Sovereign Bank Mortgage Lending & HMDA Data, 2009
In 2009, Sovereign Bank of Wyomissing, PA reported 43,233 mortgage applications totaling $10.2 billion, up 34% from 2008. The average application was for $234,993, and applicants reported an average income of $100,318. 75% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Philadelphia, PA (4,822), Boston-Quincy, MA (3,930) and Providence-New Bedford-Fall River, RI-MA (3,804) (applications in parentheses).
| Mortgage Company & Address | Sovereign Bank 1130 Berkshire Boulevard Wyomissing, PA 19610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 43,233 |
| Total Mortgage Loan Application Amount | $10,159,456,000 |
| Average Mortgage Loan Application Amount | $234,993 |
| Highest Mortgage Loan Application Amount | $37,000,000 |
| Average Applicant Income | $100,318 |
| Highest Applicant Income | $7,469,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex, Massachusetts | 3,214 | $ 884,629,000 | $ 275,242 | $ 123,000 |
| Philadelphia, Pennsylvania | 1,645 | $ 249,232,000 | $ 151,508 | $ 59,000 |
| Bristol, Massachusetts | 1,632 | $ 315,405,000 | $ 193,262 | $ 81,000 |
| Norfolk, Massachusetts | 1,599 | $ 433,034,000 | $ 270,815 | $ 123,000 |
| Essex, Massachusetts | 1,448 | $ 327,677,000 | $ 226,296 | $ 99,000 |
| Worcester, Massachusetts | 1,440 | $ 294,158,000 | $ 204,276 | $ 99,000 |
| Berks, Pennsylvania | 1,358 | $ 207,137,000 | $ 152,530 | $ 75,000 |
| Plymouth, Massachusetts | 1,348 | $ 318,609,000 | $ 236,356 | $ 103,000 |
| Hartford, Connecticut | 1,231 | $ 241,672,000 | $ 196,321 | $ 94,000 |
| Providence, Rhode Island | 1,152 | $ 207,009,000 | $ 179,695 | $ 84,000 |
| Montgomery, Pennsylvania | 1,060 | $ 357,261,000 | $ 337,038 | $ 108,000 |
| Barnstable, Massachusetts | 1,017 | $ 238,505,000 | $ 234,518 | $ 119,000 |
| Suffolk, Massachusetts | 983 | $ 253,170,000 | $ 257,548 | $ 104,000 |
| Monmouth, New Jersey | 980 | $ 242,034,000 | $ 246,973 | $ 117,000 |
| Lancaster, Pennsylvania | 907 | $ 144,913,000 | $ 159,771 | $ 76,000 |
| Ocean, New Jersey | 857 | $ 178,860,000 | $ 208,704 | $ 97,000 |
| Bucks, Pennsylvania | 756 | $ 207,306,000 | $ 274,214 | $ 118,000 |
| Chester, Pennsylvania | 711 | $ 174,760,000 | $ 245,794 | $ 122,000 |
| York, Pennsylvania | 711 | $ 103,446,000 | $ 145,493 | $ 75,000 |
| Middlesex, New Jersey | 656 | $ 157,295,000 | $ 239,778 | $ 95,000 |
| Delaware, Pennsylvania | 650 | $ 138,111,000 | $ 212,478 | $ 107,000 |
| Richmond, New York | 522 | $ 132,567,000 | $ 253,959 | $ 94,000 |
| Rockingham, New Hampshire | 521 | $ 107,835,000 | $ 206,976 | $ 96,000 |
| Cumberland, Pennsylvania | 462 | $ 91,259,000 | $ 197,530 | $ 81,000 |
| Kent, Rhode Island | 458 | $ 88,457,000 | $ 193,137 | $ 90,000 |
| Saratoga, New York | 438 | $ 86,287,000 | $ 197,002 | $ 96,000 |
| Union, New Jersey | 420 | $ 107,767,000 | $ 256,588 | $ 101,000 |
| Hillsborough, New Hampshire | 410 | $ 84,717,000 | $ 206,626 | $ 96,000 |
| Lycoming, Pennsylvania | 395 | $ 45,480,000 | $ 115,139 | $ 68,000 |
| New Haven, Connecticut | 394 | $ 78,060,000 | $ 198,121 | $ 92,000 |
| Albany, New York | 377 | $ 69,493,000 | $ 184,331 | $ 86,000 |
| Dauphin, Pennsylvania | 363 | $ 63,084,000 | $ 173,785 | $ 85,000 |
| Kings, New York | 359 | $ 187,223,000 | $ 521,512 | $ 85,000 |
| Mercer, New Jersey | 355 | $ 74,400,000 | $ 209,577 | $ 107,000 |
| Erie, New York | 347 | $ 48,069,000 | $ 138,527 | $ 78,000 |
| Essex, New Jersey | 340 | $ 101,620,000 | $ 298,882 | $ 121,000 |
| Morris, New Jersey | 340 | $ 89,019,000 | $ 261,820 | $ 119,000 |
| Dukes, Massachusetts | 326 | $ 107,333,000 | $ 329,242 | $ 195,000 |
| Hampden, Massachusetts | 326 | $ 50,477,000 | $ 154,837 | $ 66,000 |
| Schuylkill, Pennsylvania | 320 | $ 37,231,000 | $ 116,346 | $ 64,000 |
| Washington, Rhode Island | 301 | $ 75,514,000 | $ 250,877 | $ 117,000 |
| Nantucket, Massachusetts | 287 | $ 145,108,000 | $ 505,602 | $ 274,000 |
| Fairfield, Connecticut | 284 | $ 89,951,000 | $ 316,728 | $ 161,000 |
| Lebanon, Pennsylvania | 281 | $ 42,328,000 | $ 150,633 | $ 68,000 |
| Northampton, Pennsylvania | 271 | $ 44,742,000 | $ 165,099 | $ 89,000 |
| Bergen, New Jersey | 257 | $ 118,662,000 | $ 461,719 | $ 126,000 |
| Queens, New York | 230 | $ 106,456,000 | $ 462,852 | $ 97,000 |
| Hudson, New Jersey | 216 | $ 77,709,000 | $ 359,763 | $ 85,000 |
| Lehigh, Pennsylvania | 213 | $ 37,819,000 | $ 177,553 | $ 112,000 |
