Sebring Capital Partners, LP Mortgage Lending & HMDA Data, 2006

In 2006, Sebring Capital Partners, LP of Carrollton, TX reported 25,791 mortgage applications totaling $3.5 billion, up 2% from 2005. The average application was for $136,005, and applicants reported an average income of $72,699. 46% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,989), Dallas-Plano-Irving, TX (1,447) and Atlanta-Sandy Springs-Marietta, GA (1,314) (applications in parentheses).

Mortgage Company & Address Sebring Capital Partners, LP
4000 International Parway, Suite 3000
Carrollton, TX 75007
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 25,791
Total Mortgage Loan Application Amount $3,507,724,000
Average Mortgage Loan Application Amount $136,005
Highest Mortgage Loan Application Amount $2,055,000
Average Applicant Income $72,699
Highest Applicant Income $6,698,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sebring Capital Partners, LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sebring Capital Partners, LP by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,889 $ 275,361,000 $ 145,770 $ 52,000
Dallas, Texas 812 $ 87,619,000 $ 107,905 $ 73,000
Harris, Texas 750 $ 88,125,000 $ 117,500 $ 75,000
Clark, Nevada 686 $ 146,998,000 $ 214,282 $ 89,000
Wayne, Michigan 653 $ 59,583,000 $ 91,245 $ 51,000
Tarrant, Texas 575 $ 58,714,000 $ 102,111 $ 75,000
Cook, Illinois 510 $ 78,269,000 $ 153,468 $ 73,000
Shelby, Tennessee 493 $ 53,544,000 $ 108,608 $ 45,000
Fulton, Georgia 440 $ 60,989,000 $ 138,611 $ 89,000
Duval, Florida 420 $ 44,122,000 $ 105,052 $ 61,000
King, Washington 419 $ 104,653,000 $ 249,768 $ 115,000
Orange, Florida 387 $ 63,637,000 $ 164,436 $ 92,000
Denver, Colorado 379 $ 46,337,000 $ 122,261 $ 91,000
Snohomish, Washington 328 $ 68,749,000 $ 209,600 $ 104,000
DeKalb, Georgia 296 $ 35,029,000 $ 118,341 $ 72,000
Arapahoe, Colorado 295 $ 42,850,000 $ 145,254 $ 108,000
Adams, Colorado 278 $ 33,974,000 $ 122,208 $ 74,000
St. Louis, Missouri 277 $ 35,348,000 $ 127,610 $ 85,000
Pima, Arizona 267 $ 38,843,000 $ 145,479 $ 68,000
Collin, Texas 239 $ 39,429,000 $ 164,974 $ 95,000
El Paso, Colorado 231 $ 32,307,000 $ 139,857 $ 93,000
Mecklenburg, North Carolina 230 $ 20,931,000 $ 91,004 $ 60,000
Hillsborough, Florida 220 $ 28,542,000 $ 129,736 $ 88,000
Denton, Texas 213 $ 30,122,000 $ 141,417 $ 86,000
Bexar, Texas 212 $ 22,475,000 $ 106,014 $ 82,000
Miami-Dade, Florida 198 $ 42,921,000 $ 216,772 $ 86,000
Oklahoma, Oklahoma 197 $ 18,793,000 $ 95,395 $ 44,000
Madison, Alabama 191 $ 18,629,000 $ 97,534 $ 53,000
Marion, Indiana 181 $ 15,769,000 $ 87,121 $ 44,000
Tulsa, Oklahoma 178 $ 15,533,000 $ 87,264 $ 69,000
Cuyahoga, Ohio 176 $ 15,565,000 $ 88,437 $ 63,000
Hinds, Mississippi 170 $ 16,588,000 $ 97,576 $ 45,000
Milwaukee, Wisconsin 157 $ 14,013,000 $ 89,254 $ 45,000
St. Louis City, Missouri 148 $ 13,504,000 $ 91,243 $ 67,000
Franklin, Ohio 148 $ 14,158,000 $ 95,662 $ 65,000
Fort Bend, Texas 148 $ 20,456,000 $ 138,216 $ 78,000
Jackson, Missouri 147 $ 14,940,000 $ 101,632 $ 68,000
Gwinnett, Georgia 142 $ 20,280,000 $ 142,816 $ 86,000
Broward, Florida 141 $ 31,914,000 $ 226,340 $ 88,000
Jefferson, Kentucky 137 $ 12,102,000 $ 88,335 $ 59,000
Pierce, Washington 137 $ 25,731,000 $ 187,817 $ 100,000
Webb, Texas 133 $ 14,649,000 $ 110,142 $ 57,000
Baltimore City, Maryland 131 $ 14,987,000 $ 114,404 $ 75,000
Oakland, Michigan 129 $ 22,712,000 $ 176,062 $ 89,000
Osceola, Florida 126 $ 26,312,000 $ 208,825 $ 70,000
Lucas, Ohio 123 $ 12,131,000 $ 98,626 $ 45,000
Jefferson, Colorado 121 $ 18,673,000 $ 154,322 $ 111,000
Polk, Florida 115 $ 15,271,000 $ 132,791 $ 70,000
