Southstar Funding, LLC Mortgage Lending & HMDA Data, 2006

In 2006, Southstar Funding, LLC of Atlanta, GA reported 95,719 mortgage applications totaling $13.8 billion, up 14% from 2005. The average application was for $144,168, and applicants reported an average income of $81,132. 51% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (8,307), Miami-Miami Beach-Kendall, FL (2,651) and Orlando-Kissimmee, FL (2,581) (applications in parentheses).

Mortgage Company & Address Southstar Funding, LLC
400 Northrdige Road, Suite 1000
Atlanta, GA 30350
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 95,719
Total Mortgage Loan Application Amount $13,799,686,000
Average Mortgage Loan Application Amount $144,168
Highest Mortgage Loan Application Amount $5,338,000
Average Applicant Income $81,132
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstar Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southstar Funding, LLC by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 2,651 $ 520,165,000 $ 196,214 $ 100,000
Fulton, Georgia 1,851 $ 281,359,000 $ 152,003 $ 87,000
Cook, Illinois 1,809 $ 313,763,000 $ 173,445 $ 80,000
Broward, Florida 1,785 $ 368,995,000 $ 206,719 $ 105,000
Maricopa, Arizona 1,651 $ 273,885,000 $ 165,890 $ 97,000
Orange, Florida 1,520 $ 260,202,000 $ 171,185 $ 85,000
Clark, Nevada 1,323 $ 245,898,000 $ 185,863 $ 105,000
Los Angeles, California 1,308 $ 373,947,000 $ 285,892 $ 125,000
Harris, Texas 1,174 $ 106,849,000 $ 91,012 $ 58,000
Shelby, Tennessee 1,109 $ 116,554,000 $ 105,098 $ 65,000
Gwinnett, Georgia 1,091 $ 144,250,000 $ 132,218 $ 74,000
Riverside, California 1,075 $ 244,975,000 $ 227,883 $ 124,000
DeKalb, Georgia 1,075 $ 133,683,000 $ 124,356 $ 69,000
Wayne, Michigan 875 $ 92,220,000 $ 105,394 $ 64,000
Palm Beach, Florida 861 $ 185,711,000 $ 215,692 $ 100,000
Bexar, Texas 830 $ 71,589,000 $ 86,251 $ 65,000
Cuyahoga, Ohio 822 $ 75,066,000 $ 91,321 $ 60,000
Hillsborough, Florida 807 $ 113,902,000 $ 141,142 $ 80,000
Lee, Florida 785 $ 140,374,000 $ 178,820 $ 99,000
Cobb, Georgia 721 $ 99,104,000 $ 137,453 $ 78,000
San Diego, California 712 $ 208,614,000 $ 292,997 $ 127,000
Prince George's, Maryland 687 $ 146,241,000 $ 212,868 $ 99,000
Henry, Georgia 608 $ 82,013,000 $ 134,889 $ 66,000
Hennepin, Minnesota 580 $ 90,931,000 $ 156,777 $ 88,000
San Bernardino, California 566 $ 117,763,000 $ 208,061 $ 109,000
Clayton, Georgia 562 $ 53,572,000 $ 95,323 $ 57,000
Mecklenburg, North Carolina 552 $ 61,613,000 $ 111,617 $ 69,000
Duval, Florida 548 $ 66,711,000 $ 121,735 $ 69,000
Marion, Indiana 534 $ 50,572,000 $ 94,704 $ 63,000
Osceola, Florida 533 $ 89,196,000 $ 167,347 $ 77,000
Jefferson, Alabama 521 $ 52,560,000 $ 100,882 $ 58,000
Davidson, Tennessee 493 $ 49,332,000 $ 100,064 $ 66,000
Sacramento, California 473 $ 90,336,000 $ 190,985 $ 113,000
Franklin, Ohio 467 $ 46,876,000 $ 100,376 $ 67,000
Polk, Florida 454 $ 57,514,000 $ 126,682 $ 71,000
Oakland, Michigan 438 $ 77,424,000 $ 176,767 $ 89,000
Pinellas, Florida 436 $ 71,807,000 $ 164,694 $ 136,000
Tarrant, Texas 432 $ 35,944,000 $ 83,203 $ 65,000
Orange, California 431 $ 142,568,000 $ 330,784 $ 161,000
Hartford, Connecticut 428 $ 63,450,000 $ 148,247 $ 73,000
Dallas, Texas 427 $ 40,283,000 $ 94,339 $ 66,000
Volusia, Florida 416 $ 61,746,000 $ 148,427 $ 80,000
Jackson, Missouri 416 $ 30,734,000 $ 73,879 $ 63,000
Fairfax, Virginia 395 $ 101,194,000 $ 256,187 $ 114,000
Chatham, Georgia 380 $ 46,341,000 $ 121,950 $ 73,000
St. Louis, Missouri 380 $ 39,763,000 $ 104,639 $ 67,000
Horry, South Carolina 369 $ 52,836,000 $ 143,186 $ 95,000
Prince William, Virginia 368 $ 95,428,000 $ 259,315 $ 99,000
Douglas, Georgia 365 $ 44,329,000 $ 121,449 $ 61,000