| Somerset, New Jersey | 211 | $ 56,998,000 | $ 270,132 | $ 124,000 |
| Burlington, New Jersey | 185 | $ 40,068,000 | $ 216,583 | $ 95,000 |
| Rensselaer, New York | 184 | $ 28,294,000 | $ 153,771 | $ 75,000 |
| New York, New York | 183 | $ 90,020,000 | $ 491,912 | $ 181,000 |
| Schenectady, New York | 181 | $ 26,759,000 | $ 147,839 | $ 73,000 |
| New Castle, Delaware | 179 | $ 33,821,000 | $ 188,944 | $ 84,000 |
| Camden, New Jersey | 178 | $ 34,241,000 | $ 192,365 | $ 96,000 |
| Cape May, New Jersey | 155 | $ 42,656,000 | $ 275,200 | $ 171,000 |
| Newport, Rhode Island | 145 | $ 35,874,000 | $ 247,406 | $ 118,000 |
| Nassau, New York | 143 | $ 42,591,000 | $ 297,839 | $ 121,000 |
| Sussex, New Jersey | 142 | $ 27,316,000 | $ 192,366 | $ 86,000 |
| Warren, New York | 141 | $ 22,583,000 | $ 160,163 | $ 101,000 |
| Luzerne, Pennsylvania | 137 | $ 18,313,000 | $ 133,671 | $ 58,000 |
| Middlesex, Connecticut | 136 | $ 30,513,000 | $ 224,360 | $ 99,000 |
| Litchfield, Connecticut | 130 | $ 26,134,000 | $ 201,030 | $ 89,000 |
| Monroe, New York | 130 | $ 19,857,000 | $ 152,746 | $ 92,000 |
| Fulton, New York | 122 | $ 15,290,000 | $ 125,327 | $ 64,000 |
| Chittenden, Vermont | 120 | $ 26,749,000 | $ 222,908 | $ 91,000 |
| Vanderburgh, Indiana | 118 | $ 16,959,000 | $ 143,720 | $ 91,000 |
| Bristol, Rhode Island | 116 | $ 29,297,000 | $ 252,560 | $ 122,000 |
| Tolland, Connecticut | 113 | $ 24,537,000 | $ 217,141 | $ 97,000 |
| Northumberland, Pennsylvania | 113 | $ 14,475,000 | $ 128,097 | $ 70,000 |
| Suffolk, New York | 107 | $ 30,288,000 | $ 283,065 | $ 104,000 |
| Franklin, Pennsylvania | 103 | $ 17,728,000 | $ 172,116 | $ 71,000 |
| Passaic, New Jersey | 96 | $ 26,782,000 | $ 278,979 | $ 96,000 |
| Montgomery, Maryland | 92 | $ 41,252,000 | $ 448,391 | $ 151,000 |
| Gloucester, New Jersey | 92 | $ 47,843,000 | $ 520,032 | $ 100,000 |
| Union, Pennsylvania | 91 | $ 12,979,000 | $ 142,626 | $ 79,000 |
| Merrimack, New Hampshire | 90 | $ 17,505,000 | $ 194,500 | $ 103,000 |
| Hampshire, Massachusetts | 89 | $ 18,334,000 | $ 206,000 | $ 77,000 |
| Atlantic, New Jersey | 88 | $ 20,954,000 | $ 238,113 | $ 182,000 |
| Rockland, New York | 86 | $ 26,114,000 | $ 303,651 | $ 133,000 |
| Clinton, Pennsylvania | 81 | $ 8,865,000 | $ 109,444 | $ 63,000 |
| Bronx, New York | 80 | $ 41,217,000 | $ 515,212 | $ 75,000 |
| Washington, New York | 75 | $ 9,948,000 | $ 132,640 | $ 64,000 |
| Centre, Pennsylvania | 74 | $ 11,010,000 | $ 148,783 | $ 84,000 |
| Los Angeles, California | 73 | $ 182,958,000 | $ 2,506,273 | $ 0 |
| Allegheny, Pennsylvania | 73 | $ 15,119,000 | $ 207,109 | $ 89,000 |
| Hunterdon, New Jersey | 71 | $ 23,464,000 | $ 330,478 | $ 125,000 |
| Adams, Pennsylvania | 70 | $ 11,525,000 | $ 164,642 | $ 76,000 |
| Sussex, Delaware | 67 | $ 16,884,000 | $ 252,000 | $ 153,000 |
| Westchester, New York | 67 | $ 44,877,000 | $ 669,805 | $ 145,000 |
| Niagara, New York | 65 | $ 8,682,000 | $ 133,569 | $ 77,000 |
| Cook, Illinois | 64 | $ 57,587,000 | $ 899,796 | $ 52,000 |
| New London, Connecticut | 60 | $ 12,554,000 | $ 209,233 | $ 113,000 |
| York, Maine | 60 | $ 12,914,000 | $ 215,233 | $ 122,000 |
| Washington, Maryland | 58 | $ 9,340,000 | $ 161,034 | $ 65,000 |
| St. Louis, Missouri | 58 | $ 12,173,000 | $ 209,879 | $ 126,000 |
| Orange, New York | 58 | $ 11,810,000 | $ 203,620 | $ 111,000 |
| Montgomery, New York | 55 | $ 5,004,000 | $ 90,981 | $ 50,000 |
| Ulster, New York | 55 | $ 9,992,000 | $ 181,672 | $ 77,000 |
| District of Columbia, District Of Columbia | 53 | $ 23,065,000 | $ 435,188 | $ 136,000 |
| Baltimore, Maryland | 49 | $ 10,636,000 | $ 217,061 | $ 81,000 |
| Carroll, New Hampshire | 48 | $ 10,963,000 | $ 228,395 | $ 169,000 |
| Monroe, Pennsylvania | 48 | $ 8,257,000 | $ 172,020 | $ 109,000 |
| Anne Arundel, Maryland | 46 | $ 13,134,000 | $ 285,521 | $ 139,000 |
| Harford, Maryland | 45 | $ 9,250,000 | $ 205,555 | $ 73,000 |
| Dutchess, New York | 44 | $ 9,561,000 | $ 217,295 | $ 113,000 |
| Warrick, Indiana | 43 | $ 7,637,000 | $ 177,604 | $ 110,000 |
| Broome, New York | 41 | $ 5,303,000 | $ 129,341 | $ 68,000 |
| Strafford, New Hampshire | 40 | $ 9,267,000 | $ 231,675 | $ 123,000 |
| Perry, Pennsylvania | 40 | $ 6,698,000 | $ 167,450 | $ 82,000 |
| Warren, New Jersey | 39 | $ 9,526,000 | $ 244,256 | $ 98,000 |
| Cumberland, Maine | 38 | $ 8,711,000 | $ 229,236 | $ 134,000 |