Davidson, Tennessee 115 $ 13,621,000 $ 118,443 $ 71,000
Prince George's, Maryland 110 $ 27,365,000 $ 248,772 $ 88,000
Midland, Texas 110 $ 8,925,000 $ 81,136 $ 59,000
Salt Lake, Utah 106 $ 13,906,000 $ 131,188 $ 111,000
DeSoto, Mississippi 102 $ 12,726,000 $ 124,764 $ 58,000
Bernalillo, New Mexico 101 $ 14,621,000 $ 144,762 $ 55,000
Pinal, Arizona 100 $ 13,501,000 $ 135,010 $ 106,000
El Paso, Texas 100 $ 9,216,000 $ 92,160 $ 68,000
Montgomery, Texas 100 $ 12,692,000 $ 126,920 $ 106,000
East Baton Rouge, Louisiana 98 $ 9,327,000 $ 95,173 $ 59,000
Seminole, Florida 94 $ 19,625,000 $ 208,776 $ 77,000
Clayton, Georgia 93 $ 8,485,000 $ 91,236 $ 61,000
Jefferson, Alabama 92 $ 10,223,000 $ 111,119 $ 41,000
Lee, Florida 92 $ 14,963,000 $ 162,641 $ 75,000
Douglas, Colorado 91 $ 19,000,000 $ 208,791 $ 122,000
Palm Beach, Florida 87 $ 17,196,000 $ 197,655 $ 106,000
Travis, Texas 86 $ 13,909,000 $ 161,732 $ 101,000
Baltimore, Maryland 85 $ 14,001,000 $ 164,717 $ 83,000
Macomb, Michigan 80 $ 12,077,000 $ 150,962 $ 74,000
Volusia, Florida 78 $ 10,908,000 $ 139,846 $ 59,000
Cobb, Georgia 78 $ 10,016,000 $ 128,410 $ 71,000
Henry, Georgia 75 $ 9,897,000 $ 131,960 $ 78,000
St. Charles, Missouri 71 $ 10,835,000 $ 152,605 $ 109,000
Hidalgo, Texas 71 $ 6,538,000 $ 92,084 $ 65,000
Pasco, Florida 69 $ 8,862,000 $ 128,434 $ 70,000
Sedgwick, Kansas 68 $ 7,737,000 $ 113,779 $ 52,000
Richmond City, Virginia 68 $ 6,942,000 $ 102,088 $ 60,000
Pueblo, Colorado 67 $ 6,565,000 $ 97,985 $ 54,000
Marion, Oregon 66 $ 8,975,000 $ 135,984 $ 86,000
Pulaski, Arkansas 62 $ 5,788,000 $ 93,354 $ 46,000
Virginia Beach, Virginia 61 $ 8,953,000 $ 146,770 $ 66,000
Lubbock, Texas 60 $ 4,220,000 $ 70,333 $ 71,000
Pinellas, Florida 59 $ 8,432,000 $ 142,915 $ 80,000
Los Angeles, California 58 $ 19,784,000 $ 341,103 $ 147,000
Weld, Colorado 58 $ 8,866,000 $ 152,862 $ 102,000
Ector, Texas 57 $ 3,818,000 $ 66,982 $ 46,000
Ellis, Texas 56 $ 6,951,000 $ 124,125 $ 61,000
Chesterfield, Virginia 56 $ 8,075,000 $ 144,196 $ 71,000
Collier, Florida 55 $ 12,663,000 $ 230,236 $ 91,000
Rockwall, Texas 54 $ 9,814,000 $ 181,740 $ 112,000
Henrico, Virginia 54 $ 7,645,000 $ 141,574 $ 69,000
Genesee, Michigan 53 $ 5,374,000 $ 101,396 $ 51,000
Greene, Missouri 53 $ 8,904,000 $ 168,000 $ 72,000
Kent, Michigan 51 $ 4,838,000 $ 94,862 $ 84,000
Galveston, Texas 51 $ 7,417,000 $ 145,431 $ 153,000
Marion, Florida 50 $ 6,221,000 $ 124,420 $ 47,000
Will, Illinois 50 $ 8,266,000 $ 165,320 $ 66,000
Lake, Florida 49 $ 8,552,000 $ 174,530 $ 45,000
Brazoria, Texas 45 $ 6,522,000 $ 144,933 $ 133,000
Mobile, Alabama 43 $ 3,983,000 $ 92,627 $ 45,000
Lake, Indiana 41 $ 3,698,000 $ 90,195 $ 58,000
Wyandotte, Kansas 39 $ 3,172,000 $ 81,333 $ 87,000
Hardin, Kentucky 39 $ 3,753,000 $ 96,230 $ 41,000
Clay, Missouri 39 $ 4,228,000 $ 108,410 $ 70,000
Whatcom, Washington 39 $ 7,713,000 $ 197,769 $ 64,000
Anchorage, Alaska 38 $ 7,818,000 $ 205,736 $ 96,000
Lee, Mississippi 38 $ 3,562,000 $ 93,736 $ 47,000
Hunt, Texas 38 $ 4,912,000 $ 129,263 $ 92,000
Jefferson, Missouri 37 $ 5,885,000 $ 159,054 $ 71,000
Rutherford, Tennessee 37 $ 4,408,000 $ 119,135 $ 53,000
Newport News, Virginia 37 $ 4,009,000 $ 108,351 $ 57,000
Limestone, Alabama 36 $ 3,997,000 $ 111,027 $ 58,000
Hennepin, Minnesota 36 $ 7,761,000 $ 215,583 $ 90,000
Jefferson, Louisiana 35 $ 4,364,000 $ 124,685 $ 71,000
St. Tammany, Louisiana 35 $ 5,460,000 $ 156,000 $ 78,000
Lorain, Ohio 35 $ 3,358,000 $ 95,942 $ 70,000
Spokane, Washington 35 $ 5,839,000 $ 166,828 $ 51,000
Clay, Florida 34 $ 5,751,000 $ 169,147 $ 73,000
Kane, Illinois 34 $ 5,633,000 $ 165,676 $ 40,000
Johnson, Kansas 34 $ 5,668,000 $ 166,705 $ 71,000
