Shore Mortgage Mortgage Lending & HMDA Data, 2010

In 2010, Shore Mortgage of Birmingham, MI reported 19,490 mortgage applications totaling $3.3 billion, down 40% from 2009. The average application was for $170,695, and applicants reported an average income of $63,226. 54% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (907), Warren-Troy-Farmington Hills, MI (877) and Cincinnati-Middletown, OH-KY-IN (721) (applications in parentheses).

Mortgage Company & Address Shore Mortgage
770 S. Adams Road #300
Birmingham, MI 48009
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 19,490
Total Mortgage Loan Application Amount $3,326,863,000
Average Mortgage Loan Application Amount $170,695
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $63,226
Highest Applicant Income $1,576,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Shore Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Shore Mortgage by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne, Michigan 597 $ 70,867,000 $ 118,705 $ 63,000
Cook, Illinois 568 $ 109,794,000 $ 193,299 $ 59,000
Oakland, Michigan 541 $ 91,321,000 $ 168,800 $ 87,000
Los Angeles, California 393 $ 107,380,000 $ 273,231 $ 82,000
Maricopa, Arizona 304 $ 46,532,000 $ 153,065 $ 60,000
Hamilton, Ohio 265 $ 40,704,000 $ 153,600 $ 59,000
Macomb, Michigan 260 $ 34,978,000 $ 134,530 $ 56,000
Franklin, Ohio 201 $ 32,131,000 $ 159,855 $ 64,000
Hamilton, Tennessee 191 $ 28,689,000 $ 150,204 $ 48,000
Jefferson, Alabama 174 $ 26,262,000 $ 150,931 $ 51,000
Butler, Ohio 163 $ 28,043,000 $ 172,042 $ 64,000
Riverside, California 159 $ 30,072,000 $ 189,132 $ 58,000
Cuyahoga, Ohio 156 $ 21,132,000 $ 135,461 $ 56,000
St. Louis, Missouri 155 $ 23,101,000 $ 149,038 $ 55,000
Kern, California 154 $ 26,932,000 $ 174,883 $ 69,000
Hartford, Connecticut 146 $ 27,258,000 $ 186,698 $ 56,000
Summit, Ohio 145 $ 22,708,000 $ 156,606 $ 62,000
Broward, Florida 136 $ 23,664,000 $ 174,000 $ 61,000
Jackson, Missouri 135 $ 19,845,000 $ 147,000 $ 66,000
Will, Illinois 134 $ 26,458,000 $ 197,447 $ 65,000
Knox, Tennessee 130 $ 18,782,000 $ 144,476 $ 49,000
Marion, Indiana 128 $ 15,583,000 $ 121,742 $ 46,000
Davidson, Tennessee 115 $ 18,503,000 $ 160,895 $ 50,000
San Bernardino, California 113 $ 22,083,000 $ 195,424 $ 59,000
Hillsborough, Florida 112 $ 16,345,000 $ 145,937 $ 59,000
Harris, Texas 112 $ 14,993,000 $ 133,866 $ 77,000
Milwaukee, Wisconsin 108 $ 16,699,000 $ 154,620 $ 56,000
Sacramento, California 106 $ 22,055,000 $ 208,066 $ 69,000
Montgomery, Ohio 104 $ 13,004,000 $ 125,038 $ 51,000
Orange, Florida 101 $ 14,778,000 $ 146,316 $ 47,000
Clark, Nevada 101 $ 15,408,000 $ 152,554 $ 60,000
Miami-Dade, Florida 99 $ 17,140,000 $ 173,131 $ 67,000
Warren, Ohio 99 $ 17,146,000 $ 173,191 $ 68,000
St. Charles, Missouri 95 $ 17,574,000 $ 184,989 $ 67,000
San Diego, California 91 $ 25,078,000 $ 275,582 $ 97,000
Clermont, Ohio 88 $ 15,212,000 $ 172,863 $ 63,000
Shelby, Tennessee 86 $ 12,753,000 $ 148,290 $ 55,000
DuPage, Illinois 85 $ 17,941,000 $ 211,070 $ 60,000
Gwinnett, Georgia 84 $ 12,301,000 $ 146,440 $ 41,000
DeKalb, Georgia 83 $ 11,454,000 $ 138,000 $ 43,000
Bernalillo, New Mexico 83 $ 13,205,000 $ 159,096 $ 70,000
Johnson, Kansas 80 $ 15,646,000 $ 195,575 $ 80,000
East Baton Rouge, Louisiana 79 $ 14,045,000 $ 177,784 $ 65,000
Stark, Ohio 78 $ 11,662,000 $ 149,512 $ 73,000
Orange, California 77 $ 26,844,000 $ 348,623 $ 113,000
Lake, Indiana 77 $ 10,933,000 $ 141,987 $ 51,000
Allen, Indiana 76 $ 10,050,000 $ 132,236 $ 42,000
Prince George's, Maryland 73 $ 16,737,000 $ 229,273 $ 73,000
Ventura, California 71 $ 25,278,000 $ 356,028 $ 105,000
El Paso, Texas 71 $ 10,510,000 $ 148,028 $ 72,000
Shelby, Alabama 70 $ 11,737,000 $ 167,671 $ 59,000