| Windham, Connecticut | 37 | $ 6,664,000 | $ 180,108 | $ 89,000 |
| Belknap, New Hampshire | 36 | $ 7,347,000 | $ 204,083 | $ 149,000 |
| Baltimore City, Maryland | 35 | $ 17,583,000 | $ 502,371 | $ 90,000 |
| Jefferson, Missouri | 34 | $ 5,348,000 | $ 157,294 | $ 73,000 |
| Berkshire, Massachusetts | 33 | $ 7,128,000 | $ 216,000 | $ 170,000 |
| Fairfax, Virginia | 33 | $ 9,867,000 | $ 299,000 | $ 140,000 |
| Prince George's, Maryland | 32 | $ 15,844,000 | $ 495,125 | $ 70,000 |
| Greene, New York | 31 | $ 4,997,000 | $ 161,193 | $ 72,000 |
| Howard, Maryland | 30 | $ 8,184,000 | $ 272,800 | $ 105,000 |
| Carbon, Pennsylvania | 30 | $ 4,084,000 | $ 136,133 | $ 113,000 |
| Grafton, New Hampshire | 28 | $ 5,134,000 | $ 183,357 | $ 154,000 |
| Essex, New York | 28 | $ 4,221,000 | $ 150,750 | $ 84,000 |
| Oneida, New York | 26 | $ 3,024,000 | $ 116,307 | $ 64,000 |
| Frederick, Maryland | 25 | $ 6,494,000 | $ 259,760 | $ 114,000 |
| Columbia, New York | 24 | $ 5,059,000 | $ 210,791 | $ 84,000 |
| Onondaga, New York | 23 | $ 2,724,000 | $ 118,434 | $ 66,000 |
| Ontario, New York | 23 | $ 3,068,000 | $ 133,391 | $ 63,000 |
| Westmoreland, Pennsylvania | 23 | $ 5,643,000 | $ 245,347 | $ 81,000 |
| Cecil, Maryland | 22 | $ 5,400,000 | $ 245,454 | $ 99,000 |
| Wayne, New York | 22 | $ 2,590,000 | $ 117,727 | $ 74,000 |
| Lackawanna, Pennsylvania | 22 | $ 3,138,000 | $ 142,636 | $ 85,000 |
| Johnson, Kansas | 21 | $ 3,577,000 | $ 170,333 | $ 109,000 |
| Montour, Pennsylvania | 21 | $ 3,395,000 | $ 161,666 | $ 101,000 |
| Will, Illinois | 20 | $ 4,605,000 | $ 230,250 | $ 114,000 |
| Cheshire, New Hampshire | 19 | $ 4,192,000 | $ 220,631 | $ 111,000 |
| Herkimer, New York | 19 | $ 2,140,000 | $ 112,631 | $ 59,000 |
| Windham, Vermont | 19 | $ 3,747,000 | $ 197,210 | $ 126,000 |
| Carroll, Maryland | 17 | $ 4,026,000 | $ 236,823 | $ 95,000 |
| Worcester, Maryland | 17 | $ 3,298,000 | $ 194,000 | $ 148,000 |
| St. Charles, Missouri | 17 | $ 2,830,000 | $ 166,470 | $ 94,000 |
| Columbia, Pennsylvania | 17 | $ 1,841,000 | $ 108,294 | $ 72,000 |
| Franklin, Massachusetts | 16 | $ 2,645,000 | $ 165,312 | $ 57,000 |
| Clinton, New York | 16 | $ 1,961,000 | $ 122,562 | $ 79,000 |
| St. Lawrence, New York | 16 | $ 1,923,000 | $ 120,187 | $ 115,000 |
| Pike, Pennsylvania | 16 | $ 2,177,000 | $ 136,062 | $ 119,000 |
| Wake, North Carolina | 15 | $ 3,034,000 | $ 202,266 | $ 96,000 |
| Snyder, Pennsylvania | 15 | $ 1,893,000 | $ 126,200 | $ 67,000 |
| Cumberland, New Jersey | 13 | $ 2,213,000 | $ 170,230 | $ 50,000 |
| Salem, New Jersey | 13 | $ 2,250,000 | $ 173,076 | $ 83,000 |
| Chenango, New York | 13 | $ 1,466,000 | $ 112,769 | $ 62,000 |
| Putnam, New York | 13 | $ 3,498,000 | $ 269,076 | $ 103,000 |
| Schoharie, New York | 13 | $ 1,908,000 | $ 146,769 | $ 78,000 |
| Sullivan, New York | 13 | $ 2,239,000 | $ 172,230 | $ 88,000 |
| Franklin, Ohio | 13 | $ 2,647,000 | $ 203,615 | $ 129,000 |
| Collier, Florida | 12 | $ 3,037,000 | $ 253,083 | $ 136,000 |
| Lake, Indiana | 12 | $ 1,856,000 | $ 154,666 | $ 84,000 |
| Garrett, Maryland | 12 | $ 2,187,000 | $ 182,250 | $ 71,000 |
| Chautauqua, New York | 12 | $ 1,577,000 | $ 131,416 | $ 74,000 |
| Jackson, Missouri | 11 | $ 2,035,000 | $ 185,000 | $ 100,000 |
| Sullivan, New Hampshire | 11 | $ 1,397,000 | $ 127,000 | $ 97,000 |
| Genesee, New York | 11 | $ 1,041,000 | $ 94,636 | $ 48,000 |
| Hamilton, New York | 11 | $ 2,450,000 | $ 222,727 | $ 146,000 |
| Bennington, Vermont | 11 | $ 2,471,000 | $ 224,636 | $ 125,000 |
| Franklin, Vermont | 11 | $ 2,024,000 | $ 184,000 | $ 78,000 |
| Windsor, Vermont | 11 | $ 2,762,000 | $ 251,090 | $ 155,000 |
| Prince William, Virginia | 11 | $ 4,043,000 | $ 367,545 | $ 76,000 |
| Posey, Indiana | 10 | $ 1,550,000 | $ 155,000 | $ 79,000 |
| Oxford, Maine | 10 | $ 1,693,000 | $ 169,300 | $ 103,000 |
| Wyoming, New York | 10 | $ 1,238,000 | $ 123,800 | $ 66,000 |
| Horry, South Carolina | 10 | $ 1,366,000 | $ 136,600 | $ 85,000 |
| Kent, Delaware | 9 | $ 1,885,000 | $ 209,444 | $ 58,000 |
| Palm Beach, Florida | 9 | $ 1,877,000 | $ 208,555 | $ 311,000 |
| DuPage, Illinois | 9 | $ 3,429,000 | $ 381,000 | $ 242,000 |
| Coos, New Hampshire | 9 | $ 1,373,000 | $ 152,555 | $ 134,000 |
| Butler, Pennsylvania | 9 | $ 1,677,000 | $ 186,333 | $ 93,000 |
| Loudoun, Virginia | 9 | $ 1,981,000 | $ 220,111 | $ 147,000 |
| Radford, Virginia | 9 | $ 14,459,000 | $ 1,606,555 | $ 0 |
