38,000 |
| Prescott, AZ | 4 | $ 599,000 | $ 149,750 | $ 48,000 |
| Reading, PA | 4 | $ 706,000 | $ 176,500 | $ 42,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 632,000 | $ 158,000 | $ 59,000 |
| Salem, OR | 4 | $ 685,000 | $ 171,250 | $ 63,000 |
| Savannah, GA | 4 | $ 550,000 | $ 137,500 | $ 52,000 |
| Shreveport-Bossier City, LA | 4 | $ 407,000 | $ 101,750 | $ 57,000 |
| Sumter, SC | 4 | $ 361,000 | $ 90,250 | $ 39,000 |
| Tyler, TX | 4 | $ 447,000 | $ 111,750 | $ 59,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 1,031,000 | $ 257,750 | $ 78,000 |
| Winchester, VA-WV | 4 | $ 767,000 | $ 191,750 | $ 48,500 |
| Abilene, TX | 3 | $ 227,000 | $ 75,666 | $ 48,000 |
| Albany, GA | 3 | $ 201,000 | $ 67,000 | $ 27,000 |
| Anderson, SC | 3 | $ 334,000 | $ 111,333 | $ 73,000 |
| Ann Arbor, MI | 3 | $ 484,000 | $ 161,333 | $ 35,000 |
| Anniston-Oxford, AL | 3 | $ 681,000 | $ 227,000 | $ 86,000 |
| Appleton, WI | 3 | $ 724,000 | $ 241,333 | $ 71,000 |
| Battle Creek, MI | 3 | $ 297,000 | $ 99,000 | $ 52,000 |
| Beaumont-Port Arthur, TX | 3 | $ 400,000 | $ 133,333 | $ 60,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| Boulder, CO | 3 | $ 638,000 | $ 212,666 | $ 76,000 |
| Burlington, NC | 3 | $ 503,000 | $ 167,666 | $ 46,000 |
| Clarksville, TN-KY | 3 | $ 251,000 | $ 83,666 | $ 27,000 |
| Elkhart-Goshen, IN | 3 | $ 472,000 | $ 157,333 | $ 70,000 |
| Erie, PA | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 532,000 | $ 177,333 | $ 80,000 |
| Fort Walton Beach-Crestview-Destin, FL | 3 | $ 480,000 | $ 160,000 | $ 43,000 |
| Fort Wayne, IN | 3 | $ 415,000 | $ 138,333 | $ 89,000 |
| Jackson, TN | 3 | $ 269,000 | $ 89,666 | $ 34,000 |
| Kingston, NY | 3 | $ 627,000 | $ 209,000 | $ 67,000 |
| Macon, GA | 3 | $ 329,000 | $ 109,666 | $ 48,000 |
| Madera, CA | 3 | $ 748,000 | $ 249,333 | $ 64,000 |
| Niles-Benton Harbor, MI | 3 | $ 343,000 | $ 114,333 | $ 50,000 |
| Pittsfield, MA | 3 | $ 509,000 | $ 169,666 | $ 122,000 |
| Provo-Orem, UT | 3 | $ 593,000 | $ 197,666 | $ 54,000 |
| Pueblo, CO | 3 | $ 350,000 | $ 116,666 | $ 61,000 |
| Rochester, MN | 3 | $ 435,000 | $ 145,000 | $ 150,000 |
| Salisbury, MD | 3 | $ 508,000 | $ 169,333 | $ 47,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 1,016,000 | $ 338,666 | $ 99,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 898,000 | $ 299,333 | $ 96,000 |
| Sebastian-Vero Beach, FL | 3 | $ 648,000 | $ 216,000 | $ 73,000 |
| Spartanburg, SC | 3 | $ 302,000 | $ 100,666 | $ 34,000 |
| Wausau, WI | 3 | $ 283,000 | $ 94,333 | $ 44,000 |
| Wheeling, WV-OH | 3 | $ 322,000 | $ 107,333 | $ 53,000 |
| Williamsport, PA | 3 | $ 464,000 | $ 154,666 | $ 79,000 |
| Altoona, PA | 2 | $ 179,000 | $ 89,500 | $ 37,000 |
| Anderson, IN | 2 | $ 237,000 | $ 118,500 | $ 55,000 |
| Auburn-Opelika, AL | 2 | $ 265,000 | $ 132,500 | $ 45,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 179,000 | $ 89,500 | $ 42,500 |
| Bangor, ME | 2 | $ 258,000 | $ 129,000 | $ 67,000 |
| Burlington-South Burlington, VT | 2 | $ 449,000 | $ 224,500 | $ 57,000 |
| Cedar Rapids, IA | 2 | $ 219,000 | $ 109,500 | $ 31,000 |
| Charleston, WV | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Coeur D'Alene, ID | 2 | $ 612,000 | $ 306,000 | $ 65,000 |
| Cumberland, MD-WV | 2 | $ 226,000 | $ 113,000 | $ 47,000 |
| Danville, VA | 2 | $ 225,000 | $ 112,500 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 153,000 | $ 76,500 | $ 33,000 |
| Decatur, IL | 2 | $ 208,000 | $ 104,000 | $ 71,000 |
| Dover, DE | 2 | $ 414,000 | $ 207,000 | $ 73,000 |
| Durham, NC | 2 | $ 551,000 | $ 275,500 | $ 33,000 |
| El Centro, CA | 2 | $ 424,000 | $ 212,000 | $ 41,000 |
| Evansville, IN-KY | 2 | $ 543,000 | $ 271,500 | $ 134,000 |
| Florence-Muscle Shoals, AL | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Fond Du Lac, WI | 2 | $ 367,000 | $ 183,500 | $ 92,000 |
