Saxon Mortgage Mortgage Lending & HMDA Data, 2008

In 2008, Saxon Mortgage of Glen Allen, VA reported 5,118 mortgage applications totaling $1.0 billion, down 90% from 2007. The average application was for $200,629, and applicants reported an average income of $71,885. 3% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (197), Atlanta-Sandy Springs-Marietta, GA (193) and Washington-Arlington-Alexandria, DC-VA-MD-WV (193) (applications in parentheses).

Mortgage Company & Address Saxon Mortgage
4840 Cox Road
Glen Allen, VA 23060
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,118
Total Mortgage Loan Application Amount $1,026,823,000
Average Mortgage Loan Application Amount $200,629
Highest Mortgage Loan Application Amount $1,663,000
Average Applicant Income $71,885
Highest Applicant Income $5,205,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Saxon Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Saxon Mortgage by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 146 $ 29,282,000 $ 200,561 $ 71,000
Los Angeles, California 120 $ 38,235,000 $ 318,625 $ 82,000
Miami-Dade, Florida 109 $ 24,341,000 $ 223,311 $ 66,000
Maricopa, Arizona 97 $ 22,184,000 $ 228,701 $ 77,000
Prince George's, Maryland 96 $ 28,248,000 $ 294,250 $ 78,000
Broward, Florida 83 $ 17,623,000 $ 212,325 $ 64,000
Harris, Texas 80 $ 11,434,000 $ 142,925 $ 76,000
San Bernardino, California 57 $ 14,813,000 $ 259,877 $ 67,000
Riverside, California 55 $ 16,129,000 $ 293,254 $ 97,000
Palm Beach, Florida 53 $ 10,847,000 $ 204,660 $ 73,000
Hillsborough, Florida 51 $ 10,184,000 $ 199,686 $ 67,000
Baltimore, Maryland 49 $ 11,431,000 $ 233,285 $ 63,000
Clark, Nevada 49 $ 13,134,000 $ 268,040 $ 82,000
Wayne, Michigan 48 $ 5,221,000 $ 108,770 $ 48,000
Orange, Florida 42 $ 8,153,000 $ 194,119 $ 119,000
Salt Lake, Utah 38 $ 7,393,000 $ 194,552 $ 68,000
Dallas, Texas 37 $ 5,728,000 $ 154,810 $ 84,000
DeKalb, Georgia 36 $ 6,556,000 $ 182,111 $ 75,000
Fulton, Georgia 35 $ 6,660,000 $ 190,285 $ 71,000
Suffolk, New York 35 $ 11,656,000 $ 333,028 $ 91,000
Baltimore City, Maryland 34 $ 5,799,000 $ 170,558 $ 50,000
Duval, Florida 32 $ 5,259,000 $ 164,343 $ 56,000
Nassau, New York 31 $ 10,807,000 $ 348,612 $ 113,000
Pinellas, Florida 29 $ 4,864,000 $ 167,724 $ 63,000
St. Louis, Missouri 29 $ 3,738,000 $ 128,896 $ 59,000
Gwinnett, Georgia 28 $ 5,477,000 $ 195,607 $ 66,000
Philadelphia, Pennsylvania 27 $ 3,095,000 $ 114,629 $ 43,000
New Haven, Connecticut 26 $ 6,112,000 $ 235,076 $ 60,000
Anne Arundel, Maryland 26 $ 7,484,000 $ 287,846 $ 86,000
Tarrant, Texas 26 $ 4,205,000 $ 161,730 $ 68,000
Fairfax, Virginia 24 $ 7,041,000 $ 293,375 $ 78,000
Montgomery, Maryland 23 $ 6,437,000 $ 279,869 $ 90,000
Oakland, Michigan 23 $ 5,884,000 $ 255,826 $ 96,000
Prince William, Virginia 23 $ 6,089,000 $ 264,739 $ 75,000
San Diego, California 22 $ 7,296,000 $ 331,636 $ 87,000
Queens, New York 22 $ 7,970,000 $ 362,272 $ 108,000
Hidalgo, Texas 22 $ 2,883,000 $ 131,045 $ 61,000
King, Washington 22 $ 6,786,000 $ 308,454 $ 310,000
Pierce, Washington 22 $ 5,272,000 $ 239,636 $ 65,000
Fresno, California 21 $ 4,186,000 $ 199,333 $ 62,000
Polk, Florida 21 $ 3,235,000 $ 154,047 $ 59,000
Volusia, Florida 21 $ 3,350,000 $ 159,523 $ 57,000
Sacramento, California 20 $ 5,539,000 $ 276,950 $ 92,000
Shelby, Tennessee 20 $ 2,305,000 $ 115,250 $ 59,000
Henrico, Virginia 20 $ 3,981,000 $ 199,050 $ 63,000
Virginia Beach, Virginia 20 $ 4,317,000 $ 215,850 $ 54,000
Pima, Arizona 19 $ 3,734,000 $ 196,526 $ 74,000
Collier, Florida 19 $ 4,267,000 $ 224,578 $ 67,000
Osceola, Florida 19 $ 3,584,000 $ 188,631 $ 61,000
