Sovereign Lending Group Inc. Mortgage Lending & HMDA Data, 2017
In 2017, Sovereign Lending Group Inc. of Newport Beach, CA reported 4,887 mortgage applications totaling $1.5 billion, up 12% from 2016. The average application was for $305,844, and applicants reported an average income of $71,127. 27% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (277), Los Angeles-Long Beach-Glendale, CA (262) and Phoenix-Mesa-Scottsdale, AZ (232) (applications in parentheses).
| Mortgage Company & Address | Sovereign Lending Group Inc. Newport Beach, CA 92660 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,887 |
| Total Mortgage Loan Application Amount | $1,494,660,000 |
| Average Mortgage Loan Application Amount | $305,844 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $71,127 |
| Highest Applicant Income | $1,633,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Lending Group Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 277 | $ 87,305,000 | $ 315,180 | $ 76,000 |
| Los Angeles-Long Beach-Glendale, CA | 262 | $ 103,447,000 | $ 394,835 | $ 93,000 |
| Phoenix-Mesa-Scottsdale, AZ | 232 | $ 64,845,000 | $ 279,504 | $ 68,000 |
| San Diego-Carlsbad, CA | 154 | $ 66,345,000 | $ 430,811 | $ 80,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 153 | $ 58,661,000 | $ 383,405 | $ 80,627 |
| Atlanta-Sandy Springs-Roswell, GA | 138 | $ 36,430,000 | $ 263,985 | $ 61,000 |
| Anaheim-Santa Ana-Irvine, CA | 122 | $ 53,010,000 | $ 434,508 | $ 117,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 114 | $ 36,175,000 | $ 317,324 | $ 74,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 101 | $ 28,293,000 | $ 280,128 | $ 59,960 |
| Oakland-Hayward-Berkeley, CA | 88 | $ 40,317,000 | $ 458,147 | $ 115,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 84 | $ 22,312,000 | $ 265,619 | $ 50,392 |
| Seattle-Bellevue-Everett, WA | 81 | $ 27,448,000 | $ 338,864 | $ 80,000 |
| Denver-Aurora-Lakewood, CO | 78 | $ 24,541,000 | $ 314,628 | $ 72,000 |
| Orlando-Kissimmee-Sanford, FL | 63 | $ 16,253,000 | $ 257,984 | $ 53,000 |
| Tampa-St. Petersburg-Clearwater, FL | 61 | $ 16,526,000 | $ 270,918 | $ 68,000 |
| Colorado Springs, CO | 60 | $ 17,021,000 | $ 283,683 | $ 51,000 |
| Tacoma-Lakewood, WA | 55 | $ 17,266,000 | $ 313,927 | $ 60,000 |
| Chicago-Naperville-Arlington Heights, IL | 54 | $ 14,243,000 | $ 263,759 | $ 74,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 54 | $ 14,554,000 | $ 269,518 | $ 52,000 |
| Baltimore-Columbia-Towson, MD | 52 | $ 15,458,000 | $ 297,269 | $ 81,000 |
| New York-Jersey City-White Plains, NY-NJ | 50 | $ 15,827,000 | $ 316,540 | $ 62,000 |
| Dallas-Plano-Irving, TX | 48 | $ 11,793,000 | $ 245,687 | $ 53,000 |
| Tucson, AZ | 45 | $ 11,714,000 | $ 260,311 | $ 63,000 |
| Jacksonville, FL | 43 | $ 10,662,000 | $ 247,953 | $ 61,000 |
| San Antonio-New Braunfels, TX | 43 | $ 11,623,000 | $ 270,302 | $ 23,000 |
| Urban Honolulu, HI | 42 | $ 23,325,000 | $ 555,357 | $ 76,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 40 | $ 17,381,000 | $ 434,525 | $ 101,000 |
| Houston-The Woodlands-Sugar Land, TX | 39 | $ 9,710,000 | $ 248,974 | $ 70,000 |