| Spotsylvania, Virginia | 9 | $ 2,057,000 | $ 228,555 | $ 65,000 |
| Kennebec, Maine | 8 | $ 1,637,000 | $ 204,625 | $ 151,000 |
| Lincoln, Maine | 8 | $ 2,474,000 | $ 309,250 | $ 222,000 |
| Cattaraugus, New York | 8 | $ 911,000 | $ 113,875 | $ 136,000 |
| Franklin, New York | 8 | $ 814,000 | $ 101,750 | $ 38,000 |
| Henrico, Virginia | 8 | $ 11,820,000 | $ 1,477,500 | $ 71,000 |
| Alameda, California | 7 | $ 2,290,000 | $ 327,142 | $ 98,000 |
| Arapahoe, Colorado | 7 | $ 1,001,000 | $ 143,000 | $ 69,000 |
| Douglas, Colorado | 7 | $ 1,574,000 | $ 224,857 | $ 107,000 |
| Jefferson, Colorado | 7 | $ 1,994,000 | $ 284,857 | $ 123,000 |
| Charles, Maryland | 7 | $ 1,970,000 | $ 281,428 | $ 170,000 |
| Allegany, New York | 7 | $ 744,000 | $ 106,285 | $ 49,000 |
| Livingston, New York | 7 | $ 920,000 | $ 131,428 | $ 73,000 |
| Otsego, New York | 7 | $ 992,000 | $ 141,714 | $ 95,000 |
| Tioga, New York | 7 | $ 882,000 | $ 126,000 | $ 66,000 |
| Orange, California | 6 | $ 15,154,000 | $ 2,525,666 | $ 24,000 |
| Broward, Florida | 6 | $ 1,302,000 | $ 217,000 | $ 160,000 |
| Lee, Florida | 6 | $ 2,080,000 | $ 346,666 | $ 719,000 |
| Allen, Indiana | 6 | $ 513,000 | $ 85,500 | $ 53,000 |
| Gibson, Indiana | 6 | $ 864,000 | $ 144,000 | $ 69,000 |
| Marion, Indiana | 6 | $ 915,000 | $ 152,500 | $ 58,000 |
| Calvert, Maryland | 6 | $ 1,295,000 | $ 215,833 | $ 71,000 |
| Oakland, Michigan | 6 | $ 1,190,000 | $ 198,333 | $ 71,000 |
| Clay, Missouri | 6 | $ 945,000 | $ 157,500 | $ 69,000 |
| Cayuga, New York | 6 | $ 1,095,000 | $ 182,500 | $ 78,000 |
| Delaware, New York | 6 | $ 950,000 | $ 158,333 | $ 98,000 |
| Mecklenburg, North Carolina | 6 | $ 1,109,000 | $ 184,833 | $ 137,000 |
| Cuyahoga, Ohio | 6 | $ 886,000 | $ 147,666 | $ 76,000 |
| Erie, Pennsylvania | 6 | $ 542,000 | $ 90,333 | $ 104,000 |
| Sullivan, Pennsylvania | 6 | $ 1,017,000 | $ 169,500 | $ 89,000 |
| Addison, Vermont | 6 | $ 1,590,000 | $ 265,000 | $ 104,000 |
| Grand Isle, Vermont | 6 | $ 1,176,000 | $ 196,000 | $ 70,000 |
| Arlington, Virginia | 6 | $ 6,334,000 | $ 1,055,666 | $ 248,000 |
| Virginia Beach, Virginia | 6 | $ 1,407,000 | $ 234,500 | $ 35,000 |
| Miami-Dade, Florida | 5 | $ 2,245,000 | $ 449,000 | $ 86,000 |
| Orange, Florida | 5 | $ 1,167,000 | $ 233,400 | $ 152,000 |
| Delaware, Indiana | 5 | $ 809,000 | $ 161,800 | $ 75,000 |
| Somerset, Maine | 5 | $ 938,000 | $ 187,600 | $ 116,000 |
| Talbot, Maryland | 5 | $ 1,994,000 | $ 398,800 | $ 221,000 |
| Wicomico, Maryland | 5 | $ 1,036,000 | $ 207,200 | $ 41,000 |
| Platte, Missouri | 5 | $ 908,000 | $ 181,600 | $ 96,000 |
| St. Louis City, Missouri | 5 | $ 917,000 | $ 183,400 | $ 97,000 |
| Blair, Pennsylvania | 5 | $ 558,000 | $ 111,600 | $ 50,000 |
| Bradford, Pennsylvania | 5 | $ 590,000 | $ 118,000 | $ 152,000 |
| Cambria, Pennsylvania | 5 | $ 343,000 | $ 68,600 | $ 79,000 |
| Fayette, Pennsylvania | 5 | $ 494,000 | $ 98,800 | $ 56,000 |
| Wayne, Pennsylvania | 5 | $ 960,000 | $ 192,000 | $ 184,000 |
| Rutland, Vermont | 5 | $ 748,000 | $ 149,600 | $ 121,000 |
| Alexandria, Virginia | 5 | $ 1,903,000 | $ 380,600 | $ 192,000 |
| Chesterfield, Virginia | 5 | $ 1,119,000 | $ 223,800 | $ 52,000 |
| San Diego, California | 4 | $ 8,801,000 | $ 2,200,250 | $ 36,000 |
| Denver, Colorado | 4 | $ 1,043,000 | $ 260,750 | $ 92,000 |
| Kane, Illinois | 4 | $ 11,565,000 | $ 2,891,250 | $ 50,000 |
| Hamilton, Indiana | 4 | $ 783,000 | $ 195,750 | $ 85,000 |
| Porter, Indiana | 4 | $ 444,000 | $ 111,000 | $ 34,000 |
| Piscataquis, Maine | 4 | $ 396,000 | $ 99,000 | $ 75,000 |
| Caroline, Maryland | 4 | $ 1,202,000 | $ 300,500 | $ 78,000 |
| Orleans, New York | 4 | $ 602,000 | $ 150,500 | $ 83,000 |
| Forsyth, North Carolina | 4 | $ 726,000 | $ 181,500 | $ 86,000 |
| Hamilton, Ohio | 4 | $ 458,000 | $ 114,500 | $ 84,000 |
| Clearfield, Pennsylvania | 4 | $ 455,000 | $ 113,750 | $ 58,000 |
| Huntingdon, Pennsylvania | 4 | $ 526,000 | $ 131,500 | $ 125,000 |
| Juniata, Pennsylvania | 4 | $ 727,000 | $ 181,750 | $ 60,000 |
| Washington, Pennsylvania | 4 | $ 449,000 | $ 112,250 | $ 51,000 |
| Lamoille, Vermont | 4 | $ 1,192,000 | $ 298,000 | $ 233,000 |
| Washington, Vermont | 4 | $ 743,000 | $ 185,750 | $ 94,000 |
| Hampton, Virginia | 4 | $ 677,000 | $ 169,250 | $ 9,000 |
| Maricopa, Arizona | 3 | $ 888,000 | $ 296,000 | $ 235,000 |
| Pinellas, Florida | 3 | $ 503,000 | $ 167,666 | $ 290,000 |