Charles, Maryland 19 $ 5,569,000 $ 293,105 $ 86,000
Hamilton, Ohio 19 $ 2,189,000 $ 115,210 $ 41,000
Greenville, South Carolina 19 $ 2,556,000 $ 134,526 $ 54,000
Brevard, Florida 18 $ 2,866,000 $ 159,222 $ 107,000
Lee, Florida 18 $ 3,905,000 $ 216,944 $ 76,000
Lake, Illinois 18 $ 3,409,000 $ 189,388 $ 58,000
Will, Illinois 18 $ 3,822,000 $ 212,333 $ 59,000
Mecklenburg, North Carolina 18 $ 2,538,000 $ 141,000 $ 46,000
Bexar, Texas 18 $ 2,567,000 $ 142,611 $ 91,000
Denton, Texas 18 $ 5,494,000 $ 305,222 $ 104,000
Orange, California 17 $ 5,301,000 $ 311,823 $ 92,000
Tulare, California 17 $ 3,289,000 $ 193,470 $ 63,000
Hartford, Connecticut 17 $ 3,546,000 $ 208,588 $ 64,000
Burlington, New Jersey 17 $ 4,029,000 $ 237,000 $ 85,000
Essex, New Jersey 17 $ 5,093,000 $ 299,588 $ 184,000
Union, New Jersey 17 $ 4,642,000 $ 273,058 $ 74,000
Collin, Texas 17 $ 3,274,000 $ 192,588 $ 160,000
Fort Bend, Texas 17 $ 3,601,000 $ 211,823 $ 97,000
Seminole, Florida 16 $ 3,345,000 $ 209,062 $ 79,000
Clayton, Georgia 16 $ 2,184,000 $ 136,500 $ 46,000
Cuyahoga, Ohio 16 $ 1,924,000 $ 120,250 $ 95,000
Franklin, Ohio 16 $ 2,083,000 $ 130,187 $ 65,000
El Paso, Texas 16 $ 2,259,000 $ 141,187 $ 67,000
Worcester, Massachusetts 15 $ 4,001,000 $ 266,733 $ 83,000
Bergen, New Jersey 15 $ 4,517,000 $ 301,133 $ 86,000
Milwaukee, Wisconsin 15 $ 1,899,000 $ 126,600 $ 51,000
Pasco, Florida 14 $ 3,040,000 $ 217,142 $ 78,000
Cobb, Georgia 14 $ 2,138,000 $ 152,714 $ 83,000
Plymouth, Massachusetts 14 $ 4,261,000 $ 304,357 $ 85,000
Middlesex, New Jersey 14 $ 3,001,000 $ 214,357 $ 74,000
Morris, New Jersey 14 $ 4,232,000 $ 302,285 $ 102,000
Ocean, New Jersey 14 $ 3,433,000 $ 245,214 $ 58,000
Kings, New York 14 $ 5,037,000 $ 359,785 $ 82,000
Orange, New York 14 $ 3,416,000 $ 244,000 $ 84,000
Westchester, New York 14 $ 4,117,000 $ 294,071 $ 94,000
Pinal, Arizona 13 $ 2,749,000 $ 211,461 $ 59,000
Contra Costa, California 13 $ 4,032,000 $ 310,153 $ 92,000
Kern, California 13 $ 2,208,000 $ 169,846 $ 59,000
Fairfield, Connecticut 13 $ 3,564,000 $ 274,153 $ 70,000
St. Lucie, Florida 13 $ 2,294,000 $ 176,461 $ 66,000
Suffolk, Massachusetts 13 $ 3,741,000 $ 287,769 $ 77,000
Camden, New Jersey 13 $ 2,416,000 $ 185,846 $ 58,000
Multnomah, Oregon 13 $ 3,560,000 $ 273,846 $ 83,000
Washington, Oregon 13 $ 3,582,000 $ 275,538 $ 100,000
Allegheny, Pennsylvania 13 $ 1,732,000 $ 133,230 $ 64,000
DuPage, Illinois 12 $ 3,024,000 $ 252,000 $ 120,000
Bristol, Massachusetts 12 $ 2,725,000 $ 227,083 $ 65,000
Hampden, Massachusetts 12 $ 1,780,000 $ 148,333 $ 52,000
Jackson, Missouri 12 $ 1,396,000 $ 116,333 $ 52,000
Monmouth, New Jersey 12 $ 4,053,000 $ 337,750 $ 185,000
Albany, New York 12 $ 1,983,000 $ 165,250 $ 94,000
Dutchess, New York 12 $ 3,573,000 $ 297,750 $ 83,000
Wake, North Carolina 12 $ 2,304,000 $ 192,000 $ 58,000
Monroe, Pennsylvania 12 $ 2,744,000 $ 228,666 $ 61,000
Providence, Rhode Island 12 $ 2,775,000 $ 231,250 $ 63,000
Honolulu, Hawaii 11 $ 3,584,000 $ 325,818 $ 86,000
Marion, Indiana 11 $ 1,238,000 $ 112,545 $ 46,000
Harford, Maryland 11 $ 2,736,000 $ 248,727 $ 71,000
Essex, Massachusetts 11 $ 3,786,000 $ 344,181 $ 80,000
Monroe, New York 11 $ 1,290,000 $ 117,272 $ 55,000
San Joaquin, California 10 $ 2,700,000 $ 270,000 $ 78,000
Denver, Colorado 10 $ 2,023,000 $ 202,300 $ 52,000
District of Columbia, District Of Columbia 10 $ 3,099,000 $ 309,900 $ 129,000
Bernalillo, New Mexico 10 $ 2,303,000 $ 230,300 $ 289,000
Rensselaer, New York 10 $ 1,974,000 $ 197,400 $ 62,000
Davidson, Tennessee 10 $ 1,609,000 $ 160,900 $ 101,000
Chesterfield, Virginia 10 $ 2,212,000 $ 221,200 $ 85,000
