Solstice Capital Group, Inc. Mortgage Lending & HMDA Data, 2005

In 2005, Solstice Capital Group, Inc. of Irvine, CA reported 81,193 mortgage applications totaling $12.9 billion. The average application was for $158,924, and applicants reported an average income of $84,937. 4% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (7,626), Phoenix-Mesa-Scottsdale, AZ (4,695) and Las Vegas-Paradise, NV (3,544) (applications in parentheses).

Mortgage Company & Address Solstice Capital Group, Inc.
17461 Derian Ave. Suite 200
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  
Total Number of Mortgage Applications 81,193
Total Mortgage Loan Application Amount $12,903,555,000
Average Mortgage Loan Application Amount $158,924
Highest Mortgage Loan Application Amount $62,000,000
Average Applicant Income $84,937
Highest Applicant Income $9,840,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Solstice Capital Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Solstice Capital Group, Inc. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 4,228 $ 654,169,000 $ 154,723 $ 80,000
Clark, Nevada 3,544 $ 614,736,000 $ 173,458 $ 88,000
Shelby, Tennessee 2,992 $ 405,482,000 $ 135,522 $ 111,000
Wayne, Michigan 2,301 $ 342,481,000 $ 148,840 $ 90,000
Broward, Florida 1,490 $ 252,845,000 $ 169,694 $ 84,000
Miami-Dade, Florida 1,472 $ 235,591,000 $ 160,048 $ 95,000
Duval, Florida 1,407 $ 189,982,000 $ 135,026 $ 70,000
Davidson, Tennessee 1,344 $ 184,143,000 $ 137,011 $ 67,000
Pima, Arizona 1,331 $ 192,986,000 $ 144,993 $ 119,000
Hillsborough, Florida 1,249 $ 176,318,000 $ 141,167 $ 98,000
Worcester, Massachusetts 1,202 $ 218,573,000 $ 181,841 $ 90,000
Hartford, Connecticut 1,133 $ 173,562,000 $ 153,187 $ 88,000
New Haven, Connecticut 1,117 $ 225,165,000 $ 201,580 $ 104,000
Orange, Florida 1,112 $ 168,378,000 $ 151,419 $ 62,000
Pinellas, Florida 1,089 $ 151,820,000 $ 139,412 $ 114,000
Gwinnett, Georgia 1,077 $ 200,062,000 $ 185,758 $ 110,000
DeKalb, Georgia 1,007 $ 150,102,000 $ 149,058 $ 99,000
Bernalillo, New Mexico 957 $ 138,979,000 $ 145,223 $ 52,000
Palm Beach, Florida 952 $ 165,655,000 $ 174,007 $ 102,000
Middlesex, Massachusetts 936 $ 217,839,000 $ 232,733 $ 150,000
Hampden, Massachusetts 906 $ 136,004,000 $ 150,114 $ 65,000
Polk, Florida 868 $ 113,493,000 $ 130,752 $ 63,000
Cobb, Georgia 856 $ 138,464,000 $ 161,757 $ 242,000
Macomb, Michigan 846 $ 159,085,000 $ 188,043 $ 117,000
Baltimore City, Maryland 843 $ 101,725,000 $ 120,670 $ 108,000
Knox, Tennessee 827 $ 118,139,000 $ 142,852 $ 96,000
Fulton, Georgia 772 $ 132,908,000 $ 172,160 $ 162,000
Oakland, Michigan 749 $ 174,642,000 $ 233,166 $ 173,000
Essex, Massachusetts 738 $ 166,341,000 $ 225,394 $ 157,000
Pasco, Florida 711 $ 95,844,000 $ 134,801 $ 87,000
Volusia, Florida 707 $ 95,268,000 $ 134,749 $ 62,000
Fairfield, Connecticut 702 $ 152,523,000 $ 217,269 $ 129,000
Washoe, Nevada 678 $ 119,041,000 $ 175,576 $ 74,000
Plymouth, Massachusetts 668 $ 176,215,000 $ 263,794 $ 108,000
Bristol, Massachusetts 658 $ 128,648,000 $ 195,513 $ 128,000
Kent, Michigan 618 $ 84,934,000 $ 137,433 $ 94,000
Hamilton, Tennessee 611 $ 85,655,000 $ 140,188 $ 77,000
Brevard, Florida 580 $ 82,535,000 $ 142,301 $ 63,000
Clayton, Georgia 559 $ 76,309,000 $ 136,509 $ 86,000
Lee, Florida 553 $ 82,397,000 $ 149,000 $ 84,000
Baltimore, Maryland 519 $ 78,176,000 $ 150,628 $ 84,000
Marion, Florida 517 $ 69,427,000 $ 134,288 $ 98,000
Pinal, Arizona 467 $ 65,448,000 $ 140,145 $ 55,000
Henry, Georgia 467 $ 72,137,000 $ 154,468 $ 82,000