Worcester, Massachusetts 362 $ 61,253,000 $ 169,207 $ 76,000
Arapahoe, Colorado 361 $ 49,406,000 $ 136,858 $ 94,000
Seminole, Florida 351 $ 63,303,000 $ 180,350 $ 84,000
El Paso, Colorado 348 $ 45,508,000 $ 130,770 $ 81,000
Adams, Colorado 342 $ 45,438,000 $ 132,859 $ 80,000
Essex, New Jersey 342 $ 75,762,000 $ 221,526 $ 96,000
Richland, South Carolina 331 $ 35,372,000 $ 106,864 $ 62,000
Fort Bend, Texas 331 $ 32,687,000 $ 98,752 $ 71,000
Hampden, Massachusetts 329 $ 37,211,000 $ 113,103 $ 55,000
Pasco, Florida 328 $ 49,542,000 $ 151,042 $ 85,000
Essex, Massachusetts 328 $ 72,695,000 $ 221,631 $ 91,000
Contra Costa, California 319 $ 86,016,000 $ 269,642 $ 122,000
East Baton Rouge, Louisiana 311 $ 26,752,000 $ 86,019 $ 55,000
Wake, North Carolina 309 $ 37,233,000 $ 120,495 $ 67,000
Suffolk, Massachusetts 295 $ 78,472,000 $ 266,006 $ 108,000
Newton, Georgia 294 $ 37,508,000 $ 127,578 $ 60,000
Middlesex, Massachusetts 290 $ 66,240,000 $ 228,413 $ 98,000
Fairfield, Connecticut 289 $ 68,643,000 $ 237,519 $ 93,000
Ramsey, Minnesota 288 $ 42,387,000 $ 147,177 $ 84,000
Anoka, Minnesota 286 $ 41,320,000 $ 144,475 $ 83,000
St. Lucie, Florida 284 $ 44,906,000 $ 158,119 $ 85,000
Baltimore City, Maryland 284 $ 27,492,000 $ 96,802 $ 68,000
Charleston, South Carolina 284 $ 44,527,000 $ 156,785 $ 86,000
Will, Illinois 283 $ 45,015,000 $ 159,063 $ 77,000
Virginia Beach, Virginia 280 $ 39,946,000 $ 142,664 $ 81,000
New Haven, Connecticut 275 $ 45,365,000 $ 164,963 $ 70,000
Mobile, Alabama 273 $ 22,758,000 $ 83,362 $ 53,000
Philadelphia, Pennsylvania 269 $ 28,209,000 $ 104,866 $ 69,000
Denver, Colorado 267 $ 36,735,000 $ 137,584 $ 84,000
Montgomery, Maryland 258 $ 65,002,000 $ 251,945 $ 108,000
Collin, Texas 257 $ 28,885,000 $ 112,392 $ 68,000
New Castle, Delaware 254 $ 31,862,000 $ 125,440 $ 80,000
Alameda, California 250 $ 71,663,000 $ 286,652 $ 136,000
Summit, Ohio 247 $ 28,189,000 $ 114,125 $ 72,000
Dakota, Minnesota 242 $ 38,346,000 $ 158,454 $ 86,000
Queens, New York 242 $ 73,924,000 $ 305,471 $ 90,000
King, Washington 239 $ 35,332,000 $ 147,832 $ 121,000
Denton, Texas 238 $ 33,333,000 $ 140,054 $ 72,000
Hamilton, Ohio 237 $ 21,401,000 $ 90,299 $ 54,000
Paulding, Georgia 235 $ 25,379,000 $ 107,995 $ 58,000
Kings, New York 232 $ 76,467,000 $ 329,599 $ 115,000
Baltimore, Maryland 229 $ 32,284,000 $ 140,978 $ 87,000
Macomb, Michigan 229 $ 31,319,000 $ 136,764 $ 77,000
Tulsa, Oklahoma 227 $ 21,702,000 $ 95,603 $ 67,000
Brevard, Florida 226 $ 32,099,000 $ 142,030 $ 89,000
Pinal, Arizona 224 $ 24,548,000 $ 109,589 $ 64,000
Collier, Florida 224 $ 58,993,000 $ 263,361 $ 123,000
Rockdale, Georgia 224 $ 34,064,000 $ 152,071 $ 66,000
Cherokee, Georgia 220 $ 31,563,000 $ 143,468 $ 73,000
District of Columbia, District Of Columbia 217 $ 48,642,000 $ 224,156 $ 101,000
Jefferson, Colorado 211 $ 34,364,000 $ 162,862 $ 112,000
Sarasota, Florida 211 $ 39,293,000 $ 186,222 $ 84,000
Providence, Rhode Island 206 $ 39,069,000 $ 189,655 $ 83,000
Berkeley, South Carolina 204 $ 20,445,000 $ 100,220 $ 54,000
Dorchester, South Carolina 202 $ 21,622,000 $ 107,039 $ 62,000
Douglas, Colorado 200 $ 39,471,000 $ 197,355 $ 111,000
DeSoto, Mississippi 200 $ 21,581,000 $ 107,905 $ 67,000
Webb, Texas 196 $ 15,799,000 $ 80,607 $ 48,000
Guilford, North Carolina 194 $ 16,985,000 $ 87,551 $ 65,000
Beaufort, South Carolina 193 $ 30,932,000 $ 160,269 $ 97,000
Salt Lake, Utah 192 $ 25,025,000 $ 130,338 $ 89,000
Rutherford, Tennessee 189 $ 17,493,000 $ 92,555 $ 57,000
Pierce, Washington 185 $ 19,593,000 $ 105,908 $ 94,000
Greenville, South Carolina 183 $ 20,995,000 $ 114,726 $ 58,000
Loudoun, Virginia 183 $ 55,393,000 $ 302,693 $ 103,000
San Joaquin, California 182 $ 41,544,000 $ 228,263 $ 137,000