Jefferson, Alabama 9 $ 1,201,000 $ 133,444 $ 43,000
Adams, Colorado 9 $ 1,876,000 $ 208,444 $ 68,000
New London, Connecticut 9 $ 1,679,000 $ 186,555 $ 73,000
New Castle, Delaware 9 $ 1,568,000 $ 174,222 $ 74,000
Sarasota, Florida 9 $ 1,738,000 $ 193,111 $ 86,000
Douglas, Georgia 9 $ 1,546,000 $ 171,777 $ 60,000
Frederick, Maryland 9 $ 1,942,000 $ 215,777 $ 77,000
Onondaga, New York 9 $ 944,000 $ 104,888 $ 49,000
Richmond, New York 9 $ 2,683,000 $ 298,111 $ 80,000
Summit, Ohio 9 $ 1,303,000 $ 144,777 $ 62,000
Oklahoma, Oklahoma 9 $ 1,361,000 $ 151,222 $ 49,000
Tulsa, Oklahoma 9 $ 941,000 $ 104,555 $ 44,000
Delaware, Pennsylvania 9 $ 1,542,000 $ 171,333 $ 86,000
Lehigh, Pennsylvania 9 $ 1,503,000 $ 167,000 $ 52,000
Montgomery, Pennsylvania 9 $ 1,816,000 $ 201,777 $ 80,000
Northampton, Pennsylvania 9 $ 1,190,000 $ 132,222 $ 47,000
York, Pennsylvania 9 $ 1,427,000 $ 158,555 $ 63,000
Clark, Washington 9 $ 2,135,000 $ 237,222 $ 79,000
Thurston, Washington 9 $ 2,068,000 $ 229,777 $ 68,000
Anchorage, Alaska 8 $ 1,840,000 $ 230,000 $ 61,000
Solano, California 8 $ 2,507,000 $ 313,375 $ 82,000
Arapahoe, Colorado 8 $ 1,559,000 $ 194,875 $ 80,000
Rockdale, Georgia 8 $ 2,451,000 $ 306,375 $ 79,000
Kane, Illinois 8 $ 1,635,000 $ 204,375 $ 74,000
Lake, Indiana 8 $ 1,656,000 $ 207,000 $ 72,000
East Baton Rouge, Louisiana 8 $ 1,318,000 $ 164,750 $ 64,000
St. Mary's, Maryland 8 $ 1,956,000 $ 244,500 $ 58,000
Middlesex, Massachusetts 8 $ 2,257,000 $ 282,125 $ 55,000
Norfolk, Massachusetts 8 $ 2,299,000 $ 287,375 $ 73,000
Macomb, Michigan 8 $ 1,162,000 $ 145,250 $ 51,000
DeSoto, Mississippi 8 $ 1,437,000 $ 179,625 $ 84,000
Butler, Ohio 8 $ 1,228,000 $ 153,500 $ 71,000
Horry, South Carolina 8 $ 1,415,000 $ 176,875 $ 47,000
Richland, South Carolina 8 $ 991,000 $ 123,875 $ 45,000
Travis, Texas 8 $ 1,215,000 $ 151,875 $ 71,000
Newport News, Virginia 8 $ 1,034,000 $ 129,250 $ 38,000
Racine, Wisconsin 8 $ 1,167,000 $ 145,875 $ 86,000
Pulaski, Arkansas 7 $ 993,000 $ 141,857 $ 59,000
El Paso, Colorado 7 $ 2,015,000 $ 287,857 $ 94,000
Marion, Florida 7 $ 1,144,000 $ 163,428 $ 62,000
Hawaii, Hawaii 7 $ 1,851,000 $ 264,428 $ 76,000
Anoka, Minnesota 7 $ 1,669,000 $ 238,428 $ 66,000
Hennepin, Minnesota 7 $ 1,568,000 $ 224,000 $ 81,000
Hinds, Mississippi 7 $ 799,000 $ 114,142 $ 43,000
Greene, Missouri 7 $ 761,000 $ 108,714 $ 40,000
Gloucester, New Jersey 7 $ 1,685,000 $ 240,714 $ 73,000
Hudson, New Jersey 7 $ 2,221,000 $ 317,285 $ 125,000
Forsyth, North Carolina 7 $ 795,000 $ 113,571 $ 35,000
New Hanover, North Carolina 7 $ 1,172,000 $ 167,428 $ 58,000
Union, North Carolina 7 $ 1,309,000 $ 187,000 $ 50,000
Dauphin, Pennsylvania 7 $ 681,000 $ 97,285 $ 43,000
Lancaster, Pennsylvania 7 $ 951,000 $ 135,857 $ 51,000
Luzerne, Pennsylvania 7 $ 601,000 $ 85,857 $ 47,000
Westmoreland, Pennsylvania 7 $ 1,475,000 $ 210,714 $ 71,000
Cameron, Texas 7 $ 841,000 $ 120,142 $ 82,000
Galveston, Texas 7 $ 688,000 $ 98,285 $ 61,000
Johnson, Texas 7 $ 885,000 $ 126,428 $ 80,000
Chesapeake, Virginia 7 $ 1,053,000 $ 150,428 $ 64,000
Loudoun, Virginia 7 $ 2,172,000 $ 310,285 $ 91,000
Shasta, California 6 $ 1,248,000 $ 208,000 $ 70,000
Stanislaus, California 6 $ 1,597,000 $ 266,166 $ 74,000
Ventura, California 6 $ 2,217,000 $ 369,500 $ 103,000
Larimer, Colorado 6 $ 1,506,000 $ 251,000 $ 89,000
Litchfield, Connecticut 6 $ 1,366,000 $ 227,666 $ 72,000
Leon, Florida 6 $ 1,104,000 $ 184,000 $ 106,000
Manatee, Florida 6 $ 1,073,000 $ 178,833 $ 54,000
Forsyth, Georgia 6 $ 1,262,000 $ 210,333 $ 79,000
Kendall, Illinois 6 $ 1,205,000 $ 200,833 $ 66,000
McHenry, Illinois 6 $ 1,632,000 $ 272,000 $ 101,000