Suffolk, Massachusetts 456 $ 108,397,000 $ 237,712 $ 135,000
Norfolk, Massachusetts 442 $ 110,224,000 $ 249,375 $ 161,000
Sumner, Tennessee 417 $ 61,731,000 $ 148,035 $ 61,000
Escambia, Florida 413 $ 53,463,000 $ 129,450 $ 49,000
Seminole, Florida 402 $ 60,293,000 $ 149,982 $ 111,000
Ingham, Michigan 393 $ 52,776,000 $ 134,290 $ 73,000
Rutherford, Tennessee 387 $ 52,644,000 $ 136,031 $ 61,000
Mohave, Arizona 361 $ 53,979,000 $ 149,526 $ 64,000
Osceola, Florida 361 $ 55,522,000 $ 153,800 $ 84,000
New London, Connecticut 357 $ 57,520,000 $ 161,120 $ 105,000
Newton, Georgia 338 $ 61,856,000 $ 183,005 $ 86,000
St. Lucie, Florida 333 $ 47,959,000 $ 144,021 $ 76,000
Cherokee, Georgia 333 $ 54,933,000 $ 164,963 $ 162,000
Sarasota, Florida 332 $ 55,371,000 $ 166,780 $ 92,000
Lake, Florida 329 $ 46,932,000 $ 142,650 $ 84,000
Richmond, Georgia 325 $ 41,247,000 $ 126,913 $ 83,000
Clay, Florida 320 $ 44,686,000 $ 139,643 $ 65,000
Paulding, Georgia 320 $ 45,357,000 $ 141,740 $ 121,000
Manatee, Florida 301 $ 48,861,000 $ 162,328 $ 77,000
Coweta, Georgia 300 $ 44,258,000 $ 147,526 $ 105,000
Hernando, Florida 299 $ 40,527,000 $ 135,541 $ 69,000
Windham, Connecticut 293 $ 43,913,000 $ 149,873 $ 60,000
Leon, Florida 291 $ 41,113,000 $ 141,281 $ 205,000
Litchfield, Connecticut 287 $ 44,026,000 $ 153,400 $ 141,000
Yavapai, Arizona 270 $ 37,136,000 $ 137,540 $ 80,000
Okaloosa, Florida 267 $ 38,455,000 $ 144,026 $ 83,000
Hall, Georgia 267 $ 39,256,000 $ 147,026 $ 69,000
Genesee, Michigan 256 $ 35,357,000 $ 138,113 $ 57,000
Anne Arundel, Maryland 254 $ 56,954,000 $ 224,228 $ 92,000
Kalamazoo, Michigan 247 $ 33,796,000 $ 136,825 $ 67,000
Williamson, Tennessee 241 $ 46,720,000 $ 193,858 $ 98,000
Santa Rosa, Florida 239 $ 31,940,000 $ 133,640 $ 52,000
Montgomery, Maryland 233 $ 49,610,000 $ 212,918 $ 178,000
Barnstable, Massachusetts 233 $ 51,220,000 $ 219,828 $ 140,000
St. Johns, Florida 225 $ 35,460,000 $ 157,600 $ 129,000
Yuma, Arizona 222 $ 30,298,000 $ 136,477 $ 65,000
Bay, Florida 222 $ 30,095,000 $ 135,563 $ 113,000
Alachua, Florida 220 $ 27,898,000 $ 126,809 $ 51,000
Carroll, Georgia 219 $ 29,969,000 $ 136,844 $ 61,000
Muskegon, Michigan 213 $ 26,641,000 $ 125,075 $ 54,000
Calhoun, Michigan 211 $ 26,653,000 $ 126,317 $ 88,000
Forsyth, Georgia 210 $ 40,173,000 $ 191,300 $ 143,000
Cochise, Arizona 200 $ 25,241,000 $ 126,205 $ 47,000
Jefferson, Louisiana 200 $ 26,797,000 $ 133,985 $ 84,000
Citrus, Florida 197 $ 24,581,000 $ 124,776 $ 48,000
Saginaw, Michigan 195 $ 25,071,000 $ 128,569 $ 104,000
Berkshire, Massachusetts 194 $ 26,895,000 $ 138,634 $ 56,000
Bradley, Tennessee 194 $ 25,227,000 $ 130,036 $ 51,000
Douglas, Georgia 193 $ 27,907,000 $ 144,595 $ 75,000
Washtenaw, Michigan 189 $ 29,176,000 $ 154,370 $ 108,000
Berrien, Michigan 186 $ 24,998,000 $ 134,397 $ 66,000
Sullivan, Tennessee 184 $ 24,530,000 $ 133,315 $ 59,000
Rockdale, Georgia 179 $ 28,146,000 $ 157,240 $ 163,000
Ottawa, Michigan 176 $ 26,355,000 $ 149,744 $ 86,000
Middlesex, Connecticut 170 $ 25,814,000 $ 151,847 $ 81,000
Tolland, Connecticut 170 $ 24,694,000 $ 145,258 $ 100,000
Barrow, Georgia 170 $ 24,730,000 $ 145,470 $ 76,000
Walton, Georgia 170 $ 24,650,000 $ 145,000 $ 124,000
Collier, Florida 169 $ 30,812,000 $ 182,319 $ 97,000
East Baton Rouge, Louisiana 167 $ 22,710,000 $ 135,988 $ 94,000
Putnam, Florida 161 $ 19,122,000 $ 118,770 $ 86,000
Orleans, Louisiana 158 $ 21,416,000 $ 135,544 $ 99,000
Washington, Tennessee 158 $ 21,801,000 $ 137,981 $ 61,000