| Montgomery County-Bucks County-Chester County, PA | 38 | $ 10,998,000 | $ 289,421 | $ 105,000 |
| Stockton-Lodi, CA | 38 | $ 12,196,000 | $ 320,947 | $ 95,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 10,320,000 | $ 294,857 | $ 70,000 |
| Charleston-North Charleston, SC | 33 | $ 7,857,000 | $ 238,090 | $ 74,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 33 | $ 13,133,000 | $ 397,969 | $ 80,000 |
| Vallejo-Fairfield, CA | 30 | $ 11,460,000 | $ 382,000 | $ 123,000 |
| Richmond, VA | 28 | $ 8,822,000 | $ 315,071 | $ 72,000 |
| Silver Spring-Frederick-Rockville, MD | 28 | $ 10,851,000 | $ 387,535 | $ 78,000 |
| Charlotte-Concord-Gastonia, NC-SC | 27 | $ 7,092,000 | $ 262,666 | $ 45,777 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 26 | $ 8,883,000 | $ 341,653 | $ 78,000 |
| Fort Worth-Arlington, TX | 25 | $ 5,638,000 | $ 225,520 | $ 38,000 |
| Indianapolis-Carmel-Anderson, IN | 25 | $ 6,251,000 | $ 250,040 | $ 61,000 |
| Miami-Miami Beach-Kendall, FL | 25 | $ 8,263,000 | $ 330,520 | $ 86,000 |
| Raleigh, NC | 25 | $ 6,722,000 | $ 268,880 | $ 78,000 |
| Austin-Round Rock, TX | 24 | $ 7,667,000 | $ 319,458 | $ 77,000 |
| Bakersfield, CA | 24 | $ 6,600,000 | $ 275,000 | $ 69,000 |
| Columbia, SC | 24 | $ 6,118,000 | $ 254,916 | $ 41,000 |
| San Francisco-Redwood City-South San Francisco, CA | 24 | $ 10,892,000 | $ 453,833 | $ 95,000 |
| Fresno, CA | 23 | $ 6,183,000 | $ 268,826 | $ 81,000 |
| Prescott, AZ | 23 | $ 5,693,000 | $ 247,521 | $ 51,000 |
| North Port-Sarasota-Bradenton, FL | 22 | $ 6,727,000 | $ 305,772 | $ 66,000 |
| Fayetteville, NC | 21 | $ 5,593,000 | $ 266,333 | $ 50,000 |
| Newark, NJ-PA | 21 | $ 7,012,000 | $ 333,904 | $ 84,000 |
| Olympia-Tumwater, WA | 21 | $ 5,640,000 | $ 268,571 | $ 73,000 |
| Albuquerque, NM | 20 | $ 4,423,000 | $ 221,150 | $ 63,000 |
| Medford, OR | 20 | $ 5,712,000 | $ 285,600 | $ 49,000 |
| Savannah, GA | 20 | $ 4,889,000 | $ 244,450 | $ 57,000 |
| Bremerton-Silverdale, WA | 19 | $ 5,061,000 | $ 266,368 | $ 71,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 3,838,000 | $ 202,000 | $ 52,000 |
| Merced, CA | 19 | $ 5,197,000 | $ 273,526 | $ 42,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 5,293,000 | $ 294,055 | $ 67,111 |
| Modesto, CA | 18 | $ 4,862,000 | $ 270,111 | $ 46,000 |
| Philadelphia, PA | 18 | $ 5,858,000 | $ 325,444 | $ 74,000 |
| Clarksville, TN-KY | 17 | $ 3,805,000 | $ 223,823 | $ 57,000 |
| Eugene, OR | 17 | $ 4,497,000 | $ 264,529 | $ 47,000 |
| Fort Collins, CO | 17 | $ 4,993,000 | $ 293,705 | $ 68,000 |
| Columbus, GA-AL | 16 | $ 4,285,000 | $ 267,812 | $ 87,625 |
| Gary, IN | 16 | $ 3,827,000 | $ 239,187 | $ 80,000 |
| Memphis, TN-MS-AR | 16 | $ 3,799,000 | $ 237,437 | $ 64,750 |
| Salinas, CA | 16 | $ 5,726,000 | $ 357,875 | $ 88,000 |
| Camden, NJ | 15 | $ 4,422,000 | $ 294,800 | $ 61,000 |
| Salem, OR | 15 | $ 3,587,000 | $ 239,133 | $ 52,000 |
| Cape Coral-Fort Myers, FL | 14 | $ 3,684,000 | $ 263,142 | $ 46,000 |
| Killeen-Temple, TX | 14 | $ 2,846,000 | $ 203,285 | $ 43,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 3,713,000 | $ 265,214 | $ 118,000 |