Kaufman, Texas 34 $ 2,958,000 $ 87,000 $ 56,000
McLennan, Texas 34 $ 3,366,000 $ 99,000 $ 49,000
Smith, Texas 34 $ 2,532,000 $ 74,470 $ 56,000
Fairfax, Virginia 34 $ 9,996,000 $ 294,000 $ 64,000
Norfolk, Virginia 34 $ 4,091,000 $ 120,323 $ 59,000
Larimer, Colorado 32 $ 6,295,000 $ 196,718 $ 116,000
Anne Arundel, Maryland 32 $ 7,688,000 $ 240,250 $ 119,000
Montgomery, Ohio 32 $ 2,425,000 $ 75,781 $ 40,000
Montgomery, Alabama 31 $ 3,292,000 $ 106,193 $ 52,000
Jefferson, Texas 31 $ 2,576,000 $ 83,096 $ 54,000
Montgomery, Maryland 30 $ 9,389,000 $ 312,966 $ 95,000
Parker, Texas 30 $ 3,845,000 $ 128,166 $ 74,000
Morgan, Alabama 29 $ 2,290,000 $ 78,965 $ 45,000
DuPage, Illinois 29 $ 7,615,000 $ 262,586 $ 118,000
Orleans, Louisiana 29 $ 4,240,000 $ 146,206 $ 69,000
Ingham, Michigan 29 $ 1,966,000 $ 67,793 $ 52,000
Johnson, Texas 29 $ 2,796,000 $ 96,413 $ 84,000
Randall, Texas 29 $ 2,543,000 $ 87,689 $ 64,000
Chesapeake, Virginia 29 $ 4,594,000 $ 158,413 $ 81,000
Honolulu, Hawaii 28 $ 8,463,000 $ 302,250 $ 113,000
Summit, Ohio 28 $ 3,274,000 $ 116,928 $ 73,000
Wood, Ohio 28 $ 3,715,000 $ 132,678 $ 62,000
Hampton, Virginia 28 $ 2,607,000 $ 93,107 $ 68,000
Benton, Arkansas 27 $ 2,585,000 $ 95,740 $ 51,000
Rockdale, Georgia 27 $ 3,842,000 $ 142,296 $ 34,000
Sandoval, New Mexico 27 $ 4,592,000 $ 170,074 $ 55,000
Hood, Texas 27 $ 3,787,000 $ 140,259 $ 89,000
Utah, Utah 27 $ 3,699,000 $ 137,000 $ 89,000
Mohave, Arizona 26 $ 2,546,000 $ 97,923 $ 54,000
Ascension, Louisiana 26 $ 3,248,000 $ 124,923 $ 77,000
Charles, Maryland 26 $ 6,713,000 $ 258,192 $ 72,000
Dona Ana, New Mexico 26 $ 3,246,000 $ 124,846 $ 42,000
Cleveland, Oklahoma 26 $ 3,077,000 $ 118,346 $ 64,000
Hamilton, Tennessee 26 $ 3,674,000 $ 141,307 $ 58,000
Sumner, Tennessee 26 $ 2,869,000 $ 110,346 $ 112,000
Tom Green, Texas 26 $ 1,669,000 $ 64,192 $ 42,000
Skagit, Washington 26 $ 5,938,000 $ 228,384 $ 48,000
Sweetwater, Wyoming 26 $ 3,014,000 $ 115,923 $ 39,000
St. Lucie, Florida 25 $ 4,289,000 $ 171,560 $ 72,000
Douglas, Georgia 25 $ 3,649,000 $ 145,960 $ 50,000
Newton, Georgia 25 $ 2,864,000 $ 114,560 $ 45,000
Clark, Indiana 25 $ 2,269,000 $ 90,760 $ 43,000
Washington, Utah 25 $ 3,189,000 $ 127,560 $ 54,000
Prince William, Virginia 25 $ 7,542,000 $ 301,680 $ 94,000
Boulder, Colorado 24 $ 6,432,000 $ 268,000 $ 104,000
Pottawatomie, Oklahoma 24 $ 1,923,000 $ 80,125 $ 38,000
Portsmouth, Virginia 24 $ 2,502,000 $ 104,250 $ 53,000
Fairbanks North Star, Alaska 23 $ 2,676,000 $ 116,347 $ 80,000
Brevard, Florida 23 $ 3,436,000 $ 149,391 $ 72,000
Lowndes, Georgia 23 $ 1,762,000 $ 76,608 $ 30,000
Rankin, Mississippi 23 $ 2,326,000 $ 101,130 $ 38,000
Hancock, Ohio 23 $ 2,463,000 $ 107,086 $ 51,000
Nueces, Texas 23 $ 2,562,000 $ 111,391 $ 114,000
Williamson, Texas 23 $ 3,730,000 $ 162,173 $ 85,000
Howard, Maryland 22 $ 4,590,000 $ 208,636 $ 55,000
Yellowstone, Montana 22 $ 2,625,000 $ 119,318 $ 32,000
Wagoner, Oklahoma 22 $ 1,760,000 $ 80,000 $ 53,000
Greenville, South Carolina 22 $ 1,974,000 $ 89,727 $ 82,000
Minnehaha, South Dakota 22 $ 2,115,000 $ 96,136 $ 39,000
Comal, Texas 22 $ 3,009,000 $ 136,772 $ 76,000
Davis, Utah 22 $ 3,682,000 $ 167,363 $ 152,000
Clark, Washington 22 $ 4,329,000 $ 196,772 $ 89,000
Saline, Arkansas 21 $ 1,642,000 $ 78,190 $ 70,000
San Bernardino, California 21 $ 4,005,000 $ 190,714 $ 69,000
Mesa, Colorado 21 $ 4,602,000 $ 219,142 $ 88,000
Paulding, Georgia 21 $ 1,714,000 $ 81,619 $ 57,000
Hendricks, Indiana 21 $ 2,460,000 $ 117,142 $ 56,000
Madison, Mississippi 21 $ 3,831,000 $ 182,428 $ 182,000
Union, North Carolina 21 $ 3,001,000 $ 142,904 $ 83,000
Canadian, Oklahoma 21 $ 2,053,000 $ 97,761 $ 72,000
Bell, Texas 21 $ 1,952,000 $ 92,952 $ 37,000