| McHenry, Illinois | 3 | $ 827,000 | $ 275,666 | $ 115,000 |
| St. Joseph, Indiana | 3 | $ 509,000 | $ 169,666 | $ 96,000 |
| Franklin, Maine | 3 | $ 625,000 | $ 208,333 | $ 89,000 |
| Hancock, Maine | 3 | $ 713,000 | $ 237,666 | $ 104,000 |
| Sagadahoc, Maine | 3 | $ 820,000 | $ 273,333 | $ 206,000 |
| Waldo, Maine | 3 | $ 633,000 | $ 211,000 | $ 105,000 |
| Queen Anne's, Maryland | 3 | $ 1,067,000 | $ 355,666 | $ 67,000 |
| Franklin, Missouri | 3 | $ 571,000 | $ 190,333 | $ 94,000 |
| Warren, Missouri | 3 | $ 675,000 | $ 225,000 | $ 143,000 |
| Chemung, New York | 3 | $ 315,000 | $ 105,000 | $ 45,000 |
| Madison, New York | 3 | $ 363,000 | $ 121,000 | $ 90,000 |
| Oswego, New York | 3 | $ 329,000 | $ 109,666 | $ 79,000 |
| Schuyler, New York | 3 | $ 340,000 | $ 113,333 | $ 58,000 |
| Steuben, New York | 3 | $ 227,000 | $ 75,666 | $ 46,000 |
| Carteret, North Carolina | 3 | $ 879,000 | $ 293,000 | $ 92,000 |
| Union, North Carolina | 3 | $ 395,000 | $ 131,666 | $ 87,000 |
| Fulton, Pennsylvania | 3 | $ 378,000 | $ 126,000 | $ 34,000 |
| Mifflin, Pennsylvania | 3 | $ 483,000 | $ 161,000 | $ 59,000 |
| Potter, Pennsylvania | 3 | $ 263,000 | $ 87,666 | $ 76,000 |
| Somerset, Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 65,000 |
| Susquehanna, Pennsylvania | 3 | $ 614,000 | $ 204,666 | $ 153,000 |
| Tioga, Pennsylvania | 3 | $ 401,000 | $ 133,666 | $ 52,000 |
| Orleans, Vermont | 3 | $ 712,000 | $ 237,333 | $ 113,000 |
| Accomack, Virginia | 3 | $ 495,000 | $ 165,000 | $ 74,000 |
| Dinwiddie, Virginia | 3 | $ 454,000 | $ 151,333 | $ 67,000 |
| Frederick, Virginia | 3 | $ 474,000 | $ 158,000 | $ 50,000 |
| Norfolk, Virginia | 3 | $ 383,000 | $ 127,666 | $ 52,000 |
| Berkeley, West Virginia | 3 | $ 428,000 | $ 142,666 | $ 54,000 |
| Montgomery, Alabama | 2 | $ 412,000 | $ 206,000 | $ 80,000 |
| Riverside, California | 2 | $ 1,458,000 | $ 729,000 | $ 103,000 |
| Adams, Colorado | 2 | $ 261,000 | $ 130,500 | $ 49,000 |
| Summit, Colorado | 2 | $ 705,000 | $ 352,500 | $ 181,000 |
| Brevard, Florida | 2 | $ 343,000 | $ 171,500 | $ 58,000 |
| Flagler, Florida | 2 | $ 299,000 | $ 149,500 | $ 145,000 |
| Hillsborough, Florida | 2 | $ 10,002,000 | $ 5,001,000 | $ 42,000 |
| Sumter, Florida | 2 | $ 321,000 | $ 160,500 | $ 106,000 |
| Volusia, Florida | 2 | $ 266,000 | $ 133,000 | $ 127,000 |
| Gwinnett, Georgia | 2 | $ 433,000 | $ 216,500 | $ 67,000 |
| Kendall, Illinois | 2 | $ 521,000 | $ 260,500 | $ 86,000 |
| Lake, Illinois | 2 | $ 534,000 | $ 267,000 | $ 113,000 |
| LaSalle, Illinois | 2 | $ 347,000 | $ 173,500 | $ 161,000 |
| St. Clair, Illinois | 2 | $ 824,000 | $ 412,000 | $ 523,000 |
| DeKalb, Indiana | 2 | $ 209,000 | $ 104,500 | $ 58,000 |
| Hendricks, Indiana | 2 | $ 359,000 | $ 179,500 | $ 92,000 |
| Jasper, Indiana | 2 | $ 295,000 | $ 147,500 | $ 65,000 |
| Johnson, Indiana | 2 | $ 416,000 | $ 208,000 | $ 67,000 |
| Androscoggin, Maine | 2 | $ 456,000 | $ 228,000 | $ 234,000 |
| Aroostook, Maine | 2 | $ 242,000 | $ 121,000 | $ 78,000 |
| Knox, Maine | 2 | $ 468,000 | $ 234,000 | $ 130,000 |
| Penobscot, Maine | 2 | $ 202,000 | $ 101,000 | $ 54,000 |
| Washington, Maine | 2 | $ 467,000 | $ 233,500 | $ 64,000 |
| Allegany, Maryland | 2 | $ 212,000 | $ 106,000 | $ 33,000 |
| Dorchester, Maryland | 2 | $ 362,000 | $ 181,000 | $ 120,000 |
| Somerset, Maryland | 2 | $ 207,000 | $ 103,500 | $ 89,000 |
| Cass, Missouri | 2 | $ 264,000 | $ 132,000 | $ 57,000 |
| Clark, Nevada | 2 | $ 816,000 | $ 408,000 | $ 613,000 |
| Cortland, New York | 2 | $ 333,000 | $ 166,500 | $ 66,000 |
| Jefferson, New York | 2 | $ 590,000 | $ 295,000 | $ 120,000 |
| Seneca, New York | 2 | $ 249,000 | $ 124,500 | $ 92,000 |
| Cabarrus, North Carolina | 2 | $ 243,000 | $ 121,500 | $ 93,000 |
| Catawba, North Carolina | 2 | $ 569,000 | $ 284,500 | $ 100,000 |
| Dare, North Carolina | 2 | $ 717,000 | $ 358,500 | $ 189,000 |
| Gaston, North Carolina | 2 | $ 174,000 | $ 87,000 | $ 44,000 |
| Guilford, North Carolina | 2 | $ 164,000 | $ 82,000 | $ 76,000 |
| Harnett, North Carolina | 2 | $ 456,000 | $ 228,000 | $ 94,000 |
| Haywood, North Carolina | 2 | $ 305,000 | $ 152,500 | $ 53,000 |
| Butler, Ohio | 2 | $ 420,000 | $ 210,000 | $ 91,000 |
| Clermont, Ohio | 2 | $ 515,000 | $ 257,500 | $ 141,000 |
| Lucas, Ohio | 2 | $ 179,000 | $ 89,500 | $ 52,000 |
| Stark, Ohio | 2 | $ 187,000 | $ 93,500 | $ 54,000 |
| Summit, Ohio | 2 | $ 457,000 | $ 228,500 | $ 107,000 |