| Portland-South Portland, ME | 14 | $ 4,125,000 | $ 294,642 | $ 93,000 |
| Santa Maria-Santa Barbara, CA | 14 | $ 6,448,000 | $ 460,571 | $ 83,000 |
| Albany, OR | 13 | $ 2,871,000 | $ 220,846 | $ 62,000 |
| Bend-Redmond, OR | 13 | $ 2,959,000 | $ 227,615 | $ 35,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 3,885,000 | $ 298,846 | $ 48,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 4,050,000 | $ 311,538 | $ 59,230 |
| Reading, PA | 13 | $ 3,371,000 | $ 259,307 | $ 38,000 |
| Visalia-Porterville, CA | 13 | $ 3,936,000 | $ 302,769 | $ 81,000 |
| Greeley, CO | 12 | $ 3,434,000 | $ 286,166 | $ 50,000 |
| Huntsville, AL | 12 | $ 2,812,000 | $ 234,333 | $ 22,000 |
| Knoxville, TN | 12 | $ 3,012,000 | $ 251,000 | $ 61,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 3,190,000 | $ 265,833 | $ 48,000 |
| Port St. Lucie, FL | 12 | $ 2,575,000 | $ 214,583 | $ 34,000 |
| Wilmington, DE-MD-NJ | 12 | $ 3,415,000 | $ 284,583 | $ 61,083 |
| Lakeland-Winter Haven, FL | 11 | $ 2,297,000 | $ 208,818 | $ 34,000 |
| Louisville/Jefferson County, KY-IN | 11 | $ 3,194,000 | $ 290,363 | $ 80,000 |
| Pittsburgh, PA | 11 | $ 2,808,000 | $ 255,272 | $ 67,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 2,752,000 | $ 250,181 | $ 45,000 |
| Harrisburg-Carlisle, PA | 10 | $ 2,779,000 | $ 277,900 | $ 78,000 |
| Kennewick-Richland, WA | 10 | $ 3,310,000 | $ 331,000 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 2,390,000 | $ 239,000 | $ 72,000 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 2,881,000 | $ 288,100 | $ 70,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 10 | $ 3,355,000 | $ 335,500 | $ 123,000 |
| Santa Rosa, CA | 10 | $ 3,922,000 | $ 392,200 | $ 77,000 |
| Yuba City, CA | 10 | $ 2,581,000 | $ 258,100 | $ 51,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 3,270,000 | $ 363,333 | $ 99,000 |
| Dover, DE | 9 | $ 2,047,000 | $ 227,444 | $ 50,000 |
| El Paso, TX | 9 | $ 1,909,000 | $ 212,111 | $ 45,000 |
| Greensboro-High Point, NC | 9 | $ 2,451,000 | $ 272,333 | $ 94,000 |
| Hanford-Corcoran, CA | 9 | $ 2,415,000 | $ 268,333 | $ 74,000 |
| New Haven-Milford, CT | 9 | $ 2,595,000 | $ 288,333 | $ 58,000 |
| Wilmington, NC | 9 | $ 2,101,000 | $ 233,444 | $ 57,000 |
| Winston-Salem, NC | 9 | $ 2,135,000 | $ 237,222 | $ 27,000 |
| Yuma, AZ | 9 | $ 2,214,000 | $ 246,000 | $ 27,000 |
| Chico, CA | 8 | $ 1,913,000 | $ 239,125 | $ 200,000 |
| Corpus Christi, TX | 8 | $ 1,727,000 | $ 215,875 | $ 31,000 |
| Durham-Chapel Hill, NC | 8 | $ 1,974,000 | $ 246,750 | $ 33,000 |
| Elgin, IL | 8 | $ 2,107,000 | $ 263,375 | $ 141,000 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 2,084,000 | $ 260,500 | $ 29,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 2,031,000 | $ 253,875 | $ 28,000 |
| Jacksonville, NC | 8 | $ 1,796,000 | $ 224,500 | $ 93,000 |
| Kahului-Wailuku-Lahaina, HI | 8 | $ 4,005,000 | $ 500,625 | $ 89,000 |
| Oklahoma City, OK | 8 | $ 2,172,000 | $ 271,500 | $ 65,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,878,000 | $ 234,750 | $ 103,250 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,688,000 | $ 241,142 | $ 85,000 |
| Anchorage, AK | 7 | $ 2,039,000 | $ 291,285 | $ 85,000 |