Cameron, Texas 21 $ 2,413,000 $ 114,904 $ 69,000
Garfield, Colorado 20 $ 4,685,000 $ 234,250 $ 89,000
Saginaw, Michigan 20 $ 1,706,000 $ 85,300 $ 94,000
Jackson, Mississippi 20 $ 2,226,000 $ 111,300 $ 65,000
Hamilton, Ohio 20 $ 2,158,000 $ 107,900 $ 40,000
Seneca, Ohio 20 $ 1,402,000 $ 70,100 $ 27,000
Stark, Ohio 20 $ 1,721,000 $ 86,050 $ 65,000
Multnomah, Oregon 20 $ 3,645,000 $ 182,250 $ 75,000
Guadalupe, Texas 20 $ 2,117,000 $ 105,850 $ 72,000
Suffolk, Virginia 20 $ 2,831,000 $ 141,550 $ 99,000
Washington, Arkansas 19 $ 1,269,000 $ 66,789 $ 96,000
Riverside, California 19 $ 4,761,000 $ 250,578 $ 163,000
Sarasota, Florida 19 $ 2,943,000 $ 154,894 $ 69,000
Carroll, Georgia 19 $ 1,576,000 $ 82,947 $ 129,000
Lake, Illinois 19 $ 3,801,000 $ 200,052 $ 96,000
Cass, Missouri 19 $ 3,684,000 $ 193,894 $ 142,000
Lincoln, Missouri 19 $ 1,740,000 $ 91,578 $ 55,000
Cabarrus, North Carolina 19 $ 1,755,000 $ 92,368 $ 45,000
Wake, North Carolina 19 $ 3,147,000 $ 165,631 $ 53,000
Allen, Ohio 19 $ 1,659,000 $ 87,315 $ 37,000
Washington, Oregon 19 $ 3,694,000 $ 194,421 $ 64,000
Erath, Texas 19 $ 1,585,000 $ 83,421 $ 75,000
Yavapai, Arizona 18 $ 3,076,000 $ 170,888 $ 100,000
Linn, Oregon 18 $ 3,418,000 $ 189,888 $ 76,000
Florence, South Carolina 18 $ 1,982,000 $ 110,111 $ 37,000
Broomfield, Colorado 17 $ 3,125,000 $ 183,823 $ 123,000
Fremont, Colorado 17 $ 1,583,000 $ 93,117 $ 37,000
Hernando, Florida 17 $ 2,540,000 $ 149,411 $ 58,000
St. Joseph, Indiana 17 $ 1,463,000 $ 86,058 $ 44,000
Ramsey, Minnesota 17 $ 3,658,000 $ 215,176 $ 97,000
Webster, Missouri 17 $ 2,333,000 $ 137,235 $ 33,000
Clackamas, Oregon 17 $ 3,802,000 $ 223,647 $ 137,000
Lane, Oregon 17 $ 2,340,000 $ 137,647 $ 80,000
Grays Harbor, Washington 17 $ 1,957,000 $ 115,117 $ 70,000
Eagle, Colorado 16 $ 4,750,000 $ 296,875 $ 136,000
Shawnee, Kansas 16 $ 899,000 $ 56,187 $ 67,000
Muskegon, Michigan 16 $ 1,434,000 $ 89,625 $ 54,000
Harrison, Mississippi 16 $ 1,584,000 $ 99,000 $ 44,000
Kitsap, Washington 16 $ 3,077,000 $ 192,312 $ 113,000
Kern, California 15 $ 2,573,000 $ 171,533 $ 62,000
Hamilton, Indiana 15 $ 2,008,000 $ 133,866 $ 40,000
Livingston, Louisiana 15 $ 1,708,000 $ 113,866 $ 59,000
Warren, Mississippi 15 $ 1,082,000 $ 72,133 $ 32,000
San Juan, New Mexico 15 $ 2,336,000 $ 155,733 $ 35,000
Forsyth, North Carolina 15 $ 1,234,000 $ 82,266 $ 63,000
Guilford, North Carolina 15 $ 1,180,000 $ 78,666 $ 59,000
Ottawa, Oklahoma 15 $ 579,000 $ 38,600 $ 313,000
York, South Carolina 15 $ 1,260,000 $ 84,000 $ 37,000
Hays, Texas 15 $ 2,634,000 $ 175,600 $ 110,000
Thurston, Washington 15 $ 2,803,000 $ 186,866 $ 97,000
Baldwin, Alabama 14 $ 3,462,000 $ 247,285 $ 52,000
Crittenden, Arkansas 14 $ 1,552,000 $ 110,857 $ 71,000
District of Columbia, District Of Columbia 14 $ 3,917,000 $ 279,785 $ 69,000
Leon, Florida 14 $ 1,228,000 $ 87,714 $ 121,000
Fayette, Georgia 14 $ 5,189,000 $ 370,642 $ 41,000
Maui, Hawaii 14 $ 5,153,000 $ 368,071 $ 106,000
Kootenai, Idaho 14 $ 1,379,000 $ 98,500 $ 123,000
Porter, Indiana 14 $ 2,304,000 $ 164,571 $ 70,000
Spencer, Kentucky 14 $ 1,382,000 $ 98,714 $ 133,000
Monroe, Michigan 14 $ 1,935,000 $ 138,214 $ 62,000
Coahoma, Mississippi 14 $ 990,000 $ 70,714 $ 33,000
Yazoo, Mississippi 14 $ 891,000 $ 63,642 $ 35,000
Taos, New Mexico 14 $ 2,379,000 $ 169,928 $ 99,000
Madison, Tennessee 14 $ 1,226,000 $ 87,571 $ 43,000
Gregg, Texas 14 $ 1,207,000 $ 86,214 $ 45,000
Taylor, Texas 14 $ 2,219,000 $ 158,500 $ 59,000
Kenosha, Wisconsin 14 $ 2,104,000 $ 150,285 $ 84,000
Shelby, Alabama 13 $ 2,048,000 $ 157,538 $ 106,000
McHenry, Illinois 13 $ 1,784,000 $ 137,230 $ 55,000
St. Clair, Illinois 13 $ 1,882,000 $ 144,769 $ 51,000