Anne Arundel, Maryland 182 $ 36,748,000 $ 201,912 $ 88,000
Knox, Tennessee 181 $ 14,639,000 $ 80,878 $ 49,000
Polk, Iowa 180 $ 8,778,000 $ 48,766 $ 59,000
Santa Clara, California 178 $ 58,260,000 $ 327,303 $ 138,000
Travis, Texas 178 $ 20,325,000 $ 114,185 $ 88,000
Lake, Florida 177 $ 30,981,000 $ 175,033 $ 83,000
Chesapeake, Virginia 172 $ 25,745,000 $ 149,680 $ 77,000
Madison, Alabama 170 $ 17,117,000 $ 100,688 $ 63,000
Manatee, Florida 166 $ 35,367,000 $ 213,054 $ 100,000
Muscogee, Georgia 166 $ 15,298,000 $ 92,156 $ 51,000
Walton, Georgia 164 $ 20,309,000 $ 123,835 $ 64,000
Plymouth, Massachusetts 163 $ 35,717,000 $ 219,122 $ 84,000
Washington, Minnesota 161 $ 25,828,000 $ 160,422 $ 94,000
Hernando, Florida 160 $ 20,233,000 $ 126,456 $ 67,000
Shelby, Alabama 159 $ 20,299,000 $ 127,666 $ 78,000
Chesterfield, Virginia 159 $ 20,749,000 $ 130,496 $ 79,000
Henrico, Virginia 158 $ 17,720,000 $ 112,151 $ 61,000
Stanislaus, California 157 $ 27,468,000 $ 174,955 $ 111,000
Forsyth, Georgia 156 $ 25,226,000 $ 161,705 $ 82,000
Charles, Maryland 153 $ 32,391,000 $ 211,705 $ 83,000
Union, New Jersey 153 $ 31,912,000 $ 208,575 $ 93,000
Hamilton, Indiana 151 $ 25,848,000 $ 171,178 $ 94,000
Johnson, Kansas 151 $ 16,486,000 $ 109,178 $ 71,000
Suffolk, New York 150 $ 36,025,000 $ 240,166 $ 124,000
Coweta, Georgia 148 $ 18,697,000 $ 126,331 $ 70,000
Lorain, Ohio 147 $ 14,673,000 $ 99,816 $ 65,000
Allegheny, Pennsylvania 146 $ 13,949,000 $ 95,541 $ 76,000
Kane, Illinois 144 $ 22,913,000 $ 159,118 $ 78,000
Norfolk, Virginia 141 $ 17,628,000 $ 125,021 $ 76,000
Washoe, Nevada 140 $ 21,537,000 $ 153,835 $ 97,000
Bernalillo, New Mexico 140 $ 13,392,000 $ 95,657 $ 83,000
St. Louis City, Missouri 139 $ 15,563,000 $ 111,964 $ 66,000
Hillsborough, New Hampshire 138 $ 21,306,000 $ 154,391 $ 85,000
Kern, California 137 $ 21,094,000 $ 153,970 $ 96,000
Marion, Florida 137 $ 16,436,000 $ 119,970 $ 66,000
Sumner, Tennessee 135 $ 15,351,000 $ 113,711 $ 58,000
Jefferson, Kentucky 134 $ 13,628,000 $ 101,701 $ 61,000
Genesee, Michigan 134 $ 15,194,000 $ 113,388 $ 68,000
St. Charles, Missouri 134 $ 16,490,000 $ 123,059 $ 76,000
Milwaukee, Wisconsin 134 $ 12,130,000 $ 90,522 $ 64,000
Lake, Illinois 133 $ 23,581,000 $ 177,300 $ 82,000
Pima, Arizona 129 $ 18,568,000 $ 143,937 $ 86,000
Fayette, Georgia 128 $ 23,985,000 $ 187,382 $ 95,000
Cumberland, North Carolina 128 $ 8,764,000 $ 68,468 $ 58,000
Bristol, Massachusetts 127 $ 21,415,000 $ 168,622 $ 72,000
St. Johns, Florida 126 $ 23,086,000 $ 183,222 $ 101,000
Weld, Colorado 125 $ 13,159,000 $ 105,272 $ 73,000
Lake, Indiana 125 $ 11,055,000 $ 88,440 $ 59,000
Nassau, New York 124 $ 34,138,000 $ 275,306 $ 123,000
Montgomery, Alabama 122 $ 12,282,000 $ 100,672 $ 55,000
Jefferson, Louisiana 122 $ 13,078,000 $ 107,196 $ 64,000
Charlotte, Florida 121 $ 21,664,000 $ 179,041 $ 88,000
DuPage, Illinois 120 $ 23,530,000 $ 196,083 $ 108,000
Douglas, Nebraska 120 $ 4,985,000 $ 41,541 $ 66,000
Montgomery, Ohio 120 $ 9,952,000 $ 82,933 $ 68,000
Williamson, Texas 120 $ 11,348,000 $ 94,566 $ 39,000
Richmond, Georgia 119 $ 8,270,000 $ 69,495 $ 55,000
Hendricks, Indiana 118 $ 13,772,000 $ 116,711 $ 73,000
Caddo, Louisiana 117 $ 6,540,000 $ 55,897 $ 53,000
Wright, Minnesota 116 $ 17,079,000 $ 147,232 $ 90,000
Jefferson, Missouri 116 $ 12,511,000 $ 107,853 $ 62,000
York, South Carolina 116 $ 11,395,000 $ 98,232 $ 72,000
Flagler, Florida 115 $ 17,595,000 $ 153,000 $ 103,000
Johnson, Indiana 115 $ 12,508,000 $ 108,765 $ 59,000
Hall, Georgia 114 $ 15,594,000 $ 136,789 $ 74,000
Montgomery, Texas 114 $ 11,397,000 $ 99,973 $ 55,000
Carroll, Georgia 113 $ 10,939,000 $ 96,805 $ 58,000
Utah, Utah 113 $ 20,354,000 $ 180,123 $ 105,000
Bronx, New York 112 $ 30,841,000 $ 275,366 $ 127,000