| Beaver, Pennsylvania | 2 | $ 181,000 | $ 90,500 | $ 43,000 |
| Greene, Pennsylvania | 2 | $ 208,000 | $ 104,000 | $ 41,000 |
| Indiana, Pennsylvania | 2 | $ 234,000 | $ 117,000 | $ 75,000 |
| Wyoming, Pennsylvania | 2 | $ 407,000 | $ 203,500 | $ 66,000 |
| Richland, South Carolina | 2 | $ 318,000 | $ 159,000 | $ 19,000 |
| Essex, Vermont | 2 | $ 415,000 | $ 207,500 | $ 122,000 |
| Augusta, Virginia | 2 | $ 374,000 | $ 187,000 | $ 64,000 |
| Bedford, Virginia | 2 | $ 399,000 | $ 199,500 | $ 69,000 |
| Henry, Virginia | 2 | $ 159,000 | $ 79,500 | $ 48,000 |
| Louisa, Virginia | 2 | $ 279,000 | $ 139,500 | $ 25,000 |
| Northampton, Virginia | 2 | $ 283,000 | $ 141,500 | $ 58,000 |
| Petersburg, Virginia | 2 | $ 257,000 | $ 128,500 | $ 26,000 |
| Powhatan, Virginia | 2 | $ 287,000 | $ 143,500 | $ 71,000 |
| Roanoke, Virginia | 2 | $ 480,000 | $ 240,000 | $ 176,000 |
| Stafford, Virginia | 2 | $ 529,000 | $ 264,500 | $ 97,000 |
| Westmoreland, Virginia | 2 | $ 508,000 | $ 254,000 | $ 68,000 |
| Wythe, Virginia | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| York, Virginia | 2 | $ 493,000 | $ 246,500 | $ 121,000 |
| King, Washington | 2 | $ 416,000 | $ 208,000 | $ 116,000 |
| Kanawha, West Virginia | 2 | $ 424,000 | $ 212,000 | $ 130,000 |
| Walworth, Wisconsin | 2 | $ 467,000 | $ 233,500 | $ 211,000 |
| Madison, Alabama | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Mohave, Arizona | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Pinal, Arizona | 1 | $ 417,000 | $ 417,000 | $ 220,000 |
| Butte, California | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Monterey, California | 1 | $ 4,096,000 | $ 4,096,000 | $ 0 |
| San Bernardino, California | 1 | $ 20,640,000 | $ 20,640,000 | $ 0 |
| Sonoma, California | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Ventura, California | 1 | $ 2,620,000 | $ 2,620,000 | $ 0 |
| Boulder, Colorado | 1 | $ 360,000 | $ 360,000 | $ 119,000 |
| El Paso, Colorado | 1 | $ 400,000 | $ 400,000 | $ 175,000 |
| Grand, Colorado | 1 | $ 259,000 | $ 259,000 | $ 166,000 |
| Larimer, Colorado | 1 | $ 363,000 | $ 363,000 | $ 132,000 |
| Montrose, Colorado | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
| Alachua, Florida | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Charlotte, Florida | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Clay, Florida | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Hernando, Florida | 1 | $ 67,000 | $ 67,000 | $ 100,000 |
| Highlands, Florida | 1 | $ 125,000 | $ 125,000 | $ 20,000 |
| Manatee, Florida | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Nassau, Florida | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| Osceola, Florida | 1 | $ 209,000 | $ 209,000 | $ 338,000 |
| Pasco, Florida | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Sarasota, Florida | 1 | $ 129,000 | $ 129,000 | $ 90,000 |
| Seminole, Florida | 1 | $ 337,000 | $ 337,000 | $ 152,000 |
| St. Johns, Florida | 1 | $ 238,000 | $ 238,000 | $ 55,000 |
| Walton, Florida | 1 | $ 294,000 | $ 294,000 | $ 325,000 |
| Chatham, Georgia | 1 | $ 106,000 | $ 106,000 | $ 90,000 |
| Cobb, Georgia | 1 | $ 148,000 | $ 148,000 | $ 102,000 |
| DeKalb, Georgia | 1 | $ 340,000 | $ 340,000 | $ 83,000 |
| Forsyth, Georgia | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Fulton, Georgia | 1 | $ 282,000 | $ 282,000 | $ 146,000 |
| Henry, Georgia | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Lumpkin, Georgia | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Newton, Georgia | 1 | $ 118,000 | $ 118,000 | $ 89,000 |
| Paulding, Georgia | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Seminole, Georgia | 1 | $ 19,000 | $ 19,000 | $ 24,000 |
| Troup, Georgia | 1 | $ 206,000 | $ 206,000 | $ 56,000 |
| Teton, Idaho | 1 | $ 300,000 | $ 300,000 | $ 79,000 |
| Grundy, Illinois | 1 | $ 251,000 | $ 251,000 | $ 159,000 |
| Madison, Illinois | 1 | $ 129,000 | $ 129,000 | $ 179,000 |
| Perry, Illinois | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Shelby, Illinois | 1 | $ 333,000 | $ 333,000 | $ 137,000 |
| Winnebago, Illinois | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Hancock, Indiana | 1 | $ 99,000 | $ 99,000 | $ 72,000 |
| Henry, Indiana | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Jackson, Indiana | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Kosciusko, Indiana | 1 | $ 170,000 | $ 170,000 | $ 267,000 |