Taney, Missouri 13 $ 1,184,000 $ 91,076 $ 48,000
Chaves, New Mexico 13 $ 983,000 $ 75,615 $ 57,000
Curry, New Mexico 13 $ 1,329,000 $ 102,230 $ 35,000
Lincoln, New Mexico 13 $ 1,876,000 $ 144,307 $ 77,000
Santa Fe, New Mexico 13 $ 3,009,000 $ 231,461 $ 62,000
Cumberland, North Carolina 13 $ 771,000 $ 59,307 $ 68,000
Erie, Ohio 13 $ 1,204,000 $ 92,615 $ 48,000
Fayette, Tennessee 13 $ 1,388,000 $ 106,769 $ 37,000
Matanuska-Susitna, Alaska 12 $ 1,812,000 $ 151,000 $ 82,000
Garland, Arkansas 12 $ 1,322,000 $ 110,166 $ 35,000
Contra Costa, California 12 $ 4,735,000 $ 394,583 $ 129,000
Orange, California 12 $ 5,830,000 $ 485,833 $ 64,000
Park, Colorado 12 $ 2,689,000 $ 224,083 $ 109,000
Simpson, Kentucky 12 $ 1,440,000 $ 120,000 $ 46,000
Anoka, Minnesota 12 $ 2,420,000 $ 201,666 $ 110,000
Leflore, Mississippi 12 $ 793,000 $ 66,083 $ 30,000
Tate, Mississippi 12 $ 999,000 $ 83,250 $ 65,000
Gaston, North Carolina 12 $ 1,109,000 $ 92,416 $ 42,000
Butler, Ohio 12 $ 1,191,000 $ 99,250 $ 46,000
Maury, Tennessee 12 $ 1,011,000 $ 84,250 $ 37,000
Santa Cruz, Arizona 11 $ 1,315,000 $ 119,545 $ 31,000
La Plata, Colorado 11 $ 2,337,000 $ 212,454 $ 68,000
Forsyth, Georgia 11 $ 2,780,000 $ 252,727 $ 87,000
Allen, Indiana 11 $ 1,059,000 $ 96,272 $ 40,000
Johnson, Indiana 11 $ 901,000 $ 81,909 $ 40,000
Bullitt, Kentucky 11 $ 737,000 $ 67,000 $ 52,000
Lenawee, Michigan 11 $ 1,093,000 $ 99,363 $ 50,000
Washtenaw, Michigan 11 $ 2,272,000 $ 206,545 $ 180,000
Anderson, South Carolina 11 $ 804,000 $ 73,090 $ 108,000
Williamson, Tennessee 11 $ 2,531,000 $ 230,090 $ 115,000
Grayson, Texas 11 $ 1,790,000 $ 162,727 $ 90,000
Petersburg, Virginia 11 $ 683,000 $ 62,090 $ 92,000
Marshall, Alabama 10 $ 1,491,000 $ 149,100 $ 51,000
Cochise, Arizona 10 $ 832,000 $ 83,200 $ 52,000
Sacramento, California 10 $ 2,858,000 $ 285,800 $ 119,000
Charlotte, Florida 10 $ 1,942,000 $ 194,200 $ 87,000
Barrow, Georgia 10 $ 976,000 $ 97,600 $ 96,000
Bibb, Georgia 10 $ 871,000 $ 87,100 $ 69,000
Spalding, Georgia 10 $ 1,001,000 $ 100,100 $ 72,000
Lafayette, Louisiana 10 $ 1,295,000 $ 129,500 $ 52,000
Frederick, Maryland 10 $ 2,506,000 $ 250,600 $ 16,000
Harford, Maryland 10 $ 2,461,000 $ 246,100 $ 85,000
Kalamazoo, Michigan 10 $ 885,000 $ 88,500 $ 37,000
Dakota, Minnesota 10 $ 2,529,000 $ 252,900 $ 81,000
Monroe, Mississippi 10 $ 759,000 $ 75,900 $ 38,000
Camden, Missouri 10 $ 2,408,000 $ 240,800 $ 211,000
Christian, Missouri 10 $ 1,308,000 $ 130,800 $ 75,000
Douglas, Nebraska 10 $ 2,052,000 $ 205,200 $ 63,000
Lancaster, Nebraska 10 $ 1,214,000 $ 121,400 $ 63,000
Delaware, Ohio 10 $ 3,266,000 $ 326,600 $ 85,000
Creek, Oklahoma 10 $ 807,000 $ 80,700 $ 43,000
Gibson, Tennessee 10 $ 1,023,000 $ 102,300 $ 36,000
Bastrop, Texas 10 $ 1,314,000 $ 131,400 $ 57,000
Van Zandt, Texas 10 $ 757,000 $ 75,700 $ 56,000
Lee, Alabama 9 $ 960,000 $ 106,666 $ 78,000
Lonoke, Arkansas 9 $ 1,276,000 $ 141,777 $ 167,000
Alameda, California 9 $ 2,905,000 $ 322,777 $ 57,000
Alachua, Florida 9 $ 1,223,000 $ 135,888 $ 65,000
Bay, Florida 9 $ 852,000 $ 94,666 $ 135,000
Cherokee, Georgia 9 $ 1,328,000 $ 147,555 $ 39,000
Floyd, Indiana 9 $ 859,000 $ 95,444 $ 31,000
LaPorte, Indiana 9 $ 708,000 $ 78,666 $ 52,000
Tippecanoe, Indiana 9 $ 925,000 $ 102,777 $ 46,000
Eaton, Michigan 9 $ 1,039,000 $ 115,444 $ 44,000
Marshall, Mississippi 9 $ 519,000 $ 57,666 $ 31,000
Platte, Missouri 9 $ 1,242,000 $ 138,000 $ 1,047,000
Otero, New Mexico 9 $ 734,000 $ 81,555 $ 41,000
Rio Arriba, New Mexico 9 $ 1,301,000 $ 144,555 $ 41,000
Valencia, New Mexico 9 $ 1,068,000 $ 118,666 $ 41,000
Craven, North Carolina 9 $ 897,000 $ 99,666 $ 55,000