| Asheville, NC | 7 | $ 1,697,000 | $ 242,428 | $ 36,000 |
| Grand Junction, CO | 7 | $ 1,921,000 | $ 274,428 | $ 32,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 2,001,000 | $ 285,857 | $ 120,857 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,590,000 | $ 227,142 | $ 78,000 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 2,490,000 | $ 355,714 | $ 76,000 |
| San Rafael, CA | 7 | $ 4,754,000 | $ 679,142 | $ 119,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 2,260,000 | $ 322,857 | $ 82,000 |
| Tulsa, OK | 7 | $ 1,904,000 | $ 272,000 | $ 85,000 |
| Billings, MT | 6 | $ 2,354,000 | $ 392,333 | $ 125,000 |
| Birmingham-Hoover, AL | 6 | $ 1,313,000 | $ 218,833 | $ 26,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,519,000 | $ 253,166 | $ 56,000 |
| El Centro, CA | 6 | $ 1,261,000 | $ 210,166 | $ 68,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,735,000 | $ 289,166 | $ 66,000 |
| Flagstaff, AZ | 6 | $ 2,120,000 | $ 353,333 | $ 95,000 |
| Fort Smith, AR-OK | 6 | $ 1,225,000 | $ 204,166 | $ 33,000 |
| Grants Pass, OR | 6 | $ 1,588,000 | $ 264,666 | $ 63,000 |
| Homosassa Springs, FL | 6 | $ 1,453,000 | $ 242,166 | $ 54,000 |
| Norwich-New London, CT | 6 | $ 1,749,000 | $ 291,500 | $ 59,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 2,076,000 | $ 346,000 | $ 135,000 |
| Redding, CA | 6 | $ 1,515,000 | $ 252,500 | $ 20,000 |
| Sierra Vista-Douglas, AZ | 6 | $ 1,349,000 | $ 224,833 | $ 37,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,378,000 | $ 229,666 | $ 31,000 |
| St. Louis, MO-IL | 6 | $ 1,467,000 | $ 244,500 | $ 69,000 |
| Bowling Green, KY | 5 | $ 1,111,000 | $ 222,200 | $ 53,000 |
| Chattanooga, TN-GA | 5 | $ 1,107,000 | $ 221,400 | $ 51,000 |
| Corvallis, OR | 5 | $ 1,356,000 | $ 271,200 | $ 37,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 1,844,000 | $ 368,800 | $ 62,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,471,000 | $ 294,200 | $ 70,000 |
| Lancaster, PA | 5 | $ 1,014,000 | $ 202,800 | $ 40,000 |
| Macon-Bibb County, GA | 5 | $ 894,000 | $ 178,800 | $ 35,000 |
| Monroe, MI | 5 | $ 1,273,000 | $ 254,600 | $ 96,000 |
| Morristown, TN | 5 | $ 1,401,000 | $ 280,200 | $ 64,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,149,000 | $ 229,800 | $ 31,000 |
| Punta Gorda, FL | 5 | $ 1,126,000 | $ 225,200 | $ 46,000 |
| Salisbury, MD-DE | 5 | $ 1,279,000 | $ 255,800 | $ 103,000 |
| Amarillo, TX | 4 | $ 828,000 | $ 207,000 | $ 69,000 |
| Baton Rouge, LA | 4 | $ 1,076,000 | $ 269,000 | $ 107,000 |
| Bellingham, WA | 4 | $ 1,479,000 | $ 369,750 | $ 72,000 |
| Cedar Rapids, IA | 4 | $ 838,000 | $ 209,500 | $ 62,000 |
| Fort Wayne, IN | 4 | $ 892,000 | $ 223,000 | $ 39,000 |
| Gainesville, GA | 4 | $ 1,069,000 | $ 267,250 | $ 67,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 1,075,000 | $ 268,750 | $ 71,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 839,000 | $ 209,750 | $ 50,000 |
| Hinesville, GA | 4 | $ 803,000 | $ 200,750 | $ 31,000 |
| Johnson City, TN | 4 | $ 759,000 | $ 189,750 | $ 93,000 |
| Lansing-East Lansing, MI | 4 | $ 1,411,000 | $ 352,750 | $ 108,000 |
| Longview, WA | 4 | $ 953,000 | $ 238,250 | $ 44,000 |