Orleans, Louisiana 6 $ 1,442,000 $ 240,333 $ 111,000
Carroll, Maryland 6 $ 1,659,000 $ 276,500 $ 67,000
Howard, Maryland 6 $ 1,488,000 $ 248,000 $ 64,000
Genesee, Michigan 6 $ 784,000 $ 130,666 $ 53,000
Ingham, Michigan 6 $ 758,000 $ 126,333 $ 48,000
Scott, Minnesota 6 $ 1,662,000 $ 277,000 $ 64,000
St. Louis City, Missouri 6 $ 623,000 $ 103,833 $ 49,000
Washoe, Nevada 6 $ 1,438,000 $ 239,666 $ 72,000
Mercer, New Jersey 6 $ 848,000 $ 141,333 $ 54,000
Somerset, New Jersey 6 $ 1,664,000 $ 277,333 $ 74,000
Erie, New York 6 $ 730,000 $ 121,666 $ 69,000
Lucas, Ohio 6 $ 710,000 $ 118,333 $ 50,000
Montgomery, Ohio 6 $ 675,000 $ 112,500 $ 56,000
Clackamas, Oregon 6 $ 1,454,000 $ 242,333 $ 68,000
Chester, Pennsylvania 6 $ 1,628,000 $ 271,333 $ 73,000
Pike, Pennsylvania 6 $ 1,238,000 $ 206,333 $ 68,000
Kent, Rhode Island 6 $ 1,386,000 $ 231,000 $ 89,000
Charleston, South Carolina 6 $ 707,000 $ 117,833 $ 39,000
Webb, Texas 6 $ 625,000 $ 104,166 $ 102,000
Richmond City, Virginia 6 $ 960,000 $ 160,000 $ 74,000
Snohomish, Washington 6 $ 1,803,000 $ 300,500 $ 80,000
Spokane, Washington 6 $ 804,000 $ 134,000 $ 68,000
Mohave, Arizona 5 $ 1,177,000 $ 235,400 $ 83,000
Alameda, California 5 $ 1,905,000 $ 381,000 $ 71,000
Butte, California 5 $ 1,066,000 $ 213,200 $ 57,000
Kings, California 5 $ 1,078,000 $ 215,600 $ 50,000
Tolland, Connecticut 5 $ 1,063,000 $ 212,600 $ 67,000
Charlotte, Florida 5 $ 1,269,000 $ 253,800 $ 89,000
Coweta, Georgia 5 $ 1,284,000 $ 256,800 $ 61,000
Henry, Georgia 5 $ 1,162,000 $ 232,400 $ 103,000
Polk, Iowa 5 $ 519,000 $ 103,800 $ 48,000
Harrison, Mississippi 5 $ 436,000 $ 87,200 $ 41,000
Hillsborough, New Hampshire 5 $ 882,000 $ 176,400 $ 62,000
Rockingham, New Hampshire 5 $ 1,103,000 $ 220,600 $ 71,000
Atlantic, New Jersey 5 $ 689,000 $ 137,800 $ 39,000
Passaic, New Jersey 5 $ 1,781,000 $ 356,200 $ 116,000
Warren, New Jersey 5 $ 1,436,000 $ 287,200 $ 114,000
Bronx, New York 5 $ 1,598,000 $ 319,600 $ 71,000
Oneida, New York 5 $ 679,000 $ 135,800 $ 65,000
Guilford, North Carolina 5 $ 583,000 $ 116,600 $ 46,000
Lake, Ohio 5 $ 1,151,000 $ 230,200 $ 140,000
Mahoning, Ohio 5 $ 566,000 $ 113,200 $ 52,000
Lancaster, South Carolina 5 $ 585,000 $ 117,000 $ 46,000
Pickens, South Carolina 5 $ 503,000 $ 100,600 $ 47,000
Marshall, Tennessee 5 $ 910,000 $ 182,000 $ 39,000
Ellis, Texas 5 $ 626,000 $ 125,200 $ 49,000
Davis, Utah 5 $ 720,000 $ 144,000 $ 59,000
Orange, Virginia 5 $ 964,000 $ 192,800 $ 38,000
Grant, Washington 5 $ 778,000 $ 155,600 $ 48,000
Kenosha, Wisconsin 5 $ 1,066,000 $ 213,200 $ 77,000
Madison, Alabama 4 $ 856,000 $ 214,000 $ 90,000
Morgan, Alabama 4 $ 496,000 $ 124,000 $ 38,000
Yavapai, Arizona 4 $ 599,000 $ 149,750 $ 48,000
Merced, California 4 $ 892,000 $ 223,000 $ 64,000
Windham, Connecticut 4 $ 1,136,000 $ 284,000 $ 91,000
Alachua, Florida 4 $ 572,000 $ 143,000 $ 43,000
Escambia, Florida 4 $ 435,000 $ 108,750 $ 55,000
Fayette, Georgia 4 $ 896,000 $ 224,000 $ 72,000
Newton, Georgia 4 $ 603,000 $ 150,750 $ 42,000
Walton, Georgia 4 $ 800,000 $ 200,000 $ 64,000
Ada, Idaho 4 $ 927,000 $ 231,750 $ 39,000
Bartholomew, Indiana 4 $ 393,000 $ 98,250 $ 54,000
Clark, Indiana 4 $ 425,000 $ 106,250 $ 58,000
Delaware, Indiana 4 $ 330,000 $ 82,500 $ 46,000
St. Joseph, Indiana 4 $ 536,000 $ 134,000 $ 58,000
Caddo, Louisiana 4 $ 407,000 $ 101,750 $ 57,000
Jefferson, Louisiana 4 $ 485,000 $ 121,250 $ 42,000
York, Maine 4 $ 628,000 $ 157,000 $ 65,000
Barnstable, Massachusetts 4 $ 1,023,000 $ 255,750 $ 56,000
Barry, Michigan 4 $ 522,000 $ 130,500 $ 59,000
Saginaw, Michigan 4 $ 632,000 $ 158,000 $ 59,000