Caddo, Louisiana 68 $ 9,895,000 $ 145,514 $ 57,000
Jefferson, Louisiana 66 $ 10,844,000 $ 164,303 $ 59,000
Kane, Illinois 65 $ 10,932,000 $ 168,184 $ 48,000
Jefferson, Missouri 65 $ 10,453,000 $ 160,815 $ 49,000
Clay, Missouri 64 $ 10,169,000 $ 158,890 $ 61,000
Arapahoe, Colorado 63 $ 13,188,000 $ 209,333 $ 64,000
Fulton, Georgia 63 $ 9,824,000 $ 155,936 $ 54,000
Lee, Florida 62 $ 7,196,000 $ 116,064 $ 54,000
Palm Beach, Florida 62 $ 11,243,000 $ 181,338 $ 66,000
Tippecanoe, Indiana 62 $ 8,158,000 $ 131,580 $ 55,000
Pinellas, Florida 61 $ 9,776,000 $ 160,262 $ 74,000
Calcasieu, Louisiana 61 $ 9,230,000 $ 151,311 $ 63,000
St. Louis City, Missouri 60 $ 8,212,000 $ 136,866 $ 47,000
Mobile, Alabama 57 $ 8,057,000 $ 141,350 $ 57,000
Lorain, Ohio 56 $ 9,497,000 $ 169,589 $ 71,000
King, Washington 56 $ 15,450,000 $ 275,892 $ 70,000
New Haven, Connecticut 55 $ 10,949,000 $ 199,072 $ 64,000
Pasco, Florida 55 $ 7,511,000 $ 136,563 $ 61,000
Orleans, Louisiana 55 $ 9,807,000 $ 178,309 $ 62,000
Sumner, Tennessee 55 $ 10,127,000 $ 184,127 $ 59,000
Contra Costa, California 54 $ 14,344,000 $ 265,629 $ 81,000
New Castle, Delaware 54 $ 11,178,000 $ 207,000 $ 64,000
Osceola, Florida 54 $ 6,317,000 $ 116,981 $ 50,000
Washtenaw, Michigan 54 $ 9,077,000 $ 168,092 $ 106,000
Brown, Wisconsin 54 $ 8,607,000 $ 159,388 $ 60,000
Salt Lake, Utah 53 $ 11,372,000 $ 214,566 $ 61,000
Denver, Colorado 52 $ 10,280,000 $ 197,692 $ 65,000
Jefferson, Colorado 51 $ 10,232,000 $ 200,627 $ 79,000
Hamilton, Indiana 51 $ 9,164,000 $ 179,686 $ 78,000
Bristol, Massachusetts 50 $ 11,090,000 $ 221,800 $ 48,000
Alameda, California 49 $ 15,214,000 $ 310,489 $ 97,000
Terrebonne, Louisiana 49 $ 8,073,000 $ 164,755 $ 68,000
Kent, Michigan 49 $ 6,525,000 $ 133,163 $ 50,000
Rutherford, Tennessee 49 $ 7,265,000 $ 148,265 $ 42,000
Polk, Florida 48 $ 6,359,000 $ 132,479 $ 57,000
Jefferson, Kentucky 48 $ 6,888,000 $ 143,500 $ 58,000
Bradley, Tennessee 48 $ 6,682,000 $ 139,208 $ 45,000
Fresno, California 47 $ 7,971,000 $ 169,595 $ 52,000
Oklahoma, Oklahoma 47 $ 7,240,000 $ 154,042 $ 56,000
Dallas, Texas 47 $ 6,514,000 $ 138,595 $ 54,000
Polk, Iowa 46 $ 6,640,000 $ 144,347 $ 59,000
Fairfax, Virginia 46 $ 17,386,000 $ 377,956 $ 105,000
Cobb, Georgia 44 $ 7,967,000 $ 181,068 $ 59,000
Lucas, Ohio 44 $ 5,628,000 $ 127,909 $ 51,000
Johnson, Indiana 43 $ 6,006,000 $ 139,674 $ 47,000
Livingston, Michigan 43 $ 7,054,000 $ 164,046 $ 90,000
Hennepin, Minnesota 43 $ 7,345,000 $ 170,813 $ 59,000
Delaware, Ohio 43 $ 9,102,000 $ 211,674 $ 77,000
Lake, Ohio 43 $ 7,027,000 $ 163,418 $ 55,000
Pierce, Washington 43 $ 10,807,000 $ 251,325 $ 69,000
Waukesha, Wisconsin 43 $ 8,717,000 $ 202,720 $ 77,000
Richland, South Carolina 42 $ 5,730,000 $ 136,428 $ 47,000
Tallapoosa, Alabama 41 $ 5,730,000 $ 139,756 $ 50,000
Placer, California 41 $ 10,944,000 $ 266,926 $ 121,000
Stanislaus, California 41 $ 6,198,000 $ 151,170 $ 63,000
Collier, Florida 41 $ 5,651,000 $ 137,829 $ 58,000
Ascension, Louisiana 41 $ 7,528,000 $ 183,609 $ 79,000
Rapides, Louisiana 41 $ 6,248,000 $ 152,390 $ 64,000
Cass, Missouri 41 $ 6,299,000 $ 153,634 $ 68,000
Portage, Ohio 40 $ 6,664,000 $ 166,600 $ 68,000
Tulsa, Oklahoma 40 $ 5,242,000 $ 131,050 $ 59,000
Washington, Tennessee 40 $ 6,542,000 $ 163,550 $ 44,000
Sonoma, California 39 $ 10,921,000 $ 280,025 $ 68,000
Douglas, Colorado 39 $ 10,271,000 $ 263,358 $ 92,000
Madison, Illinois 39 $ 5,976,000 $ 153,230 $ 65,000
Mahoning, Ohio 38 $ 4,456,000 $ 117,263 $ 50,000
Providence, Rhode Island 38 $ 7,633,000 $ 200,868 $ 68,000
Prince William, Virginia 38 $ 10,540,000 $ 277,368 $ 76,000
Madison, Alabama 37 $ 5,791,000 $ 156,513 $ 76,000
Monterey, California 37 $ 8,416,000 $ 227,459 $ 54,000