Charlotte, Florida 157 $ 22,734,000 $ 144,802 $ 74,000
Madison, Tennessee 153 $ 20,385,000 $ 133,235 $ 66,000
Santa Fe, New Mexico 145 $ 30,521,000 $ 210,489 $ 98,000
Fayette, Georgia 144 $ 88,375,000 $ 613,715 $ 177,000
Harford, Maryland 144 $ 24,143,000 $ 167,659 $ 101,000
Eaton, Michigan 144 $ 20,947,000 $ 145,465 $ 61,000
Spalding, Georgia 142 $ 19,177,000 $ 135,049 $ 84,000
Hampshire, Massachusetts 142 $ 24,079,000 $ 169,570 $ 105,000
Sandoval, New Mexico 140 $ 21,244,000 $ 151,742 $ 96,000
Columbia, Georgia 139 $ 20,981,000 $ 150,942 $ 101,000
Sevier, Tennessee 138 $ 18,974,000 $ 137,492 $ 74,000
Blount, Tennessee 137 $ 17,673,000 $ 129,000 $ 55,000
Wilson, Tennessee 136 $ 20,511,000 $ 150,816 $ 137,000
McMinn, Tennessee 126 $ 16,358,000 $ 129,825 $ 62,000
Los Angeles, California 125 $ 24,387,000 $ 195,096 $ 145,000
Flagler, Florida 125 $ 17,681,000 $ 141,448 $ 93,000
Franklin, Massachusetts 124 $ 18,341,000 $ 147,911 $ 182,000
Maury, Tennessee 124 $ 16,561,000 $ 133,556 $ 58,000
Robertson, Tennessee 124 $ 16,922,000 $ 136,467 $ 56,000
Prince George's, Maryland 123 $ 23,041,000 $ 187,325 $ 88,000
Gadsden, Florida 120 $ 14,979,000 $ 124,825 $ 47,000
Charles, Maryland 120 $ 23,248,000 $ 193,733 $ 108,000
Washington, Maryland 119 $ 17,784,000 $ 149,445 $ 85,000
Nassau, Florida 117 $ 17,666,000 $ 150,991 $ 82,000
Tipton, Tennessee 117 $ 16,220,000 $ 138,632 $ 95,000
Indian River, Florida 115 $ 16,878,000 $ 146,765 $ 81,000
Highlands, Florida 114 $ 15,136,000 $ 132,771 $ 58,000
Anderson, Tennessee 114 $ 14,221,000 $ 124,745 $ 82,000
St. Tammany, Louisiana 112 $ 15,624,000 $ 139,500 $ 76,000
Bartow, Georgia 108 $ 15,269,000 $ 141,379 $ 44,000
Shiawassee, Michigan 108 $ 14,625,000 $ 135,416 $ 71,000
Dona Ana, New Mexico 102 $ 14,707,000 $ 144,186 $ 66,000
Valencia, New Mexico 102 $ 14,108,000 $ 138,313 $ 92,000
Greene, Tennessee 102 $ 12,258,000 $ 120,176 $ 44,000
Hamblen, Tennessee 99 $ 12,618,000 $ 127,454 $ 72,000
Sumter, Florida 97 $ 12,234,000 $ 126,123 $ 40,000
Roane, Tennessee 97 $ 23,812,000 $ 245,484 $ 64,000
Jackson, Florida 96 $ 12,303,000 $ 128,156 $ 66,000
Jefferson, Tennessee 94 $ 13,757,000 $ 146,351 $ 94,000
Walton, Florida 93 $ 14,998,000 $ 161,268 $ 96,000
Bay, Michigan 93 $ 11,904,000 $ 128,000 $ 71,000
Frederick, Maryland 90 $ 17,724,000 $ 196,933 $ 129,000
Monroe, Tennessee 89 $ 11,827,000 $ 132,887 $ 94,000
Coconino, Arizona 87 $ 14,720,000 $ 169,195 $ 105,000
Loudon, Tennessee 86 $ 10,867,000 $ 126,360 $ 73,000
Ionia, Michigan 84 $ 10,987,000 $ 130,797 $ 54,000
Allegany, Maryland 82 $ 10,037,000 $ 122,402 $ 58,000
Carroll, Maryland 82 $ 15,172,000 $ 185,024 $ 100,000
Carson City, Nevada 82 $ 12,855,000 $ 156,768 $ 46,000
Cecil, Maryland 79 $ 18,050,000 $ 228,481 $ 221,000
Martin, Florida 78 $ 12,849,000 $ 164,730 $ 165,000
Wicomico, Maryland 78 $ 10,881,000 $ 139,500 $ 65,000
Cumberland, Tennessee 78 $ 9,409,000 $ 120,628 $ 82,000
Navajo, Arizona 77 $ 9,458,000 $ 122,831 $ 111,000
Cheatham, Tennessee 77 $ 11,247,000 $ 146,064 $ 56,000
Howard, Maryland 76 $ 17,765,000 $ 233,750 $ 199,000
Orange, California 75 $ 14,373,000 $ 191,640 $ 80,000
Livingston, Louisiana 75 $ 9,469,000 $ 126,253 $ 87,000
Lyon, Nevada 75 $ 11,641,000 $ 155,213 $ 59,000
Livingston, Michigan 71 $ 12,870,000 $ 181,267 $ 89,000
Carter, Tennessee 70 $ 8,932,000 $ 127,600 $ 77,000
Hawkins, Tennessee 70 $ 9,750,000 $ 139,285 $ 44,000
Clinton, Michigan 69 $ 10,145,000 $ 147,028 $ 69,000
Campbell, Tennessee 67 $ 8,296,000 $ 123,820 $ 46,000