Butler, Ohio 112 $ 13,542,000 $ 120,910 $ 68,000
Hamilton, Tennessee 112 $ 8,679,000 $ 77,491 $ 66,000
Placer, California 111 $ 20,322,000 $ 183,081 $ 145,000
Solano, California 111 $ 27,967,000 $ 251,954 $ 108,000
Brazoria, Texas 111 $ 11,669,000 $ 105,126 $ 66,000
Durham, North Carolina 110 $ 12,449,000 $ 113,172 $ 84,000
Kent, Michigan 109 $ 11,603,000 $ 106,449 $ 66,000
Hidalgo, Texas 109 $ 9,234,000 $ 84,715 $ 56,000
Bibb, Georgia 108 $ 12,529,000 $ 116,009 $ 53,000
Lake, Ohio 108 $ 13,187,000 $ 122,101 $ 60,000
Oklahoma, Oklahoma 108 $ 8,821,000 $ 81,675 $ 76,000
Clay, Florida 107 $ 17,229,000 $ 161,018 $ 85,000
Camden, New Jersey 107 $ 13,203,000 $ 123,392 $ 90,000
Newport News, Virginia 107 $ 11,172,000 $ 104,411 $ 66,000
Fresno, California 106 $ 16,770,000 $ 158,207 $ 90,000
Allen, Indiana 106 $ 6,174,000 $ 58,245 $ 51,000
Kent, Delaware 105 $ 10,901,000 $ 103,819 $ 81,000
Forsyth, North Carolina 105 $ 9,356,000 $ 89,104 $ 56,000
York, Pennsylvania 105 $ 9,588,000 $ 91,314 $ 75,000
Baldwin, Alabama 103 $ 15,018,000 $ 145,805 $ 104,000
Hudson, New Jersey 103 $ 22,477,000 $ 218,223 $ 103,000
Jackson, Georgia 102 $ 12,636,000 $ 123,882 $ 71,000
Passaic, New Jersey 102 $ 25,393,000 $ 248,950 $ 101,000
Lucas, Ohio 102 $ 10,577,000 $ 103,696 $ 80,000
Galveston, Texas 102 $ 10,588,000 $ 103,803 $ 71,000
Cabarrus, North Carolina 101 $ 11,731,000 $ 116,148 $ 60,000
Stark, Ohio 100 $ 10,608,000 $ 106,080 $ 65,000
Lexington, South Carolina 100 $ 11,056,000 $ 110,560 $ 122,000
Calcasieu, Louisiana 99 $ 7,110,000 $ 71,818 $ 57,000
Greene, Missouri 99 $ 9,798,000 $ 98,969 $ 58,000
Effingham, Georgia 98 $ 10,750,000 $ 109,693 $ 59,000
Middlesex, New Jersey 98 $ 18,836,000 $ 192,204 $ 111,000
Stafford, Virginia 97 $ 23,400,000 $ 241,237 $ 91,000
Barrow, Georgia 96 $ 10,162,000 $ 105,854 $ 56,000
Portage, Ohio 95 $ 10,305,000 $ 108,473 $ 57,000
Delaware, Ohio 94 $ 16,509,000 $ 175,627 $ 87,000
Portsmouth, Virginia 94 $ 10,921,000 $ 116,180 $ 69,000
Norfolk, Massachusetts 93 $ 23,610,000 $ 253,870 $ 96,000
Atlantic, New Jersey 93 $ 14,392,000 $ 154,752 $ 74,000
Cameron, Texas 93 $ 6,598,000 $ 70,946 $ 55,000
Richmond City, Virginia 93 $ 8,987,000 $ 96,634 $ 60,000
Spalding, Georgia 92 $ 8,067,000 $ 87,684 $ 50,000
Bergen, New Jersey 92 $ 27,290,000 $ 296,630 $ 152,000
Leon, Florida 91 $ 9,212,000 $ 101,230 $ 73,000
Madison, Illinois 91 $ 4,783,000 $ 52,560 $ 66,000
Tuscaloosa, Alabama 90 $ 9,839,000 $ 109,322 $ 65,000
Ascension, Louisiana 88 $ 10,482,000 $ 119,113 $ 68,000
Hinds, Mississippi 88 $ 6,287,000 $ 71,443 $ 48,000
Montgomery, Pennsylvania 88 $ 14,099,000 $ 160,215 $ 85,000
Snohomish, Washington 88 $ 9,617,000 $ 109,284 $ 93,000
New London, Connecticut 87 $ 13,623,000 $ 156,586 $ 75,000
Glynn, Georgia 87 $ 10,856,000 $ 124,781 $ 58,000
Larimer, Colorado 86 $ 12,442,000 $ 144,674 $ 82,000
Union, North Carolina 86 $ 11,206,000 $ 130,302 $ 59,000
Monmouth, New Jersey 85 $ 21,108,000 $ 248,329 $ 117,000
Warren, Ohio 84 $ 10,013,000 $ 119,202 $ 83,000
Multnomah, Oregon 84 $ 10,150,000 $ 120,833 $ 85,000
Sedgwick, Kansas 83 $ 4,158,000 $ 50,096 $ 61,000
Lee, Alabama 82 $ 8,249,000 $ 100,597 $ 70,000
Westchester, New York 82 $ 24,815,000 $ 302,621 $ 125,000
Florence, South Carolina 82 $ 4,975,000 $ 60,670 $ 47,000
Montgomery, Tennessee 82 $ 7,575,000 $ 92,378 $ 55,000
Thurston, Washington 82 $ 7,371,000 $ 89,890 $ 90,000
Ventura, California 81 $ 26,762,000 $ 330,395 $ 118,000
Escambia, Florida 81 $ 8,923,000 $ 110,160 $ 89,000
Boulder, Colorado 79 $ 13,591,000 $ 172,037 $ 107,000
Clay, Missouri 79 $ 5,987,000 $ 75,784 $ 52,000
Ocean, New Jersey 79 $ 15,808,000 $ 200,101 $ 93,000
Iredell, North Carolina 79 $ 10,518,000 $ 133,139 $ 75,000