Ramsey, Minnesota 4 $ 908,000 $ 227,000 $ 72,000
Cumberland, New Jersey 4 $ 1,031,000 $ 257,750 $ 78,000
Salem, New Jersey 4 $ 911,000 $ 227,750 $ 98,000
Taos, New Mexico 4 $ 900,000 $ 225,000 $ 69,000
Putnam, New York 4 $ 1,278,000 $ 319,500 $ 97,000
Rockland, New York 4 $ 1,128,000 $ 282,000 $ 84,000
Schenectady, New York 4 $ 664,000 $ 166,000 $ 70,000
Cabarrus, North Carolina 4 $ 634,000 $ 158,500 $ 64,000
Caldwell, North Carolina 4 $ 359,000 $ 89,750 $ 54,000
Iredell, North Carolina 4 $ 845,000 $ 211,250 $ 88,000
Lorain, Ohio 4 $ 474,000 $ 118,500 $ 70,000
Scioto, Ohio 4 $ 503,000 $ 125,750 $ 92,000
Stark, Ohio 4 $ 632,000 $ 158,000 $ 74,000
Trumbull, Ohio 4 $ 594,000 $ 148,500 $ 50,000
Jackson, Oregon 4 $ 1,060,000 $ 265,000 $ 79,000
Josephine, Oregon 4 $ 1,055,000 $ 263,750 $ 71,000
Lane, Oregon 4 $ 905,000 $ 226,250 $ 92,000
Linn, Oregon 4 $ 792,000 $ 198,000 $ 75,000
Berks, Pennsylvania 4 $ 706,000 $ 176,500 $ 42,000
Bucks, Pennsylvania 4 $ 1,189,000 $ 297,250 $ 101,000
Washington, Rhode Island 4 $ 1,395,000 $ 348,750 $ 79,000
Fairfield, South Carolina 4 $ 975,000 $ 243,750 $ 58,000
Sumter, South Carolina 4 $ 361,000 $ 90,250 $ 39,000
Hardeman, Tennessee 4 $ 258,000 $ 64,500 $ 31,000
Rutherford, Tennessee 4 $ 716,000 $ 179,000 $ 50,000
Wilson, Tennessee 4 $ 752,000 $ 188,000 $ 58,000
Comal, Texas 4 $ 596,000 $ 149,000 $ 47,000
Montgomery, Texas 4 $ 690,000 $ 172,500 $ 110,000
Parker, Texas 4 $ 620,000 $ 155,000 $ 101,000
Smith, Texas 4 $ 447,000 $ 111,750 $ 59,000
Williamson, Texas 4 $ 636,000 $ 159,000 $ 53,000
Culpeper, Virginia 4 $ 1,151,000 $ 287,750 $ 80,000
King George, Virginia 4 $ 1,186,000 $ 296,500 $ 183,000
Portsmouth, Virginia 4 $ 622,000 $ 155,500 $ 61,000
Raleigh, West Virginia 4 $ 333,000 $ 83,250 $ 41,000
Calhoun, Alabama 3 $ 681,000 $ 227,000 $ 86,000
Limestone, Alabama 3 $ 330,000 $ 110,000 $ 80,000
Montgomery, Alabama 3 $ 406,000 $ 135,333 $ 51,000
Washington, Arkansas 3 $ 532,000 $ 177,333 $ 80,000
Humboldt, California 3 $ 607,000 $ 202,333 $ 61,000
Madera, California 3 $ 748,000 $ 249,333 $ 64,000
San Luis Obispo, California 3 $ 1,016,000 $ 338,666 $ 99,000
Santa Barbara, California 3 $ 898,000 $ 299,333 $ 96,000
Boulder, Colorado 3 $ 638,000 $ 212,666 $ 76,000
Douglas, Colorado 3 $ 977,000 $ 325,666 $ 207,000
Jefferson, Colorado 3 $ 767,000 $ 255,666 $ 93,000
Pueblo, Colorado 3 $ 350,000 $ 116,666 $ 61,000
Middlesex, Connecticut 3 $ 588,000 $ 196,000 $ 58,000
Clay, Florida 3 $ 368,000 $ 122,666 $ 40,000
DeSoto, Florida 3 $ 562,000 $ 187,333 $ 46,000
Indian River, Florida 3 $ 648,000 $ 216,000 $ 73,000
Martin, Florida 3 $ 686,000 $ 228,666 $ 77,000
Okaloosa, Florida 3 $ 480,000 $ 160,000 $ 43,000
Barrow, Georgia 3 $ 307,000 $ 102,333 $ 46,000
Bartow, Georgia 3 $ 429,000 $ 143,000 $ 42,000
Carroll, Georgia 3 $ 372,000 $ 124,000 $ 41,000
Habersham, Georgia 3 $ 540,000 $ 180,000 $ 51,000
Paulding, Georgia 3 $ 491,000 $ 163,666 $ 73,000
Walker, Georgia 3 $ 370,000 $ 123,333 $ 36,000
Canyon, Idaho 3 $ 675,000 $ 225,000 $ 45,000
Madison, Illinois 3 $ 403,000 $ 134,333 $ 62,000
St. Clair, Illinois 3 $ 476,000 $ 158,666 $ 103,000
Allen, Indiana 3 $ 415,000 $ 138,333 $ 89,000
Elkhart, Indiana 3 $ 472,000 $ 157,333 $ 70,000
Morgan, Indiana 3 $ 462,000 $ 154,000 $ 95,000
Johnson, Kansas 3 $ 646,000 $ 215,333 $ 101,000
Morris, Kansas 3 $ 419,000 $ 139,666 $ 86,000
St. Tammany, Louisiana 3 $ 478,000 $ 159,333 $ 75,000
Cumberland, Maine 3 $ 699,000 $ 233,000 $ 70,000
Dorchester, Maryland 3 $ 554,000 $ 184,666 $ 43,000
Berkshire, Massachusetts 3 $ 509,000 $ 169,666 $ 122,000
Allegan, Michigan 3 $ 243,000 $ 81,000 $ 49,000