| Madera, CA | 4 | $ 1,253,000 | $ 313,250 | $ 60,000 |
| Montgomery, AL | 4 | $ 908,000 | $ 227,000 | $ 28,000 |
| Ocala, FL | 4 | $ 1,056,000 | $ 264,000 | $ 52,000 |
| Pueblo, CO | 4 | $ 1,081,000 | $ 270,250 | $ 53,000 |
| Winchester, VA-WV | 4 | $ 706,000 | $ 176,500 | $ 52,000 |
| York-Hanover, PA | 4 | $ 989,000 | $ 247,250 | $ 45,000 |
| Albany, GA | 3 | $ 571,000 | $ 190,333 | $ 78,000 |
| Brunswick, GA | 3 | $ 903,000 | $ 301,000 | $ 45,000 |
| California-Lexington Park, MD | 3 | $ 878,000 | $ 292,666 | $ 24,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 745,000 | $ 248,333 | $ 103,000 |
| Cincinnati, OH-KY-IN | 3 | $ 568,000 | $ 189,333 | $ 24,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 952,000 | $ 317,333 | $ 75,000 |
| Dothan, AL | 3 | $ 797,000 | $ 265,666 | $ 112,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 862,000 | $ 287,333 | $ 27,000 |
| Erie, PA | 3 | $ 592,000 | $ 197,333 | $ 74,000 |
| Fairbanks, AK | 3 | $ 878,000 | $ 292,666 | $ 61,000 |
| Goldsboro, NC | 3 | $ 620,000 | $ 206,666 | $ 64,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 496,000 | $ 165,333 | $ 41,000 |
| Jackson, MS | 3 | $ 580,000 | $ 193,333 | $ 20,000 |
| Lafayette, LA | 3 | $ 1,044,000 | $ 348,000 | $ 234,000 |
| Las Cruces, NM | 3 | $ 677,000 | $ 225,666 | $ 90,000 |
| Lawton, OK | 3 | $ 660,000 | $ 220,000 | $ 32,000 |
| Lebanon, PA | 3 | $ 795,000 | $ 265,000 | $ 17,000 |
| Longview, TX | 3 | $ 476,000 | $ 158,666 | $ 49,000 |
| Lynchburg, VA | 3 | $ 621,000 | $ 207,000 | $ 40,000 |
| Madison, WI | 3 | $ 800,000 | $ 266,666 | $ 49,000 |
| Manchester-Nashua, NH | 3 | $ 853,000 | $ 284,333 | $ 68,000 |
| Panama City, FL | 3 | $ 798,000 | $ 266,000 | $ 92,000 |
| Rockingham County-Strafford County, NH | 3 | $ 809,000 | $ 269,666 | $ 154,000 |
| Santa Fe, NM | 3 | $ 743,000 | $ 247,666 | $ 45,000 |
| Spartanburg, SC | 3 | $ 560,000 | $ 186,666 | $ 25,000 |
| Sumter, SC | 3 | $ 650,000 | $ 216,666 | $ 0 |
| The Villages, FL | 3 | $ 912,000 | $ 304,000 | $ 82,000 |
| Waco, TX | 3 | $ 642,000 | $ 214,000 | $ 91,000 |
| Warner Robins, GA | 3 | $ 586,000 | $ 195,333 | $ 45,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 638,000 | $ 319,000 | $ 216,000 |
| Bangor, ME | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| Bismarck, ND | 2 | $ 618,000 | $ 309,000 | $ 36,000 |
| Boulder, CO | 2 | $ 495,000 | $ 247,500 | $ 41,000 |
| Brownsville-Harlingen, TX | 2 | $ 404,000 | $ 202,000 | $ 40,000 |
| Carbondale-Marion, IL | 2 | $ 103,000 | $ 51,500 | $ 33,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 414,000 | $ 207,000 | $ 28,000 |
| Duluth, MN-WI | 2 | $ 563,000 | $ 281,500 | $ 96,000 |
| East Stroudsburg, PA | 2 | $ 379,000 | $ 189,500 | $ 75,000 |
| Elkhart-Goshen, IN | 2 | $ 352,000 | $ 176,000 | $ 78,000 |
| Farmington, NM | 2 | $ 391,000 | $ 195,500 | $ 24,000 |
| Florence, SC | 2 | $ 518,000 | $ 259,000 | $ 36,000 |
| Gadsden, AL | 2 | $ 700,000 | $ 350,000 | $ 359,000 |
| Gainesville, FL | 2 | $ 479,000 | $ 239,500 | $ 40,000 |
| Great Falls, MT | 2 | $ 793,000 | $ 396,500 | $ 348,000 |
| Green Bay, WI | 2 | $ 368,000 | $ 184,000 | $ 56,000 |