Dickson, Tennessee 67 $ 8,858,000 $ 132,208 $ 67,000
Van Buren, Michigan 66 $ 9,540,000 $ 144,545 $ 78,000
Bedford, Tennessee 66 $ 8,480,000 $ 128,484 $ 110,000
Dyer, Tennessee 65 $ 7,847,000 $ 120,723 $ 67,000
Levy, Florida 64 $ 7,797,000 $ 121,828 $ 75,000
Douglas, Nevada 64 $ 11,725,000 $ 183,203 $ 62,000
Coffee, Tennessee 63 $ 7,969,000 $ 126,492 $ 61,000
Putnam, Tennessee 63 $ 7,360,000 $ 116,825 $ 60,000
Fayette, Tennessee 62 $ 9,112,000 $ 146,967 $ 79,000
Cass, Michigan 61 $ 8,063,000 $ 132,180 $ 88,000
Riverside, California 60 $ 9,401,000 $ 156,683 $ 120,000
St. Mary's, Maryland 59 $ 9,894,000 $ 167,694 $ 126,000
Montcalm, Michigan 59 $ 7,972,000 $ 135,118 $ 60,000
San Bernardino, California 58 $ 9,759,000 $ 168,258 $ 115,000
St. Bernard, Louisiana 57 $ 7,031,000 $ 123,350 $ 79,000
Monroe, Michigan 57 $ 7,699,000 $ 135,070 $ 75,000
Rhea, Tennessee 57 $ 6,945,000 $ 121,842 $ 57,000
Barry, Michigan 56 $ 7,851,000 $ 140,196 $ 95,000
Jackson, Michigan 54 $ 7,098,000 $ 131,444 $ 105,000
St. Joseph, Michigan 54 $ 7,046,000 $ 130,481 $ 97,000
Marion, Tennessee 54 $ 6,473,000 $ 119,870 $ 40,000
Calvert, Maryland 53 $ 10,729,000 $ 202,433 $ 102,000
Baker, Florida 52 $ 7,115,000 $ 136,826 $ 66,000
Gila, Arizona 51 $ 6,960,000 $ 136,470 $ 77,000
Monroe, Florida 51 $ 15,641,000 $ 306,686 $ 122,000
Wakulla, Florida 50 $ 6,847,000 $ 136,940 $ 95,000
Hillsdale, Michigan 50 $ 6,802,000 $ 136,040 $ 139,000
Gibson, Tennessee 49 $ 6,028,000 $ 123,020 $ 131,000
Lawrence, Tennessee 49 $ 5,977,000 $ 121,979 $ 64,000
Columbia, Florida 48 $ 6,400,000 $ 133,333 $ 75,000
Okeechobee, Florida 48 $ 6,014,000 $ 125,291 $ 58,000
Henderson, Tennessee 48 $ 5,961,000 $ 124,187 $ 193,000
Franklin, Tennessee 47 $ 5,984,000 $ 127,319 $ 61,000
Dawson, Georgia 46 $ 6,502,000 $ 141,347 $ 122,000
Terrebonne, Louisiana 46 $ 5,543,000 $ 120,500 $ 95,000
Worcester, Maryland 45 $ 7,491,000 $ 166,466 $ 111,000
Sacramento, California 44 $ 8,056,000 $ 183,090 $ 63,000
Giles, Tennessee 43 $ 5,685,000 $ 132,209 $ 40,000
Lincoln, Tennessee 43 $ 5,307,000 $ 123,418 $ 56,000
Warren, Tennessee 42 $ 5,197,000 $ 123,738 $ 51,000
Bibb, Georgia 41 $ 5,485,000 $ 133,780 $ 51,000
Allegan, Michigan 41 $ 5,710,000 $ 139,268 $ 121,000
Taylor, Florida 39 $ 4,820,000 $ 123,589 $ 43,000
Caroline, Maryland 39 $ 6,035,000 $ 154,743 $ 50,000
Branch, Michigan 39 $ 5,311,000 $ 136,179 $ 68,000
Mecosta, Michigan 38 $ 15,768,000 $ 414,947 $ 42,000
Gilchrist, Florida 37 $ 4,780,000 $ 129,189 $ 34,000
Garrett, Maryland 37 $ 4,639,000 $ 125,378 $ 87,000
Somerset, Maryland 37 $ 4,778,000 $ 129,135 $ 120,000
Houston, Georgia 36 $ 5,049,000 $ 140,250 $ 102,000
Graham, Arizona 34 $ 4,459,000 $ 131,147 $ 92,000
San Diego, California 33 $ 7,306,000 $ 221,393 $ 106,000
Suwannee, Florida 32 $ 3,555,000 $ 111,093 $ 63,000
Lafourche, Louisiana 32 $ 4,191,000 $ 130,968 $ 110,000
Liberty, Georgia 31 $ 4,148,000 $ 133,806 $ 46,000
St. Charles, Louisiana 31 $ 4,145,000 $ 133,709 $ 85,000
Chaves, New Mexico 31 $ 3,831,000 $ 123,580 $ 52,000
Newaygo, Michigan 30 $ 3,684,000 $ 122,800 $ 66,000
McNairy, Tennessee 30 $ 3,941,000 $ 131,366 $ 44,000
Fresno, California 28 $ 4,469,000 $ 159,607 $ 175,000
Ascension, Louisiana 28 $ 4,197,000 $ 149,892 $ 217,000
Santa Cruz, Arizona 27 $ 3,412,000 $ 126,370 $ 43,000
Dorchester, Maryland 27 $ 3,738,000 $ 138,444 $ 52,000
St. Clair, Michigan 27 $ 3,800,000 $ 140,740 $ 76,000
Marion, Indiana 26 $ 2,889,000 $ 111,115 $ 74,000
Claiborne, Tennessee 26 $ 3,234,000 $ 124,384 $ 46,000