Berrien, Michigan 3 $ 343,000 $ 114,333 $ 50,000
Calhoun, Michigan 3 $ 297,000 $ 99,000 $ 52,000
Clinton, Michigan 3 $ 444,000 $ 148,000 $ 88,000
Kent, Michigan 3 $ 474,000 $ 158,000 $ 56,000
Tuscola, Michigan 3 $ 246,000 $ 82,000 $ 48,000
Washtenaw, Michigan 3 $ 484,000 $ 161,333 $ 35,000
Dakota, Minnesota 3 $ 653,000 $ 217,666 $ 93,000
Olmsted, Minnesota 3 $ 435,000 $ 145,000 $ 150,000
Lee, Mississippi 3 $ 388,000 $ 129,333 $ 38,000
Madison, Mississippi 3 $ 489,000 $ 163,000 $ 82,000
Clay, Missouri 3 $ 272,000 $ 90,666 $ 45,000
Douglas, Nebraska 3 $ 403,000 $ 134,333 $ 58,000
Sussex, New Jersey 3 $ 933,000 $ 311,000 $ 81,000
Columbia, New York 3 $ 360,000 $ 120,000 $ 72,000
Montgomery, New York 3 $ 413,000 $ 137,666 $ 60,000
Ontario, New York 3 $ 368,000 $ 122,666 $ 65,000
Sullivan, New York 3 $ 485,000 $ 161,666 $ 61,000
Tioga, New York 3 $ 307,000 $ 102,333 $ 50,000
Ulster, New York 3 $ 627,000 $ 209,000 $ 67,000
Alamance, North Carolina 3 $ 503,000 $ 167,666 $ 46,000
Buncombe, North Carolina 3 $ 676,000 $ 225,333 $ 69,000
Cumberland, North Carolina 3 $ 256,000 $ 85,333 $ 30,000
Dare, North Carolina 3 $ 734,000 $ 244,666 $ 130,000
Franklin, North Carolina 3 $ 565,000 $ 188,333 $ 47,000
Gaston, North Carolina 3 $ 298,000 $ 99,333 $ 42,000
Hoke, North Carolina 3 $ 663,000 $ 221,000 $ 100,000
Johnston, North Carolina 3 $ 591,000 $ 197,000 $ 64,000
Muskingum, Ohio 3 $ 219,000 $ 73,000 $ 47,000
Le Flore, Oklahoma 3 $ 288,000 $ 96,000 $ 51,000
Erie, Pennsylvania 3 $ 345,000 $ 115,000 $ 52,000
Lackawanna, Pennsylvania 3 $ 365,000 $ 121,666 $ 43,000
Lycoming, Pennsylvania 3 $ 464,000 $ 154,666 $ 79,000
Washington, Pennsylvania 3 $ 343,000 $ 114,333 $ 59,000
Anderson, South Carolina 3 $ 334,000 $ 111,333 $ 73,000
Berkeley, South Carolina 3 $ 386,000 $ 128,666 $ 120,000
Dorchester, South Carolina 3 $ 456,000 $ 152,000 $ 57,000
Florence, South Carolina 3 $ 513,000 $ 171,000 $ 101,000
Lexington, South Carolina 3 $ 396,000 $ 132,000 $ 42,000
Oconee, South Carolina 3 $ 700,000 $ 233,333 $ 74,000
Spartanburg, South Carolina 3 $ 302,000 $ 100,666 $ 34,000
Fayette, Tennessee 3 $ 415,000 $ 138,333 $ 59,000
Gibson, Tennessee 3 $ 480,000 $ 160,000 $ 46,000
Hamilton, Tennessee 3 $ 279,000 $ 93,000 $ 40,000
Johnson, Tennessee 3 $ 289,000 $ 96,333 $ 32,000
Madison, Tennessee 3 $ 269,000 $ 89,666 $ 34,000
Montgomery, Tennessee 3 $ 251,000 $ 83,666 $ 27,000
Brazoria, Texas 3 $ 315,000 $ 105,000 $ 97,000
Hays, Texas 3 $ 394,000 $ 131,333 $ 32,000
Hunt, Texas 3 $ 306,000 $ 102,000 $ 68,000
Nueces, Texas 3 $ 404,000 $ 134,666 $ 46,000
Potter, Texas 3 $ 284,000 $ 94,666 $ 47,000
Taylor, Texas 3 $ 227,000 $ 75,666 $ 48,000
Utah, Utah 3 $ 593,000 $ 197,666 $ 54,000
Albemarle, Virginia 3 $ 759,000 $ 253,000 $ 63,000
Fauquier, Virginia 3 $ 959,000 $ 319,666 $ 81,000
Lynchburg, Virginia 3 $ 341,000 $ 113,666 $ 35,000
New Kent, Virginia 3 $ 424,000 $ 141,333 $ 57,000
Norfolk, Virginia 3 $ 489,000 $ 163,000 $ 51,000
Nottoway, Virginia 3 $ 620,000 $ 206,666 $ 68,000
Roanoke, Virginia 3 $ 440,000 $ 146,666 $ 56,000
Suffolk, Virginia 3 $ 962,000 $ 320,666 $ 52,000
Hampshire, West Virginia 3 $ 371,000 $ 123,666 $ 54,000
Marathon, Wisconsin 3 $ 283,000 $ 94,333 $ 44,000
Outagamie, Wisconsin 3 $ 724,000 $ 241,333 $ 71,000
Baldwin, Alabama 2 $ 293,000 $ 146,500 $ 60,000
Colbert, Alabama 2 $ 220,000 $ 110,000 $ 47,000
Dallas, Alabama 2 $ 134,000 $ 67,000 $ 39,000
Elmore, Alabama 2 $ 185,000 $ 92,500 $ 40,000
Etowah, Alabama 2 $ 525,000 $ 262,500 $ 103,000
Lawrence, Alabama 2 $ 144,000 $ 72,000 $ 32,000
Lee, Alabama 2 $ 265,000 $ 132,500 $ 45,000