Durham, North Carolina 9 $ 897,000 $ 99,666 $ 75,000
Huron, Ohio 9 $ 457,000 $ 50,777 $ 44,000
Lake, Ohio 9 $ 953,000 $ 105,888 $ 68,000
Medina, Ohio 9 $ 1,504,000 $ 167,111 $ 63,000
Mayes, Oklahoma 9 $ 519,000 $ 57,666 $ 41,000
Polk, Oregon 9 $ 1,268,000 $ 140,888 $ 55,000
Hughes, South Dakota 9 $ 826,000 $ 91,777 $ 71,000
Victoria, Texas 9 $ 551,000 $ 61,222 $ 67,000
Prince George, Virginia 9 $ 1,032,000 $ 114,666 $ 50,000
Racine, Wisconsin 9 $ 1,090,000 $ 121,111 $ 90,000
DeKalb, Alabama 8 $ 692,000 $ 86,500 $ 46,000
Ketchikan Gateway, Alaska 8 $ 753,000 $ 94,125 $ 54,000
Manatee, Florida 8 $ 953,000 $ 119,125 $ 73,000
Martin, Florida 8 $ 2,220,000 $ 277,500 $ 235,000
Kendall, Illinois 8 $ 2,513,000 $ 314,125 $ 151,000
Winnebago, Illinois 8 $ 726,000 $ 90,750 $ 9,000
Butler, Kansas 8 $ 855,000 $ 106,875 $ 67,000
Caddo, Louisiana 8 $ 991,000 $ 123,875 $ 57,000
Iberia, Louisiana 8 $ 550,000 $ 68,750 $ 40,000
Lafourche, Louisiana 8 $ 663,000 $ 82,875 $ 54,000
Rapides, Louisiana 8 $ 462,000 $ 57,750 $ 141,000
Jackson, Michigan 8 $ 764,000 $ 95,500 $ 79,000
Scott, Minnesota 8 $ 2,283,000 $ 285,375 $ 141,000
George, Mississippi 8 $ 790,000 $ 98,750 $ 32,000
Stone, Missouri 8 $ 718,000 $ 89,750 $ 100,000
Johnston, North Carolina 8 $ 630,000 $ 78,750 $ 36,000
Williams, Ohio 8 $ 624,000 $ 78,000 $ 39,000
Grady, Oklahoma 8 $ 770,000 $ 96,250 $ 44,000
Spartanburg, South Carolina 8 $ 923,000 $ 115,375 $ 37,000
Knox, Tennessee 8 $ 773,000 $ 96,625 $ 49,000
Wilson, Tennessee 8 $ 900,000 $ 112,500 $ 80,000
Chambers, Texas 8 $ 872,000 $ 109,000 $ 64,000
Hardin, Texas 8 $ 672,000 $ 84,000 $ 54,000
Hill, Texas 8 $ 1,063,000 $ 132,875 $ 102,000
Liberty, Texas 8 $ 632,000 $ 79,000 $ 57,000
Wise, Texas 8 $ 903,000 $ 112,875 $ 78,000
Stafford, Virginia 8 $ 1,517,000 $ 189,625 $ 50,000
Walworth, Wisconsin 8 $ 1,774,000 $ 221,750 $ 136,000
Cullman, Alabama 7 $ 543,000 $ 77,571 $ 47,000
Lauderdale, Alabama 7 $ 331,000 $ 47,285 $ 24,000
Lawrence, Alabama 7 $ 490,000 $ 70,000 $ 50,000
Faulkner, Arkansas 7 $ 686,000 $ 98,000 $ 75,000
Greene, Arkansas 7 $ 495,000 $ 70,714 $ 39,000
San Diego, California 7 $ 1,982,000 $ 283,142 $ 94,000
Morgan, Colorado 7 $ 610,000 $ 87,142 $ 45,000
San Miguel, Colorado 7 $ 2,041,000 $ 291,571 $ 229,000
Escambia, Florida 7 $ 910,000 $ 130,000 $ 45,000
Santa Rosa, Florida 7 $ 1,194,000 $ 170,571 $ 96,000
Coweta, Georgia 7 $ 953,000 $ 136,142 $ 55,000
Madison, Indiana 7 $ 777,000 $ 111,000 $ 54,000
Vigo, Indiana 7 $ 535,000 $ 76,428 $ 77,000
Leavenworth, Kansas 7 $ 925,000 $ 132,142 $ 73,000
Carroll, Maryland 7 $ 1,935,000 $ 276,428 $ 55,000
Bay, Michigan 7 $ 680,000 $ 97,142 $ 34,000
Itawamba, Mississippi 7 $ 501,000 $ 71,571 $ 30,000
Lauderdale, Mississippi 7 $ 549,000 $ 78,428 $ 22,000
Pearl River, Mississippi 7 $ 968,000 $ 138,285 $ 49,000
Pontotoc, Mississippi 7 $ 548,000 $ 78,285 $ 35,000
Prentiss, Mississippi 7 $ 416,000 $ 59,428 $ 30,000
Buchanan, Missouri 7 $ 438,000 $ 62,571 $ 27,000
Dallas, Missouri 7 $ 457,000 $ 65,285 $ 40,000
Fulton, Ohio 7 $ 605,000 $ 86,428 $ 31,000
Ottawa, Ohio 7 $ 2,460,000 $ 351,428 $ 236,000
Delaware, Oklahoma 7 $ 428,000 $ 61,142 $ 36,000
Logan, Oklahoma 7 $ 541,000 $ 77,285 $ 68,000
Rogers, Oklahoma 7 $ 760,000 $ 108,571 $ 56,000
Richland, South Carolina 7 $ 371,000 $ 53,000 $ 32,000
Montgomery, Tennessee 7 $ 649,000 $ 92,714 $ 64,000
Tipton, Tennessee 7 $ 934,000 $ 133,428 $ 18,000
Brazos, Texas 7 $ 756,000 $ 108,000 $ 58,000
Waller, Texas 7 $ 596,000 $ 85,142 $ 76,000
Wood, Texas 7 $ 645,000 $ 92,142 $ 35,000
Spotsylvania, Virginia 7 $ 2,075,000 $ 296,428 $ 60,000
Chelan, Washington 7 $ 922,000 $ 131,714 $ 34,000
Calhoun, Alabama 6 $ 569,000 $ 94,833 $ 43,000