Houston, Georgia 78 $ 7,106,000 $ 91,102 $ 59,000
McHenry, Illinois 78 $ 11,346,000 $ 145,461 $ 78,000
Harford, Maryland 78 $ 11,912,000 $ 152,717 $ 86,000
Burlington, New Jersey 78 $ 11,261,000 $ 144,371 $ 78,000
Bay, Florida 77 $ 14,619,000 $ 189,857 $ 131,000
Clark, Washington 77 $ 9,059,000 $ 117,649 $ 89,000
Johnston, North Carolina 75 $ 7,040,000 $ 93,866 $ 70,000
Medina, Ohio 75 $ 10,723,000 $ 142,973 $ 95,000
Spotsylvania, Virginia 75 $ 14,004,000 $ 186,720 $ 114,000
Howard, Maryland 74 $ 14,639,000 $ 197,824 $ 103,000
Scott, Minnesota 74 $ 15,932,000 $ 215,297 $ 139,000
Mercer, New Jersey 74 $ 9,829,000 $ 132,824 $ 80,000
Spartanburg, South Carolina 74 $ 6,814,000 $ 92,081 $ 59,000
Rockingham, New Hampshire 73 $ 12,848,000 $ 176,000 $ 106,000
Fairfield, Ohio 72 $ 8,789,000 $ 122,069 $ 70,000
Chester, Pennsylvania 71 $ 11,952,000 $ 168,338 $ 103,000
Madison, Tennessee 71 $ 4,981,000 $ 70,154 $ 50,000
Buncombe, North Carolina 70 $ 10,775,000 $ 153,928 $ 81,000
Hampton, Virginia 70 $ 7,932,000 $ 113,314 $ 59,000
St. Clair, Illinois 69 $ 4,408,000 $ 63,884 $ 64,000
Dona Ana, New Mexico 69 $ 4,670,000 $ 67,681 $ 77,000
Honolulu, Hawaii 68 $ 18,173,000 $ 267,250 $ 167,000
Barnstable, Massachusetts 68 $ 17,259,000 $ 253,808 $ 105,000
Nueces, Texas 68 $ 6,239,000 $ 91,750 $ 79,000
San Mateo, California 67 $ 27,495,000 $ 410,373 $ 168,000
Monroe, Pennsylvania 67 $ 8,937,000 $ 133,388 $ 72,000
Anderson, South Carolina 67 $ 4,998,000 $ 74,597 $ 48,000
Blount, Tennessee 67 $ 4,757,000 $ 71,000 $ 47,000
Williamson, Tennessee 67 $ 13,838,000 $ 206,537 $ 101,000
Gaston, North Carolina 66 $ 5,914,000 $ 89,606 $ 52,000
New Hanover, North Carolina 66 $ 10,048,000 $ 152,242 $ 91,000
El Paso, Texas 66 $ 3,971,000 $ 60,166 $ 80,000
Suffolk, Virginia 66 $ 9,160,000 $ 138,787 $ 83,000
Northampton, Pennsylvania 65 $ 7,752,000 $ 119,261 $ 76,000
Sevier, Tennessee 65 $ 10,923,000 $ 168,046 $ 122,000
Okaloosa, Florida 64 $ 13,869,000 $ 216,703 $ 133,000
Clarke, Georgia 64 $ 6,958,000 $ 108,718 $ 54,000
Columbia, Georgia 64 $ 6,889,000 $ 107,640 $ 62,000
Morris, New Jersey 64 $ 14,242,000 $ 222,531 $ 107,000
Berks, Pennsylvania 64 $ 6,566,000 $ 102,593 $ 66,000
Minnehaha, South Dakota 63 $ 3,100,000 $ 49,206 $ 64,000
Houston, Alabama 62 $ 6,207,000 $ 100,112 $ 69,000
Frederick, Maryland 62 $ 12,718,000 $ 205,129 $ 82,000
Sonoma, California 61 $ 18,798,000 $ 308,163 $ 126,000
St. Tammany, Louisiana 61 $ 6,117,000 $ 100,278 $ 74,000
Lancaster, Nebraska 61 $ 1,732,000 $ 28,393 $ 64,000
Cass, Missouri 60 $ 5,309,000 $ 88,483 $ 76,000
Monroe, New York 60 $ 1,870,000 $ 31,166 $ 48,000
Sussex, Delaware 59 $ 7,772,000 $ 131,728 $ 77,000
Indian River, Florida 59 $ 10,756,000 $ 182,305 $ 109,000
Pueblo, Colorado 58 $ 5,122,000 $ 88,310 $ 86,000
Citrus, Florida 58 $ 7,117,000 $ 122,706 $ 73,000
Sherburne, Minnesota 58 $ 7,744,000 $ 133,517 $ 98,000
Tipton, Tennessee 58 $ 5,587,000 $ 96,327 $ 53,000
Licking, Ohio 57 $ 5,800,000 $ 101,754 $ 70,000
Raleigh, West Virginia 57 $ 1,269,000 $ 22,263 $ 58,000
Merced, California 56 $ 12,120,000 $ 216,428 $ 119,000
Linn, Iowa 56 $ 1,755,000 $ 31,339 $ 57,000
Livingston, Louisiana 56 $ 4,737,000 $ 84,589 $ 56,000
Orleans, Louisiana 56 $ 6,206,000 $ 110,821 $ 76,000
Alachua, Florida 55 $ 6,272,000 $ 114,036 $ 79,000
Canyon, Idaho 55 $ 3,931,000 $ 71,472 $ 59,000
Peoria, Illinois 55 $ 2,902,000 $ 52,763 $ 52,000
Carver, Minnesota 55 $ 10,689,000 $ 194,345 $ 96,000
Maury, Tennessee 55 $ 4,627,000 $ 84,127 $ 49,000
Mohave, Arizona 54 $ 7,169,000 $ 132,759 $ 114,000
Washington, Oregon 54 $ 6,245,000 $ 115,648 $ 87,000
Olmsted, Minnesota 53 $ 5,144,000 $ 97,056 $ 75,000
Madison, Mississippi 53 $ 8,001,000 $ 150,962 $ 102,000