Marshall, Alabama 2 $ 180,000 $ 90,000 $ 28,000
Mobile, Alabama 2 $ 435,000 $ 217,500 $ 81,000
Shelby, Alabama 2 $ 170,000 $ 85,000 $ 18,000
Kenai Peninsula, Alaska 2 $ 208,000 $ 104,000 $ 38,000
Graham, Arizona 2 $ 309,000 $ 154,500 $ 75,000
Conway, Arkansas 2 $ 114,000 $ 57,000 $ 35,000
Hot Spring, Arkansas 2 $ 313,000 $ 156,500 $ 53,000
Mississippi, Arkansas 2 $ 110,000 $ 55,000 $ 28,000
Pike, Arkansas 2 $ 208,000 $ 104,000 $ 36,000
Sebastian, Arkansas 2 $ 123,000 $ 61,500 $ 25,000
Imperial, California 2 $ 424,000 $ 212,000 $ 41,000
Lake, California 2 $ 485,000 $ 242,500 $ 81,000
Monterey, California 2 $ 924,000 $ 462,000 $ 186,000
Nevada, California 2 $ 928,000 $ 464,000 $ 112,000
Santa Clara, California 2 $ 1,178,000 $ 589,000 $ 134,000
Yuba, California 2 $ 613,000 $ 306,500 $ 60,000
Mesa, Colorado 2 $ 261,000 $ 130,500 $ 59,000
Kent, Delaware 2 $ 414,000 $ 207,000 $ 73,000
Sussex, Delaware 2 $ 381,000 $ 190,500 $ 115,000
Citrus, Florida 2 $ 295,000 $ 147,500 $ 19,000
Jackson, Florida 2 $ 249,000 $ 124,500 $ 132,000
Lake, Florida 2 $ 387,000 $ 193,500 $ 67,000
Nassau, Florida 2 $ 345,000 $ 172,500 $ 29,000
Santa Rosa, Florida 2 $ 450,000 $ 225,000 $ 90,000
St. Johns, Florida 2 $ 428,000 $ 214,000 $ 68,000
Walton, Florida 2 $ 280,000 $ 140,000 $ 30,000
Washington, Florida 2 $ 598,000 $ 299,000 $ 61,000
Bibb, Georgia 2 $ 250,000 $ 125,000 $ 42,000
Chatham, Georgia 2 $ 291,000 $ 145,500 $ 36,000
Cherokee, Georgia 2 $ 680,000 $ 340,000 $ 156,000
Dawson, Georgia 2 $ 402,000 $ 201,000 $ 120,000
Effingham, Georgia 2 $ 259,000 $ 129,500 $ 69,000
Floyd, Georgia 2 $ 155,000 $ 77,500 $ 33,000
Harris, Georgia 2 $ 236,000 $ 118,000 $ 54,000
Lumpkin, Georgia 2 $ 276,000 $ 138,000 $ 59,000
Terrell, Georgia 2 $ 106,000 $ 53,000 $ 15,000
Troup, Georgia 2 $ 308,000 $ 154,000 $ 70,000
Maui, Hawaii 2 $ 701,000 $ 350,500 $ 132,000
Kootenai, Idaho 2 $ 612,000 $ 306,000 $ 65,000
Coles, Illinois 2 $ 122,000 $ 61,000 $ 54,000
Macon, Illinois 2 $ 208,000 $ 104,000 $ 71,000
Peoria, Illinois 2 $ 173,000 $ 86,500 $ 46,000
Tazewell, Illinois 2 $ 175,000 $ 87,500 $ 30,000
Dearborn, Indiana 2 $ 290,000 $ 145,000 $ 39,000
Hamilton, Indiana 2 $ 366,000 $ 183,000 $ 62,000
Hancock, Indiana 2 $ 332,000 $ 166,000 $ 62,000
Kosciusko, Indiana 2 $ 332,000 $ 166,000 $ 52,000
Madison, Indiana 2 $ 237,000 $ 118,500 $ 55,000
Linn, Iowa 2 $ 219,000 $ 109,500 $ 31,000
Sedgwick, Kansas 2 $ 206,000 $ 103,000 $ 50,000
Jefferson, Kentucky 2 $ 259,000 $ 129,500 $ 44,000
Madison, Kentucky 2 $ 233,000 $ 116,500 $ 79,000
Penobscot, Maine 2 $ 258,000 $ 129,000 $ 67,000
Allegany, Maryland 2 $ 226,000 $ 113,000 $ 47,000
Garrett, Maryland 2 $ 242,000 $ 121,000 $ 18,000
Kent, Maryland 2 $ 278,000 $ 139,000 $ 40,000
Washington, Maryland 2 $ 498,000 $ 249,000 $ 57,000
Wicomico, Maryland 2 $ 397,000 $ 198,500 $ 63,000
Worcester, Maryland 2 $ 514,000 $ 257,000 $ 54,000
Jackson, Michigan 2 $ 250,000 $ 125,000 $ 20,000
Lapeer, Michigan 2 $ 269,000 $ 134,500 $ 63,000
Livingston, Michigan 2 $ 574,000 $ 287,000 $ 104,000
Midland, Michigan 2 $ 180,000 $ 90,000 $ 71,000
Monroe, Michigan 2 $ 263,000 $ 131,500 $ 68,000
St. Clair, Michigan 2 $ 463,000 $ 231,500 $ 95,000
Wright, Minnesota 2 $ 290,000 $ 145,000 $ 61,000
Jackson, Mississippi 2 $ 196,000 $ 98,000 $ 27,000
Callaway, Missouri 2 $ 374,000 $ 187,000 $ 63,000
Camden, Missouri 2 $ 238,000 $ 119,000 $ 58,000
Jefferson, Missouri 2 $ 166,000 $ 83,000 $ 22,000
Lincoln, Missouri 2 $ 277,000 $ 138,500 $ 36,000
Saline, Missouri 2 $ 138,000 $ 69,000 $ 40,000
Cascade, Montana 2 $ 164,000 $ 82,000 $ 96,000
Deer Lodge, Montana 2 $ 138,000 $ 69,000 $ 28,000