Navajo, Arizona 6 $ 817,000 $ 136,166 $ 11,000
Yuma, Arizona 6 $ 749,000 $ 124,833 $ 31,000
Craighead, Arkansas 6 $ 356,000 $ 59,333 $ 17,000
Elbert, Colorado 6 $ 1,601,000 $ 266,833 $ 181,000
Montezuma, Colorado 6 $ 1,060,000 $ 176,666 $ 62,000
Teller, Colorado 6 $ 905,000 $ 150,833 $ 95,000
Flagler, Florida 6 $ 904,000 $ 150,666 $ 109,000
Monroe, Florida 6 $ 2,780,000 $ 463,333 $ 186,000
Kankakee, Illinois 6 $ 856,000 $ 142,666 $ 124,000
Hancock, Indiana 6 $ 555,000 $ 92,500 $ 66,000
Scott, Indiana 6 $ 442,000 $ 73,666 $ 39,000
Oldham, Kentucky 6 $ 685,000 $ 114,166 $ 51,000
St. John the Baptist, Louisiana 6 $ 818,000 $ 136,333 $ 75,000
Calvert, Maryland 6 $ 900,000 $ 150,000 $ 41,000
Washington, Maryland 6 $ 677,000 $ 112,833 $ 58,000
St. Clair, Michigan 6 $ 519,000 $ 86,500 $ 41,000
Wright, Minnesota 6 $ 805,000 $ 134,166 $ 8,000
Alcorn, Mississippi 6 $ 433,000 $ 72,166 $ 58,000
Pike, Mississippi 6 $ 451,000 $ 75,166 $ 34,000
Simpson, Mississippi 6 $ 747,000 $ 124,500 $ 31,000
Boone, Missouri 6 $ 586,000 $ 97,666 $ 49,000
Buffalo, Nebraska 6 $ 687,000 $ 114,500 $ 83,000
Nye, Nevada 6 $ 1,345,000 $ 224,166 $ 89,000
Eddy, New Mexico 6 $ 345,000 $ 57,500 $ 63,000
Carteret, North Carolina 6 $ 941,000 $ 156,833 $ 238,000
New Hanover, North Carolina 6 $ 826,000 $ 137,666 $ 52,000
Burleigh, North Dakota 6 $ 504,000 $ 84,000 $ 33,000
Cass, North Dakota 6 $ 484,000 $ 80,666 $ 49,000
Columbiana, Ohio 6 $ 645,000 $ 107,500 $ 255,000
Washington, Oklahoma 6 $ 506,000 $ 84,333 $ 31,000
Horry, South Carolina 6 $ 630,000 $ 105,000 $ 213,000
Brown, South Dakota 6 $ 750,000 $ 125,000 $ 45,000
Hamblen, Tennessee 6 $ 398,000 $ 66,333 $ 74,000
Bowie, Texas 6 $ 433,000 $ 72,166 $ 73,000
Hale, Texas 6 $ 466,000 $ 77,666 $ 56,000
Henderson, Texas 6 $ 824,000 $ 137,333 $ 97,000
Howard, Texas 6 $ 567,000 $ 94,500 $ 38,000
Potter, Texas 6 $ 280,000 $ 46,666 $ 31,000
Wichita, Texas 6 $ 512,000 $ 85,333 $ 51,000
Gloucester, Virginia 6 $ 848,000 $ 141,333 $ 71,000
Hanover, Virginia 6 $ 1,055,000 $ 175,833 $ 83,000
James City, Virginia 6 $ 1,777,000 $ 296,166 $ 64,000
Blount, Alabama 5 $ 443,000 $ 88,600 $ 27,000
Elmore, Alabama 5 $ 441,000 $ 88,200 $ 16,000
Tuscaloosa, Alabama 5 $ 1,064,000 $ 212,800 $ 61,000
Jefferson, Arkansas 5 $ 312,000 $ 62,400 $ 46,000
Ouachita, Arkansas 5 $ 239,000 $ 47,800 $ 44,000
Fresno, California 5 $ 1,008,000 $ 201,600 $ 164,000
Lake, Colorado 5 $ 584,000 $ 116,800 $ 43,000
Summit, Colorado 5 $ 1,434,000 $ 286,800 $ 299,000
Citrus, Florida 5 $ 502,000 $ 100,400 $ 27,000
Indian River, Florida 5 $ 746,000 $ 149,200 $ 141,000
Nassau, Florida 5 $ 695,000 $ 139,000 $ 37,000
Putnam, Florida 5 $ 436,000 $ 87,200 $ 16,000
St. Johns, Florida 5 $ 1,685,000 $ 337,000 $ 163,000
Clarke, Georgia 5 $ 400,000 $ 80,000 $ 50,000
Dougherty, Georgia 5 $ 446,000 $ 89,200 $ 66,000
Madison, Illinois 5 $ 711,000 $ 142,200 $ 39,000
Clinton, Indiana 5 $ 409,000 $ 81,800 $ 32,000
Morgan, Indiana 5 $ 395,000 $ 79,000 $ 39,000
White, Indiana 5 $ 444,000 $ 88,800 $ 47,000
Polk, Iowa 5 $ 477,000 $ 95,400 $ 77,000
Boone, Kentucky 5 $ 389,000 $ 77,800 $ 98,000
Kenton, Kentucky 5 $ 377,000 $ 75,400 $ 95,000
Laurel, Kentucky 5 $ 576,000 $ 115,200 $ 32,000
Madison, Kentucky 5 $ 357,000 $ 71,400 $ 36,000
Meade, Kentucky 5 $ 601,000 $ 120,200 $ 52,000
Terrebonne, Louisiana 5 $ 412,000 $ 82,400 $ 35,000
Ottawa, Michigan 5 $ 540,000 $ 108,000 $ 46,000
Clay, Minnesota 5 $ 351,000 $ 70,200 $ 46,000
Washington, Minnesota 5 $ 1,414,000 $ 282,800 $ 94,000
Forrest, Mississippi 5 $ 405,000 $ 81,000 $ 65,000
Panola, Mississippi 5 $ 559,000 $ 111,800 $ 40,000
Tunica, Mississippi 5 $ 584,000 $ 116,800 $ 53,000