Sullivan, Tennessee 37 $ 5,096,000 $ 137,729 $ 56,000
Hendricks, Indiana 36 $ 5,344,000 $ 148,444 $ 58,000
Kenton, Kentucky 36 $ 4,718,000 $ 131,055 $ 55,000
St. Tammany, Louisiana 36 $ 6,670,000 $ 185,277 $ 66,000
Montgomery, Maryland 36 $ 11,027,000 $ 306,305 $ 91,000
Genesee, Michigan 36 $ 4,647,000 $ 129,083 $ 57,000
Bexar, Texas 36 $ 4,608,000 $ 128,000 $ 53,000
Utah, Utah 36 $ 7,239,000 $ 201,083 $ 64,000
Lake, Illinois 35 $ 7,259,000 $ 207,400 $ 76,000
Monroe, Michigan 35 $ 5,164,000 $ 147,542 $ 54,000
Kalamazoo, Michigan 34 $ 5,169,000 $ 152,029 $ 58,000
San Juan, New Mexico 34 $ 6,926,000 $ 203,705 $ 76,000
Licking, Ohio 34 $ 5,662,000 $ 166,529 $ 50,000
Medina, Ohio 34 $ 5,457,000 $ 160,500 $ 50,000
Blount, Tennessee 34 $ 5,057,000 $ 148,735 $ 40,000
Duval, Florida 33 $ 5,342,000 $ 161,878 $ 58,000
Catoosa, Georgia 33 $ 4,244,000 $ 128,606 $ 46,000
Morgan, Indiana 33 $ 4,490,000 $ 136,060 $ 62,000
Cumberland, Maine 33 $ 7,449,000 $ 225,727 $ 94,000
Sarasota, Florida 32 $ 4,291,000 $ 134,093 $ 48,000
Greenville, South Carolina 32 $ 5,511,000 $ 172,218 $ 82,000
San Joaquin, California 31 $ 6,836,000 $ 220,516 $ 88,000
Bossier, Louisiana 31 $ 5,242,000 $ 169,096 $ 69,000
Plymouth, Massachusetts 31 $ 7,773,000 $ 250,741 $ 69,000
Cleveland, Oklahoma 31 $ 4,233,000 $ 136,548 $ 64,000
Pinal, Arizona 30 $ 3,752,000 $ 125,066 $ 55,000
El Paso, Colorado 30 $ 5,602,000 $ 186,733 $ 69,000
Middlesex, Massachusetts 30 $ 7,922,000 $ 264,066 $ 81,000
Santa Fe, New Mexico 30 $ 7,603,000 $ 253,433 $ 76,000
Fairfield, Ohio 30 $ 4,968,000 $ 165,600 $ 64,000
Greene, Ohio 30 $ 4,594,000 $ 153,133 $ 60,000
Lane, Oregon 30 $ 6,709,000 $ 223,633 $ 69,000
Williamson, Tennessee 30 $ 7,038,000 $ 234,600 $ 78,000
Pima, Arizona 29 $ 3,899,000 $ 134,448 $ 47,000
Porter, Indiana 29 $ 4,616,000 $ 159,172 $ 60,000
Lafayette, Louisiana 29 $ 4,811,000 $ 165,896 $ 62,000
Multnomah, Oregon 29 $ 6,296,000 $ 217,103 $ 58,000
Adams, Colorado 28 $ 4,122,000 $ 147,214 $ 48,000
Elko, Nevada 28 $ 5,711,000 $ 203,964 $ 18,000
Faulkner, Arkansas 27 $ 4,225,000 $ 156,481 $ 71,000
Pulaski, Arkansas 27 $ 4,031,000 $ 149,296 $ 34,000
Solano, California 27 $ 5,153,000 $ 190,851 $ 63,000
Seminole, Florida 27 $ 4,225,000 $ 156,481 $ 59,000
Clayton, Georgia 27 $ 3,132,000 $ 116,000 $ 33,000
St. Clair, Illinois 27 $ 4,310,000 $ 159,629 $ 75,000
Livingston, Louisiana 27 $ 4,746,000 $ 175,777 $ 80,000
Wayne, Ohio 27 $ 3,982,000 $ 147,481 $ 57,000
Tarrant, Texas 27 $ 3,648,000 $ 135,111 $ 50,000
Racine, Wisconsin 27 $ 4,246,000 $ 157,259 $ 50,000
Henry, Georgia 26 $ 3,800,000 $ 146,153 $ 40,000
McHenry, Illinois 26 $ 5,126,000 $ 197,153 $ 70,000
Baltimore, Maryland 26 $ 5,531,000 $ 212,730 $ 57,000
Ramsey, Minnesota 26 $ 4,362,000 $ 167,769 $ 58,000
Sevier, Tennessee 26 $ 3,981,000 $ 153,115 $ 44,000
Tuscaloosa, Alabama 25 $ 4,093,000 $ 163,720 $ 55,000
St. Lucie, Florida 25 $ 2,879,000 $ 115,160 $ 47,000
Anne Arundel, Maryland 25 $ 7,010,000 $ 280,400 $ 92,000
Baltimore City, Maryland 25 $ 3,749,000 $ 149,960 $ 52,000
Essex, Massachusetts 25 $ 6,242,000 $ 249,680 $ 61,000
Douglas, Nebraska 25 $ 3,799,000 $ 151,960 $ 56,000
Hall, Nebraska 25 $ 2,561,000 $ 102,440 $ 36,000
Canadian, Oklahoma 25 $ 4,152,000 $ 166,080 $ 59,000
Wilson, Tennessee 25 $ 4,858,000 $ 194,320 $ 64,000
Baldwin, Alabama 24 $ 4,363,000 $ 181,791 $ 50,000
Tulare, California 24 $ 3,598,000 $ 149,916 $ 55,000
Volusia, Florida 24 $ 3,524,000 $ 146,833 $ 60,000
Bannock, Idaho 24 $ 3,254,000 $ 135,583 $ 61,000
Sedgwick, Kansas 24 $ 3,644,000 $ 151,833 $ 50,000
Ottawa, Michigan 24 $ 3,318,000 $ 138,250 $ 51,000
Richland, Ohio 24 $ 3,160,000 $ 131,666 $ 61,000
Robertson, Tennessee 24 $ 3,849,000 $ 160,375 $ 49,000