Flathead, Montana 2 $ 561,000 $ 280,500 $ 57,000
Gallatin, Montana 2 $ 622,000 $ 311,000 $ 50,000
Silver Bow, Montana 2 $ 259,000 $ 129,500 $ 31,000
Cape May, New Jersey 2 $ 354,000 $ 177,000 $ 40,000
Santa Fe, New Mexico 2 $ 175,000 $ 87,500 $ 44,000
Valencia, New Mexico 2 $ 318,000 $ 159,000 $ 42,000
Chautauqua, New York 2 $ 109,000 $ 54,500 $ 18,000
Clinton, New York 2 $ 164,000 $ 82,000 $ 49,000
Greene, New York 2 $ 452,000 $ 226,000 $ 71,000
Saratoga, New York 2 $ 549,000 $ 274,500 $ 112,000
Steuben, New York 2 $ 233,000 $ 116,500 $ 24,000
Warren, New York 2 $ 146,000 $ 73,000 $ 29,000
Washington, New York 2 $ 267,000 $ 133,500 $ 46,000
Catawba, North Carolina 2 $ 290,000 $ 145,000 $ 36,000
Columbus, North Carolina 2 $ 205,000 $ 102,500 $ 35,000
Granville, North Carolina 2 $ 278,000 $ 139,000 $ 32,000
Henderson, North Carolina 2 $ 380,000 $ 190,000 $ 43,000
Lincoln, North Carolina 2 $ 380,000 $ 190,000 $ 65,000
Mitchell, North Carolina 2 $ 391,000 $ 195,500 $ 66,000
Randolph, North Carolina 2 $ 205,000 $ 102,500 $ 27,000
Sampson, North Carolina 2 $ 300,000 $ 150,000 $ 88,000
Grand Forks, North Dakota 2 $ 311,000 $ 155,500 $ 72,000
Allen, Ohio 2 $ 215,000 $ 107,500 $ 43,000
Athens, Ohio 2 $ 230,000 $ 115,000 $ 54,000
Brown, Ohio 2 $ 279,000 $ 139,500 $ 57,000
Clermont, Ohio 2 $ 282,000 $ 141,000 $ 47,000
Columbiana, Ohio 2 $ 130,000 $ 65,000 $ 30,000
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Mortgage Loan Application Detail Totals for Saxon Mortgage in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,434 $884,268,000 $199,000 $1,663,000 $70,000 $5,205,000
Home Purchase 551 $114,888,000 $208,000 $949,000 $88,000 $1,476,000
Home Improvement 133 $27,667,000 $208,000 $600,000 $68,000 $240,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,032 $394,473,000 $194,000 $710,000 $67,000 $1,650,000
White 1,801 $369,366,000 $205,000 $1,663,000 $77,000 $5,205,000
Black or African American 713 $134,434,000 $188,000 $600,000 $64,000 $1,020,000
Hispanic 491 $107,755,000 $219,000 $999,000 $76,000 $2,520,000
Asian 45 $12,742,000 $283,000 $732,000 $150,000 $1,476,000
Native Hawaiian or Other Pacific Islander 19 $4,054,000 $213,000 $410,000 $56,000 $132,000
American Indian or Alaskan Native 17 $3,999,000 $235,000 $410,000 $117,000 $1,062,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,118 $1,026,823,000 $200,000 $1,663,000 $72,000 $5,205,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 2,628 $541,850,000 $206,000 $1,500,000 $79,000 $2,535,000
Application Denied By Financial Institution 2,315 $455,533,000 $196,000 $1,663,000 $64,000 $5,205,000
Loan Originated 151 $24,611,000 $162,000 $417,000 $62,000 $208,000
Preapproval Denied by Financial Institution 23 $4,454,000 $193,000 $428,000 $73,000 $159,000
Application Approved But Not Accepted 1 $375,000 $375,000 $375,000 $116,000 $116,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 34 $6,197,000 $182,000 $417,000 $76,000 $190,000
Debt-To-Income Ratio 26 $4,505,000 $173,000 $401,000 $52,000 $125,000
Other 5 $1,004,000 $200,000 $417,000 $58,000 $95,000
Credit Application Incomplete 4 $498,000 $124,000 $207,000 $49,000 $73,000
Insufficient Cash (Downpayment, Closing Cost) 3 $690,000 $230,000 $416,000 $64,000 $76,000
Unverifiable Information 1 $81,000 $81,000 $81,000 $30,000 $30,000
Collateral 1 $130,000 $130,000 $130,000 $102,000 $102,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Saxon Mortgage's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Saxon Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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