| LaPorte, Indiana | 1 | $ 163,000 | $ 163,000 | $ 77,000 |
| Lawrence, Indiana | 1 | $ 111,000 | $ 111,000 | $ 74,000 |
| Pike, Indiana | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Ripley, Indiana | 1 | $ 228,000 | $ 228,000 | $ 45,000 |
| Spencer, Indiana | 1 | $ 221,000 | $ 221,000 | $ 84,000 |
| Starke, Indiana | 1 | $ 195,000 | $ 195,000 | $ 357,000 |
| Wayne, Indiana | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Leavenworth, Kansas | 1 | $ 236,000 | $ 236,000 | $ 146,000 |
| Sedgwick, Kansas | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Wyandotte, Kansas | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Campbell, Kentucky | 1 | $ 188,000 | $ 188,000 | $ 81,000 |
| Kent, Maryland | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Berrien, Michigan | 1 | $ 117,000 | $ 117,000 | $ 119,000 |
| Cheboygan, Michigan | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Genesee, Michigan | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Lapeer, Michigan | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Macomb, Michigan | 1 | $ 192,000 | $ 192,000 | $ 56,000 |
| Sanilac, Michigan | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Ramsey, Minnesota | 1 | $ 252,000 | $ 252,000 | $ 96,000 |
| Lafayette, Mississippi | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| Clinton, Missouri | 1 | $ 210,000 | $ 210,000 | $ 59,000 |
| Johnson, Missouri | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Phelps, Missouri | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Saline, Missouri | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Lancaster, Nebraska | 1 | $ 142,000 | $ 142,000 | $ 87,000 |
| Bernalillo, New Mexico | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Tompkins, New York | 1 | $ 113,000 | $ 113,000 | $ 22,000 |
| Yates, New York | 1 | $ 405,000 | $ 405,000 | $ 300,000 |
| Brunswick, North Carolina | 1 | $ 197,000 | $ 197,000 | $ 62,000 |
| Cleveland, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 78,000 |
| Durham, North Carolina | 1 | $ 121,000 | $ 121,000 | $ 45,000 |
| Henderson, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 165,000 |
| Jones, North Carolina | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Moore, North Carolina | 1 | $ 238,000 | $ 238,000 | $ 118,000 |
| New Hanover, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Orange, North Carolina | 1 | $ 118,000 | $ 118,000 | $ 190,000 |
| Rowan, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Fairfield, Ohio | 1 | $ 126,000 | $ 126,000 | $ 75,000 |
| Fulton, Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Geauga, Ohio | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Montgomery, Ohio | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Ottawa, Ohio | 1 | $ 306,000 | $ 306,000 | $ 73,000 |
| Wayne, Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bedford, Pennsylvania | 1 | $ 231,000 | $ 231,000 | $ 137,000 |
| Cameron, Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 131,000 |
| Lawrence, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Venango, Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 52,000 |
| Beaufort, South Carolina | 1 | $ 200,000 | $ 200,000 | $ 261,000 |
| Georgetown, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 34,000 |
| Pickens, South Carolina | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| Benton, Tennessee | 1 | $ 57,000 | $ 57,000 | $ 17,000 |
| Montgomery, Tennessee | 1 | $ 71,000 | $ 71,000 | $ 134,000 |
| Travis, Texas | 1 | $ 413,000 | $ 413,000 | $ 205,000 |
| Caledonia, Vermont | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Orange, Vermont | 1 | $ 185,000 | $ 185,000 | $ 213,000 |
| Albemarle, Virginia | 1 | $ 180,000 | $ 180,000 | $ 61,000 |
| Chesapeake, Virginia | 1 | $ 292,000 | $ 292,000 | $ 105,000 |
| Falls Church, Virginia | 1 | $ 560,000 | $ 560,000 | $ 287,000 |
| Fluvanna, Virginia | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Gloucester, Virginia | 1 | $ 134,000 | $ 134,000 | $ 33,000 |
| Hanover, Virginia | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Isle of Wight, Virginia | 1 | $ 178,000 | $ 178,000 | $ 0 |
| James City, Virginia | 1 | $ 389,000 | $ 389,000 | $ 70,000 |
| King William, Virginia | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Lynchburg, Virginia | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Mecklenburg, Virginia | 1 | $ 95,000 | $ 95,000 | $ 14,000 |