| Gadsden, AL | 2 | $ 525,000 | $ 262,500 | $ 103,000 |
| Grand Forks, ND-MN | 2 | $ 311,000 | $ 155,500 | $ 72,000 |
| Grand Junction, CO | 2 | $ 261,000 | $ 130,500 | $ 59,000 |
| Great Falls, MT | 2 | $ 164,000 | $ 82,000 | $ 96,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 498,000 | $ 249,000 | $ 57,000 |
| Harrisonburg, VA | 2 | $ 603,000 | $ 301,500 | $ 59,000 |
| Hattiesburg, MS | 2 | $ 282,000 | $ 141,000 | $ 50,000 |
| Jackson, MI | 2 | $ 250,000 | $ 125,000 | $ 20,000 |
| Janesville, WI | 2 | $ 198,000 | $ 99,000 | $ 35,000 |
| Jefferson City, MO | 2 | $ 374,000 | $ 187,000 | $ 63,000 |
| Johnson City, TN | 2 | $ 144,000 | $ 72,000 | $ 40,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 277,000 | $ 138,500 | $ 35,000 |
| Lafayette, IN | 2 | $ 164,000 | $ 82,000 | $ 39,000 |
| Lafayette, LA | 2 | $ 234,000 | $ 117,000 | $ 113,000 |
| Lebanon, PA | 2 | $ 428,000 | $ 214,000 | $ 62,000 |
| Lima, OH | 2 | $ 215,000 | $ 107,500 | $ 43,000 |
| Longview, TX | 2 | $ 163,000 | $ 81,500 | $ 84,000 |
| Longview, WA | 2 | $ 377,000 | $ 188,500 | $ 90,000 |
| Lubbock, TX | 2 | $ 202,000 | $ 101,000 | $ 75,000 |
| Madison, WI | 2 | $ 358,000 | $ 179,000 | $ 57,000 |
| Mobile, AL | 2 | $ 435,000 | $ 217,500 | $ 81,000 |
| Monroe, MI | 2 | $ 263,000 | $ 131,500 | $ 68,000 |
| Morristown, TN | 2 | $ 345,000 | $ 172,500 | $ 63,000 |
| Ocean City, NJ | 2 | $ 354,000 | $ 177,000 | $ 40,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 223,000 | $ 111,500 | $ 21,000 |
| Pascagoula, MS | 2 | $ 196,000 | $ 98,000 | $ 27,000 |
| Rockford, IL | 2 | $ 203,000 | $ 101,500 | $ 49,000 |
| Rome, GA | 2 | $ 155,000 | $ 77,500 | $ 33,000 |
| Salinas, CA | 2 | $ 924,000 | $ 462,000 | $ 186,000 |
| San Angelo, TX | 2 | $ 159,000 | $ 79,500 | $ 30,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,178,000 | $ 589,000 | $ 134,000 |
| Santa Fe, NM | 2 | $ 175,000 | $ 87,500 | $ 44,000 |
| Sheboygan, WI | 2 | $ 201,000 | $ 100,500 | $ 150,000 |
| State College, PA | 2 | $ 206,000 | $ 103,000 | $ 53,000 |
| Terre Haute, IN | 2 | $ 151,000 | $ 75,500 | $ 49,000 |
| Wichita, KS | 2 | $ 206,000 | $ 103,000 | $ 50,000 |
| Yuba City, CA | 2 | $ 613,000 | $ 306,500 | $ 60,000 |
| Bay City, MI | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Bellingham, WA | 1 | $ 333,000 | $ 333,000 | $ 126,000 |
| Bloomington, IN | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Bloomington-Normal, IL | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Champaign-Urbana, IL | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Cleveland, TN | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| College Station-Bryan, TX | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Dalton, GA | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Dothan, AL | 1 | $ 316,000 | $ 316,000 | $ 99,000 |
| Eau Claire, WI | 1 | $ 190,000 | $ 190,000 | $ 29,000 |
| Elmira, NY | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Fairbanks, AK | 1 | $ 223,000 | $ 223,000 | $ 128,000 |
| Fargo, ND-MN | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Flagstaff, AZ | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Gainesville, GA | 1 | $ 149,000 | $ 149,000 | $ 90,000 |
| Goldsboro, NC | 1 | $ 187,000 | $ 187,000 | $ 89,000 |
| Holland-Grand Haven, MI | 1 | $ 162,000 | $ 162,000 | $ 130,000 |
| Hot Springs, AR | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Jacksonville, NC | 1 | $ 202,000 | $ 202,000 | $ 112,000 |
| Johnstown, PA | 1 | $ 209,000 | $ 209,000 | $ 85,000 |
| Jonesboro, AR | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Joplin, MO | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Kalamazoo-Portage, MI | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 114,000 | $ 114,000 | $ 86,000 |