Loudoun, Virginia 24 $ 9,617,000 $ 400,708 $ 118,000
Brevard, Florida 23 $ 2,995,000 $ 130,217 $ 52,000
Boone, Kentucky 23 $ 4,081,000 $ 177,434 $ 57,000
St. Clair, Michigan 23 $ 3,183,000 $ 138,391 $ 73,000
Clark, Ohio 23 $ 2,910,000 $ 126,521 $ 44,000
Washington, Oregon 23 $ 5,603,000 $ 243,608 $ 83,000
Charleston, South Carolina 23 $ 3,687,000 $ 160,304 $ 63,000
McMinn, Tennessee 23 $ 3,171,000 $ 137,869 $ 44,000
Chesterfield, Virginia 23 $ 5,468,000 $ 237,739 $ 61,000
Garland, Arkansas 22 $ 3,228,000 $ 146,727 $ 59,000
Santa Clara, California 22 $ 7,357,000 $ 334,409 $ 98,000
Bay, Florida 22 $ 3,056,000 $ 138,909 $ 72,000
Litchfield, Connecticut 21 $ 4,969,000 $ 236,619 $ 67,000
Elkhart, Indiana 21 $ 2,781,000 $ 132,428 $ 41,000
Fayette, Kentucky 21 $ 3,032,000 $ 144,380 $ 56,000
Hampden, Massachusetts 21 $ 3,209,000 $ 152,809 $ 55,000
Anoka, Minnesota 21 $ 4,048,000 $ 192,761 $ 59,000
Dakota, Minnesota 21 $ 4,292,000 $ 204,380 $ 70,000
DeSoto, Mississippi 21 $ 3,777,000 $ 179,857 $ 52,000
Muskingum, Ohio 21 $ 2,690,000 $ 128,095 $ 47,000
Trumbull, Ohio 21 $ 2,722,000 $ 129,619 $ 44,000
Lexington, South Carolina 21 $ 3,591,000 $ 171,000 $ 60,000
Limestone, Alabama 20 $ 3,302,000 $ 165,100 $ 63,000
Larimer, Colorado 20 $ 3,720,000 $ 186,000 $ 56,000
Kendall, Illinois 20 $ 4,010,000 $ 200,500 $ 45,000
Hancock, Indiana 20 $ 3,250,000 $ 162,500 $ 52,000
Vanderburgh, Indiana 20 $ 2,277,000 $ 113,850 $ 44,000
Suffolk, Massachusetts 20 $ 5,395,000 $ 269,750 $ 124,000
Ingham, Michigan 20 $ 3,794,000 $ 189,700 $ 86,000
Anderson, Tennessee 20 $ 2,612,000 $ 130,600 $ 47,000
Ouachita, Louisiana 19 $ 2,890,000 $ 152,105 $ 53,000
Platte, Missouri 19 $ 2,964,000 $ 156,000 $ 78,000
Hillsborough, New Hampshire 19 $ 4,076,000 $ 214,526 $ 83,000
Berkeley, South Carolina 19 $ 2,859,000 $ 150,473 $ 58,000
Horry, South Carolina 19 $ 3,151,000 $ 165,842 $ 56,000
Jefferson, Tennessee 19 $ 3,043,000 $ 160,157 $ 59,000
Madison, Tennessee 19 $ 2,683,000 $ 141,210 $ 51,000
Santa Cruz, California 18 $ 5,870,000 $ 326,111 $ 78,000
Flagler, Florida 18 $ 2,330,000 $ 129,444 $ 73,000
Hernando, Florida 18 $ 1,912,000 $ 106,222 $ 50,000
Kosciusko, Indiana 18 $ 3,118,000 $ 173,222 $ 61,000
St. Joseph, Indiana 18 $ 2,552,000 $ 141,777 $ 49,000
Linn, Iowa 18 $ 2,617,000 $ 145,388 $ 71,000
Wyandotte, Kansas 18 $ 2,537,000 $ 140,944 $ 67,000
Franklin, Missouri 18 $ 2,743,000 $ 152,388 $ 46,000
Rockingham, New Hampshire 18 $ 3,928,000 $ 218,222 $ 86,000
Burleigh, North Dakota 18 $ 3,532,000 $ 196,222 $ 55,000
Perry, Ohio 18 $ 2,246,000 $ 124,777 $ 48,000
Kent, Rhode Island 18 $ 3,783,000 $ 210,166 $ 61,000
Hamblen, Tennessee 18 $ 2,388,000 $ 132,666 $ 27,000
Montgomery, Alabama 17 $ 2,626,000 $ 154,470 $ 54,000
Mohave, Arizona 17 $ 2,733,000 $ 160,764 $ 66,000
Walker, Georgia 17 $ 1,753,000 $ 103,117 $ 43,000
Ada, Idaho 17 $ 2,526,000 $ 148,588 $ 57,000
Jackson, Michigan 17 $ 2,065,000 $ 121,470 $ 46,000
Tipton, Tennessee 17 $ 2,671,000 $ 157,117 $ 53,000
Snohomish, Washington 17 $ 4,672,000 $ 274,823 $ 70,000
Blount, Alabama 16 $ 2,222,000 $ 138,875 $ 45,000
Elmore, Alabama 16 $ 2,766,000 $ 172,875 $ 78,000
Lee, Alabama 16 $ 2,836,000 $ 177,250 $ 57,000
Talladega, Alabama 16 $ 2,134,000 $ 133,375 $ 54,000
Washington, Arkansas 16 $ 3,051,000 $ 190,687 $ 48,000
San Luis Obispo, California 16 $ 5,658,000 $ 353,625 $ 111,000
Shasta, California 16 $ 2,617,000 $ 163,562 $ 60,000
Fairfield, Connecticut 16 $ 5,229,000 $ 326,812 $ 94,000
Manatee, Florida 16 $ 2,673,000 $ 167,062 $ 78,000
Martin, Florida 16 $ 2,830,000 $ 176,875 $ 62,000
Dona Ana, New Mexico 16 $ 3,302,000 $ 206,375 $ 74,000
Rowan, North Carolina 16 $ 2,276,000 $ 142,250 $ 35,000