| Harrisonburg, VA | 2 | $ 478,000 | $ 239,000 | $ 50,000 |
| Hot Springs, AR | 2 | $ 401,000 | $ 200,500 | $ 63,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 510,000 | $ 255,000 | $ 46,000 |
| Lafayette-West Lafayette, IN | 2 | $ 606,000 | $ 303,000 | $ 0 |
| New Bern, NC | 2 | $ 321,000 | $ 160,500 | $ 0 |
| New Orleans-Metairie, LA | 2 | $ 439,000 | $ 219,500 | $ 87,000 |
| Roanoke, VA | 2 | $ 458,000 | $ 229,000 | $ 24,000 |
| Shreveport-Bossier City, LA | 2 | $ 498,000 | $ 249,000 | $ 33,000 |
| Sioux Falls, SD | 2 | $ 508,000 | $ 254,000 | $ 88,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 371,000 | $ 185,500 | $ 36,000 |
| Tallahassee, FL | 2 | $ 450,000 | $ 225,000 | $ 42,000 |
| Trenton, NJ | 2 | $ 652,000 | $ 326,000 | $ 87,000 |
| Tuscaloosa, AL | 2 | $ 507,000 | $ 253,500 | $ 56,000 |
| Valdosta, GA | 2 | $ 415,000 | $ 207,500 | $ 23,000 |
| Wausau, WI | 2 | $ 460,000 | $ 230,000 | $ 99,000 |
| Yakima, WA | 2 | $ 517,000 | $ 258,500 | $ 110,000 |
| Abilene, TX | 1 | $ 161,000 | $ 161,000 | $ 50,000 |
| Alexandria, LA | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Appleton, WI | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Athens-Clarke County, GA | 1 | $ 294,000 | $ 294,000 | $ 55,000 |
| Auburn-Opelika, AL | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Barnstable Town, MA | 1 | $ 478,000 | $ 478,000 | $ 58,000 |
| Battle Creek, MI | 1 | $ 204,000 | $ 204,000 | $ 43,000 |
| Bay City, MI | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 230,000 | $ 230,000 | $ 68,000 |
| Bloomington, IN | 1 | $ 248,000 | $ 248,000 | $ 104,000 |
| Burlington-South Burlington, VT | 1 | $ 290,000 | $ 290,000 | $ 72,000 |
| Cleveland, TN | 1 | $ 356,000 | $ 356,000 | $ 90,000 |
| Coeur D'Alene, ID | 1 | $ 157,000 | $ 157,000 | $ 36,000 |
| College Station-Bryan, TX | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Dalton, GA | 1 | $ 250,000 | $ 250,000 | $ 101,000 |
| Dubuque, IA | 1 | $ 393,000 | $ 393,000 | $ 121,000 |
| Eau Claire, WI | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 193,000 | $ 193,000 | $ 58,000 |
| Flint, MI | 1 | $ 203,000 | $ 203,000 | $ 75,000 |
| Grand Forks, ND-MN | 1 | $ 270,000 | $ 270,000 | $ 130,000 |
| Greenville, NC | 1 | $ 220,000 | $ 220,000 | $ 183,000 |
| Hammond, LA | 1 | $ 198,000 | $ 198,000 | $ 20,000 |
| Houma-Thibodaux, LA | 1 | $ 227,000 | $ 227,000 | $ 70,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Lake Charles, LA | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Laredo, TX | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Lewiston, ID-WA | 1 | $ 323,000 | $ 323,000 | $ 87,000 |
| Lewiston-Auburn, ME | 1 | $ 211,000 | $ 211,000 | $ 115,000 |
| Missoula, MT | 1 | $ 278,000 | $ 278,000 | $ 77,000 |
| Mobile, AL | 1 | $ 393,000 | $ 393,000 | $ 97,000 |
| Monroe, LA | 1 | $ 310,000 | $ 310,000 | $ 75,000 |
| Muncie, IN | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Ocean City, NJ | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Odessa, TX | 1 | $ 208,000 | $ 208,000 | $ 96,000 |