Kern, California 25 $ 3,712,000 $ 148,480 $ 50,000
Polk, Tennessee 25 $ 3,374,000 $ 134,960 $ 72,000
DeSoto, Florida 24 $ 3,229,000 $ 134,541 $ 56,000
Jackson, Georgia 23 $ 3,107,000 $ 135,086 $ 91,000
Queen Anne's, Maryland 22 $ 3,645,000 $ 165,681 $ 36,000
Holmes, Florida 21 $ 2,402,000 $ 114,380 $ 61,000
Chatham, Georgia 21 $ 2,652,000 $ 126,285 $ 83,000
Lafayette, Louisiana 21 $ 2,659,000 $ 126,619 $ 68,000
Tangipahoa, Louisiana 21 $ 2,729,000 $ 129,952 $ 125,000
Gulf, Florida 20 $ 2,808,000 $ 140,400 $ 37,000
Bradford, Florida 19 $ 2,284,000 $ 120,210 $ 145,000
Jefferson, Florida 19 $ 2,548,000 $ 134,105 $ 157,000
Hendry, Florida 18 $ 2,280,000 $ 126,666 $ 115,000
Muscogee, Georgia 18 $ 2,373,000 $ 131,833 $ 54,000
Sequatchie, Tennessee 17 $ 2,654,000 $ 156,117 $ 81,000
White, Tennessee 17 $ 2,001,000 $ 117,705 $ 46,000
Contra Costa, California 16 $ 3,756,000 $ 234,750 $ 61,000
San Joaquin, California 15 $ 1,841,000 $ 122,733 $ 208,000
Stanislaus, California 15 $ 2,330,000 $ 155,333 $ 123,000
Solano, California 14 $ 3,211,000 $ 229,357 $ 155,000
Mason, Michigan 14 $ 2,096,000 $ 149,714 $ 60,000
Multnomah, Oregon 13 $ 1,732,000 $ 133,230 $ 47,000
Unicoi, Tennessee 13 $ 1,473,000 $ 113,307 $ 45,000
Apache, Arizona 12 $ 1,579,000 $ 131,583 $ 28,000
Alameda, California 12 $ 2,177,000 $ 181,416 $ 82,000
Santa Clara, California 12 $ 2,791,000 $ 232,583 $ 51,000
Tulare, California 12 $ 1,976,000 $ 164,666 $ 53,000
Caddo, Louisiana 12 $ 1,400,000 $ 116,666 $ 46,000
Cocke, Tennessee 12 $ 1,566,000 $ 130,500 $ 75,000
Jackson, Tennessee 12 $ 1,568,000 $ 130,666 $ 13,000
Hamilton, Florida 11 $ 1,962,000 $ 178,363 $ 39,000
Washington, Florida 11 $ 1,313,000 $ 119,363 $ 22,000
Gordon, Georgia 11 $ 1,508,000 $ 137,090 $ 87,000
Talbot, Maryland 11 $ 2,083,000 $ 189,363 $ 82,000
Lane, Oregon 11 $ 1,301,000 $ 118,272 $ 145,000
Hardin, Tennessee 11 $ 1,444,000 $ 131,272 $ 25,000
Butte, California 10 $ 1,480,000 $ 148,000 $ 36,000
Kent, Maryland 10 $ 1,094,000 $ 109,400 $ 210,000
Midland, Michigan 10 $ 1,230,000 $ 123,000 $ 121,000
Oceana, Michigan 10 $ 1,156,000 $ 115,600 $ 138,000
Ventura, California 9 $ 1,427,000 $ 158,555 $ 133,000
Dougherty, Georgia 9 $ 1,144,000 $ 127,111 $ 189,000
Los Alamos, New Mexico 9 $ 1,931,000 $ 214,555 $ 312,000
Jackson, Oregon 9 $ 1,574,000 $ 174,888 $ 42,000
Bledsoe, Tennessee 9 $ 1,150,000 $ 127,777 $ 27,000
Madison, Florida 8 $ 879,000 $ 109,875 $ 34,000
Washington, Oregon 8 $ 1,368,000 $ 171,000 $ 63,000
Imperial, California 7 $ 1,184,000 $ 169,142 $ 30,000
Lake, California 7 $ 1,065,000 $ 152,142 $ 126,000
San Luis Obispo, California 7 $ 1,793,000 $ 256,142 $ 50,000
Shasta, California 7 $ 966,000 $ 138,000 $ 97,000
Butts, Georgia 7 $ 986,000 $ 140,857 $ 31,000
Murray, Georgia 7 $ 829,000 $ 118,428 $ 44,000
Oconee, Georgia 7 $ 919,000 $ 131,285 $ 28,000
Lake, Indiana 7 $ 1,400,000 $ 200,000 $ 98,000
Dukes, Massachusetts 7 $ 3,509,000 $ 501,285 $ 699,000
San Juan, New Mexico 7 $ 974,000 $ 139,142 $ 58,000
Clackamas, Oregon 7 $ 1,181,000 $ 168,714 $ 224,000
Kings, California 6 $ 732,000 $ 122,000 $ 26,000
San Mateo, California 6 $ 1,151,000 $ 191,833 $ 714,000
Santa Cruz, California 6 $ 1,731,000 $ 288,500 $ 141,000
Yolo, California 6 $ 1,197,000 $ 199,500 $ 130,000
Yuba, California 6 $ 880,000 $ 146,666 $ 104,000
Franklin, Florida 6 $ 937,000 $ 156,166 $ 85,000
Effingham, Georgia 6 $ 898,000 $ 149,666 $ 84,000
Lowndes, Georgia 6 $ 770,000 $ 128,333 $ 172,000
Marion, Oregon 6 $ 749,000 $ 124,833 $ 154,000