Clermont, Ohio 53 $ 5,911,000 $ 111,528 $ 78,000
Luzerne, Pennsylvania 53 $ 4,741,000 $ 89,452 $ 44,000
Guadalupe, Texas 53 $ 5,158,000 $ 97,320 $ 43,000
Tulare, California 52 $ 4,783,000 $ 91,980 $ 87,000
Monroe, Florida 52 $ 20,128,000 $ 387,076 $ 195,000
Lehigh, Pennsylvania 52 $ 3,773,000 $ 72,557 $ 64,000
Ada, Idaho 51 $ 6,371,000 $ 124,921 $ 96,000
Washtenaw, Michigan 51 $ 10,085,000 $ 197,745 $ 90,000
Rockwall, Texas 51 $ 6,248,000 $ 122,509 $ 125,000
St. Clair, Alabama 50 $ 5,848,000 $ 116,960 $ 77,000
Nassau, Florida 50 $ 7,830,000 $ 156,600 $ 96,000
Ashtabula, Ohio 50 $ 3,556,000 $ 71,120 $ 47,000
Kalamazoo, Michigan 49 $ 4,953,000 $ 101,081 $ 70,000
Orange, New York 49 $ 8,641,000 $ 176,346 $ 100,000
Clackamas, Oregon 49 $ 6,442,000 $ 131,469 $ 80,000
Camden, Georgia 48 $ 5,337,000 $ 111,187 $ 57,000
Bossier, Louisiana 48 $ 3,060,000 $ 63,750 $ 64,000
Livingston, Michigan 48 $ 7,464,000 $ 155,500 $ 82,000
St. Louis, Minnesota 48 $ 3,765,000 $ 78,437 $ 58,000
Davis, Utah 48 $ 7,179,000 $ 149,562 $ 76,000
Yuma, Arizona 47 $ 3,691,000 $ 78,531 $ 65,000
Bartow, Georgia 47 $ 5,189,000 $ 110,404 $ 60,000
Madison, Indiana 47 $ 3,487,000 $ 74,191 $ 40,000
Wyandotte, Kansas 47 $ 2,983,000 $ 63,468 $ 46,000
Bucks, Pennsylvania 47 $ 7,875,000 $ 167,553 $ 106,000
Delaware, Pennsylvania 47 $ 4,655,000 $ 99,042 $ 76,000
Stearns, Minnesota 46 $ 5,363,000 $ 116,586 $ 85,000
Cumberland, New Jersey 46 $ 4,772,000 $ 103,739 $ 52,000
Lancaster, Pennsylvania 46 $ 4,997,000 $ 108,630 $ 65,000
Garfield, Colorado 45 $ 3,193,000 $ 70,955 $ 94,000
Santa Rosa, Florida 45 $ 6,849,000 $ 152,200 $ 90,000
Strafford, New Hampshire 45 $ 5,537,000 $ 123,044 $ 80,000
Davidson, North Carolina 45 $ 4,176,000 $ 92,800 $ 55,000
Martin, Florida 44 $ 12,462,000 $ 283,227 $ 127,000
Kendall, Illinois 44 $ 5,345,000 $ 121,477 $ 89,000
Cecil, Maryland 44 $ 6,931,000 $ 157,522 $ 100,000
Sarpy, Nebraska 44 $ 2,209,000 $ 50,204 $ 77,000
Somerset, New Jersey 44 $ 9,771,000 $ 222,068 $ 113,000
Kent, Rhode Island 44 $ 7,558,000 $ 171,772 $ 78,000
Fayette, Tennessee 44 $ 5,276,000 $ 119,909 $ 65,000
Yolo, California 43 $ 8,158,000 $ 189,720 $ 114,000
St. Joseph, Indiana 43 $ 2,658,000 $ 61,813 $ 59,000
Hardin, Kentucky 43 $ 3,281,000 $ 76,302 $ 68,000
Ingham, Michigan 43 $ 4,186,000 $ 97,348 $ 63,000
Merrimack, New Hampshire 43 $ 5,038,000 $ 117,162 $ 88,000
Mahoning, Ohio 43 $ 3,476,000 $ 80,837 $ 55,000
Richland, Ohio 43 $ 3,712,000 $ 86,325 $ 75,000
Cleveland, Oklahoma 43 $ 4,313,000 $ 100,302 $ 80,000
Wagoner, Oklahoma 43 $ 2,667,000 $ 62,023 $ 57,000
Robertson, Tennessee 43 $ 4,627,000 $ 107,604 $ 61,000
Ellis, Texas 43 $ 2,841,000 $ 66,069 $ 72,000
Highlands, Florida 42 $ 5,162,000 $ 122,904 $ 101,000
Troup, Georgia 42 $ 4,443,000 $ 105,785 $ 58,000
Tippecanoe, Indiana 42 $ 2,719,000 $ 64,738 $ 53,000
Fayette, Kentucky 42 $ 3,600,000 $ 85,714 $ 76,000
Eaton, Michigan 42 $ 4,961,000 $ 118,119 $ 65,000
Anchorage, Alaska 41 $ 4,427,000 $ 107,975 $ 117,000
Broomfield, Colorado 41 $ 7,600,000 $ 185,365 $ 78,000
Winnebago, Illinois 41 $ 2,813,000 $ 68,609 $ 49,000
Kenton, Kentucky 41 $ 3,045,000 $ 74,268 $ 55,000
Wicomico, Maryland 41 $ 4,227,000 $ 103,097 $ 66,000
Rankin, Mississippi 41 $ 3,029,000 $ 73,878 $ 65,000
Gloucester, New Jersey 41 $ 5,712,000 $ 139,317 $ 76,000
Alamance, North Carolina 41 $ 4,626,000 $ 112,829 $ 78,000
Wilson, Tennessee 41 $ 4,957,000 $ 120,902 $ 54,000
Washington, Utah 41 $ 6,722,000 $ 163,951 $ 97,000
Yuba, California 40 $ 4,244,000 $ 106,100 $ 98,000
Middlesex, Connecticut 40 $ 6,519,000 $ 162,975 $ 78,000
Scott, Iowa 40 $ 1,104,000 $ 27,600 $ 46,000
Richmond, New York 40 $ 8,409,000 $ 210,225 $ 95,000
Cass, North Dakota 40 $ 3,012,000 $ 75,300 $ 65,000