Butler, Missouri 5 $ 445,000 $ 89,000 $ 41,000
Laclede, Missouri 5 $ 332,000 $ 66,400 $ 58,000
St. Francois, Missouri 5 $ 457,000 $ 91,400 $ 55,000
Flathead, Montana 5 $ 1,191,000 $ 238,200 $ 196,000
Iredell, North Carolina 5 $ 778,000 $ 155,600 $ 86,000
Auglaize, Ohio 5 $ 341,000 $ 68,200 $ 22,000
Darke, Ohio 5 $ 414,000 $ 82,800 $ 58,000
Mahoning, Ohio 5 $ 329,000 $ 65,800 $ 77,000
Trumbull, Ohio 5 $ 372,000 $ 74,400 $ 67,000
Warren, Ohio 5 $ 832,000 $ 166,400 $ 61,000
Cherokee, Oklahoma 5 $ 509,000 $ 101,800 $ 35,000
Jackson, Oregon 5 $ 1,145,000 $ 229,000 $ 195,000
Lancaster, South Carolina 5 $ 316,000 $ 63,200 $ 33,000
Codington, South Dakota 5 $ 590,000 $ 118,000 $ 44,000
Lincoln, South Dakota 5 $ 686,000 $ 137,200 $ 51,000
Pennington, South Dakota 5 $ 369,000 $ 73,800 $ 35,000
Gaines, Texas 5 $ 243,000 $ 48,600 $ 30,000
Hopewell, Virginia 5 $ 397,000 $ 79,400 $ 33,000
Loudoun, Virginia 5 $ 1,229,000 $ 245,800 $ 79,000
Yakima, Washington 5 $ 763,000 $ 152,600 $ 171,000
Brown, Wisconsin 5 $ 809,000 $ 161,800 $ 82,000
Dane, Wisconsin 5 $ 1,035,000 $ 207,000 $ 129,000
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Mortgage Loan Application Detail Totals for Sebring Capital Partners, LP in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,375 $2,280,880,000 $124,000 $2,055,000 $75,000 $6,698,000
Refinancing 7,416 $1,226,844,000 $165,000 $1,500,000 $67,000 $4,555,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,860 $1,519,704,000 $139,000 $1,550,000 $83,000 $3,020,000
Black or African American 7,299 $912,825,000 $125,000 $1,520,000 $64,000 $2,421,000
Hispanic 5,430 $733,661,000 $135,000 $1,330,000 $63,000 $4,555,000
Not Provided 1,337 $185,487,000 $138,000 $1,000,000 $72,000 $6,698,000
Asian 608 $116,584,000 $191,000 $2,055,000 $91,000 $807,000
Native Hawaiian or Other Pacific Islander 146 $27,010,000 $185,000 $880,000 $100,000 $576,000
American Indian or Alaskan Native 106 $11,853,000 $111,000 $880,000 $73,000 $1,679,000
Not applicable 5 $600,000 $120,000 $220,000 $47,000 $89,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,791 $3,507,724,000 $136,000 $2,055,000 $73,000 $6,698,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,986 $1,505,829,000 $125,000 $1,450,000 $69,000 $4,555,000
Application Withdrawn By Applicant 7,595 $1,086,736,000 $143,000 $1,390,000 $77,000 $2,421,000
Application Denied By Financial Institution 4,724 $719,127,000 $152,000 $2,055,000 $77,000 $6,698,000
File Closed For Incompleteness 938 $128,815,000 $137,000 $1,500,000 $83,000 $1,800,000
Application Approved But Not Accepted 282 $34,690,000 $123,000 $575,000 $64,000 $276,000
Loan Purchased By The Institution 266 $32,527,000 $122,000 $666,000 $61,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 331 $56,455,000 $170,000 $1,042,000 $50,000 $360,000
Other 233 $35,410,000 $151,000 $1,000,000 $72,000 $1,200,000
Collateral 200 $34,013,000 $170,000 $980,000 $55,000 $535,000
Unverifiable Information 129 $23,236,000 $180,000 $1,000,000 $95,000 $6,698,000
Debt-To-Income Ratio 113 $17,609,000 $155,000 $632,000 $23,000 $216,000
Employment History 30 $5,700,000 $190,000 $799,000 $33,000 $162,000
Credit Application Incomplete 28 $3,537,000 $126,000 $500,000 $37,000 $163,000
Insufficient Cash (Downpayment, Closing Cost) 7 $557,000 $79,000 $140,000 $23,000 $56,000
Mortgage Insurance Denied 2 $100,000 $50,000 $50,000 $82,000 $82,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sebring Capital Partners, LP's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sebring Capital Partners, LP's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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