Wayne, Tennessee 6 $ 850,000 $ 141,666 $ 57,000
La Paz, Arizona 5 $ 583,000 $ 116,600 $ 13,000
Mendocino, California 5 $ 595,000 $ 119,000 $ 23,000
Merced, California 5 $ 677,000 $ 135,400 $ 71,000
Santa Barbara, California 5 $ 822,000 $ 164,400 $ 53,000
Clarke, Georgia 5 $ 718,000 $ 143,600 $ 89,000
St. Joseph, Indiana 5 $ 543,000 $ 108,600 $ 175,000
Nantucket, Massachusetts 5 $ 2,335,000 $ 467,000 $ 294,000
Douglas, Oregon 5 $ 487,000 $ 97,400 $ 22,000
Grundy, Tennessee 5 $ 518,000 $ 103,600 $ 202,000
Union, Tennessee 5 $ 647,000 $ 129,400 $ 55,000
El Dorado, California 4 $ 506,000 $ 126,500 $ 616,000
Madera, California 4 $ 478,000 $ 119,500 $ 126,000
Marin, California 4 $ 2,142,000 $ 535,500 $ 106,000
Sonoma, California 4 $ 1,840,000 $ 460,000 $ 136,000
Sutter, California 4 $ 555,000 $ 138,750 $ 54,000
Union, Florida 4 $ 525,000 $ 131,250 $ 12,000
Baldwin, Georgia 4 $ 444,000 $ 111,000 $ 20,000
Haralson, Georgia 4 $ 582,000 $ 145,500 $ 40,000
Troup, Georgia 4 $ 523,000 $ 130,750 $ 16,000
White, Georgia 4 $ 572,000 $ 143,000 $ 33,000
Hendricks, Indiana 4 $ 492,000 $ 123,000 $ 305,000
Madison, Indiana 4 $ 440,000 $ 110,000 $ 47,000
Nye, Nevada 4 $ 540,000 $ 135,000 $ 31,000
Benton, Oregon 4 $ 560,000 $ 140,000 $ 45,000
Linn, Oregon 4 $ 433,000 $ 108,250 $ 40,000
Grainger, Tennessee 4 $ 494,000 $ 123,500 $ 24,000
Hardeman, Tennessee 4 $ 544,000 $ 136,000 $ 105,000
Montgomery, Tennessee 4 $ 492,000 $ 123,000 $ 50,000
Humboldt, California 3 $ 490,000 $ 163,333 $ 32,000
Monterey, California 3 $ 760,000 $ 253,333 $ 336,000
Nevada, California 3 $ 450,000 $ 150,000 $ 224,000
Placer, California 3 $ 775,000 $ 258,333 $ 71,000
San Benito, California 3 $ 1,002,000 $ 334,000 $ 85,000
Siskiyou, California 3 $ 420,000 $ 140,000 $ 45,000
Calhoun, Florida 3 $ 260,000 $ 86,666 $ 7,000
Hardee, Florida 3 $ 328,000 $ 109,333 $ 25,000
McDuffie, Georgia 3 $ 199,000 $ 66,333 $ 20,000
Pickens, Georgia 3 $ 420,000 $ 140,000 $ 33,000
Allen, Indiana 3 $ 367,000 $ 122,333 $ 124,000
Washington, Louisiana 3 $ 420,000 $ 140,000 $ 222,000
Lapeer, Michigan 3 $ 577,000 $ 192,333 $ 103,000
Storey, Nevada 3 $ 310,000 $ 103,333 $ 7,000
Coos, Oregon 3 $ 351,000 $ 117,000 $ 23,000
Polk, Oregon 3 $ 490,000 $ 163,333 $ 0
Hickman, Tennessee 3 $ 338,000 $ 112,666 $ 28,000
Morgan, Tennessee 3 $ 378,000 $ 126,000 $ 5,000
Greenlee, Arizona 2 $ 225,000 $ 112,500 $ 47,000
Calaveras, California 2 $ 177,000 $ 88,500 $ 92,000
Napa, California 2 $ 216,000 $ 108,000 $ 70,000
San Francisco, California 2 $ 985,000 $ 492,500 $ 135,000
Tuolumne, California 2 $ 280,000 $ 140,000 $ 33,000
Boulder, Colorado 2 $ 250,000 $ 125,000 $ 119,000
La Plata, Colorado 2 $ 454,000 $ 227,000 $ 67,000
District of Columbia, District Of Columbia 2 $ 880,000 $ 440,000 $ 115,000
Glades, Florida 2 $ 280,000 $ 140,000 $ 432,000
Lafayette, Florida 2 $ 177,000 $ 88,500 $ 22,000
Laurens, Georgia 2 $ 301,000 $ 150,500 $ 390,000
Lumpkin, Georgia 2 $ 253,000 $ 126,500 $ 19,000
Madison, Georgia 2 $ 254,000 $ 127,000 $ 22,000
Morgan, Georgia 2 $ 280,000 $ 140,000 $ 186,000
Peach, Georgia 2 $ 240,000 $ 120,000 $ 55,000
Toombs, Georgia 2 $ 224,000 $ 112,000 $ 265,000
Ada, Idaho 2 $ 302,000 $ 151,000 $ 31,000
Bartholomew, Indiana 2 $ 166,000 $ 83,000 $ 39,000
Fountain, Indiana 2 $ 272,000 $ 136,000 $ 118,000
Hamilton, Indiana 2 $ 515,000 $ 257,500 $ 616,000
Johnson, Indiana 2 $ 305,000 $ 152,500 $ 63,000
LaPorte, Indiana 2 $ 335,000 $ 167,500 $ 81,000
Bossier, Louisiana 2 $ 295,000 $ 147,500 $ 0