Brown, Ohio 16 $ 1,958,000 $ 122,375 $ 49,000
Carter, Oklahoma 16 $ 2,856,000 $ 178,500 $ 86,000
Dorchester, South Carolina 16 $ 2,748,000 $ 171,750 $ 65,000
Maury, Tennessee 16 $ 2,344,000 $ 146,500 $ 57,000
Montgomery, Tennessee 16 $ 2,533,000 $ 158,312 $ 58,000
Fort Bend, Texas 16 $ 2,634,000 $ 164,625 $ 69,000
El Dorado, California 15 $ 4,337,000 $ 289,133 $ 132,000
Howard, Indiana 15 $ 1,834,000 $ 122,266 $ 55,000
Steuben, Indiana 15 $ 1,944,000 $ 129,600 $ 59,000
York, Maine 15 $ 3,267,000 $ 217,800 $ 88,000
Worcester, Massachusetts 15 $ 3,374,000 $ 224,933 $ 70,000
Sandoval, New Mexico 15 $ 3,029,000 $ 201,933 $ 59,000
Geauga, Ohio 15 $ 2,725,000 $ 181,666 $ 83,000
Tuscarawas, Ohio 15 $ 2,048,000 $ 136,533 $ 57,000
Union, Ohio 15 $ 3,156,000 $ 210,400 $ 77,000
Wood, Ohio 15 $ 2,495,000 $ 166,333 $ 69,000
Deschutes, Oregon 15 $ 3,692,000 $ 246,133 $ 88,000
Spartanburg, South Carolina 15 $ 2,058,000 $ 137,200 $ 53,000
Davis, Utah 15 $ 2,901,000 $ 193,400 $ 59,000
Washington, Wisconsin 15 $ 2,765,000 $ 184,333 $ 81,000
St. Clair, Alabama 14 $ 2,288,000 $ 163,428 $ 54,000
Chatham, Georgia 14 $ 2,100,000 $ 150,000 $ 30,000
Cherokee, Georgia 14 $ 2,544,000 $ 181,714 $ 41,000
Douglas, Georgia 14 $ 2,036,000 $ 145,428 $ 58,000
Paulding, Georgia 14 $ 2,046,000 $ 146,142 $ 45,000
Whitfield, Georgia 14 $ 1,922,000 $ 137,285 $ 47,000
Boone, Indiana 14 $ 1,925,000 $ 137,500 $ 75,000
Harford, Maryland 14 $ 3,805,000 $ 271,785 $ 63,000
Norfolk, Massachusetts 14 $ 3,795,000 $ 271,071 $ 88,000
Muskegon, Michigan 14 $ 2,064,000 $ 147,428 $ 46,000
Olmsted, Minnesota 14 $ 2,141,000 $ 152,928 $ 56,000
Cheatham, Tennessee 14 $ 2,543,000 $ 181,642 $ 50,000
Kenosha, Wisconsin 14 $ 2,443,000 $ 174,500 $ 60,000
DeKalb, Alabama 13 $ 2,028,000 $ 156,000 $ 59,000
Benton, Arkansas 13 $ 2,612,000 $ 200,923 $ 62,000
Sussex, Delaware 13 $ 2,368,000 $ 182,153 $ 51,000
Tazewell, Illinois 13 $ 1,640,000 $ 126,153 $ 45,000
Vigo, Indiana 13 $ 1,880,000 $ 144,615 $ 54,000
Pottawattamie, Iowa 13 $ 1,862,000 $ 143,230 $ 58,000
Madison, Kentucky 13 $ 1,919,000 $ 147,615 $ 54,000
Androscoggin, Maine 13 $ 2,174,000 $ 167,230 $ 52,000
Eaton, Michigan 13 $ 1,734,000 $ 133,384 $ 50,000
Greene, Missouri 13 $ 2,257,000 $ 173,615 $ 61,000
Lincoln, Missouri 13 $ 2,445,000 $ 188,076 $ 82,000
Miami, Ohio 13 $ 1,909,000 $ 146,846 $ 54,000
Clackamas, Oregon 13 $ 3,401,000 $ 261,615 $ 74,000
Montgomery, Pennsylvania 13 $ 3,984,000 $ 306,461 $ 176,000
Cocke, Tennessee 13 $ 2,189,000 $ 168,384 $ 39,000
Greene, Tennessee 13 $ 1,742,000 $ 134,000 $ 42,000
Rhea, Tennessee 13 $ 1,633,000 $ 125,615 $ 62,000
Roane, Tennessee 13 $ 1,942,000 $ 149,384 $ 71,000
Collin, Texas 13 $ 2,328,000 $ 179,076 $ 75,000
Spokane, Washington 13 $ 2,469,000 $ 189,923 $ 91,000
Winnebago, Wisconsin 13 $ 1,679,000 $ 129,153 $ 41,000
Morgan, Alabama 12 $ 1,602,000 $ 133,500 $ 48,000
Middlesex, Connecticut 12 $ 2,958,000 $ 246,500 $ 90,000
Lake, Florida 12 $ 1,600,000 $ 133,333 $ 55,000
Bartholomew, Indiana 12 $ 1,342,000 $ 111,833 $ 45,000
Madison, Indiana 12 $ 1,243,000 $ 103,583 $ 39,000
Mills, Iowa 12 $ 2,141,000 $ 178,416 $ 74,000
Washington, Minnesota 12 $ 2,570,000 $ 214,166 $ 74,000
Lamar, Mississippi 12 $ 1,775,000 $ 147,916 $ 66,000
Mecklenburg, North Carolina 12 $ 2,560,000 $ 213,333 $ 88,000
Ashtabula, Ohio 12 $ 1,910,000 $ 159,166 $ 75,000
Marion, Ohio 12 $ 1,555,000 $ 129,583 $ 48,000
Carter, Tennessee 12 $ 1,484,000 $ 123,666 $ 50,000
Loudon, Tennessee 12 $ 2,258,000 $ 188,166 $ 52,000
Denton, Texas 12 $ 1,980,000 $ 165,000 $ 61,000
Benton, Washington 12 $ 2,219,000 $ 184,916 $ 53,000
Cullman, Alabama 11 $ 1,716,000 $ 156,000 $ 47,000
Yavapai, Arizona 11 $ 2,255,000 $ 205,000 $ 70,000