Bell, Texas 40 $ 3,602,000 $ 90,050 $ 61,000
Elmore, Alabama 39 $ 4,233,000 $ 108,538 $ 68,000
Tolland, Connecticut 39 $ 6,928,000 $ 177,641 $ 132,000
Lowndes, Georgia 39 $ 4,778,000 $ 122,512 $ 54,000
Hampshire, Massachusetts 39 $ 5,515,000 $ 141,410 $ 50,000
Trumbull, Ohio 39 $ 2,597,000 $ 66,589 $ 50,000
Comal, Texas 39 $ 4,712,000 $ 120,820 $ 65,000
Sangamon, Illinois 38 $ 2,137,000 $ 56,236 $ 58,000
St. Clair, Michigan 38 $ 4,233,000 $ 111,394 $ 80,000
Harrison, Mississippi 38 $ 3,967,000 $ 104,394 $ 57,000
Burleigh, North Dakota 38 $ 3,427,000 $ 90,184 $ 76,000
Erie, Pennsylvania 38 $ 1,899,000 $ 49,973 $ 56,000
Washington, Pennsylvania 38 $ 4,181,000 $ 110,026 $ 74,000
Pickens, South Carolina 38 $ 2,602,000 $ 68,473 $ 56,000
Fairbanks North Star, Alaska 37 $ 2,246,000 $ 60,702 $ 78,000
Pulaski, Arkansas 37 $ 3,646,000 $ 98,540 $ 54,000
Walton, Florida 37 $ 13,554,000 $ 366,324 $ 228,000
Carroll, Maryland 37 $ 6,125,000 $ 165,540 $ 102,000
Clark, Ohio 37 $ 2,413,000 $ 65,216 $ 56,000
Rogers, Oklahoma 37 $ 3,890,000 $ 105,135 $ 97,000
Imperial, California 36 $ 4,403,000 $ 122,305 $ 62,000
Pottawattamie, Iowa 36 $ 1,068,000 $ 29,666 $ 49,000
Franklin, Missouri 36 $ 3,392,000 $ 94,222 $ 48,000
Brunswick, North Carolina 36 $ 4,581,000 $ 127,250 $ 84,000
Wayne, Ohio 36 $ 3,209,000 $ 89,138 $ 79,000
Manassas, Virginia 36 $ 6,712,000 $ 186,444 $ 65,000
Rock Island, Illinois 35 $ 1,168,000 $ 33,371 $ 56,000
York, Maine 35 $ 5,328,000 $ 152,228 $ 77,000
Jasper, Missouri 35 $ 2,192,000 $ 62,628 $ 50,000
Sussex, New Jersey 35 $ 5,427,000 $ 155,057 $ 89,000
Hamblen, Tennessee 35 $ 1,798,000 $ 51,371 $ 45,000
Brown, Wisconsin 35 $ 3,037,000 $ 86,771 $ 72,000
Monterey, California 34 $ 11,428,000 $ 336,117 $ 124,000
Mesa, Colorado 34 $ 1,860,000 $ 54,705 $ 80,000
Bulloch, Georgia 34 $ 3,098,000 $ 91,117 $ 49,000
Liberty, Georgia 34 $ 2,279,000 $ 67,029 $ 51,000
Chisago, Minnesota 34 $ 3,722,000 $ 109,470 $ 70,000
Geauga, Ohio 34 $ 4,427,000 $ 130,205 $ 82,000
Aiken, South Carolina 34 $ 2,911,000 $ 85,617 $ 58,000
Delaware, Indiana 33 $ 2,965,000 $ 89,848 $ 53,000
Elkhart, Indiana 33 $ 2,296,000 $ 69,575 $ 69,000
Rowan, North Carolina 33 $ 3,715,000 $ 112,575 $ 56,000
Jackson, Oregon 33 $ 6,566,000 $ 198,969 $ 151,000
Kershaw, South Carolina 33 $ 3,626,000 $ 109,878 $ 63,000
Porter, Indiana 32 $ 4,072,000 $ 127,250 $ 85,000
Ouachita, Louisiana 32 $ 3,058,000 $ 95,562 $ 59,000
Isanti, Minnesota 32 $ 3,592,000 $ 112,250 $ 80,000
Sandoval, New Mexico 32 $ 3,348,000 $ 104,625 $ 45,000
Georgetown, South Carolina 32 $ 4,588,000 $ 143,375 $ 81,000
Kaufman, Texas 32 $ 3,041,000 $ 95,031 $ 64,000
Weber, Utah 32 $ 2,860,000 $ 89,375 $ 65,000
Talladega, Alabama 31 $ 2,798,000 $ 90,258 $ 54,000
Yavapai, Arizona 31 $ 4,169,000 $ 134,483 $ 88,000
Litchfield, Connecticut 31 $ 5,846,000 $ 188,580 $ 100,000
Putnam, Florida 31 $ 3,896,000 $ 125,677 $ 66,000
Hancock, Indiana 31 $ 4,492,000 $ 144,903 $ 85,000
Boone, Kentucky 31 $ 2,458,000 $ 79,290 $ 73,000
Calvert, Maryland 31 $ 7,622,000 $ 245,870 $ 79,000
St. Mary's, Maryland 31 $ 5,446,000 $ 175,677 $ 70,000
Worcester, Maryland 31 $ 6,311,000 $ 203,580 $ 125,000
Calhoun, Michigan 31 $ 2,410,000 $ 77,741 $ 58,000
Ottawa, Michigan 31 $ 4,084,000 $ 131,741 $ 85,000
Rice, Minnesota 31 $ 4,394,000 $ 141,741 $ 73,000
Deschutes, Oregon 31 $ 4,731,000 $ 152,612 $ 120,000
Orangeburg, South Carolina 31 $ 2,981,000 $ 96,161 $ 56,000
Sumter, South Carolina 31 $ 2,843,000 $ 91,709 $ 50,000
Cheatham, Tennessee 31 $ 3,530,000 $ 113,870 $ 62,000
Berkeley, West Virginia 31 $ 2,898,000 $ 93,483 $ 72,000
Lauderdale, Alabama 30 $ 2,729,000 $ 90,966 $ 54,000
Madera, California 30 $ 5,048,000 $ 168,266 $ 92,000
Catoosa, Georgia 30 $ 2,015,000 $ 67,166 $ 54,000