Lenawee, Michigan 2 $ 275,000 $ 137,500 $ 22,000
Crow Wing, Minnesota 2 $ 120,000 $ 60,000 $ 25,000
Houston, Minnesota 2 $ 236,000 $ 118,000 $ 50,000
Rio Arriba, New Mexico 2 $ 285,000 $ 142,500 $ 76,000
Columbia, Oregon 2 $ 254,000 $ 127,000 $ 39,000
Deschutes, Oregon 2 $ 176,000 $ 88,000 $ 31,000
Humphreys, Tennessee 2 $ 242,000 $ 121,000 $ 38,000
Marshall, Tennessee 2 $ 241,000 $ 120,500 $ 21,000
Limestone, Alabama 1 $ 140,000 $ 140,000 $ 18,000
Kodiak Island, Alaska 1 $ 32,000 $ 32,000 $ 116,000
Amador, California 1 $ 140,000 $ 140,000 $ 95,000
Del Norte, California 1 $ 133,000 $ 133,000 $ 22,000
Glenn, California 1 $ 205,000 $ 205,000 $ 60,000
Lassen, California 1 $ 85,000 $ 85,000 $ 600,000
Mariposa, California 1 $ 140,000 $ 140,000 $ 0
Modoc, California 1 $ 140,000 $ 140,000 $ 5,000
Plumas, California 1 $ 197,000 $ 197,000 $ 60,000
Tehama, California 1 $ 140,000 $ 140,000 $ 24,000
Arapahoe, Colorado 1 $ 140,000 $ 140,000 $ 0
Delta, Colorado 1 $ 140,000 $ 140,000 $ 36,000
Douglas, Colorado 1 $ 265,000 $ 265,000 $ 93,000
Pueblo, Colorado 1 $ 125,000 $ 125,000 $ 144,000
Liberty, Florida 1 $ 140,000 $ 140,000 $ 0
Berrien, Georgia 1 $ 70,000 $ 70,000 $ 43,000
Bryan, Georgia 1 $ 140,000 $ 140,000 $ 84,000
Crawford, Georgia 1 $ 82,000 $ 82,000 $ 38,000
Emanuel, Georgia 1 $ 140,000 $ 140,000 $ 33,000
Fannin, Georgia 1 $ 140,000 $ 140,000 $ 0
Glynn, Georgia 1 $ 75,000 $ 75,000 $ 28,000
Greene, Georgia 1 $ 140,000 $ 140,000 $ 48,000
Habersham, Georgia 1 $ 140,000 $ 140,000 $ 14,000
Harris, Georgia 1 $ 169,000 $ 169,000 $ 53,000
Lamar, Georgia 1 $ 140,000 $ 140,000 $ 33,000
Monroe, Georgia 1 $ 140,000 $ 140,000 $ 72,000
Pike, Georgia 1 $ 170,000 $ 170,000 $ 76,000
Polk, Georgia 1 $ 218,000 $ 218,000 $ 98,000
Putnam, Georgia 1 $ 175,000 $ 175,000 $ 55,000
Sumter, Georgia 1 $ 215,000 $ 215,000 $ 157,000
Towns, Georgia 1 $ 140,000 $ 140,000 $ 33,000
Bannock, Idaho 1 $ 20,000 $ 20,000 $ 34,000
Cook, Illinois 1 $ 140,000 $ 140,000 $ 216,000
Dearborn, Indiana 1 $ 175,000 $ 175,000 $ 0
Decatur, Indiana 1 $ 102,000 $ 102,000 $ 42,000
Hancock, Indiana 1 $ 140,000 $ 140,000 $ 0
Henry, Indiana 1 $ 140,000 $ 140,000 $ 56,000
Howard, Indiana 1 $ 140,000 $ 140,000 $ 0
Jackson, Indiana 1 $ 140,000 $ 140,000 $ 0
Lawrence, Indiana 1 $ 85,000 $ 85,000 $ 25,000
Montgomery, Indiana 1 $ 102,000 $ 102,000 $ 60,000
Morgan, Indiana 1 $ 150,000 $ 150,000 $ 34,000
Owen, Indiana 1 $ 56,000 $ 56,000 $ 41,000
Porter, Indiana 1 $ 140,000 $ 140,000 $ 20,000
Randolph, Indiana 1 $ 104,000 $ 104,000 $ 204,000
Tippecanoe, Indiana 1 $ 140,000 $ 140,000 $ 144,000
Wayne, Indiana 1 $ 11,825,000 $ 11,825,000 $ 0
Reno, Kansas 1 $ 49,000 $ 49,000 $ 30,000
De Soto, Louisiana 1 $ 100,000 $ 100,000 $ 0
Franklin, Louisiana 1 $ 233,000 $ 233,000 $ 68,000
Natchitoches, Louisiana 1 $ 140,000 $ 140,000 $ 72,000
Rapides, Louisiana 1 $ 60,000 $ 60,000 $ 492,000
Webster, Louisiana 1 $ 224,000 $ 224,000 $ 57,000
Lincoln, Maine 1 $ 200,000 $ 200,000 $ 224,000
Marquette, Michigan 1 $ 140,000 $ 140,000 $ 0
Sanilac, Michigan 1 $ 140,000 $ 140,000 $ 0
Anoka, Minnesota 1 $ 14,000 $ 14,000 $ 0
Ramsey, Minnesota 1 $ 247,000 $ 247,000 $ 93,000
St. Louis, Minnesota 1 $ 157,000 $ 157,000 $ 22,000
Washington, Minnesota 1 $ 140,000 $ 140,000 $ 72,000
DeSoto, Mississippi 1 $ 140,000 $ 140,000 $ 0
Powell, Montana 1 $ 50,000 $ 50,000 $ 0
Douglas, Nebraska 1 $ 63,000 $ 63,000 $ 27,000
Lincoln, Nebraska 1 $ 118,000 $ 118,000 $ 75,000
Scotts Bluff, Nebraska 1 $ 140,000 $ 140,000 $ 42,000
Elko, Nevada 1 $ 140,000 $ 140,000 $ 0