La Plata, Colorado 11 $ 3,201,000 $ 291,000 $ 154,000
New London, Connecticut 11 $ 2,605,000 $ 236,818 $ 64,000
Tolland, Connecticut 11 $ 2,755,000 $ 250,454 $ 86,000
Alachua, Florida 11 $ 1,588,000 $ 144,363 $ 79,000
Bibb, Georgia 11 $ 1,690,000 $ 153,636 $ 46,000
Fayette, Georgia 11 $ 2,540,000 $ 230,909 $ 77,000
Richmond, Georgia 11 $ 1,388,000 $ 126,181 $ 41,000
Winnebago, Illinois 11 $ 1,913,000 $ 173,909 $ 76,000
Delaware, Indiana 11 $ 1,208,000 $ 109,818 $ 44,000
Douglas, Kansas 11 $ 1,693,000 $ 153,909 $ 54,000
Campbell, Kentucky 11 $ 1,817,000 $ 165,181 $ 58,000
De Soto, Louisiana 11 $ 1,572,000 $ 142,909 $ 65,000
Allegan, Michigan 11 $ 1,570,000 $ 142,727 $ 69,000
Scott, Minnesota 11 $ 2,328,000 $ 211,636 $ 74,000
Hinds, Mississippi 11 $ 1,714,000 $ 155,818 $ 50,000
Rankin, Mississippi 11 $ 1,826,000 $ 166,000 $ 58,000
Stone, Mississippi 11 $ 1,752,000 $ 159,272 $ 72,000
Knox, Ohio 11 $ 1,416,000 $ 128,727 $ 61,000
Pottawatomie, Oklahoma 11 $ 1,271,000 $ 115,545 $ 56,000
Claiborne, Tennessee 11 $ 1,339,000 $ 121,727 $ 46,000
Putnam, Tennessee 11 $ 1,349,000 $ 122,636 $ 42,000
Montgomery, Texas 11 $ 1,957,000 $ 177,909 $ 85,000
Henrico, Virginia 11 $ 2,380,000 $ 216,363 $ 54,000
Oconto, Wisconsin 11 $ 1,346,000 $ 122,363 $ 49,000
Calhoun, Alabama 10 $ 1,504,000 $ 150,400 $ 59,000
Etowah, Alabama 10 $ 1,455,000 $ 145,500 $ 49,000
Park, Colorado 10 $ 2,333,000 $ 233,300 $ 102,000
Marion, Florida 10 $ 1,309,000 $ 130,900 $ 67,000
Bonneville, Idaho 10 $ 1,672,000 $ 167,200 $ 81,000
Dearborn, Indiana 10 $ 1,902,000 $ 190,200 $ 76,000
LaPorte, Indiana 10 $ 1,316,000 $ 131,600 $ 53,000
Lafourche, Louisiana 10 $ 1,760,000 $ 176,000 $ 83,000
Penobscot, Maine 10 $ 1,501,000 $ 150,100 $ 51,000
Howard, Maryland 10 $ 3,021,000 $ 302,100 $ 122,000
Barry, Michigan 10 $ 1,514,000 $ 151,400 $ 60,000
Lapeer, Michigan 10 $ 1,648,000 $ 164,800 $ 64,000
Van Buren, Michigan 10 $ 1,673,000 $ 167,300 $ 75,000
Jackson, Mississippi 10 $ 1,438,000 $ 143,800 $ 54,000
Hancock, Ohio 10 $ 1,394,000 $ 139,400 $ 58,000
Ross, Ohio 10 $ 1,411,000 $ 141,100 $ 53,000
McClain, Oklahoma 10 $ 1,391,000 $ 139,100 $ 71,000
Lincoln, Tennessee 10 $ 989,000 $ 98,900 $ 35,000
Cameron, Texas 10 $ 1,408,000 $ 140,800 $ 63,000
Moore, Texas 10 $ 1,325,000 $ 132,500 $ 68,000
Williamson, Texas 10 $ 1,407,000 $ 140,700 $ 59,000
Warren, Virginia 10 $ 2,103,000 $ 210,300 $ 61,000
Lauderdale, Alabama 9 $ 1,575,000 $ 175,000 $ 69,000
Yuma, Arizona 9 $ 1,114,000 $ 123,777 $ 52,000
Saline, Arkansas 9 $ 1,673,000 $ 185,888 $ 57,000
Yolo, California 9 $ 2,683,000 $ 298,111 $ 89,000
Boulder, Colorado 9 $ 1,745,000 $ 193,888 $ 105,000
Kent, Delaware 9 $ 1,665,000 $ 185,000 $ 74,000
Escambia, Florida 9 $ 1,458,000 $ 162,000 $ 56,000
Indian River, Florida 9 $ 1,378,000 $ 153,111 $ 58,000
Coweta, Georgia 9 $ 1,419,000 $ 157,666 $ 39,000
Dade, Georgia 9 $ 1,226,000 $ 136,222 $ 61,000
Forsyth, Georgia 9 $ 1,876,000 $ 208,444 $ 51,000
Hall, Georgia 9 $ 1,143,000 $ 127,000 $ 42,000
Peoria, Illinois 9 $ 1,223,000 $ 135,888 $ 55,000
Vermilion, Illinois 9 $ 853,000 $ 94,777 $ 57,000
Clinton, Indiana 9 $ 987,000 $ 109,666 $ 52,000
Shelby, Indiana 9 $ 1,403,000 $ 155,888 $ 44,000
Frederick, Maryland 9 $ 2,367,000 $ 263,000 $ 71,000
St. Louis, Minnesota 9 $ 1,035,000 $ 115,000 $ 58,000
Harrison, Mississippi 9 $ 1,295,000 $ 143,888 $ 47,000
Boone, Missouri 9 $ 1,755,000 $ 195,000 $ 145,000
Cascade, Montana 9 $ 1,668,000 $ 185,333 $ 64,000
Wake, North Carolina 9 $ 1,617,000 $ 179,666 $ 60,000
Clinton, Ohio 9 $ 1,862,000 $ 206,888 $ 99,000
Allegheny, Pennsylvania 9 $ 1,101,000 $ 122,333 $ 83,000
Delaware, Pennsylvania 9 $ 2,293,000 $ 254,777 $ 89,000
Cumberland, Tennessee 9 $ 984,000 $ 109,333 $ 38,000