Tazewell, Illinois 30 $ 1,408,000 $ 46,933 $ 54,000
Pike, Pennsylvania 30 $ 2,896,000 $ 96,533 $ 73,000
Westmoreland, Pennsylvania 30 $ 3,049,000 $ 101,633 $ 73,000
Loudon, Tennessee 30 $ 2,671,000 $ 89,033 $ 53,000
Dane, Wisconsin 30 $ 3,003,000 $ 100,100 $ 53,000
Calhoun, Alabama 29 $ 2,210,000 $ 76,206 $ 54,000
Morgan, Alabama 29 $ 2,831,000 $ 97,620 $ 61,000
Russell, Alabama 29 $ 2,488,000 $ 85,793 $ 55,000
Floyd, Georgia 29 $ 2,496,000 $ 86,068 $ 80,000
Morgan, Indiana 29 $ 2,874,000 $ 99,103 $ 62,000
Black Hawk, Iowa 29 $ 1,044,000 $ 36,000 $ 49,000
Lafayette, Louisiana 29 $ 2,546,000 $ 87,793 $ 77,000
Washington, Maryland 29 $ 5,311,000 $ 183,137 $ 82,000
Lincoln, North Carolina 29 $ 3,763,000 $ 129,758 $ 55,000
Onslow, North Carolina 29 $ 2,147,000 $ 74,034 $ 57,000
Roanoke City, Virginia 29 $ 1,655,000 $ 57,068 $ 42,000
Waukesha, Wisconsin 29 $ 4,610,000 $ 158,965 $ 109,000
Bullitt, Kentucky 28 $ 2,633,000 $ 94,035 $ 49,000
Monroe, Michigan 28 $ 3,050,000 $ 108,928 $ 73,000
Platte, Missouri 28 $ 2,366,000 $ 84,500 $ 62,000
Lyon, Nevada 28 $ 3,795,000 $ 135,535 $ 95,000
Cheshire, New Hampshire 28 $ 3,711,000 $ 132,535 $ 78,000
Dutchess, New York 28 $ 5,655,000 $ 201,964 $ 99,000
Ulster, New York 28 $ 4,301,000 $ 153,607 $ 123,000
Catawba, North Carolina 28 $ 3,359,000 $ 119,964 $ 69,000
Lackawanna, Pennsylvania 28 $ 2,240,000 $ 80,000 $ 56,000
Bradley, Tennessee 28 $ 2,621,000 $ 93,607 $ 53,000
Rock, Wisconsin 28 $ 1,429,000 $ 51,035 $ 51,000
Uinta, Wyoming 28 $ 855,000 $ 30,535 $ 66,000
Limestone, Alabama 27 $ 3,873,000 $ 143,444 $ 73,000
Shasta, California 27 $ 4,296,000 $ 159,111 $ 107,000
Windham, Connecticut 27 $ 4,285,000 $ 158,703 $ 75,000
Jackson, Mississippi 27 $ 2,227,000 $ 82,481 $ 82,000
Comanche, Oklahoma 27 $ 2,174,000 $ 80,518 $ 50,000
Creek, Oklahoma 27 $ 1,899,000 $ 70,333 $ 54,000
Fauquier, Virginia 27 $ 5,921,000 $ 219,296 $ 108,000
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Mortgage Loan Application Detail Totals for Southstar Funding, LLC in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 65,289 $8,310,870,000 $127,000 $5,338,000 $77,000 $2,406,000
Refinancing 30,429 $5,488,780,000 $180,000 $2,594,000 $90,000 $6,000,000
Home Improvement 1 $36,000 $36,000 $36,000 $65,000 $65,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 41,402 $5,651,497,000 $136,000 $2,594,000 $84,000 $6,000,000
Black or African American 22,658 $3,060,466,000 $135,000 $2,145,000 $71,000 $1,222,000
Hispanic 15,527 $2,529,372,000 $162,000 $1,310,000 $82,000 $2,406,000
Not Provided 12,560 $1,864,756,000 $148,000 $2,000,000 $83,000 $2,035,000
Asian 2,674 $549,819,000 $205,000 $5,338,000 $99,000 $1,800,000
Native Hawaiian or Other Pacific Islander 531 $93,374,000 $175,000 $1,050,000 $107,000 $2,155,000
American Indian or Alaskan Native 367 $50,402,000 $137,000 $1,190,000 $85,000 $1,018,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 95,719 $13,799,686,000 $144,000 $5,338,000 $81,000 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 49,161 $6,140,788,000 $124,000 $1,850,000 $77,000 $2,406,000
Application Denied By Financial Institution 18,621 $3,275,295,000 $175,000 $5,338,000 $92,000 $2,988,000
File Closed For Incompleteness 18,091 $2,903,685,000 $160,000 $2,210,000 $81,000 $6,000,000
Application Approved But Not Accepted 9,845 $1,479,824,000 $150,000 $2,145,000 $81,000 $1,560,000
Application Withdrawn By Applicant 1 $94,000 $94,000 $94,000 $162,000 $162,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstar Funding, LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southstar Funding, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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