| Oshkosh-Neenah, WI | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Peoria, IL | 1 | $ 334,000 | $ 334,000 | $ 170,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 237,000 | $ 237,000 | $ 77,000 |
| Sebastian-Vero Beach, FL | 1 | $ 311,000 | $ 311,000 | $ 75,000 |
| Sherman-Denison, TX | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Springfield, IL | 1 | $ 138,000 | $ 138,000 | $ 135,000 |
| Texarkana, TX-AR | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Victoria, TX | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Wenatchee, WA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Williamsport, PA | 1 | $ 238,000 | $ 238,000 | $ 69,000 |
| Worcester, MA-CT | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,698 | $1,432,651,000 | $304,000 | $1,800,000 | $69,000 | $1,633,000 |
| Home Purchase | 189 | $62,009,000 | $328,000 | $1,575,000 | $124,000 | $1,061,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,386 | $1,030,464,000 | $304,000 | $1,800,000 | $73,000 | $1,633,000 |
| Hispanic | 628 | $192,944,000 | $307,000 | $972,000 | $67,000 | $504,000 |
| Black or African American | 595 | $175,750,000 | $295,000 | $1,044,000 | $63,000 | $300,000 |
| Asian | 167 | $61,568,000 | $368,000 | $965,000 | $88,000 | $558,000 |
| Native Hawaiian or Other Pacific Islander | 74 | $24,459,000 | $330,000 | $858,000 | $74,000 | $360,000 |
| Not Provided | 20 | $4,968,000 | $248,000 | $400,000 | $60,000 | $275,000 |
| American Indian or Alaskan Native | 16 | $4,317,000 | $269,000 | $400,000 | $55,000 | $140,000 |
| Not applicable | 1 | $190,000 | $190,000 | $190,000 | $47,000 | $47,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 3,289 | $988,177,000 | $300,000 | $1,033,000 | $58,000 | $525,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,229 | $402,230,000 | $327,000 | $1,800,000 | $109,000 | $1,633,000 |
| FHA-insured (Federal Housing Administration) | 364 | $103,203,000 | $283,000 | $624,000 | $67,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,050,000 | $210,000 | $401,000 | $40,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,590 | $484,716,000 | $304,000 | $1,800,000 | $72,000 | $1,633,000 |
| Loan Originated | 1,316 | $416,159,000 | $316,000 | $1,225,000 | $73,000 | $1,061,000 |
| File Closed For Incompleteness | 1,235 | $373,971,000 | $302,000 | $1,575,000 | $68,000 | $637,000 |
| Application Denied By Financial Institution | 725 | $212,662,000 | $293,000 | $960,000 | $72,000 | $504,000 |
| Application Approved But Not Accepted | 21 | $7,152,000 | $340,000 | $727,000 | $95,000 | $537,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 367 | $103,005,000 | $280,000 | $834,000 | $72,000 | $504,000 |
| Debt-To-Income Ratio | 156 | $52,653,000 | $337,000 | $960,000 | $68,000 | $232,000 |
| Collateral | 93 | $25,903,000 | $278,000 | $683,000 | $82,000 | $301,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $11,967,000 | $291,000 | $606,000 | $60,000 | $144,000 |
| Employment History | 4 | $1,729,000 | $432,000 | $754,000 | $83,000 | $159,000 |
| Unverifiable Information | 1 | $227,000 | $227,000 | $227,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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