Pershing, Nevada 1 $ 140,000 $ 140,000 $ 63,000
White Pine, Nevada 1 $ 140,000 $ 140,000 $ 744,000
Rockingham, New Hampshire 1 $ 252,000 $ 252,000 $ 62,000
Strafford, New Hampshire 1 $ 140,000 $ 140,000 $ 0
Bergen, New Jersey 1 $ 140,000 $ 140,000 $ 91,000
Grant, New Mexico 1 $ 85,000 $ 85,000 $ 60,000
Lea, New Mexico 1 $ 140,000 $ 140,000 $ 210,000
Otero, New Mexico 1 $ 78,000 $ 78,000 $ 33,000
Kings, New York 1 $ 96,000 $ 96,000 $ 0
Iredell, North Carolina 1 $ 140,000 $ 140,000 $ 0
Mecklenburg, North Carolina 1 $ 100,000 $ 100,000 $ 84,000
New Hanover, North Carolina 1 $ 15,000 $ 15,000 $ 0
Butler, Ohio 1 $ 122,000 $ 122,000 $ 0
Coshocton, Ohio 1 $ 79,000 $ 79,000 $ 22,000
Lucas, Ohio 1 $ 90,000 $ 90,000 $ 0
Beckham, Oklahoma 1 $ 140,000 $ 140,000 $ 48,000
Josephine, Oregon 1 $ 140,000 $ 140,000 $ 23,000
Yamhill, Oregon 1 $ 134,000 $ 134,000 $ 60,000
Providence, Rhode Island 1 $ 225,000 $ 225,000 $ 64,000
Oconee, South Carolina 1 $ 240,000 $ 240,000 $ 79,000
Spartanburg, South Carolina 1 $ 140,000 $ 140,000 $ 24,000
Williamsburg, South Carolina 1 $ 2,000 $ 2,000 $ 0
Cannon, Tennessee 1 $ 185,000 $ 185,000 $ 372,000
Chester, Tennessee 1 $ 53,000 $ 53,000 $ 42,000
Crockett, Tennessee 1 $ 140,000 $ 140,000 $ 16,000
Haywood, Tennessee 1 $ 90,000 $ 90,000 $ 0
Johnson, Tennessee 1 $ 120,000 $ 120,000 $ 0
Lake, Tennessee 1 $ 140,000 $ 140,000 $ 48,000
Macon, Tennessee 1 $ 140,000 $ 140,000 $ 0
Meigs, Tennessee 1 $ 70,000 $ 70,000 $ 0
Moore, Tennessee 1 $ 84,000 $ 84,000 $ 52,000
Overton, Tennessee 1 $ 82,000 $ 82,000 $ 72,000
Scott, Tennessee 1 $ 77,000 $ 77,000 $ 27,000
Smith, Tennessee 1 $ 100,000 $ 100,000 $ 35,000
Weakley, Tennessee 1 $ 140,000 $ 140,000 $ 0
Bexar, Texas 1 $ 121,000 $ 121,000 $ 73,000
Salt Lake, Utah 1 $ 300,000 $ 300,000 $ 60,000
Washington, Utah 1 $ 70,000 $ 70,000 $ 78,000
Clark, Washington 1 $ 140,000 $ 140,000 $ 0
Snohomish, Washington 1 $ 140,000 $ 140,000 $ 0
Monroe, Wisconsin 1 $ 140,000 $ 140,000 $ 0
Sublette, Wyoming 1 $ 140,000 $ 140,000 $ 0

Mortgage Loan Application Detail Totals for Solstice Capital Group, Inc. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 78,701 $12,516,145,000 $151,525 $62,000,000 $67,550 $9,840,000
Home Purchase 2,492 $387,410,000 $171,333 $4,100,000 $109,083 $7,200,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 56,740 $8,933,416,000 $147,666 $62,000,000 $62,833 $9,840,000
White 21,436 $3,533,819,000 $164,714 $3,420,000 $91,464 $9,333,000
Black or African American 2,626 $362,009,000 $147,666 $1,600,000 $68,533 $3,000,000
Asian 195 $39,888,000 $202,538 $920,000 $109,769 $2,400,000
American Indian or Alaskan Native 77 $12,231,000 $178,615 $595,000 $73,692 $552,000
Hispanic 65 $10,982,000 $186,222 $549,000 $64,222 $146,000
Native Hawaiian or Other Pacific Islander 54 $11,210,000 $195,181 $648,000 $86,090 $732,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 81,193 $12,903,555,000 $151,325 $62,000,000 $69,250 $9,840,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 46,813 $7,493,845,000 $146,500 $62,000,000 $73,823 $9,600,000
Application Denied By Financial Institution 30,746 $4,843,936,000 $170,758 $32,925,000 $75,068 $9,840,000
Loan Originated 3,634 $565,774,000 $155,882 $797,000 $64,411 $420,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Solstice Capital Group, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Solstice Capital Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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