Dickson, Tennessee 9 $ 1,195,000 $ 132,777 $ 26,000
Fayette, Tennessee 9 $ 1,946,000 $ 216,222 $ 75,000
Monroe, Tennessee 9 $ 1,442,000 $ 160,222 $ 48,000
Weber, Utah 9 $ 1,464,000 $ 162,666 $ 58,000
Dane, Wisconsin 9 $ 1,676,000 $ 186,222 $ 81,000
Waupaca, Wisconsin 9 $ 1,153,000 $ 128,111 $ 51,000
Autauga, Alabama 8 $ 1,650,000 $ 206,250 $ 89,000
Merced, California 8 $ 991,000 $ 123,875 $ 41,000
San Francisco, California 8 $ 3,338,000 $ 417,250 $ 121,000
Weld, Colorado 8 $ 1,510,000 $ 188,750 $ 38,000
Clay, Florida 8 $ 1,208,000 $ 151,000 $ 58,000
St. Johns, Florida 8 $ 1,679,000 $ 209,875 $ 83,000
Newton, Georgia 8 $ 1,094,000 $ 136,750 $ 33,000
Rockdale, Georgia 8 $ 1,258,000 $ 157,250 $ 73,000
Kootenai, Idaho 8 $ 1,596,000 $ 199,500 $ 86,000
Monroe, Illinois 8 $ 1,429,000 $ 178,625 $ 69,000
Clark, Indiana 8 $ 1,195,000 $ 149,375 $ 40,000
White, Indiana 8 $ 1,312,000 $ 164,000 $ 52,000
Dickinson, Iowa 8 $ 1,180,000 $ 147,500 $ 47,000
Iberia, Louisiana 8 $ 1,098,000 $ 137,250 $ 49,000
Antrim, Michigan 8 $ 1,470,000 $ 183,750 $ 116,000
Saginaw, Michigan 8 $ 1,338,000 $ 167,250 $ 62,000
Stearns, Minnesota 8 $ 1,255,000 $ 156,875 $ 56,000
Jasper, Missouri 8 $ 853,000 $ 106,625 $ 38,000
Morgan, Missouri 8 $ 1,617,000 $ 202,125 $ 104,000
Allen, Ohio 8 $ 974,000 $ 121,750 $ 65,000
Belmont, Ohio 8 $ 916,000 $ 114,500 $ 32,000
Madison, Ohio 8 $ 1,339,000 $ 167,375 $ 74,000
Shelby, Ohio 8 $ 1,002,000 $ 125,250 $ 43,000
Washington, Ohio 8 $ 1,105,000 $ 138,125 $ 56,000
Philadelphia, Pennsylvania 8 $ 1,625,000 $ 203,125 $ 69,000
Beaufort, South Carolina 8 $ 1,586,000 $ 198,250 $ 102,000
Lawrence, Tennessee 8 $ 1,101,000 $ 137,625 $ 66,000
Galveston, Texas 8 $ 1,043,000 $ 130,375 $ 72,000
Travis, Texas 8 $ 1,644,000 $ 205,500 $ 111,000
Washington, Utah 8 $ 1,284,000 $ 160,500 $ 73,000
Norfolk, Virginia 8 $ 1,307,000 $ 163,375 $ 41,000
Clark, Washington 8 $ 1,719,000 $ 214,875 $ 53,000
Outagamie, Wisconsin 8 $ 1,393,000 $ 174,125 $ 61,000
Houston, Alabama 7 $ 1,232,000 $ 176,000 $ 47,000
Marshall, Alabama 7 $ 891,000 $ 127,285 $ 62,000
Walker, Alabama 7 $ 1,054,000 $ 150,571 $ 62,000
Butte, California 7 $ 1,519,000 $ 217,000 $ 112,000
San Mateo, California 7 $ 3,141,000 $ 448,714 $ 79,000
Pueblo, Colorado 7 $ 1,277,000 $ 182,428 $ 106,000
Charlotte, Florida 7 $ 918,000 $ 131,142 $ 46,000
Leon, Florida 7 $ 1,315,000 $ 187,857 $ 61,000
Sumter, Florida 7 $ 1,319,000 $ 188,428 $ 68,000
Canyon, Idaho 7 $ 808,000 $ 115,428 $ 37,000
Floyd, Indiana 7 $ 851,000 $ 121,571 $ 33,000
Grant, Indiana 7 $ 723,000 $ 103,285 $ 65,000
Dallas, Iowa 7 $ 1,348,000 $ 192,571 $ 75,000
Scott, Iowa 7 $ 927,000 $ 132,428 $ 46,000
Kennebec, Maine 7 $ 1,093,000 $ 156,142 $ 61,000
Calvert, Maryland 7 $ 1,904,000 $ 272,000 $ 91,000
Charles, Maryland 7 $ 1,666,000 $ 238,000 $ 65,000
Clinton, Michigan 7 $ 1,027,000 $ 146,714 $ 38,000
Isabella, Michigan 7 $ 1,130,000 $ 161,428 $ 43,000
Lenawee, Michigan 7 $ 872,000 $ 124,571 $ 40,000
Montcalm, Michigan 7 $ 695,000 $ 99,285 $ 36,000
Carver, Minnesota 7 $ 1,431,000 $ 204,428 $ 75,000
Buchanan, Missouri 7 $ 744,000 $ 106,285 $ 73,000
Newton, Missouri 7 $ 917,000 $ 131,000 $ 59,000
Phelps, Missouri 7 $ 875,000 $ 125,000 $ 46,000
St. Francois, Missouri 7 $ 1,068,000 $ 152,571 $ 56,000
Missoula, Montana 7 $ 1,473,000 $ 210,428 $ 89,000
Champaign, Ohio 7 $ 970,000 $ 138,571 $ 39,000
Erie, Ohio 7 $ 1,157,000 $ 165,285 $ 61,000
Morrow, Ohio 7 $ 1,032,000 $ 147,428 $ 48,000
Pickaway, Ohio 7 $ 1,184,000 $ 169,142 $ 79,000
Scioto, Ohio 7 $ 1,025,000 $ 146,428 $ 48,000
Westmoreland, Pennsylvania 7 $ 1,144,000 $ 163,428 $ 66,000
York, South Carolina 7 $ 775,000 $ 110,714 $ 40,000
Marion, Tennessee 7 $ 775,000 $ 110,714 $ 35,000