| Las Cruces, NM | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Lawrence, KS | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Lawton, OK | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Lewiston-Auburn, ME | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Mansfield, OH | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Monroe, LA | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Napa, CA | 1 | $ 710,000 | $ 710,000 | $ 192,000 |
| Odessa, TX | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Palm Coast, FL | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Panama City-Lynn Haven, FL | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Rapid City, SD | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 332,000 | $ 332,000 | $ 47,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 268,000 | $ 268,000 | $ 60,000 |
| Sherman-Denison, TX | 1 | $ 179,000 | $ 179,000 | $ 46,000 |
| Sioux Falls, SD | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Springfield, IL | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Springfield, OH | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Valdosta, GA | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Victoria, TX | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Waco, TX | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Yuma, AZ | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Saxon Mortgage in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,434 | $884,268,000 | $199,000 | $1,663,000 | $70,000 | $5,205,000 |
| Home Purchase | 551 | $114,888,000 | $208,000 | $949,000 | $88,000 | $1,476,000 |
| Home Improvement | 133 | $27,667,000 | $208,000 | $600,000 | $68,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,032 | $394,473,000 | $194,000 | $710,000 | $67,000 | $1,650,000 |
| White | 1,801 | $369,366,000 | $205,000 | $1,663,000 | $77,000 | $5,205,000 |
| Black or African American | 713 | $134,434,000 | $188,000 | $600,000 | $64,000 | $1,020,000 |
| Hispanic | 491 | $107,755,000 | $219,000 | $999,000 | $76,000 | $2,520,000 |
| Asian | 45 | $12,742,000 | $283,000 | $732,000 | $150,000 | $1,476,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,054,000 | $213,000 | $410,000 | $56,000 | $132,000 |
| American Indian or Alaskan Native | 17 | $3,999,000 | $235,000 | $410,000 | $117,000 | $1,062,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,118 | $1,026,823,000 | $200,000 | $1,663,000 | $72,000 | $5,205,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,628 | $541,850,000 | $206,000 | $1,500,000 | $79,000 | $2,535,000 |
| Application Denied By Financial Institution | 2,315 | $455,533,000 | $196,000 | $1,663,000 | $64,000 | $5,205,000 |
| Loan Originated | 151 | $24,611,000 | $162,000 | $417,000 | $62,000 | $208,000 |
| Preapproval Denied by Financial Institution | 23 | $4,454,000 | $193,000 | $428,000 | $73,000 | $159,000 |
| Application Approved But Not Accepted | 1 | $375,000 | $375,000 | $375,000 | $116,000 | $116,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 34 | $6,197,000 | $182,000 | $417,000 | $76,000 | $190,000 |
| Debt-To-Income Ratio | 26 | $4,505,000 | $173,000 | $401,000 | $52,000 | $125,000 |
| Other | 5 | $1,004,000 | $200,000 | $417,000 | $58,000 | $95,000 |
| Credit Application Incomplete | 4 | $498,000 | $124,000 | $207,000 | $49,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $690,000 | $230,000 | $416,000 | $64,000 | $76,000 |
| Unverifiable Information | 1 | $81,000 | $81,000 | $81,000 | $30,000 | $30,000 |
| Collateral | 1 | $130,000 | $130,000 | $130,000 | $102,000 | $102,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Saxon Mortgage's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Saxon Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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