| Montgomery, Virginia | 1 | $ 212,000 | $ 212,000 | $ 78,000 |
| Newport News, Virginia | 1 | $ 74,000 | $ 74,000 | $ 86,000 |
| Norton, Virginia | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Nottoway, Virginia | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Portsmouth, Virginia | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Pulaski, Virginia | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Richmond City, Virginia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Roanoke City, Virginia | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Shenandoah, Virginia | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| Suffolk, Virginia | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Warren, Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Mineral, West Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Preston, West Virginia | 1 | $ 201,000 | $ 201,000 | $ 82,000 |
| Kenosha, Wisconsin | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 66,000 |
| Waukesha, Wisconsin | 1 | $ 750,000 | $ 750,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sovereign Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 31,207 | $7,875,428,000 | $252,000 | $37,000,000 | $106,000 | $7,469,000 |
| Home Purchase | 10,319 | $2,083,726,000 | $201,000 | $9,700,000 | $86,000 | $3,897,000 |
| Home Improvement | 1,707 | $200,302,000 | $117,000 | $1,500,000 | $83,000 | $1,664,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 34,878 | $7,616,173,000 | $218,000 | $10,000,000 | $104,000 | $7,469,000 |
| Not Provided | 2,760 | $580,585,000 | $210,000 | $1,106,000 | $102,000 | $2,040,000 |
| Asian | 1,712 | $411,235,000 | $240,000 | $990,000 | $106,000 | $1,279,000 |
| Hispanic | 1,705 | $298,317,000 | $174,000 | $1,275,000 | $65,000 | $560,000 |
| Black or African American | 1,683 | $262,660,000 | $156,000 | $795,000 | $64,000 | $1,032,000 |
| Not applicable | 325 | $951,729,000 | $2,928,000 | $37,000,000 | $1,000 | $377,000 |
| American Indian or Alaskan Native | 109 | $25,743,000 | $236,000 | $1,200,000 | $95,000 | $373,000 |
| Native Hawaiian or Other Pacific Islander | 61 | $13,014,000 | $213,000 | $423,000 | $89,000 | $389,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,555 | $9,304,358,000 | $241,000 | $37,000,000 | $105,000 | $7,469,000 |
| FHA-insured (Federal Housing Administration) | 4,443 | $814,579,000 | $183,000 | $767,000 | $58,000 | $483,000 |
| VA-guaranteed (Veterans Administration) | 131 | $24,474,000 | $186,000 | $405,000 | $62,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 104 | $16,045,000 | $154,000 | $361,000 | $53,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 32,249 | $7,249,082,000 | $224,000 | $37,000,000 | $103,000 | $7,469,000 |
| Application Denied By Financial Institution | 4,752 | $1,101,791,000 | $231,000 | $28,000,000 | $83,000 | $3,897,000 |
| Application Withdrawn By Applicant | 2,976 | $816,697,000 | $274,000 | $25,000,000 | $103,000 | $3,515,000 |
| Application Approved But Not Accepted | 2,816 | $813,164,000 | $288,000 | $30,000,000 | $103,000 | $3,428,000 |
| Loan Purchased By The Institution | 299 | $61,582,000 | $205,000 | $748,000 | $95,000 | $1,412,000 |
| Preapproval Denied by Financial Institution | 102 | $14,723,000 | $144,000 | $430,000 | $41,000 | $189,000 |
| File Closed For Incompleteness | 39 | $102,417,000 | $2,626,000 | $29,500,000 | $51,000 | $590,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2,332 | $584,532,000 | $250,000 | $28,000,000 | $96,000 | $1,090,000 |
| Debt-To-Income Ratio | 910 | $190,209,000 | $209,000 | $1,500,000 | $56,000 | $455,000 |
| Other | 602 | $152,055,000 | $252,000 | $20,640,000 | $90,000 | $3,897,000 |
| Credit History | 589 | $81,353,000 | $138,000 | $8,250,000 | $60,000 | $1,664,000 |
| Unverifiable Information | 114 | $25,351,000 | $222,000 | $3,600,000 | $71,000 | $301,000 |
| Mortgage Insurance Denied | 82 | $21,053,000 | $256,000 | $626,000 | $89,000 | $270,000 |
| Employment History | 81 | $16,701,000 | $206,000 | $805,000 | $62,000 | $321,000 |
| Credit Application Incomplete | 75 | $22,017,000 | $293,000 | $2,400,000 | $93,000 | $362,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 69 | $23,243,000 | $336,000 | $7,500,000 | $87,000 | $300,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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