Marshall, Tennessee 7 $ 1,127,000 $ 161,000 $ 37,000
Alexandria, Virginia 7 $ 1,914,000 $ 273,428 $ 110,000
Amelia, Virginia 7 $ 1,470,000 $ 210,000 $ 35,000
Bedford, Virginia 7 $ 1,147,000 $ 163,857 $ 67,000
Shenandoah, Virginia 7 $ 1,065,000 $ 152,142 $ 48,000
Clallam, Washington 7 $ 1,518,000 $ 216,857 $ 34,000
Thurston, Washington 7 $ 1,731,000 $ 247,285 $ 137,000
Chambers, Alabama 6 $ 752,000 $ 125,333 $ 43,000
Cherokee, Alabama 6 $ 788,000 $ 131,333 $ 36,000
Baxter, Arkansas 6 $ 624,000 $ 104,000 $ 49,000
Madera, California 6 $ 904,000 $ 150,666 $ 57,000
San Benito, California 6 $ 1,558,000 $ 259,666 $ 52,000
Santa Barbara, California 6 $ 1,998,000 $ 333,000 $ 86,000
Murray, Georgia 6 $ 1,073,000 $ 178,833 $ 54,000
Brown, Indiana 6 $ 896,000 $ 149,333 $ 114,000
Henry, Indiana 6 $ 916,000 $ 152,666 $ 58,000
Jasper, Iowa 6 $ 694,000 $ 115,666 $ 51,000
Leavenworth, Kansas 6 $ 1,121,000 $ 186,833 $ 74,000
Shawnee, Kansas 6 $ 895,000 $ 149,166 $ 70,000
Grant, Louisiana 6 $ 751,000 $ 125,166 $ 57,000
St. Martin, Louisiana 6 $ 1,032,000 $ 172,000 $ 79,000
Delta, Michigan 6 $ 1,042,000 $ 173,666 $ 55,000
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Mortgage Loan Application Detail Totals for Shore Mortgage in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,424 $2,029,711,000 $177,000 $1,000,000 $62,000 $1,562,000
Home Purchase 7,969 $1,279,805,000 $160,000 $746,000 $65,000 $1,576,000
Home Improvement 97 $17,347,000 $178,000 $417,000 $62,000 $222,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,404 $2,470,909,000 $171,000 $1,000,000 $66,000 $1,576,000
Black or African American 2,156 $334,543,000 $155,000 $557,000 $52,000 $300,000
Hispanic 1,836 $303,437,000 $165,000 $708,000 $52,000 $605,000
Asian 537 $116,645,000 $217,000 $650,000 $77,000 $490,000
Not Provided 441 $77,272,000 $175,000 $649,000 $56,000 $323,000
American Indian or Alaskan Native 61 $11,642,000 $190,000 $664,000 $58,000 $193,000
Native Hawaiian or Other Pacific Islander 55 $12,415,000 $225,000 $610,000 $66,000 $328,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 14,816 $2,438,388,000 $164,000 $746,000 $54,000 $1,562,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,597 $875,406,000 $190,000 $1,000,000 $91,000 $1,576,000
VA-guaranteed (Veterans Administration) 77 $13,069,000 $169,000 $409,000 $65,000 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,504 $1,755,232,000 $167,000 $741,000 $63,000 $1,282,000
Application Withdrawn By Applicant 5,371 $934,928,000 $174,000 $1,000,000 $64,000 $1,562,000
Application Denied By Financial Institution 3,565 $628,702,000 $176,000 $740,000 $60,000 $1,576,000
Application Approved But Not Accepted 44 $7,041,000 $160,000 $285,000 $55,000 $169,000
Preapproval Denied by Financial Institution 6 $960,000 $160,000 $321,000 $47,000 $59,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,747 $314,312,000 $179,000 $695,000 $47,000 $423,000
Credit History 601 $95,546,000 $158,000 $629,000 $60,000 $1,576,000
Collateral 487 $83,839,000 $172,000 $729,000 $79,000 $571,000
Other 366 $71,550,000 $195,000 $740,000 $91,000 $960,000
Unverifiable Information 242 $42,758,000 $176,000 $596,000 $70,000 $273,000
Employment History 93 $15,637,000 $168,000 $483,000 $52,000 $324,000
Insufficient Cash (Downpayment, Closing Cost) 21 $3,557,000 $169,000 $387,000 $73,000 $168,000
Credit Application Incomplete 10 $1,614,000 $161,000 $335,000 $58,000 $143,000
Mortgage Insurance Denied 3 $759,000 $253,000 $417,000 $77,000 $128,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Shore Mortgage's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Shore Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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